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We’ve all heard about the Metaverse. And there’s no doubt it has certainly captured the attention of the world’s biggest companies: Facebook has changed its name to Meta, Hyundai has partnered up with Roblox to offer virtual test drives, Nike has bought a virtual shoe company and Coca-Cola is selling NFT’s there too. (Non-Fungible Tokens – think digital assets).
But if you are confused about exactly what this all means and most importantly, what the metaverse actually is, then you are not alone. I’m putting together a 2-part series for parents that will help us get a handle on exactly what this new digital frontier promises and what we need to know to keep our kids safe. It will also ensure we don’t feel like dinosaurs! So, let’s get started.
I think the best way of describing the Metaverse is that it’s a network of online 3D virtual worlds that mimic the real world. Once users have chosen their digital avatar, they can meet people, play games, do business, design fashion items, buy real estate, attend events, earn money, rear a pet – in fact, almost anything they can do in the ‘real’ world! And of course, all transactions are via cryptocurrencies.
If you are an avid Science Fiction reader, then you may have already come across the term in the 1992 novel ‘Snow Crash’ by Neal Stephenson. In the book, Stephenson envisions a virtual reality-based evolution of the internet in which his characters use digital avatars of themselves to explore the online world. Sounds eerily familiar, doesn’t it?
Still confused? Check out either the book or Steven Spielberg’s movie adaption of Ernest Cline’s Ready Player One. Set in 2045, the book tells the story of people living in a war-ravaged world on the brink of collapse who turn to OASIS, a massively multiplayer online simulation game that has its own virtual world and currency. In the OASIS, they engage with each other, shop, play games and be transported to different locations.
The best and most immersive way to access the metaverse is using a Virtual Reality (VR) headset and your internet connection, of course. VR headsets completely take over users’ vision and replace the outside world with a virtual one. Now, this maybe a game or a movie but VR headsets have their own set of apps which once downloaded, allows users to meditate, learn piano, work out at the gym or even attend a live concert in the metaverse!
Now access to the Metaverse is not just limited to those who own expensive headsets. Anyone with a computer or a smartphone (that is internet connected) can also have a metaverse experience. Of course, it won’t be as intense or immersive as the VR headset experience but it’s still a commonly used route to access the metaverse. Some of these ‘worlds’ suggest users can access their world using smartphones however experienced users don’t think this is a good idea as phones don’t have the necessary computational power to explore the metaverse properly.
As some of the most popular metaverse worlds can be accessed using your computer, why not check out Decentraland, The Sandbox, Somnium or even Second Life. In most of these worlds, users don’t have to create an account or spend money to start exploring however if you want the full experience then you’ll need to do so.
Entering the metaverse doesn’t cost anything, just like going on the internet doesn’t cost anything – apart from your internet connection and hardware, of course! And don’t forget that if you want a truly immersive 3D experience, then you might want to consider investing in a VR headset.
But, if you do want to access some of the features of the metaverse and invest in some virtual real estate or perhaps buy yourself a Gucci handbag, then you will need to put your hand into your virtual pocket and spend some of your virtual dollars. But the currency you will need depends entirely on the metaverse you are in.
Decentraland’s currency MANA is considered to be the most commonly used currency in the metaverse and also one of the best to invest in, according to some experts. MANA can be used to buy land, purchase avatars, names, wearables, and other items in the Decentraland marketplace.
The Sandbox has a different currency, SAND, which is also used to buy items from The Sandbox marketplace. This is the second most popular currency however be prepared to buy the currency of the world you choose to spend your time in.
Now, I totally appreciate that the whole concept of the Metaverse is a lot to get your head around. But if you have a tribe of kids, then chances are they are going to want to be part of it so don’t put it in the too-hard basket. Take some time to get your head around it: do some more reading, talk to your friends about it and check out some of the metaverses that you can access from your PC. Nothing beats experiencing it for yourself!
In Part 2, I will be sharing my top tips and strategies to help us, parents, successfully guide our kids through the challenges and risks of the metaverse. So watch out for that.
Till, next time – keep researching!
Alex x
The post A Parent’s Guide To The Metaverse – Part One appeared first on McAfee Blog.
Earlier this year, our global Connected Family Study revealed the online habits of parents and their children. What we found called for a closer look.
One finding that leaped out, in particular, is—cyberbullying occurs far more often than parents think. And in many cases, children are keeping it from their parents.
Now with our follow-on research, we set out to answer many of the questions families have about cyberbullying. Where it happens most, who’s most affected, and are children cyberbullying others without even knowing it?
Our report, “Hidden in Plain Sight: More Dangers of Cyberbullying Emerge,” provides insights into these questions and several more. We’ll cover the top findings here in this blog, while you can get the full story by downloading the report here.
Even as stay-at-home mandates in 2020 and 2021 saw children exposed to more cyberbullying while they spent more time online, our ten-country survey found that concerns about cyberbullying in 2022 are even higher today:
And just as the level of concern is high, the findings show us why. Families reported alarming rates of racially motivated cyberbullying, along with high rates of attacks on the major social media and messaging platforms.
Additionally, children shared insights into who’s doing the bullying (it’s largely people who know them) and more than half are the ones doing the bullying—and they don’t even realize it.
Further findings include:
Our research further revealed how the face of cyberbullying takes on different form around the globe. From nation to nation, the influences of polarized politics, racial relations, and different traditions in parent-child relationships shape and re-shape the forms of cyberbullying that children see.
Each of our ten nations surveyed set themselves apart with trends of their own, some of them including:
These new findings reflect the concerns of parents and children alike—cyberbullying remains a pervasive and potentially harmful fact of life online, particularly as racism and other severe forms of cyberbullying take rise.
Without question, cyberbullying endures as a persistent growing pain that the still relatively young internet has yet to shake.
The solution is arguably just as complex as the factors that give cyberbullying its shape—cultural, regional, technological, societal, even governmental. Addressing one factor alone won’t curb it. Significantly curtailing cyberbullying for an internet that’s far safer than it is today requires addressing those factors in concert.
While we recognize that tall order for what it is, and as a leader in online protection, we remain committed to it.
With these findings, and continued research to come, our aim is to further an understanding of cyberbullying for all—whether that’s educators, technology innovators, policymakers, and of course parents. With this understanding, programs, platforms, and legislation can put protections in place that still allow for companies to innovate and create platforms that people love to use. Safely and securely.
The post More Dangers of Cyberbullying Emerge—Our Latest Connected Family Report appeared first on McAfee Blog.
Let’s be honest – many of us parents aren’t big fans of gaming. In fact, some of us have probably even been known to roll our eyes or groan when we think about just how long our kids spend playing online games. But if there is one thing I’ve learned after 25 years of parenting, it’s that taking the time to look at a stressful family situation from the perspective of my children, can be very powerful. In fact, it can almost always fast track finding a mutually agreeable work-around for everyone – and gaming is the perfect example.
We have all read about how online gaming can provide players with regular hits of dopamine – a neurotransmitter in the brain that becomes active when you participate in fun and pleasurable activities. Now I am not disputing this for a moment – I’ve witnessed it firsthand! However, it is important to remember that dopamine increases whenever we do anything enjoyable – pop a square of chocolate in our mouth or watch our favorite sporting team win – not just when we play online games.
Many online games have cleverly designed built-in reward systems, and many experts believe that it is the combination of dopamine and reward that probably best explains why our kids are such gaming fans. Now, these reward systems are intentionally unpredictable so players are aware they will eventually get a reward, but they have no idea as to when or how often it is coming – so they are compelled to keep playing! Very clever!
In my opinion, gaming also fills several other needs in our children – the need to belong, to feel competent and be independent. And while we may have had these needs addressed very differently in the 70’s and 80’s – hanging at the bus stop, mastering the Rubix cube and not being helicopter parented, our batch of digital natives will often use gaming as their go-to solution.
When many of us parents think about our kids’ online gaming, our initial thought is ‘how do we make our kids stop’. But I can you this isn’t the right approach. Online gaming isn’t going anywhere. So, taking the time to see gaming from your child’s perspective and understand why it is such a big part of their life is where you need to focus your energy. I guarantee this will further strengthen your relationship with your child and help you introduce rules that they will better respect.
Let’s take a moment to channel the great Atticus Finch from To Kill a Mockingbird and focus on his words of inspiration for us all: ‘“You never really understand a person until you consider things from his point of view…until you climb into his skin and walk around in it.” Ah yes – very wise words!
So, if you are keen to stop gaming being a negative issue in your family, here are my top tips to help you get it under control and stop it causing family tension:
1. Change Your Thinking
If you find yourself thinking ‘how do I get my kids to stop gaming’, you’re barking up the wrong tree. Gaming isn’t going anywhere and as parents, we don’t want to drive an unnecessary wedge between ourselves and our kids. Instead, commit to having an open mind. Think ’Ok, let’s give this gaming thing a go’.
When the time is right, ask your kids what their favourite games are and why. Your aim is to get them talking. You could even do your research in advance and drop in the names of a few popular games to ask them about. ‘My work friend’s son plays Roblox, do you know much about that?’
Even if you aren’t that interested, I promise, playing along will open your eyes. You’ll better understand how the game’s reward system works and what it feels like to get a shot of digital dopamine! And most importantly, it will be great for your relationship with your child. By taking the time to play with them, you are showing that you are interested in their life and their hobbies.
4. Educate Yourself About All Thing Gaming
When your kids started their social media journey, chances are you spent a little time familiarising yourself with the various platforms they joined. Well, you need to adopt the same approach with their gaming life too. Here are a few areas to focus on:
5. Introduce Fair, Age-Appropriate Rules Around Gaming
Once you’ve taken the time to understand your child’s gaming life, cleared your mind of any unnecessary negative gaming thoughts and done your research, why not put together a set of family rules for gaming? You may like to consider a family tech agreement and have a separate section for gaming. Or you may prefer to keep it more casual and have the rules written on the fridge or shared in the family group chat. Regardless of what you choose, ensure that you introduce these boundaries when everyone is calm and in a good head space NOT when you’re in the middle of a verbal stoush!
You could choose to give your children a set amount of time they can use each week on gaming and then let them choose when to use it or you allocate a small time everyday once they’ve completed homework and chores. When my boys were younger, I didn’t allow gaming Monday – Thursday but after school Friday was always quite the gaming fest – a reward for getting through the school week. Do what works for your family!
There’s no question that this digital parenting gig is complicated. Trying to help your kids find the right balance between embracing the online world and offline world can often feel hard to get right. But if you’re ever in doubt about whether you’re on track when it comes to managing your kids’ gaming, always ask yourself – have I kept an open mind? Have I taken the time to talk to my kids and understand their gaming life? Are the gaming rules fair? And, if you have answered yes, then I have every confidence that you have the right approach to ensuring gaming is a positive part of your family’s life.
The post How To Get Your Head Around Your Kids’ Online Gaming Life appeared first on McAfee Blog.
Here’s one way you can help reduce your chances of identity theft: remove your personal information from the internet.
And chances are, you have more personal information posted online than you think.
According to the U.S. Federal Trade Commission (FTC), consumers registered 1.4 million identity theft complaints in 2021, all part of a year where consumers reported losing $5.8 billion to fraud overall—a 70% increase over the year prior.
What fuels all this theft and fraud? Access to personal information.
Scammers and thieves can get a hold of personal information in several ways, such as through phishing attacks that lure you into handing it over, malware that steals it from your devices, by purchasing your information on dark web marketplaces, or as a result of information leaked in data breaches, just to name a few.
However, scammers and thieves have other resources to help them commit theft and fraud—data broker sites, places where personal information is posted online for practically anyone to see. Which makes removing your info from them so important, from both an identity and privacy standpoint.
Think of data broker sites as huge repositories of personal information. Search your name and address online and you’ll see. You’ll likely find dozens of sites that turn up information about you, some of which offer a few pieces for free and others that offer far more information for a price.
Data brokers collect and then aggregate personal information from several sources, including:
Data brokers also buy personal information from other data brokers. As a result, some data brokers have thousands of pieces of data for billions of individuals worldwide.
What could that look like? A broker may know how much you paid for your home, your education level, where you’ve lived over the years and who your lived with, your driving record, and possibly your political leanings. A broker may also know your favorite flavor of ice cream and your preferred over-the-counter allergy medicine thanks to information from loyalty cards. Further, they may also have health-related information from fitness apps. The amount of personal information can run that broadly, and that deeply.
With information at this potential level of detail, it’s no wonder that data brokers rake in an estimated at $200 billion U.S. dollars worldwide every year.
On the legitimate side, it’s used by advertisers to create targeted ad campaigns. With information sold by data brokers, they can generate lists based on highly specific criteria, such as shopping histories, personal interests, and even political leanings as mentioned above. Likely without you being aware of it—and likely with no way to contest that information if it’s incorrect.
Other legitimate uses include using these sites for background checks. Law enforcement, reporters, and employers will use data brokers as a starting point for research because the leg work has largely been done for them. Namely, data brokers have aggregated a person’s information already, which is an otherwise time-consuming process.
If this seems a little shady, it’s still legal. As of now, the U.S. has no federal laws that regulate data brokers or require data them to remove personal information if requested. A few states, such as Nevada, Vermont, and California, have legislation in place aimed at protecting consumers. Meanwhile, the General Data Protection Regulation (GDPR) in the European Union has stricter rules about what information can be collected and what can be done with it. Still, the data broker economy thrives.
On the darker side, scammers and thieves use personal information for identity theft and fraud. With enough personal information gathered from enough sources, they can create a high-fidelity profile of their victims. One that gives them enough information to open new accounts in their name.
So, from the standpoint of both privacy and identity, cleaning up your personal information online makes a great deal of sense.
Let’s review some ways you can remove your personal information from data brokers and other sources on the internet.
The process starts with finding the sites that have your information. From there, you can request to have it removed. Yet as mentioned above, there are dozens and dozens of these sites. Knowing where to start is a challenge in of itself, as is manually making the requests once you have identified the sites that post and sell information about you.
Our Personal Data Cleanup can do the work for you. Personal Data Cleanup scans some of the riskiest data broker sites and shows you which ones are selling your personal info. It also provides guidance on how you can remove your data from those sites and can even manage the removal for you depending on your plan. It also monitors those sites, so if your info gets posted again, you can request its removal again.
As of September 2022, Google accounts for just over 92% of search engine market share worldwide. Aside from being a search engine, Google offers a myriad of other services and applications, such as Gmail and Google Maps. While Google offers plenty of tools for productivity, travel, work, and play for free, they still come at a cost—the gathering and analysis of your personal information.
You can limit the data Google associates with you by removing your name from Google search results with a removal request. This will disable anyone online from getting any results if they search your name. (Note that this will not remove your information from the original sites and sources where it’s posted.) Moreover, Google collects all your browsing data continuously. You have the option to turn on “Auto Delete” in your privacy settings to ensure that the data is deleted regularly and help limit the amount of time your sensitive data stays vulnerable.
You can also occasionally delete your cookies or use your browser in incognito mode to prevent websites from being tracked back to you. Go to your Google Chrome settings to clear your browser and cookie history.
As discussed above, data brokers can collect information from public social media profiles. You can minimize your presence on social media to the bare minimum. Make a list of the ones you use or have used in the past. If there are old accounts that you no longer use or websites that have gone by the wayside like Myspace or Tumblr, you may want to deactivate them or consider deleting them entirely.
For social media platforms that you still may use regularly, like Facebook and Instagram, consider adjusting your privacy settings to ensure that your personal information on these social media platforms is the bare minimum. For example, on Facebook you can lock your profile, while on Instagram you can stay private.
If you’ve ever published articles, written blogs, or created any content online, it might be a good time to consider taking it down if it is no longer serving a purpose. Depending on what you’ve posted, you may have shared personal details about your life. Additionally, you might be mentioned by other people in various social media posts, articles, or blogs. It is worth reaching out to these people to request them to take down posts with sensitive information.
Social media and online articles that host your personal information are often used when businesses or hackers are doing “internet scrapes” to find better ways to use your targeted information. Asking your friends or third-party sites to remove that information can help protect your privacy.
Another way you can tidy up your digital footprint online involves deleting all the unnecessary phone apps that you no longer need or use. Even when apps are not open or in use, they may be able to track personal information such as your real-time location and even your payment details if you have a paid subscription to the app.
Some apps even sell this data as it can be extremely advantageous to other companies, which they use to target certain consumer segments and profiles for advertising. Try to share as little information with apps as possible if you’re looking to minimize your online footprint, and provide them access to your photos, contacts, and location only on as-needed basis and only when the app is in use. Your phone’s app and location services settings will give you the tools to do it.
In addition to the steps above, comprehensive online protection software can keep you more private and minimize your risk of cybercrime. It can include:
So while it may seem like all this rampant collecting and selling of personal information is out of your hands, there’s plenty you can do to take control. With the steps outlined above and strong online protection software at your back, you can keep your personal information more private and secure.
The post 5 Steps to Removing Your Personal Information From the Internet appeared first on McAfee Blog.
Whether using the internet for play or work, you want to spend your time online enjoying the peace of mind that comes with having a secure network.
You don’t want to contend with someone taking your personal data — whether it’s credit card information, passwords, or bank account details — via malware or a data breach on your Android, Windows, or Apple iOS device.
Fortunately, with some sensible precautions and simple steps, you can use your connected devices productively without worrying about cybercriminals and malicious software. This article explains how to stop hackers from getting access to your sensitive data.
You can take steps to protect your different computing and mobile devices and operating systems. These steps can be divided into technological solutions and the right awareness and information to provide a comforting measure of self-protection.
It’s like learning karate for self-defense, giving you confidence as you negotiate the wider world (and hoping that you never have to use it).
When it comes to identity protection software, McAfee provides a proven solution with our identity protection and privacy services. The protection includes alerts if your sensitive information is found on the dark web (up to 10 months sooner than other providers), personal data cleanup from sites gathering and selling your information, and an unlimited virtual public network (VPN) service that protects your privacy as you use public Wi-Fi networks.
You’ll also get up to $1 million in identity theft coverage and hands-on restoration support to help you reclaim your identity.
Simple, obvious passwords and passcodes (like your street address, your birthday, your kids’ or pets’ names, or “1234” or “abcd”) are easy for cybercriminals to crack, giving them unwanted access to your private data.
The stronger your password, the better your protection. Some best password practices include:
It’s important not to be a standing target. Just as you should use different passwords for everything, you should regularly change your passwords. You should do this a few times a year (although some cyber experts say this might not be necessary if you have a long and very complicated password).
If you have a number of passwords that you update often, it might be worth getting a password manager like McAfee True Key to keep track of them. Not only will you not be faced with remembering all your different passwords or writing them down (also a no-no), but it can also help you create and store unique passwords.
The software uses the strongest encryption algorithms available to protect your passwords, scrambling them so no one else can access them. It’ll also suggest new passwords and automatically log you into your online accounts with just one master password.
Another important line of defense is multi-factor authentication (sometimes known as two-factor authentication). This system uses a password and a second piece of verification — often an SMS message sent to your Android device or iPhone — to authenticate your identity.
This provides hard-to-beat protection even if a hacker has your password. Besides receiving SMS codes, there are also code-generating apps and physical security keys.
Thinking before you click on an email or text is a very important defense against phishing scams. Your bank won’t send you an email or text notifying you that there’s been suspicious activity on your account.
Does getting a large refund from your phone company sound too good to be true? It is. Similarly, the Internal Revenue Service (IRS) won’t text to tell you that you owe them money, and princes aren’t going to give you a fortune out of the blue.
Internet users beware: If you’re not absolutely certain that the text message you received is from a legitimate and trusted source, delete it. You can always contact the business or person directly to confirm that the message is legit.
Any operating system or app you use is open to malicious cyberattacks. This is why you should keep all your software up to date with the latest versions. Software developers are continually fixing holes in their products and offering cybersecurity patches to make them as safe and hacker-proof as possible.
Make sure your software, firmware, and security settings are up to date on your home’s Wi-Fi router, as well. You can often change your settings to allow for automatic updates.
Sure, who doesn’t like to go to a cafe, library, or hotel lobby to use the free Wi-Fi? But security is often weak in these public networks. If you open your online banking account or access personal information, you may unwittingly be giving a personal invitation to eavesdropping cybercriminals.
This is where the bank-grade level of protection of McAfee Secure VPN comes in, which automatically turns on when you need it and keeps you safe on public Wi-Fi networks.
Even if your device does get hacked, you can protect vital information on your Windows or macOS system with an encryption program like BitLocker or FileVault. You can protect any hard drive you use, including portable ones and USB keys.
It’s also a good idea to only shop at encrypted websites marked with the prefix “HTTPS” in their URLs.
One of the best ways to surf the web in comfort while keeping hackers at bay is with the comprehensive solutions provided by McAfee Total Protection.
Your protection includes proactive measures (meaning we’ll guide you to the best choices for prevention), early detection, and expert identity theft support.
This means you’ll get identity monitoring, up to $1 million in identity theft coverage, lost wallet protection, premium antivirus software, a secure VPN, and personal data removal. In particular, our Personal Data Cleanup service will help find and remove your personal information from data broker websites and people search sites.
With McAfee, you don’t have to be afraid of hackers. Let us deal with them.
The post How to Stay One Step Ahead of Hackers appeared first on McAfee Blog.
Your digital footprint grows with every internet account you make. While your old Tumblr account may be fun for reminiscing, dormant accounts are actually one of the most significant sources of user data on the internet. These accounts can be used by data brokers or third parties to access your personal information.
To improve your data security, it’s good practice to remove public-facing information by deleting unused accounts. Simply put, having less personal data stored on the internet reduces the risk of theft and/or non-consensual data usage.
Deleting, canceling, unsubscribing, or removing your account can be a long process, depending on the service. This article will walk you through the simplest ways to delete unwanted accounts from various social media platforms.
Deleting unwanted accounts protects your information and prevents the monetization of your data. Your internet accounts often hold personal information like your name, age, email, or home address. What’s more alarming is that some platforms may even have credit card details, phone numbers, and bank account information.
When left unattended, internet accounts become vulnerable to being suspended or taken over by the platform. This means that if your accounts are left inactive for too long, you might be handing some or all of your data over to the tech platform.
For example, even if you believe an old Google account doesn’t have any sensitive information stored, it may be linked to other platforms you use (like Amazon or Google services like Gmail and Google Play). This exposes all of these accounts to several data privacy vulnerabilities.
Moreover, a recent survey found that 70% of surveyed adults admitted using the same password for more than one service. People who don’t use password managers or reuse passwords are at a greater security risk than others, as multiple accounts can become compromised at once. Whether the platform is now out of service or you are cutting down on your app usage, deleting dormant accounts will minimize security threats and safeguard your data.
Every platform has a different process for deleting accounts: Some take only a few clicks to complete and others are a little longer. Companies usually don’t want a user to stop using their services, so account deletion pages are often hidden in a complex web of tabs that you have to navigate.
In addition, some subscription services might require that you send an email to customer support to close your account. You can go to justdelete.me, an online directory that lets you access direct links to account deletion pages of various web services.
Remember to download your personal information and data before pulling the plug on your account. Most platforms let you download your data before initiating a deletion request, which saves you from losing important details and files. It is also important to check whether your Google account is used for your YouTube channel or connected to other online accounts.
To help you get rid of accounts you no longer use, we’ve broken down deleting accounts from some of the most popular social networks. The steps described below are for a desktop browser and may not apply to Android or iOS devices (unless specified).
Facebook’s user privacy policy enables it to store a large amount of user information, including personal messages, posts, search history, name, age, birthdate, and even metadata from posted photos and videos.
Follow these simple steps to delete your Facebook account:
LinkedIn collects information on users and uses it for targeted advertising. As a result, it amasses quite a lot of your data, from professional details to personal preferences and even your online behavior trail.
Follow these simple steps from your desktop to delete your account:
It’s simple to delete your Twitter account, but you’ll have to wait 30 days for your data and tweets to clear. To delete your account, you first need to deactivate it.
Once you’ve decided to delete your account from the micro-blogging site, follow these steps from your desktop:
Remember to revoke third-party access to your Twitter account to avoid having your account reactivated in the 30 days following deactivation.
Since Facebook and Instagram are both owned by Meta, they share a lot of data for targeted advertising. You can adjust the privacy settings of your Instagram account from the mobile app, but you will need to log in from a web browser like Chrome to delete your account.
To delete your Instagram account:
Your information and data will be permanently deleted after 30 days and you won’t be able to retrieve it. However, completing a deletion process may take up to 90 days.
Tumblr has a fairly simple process to delete your account:
Follow these steps to delete your account from the popular picture-sharing platform:
Pinterest servers continue to store your data after deletion, but your information won’t be visible to other users.
There are different steps to deleting your email account depending on which email service you use. Backing up email data usually takes more time because of the sheer volume of data a mail account can hold.
Complete the following steps to delete your Google account:
Here’s what you need to do to delete your Yahoo email account:
Deleting your Yahoo account also deletes the linked information from Yahoo’s other services.
Follow these steps to delete your Microsoft account on Outlook 2010, 2013, or 2016:
Leaving old information scattered across the internet makes you susceptible to identity theft. There are multiple ways to keep your identity and data secure online, including McAfee’s Total Protection plan.
Total Protection lets you choose from multiple affordable subscription models that provide comprehensive security against identity theft and potential data breaches and offers web protection and several related benefits. In addition, having access to 24/7 online security experts and a 30-day money-back guarantee make the Total Protection plan an easy, reliable, and safe choice. You can also have peace of mind with McAfee’s Personal Data Cleanup feature where our teams will work to find your personal information online and assist in removing it.
The post How to Delete Old Accounts Containing Personal Information appeared first on McAfee Blog.
Our personal and professional lives are becoming increasingly intertwined with the online world. Regular internet usage has made us all prone to cyber-security risks. You leave a digital footprint every time you use the internet, which is a trace of all your online activities.
When you create new accounts or subscribe to different websites, you give them explicit (or implicit, through their family of apps or subsidiary websites) access to your personal and credit card information. In other cases, websites might track basic information without your knowledge, such as your location and search history.
There is an industry of data brokers specifically dedicated to keeping track of user data, packaging it, and supplying it to tech companies who use it to run targeted ads and enhance on-platform user experience. Given the widespread use of the internet and exponential improvements in technology, data has become a valuable commodity — creating a need for the sale and purchase of user data.
This article discusses how data brokers sell your personal information and how you can minimize risk.
Data brokers are companies that aggregate user information from various sources on the internet. They collect, collate, package, and sometimes even analyze this data to create a holistic and coherent version of you online. This data is then supplied to tech companies to fuel their third-party advertising-centered business models.
Companies interested in buying data include but are not limited to:
These companies and social media platforms use your data to better understand target demographics and the content with which they interact. While the practice isn’t unethical in and of itself (personalizing user experiences and creating more convenient UIs are usually cited as the primary reasons for it), it does make your data vulnerable to malicious attacks targeted toward big-tech servers.
Most of your online activities are related. Devices like your phone, laptop, tablets, and even fitness watches are linked to each other. Moreover, you might use one email ID for various accounts and subscriptions. This online interconnectedness makes it easier for data brokers to create a cohesive user profile.
Mobile phone apps are the most common way for data brokerage firms to collect your data. You might have countless apps for various purposes, such as financial transactions, health and fitness, or social media.
A number of these apps usually fall under the umbrella of the same or subsidiary family of apps, all of which work toward collecting and supplying data to big tech platforms. Programs like Google’s AdSense make it easier for developers to monetize their apps in exchange for the user information they collect.
Data brokers also collect data points like your home address, full name, Social Security number, phone number, and date of birth. They have automated scraping tools to quickly collect relevant information from public profiles.[Text Wrapping Break]
Lastly, data brokers can gather data from other third parties that track your cookies or even place trackers or cookies on your browsers. Cookies are small data files that track your online activities when visiting different websites. They track your IP address and browsing history, which third parties can exploit. Cookies are also the reason you see personalized ads and products.
Data brokers collate your private information into one package and sell it to “people search” websites like Spokeo or TruePeopleSearch. You or a tech business can use these websites to search for people and get extensive consumer data. People search sites also contain public records like voter registration information, marriage records, and birth certificates. This data is used for consumer research and large-scale data analysis.
Next, marketing and sales firms are some of data brokers’ biggest clients. These companies purchase massive data sets from data brokers to research your data profile. They have advanced algorithms to segregate users into various consumer groups and target you specifically. Their predictive algorithms can suggest personalized ads and products to generate higher lead generation and conversation percentages for their clients.
We tend to accept the terms and conditions that various apps ask us to accept without thinking twice or reading the fine print. You probably cannot proceed without letting the app track certain data or giving your personal information. To a certain extent, we trade some of our privacy for convenience. This becomes public information, and apps and data brokers collect, track, and use our data however they please while still complying with the law.
There is no comprehensive privacy law in the U.S. on a federal level. This allows data brokers to collect personal information and condense it into marketing insights. While not all methods of gathering private data are legal, it is difficult to track the activities of data brokers online (especially on the dark web). As technology advances, there are also easier ways to harvest and exploit data.
Vermont and California have already enacted laws to regulate the data brokerage industry. In 2018, Vermont passed the country’s first data broker legislation. This requires data brokers to register annually with the Secretary of State and provide information about their data collection activities, opt-out policies, purchaser credentialing practices, and data breaches.
California has passed similar laws to make data brokering a more transparent industry. For risk mitigation of data brokerage, the Federal Trade Commission (FTC) has published reports and provided recommendations to Congress to reduce the engagement of data broker firms. Giving individuals the right to opt-out of the sale of their personal data is a step toward a more rigorous law regarding data privacy.
Some data brokers let you remove your information from their websites. There are also extensive guides available online that list the method by which you can opt-out of some of the biggest data brokering firms. For example, a guide by Griffin Boyce, the systems administrator at Harvard University’s Berkman Klein Center for Internet and Society, provides detailed information on how to opt-out of a long list of data broker companies.
Acxiom, LLC is one of the largest data brokering firms and has collected data for approximately 68% of people who have an online presence. You can opt-out of their data collection either through their website or by calling them directly.
Epsilon Data Management is another big player in the data broker industry that operates as a marketing service and marketing analytics company. You can opt-out of their website through various methods such as by email, phone, and mail. Credit rating agencies like Experian and Equifax are also notorious for collecting your data. Similarly, you can opt-out through their websites or by calling them.
McAfee is a pioneer in providing online and offline data protection to its customers. We offer numerous cybersecurity services for keeping your information private and secure.
With regard to data brokers, we enable users to do a personal data clean-up. Cleaning up your personal data online may be a difficult task, as it requires you to reach out to multiple data brokers and opt out. Instead, sign up for McAfee’s Personal Data Cleanup feature to do a convenient and thorough personal data clean-up. We will search for traces of your personal data and assist in getting it removed.
The post How Data Brokers Sell Your Identity appeared first on McAfee Blog.
The World Wide Web, invented in 1989 by Tim Berners-Lee, has undoubtedly made our lives more convenient in so many ways.
For example, family road trips looked a lot different than they do today. Preteens were designated backseat navigators, with huge atlases spread across their laps, yelling “Turn left here! No wait, right!” Then, when you finally arrived at your destination, what was there to do? Time to poll the hotel concierge, gas station attendants, and grocery store clerks about the best places to visit and directions on how to get there.
Now, your car and phone can speak to you in a calm voice, guide you where you need to go, and tell you what to do once you get there. Life changing!
However, the Web also has made our lives more complicated in several ways. The number of cybercrimes — in variety and prevalence — seem to rise every day. Luckily, what has also become more sophisticated are our available tools to combat cybercriminals and protect our online information, privacy, and identity.
Here’s a look back at the evolution of cyberthreats and cyber-protection to commemorate World Wide Web Day and share some tips on how to use the Web safely and with confidence.
In the early days of the Web, viruses and malware caused many a desktop computer to fall into disrepair. Though, whenever anyone caught a virus of the cyber variety, they were never too surprised. That was usually the cost of illegally downloading music or videos or clicking on pop-ups from sites that were notorious for spreading malicious software.
Fast forward to today and viruses and malware have been disguised by phishing, a tactic where malicious software is hidden within legitimate-looking electronic correspondences (email, text, or direct message). People are now wise to which sketchy websites to avoid, so, to spread their malicious software, cybercriminals use false authority and play on people’s emotions to get them to click on dangerous links and divulge valuable personal information. Phishing can result in huge financial losses. One study calculates that companies lose $15 million annually to phishing.1 Here are a few tips to avoid falling for a phishing attempt and keep your family’s personal information safe:
In the 1990s, portable phones weren’t in everyone’s pockets. And the cellphones that were available to the public at a reasonable price certainly didn’t connect to the Web. The average person was concerned primarily with their desktop security. As long as users steered clear of malicious software, subscribed to an antivirus, and didn’t leave their password on a sticky note on their desk, they were likely to remain in the clear.
Today, homes have multiple connected devices, all of which require that people protect them with great cyber-habits, passwords, and technology. Even your smart home assistants are vulnerable to cyberthreats. Don’t worry though, there are plenty of easy things you can do every day to keep your family’s information and devices safe.
Starting with passwords: The best passwords and passphrases are the ones you don’t have to remember. Apple is actually trying to eliminate the need for typing in passwords, instead relying on biometric security measures, such as face facial recognition and fingerprint scanning.2 If your device doesn’t have these scanning capabilities, a password manager is an excellent way to safeguard your passwords to all your accounts. McAfee True Key guards your passwords with one of the strongest encryption algorithms available. On top of that, multi-factor authentication is another layer of security that stops thieves from stealing your passwords and trading them on the dark Web. With a password manager, you’ll never have to write down, reuse, or worry about forgetting your password and username combinations.
Next, a VPN for your mobile devices and desktop is another great shield against cybercriminals. A virtual private network hides your location data and makes it extremely difficult for public wi-fi eavesdroppers to track your movements on the Web. It’s a great practice to never connect any device to a public wi-fi connection without a VPN, especially if you’re online shopping, handling sensitive information, or banking online.
Finally, another key tool in ensuring your mobile and desktop security is knowing where you stand: How protected are you? What are some habits you should improve? How can you constantly monitor your safety and be in the know when your status changes? The answer: McAfee Protection Score. This unique service scans your wi-fi connection, the dark Web, and data breach records for threats to your personally identifiable information (PII) and connected device. Then, the software recommends ways to improve your security, in turn boosting your score. It’s a quick and visual way to evaluate your habits and make sure you’re doing everything you can to protect your connected family.
In the infancy of the World Wide Web, identity theft via the internet wasn’t really a thing. Mostly, identities and PII were stolen through discarded mail, overheard conversations, or stealing someone’s physical wallet.
Identity theft is a major concern. Cybercriminals are becoming smarter and more determined to release PII on the dark Web for profit. Phishing, social media snooping, data breaches, and hacking are common modern ways criminals steal valuable personal information, in addition to low-tech dumpster diving and wallet theft. With your full name, birthdate, and Social Security Number, criminals can cause severe damage to your credit that could take years and a large investment to repair.
Some tips to avoid being a victim of identity theft is to improve your phishing detection skills, avoid oversharing on social media, delete old accounts you don’t use anymore and know how to identify the signs of identity theft. An identity monitoring service, like McAfee Advanced Protection, is your all-in-one privacy and identity protection service for your digital life. It covers you for $1 million in identity theft coverage and restoration. Plus, the service includes all the important tools outlined above: antivirus, VPN, password manager, and Protection Score.
The Web, not to be confused with the internet, is the collection of pages that one can access using the internet. You likely use it every day, thus it’s key to navigate it safely and with confidence. The Web has come a long way, and in a decade, it’s likely to look completely different than it does right now. The key is to be adaptable and careful and have the right tools to help you fill in the gaps.
1Ponemon Institute, “The 2021 Cost of Phishing Study”
2CNET, “Apple Is Trying to Kill Passwords With Passkeys Using Touch ID and Face ID”
The post Celebrate World Wide Web Day: The Evolution of Web Safety appeared first on McAfee Blog.
Sextortion is something no parent wants to think could happen to their child, nor a topic most of us would ever imagine we’d need to discuss in our homes. However, according to the latest FBI reports, sextortion is a digital threat to children that, woefully, is on the rise.
According to the FBI, there has been a considerable increase lately in sextortion cases involving children and teens being coerced by adults online.
A sextortion scenario can emerge in several ways. Most often, it occurs when an adult (posing as a peer) engages in casual conversation with an underage child, gains their trust through online conversation, then pressures or threatens the child into sharing sexual photos or videos of themselves.
In some cases, the initial contact with the criminal will be a threat. The person may claim to already have a revealing picture or video of a child that they threaten to share if the victim does not send more pictures.
According to the FBI, this crime more often starts when young people believe they are communicating with someone their age who is interested in a relationship or with someone who is offering something of value. This catfish (false profile) relationship usually involves the predator using gifts, money, flattery, lies, or other methods to get a young person to produce an image.
These dangerous conversations can be initiated through text, a social or chat app, a gaming site, or any number of digital connection points.
After a criminal successfully obtains a photo or video from their victim, the threats can escalate to promises to publish the content or even hurt the child if they don’t send more. This emotionally harrowing situation can ignite shame, fear, and confusion in children who may be too embarrassed to ask for help or report the abuse.
While these criminals rarely request to meet their victims face-to-face, the emotional and physical impact of sextortion can be devastating to a child. According to the FBI, some victims report abusers who become vicious with non-stop harassment and threats. Victims can feel scared, alone, embarrassed, and increasingly desperate. Sadly, as reported in the news, this type of crime can leave some children feeling like they have no way out of the situation.
If you are a parent or caregiver, explain to your child how sextortion can happen to anyone online and why it’s important to only connect with known friends and family. Parents: Consider boosting your device security with parental controls that filter content, report your child’s online activity, and reveal potential problems.
Some essential safety protocols kids should follow online are worthy of repeating. They are:
1) Make social accounts private, don’t share personal information, and only connect with known friends
2) Ignore and block messages from strangers
3) Keep your guard up. People can pretend to be anyone online, and photos can be altered
4) Be suspect if anyone asks you to message or text with them privately
5) Never share risky photos with anyone online—even a trusted friend
6) Tell someone immediately if someone is threatening you online.
With your child, go through their apps, social networks, chats, gaming communities, and friend groups and do some editing, defriending, and blocking. Make sure both you and your child know and trust all their online connections. Remember: Open communication and an honest relationship with your child are the most powerful tools you have to keep your child safe online.
A sextortion situation for a child can be incredibly confusing and cause them to isolate and avoid telling anyone about it. Remind and be clear with your child that they would never be in trouble for coming to you with any problem. Let them know that sextortion is a crime for the perpetrator and that they have not broken any laws by sending photos (despite what an abuser might have told them).
Victims of sextortion should go to a parent or trusted adult and tell them they need help. While doing this can feel terrifying, it’s crucial for victims to know people understand and want to help. For parents and caregivers, contact the FBI at 1-800-CALL-FBI or report the crime online at tips.fbi.gov.
While the bad actors online are out to exploit and ruin our digital spaces, it’s important to maintain a healthy perspective rather than responding with fear. Remind your kids that there’s an army of people even more dedicated than the criminals; people like the FBI who are out to stop online crime and keep the internet safe for families. Additionally, as a parent or caregiver, your commitment to helping your family stay informed, equipped, and empowered online is how we all win.
The post Sextortion: What Your Kids Need to Know appeared first on McAfee Blog.
So much of our personal and professional lives are online — from online banking to connecting with friends and family to unwinding after a long day with our favorite movies and shows. The internet is a pretty convenient place to be! Unfortunately, it can also be a convenient place for cybercriminals and identity theft.
One way these scammers may try to take advantage of someone is by trying to convince them to give up their personal information or click on links that download things like malware. They might try to appear as a trustworthy source or someone you personally know. This fake online communication is called “phishing.”
As we’ve all heard before, knowledge is power. By understanding what phishing is, how it works, and the signs to look for, you can help minimize your risk and get back to enjoying the internet the way it was intended. Here’s what you should know.
You’ve probably heard of the term “phishing,” but maybe you don’t know what it means. Here’s a quick overview of how it works.
Phishing is a type of cybercrime where scammers send communications that appear to be from trusted sources like a major corporation — basically, they’re trying to play off people’s trust through what is known as social engineering. They might request sensitive information like passwords, banking information, and credit card numbers. Hackers may then use this information to access your credit cards or bank accounts.
The thing with phishing attacks, though, is that they can come through several platforms, including:
We’ve mentioned that phishers are looking to get sensitive information, but what exactly are they after? The kind of information phishing scams are after might include:
Phishing scams can come in many forms, but understanding the common types of phishing attacks can help you keep identity thieves at bay. Here are some to be aware of:
A phishing email is a fraudulent email made to look like it’s from a legitimate company or person. It may ask you to provide personal information or click on a link that downloads malware. For example, an email allegedly from Bank of America notes that due to suspicious activity, you should log into your bank account to verify your information.
Fortunately, there are ways to spot a phishing cyberattack like this.
While some phishing emails are sent to a broad audience, spear phishing emails target specific individuals or businesses. This allows the scammers to research the recipient and customize the message to make it look more authentic.
Examples of spear phishing emails include:
One of the best defenses against spear phishing is to contact the source of an email to verify the request. Call the colleague who’s asking you to do a wire transfer or log onto your Amazon account to check for messages.
For this highly customized scam, scammers duplicate a legitimate email you might have previously received and add attachments or malicious links to a fake website. The email then claims to be a resend of the original. Clicking a malicious link can give spammers access to your contact list. Your contacts can then receive a fake email that appears to be from you.
While clone phishing emails look authentic, there are ways to spot them. They include:
Through vishing or voice phishing, scammers call you and try to persuade you to provide sensitive data. They might use caller ID spoofing to make the call appear to be from a local business or even your own telephone number. Vishing calls are usually robocalls that leave a voicemail or prompt you to push buttons for an operator. The intent is to steal credit card information or personal and financial information to be used in identity theft.
Fortunately, there are signs that give away these attacks. They include:
If you’d like to avoid vishing calls, there are several things you can do. When you don’t recognize the number, don’t answer the phone. Let the call go to voicemail, then block it if it isn’t legitimate. Use a call-blocking app to filter calls coming to your cellphone. To block calls on a landline, check with your service provider regarding the services offered.
Dealing with a cybercriminal is no time to be polite. If you do answer a vishing call, hang up as soon as you realize it. Don’t answer any questions, even with a yes or no. Your voice could be recorded and used for identity theft. If they ask you to push a button to be removed from a call list, don’t do it. You’ll just receive more calls.
If you receive a voicemail and are unsure if it’s legitimate, call the company directly using the phone number on the company website. Don’t call the number in the voicemail.
If you’ve ever received a text pretending to be from Amazon or FedEx, you’ve experienced smishing. Scammers use smishing (SMS phishing) messages to get people to click on malicious links with their smartphones. Some examples of common fraudulent text messages include:
If you receive a smishing text, don’t respond because it’ll cause you to receive more texts. Instead, delete the text and block the number.
Pop-up phishing occurs when you’re on a website and a fake pop-up ad appears. It encourages you to click a link or call a number to resolve the issue. Some of these reload repeatedly when you try to close them or freeze your browser.
Common pop-up scams include:
If you see a scam pop-up ad, don’t click on the ad or try to click the close button within the ad. Instead, close out of the browser window. If your browser is frozen, use the task manager to close the program on a PC. On a Mac, click the Apple icon and choose Force Quit.
Being online makes us visible to a lot of other people, including scammers. Fortunately, there are things you can do if you become a victim of phishing — allowing you to get back to enjoying the digital world. They include:
You deserve to live online freely. But that might mean taking steps to protect yourself from phishing attempts. Here are some ways you can improve your cybersecurity and keep scammers at bay:
You don’t have to stop enjoying the internet just because of phishing attempts. McAfee’s identity theft protection services, including antivirus software, make it possible to enjoy your digital world while staying safe from scammers and identity thieves.
With 24/7 active monitoring of your sensitive data, including up to 60 unique types of personal information, McAfee is all about proactive protection. This means you’ll be alerted 10 months sooner than our competitors — so you can take action before your data is used illegally. We also provide up to $1 million of ID theft coverage and hands-on restoration service in the case of a data breach.
The best part is that you can customize a package to meet your needs, including virus protection, identity theft monitoring, and coverage for multiple devices. We make it safer to surf the net.
The post What Is Phishing? appeared first on McAfee Blog.
It’s a question we get a lot from parents: “How can I keep my kids safe when they are constantly hopping between so many different apps?” We get it, there’s a lot to stay on top and all of it changes constantly. Unfortunately, that question doesn’t have a simple answer. But there are some baseline actions every parent can take to boost their child’s safety on popular apps like TikTok, Snapchat, and Instagram.
The safety equation is threefold, with every piece as important to your child’s overall safety as the next.
A report released in 2021 by Common Sense Media found that teenagers (ages 13-18) use an average of nine hours of entertainment media per day and that tweens (ages 8-12) use an average of six hours a day, not including time spent using media for school or homework. The report also found that boys spend more time on gaming devices while girls spend more time on social media and that mobile devices now account for 41% of all screen time among tweens and 46% among teens.
With those numbers increasing each year, it’s even more important to understand the different ways parents can help kids stay safe. Let’s break down a few safety basics on each app that are easy to access and use.
TikTok has some impressive safety guidelines broken down into topics parents could easily use as a springboard for some great family discussions. The guidelines and the Safety Center cover issues such as dangerous TikTok challenges and how to deal with other digital threats such as bullying, sexual content, fake news, and hateful behavior. You can increase safeguards using TikTok’s:
Every app functions differently and thus, offers different ways to boost security. Snapchat provides a helpful guide for parents and educators, including safety tips and conversation starters. You can increase safeguards using Snapchat’s:
Instagram offers parents and minor users a library of safety and mental health resources accessible via the app’s Community Tab at the bottom of its home page. You can increase safeguards using Instagram’s:
One of the most powerful safety features is you—a child’s mom, dad, or guardian. Your face-to-face, heart-to-heart connection will speak loudest in your child’s life. If you haven’t lately, ask your child what’s going on in their digital life, who their friends are, what they’ve created to share, and what’s new, hilarious, or trending. You may get some resistance now and then but don’t let that discourage you from pressing in and doing all the things that help keep them as safe as possible online.
The post Setting Up Parental Controls in TikTok, Instagram & Snapchat appeared first on McAfee Blog.
Fewer people carry cash these days, kids included. This growing paperless reality fast-forwards the parenting task of educating kids on financial responsibility. As of 2021, most cash apps allow kids 13 and up to open accounts (previously, the age was 18). Kids can also get a cash app debit card for retail purchases. But while cash apps are a popular and convenient tool, they come with some risks families should consider.
Cash apps allow kids to exchange money with friends directly from a secondary established account, much like handing another person cash. Cash apps have become a popular tool with kids and an easy way to split costs or pay someone for a purchase. Cash apps also come in handy for families and allow parents to instantly send their children money for daily expenses such as school or sports fees, meals, purchases, or entertainment. Some common cash apps include Venmo, Zelle, Cash App (Square), Pay Pal, Zelle, and Facebook Pay, among others.
Sounds awesome right? But with ease comes risk. Most money transfer app funds are not FDIC insured. That means if your child (or you) accidentally sends money to an unintended recipient, they may have a tough time recovering those funds.
Every app comes with some degree of risk. While the leading cash apps are considered secure and can be used with little concern, there’s always the potential of a cyber crook finding a security loophole that exposes your money, banking information, and identity.
The use of cash apps is here to stay and, no doubt, an integral part of the overall paperless fast track we’re all on. Guiding kids into this realm equipped with knowledge and confidence is a powerful way parents can help kids enjoy the responsibility of money without falling prey to digital risks.
The post Kids & Cash Apps: What Parents Need to Know appeared first on McAfee Blog.
In this digital age, communicating online and through our devices has become the norm. From sharing highlights of last night’s game to sending cute animal videos back and forth, so much of our connectedness happens virtually. It’s become so easy to chat with friends and loved ones through social media that we don’t even have to think about it. We know who’s on the other end of the screen, so why would we worry? We know our friends would never send us a malicious link that would steal our information, so why be cautious? Right?
Not necessarily. Though a message or link may seem like it’s coming from a friend, it’s also possible that it was sent without their knowledge. There are many ways for hackers to scam people very believably. The latest Facebook Messenger hack is just one of many examples.
According to PIXM, Facebook users have been conned for several months by a phishing scam that tricks them into handing over their account credentials. Users are shown a fake login page that copies Facebook’s user interface, giving it the illusion of being real. When someone enters their credentials, their password and login combo is sent to the hacker who then sends out the same link and fake login to the user’s friends through Facebook Messenger. Any user who clicks the link is asked to fill out their credentials, and the cycle repeats. PIXM estimates that over 10 million Facebook users have been duped by this scam since 2021.
This hacker was able to utilize a technique to evade Facebook’s security checks. When a user clicks on the link in the Messenger app, the browser redirects to a legitimate app deployment service, then redirects again to the actual phishing pages with advertisements and surveys that accrue revenue for the hacker. Using this legitimate service link prevents Facebook from blocking it without blocking other legitimate apps and links as well. Researchers say that even if Facebook managed to block one of these links, several others are created with new unique IDs every day to replace it.
Phishing scams like these are harder to detect due to the realistic-looking interface on the login pages and that these malicious links are seemingly coming from friends and family. However, there are always key things to look out for when faced with phishing scams.
Scams don’t always come from overtly sketchy emails or text messages from strangers. Sometimes they can (unintentionally) come from people we know personally. This isn’t to say that your friends online can’t be trusted! However, it’s important to always be cautious and keep an eye out for any odd behavior to stay on the safe side. Here are some key things to look out for when faced with potential malicious phishing scams:
When in doubt, just ask! If you’ve received a message and a link from a friend online, simply ask if they meant to send it to you. If they didn’t send it themselves, not only did you dodge a bullet, but your friend is also now aware that they’ve been hacked and can take the necessary precautions to ensure their information is protected. And if they did mean to send it to you, then you can click the link knowing that it’s safe to do so. It’s always best to err on the side of caution when it comes to your online security.
The post Over 10 Million Facebook Users Hacked in Ongoing Phishing Scam appeared first on McAfee Blog.
It’s Social Media Day! How are you celebrating? Reposting your very first profile picture from a decade ago? Sharing your most-loved status update or the photo you’re most proud of? This year, consider commemorating the day by learning more about how to keep your information safe. Enjoy your favorite platform, but be on the lookout for scams, such as social engineering.
Social engineering is a cybercrime common to social media sites. It is a tactic where a cybercriminal lurks on people’s social media pages, gleaning personal information that they then use to impersonate them elsewhere.
With more than half of the global population on social media, you may think that a cybercriminal will never single you out from such a huge pool; however, it is possible.1 Luckily, you only have to make a few, easy changes to your online habits to keep your valuable private information just that: private. Check out these tips to make smart decisions and be more confident about your and your family’s online security.
Think of the types of posts you share with your dozens – or even hundreds or thousands! – of followers: updates about your life, where you live, work, or favorite travel destinations, your hobbies, pets, family members, etc. All of these details, that only you and those closest to you should know, are a valuable commodity to cybercriminals. Plus, now that social media shopping is growing in popularity, the credit card information linked to accounts is sweetening the deal for cybercriminals.
Here are a few social engineering scams that are common to social media.
People commonly create passwords based on things, places, and people that are important. Have you ever published a 20 questions-style get-to-know-me post? Those contain a lot of valuable personally identifiable information (PII). With just a few of those details about your personal life, cybercriminals can make educated guesses at your passwords, a tactic called credential stuffing. If they’re able to crack the code to one of your accounts, they’ll then input that password and login variations in several other sites, especially online banking portals, to see if they can gain entry to those too.
You’ve won! Send us your banking information and address, and you’ll receive a package in the mail or a direct deposit to your bank account!
But did you enter a drawing for a prize? Very rarely does anyone win something just by being a follower of a certain page. If you receive a message similar to the above, it’s likely a phisher trying to draw more PII and sensitive banking information out of you. Or, the message may have links within it that redirect to an untrustworthy site. If you regularly enter social media contests, keep a list and only respond to legitimate ones. Also, never give your banking information out over social media, private messages, or email.
There are plenty of valid fundraisers and petitions circulating around social media; however, there are just as many social engineering scams that dupe social media users because they inspire a strong emotion in them. For example, there have been several scams around Ukrainian donation sites. Cybercriminals often use fear, anger, or sadness to inspire people to open their wallets and share confidential banking information.
Luckily, all it takes is a few smart habits to stop social engineers in their tracks. Consider the following tips and make these small changes to your social media usage:
At this point, you’ve probably had several of your social media accounts active for over a decade. That means it’s time to do some cleaning out of your friends and followers lists. It’s best to only accept requests from people you personally know and would actually like to keep in the loop about your life. A friend and follower request from strangers could be cyber criminals in disguise. Also, consider setting your account to private so that your posts are invisible to strangers.
Social engineering hacks often bank on people acting rashly and quickly because of strong emotion, either excitement, fear, sadness, or anger. If you see a post on your newsfeed or receive a direct message that gives you a tight window to respond and asks for PII, slow down and think before acting. Double-check the destination of every link in the message by hovering over it with your cursor and checking the link preview at the bottom of your browser screen. Be careful, because some link previews include slight misspellings of legitimate websites. As a great rule of thumb, be automatically skeptical of direct messages from people you do not personally know. And if a DM from a friend seems out of the ordinary, shoot them a text to confirm they actually sent it. It could be that their social media account was hacked and a criminal is spamming their followers.
A password manager will go a long way toward ensuring you have unique, strong passwords and passphrases for every account. Not reusing passwords makes credential stuffing impossible. McAfee True Key stores all your logins and passwords and guards them with one of the strongest encryption algorithms available. All you need to do is remember your master password. It’s a great practice to also enable multifactor authentication whenever a website offers it. This makes it incredibly difficult for a cybercriminal to break into your online accounts with their educated guesses at your password.
Now that you know what to look for and the best tricks to be safe, you can feel more confident that you’re doing everything you can to protect your online accounts and private information. McAfee Protection Score can also help you take control of your online safety. This service allows you to monitor your current online safety and encourages you to take specific steps to improve it. Now you can enjoy digitally keeping in touch with your friends with peace of mind!
1Smart Insights, “Global social media statistics research summary 2022”
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Heard of the sandwich generation? Well, if you’ve got a tribe of kids and parents who are aging then you are a fully-fledged member! And as members of this special club, not only do we need to manage and keep our offspring in check, but we also have to reserve some energy to help our parents navigate life’s challenges which of course includes the online world.
In the broadest sense, the sandwich generation is the ‘caught in the middle’ generation who have living parents and children to care for. More often than not, it’s people like us, smack-bang in middle age, who support both their parents and children financially, physically, and/or emotionally. And with life expectancies looking rosier than ever and many of us choosing to have careers before we become parents, it’s inevitable that us middle-aged folks are feeling a little squeezed at both ends!
Getting our head around keeping our kids safe online can feel overwhelming for many of us. Keeping up with the latest apps, games and platforms can often feel relentless and let’s not forget about trying to weave in cyber safety messages to ensure our kids make safe decisions online too. But when the downside of not being vigilant about online safety is so great, it’s essential that we extend our digital education messages to the older members of the family too!
One of the silver linings of the pandemic is that it gave a real push to those who were resisting getting online. And in most cases, that was the older member of our society. Research from ACMA shows that by 2020, over 90% of Australian seniors had internet connectivity in their homes compared to 68% in 2017. But as we all know, owning a car and driving it are 2 very different tasks!
My parents, who are both in their late 70’s, do a pretty good job of managing their online lives. They bank online, are avid email senders and can even do a little Facetime, thanks to COVID! But they are a work in progress – like everyone. And while I try very hard to keep them up to date with new apps and risks, I have learnt over the years that less is more. That not overwhelming them is actually the key. In fact, the simpler I keep my updates and tips, the more likely they are to get onboard with my message.
So, in the spirit of the experience with my much-loved mum and Dad, I‘d like to share with you the top things you can do to keep your much loved older family members safe when they go online.
I accept that there are no real guarantees in life but there are risk-minimizing decisions. And ensuring all devices have top-level security software is one of those. Not only will this protect your loved ones from downloading viruses and malware, but it will also allow them to shop with confidence at approved ‘safe’ websites, help them manage their passwords, locate their devices plus loads more. It’s such a small price to pay for increased peace of mind. Check out McAfee+ protection which can protect your family’s entire fleet of devices.
A secure password is a key to keeping one’s online life safe so taking some time to formulate a strategy for older family members is so worthwhile. Downloading a password manager was a total life changer for me. Not only did it help me create complex passwords that no human could ever generate but it remembers them for me too. I only have to remember the master password and it then automatically logs me in! Now, if this was set up carefully for older family members, this could be an amazing tool to protect their online life.
I am also very aware that writing down passwords ‘in a special book’ is used very commonly. And if this is the only way that will work for your family members then try to make these passwords as complex as possible without overwhelming them. A complex, nonsensical sentence would work well here but just ensure each account has its own sentence in case the account gets hacked.
Out-of-date software is a little like leaving your front door unlocked – it makes it far easier for unwanted visitors. In almost every case, a software update includes a patch for a security vulnerability – a weak hole in the company’s software that could expose the user to risk. So, when I discovered that my parents were ignoring reminders for updates as they had become very annoying, I sprang into action! Most software updates can be automated so I strongly encourage taking some time to ensure all the software your family members use is set up to update automatically.
Unfortunately, older Aussies are often the target of online scams. Scammers will work overtime to get their trust with the aim of extracting dollars or their personal details. I wish I had a silver bullet that would protect all vulnerable types from these cybercrims, but I don’t. The next best option is to talk about scams and some of the sneaky techniques scammers will use with them. I remind my parents regularly not to reply to emails from people they don’t know, not to even answer calls from numbers they aren’t familiar with and that if they receive a call from their bank and they aren’t sure whether it is legitimate, ask for the caller’s number so you can ring them bank – if the caller is legit, that won’t be a problem.
If you think about it, keeping your older family members only is simply an extension of keeping your kids safe. The messages and strategies are almost identical! So, if your older family members use a Messenger app, why not set up a family group chat with both the younger and older family members? You can share news stories about online risks and better still, get the kids involved too! So, next time your parents have an issue with their phone – the kids will be able to help out! Awesome!!
Take care
Alex xx
The post Online Safety for Seniors – How to Keep Older Family Members Safe Online appeared first on McAfee Blog.
The topic most top of mind today for HR professionals is keeping and acquiring great talent. One of the most important elements of doing both is providing a desirable and meaningful set of employee benefits.
The idea of Digital Wellness isn’t exactly brand new, but the world we’ve lived in for the past few years has cemented it into one of the main pillars of employee benefits, joining the traditional big three of Financial, Mental and Physical Wellness.
One of the main reasons Digital Wellness has become essential is that so many people have had to both live and work exclusively online for an extended period of time – spending 8+ hours a day on personal things in addition to all those hours they spend working via the web. Things like banking, telehealth and shopping to name a few.
There’s almost no aspect of life that isn’t touched by the internet for most people, especially when adding their work environment into the mix.
In addition to all the regular life they live online, employees have become accustomed to working remotely, even if it’s just part of the time.
With these kinds of stats, it’s hardly surprising that 74% of employers plan to maintain some sort of remote/hybrid workforce into the foreseeable future6.
The digital world has become a veritable smorgasbord for hungry cyber criminals. In fact, there’s been a 400% increase in cybercrime just over the last couple of years7. To put it in perspective, here are a few sobering statistics that happen on a daily basis:
Unfortunately, all this means that people are in a constant battle to protect themselves from cyber risk.
With everyone going about their daily activities and working whenever and wherever they happen to be at the time, it’s probably no surprise that more than half of employees are using their personal devices for work11. It’s just too convenient not to. However, when you also realize that 95% of breaches are caused by human error12, this intersection between personal life and work-life becomes risky for both the employees and their employers. It’s no wonder that companies with a large number of employees working remotely have seen a 24% increase in breaches since the pandemic began13.
When companies’ networks are breached it causes their customers to be vulnerable, risking a huge blow to their reputation and invoking serious fines and penalties due to compliance failures. And trying to get cyber insurance to protect against financial loss has become increasingly more difficult. A recent article by the Wall Street Journal reported that cyber insurance premiums rose 92% in 2021 and the hoops companies have to jump through are much more stringent to be eligible for the coverage – things like providing cyber education and ensuring they’re taking stronger steps to protect their network and customer data14.
In addition to the direct financial impact of cyber threats, there’s also the loss of human capital. It can take up to six months and up to 200 hours of a person’s time to address and correct identity theft15. If employees are focusing on digital healing, it’s a fair bet they’re not focusing as closely on their work.
Preventative care is the first step toward Digital Wellness, and it consists of three, simple parts.
Restorative care is the second step in the Digital Wellness journey. If a digital threat sneaks through even after all the careful preventive care, it’s important to quickly remedy the situation.
Great benefits that have real meaning for employees are key to helping retain and acquire amazing talent. Providing an all-in-one and easy-to-use Digital Wellness solution designed to safeguard against compromised devices, privacy leaks, identity theft and other frustrating, time-consuming issues not only provides peace of mind for employees but also directly – and positively, impacts a company’s bottom line. Choosing a trusted cyber protection solution like McAfee for your Digital Wellness benefit will give your employees a brand they love and your company the advantage of 30+ years of experience protecting people from digital threats.
For more information on McAfee Digital Wellness, visit www.mcafee.com/employee-benefits-info or send an email to EmployeeBenefits@McAfee.com.
Footnotes –
The post McAfee’s Digital Wellness Delivers Online Protection As An Employee Benefit appeared first on McAfee Blog.
Authored by Dexter Shin
McAfee’s Mobile Research Team introduced a new Android malware targeting Instagram users who want to increase their followers or likes in the last post. As we researched more about this threat, we found another malware type that uses different technical methods to steal user’s credentials. The target is users who are not satisfied with the default functions provided by Instagram. Various Instagram modification application already exists for those users on the Internet. The new malware we found pretends to be a popular mod app and steals Instagram credentials.
Instander is one of the famous Instagram modification applications available for Android devices to help Instagram users access extra helpful features. The mod app supports uploading high-quality images and downloading posted photos and videos.
The initial screens of this malware and Instander are similar, as shown below.
Figure 1. Instander legitimate app(Left) and Mmalware(Right)
Next, this malware requests an account (username or email) and password. Finally, this malware displays an error message regardless of whether the login information is correct.
Figure 2. Malware requests account and password
The malware steals the user’s username and password in a very unique way. The main trick is to use the Firebase API. First, the user input value is combined with l@gmail.com. This value and static password(=kamalw20051) are then sent via the Firebase API, createUserWithEmailAndPassword. And next, the password process is the same. After receiving the user’s account and password input, this malware will request it twice.
Since we cannot see the dashboard of the malware author, we tested it using the same API. As a result, we checked the user input value in plain text on the dashboard.
According to the Firebase document, createUserWithEmailAndPassword API is to create a new user account associated with the specified email address and password. Because the first parameter is defined as email patterns, the malware author uses the above code to create email patterns regardless of user input values.
It is an API for creating accounts in the Firebase so that the administrator can check the account name in the Firebase dashboard. The victim’s account and password have been requested as Firebase account name, so it should be seen as plain text without hashing or masking.
As an interesting point on the network traffic of the malware, this malware communicates with the Firebase server in Protobuf format in the network. The initial configuration of this Firebase API uses the JSON format. Although the Protobuf format is readable enough, it can be assumed that this malware author intentionally attempts to obfuscate the network traffic through the additional settings. Also, the domain used for data transfer(=www.googleapis.com) is managed by Google. Because it is a domain that is too common and not dangerous, many network filtering and firewall solutions do not detect it.
As mentioned, users should always be careful about installing 3rd party apps. Aside from the types of malware we’ve introduced so far, attackers are trying to steal users’ credentials in a variety of ways. Therefore, you should employ security software on your mobile devices and always keep up to date.
Fortunately, McAfee Mobile Security is able to detect this as Android/InstaStealer and protect you from similar threats. For more information visit McAfee Mobile Security
SHA256:
The post Instagram credentials Stealer: Disguised as Mod App appeared first on McAfee Blog.
Mobile banking and finance apps have become increasingly popular in recent years. These apps provide a quick and convenient way to see checking and savings account balances and make and receive payments.
It’s no surprise that many people use these third-party apps to manage their finances. In 2021, the U.S. saw 573.1 million finance app downloads, a 19% increase from the previous year.
However, despite its benefits, mobile banking isn’t immune to risks. This article will discuss the safety and security of mobile finance apps and give you a few pointers to protect yourself while using these apps.
Yes, mobile banking is a pretty safe way to manage your finances; however, there can still be some risks associated with it, including fraud and scams.
If you’re careful, there are plenty of ways to protect yourself while using this incredibly easy banking method.
Here are a few tips to help you improve the safety of your online financial accounts.
A bank’s website will often include links to their mobile apps that provide related mobile banking services, along with details about the app’s features and how users can use it. You should use a trusted platform when installing the app, like the App Store for iPhone or iOS users or the Google Play Store for Android users.
You should also take time to go through reviews and related information about the app before downloading it to ensure its legitimacy. If you have any doubts, clarify the issue with your bank before downloading what could be a fake banking app.
While this may seem obvious, the reality is that many people don’t pay enough attention to their passwords. To create a strong password, you should use a combination of uppercase and lowercase letters, numbers, and special characters in no particular order or pattern.
In addition, security experts recommend long, complex passwords to exponentially increase the time it takes to crack them. It also helps to have unique passwords for each of your accounts.
If you’re concerned about remembering and managing multiple passwords, you can use a reputable and secure password manager like McAfee True Key to store your passwords.
Many services nowadays offer two-factor or multifactor authentication. This function refers to the additional layers of security against hackers. On top of a traditional username-password login, users are required to identify themselves with a code that’s sent to their cellphone or email.
By confirming the user’s identity this way, organizations eliminate a degree of uncertainty. While it isn’t foolproof, two-factor or multifactor authentication helps increase security. It’s worth checking if your finance app offers this feature.
Public Wi-Fi networks are convenient in urgent situations; however, they often come with a warning saying the network is unsecured. This means that the network is unencrypted, making it easy for hackers to access your personal information. The best practice is to avoid using public Wi-Fi networks, especially when carrying out any form of financial transaction.
If you need to make purchases or send and receive money while on the move, though, you’ll want to consider a virtual private network (VPN) like McAfee Secure VPN. The VPN provides a secure network even when using public Wi-Fi by hiding your IP address and encrypting your data.
The easiest way to protect your finances is to keep a vigilant eye on all of your transactions. However, security notifications from your bank are a great added measure. Most credit card companies allow you to turn on transaction alerts for various services, such as balance transfer requests, international purchases, and exceeded credit limits, which can help you recognize any suspicious activity on your account.
It’s also important to remember that financial institutions will never contact you over the phone or through email to ask for your banking information. If you receive such a message, it’s most certainly a scam. A common way people get duped is through calls or emails claiming they’ve won a prize and need to share personal account details to receive the money. Never share your bank account details, passwords, or one-time codes with strangers.
Always check with your bank to confirm any activity that seems out of the ordinary. In addition to alert notifications, banks can also send helpful tips to protect your account against fraud.
McAfee Security for Mobile is an award-winning cybersecurity tool that helps address the issues mentioned above and more. It’ll scan your device for malware, suspicious websites, and unsecured Wi-Fi networks so you can use social media or shop online with complete peace of mind.
It also comes with other features, like system cleaning services that clean junk from your phone’s storage. These features can boost battery life and help locate your phone if it’s ever stolen or misplaced.
Mobile and online banking both have their benefits and drawbacks, but which is the safer option? Experts often have varied opinions on the matter.
Some people believe it might be easier to download malware on a computer unknowingly, as it’s tricky to judge the authenticity of a website or malicious links. Users typically download apps from reputed app stores when using mobile devices, which lowers the risk.
On the other hand, professionals believe that both methods are equally safe. The choice depends on the network available to the user, as private networks are significantly less susceptible to hacking than public ones. Some users may prefer computers to mobile phones simply because they find it easier to perform tasks on a bigger screen.
Both internet and mobile banking are convenient and offer a quick way to manage your personal finances, as you don’t have to travel to a physical bank or carry large amounts of cash in your wallet.
However, while mobile banking is generally considered a safe method of managing your finances, it can have some vulnerabilities that scammers may try to take advantage of.
Following the tips mentioned above — like using a private network, not sharing personal details with anyone, and using a comprehensive mobile security tool like McAfee Security for Mobile — can make all the difference.
The tool’s security features include safe browsing, a secure VPN, and antivirus software. This means you can use your mobile finance apps confidently knowing McAfee is looking out for you.
The post How to Know If Your Mobile Finance Apps Are Safe appeared first on McAfee Blog.
The explosion of e-commerce sites has changed how we shop today, providing access to millions of online stores with almost unlimited selections.
Just as you would take basic precautions in a brick-and-mortar store — perhaps hiding your PIN number while paying and making sure the business is legitimate — you should also practice safe shopping habits online.
Here are eight ways you can avoid fake websites and other online scams and ensure that you’re dealing with legitimate companies and safe online stores.
One of the best ways to tell if an online store is legit and avoid debit and credit card scams, domain name and subdomain name takeovers, and other problems is with a free and effective download like McAfee WebAdvisor.
This smart tool helps you surf and shop with confidence, protecting you from malicious sites that can contain:
McAfee WebAdvisor is a free browser extension that downloads quickly and installs easily, working in the background automatically to protect you from malware and phishing as you surf, search, and enjoy online shopping.
McAfee WebAdvisor works with Windows 10, 8.1, 8, and 7 (32- and 64-bit) computers and is compatible with these browsers:
Here are other ways to make sure you know when you’re dealing with scammers online.
When checking an e-commerce site’s credentials, start with the address bar. Often, hackers will use URLs that are very close to the real site’s URL but not quite the same. Look for typos or use Google to see if a search takes you to the same page. Also, look for a padlock icon in the address bar.
Click the padlock and look at the drop-down menu that provides information, such as if the site has a valid certificate like SSL (verifying that the web address belongs to the company), how many cookies are in use, other site settings, and whether your information is safe when sent to this site.
The protection is pretty good but not perfect since some cybercriminals have been able to replicate these padlocks or take over legitimate sites that have them.
Trust seals, such as the TrustedSite certification, are stamps created by a certificate authority (CA) to confirm the legitimacy of a site. A trust seal tells visitors that they are on a safe site and the company that displays the mark prioritizes cybersecurity. Click on it, and you should be taken to a webpage that verifies the authenticity of the trust seal.
Google’s Safe Browsing technology crawls through billions of web addresses every day on the lookout for unsafe websites. The technology discovers thousands daily — often legitimate sites that have been compromised. Warnings for unsafe sites pop up in your browser and on the Google search engine. You can also search specific URLs to see if a site has been compromised.
It’s worth checking a company on social media to see if they appear to have a genuine following and legitimate posts. The Better Business Bureau (BBB) also has suggestions for spotting fake social media accounts, including those on LinkedIn, Facebook, Twitter, and Instagram. You should look for:
Another way to test the legitimacy of an online retail store is to check its contact information. Does it have a physical address, phone number, and email contact? Does the email address on the contact page have the company domain name in it, or is it generic (like a Gmail address)? If you send an email, does it get delivered?
Check to see if the e-commerce site looks as if it has been professionally produced or whether it has been thrown together with slapdash results. Are there typos, grammar errors, poor-quality images, and a sloppy design? Does it have a poorly worded return policy or no return policy at all?
All the things that undermine the professional appearance and authenticity of a site should be red flags and convince you that you’re on a scam website.
If the online company is a legitimate website (not a scam site) and has been around for a while, there should be authentic third-party reviews from previous customers. Review sites include Google My Business, Amazon, and Yelp.
If the reviews are uniformly bad, on the other hand, you have another type of problem to confront.
Since virtual shopping is fast becoming the new norm, it’s important to guard against cybercriminals that are increasingly targeting retailers and their customers. A great way to shop with confidence is to use McAfee WebAdvisor, which is available as a free download.
The web browser extension works tirelessly in the background to protect you as you browse and buy. Think of it as a gift to yourself so you can use the internet to its full potential while keeping your information protected.
The post 8 Ways to Know If Online Stores Are Safe and Legit appeared first on McAfee Blog.
Say you’re getting married. You and your partner have booked the venue, made the seating arrangements, trained your dog to be the ring bearer – and everything is running smoothly. You’ve used a trusty wedding planning website to make everything a breeze. Nothing could ruin this day for you! Except, there’s an uninvited guest. They’re not crashing the wedding and making an awkward toast, but they’ve crashed into your wedding planning website account and now have access to your information.
There are many things that could go wrong during wedding planning – some of them out of anyone’s control. Maybe the caterer canceled last minute, or the live band is stuck in traffic. Other things may be easily avoided, but you don’t necessarily see them coming. Like a hacker accessing your wedding website and making fraudulent bank transfers right before your big day.
Zola, a wedding planning site allowing couples to create websites, budgets, and gift registries, confirmed that hackers had managed to access the accounts of some of their users, The Verge reported. Once these accounts were infiltrated, hackers used the linked bank accounts or funds held inside the site to make cash transfers. The main method these cybercriminals used was purchasing gift cards through the user’s account and sending them to their email addresses to avoid being easily traced.
These criminals did not hack the Zola website itself but hacked their users’ accounts with a method called credential stuffing. This is a strategy where hackers take email and password combinations involved in previous breaches of other websites and use them to log into other online profiles.
You may not even know that your information had been breached previously and that cybercriminals now had your logins for a number of different accounts. Luckily, there are ways to protect yourself and your information from credential stuffing tactics to stop hackers in their tracks.
Just because you’ve hypothetically grown up and are ready for lifelong commitments doesn’t mean you’ve outgrown those old trusty email addresses and passwords (hello, “basketball4life23”). There’s a level of nostalgia that comes with using the email account that you made in middle school, or maybe you just haven’t gotten around to changing it. However, keeping those old email addresses and logins are doing you more harm than good. Want to make sure that hackers aren’t able to credential stuff your accounts? Here are some trusty tips to keep your information safe.
The best way to know that your old accounts aren’t coming back to haunt you is to make sure those ancient logins are dead and gone. If you don’t remember all the accounts you’ve made and no longer use, don’t sweat it! There are settings through your internet browser that will show you all the accounts and passwords you have saved. A password manager also keeps track of all your credentials, so you don’t have to wrack your brain to try and remember every account you’ve ever made. Once you’ve gone through all your old online accounts you no longer use, close them for good! Though this step will require some time and patience, it’s always better to put in the effort and know your information is safe than to risk it.
Only having to remember one password for every account may make logging in easier, but ensuring that each of your accounts is unique and secure is worth the extra effort. Having a strong and unique password for each of your accounts helps protect them from credential stuffing and other threats. Varying your passwords across online accounts will assure you that if one of them is breached, the others will remain safe. A password manager can also help with this step, because many of them, such as True Key, can generate strong, random, and unique passwords for every account.
Keep an eye out to make sure that if a website or company you have an account with is breached, you are updating your credentials so that hackers can’t access them. If you see that there has been a hack and your information is vulnerable, immediately update your logins and passwords on that account to keep yourself safe.
Using multifactor authentication adds an extra layer of protection to your accounts. This safety measure requires more than one method of identity verification to access the account, helping to prevent criminals from gaining access to your password-protected information.
Don’t let cybercriminals get the jump on you! Take the necessary steps to protect your accounts and your personal information. Though combing through your old accounts and deleting them or coming up with a new and unique password for every site login isn’t a glamourous activity, you’ll enjoy greater peace of mind that your accounts are safe, leaving you free to enjoy life’s best moments.
The post Wedding Planning App Users Hacked Before the Big Day appeared first on McAfee Blog.
The great thing about the internet is that there’s room for everyone. The not-so-great part? There’s plenty of room for cybercriminals who are hungry to get their hands on our personal information.
Fortunately, internet scams don’t have to be a part of your online experience. In this article, we’ll tell you about some of the most common internet schemes and how you can recognize them to keep your identity safe.
Scams are scary, but you can prevent yourself from falling for one by knowing what to look for. Here are a few tell-tale signs that you’re dealing with a scammer.
If you get a message that you’ve won a big sum of cash in a sweepstakes you don’t remember entering, it’s a scam. Scammers may tell you that all you need to do to claim your prize is send them a small fee or give them your banking information.
When you enter a real sweepstakes or lottery, it’s generally up to you to contact the organizer to claim your prize. Sweepstakes aren’t likely to chase you down to give you money.
Scammers will often ask you to pay them using gift cards, money orders, cryptocurrency (like Bitcoin), or through a particular money transfer service. Scammers need payments in forms that don’t give consumers protection.
Gift card payments, for example, are typically not reversible and hard to trace. Legitimate organizations will rarely, if ever, ask you to pay using a specific method, especially gift cards.
When you have to make online payments, it’s a good idea to use a secure service like PayPal. Secure payment systems can have features to keep you safe, like end-to-end encryption.
Scammers may try to make you panic by saying you owe money to a government agency and you need to pay them immediately to avoid being arrested. Or the criminal might try to tug at your heartstrings by pretending to be a family member in danger who needs money.
Criminals want you to pay them or give them your information quickly — before you have a chance to think about it. If someone tries to tell you to pay them immediately in a text message, phone call, or email, they’re likely a scammer.
Many scammers pretend to be part of government organizations like the Internal Revenue Service (IRS). They’ll claim you owe them money. Criminals can even use technology to make their phone numbers appear legitimate on your caller ID.
If someone claiming to be part of a government organization contacts you, go to that organization’s official site and find an official support number or email. Contact them to verify the information in the initial message.
Scammers may also pretend to be businesses, like your utility company. They’ll likely say something to scare you, like your gas will be turned off if you don’t pay them right away.
Most legitimate organizations will thoroughly proofread any copy or information they send to consumers. Professional emails are well-written, clear, and error-free. On the other hand, scam emails will likely be full of grammar, spelling, and punctuation errors.
It might surprise you to know that scammers write sloppy emails on purpose. The idea is that if the reader is attentive enough to spot the grammatical mistakes, they likely won’t fall for the scam.
There are certain scams that criminals try repeatedly because they’ve worked on so many people. Here are a few of the most common scams you should watch out for.
A phishing scam can be a phone or email scam. The criminal sends a message in which they pretend to represent an organization you know. It directs you to a fraud website that collects your sensitive information, like your passwords, Social Security number (SSN), and bank account data. Once the scammer has your personal information, they can use it for personal gain.
Phishing emails may try anything to get you to click on their fake link. They might claim to be your bank and ask you to log into your account to verify some suspicious activity. Or they could pretend to be a sweepstakes and say you need to fill out a form to claim a large reward.
During the coronavirus pandemic, new phishing scams have emerged, with scammers claiming to be part of various charities and nonprofits. Sites like Charity Navigator can help you discern real groups from fake ones.
These scams also became much more prominent during the pandemic. Let’s say you’re preparing to fly to Paris with your family. A scammer sends you a message offering you an insurance policy on any travel plans you might be making. They’ll claim the policy will compensate you if your travel plans fall through for any reason without any extra charges.
You think it might be a good idea to purchase this type of insurance. Right before leaving for your trip, you have to cancel your plans. You go to collect your insurance money only to realize the insurance company doesn’t exist.
Real travel insurance from a licensed business generally won’t cover foreseeable events (like travel advisories, government turmoil, or pandemics) unless you buy a Cancel for Any Reason (CFAR) addendum for your policy.
Grandparent scams prey on your instinct to protect your family. The scammer will call or send an email pretending to be a family member in some sort of emergency who needs you to wire them money. The scammer may beg you to act right away and avoid sharing their situation with any other family members.
For example, the scammer might call and say they’re your grandchild who’s been arrested in Mexico and needs money to pay bail. They’ll say they’re in danger and need you to send funds now to save them.
If you get a call or an email from an alleged family member requesting money, take the time to make sure they’re actually who they say they are. Never wire transfer money right away or over the phone. Ask them a question that only the family member would know and verify their story with the rest of your family.
You get an email from a prince. They’ve recently inherited a huge fortune from a member of their royal family. Now, the prince needs to keep their money in an American bank account to keep it safe. If you let them store their money in your bank account, you’ll be handsomely rewarded. You just need to send them a small fee to get the money.
There are several versions of this scam, but the prince iteration is a pretty common one. If you get these types of emails, don’t respond or give out your financial information.
Your online experience is rudely interrupted when a pop-up appears telling you there’s a huge virus on your computer. You need to “act fast” and contact the support phone number on the screen. If you don’t, all of your important data will be erased.
When you call the number, a fake tech support worker asks you for remote access to your device to “fix” the problem. If you give the scammer access to your device, they may steal your personal and financial information or install malware. Worse yet, they’ll probably charge you for it.
These scams can be pretty elaborate. A scam pop-up may even appear to be from a reputable software company. If you see this type of pop-up, don’t respond to it. Instead, try restarting or turning off your device. If the device doesn’t start back up, search for the support number for the device manufacturer and contact them directly.
Scammers will often pose as popular e-commerce companies by creating fake websites. The fake webpages might offer huge deals on social media. They’ll also likely have a URL close to the real business’s URL but slightly different.
Sometimes, a criminal is skilled enough to hack the website of a large online retailer. When a scammer infiltrates a retailer’s website, they can redirect where the links on that site lead. This is called formjacking.
For example, you might go to an e-commerce store to buy a jacket. You find the jacket and put it in your online shopping cart. You click “check out,” and you’re taken to a form that collects your credit card information. What you don’t know is that the checkout form is fake. Your credit card number is going directly to the scammers.
Whenever you’re redirected from a website to make a payment or enter in information, always check the URL. If the form is legitimate, it will have the same URL as the site you were on. A fake form will have a URL that’s close to but not exactly the same as the original site.
These scams are similar to tech support scams. However, instead of urging you to speak directly with a fake tech support person, their goal is to get you to download a fake antivirus software product (scareware).
You’ll see a pop-up that says your computer has a virus, malware, or some other problem. The only way to get rid of the problem is to install the security software the pop-up links to. You think you’re downloading antivirus software that will save your computer.
What you’re actually downloading is malicious software. There are several types of malware. The program might be ransomware that locks up your information until you pay the scammers or spyware that tracks your online activity.
To avoid this scam, never download antivirus software from a pop-up. You’ll be much better off visiting the website of a reputable company, like McAfee, to download antivirus software.
Dealing with credit card debt can be extremely stressful. Scammers know this and try to capitalize off it. They’ll send emails posing as credit experts and tell you they can help you fix your credit or relieve some of your debt. They might even claim they can hide harmful details on your credit report.
All you have to do is pay a small fee. Of course, after you pay the fee, the “credit expert” disappears without helping you out with your credit at all. Generally, legitimate debt settlement firms won’t charge you upfront. If a credit relief company charges you a fee upfront, that’s a red flag.
Before you enter into an agreement with any credit service, check out their reputation. Do an online search on the company to see what you can find. If there’s nothing about the credit repair company online, it’s probably fake.
Admitting that you’ve fallen for an online scam can be embarrassing. But reporting a scammer can help stop them from taking advantage of anyone else. If you’ve been the victim of an online scam, try contacting your local police department and filing a report with the Federal Trade Commission (FTC).
Several other law enforcement organizations handle different types of fraud. Here are a few examples of institutions that can help you report scams.
Fraudsters shouldn’t stop you from enjoying your time online. Just by learning to spot an online scam, you can greatly strengthen your immunity to cybercrimes.
For an even greater internet experience, you’ll want the right tools to protect yourself online. McAfee’s Total Protection services can help you confidently surf the web by providing all-in-one protection for your personal info and privacy. This includes identity protection — which comes with 24/7 monitoring of your email addresses and bank accounts — and antivirus software to help safeguard your internet connection.
Get the peace of mind that comes with McAfee having your back.
The post How to Recognize an Online Scammer appeared first on McAfee Blog.
Online banking puts the ability to pay bills, check your balance, or transfer money at your fingertips. Unfortunately, it can also make you vulnerable to scammers who may try to trick you into giving them access to your account.
By remaining vigilant, though, you can avoid common scams. This article discusses mobile banking scams and how to avoid them.
Online banking can be super convenient — for both you and cybercriminals. And hackers may use a variety of tactics to gain access to your accounts. Most of these involve tricking you into giving them your account information.
With this type of online scam, fraudsters may send a text message or email that looks like it’s from your bank. Often, the message will ask for immediate action, such as confirming your information to keep the account from being closed.
The message might even include a link to the bank, but it actually goes to a fraudulent website designed to look like the bank’s website. When you enter your account information, the scammers record it.
Sometimes, the email asks you to call a fake customer service number. If you do, you’ll speak to someone who tries to get you to give over sensitive information, like your date of birth or Social Security number (SSN).
Occasionally, scammers already have some of your personal information. To gain your trust, they might mention personal details like your date of birth or the last four digits of your SSN. They may have learned this information from your social media posts or accessed it in a data breach.
Another way hackers may try to access your bank account is to steal or guess your password. If they can log into your account, they can use your sensitive information for personal gain, otherwise known as identity theft. They can then open credit card accounts in your name, purchase merchandise, or transfer money out of your account.
Cybercriminals use technology to guess billions of passwords per second. However, it’s more difficult to guess long passwords with a combination of letters and numbers.
For example, a computer can instantly guess a password consisting of eight letters. Adding one uppercase letter extends the time it takes to crack a password to 22 minutes. In contrast, a 12-character password with an uppercase letter, a number, and a symbol would take the computer 34,000 years to crack.
When you click a link or attachment in an email or download fake antivirus software, your device can become infected with malicious software or malware. A virus can let hackers view data from your device and use it to access your financial information or bank accounts.
Consider getting antivirus software to help protect your devices, like what’s offered through McAfee Total Protection. Our award-winning antivirus software provides 24/7 real-time threat protection against online threats like malware, viruses, ransomware, and phishing, across Apple and Android systems.
Public Wi-Fi gives you convenient, free access to the internet in restaurants, airports, and department stores. But it can also be easy for hackers to see your private information on an open network that doesn’t require a password.
If you log into your online bank account, your login information could be exposed, making you vulnerable to bank fraud. Shopping online with public Wi-Fi could also expose your credit card information.
Fortunately, you can protect yourself from cybercriminals with sensible precautions and a healthy dose of suspicion. Use the tips below to help safeguard your accounts from online banking scams.
McAfee Total Protection provides all-in-one protection for your personal information and privacy. You’ll have coverage for all of your laptops, tablets, and smartphones on most operating systems — Windows, macOS, Android, or iOS. In addition to premium antivirus software, you get identity monitoring and a secure VPN that shields your data when using public Wi-Fi.
You can better recognize phishing emails once you understand how banks communicate with customers. There are certain things legitimate banks never do. If you get a message like that, assume it’s fraudulent. Some other tips include:
At some point, almost everyone has used the same password for different websites. But this is one of the simplest ways for hackers to get into your accounts. If they figure out the password for one, they can sometimes access your other accounts.
The most common passwords are:
Use unique passwords for each website. They should be 12 characters long and include numbers, lowercase letters, uppercase letters, and symbols. McAfee Total Protection includes a password manager to help generate and store your passwords in a single location.
If you get an email about an issue with your bank account, you can always go directly to your bank’s website. Don’t click any links in a text or email — just go directly to your bank’s website to check your account. Similarly, if you get a phone call, dial your bank directly using the official telephone number.
Use two-factor authentication when logging into websites for your financial institutions. You’ll get a one-time code by text or email to use each time you log into your account.
When you log onto public Wi-Fi, anyone can see your internet activity. For that reason, you shouldn’t log into your bank account with public Wi-Fi unless you’re using a virtual private network (VPN).
McAfee Secure VPN protects your privacy by turning on automatically for unsecured networks. Your data is encrypted so it can’t be read by prying eyes. The VPN also keeps your online activity and physical location private and secure from advertisers.
Review your bank statements carefully each month to ensure there are no unauthorized transactions. Contact your bank immediately if you see any payments or withdrawals that you don’t recognize.
Being vigilant and understanding how scammers work can help you avoid online banking scams. For an additional layer of security, use McAfee Total Protection. Our comprehensive cybersecurity services protect all of your devices with award-winning antivirus, a secure VPN for safe Wi-Fi connections, and advanced identity monitoring. There’s even a team of security experts available to assist you around the clock.
With McAfee, you can bank online with ease knowing your personal data is secure.
The post Types of Online Banking Scams and How to Avoid Them appeared first on McAfee Blog.
It’s difficult to imagine what life was like before the internet. We log in daily to pay bills, shop, watch movies, and check out what friends and family are up to on social media. While the internet has made life easier, we may not consider how our online activities can make personal information — such as our Social Security numbers (SSNs) or bank account and credit card numbers — vulnerable to cybercriminals on the dark web.
Fortunately, you can find out if your information is on the dark web and keep tabs on your sensitive information with extensive dark web monitoring, offered through McAfee’s Identity Protection services.
This article explains what the dark web is, how to find out if personal details have reached the dark web, and how to protect your sensitive information.
Unlike the surface web we use for things like shopping and online banking, the dark web is part of the internet that’s not indexed by search engines. It can only be accessed with special web browsers. A few widely known networks include Tor, I2P, and Riffle.
Cybercriminals can browse, sell, or trade on dark websites with confidence and complete anonymity. Because of its highly layered encryption system, hackers can communicate without giving away their location, IP address, or identity.
Data can end up on the dark web in several ways, including through data breaches, using public Wi-Fi, visiting a nonsecure website, and leaving an offline paper trail.
A cybercriminal may hack into company databases and take personal data, such as email account addresses, passwords, and phone numbers. And while we all love to work at our favorite coffee shop, using an unsecured Wi-Fi network can leave our personal information in public view.
That’s why using a virtual private network (VPN) like McAfee Secure VPN, which comes with bank-grade encryption to scramble your data, can be a good idea. You’ll also only want to visit encrypted webpages when browsing online — keep an eye out for URLs beginning with HTTPS rather than HTTP. The “S” means added security for you. Lastly, shred paper containing your personal information or lock it away until you can.
With identity monitoring through McAfee Identity Protection, you’ll receive notifications if we find your personal information on the dark web. Our extensive monitoring service keeps tabs on up to 60 unique types of personal data and can notify you up to 10 months sooner than similar services. Plus, you get peace of mind with up to $1 million of ID theft coverage and hands-on restoration support to help reclaim your identity after identity theft.
While you can’t remove your information once it’s on the dark web, there are plenty of steps you can take to help protect yourself and prevent your data from falling into the wrong hands. You can:
No one wants their information to end up on the dark web. Fortunately, you can do a few things to minimize your risk of exposure. Here are some tips you can use to keep your data safe.
Identity protection software from McAfee can help keep your information out of the hands of cybercriminals. Some features of McAfee identity protection include expert security support, award-winning antivirus protection, a password manager, and firewall protection. Choose the plan that works best for you and keep tabs on your personal information.
This extra layer of security double-checks your identity when signing into an online account. You enter your password as usual and a unique six-digit, one-time code is sent to a trusted device via text. This added step can help improve the security of your personal information.
When creating or updating your account passwords, make sure to choose ones that are difficult to guess. Avoid using a pet’s name, your name, or other personal information that others can guess. It goes without saying, but don’t share any of your passwords.
Shared content can tell a lot about someone. Have you ever shared the make and model of your first car, your favorite movie or band, or your high school graduation year? This information helps unsavory characters figure out online passwords and security questions.
There are a lot of cool apps out there, and many are harmless. However, some may request access to your location, photos, contact list, and even microphone. Certain apps, especially those filled with malware, can then collect your data and share it with others. Fortunately, Android devices and Apple iPhones allow you to change your permission settings for apps.
With so many emails arriving in our inboxes, we may not always pay close attention to what we’re opening. However, scammers may use phishing emails in an attempt to access your personal information. Sometimes, these emails are obvious, but they can also look legit and appear as a trusted company, such as your bank or credit card company. If something seems amiss, such as a billing error or an invoice, log in through the company’s website rather than click links inside the email.
No one wants their information on the dark web. Thankfully, there are several things you can do to keep your personal information secure, including all-in-one protection from McAfee.
McAfee Total Protection comes with advanced identity monitoring, which provides faster and broader detection for your identity, plus premium antivirus software, safe browsing, and Secure VPN.
With easy setup and extensive monitoring, you can maintain your digital identity and gain peace of mind.
The post A Guide to Finding Out If Your Information Is on the Dark Web appeared first on McAfee Blog.
If your PC runs on Windows 10, you’re in very good company. The Microsoft operating system is the most widely used OS in the world. Many Windows 10 users have also been upgraded to Windows 11 through a rollout that began in 2021. Microsoft plans to complete the Windows update by mid-2022.
Unfortunately, its success as a widely used operating system makes Windows attractive to hackers. And if malicious software like malware can make a home in Windows, there are a lot of targets. So, this might raise the question of how best to protect your Windows 10 or 11 device.
Should you just use Windows Defender — Microsoft’s free version of antivirus software — or buy additional protection?
Read on to learn what Microsoft Defender covers and how additional virus protection can secure all of your connected devices.
For years, Microsoft has offered anti-malware protection, but the current version provides effective security against viruses. Windows Defender is a free antivirus tool that’s built into the Windows operating system.
While it’s considered one of the best free antivirus software programs, it doesn’t have any extra features that might come with paid security software. If you’re just looking for good antivirus software, though, Windows Defender can get the job done.
If you’re not using third-party antivirus protection, you’ll want to make sure that your Windows Defender antivirus coverage is working on your computer. Here’s how to check:
To make sure your Windows security is running, follow these steps:
With built-in coverage, you may wonder if you should invest in paid antivirus software. The answer is, of course, yes! It can be a good idea to get another antivirus solution because blocking malware and viruses should just be one part of your threat protection.
Today’s cybercriminals are using elaborate ruses to try to access your personal information, such as your bank and credit card numbers. And some of their scams might even target your devices with risky apps or links on social media.
As they always say, it’s better to be safe than sorry! Having another antivirus program can make sure you have real-time protection and access to the latest security features.
There are a lot of antivirus protection programs out there, but they aren’t all created equal. When looking for the best antivirus software for your needs, here are some things to consider for your devices running on Windows 10 or 11.
If you have a Windows PC, use an iPhone, and your tablet runs on Chrome, it helps to have an antivirus app that works across multiple operating systems. The good news is that McAfee Total Protection is compatible with Windows, Mac, iOS, and Android devices, so you can continue enjoying all of your different devices without losing protection.
For greater cybersecurity, antivirus software should defend against a variety of online threats like viruses, spyware, and ransomware. And that’s exactly what you get with McAfee Total Protection. Our antivirus software can also help you avoid phishing attacks, which are fake messages to trick you into providing information or clicking a malicious link. The software will give you a warning when it recognizes a risky link, website, or file.
Functionality is another thing you’ll want to consider when looking for antivirus software. If the program isn’t easy to use to begin with — especially if you want to easily manage multiple devices — what good will it do you?
But you don’t have to worry with McAfee Total Protection, which allows you to connect and manage all of your computers and mobile devices from one single dashboard.
To keep your devices free from online threats like malware, good antivirus software will scan your files for threats. McAfee Total Protection provides 24/7 protection with real-time, on-demand, and scheduled scanning of files and applications.
McAfee Total Protection was developed with an understanding of how cybercriminals operate. Scammers may use a variety of tactics to try to steal your personal information, so our all-in-one protection also includes:
Using Microsoft’s built-in antivirus software can protect your Windows devices from viruses and malware. But to really keep your network and all of your devices secure, it’s good to rely on comprehensive protection like McAfee Total Protection. With services like identity monitoring, safe browsing, and a secure VPN, you can enjoy the internet without worry.
The post Does Windows 10 or 11 Need Antivirus Software? appeared first on McAfee Blog.
The growing number of internet crimes targeting senior adults is mind-blowing.
In 2021, more than 92,000 people over the age of 60 reported losses of $1.7 billion, according to IC3, the FBI’s Internet Crime division. That number reflects a 74 percent increase in losses from 2020.
These numbers tell us a few things. They tell us that scamming the elderly is a multi-billion-dollar business for cybercriminals. It also tells us that regardless of how shoddy or obvious online scams may appear to anyone outside the senior community, they are working.
However, information is power. Senior adults can protect their hard-earned retirement funds and government benefits by staying informed, adopting new behaviors, and putting tools in place designed to stop scammers in their tracks. And, when possible, family, friends, and caregivers can help.
The FBI said confidence fraud and romance scams netted over $281 million in losses.
The top four types of scams targeting seniors: Romance scams (confidence scams), fake online shopping, false utility representatives, and government agent imposters. Here’s how to make a few shifts to mindset and your daily routine and steer clear of digital deception.
Just as the seasons change in our lives, so too must our behaviors when connecting to people and information via our devices. Cybercriminals target older people because they assume they aren’t as informed about schemes or technically savvy as younger people. Senior adults and their loved ones can work daily to change that narrative. With the right mindset, information, and tools, seniors can connect online with confidence and enjoy their golden years without worrying about digital deception.
The post Seniors: How to Keep Your Retirement Safe from Online Scams appeared first on McAfee Blog.
Congratulations! You reached 10,000 steps today!
It’s a great feeling when a wearable fitness device vibrates to let you know when you hit the day’s fitness goal. The digital fireworks display that lights up your watch’s screen is a signal that you should keep on moving to challenge yourself more … or spend the rest of the day on the couch guilt-free.
While fitness wearable devices, trackers, and apps are excellent motivators for you, cybercriminals love them for their vulnerabilities and privacy loopholes. This doesn’t mean you have to chuck your expensive watch in the bin or delete your fitness apps from your smartphone. Awareness and smart habits go a long way in deterring cybercriminals. Keep reading to learn more about wearable technology vulnerabilities and how you can sidestep each.
Many fitness tracker apps and wearables are equipped with GPS. At the end of a run or long walk, you can view your exact route, sometimes with detailed maps that show street and town names. This tracking feature was potentially dangerous back in 2018 when a fitness app released a heat map of all its users’ running routes for the year, which clearly outlined secret military bases.1
Even if you’re stationed in a suburb and not hostile territory, you may consider the risks of sharing your location data. A determined criminal who has time to spare can guess your address and see the times of days when you’re commonly out at the gym or on a run.
When you purchase a wearable fitness device, you often have to pair it with an accompanying smartphone app to see your daily stats and tailor your fitness goals. Think about all the personally identifiable information (PII) that app now houses: your full name, password, address, height, weight, location, medical concerns, daily activity patterns, etc. In the hands of a cybercriminal, this information can bring a nefarious actor one step closer to impersonating you. Plus, if your health data makes it onto the dark web or is sold to health companies, it may result in serious privacy concerns.
Luckily, there are ways to get peace of mind about the security of your identity. Identity protection services, such as McAfee Identity Monitoring Service, provide expert identity theft support and up to $1 million in identity theft coverage.
Wearable devices complement any athleisure outfit and are a fun way to inspire athletic competition between a group of friends. Here are a few ways you can patch some of their security shortcomings:
When you first purchase any new device, fitness trackers included, your first step should always be to reset the factory password. Cybercriminals know that many people often skip this step, making it easy for them to walk right into new accounts. If you have a hard time remembering your passwords, consider entrusting them to a password manager to remember them for you. McAfee True Key makes it so that you only have to remember one master password to unlock the rest, and it’s protected by one of the strongest encryption algorithms available.
This is a tip you should consider for all your social media accounts. When you post about your life online, you actually divulge a lot of personal details that are helpful to cybercriminals. In the case of fitness trackers and apps, sharing the times of day when you go to the gym, are at the local track, or are on a bike path may give a criminal an idea of windows during the day when your home is empty. It’s unsettling to think that strangers can track your whereabouts, so it’s best to keep those details exclusive to people you personally know and trust.
In the case of fitness trackers and apps, a savvy cybercriminal may be able take an educated guess at your address, with which they can do a myriad of nefarious activities. Some running and fitness apps may be able to still create maps of your running routes but erase street names and other landmarks to make it more private. But when in doubt, turn off geolocation.
Fitness trackers are a fun way to stir up some friendly competition, keep connected with your fit friends, and motivate yourself to exercise and maintain healthy habits. While you’re shopping for a new device or when evaluating your current tracker, keep these tips in mind to enjoy this technology to its fullest.
The post Why You Should Care About Fitness Tracker Security appeared first on McAfee Blog.
There were multiple times during my digital parenting journey when I would have loved to put my head in the sand. Pretend that life was easy and that my kids weren’t going to grow up and want devices and to join social media. But I didn’t. I couldn’t. With four kids who had technology running through their veins, I had no choice but to embrace it.
While many kids will first experience the internet from a family laptop or via their parent’s phone at a coffee shop (we’ve all done it), it’s when they get these devices into their hot little hands unsupervised a few years down the track that the real show starts. And that’s usually when they get access to a phone. Research from our eSafety Office shows that just under half of Aussie kids between 6 and 13 use a smartphone with about 1/3 owning their own device.
And while we can all wax lyrical about the good old days when we used payphones and how great it would be if our kids didn’t have smartphones, we need to keep it real. Technology is not going anywhere so the best thing we can to accept it’s here, educates our kids about how to use it safely and introduce boundaries and rules to ensure they are as safe as possible.
So, without further ado, let me introduce you to the concept of a family technology contract – a great way to manage your kids and their tech use.
I like to think of a tech agreement as a clear outline of your expectations of your kids’ digital behavior – any behavior that occurs while using a device should be included in the agreement and yes, include TV here too! Now, before we progress, I have to share one key tip – don’t even think of putting together an agreement like this when tensions are high, or a heated argument is still in place – it will never work. Only talk about this or start working on it when you are in a calm and serene headspace.
The most important thing is to have an agreement that is suitable for your kids’ ages and maturity and one that works for your family’s schedule. There’s no point making your 5-year-old sign an agreement that limits their time on Instagram when they’re probably quite happy visiting only the online sites that you have ‘bookmarked’ for them. And if your kids have a super busy schedule then you might want to include a rule that means there is no ‘leisure screen time’ (eg TV/movie viewing) till all homework is complete.
While it’s entirely based on your kids’ interests and tech usage, I think 3 is a good age to start with a basic agreement. That’s when they start understanding rules. And how old is too old for a tech contract, I hear you ask? Well, I acknowledge that introducing new rules and boundaries when your kids are well into their teens may be difficult however if things feel out of control and you are concerned about their mental health and less than ideal digital habits then it may also be exactly what you all need!
Keeping an agreement age-appropriate and relevant is essential. You may also want to keep it simple and focus on a few key things, such as:
But it can include so much more. Here are some items you may choose to include in your own personalized version. Think of this list as a shopping list. Simply, pick & choose what works for the ages of your kids and your family’s structure.
Online Behaviour
I understand that access to my devices is a privilege and breaking this agreement will lead to the following consequences: (list what you feel is appropriate)
I would have all parties sign and date the agreement: both parents and kids. You may choose to keep a copy on the fridge? Again, whatever works for your situation.
So, if you are feeling like this digital parenting thing is getting the better of you, please consider introducing an agreement. For decades, parenting experts have written about the virtues of establishing clear boundaries for our kids and in my opinion, a tailored family tech agreement absolutely does that!
Good luck!!
Alex x
The post Why You Need to Get a Family Technology Agreement Happening appeared first on McAfee Blog.
As millions of people around the world practice social distancing and work their office jobs from home, video conferencing has quickly become the new norm. Whether you’re attending regular work meetings, partaking in a virtual happy hour with friends, or catching up with extended family across the globe, video conferencing is a convenient alternative to many of the activities we can no longer do in real life. But as the rapid adoption of video conferencing tools and apps occurs, is security falling by the wayside?
One security vulnerability that has recently made headlines is the ability for uninvited attendees to bombard users’ virtual meetings. How? According to Forbes, many users have posted their meeting invite links on social media sites like Twitter. An attacker can simply click on one of these links and interrupt an important conference call or meeting with inappropriate content.
Online conferencing tools allow users to hold virtual meetings and share files via chat. But according to Security Boulevard, communicating confidential business information quickly and privately can be challenging with these tools. For example, users are not always immediately available, even when working from home. In fact, many parents are simultaneously doubling as working parents and teachers with the recent closure of schools and childcare providers. If a user needs to share private information with a coworker but they are unable to connect by video or phone, they might revert to using a messaging platform that lacks end-to-end encryption, a feature that prevents third-party recipients from seeing private messages. This could lead to leaks or unintended sharing of confidential data, whether personal or corporate. What’s more, the lack of using a secure messaging platform could present a hacker with an opportunity to breach a victim’s data or device. Depending on the severity of this type of breach, a victim could be at risk of identity theft.
With the recent surge of new video conferencing users, privacy policies have been placed under a microscope. According to WIRED, some online conferencing tools have had to update their policies to reflect the collection of user information and meeting content used for advertising or other marketing efforts. Another privacy concern was brought to light by a video conferencing tool’s attention-tracking feature. This alerts the virtual meeting host when an attendee hasn’t had the meeting window in their device foreground for 30 seconds, resulting in users feeling that their privacy has been compromised.
As users become accustomed to working from home, video conferencing tools will continue to become a necessary avenue for virtual communication. But how can users do so while putting their online security first? Follow these tips to help ensure that your virtual meetings are safeguarded:
There are plenty of video conferencing tools available online. Before downloading the first one you see, do your research and check for possible security vulnerabilities around the tools. Does the video conferencing tool you’re considering use end-to-end encryption? This ensures that only meeting participants have the ability to decrypt secure meeting content. Additionally, be sure to read the privacy policies listed by the video conferencing programs to find the one that is the most secure and fits your needs.
To ensure that only invited attendees can access your meeting, make sure they are password protected. For maximum safety, activate passwords for new meetings, instant meetings, personal meetings, and people joining by phone.
To keep users (either welcome or unwelcome) from taking control of your screen while you’re video conferencing, select the option to block everyone except the host (you) from screen sharing.
By turning on automatic updates, you are guaranteed to have all the latest security patches and enhancements for your video conferencing tool as soon as they become available.
The post How Secure Is Video Conferencing? appeared first on McAfee Blog.
On the internet, the Domain Name System (DNS) is the way regular people access websites such as ESPN.com or BBC.com. However, the internet uses a unique series of Internet Protocol (IP) addresses to access websites which are tricky for humans to remember. Web browsers typically interact with websites through IP addresses, and DNS translates websites into IP addresses so browsers can access Internet resources. Historically, this has been done in the form of unencrypted clear text that ISPs and security providers such as McAfee can read and act upon to sort through risky websites or to improve network performance and intelligence.
However, this also opens up vulnerabilities of security and privacy. As an industry, (Apple, Microsoft, Google, and others) participants are moving toward encrypting this traffic to and from DNS servers with protocols such as DNS over TLS (DoT) and DNS over HTTPS (DoH). Unless the ISP offers DoT/DoH decryption (translation) capabilities, traffic could go directly to outside DNS providers such as Google DNS and Cloudflare who do. Without this visibility, unsafe websites cannot be seen and blocked using DNS filtering technology. Customers can visit sites created by criminals that can trick them to steal their account credentials, download ransomware, or show inappropriate content to their kids.
We’re advancing our Secure Home Platform (SHP) technology to future proof the ability for our partners to protect their customers, their families, and their connected home devices. McAfee is the first in the market to build and introduce this technology. McAfee and OpenXchange have partnered to provide an integration of a forwarder/translator (PowerDNS) with the home router-based SHP product that will make it possible to keep the traffic within the ISP network, as shown in the diagram below – allowing DNS filtering even in encrypted DNS environments.
The ISP can continue to read the traffic and stands to benefit in several ways:
Consumers in turn benefit from these additional capabilities that ISPs can provide in security, privacy, and performance.
If you are interested in McAfee’s exciting new DoT-DoH technology for the Secure Home Platform, please contact your McAfee Account Representative for further details.
The post Advancing our Secure Home Platform with DNS over HTTPS appeared first on McAfee Blog.
Whether you think you might have a virus on your computer or devices, or just want to keep them running smoothly, it’s easy to do a virus scan. How to check for viruses depends on the software and device you have, so we’ll go through everything you need to know to run a scan effectively and keep your computers, phones and tablets in tip-top shape.
First, let’s cover a few of the telltale signs your device might have a virus. Is your computer or device acting sluggish or having a hard time booting up? Have you noticed missing files or a lack of storage space? Have you noticed emails or messages sent from your account that you did not write? Perhaps you’ve noticed changes to your browser homepage or settings? Or maybe, you’re seeing unexpected pop-up windows, or experiencing crashes and other program errors. These are all examples of signs that you may have a virus, but don’t get too worried yet, because many of these issues can be resolved with a virus scan.
Each antivirus program works a little differently, but in general the software will look for known malware that meets a specific set of characteristics. It may also look for variants of these known threats that have a similar code base. Some antivirus software even checks for suspicious behavior. If the software comes across a dangerous program or piece of code, it removes it. In some cases, a dangerous program can be replaced with a clean one from the manufacturer.
The process of checking for viruses depends on the device type and its operating system. Check out these tips to help you scan your computers, phones and tablets.
If you use Windows 10, go into “Settings” and look for the “Updates & Security” tab. From there you can locate a “Scan Now” button.
Of course, many people have invested in more robust antivirus software that has a high accuracy rate and causes less drain on their system resources, such as McAfee Total Protection. To learn how to run a virus scan using your particular antivirus software, search the software’s help menu or look online for instructions.
Mac computers don’t have a built-in antivirus program, so you will have to download security software to do a virus scan. There are some free antivirus applications available online, but we recommend investing in trusted software that can protect you from a variety of threats. Downloading free software and free online virus scans can be risky, since cybercriminals know that this is a good way to spread malware.
Whichever program you choose, follow their step-by-step instructions on how to perform a virus scan, either by searching under “help” or looking it up on their website.
Yes, you can get a virus on your phone or tablet, although they are less common than on computers. However, the wider category of mobile malware is on the rise and your device can get infected if you download a risky app, click on an attachment in a text message, visit a dangerous webpage, or connect to another device that has malware on it.
Fortunately, you can protect your devices with mobile security software. It doesn’t usually come installed, so you will have to download an application and follow the instructions.
Because the Android platform is an open operating system, there are a number of antivirus products for Android devices, that allows you to do a virus scan.
Apple devices are a little different because they have a closed operating system that doesn’t allow third parties to see their code. Although Apple has taken other security precautions to reduce malware risks, such as only allowing the installation of apps from Apple’s official app store, these measures aren’t the same as an antivirus program.
For more robust protection on your Apple devices, you can install mobile security software to protect the private data you have stored on your phone or tablet, such as contacts, photos and messages.
If safeguarding all your computers and devices individually sounds overwhelming, you can opt for a comprehensive security product that protects computers, smartphones and tablets from a central control center, making virus prevention a breeze.
New online threats emerge every day, putting our personal information, money and devices at risk. In the first quarter of 2019 alone McAfee detected 504 new threats per minute, as cybercriminals employed new tactics. That’s why it is essential to stay ahead of these threats by using security software that is constantly monitoring and checking for new known threats, while safeguarding all of your sensitive information. Virus scans are an essential part of this process when it comes to identifying and removing dangerous code.
Most antivirus products are regularly scanning your computer or device in the background, so you will only need to start a manual scan if you notice something suspicious, like crashes or excessive pop-ups. You can also program regular scans on your schedule.
Of course, the best protection is to avoid getting infected in the first place. Here are a few smart tips to sidestep viruses and other malware:
The post How To Do A Virus Scan appeared first on McAfee Blog.
The devices employees use as they work from home could be the ones that put their companies at risk.
With businesses continuing to support remote and hybrid workplaces, more employees are connecting more of their personal devices to corporate networks, yet these devices aren’t always well protected from malware, breaches, and theft—which can affect them and the companies
they work for.
Prior to the pandemic, a major topic for employee and business security was BYOD, or “bring your own device.” And it remains so. That catchy little abbreviation took root several years ago as many employees started bringing their own devices to work for both personal and business use, whether that was their smartphone for company calls and email or swapping files once in a while with an external drive or a USB stick.
The argument for BYOD is that it potentially increases employee productivity by allowing people to use the devices they’re familiar with—plus that company can save on costs by having employees bring their own tech into the office. However, there’s a flip side. Because these devices can and often do connect to sensitive corporate resources and data, they can potentially compromise those very same resources and data. Unless they have strong security in place, which they often do not. Employees simply don’t always protect their own devices.
Our most recent global research shows that only 68% of adults say that they protect their laptops with basic antivirus protection. Note that basic antivirus does not include comprehensive security software that also protects them from the pandemic and post-pandemic rise in account theft, ransomware, email fraud, and phishing attacks. With this, only 68% of adults employ baseline protection, let alone more thorough protections beyond that.
This figure drops dramatically when it comes to protecting their smartphones, classically the leading BYOD device in the corporate landscape. Here, only 41% of adults said they protect their phones with basic antivirus. Moreover, only 56% said they protect their smartphone with a password or passcode to unlock it—making nearly half of them an open book to cyber crooks in the event of loss or theft.
Now, with remote and hybrid workplaces becoming more commonplace, BYOD gets all that much more complicated. Businesses are now faced with an unprecedented number of BYOD devices on their networks. In the U.S. alone, a Gallup poll found that half of the full-time workforce was “remote capable,” some 60 million people in all.
Of them, 53% said they expect to work in a hybrid model moving forward and another 24% to work fully remotely. That means somewhere around 46 million workers in the U.S. will work remotely in some form or fashion and will likely use one or more of their own devices to do so—a clear concern for any security-minded business if these employee devices remain unprotected.
In an ideal world, employees would stick to some hard and fast rules about device usage. They’d do their work on one laptop and then use another for streaming shows, doing their shopping, playing games, managing their finances and so on. Yet that doesn’t appear to be the case.
A recent global study found that 55% of remote workers use a personal laptop or smartphone for work at least part of the time. Moreover, this begs the question if the employee is the only one using that BYOD device. After all, they’re likely working in their own home, where other family members may use that device to some extent as well, which adds yet more security risks for businesses. With multiple users on a single device, the additional browsing, downloading, emailing, and shopping could expose that device to more security risks than from a single user alone.
Unlike company-issued devices, employee-owned devices aren’t subject to the centralized policies and protections that corporate IT can put in place. This leads to devices on the corporate network that may be without up-to-date antivirus protection, have malicious apps on them, or use browsers with compromised extensions that illicitly gather data on their users.
Once again, with employees sometimes taking lax, if any security measures to protect their devices, this can present serious risks to the business, such as the dramatic rise in business email compromise. As reported by the Federal Bureau of Investigation (FBI), businesses lost $2.4 billion in 2021 to this form of scam alone. Meanwhile, phishing attacks, device theft, and credential theft all remain painfully common forms of attack on small and mid-sized businesses.
One way businesses can address these issues is by helping employees do what they haven’t done for themselves—provide them with comprehensive online protection software as a company benefit.
Comprehensive online protection goes beyond basic antivirus (which as we’ve seen, only 68% of people use). It covers the three pillars of security—privacy, identity, and device security, and by protecting those three things for their employees on their BYOD devices, companies can then protect themselves.
A brief list illustrates several of the top ways online protection for remote employees can help keep the business secure:
If your company doesn’t already support one, employees can use a VPN to create an encrypted tunnel when they connect to the company network, which makes it highly difficult for bad actors to intercept that traffic. Our secure VPN uses bank-grade AES 256-bit encryption to help keep data and information safe.
With one bad click, a phishing attack in email, text, or direct message may give an attacker access to login credentials or to install malware known as a keylogger that can likewise steal usernames and passwords. Safe web browsing features found in online protection can help sidestep these attacks before they happen with clear warnings of risky websites, links, files, and other attachments.
When it comes to employee passwords, no two should be alike. Yet with dozens of logins of their own, in addition to the ones they use exclusively for work, that’s a rule few people follow. A password manager can help. It can store, auto-fill, and even generate strong, unique passwords for each account—across computers, laptops, and smartphones.
Employees can permanently delete sensitive files with an application such as McAfee Shredder, which removes files so that thieves can’t access them. (Quick fact: deleting files in your trash doesn’t actually delete them in the truest sense. They’re still there until they’re “shredded” or otherwise overwritten such that they can’t be restored.)
Absolutely, antivirus is a must. Comprehensive online protection will include that, and much more. Ours offers that in addition to protection that safeguards your employee’s identity and privacy—along with a personalized Protection Score that checks the health of their online protection and provides simple steps to improve their security.
Beyond online protection software, is remote locking and wiping of devices. We’ve mentioned physical loss and theft of devices as a significant security issue. Many laptops and mobile devices offer location tracking services to help locate a lost device—and yet others allow the owner to remotely lock or even wipe the contents of that device if they fear it’s lost for good or fallen into the wrong hands.
Showing employees how to enable and use these features can further protect all parties involved in such a worst-case scenario. Apple provides iOS users with a step-by-step guide for remotely wiping devices and Google offers up a guide for Android users as well. For laptops, Microsoft and Apple users can enable the following settings:
By providing employees with comprehensive online protection that complements the security measures the company already has in place, they get the benefit of a far safer time online for themselves. Potentially their families as well. In turn, because they’re more secure, the business is more secure—an important point to consider when millions are still working from home on their BYOD devices.
The post WFH Unprotected: How Organizations Can Keep Their Employees and Their Business Safer appeared first on McAfee Blog.
Molding and shaping our kids while we can is every parent’s dream. When kids are young – and sweet! – they are far more inclined to take on board our advice and lovingly imposed rules. Oh, how I miss those days!! And in a nutshell – that’s what a good set of parental controls can do for you and your kids. In my opinion, parental controls can absolutely help you create good habits but it’s essential that they are accompanied by an invested parent who’s keen to help their kids navigate the online world.
With Aussie kids spending at least 5 hours online a day, it’s no secret that they can be exposed to a broad range of people, websites and themes – some potentially quite disturbing. And with most kids sporting an internet-connected phone plus a laptop, there’s no limit to what they can access – and usually when you aren’t around.
I like to think of parental controls as another way of helping establish healthy habits and good decision-making strategies with your kids. For example, if you have told your kids there is no screen time before bed, then you are able to use Parental Controls to make that a reality. And if you have agreed that they are able to use only certain apps or social media platforms then Parental Controls can also make this happen by blocking access if they deviate. I believe that over time, these routines, and boundaries simply become part of your child’s day-to-day life and become good habits.
McAfee’s Parental Controls, called Safe Family, can also let you view your kids’ activity online and let you know where your kids are at all times. How good??
While it’s commonly believed that it takes just 21 days to form a habit, courtesy of Dr Maxwell Maltz in the 1960’s, more up-to-date research shows that it could take considerably longer. In fact, research conducted in 2010 by Health Psychology Researcher Philippa Lally at The University College in London shows that it takes around 2 months or 66 days to be precise to make a new habit stick!
And while I love the idea that we could help our kids adopt new positive habits in just 2 months, I think we need to keep it real. Fear of missing out (FOMO) coupled with the lure of their shiny devices might mean that it takes a little more than 66 days to make a change, particularly if you are trying to modify their current usage as opposed to starting from scratch.
There is no-one that better understands just how time poor parents can be. Having spent the last 20 plus years rearing 4 boys and working, I feel like I’ve earnt the time poor t-shirt! So, understandably, many parents feel like they just don’t have the ‘band with’ to take on much more so digital parenting is often put in the too hard basket. And I totally get it!
But using parental controls without some knowledge of your kids’ digital world, is a little like filling your car with petrol but not worrying about the oil. It will eventually be a problem!
So, I’m going to break it down for you. Digital parenting doesn’t have to be overwhelming, particularly if you break it down. So, in a quest to keep it simple, here are 4 things you can do to up your digital parenting game:
The day your child picks up a device is the day you start talking about cybersafety. If this is when they are 18 months of age, then that’s when you start. Always ensure the messages are age-appropriate and keep them simple. You could start with:
And when your kids get older, weave in more age-appropriate messages, such as:
Knitting cybersafety messages into your family dialogue needs to also become automatic. Talk about it just like you would sun safety or road safety. And why not share stories around the dinner table about your own online experiences or even relevant news stories to engage them in a dialogue.
I love the idea of a clear contract between parents and kids that details your expectations about their online behaviour and technology use. It’s a great way of developing a set of guidelines that will help them navigate the risks associated with being online. Now, this agreement should definitely be a family exercise so ensure your kids are invested in the process too. If you want a starting point, check out this one from The Modern Parent here.
Taking some time to understand how your child spends their time online is the best way of truly understanding the risks and challenges they face. So, join ALL the social media platforms your kids are on, play their games and download their messaging apps. You will develop a better understanding of how to manage privacy settings and the language/online culture that is a big part of your child’s life. And the best part – if they know you understand their world, I have no doubt that you will develop a little ‘tech cred’ which mean that they will be more likely to come to you with any issues or problems that may face online. Awesome!
There is some amazing technology available that makes this digital parenting thing a heck of a lot easier and that includes Parental Controls. McAfee’s Safe Family is a comprehensive parental controls solution that lets you monitor and block apps and websites, manage screen time, see where your kid’s devices are at all times, and more, giving you peace of mind in an ever-mobile world. The perfect partner to an invested parent!
Parental Controls can be an awesome way of helping your kids establish positive habits around their tech use, but they are even more impactful when combined with an invested parent who has got a good handle on the online world. So, by all means, invest in Parental Control software but also commit to ramping up your digital parenting game – it’s the best way to help set up your kids for a safe and positive experience online. And isn’t that every digital parent’s dream!
Take Care
Alex
The post Can Parental Controls Can Help You Create Good Habits? appeared first on McAfee Blog.
Imagine, if you will, a person goes online each day with the sole mission to trigger confrontation and provoke conflict. Sounds bizarre and exhausting, doesn’t it? Sadly, that’s precisely what online trolls hope set out to do. And while trolls often target adults, when they target kids, the emotional impact can be confusing and painful.
A troll is a person who posts inflammatory messages in an online forum to purposefully cause confusion or harm to other users online for no reason at all.
A 2021 Pew Research report found that nearly 41 percent (four in ten) Americans have encountered online harassment. Additionally, 55 percent think it is a “major problem.” Seventy-five percent of the targets of online abuse say their most recent experience was on social media.
It’s important to differentiate bullies and trolls. While both cause harm, bullies often know their targets. Trolls, however, amplify the emotional complexity of online harassment by targeting strangers. Their goal is to anger and exhaust people with name-calling, body shaming, political or gender bashing, and other forms of emotional abuse.
Helping kids understand, process, and respond in a healthy way to this kind of cruel behavior is, no doubt, a challenge all parents face today. So, what can we do? There are a few things.
1. Prepare. Consider taking the time to discuss this important topic with your child. If they have yet to encounter a troll, it won’t be long. Define what a troll is, what their motives might be, and the different ways they wreak havoc online. For a few conversation starters, google “trolls and motives.” You will find that, among other reasons, trolls incite mayhem online to attract attention, exercise control, and hurt and manipulate others. In fact, some studies show trolling is associated with (among other personality disorders) psychopathy, Machiavellianism, and narcissism.
Helping your kids understand these personalities—and not internalize a troll’s hurtful comments—will take time and consistency.
2. Parental Controls. One way to help your kids steer clear of trolls is parental controls. This level of software will block apps and filter websites trolls might frequent. In addition, parental controls will generate online activity reports and help parents limit screentime, both factors in reducing online conflict.
3. Starve the trolls. It’s human nature. We want to strike back hard and fast with an epic comeback when we’re attacked online. However, studies show that the best way to deal with a troll is to ignore or starve them. Trolls feed on angry reactions so arguing is like serving them a chocolate sundae. Instead, consider coaching your child to take a deep breath, step away from their devices, process the troll’s motives, and lastly, not engage. This will not only starve the troll, hopefully, it will also help your child build self-control.
4. Exercise your power. Is it tough to ignore the trolls? You bet! However, muting, blocking, and reporting is still a way for kids to exercise their power. A good reminder to relay to kids: While the internet may be free and open to everyone, your child’s profile, page, or blog belongs to them. It is not a democracy that requires them to tolerate free speech or abusive behavior. Encourage your child to exercise their power and voice by using the reporting tools—unfollow, mute, block, report—designed to help them feel secure and safe online.
5. Make accounts private. Many trolls tend to operate under anonymous names and use hidden IP addresses. For that reason, encourage your child to limit their online circles to friends only. While this may not ward off all trolls, it will reduce their chances of getting through the gates. This is especially important for children who play video games and chat online with unknown online players who may be trolls. Remind them to create private accounts on social networks and to keep all personal information private.
6. Take appropriate action. If a trolling situation escalates to stalking or threats, report it to authorities immediately. A great place to learn more about trolling is the Crash Override Network, an exhaustive list of resources for victims of online harassment. Note: Be sure to take screenshots of the abusive posts, so you have proof in case the person attempts to edit or delete them.
It’s easy to forget that each time your child logs into a device, they step into a literal worldwide web of strangers with diverse behaviors and agendas. Taking time to talk about trolls—before your kids rush to scroll Tik Tok or play Fortnite—will help equip them to deal with this growing threat.
The post 6 Ways to Help Your Kids Deal with Haters and Harassers Online appeared first on McAfee Blog.
Whether it was bush fires, Covid, floods, or the Ukraine conflict, the news agenda over the last two years has been jam-packed. So, when McAfee released the findings of their first Global Connected Family Study, it was clear to me that connecting safely online needs to make it back into the news.
Over 15,000 parents and 12,000 children aged 10-18 from 10 countries (including Australia) were interviewed for the study with the goal of finding out how families both connect and protect themselves online. So, let me share with you the results that need to spring us into action.
I’m the first to admit that being a digital parent can be incredibly overwhelming. Staying abreast of the latest trends, apps and social media platforms can seem like a full-time job! And let’s not forget the latest threats and risks too. But findings, like the ones above, do have a way of shaking up priorities and do serve to provide clarity on where we need to focus our attention as parents.
So, let’s break it down into 5 steps that you can take to ensure you are minimising the negativity and risks your kids may experience online:
Without a doubt, one of the best things you can do for your family is create a culture where honest and genuine communication is a feature of everyday life. If your kids know they can confide in you, no matter what the problem is, then they are far more likely to come to you before a problem such as cyberbullying can feel unsolvable.
It’s impossible to set boundaries and appreciate the risks in the digital world, if you don’t really know what your kids are dealing with. You may have little natural interest in joining Kik, Snapchat or Instagram but if you kids use it – then you know what you need to do! And if your kids can see that you are more actively involved online and using similar platforms, they will be more likely to come to you if they experience a problem.
In my opinion, one of the biggest causes of issues online is the fact that children are given internet-enabled devices that require adult levels of maturity and problem-solving skills. But let’s keep it real – that horse has bolted – most of our kids have phones in their pockets! So, the best way of managing this is to introduce a family technology contract.
Now this can be as simple or complex as you feel is necessary for your tribe. You may want to insist on just a few rules such as not sharing passwords with friends, seeking permission before downloading apps, and always being kind online. You could simply write these on a piece of paper and have your kids sign it. Whatever works for you but remember, the research is showing that our kids are looking to us to help keep them safe online, so include as much here as you think your kids need. And of course, these need to be age-appropriate. I love this one for under 5’s from our eSafety Commissioner and this one is great for tweens and teens from The Modern Parent.
Bullying has existed long before the internet was even a word so unfortunately, it isn’t going anywhere. But coupled with the intensity and very public nature of the online world, it can be devastating. In my opinion, the key to cyberbullying is prevention. So, ensuring your kids know they can come to you with any problem, having a tight connection with your child so you can pick when things are ‘off’ and arming them with a basic cyber safety toolkit (not sharing passwords, privacy settings on, being kind online & having time away from devices) is essential.
One of the ways we can also keep our kids from making mistakes online is by teaching them empathy. If kids haven’t developed empathy, then they make decisions based solely on their own desires – without any consideration for others. Many experts believe that it is the absence of empathy that leads directly to bullying.
So, be a role model and start weaving the good old saying ‘do unto others as you would like them to do to you’ into your family dialogue.
The research findings are very clear: our kids want us to take charge of their online safety. So, let’s get technology working for us so we can keep them safe.
Parental controls are not the silver bullet but when they are used in conjunction with proactive parenting then they can be transformative. McAfee’s Safe Family offers parents the ability to monitor device activity, limit screentime, block apps, and filter websites. This is a great way of teaching boundaries and limits while also giving yourself peace of mind that your kids are as safe as possible.
Investing in comprehensive protection software for your (and your kid’s) devices is another way of adding a layer of protection to their online world. Comprehensive security software like McAfee’s Total Protection will protect against dangerous downloads, viruses, malware, online threats, and visits to risky websites. It will also encrypt the files on your computer and help manage your passwords! A complete no-brainer!!
So, please don’t be overwhelmed and don’t even aim to be the perfect digital parent! Break it down and do the best you can because protecting our kids online needs to be a top priority. So, as soon as possible – check your family communication, take some time to understand your kids’ online world, put a digital contract in place, talk a little, and use some parental controls. But please do not forget about the power of role modeling. As parents, we are our kids’ biggest influencers so it might just be time for you to up your own digital safety game too!!
Till next time.
Stay safe everyone!
The post Aussie Children Have 2nd Highest Rate of Cyberbullying, Time To Focus on Digital Parenting appeared first on McAfee Blog.
Like most things in life, online privacy is a 2-way street. As consumers, we expect the companies we deal with online to manage and safeguard our data to a super professional level however we also have a role to play here too. So, this Privacy Awareness Week (PAW), let’s focus on what we can do to ensure our personal information is kept as secure, and private as possible.
There’s nothing like a dedicated ‘week’ to renew our focus and in my opinion, this year’s PAW does just that. This year’s theme is – The Foundation of Trust – we all have a role to play, a great reminder of how it’s up to all of us to ensure we manage online privacy. There’s no doubt that managing our privacy is low on the to-do list for many. And I get it – we’re all strapped for time, and we don’t ever think privacy breaches will affect us. Well, my friends, I’m here to tell you that privacy breaches do happen. Identity theft is a reality of living life online. In fact, in 2020/21, nearly 155,000 Aussies had their identities stolen and they were the cases that were reported. But the good news is that if you take a proactive approach, you can minimise the risk of this ever happening.
Believe it or not, most of your privacy action plan involves small steps that are, I promise, relatively painless. The most important thing here is that you need to commit to doing them. The last thing you want is to spend months dealing with the fallout from having your identity stolen. It’s exhausting, stressful, and absolutely worth avoiding.
Without further ado, here’s your action plan:
Strong and complex passwords are essential to keeping your online information tight. Ideally, a password should have between 8-10 characters and be a combination of letters – both lower and uppercase, numbers and symbols. Each online account should also have its own password too – which is a very overwhelming concept! Consider using a password manager such as McAfee’s TrueKey to help generate and manage passwords.
Ensure all the family checks their social media accounts to ensure they are set to private. This will mean that only their chosen friends can see their private information. Each social media platform will have its own ‘help’ page which provides specific steps on how to do this.
If you are serious about your online privacy, then you need to use public Wi-Fi sparingly. Unsecured public Wi-Fi is a very risky business. Anything you share could easily find its way into the hands of cybercriminals. So, avoid sharing any sensitive or personal information while using public Wi-Fi. If you travel regularly, consider investing in a VPN. A VPN (Virtual Private Network) encrypts your activity which means your login details and other sensitive information is protected. A great insurance policy!
Adding an additional layer of security to protect yourself when accessing your online accounts is another great way of guarding your online privacy. Turn on two-factor authentication for Google, Dropbox, Facebook and whatever other site offers it. For those new to this option, this means that in addition to your password, you will need to provide another form of identification to ensure you are who you say you are. Most commonly, this is a code sent to your mobile phone or generated by a smartphone app.
Most web surfers rely on Google for their searching but why not use a search engine that doesn’t collect and store the information? And there are loads of more ‘privacy focussed’ options to choose from. Check out DuckDuckGo, that doesn’t profile users or track or sell your information to third parties.
Comprehensive security protection software is an easy way to help firm up your online privacy too as it does a great job of keeping malicious software (malware) at bay. Malware can wreak absolute havoc: from installing pop ups to scanning for personal information. And if you’re likely to click dodgy links (we’re all human after all), then this is a no brainer! Super-duper security software will also guard you against viruses and online threats, direct you away from risky websites and dangerous downloads and protect your smartphones and tablets too, it can also back up your files. McAfee’s LiveSafe protection software comes with a 100% guarantee to protect you against viruses.
So, this Privacy Awareness week, please take the time to ensure you are doing all you can to nail your online privacy. And of course, please get your kids involved too. Do your research and find some stories of ‘real life’ people who have had their identity stolen to share around the dinner table because identity theft can absolutely happen to anyone!
Till next time,
Stay Safe!
Alex
The post Are You Playing A Role In Protecting Your Online Privacy? appeared first on McAfee Blog.
Passwords: we entrust our most important data to these strings of letters, numbers, and special characters. So, we should make sure our passwords are words or phrases that we can easily remember, right? While this might be the most convenient option, there are more secure ways to digitally lock up your most sensitive personally identifiable information (PII). In celebration of World Password Day, we’re diving into how you can practice top-notch password security without compromising convenience.1
Over the years, the password has remained a good first line of defense against cyberattacks. However, most of us tend to choose passwords based on memorable things from our lives, like family names or our pets’ birthdays. As it turns out, these details are easy for hackers to find on social media sites like Facebook or LinkedIn. It’s also human nature to opt for convenience, and for many people that means setting easy-to-remember and easy-to-guess passwords. Plus, out of convenience, people often reuse passwords across multiple accounts and services. The downside is that if one account becomes compromised, all accounts become compromised.
As an alternative to single-word passwords, many security experts advocate for passphrases over passwords. Passphrases are longer strings of words and characters that are easier for you to remember and harder for nefarious software and cybercriminals to guess than random strings of upper and lowercase letters, numbers and symbols. But, according to a study, the average American internet user was projected to have 300 online accounts by 2022.2 Can you imagine memorizing 300 different passphrases? We can all agree that sounds pretty unrealistic, so users tend to look for other solutions.
If the answer is yes, you may want to reconsider, as there are several risks associated with this practice. Although it’s convenient to have your browser save your passwords, they tend to do a lousy job of safeguarding your passwords, credit card numbers and personal details, such as your name and address.
Let’s take Google Chrome, for example. Unlike most dedicated password managers, Chrome doesn’t use a primary password to encrypt all your credentials. (Note that some browsers do use one, and are therefore more secure, though you’ll still need to trust your browser provider.) This makes your Chrome-stored passwords relatively weak to “local” attacks. For example, if someone gets hold of—or guesses—your Windows password, they can then see all the logins stored in your browser’s password manager.
Another consideration to note is that the security of all your accounts is tied to your browser account’s security. Let’s say you use the sync option to make your credentials available on all your devices. This means that logins are stored in the cloud and, though encrypted, if someone manages to hack into your browser account, they will gain access to all your logins.
What can you do to help ensure your online profiles are kept safe without spending hours managing a complex list of passwords? Here are some easy ways to lock down your digital life without sacrificing convenience:
A password manager is a software application that stores your passwords and other sensitive information. You can install it on computers or mobile devices and store all passwords in an encrypted file (or database). The best option is to use a password manager like McAfee True Key to store and create strong, random passwords for each site you visit. You’ll have one primary password that grants access to the rest of them—ideally, a long and random passphrase that you can remember. Once everything is set up, it should be seamless. As you log in to new sites, the password manager will offer to save your credentials for later use.
One of the best ways to protect your accounts against unauthorized access is to turn on two-factor authentication for every site that offers it. Using two-factor authentication means a site will prompt you for a unique security code, in addition to your password, whenever you log in to an account for which you have enabled this feature.
Two-factor authentication adds an extra layer of security by requiring another form of identification after you enter your username and password. Some services send a temporary passcode over text message. Others require the user to approve login attempts from new devices using an app. If someone steals your device or gains access to your account details, they’re out of luck unless they also have access to this second piece of information. Two-factor authentication is available on a wide range of websites and can help keep your accounts safe from would-be hackers, so you should always use it when available.
A VPN, or virtual private network, encrypts your data and masks your online behavior from snooping third parties. When you go to a website, your computer connects to the server where the site is hosted, and that website can see a certain amount of data about you and your computer. With a VPN, you connect to a private server first, which scrambles your data and makes it more difficult for digital eavesdroppers to track what you’re doing online.
VPNs can provide users with greater peace of mind when on the go. Say you’re traveling on a business trip and need to connect to the Wi-Fi network provided by your hotel. Shifty characters often lurk on unprotected, free networks (such as those provided by hotels, coffee shops, airports, etc.) to lift PII from people handling sensitive emails, making banking transactions, or shopping online. McAfee Safe Connect VPN encrypts your online activity with bank-grade encryption to protect your data from prying eyes. With a premium paid plan, you can protect up to five devices at once and enjoy unlimited data protection.
With your growing number of accounts all requiring passwords—emails, social media profiles, online banking—it’s no wonder that people tend to reuse passwords across multiple sites. This may be convenient, but it creates significant security risks if a suspicious actor manages to obtain one of your passwords and attempts to use it elsewhere. That’s why having strong passwords matters.
Do yourself a favor and opt for a dedicated password manager that will auto-save and store your credentials for you, so you only have one password to remember. Who says security and simplicity can’t coexist?
The post This World Password Day, Here’s How a Password Manager Can Simplify Your Life appeared first on McAfee Blog.
Imagine – your favorite brand on Instagram just announced a giveaway. You’ll receive a free gift! All you have to do is provide your credit card information. Sounds easy, right? This is a brand you’ve followed and trusted for a while now. You’ve engaged with them and even purchased some of their items. The link comes directly from their official page, so you don’t think to question it. Don’t fall prey to crypto scams, download reputable mobile security protection.
This is the same mindset that led to several Bored Ape Yacht Club (BAYC) NFTs being stolen by a cybercriminal who had hacked into the company’s official Instagram account. Let’s dive into the details of this scam.
Bored Ape Yacht Club, the NFT collection, disclosed through Twitter that their Instagram account had been hacked, and advised users not to click on any links or link their crypto wallets to anything. The hacker managed to log into the account and post a phishing link promoting an “airdrop,” or a free token giveaway, to users who connected their MetaMask wallets. Those who linked their wallets before BAYC’s warning lost a combined amount of over $1 million in NFTs.
Despite the large price tag attached to NFTs, they are often held in smartphone wallets rather than more secure alternatives. MetaMask, the crypto wallet application, only allows NFT display through mobile devices and encourages users to use the smartphone app to manage them. While it may be a good method for display purposes, this limitation provides hackers with a new and effective way to easily steal from users’ mobile wallets.
BAYC does not yet know how the hacker was able to gain access to their Instagram account, but they are following security best practices and actively working to contact the users affected.
This scam was conducted through the official BAYC account, making it appear legitimate to BAYC’s followers. It is incredibly important to stay vigilant and know how to protect yourself and your assets from scams like these. Follow the tips below to steer clear of phishing scams and keep your digital assets safe:
A seed phrase is the “open sesame” to your cryptocurrency wallet. The string of words is what grants you access to all your wallet’s assets. Ensuring that your seed phrase is stored away safely and not easily accessible by anyone but yourself is the first step to making sure your wallet is secure.
With all transactional and wallet data publicly available, scammers can pick and choose their targets based on who appears to own valuable assets. To protect your privacy and avoid being targeted, refrain from sharing your personal information on social media sites or using your NFT as a social media avatar.
Phishing scams targeting NFT collectors are becoming increasingly common. Be wary of any airdrops offering free tokens in exchange for your information or other “collectors” doing the same.
Phishing scams tend to get more sophisticated over time, especially in cases like the Bored Ape Yacht Club where the malicious links are coming straight from the official account. It is always best to remain skeptical and cautious, but when in doubt, here are some extra tips to spot phishing scams:
As crypto and NFTs continue to take the world by storm, hackers and scammers are constantly on the prowl for ways to steal and deceive. No matter the source or how trustworthy it may seem at first glance, always exercise caution to keep yourself and your assets safe!
The post Instagram Hack Results in $1 Million Loss in NFTs appeared first on McAfee Blog.
So is your smart speaker really listening in on your conversations?
That’s the crux of a popular privacy topic. Namely, are we giving up some of our privacy in exchange for the convenience of a smart speaker that does our bidding with the sound of our voice? After all, you’re using it to do everything from search for music, order online, and control the lights and temperature in your home.
What is your smart speaker really hearing—and recording?
Let’s take a look at what’s going on inside of your smart speaker, how it processes your requests, and what companies do with the recordings and transcripts of your voice.
More or less, smart speakers are listening to all the time. Each smart speaker has its own “wake word” that it listens for, like Alexa, Siri, or Google. When the device hears that wake word or thinks it hears it, it begins recording and awaits your verbal commands. Unless you have the microphone or listening feature turned off, your device indeed actively listens for that wake word all the time.
Here’s where things get interesting, though. There’s a difference between “listening” and “recording.” The act of listening is passive. Your smart speaker is waiting to hear its name. That’s it. Once it does hear its name, it begins recording for a few seconds to record your command. From there, your spoken command goes into the company’s cloud for processing by way of an encrypted connection.
There are exceptions to when your command may go to the company’s cloud for processing, like Siri on iPhones, which according to Apple, “You don’t sign in with your Apple ID to use Siri, and the audio of your requests is processed entirely on your iPhone.” Also, Google Assistant may process some requests without going to the cloud, like “When a user triggers a smart home Action that has a local fulfillment path, Assistant sends the EXECUTE intent or QUERY intent to the Google Home or Google Nest device rather than the cloud fulfillment.”
In the cases where information does go to the cloud, processing entails a few things. First, it makes sure that the wake word was heard. If it’s determined that the wake word was indeed spoken (or something close enough to it—more on that in a minute), the speaker follows through on the request or command. Depending on your settings, that activity may get stored in your account history, whether as a voice recording, transcript, or both. If the wake word was not detected, processing ends at that point.
Enter the issue of mistaken wake words. While language models and processing technologies used by smart speakers are constantly evolving, there are occasions where a smart speaker acts as if a wake word was heard when it simply wasn’t said. Several studies on the topic have been published in recent years. In the case of research from Northeastern University, it was found that dialogue from popular television shows could be interpreted as wake words that trigger recording. For example, their findings cite:
“We then looked at other shows with a similarly high dialogue density (such as Gilmore Girls and The Office) and found that they also have a high number of activations, which suggests that the number of activations is at least in part related to the density of dialogue. However, we have also noticed that if we consider just the amount of dialogue (in a number of words), Narcos is the one that triggers the most activations, even if it has the lowest dialogue density.”
Of interest is not just the volume of dialogue, but the pronunciation of the dialogue:
“We investigated the actual dialogue that produced Narcos‘ activations and we have seen that it was mostly Spanish dialogue and poorly pronounced English dialogue. This suggests that, in general, words that are not pronounced clearly may lead to more unwanted activations.”
Research such as this suggests that smart speakers at the time had room for improvement when it comes to properly detect wake words, thus leading to parts of conversation being recorded without the owner intending it. If you own a smart speaker, I wouldn’t be too surprised to hear that you’ve had some issues like that from time to time yourself.
As mentioned above, the makers of smart speakers make constant improvements to their devices and services, which may include the review of commands from users to make sure they are interpreted correctly. There are typically two types of review—machine and human. As the names suggest, a machine review is a digital analysis and human reviews entail someone listening to and evaluating a recorded command or reading and evaluating a transcript of a written command.
However, several manufacturers let you exercise some control over that. In fact, you’ll find that they post a fair share of articles about this collection and review process, along with your choices for opting in or out as you wish:
The quickest way to ensure a more private experience with your smart speaker is to disable listening—or turn it off entirely. Depending on the device, you may be able to do this with the push of a button, a voice command, or some combination of the two. This will keep the device from listening for its wake word. Likewise, this makes your smart speaker unresponsive to voice commands until you enable them again. This approach works well if you decide there are certain stretches of the day where your smart speaker doesn’t need to be on call.
Yet let’s face it, the whole idea of a smart speaker is to have it on and ready to take your requests. For those stretches where you leave it on, there’s another step you can take to shore up your privacy.
In addition to making sure you’re opted out of the review process mentioned above, you can also delete your recordings associated with your voice commands.
Managing your voice history like this gives you yet one more way you can take control of your privacy. In many ways, it’s like deleting your search history from your browser. And when you consider just how much activity and how many queries your smart speaker may see over the course of days, weeks, and months, you can imagine just how much information that captures about you and your family. Some of it is undoubtedly personal. Deleting that history can help protect your privacy in the event that information ever gets breached or somehow ends up in the hands of a bad actor.
Lastly, above and beyond these privacy tips for your smart speakers, comprehensive online protection will help you look out for your privacy overall. In the case of ours, we provide a full range of privacy and device protection, along with identity theft protection that includes $1M identity theft coverage, identity monitoring, and identity restoration assistance from recovery pros—and antivirus too, of course. Together, they can make your time spent online far more secure.
You’re the smart one in this relationship
With privacy becoming an increasingly hot topic (rightfully so!), several companies have been taking steps to make the process of managing yours easier and a more prevalent part of their digital experience. As you can see, there are several ways you can take charge of how your smart speaker uses, and doesn’t use, your voice.
It used to be that many of these settings were tucked away deep in menus, rather than something companies would tout on web pages dedicated to privacy. So as far as smart speakers go, the information is out there, and I hope this article helps make the experience with yours more private and secure.
The post Smarter Homes & Gardens: Smart Speaker Privacy appeared first on McAfee Blog.
Cryptocurrency is all the rage these days and it doesn’t seem to be slowing down any time soon. As more people dive into the nitty-gritty of what blockchain is, how NFTs are traded, and the difference between Bitcoin and Ethereum, digital currency developers are finding new ways for people to engage with crypto. But as crypto continues to grow and become more profitable, hackers are simultaneously trying to find ways to get their hands on the coins.
According to Markets Insider, one of the biggest crypto heists in history took place recently, resulting in roughly $625 million stolen.1 Here’s what you need to know about this crypto theft, and how you can stay protected when investing in digital assets.
Ronin, the blockchain underlying the play-to-earn crypto game Axie Infinity, revealed that a hacker stole 173,600 Ethereum (currently worth around $600 million) and 25.2 million USDC (a cryptocurrency pegged to the U.S. dollar), resulting in a loss of about $625 million in cryptocurrency.
On March 29th, Ronin and Axie Infinity operator Sky Mavis revealed the breach and froze transactions on the Ronin bridge, which allows depositing and withdrawing funds from the company’s blockchain. This “side chain” contained nine validator nodes, or proof-of-stake tools, that confirmed and approved each transaction. At least five validator nodes are needed to approve each transaction. Sky Mavis oversaw five, and Axie Decentralized Autonomous Organization (or DAO) controlled four. However, Sky Mavis discontinued its agreement with the DAO in December but failed to revoke the DAO’s permissions. Due to this oversight, the hacker was able to take over the necessary amount of validator nodes to enable access to the cryptocurrency and make a break with it.
According to experts, the use of these side chains rather than native blockchains leads to a rise in cryptocurrency vulnerabilities. Had Sky Mavis abandoned the side chains and stuck to the blockchains, it is likely that an attack of this magnitude could have been avoided. Rather than a cryptocurrency issue, this is more of a cybersecurity issue.
If you are interested in getting into crypto, don’t let cyberattacks like this deter you! As a fairly new phenomenon, there are still many ways in which the crypto world needs to grow, adjust, and adapt to ensure that users can interact with it safely. In the meantime, if you are wanting to dive into the crypto economy but still have reservations, here are some tips to help you stay protected:
Whenever you decide to dive into something new, it’s always important to make sure you are knowledgeable about that thing, especially if it involves investing your money. Before jumping right into the crypto world, research each cryptocurrency, each blockchain, and any software you may use. Keep up with the news to stay informed on security breaches and pick up tips for which system you may want to engage in. Knowing the ins and outs of the crypto economy and its security protocols will solidify your decision of whether you want to join the crypto community and whether the benefits outweigh the risks.
As with all online accounts, it’s important to use secure, unique passwords and two-factor authentication when creating and maintaining cryptocurrency logins. Hackers can access lists of passwords and logins via the dark web, so never reuse your passwords. Two-factor authentication requires a randomly generated passcode for entry that is only accessible to you, so cybercriminals will not be able to access your accounts. If your accounts are a pain for a hacker to try to get through, they will likely move on, keeping your account, your information, and your assets safe.
For some added protection, store your assets in a crypto wallet. A crypto wallet is a software product or physical device that stores the keys to your cryptocurrency accounts. Crypto wallets allow you to transfer funds between crypto types and make transactions while keeping your investments protected. There are various types of cryptocurrency wallets, so do your research to find which one is best for you and your accounts.
Develop a routine of checking in on your crypto accounts to keep an eye on any suspicious transactions. Keep up with news outlets so that if there does happen to be a breach, you can make a timely report of any losses you may have had. For some added security and protection, consider changing your login credentials.
Hackers often use social engineering to enact cyberattacks like these. This includes targeting users’ emails or using phishing to gain access to these accounts. When receiving emails, be wary of addresses that seem slightly off, odd spelling and grammar mistakes, and any links or attachments added to the message. Being cautious and alert when you are online is an important step to ensuring your account safety.
As the world of crypto continues to evolve and more people get involved, cybercriminals are itching to take advantage. However, that is no reason to avoid getting into the crypto economy. If you decide to try your hand at digital currencies, make sure you are doing your research, staying up to date on what is happening in the crypto news, and remaining vigilant when it comes to your online safety.
The post $625 Million Stolen in Latest Crypto Attack: 5 Tips on How to Use Digital Currency Safely appeared first on McAfee Blog.
As an avid internet surfer, you’ve most likely heard of cookies. No, we’re not talking about the ones filled with chocolate chips. We’re talking about the ones that allow you to log in to your favorite websites. Cookies may impact your online security, so check out these tips to manage them and keep your online accounts safe.
Ever wonder how a website saves the items you placed in your shopping cart last week, even though you closed the tab before making the purchase? This is made possible by cookies. According to the Federal Trade Commission, a cookie is information saved by your web browser. When you visit a website, the site may place a cookie on your web browser so it can recognize your device in the future. If you return to that site later, it can read that cookie to remember you from your last visit, keeping track of your activities over time.1
Cookies come in either the first-party or third-party variety. There’s no difference between the two in how they function, but rather in where and how you encountered them. First-party cookies belong to sites you visited first-hand in your browser. Third-party cookies, or “tracking cookies,” generally come from third-party advertising websites.
Although cookies generally function the same, there are technically two different types of cookies. Magic cookies refer to packets of information that are sent and received without changes. Historically, this would be used to log in to a computer database system, such as an internal business network. This concept predates the modern cookie we use today.
HTTP cookies are a repurposed version of the magic cookie built for internet browsing and managing online experiences. HTTP cookies help web developers give you more personalized, convenient website experiences. They allow sites to remember you, your website logins, and shopping carts so you can pick back up where you left off from your last visit. However, cybercriminals can manipulate HTTP cookies to spy on your online activity and steal your personal information.
Cookie hijacking (also known as session hijacking) is typically initiated when a cybercriminal sends you a fake login page. If you click the fake link, the thief can steal the cookie and capture anything you type while on the fraudulent website. Like a phishing attack, cookie hijacking allows a cybercriminal to steal personal information like usernames, passwords, and other important data held within the cookie. If you enter your information while on the fake website, the criminal can then put that cookie in their browser and impersonate you online. They may even change your credentials, locking you out of your account.
Sometimes, criminals initiate cookie hijacking attacks without a fake link. If you’re browsing on an unsecured, public Wi-Fi connection, hackers can easily steal your data that’s traveling through the connection. This can happen even if the site is secure and your username and password are encrypted.
Because the data in cookies doesn’t change, cookies themselves aren’t harmful. They can’t infect computers with viruses or malware. But if your cookies are hijacked as part of a cyberattack, a criminal could gain access to your browsing history and use cookies as the key to enter your locked accounts. For example, a hacker may steal your identity or confidential company information, purchase items in your online shopping carts, or loot your bank account.
Preventing cookie hijacking attacks can allow you to browse the internet with greater peace of mind. Follow these tips to not only safeguard your personal information but to also enhance your browsing experience:
Make it a habit to clear your cookie cache regularly to prevent cookie overload, which could slow your search speeds. Also, almost every browser has the option to enable/disable cookies on your computer. So if you don’t want them at all, your browser’s support section can walk you through how to disable them.
Although it’s convenient to not have to re-type your credentials into a website you frequently visit, autofill features could make it easier for a criminal to extract your data with cookie hijacking. Plus, autofill is risky if your physical device falls into the wrong hands. To browse more securely without having to constantly reenter your passwords, use a password manager like McAfee True Key. True Key makes it so you only have to remember one master password, and it encrypts the rest in a vault protected by one of the most secure encryption algorithms available.
Strong, unique passwords for each of your accounts, updated regularly, offer ample protection against hackers. Multi-factor authentication (MFA) adds yet another layer of security by double-checking your identity beyond your username and password, usually with a texted or emailed code. When your accounts offer MFA, always opt in.
Criminals can hijack your cookies if you’re browsing on an unsecured, public Wi-Fi connection. To prevent a criminal from swiping your data, use a virtual private network (VPN), a service that protects your data and privacy online. A VPN creates an encrypted tunnel that makes you anonymous by masking your IP address while connecting to public Wi-Fi hotspots. This is a great way to shield your information from online spies while you’re banking, shopping, or handling any kind of sensitive information online.
McAfee LiveSafe is an antivirus solution that protects your computer and mobile devices from suspicious web cookies by:
The post What Are Browser Cookies and How Do I Manage Them? appeared first on McAfee Blog.
What’s worse than a surprise call from a law enforcement official telling you to pay a fine or be forced to serve time? Providing your personal information and paying that fine only to find out that it was all a scam. You didn’t miss jury duty; you didn’t commit a crime — you were just tricked into thinking that you did.
Sound unbelievable? It’s more likely than you’d think.
According to ZDNet1, the FBI released a warning about scammers impersonating government officials or law enforcement agencies to steal personal information and money from unsuspecting people.
After acquiring phone numbers and names from real users, scammers use fake credentials from well-known law enforcement agencies to contact victims. Under the guise of these officials, scammers claim that the user’s identity was used in a crime and ask them to provide their social security number and date of birth for verification. The fraudsters will also call or text about apparently missed jury duty, missed court dates, warrants out for arrest, or other local fines that require payment to be solved.
These criminals demand payment in multiple forms, but the most common are prepaid cards, wire transfers, and cash sent through mail or through cryptocurrency ATMs. If victims do not pay these fines or provide their personal information, the scammers in disguise will threaten them with potential prosecution or arrest.
The FBI states that no law enforcement agency will ever contact you asking for money, but if you’re still unsure whether you’re being scammed, here are a few more phishing tips that can help:
Unsolicited phone calls or texts are best avoided altogether or confirmed with a second source. Verify the caller’s identity with the organization they claim they represent. Ask for a name and position and make it clear you will be following up to verify their identity.
Do not reveal any personal or financial information over the phone, through text, or through a link provided in a text message.
Generic greetings that do not address you by name, especially when asking you to verify your identity or pay a fine, are a definite indicator that you may be being scammed.
Any strange grammar or spelling mistakes in a text message can be signs that this is someone impersonating an official agency, company, or higher-up to scam you.
Although scammers try to trick users over the phone, phishing scams can also happen over email. In addition to the tactics mentioned above, here are some extra tips on how to detect and avoid phishing emails:
Cybercriminals will often impersonate well-known brands or individuals by using fraudulent email addresses with just a few alterations of letters or characters. An example is an email address that appears as “bank0famerica.con.”
If you receive a message or email with a link, hover over the link without clicking on it. This will allow you to see a link preview. If the URL looks suspicious or doesn’t match up with the content in the email, do not interact with it and delete the entire message.
Be cautious of any attachment in an email. Scammers often use attachments as a sneaky way to deliver viruses and malware onto unsuspecting people’s devices.
Phishing scams can be deceitful, especially with the added pressure of a seemingly real (but definitely fake) government official or law enforcement agency accusing you of breaking the law. However, by following the tips outlined above, you’ll be able to spot these scams from a mile away and stay safer online!
The post What the FBI Wants You to Know About the Latest Phishing Scheme appeared first on McAfee Blog.
If you’re thinking about crypto, one of the first things you’ll want to do is get yourself a good wallet.
Topping the several important things a new cryptocurrency investor needs to think about is security. Rightfully so. Cryptocurrency is indeed subject to all kinds of fraud, theft, and phishing attacks, just like the credentials and accounts we keep online.
But here’s the catch. Lost or stolen cryptocurrency is terrifically difficult to recover. By and large, it doesn’t enjoy the same protections and regulations as traditional currency and financial transactions. For example, you can always call your bank or credit card company to report theft or contest a fraudulent charge. Not the case with crypto. With that, you’ll absolutely need a safe place to secure it. Likewise, in the U.S. many banks are FDIC insured, which protects depositors if the bank fails. Again, not so with crypto.
So, when it comes to cryptocurrency, security is everything.
Cryptocurrency theft offers hackers an immediate payoff. It’s altogether different from, say, hacking the database of a Fortune 500 company. With a data breach, a hacker may round up armloads of personal data and information, yet it takes additional steps for them to translate those stolen records into money. With cryptocurrency theft, the dollars shift from the victim to the crook in milliseconds. It’s like digital pickpocketing. As you can guess, that makes cryptocurrency a big target.
And that’s where your wallet will come in, a place where you store the digital credentials associated with the cryptocurrency you own. The issue is doing it securely. Let’s take a look at the different wallets out there and then talk about how you can secure them.
Broadly, there are two general categories of wallets. First, let’s look at what these wallets store.
A wallet contains public and private “keys” that are used to conduct transactions. The public key often takes the form of an address, one that anyone can see and then use to send cryptocurrency. The private key is exactly that. Highly complex and taking many forms that range from multi-word phrases to strings of code, it’s your unique key that proves your ownership of your cryptocurrency and that allows you to spend and send crypto. Needless to say, never share your private key.
With that, there are two ways to store your keys—in a hot wallet or a cold wallet.
Hot Wallets:
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Cold Wallets:
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As you can see, the benefit of a hot wallet is that you can load it up with cryptocurrency, ready for spending. However, it’s the riskiest place to store cryptocurrency because it’s connected to the internet, making it a target for hacks and attacks.
In addition to that, a hot wallet is connected to a cryptocurrency exchange, which makes the transfer of cryptocurrencies possible. The issue with that is all cryptocurrency exchanges are not created equal, particularly when it comes to security. Some of the lesser-established exchanges may not utilize strong protocols, likely making a target for attack. Even the more established and trusted exchanges have fallen victim to attacks—where crooks have walked away with millions or even hundreds of millions of dollars.
While the funds in cold wallets are far less liquid, they’re far more secure because they’re not connected to the internet. In this way, cold wallets are more vault-like and suitable for long-term storage of larger sums of funds. But cold wallets place a great deal of responsibility on the holder. They must be stored in a physically secure place, and be backed up, because if you lose that one device or printout that contains your cryptocurrency info, you lose the cryptocurrency altogether. Within the cold wallet category, there are a few different types:
Several manufacturers make storage devices specifically designed to store cryptocurrency, complete with specific features for security, durability, and compatibility with many (yet not always all) of the different cryptocurrencies on the market. An online search will turn up several options, so doing your homework here will be very important—such as which devices have the best track record for security, which devices are the most reliable overall, and which ones are compatible with the crypto you wish to keep.
Storing cryptocurrency information on a computer or laptop that’s disconnected from the internet (also known as “air-gapped”) is a storage method that’s been in place for some time. However, because computers and laptops are complex devices, they may be less secure than a simpler, purpose-built cryptocurrency device. In short, there are more ways to compromise a computer or laptop with malware that a determined hacker can use to steal information in some rather surprising ways. (Like noise from a compromised computer fan passing information in a sort of Morse Code or generating electromagnetic signals on a compromised computer that nearby devices can use to skim information.)
Ah, good old paper. Write down a code and keep it secure. Simple, right? In truth, creating a paper wallet can be one of the most involved methods of all the cold storage options out there. Bitcoin offers a step-by-step walkthrough of the process that you can see for yourself. Once done, though, you’ll have a piece of paper with a public address for loading cryptocurrency into your paper cold wallet, along with a private key. One note: Bitcoin and others recommend never reusing a paper cold wallet once it’s connected to a hot wallet. You should go through the process of creating a new cold paper wallet each time.
Physical coins are a special case and are relatively new on the scene. They’re a physical coin minted with a tamper-resistant sticker that indicates the actual value of the coin. Like other methods of cold wallet storage, this calls for keeping it in a safe place, because it’s pretty much like a wad of cash. And like cash, if it’s stolen, it’s gone for good. Also note that a cryptocurrency holder must work with a third party to mint and deliver the coin, which has its own costs and risks involved.
With that look at wallets, let’s see what it takes to secure them. It may seem like there’s plenty to do here. That’s because there is, which goes to show just how much responsibility falls on the shoulders of the cryptocurrency holder. Of course, this is your money we’re talking about, so let’s dive into the details.
Whatever form your storage takes, back it up. And back it up again. Cryptocurrency holders should make multiple copies just in case one is lost, destroyed, or otherwise inaccessible. For example, one story that’s made the rounds is of a IT engineer in the UK who accidentally threw away an old hard drive with his cryptocurrency key on it, one that held 7,500 bitcoins, worth millions of dollars. Redundancy is key. Back up the entire wallet right away and then often after that.
With redundant backups in place, store them in places that are physically secure. It’s not uncommon for crypto holders to use fireproof safes and safe deposit boxes at banks for this purpose, which only highlights the earlier point that a wallet is as good as cash in many ways.
This will help prevent malware from stealing crypto, whether or not your device is connected to the internet. Comprehensive online protection software will give you plenty of other benefits as well, including identity theft monitoring and strong password management, two things that can help you protect your investments, and yourself, even further.
Updates often address security issues, ones that hackers will of course try to exploit. Keep everything current and set automatic updates wherever they are available so that you have the latest and greatest.
Just as your bank and other financial accounts offer MFA, do the same here with your crypto. Some extra security-conscious crypto investors will purchase a device for this specific purpose for yet greater protection, such as a separate phone with texting capability. This keeps their crypto transactions separate from the multitude of other things they do on their everyday smartphone, effectively putting up a wall between these two different digital worlds.
Two things fall under this category. One, the less you say about the crypto investments you make, the less word gets around, which can help keep hackers out of the loop. Particularly on social media! Two, consider setting up a unique email account that you only use for crypto. The less you associate your crypto accounts with other financial accounts like your banking and online payment apps, the more difficult it is to compromise several accounts in one fell swoop.
Just like hackers send phishing emails with an eye on accessing your bank accounts, credit cards, and so on, they’ll do much the same to get at your crypto accounts. The target may be different, that being your crypto, but the attack is very much the same. An email will direct you to a hacker’s website, using some sort of phony pretense, get-rich-quick-scheme, or scare tactic. Once there, they’ll ask for private key information and then simply steal the funds. And it’s not just email. Hackers have used online ads to phish for victims as well.
As you can see, these security measures rely almost exclusively on you. If something happens to you, that could make recovering your funds a real problem. Consider reaching out to someone you trust and let them know where you’re storing your wallets and information. That way, you’ll have some assistance ready in the event of an emergency or issue.
The very things that define cryptocurrency—the anonymity of ownership, the lack of banking institutions, the light or non-existent regulation—all have major security implications. Add in the fact that you’re your own safety net here and it’s easy to see that crypto is something that requires plenty of planning and careful through before diving into. Getting knowledgeable about security, how you’ll protect your crypto, should absolutely top your list before investing.
The post Cold Wallets, Hot Wallets: The Basics of Storing Your Crypto Securely appeared first on McAfee Blog.
As a gamer, you love the stuff you’ve racked up over the years—that rare Fortnite skin from six seasons ago, a complete set of Tier 20 armor in World of Warcraft, or a Steam account loaded with your favorite titles. Hackers love it too. Because they can make money off it.
Hackers have been stealing and reselling online gaming accounts for some time now. Yet the recent 400 percent rise in online gaming theft shouldn’t come as a surprise, particularly as so many of us turned to games for entertainment lately. As people leveled up, gathered loot, and filled their libraries with games in the cloud, hackers saw the opportunity.
The opportunity is this: gaming accounts have a street value. The virtual items and perks we acquire through gaming take time, effort, participation, and sometimes just good luck to build up. In a way, we’ve worked hard to earn our fun. Meanwhile, others out there are willing to take a shortcut. There are those who’ll pay for a well-stocked gaming account that someone else has built up, and hackers are more than willing to hijack accounts from innocent victims and sell them online.
Put simply, the virtual goods in your gaming accounts are like any other good. They have value. And just like anything else you value, they’re worth protecting. That’s exactly what we’ll help you do here.
First up, let’s take a quick look at the different ways digital goods get moved and sold out there—just to get a sense of the marketplaces that have cropped up around gaming and where hackers fit into the mix.
And there are several. Over the years we’ve seen all kinds of gaming marketplaces crop up, whether they’re sanctioned marketplaces built inside of online games, gray marketplaces that exist outside of games, and dark marketplaces where stolen accounts and goods are exchanged.
As a gamer, you’re likely familiar with any number of sanctioned auction houses and marketplaces that are built right into online games, all designed and supported by the game’s developers. A classic example is the long-running auction house in World of Warcraft where players can buy and sell items with in-game currency, the World of Warcraft gold piece. And as marketplaces can go, the rarer and more coveted the item, the higher the price the seller can get for it. In fact, there are plenty of articles on how to play the markets for profit, in a quasi-stock market-like fashion, and all within the legitimate boundaries of the game.
In recent years, we’ve also seen the rise of in-game currencies that players can purchase for cash, again by design and with the support of the developer. A couple of examples are the World of Warcraft Tokens and Minecraft tokens and coins. What you can do with such tokens and coins varies from game to game, yet players can use them to acquire in-game currency, items, or paid to play time.
Increasingly common are in-game stores that allow players to purchase items and perks with cash, just like any other online store. Taken together with all the other ways a player can round up items in a game, it’s easy to see how a gamer’s account can grow into something somewhat unique and valuable over time, simply by playing and participating in the game.
With the time it takes for a player to level up a powerful character and acquire the items that can come along with it, there are out-of-game organizations that will, for a fee, do that work for a player in return for payment. Essentially it involves a player starting a gaming account, rolling up a character, and then handing over the account to a “booster” who will play the game on the owner’s behalf. When the agreed-upon level is reached, the booster hands back the character to the owner.
Of course, there are all kinds of potential problems with this. Strictly from a security standpoint, this means an account owner is handing over their credentials to a stranger, with no real guarantee that this stranger simply won’t change the account password, never hand back the account, and simply walk away with any funds that may have been paid upfront.
Further, “boosting” and other similar services may be against the user agreement the player signed when joining up for the game. For example, World of Warcraft recently updated its policy, stating that they now,
[P]rohibit organizations who offer boosting, matchmaking, escrow, or other non-traditional services, including those offered for gold. World of Warcraft accounts found to be in violation of this policy are subject to account actions. These actions can include warnings, account suspensions and, if necessary, permanent closure of the disruptive World of Warcraft account(s).
So while “boosting” services may not be illegal themselves, they can run counter to user agreements and may lead to cases of fraud when a booster service fails to fulfill its commitment or simply locks a player out of their own account.
Then there’s the theft and resale of online game accounts, clear examples of digital goods illegally changing hands. Stolen accounts make their way into dark web marketplaces and ads on chat platforms and social media, thanks to hackers who’ve cracked previously legitimate accounts and then packaged them up for sale. In some instances, cybercriminals will sell entire game collections, such as online gaming platform accounts where gamers may have purchased and have access to dozens and dozens of games stored in the cloud.
The method behind this theft is much like a credit card or bank account hack. Often using credentials lifted from a data breach, hackers will take known usernames and passwords and feed them into a credential stuffing application—which can then attempt to access hundreds, even thousands, of accounts through automated login requests.
Given that many users out there use the same passwords across their accounts makes them an easy target for this practice and can reap a large harvest of cracked accounts. From there, the account can be accessed, have its password changed, and then made ready for advertising and sale, where an account can be resold for a few dollars, or for potentially thousands depending on what the account contains.
There’s plenty you can do. A few simple steps on your part can drop some serious roadblocks in the way of a hacker who’s looking to crack your account or target you for a scam.
Each of your accounts should have its own strong, unique password. No repeats. And if you have some sixty-plus accounts across all the shopping, banking, gaming, and forum posting you do, not to mention your apps, that sounds like a lot of work. Because it is. Although it doesn’t have to be. A password manager can do the work for you by creating and storing strong, unique passwords for you.
Data breaches happen all the time now, striking businesses both large and small. If a business or organization where you have an online account gets breached, change your password right away. Related to the above, make sure the passwords across your other accounts are strong and unique. It’s not uncommon for hackers to try breaching passwords in other accounts, all in the hope that the victim is using the same or a similar password on other accounts as well.
Several gaming services offer multi-factor authentication (MFA) as a means of protecting accounts. In addition to requiring a username and password to log in, MFA further verifies account activity by sending a unique code to the email address or text to a device you own, which makes gaining illegal access that much tougher for hackers. Some gaming platforms even support an authentication app, such as the Battle.net Authenticator, offered by Blizzard. In all, the occasional extra clicks required by MFA can really save you some massive headaches by preventing theft. If you have MFA as an option, strongly consider using it.
Phishing attacks have made the jump from email to bogus ads on social media and in search too. In short, a phishing attack involves the hacker posing as a well-known company or organization with the intent of fooling you into providing your username and password. With that, they can drain your account, whether it’s money from your bank account or goods in your gaming account. Spotting phishing attacks can call for a sharp eye nowadays because some hackers can make the phishing emails and sites they use look like the real thing. Comprehensive online protection software will include web protection that can spot bogus links and sites and warn you away from them, even if they look legit.
Spearphishers are a special sort, in that they make more targeted attacks. While a phisher will send out an email blast or attempt to rope in a high volume of victims with an ad, a spearphisher will send a direct message to specific, potential victims. You may have seen or heard of this in massively multiplayer online games where an otherwise unknown player sends a message to another with a link to a website, complete with the promise of loot, in-game currency, or services to level up characters. Ignore and don’t visit that link. Chances are it’s a scammer, or at least someone who may be breaking the game’s user agreement by offering such services.
Whether you’re downloading a mod, an expansion, or a new game itself, go with a reputable online store or source. Hackers will drop malware into all kinds of files and applications, games included. Given that such malware could log keystrokes that steal login info, inject ransomware code to hold your device and data hostage, or simply wreak havoc on your files and things, it can have implications for more than just your gaming accounts and the virtual assets you have with them.
Hackers know there’s good money in gaming accounts. They wouldn’t bother with them otherwise. Realizing that your gaming account has value is the first step to protecting it.
In addition to taking the steps above, consider comprehensive online protection software. It offers defense in breadth and depth, covering everything from device security, privacy, and identity protection. However, if you want an even faster and safer gaming experience, gamer security is worth looking into. In addition to strong security features, it also offers performance-enhancing technologies that prioritize system resources and keep your gameplay going smooth.
In all, keep in mind that gaming accounts are serious business for hackers. Put up your defenses. Then get out and enjoy yourself, knowing that you have made it far, far tougher for them to ruin your fun.
The post Lock Down & Level Up: Protect Your Online Gaming from Hackers appeared first on McAfee Blog.
We’re excited to bring you the latest edition of the McAfee 2022 Consumer Mobile Threat Report. After all, when you know the challenges you face, it’s easier to be confident online. In this blog, we’ll take a closer look at some leading examples of techniques that cybercriminals are using to trick or defraud you via your mobile phone. These examples are some of the more sophisticated attacks, using real logos, quality graphics, and personalized messages. We hope this provides a useful resource for protecting your digital life, mobile devices, and personal information so that you can enjoy a safe life online with your family.
Cybercriminals are upping their game, using personal information and high-quality graphics to make their malware look like legitimate apps or official messages. Because these attacks are successful at defrauding significant numbers of mobile users out of their money and information, more criminals will jump on this approach or expand their malicious campaigns. Let’s take a look at some of the different techniques being used by scammers to fool mobile users.
Mobile smishing (aka phishing text messages) are attacks using personalized greetings in text messages that pretend to be from legitimate organizations to appear more credible. These messages often link to websites with authentic logos, icons, and other graphics, prompting the user to enter personal information or download an app. Users should be extra careful about text messages from unknown sources and should go directly to the organization’s website to validate requests.
Cheating tools and hacking apps are popular ways to get extra capabilities in mobile games. Criminals are exploiting this by promoting game hacking apps that include malicious code on legitimate messaging channels. If installed, the malware steals account credentials for social media and gaming accounts. Gamers should use caution when installing game hacks, especially if they request superuser permissions.
Cryptocurrencies are providing new opportunities for mobile device attacks. The latest ploy is phony apps that promise to mine coins in the cloud for a monthly fee. Fake reviews and a low cost make them sound too good to be true—and they are. These apps just take the money without doing any coin mining. With no actual malicious code, these apps are hard to detect, so users should be suspicious of being promised hundreds or thousands of dollars of crypto coins for just a few dollars a month.
Another attack uses a variety of fake apps with slick graphics to trick users into premium subscriptions. Hundreds of these apps promise features such as mobile games or photo editing and are supported by plenty of fake five-star reviews. When installed, the apps ask for the user’s phone number and verification PIN and use them to sign up for premium text services that direct payments to the criminals. Users should read reviews looking for vague statements, repetitive wording, and a mix of five-star and one-star ratings. For a deeper dive into the scams, be sure to view full report.
While threat tactics continue to change as criminals adapt and respond to detection and enforcement techniques, there are a few steps users should take to limit their exposure and risk.
While some malicious apps do make it through the app store screening process, most of the attack downloads appear to be coming from social media, fake ads, and other unofficial app sources. Before downloading something to your phone, do some quick research about the source and developer. Many of these scams have been flagged by other people.
Many malicious apps get the access they need by asking the user to grant them permission to use unrelated privileges and settings. When installing a new app, take a few moments to read these requests and deny any that seem unnecessary, especially for superuser access and accessibility services.
Developers are actively working to identify and address security issues. Both operating systems and apps should be frequently updated so that they have the latest fixes and security protections.
Cybercriminals often flood their Google Play apps with fake five-star reviews. Many fake or malicious apps only have a mix of five-star and one-star reviews. The five-star ones typically have vague statements and repetitive wording, giving clues that they are submitted by bots. Compare them to the one-star reviews for insight on the app’s real capabilities.
Devices that are behaving unusually may just have a basic tech issue but it can also be a sign of being hacked. Follow up when something is not quite right, check recent changes or contact tech support from the mobile device vendor or security software provider.
Comprehensive security software across all devices, whether they are computers, tablets, or smartphones, continues to be a strong defensive measure to protect your data and privacy from cyber threats.
We hope this report helps you stay on the lookout for these and other mobile threats so you can safely and confidently enjoy your life online.
The post McAfee 2022 Consumer Mobile Threat Report appeared first on McAfee Blog.
Let’s play a game. Go to the Photos app on your phone and look at the total number of videos and images on your device – all those precious memories of family vacations, clips from your favorite concert, and countless snapshots of your furry companion. Next, open your laptop or desktop and check to see how many documents you have saved — perhaps all the research reports you have saved to defend your graduate thesis or an important slideshow you’re presenting to your boss on Monday. If you had to guess, would you say the total number of these various pieces of data is into the thousands? Now imagine if all this data was suddenly gone. What would you do?
You might be thinking, “That will never happen to me.” However, this situation is more common than you think. More than 60 million computers will fail worldwide this year, and over 200,000 smartphones are lost or stolen every year. That’s why we’re celebrating World Backup Day by sharing how you can properly back up your files and find peace of mind knowing that your data is safe and sound.
A backup is a separate copy of your important and sentimental digital files and information. Storing all that data in one place, like a personal computer or smartphone, can prove unsafe. Creating another copy of that data through a backup will ensure that it’s stored and kept safe somewhere else should your device get wiped or stolen.
It’s important to recognize that data loss isn’t something that only happens to huge corporations or unsuspecting victims in spy movies. Everyone is susceptible to data loss or theft and backing up that data is an easy step to protect all your information and prevent cybercriminals from taking what isn’t theirs.
Data is one of the most important assets in the modern world. As we illustrated earlier, people collect countless files that contain valuable information they want to keep safe. Luckily, there are two common and inexpensive ways that a user can store their data and their ever-important backups.
Although “the cloud” became a major buzzword years ago, its definition is still cloudy for some folks. The cloud exists in remote data centers that you can access via the internet. Any data you’ve uploaded to the cloud exists on dedicated servers and storage volumes housed in distant warehouses, often situated on campuses full of such warehouses. Data centers are owned by cloud service providers, who are responsible for keeping the servers up and running.
To keep your data physically safe from theft and destruction, and to make sure it’s available whenever you want to access it, data centers run extensive cooling systems to keep the electronics from overheating and have at least one backup generator in case of power outages. But how do they make sure that this data is secure in the cybersphere? Cloud systems use authentication processes like usernames and passwords to limit access, and data encryption to protect data that is stolen or intercepted. However, it’s important to remember that passwords can be hacked. Typically, the service provider holds the encryption keys to your data, meaning that rogue employees could, theoretically, access it. Likewise, your data could also potentially be searched and seized by government entities.
This begs the question: Trust or don’t trust? Because cloud storage companies live and die by their reputation, you can rest assured knowing that they go to great lengths to use the most advanced security techniques and provide the most reliable service possible. To help ensure the security of your data should you choose to store or back it up to the cloud, keep anything truly sensitive in a private cloud behind a firewall.
With an external hard drive, you can manually back up all your data and files yourself onto a physical device that you can access anytime. These drives are a reliable way to achieve data redundancy. An external hard drive doesn’t rely on internet access like cloud-based services and is an easy fix when transferring data to a new device. However, using external hard drives requires a more hands-on approach to backing up your data. It’s your responsibility to regularly perform backups yourself and store your hard drive in a safe location. While cloud solutions offer huge amounts of storage, storage space on hard drives are limited, so you may have to purchase more than one device. Look for an external drive with at least a terabyte of space to accommodate all your data, which tends to accumulate quickly.
As you’re cleaning out your garage and tidying up your home, take the same care to do some digital spring cleaning this World Backup Day. Give your devices, apps, and online accounts a good decluttering and gain more peace of mind knowing that all your valuable data is stored in a safe, secure place … and that you have a backup in case something goes awry. Remember, proactivity goes a long way toward shoring up your cybersecurity and protecting your information.
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The recent WannaCry ransomware attack that infected more than 250,000 computers worldwide was a good reminder to everyone about staying vigilant when it comes to internet safety.
After all, many of us stay connected most of the time, whether it’s on our laptops or mobile devices, giving cybercriminals a wide range of opportunities to go after our personal and financial information, as well as our privacy.
The good news is that safeguarding your internet security, and preventing an attack like WannaCry, can be as simple as keeping your software up-to-date, and taking other preventative measures. The key is knowing which threats to look out for, and when you are taking potential risks.
Let’s start by talking about our mobile devices. Although many of us have been taught to look out for viruses and other threats on our computers, we don’t always realize that our mobile devices are just as vulnerable as our desktops.
The truth is dangerous links and downloads can be easily accessed using mobile browsers and email. And, our devices can open us up to new threats like malicious apps or text messages, designed to steal your information.
And if you think you’re protected from many online threats because you are an Apple user, think again. McAfee Labs found in its latest Quarterly Threat Report that malware exploiting the Mac operating system has grown exponentially.
Another instance where we often don’t realize we’re at risk is when we use technology while travelling or away from home. Connecting to public Wi-Fi networks can be dangerous because many of these networks do not take the necessary steps to protect your data from being accessed by cybercrooks. It’s just as risky to use public or shared computers since the bad guys will sometimes infect them with malware or spyware designed to steal your information.
Our heavy use of social media is another area where we face new threats. Although these sites are made for sharing, we tend to share too much of our private information, opening us up to identity theft, or even harassment. That’s why we need to safely guard information such as our home address, employer, phone number, and email. It’s also wise to change your social media privacy settings to “friends only.” When we open our networks up to people who we don’t know in real life, we also open the door to potential scammers.
These scammers love to distribute phishing attacks on social media and via email and text. Their goal is to trick you into revealing personal or financial information. Take, for instance, the recent “Google Docs” attack, in which scammers sent out fake emails that appeared to come from a trusted source, asking recipients to click on a link to open a Google document, with the hopes of gaining access to their email login and contact information.
Account login information is highly valuable to scammers, since it can potentially allow them to login into or guess your banking passwords, and other crucial financial or identity information. This is a good reason to opt for the highest security settings on all your accounts, such as multi-factor authentication. This security measure asks you to provide an additional piece of information other than your password to verify your identity, such as entering a unique code that is sent to your mobile phone.
There are a lot of threats that we all need to be aware of, but by taking basic precautions and staying vigilant about what you share online you will be much better protected from cybercrime.
Tips to keep you safe:
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No one likes the feeling that someone is looking over their shoulder when they work, shop or surf online. But this is just what crooks and scammers do without our knowledge using “spyware.”
Spyware is a piece of software that can covertly gather information on you. It can track the websites you visit and even record what you type on your keyboard, including passwords and credit card numbers.
So, now the bad guys don’t have to steal your wallet to get access to your personal and financial information. All they need to do is trick you into installing spyware on your computer or device. Or they could install it themselves on public or shared computers using a USB drive, or similar device.
One of the more common forms of spyware found on shared computers is called a “keylogger.” It can record everything you type and send it back to the cybercrook. That’s why you should avoid using shared computers in hotels or public libraries, since they can be easily compromised.
Most spyware masquerades as legitimate software, such as free games or mobile apps. In fact, researchers believe that over three years, 1 million Google Play users downloaded a single piece of spyware alone. It appeared to be an official “System Update” application, but actually monitored the users’ location information and text messages without their knowledge.
Spyware can also easily spread online in the form of dangerous links in emails, and on social media or torrent sites, which offer free access to online content. That’s why you need to be careful where you click.
Another common form of spyware is called “adware.” Adware is used to display advertisements on your computer, or redirect your search inquiries to an advertiser’s website. Although this isn’t as harmful as spyware designed to steal your information, it is still invasive and annoying.
Since spyware is so prevalent and potentially harmful, putting both your private information and privacy at risk, it’s important that you take steps to protect yourself.
The post What is Spyware? appeared first on McAfee Blog.
I am renowned for getting myself into big messes – particularly in the kitchen when I’m cooking up a storm. And I’m totally fine being alone: chopping, stirring and baking until it’s time to clean up! And that’s when the overwhelm hits – I know I should clean as I cook but I never do! So, what do I do? Rally the troops! Yes siree! There’s nothing like another set of eyes or hands to help one wade through the overwhelm – I’m sure that’s why I had 4 kids!!
Many people tell me that they feel a similar way about their online life. They know they need to be doing more to keep themselves safe, but they are completely overwhelmed at where to start. With so much of our lives lived online, it’s not uncommon for one person to have over a hundred online accounts across multiple devices which makes it very hard to keep track of logins, data breaches, or security software.
And research conducted by McAfee shows that consumers know they need to take steps to protect themselves with 74% of users concerned about keeping information private online and 57% keen to be in more control of their personal information. Not surprisingly, since the pandemic started 47% of online consumers feel unsafe compared to just 29% beforehand.
So, to try and make this very overwhelming task that bit easier, McAfee has developed a new tool that allows you to find your own Protection Score. Think of your Protection Score like your credit score or sleep score except this one is a measure of your security online. The higher the score, the safer you are online. And the best part about the score is that helps users identify exactly where they need to pinpoint their focus to ensure they are as safe as possible online. Think of it as a set of experienced hands to help you wade through the overwhelm.
In less than a minute, the McAfee Protection Score will provide you with a pretty clear understanding of how safe you are online. Participants are given a mark between 0 and 1000 that is based on several factors: whether you have online protection and whether your details have been leaked in a security breach. Now, don’t be alarmed if your score is low because here’s the best bit – you will receive a list of exactly what you need to do to improve it and protect yourself from online threats! Phew – my competitive type A personality wouldn’t have coped if I was unable to fix it!
Let me give you an example, when I signed up, I was alerted to the fact that my email address had been involved in a breach, yes – I’m very human! So, it helped me remedy this by taking me to the appropriate page where I could update my password, and then, bingo, my score (and online safety) improved!!
And just to ensure you remain committed, every time you venture back to the Protection Score page, your results and action plan will be there waiting for you to ensure you stay on track and most importantly, to cut through that overwhelm!
Now, in case you were wondering, McAfee’s Protection Score is a first for the cybersecurity industry but good news – they’ve promised it will continue evolving. They will continue to add more features and opportunities to personalize so you can ensure you are living life to the full online!!
So, if you’re feeling overwhelmed at exactly what you need to do to get your online safety under control then McAfee’s Protection Score is exactly what you need. In less than a minute you’ll be able to get a clear understanding of where your online security sits and a personalized action plan so you can start addressing it right away! How good is that?
Till Next Time,
Alex
The post How To Secure Your Online Life? Find Your Protection Score! appeared first on McAfee Blog.
The humble internet browser. Dutifully taking you the places you want to go online, whether that’s the bank, the store, the movies, or even to work. All the more reason to make sure your browser gets every last bit of protection it can.
It’s easy to fire up your browser without a second thought. Arguably, it’s one of the first things many of us do when we hop on our computers. And because it’s often our literal window into important tasks like managing our finances, making payments, and so forth, hackers will absolutely target browsers in order to conduct their attacks. Whether it’s through vulnerabilities in the code that runs the browser, injecting malicious code into a browser session or any one of several other attack vectors, hackers will try to find a way to compromise computers via the browser.
What’s one of the best ways to keep your browser safe? In a word, update. By updating your browser, you’ll get the latest in features and functionality in addition to security fixes that can keep you safer out there.
Let’s take a closer look at what a safer browser is all about, how to update yours, and check out some additional things you can do to stay safer still.
Just as long as there have been browsers, there have been security vulnerabilities and issues. Among the first documented cases, one of the most noteworthy goes back to 1995 when researchers at the University of California, Berkeley uncovered a security issue with the way the Netscape browser handled online payments. Today, news of potential browser exploits and follow-on security measures to remedy them still make the headlines all across several types of popular browsers.
The reality of the issue is that browsers, humble as they may seem to us, are complex applications made up of myriad smaller applications to handle all manner of tasks that create your overall web browsing experience. And where there’s code, there’s room for error. Errors that hackers will look to exploit until an update comes along and fixes them.
Adding further functionality to your browser, and potentially further opportunities for hackers, are browser plug-ins and extensions. These are small apps that give your browser additional capabilities, like opening and editing documents, blocking ads, finding coupons, and even playing tabletop role-playing games in a browser as well. In short, there are thousands of them, often available in the various stores run by different browser developers.
Likewise, browser plug-ins and extensions can be prone to security issues just like the browser they’re installed in. Errors in their code may lead to exploits that hackers can take advantage of. Further, not all plug-ins and extensions are safe and secure to use. It’s not uncommon for malicious ones to turn up on third-party sites that steal user information, introduce malware, or that end up serving ads on a person’s computer, just to name a few of the nasty things they can do. Even official browser stores have had malicious plug-ins and extensions slip onto their shelves.
Lastly, even seemingly legitimate plug-ins and extensions can introduce privacy issues. Given that they’re on your browser and have been granted permissions to work with it, they could be collecting data—data which the developer may use, share, or resell. And it may be tough to know exactly what’s being collected and what’s being done with it. Yet like many smartphone app stores, browser stores are including links to developer privacy statements on the download page for the plug-ins and extensions they offer, giving people more insight into how their data is used. However, sometimes plug-ins and extensions get sold from one company to another where they not only change owners but privacy policies as well. In other words, that plug-in or extension on your computer may get sold to another company without your knowledge and subsequently decide to use your data in an entirely new way.
Given this landscape, there’s a clear case for updating your browser regularly, along with your plug-ins and extensions as well. Moreover, you might want to take a look at what plug-ins and extensions you’re running as well to ensure they’re secure and that they’re something you actually have use for.
Let’s take a look at how you can do all that.
Set up your browser to update automatically. This is relatively straightforward, and browser developers have pages that show you how it’s done. For example, sampling a few of the browsers out there:
As for updating your extensions, the browser developers have put together quick guides to help you what that too. The good news is that when you update your browser, your browser typically updates its associated plug-ins and extensions as well. However, note that your browser’s update cycle may not be in sync with the update cycle for your various plug-ins and extensions, so you may want to go in and update them on their own. These guides can help:
<h2>Take a look at your browser extensions—and see if you want them in the first place
What extensions am I even running? Now that’s a great question. And it’s not too tough to get the answer. In short, your browser’s menu will have an option that will give you an overview of what you have installed and which ones are enabled for use. Once more, each browser developer has their own way of going about this:
This is a good opportunity to give your extensions a hard look. Are they something you use? Are they something you want? Who developed that extension? What might they be doing with my data? Answering these questions may take a little work on your part—like searching for news, information, or reviews about the various extensions you have installed. If you don’t like what your research turns up, you can simply uninstall the extension in question.
A good general rule is this—the fewer apps and extensions you have, the fewer you have to update. Likewise, that’s ultimately fewer lines of code that may turn up a possible exploit. If it’s something you’re not using, consider getting rid of it.
<h2>Make your browser safer with web protection
Many browser-based attacks find their way to you through sketchy websites and downloads. Even ads that look legit but are not. As said before, hackers will try and find a way. One tool you can use to beat them at their game is browser protection, which helps prevent you from making that one wrong click that leads to malware.
In our case, we offer McAfee WebAdvisor, a lightweight app that helps keep you safe from threats while you browse and search the web. Specifically, it includes three types of protection that can help steer you clear of those sketchy websites and downloads.
It’s a free download, and it’s also included with our comprehensive online protection software. Either way, this provides you with yet another line of defense when it comes to browser-based attacks.
That’s the big reason to update right there. Updates give you one more way to prevent attacks by fixing known security issues. It’s true for your operating systems, your apps, your games, what have you. All of them rely on sometimes complex code, code which can sprout exploits, ones that hackers will use. Count your browser in that mix as well. Updating your browser, plus its plug-ins and extensions will help keep you safer online.
The post The Big Reason Why You Should Update Your Browser (and How to Do It) appeared first on McAfee Blog.
It’s the month of top seeds, big upsets, and Cinderella runs by the underdogs. With March Madness basketball cranking up, a fair share of online betting will sure to follow—along with online betting scams.
Since a U.S. Supreme Court ruling in 2018, individual states can determine their own laws for sports betting. Soon after, states leaped at the opportunity to legalize it in some form or other. Today, 30 states and the District of Columbia have “live and legal” sports betting, meaning that people can bet on single-game sports through a retail or online sportsbook or combination of the two in their state.
If you’re a sports fan, this news has probably been hard to miss. Or at least the outcome of it all has been hard to miss. Commercials and signage in and around games promote several major online betting platforms. Ads have naturally made their way online too, complete with all kinds of promo offers to encourage people to get in on the action. However, that’s also opened the door for scammers who’re looking to take advantage of people looking to make a bet online, according to the Better Business Bureau (BBB). Often through shady or outright phony betting sites.
Let’s take a look at the online sports betting landscape, some of the scams that are cropping up, and some things you can do to make a safer bet this March or any time.
Among the 30 states that have “live and legal” sports betting, 19 offer online betting, a number that will likely grow given various state legislation that’s either been introduced or will be introduced soon.
If you’re curious about what’s available in your state, this interactive map shows the status of sports betting on a state-by-state level. Further, clicking on an individual state on the map will give you yet more specifics, such as the names of retail sportsbooks and online betting services that are legal in the state. For anyone looking to place a bet, this is a good place to start. This is further helpful for people who’re looking to get into online sports betting for the first time and is the sort of homework that the BBB advises people to do before placing a sports bet online. In their words, you can consider these sportsbooks to be “white-labeled” by your state’s gaming commission.
However, the BBB stresses that people should be aware that the terms and conditions associated with online sports betting will vary from service to service, as will the promotions that they offer. The BBB accordingly advises people to closely read these terms, conditions and offers. For one, “Gambling companies can restrict a user’s activity,” meaning that they can freeze accounts and the funds associated with them based on their terms and conditions. Also, the BBB cautions people about those promo offers that are often heavily advertised, “[L]ike any sales pitch, these can be deceptive. Be sure to read the fine print carefully.”
Where do scammers enter the mix? The BBB points to the rise of consumer complaints around bogus betting sites:
“You place a bet, and, at first, everything seems normal. But as soon as you try to cash out your winnings, you find you can’t withdraw a cent. Scammers will make up various excuses. For example, they may claim technical issues or insist on additional identity verification. In other cases, they may require you to deposit even more money before you can withdraw your winnings. Whatever you do, you’ll never be able to get your money off the site. And any personal information you shared is now in the hands of scam artists.”
If there’s a good reason you should stick to the “white labeled” sites that are approved by your state’s gaming commission, this is it. Take a pass on any online ads that promote betting sites, particularly if they roll out big and almost too-good-to-be-true offers. These may lead you to shady or bogus sites. Instead, visit the ones that are approved in your state by typing in their address directly into your browser.
In addition to what we mentioned above, there are several other things you can do to make your betting safer.
In addition to choosing a state-approved option, check out the organization’s BBB listing at BBB.org. Here you can get a snapshot of customer ratings, complaints registered against the organization, and the organization’s response to the complaints, along with its BBB rating, if it has one. Doing a little reading here can be enlightening, giving you a sense of what issues arise and how the organization has historically addressed them. For example, you may see a common complaint and how it’s commonly resolved. You may also see where the organization has simply chosen not to respond, all of which can shape your decision whether to bet with them or not.
Credit cards are a good way to go. One reason why is the Fair Credit Billing Act, which offers protection against fraudulent charges on credit cards by giving you the right to dispute charges over $50 for goods and services that were never delivered or otherwise billed incorrectly. Your credit card companies may have their own policies that improve upon the Fair Credit Billing Act as well. Debit cards don’t get the same protection under the Act.
Comprehensive online protection software will defend you against the latest virus, malware, spyware, and ransomware attacks plus further protect your privacy and identity. In addition to this, it can also provide strong password protection by generating and automatically storing complex passwords to keep your credentials safer from hackers and crooks who may try to force their way into your accounts. And, specific to betting sites, online protection can help prevent you from clicking links to known or suspected malicious sites.
With online betting cropping up in more and more states for more and more people, awareness of how it works and how scammers have set up their presence within it becomes increasingly important. Research is key, such as knowing who the state-approved sportsbooks and services are, what types of betting are allowed, and where. By sticking to these white-label offerings and reading the fine print in terms, conditions, and promo offers, people can make online betting safer and more enjoyable.
Editor’s Note:
If gambling is a problem for you or someone you know, you can seek assistance from a qualified service or professional. Several states have their own helplines, and nationally you can reach out to resources like http://www.gamblersanonymous.org/ or https://www.ncpgambling.org/help-treatment/.
The post How to Protect Yourself from March Madness Scams appeared first on McAfee Blog.
A-list celebrities and social media influencers are now adding their voices to the roar of other cryptocurrency fans asking you to join them in the investments of the future. It’s impossible to deny the grip cryptocurrencies have on the world today, for better or worse. In some industries, they speed the pace of business and for some, it’s a viable way to make ends meet and set up long-term investments. The cryptocurrency realm has also proven to be vulnerable to cybercriminals. For example, the Wormhole hack leaked $320 million, and cybercriminals have targeted crypto platforms with ransomware and mining app scams.
Whether you’re already in the cryptocurrency game or are thinking about taking the plunge, here’s what you need to know about crypto wallets and tips on how to keep yours safe from cybercriminals.
A cryptocurrency wallet, or crypto wallet, is a software product or a physical device that stores the public and private keys to your cryptocurrency accounts. Keys are strings of numbers and letters that encrypt and decrypt crypto transactions and secure crypto accounts. You can think of public keys as the routing and account numbers that appear at the bottom of paper checks. There’s not much a nefarious character can do with that information, and it’s totally normal to give that information to an acquaintance with whom you’re doing business. Private keys are like your online banking password or debit PIN. Those you must guard very closely because in the wrong hands, your hard-earned bank balance could disappear. A crypto wallet also allows you to transfer funds between crypto types and make transactions.
Here are a few basic types of crypto wallets to help you decide which type is right for you.
A non-custodial wallet means that you are the sole keeper of the keys to your crypto assets. If you forget your password, there’s no “forgot your password?” prompt to let you back in. While not having this safety net is a little nerve wracking, noncustodial wallets are considered the more secure option. You don’t have to worry about a security breach of a major corporation leaking your private key. If you’re responsible and confident that you’re prepared to look after your assets by yourself, this may be the best option for you.
A custodial wallet is a little less secure, but you have a third party helping you log in and manage your crypto accounts. Custodial wallets are often web-based, and the biggest tick in their pro column is that they’re generally very easy to use. While reputable custodial wallets take security very seriously, the threat of a breach is always a possibility, especially as crypto accounts are appealing targets to cybercriminals.
Hardware wallets, also known as cold wallets, are devices you can fit in the palm of your hand. Most models are Bluetooth-enabled devices that look like small remote controls or are flash drives. The device is secured by a PIN that you should never write down or share with anyone else. Also, you should designate a safe and private spot to store your hardware wallet. Similar to a noncustodial wallet, you are solely responsible for keeping track of the device and remembering the PIN. If you lose it, your crypto accounts are locked, and there’s no locksmith to open them for you. As long as you keep track of it, hardware wallets are very secure. Most models are equipped with malware- and virus-proofing security features.
Software wallets are downloaded and internet-connected mobile or desktop apps. They allow you to make transactions on the run, as you can access your crypto accounts from your phone. In that sense, they’re more convenient than hardware wallets. Additionally, software wallets have the same safety net as custodial wallets: if you lose your phone, forget your password, or require login assistance, the maker of the software can help you access your accounts. Software wallets are very secure when you enable their two-factor authentication login settings; however, since they connect to the internet, there’s always a chance a cybercriminal could break-in. Thus, hardware wallets are considered more secure than the software variety.
Check out these tips to ensure your assets are safe and secure in your crypto wallet:
Cryptocurrency value is reaching galactic heights like the spaceships depicted in prime-time ads. Don’t feel pressured to hop aboard the crypto rocket, but if you do decide to jump on, make sure you do your research carefully and make the best decisions for your crypto goals.
The post What Is a Crypto Wallet and How to Keep Your Wallet Secure? appeared first on McAfee Blog.
Whether it’s for routine care, a prescription refill, or a simple follow-up, online doctor visits offer tremendous benefits in terms of both convenience and ease of care—all good reasons to help mom and dad get connected with it.
There’s no doubt that more older adults than ever are taking advantage of online doctor visits, more formally known as telemedicine. While usage numbers have risen dramatically across all age groups, it’s particularly so for elders. Pre- and post-pandemic numbers saw a 63-fold increase in Medicare telemedicine use.
However, many older patients are missing out and not using telemedicine for one reason or another. What’s holding them back? Several things, according to research from the University of California, San Francisco:
Moreover, another issue is that many older adults do not know that telemedicine is an option. Research from the University of Michigan showed that 55% of older adults surveyed were unaware if their healthcare provider even offered telemedicine as a service. And perhaps quite telling is that the same survey revealed nearly half of older adults harbored concerns about privacy and did not feel personally connected to their care provider during their visits.
For us as children and grandchildren of older adults, it can be tough knowing that a loved one is missing out on an avenue of care that they could otherwise benefit from. While we absolutely respect what they feel is comfortable and trustworthy for them, there are several other areas where we can help the older loved ones in our lives overcome the issues and concerns they face.
With that, let’s talk about the technology behind telemedicine and how you can help them use it, and address some of those privacy issues as well.
As indicated above, paying a visit to the doctor via telemedicine can be a big jump. Just as the idea of it is new for many of us, it’s yet newer for older adults. There’s a good chance that you’re familiar with video chats and calls already, which gives you a foundation we can work with when it’s time to see the doctor on a screen. That may not be the case for older adults. Add that into the privacy concerns and decades of seeing a doctor in person, you can see why some older adults simply choose to opt-out.
One way you can help is to have a few video chats with your older loved ones. In addition to the regular calls you make, you might want to try having a video chat with them from time to time. It’s an outstanding way to spend time together when you can’t be together in person, and it may develop a comfort level with the technology so that they may be willing to give telemedicine a try. You can check out my earlier article in this series that covers video chats with mom and dad, along with straightforward steps to get them up and running on the technology and how to use it.
One thing your parents will need for their visit is a reliable device that they’re comfortable using. It could be a computer or laptop, or it may be a smartphone or tablet. Note that in some cases their healthcare provider may use a telemedicine solution that has certain requirements as well, so you’ll want to see what those are and ensure that the device mom or dad has is compatible. (For example, the care provider may have an app that’s available through the Apple App Store or Google Play. Others may have an online platform that can be accessed by several different kinds of devices.)
If they’re using a smartphone or tablet, that will likely make things easier because the camera and microphone are already integrated into the device—all set up and ready to go. For a computer or laptop, you can help them get familiar with the setup, like the microphone levels, speaker volume, and camera. For audio, you can see a set of headphones or smartphone earbuds work well for them, which can help prevent audio feedback loops and simply make it easier to hear the caregiver.
If you’re looking for a little assistance with a Windows computer, you can check out this quick article for setting up the audio and this article for setting up the camera. For Macs, check out this article for audio and this article for the video.
If they don’t already have comprehensive online protection software for their devices, look into getting it. This will protect them against malware, viruses, and phishing attacks. They’ll also benefit from other features that help them manage their passwords, protect their identity, safeguard their privacy, and more.
As for privacy in general, medical information is among the most precious information any of us have. For example, here in the U.S., we have HIPPA privacy standards to protect our medical records and conversations. Yet there’s also the issue of eavesdropping, which is a risk in practically any online communication.
To help address privacy issues and concerns, health care providers will often post a set of Frequently Asked Questions (FAQ) as part of their telemedicine service. Within that, you’ll very likely find a section on personal privacy and the technologies in place to protect it. Here’s a good example of a telemedicine FAQ from the University of Washington Medicine and another example from the telemedicine page that Virginia Mason/Franciscan Health designed for its patients.
In all, if your parents have concerns about their privacy, you can absolutely assure them that it’s a valid concern. Consult the provider’s FAQ for guidance. If either of you has further questions, feel free to call the healthcare provider and speak with them.
In addition to digital security, there’s the possibility of physical eavesdropping, somebody actually listening in on their conversation from another room, apartment, or from the street. Help your older loved ones pick a place in their home where they can have some privacy and where they can’t be overheard by neighbors and passers-by. A bedroom is a fine place—or any location that’s familiar and comfortable as well. When choosing a private place, a well-lit location is important as well so that the camera captures a nice and clear image.
Additionally, you can help them prep for their visit by putting together a list of things to discuss during the visit. The U.S. Department of Health and Human Services suggests writing things down:
In addition to the above, there are further measures you can help your parents or older loved one take to further secure their telemedicine visit—and their internet usage in general.
Your telemedicine visit may require setting up a new account and password. When doing so, make sure it’s with a strong, unique password. A password manager can help. Also found in comprehensive online protection software, a password manager can create and securely store strong and unique passwords for your mom and dad, giving them one less thing they need to remember and worry about.
A VPN, or virtual private network, offers a strong layer of additional protection when you’re transmitting health data or simply having a private conversation about your health with a professional. A VPN creates an encrypted tunnel to keep you and your activity anonymous. In effect, your data is scrambled and hidden to anyone outside your VPN tunnel, thus making your private information difficult to collect. Check with the care provider to see if their telemedicine solution uses a VPN. If not, you can always get a VPN as part of your online protection software.
Beyond their devices, securing their internet router is an important step in making a telemedicine visit safe and secure. The data that travels along it is of a highly personal nature already, so make sure the router has a strong and unique password. Also, change the name of their router so it doesn’t give away their address or any other signs of their identity. One more step is to check that your router is using an encryption method, like WPA2, which will keep your signal secure. If you have questions, check with their internet provider—they may even offer up a newer, more secure router to replace an older one.
As with anything concerning their health, have your parents and loved ones consult with their caregivers to ensure that a telemedicine visit is a proper course for them.
So while the technical ins and outs of preparing for a telemedicine visit may have their challenges for some older adults, we should also realize that getting comfortable with the idea of a telemedicine visit in the first place may take some time and effort. Starting with regular video chats with the family may increase familiarity and ease with holding a conversation over video. Likewise, having a conversation with their doctor about telemedicine may put some concerns to rest as well. After all, they will have a relationship with their doctor. Getting the facts from the doctor, face to face may help.
We all want what’s best, particularly when it comes to the care of our parents and older loved ones in our lives, and choosing to try telemedicine is a highly personal decision for them. I hope this article and the resources cited within it will help you enable them to make the choice that’s comfortable, effective, and right for them.
The post Helping Mom & Dad: Online Doctor Visits and Telemedicine appeared first on McAfee Blog.
Who loves tax season besides accountants? Scammers.
Emotions can run high during tax time. Even if you’re pretty sure you did everything right, you may still have a few doubts kicking around. Did I file correctly? Did I claim the right deductions? Will I get audited? As it turns out, these are the very same anxieties that criminals use as the cornerstone of their attacks.
So yes, crooks indeed love tax season. Particularly online. And they’ll bait your digital world with several proven types of scams in an effort to cash in on what can be a somewhat uncertain time.
The good news is that you have plenty of ways to protect yourself from these scams. Let’s look at what scammers typically have in store, along with some practical advice to protect yourself as you file your taxes—things you can do to keep crooks out of your business this tax season. Don’t delay, download McAfee’s tax season security guide to avoid the latest tax scams.
First, know that you’re probably doing a good job with your taxes. Less than 2% of returns get audited and most discrepancies or adjustments can get handled easily if you address them promptly.
Still, the wariness of the IRS and intricate tax laws makes for ripe pickings when it comes to hackers, who prey on people’s fear of audits and penalties. Common scams include fake emails, phone calls from crooks posing as IRS agents, and even robocalls that threaten jail time.
What are crooks looking to do with their scams? Several things:
As if we didn’t have enough to worry about at tax time without crooks in the mix.
Investigating the landscape even more closely, we can turn to the authority itself, as the IRS has published its most recent top 12 tax season scams, a broad list that includes:
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For a comprehensive look at each one of these scams, and for ways, you can steer clear of them, check our Guide to IRS & Tax Season Scams. However, there are some common threads to many of these scams.
For starters, plenty of tax scams involve crooks posing as an IRS employee, perhaps via a phone call or email, to glean personal information from you, or to demand payment—sometimes under the threat of penalties or even jail time. Crooks won’t hesitate to use strong-arm tactics like these and play on your fears. The good news is that such tactics are typically a sign that the contact isn’t legitimate. In fact, a quick way to spot a scam is to know what the IRS won’t do when they contact you. From the IRS.gov website, the IRS will not:
What will the IRS do? Usually, the IRS will first mail a notification to any taxpayer who owes taxes. IRS collection employees might call on the phone or make an unannounced visit to your home or business. If they require payment, the payment will always be to the U.S. Treasury. Read about other ways to know what the IRS won’t do when they contact you.
Scammers won’t limit themselves to posing as the IRS. They’ll act as an imposter in several other ways as well. For example, they may pose as a popular do-it-yourself tax brand, a tax preparer, or even as a phony charitable organization that promises any donations you make are tax-deductible.
Here, they may send you phony emails or direct messages or even ring you up with bogus telemarketing or robocalls designed to steal personal information.
In the cases where the scammers reach you online, the emails and messages they send will vary in their tone and polish—in other words, how authentic they appear. Some will look nearly legitimate and cause even the most hardened of digital skeptics to click on a phony link or download a sketchy attachment. Others, well, will look clearly like spam, complete with spelling and grammatical errors, along with clumsy use of logos, layouts, and design.
Taken together, both are ways that scammers get people to visit sites designed to compromise personal information … or to download malware like keyloggers that skim account passwords and ransomware that encrypt a victim’s files hold them hostage for a price.
Social media attacks also made the IRS Dirty Dozen. In a social media attack, scammers harvest information from social media profiles and turn it against their victims. Per the IRS, because “social media enables anyone to share information with anyone else on the Internet, scammers use that information as ammunition for a wide variety of scams. These include emails where scammers impersonate someone’s family, friends, or co-workers.”
With those personal details gleaned from social media, scammers will send phony links to scam sites, promote bogus charities, or flat-out ask for money or gift cards to “help them out” at tax time.
No question that bogus emails, messages, and phone calls remain a popular way for scammers to steal personal and financial information. Spam emails, messages, and the malicious links associated with them abound this time of year as well. It’s always to keep a critical eye open for these, and it’s particularly true during tax season.
View all emails with attachments and links with suspicion, even if they appear to come from a person, business, or brand you know. Confirm attachments with the people you know before opening. And if you receive a message or alert about an account of yours, visit that company or organization’s website directly to enquire into the status of your account rather than taking a chance by clicking on a link that could send you to a phony website.
One way to protect yourself from an identity thief from claiming a return in your name is to file yours before they do. In fact, many victims of identity theft find out they’ve been scammed when they receive an IRS notification that their tax claim has already been filed. Simply put, file early.
Here’s another tool that can help you fight identity theft. And get this: it’s not only helpful, but it’s also free. Through the Federal Trade Commission, you are entitled to a free copy of your credit report from each of the three major credit reporting companies once every 12 months. In this report, you can find inaccuracies in your credit or evidence of all-out identity theft.
Keep in mind that you get one report from each of the reporting companies each year. That works out to three reports total in one year. Consider this: if you request one report from one credit reporting company every four months, you can spread your free credit report coverage across the whole year.
As with much of the guidance we offer around social media, one of the best ways to prevent such social media tax attacks is to make your profiles private so that only friends and family can see them. That way, scammers will have a far more difficult time reaching you. Moreover, consider paring back the information you share in your social media profiles, like your alma maters, birthday, mother’s maiden name, pet names—any personal information that a scammer may use to compromise your accounts or the security questions associated with them.
Protecting your devices with comprehensive online protection software can help block the phishing emails and suspicious links that make up many of these tax attacks. Likewise, it can further protect you from ransomware attacks like mentioned above. Additionally, our online Protection Score looks for weak spots in your protection and helps you shore them up, such as if discovers that your info was compromised or part of a data breach. From there, it guides you through the steps to correct the problem.
Further, consider online protection software that offers identity theft protection as well. A strong identity theft protection package offers cyber monitoring that scans the dark web to detect misuse of your personal info. With our identity protection service, we help relieve the burden of identity theft if the unfortunate happens to you with $1M coverage for lawyer fees, travel expenses, lost wages, and more.
The IRS offers steps you can take in the event you suspect fraud or theft. Their current resources include:
As mentioned above, you can get even more up to speed on the different tricks hackers are using by downloading our Guide to IRS & Tax Season Scams. It’s free, and it offers more ways you can protect your identity and information this tax season and year ‘round.
The post The IRS “Dirty Dozen” – Top Tax Season Scams to Steer Clear of This Year appeared first on McAfee Blog.
International Women’s Day serves as an important reminder that each and every one of us plays a role in recognizing and addressing gender bias. Together, we can make a difference in creating a more equitable world for all.
At McAfee, we know that genuine change requires continuous commitment. And while we’re proud of the efforts we’re making as a company – from being the first cybersecurity company to achieve global pay parity (and maintain it), to expanded time off for new parents, to a woman on every hiring panel to help remove bias – we know there is more to do.
This International Women’s Day and beyond, McAfee team members around the globe share how they’ll continue to advance inclusion and gender equality by actively working to #BreakTheBias.
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JaffarSadhik
Software Quality Engineer (India) A gender equal world starts with a change. A change within families, a change with perspectives, a change among society!
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Arathi Program Manager (Canada) I am helping to #BreakTheBias by teaching my son that both boys and girls, men and women can do it all.
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Krupali
Sr Market Research Analyst (USA) We need to think differently. Women have, are and will always be quintessential architects of society. Together we can #BreakTheBias
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Ambareen Software Engineer (UK) Collectively we can all #BreakTheBias! I am doing my part and learning from my mum and helping the next generation believe in themselves irrespective of gender.
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Kevin Real Estate & Workplace Strategy (Ireland) Equality can only be achieved if diversity, difference and qualities of woman are truly valued. We must work together to acknowledge and #BreakTheBias.
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Darya Channel Marketing (Australia) Bias against anyone for simply being different, limits our growth and is a significant waste of talent, energy and happiness. I commit to taking an active role in questioning perceptions to do my part to influence change.
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Natalia Software Sales (Canada) I will help #BreakTheBias by raising and supporting a strong independent young adult and setting an example for her. I do so by choosing my career path while leading and growing personally and professionally!
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Winnie Talent Acquisition Partner (Australia) I will #BreakTheBias by addressing and challenging gender stereotypes.
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Aisling Senior People Partner (Ireland) I will help #BreakTheBias by encouraging conversations around diversity, challenging myself and others to consider where we can make changes that will have a positive impact.
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Join McAfee and millions of others around the world in celebrating International Women’s Day by sharing how you’ll #BreakTheBias.
Interested in building your career at a company that helps women thrive? Search our openings!
The post McAfee Teammates Share How They’ll Help #BreakTheBias this International Women’s Day appeared first on McAfee Blog.
When Aussie school opened their doors this year, the lifespan of parents around the country drastically improved. The combination of homeschooling, working from home, and not going anywhere has completely drained many Aussie working parents, me included!! Many of us have been in survival mode – just focusing on the basics to get through!
Well, now we’re getting back to some sort of normal and we have a little more time to breathe, it’s time to focus on those overdue jobs and that includes doing an audit of your family’s online safety. Now, I know it might seem boring, but I promise you it’s worth the effort. So, I thought I’d share with you a checklist of what you need to do to ensure your family is as safe as possible when online. Let’s get started:
1. Passwords
Your first task is to ensure every family member has a different password for each of their online accounts. Yes, I know – that sounds completely overwhelming. But hear me out. If you have the same password for all your online accounts and you get hacked, then you could be in a world of pain – as the hacker now has access to all your online accounts!! So, this is very much worth sorting out.
Now, there are many ways of managing a long list of passwords. You could write them down in a special, secret book. You could call on your Mensa level memory and try to remember 50 plus passwords – unfortunately, that’s not me! So, let me give you the best solution – a password manager. Password Managers can both generate and remember super complex passwords that no human could even concoct. Check out McAfee’s True Key – it’s free and a complete no-brainer, my friends!
2. Software Updates
Before my life as Cybermum, I used to think software updates were a massive inconvenience. Something else to add to the never-ending list. But how wrong was I! A software update addresses security flaws or bugs in the current version of the app or program. Their goal is to protect the user. So, if you’re serious about protecting your family, these updates can’t be ignored. The easiest way to manage this is to set updates to be automatic, where possible. You can also do this with apps on your phone – for both Apple and Android devices.
3. Ensure Location Services Are Off
Most apps, networks, and devices have geotagging features which means your whereabouts can be widely communicated if your location’s services are turned on. And don’t forget that digital photos can also give away your location as they contain metadata which is information about the time, date, and GPS coordinates of where the pic was taken. So, your job here is simple – ensure all devices have geotagging turned off. And while you’re at it, ensure your kids understand why it’s critical to keep it that way! Nothing worse than pesky strangers knowing your whereabouts!
4. Security Software
Not having security software installed on your devices is no different from leaving your front door unlocked. It is essential. A top-shelf security software system will detect and shut down security attacks on your system. Many will also have a firewall that constantly filters the data that both enters and leaves your computer and will block and restrict your network from viruses and hackers. It will also keep an alert to malicious software and if detected will remove issues such as viruses, worms, and Trojans. It will also stay alert to spyware that you may unintentionally download onto your system and will block and delete it if found. See what I mean? It’s essential. Check out McAfee’s Total Protection which will give you peace of mind.
Unfortunately, there are no guarantees in life however there are definitely ways to minimize risk. Following the above 4 steps will have a significant positive impact on your family’s online safety and most importantly, means you can enjoy a little peace now the kids are back to school!
Till Next Time
Alex x
The post Kids Back To School – The Perfect Time to Audit Your Family’s Online Safety appeared first on McAfee Blog.
Editor’s Note: This is the first in a series of articles about how we can help our elder parents get the most out of digital life—the ways we can help them look after their finances and health online, along with how they can use the internet to keep connected with friends and family, all safely and simply.
Online banking is for everyone. Or at least it should be.
The benefits of online banking are many for our moms, dads, and grandparents, just as they are for us. Elder adults can deposit checks, pay bills, transfer money to and from investments, and so on, all without needing to leave home. However, our parents and the older people in our lives may face a few hurdles that are holding them back. As a son, daughter, or loved one, there are things you can do to help them clear those hurdles so they can enjoy the convenience of online banking, safely and securely.
What do some of those hurdles look like?
Meanwhile, the digital world continues to evolve apace, particularly with regard to online banking. Between 2018 and 2022, the number of people in the U.S. who use online banking steadily rose to more than 65%, and more than three-quarters of Americans used a mobile device the last time they checked their balance. And as of 2020, nearly two billion people worldwide used online banking, a number that only continues to increase.
This rise in online banking has implications for the elders in our lives. Even if they aren’t active in online banking themselves, their financial information is part of this digital mix. The banks and financial institutions where they keep their savings and funds are digitally connected and digitally accessible. At a minimum, this means that they should take steps to protect themselves and their finances. Yet the upside is here is that we can help them do much more than that—that we can actually help them take advantage of online banking and enjoy its benefits.
Depending on their comfort level, you may want to start by reviewing some basic digital literacy before diving right into online banking. As mentioned above, there’s so much about the internet that we take for granted, and the elders in your life may benefit a little 101-level introduction to the internet.
When you’re both confident that their comfort level with the internet is in the right place, you can move on to the next step—making sure mom and dad have solid online protection in place. This is square one before going online, particularly when you’re banking online. Some basic digital hygiene will help protect their banking and finances. Moreover, it will help protect the other things they do online as well.
The following quick list is a great way to make them far more secure:
That includes the operating system of their computers, smartphones, and tablets, along with the apps that are on them. Many updates include security upgrades and fixes that make it tougher for hackers to launch an attack.
Computers, smartphones, and tablets will have a way of locking them using a PIN, a password, a fingerprint, or the owner’s face. Take advantage of that protection, which is particularly important if that device is lost or stolen.
This is important should they lose their smartphone or believe it’s been stolen. Have them turn on device tracking so that they can locate their phone or even wipe its data and contents remotely if they need to. Apple provides iOS users with a step-by-step guide for remotely wiping devices, and Google offers up a guide for Android users as well.
Protecting your devices with comprehensive online protection software will defend them against the latest virus, malware, spyware and ransomware attacks plus help steer them clear of phishing attacks and malicious websites designed to steal personal and financial information. Also, make sure it offers a password manager like ours does, which can create and store strong, unique passwords for each of their accounts—alleviating the burden of mom and dad remembering them.
With all the personally identifiable information (PII) we create simply by using the internet, tracking and monitoring your PII is essential for preventing identity fraud and theft. The same is true for mom and dad. A strong identity theft protection package will offer cyber monitoring that can detect the misuse of your PII. Our identity protection service takes that protection a step further if the unfortunate happens with $1M coverage for lawyer fees, travel expenses, lost wages, and more.
With their devices and PII more secure, you can move on to the banking portion itself. While there’s so much you can do with online banking, it’s a good idea to take things one at a time. Some elders aren’t sure how to sign up for online banking with their financial institution, so you can start there. Take them through the setup process (using that strong, unique password as mentioned above) and simply get them going.
From there, they can familiarize themselves with the layout of banking site or app they’re using. A straightforward task like checking account balances is a great way to do just that. After their comfort level with the site or app tales root, you can move on to other things they can do online, like pay bills online, deposit a paper check with their phone, and review their statements for any discrepancies.
Another thing that may help put your folks at ease is to let them know you’re there to help. Questions will inevitably come up, and it’ll be a great comfort to them knowing that you’re around to lend them a quick answer as needed.
For example, let’s talk about spotting possible discrepancies in their statements. Some account entries may look a little strange because the name of a business does not always match the way it appears in a bank or credit card statement. This may lead to questions about the purchase—was it something they made? Is it a legitimate charge? These are answers you can help them track down.
Related, online banking provides our parents with a powerful tool against identity theft and fraud. By reviewing account statements closely, they can potentially spot bogus charges and purchases before they become a larger, and more costly, problem. (For a great primer on the topic, read and share this article that covers identity theft and fraud, along with steps to prevent it.)
Several different banks offer resources specifically for elder bankers. The offerings will of course vary from bank to bank, yet you may find that they have videos and information on their websites designed to make online banking easier. Likewise, they may offer special services that mom and dad may qualify for. In all, feel free to lean on their bank for assistance as needed. They’re there to help.
You can also look into independent resources as well, such as the AARP and “Ready, Set, Bank,” which both provide a wealth of videos and articles about online banking.
As kids, grandkids, and younger loved ones, there’s plenty we can do to help the elders in our lives enjoy online banking with confidence. Shoring up their security, starting them easy, and then being there to answer questions can help them clear the hurdles of familiarity and trust they face.
Just as they’ve guided you through the ins and outs of life, here’s a chance to return the favor. What’s more, it’s yet another way you can spend time together, whether in person or over a call. And that’s a good thing.
The post Helping Mom & Dad: Online Banking appeared first on McAfee Blog.
Quick mental math challenge: How many Apple Watches can you buy with $118 billion dollars? If you guessed around 296 million watches congrats, you’re smarter than the writer of this blog! We had to use a calculator. The point is that’s the predicted size of the US wearable market by 2028 according to a recent report. That means for as much wearable tech as we have in our lives already, even more, is on the way.
If you own a piece of wearable tech it’s easy to understand why it’s so popular. After all, it can track our fitness, provide contextual help in daily life, and, in the case of hearing aids, even do cool things like sync with Bluetooth. As VR and AR gains a foothold who knows what other incredible tech might be headed our way by 2028? However wearable tech also comes with certain risks. The most prominent: cybercriminals potentially gaining access to your data.
The weakest link in the wearables space is your mobile phone, not the actual wearable device itself. That’s because wearables tend to link to your mobile device over a short-range wireless spectrum known as “Bluetooth.” This spectrum is used to send and receive data between your wearable device and your mobile. That makes your mobile a prime target for hackers.
Most commonly, hackers gain access to the data on your mobile through malware-laden apps. These apps are oftentimes designed to look like popular apps, but with enough differences that they don’t flag copyright suspicion.
Hackers can use these malicious apps to do a variety of things from making phone calls without your permission, sending and receiving texts, and extracting personal information—all potentially without your knowledge. They can also, with the help of your wearable, track your location through GPS and record any health issues you’ve entered into your wearable. The point is: once they have permissions to your mobile device, they have a lot of control and a lot of resources.
The hacker can then use this data to conduct varying forms of fraud. Need a special prescription from your doctor that happens to sell well on the black market? Well, so does the hacker. Going out for a jog in the morning? Good information for a burglar to know. These personal details just scratch the surface of information available for the taking on your mobile devices.
These types of threats aren’t limited to wearables, however. The Internet of Things—the phenomenon of devices connected to the Internet for analysis and optimization—encompasses all sorts of other electronic devices such as washing machines and refrigerators that can put your data at risk as well. But these life-changing devices can be secured through education and industry standards. Two things we’re working on day and night.
Of course, securing the weakest link in your wearables environment, your phone will go a long way towards keeping your data safe. But what happens when your computer, where you store backups of your smartphone, is compromised too? We’ve got you covered with McAfee LiveSafe service, our comprehensive security solution that provides protection for your entire online life.
The post The Wearable Future Is Hackable. Here’s What You Need To Know appeared first on McAfee Blog.
We’re excited to bring you the latest edition of the McAfee 2022 Consumer Mobile Threat Report. After all, when you know the challenges you face, it’s easier to be confident online. In this blog, we’ll take a closer look at some leading examples of techniques that cybercriminals are using to trick or defraud you via your mobile phone. These examples are some of the more sophisticated attacks, using real logos, quality graphics, and personalized messages. We hope this provides a useful resource for protecting your digital life, mobile devices, and personal information so that you can enjoy a safe life online with your family.
Cybercriminals are upping their game, using personal information and high-quality graphics to make their malware look like legitimate apps or official messages. Because these attacks are successful at defrauding significant numbers of mobile users out of their money and information, more criminals will jump on this approach or expand their malicious campaigns. Let’s take a look at some of the different techniques being used by scammers to fool mobile users.
Mobile smishing (aka phishing text messages) are attacks using personalized greetings in text messages that pretend to be from legitimate organizations to appear more credible. These messages often link to websites with authentic logos, icons, and other graphics, prompting the user to enter personal information or download an app. Users should be extra careful about text messages from unknown sources and should go directly to the organization’s website to validate requests.
Cheating tools and hacking apps are popular ways to get extra capabilities in mobile games. Criminals are exploiting this by promoting game hacking apps that include malicious code on legitimate messaging channels. If installed, the malware steals account credentials for social media and gaming accounts. Gamers should use caution when installing game hacks, especially if they request superuser permissions.
Cryptocurrencies are providing new opportunities for mobile device attacks. The latest ploy is phony apps that promise to mine coins in the cloud for a monthly fee. Fake reviews and a low cost make them sound too good to be true—and they are. These apps just take the money without doing any coin mining. With no actual malicious code, these apps are hard to detect, so users should be suspicious of being promised hundreds or thousands of dollars of crypto coins for just a few dollars a month.
Another attack uses a variety of fake apps with slick graphics to trick users into premium subscriptions. Hundreds of these apps promise features such as mobile games or photo editing and are supported by plenty of fake five-star reviews. When installed, the apps ask for the user’s phone number and verification PIN and use them to sign up for premium text services that direct payments to the criminals. Users should read reviews looking for vague statements, repetitive wording, and a mix of five-star and one-star ratings. For a deeper dive into the scams, be sure to view full report.
While threat tactics continue to change as criminals adapt and respond to detection and enforcement techniques, there are a few steps users should take to limit their exposure and risk.
While some malicious apps do make it through the app store screening process, most of the attack downloads appear to be coming from social media, fake ads, and other unofficial app sources. Before downloading something to your phone, do some quick research about the source and developer. Many of these scams have been flagged by other people.
Many malicious apps get the access they need by asking the user to grant them permission to use unrelated privileges and settings. When installing a new app, take a few moments to read these requests and deny any that seem unnecessary, especially for superuser access and accessibility services.
Developers are actively working to identify and address security issues. Both operating systems and apps should be frequently updated so that they have the latest fixes and security protections.
Cybercriminals often flood their Google Play apps with fake five-star reviews. Many fake or malicious apps only have a mix of five-star and one-star reviews. The five-star ones typically have vague statements and repetitive wording, giving clues that they are submitted by bots. Compare them to the one-star reviews for insight on the app’s real capabilities.
Devices that are behaving unusually may just have a basic tech issue but it can also be a sign of being hacked. Follow up when something is not quite right, check recent changes or contact tech support from the mobile device vendor or security software provider.
Comprehensive security software across all devices, whether they are computers, tablets, or smartphones, continues to be a strong defensive measure to protect your data and privacy from cyber threats.
We hope this report helps you stay on the lookout for these and other mobile threats so you can safely and confidently enjoy your life online.
The post McAfee 2022 Consumer Mobile Threat Report appeared first on McAfee Blog.
Have you ever been online and replied to a comment or post? Maybe it was on Reddit or on an influencer’s Instagram. Did other people reply to you, and were any of them unexpectedly hostile? When you’re online, a little hostility is sadly par for the course, but most people brush it off and move on to enjoy other aspects of life online. But what would you do if that unpleasant interaction went much farther than was reasonable? What if one day you discovered the most important parts of your identity had been maliciously and intentionally revealed online? Let’s talk about doxxing – what it is and how you can avoid becoming a victim of this kind of harassment.
Doxxing, derived from the hacker term “dropping docs”, is internet slang for revealing someone’s identity online for the purposes of harassing them. It usually goes way beyond simply revealing someone’s email address or name and may involve personal information like a home address or workplace, SSN, financial information, phone number, pictures, texts, IP address, and other important details. The tricky thing about doxxing is that aspects of it may not be a crime, depending on what you’ve made publicly available online. However, the context in which doxxing occurs is crucial. Often it’s the first step taken to incite more severe harassment. For instance, the doxxer may not plan on taking action against their target but instead hope that someone else does. When put up against a recent Pew Research report showing that 41% of U.S. web users experience harassment in some form, it’s clear that Doxxing is a dangerous trend online.
Doxxing is a problem that’s grown in scope simply because there’s so much more data about us being kept online. Third-party services, called data brokers, capture our account info, the sites we visit, how long we spent on them, and other kinds of metadata to create profiles they then resell to advertisers. If someone gets access to these troves of data, they can reveal extremely damaging information about an individual, or data that allows a person to be damaged. For instance, with a phone number and a current address, some criminals were able to call in SWAT teams on innocent individuals. Political dissidents are often doxxed by the governments their protesting against. And on a lighter note, the adult website Ashley Madison, which promotes extramarital affairs, had their members’ data leaked online, to the embarrassment of a few public figures.
The response should be very similar to the one you’d take if your wallet was stolen. Move fast, stem the loss, and begin remediation as soon as possible. Here are some broad steps that can be taken.
Of course, not being doxxed in the first place is the ultimate goal of a proactive online protection plan. Here’s what we recommend:
Identity theft protection services help protect your data, monitor your online accounts like emails, SSNs, and more. In addition to online monitoring, they should also offer insurance and even theft remediation if the worst should occur.
Before you tag your location, friends, or workplace in a photo think about who has access to this information. What’s gained or lost by sharing all that info? Also, security questions for your accounts should not use the name of your pet or your first-born child if you have posted those on Facebook.
Public Wi-Fi networks at coffee shops and airports may not be secure against hackers and snooping. That’s why we recommend using a VPN whenever you’re connected online. This powerful tool hides your activity and location whenever you’re online on an unsecured network.
Googling yourself is a great way to see if anyone is using your online identity in bad ways.
Social networks allow you to control who can see your data. Usually, with a few clicks, you can restrict what you show online to a great degree. For instance, makes your payments viewable to other users as a default, but can easily be changed to hide them from the public.
Using long, complex, unique passwords for every account is convenient and maybe the best way to prevent your information from being stolen. Yes, we said convenient because with a password manager you only need to remember one key to create and manage much longer ones for all your most important accounts.
The reality is that the more we live online, the more our identities will too. This does not mean we need to live a restricted life online. In fact, using comprehensive online protection, which features most of the tools above, we can remain free to enjoy life on our terms. Doxxing is something to be aware of, but with great protection, it’s far from anything we need to be worried about as we make the most of our lives online.
The post Doxxing, The Internet, and How You Can Lock Down Your Data appeared first on McAfee Blog.
It’s fun to jump on our favorite social media sites such as Facebook, Instagram, or LinkedIn and know we can quickly check in with friends and family, discover interesting content, and instantly connect with colleagues worldwide. The last thing on most of our minds when tapping our way into these familiar online communities is being the target of cybercrime.
But it’s happening more and more.
Last month, The Federal Trade Commission (FTC) described popular social media sites as “goldmines” for malicious attacks. The FTC revealed that more than one in four people who reported losing money to fraud in 2021 said it started on social media with an ad, a post, or a message. More than 95,000 people reported about $770 million in losses to fraud initiated on social media platforms in 2021. According to the FTC, those losses account for about 25 percent of all reported losses to fraud in 2021 and represent a stunning eighteenfold increase over 2017 reported losses.
The social environment is a magnet for bad actors because people of every age and country flock there each day. The constant flow of conversation and content—and more importantly, the climate of trust—makes social networks juicy targets for cybercrime.
The biggest motivation? The emerging digital security threat of cryptojacking (aka illegal cryptomining). Cryptojacking is illegally accessing another person’s computer power to mine cryptocurrency. Cybercriminals do this by getting a victim to click on a malicious link delivered via direct message, a news story, or an ad. Once clicked, that link loads crypto mining code on the victim’s computer or leads them to an infected website or online ad with JavaScript code that auto-executes once it’s loaded in the victim’s browser. Often the malware goes undetected, and the only way a victim might know their system has been compromised is that it may start performing more slowly.
While bad actors use social media platforms to distribute cryptomining malware, they also spread other malware types such as advertisements, faulty plug-ins, and apps that draw users in by offering “too good to be true” deals. Once clicked on, the malware allows cybercriminals to access data, create keyloggers, release ransomware, and monitor social media accounts for future scamming opportunities.
Be sure your kids understand the risks and responsibilities associated with device ownership. Consider putting time aside each week to discuss crucial digital literacy topics and ongoing threats such as cryptomining malware. Consider a “device check-in” that requires each person in your family to “check off” the following security guidelines.
To help protect your family devices from viruses, malware, spyware, and other digital threats entering social media sites, consider adding extra security to your family devices with McAfee Total Protection.
Avoid posting home addresses, full birth dates, employer information, school information, as well as exact location details of where you are.
Install software updates so that attackers cannot take advantage of the latest security loopholes.
Select passwords that will be difficult for bad actors to guess and use different passwords for different programs and devices.
For a virus to solve cryptographic calculations required to mine cryptocurrency requires an enormous amount of computer processing power (CPUs). Cryptojacking secretly consumes a victim’s processing power, battery life, and computer or device memory. Look out for a decline in device processing speed.
Be careful when accepting friend requests, direct messages, or clicking on links sent by someone you don’t know personally. This is one of the most popular ways cybercriminals gain access.
Be discerning even when a known friend sends you a second friend request claiming they’ve been hacked. Search known names on the platform for multiple accounts. Cybercriminals have been known to gather personal details of individuals, pose as that person, then connect with friend lists using familiar information to build trust with more potential victims.
Be sure to report any fraudulent activity you encounter on social platforms to help stop the threat from spreading to other accounts, including friends and family who may be connected back to you.
New scams and more sophisticated ways to steal data—and computer processing power for illegal cryptomining—surface daily. Staying in front of those threats and folding them into your family dynamic is one of the most powerful ways to give your kids the skills and security habits they will need to thrive in today’s digital world.
The post Social Media: How to Steer Your Family Clear of Cryptomining Malware appeared first on McAfee Blog.
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