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Online Safety for Seniors – How to Keep Older Family Members Safe Online

By Alex Merton-McCann

Heard of the sandwich generation? Well, if you’ve got a tribe of kids and parents who are aging then you are a fully-fledged member! And as members of this special club, not only do we need to manage and keep our offspring in check, but we also have to reserve some energy to help our parents navigate life’s challenges which of course includes the online world. 

In the broadest sense, the sandwich generation is the ‘caught in the middle’ generation who have living parents and children to care for. More often than not, it’s people like us, smack-bang in middle age, who support both their parents and children financially, physically, and/or emotionally. And with life expectancies looking rosier than ever and many of us choosing to have careers before we become parents, it’s inevitable that us middle-aged folks are feeling a little squeezed at both ends! 

Digital Parenting Can Feel All Consuming 

Getting our head around keeping our kids safe online can feel overwhelming for many of us. Keeping up with the latest apps, games and platforms can often feel relentless and let’s not forget about trying to weave in cyber safety messages to ensure our kids make safe decisions online too. But when the downside of not being vigilant about online safety is so great, it’s essential that we extend our digital education messages to the older members of the family too! 

Over 90% of Aussie Seniors are Connected to the Internet 

One of the silver linings of the pandemic is that it gave a real push to those who were resisting getting online. And in most cases, that was the older member of our society. Research from ACMA shows that by 2020, over 90% of Australian seniors had internet connectivity in their homes compared to 68% in 2017. But as we all know, owning a car and driving it are 2 very different tasks!  

My parents, who are both in their late 70’s, do a pretty good job of managing their online lives. They bank online, are avid email senders and can even do a little Facetime, thanks to COVID! But they are a work in progress – like everyone. And while I try very hard to keep them up to date with new apps and risks, I have learnt over the years that less is more. That not overwhelming them is actually the key. In fact, the simpler I keep my updates and tips, the more likely they are to get onboard with my message.  

So, in the spirit of the experience with my much-loved mum and Dad, I‘d like to share with you the top things you can do to keep your much loved older family members safe when they go online. 

1. Invest in Protection Software 

I accept that there are no real guarantees in life but there are risk-minimizing decisions. And ensuring all devices have top-level security software is one of those. Not only will this protect your loved ones from downloading viruses and malware, but it will also allow them to shop with confidence at approved ‘safe’ websites, help them manage their passwords, locate their devices plus loads more. It’s such a small price to pay for increased peace of mind. Check out McAfee+ protection which can protect your family’s entire fleet of devices. 

2. It’s All About Passwords 

A secure password is a key to keeping one’s online life safe so taking some time to formulate a strategy for older family members is so worthwhile. Downloading a password manager was a total life changer for me. Not only did it help me create complex passwords that no human could ever generate but it remembers them for me too. I only have to remember the master password and it then automatically logs me in! Now, if this was set up carefully for older family members, this could be an amazing tool to protect their online life.  

I am also very aware that writing down passwords ‘in a special book’ is used very commonly. And if this is the only way that will work for your family members then try to make these passwords as complex as possible without overwhelming them. A complex, nonsensical sentence would work well here but just ensure each account has its own sentence in case the account gets hacked.      

3. Software Updates 

Out-of-date software is a little like leaving your front door unlocked – it makes it far easier for unwanted visitors. In almost every case, a software update includes a patch for a security vulnerability – a weak hole in the company’s software that could expose the user to risk. So, when I discovered that my parents were ignoring reminders for updates as they had become very annoying, I sprang into action! Most software updates can be automated so I strongly encourage taking some time to ensure all the software your family members use is set up to update automatically. 

4. ScamWatch 

Unfortunately, older Aussies are often the target of online scams. Scammers will work overtime to get their trust with the aim of extracting dollars or their personal details. I wish I had a silver bullet that would protect all vulnerable types from these cybercrims, but I don’t. The next best option is to talk about scams and some of the sneaky techniques scammers will use with them. I remind my parents regularly not to reply to emails from people they don’t know, not to even answer calls from numbers they aren’t familiar with and that if they receive a call from their bank and they aren’t sure whether it is legitimate, ask for the caller’s number so you can ring them bank – if the caller is legit, that won’t be a problem.  

If you think about it, keeping your older family members only is simply an extension of keeping your kids safe. The messages and strategies are almost identical! So, if your older family members use a Messenger app, why not set up a family group chat with both the younger and older family members? You can share news stories about online risks and better still, get the kids involved too! So, next time your parents have an issue with their phone – the kids will be able to help out! Awesome!! 

Take care 

Alex xx 

The post Online Safety for Seniors – How to Keep Older Family Members Safe Online appeared first on McAfee Blog.

McAfee’s Digital Wellness Delivers Online Protection As An Employee Benefit

By Rachel Berry

The topic most top of mind today for HR professionals is keeping and acquiring great talent.  One of the most important elements of doing both is providing a desirable and meaningful set of employee benefits.   

Digital Wellness is a New Pillar in the Employee Benefits Space 

The idea of Digital Wellness isn’t exactly brand new, but the world we’ve lived in for the past few years has cemented it into one of the main pillars of employee benefits, joining the traditional big three of Financial, Mental and Physical Wellness.   

Employees Are Spending the Majority of Their Time Online 

One of the main reasons Digital Wellness has become essential is that so many people have had to both live and work exclusively online for an extended period of time – spending 8+ hours a day on personal things in addition to all those hours they spend working via the web. Things like banking, telehealth and shopping to name a few.  

  • 84% claim internet banking is the most important channel while interacting with their bank1
  • 75% have used telehealth services in the past 12 months2
  • 49% of consumers are buying online more3  and 41% of those are shopping daily or weekly via mobile or smartphone4

There’s almost no aspect of life that isn’t touched by the internet for most people, especially when adding their work environment into the mix.  

Remote Work Isn’t Going Away

In addition to all the regular life they live online, employees have become accustomed to working remotely, even if it’s just part of the time. 

  • 36.2 million workers are predicted to be working remotely by 2025 – an 87% increase from pre-pandemic levels5 
  • 59% of respondents in a study by Owl Labs said they would be more likely to choose an employer who offered remote work5
  • 32% said they would quit their job if they were not able to continue working remotely5 

With these kinds of stats, it’s hardly surprising that 74% of employers plan to maintain some sort of remote/hybrid workforce into the foreseeable future6   

Cybercriminals are Taking Full Advantage of All the Extra Traffic  

The digital world has become a veritable smorgasbord for hungry cyber criminals. In fact, there’s been a 400% increase in cybercrime just over the last couple of years7. To put it in perspective, here are a few sobering statistics that happen on a daily basis:  

  • 3 billion phishing emails are sent by scammers8 
  • 24,000 malicious mobile apps are blocked on average9
  • 6.85 million accounts are hacked10

Unfortunately, all this means that people are in a constant battle to protect themselves from cyber risk.  

When Employees are at Risk, Their Employers are at Risk 

With everyone going about their daily activities and working whenever and wherever they happen to be at the time, it’s probably no surprise that more than half of employees are using their personal devices for work11.  It’s just too convenient not to.  However, when you also realize that 95% of breaches are caused by human error12, this intersection between personal life and work-life becomes risky for both the employees and their employers.  It’s no wonder that companies with a large number of employees working remotely have seen a 24% increase in breaches since the pandemic began13. 

Cyber Risk has Placed Huge Financial Strains on Companies 

When companies’ networks are breached it causes their customers to be vulnerable, risking a huge blow to their reputation and invoking serious fines and penalties due to compliance failures.  And trying to get cyber insurance to protect against financial loss has become increasingly more difficult.  A recent article by the Wall Street Journal reported that cyber insurance premiums rose 92% in 2021 and the hoops companies have to jump through are much more stringent to be eligible for the coverage – things like providing cyber education and ensuring they’re taking stronger steps to protect their network and customer data14 

In addition to the direct financial impact of cyber threats, there’s also the loss of human capital.  It can take up to six months and up to 200 hours of a person’s time to address and correct identity theft15. If employees are focusing on digital healing, it’s a fair bet they’re not focusing as closely on their work. 

To Achieve Digital Wellness, Employees – and Their Employers, Need Two Things 

Preventative care is the first step toward Digital Wellness, and it consists of three, simple parts. 

  1. Knowledge is power as they say, so cyber education is key.  For example, if an employee can identify those 3 billion phishing emails sent daily, they are much less likely to be wooed into clicking on dangerous links, and if they understand how important it is to create strong and unique passwords, they can help protect themselves even if they’re found in a data breach. 
  2. Ward off threats by installing device protection to safeguard people’s access points to the internet. This means protecting all devices (PCs, Macs, smartphones, tablets, and smart home devices) against digital dangers like viruses/malware, unsecured network connections (thanks but no thanks, random coffeeshop Wi-Fi!), and spoofed/unsafe websites.  
  3. Take back control of employees’ privacy and data. How? It can be done by doing things like installing a virtual private network (VPN) that encrypts unsecured Wi-Fi networks to make them safe from prying eyes, proactively monitoring the dark web for identity breaches and by identifying and cleaning up all the unneeded profiles that have been piling up over the years. 

Restorative care is the second step in the Digital Wellness journey.  If a digital threat sneaks through even after all the careful preventive care, it’s important to quickly remedy the situation. 

  1. Kick uninvited cyber criminals out as soon as they’ve been discovered by removing viruses, malware, ransomware, etc. from each infected device as rapidly as possible.  
  2. Identity stolen? Do a credit freeze then work on restoring your reputation by combating things like fraudulent unemployment claims, unauthorized lines of credit and unlawful home title transfers. 
  3. Leverage financial restoration options to fix your damaged credit score and make your pocketbook whole again through cyber breach insurance. 

It’s Never Been More Important to Offer a Digital Wellness Solution as an Employee Benefit 

Great benefits that have real meaning for employees are key to helping retain and acquire amazing talent.  Providing an all-in-one and easy-to-use Digital Wellness solution designed to safeguard against compromised devices, privacy leaks, identity theft and other frustrating, time-consuming issues not only provides peace of mind for employees but also directly – and positively, impacts a company’s bottom line.  Choosing a trusted cyber protection solution like McAfee for your Digital Wellness benefit will give your employees a brand they love and your company the advantage of 30+ years of experience protecting people from digital threats.   

For more information on McAfee Digital Wellness, visit www.mcafee.com/employee-benefits-info or send an email to EmployeeBenefits@McAfee.com.  

Footnotes –  

  1. Capgemini and Efma, World Retail Banking Report 2021 
  2. 2021 McAfee Consumer Research Emerging Tech Trends Survey, December 2021 
  3. McAfee’s 2020 Holiday Season: State of Today’s Digital e-Shopper survey 
  4. PWC December 2021 Global Consumer Insights Pulse Survey 
  5. Statistics on Remote Workers that Will Surprise You – May 11, 2022
  6. Gartner CFO Survey 2020 
  7. The Hill. “FBI seeks spike in cybercrime reports during coronavirus pandemic.” April 2020 
  8. Zdnet.com – “Three billion phishing emails are sent every day. But one change could make life much harder for scammers” March 2021
  9. TechJury- “How Many Cyber Attacks Happen Per Day in 2022?” May 2022 
  10. 4. WCNC Charlotte – “How strong is your password? A professional hacker says probably not strong enough” June 2021 
  11. IBM – Work from Home Study, 2020 
  12. The Wall Street Journal. “Human Error Often the Culprit in Cloud Data Breaches.” August 2019 
  13. Gartner. “Designing Security for Remote-Work First Enterprises” 
  14. Wall Street Journal “Cyber Daily: Cyber Insurance Became Much Pricier in 2021” May 2022 
  15. The Economist – “How to protect yourself against the theft of your identity

The post McAfee’s Digital Wellness Delivers Online Protection As An Employee Benefit appeared first on McAfee Blog.

Instagram credentials Stealer: Disguised as Mod App

By McAfee Labs

Authored by Dexter Shin 

McAfee’s Mobile Research Team introduced a new Android malware targeting Instagram users who want to increase their followers or likes in the last post. As we researched more about this threat, we found another malware type that uses different technical methods to steal user’s credentials. The target is users who are not satisfied with the default functions provided by Instagram. Various Instagram modification application already exists for those users on the Internet. The new malware we found pretends to be a popular mod app and steals Instagram credentials. 

Behavior analysis 

Instander is one of the famous Instagram modification applications available for Android devices to help Instagram users access extra helpful features. The mod app supports uploading high-quality images and downloading posted photos and videos. 

The initial screens of this malware and Instander are similar, as shown below. 

Figure 1. Instander legitimate app(Left) and Mmalware(Right) 

Next, this malware requests an account (username or email) and password. Finally, this malware displays an error message regardless of whether the login information is correct. 

Figure 2. Malware requests account and password 

The malware steals the user’s username and password in a very unique way. The main trick is to use the Firebase API. First, the user input value is combined with l@gmail.com. This value and static password(=kamalw20051) are then sent via the Firebase API, createUserWithEmailAndPassword. And next, the password process is the same. After receiving the user’s account and password input, this malware will request it twice. 

Figure 3. Main method to use Firebase API
Figure 3. Main method to use Firebase API

Since we cannot see the dashboard of the malware author, we tested it using the same API. As a result, we checked the user input value in plain text on the dashboard. 

Figure 4. Firebase dashboard built for testing
Figure 4. Firebase dashboard built for testing

According to the Firebase document, createUserWithEmailAndPassword API is to create a new user account associated with the specified email address and password. Because the first parameter is defined as email patterns, the malware author uses the above code to create email patterns regardless of user input values. 

It is an API for creating accounts in the Firebase so that the administrator can check the account name in the Firebase dashboard. The victim’s account and password have been requested as Firebase account name, so it should be seen as plain text without hashing or masking. 

Network traffic 

As an interesting point on the network traffic of the malware, this malware communicates with the Firebase server in Protobuf format in the network. The initial configuration of this Firebase API uses the JSON format. Although the Protobuf format is readable enough, it can be assumed that this malware author intentionally attempts to obfuscate the network traffic through the additional settings. Also, the domain used for data transfer(=www.googleapis.com) is managed by Google. Because it is a domain that is too common and not dangerous, many network filtering and firewall solutions do not detect it. 

Conclusion 

As mentioned, users should always be careful about installing 3rd party apps. Aside from the types of malware we’ve introduced so far, attackers are trying to steal users’ credentials in a variety of ways. Therefore, you should employ security software on your mobile devices and always keep up to date. 

Fortunately, McAfee Mobile Security is able to detect this as Android/InstaStealer and protect you from similar threats. For more information visit  McAfee Mobile Security 

Indicators of Compromise 

SHA256: 

  • 238a040fc53ba1f27c77943be88167d23ed502495fd83f501004356efdc22a39 

The post Instagram credentials Stealer: Disguised as Mod App appeared first on McAfee Blog.

How to Know If Your Mobile Finance Apps Are Safe

By McAfee

Mobile banking and finance apps have become increasingly popular in recent years. These apps provide a quick and convenient way to see checking and savings account balances and make and receive payments.  

It’s no surprise that many people use these third-party apps to manage their finances. In 2021, the U.S. saw 573.1 million finance app downloads, a 19% increase from the previous year. 

However, despite its benefits, mobile banking isn’t immune to risks. This article will discuss the safety and security of mobile finance apps and give you a few pointers to protect yourself while using these apps. 

Is mobile banking safe?

Yes, mobile banking is a pretty safe way to manage your finances; however, there can still be some risks associated with it, including fraud and scams 

If you’re careful, there are plenty of ways to protect yourself while using this incredibly easy banking method. 

6 tips to improve mobile finance app security

Here are a few tips to help you improve the safety of your online financial accounts. 

Ensure you’re downloading the official app

A bank’s website will often include links to their mobile apps that provide related mobile banking services, along with details about the app’s features and how users can use it. You should use a trusted platform when installing the app, like the App Store for iPhone or iOS users or the Google Play Store for Android users.  

You should also take time to go through reviews and related information about the app before downloading it to ensure its legitimacy. If you have any doubts, clarify the issue with your bank before downloading what could be a fake banking app. 

Set a strong password 

While this may seem obvious, the reality is that many people don’t pay enough attention to their passwords. To create a strong password, you should use a combination of uppercase and lowercase letters, numbers, and special characters in no particular order or pattern.  

In addition, security experts recommend long, complex passwords to exponentially increase the time it takes to crack them. It also helps to have unique passwords for each of your accounts.  

If you’re concerned about remembering and managing multiple passwords, you can use a reputable and secure password manager like McAfee True Key to store your passwords.  

Use two-factor authentication when possible

Many services nowadays offer two-factor or multifactor authentication. This function refers to the additional layers of security against hackers. On top of a traditional username-password login, users are required to identify themselves with a code that’s sent to their cellphone or email. 

By confirming the user’s identity this way, organizations eliminate a degree of uncertainty. While it isn’t foolproof, two-factor or multifactor authentication helps increase security. It’s worth checking if your finance app offers this feature. 

Avoid public Wi-Fi when using finance apps

Public Wi-Fi networks are convenient in urgent situations; however, they often come with a warning saying the network is unsecured. This means that the network is unencrypted, making it easy for hackers to access your personal information. The best practice is to avoid using public Wi-Fi networks, especially when carrying out any form of financial transaction.  

If you need to make purchases or send and receive money while on the move, though, you’ll want to consider a virtual private network (VPN) like McAfee Secure VPN. The VPN provides a secure network even when using public Wi-Fi by hiding your IP address and encrypting your data. 

Get email/text alerts for potential fraud

The easiest way to protect your finances is to keep a vigilant eye on all of your transactions. However, security notifications from your bank are a great added measure. Most credit card companies allow you to turn on transaction alerts for various services, such as balance transfer requests, international purchases, and exceeded credit limits, which can help you recognize any suspicious activity on your account.  

It’s also important to remember that financial institutions will never contact you over the phone or through email to ask for your banking information. If you receive such a message, it’s most certainly a scam. A common way people get duped is through calls or emails claiming they’ve won a prize and need to share personal account details to receive the money. Never share your bank account details, passwords, or one-time codes with strangers.  

Always check with your bank to confirm any activity that seems out of the ordinary. In addition to alert notifications, banks can also send helpful tips to protect your account against fraud. 

Use McAfee Security for Mobile

McAfee Security for Mobile is an award-winning cybersecurity tool that helps address the issues mentioned above and more. It’ll scan your device for malware, suspicious websites, and unsecured Wi-Fi networks so you can use social media or shop online with complete peace of mind.  

It also comes with other features, like system cleaning services that clean junk from your phone’s storage. These features can boost battery life and help locate your phone if it’s ever stolen or misplaced.  

Are mobile banking apps as safe as online banking?

Mobile and online banking both have their benefits and drawbacks, but which is the safer option? Experts often have varied opinions on the matter.  

Some people believe it might be easier to download malware on a computer unknowingly, as it’s tricky to judge the authenticity of a website or malicious links. Users typically download apps from reputed app stores when using mobile devices, which lowers the risk. 

On the other hand, professionals believe that both methods are equally safe. The choice depends on the network available to the user, as private networks are significantly less susceptible to hacking than public ones. Some users may prefer computers to mobile phones simply because they find it easier to perform tasks on a bigger screen. 

See how McAfee Security for Mobile keeps your device safe

Both internet and mobile banking are convenient and offer a quick way to manage your personal finances, as you don’t have to travel to a physical bank or carry large amounts of cash in your wallet.  

However, while mobile banking is generally considered a safe method of managing your finances, it can have some vulnerabilities that scammers may try to take advantage of. 

Following the tips mentioned above — like using a private network, not sharing personal details with anyone, and using a comprehensive mobile security tool like McAfee Security for Mobile — can make all the difference.  

The tool’s security features include safe browsing, a secure VPN, and antivirus software. This means you can use your mobile finance apps confidently knowing McAfee is looking out for you. 

The post How to Know If Your Mobile Finance Apps Are Safe appeared first on McAfee Blog.

Wedding Planning App Users Hacked Before the Big Day

By McAfee

Say you’re getting married. You and your partner have booked the venue, made the seating arrangements, trained your dog to be the ring bearer – and everything is running smoothly. You’ve used a trusty wedding planning website to make everything a breeze. Nothing could ruin this day for you! Except, there’s an uninvited guest. They’re not crashing the wedding and making an awkward toast, but they’ve crashed into your wedding planning website account and now have access to your information.  

There are many things that could go wrong during wedding planning – some of them out of anyone’s control. Maybe the caterer canceled last minute, or the live band is stuck in traffic. Other things may be easily avoided, but you don’t necessarily see them coming. Like a hacker accessing your wedding website and making fraudulent bank transfers right before your big day. 

The Wedding Crasher 

Zola, a wedding planning site allowing couples to create websites, budgets, and gift registries, confirmed that hackers had managed to access the accounts of some of their users, The Verge reported. Once these accounts were infiltrated, hackers used the linked bank accounts or funds held inside the site to make cash transfers. The main method these cybercriminals used was purchasing gift cards through the user’s account and sending them to their email addresses to avoid being easily traced. 

These criminals did not hack the Zola website itself but hacked their users’ accounts with a method called credential stuffing. This is a strategy where hackers take email and password combinations involved in previous breaches of other websites and use them to log into other online profiles. 

You may not even know that your information had been breached previously and that cybercriminals now had your logins for a number of different accounts. Luckily, there are ways to protect yourself and your information from credential stuffing tactics to stop hackers in their tracks. 

Tell Credential Stuffing to Go Stuff It 

Just because you’ve hypothetically grown up and are ready for lifelong commitments doesn’t mean you’ve outgrown those old trusty email addresses and passwords (hello, “basketball4life23”). There’s a level of nostalgia that comes with using the email account that you made in middle school, or maybe you just haven’t gotten around to changing it. However, keeping those old email addresses and logins are doing you more harm than good. Want to make sure that hackers aren’t able to credential stuff your accounts? Here are some trusty tips to keep your information safe. 

Track down and close old accounts 

The best way to know that your old accounts aren’t coming back to haunt you is to make sure those ancient logins are dead and gone. If you don’t remember all the accounts you’ve made and no longer use, don’t sweat it! There are settings through your internet browser that will show you all the accounts and passwords you have saved. A password manager also keeps track of all your credentials, so you don’t have to wrack your brain to try and remember every account you’ve ever made. Once you’ve gone through all your old online accounts you no longer use, close them for good! Though this step will require some time and patience, it’s always better to put in the effort and know your information is safe than to risk it. 

Create strong and unique passwords 

Only having to remember one password for every account may make logging in easier, but ensuring that each of your accounts is unique and secure is worth the extra effort. Having a strong and unique password for each of your accounts helps protect them from credential stuffing and other threats. Varying your passwords across online accounts will assure you that if one of them is breached, the others will remain safe. A password manager can also help with this step, because many of them, such as True Key, can generate strong, random, and unique passwords for every account. 

Update credentials when necessary 

Keep an eye out to make sure that if a website or company you have an account with is breached, you are updating your credentials so that hackers can’t access them. If you see that there has been a hack and your information is vulnerable, immediately update your logins and passwords on that account to keep yourself safe. 

Use multifactor authentication 

Using multifactor authentication adds an extra layer of protection to your accounts. This safety measure requires more than one method of identity verification to access the account, helping to prevent criminals from gaining access to your password-protected information.   

Don’t let cybercriminals get the jump on you! Take the necessary steps to protect your accounts and your personal information. Though combing through your old accounts and deleting them or coming up with a new and unique password for every site login isn’t a glamourous activity, you’ll enjoy greater peace of mind that your accounts are safe, leaving you free to enjoy life’s best moments.  

The post Wedding Planning App Users Hacked Before the Big Day appeared first on McAfee Blog.

Types of Online Banking Scams and How to Avoid Them

By McAfee

Online banking puts the ability to pay bills, check your balance, or transfer money at your fingertips. Unfortunately, it can also make you vulnerable to scammers who may try to trick you into giving them access to your account.  

By remaining vigilant, though, you can avoid common scams. This article discusses mobile banking scams and how to avoid them. 

Most common online banking scams

Online banking can be super convenient — for both you and cybercriminals. And hackers may use a variety of tactics to gain access to your accounts. Most of these involve tricking you into giving them your account information. 

Phishing scams

With this type of online scam, fraudsters may send a text message or email that looks like it’s from your bank. Often, the message will ask for immediate action, such as confirming your information to keep the account from being closed.  

The message might even include a link to the bank, but it actually goes to a fraudulent website designed to look like the bank’s website. When you enter your account information, the scammers record it. 

Sometimes, the email asks you to call a fake customer service number. If you do, you’ll speak to someone who tries to get you to give over sensitive information, like your date of birth or Social Security number (SSN). 

Occasionally, scammers already have some of your personal information. To gain your trust, they might mention personal details like your date of birth or the last four digits of your SSN. They may have learned this information from your social media posts or accessed it in a data breach. 

Cracking passwords

Another way hackers may try to access your bank account is to steal or guess your password. If they can log into your account, they can use your sensitive information for personal gain, otherwise known as identity theft. They can then open credit card accounts in your name, purchase merchandise, or transfer money out of your account. 

Cybercriminals use technology to guess billions of passwords per second. However, it’s more difficult to guess long passwords with a combination of letters and numbers.  

For example, a computer can instantly guess a password consisting of eight letters. Adding one uppercase letter extends the time it takes to crack a password to 22 minutes. In contrast, a 12-character password with an uppercase letter, a number, and a symbol would take the computer 34,000 years to crack. 

Computer viruses

When you click a link or attachment in an email or download fake antivirus software, your device can become infected with malicious software or malware. A virus can let hackers view data from your device and use it to access your financial information or bank accounts 

Consider getting antivirus software to help protect your devices, like what’s offered through McAfee Total Protection. Our award-winning antivirus software provides 24/7 real-time threat protection against online threats like malware, viruses, ransomware, and phishing, across Apple and Android systems. 

Targeting computers on public Wi-Fi networks

Public Wi-Fi gives you convenient, free access to the internet in restaurants, airports, and department stores. But it can also be easy for hackers to see your private information on an open network that doesn’t require a password.  

If you log into your online bank account, your login information could be exposed, making you vulnerable to bank fraud. Shopping online with public Wi-Fi could also expose your credit card information. 

How to avoid online banking scams

Fortunately, you can protect yourself from cybercriminals with sensible precautions and a healthy dose of suspicion. Use the tips below to help safeguard your accounts from online banking scams. 

Secure your devices with McAfee

McAfee Total Protection provides all-in-one protection for your personal information and privacy. You’ll have coverage for all of your laptops, tablets, and smartphones on most operating systems — Windows, macOS, Android, or iOS. In addition to premium antivirus software, you get identity monitoring and a secure VPN that shields your data when using public Wi-Fi. 

Carefully assess any messages claiming to be your bank

You can better recognize phishing emails once you understand how banks communicate with customers. There are certain things legitimate banks never do. If you get a message like that, assume it’s fraudulent. Some other tips include: 

  • Calling: Banks or other financial institutions don’t call for your PIN or checking account number. Never provide this over the phone. Call your bank directly using the phone number on your credit card or bank statement if you want to confirm. 
  • Email: Your bank has no reason to email you for account information it already has. If you receive an email asking you to click a link or provide account information, assume it’s fraudulent. Don’t click any links and mark the email as spam. 
  • Text messages: If a message appears to be from your bank asking you to sign in or enter your PIN, it’s a scam. Banks never ask customers for this information by text. 
  • Urgent action: A common theme in phishing emails is the urgent call to action. Cybercriminals want to scare you into acting immediately without thinking. The email says there was suspicious activity on your account, and you should log in immediately to avoid having it frozen or closed. No legitimate business would close a customer’s account without giving reasonable notice. Contact your bank through your normal channels to check your balance and account activity if you aren’t sure. 
  • Typos: Misspelled words and grammatical errors are another red flag. Major corporations have professional editors to make sure the content is correct. 

Create strong passwords and update them regularly

At some point, almost everyone has used the same password for different websites. But this is one of the simplest ways for hackers to get into your accounts. If they figure out the password for one, they can sometimes access your other accounts.  

The most common passwords are:  

  • QWERTY 
  • Password  
  • 12345678 

Use unique passwords for each website. They should be 12 characters long and include numbers, lowercase letters, uppercase letters, and symbols. McAfee Total Protection includes a password manager to help generate and store your passwords in a single location. 

Always make sure you’re on the bank’s official website/app

If you get an email about an issue with your bank account, you can always go directly to your bank’s website. Don’t click any links in a text or email — just go directly to your bank’s website to check your account. Similarly, if you get a phone call, dial your bank directly using the official telephone number. 

Use two-factor authentication when logging into websites for your financial institutions. You’ll get a one-time code by text or email to use each time you log into your account. 

Be cautious of accessing your bank via public Wi-Fi

When you log onto public Wi-Fi, anyone can see your internet activity. For that reason, you shouldn’t log into your bank account with public Wi-Fi unless you’re using a virtual private network (VPN).  

McAfee Secure VPN protects your privacy by turning on automatically for unsecured networks. Your data is encrypted so it can’t be read by prying eyes. The VPN also keeps your online activity and physical location private and secure from advertisers. 

Check your bank statements regularly

Review your bank statements carefully each month to ensure there are no unauthorized transactions. Contact your bank immediately if you see any payments or withdrawals that you don’t recognize. 

See how McAfee keeps you and your data secure online 

Being vigilant and understanding how scammers work can help you avoid online banking scams. For an additional layer of security, use McAfee Total Protection. Our comprehensive cybersecurity services protect all of your devices with award-winning antivirus, a secure VPN for safe Wi-Fi connections, and advanced identity monitoring. There’s even a team of security experts available to assist you around the clock. 

With McAfee, you can bank online with ease knowing your personal data is secure. 

The post Types of Online Banking Scams and How to Avoid Them appeared first on McAfee Blog.

A Guide to Finding Out If Your Information Is on the Dark Web

By McAfee

It’s difficult to imagine what life was like before the internet. We log in daily to pay bills, shop, watch movies, and check out what friends and family are up to on social media. While the internet has made life easier, we may not consider how our online activities can make personal information — such as our Social Security numbers (SSNs) or bank account and credit card numbers — vulnerable to cybercriminals on the dark web.

Fortunately, you can find out if your information is on the dark web and keep tabs on your sensitive information with extensive dark web monitoring, offered through McAfee’s Identity Protection services 

This article explains what the dark web is, how to find out if personal details have reached the dark web, and how to protect your sensitive information 

What is the dark web?

Unlike the surface web we use for things like shopping and online banking, the dark web is part of the internet that’s not indexed by search engines. It can only be accessed with special web browsers. A few widely known networks include Tor, I2P, and Riffle.  

Cybercriminals can browse, sell, or trade on dark websites with confidence and complete anonymity. Because of its highly layered encryption system, hackers can communicate without giving away their location, IP address, or identity.  

How does data end up on the dark web?

Data can end up on the dark web in several ways, including through data breaches, using public Wi-Fi, visiting a nonsecure website, and leaving an offline paper trail.  

A cybercriminal may hack into company databases and take personal data, such as email account addresses, passwords, and phone numbers. And while we all love to work at our favorite coffee shop, using an unsecured Wi-Fi network can leave our personal information in public view.  

That’s why using a virtual private network (VPN) like McAfee Secure VPN, which comes with bank-grade encryption to scramble your data, can be a good idea. You’ll also only want to visit encrypted webpages when browsing online — keep an eye out for URLs beginning with HTTPS rather than HTTP. The “S” means added security for you. Lastly, shred paper containing your personal information or lock it away until you can.  

How to find out if your information is on the dark web 

With identity monitoring through McAfee Identity Protection, you’ll receive notifications if we find your personal information on the dark web. Our extensive monitoring service keeps tabs on up to 60 unique types of personal data and can notify you up to 10 months sooner than similar services. Plus, you get peace of mind with up to $1 million of ID theft coverage and hands-on restoration support to help reclaim your identity after identity theft 

Can you remove your information from the dark web?

While you can’t remove your information once it’s on the dark web, there are plenty of steps you can take to help protect yourself and prevent your data from falling into the wrong hands. You can: 

  • Notify the credit bureaus: The three major credit bureaus (Experian, Equifax, and TransUnion) offer options to prevent fraudulent credit requests. If you’re looking to protect your credit data, request an option like two-factor authentication on all credit pulls when notifying the bureaus of your concern. 
  • Change your account passwords: Keeping your password secure is crucial to the safety of your online data when it comes to things like online banking and email accounts. Stay away from personal names, dates, or obvious preferences when creating or updating your passwords and use a password manager like McAfee True Key, which auto-saves and enters your passwords.  
  • Review your credit report: Staying up to date with the changes reflected on your credit report can help you identify suspicious activity or fraud alerts. Unexpected drops in your credit can be a sign of potential illegal activity. 
  • Track credit card statement charges: Credit cards are a large target for hackers looking to commit a cybercrime. Thankfully, there are ways to keep your credit card data secure, starting with regular reviews of your statements to ensure no unexpected charges or usage.  
  • Scan your online devices for viruses: Keeping your device free of viruses can help prevent hackers from taking your information in the first place. Start by downloading antivirus software, like what’s included in McAfee Total Protection, to prevent opportunities for viruses to infect your device or collect your secure data.  

6 tips to prevent your data from getting on the dark web

No one wants their information to end up on the dark web. Fortunately, you can do a few things to minimize your risk of exposure. Here are some tips you can use to keep your data safe.  

Secure your data with identity protection software from McAfee

Identity protection software from McAfee can help keep your information out of the hands of cybercriminals. Some features of McAfee identity protection include expert security support, award-winning antivirus protection, a password manager, and firewall protection. Choose the plan that works best for you and keep tabs on your personal information.  

Sign up for two-factor authentication on your devices

This extra layer of security double-checks your identity when signing into an online account. You enter your password as usual and a unique six-digit, one-time code is sent to a trusted device via text. This added step can help improve the security of your personal information.  

Use a unique password for each account

When creating or updating your account passwords, make sure to choose ones that are difficult to guess. Avoid using a pet’s name, your name, or other personal information that others can guess. It goes without saying, but don’t share any of your passwords. 

Consider what you share on social media

Shared content can tell a lot about someone. Have you ever shared the make and model of your first car, your favorite movie or band, or your high school graduation year? This information helps unsavory characters figure out online passwords and security questions. 

Change permission settings for app 

There are a lot of cool apps out there, and many are harmless. However, some may request access to your location, photos, contact list, and even microphone. Certain apps, especially those filled with malware, can then collect your data and share it with others. Fortunately, Android devices and Apple iPhones allow you to change your permission settings for apps. 

Use caution with suspicious emails

With so many emails arriving in our inboxes, we may not always pay close attention to what we’re opening. However, scammers may use phishing emails in an attempt to access your personal information. Sometimes, these emails are obvious, but they can also look legit and appear as a trusted company, such as your bank or credit card company. If something seems amiss, such as a billing error or an invoice, log in through the company’s website rather than click links inside the email.  

Discover how McAfee Total Protection keeps you safe online

No one wants their information on the dark web. Thankfully, there are several things you can do to keep your personal information secure, including all-in-one protection from McAfee. 

McAfee Total Protection comes with advanced identity monitoring, which provides faster and broader detection for your identity, plus premium antivirus software, safe browsing, and Secure VPN 

With easy setup and extensive monitoring, you can maintain your digital identity and gain peace of mind.  

The post A Guide to Finding Out If Your Information Is on the Dark Web appeared first on McAfee Blog.

Why You Should Care About Fitness Tracker Security

By McAfee

Congratulations! You reached 10,000 steps today!

It’s a great feeling when a wearable fitness device vibrates to let you know when you hit the day’s fitness goal. The digital fireworks display that lights up your watch’s screen is a signal that you should keep on moving to challenge yourself more … or spend the rest of the day on the couch guilt-free.  

While fitness wearable devices, trackers, and apps are excellent motivators for you, cybercriminals love them for their vulnerabilities and privacy loopholes. This doesn’t mean you have to chuck your expensive watch in the bin or delete your fitness apps from your smartphone. Awareness and smart habits go a long way in deterring cybercriminals. Keep reading to learn more about wearable technology vulnerabilities and how you can sidestep each. 

Location Data  

Many fitness tracker apps and wearables are equipped with GPS. At the end of a run or long walk, you can view your exact route, sometimes with detailed maps that show street and town names. This tracking feature was potentially dangerous back in 2018 when a fitness app released a heat map of all its users’ running routes for the year, which clearly outlined secret military bases.1  

Even if you’re stationed in a suburb and not hostile territory, you may consider the risks of sharing your location data. A determined criminal who has time to spare can guess your address and see the times of days when you’re commonly out at the gym or on a run.  

Personally Identifiable Information 

When you purchase a wearable fitness device, you often have to pair it with an accompanying smartphone app to see your daily stats and tailor your fitness goals. Think about all the personally identifiable information (PII) that app now houses: your full name, password, address, height, weight, location, medical concerns, daily activity patterns, etc. In the hands of a cybercriminal, this information can bring a nefarious actor one step closer to impersonating you. Plus, if your health data makes it onto the dark web or is sold to health companies, it may result in serious privacy concerns. 

Luckily, there are ways to get peace of mind about the security of your identity. Identity protection services, such as McAfee Identity Monitoring Service, provide expert identity theft support and up to $1 million in identity theft coverage. 

Tips to Improve Your Fitness Tracker Security 

Wearable devices complement any athleisure outfit and are a fun way to inspire athletic competition between a group of friends. Here are a few ways you can patch some of their security shortcomings: 

Change the factory password settings.

When you first purchase any new device, fitness trackers included, your first step should always be to reset the factory password. Cybercriminals know that many people often skip this step, making it easy for them to walk right into new accounts. If you have a hard time remembering your passwords, consider entrusting them to a password manager to remember them for you. McAfee True Key makes it so that you only have to remember one master password to unlock the rest, and it’s protected by one of the strongest encryption algorithms available. 

Make your account private.

This is a tip you should consider for all your social media accounts. When you post about your life online, you actually divulge a lot of personal details that are helpful to cybercriminals. In the case of fitness trackers and apps, sharing the times of day when you go to the gym, are at the local track, or are on a bike path may give a criminal an idea of windows during the day when your home is empty. It’s unsettling to think that strangers can track your whereabouts, so it’s best to keep those details exclusive to people you personally know and trust. 

Turn off geolocation.

In the case of fitness trackers and apps, a savvy cybercriminal may be able take an educated guess at your address, with which they can do a myriad of nefarious activities. Some running and fitness apps may be able to still create maps of your running routes but erase street names and other landmarks to make it more private. But when in doubt, turn off geolocation.  

Stay on Track 

Fitness trackers are a fun way to stir up some friendly competition, keep connected with your fit friends, and motivate yourself to exercise and maintain healthy habits. While you’re shopping for a new device or when evaluating your current tracker, keep these tips in mind to enjoy this technology to its fullest. 

The post Why You Should Care About Fitness Tracker Security appeared first on McAfee Blog.

How Secure Is Video Conferencing?

By McAfee

As millions of people around the world practice social distancing and work their office jobs from home, video conferencing has quickly become the new norm. Whether you’re attending regular work meetings, partaking in a virtual happy hour with friends, or catching up with extended family across the globe, video conferencing is a convenient alternative to many of the activities we can no longer do in real life. But as the rapid adoption of video conferencing tools and apps occurs, is security falling by the wayside?

Avoid Virtual Party Crashers

One security vulnerability that has recently made headlines is the ability for uninvited attendees to bombard users’ virtual meetings. How? According to Forbes, many users have posted their meeting invite links on social media sites like Twitter. An attacker can simply click on one of these links and interrupt an important conference call or meeting with inappropriate content.  

Ensure Data is in the Right Hands

Online conferencing tools allow users to hold virtual meetings and share files via chat. But according to Security Boulevard, communicating confidential business information quickly and privately can be challenging with these tools. For example, users are not always immediately available, even when working from home. In fact, many parents are simultaneously doubling as working parents and teachers with the recent closure of schools and childcare providers. If a user needs to share private information with a coworker but they are unable to connect by video or phone, they might revert to using a messaging platform that lacks end-to-end encryptiona feature that prevents third-party recipients from seeing private messages. This could lead to leaks or unintended sharing of confidential data, whether personal or corporate. What’s more, the lack of using a secure messaging platform could present a hacker with an opportunity to breach a victim’s data or deviceDepending on the severity of this type of breach, a victim could be at risk of identity theft 

Pay Attention to Privacy Policies

With the recent surge of new video conferencing users, privacy policies have been placed under a microscope. According to WIRED, some online conferencing tools have had to update their policies to reflect the collection of user information and meeting content used for advertising or other marketing efforts. Another privacy concern was brought to light by a video conferencing tool’s attention-tracking feature. This alerts the virtual meeting host when an attendee hasn’t had the meeting window in their device foreground for 30 seconds, resulting in users feeling that their privacy has been compromised.  

How to Secure Video Conferences

As users become accustomed to working from home, video conferencing tools will continue to become a necessary avenue for virtual communication. But how can users do so while putting their online security first? Follow these tips to help ensure that your virtual meetings are safeguarded:  

Do your research

There are plenty of video conferencing tools available online. Before downloading the first one you see, do your research and check for possible security vulnerabilities around the tools. Does the video conferencing tool you’re considering use end-to-end encryption? This ensures that only meeting participants have the ability to decrypt secure meeting content. Additionally, be sure to read the privacy policies listed by the video conferencing programs to find the one that is the most secure and fits your needs.  

Make your meetings password protected

To ensure that only invited attendees can access your meeting, make sure they are password protected. For maximum safety, activate passwords for new meetings, instant meetings, personal meetings, and people joining by phone. 

Block users from taking control of the screen

To keep users (either welcome or unwelcome) from taking control of your screen while you’re video conferencing, select the option to block everyone except the host (you) from screen sharing.  

Turn on automatic updates

By turning on automatic updates, you are guaranteed to have all the latest security patches and enhancements for your video conferencing tool as soon as they become available.  

The post How Secure Is Video Conferencing? appeared first on McAfee Blog.

Crypto Scammers Exploit: Elon Musk Speaks on Cryptocurrency

By McAfee

By Oliver Devane 

Update: In the past 24 hours (from time of publication)  McAfee has identified 15 more scam sites bringing the total to 26. The combined value of the wallets shared on these sites is over $1,300,000 which is an increase of roughly $1,000,000 since this blog was last published. This highlights the scale of this current scam campaign. The table within this blog has been updated to include the new sites and crypto-wallets.

McAfee has identified several Youtube channels which were live-streaming a modified version of a live stream called ‘The B Word’ where Elon Musk, Cathie Wood, and Jack Dorsey discuss various aspects of cryptocurrency.  

The modified live streams make the original video smaller and put a frame around it advertising malicious sites that it claims will double the amount of cryptocurrency you send them. As the topic of the video is on cryptocurrency it adds some legitimacy to the websites being advertised.  

The original video is shown below on the left and a modified one which includes a reference to a scam site is shown on the right.  

We identified several different streams occurring at a similar same time. The images of some are shown below: 

The YouTube streams advertised several sites which shared a similar theme. They claim to send cryptocurrency worth double the value which they’ve received. For example, if you send 1BTC you will receive 2BTC in return. One of the sites frequently asked questions (FAQ) is shown below: 

Here are some more examples of the scam sites we discovered: 

The sites attempt to trick the visitors into thinking that others are sending cryptocurrency to it by showing a table with recent transactions. This is fake and is generated by JavaScript which creates random crypto wallets and amounts and then adds these to the table. 

The wallets associated with the malicious sites have received a large number of transactions with a combined value of $280,000 as of 5 PM UTC on the 5th of May 2022 

Scam Site  Crypto Type  Wallet  Value as on 5PM UTC 5th May 2022 
22ark-invest[.]org  ETH  0x820a78D8e0518fcE090A9D16297924dB7941FD4f  $25,726.46 
22ark-invest[.]org  BTC  1Q3r1TzwCwQbd1dZzVM9mdFKPALFNmt2WE  $29,863.78 
2xEther[.]com  ETH  0x5081d1eC9a1624711061C75dB9438f207823E694  $2,748.50 
2x-musk[.]net  ETH  0x18E860308309f2Ab23b5ab861087cBd0b65d250A  $10,409.13 
2x-musk[.]net  BTC  17XfgcHCfpyYMFdtAWYX2QcksA77GnbHN9  $4,779.47 
arkinvest22[.]net  ETH  0x2605dF183743587594A3DBC5D99F12BB4F19ac74  $11,810.57 
arkinvest22[.]net  BTC  1GLRZZHK2fRrywVUEF83UkqafNV3GnBLha  $5,976.80 
doublecrypto22[.]com  ETH  0x12357A8e2e6B36dd6D98A2aed874D39c960eC174  $0.00 
doublecrypto22[.]com  BTC  1NKajgogVrRYQjJEQY2BcvZmGn4bXyEqdY  $0.00 
elonnew[.]com  ETH  0xAC9275b867DAb0650432429c73509A9d156922Dd  $0.00 
elonnew[.]com  BTC  1DU2H3dWXbUA9mKWuZjbqqHuGfed7JyqXu  $0.00 
elontoday[.]org  ETH  0xBD73d147970BcbccdDe3Dd9340827b679e70d9d4  $18,442.96 
elontoday[.]org  BTC  bc1qas66cgckep3lrkdrav7gy8xvn7cg4fh4d7gmw5  $0.00 
Teslabtc22[.]com  ETH  0x9B857C44C500eAf7fAfE9ed1af31523d84CB5bB0  $27,386.69 
Teslabtc22[.]com  BTC  18wJeJiu4MxDT2Ts8XJS665vsstiSv6CNK  $17,609.62 
tesla-eth[.]org  ETH  0x436F1f89c00f546bFEf42F8C8d964f1206140c64  $5,841.84 
tesla-eth[.]org  BTC  1CHRtrHVB74y8Za39X16qxPGZQ12JHG6TW  $132.22 
teslaswell[.]com  ETH  0x7007Fa3e7dB99686D337C87982a07Baf165a3C1D  $9.43 
teslaswell[.]com  BTC  bc1qdjma5kjqlf7l6fcug097s9mgukelmtdf6nm20v  $0.00 
twittergive[.]net  ETH  0xB8e257C18BbEC93A596438171e7E1E77d18671E5  $25,918.90 
twittergive[.]net  BTC  1EX3dG9GUNVxoz6yiPqqoYMQw6SwQUpa4T  $99,123.42 

Scammers have been using social media sites such as Twitter and Youtube to attempt to trick users into parting ways with their cryptocurrency for the past few years. McAfee urges its customers to be vigilant and if something sounds too good to be true then it is most likely not legitimate.  

Our customers are protected against the malicious sites detailed in this blog as they are blocked with McAfee Web Advisor  

Type  Value  Product  Blocked 
URL – Crypto Scam  twittergive[.]net  McAfee WebAdvisor  YES 
URL – Crypto Scam  tesla-eth[.]org  McAfee WebAdvisor  YES 
URL – Crypto Scam  22ark-invest[.]org  McAfee WebAdvisor  YES 
URL – Crypto Scam  2xEther[.]com  McAfee WebAdvisor  YES 
URL – Crypto Scam  Teslabtc22[.]com  McAfee WebAdvisor  YES 
URL – Crypto Scam  elontoday[.]org  McAfee WebAdvisor  YES 
URL – Crypto Scam  elonnew[.]com  McAfee WebAdvisor  YES 
URL – Crypto Scam  teslaswell[.]com  McAfee WebAdvisor  YES 
URL – Crypto Scam  2x-musk[.]net  McAfee WebAdvisor  YES 
URL – Crypto Scam  doublecrypto22[.]com  McAfee WebAdvisor  YES 
URL – Crypto Scam  arkinvest22[.]net  McAfee WebAdvisor  YES 

 

The post Crypto Scammers Exploit: Elon Musk Speaks on Cryptocurrency appeared first on McAfee Blog.

Advancing our Secure Home Platform with DNS over HTTPS

By McAfee

On the internet, the Domain Name System (DNS) is the way regular people access websites such as ESPN.com or BBC.com. However, the internet uses a unique series of Internet Protocol (IP) addresses to access websites which are tricky for humans to remember.  Web browsers typically interact with websites through IP addresses, and DNS translates websites into IP addresses so browsers can access Internet resources. Historically, this has been done in the form of unencrypted clear text that ISPs and security providers such as McAfee can read and act upon to sort through risky websites or to improve network performance and intelligence.

However, this also opens up vulnerabilities of security and privacy.  As an industry, (Apple, Microsoft, Google, and others) participants are moving toward encrypting this traffic to and from DNS servers with protocols such as DNS over TLS (DoT) and DNS over HTTPS (DoH). Unless the ISP offers DoT/DoH decryption (translation) capabilities, traffic could go directly to outside DNS providers such as Google DNS and Cloudflare who do. Without this visibility, unsafe websites cannot be seen and blocked using DNS filtering technology. Customers can visit sites created by criminals that can trick them to steal their account credentials, download ransomware, or show inappropriate content to their kids.

We’re advancing our Secure Home Platform (SHP) technology to future proof the ability for our partners to protect their customers, their families, and their connected home devices. McAfee is the first in the market to build and introduce this technology. McAfee and OpenXchange have partnered to provide an integration of a forwarder/translator (PowerDNS) with the home router-based SHP product that will make it possible to keep the traffic within the ISP network, as shown in the diagram below – allowing DNS filtering even in encrypted DNS environments.

The ISP can continue to read the traffic and stands to benefit in several ways:

  • Continued ability to offer security protections such as anti-virus, malware filtering, blocking phishing attempts, distinguishing legitimate services, content caching, and parental controls. McAfee Secure Home Platform protects customers/homes from potential harm from an average of 70 potential threats per week
  • Helps defend against DDoS, man-in-the-middle, and botnet attacks
  • More streamlined DoH connections – more private and secure, especially important to sophisticated consumers
  • Locate content based on user demand, and hence improve performance
  • The ISP is not burdened by support issues caused by traffic going outside their network and purview, e.g., to a third-party DNS provider – fewer unhappy customers and support calls due to fewer security incidents.
  • Help comply with Government regulations – block bad actors, terrorist websites, illegal file-sharing, child abuse, national security, court-ordered regulatory blocklists, ban foreign gambling, etc.

Consumers in turn benefit from these additional capabilities that ISPs can provide in security, privacy, and performance.

If you are interested in McAfee’s exciting new DoT-DoH technology for the Secure Home Platform, please contact your McAfee Account Representative for further details.

The post Advancing our Secure Home Platform with DNS over HTTPS appeared first on McAfee Blog.

Phishing Campaigns featuring Ursnif Trojan on the Rise

By McAfee Labs

Authored by Jyothi Naveen and Kiran Raj

McAfee Labs have been observing a spike in phishing campaigns that utilize Microsoft office macro capabilities. These malicious documents reach victims via mass spam E-mail campaigns and generally invoke urgency, fear, or similar emotions, leading unsuspecting users to promptly open them. The purpose of these spam operations is to deliver malicious payloads to as many people as possible.

A recent spam campaign was using malicious word documents to download and execute the Ursnif trojan. Ursnif is a high-risk trojan designed to record various sensitive information. It typically archives this sensitive data and sends it back to a command-and-control server.

This blog describes how attackers use document properties and a few other techniques to download and execute the Ursnif trojan.

Threat Summary

  • The initial attack vector is a phishing email with a Microsoft Word document attachment.
  • Upon opening the document, VBA executes a malicious shellcode
  • Shellcode downloads the remote payload, Ursnif, and invokes rundll32.exe to execute it.

Infection Chain

The malware arrives through a phishing email containing a Microsoft Word document as an attachment. When the document is opened and macros are enabled, Word downloads a DLL (Ursnif payload). The Ursnif payload is then executed using rundll32.exe

Figure 1- flowchart of infection chain
Figure 1- flowchart of infection chain

Word Analysis

Macros are disabled by default and the malware authors are aware of this and hence present an image to entice the victims into enabling them.

Figure 2- Image of what the user sees upon opening the document
Figure 2- Image of what the user sees upon opening the document

VBA Macro Analysis of Word Document

Analyzing the sample statically with ‘oleId’ and ‘olevba’ indicates the suspicious vectors..

Figure 3- Oleid output
Figure 3- Oleid output
Figure 4- Olevba output
Figure 4- Olevba output

The VBA Macro is compatible with x32 and x64 architectures and is highly obfuscated as seen in Figure-5

Figure 5- Obfuscated VBA macro
Figure 5- Obfuscated VBA macro

To get a better understanding of the functionality, we have de-obfuscated the contents in the 2 figures shown below.

Figure 6- De-obfuscated VBA macro (stage 1)
Figure 6- De-obfuscated VBA macro (stage 1)
Figure 7- De-obfuscated VBA macro (stage 2)
Figure 7- De-obfuscated VBA macro (stage 2)

An interesting characteristic of this sample is that some of the strings like CLSID, URL for downloading Ursnif, and environment variables names are stored in custom document properties in reverse. As shown in Figure-7, VBA function “ActiveDocument.CustomDocumentProperties()” is used to retrieve the properties and uses “StrReverse” to reverse the contents. 

We can see the document properties in Figure-8  

Figure 8- Document properties
Figure 8- Document properties

Payload Download and Execution: 

The malicious macro retrieves hidden shellcode from a custom property named “Company” using the “cdec” function that converts the shellcode from string to decimal/hex value and executes it. The shellcode is shown below. 

Figure 9- Raw Company property
Figure 9- Raw Company property

The shellcode is written to memory and the access protection is changed to PAGE_EXECUTE_READWRITE. 

Figure 10- Code of VirtualProtect
Figure 10- Code of VirtualProtect
Figure 11- Shellcode’s memory and protection after calling VirtualProtect()
Figure 11- Shellcode’s memory and protection after calling VirtualProtect()

After adding the shellcode in memory, the environment variable containing the malicious URL of Ursnif payload is created. This Environment variable will be later used by the shellcode. 

Figure 12- Environment variable set in Winword.exe space
Figure 12- Environment variable set in Winword.exe space

The shellcode is executed with the use of the SetTimer API. SetTimer creates a timer with the specified time-out value mentioned and notifies a function when the time is elapsed. The 4th parameter used to call SetTimer is the pointer to the shellcode in memory which will be invoked when the mentioned time is elapsed. 

Figure 13- SetTimer function (Execution of shellCode)
Figure 13- SetTimer function (Execution of shellCode)

The shellcode downloads the file from the URL stored in the environmental variable and stores it as ” y9C4A.tmp.dll ” and executes it with rundll32.exe. 

URL  hxxp://docmasterpassb.top/kdv/x7t1QUUADWPEIQyxM6DT3vtrornV4uJcP4GvD9vM/ 
CMD  rundll32 “C:\Users\user\AppData\Local\Temp\y9C4A.tmp.dll”,DllRegisterServer 
Figure 14- Exports of Downloaded DLL
Figure 14- Exports of Downloaded DLL

After successful execution of the shellcode, the environment variable is removed. 

Figure 15- Removal of Environment Variable
Figure 15- Removal of Environment Variable

IOC 

TYPE  VALUE  PRODUCT  DETECTION NAME 
Main Word Document  6cf97570d317b42ef8bfd4ee4df21d217d5f27b73ff236049d70c37c5337909f  McAfee LiveSafe and Total Protection  X97M/Downloader.CJG 
Downloaded dll  41ae907a2bb73794bb2cff40b429e62305847a3e1a95f188b596f1cf925c4547  McAfee LiveSafe and Total Protection  Ursnif-FULJ 
URL to download dll  hxxp://docmasterpassb.top/kdv/x7t1QUUADWPEIQyxM6DT3vtrornV4uJcP4GvD9vM/  WebAdvisor  Blocked 

MITRE Attack Framework 

Technique ID  Tactic  Technique Details  Description 
T1566.001  Initial Access  Spear phishing Attachment  Manual execution by user 
T1059.005  Execution  Visual Basic  Malicious VBA macros 
T1218.011  Defense Evasion  Signed binary abuse  Rundll32.exe is used 
T1027  Defense Evasion  Obfuscation techniques  VBA and powershell base64 executions 
T1086  Execution  Powershell execution  PowerShell command abuse 

 Conclusion 

Macros are disabled by default in Microsoft Office applications, we suggest keeping it that way unless the document is received from a trusted source. The infection chain discussed in the blog is not limited to Word or Excel. Further threats may use other live-off-the-land tools to download its payloads.  

McAfee customers are protected against the malicious files and sites detailed in this blog with McAfee LiveSafe/Total Protection and McAfee Web Advisor. 

The post Phishing Campaigns featuring Ursnif Trojan on the Rise appeared first on McAfee Blog.

WFH Unprotected: How Organizations Can Keep Their Employees and Their Business Safer

By McAfee

The devices employees use as they work from home could be the ones that put their companies at risk.

With businesses continuing to support remote and hybrid workplaces, more employees are connecting more of their personal devices to corporate networks, yet these devices aren’t always well protected from malware, breaches, and theft—which can affect them and the companies

they work for.

Prior to the pandemic, a major topic for employee and business security was BYOD, or “bring your own device.” And it remains so. That catchy little abbreviation took root several years ago as many employees started bringing their own devices to work for both personal and business use, whether that was their smartphone for company calls and email or swapping files once in a while with an external drive or a USB stick.

The argument for BYOD is that it potentially increases employee productivity by allowing people to use the devices they’re familiar with—plus that company can save on costs by having employees bring their own tech into the office. However, there’s a flip side. Because these devices can and often do connect to sensitive corporate resources and data, they can potentially compromise those very same resources and data. Unless they have strong security in place, which they often do not. Employees simply don’t always protect their own devices.

Our most recent global research shows that only 68% of adults say that they protect their laptops with basic antivirus protection. Note that basic antivirus does not include comprehensive security software that also protects them from the pandemic and post-pandemic rise in account theft, ransomware, email fraud, and phishing attacks. With this, only 68% of adults employ baseline protection, let alone more thorough protections beyond that. 

This figure drops dramatically when it comes to protecting their smartphones, classically the leading BYOD device in the corporate landscape. Here, only 41% of adults said they protect their phones with basic antivirus. Moreover, only 56% said they protect their smartphone with a password or passcode to unlock it—making nearly half of them an open book to cyber crooks in the event of loss or theft. 

Now, with remote and hybrid workplaces becoming more commonplace, BYOD gets all that much more complicated. Businesses are now faced with an unprecedented number of BYOD devices on their networks. In the U.S. alone, a Gallup poll found that half of the full-time workforce was “remote capable,” some 60 million people in all.  

Of them, 53% said they expect to work in a hybrid model moving forward and another 24% to work fully remotely. That means somewhere around 46 million workers in the U.S. will work remotely in some form or fashion and will likely use one or more of their own devices to do so—a clear concern for any security-minded business if these employee devices remain unprotected.  

The realities of BYOD and WFH 

In an ideal world, employees would stick to some hard and fast rules about device usage. They’d do their work on one laptop and then use another for streaming shows, doing their shopping, playing games, managing their finances and so on. Yet that doesn’t appear to be the case.  

A recent global study found that 55% of remote workers use a personal laptop or smartphone for work at least part of the time. Moreover, this begs the question if the employee is the only one using that BYOD device. After all, they’re likely working in their own home, where other family members may use that device to some extent as well, which adds yet more security risks for businesses. With multiple users on a single device, the additional browsing, downloading, emailing, and shopping could expose that device to more security risks than from a single user alone. 

Unlike company-issued devices, employee-owned devices aren’t subject to the centralized policies and protections that corporate IT can put in place. This leads to devices on the corporate network that may be without up-to-date antivirus protection, have malicious apps on them, or use browsers with compromised extensions that illicitly gather data on their users. 

Once again, with employees sometimes taking lax, if any security measures to protect their devices, this can present serious risks to the business, such as the dramatic rise in business email compromise. As reported by the Federal Bureau of Investigation (FBI), businesses lost $2.4 billion in 2021 to this form of scam alone. Meanwhile, phishing attacks, device theft, and credential theft all remain painfully common forms of attack on small and mid-sized businesses. 

How online protection for employees makes for a more secure business 

One way businesses can address these issues is by helping employees do what they haven’t done for themselves—provide them with comprehensive online protection software as a company benefit. 

Comprehensive online protection goes beyond basic antivirus (which as we’ve seen, only 68% of people use). It covers the three pillars of security—privacy, identity, and device security, and by protecting those three things for their employees on their BYOD devices, companies can then protect themselves.  

A brief list illustrates several of the top ways online protection for remote employees can help keep the business secure: 

1) Protect company information as it travels 

If your company doesn’t already support one, employees can use a VPN to create an encrypted tunnel when they connect to the company network, which makes it highly difficult for bad actors to intercept that traffic. Our secure VPN uses bank-grade AES 256-bit encryption to help keep data and information safe. 

2) Shield company data and resources from attacks 

With one bad click, a phishing attack in email, text, or direct message may give an attacker access to login credentials or to install malware known as a keylogger that can likewise steal usernames and passwords. Safe web browsing features found in online protection can help sidestep these attacks before they happen with clear warnings of risky websites, links, files, and other attachments. 

3) Strong, unique passwords for all 

When it comes to employee passwords, no two should be alike. Yet with dozens of logins of their own, in addition to the ones they use exclusively for work, that’s a rule few people follow. A password manager can help. It can store, auto-fill, and even generate strong, unique passwords for each account—across computers, laptops, and smartphones. 

4) Digitally shred sensitive documents permanently 

Employees can permanently delete sensitive files with an application such as McAfee Shredder™, which removes files so that thieves can’t access them. (Quick fact: deleting files in your trash doesn’t actually delete them in the truest sense. They’re still there until they’re “shredded” or otherwise overwritten such that they can’t be restored.) 

5) Device protection that goes beyond the basics 

Absolutely, antivirus is a must. Comprehensive online protection will include that, and much more. Ours offers that in addition to protection that safeguards your employee’s identity and privacy—along with a personalized Protection Score that checks the health of their online protection and provides simple steps to improve their security. 

Think about theft and loss as well 

Beyond online protection software, is remote locking and wiping of devices. We’ve mentioned physical loss and theft of devices as a significant security issue. Many laptops and mobile devices offer location tracking services to help locate a lost device—and yet others allow the owner to remotely lock or even wipe the contents of that device if they fear it’s lost for good or fallen into the wrong hands.  

Showing employees how to enable and use these features can further protect all parties involved in such a worst-case scenario. Apple provides iOS users with a step-by-step guide for remotely wiping devices and Google offers up a guide for Android users as well. For laptops, Microsoft and Apple users can enable the following settings:  

  • Windows: Enable in Settings > Update & Security > Find my device 
  • macOS: Setup iCloud on your device. Enable via Settings > Your Name > iCloud > Find My Mac 

Online protection—good for employees, good for business 

By providing employees with comprehensive online protection that complements the security measures the company already has in place, they get the benefit of a far safer time online for themselves. Potentially their families as well. In turn, because they’re more secure, the business is more secure—an important point to consider when millions are still working from home on their BYOD devices.  

The post WFH Unprotected: How Organizations Can Keep Their Employees and Their Business Safer appeared first on McAfee Blog.

5 Tips For Creating Bulletproof Passwords

By McAfee

While biometric tools like facial ID and fingerprints have become more common when it comes to securing our data and devices, strong passwords still play an essential part in safeguarding our digital lives.

This can be frustrating at times, since many of us have more accounts and passwords than we can possibly remember. This can lead us to dangerous password practices, such as choosing short and familiar passwords, and repeating them across numerous accounts. But password safety doesn’t have to be so hard. Here are some essential tips for creating bulletproof passwords.

Remember, simple is not safe

Every year surveys find that the most popular passwords are as simple as  “1234567” and just “password.” This is great news for the cybercrooks, but really bad news for the safety of our personal and financial information.

When it comes to creating strong passwords, length and complexity matter because it makes them harder to guess, and harder to crack if the cybercriminal is using an algorithm to quickly process combinations. The alarming truth is that passwords that are just 7 characters long take less than a third of a second to crack using these “brute force attack” algorithms.

Tricks:

  • Make sure that your passwords are at least 12 characters long and include numbers, symbols, and upper and lowercase letters.
  • Try substituting numbers and symbols for letters, such as zero for “O”, or @ for “A”.
  • If you’re using internet-connected devices, like IP cameras and interactive speakers, make sure to change the default passwords to something unique, since hackers often know the manufacturer’s default settings.

Keep it impersonal

Passwords that include bits of personal information, such as your name, address, or pet’s name, make them easier to guess. This is especially true when we share a lot of personal information online. But you can use personal preferences that aren’t well known to create strong passphrases.

Tricks:

  • Try making your password a phrase, with random numbers and characters. For instance, if you love crime novels you might pick the phrase: ILoveBooksOnCrime
    Then you would substitute some letters for numbers and characters, and put a portion in all caps to make it even stronger, such as: 1L0VEBook$oNcRIM3!
  • If you do need to use personal information when setting up security questions, choose answers that are not easy to find online.
  • Keep all your passwords and passphrases private.

Never reuse passwords

If you reuse passwords and someone guesses a password for one account, they can potentially use it to get into others. This practice has gotten even riskier over the last several years, due to the high number of corporate data breaches. With just one hack, cybercriminals can get their hands on thousands of passwords, which they can then use to try to access multiple accounts.

Tricks:

  • Use unique passwords for each one of your accounts, even if it’s for an account that doesn’t hold a lot of personal information. These too can be compromised, and if you use the same password for more sensitive accounts, they too are at risk.
  • If a website or monitoring service you use warns you that your details may have been exposed, change your password immediately.

Employ a password manager

If just the thought of creating and managing complex passwords has you overwhelmed, outsource the work to a password manager! These are software programs that can create random and complex passwords for each of your accounts, and store them securely. This means you don’t have to remember your passwords – you can simply rely on the password manager to enter them when needed.

Tricks:

  • Look for security software that includes a password manager
  • Make sure your password manager uses multi-factor authentication, meaning it uses multiple pieces of information to identify you, such as facial recognition, a fingerprint, and a password.

Boost your overall security

Now that you’ve made sure that your passwords are bulletproof, make sure you have comprehensive security software that can protect you from a wide variety of threats.

Tricks:

  • Keep you software up-to-date and consider using a web advisor that protects you from accidentally typing passwords into phishing sites.

The post 5 Tips For Creating Bulletproof Passwords appeared first on McAfee Blog.

This World Password Day, Here’s How a Password Manager Can Simplify Your Life

By McAfee

Passwords: we entrust our most important data to these strings of letters, numbers, and special characters. So, we should make sure our passwords are words or phrases that we can easily remember, right? While this might be the most convenient option,  there are more secure ways to digitally lock up your most sensitive personally identifiable information (PII). In celebration of World Password Day, we’re diving into how you can practice top-notch password security without compromising convenience.1  

The Nature of the Password 

Over the years, the password has remained a good first line of defense against cyberattacks. However, most of us tend to choose passwords based on memorable things from our lives, like family names or our pets’ birthdays. As it turns out, these details are easy for hackers to find on social media sites like Facebook or LinkedIn. It’s also human nature to opt for convenience, and for many people that means  setting easy-to-remember and easy-to-guess passwords. Plus, out of convenience, people often reuse passwords across multiple accounts and services. The downside is that if one account becomes compromised, all accounts become compromised. 

As an alternative to single-word passwords, many security experts advocate for passphrases over passwords. Passphrases are longer strings of words and characters that are easier for you to remember and harder for nefarious software and cybercriminals to guess than random strings of upper and lowercase letters, numbers and symbols. But, according to a study, the average American internet user was projected to have 300 online accounts by 2022.2 Can you imagine memorizing 300 different passphrases? We can all agree that sounds pretty unrealistic, so users tend to look for other solutions.  

Do You Save Your Password in a Browser?  

If the answer is yes, you may want to reconsider, as there are several risks associated with this practice. Although it’s convenient to have your browser save your passwords, they tend to do a lousy job of safeguarding your passwords, credit card numbers and personal details, such as your name and address. 

Let’s take Google Chrome, for example. Unlike most dedicated password managers, Chrome doesn’t use a primary password to encrypt all your credentials. (Note that some browsers do use one, and are therefore more secure, though you’ll still need to trust your browser provider.) This makes your Chrome-stored passwords relatively weak to “local” attacks. For example, if someone gets hold of—or guesses—your Windows password, they can then see all the logins stored in your browser’s password manager. 

Another consideration to note is that the security of all your accounts is tied to your browser account’s security. Let’s say you use the sync option to make your credentials available on all your devices. This means that logins are stored in the cloud and, though encrypted, if someone manages to hack into your browser account, they will gain access to all your logins.  

Keep Your Accounts Secure Without Compromising Convenience 

What can you do to help ensure your online profiles are kept safe without spending hours managing a complex list of passwords? Here are some easy ways to lock down your digital life without sacrificing convenience:  

Use a password manager to store unique, complex passwords for all your accounts 

A password manager is a software application that stores your passwords and other sensitive information. You can install it on computers or mobile devices and store all passwords in an encrypted file (or database). The best option is to use a password manager like McAfee True Key to store and create strong, random passwords for each site you visit. You’ll have one primary password that grants access to the rest of them—ideally, a long and random passphrase that you can remember. Once everything is set up, it should be seamless. As you log in to new sites, the password manager will offer to save your credentials for later use. 

Turn on two-factor authentication for every site that offers it 

One of the best ways to protect your accounts against unauthorized access is to turn on two-factor authentication for every site that offers it. Using two-factor authentication means a site will prompt you for a unique security code, in addition to your password, whenever you log in to an account for which you have enabled this feature.  

Two-factor authentication adds an extra layer of security by requiring another form of identification after you enter your username and password. Some services send a temporary passcode over text message. Others require the user to approve login attempts from new devices using an app. If someone steals your device or gains access to your account details, they’re out of luck unless they also have access to this second piece of information. Two-factor authentication is available on a wide range of websites and can help keep your accounts safe from would-be hackers, so you should always use it when available.  

Use a virtual private network (VPN) when out and about 

A VPN, or virtual private network, encrypts your data and masks your online behavior from snooping third parties. When you go to a website, your computer connects to the server where the site is hosted, and that website can see a certain amount of data about you and your computer. With a VPN, you connect to a private server first, which scrambles your data and makes it more difficult for digital eavesdroppers to track what you’re doing online. 

VPNs can provide users with greater peace of mind when on the go. Say you’re traveling on a business trip and need to connect to the Wi-Fi network provided by your hotel. Shifty characters often lurk on unprotected, free networks (such as those provided by hotels, coffee shops, airports, etc.) to lift PII from people handling sensitive emails, making banking transactions, or shopping online. McAfee Safe Connect VPN encrypts your online activity with bank-grade encryption to protect your data from prying eyes. With a premium paid plan, you can protect up to five devices at once and enjoy unlimited data protection.  

The Best of Both Worlds: Security and Convenience 

With your growing number of accounts all requiring passwords—emails, social media profiles, online banking—it’s no wonder that people tend to reuse passwords across multiple sites. This may be convenient, but it creates significant security risks if a suspicious actor manages to obtain one of your passwords and attempts to use it elsewhere. That’s why having strong passwords matters. 

Do yourself a favor and opt for a dedicated password manager that will auto-save and store your credentials for you, so you only have one password to remember. Who says security and simplicity can’t coexist?  

The post This World Password Day, Here’s How a Password Manager Can Simplify Your Life appeared first on McAfee Blog.

Instagram Hack Results in $1 Million Loss in NFTs

By McAfee

Imagine – your favorite brand on Instagram just announced a giveaway. You’ll receive a free gift! All you have to do is provide your credit card information. Sounds easy, right? This is a brand you’ve followed and trusted for a while now. You’ve engaged with them and even purchased some of their items. The link comes directly from their official page, so you don’t think to question it. Don’t fall prey to crypto scams, download reputable mobile security protection.

This is the same mindset that led to several Bored Ape Yacht Club (BAYC) NFTs being stolen by a cybercriminal who had hacked into the company’s official Instagram account. Let’s dive into the details of this scam.  

Sneaking Into the Bored Ape Yacht Club 

Bored Ape Yacht Club, the NFT collection, disclosed through Twitter that their Instagram account had been hacked, and advised users not to click on any links or link their crypto wallets to anything. The hacker managed to log into the account and post a phishing link promoting an “airdrop,” or a free token giveaway, to users who connected their MetaMask wallets. Those who linked their wallets before BAYC’s warning lost a combined amount of over $1 million in NFTs. 

Despite the large price tag attached to NFTs, they are often held in smartphone wallets rather than more secure alternatives. MetaMask, the crypto wallet application, only allows NFT display through mobile devices and encourages users to use the smartphone app to manage them. While it may be a good method for display purposes, this limitation provides hackers with a new and effective way to easily steal from users’ mobile wallets. 

BAYC does not yet know how the hacker was able to gain access to their Instagram account, but they are following security best practices and actively working to contact the users affected. 

N.F.T. – Not For Taking 

This scam was conducted through the official BAYC account, making it appear legitimate to BAYC’s followers. It is incredibly important to stay vigilant and know how to protect yourself and your assets from scams like these. Follow the tips below to steer clear of phishing scams and keep your digital assets safe:  

Ensure wallet security 

A seed phrase is the “open sesame” to your cryptocurrency wallet. The string of words is what grants you access to all your wallet’s assets. Ensuring that your seed phrase is stored away safely and not easily accessible by anyone but yourself is the first step to making sure your wallet is secure. 

Protect your privacy 

With all transactional and wallet data publicly available, scammers can pick and choose their targets based on who appears to own valuable assets. To protect your privacy and avoid being targeted, refrain from sharing your personal information on social media sites or using your NFT as a social media avatar. 

Look out for phishing scams 

Phishing scams targeting NFT collectors are becoming increasingly common. Be wary of any airdrops offering free tokens in exchange for your information or other “collectors” doing the same. 

Phishing scams tend to get more sophisticated over time, especially in cases like the Bored Ape Yacht Club where the malicious links are coming straight from the official account. It is always best to remain skeptical and cautious, but when in doubt, here are some extra tips to spot phishing scams: 

  • Is it written properly? A few spelling or grammar mistakes can be common, but many phishing messages will contain glaring errors that professional accounts or companies wouldn’t make. If you receive an error-filled message or promotion that requires giving your personal information, run in the other direction. 
  • Does the logo look right? Scammers will often steal the logo of whatever brand or company they’re impersonating to make the whole shtick look more legitimate. However, rarely do the logos look exactly how they’re supposed to. Pay close attention to any logo added in a message or link. Is the quality low? Is it crooked or off-center? Is it almost too small to completely make out? If yes, it’s most likely not the real deal. 
  • Is the URL legit? In any phishing scam, there will always be a link involved. To check if a link is actually legitimate, copy and paste the URL into a word processor where you can examine it for any odd spelling or grammatical errors. If you receive a strange link via email, hover over it with your mouse to see the link preview. If it looks suspicious, ignore and delete it. Even on mobile devices, you can press and hold the link with your finger to check out the legitimacy of the URL. 

As crypto and NFTs continue to take the world by storm, hackers and scammers are constantly on the prowl for ways to steal and deceive. No matter the source or how trustworthy it may seem at first glance, always exercise caution to keep yourself and your assets safe! 

The post Instagram Hack Results in $1 Million Loss in NFTs appeared first on McAfee Blog.

Instagram Hack Results in $1 Million Loss in NFTs

By McAfee

Imagine – your favorite brand on Instagram just announced a giveaway. You’ll receive a free gift! All you have to do is provide your credit card information. Sounds easy, right? This is a brand you’ve followed and trusted for a while now. You’ve engaged with them and even purchased some of their items. The link comes directly from their official page, so you don’t think to question it. 

This is the same mindset that led to several Bored Ape Yacht Club (BAYC) NFTs being stolen by a cybercriminal who had hacked into the company’s official Instagram account. Let’s dive into the details of this scam.  

Sneaking Into the Bored Ape Yacht Club 

Bored Ape Yacht Club, the NFT collection, disclosed through Twitter that their Instagram account had been hacked, and advised users not to click on any links or link their crypto wallets to anything. The hacker managed to log into the account and post a phishing link promoting an “airdrop,” or a free token giveaway, to users who connected their MetaMask wallets. Those who linked their wallets before BAYC’s warning lost a combined amount of over $1 million in NFTs. 

Despite the large price tag attached to NFTs, they are often held in smartphone wallets rather than more secure alternatives. MetaMask, the crypto wallet application, only allows NFT display through mobile devices and encourages users to use the smartphone app to manage them. While it may be a good method for display purposes, this limitation provides hackers with a new and effective way to easily steal from users’ mobile wallets. 

BAYC does not yet know how the hacker was able to gain access to their Instagram account, but they are following security best practices and actively working to contact the users affected. 

 N.F.T. – Not For Taking 

This scam was conducted through the official BAYC account, making it appear legitimate to BAYC’s followers. It is incredibly important to stay vigilant and know how to protect yourself and your assets from scams like these. Follow the tips below to steer clear of phishing scams and keep your digital assets safe:  

Ensure wallet security 

A seed phrase is the “open sesame” to your cryptocurrency wallet. The string of words is what grants you access to all your wallet’s assets. Ensuring that your seed phrase is stored away safely and not easily accessible by anyone but yourself is the first step to making sure your wallet is secure. 

Protect your privacy 

With all transactional and wallet data publicly available, scammers can pick and choose their targets based on who appears to own valuable assets. To protect your privacy and avoid being targeted, refrain from sharing your personal information on social media sites or using your NFT as a social media avatar. 

Look out for phishing scams 

Phishing scams targeting NFT collectors are becoming increasingly common. Be wary of any airdrops offering free tokens in exchange for your information or other “collectors” doing the same. 

Phishing scams tend to get more sophisticated over time, especially in cases like the Bored Ape Yacht Club where the malicious links are coming straight from the official account. It is always best to remain skeptical and cautious, but when in doubt, here are some extra tips to spot phishing scams: 

  • Is it written properly? A few spelling or grammar mistakes can be common, but many phishing messages will contain glaring errors that professional accounts or companies wouldn’t make. If you receive an error-filled message or promotion that requires giving your personal information, run in the other direction. 
  • Does the logo look right? Scammers will often steal the logo of whatever brand or company they’re impersonating to make the whole shtick look more legitimate. However, rarely do the logos look exactly how they’re supposed to. Pay close attention to any logo added in a message or link. Is the quality low? Is it crooked or off-center? Is it almost too small to completely make out? If yes, it’s most likely not the real deal. 
  • Is the URL legit? In any phishing scam, there will always be a link involved. To check if a link is actually legitimate, copy and paste the URL into a word processor where you can examine it for any odd spelling or grammatical errors. If you receive a strange link via email, hover over it with your mouse to see the link preview. If it looks suspicious, ignore and delete it. Even on mobile devices, you can press and hold the link with your finger to check out the legitimacy of the URL. 

As crypto and NFTs continue to take the world by storm, hackers and scammers are constantly on the prowl for ways to steal and deceive. No matter the source or how trustworthy it may seem at first glance, always exercise caution to keep yourself and your assets safe! 

The post Instagram Hack Results in $1 Million Loss in NFTs appeared first on McAfee Blog.

$625 Million Stolen in Latest Crypto Attack: 5 Tips on How to Use Digital Currency Safely

By McAfee

Cryptocurrency is all the rage these days and it doesn’t seem to be slowing down any time soon. As more people dive into the nitty-gritty of what blockchain is, how NFTs are traded, and the difference between Bitcoin and Ethereum, digital currency developers are finding new ways for people to engage with crypto. But as crypto continues to grow and become more profitable, hackers are simultaneously trying to find ways to get their hands on the coins. 

According to Markets Insider, one of the biggest crypto heists in history took place recently, resulting in roughly $625 million stolen.1 Here’s what you need to know about this crypto theft, and how you can stay protected when investing in digital assets. 

Under the Hood of the Ronin Crypto Heist 

Ronin, the blockchain underlying the play-to-earn crypto game Axie Infinity, revealed that a hacker stole 173,600 Ethereum (currently worth around $600 million) and 25.2 million USDC (a cryptocurrency pegged to the U.S. dollar), resulting in a loss of about $625 million in cryptocurrency. 

On March 29th, Ronin and Axie Infinity operator Sky Mavis revealed the breach and froze transactions on the Ronin bridge, which allows depositing and withdrawing funds from the company’s blockchain. This “side chain” contained nine validator nodes, or proof-of-stake tools, that confirmed and approved each transaction. At least five validator nodes are needed to approve each transaction. Sky Mavis oversaw five, and Axie Decentralized Autonomous Organization (or DAO) controlled four. However, Sky Mavis discontinued its agreement with the DAO in December but failed to revoke the DAO’s permissions. Due to this oversight, the hacker was able to take over the necessary amount of validator nodes to enable access to the cryptocurrency and make a break with it. 

According to experts, the use of these side chains rather than native blockchains leads to a rise in cryptocurrency vulnerabilities. Had Sky Mavis abandoned the side chains and stuck to the blockchains, it is likely that an attack of this magnitude could have been avoided. Rather than a cryptocurrency issue, this is more of a cybersecurity issue. 

Stay Protected From Crypto-Related Hacks 

If you are interested in getting into crypto, don’t let cyberattacks like this deter you! As a fairly new phenomenon, there are still many ways in which the crypto world needs to grow, adjust, and adapt to ensure that users can interact with it safely. In the meantime, if you are wanting to dive into the crypto economy but still have reservations, here are some tips to help you stay protected: 

1. Do your research

Whenever you decide to dive into something new, it’s always important to make sure you are knowledgeable about that thing, especially if it involves investing your money. Before jumping right into the crypto world, research each cryptocurrency, each blockchain, and any software you may use. Keep up with the news to stay informed on security breaches and pick up tips for which system you may want to engage in. Knowing the ins and outs of the crypto economy and its security protocols will solidify your decision of whether you want to join the crypto community and whether the benefits outweigh the risks. 

2. Secure your accounts

As with all online accounts, it’s important to use secure, unique passwords and two-factor authentication when creating and maintaining cryptocurrency logins. Hackers can access lists of passwords and logins via the dark web, so never reuse your passwords. Two-factor authentication requires a randomly generated passcode for entry that is only accessible to you, so cybercriminals will not be able to access your accounts. If your accounts are a pain for a hacker to try to get through, they will likely move on, keeping your account, your information, and your assets safe. 

3. Use a crypto wallet

For some added protection, store your assets in a crypto wallet. A crypto wallet is a software product or physical device that stores the keys to your cryptocurrency accounts. Crypto wallets allow you to transfer funds between crypto types and make transactions while keeping your investments protected. There are various types of cryptocurrency wallets, so do your research to find which one is best for you and your accounts. 

4. Check your accounts regularly

Develop a routine of checking in on your crypto accounts to keep an eye on any suspicious transactions. Keep up with news outlets so that if there does happen to be a breach, you can make a timely report of any losses you may have had. For some added security and protection, consider changing your login credentials. 

5. Be on the lookout for suspicious emails

Hackers often use social engineering to enact cyberattacks like these. This includes targeting users’ emails or using phishing to gain access to these accounts. When receiving emails, be wary of addresses that seem slightly off, odd spelling and grammar mistakes, and any links or attachments added to the message. Being cautious and alert when you are online is an important step to ensuring your account safety. 

As the world of crypto continues to evolve and more people get involved, cybercriminals are itching to take advantage. However, that is no reason to avoid getting into the crypto economy. If you decide to try your hand at digital currencies, make sure you are doing your research, staying up to date on what is happening in the crypto news, and remaining vigilant when it comes to your online safety. 

The post $625 Million Stolen in Latest Crypto Attack: 5 Tips on How to Use Digital Currency Safely appeared first on McAfee Blog.

What the FBI Wants You to Know About the Latest Phishing Scheme

By McAfee

What’s worse than a surprise call from a law enforcement official telling you to pay a fine or be forced to serve time? Providing your personal information and paying that fine only to find out that it was all a scam. You didn’t miss jury duty; you didn’t commit a crime — you were just tricked into thinking that you did. 

Sound unbelievable? It’s more likely than you’d think. 

Who Are You Calling Criminal, Criminal? 

According to ZDNet1, the FBI released a warning about scammers impersonating government officials or law enforcement agencies to steal personal information and money from unsuspecting people. 

After acquiring phone numbers and names from real users, scammers use fake credentials from well-known law enforcement agencies to contact victims. Under the guise of these officials, scammers claim that the user’s identity was used in a crime and ask them to provide their social security number and date of birth for verification. The fraudsters will also call or text about apparently missed jury duty, missed court dates, warrants out for arrest, or other local fines that require payment to be solved. 

These criminals demand payment in multiple forms, but the most common are prepaid cards, wire transfers, and cash sent through mail or through cryptocurrency ATMs. If victims do not pay these fines or provide their personal information, the scammers in disguise will threaten them with potential prosecution or arrest. 

How to Identify Phishing Scams Over the Phone 

The FBI states that no law enforcement agency will ever contact you asking for money, but if you’re still unsure whether you’re being scammed, here are a few more phishing tips that can help: 

Confirm the source 

Unsolicited phone calls or texts are best avoided altogether or confirmed with a second source. Verify the caller’s identity with the organization they claim they represent. Ask for a name and position and make it clear you will be following up to verify their identity. 

Keep personal information private 

Do not reveal any personal or financial information over the phone, through text, or through a link provided in a text message. 

Lack of personalization 

Generic greetings that do not address you by name, especially when asking you to verify your identity or pay a fine, are a definite indicator that you may be being scammed. 

Spelling and layout 

Any strange grammar or spelling mistakes in a text message can be signs that this is someone impersonating an official agency, company, or higher-up to scam you. 

How to Identify Other Types of Phishing Scams 

Although scammers try to trick users over the phone, phishing scams can also happen over email. In addition to the tactics mentioned above, here are some extra tips on how to detect and avoid phishing emails: 

A sender address that’s just a bit off 

Cybercriminals will often impersonate well-known brands or individuals by using fraudulent email addresses with just a few alterations of letters or characters. An example is an email address that appears as “bank0famerica.con.” 

Hyperlinks 

If you receive a message or email with a link, hover over the link without clicking on it. This will allow you to see a link preview. If the URL looks suspicious or doesn’t match up with the content in the email, do not interact with it and delete the entire message. 

Attachments 

Be cautious of any attachment in an email. Scammers often use attachments as a sneaky way to deliver viruses and malware onto unsuspecting people’s devices. 

Protect Yourself From Phishing Attacks 

Phishing scams can be deceitful, especially with the added pressure of a seemingly real (but definitely fake) government official or law enforcement agency accusing you of breaking the law. However, by following the tips outlined above, you’ll be able to spot these scams from a mile away and stay safer online! 

The post What the FBI Wants You to Know About the Latest Phishing Scheme appeared first on McAfee Blog.

Cold Wallets, Hot Wallets: The Basics of Storing Your Crypto Securely

By Lily Saleh

If you’re thinking about crypto, one of the first things you’ll want to do is get yourself a good wallet.  

Topping the several important things a new cryptocurrency investor needs to think about is security. Rightfully so. Cryptocurrency is indeed subject to all kinds of fraud, theft, and phishing attacks, just like the credentials and accounts we keep online.  

But here’s the catch. Lost or stolen cryptocurrency is terrifically difficult to recover. By and large, it doesn’t enjoy the same protections and regulations as traditional currency and financial transactions. For example, you can always call your bank or credit card company to report theft or contest a fraudulent charge. Not the case with crypto. With that, you’ll absolutely need a safe place to secure it. Likewise, in the U.S. many banks are FDIC insured, which protects depositors if the bank fails. Again, not so with crypto. 

So, when it comes to cryptocurrency, security is everything. 

What makes crypto so attractive to hackers? 

Cryptocurrency theft offers hackers an immediate payoff. It’s altogether different from, say, hacking the database of a Fortune 500 company. With a data breach, a hacker may round up armloads of personal data and information, yet it takes additional steps for them to translate those stolen records into money. With cryptocurrency theft, the dollars shift from the victim to the crook in milliseconds. It’s like digital pickpocketing. As you can guess, that makes cryptocurrency a big target. 

And that’s where your wallet will come in, a place where you store the digital credentials associated with the cryptocurrency you own. The issue is doing it securely. Let’s take a look at the different wallets out there and then talk about how you can secure them. 

Hot wallets and cold wallets for crypto 

Broadly, there are two general categories of wallets. First, let’s look at what these wallets store. 

A wallet contains public and private “keys” that are used to conduct transactions. The public key often takes the form of an address, one that anyone can see and then use to send cryptocurrency. The private key is exactly that. Highly complex and taking many forms that range from multi-word phrases to strings of code, it’s your unique key that proves your ownership of your cryptocurrency and that allows you to spend and send crypto. Needless to say, never share your private key.  

With that, there are two ways to store your keys—in a hot wallet or a cold wallet. 

 

Hot Wallets: 

 

  • These wallets store cryptocurrency on internet-connected devices—often a smartphone, but also on computers and tablets—all of which allow the holder to access and make transactions quickly. 

 

  • Think of a hot wallet as a checking account, where you keep a smaller amount of money available for day-to-day spending, yet less securely than a cold wallet because it’s online. 

  

Cold Wallets: 

 

  • These wallets store cryptocurrency in places not connected to the internet, which can include a hard drive, USB stick, paper wallet (keys printed on paper), or physical coins. 

 

  • Think of the cold wallet like a savings account, or cold storage if you like. This is where to store large amounts of cryptocurrency more securely because it’s not connected to the internet. 

Hot wallets for cryptocurrency 

As you can see, the benefit of a hot wallet is that you can load it up with cryptocurrency, ready for spending. However, it’s the riskiest place to store cryptocurrency because it’s connected to the internet, making it a target for hacks and attacks.  

In addition to that, a hot wallet is connected to a cryptocurrency exchange, which makes the transfer of cryptocurrencies possible. The issue with that is all cryptocurrency exchanges are not created equal, particularly when it comes to security. Some of the lesser-established exchanges may not utilize strong protocols, likely making a target for attack. Even the more established and trusted exchanges have fallen victim to attacks—where crooks have walked away with millions or even hundreds of millions of dollars 

Cold wallets for cryptocurrency 

While the funds in cold wallets are far less liquid, they’re far more secure because they’re not connected to the internet. In this way, cold wallets are more vault-like and suitable for long-term storage of larger sums of funds. But cold wallets place a great deal of responsibility on the holder. They must be stored in a physically secure place, and be backed up, because if you lose that one device or printout that contains your cryptocurrency info, you lose the cryptocurrency altogether. Within the cold wallet category, there are a few different types: 

1. Purpose-built cryptocurrency storage devices 

Several manufacturers make storage devices specifically designed to store cryptocurrency, complete with specific features for security, durability, and compatibility with many (yet not always all) of the different cryptocurrencies on the market. An online search will turn up several options, so doing your homework here will be very important—such as which devices have the best track record for security, which devices are the most reliable overall, and which ones are compatible with the crypto you wish to keep.  

2. Hard drives on a computer or laptop 

Storing cryptocurrency information on a computer or laptop that’s disconnected from the internet (also known as “air-gapped”) is a storage method that’s been in place for some time. However, because computers and laptops are complex devices, they may be less secure than a simpler, purpose-built cryptocurrency device. In short, there are more ways to compromise a computer or laptop with malware that a determined hacker can use to steal information in some rather surprising ways. (Like noise from a compromised computer fan passing information in a sort of Morse Code or generating electromagnetic signals on a compromised computer that nearby devices can use to skim information.) 

3. Paper wallets 

Ah, good old paper. Write down a code and keep it secure. Simple, right? In truth, creating a paper wallet can be one of the most involved methods of all the cold storage options out there. Bitcoin offers a step-by-step walkthrough of the process that you can see for yourself. Once done, though, you’ll have a piece of paper with a public address for loading cryptocurrency into your paper cold wallet, along with a private key. One note: Bitcoin and others recommend never reusing a paper cold wallet once it’s connected to a hot wallet. You should go through the process of creating a new cold paper wallet each time.  

4. Physical coins for cryptocurrency 

Physical coins are a special case and are relatively new on the scene. They’re a physical coin minted with a tamper-resistant sticker that indicates the actual value of the coin. Like other methods of cold wallet storage, this calls for keeping it in a safe place, because it’s pretty much like a wad of cash. And like cash, if it’s stolen, it’s gone for good. Also note that a cryptocurrency holder must work with a third party to mint and deliver the coin, which has its own costs and risks involved. 

Securing your cryptocurrency wallet 

With that look at wallets, let’s see what it takes to secure them. It may seem like there’s plenty to do here. That’s because there is, which goes to show just how much responsibility falls on the shoulders of the cryptocurrency holder. Of course, this is your money we’re talking about, so let’s dive into the details. 

1. Back up your wallet

Whatever form your storage takes, back it up. And back it up again. Cryptocurrency holders should make multiple copies just in case one is lost, destroyed, or otherwise inaccessible. For example, one story that’s made the rounds is of a IT engineer in the UK who accidentally threw away an old hard drive with his cryptocurrency key on it, one that held 7,500 bitcoins, worth millions of dollars. Redundancy is key. Back up the entire wallet right away and then often after that. 

2. Store your wallet(s) securely

With redundant backups in place, store them in places that are physically secure. It’s not uncommon for crypto holders to use fireproof safes and safe deposit boxes at banks for this purpose, which only highlights the earlier point that a wallet is as good as cash in many ways. 

3. Use online protection software

This will help prevent malware from stealing crypto, whether or not your device is connected to the internet. Comprehensive online protection software will give you plenty of other benefits as well, including identity theft monitoring and strong password management, two things that can help you protect your investments, and yourself, even further. 

4. Update your operating system, apps, and devices

Updates often address security issues, ones that hackers will of course try to exploit. Keep everything current and set automatic updates wherever they are available so that you have the latest and greatest. 

5. Make use of multi-factor authentication (MFA) where possible

Just as your bank and other financial accounts offer MFA, do the same here with your crypto. Some extra security-conscious crypto investors will purchase a device for this specific purpose for yet greater protection, such as a separate phone with texting capability. This keeps their crypto transactions separate from the multitude of other things they do on their everyday smartphone, effectively putting up a wall between these two different digital worlds.  

6. Keep your investments to yourself

 Two things fall under this category. One, the less you say about the crypto investments you make, the less word gets around, which can help keep hackers out of the loop. Particularly on social media! Two, consider setting up a unique email account that you only use for crypto. The less you associate your crypto accounts with other financial accounts like your banking and online payment apps, the more difficult it is to compromise several accounts in one fell swoop.  

7. Watch out for phishing scams

Just like hackers send phishing emails with an eye on accessing your bank accounts, credit cards, and so on, they’ll do much the same to get at your crypto accounts. The target may be different, that being your crypto, but the attack is very much the same. An email will direct you to a hacker’s website, using some sort of phony pretense, get-rich-quick-scheme, or scare tactic. Once there, they’ll ask for private key information and then simply steal the funds. And it’s not just email. Hackers have used online ads to phish for victims as well. 

Crypto: security is on you 

As you can see, these security measures rely almost exclusively on you. If something happens to you, that could make recovering your funds a real problem. Consider reaching out to someone you trust and let them know where you’re storing your wallets and information. That way, you’ll have some assistance ready in the event of an emergency or issue. 

The very things that define cryptocurrency—the anonymity of ownership, the lack of banking institutions, the light or non-existent regulation—all have major security implications. Add in the fact that you’re your own safety net here and it’s easy to see that crypto is something that requires plenty of planning and careful through before diving into. Getting knowledgeable about security, how you’ll protect your crypto, should absolutely top your list before investing.  

The post Cold Wallets, Hot Wallets: The Basics of Storing Your Crypto Securely appeared first on McAfee Blog.

Lock Down & Level Up: Protect Your Online Gaming from Hackers

By Lily Saleh

As a gamer, you love the stuff you’ve racked up over the years—that rare Fortnite skin from six seasons ago, a complete set of Tier 20 armor in World of Warcraft, or a Steam account loaded with your favorite titles. Hackers love it too. Because they can make money off it. 

Hackers have been stealing and reselling online gaming accounts for some time now. Yet the recent 400 percent rise in online gaming theft shouldn’t come as a surprise, particularly as so many of us turned to games for entertainment lately. As people leveled up, gathered loot, and filled their libraries with games in the cloud, hackers saw the opportunity.  

The opportunity is this: gaming accounts have a street value. The virtual items and perks we acquire through gaming take time, effort, participation, and sometimes just good luck to build up. In a way, we’ve worked hard to earn our fun. Meanwhile, others out there are willing to take a shortcut. There are those who’ll pay for a well-stocked gaming account that someone else has built up, and hackers are more than willing to hijack accounts from innocent victims and sell them online. 

Put simply, the virtual goods in your gaming accounts are like any other good. They have value. And just like anything else you value, they’re worth protecting. That’s exactly what we’ll help you do here.  

Sanctioned markets, gray markets, and dark markets: Where gaming goods are sold 

First up, let’s take a quick look at the different ways digital goods get moved and sold out there—just to get a sense of the marketplaces that have cropped up around gaming and where hackers fit into the mix. 

And there are several. Over the years we’ve seen all kinds of gaming marketplaces crop up, whether they’re sanctioned marketplaces built inside of online games, gray marketplaces that exist outside of games, and dark marketplaces where stolen accounts and goods are exchanged. 

1. Sanctioned marketplaces 

As a gamer, you’re likely familiar with any number of sanctioned auction houses and marketplaces that are built right into online games, all designed and supported by the game’s developers. A classic example is the long-running auction house in World of Warcraft where players can buy and sell items with in-game currency, the World of Warcraft gold piece. And as marketplaces can go, the rarer and more coveted the item, the higher the price the seller can get for it. In fact, there are plenty of articles on how to play the markets for profit, in a quasi-stock market-like fashion, and all within the legitimate boundaries of the game.  

In recent years, we’ve also seen the rise of in-game currencies that players can purchase for cash, again by design and with the support of the developer. A couple of examples are the World of Warcraft Tokens and Minecraft tokens and coins. What you can do with such tokens and coins varies from game to game, yet players can use them to acquire in-game currency, items, or paid to play time. 

Increasingly common are in-game stores that allow players to purchase items and perks with cash, just like any other online store. Taken together with all the other ways a player can round up items in a game, it’s easy to see how a gamer’s account can grow into something somewhat unique and valuable over time, simply by playing and participating in the game. 

2. Gray market “boosters” and other services for cash 

With the time it takes for a player to level up a powerful character and acquire the items that can come along with it, there are out-of-game organizations that will, for a fee, do that work for a player in return for payment. Essentially it involves a player starting a gaming account, rolling up a character, and then handing over the account to a “booster” who will play the game on the owner’s behalf. When the agreed-upon level is reached, the booster hands back the character to the owner. 

Of course, there are all kinds of potential problems with this. Strictly from a security standpoint, this means an account owner is handing over their credentials to a stranger, with no real guarantee that this stranger simply won’t change the account password, never hand back the account, and simply walk away with any funds that may have been paid upfront. 

Further, “boosting” and other similar services may be against the user agreement the player signed when joining up for the game. For example, World of Warcraft recently updated its policy, stating that they now, 

[P]rohibit organizations who offer boosting, matchmaking, escrow, or other non-traditional services, including those offered for gold. World of Warcraft accounts found to be in violation of this policy are subject to account actions. These actions can include warnings, account suspensions and, if necessary, permanent closure of the disruptive World of Warcraft account(s).  

So while “boosting” services may not be illegal themselves, they can run counter to user agreements and may lead to cases of fraud when a booster service fails to fulfill its commitment or simply locks a player out of their own account. 

3. Dark market sale of stolen gaming accounts and goods 

Then there’s the theft and resale of online game accounts, clear examples of digital goods illegally changing hands. Stolen accounts make their way into dark web marketplaces and ads on chat platforms and social media, thanks to hackers who’ve cracked previously legitimate accounts and then packaged them up for sale. In some instances, cybercriminals will sell entire game collections, such as online gaming platform accounts where gamers may have purchased and have access to dozens and dozens of games stored in the cloud. 

The method behind this theft is much like a credit card or bank account hack. Often using credentials lifted from a data breach, hackers will take known usernames and passwords and feed them into a credential stuffing application—which can then attempt to access hundreds, even thousands, of accounts through automated login requests.  

Given that many users out there use the same passwords across their accounts makes them an easy target for this practice and can reap a large harvest of cracked accounts. From there, the account can be accessed, have its password changed, and then made ready for advertising and sale, where an account can be resold for a few dollars, or for potentially thousands depending on what the account contains.  

Protecting your online gaming account from getting hacked 

There’s plenty you can do. A few simple steps on your part can drop some serious roadblocks in the way of a hacker who’s looking to crack your account or target you for a scam. 

1. Passwords, passwords, passwords

Each of your accounts should have its own strong, unique password. No repeats. And if you have some sixty-plus accounts across all the shopping, banking, gaming, and forum posting you do, not to mention your apps, that sounds like a lot of work. Because it is. Although it doesn’t have to be. A password manager can do the work for you by creating and storing strong, unique passwords for you. 

2. News of a data breach? Change your password

Data breaches happen all the time now, striking businesses both large and small. If a business or organization where you have an online account gets breached, change your password right away. Related to the above, make sure the passwords across your other accounts are strong and unique. It’s not uncommon for hackers to try breaching passwords in other accounts, all in the hope that the victim is using the same or a similar password on other accounts as well. 

3. Multifactor your defense

Several gaming services offer multi-factor authentication (MFA) as a means of protecting accounts. In addition to requiring a username and password to log in, MFA further verifies account activity by sending a unique code to the email address or text to a device you own, which makes gaining illegal access that much tougher for hackers. Some gaming platforms even support an authentication app, such as the Battle.net Authenticator, offered by Blizzard. In all, the occasional extra clicks required by MFA can really save you some massive headaches by preventing theft. If you have MFA as an option, strongly consider using it. 

4. Don’t feed the phish  

Phishing attacks have made the jump from email to bogus ads on social media and in search too. In short, a phishing attack involves the hacker posing as a well-known company or organization with the intent of fooling you into providing your username and password. With that, they can drain your account, whether it’s money from your bank account or goods in your gaming account. Spotting phishing attacks can call for a sharp eye nowadays because some hackers can make the phishing emails and sites they use look like the real thing. Comprehensive online protection software will include web protection that can spot bogus links and sites and warn you away from them, even if they look legit. 

5. Watch out for “spearphishers”, too

Spearphishers are a special sort, in that they make more targeted attacks. While a phisher will send out an email blast or attempt to rope in a high volume of victims with an ad, a spearphisher will send a direct message to specific, potential victims. You may have seen or heard of this in massively multiplayer online games where an otherwise unknown player sends a message to another with a link to a website, complete with the promise of loot, in-game currency, or services to level up characters. Ignore and don’t visit that link. Chances are it’s a scammer, or at least someone who may be breaking the game’s user agreement by offering such services.  

6. Mods and malware

Whether you’re downloading a mod, an expansion, or a new game itself, go with a reputable online store or source. Hackers will drop malware into all kinds of files and applications, games included. Given that such malware could log keystrokes that steal login info, inject ransomware code to hold your device and data hostage, or simply wreak havoc on your files and things, it can have implications for more than just your gaming accounts and the virtual assets you have with them. 

Play defense 

Hackers know there’s good money in gaming accounts. They wouldn’t bother with them otherwise. Realizing that your gaming account has value is the first step to protecting it. 

In addition to taking the steps above, consider comprehensive online protection software. It offers defense in breadth and depth, covering everything from device security, privacy, and identity protection. However, if you want an even faster and safer gaming experience, gamer security is worth looking into. In addition to strong security features, it also offers performance-enhancing technologies that prioritize system resources and keep your gameplay going smooth. 

In all, keep in mind that gaming accounts are serious business for hackers. Put up your defenses. Then get out and enjoy yourself, knowing that you have made it far, far tougher for them to ruin your fun. 

The post Lock Down & Level Up: Protect Your Online Gaming from Hackers appeared first on McAfee Blog.

McAfee 2022 Consumer Mobile Threat Report

By McAfee

We’re excited to bring you the latest edition of the McAfee 2022 Consumer Mobile Threat Report. After all, when you know the challenges you face, it’s easier to be confident online. In this blog, we’ll take a closer look at some leading examples of techniques that cybercriminals are using to trick or defraud you via your mobile phone. These examples are some of the more sophisticated attacks, using real logos, quality graphics, and personalized messages. We hope this provides a useful resource for protecting your digital life, mobile devices, and personal information so that you can enjoy a safe life online with your family. 

Cybercriminals Take Their Scams to the Next Level

Cybercriminals are upping their game, using personal information and high-quality graphics to make their malware look like legitimate apps or official messages. Because these attacks are successful at defrauding significant numbers of mobile users out of their money and information, more criminals will jump on this approach or expand their malicious campaigns. Let’s take a look at some of the different techniques being used by scammers to fool mobile users.  

Smishing looks friendly but is just the opposite

Mobile smishing (aka phishing text messages) are attacks using personalized greetings in text messages that pretend to be from legitimate organizations to appear more credible. These messages often link to websites with authentic logos, icons, and other graphics, prompting the user to enter personal information or download an app. Users should be extra careful about text messages from unknown sources and should go directly to the organization’s website to validate requests. 

Mobile gaming scams pose as gamer help and cheating tools

Cheating tools and hacking apps are popular ways to get extra capabilities in mobile games. Criminals are exploiting this by promoting game hacking apps that include malicious code on legitimate messaging channels. If installed, the malware steals account credentials for social media and gaming accounts. Gamers should use caution when installing game hacks, especially if they request superuser permissions. 

Crypto is popular and so are scams targeting it

Cryptocurrencies are providing new opportunities for mobile device attacks. The latest ploy is phony apps that promise to mine coins in the cloud for a monthly fee. Fake reviews and a low cost make them sound too good to be true—and they are. These apps just take the money without doing any coin mining. With no actual malicious code, these apps are hard to detect, so users should be suspicious of being promised hundreds or thousands of dollars of crypto coins for just a few dollars a month. 

Watch out for fake messaging apps

Another attack uses a variety of fake apps with slick graphics to trick users into premium subscriptions. Hundreds of these apps promise features such as mobile games or photo editing and are supported by plenty of fake five-star reviews. When installed, the apps ask for the user’s phone number and verification PIN and use them to sign up for premium text services that direct payments to the criminals. Users should read reviews looking for vague statements, repetitive wording, and a mix of five-star and one-star ratings. For a deeper dive into the scams, be sure to view full report.

How to Protect Yourself 

While threat tactics continue to change as criminals adapt and respond to detection and enforcement techniques, there are a few steps users should take to limit their exposure and risk. 

Stay on the app stores

While some malicious apps do make it through the app store screening process, most of the attack downloads appear to be coming from social media, fake ads, and other unofficial app sources. Before downloading something to your phone, do some quick research about the source and developer. Many of these scams have been flagged by other people. 

Watch requests for settings and permissions

Many malicious apps get the access they need by asking the user to grant them permission to use unrelated privileges and settings. When installing a new app, take a few moments to read these requests and deny any that seem unnecessary, especially for superuser access and accessibility services.  

Update your software

Developers are actively working to identify and address security issues. Both operating systems and apps should be frequently updated so that they have the latest fixes and security protections. 

Be wary of too many five-star reviews

Cybercriminals often flood their Google Play apps with fake five-star reviews. Many fake or malicious apps only have a mix of five-star and one-star reviews. The five-star ones typically have vague statements and repetitive wording, giving clues that they are submitted by bots. Compare them to the one-star reviews for insight on the app’s real capabilities. 

Pay attention if your phone is acting funny

Devices that are behaving unusually may just have a basic tech issue but it can also be a sign of being hacked. Follow up when something is not quite right, check recent changes or contact tech support from the mobile device vendor or security software provider. 

Use security software

Comprehensive security software across all devices, whether they are computers, tablets, or smartphones, continues to be a strong defensive measure to protect your data and privacy from cyber threats. 

We hope this report helps you stay on the lookout for these and other mobile threats so you can safely and confidently enjoy your life online.

The post McAfee 2022 Consumer Mobile Threat Report appeared first on McAfee Blog.

White House Announces Possible Rise in Cyberattacks—What You Can Do to Stay Safe

By McAfee

The White House recently reissued a warning to American businesses in response to the unprecedented economic sanctions the U.S. has imposed on Russia for the Ukraine invasion, stating, “There is now evolving intelligence that Russia may be exploring options for potential cyberattacks.”  

Along with this statement, the White House published a fact sheet outlining the new and ongoing steps the government is taking to protect its infrastructure and technologies, along with steps that private businesses can take to protect themselves from attacks as well.  

Of course, any successful attack on government operations and the operations of private businesses could potentially affect households as well—such as in the case of data breaches where data or information is stolen from a system, often the personal data and information of individuals. 

Word of potential attacks understandably leaves people feeling uncertain and may further leave them wondering if there’s anything they can do to protect themselves. With regards to data breaches and the cases of identity theft that typically follow, there are several steps people can take to keep safer online.  

Let’s break down what a data breach looks like, how it can affect you, and what you can do in advance of a breach to protect yourself. 

Examples of data breaches in the past 

We’ve certainly seen data breaches make the news over the years, which are often (but not always) associated with malicious hackers or hacker organizations. A quick list of some of the largest and most impactful breaches we’ve seen in recent years: 

  • Facebook – 2019: Two datasets leaked the records of more than 530 million users, including phone numbers, account names, Facebook IDs, and more. 
  • Marriott International (Starwood) – 2018. Leakage of 500,000 guest names, emails, actual mailing addresses, phone numbers, passport numbers, Starwood Preferred Guest account information, date of birth, and information about stays. 
  • Equifax – 2017. Approximately 147 million records, including name, address, date of birth, driver’s license numbers, and Social Security Numbers were leaked, as well as credit card information for a further 200,000 victims. 

Healthcare facilities have seen their data breached, along with the operations of popular restaurants. Small businesses find themselves in the crosshairs as well, with one report stating that 43% of data leaks target small businesses. Those may come by way of an attack on where those businesses store their records, a disgruntled employee, or by way of a compromised point-of-sale terminal in their store, office, or location. 

What differs with the White House warning is who may end up being behind these potential attacks—a nation-state rather than what are financially motivated hackers or hacking groups. (Some research indicates that nearly 90% of breaches are about the money.) However, the result is the same. Your personal information winds up loose in the world and possibly in the hands of a bad actor.   

What can get exposed in a data breach?  

The fact is that plenty of our information is out there on the internet, simply because we go about so much of our day online, whether that involves shopping, banking, getting results from our doctors, or simply hopping online to play a game once in a while.  

Naturally, that means the data in any given breach will vary from service to service and platform to platform involved. Certainly, a gaming service will certainly have different information about you than your insurance company. Yet broadly speaking, there’s a broad range of information about you stored in various places, which could include:  

  • Username and password 
  • E-mail address 
  • Phone numbers and home address 
  • Contact information of friends and family 
  • Date of birth 
  • Driver’s license number 
  • Credit card and debit card numbers, bank account details 
  • Purchase history and account behavior history 
  • Patient information (in the case of healthcare breaches) 
  • Social Security Number or Tax ID Number 

As to what gets exposed and when you might find out about it, that can vary greatly as well. One industry research report found that 60% of breaches were discovered in just days from the initial attack while others could take months or even longer detect. Needless to say, the timeline can get rather stretched before word reaches you, which is a good reason to change your passwords regularly should any of them get swept up in a breach. (An outdated password does a hacker no good—more on that in a bit.) 

What do cybercriminals do with this kind of information? 

The answer is plenty. In all, personal information like that listed above has a dollar value to it. In a way, your data and information are a kind of currency because they’re tied to everything from your bank accounts, investments, insurance payments—even tax returns and personal identification like driver’s licenses.  

With this information in hand, a crook can commit several types of identity crimes—ranging from fraud to theft. In the case of fraud, that could include running up a bill on one of your credits cards or draining one of your bank accounts. In the case of theft, that could see crooks impersonate you so they can open new accounts or services in your name. Beyond that, they may attempt to claim your tax refund or potentially get an ID issued in your name as well. 

Another possibility is that a hacker will simply sell that information on the dark marketplace, perhaps in large clumps or as individual pieces of information that go for a few dollars each. However it gets sold, these dark-market practices allow other fraudsters and thieves to take advantage of your identity for financial or another gain.  

Protecting yourself from the effects of data breaches 

The succinct answer is to sign up for an identity protection service. It can monitor dozens of types of personal information and then alert you if any of them are possibly being misused, so you can address any issues right away before they become a potentially much bigger problem.  

Further, pairing identity protection with online protection software can protect you even more. With an all-up view of your overall online security—how well you’re protecting yourself and your identity online—it can guide you through steps that can shore up your protection and make you safer still. 

Identity protection such as ours gives you the added benefit of a professional recovery specialist who can assist with restoring your affairs in the wake of fraud or theft, plus up to $1 million in insurance coverage. 

What if I think I’m the victim of identity theft? 

When a business, service, or organization falls victim to a breach, it doesn’t always mean that you’re automatically a victim too. Your information may not have been caught up in it. However, it’s best to act as if it was. With that, we strongly suggest you take these immediate steps. 

Change your passwords and use two-factor authentication 

Given the possibility that your password may be in the hands of a bad actor, change it right away. Strong, unique passwords offer one of your best defenses against hackers. Update them regularly as well. As mentioned above, this can protect you in the event a breach occurs and you don’t find out about it until well after it’s happened. You can spare yourself the upkeep that involves a password manager that can keep on top of it all for you. If your account offers two-factor authentication as part of the login process, make use of it as it adds another layer of security that makes hacking tougher.  

Keep an eye on your accounts 

If you spot unusual or unfamiliar charges or transactions in your account, bank, or debit card statements, follow up immediately. That could indicate improper use. In general, banks, credit card companies, and many businesses have countermeasures to deal with fraud, along with customer support teams that can help you file a claim if needed. 

Sign up for an identity theft protection service 

As outlined above, identity protection like ours can monitor a broad set of your personal information and provide you guidance for making it more secure, in addition to getting help from a professional recovery specialist.  

For an even closer look at identity theft, we have two articles that can help guide the way if you think you’re a victim, each featuring a series of straightforward steps you can take to set matters right: 

Proactively protecting yourself and your family 

No matter how uncertain news of possible cyberattacks may any of us feel, you can take steps to set some of that uncertainty aside. An identity protection service is a strong first move against possible identity theft, as is pairing it with online protection software that keeps you safer online overall. Likewise, knowing the signs of possible identity theft and what you can do to address it right away offer further assurance still—like having the services of a professional recovery specialist to help.  

In all, there’s no need to leave yourself wondering at the news from the White House. As an individual, you have it in your power to make yourself and your family safer than they are now. 

The post White House Announces Possible Rise in Cyberattacks—What You Can Do to Stay Safe appeared first on McAfee Blog.

It’s World Backup Day! Here’s How You Can Preserve Your Files

By McAfee

Let’s play a game. Go to the Photos app on your phone and look at the total number of videos and images on your device – all those precious memories of family vacations, clips from your favorite concert, and countless snapshots of your furry companion. Next, open your laptop or desktop and check to see how many documents you have saved — perhaps all the research reports you have saved to defend your graduate thesis or an important slideshow you’re presenting to your boss on Monday. If you had to guess, would you say the total number of these various pieces of data is into the thousands? Now imagine if all this data was suddenly gone. What would you do?  

You might be thinking, “That will never happen to me.” However, this situation is more common than you think. More than 60 million computers will fail worldwide this year, and over 200,000 smartphones are lost or stolen every year. That’s why we’re celebrating World Backup Day by sharing how you can properly back up your files and find peace of mind knowing that your data is safe and sound.  

What Are Backups and Why Are They Important? 

A backup is a separate copy of your important and sentimental digital files and information. Storing all that data in one place, like a personal computer or smartphone, can prove unsafe. Creating another copy of that data through a backup will ensure that it’s stored and kept safe somewhere else should your device get wiped or stolen. 

It’s important to recognize that data loss isn’t something that only happens to huge corporations or unsuspecting victims in spy movies. Everyone is susceptible to data loss or theft and backing up that data is an easy step to protect all your information and prevent cybercriminals from taking what isn’t theirs. 

Data Storage 101 

Data is one of the most important assets in the modern world. As we illustrated earlier, people collect countless files that contain valuable information they want to keep safe. Luckily, there are two common and inexpensive ways that a user can store their data and their ever-important backups.  

Cloud storage  

Although “the cloud” became a major buzzword years ago, its definition is still cloudy for some folks. The cloud exists in remote data centers that you can access via the internet. Any data you’ve uploaded to the cloud exists on dedicated servers and storage volumes housed in distant warehouses, often situated on campuses full of such warehouses. Data centers are owned by cloud service providers, who are responsible for keeping the servers up and running.  

To keep your data physically safe from theft and destruction, and to make sure it’s available whenever you want to access it, data centers run extensive cooling systems to keep the electronics from overheating and have at least one backup generator in case of power outages. But how do they make sure that this data is secure in the cybersphere? Cloud systems use authentication processes like usernames and passwords to limit access, and data encryption to protect data that is stolen or intercepted. However, it’s important to remember that passwords can be hacked. Typically, the service provider holds the encryption keys to your data, meaning that rogue employees could, theoretically, access it. Likewise, your data could also potentially be searched and seized by government entities. 

This begs the question: Trust or don’t trust? Because cloud storage companies live and die by their reputation, you can rest assured knowing that they go to great lengths to use the most advanced security techniques and provide the most reliable service possible. To help ensure the security of your data should you choose to store or back it up to the cloud, keep anything truly sensitive in a private cloud behind a firewall.  

External hard drive  

With an external hard drive, you can manually back up all your data and files yourself onto a physical device that you can access anytime. These drives are a reliable way to achieve data redundancy. An external hard drive doesn’t rely on internet access like cloud-based services and is an easy fix when transferring data to a new device. However, using external hard drives requires a more hands-on approach to backing up your data. It’s your responsibility to regularly perform backups yourself and store your hard drive in a safe location. While cloud solutions offer huge amounts of storage, storage space on hard drives are limited, so you may have to purchase more than one device. Look for an external drive with at least a terabyte of space to accommodate all your data, which tends to accumulate quickly. 

Kickstart Your Digital Spring Cleaning  

As you’re cleaning out your garage and tidying up your home, take the same care to do some digital spring cleaning this World Backup Day. Give your devices, apps, and online accounts a good decluttering and gain more peace of mind knowing that all your valuable data is stored in a safe, secure place … and that you have a backup in case something goes awry. Remember, proactivity goes a long way toward shoring up your cybersecurity and protecting your information.   

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Smart Tips for Staying Safer Online

By McAfee

The recent WannaCry ransomware attack that infected more than 250,000 computers worldwide was a good reminder to everyone about staying vigilant when it comes to internet safety.

After all, many of us stay connected most of the time, whether it’s on our laptops or mobile devices, giving cybercriminals a wide range of opportunities to go after our personal and financial information, as well as our privacy.

The good news is that safeguarding your internet security, and preventing an attack like WannaCry, can be as simple as keeping your software up-to-date, and taking other preventative measures. The key is knowing which threats to look out for, and when you are taking potential risks.

Let’s start by talking about our mobile devices. Although many of us have been taught to look out for viruses and other threats on our computers, we don’t always realize that our mobile devices are just as vulnerable as our desktops.

The truth is dangerous links and downloads can be easily accessed using mobile browsers and email. And, our devices can open us up to new threats like malicious apps or text messages, designed to steal your information.

And if you think you’re protected from many online threats because you are an Apple user, think again. McAfee Labs found in its latest Quarterly Threat Report that malware exploiting the Mac operating system has grown exponentially.

Another instance where we often don’t realize we’re at risk is when we use technology while travelling or away from home. Connecting to public Wi-Fi networks can be dangerous because many of these networks do not take the necessary steps to protect your data from being accessed by cybercrooks. It’s just as risky to use public or shared computers since the bad guys will sometimes infect them with malware or spyware designed to steal your information.

Our heavy use of social media is another area where we face new threats. Although these sites are made for sharing, we tend to share too much of our private information, opening us up to identity theft, or even harassment. That’s why we need to safely guard information such as our home address, employer, phone number, and email. It’s also wise to change your social media privacy settings to “friends only.” When we open our networks up to people who we don’t know in real life, we also open the door to potential scammers.

These scammers love to distribute phishing attacks on social media and via email and text. Their goal is to trick you into revealing personal or financial information. Take, for instance, the recent “Google Docs” attack, in which scammers sent out fake emails that appeared to come from a trusted source, asking recipients to click on a link to open a Google document, with the hopes of gaining access to their email login and contact information.

Account login information is highly valuable to scammers, since it can potentially allow them to login into or guess your banking passwords, and other crucial financial or identity information. This is a good reason to opt for the highest security settings on all your accounts, such as multi-factor authentication. This security measure asks you to provide an additional piece of information other than your password to verify your identity, such as entering a unique code that is sent to your mobile phone.

There are a lot of threats that we all need to be aware of, but by taking basic precautions and staying vigilant about what you share online you will be much better protected from cybercrime.

Tips to keep you safe:

  • Keep on top of the latest threats so you know what to look out for.
  • Make sure you use comprehensive security software that protects both your computers and mobile devices, and keep the software up-to-date.
  • Turn on automatic updates on all your devices so your operating systems always have the latest security fixes.
  • Create unique, complex passwords using a combination of upper and lower case letters, numbers and symbols for all your critical accounts.
  • Turn on multi-factor authentication when available.
  • Never click on attachments or links sent by someone you don’t know. These often lead to malware or phishing scams.
  • Be careful when downloading mobile apps. Only download apps from an official app store, and read other users’ reviews first to make sure the app is safe.
  • Backup all your data on a regular basis, in case you need to wipe your device clean, or as a safeguard in response to ransomware. This way you can restore all of your information.
  • Be careful when posting on social networks. Never share key identity information, and select the highest security settings.
  • When away from home, avoid using public Wi-Fi and stick to websites that start with “HTTPS” instead of just “HTTP”, since they use extra security to protect your information. If you must use an unsecured network, protect your data by installing a personal VPN, which links you to a secure network over the internet.

Looking for more mobile security tips and trends? Be sure to follow @McAfee Home on Twitter, and like us on Facebook.

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What is Spyware?

By McAfee

No one likes the feeling that someone is looking over their shoulder when they work, shop or surf online. But this is just what crooks and scammers do without our knowledge using “spyware.”

Spyware is a piece of software that can covertly gather information on you. It can track the websites you visit and even record what you type on your keyboard, including passwords and credit card numbers.

So, now the bad guys don’t have to steal your wallet to get access to your personal and financial information. All they need to do is trick you into installing spyware on your computer or device. Or they could install it themselves on public or shared computers using a USB drive, or similar device.

One of the more common forms of spyware found on shared computers is called a “keylogger.” It can record everything you type and send it back to the cybercrook. That’s why you should avoid using shared computers in hotels or public libraries, since they can be easily compromised.
Most spyware masquerades as legitimate software, such as free games or mobile apps. In fact, researchers believe that over three years, 1 million Google Play users downloaded a single piece of spyware alone. It appeared to be an official “System Update” application, but actually monitored the users’ location information and text messages without their knowledge.

Spyware can also easily spread online in the form of dangerous links in emails, and on social media or torrent sites, which offer free access to online content. That’s why you need to be careful where you click.

Another common form of spyware is called “adware.” Adware is used to display advertisements on your computer, or redirect your search inquiries to an advertiser’s website. Although this isn’t as harmful as spyware designed to steal your information, it is still invasive and annoying.

Since spyware is so prevalent and potentially harmful, putting both your private information and privacy at risk, it’s important that you take steps to protect yourself.

Here are some tips to keep you safe:

  • Only visit trusted websites and be suspicious of sites offering “free” content or applications.
  • Be careful when downloading any software or mobile apps from the web. Read other users’ reviews first to make sure the product is safe. Also, read any licensing or service agreements carefully to see if the provider is accessing more information than it needs to.
  • Never leave your computer or devices unattended in public, since a cybercrook could potentially install spyware when you’re not looking.
  • Avoid clicking on online ads, since they could lead to adware.
  • Look out for anti-spyware scams. There are many phony “anti-spyware” tools online that offer free scans. They falsely detect multiple spyware programs on your computer to get you to buy their product.
  • Make sure you use comprehensive security software that includes spyware protection, and keep it up-to-date.

The post What is Spyware? appeared first on McAfee Blog.

How To Secure Your Online Life? Find Your Protection Score!

By Alex Merton-McCann

I am renowned for getting myself into big messes – particularly in the kitchen when I’m cooking up a storm. And I’m totally fine being alone: chopping, stirring and baking until it’s time to clean up! And that’s when the overwhelm hits – I know I should clean as I cook but I never do! So, what do I do? Rally the troops! Yes siree! There’s nothing like another set of eyes or hands to help one wade through the overwhelm – I’m sure that’s why I had 4 kids!! 

Online Life Can Be Messy Too! 

Many people tell me that they feel a similar way about their online life. They know they need to be doing more to keep themselves safe, but they are completely overwhelmed at where to start. With so much of our lives lived online, it’s not uncommon for one person to have over a hundred online accounts across multiple devices which makes it very hard to keep track of logins, data breaches, or security software.  

And research conducted by McAfee shows that consumers know they need to take steps to protect themselves with 74% of users concerned about keeping information private online and 57% keen to be in more control of their personal information. Not surprisingly, since the pandemic started 47% of online consumers feel unsafe compared to just 29% beforehand. 

Where to Start? Your Protection Score! 

So, to try and make this very overwhelming task that bit easier, McAfee has developed a new tool that allows you to find your own Protection Score. Think of your Protection Score like your credit score or sleep score except this one is a measure of your security online. The higher the score, the safer you are online. And the best part about the score is that helps users identify exactly where they need to pinpoint their focus to ensure they are as safe as possible online. Think of it as a set of experienced hands to help you wade through the overwhelm. 

How Does It Work? 

In less than a minute, the McAfee Protection Score will provide you with a pretty clear understanding of how safe you are online. Participants are given a mark between 0 and 1000 that is based on several factors: whether you have online protection and whether your details have been leaked in a security breach. Now, don’t be alarmed if your score is low because here’s the best bit – you will receive a list of exactly what you need to do to improve it and protect yourself from online threats! Phew – my competitive type A personality wouldn’t have coped if I was unable to fix it!  

Let me give you an example, when I signed up, I was alerted to the fact that my email address had been involved in a breach, yes – I’m very human! So, it helped me remedy this by taking me to the appropriate page where I could update my password, and then, bingo, my score (and online safety) improved!!  

And just to ensure you remain committed, every time you venture back to the Protection Score page, your results and action plan will be there waiting for you to ensure you stay on track and most importantly, to cut through that overwhelm! 

Now, in case you were wondering, McAfee’s Protection Score is a first for the cybersecurity industry but good news – they’ve promised it will continue evolving. They will continue to add more features and opportunities to personalize so you can ensure you are living life to the full online!! 

So, if you’re feeling overwhelmed at exactly what you need to do to get your online safety under control then McAfee’s Protection Score is exactly what you need. In less than a minute you’ll be able to get a clear understanding of where your online security sits and a personalized action plan so you can start addressing it right away! How good is that? 

Till Next Time, 

Alex 

The post How To Secure Your Online Life? Find Your Protection Score! appeared first on McAfee Blog.

The Big Reason Why You Should Update Your Browser (and How to Do It)

By McAfee

The humble internet browser. Dutifully taking you the places you want to go online, whether that’s the bank, the store, the movies, or even to work. All the more reason to make sure your browser gets every last bit of protection it can.

It’s easy to fire up your browser without a second thought. Arguably, it’s one of the first things many of us do when we hop on our computers. And because it’s often our literal window into important tasks like managing our finances, making payments, and so forth, hackers will absolutely target browsers in order to conduct their attacks. Whether it’s through vulnerabilities in the code that runs the browser, injecting malicious code into a browser session or any one of several other attack vectors, hackers will try to find a way to compromise computers via the browser.

What’s one of the best ways to keep your browser safe? In a word, update. By updating your browser, you’ll get the latest in features and functionality in addition to security fixes that can keep you safer out there.

Let’s take a closer look at what a safer browser is all about, how to update yours, and check out some additional things you can do to stay safer still.

Browser hacks go way back—and are here to stay

Just as long as there have been browsers, there have been security vulnerabilities and issues. Among the first documented cases, one of the most noteworthy goes back to 1995 when researchers at the University of California, Berkeley uncovered a security issue with the way the Netscape browser handled online payments. Today, news of potential browser exploits and follow-on security measures to remedy them still make the headlines all across several types of popular browsers.

The reality of the issue is that browsers, humble as they may seem to us, are complex applications made up of myriad smaller applications to handle all manner of tasks that create your overall web browsing experience. And where there’s code, there’s room for error. Errors that hackers will look to exploit until an update comes along and fixes them.

Browser plug-ins and extensions add extra features—and potential risks

Adding further functionality to your browser, and potentially further opportunities for hackers, are browser plug-ins and extensions. These are small apps that give your browser additional capabilities, like opening and editing documents, blocking ads, finding coupons, and even playing tabletop role-playing games in a browser as well. In short, there are thousands of them, often available in the various stores run by different browser developers.

Likewise, browser plug-ins and extensions can be prone to security issues just like the browser they’re installed in. Errors in their code may lead to exploits that hackers can take advantage of. Further, not all plug-ins and extensions are safe and secure to use. It’s not uncommon for malicious ones to turn up on third-party sites that steal user information, introduce malware, or that end up serving ads on a person’s computer, just to name a few of the nasty things they can do. Even official browser stores have had malicious plug-ins and extensions slip onto their shelves.

Lastly, even seemingly legitimate plug-ins and extensions can introduce privacy issues. Given that they’re on your browser and have been granted permissions to work with it, they could be collecting data—data which the developer may use, share, or resell. And it may be tough to know exactly what’s being collected and what’s being done with it. Yet like many smartphone app stores, browser stores are including links to developer privacy statements on the download page for the plug-ins and extensions they offer, giving people more insight into how their data is used. However, sometimes plug-ins and extensions get sold from one company to another where they not only change owners but privacy policies as well. In other words, that plug-in or extension on your computer may get sold to another company without your knowledge and subsequently decide to use your data in an entirely new way.

Given this landscape, there’s a clear case for updating your browser regularly, along with your plug-ins and extensions as well. Moreover, you might want to take a look at what plug-ins and extensions you’re running as well to ensure they’re secure and that they’re something you actually have use for.

Let’s take a look at how you can do all that.

So, do you keep your browser and extensions up to date?

Set up your browser to update automatically. This is relatively straightforward, and browser developers have pages that show you how it’s done. For example, sampling a few of the browsers out there:

As for updating your extensions, the browser developers have put together quick guides to help you what that too. The good news is that when you update your browser, your browser typically updates its associated plug-ins and extensions as well. However, note that your browser’s update cycle may not be in sync with the update cycle for your various plug-ins and extensions, so you may want to go in and update them on their own. These guides can help:

<h2>Take a look at your browser extensions—and see if you want them in the first place

What extensions am I even running? Now that’s a great question. And it’s not too tough to get the answer. In short, your browser’s menu will have an option that will give you an overview of what you have installed and which ones are enabled for use. Once more, each browser developer has their own way of going about this:

This is a good opportunity to give your extensions a hard look. Are they something you use? Are they something you want? Who developed that extension? What might they be doing with my data? Answering these questions may take a little work on your part—like searching for news, information, or reviews about the various extensions you have installed. If you don’t like what your research turns up, you can simply uninstall the extension in question.

A good general rule is this—the fewer apps and extensions you have, the fewer you have to update. Likewise, that’s ultimately fewer lines of code that may turn up a possible exploit. If it’s something you’re not using, consider getting rid of it.

<h2>Make your browser safer with web protection

Many browser-based attacks find their way to you through sketchy websites and downloads. Even ads that look legit but are not. As said before, hackers will try and find a way. One tool you can use to beat them at their game is browser protection, which helps prevent you from making that one wrong click that leads to malware.

In our case, we offer McAfee WebAdvisor, a lightweight app that helps keep you safe from threats while you browse and search the web. Specifically, it includes three types of protection that can help steer you clear of those sketchy websites and downloads.

It’s a free download, and it’s also included with our comprehensive online protection software. Either way, this provides you with yet another line of defense when it comes to browser-based attacks.

Protect your browser from hacks and attacks. Update.

That’s the big reason to update right there. Updates give you one more way to prevent attacks by fixing known security issues. It’s true for your operating systems, your apps, your games, what have you. All of them rely on sometimes complex code, code which can sprout exploits, ones that hackers will use. Count your browser in that mix as well. Updating your browser, plus its plug-ins and extensions will help keep you safer online.

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How to Protect Yourself from March Madness Scams

By McAfee

It’s the month of top seeds, big upsets, and Cinderella runs by the underdogs. With March Madness basketball cranking up, a fair share of online betting will sure to follow—along with online betting scams. 

Since a U.S. Supreme Court ruling in 2018, individual states can determine their own laws for sports betting. Soon after, states leaped at the opportunity to legalize it in some form or other. Today, 30 states and the District of Columbia have “live and legal” sports betting, meaning that people can bet on single-game sports through a retail or online sportsbook or combination of the two in their state. 

If you’re a sports fan, this news has probably been hard to miss. Or at least the outcome of it all has been hard to miss. Commercials and signage in and around games promote several major online betting platforms. Ads have naturally made their way online too, complete with all kinds of promo offers to encourage people to get in on the action. However, that’s also opened the door for scammers who’re looking to take advantage of people looking to make a bet online, according to the Better Business Bureau (BBB). Often through shady or outright phony betting sites. 

Let’s take a look at the online sports betting landscape, some of the scams that are cropping up, and some things you can do to make a safer bet this March or any time.  

Can I bet on sports in my state, and how? 

Among the 30 states that have “live and legal” sports betting, 19 offer online betting, a number that will likely grow given various state legislation that’s either been introduced or will be introduced soon. 

 

Source: www.americangaming.org
Source: www.americangaming.org

If you’re curious about what’s available in your state, this interactive map shows the status of sports betting on a state-by-state level. Further, clicking on an individual state on the map will give you yet more specifics, such as the names of retail sportsbooks and online betting services that are legal in the state. For anyone looking to place a bet, this is a good place to start. This is further helpful for people who’re looking to get into online sports betting for the first time and is the sort of homework that the BBB advises people to do before placing a sports bet online. In their words, you can consider these sportsbooks to be “white-labeled” by your state’s gaming commission.

Source: www.americangaming.org
Source: www.americangaming.org

However, the BBB stresses that people should be aware that the terms and conditions associated with online sports betting will vary from service to service, as will the promotions that they offer. The BBB accordingly advises people to closely read these terms, conditions and offers. For one, “Gambling companies can restrict a user’s activity,” meaning that they can freeze accounts and the funds associated with them based on their terms and conditions. Also, the BBB cautions people about those promo offers that are often heavily advertised, “[L]ike any sales pitch, these can be deceptive. Be sure to read the fine print carefully.” 

Scammers and online betting 

Where do scammers enter the mix? The BBB points to the rise of consumer complaints around bogus betting sites: 

“You place a bet, and, at first, everything seems normal. But as soon as you try to cash out your winnings, you find you can’t withdraw a cent. Scammers will make up various excuses. For example, they may claim technical issues or insist on additional identity verification. In other cases, they may require you to deposit even more money before you can withdraw your winnings. Whatever you do, you’ll never be able to get your money off the site. And any personal information you shared is now in the hands of scam artists.” 

If there’s a good reason you should stick to the “white labeled” sites that are approved by your state’s gaming commission, this is it. Take a pass on any online ads that promote betting sites, particularly if they roll out big and almost too-good-to-be-true offers. These may lead you to shady or bogus sites. Instead, visit the ones that are approved in your state by typing in their address directly into your browser. 

Ready to place your bet? Keep these things in mind. 

In addition to what we mentioned above, there are several other things you can do to make your betting safer. 

1) Check the rep of the service.

In addition to choosing a state-approved option, check out the organization’s BBB listing at BBB.org. Here you can get a snapshot of customer ratings, complaints registered against the organization, and the organization’s response to the complaints, along with its BBB rating, if it has one. Doing a little reading here can be enlightening, giving you a sense of what issues arise and how the organization has historically addressed them. For example, you may see a common complaint and how it’s commonly resolved. You may also see where the organization has simply chosen not to respond, all of which can shape your decision whether to bet with them or not. 

2) Use a secure payment method other than your debit card.

Credit cards are a good way to go. One reason why is the Fair Credit Billing Act, which offers protection against fraudulent charges on credit cards by giving you the right to dispute charges over $50 for goods and services that were never delivered or otherwise billed incorrectly. Your credit card companies may have their own policies that improve upon the Fair Credit Billing Act as well. Debit cards don’t get the same protection under the Act. 

3) Get online protection.

Comprehensive online protection software will defend you against the latest virus, malware, spyware, and ransomware attacks plus further protect your privacy and identity. In addition to this, it can also provide strong password protection by generating and automatically storing complex passwords to keep your credentials safer from hackers and crooks who may try to force their way into your accounts. And, specific to betting sites, online protection can help prevent you from clicking links to known or suspected malicious sites. 

Make the safe(r) bet 

With online betting cropping up in more and more states for more and more people, awareness of how it works and how scammers have set up their presence within it becomes increasingly important. Research is key, such as knowing who the state-approved sportsbooks and services are, what types of betting are allowed, and where. By sticking to these white-label offerings and reading the fine print in terms, conditions, and promo offers, people can make online betting safer and more enjoyable. 

Editor’s Note: 

If gambling is a problem for you or someone you know, you can seek assistance from a qualified service or professional. Several states have their own helplines, and nationally you can reach out to resources like http://www.gamblersanonymous.org/ or https://www.ncpgambling.org/help-treatment/. 

The post How to Protect Yourself from March Madness Scams appeared first on McAfee Blog.

What Is a Crypto Wallet and How to Keep Your Wallet Secure?

By Vishnu Varadaraj

A-list celebrities and social media influencers are now adding their voices to the roar of other cryptocurrency fans asking you to join them in the investments of the future. It’s impossible to deny the grip cryptocurrencies have on the world today, for better or worse. In some industries, they speed the pace of business and for some, it’s a viable way to make ends meet and set up long-term investments. The cryptocurrency realm has also proven to be vulnerable to cybercriminals. For example, the Wormhole hack leaked $320 million, and cybercriminals have targeted crypto platforms with ransomware and mining app scams. 

Whether you’re already in the cryptocurrency game or are thinking about taking the plunge, here’s what you need to know about crypto wallets and tips on how to keep yours safe from cybercriminals. 

What Is a Crypto Wallet?

A cryptocurrency wallet, or crypto wallet, is a software product or a physical device that stores the public and private keys to your cryptocurrency accounts. Keys are strings of numbers and letters that encrypt and decrypt crypto transactions and secure crypto accounts. You can think of public keys as the routing and account numbers that appear at the bottom of paper checks. There’s not much a nefarious character can do with that information, and it’s totally normal to give that information to an acquaintance with whom you’re doing business. Private keys are like your online banking password or debit PIN. Those you must guard very closely because in the wrong hands, your hard-earned bank balance could disappear. A crypto wallet also allows you to transfer funds between crypto types and make transactions.  

What Are Some Types of Crypto Wallets?  

Here are a few basic types of crypto wallets to help you decide which type is right for you. 

Noncustodial vs. custodial

A non-custodial wallet means that you are the sole keeper of the keys to your crypto assets. If you forget your password, there’s no “forgot your password?” prompt to let you back in. While not having this safety net is a little nerve wracking, noncustodial wallets are considered the more secure option. You don’t have to worry about a security breach of a major corporation leaking your private key. If you’re responsible and confident that you’re prepared to look after your assets by yourself, this may be the best option for you. 

A custodial wallet is a little less secure, but you have a third party helping you log in and manage your crypto accounts. Custodial wallets are often web-based, and the biggest tick in their pro column is that they’re generally very easy to use. While reputable custodial wallets take security very seriously, the threat of a breach is always a possibility, especially as crypto accounts are appealing targets to cybercriminals. 

Hardware vs. software

Hardware wallets, also known as cold wallets, are devices you can fit in the palm of your hand. Most models are Bluetooth-enabled devices that look like small remote controls or are flash drives. The device is secured by a PIN that you should never write down or share with anyone else. Also, you should designate a safe and private spot to store your hardware wallet. Similar to a noncustodial wallet, you are solely responsible for keeping track of the device and remembering the PIN. If you lose it, your crypto accounts are locked, and there’s no locksmith to open them for you. As long as you keep track of it, hardware wallets are very secure. Most models are equipped with malware- and virus-proofing security features. 

Software wallets are downloaded and internet-connected mobile or desktop apps. They allow you to make transactions on the run, as you can access your crypto accounts from your phone. In that sense, they’re more convenient than hardware wallets. Additionally, software wallets have the same safety net as custodial wallets: if you lose your phone, forget your password, or require login assistance, the maker of the software can help you access your accounts. Software wallets are very secure when you enable their two-factor authentication login settings; however, since they connect to the internet, there’s always a chance a cybercriminal could break-in. Thus, hardware wallets are considered more secure than the software variety. 

How to Keep Your Crypto Wallet Safe 

Check out these tips to ensure your assets are safe and secure in your crypto wallet: 

  1. Check your accounts regularly. It’s imperative that you check your crypto wallet regularly to ensure that your accounts look in order and you can catch suspicious activity quickly. Crypto wallets and digital wallets are unlike the physical one you carry in your pocket or your bag, because when your physical wallet goes missing, you’re likely to notice it quickly. “Phone, keys, wallet” is a mantra most of us sing before walking out the door. Plus, everyone knows the immediate steps to take when a physical wallet goes missing: retrace your steps, put a hold on credit and debit cards, file for a new driver’s license. If you think something is amiss with your wallet, cancel any credit cards linked to your account, change your password immediately and set up two-factor authentication if you haven’t already.
  2. Set up two-factor authentication. Speaking of login security, always make sure you enable two-factor authentication. It is one of the best ways to deter a thief. If your device has biometric authentication, that’s even better. This means that only a scan of your face, voice, or fingerprint will open your accounts. 
  3. Know how to identify crypto wallet scams. Watch out for phishers who may be persistent in trying to gain access to your cryptocurrency accounts. If anyone by email, text, phone, or snail mail asks for your private key, ignore the correspondence and go on high alert. Never share your private key with anyone! Phishing attempts often use fear or excitement to trick people into divulging personal information, so don’t fall for messages masquerading as contests or as a crypto company that needs your private key to restore your accounts.

Explore Crypto Safely and Confidently

Cryptocurrency value is reaching galactic heights like the spaceships depicted in prime-time ads. Don’t feel pressured to hop aboard the crypto rocket, but if you do decide to jump on, make sure you do your research carefully and make the best decisions for your crypto goals. 

The post What Is a Crypto Wallet and How to Keep Your Wallet Secure? appeared first on McAfee Blog.

The IRS “Dirty Dozen” – Top Tax Season Scams to Steer Clear of This Year

By McAfee

Who loves tax season besides accountants? Scammers.  

Emotions can run high during tax time. Even if you’re pretty sure you did everything right, you may still have a few doubts kicking around. Did I file correctly? Did I claim the right deductions? Will I get audited? As it turns out, these are the very same anxieties that criminals use as the cornerstone of their attacks.   

So yes, crooks indeed love tax season. Particularly online. And they’ll bait your digital world with several proven types of scams in an effort to cash in on what can be a somewhat uncertain time. 

The good news is that you have plenty of ways to protect yourself from these scams. Let’s look at what scammers typically have in store, along with some practical advice to protect yourself as you file your taxes—things you can do to keep crooks out of your business this tax season. Don’t delay, download McAfee’s tax season security guide to avoid the latest tax scams.

The tax scam landscape 

First, know that you’re probably doing a good job with your taxes. Less than 2% of returns get audited and most discrepancies or adjustments can get handled easily if you address them promptly. 

Still, the wariness of the IRS and intricate tax laws makes for ripe pickings when it comes to hackers, who prey on people’s fear of audits and penalties. Common scams include fake emails, phone calls from crooks posing as IRS agents, and even robocalls that threaten jail time.  

What are crooks looking to do with their scams? Several things: 

  1. Steal account information – Scammers will often try to highjack account or financial information associated with credit cards and banks to steal funds and make purchases with the victim’s accounts. 
  2. File false returns – Scammers will also try and get their hands on personal information like Social Security Numbers, taxpayer ID numbers, and other unique information so that they can file false returns in the victim’s name and claim their refunds. 
  3. Commit identity theft – Scammers may then use this same personal information to open new credit lines and accounts in the victim’s name, as well as commit other forms of identity theft like assuming a victim’s identity to gain employment, housing, insurance, or a driver’s license. 

As if we didn’t have enough to worry about at tax time without crooks in the mix. 

The IRS Dirty Dozen: 12 tax-season scams 

Investigating the landscape even more closely, we can turn to the authority itself, as the IRS has published its most recent top 12 tax season scams, a broad list that includes: 

  • Phishing attacks 
  • Fake charities 
  • Threatening impersonator phone calls 
  • Social media fraud 
  • Refund Theft 
  • Senior Fraud 
  • Fraud targeting non-English speakers 
  • Unscrupulous return preparers 
  • “Offer in Compromise” mills 
  • Fake payments with repayment demands 
  • Payroll and HR scams 
  • Ransomware 

 

For a comprehensive look at each one of these scams, and for ways, you can steer clear of them, check our Guide to IRS & Tax Season Scams. However, there are some common threads to many of these scams. 

For starters, plenty of tax scams involve crooks posing as an IRS employee, perhaps via a phone call or email, to glean personal information from you, or to demand payment—sometimes under the threat of penalties or even jail time. Crooks won’t hesitate to use strong-arm tactics like these and play on your fears. The good news is that such tactics are typically a sign that the contact isn’t legitimate. In fact, a quick way to spot a scam is to know what the IRS won’t do when they contact you. From the IRS.gov website, the IRS will not: 

  • Initiate contact with taxpayers by email, text messages, or social media channels to request personal or financial information. 
  • Call to demand immediate payment using a specific payment method such as a prepaid debit card, gift card, or wire transfer. Mention of prepaid cards or wire transfer as a payment option is a surefire sign of a scam. 
  • Demand that you pay taxes without the opportunity to question or appeal the amount they say you owe. You should also be advised of your rights as a taxpayer. 
  • Threaten to bring in local police, immigration officers, or other law enforcement to have you arrested for not paying. The IRS also cannot revoke your driver’s license, business license, or immigration status. Threats like these are common tactics scam artists use to trick victims into buying into their schemes. 

What will the IRS do? Usually, the IRS will first mail a notification to any taxpayer who owes taxes. IRS collection employees might call on the phone or make an unannounced visit to your home or business. If they require payment, the payment will always be to the U.S. Treasury. Read about other ways to know what the IRS won’t do when they contact you. 

Other types of tax scams that crooks love to use 

Scammers won’t limit themselves to posing as the IRS. They’ll act as an imposter in several other ways as well. For example, they may pose as a popular do-it-yourself tax brand, a tax preparer, or even as a phony charitable organization that promises any donations you make are tax-deductible.  

Here, they may send you phony emails or direct messages or even ring you up with bogus telemarketing or robocalls designed to steal personal information. 

In the cases where the scammers reach you online, the emails and messages they send will vary in their tone and polish—in other words, how authentic they appear. Some will look nearly legitimate and cause even the most hardened of digital skeptics to click on a phony link or download a sketchy attachment. Others, well, will look clearly like spam, complete with spelling and grammatical errors, along with clumsy use of logos, layouts, and design.  

Taken together, both are ways that scammers get people to visit sites designed to compromise personal information … or to download malware like keyloggers that skim account passwords and ransomware that encrypt a victim’s files hold them hostage for a price.  

Social media attacks also made the IRS Dirty Dozen. In a social media attack, scammers harvest information from social media profiles and turn it against their victims. Per the IRS, because “social media enables anyone to share information with anyone else on the Internet, scammers use that information as ammunition for a wide variety of scams. These include emails where scammers impersonate someone’s family, friends, or co-workers.” 

With those personal details gleaned from social media, scammers will send phony links to scam sites, promote bogus charities, or flat-out ask for money or gift cards to “help them out” at tax time.  

Protecting yourself from tax season scams 

Keep your guard up for spammy messages and phishing attacks 

No question that bogus emails, messages, and phone calls remain a popular way for scammers to steal personal and financial information. Spam emails, messages, and the malicious links associated with them abound this time of year as well. It’s always to keep a critical eye open for these, and it’s particularly true during tax season.  

View all emails with attachments and links with suspicion, even if they appear to come from a person, business, or brand you know. Confirm attachments with the people you know before opening. And if you receive a message or alert about an account of yours, visit that company or organization’s website directly to enquire into the status of your account rather than taking a chance by clicking on a link that could send you to a phony website. 

File A.S.A.P. and check your credit report 

One way to protect yourself from an identity thief from claiming a return in your name is to file yours before they do. In fact, many victims of identity theft find out they’ve been scammed when they receive an IRS notification that their tax claim has already been filed. Simply put, file early. 

Here’s another tool that can help you fight identity theft. And get this: it’s not only helpful, but it’s also free. Through the Federal Trade Commission, you are entitled to a free copy of your credit report from each of the three major credit reporting companies once every 12 months. In this report, you can find inaccuracies in your credit or evidence of all-out identity theft.  

Keep in mind that you get one report from each of the reporting companies each year. That works out to three reports total in one year. Consider this: if you request one report from one credit reporting company every four months, you can spread your free credit report coverage across the whole year. 

Keep your social media profiles and posts close to the vest 

As with much of the guidance we offer around social media, one of the best ways to prevent such social media tax attacks is to make your profiles private so that only friends and family can see them. That way, scammers will have a far more difficult time reaching you. Moreover, consider paring back the information you share in your social media profiles, like your alma maters, birthday, mother’s maiden name, pet names—any personal information that a scammer may use to compromise your accounts or the security questions associated with them. 

Security software can protect you from fraud and theft too 

Protecting your devices with comprehensive online protection softwarecan help block the phishing emails and suspicious links that make up many of these tax attacks. Likewise, it can further protect you from ransomware attacks like mentioned above. Additionally, our online Protection Score looks for weak spots in your protection and helps you shore them up, such as if discovers that your info was compromised or part of a data breach. From there, it guides you through the steps to correct the problem. 

Further, consider online protection software that offers identity theft protection as well. A strong identity theft protection package offers cyber monitoring that scans the dark web to detect misuse of your personal info. With our identity protection service, we help relieve the burden of identity theft if the unfortunate happens to you with $1M coverage for lawyer fees, travel expenses, lost wages, and more.  

Think you’ve been a victim of a tax scam? 

The IRS offers steps you can take in the event you suspect fraud or theft. Their current resources include: 

  • Contacting the Treasury Inspector General for Tax Administration to report a phone scam. Use their “IRS Impersonation Scam Reporting” web page. You can also call 800-366-4484. 
  • If the scam relates to your state income taxes, report it to your state Attorney General’s office. 
  • Report phone scams to the Federal Trade Commission as well with the “FTC Complaint Assistant” on FTC.gov. They ask you to add “IRS Telephone Scam” in the notes. 
  • Reporting an unsolicited email claiming to be from the IRS, or an IRS-related component like the Electronic Federal Tax Payment System, to the IRS at phishing@irs.gov. 

Take a deeper dive on the topic of online tax scams 

As mentioned above, you can get even more up to speed on the different tricks hackers are using by downloading our Guide to IRS & Tax Season Scams. It’s free, and it offers more ways you can protect your identity and information this tax season and year ‘round. 

The post The IRS “Dirty Dozen” – Top Tax Season Scams to Steer Clear of This Year appeared first on McAfee Blog.

Kids Back To School – The Perfect Time to Audit Your Family’s Online Safety

By Alex Merton-McCann

When Aussie school opened their doors this year, the lifespan of parents around the country drastically improved. The combination of homeschooling, working from home, and not going anywhere has completely drained many Aussie working parents, me included!! Many of us have been in survival mode – just focusing on the basics to get through! 

Well, now we’re getting back to some sort of normal and we have a little more time to breathe, it’s time to focus on those overdue jobs and that includes doing an audit of your family’s online safety. Now, I know it might seem boring, but I promise you it’s worth the effort. So, I thought I’d share with you a checklist of what you need to do to ensure your family is as safe as possible when online. Let’s get started: 

1. Passwords 

Your first task is to ensure every family member has a different password for each of their online accounts. Yes, I know – that sounds completely overwhelming. But hear me out. If you have the same password for all your online accounts and you get hacked, then you could be in a world of pain – as the hacker now has access to all your online accounts!! So, this is very much worth sorting out.  

Now, there are many ways of managing a long list of passwords. You could write them down in a special, secret book. You could call on your Mensa level memory and try to remember 50 plus passwords – unfortunately, that’s not me! So, let me give you the best solution – a password manager. Password Managers can both generate and remember super complex passwords that no human could even concoct. Check out McAfee’s True Key – it’s free and a complete no-brainer, my friends! 

2. Software Updates 

Before my life as Cybermum, I used to think software updates were a massive inconvenience. Something else to add to the never-ending list. But how wrong was I! A software update addresses security flaws or bugs in the current version of the app or program. Their goal is to protect the user. So, if you’re serious about protecting your family, these updates can’t be ignored. The easiest way to manage this is to set updates to be automatic, where possible. You can also do this with apps on your phone – for both Apple and Android devices.  

3. Ensure Location Services Are Off 

Most apps, networks, and devices have geotagging features which means your whereabouts can be widely communicated if your location’s services are turned on. And don’t forget that digital photos can also give away your location as they contain metadata which is information about the time, date, and GPS coordinates of where the pic was taken. So, your job here is simple – ensure all devices have geotagging turned off. And while you’re at it, ensure your kids understand why it’s critical to keep it that way! Nothing worse than pesky strangers knowing your whereabouts! 

4. Security Software 

Not having security software installed on your devices is no different from leaving your front door unlocked. It is essential. A top-shelf security software system will detect and shut down security attacks on your system. Many will also have a firewall that constantly filters the data that both enters and leaves your computer and will block and restrict your network from viruses and hackers. It will also keep an alert to malicious software and if detected will remove issues such as viruses, worms, and Trojans. It will also stay alert to spyware that you may unintentionally download onto your system and will block and delete it if found. See what I mean? It’s essential. Check out McAfee’s Total Protection which will give you peace of mind. 

Unfortunately, there are no guarantees in life however there are definitely ways to minimize risk. Following the above 4 steps will have a significant positive impact on your family’s online safety and most importantly, means you can enjoy a little peace now the kids are back to school!  

Till Next Time 

Alex x 

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The Wearable Future Is Hackable. Here’s What You Need To Know

By McAfee

Quick mental math challenge: How many Apple Watches can you buy with $118 billion dollars? If you guessed around 296 million watches congrats, you’re smarter than the writer of this blog! We had to use a calculator. The point is that’s the predicted size of the US wearable market by 2028 according to a recent report. That means for as much wearable tech as we have in our lives already, even more, is on the way. 

If you own a piece of wearable tech it’s easy to understand why it’s so popular. After all, it can track our fitness, provide contextual help in daily life, and, in the case of hearing aids, even do cool things like sync with Bluetooth. As VR and AR gains a foothold who knows what other incredible tech might be headed our way by 2028? However wearable tech also comes with certain risks. The most prominent: cybercriminals potentially gaining access to your data. 

How can criminals gain access to your wearable data? 

The weakest link in the wearables space is your mobile phone, not the actual wearable device itself. That’s because wearables tend to link to your mobile device over a short-range wireless spectrum known as “Bluetooth.” This spectrum is used to send and receive data between your wearable device and your mobile. That makes your mobile a prime target for hackers. 

Most commonly, hackers gain access to the data on your mobile through malware-laden apps. These apps are oftentimes designed to look like popular apps, but with enough differences that they don’t flag copyright suspicion. 

What are they doing with my wearable data?

Hackers can use these malicious apps to do a variety of things from making phone calls without your permission, sending and receiving texts, and extracting personal informationall potentially without your knowledge. They can also, with the help of your wearable, track your location through GPS and record any health issues you’ve entered into your wearable. The point is: once they have permissions to your mobile device, they have a lot of control and a lot of resources. 

The hacker can then use this data to conduct varying forms of fraud. Need a special prescription from your doctor that happens to sell well on the black market? Well, so does the hacker. Going out for a jog in the morning? Good information for a burglar to know. These personal details just scratch the surface of information available for the taking on your mobile devices.

Beyond wearables and into the internet of things

These types of threats aren’t limited to wearables, however. The Internet of Things—the phenomenon of devices connected to the Internet for analysis and optimization—encompasses all sorts of other electronic devices such as washing machines and refrigerators that can put your data at risk as well. But these life-changing devices can be secured through education and industry standards. Two things we’re working on day and night. 

Defend your wearables and your personal information

  • Use a PIN. All of your mobile devices ought to have a personal identification number (PIN). This basic security method is a great way of dissuading casual hackers or thieves from stealing your data. 
  • Limit what you share. Most wearables don’t need access to every piece of information about you. You can lessen the likelihood of your wearable sharing sensitive information by only entering the information your wearable device requires. On the flip side, always double-check the permissions that the wearables app is requesting on your mobile device. Does it really need access to your location, camera roll, and address book? If not, be sure to alter these settings appropriately. 
  • Use identity protection. Identity protection can monitor your accounts online – accounts tied to your wearable – so you can receive alerts if that information has been compromised or found online. If it has, a service like McAfee’s Identity Protection Service may also provide insurance and loss remediation as well.

Of course, securing the weakest link in your wearables environment, your phone will go a long way towards keeping your data safe. But what happens when your computer, where you store backups of your smartphone, is compromised too? We’ve got you covered with McAfee LiveSafe™ service, our comprehensive security solution that provides protection for your entire online life. 

The post The Wearable Future Is Hackable. Here’s What You Need To Know appeared first on McAfee Blog.

McAfee 2022 Consumer Mobile Threat Report

By McAfee

We’re excited to bring you the latest edition of the McAfee 2022 Consumer Mobile Threat Report. After all, when you know the challenges you face, it’s easier to be confident online. In this blog, we’ll take a closer look at some leading examples of techniques that cybercriminals are using to trick or defraud you via your mobile phone. These examples are some of the more sophisticated attacks, using real logos, quality graphics, and personalized messages. We hope this provides a useful resource for protecting your digital life, mobile devices, and personal information so that you can enjoy a safe life online with your family. 

Cybercriminals Take Their Scams to the Next Level

Cybercriminals are upping their game, using personal information and high-quality graphics to make their malware look like legitimate apps or official messages. Because these attacks are successful at defrauding significant numbers of mobile users out of their money and information, more criminals will jump on this approach or expand their malicious campaigns. Let’s take a look at some of the different techniques being used by scammers to fool mobile users.  

Smishing looks friendly but is just the opposite

Mobile smishing (aka phishing text messages) are attacks using personalized greetings in text messages that pretend to be from legitimate organizations to appear more credible. These messages often link to websites with authentic logos, icons, and other graphics, prompting the user to enter personal information or download an app. Users should be extra careful about text messages from unknown sources and should go directly to the organization’s website to validate requests. 

Mobile gaming scams pose as gamer help and cheating tools

Cheating tools and hacking apps are popular ways to get extra capabilities in mobile games. Criminals are exploiting this by promoting game hacking apps that include malicious code on legitimate messaging channels. If installed, the malware steals account credentials for social media and gaming accounts. Gamers should use caution when installing game hacks, especially if they request superuser permissions. 

Crypto is popular and so are scams targeting it

Cryptocurrencies are providing new opportunities for mobile device attacks. The latest ploy is phony apps that promise to mine coins in the cloud for a monthly fee. Fake reviews and a low cost make them sound too good to be true—and they are. These apps just take the money without doing any coin mining. With no actual malicious code, these apps are hard to detect, so users should be suspicious of being promised hundreds or thousands of dollars of crypto coins for just a few dollars a month. 

Watch out for fake messaging apps

Another attack uses a variety of fake apps with slick graphics to trick users into premium subscriptions. Hundreds of these apps promise features such as mobile games or photo editing and are supported by plenty of fake five-star reviews. When installed, the apps ask for the user’s phone number and verification PIN and use them to sign up for premium text services that direct payments to the criminals. Users should read reviews looking for vague statements, repetitive wording, and a mix of five-star and one-star ratings. For a deeper dive into the scams, be sure to view full report.

How to Protect Yourself 

While threat tactics continue to change as criminals adapt and respond to detection and enforcement techniques, there are a few steps users should take to limit their exposure and risk. 

Stay on the app stores

While some malicious apps do make it through the app store screening process, most of the attack downloads appear to be coming from social media, fake ads, and other unofficial app sources. Before downloading something to your phone, do some quick research about the source and developer. Many of these scams have been flagged by other people. 

Watch requests for settings and permissions

Many malicious apps get the access they need by asking the user to grant them permission to use unrelated privileges and settings. When installing a new app, take a few moments to read these requests and deny any that seem unnecessary, especially for superuser access and accessibility services.  

Update your software

Developers are actively working to identify and address security issues. Both operating systems and apps should be frequently updated so that they have the latest fixes and security protections. 

Be wary of too many five-star reviews

Cybercriminals often flood their Google Play apps with fake five-star reviews. Many fake or malicious apps only have a mix of five-star and one-star reviews. The five-star ones typically have vague statements and repetitive wording, giving clues that they are submitted by bots. Compare them to the one-star reviews for insight on the app’s real capabilities. 

Pay attention if your phone is acting funny

Devices that are behaving unusually may just have a basic tech issue but it can also be a sign of being hacked. Follow up when something is not quite right, check recent changes or contact tech support from the mobile device vendor or security software provider. 

Use security software

Comprehensive security software across all devices, whether they are computers, tablets, or smartphones, continues to be a strong defensive measure to protect your data and privacy from cyber threats. 

We hope this report helps you stay on the lookout for these and other mobile threats so you can safely and confidently enjoy your life online.

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McAfee Enterprise SSE: Named a Leader In 2022 Gartner Magic Quadrant for SSE

By Gee Rittenhouse

Companies continue to accelerate their digital transformation and hybrid work strategies with security remaining top of mind. For a growing number of enterprises, the solution has been the deployment of a Security Service Edge (SSE). Introduced as a market category by Gartner, per our view we believe SSE is the consolidation of Secure Web Gateway (SWG), Cloud Access Security Broker (CASB), and Zero Trust Network Access (ZTNA) within a single, cloud-delivered solution for securing access to web, cloud, and private applications from any corner of the world, mitigating user and cloud threats, and protecting sensitive cloud data at rest, in transit, or in use.

Recognizing the significant role SSE is filling in cybersecurity, Gartner® has published its first ever Magic Quadrant™ report for SSE. We are honored to announce that the McAfee Enterprise SSE Portfolio has been recognized as a Leader for its solution MVISION Unified Cloud Edge (UCE) in the report, positioned rightmost for “Completeness of Vision.” Our cloud-native platform is architected for the SSE market and boasts a next-gen SWG, and the industry’s first data-aware ZTNA solution, empowering our customers in their cloud and network transformations. It was also recognized as a Leader for Gartner Magic Quadrant for Cloud Access Security Brokers Leader for four successive years 2017–2020.

2022 Gartner Magic Quadrant for Security Service Edge (Source: Gartner)

In 2021, McAfee Enterprise SSE made several updates and additions to its MVISION UCE solution, strengthening its position as an industry expert, including:

  • Highly innovative Remote Browser Isolation (RBI) technology integrated with MVISION UCE for advanced threat protection, data security and visibility through unified policies.
  • Full-featured data security portfolio, including native integration of Enterprise DLP for unified data protection and incident management across cloud, web, private apps and endpoints.
  • Extensive Cloud Security Posture Management (CSPM) capabilities, including Shift Left scanning to detect and correct misconfigurations and drift early in the CI/CD pipeline.
  • Support of SaaS Security Posture Management (SSPM) for continuous assessment of SaaS security landscape and remediating misconfigurations.
  • Presence backed by worldwide sales and support, along with a massively upgraded cloud footprint.
  • Includes comprehensive solutions, such as RBI for risky websites, across all the pricing tiers at no additional cost.
  • Rapidly expanding CASB Connect Program, which allows cloud service providers or partners to build lightweight API connections to the MVISION Cloud, leading several new service providers to adopt MVISION Cloud.

As a companion report to the Magic Quadrant, Gartner has also published its Critical Capabilities report for SSE, which shares deep insights into the product capabilities of each vendor based on a specific set of use cases. The below use cases are included in this year’s SSE Critical Capabilities Report:

  1. Secure Web and Cloud Usage
  2. Detect and Mitigate Threats
  3. Connect and Secure Remote Workers
  4. Identify and Protect Sensitive Information

MVISION UCE received the highest score across all four use cases, paving way for the SSE market in features and functionality. We believe our rich heritage in DLP, strong CSPM/SSPM, and deep usage of the MITRE ATT&CK framework have been the key contributors towards our #1 position across use cases in the Critical Capabilities report.

We are extremely proud of the recognition for our vision and product innovation. Our singular goal is to build a more secure world. To learn more about how Gartner assessed the market and the MVISION UCE solution, download your copy of the report here.

You can also join our webinar on March 9, 2022, for a deep dive into why McAfee Enterprise SSE is a Leader in the 2022 Gartner Magic Quadrant for SSE.

Click here for a free demo of the MVISION UCE solution.

Gee Rittenhouse
CEO, McAfee Enterprise SSE Portfolio

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Gartner “Magic Quadrant for Security Service Edge” (SSE), John Watts, Craig Lawson, Charlie Winckless, Aaron McQuaid, 15 February 2022
Gartner “Critical capabilities for Security Service Edge” (SSE), John Watts, Craig Lawson, Charlie Winckless, Aaron McQuaid, 15 February 2022

As of 28, January 2022, McAfee Enterprise is now the McAfee Enterprise SSE Portfolio.

 

 

 

 

 

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Latest Crypto Vulnerability Leaks $320 Million: 3 Tips to Boost Your Crypto Confidence

By Vishnu Varadaraj

Cryptocurrency has boomed in the last several years, with beginners and experts alike jumping into the industry. It’s proven now to be more than a passing hobby or trend. Cryptocurrency is a way of conducting business and making money for people around the world.  

As the intrigue and interaction with crypto grows, cybercriminals are finding new ways to exploit the system. According to CNBC, a recent crypto hack resulted in the loss of over $320 million across two major blockchain networks. Here’s what you need to know about this latest breach, plus some tips on how you can protect your crypto assets. 

Down the Wormhole 

There’s more than one kind of cryptocurrency, and many users spread out their investments across various currencies and blockchain ecosystems. To link their activities, some crypto users employ a type of bridging software that can easily connect their different accounts. Wormhole is a popular bridge that allows users to freely move their tokens and NFTs between the Solana and Ethereum blockchains.  

In this recent crypto hack, a cybercriminal installed a bug that minted 120,000 fake currency on the Solana side of the Wormhole bridge. Then, the criminal transferred 120,000 counterfeit currency to the Ethereum side to claim Ethereum tokens. This resulted in the hacker gaining at least $251 million worth of Ethereum, nearly $47 million in Solana, and upwards of $4 million in USDC, a third type of cryptocurrency. 

The Wormhole team offered the hacker $10 million to return the stolen currency and explain how they executed the hack. Wormhole has since tweeted that they’ve restored all stolen funds and that the system is now back to normal. Experts think they have successfully reverse-engineered the exploit and suspect that the attacker gained access through bypassing the verify signature process. 

Staying Safe From Crypto Losses 

As cryptocurrencies continue to take the world by storm, it’s key that users learn how to engage with this emerging industry safely. Even though the Wormhole breach affected the crypto platforms and not individual users, this incident is a reminder to be diligent about your crypto safety. Check out these tips to help you protect your crypto investments: 

1. Do your research.

Like with any process that involves investing your own, hard-earned money, you should be diligent about researching every cryptocurrency, blockchain, and accompanying software you use. Never trust your money to a product or service that you’re not completely confident in their security protocols. Keep up with national and world news and crypto-specific news outlets to stay on top of the latest security breaches and to gather tips on which system may be the safest option for you. When jumping into cryptocurrency, make sure that any benefits outweigh the risks. 

2. Secure your accounts.

As with all your online accounts, protect your cryptocurrency logins with secure, unique passwords and two-factor authentication. Never reuse passwords, since it’s possible for wily cybercriminals to buy lists of login and password combinations on the dark web. Two-factor authentication often makes it impossible for anyone to break into your account, as it requires a randomly generated passcode for entry. Passcodes are often sent by text or through a smartphone application. Sometimes it’s difficult to remember all your passwords, so consider trusting them to a password manager, such as McAfee True Key. An online account locked behind a secure password and two-factor authentication will likely frustrate a cybercriminal and cause them to move along, keeping your account safe. 

3. Use a hardware wallet.

Add an extra layer of protection to your crypto assets with a hardware wallet. A hardware wallet stores private keys that are necessary to unlock your blockchain accounts. This device is compatible with various blockchains and helps back up and protect your investments, even if your device is compromised by malware or a phishing attack. Hardware wallets are often protected by PINs and a passphrase, so even if the device is lost or stolen, you can feel confident in the safety of your crypto accounts. 

4. Check your accounts regularly.

Make it part of your weekly routine to check in on your crypto account to ensure that there are no suspicious transactions. Keep the pulse on the news, so that whenever there’s a breach, you can make a timely report of any losses you may have experienced. Also, consider changing your login credentials to be on the safe side. 

Boost Your Crypto Confidence 

The only way to enjoy your cryptocurrency experience is to be confident in it. While the Wormhole loophole was almost impossible for a casual everyday user to predict, as long as you have a contingency plan and safeguards in place, you can be confident in your crypto activities. 

The post Latest Crypto Vulnerability Leaks $320 Million: 3 Tips to Boost Your Crypto Confidence appeared first on McAfee Blog.

How to Secure Your Digital Wallet

By Vishnu Varadaraj

The convenience of tapping your phone at the cash register instead of fumbling for loose change in your physical wallet is undeniable. Nearly 40% of Canadians used their mobile wallets more often in 2020 because of the perceived safety of contactless payment, according to one report.1 While digital wallets and tap to pay is becoming more widespread, you may wonder: what exactly is a digital wallet? Are they safe? 

A digital wallet, also known as a mobile wallet, is a smartphone app that stores your payment information and enables tap to pay at most point-of-sale terminals. A digital wallet is perfectly safe, as long as you guard your smartphone just as closely as you would your physical wallet. 

Here’s why you should secure your digital wallet and three tips to help you do so. 

Why You Should Secure Your Digital Wallet 

Think about what you store in your physical wallet: credit cards, debit cards, driver’s license, library cards, gift cards, cash. Now, imagine (or if you’ve been unlucky enough to lose your wallet in the past, think back to) the hassle that would ensue if someone stole your wallet or you misplaced it. Not only do you have to cancel your cards, notify your various banks, and wait for replacements, but the niggling worry that a stranger has access to your personally identifiable information (PII) will likely keep you up at night. 

Just like you store your wallet in your front pocket when about town and check your seat before leaving a taxi or a plane, look after your smartphone just as closely. Unlike a physical wallet, whose absence is noticed quickly, a digital wallet may be compromised by a cyber pickpocket without you knowing for a while. For example, the BBC reported that researchers found a potential shortcoming in Apple Pay’s Express Transit mode where cyber pickpockets could remotely access mobile wallets.2 Luckily, the researchers’ experiment is unlikely to occur in the real world, but it’s a reminder to everyone to check their monthly bank statements for suspicious transactions. Cybercriminals get smarter and bolder by the day, so it’s not unlikely that they’ll find and exploit a digital wallet shortcoming in the future. 

Follow these tips to help you use your digital wallet more confidently.  

Tips to Protect Your Digital Wallet

1. Set a unique passcode

Always protect your digital wallet with a passcode! This is the best and easiest way to deter cybercriminals. It’s best if this combination of numbers is different than the passcode to your phone. Also, make sure the numbers are random. Birthdays, anniversaries, house addresses, and the last digits of your phone number are all popular combinations and are crackable codes to a resourceful criminal.  

Better yet, if your mobile wallet app allows you to protect your account with facial recognition or a fingerprint scan, set it up! If your digital wallet proves difficult or impossible to enter, a cybercriminal may leave it for an easier target, keeping your PII safe. 

2. Update software regularly

Another way to secure your digital wallet is to make sure you always download the latest software updates. Developers are constantly finding and patching security holes, so the most up-to-date software is often the most secure. Turn on automatic updates to ensure you never miss a new release. 

3. Download digital wallet apps directly from official websites 

Before you swap your plastic cards for digital payment methods, make sure you research the digital banking app before downloading. Make sure that any app you download is through the official Apple or Android store or the financial institution’s official website. Then, check out how many downloads and reviews the app has to make sure you’re downloading an official app and not an imposter. While most of the apps on official stores are legitimate, it’s always best practice to check for typos, blurry logos, and unprofessional app descriptions to make sure. 

Be More Confident Online 

The digital era is an exciting time to make the most of the conveniences technology affords; however, constant vigilance is key to keeping your finances and PII private. Whether you’re looking for additional peace of mind or have lost your wallet, consider signing up for an identity monitoring service like McAfee identity protection. McAfee will monitor your email addresses and bank accounts and alert you to suspicious activities up to 10 months sooner than similar services. Are you curious about how secure your current online habits are? Check your Security Protection Score today and see what steps you can take to live more confidently online. 

1Canadian Payment Methods and Trends Report 2021 

2BBC News 

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How We Can All Work Together For a Better Internet

By McAfee

Let’s face it – we would not be the same people we are today if it wasn’t for the internet. The internet has opened our eyes to so much information that we are privileged to have right at our fingertips. However, it’s important to remember that with so many individuals with access to the web, it can quickly become a place where rumors are spread, cyberattacks are cast, and misinformation arises. At McAfee, we are committed to protecting both you and your family.  Together, through education and online protection, we can work together to experience a better internet for everyone. On this Safer Internet Day, here are our top 5 recommendations: 

For Parents 

With a connected family, it’s important to pay attention to what your family members are connected to (IoT devices in the home, smartphones, tablets, etc.) and how they interact online. Maybe your son is an avid gamer, or your teenager is a social media mogul who enjoys tweeting and scrolling through TikTok. As a parent, you play a crucial role in setting an example for your children and loved ones. So, it’s important to teach them how to use the internet responsibly. Here are some tips for helping your family stay safe online:  

  • Set up parental controls, if necessary. While your child’s device plays a key role in connecting them to the outside world, that same device can also expose them to cyberbullying, predators, risky behavior, and self-image struggles. If your child has started to ignore their homework and other family responsibilities, they are oversharing online, or they won’t give you their device without a fight, it may be time to consider setting up parental controls.  
  • Make sure your child has a healthy relationship with social media. Any activity in excess can cause harm – social media included. If your child’s screen time is climbing due to excessive social media scrolling, help them to establish new habits like setting a device curfew and educating them on the effects of too much screen time.  
  • Teach your family about best practices for securing their online accounts. Using strong passwords and multi-factor authentication can make your family’s internet experience better, providing protection against common online threats.  

For College Students 

In a time when students are reliant on connectivity to be successful in their education, it’s important that they connect to the internet safely. Ensuring a safe connection can prevent any security hiccups from standing in the way of you and your degree. If you are a college student, follow these tips to help you stay safe in a hybrid or distance learning environment:  

  • Use a VPN when connecting to your university’s Wi-Fi network. Avoid hackers infiltrating your connection by using a VPN, which allows you to send and receive data while encrypting, or scrambling, your information so others can’t read it. VPNs also prevent hackers from gaining access to other devices connected to your Wi-Fi.   
  • Choose an encrypted online conferencing tool. Does the video conferencing tool you’re considering use end-to-end encryption? This ensures that only meeting participants can decrypt secure meeting content. Additionally, be sure to read the privacy policies listed by the video conferencing programs to find the one that is the most secure and fits your needs.    

For Working Professionals 

Regardless of your industry, you are likely to rely on the internet to do your job. Restaurant workers use online POS systems, bank tellers require access to their customers’ online accounts – the list goes on. With so much of your day spent online, it’s important to keep internet safety best practices top of mind so you can continue to work free from potential cyber interruptions. No matter what career path you are on, following these tips can help you stay safe online and continue to do your job with confidence:  

  • Be on the lookout for phishing scams targeting employees and their companies. Hackers will oftentimes target employees with phishing campaigns to access sensitive corporate data. If you receive an email, text, or phone call prompting you to take immediate action and log in to an account, make a payment, confirm personal information, or click on a suspicious link, it’s likely a phishing scam. Send a screenshot of the suspicious message (never forward!) to your company’s IT team to confirm, and then delete the message.  
  • Separate personal and business devices. Set boundaries between your personal and work life, including the technology you use for both. Avoid sharing your company’s devices with family members who are not aware of the best security practices, especially children. Also, keep personal accounts separate from company accounts to prevent sharing information through personal channels. 
  • Adhere to company policies and standards. Ensure you understand your company’s policies and confidentiality agreements when it comes to sharing files, storing documents, and other online communications. Use company-approved cloud applications that follow strict security standards to avoid inadvertently exposing sensitive company information through unsecured means. This measure can also apply when using video conferencing software. Limit the amount of sensitive information shared via video conferencing platforms and through messaging features just in case uninvited hackers are eavesdropping. 

For Entertainment Seekers  

If you can dream it, you can stream it. With so much media at your fingertips, it’s important to remember that cybercriminals tend to focus their threats on trending consumer behaviors. For example, cybercriminals will tend to focus their scams on popular TV shows or movies in the hopes that an unsuspecting user will click on their malicious download. Because streaming has become so popular in recent years, consumers should prioritize the safety of their online streaming platforms like Spotify, Netflix, Hulu, etc. Here are some ways to stay protected while streaming:  

  • Watch what you click. Be cautious and only access entertainment content directly from a reliable source. The safest thing to do is to subscribe to a streaming site that offers the content or download the movie from credible websites, instead of downloading a “free” version from a website that could contain malware. 
  • Refrain from using illegal streaming sites. Many illegal streaming sites are riddled with malware or adware disguised as pirated video files. Do your device a favor and stream the show from a reputable source. 

For Mobile Moguls  

As technology has become more advanced, we’ve become accustomed to the many benefits that come with taking our devices with us everywhere we go. For example, we can deposit checks from home with our mobile banking apps and can use vehicle location services on our phones to remind us where we parked. Here’s how you can stay protected while on-the-go:  

  • Use a mobile security solution. Protect your pocket-sized digital life with a reliable solution like McAfee Mobile Security. It actively shields you from malicious links or websites, unauthorized third-party activities, and even phishing scams. Additionally, it allows you to connect safely with a VPN and regularly scans your device for unwanted threats.  

“There’s no doubt the internet has brought so many benefits to our daily life,” says Alex Merton-McCann, McAfee’s Cyber Safety Ambassador. “I honestly can’t imagine life without it! But in order for us all to continue benefiting from its many pluses, we all have a responsibility to make it a safe and enjoyable place. So, let’s #playitfaironline and commit to being respectful and kind towards each other online to ensure life online is safe and enjoyable for us all!” 

Check out #SaferInternetDay and #SID2022 hashtags on social media to be a part of the conversation. 

The post How We Can All Work Together For a Better Internet appeared first on McAfee Blog.

How iOS Malware May Snoop on Our Devices

By Vishnu Varadaraj

Smartphones have become such an integral part of our lives that it’s hard to imagine a time when we didn’t have them. We carry so much of our lives on our devices, from our social media accounts and photos of our pets to our banking information and home addresses. Whether it be just for fun or for occupational purposes, so much of our time and attention is spent on our smartphones. 

Because our mobile devices carry so much valuable information, it’s important that we stay educated on the latest cyber schemes so we can be prepared to combat them and keep our data safe.  According to Bleeping Computer, researchers have developed a trojan proof of concept tool that fakes a shutdown or reboot of iPhones, preventing malware from being removed and allowing hackers to secretly snoop on microphones and cameras.  

Let’s dive into the details of this technique.  

How “NoReboot” allows hackers to spy on a device 

Typically, when an iOS device is infected with malware, the solution is as simple as just restarting the device. However, with this new technique researchers are calling “NoReboot,” ridding a device of malware is not quite as simple. 

“NoReboot” blocks the shutdown and reboot process from being carried out, preventing the device from actually restarting. Without a proper shutdown and reboot, a malware infection on an iOS device can continue to exist. Because the device appears to be shut off with a dark screen, muted notifications, and a lack of response, it is easy to assume that the device has shut down properly and the problem has been solved. However, the “NoReboot” technique has only simulated a reboot, allowing a hacker to access the device and its functions, such as its camera and microphone. If a hacker has access to these functions, they could record the user without their knowledge and potentially capture private information.  

This attack is not one that Apple can fix, as it relies on human-level deception rather than exploiting flaws found on iOS. That’s why it’s important that we know how to use our devices safely and stay protected. 

How to know if your smartphone has been hacked 

As previously mentioned, smartphone usage takes up a big chunk of our time and attention. Since we are so often on these devices, it is usually fairly easy to tell when something isn’t working quite like it is supposed to. While these things could very well just be technical issues, sometimes they are much more than that, such as malware being downloaded onto your smartphone. 

Malware can eat up the system resources or conflict with other apps on your device, causing it to act oddly. 

Some possible signs that your device has been hacked include: 

Performance issues 

A slower device, webpages taking way too long to load, or a battery that never keeps a charge are all things that can be attributed to a device reaching its retirement. However, these things may also be signs that malware has compromised your phone. 

Your phone feels like it’s running hot 

Malware running in the background of a device may burn extra computing power, causing your phone to feel hot and overheated. If your device is quick to heat up, it may be due to malicious activity. 

Mysterious calls, texts, or apps appear 

If apps you haven’t downloaded suddenly appear on your screen, or if outgoing calls you don’t remember making pop up on your phone bill, that is a definite red flag and a potential sign that your device has been hacked. 

Pop-ups or changes to your screen 

Malware may also be the cause of odd or frequent pop-ups, as well as changes made to your home screen. If you are getting an influx of spammy ads or your app organization is suddenly out of order, there is a big possibility that your device has been hacked. 

Six tips to prevent your phone from being hacked 

To avoid the hassle of having a hacked phone in the first place, here are some tips that may help. 

1. Update your phone and its apps

Promptly updating your phone and apps is a primary way to keep your device safe. Updates often fix bugs and vulnerabilities that hackers rely on to download malware for their attacks. 

2. Avoid downloading from third-party app stores

Apple’s App Store and Google Play have protections in place to help ensure that apps being downloaded are safe. Third-party sites may not have those same protections or may even be purposely hosting malicious apps to scam users. Avoiding these sites altogether can prevent these apps from allowing hackers into your device. 

3. Stay safer on the go with a VPN

Hackers may use public Wi-Fi to gain access to your device and the information you have inside of it. Using a VPN to ensure that your network is private and only you can access it is a great way to stay protected on the go. 

4. Turn off your Wi-Fi and Bluetooth when not in use

Turning off your Wi-Fi and Bluetooth when you are not actively using them is a simple way to prevent skilled hackers from working their way into your devices. 

5. Avoid public charging stations

Some hackers have been known to install malware into public charging stations and hack into devices while they are being charged. Investing in your own personal portable charging packs is an easy way to avoid this type of hack.  

6. Encrypt your phone

Encrypting your phone can protect your calls, messages, and information, while also protecting you from being hacked. iPhone users can check their encryption status by going into Touch ID & Passcode, scrolling to the bottom, and seeing if data protection is enabled.  

7. Determine whether your device rebooted properly

Although researchers agree that you can never trust a device to be fully off, there are some techniques that can help you determine whether your device was rebooted correctly.2 If you do suspect that your phone was hacked or notice some suspicious activity, restart your device. To do this, press and hold the power button and either volume button until you are prompted to slide the button on the screen to power off. After the device shuts down and restarts, notice if you are prompted to enter your passcode to unlock the device. If not, this is an indicator that a fake reboot just occurred. If this happens, you can wait for the device to run out of battery, although researchers have not verified that this will completely remove the threat.  

Stay protected 

If you are worried that your device has been hacked, follow these steps: 

  • Install and run security software on your smartphone if you haven’t already. From there, delete any apps you didn’t download, delete risky texts, and then run your mobile security software again. 
  • If you still have issues, wiping and restoring your phone is an option. Provided you have your photos, contacts, and other vital info backed up in the cloud, it’s a relatively straightforward process. A quick search online can show how to wipe and restore your model of phone. 
  • Lastly, check your accounts and your credit to see if any unauthorized purchases have been made. If so, you can go through the process of freezing those accounts, getting new cards, and credentials issued with the help of McAfee Identity Protection Service. Further, update your passwords for your accounts with a password that is strong and unique

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Privacy in Practice: Securing Your Data in 2022 and Beyond

By McAfee

Every year we can count on new technology to make our lives easier. Right? As beneficial and convenient as tech can be, it can also pose risks to our online safety and privacy—risks that we should be prepared to handle. Increasingly, we’re seeing governments around the world implementing stricter privacy laws. And even major players like Google are phasing out invasive tracking technology like cookies. However, when it comes to activities like banking, shopping, taxes, and more, the need for broader online privacy protection has never been greater. Let’s take a look at some prominent trends in the way we now live online and how we can protect our data.  

Web3

Crypto, the blockchain, NFTs, tokens – all of these terms are considered part of what’s being termed Web3. Whereas Web 2.0 described an internet made up of large corporations hosting content and consumers, Web3 is governed by the blockchain. What this means is that applications use a decentralized online ledger to document transactions of all sorts. The most famous example is bitcoin, a blockchain that acts as a digital currency. Another example would be NFTs, which are digital works of art. Web3 may be in its infancy, but it’s important to consider what this means for privacy and data protection. Blockchain affords users anonymity in regards to currencies like bitcoin. Of course that means bitcoin also has a reputation as the currency of choice for money-launderers and other shady enterprises. Still, that means it’s good for privacy, right? Well, maybe. The EU’s GDPR rights to erase or amend data are at odds with transactions on a blockchain, which are essentially unchangeable. So if you’re buying cryptocurrency, NFTs, or interacting with blockchains in other ways, just understand your personal information might be hidden, but the record of your transactions is totally visible. 

Tip: If you’re keeping cryptocurrencies in an online wallet, you’ll want to use an identity protection service to monitor those account credentials so you can be warned of breaches and leaks onto the dark web. 

 Education

Student privacy is a top concern as households turn to remote learning. In a rush to optimize remote learning experiences in the face of a rapidly evolving digital landscape, many educators and remote learners may not realize the hazards that put student privacy at risk. 

Since 2020, schools have adopted a range of technologies to optimize the digital classroom, including virtual learning platforms, holistic learning solutions, and even social media applications. However, many of these digital platforms are not designed for child usage, nor do they have privacy policies in place to ensure that the student data gathered is protected. Many learning platforms may even treat student data as consumer data, raising more red flags regarding student data privacy and compliance. Online learning has also garnered the attention of cybercriminals looking to exploit student data, resulting in online bullying, identity theft, and more. 

For educators and parents alike, knowledge is the greatest asset to mitigating the risks of remote learning. IT teams and educators must understand the implications of the student data they collect, govern access to it, and control its usage to comply with child privacy regulations. Parents can take proper precautions by discussing the importance of privacy with their children. Keeping learning platforms up to date and monitoring their children to prevent them from downloading suspicious apps or straying to unknown websites are all ways to ensure safer remote learning environments. 

Tip: Getting a VPN for the family to use is a great way to safeguard your privacy while your kids are learning online. 

Work

Remote work has become commonplace nowadays as more companies permit their employees to work from home long-term and, for some, permanently. In a recent Fenwick poll among HR, privacy, and security professionals across industries, approximately 90% of employees now handle intellectual property, confidential, and personal information in their homes. Endpoint security, or the protection of end-user devices such as our laptops and mobile devices, poses more of a concern as employees trade in office networks for their in-home Wi-Fi. If these devices and networks are unsecured or if the data is not encrypted, employees run the risk of exposing sensitive information to hackers. Those of us working from home can help ensure the safety of our company’s confidential information by boosting our awareness of security threats and prevention measures via company-mandated security training.  

Tip: McAfee’s Protection Score is a great way to understand how protected you are online and what you can do to stay more secure 

The Metaverse

This buzzy term is being used to describe Meta’s (previously Facebook) vision for a fully connected future. Right now it exists as an AR/VR space accessible through Meta’s own VR hardware, Oculus. However, the terminology has caught on as a catch-all for platforms that may contain work, business, gaming, entertainment, social interactions, and more in one easily navigable, immersive online setting. Web3 features, like blockchain, NFTs, and cryptocurrencies are being touted as integral parts of the metaverse. As exciting and futuristic as this is, there are major privacy questions that will have to be answered. This means that as customers you’ll want to think hard about what you choose to share through the metaverse and look into the privacy settings a platform offers you.  

Tip: Use comprehensive online protection. McAfee Total Protection secures all aspects of your life online. From identity to online connections to antivirus, a full security suite like Total Protection keeps you and your family safer on all the devices you use and places you go online. 

 Personal Finances

Some of the platforms I use the most allow me to keep track of and manage my finances. Whether it’s my mobile banking app or taking advantage of online tax filing, there is such a convenience in having the ability to pay bills, deposit checks, and more, all with the devices I use every day. But many of us may not realize just how much trust we put into these platforms to protect our online privacy, especially when we don’t have a clear picture of who exactly is on the other end of our online transactions. 

While recognizing the signs of online banking and tax-related fraud helps ease the burdens associated with these schemes, there are multiple steps users can take to prevent becoming a victim of these scams in the first place.  

Tip: Full-featured identity protection will protect you financially. Services like McAfee Identity Protection Service include credit checks, identity theft restoration, and even stolen fund restoration as benefits. 

Digital devices are part of how we live our lives every day, whether we’re taking conference calls on our laptops, tracking the latest mile on our smartwatches, or banking on the go. Although our everyday digital devices make our lives that much more convenient, securing them makes our lives that much safer by minimizing online threats to ourselves and those around us. Safeguarding the digital platforms we use for work, school, finances, you name it, is the first step to ensuring our private information remains just that—private. 

The post Privacy in Practice: Securing Your Data in 2022 and Beyond appeared first on McAfee Blog.

Can Apple Macs get Viruses?

By McAfee

It’s a long-standing question. Can Apple Macs get viruses?

While Apple does go to great lengths to keep all its devices safe, this doesn’t mean your Mac is immune to all computer viruses. So what does Apple provide in terms of antivirus protection? Let’s take a look along with some signs that your Mac may be hacked and how you can protect yourself from further threats beyond viruses, like identity theft.

Signs that your Mac may be hacked

Whether hackers physically sneak it onto your device or by tricking you into installing it via a phony app, a sketchy website, or a phishing attack, viruses and malware can create problems for you in a few ways:

  • Keylogging: In the hands of a hacker, keylogging works like a stalker by snooping information as you type.
  • Trojans: Trojans are type of malware that can be disguised in your computer to extract important data, such as credit card account details or personal information.
  • Cryptominers: Similar to trojans, this software hides on a device. From there, it harnesses the device’s computing power to “mine” cryptocurrencies. While cryptomining is not illegal, “cryptojacking” a device without the owner’s consent is most certainly illegal.

Some possible signs of hacking software on your Mac include:

Performance issues

Is your device operating more slowly, are web pages and apps harder to load, or does your battery never seem to keep a charge? These are all signs that you could have malware running in the background, zapping your device’s resources.

Your computer feels like it’s running hot

Like the performance issues above, malware or mining apps running in the background can burn extra computing power (and data). Aside from sapping performance, malware and mining apps can cause your computer to run hot or even overheat.

Mystery apps or data

If you find apps you haven’t downloaded, along with messages and emails that you didn’t send, that’s a red flag. A hacker may have hijacked your computer to send messages or to spread malware to your contacts. Similarly, if you see spikes in your data usage, that could be a sign of a hack as well.

Pop-ups or changes to your screen

Malware can also be behind spammy pop-ups, changes to your home screen, or bookmarks to suspicious websites. In fact, if you see any configuration changes you didn’t personally make, this is another big clue that your computer may have been hacked.

What kind of antivirus do Macs have?

Macs contain several built-in features that help protect them from viruses:

  • XProtect and Automatic Quarantine: XProtect is Apple’s proprietary antivirus software that’s been included on all Macs since 2009. Functionally, it works the same as any other antivirus, where it scans files and apps for malware by referencing a database of known threats that Apple maintains and updates regularly. From there, suspicious files are quarantined by limiting their access to the Mac’s operating system and other key functions. However, .
  • Malware Removal Tool: To further keep Apple users protected, the Malware Removal Tool (MRT) scans Macs to spot and catch any malware that may have slipped past XProtect. Similar to XProtect, it relies on a set of constantly updated definitions that help identify potential malware. According to Apple, MRT removes malware upon receiving updated information, and it continues to check for infections on restart and login.
  • Notarization, Gatekeeper, and the App Review Process: Another way Apple keeps its users safe across MacOS and iOS devices is its Notarization Apps built to run on Apple devices go through an initial review before they can be distributed and sold outside of Apple’s App Store. When this review turns up no instances of malware, Apple issues a Notarization ticket. That ticket is recognized in another part of the MacOS, Gatekeeper, which verifies the ticket and allows the app to launch. Additionally, if a previously approved app is later to found to be malicious, Apple can revoke its Notarization and prevent it from running.

Similarly, all apps that wish to be sold on the Apple App Store must go through Apple’s App Review. While not strictly a review for malware, security matters are considered in the process. Per Apple, “We review all apps and app updates submitted to the App Store in an effort to determine whether they are reliable, perform as expected, respect user privacy, and are free of objectionable content.”

Do I need to purchase antivirus for my Mac?

There are a couple reasons why Mac users may want to consider additional protection in addition to the antivirus protection that Mac provides out of the box:

  1. Apple’s antivirus may not recognize the latest threats. A component of strong antivirus protection is a current and comprehensive database of virus definitions. As noted above, , leaving Mac owners who solely rely on XProtect and other features susceptible to attack.
  2. Apple’s built-in security measures for Macs largely focus on viruses and malware alone. While protecting yourself from viruses and malware is of utmost importance (and always will be), the reality is that antivirus is not enough. Enjoying the life online today means knowing your privacy and identity are protected as well.

In all, Macs are like any other connected device. They’re susceptible to threats and vulnerabilities as well. Looking more broadly, there’s the wider world of threats on the internet, such as phishing attacks, malicious links and downloads, prying eyes on public Wi-Fi, data breaches, identity theft, and so on. It’s for this reason Mac users may think about bolstering their defenses further with online protection software.

 Further protecting your Mac from viruses and attacks

Staying safer online follows a simple recipe:

  • Being aware of the threats that are out there.
  • Understanding where your gaps in protection are.
  • Taking steps to protecting yourself from those threats and closing any gaps as they arise.

Reading between the lines, that recipe can take a bit of work. However, comprehensive online protection can take care of it for you. In particular, McAfee Total Protection includes an exclusive Protection Score, which checks to see how safe you are online, identifies gaps, and then offers personalized guidance, and helping you know exactly how safe you are.

An important part of this score is privacy and security, which is backed by a VPN that turns on automatically when you’re on an unsecure network and personal information monitoring to help protect you from identity theft—good examples that illustrate how staying safe online requires more than just antivirus.

Consider your security options for your Mac

So, Macs can get viruses and are subject to threats just like any other computer. While Macs have strong protections built into them, they may not offer the full breadth of protection you want, particularly in terms of online identity theft and the ability to protect you from the latest malware threats. Consider the threats you want to keep clear of and then take a look at your options that’ll help keep you safe.

The post Can Apple Macs get Viruses? appeared first on McAfee Blog.

Cyberbullying: Words do Hurt When it Comes to Social Media

By Toni Birdsong

Most parents may find it difficult to relate to today’s form of cyberbullying. That’s because, for many of us, bullying might have come in a series of isolated, fleeting moments such as an overheard rumor, a nasty note passed in class, or a few brief hallway confrontations. 

Fast forward a few dozen decades, and the picture is spectacularly different and a world few adults today would eagerly step into.  

Cyberbullying includes targeting that is non-stop. It’s delivered digitally in an environment that is often anonymous. It’s a far-reaching, esteem-shattering, emotional assault. And the most traumatic component? The perpetual nature of the internet adds the ever-present threat of unlimited accessibility—kids know bullying can happen to anyone, at any time, and spread like wildfire.   

The nature of cyberbullying can make a young victim feel hopeless and powerless. Skipping school doesn’t stop it. Summer vacation doesn’t diminish it. That’s because the internet is ever-present.   

According to a 2020 Ditch the Label Cyberbullying Study, youth today reveal that carrying the emotional weight of being “connected all the time” is anything but fun and games. Here’s a snapshot. 

  • Bullying has increased by 25% each year since the survey’s inception in 2006.   
  • 46 % of the respondents reported being bullied more than once, and 20% reported bullying others on social networking sites. 
  • 33% of young people surveyed said that they believe the behavior of politicians influences how people treat each other at school. 
  • 25% of those surveyed say they feel “lonely all of the time.” (Executive commentary added that since the onset of the pandemic onset, those numbers have increased).  
  • 50% of those bullied felt targeted because of attitudes towards their physical appearance.  
  • 14% of respondents said they never like themselves; 24% said they do but rarely. 
  • 42% of youth respondents revealed they have battled with anxiety. 
  • 25% said they deal with depression; 21% with suicidal thoughts. 
  • Leading mental health stressors include school pressures, exams, body image, feelings of loneliness, and grief.  

Who Is Most Vulnerable? 

While all kids are at risk for cyberbullying, studies reveal that some are more vulnerable than others.  

According to the Pew Research Center, females experience more cyberbullying than their male counterparts; 38% of girls compared to 26% of boys. Those most likely to receive a threatening or aggressive text, IM, or email: Girls ages 15-17.  

More data from the CDC and American University reveals that more than 28.1 % of LGBTQ teens were cyberbullied in 2019, compared to 14.1% of their heterosexual peers. In addition, Black LGTBQ youth are more likely to face mental health issues linked to cyberbullying and other forms of bullying as compared to non-Black LGTBQ and heterosexual youth.  

Another community that can experience high cyberbullying is gamers. If your child spends a lot of time playing online games, consider paying close attention to the tone of conversations, the language used, your child’s demeanor during and after gaming, and, as always, stay aware of the risks. In a competitive gaming environment that often includes a variety of age groups, cyberbullying can quickly get out of control.  

Lastly, the reality no parent wants to confront—but one that is critical to the conversation—is that cyberbullying and suicide may be linked in some ways. According to JAMA Pediatrics, approximately 80% of young people who commit suicide have depressive thoughts, and in today’s online environment, cyberbullying often leads to more suicidal thoughts than traditional bullying.  

5 Things Parents Can Do 

  1. Be a Plugged-In Parent. If you haven’t already, make 2022 the year you double up your attention to your kids’ online activities and how they might be impacting them emotionally. Kids connect with new people online all the time through gaming platforms, group chats, and apps. Engage them. Understand what they like to do online and why. Be aware of shifts in behavior, grades, and sleeping patterns. Know the signs that they may be experiencing online bullying.   
  2. Layer Up Your Power. Kids need help with limits in a world of unlimited content and parents get busy. One remedy for that? Consider allowing technology to be your parenting partner—additional eyes and ears if your will—to help reduce the risk your kids face online. Parental controls on family devices can help you pay closer attention to your child’s social media use and assist you in filtering the content that’s rolling across their screens. Having the insight to connect your child’s mood to the time they spend on specific apps may provide a critical shortcut to improving their overall wellbeing.  
  3. Prioritize Community. Feeling supported and part of a solid offline community can make a significant difference in a child’s life. One survey of teens aged 12-17 found that social connectedness played a substantial role in reducing the impact of cyberbullying. 
  4. Don’t prohibit, limit. If you know your child is having a tough time online, it’s important not to overreact and restrict device use. They need peer connection. It’s their culture. Consider helping them balance their time and content online. Please talk about the pros and cons of specific apps, role play, teach them how to handle conflict, and encourage hobbies and meetups that are not technology dependent.  
  5. Provide Mental Health Support. We are living in unique times. The digital, cultural, social, political, and health concerns encircling our kids remain unmatched. Not all signs of emotional distress will be outward; some will be subtle, and some, even non-existent. That’s why it’s essential to consistently take the time to assess how your child is doing. Talk with your kids daily, and when you notice they may need additional help, be prepared to find resources to help 

Conclusion 

Each new year represents 365 new days and 365 new chances to do things a little bit better than we’ve done them in the past. And while it’s impossible to stop our kids from wandering into the crossfire of hurtful words online, we can do everything possible to reduce their vulnerability and protect their self-esteem.  

The post Cyberbullying: Words do Hurt When it Comes to Social Media appeared first on McAfee Blog.

The Dark Web: A Definitive Guide

By McAfee

The internet has opened up wonderful new possibilities in our world, making life easier on many levels. You can pay your bills, schedule your next family vacation, and order groceries with the click of a button. While the internet offers many positive benefits, it also has some negatives. Although not entirely used for illicit purposes, the dark web is one part of the internet that can be used by criminals for illegal purposes, like selling stolen personal information.

But just what is the dark web? Basically, it’s a part of the internet that isn’t indexed by search engines. As an average internet user, you won’t come across the dark web since you need a special browser to access it. It’s certainly not something you need to stress about in your day-to-day browsing, and you shouldn’t let it scare you off the internet. Unless you actively seek it out, you’ll likely never have any contact with the dark web in your lifetime.

A better understanding of what the dark web is and the possible threats it contains can help you protect yourself, though. This guide provides the essential information you need, explaining the different levels of the web and revealing how you can stay safe. With this knowledge, you can continue to browse online with confidence. Find out more below.

What is the dark web?

The “dark web” refers to websites that aren’t indexed by search engines like Google and Bing. This might seem strange since most people want their websites to be found through specific searches. Practices like search engine optimization (SEO) are specifically implemented to help websites perform well and rank higher in search engine results.

So, why would someone not want their website to be picked up by a search engine? The primary purpose is to preserve privacy and anonymity. The individuals and organizations on the dark web often engage in illegal activities and want to keep their identities hidden — something that is difficult to do with an indexed website.

It’s important to note that the dark web should not be confused with the deep web, which is a part of the internet individuals access regularly. Although the terms are sometimes used interchangeably, they actually refer to different things. Deep web content — which isn’t picked up by search engines, either — includes pages that typically require additional credentials to access. Your online banking accounts and email accounts, for instance, are examples of deep web content.

Different levels of the web

The internet is home to billions of websites — an estimated 1.7 billion to be exact, although that number changes every day as new sites are made and others are deleted. Your daily internet activity likely falls within the publicly available and readily accessible portion of the internet (otherwise known as the surface web). However, there are additional “levels” of the internet beyond that top level. Read on to learn more.

Surface web

The internet you use to search for more information is referred to as the surface web or open web. This is the readily visible part of the internet anyone can access with an internet connection and a normal web browser like Safari, Mozilla Firefox, or Google Chrome. Other terms for the surface web include the visible web, lightnet, or indexed web.

Examples of content you’ll find on the surface web include:

  • Open media websites and news sites like those affiliated with blogs, newspapers, magazines, and other publications. An example would be the home page of a newspaper like The New York Times or a media company like BuzzFeed.
  • Business websites for everything from major corporations to smaller local businesses. An example could be the website for a huge corporation like Bank of America or one for a smaller business like a local bakery.
  • Mainstream social media platforms like Facebook, Instagram, LinkedIn, and Twitter. Although you likely use these tools via an app, they all have dedicated websites.
  • E-commerce sites used for buying goods and services, like Amazon, Walmart, Target, apparel retailers, and beyond. Any company that sells products online can be considered an e-commerce site.

Basically, the sites you use daily — from your favorite news site to a local restaurant — are part of the surface web. What makes these websites part of the surface web is that they can be located via search queries and have recognizable endings like .com, .edu, .gov, or .org. You are able to find websites on the surface web because they are marked as “indexable,” meaning search engines can index and rank them. The sites are readily available on the search engine results pages (SERPs).

Interestingly, the surface web only makes up around 4% of the total internet, meaning the internet is a lot more than what you see on the surface. Think of it as an ocean — there’s the top layer of water you can see and then there’s the vast world beneath. The remainder of the internet is what’s below the surface.

Deep web

The deep web refers to any page on the internet that isn’t indexed by search engines as described above. The deep web is the first level beneath the “surface” of the visible web — and it’s significantly larger than the surface web, accounting for an estimated 96% to 99% of the entire internet.

It’s important to note that just because this type of content isn’t on the surface doesn’t mean it’s nefarious or has ill intent. A lot of the time, this content isn’t indexed because it includes pages that are meant to be hidden to protect consumer privacy, such as those that require login credentials.

Here are some examples of content on the deep web:

  • Fee-based content like news articles that are behind a paywall or membership-only content requiring login credentials are considered part of the deep web. For example, if you pay to access members-only content in a content creator’s fan club, you are using fee-based content.
  • Databases containing protected files that aren’t connected to other areas of the internet. These could be public or private files, like those from government entities or private educational institutions.
  • Intranets for educational institutions, corporate enterprises, and governments are used for exchanging and organizing internal information. Some of it is sensitive and not meant for public dissemination. Intranets usually require a login and are part of the deep web.
  • Secure storage platforms like Dropbox or Google Drive also require you to log in to upload and download files and photos. There are also proprietary data storage solutions used by companies that frequently handle sensitive data, such as law firms, financial institutions, and health care providers. An example might be a patient portal via a hospital or doctor’s office, where you can access your personal medical records.

Essentially, any webpage that requires a login is part of the deep web. That said, deep web content doesn’t necessarily have to fall into any of these categories. Any page that is non-indexable is technically also considered part of the deep web. It doesn’t have to require a login or contain sensitive data. Website creators and managers can mark pages as non-indexable if desired.

It’s worth noting that sometimes a single organization’s website will include elements of both the surface web and the deep web. Take a college or university website, for example. Most schools have a comprehensive website providing information about the school’s history, campus location, student body, available programs of study, extracurricular activities, and more.

However, many schools also have an intranet — sometimes linked from the main university page — that’s accessible only for students or staff. This is where students might sign up for classes and access their school email, for example. Since this is sensitive information and requires a unique login, it doesn’t need to be made publicly available via search engines.

In fact, it’s better in the interest of privacy that these pages aren’t readily visible. It helps to protect the user’s data. From this example, you can see that the “deep web” doesn’t have to be scary, illicit, or illegal. It serves a legitimate and useful purpose. You shouldn’t be afraid of the deep web. It’s further important to distinguish the deep web from the dark web — as the next section explains.

Dark web

As mentioned, the deep web and the dark web sometimes get confused. However, they are distinct. Technically, the dark web is a niche or subsection within the deep web. It consists of websites that aren’t indexable and can’t be readily found online via web search engines. However, the dark web is a carefully concealed portion of the deep web that people go out of their way to keep hidden.

What makes the dark web distinct from the broader deep web is the fact that dark web content can only be accessed via a special browser. The Tor network is often used to access the dark web.

Additionally, the dark web has a unique registry operator and uses security tools like encryption and firewalls, further making it inaccessible via traditional web browsers. Plus, the dark web relies on randomized network infrastructure, creating virtual traffic tunnels. All of these technical details serve to promote anonymity and protect dark web users’ privacy.

Is it illegal to browse the dark web?

The short answer is no, it’s not illegal to browse the dark web. In fact, there are instances where individuals can use it for good. Whistleblowers, for instance, can find the anonymity available through the dark web valuable when working with the FBI or another law enforcement organization.

That said, while it’s not illegal to browse the dark web, it’s also not completely void of criminal activity. Putting yourself in close proximity with illegal activities is rarely a good idea and could heighten your risk of being targeted by a criminal yourself. It’s often best to leave that part of the deep web alone.

There are also many technological threats on the dark web. Malicious software, also known as malware, is a critical concern and can affect unsuspecting users. Even simply browsing the dark web out of curiosity can expose you to such threats, like phishing malware or keyloggers. While an endpoint security program can identify such threats if they end up on your computer, it’s ideal to avoid them altogether.

Further, if you try to buy something on the dark web — even if it’s not illegal — there’s a chance you’ll be scammed. Dark web criminals use a variety of tricks to con people. For example, they may hold money in escrow but then shut down the e-commerce website and take off with the money. Due to the anonymous nature of the dark web, it’s very difficult for law enforcement to find such perpetrators.

How do criminals use the dark web?

Given its anonymous nature, the dark web clearly has an obvious appeal for cybercriminals. But just what do they use it for? The most obvious type of internet activity is the buying and selling of black market goods and services, from illegal drugs to illegal content. Cybercriminals may also run scams when selling such items, for example by taking a person’s money and not delivering the required product.

There are dark websites dedicated to the purchase and sale of illegal products or services (usually using untraceable cryptocurrencies like bitcoin) including:

  • Financial information like cloned credit cards with PIN, credit card details, online bank account logins, and more. People can then use these details to make legitimate purchases, negatively impacting your financial status and ruining your credit score in the process.
  • Account details for hacked accounts like email accounts, eBay accounts, social media accounts, streaming services, and more. For example, a person may buy a reputable eBay seller’s login details and then use their real account to make fake sales, pocketing the money and ruining the seller’s reputation in the process.
  • Personal data that can be used to steal someone’s identity, such as their name, address, Social Security number, and more. Identity theft is a serious problem that can negatively impact everything from your credit score to your private medical data.
  • Illegal services like people claiming to be able to fix credit scores for a fee. Many of these “services” are scams. They may also be law enforcement masquerading as criminals in an attempt to catch people who are up to no good.
  • Illegal goods like unregistered firearms and drugs. Law enforcement is increasingly cracking down on cybercriminals and the dark web.

Browsers like Tor, an open-source and free software, allow people to access dark websites where these goods are available, like a digital marketplace. These websites may look similar to any other surface or deep website you’d encounter. However, they differ in their domain suffix, ending in “.onion” instead of more obvious options like “.com” (Tor is actually short for The Onion Router, which is also where the term “onion routing” comes from — referring to anonymous communication on the dark web).

Onion sites often use scrambled names that make their URLs difficult to remember, minimizing the odds of being reported to authorities. It’s possible to search the dark web using specialized dark web search engines like Grams or link lists like The Hidden Wiki. However, these sources tend to be slow and unreliable, just like the dark web itself.

Some of this information can be extremely valuable on darknet forums. For example, while a Social Security number might go for $2, email credentials could sell for as much as $120,000. Hackers can make a lot of money and do so with less worry that they might get caught. Thanks to the Tor browser’s layers of encryption and IP scrambling, it’s difficult to track people down on this part of the web.

How to protect yourself online

Again, although the dark web isn’t inherently bad, you should still be proactive in preventing your personal information from falling into the wrong hands. Here are a few ways you can help keep you and your family safe online:

  • Protect your devices with passwords and antivirus software: One of the first lines of defense is to protect your devices. With passwords, ensure they’re unique and strong across accounts and keep them in one place, like a password manager. It’s also important to have antivirus software installed on your browsing devices to protect them from malware and other threats (you can even take this a step further by using a virtual private network or VPN).
  • Think before oversharing on social: Social media keeps us connected with our family and friends, but before you click “share,” make sure you’re not revealing any personal information like your home address or something else that could be compromising.
  • Sign up for a monitoring service: Whether it’s reviewing your credit report or an identity protection plan with 24/7 monitoring, additional trusted eyes on your accounts will help them stay protected.

Get a personalized protection plan today

The dark web might sound scary. The fact is, an everyday internet user like yourself likely won’t have any contact with this level of the internet. That said, it’s still important to take as many precautions as you can to keep your family and your technology safe.

McAfee provides everyday internet users with the tools they need to surf safely and confidently. Our award-winning antivirus software protects against threats like phishing, malware, and ransomware, and we also offer identity protection plans that come with a personalized Protection Score to check the health of your online information. Start browsing with confidence by using McAfee.

The post The Dark Web: A Definitive Guide appeared first on McAfee Blog.

The Feeling of Safety

By McAfee

The internet’s greatest feat? Fundamentally shifting how we live. Once a revelation, it quickly set our long-standing beliefs about how we work, play, and connect into a whole new context. 

Today, the shifts come fast. Video meetings once felt alien. Now, they’re part of our routine. We’ve gone from setting doctor’s appointments online to actually seeing the doctor online—and from family visits to seeing everyone in seconds on a screen.  

At McAfee, we’ve seen our share of shifts as well. Looking back across our thirty-plus years, we were among the first to deliver antivirus technology. First to create a biometric password manager. First to give people an intuitive Protection Score, and so much more. And we’re not stopping. We’re protecting people and their ever-changing lives. That means covering all your life online, from security to privacy to identity, in a way that adds to your confidence and enjoyment too. 

Confidence and enjoyment. Those two words mark our next shift in online protection. We’re bringing those feelings to life across the McAfee experience. And it’ll redefine the way you stay safe online.  

Safety has an unmistakable feeling. As we bring that feeling to online protection, you’ll see a remarkable evolution. It will look and act in bold new ways, guide you, reassure you, and most importantly, keep you safe. In all, it’s a new breed of online protection that’s helpful, even thoughtful, in the ways it looks out for you. 

And this evolution is already underway. You’ll find that feeling in everyday moments as we make them simpler, freer, and safer—such as paying your bills at a coffee shop, managing your family’s healthcare from your laptop, and booking flights to catch up with old friends. Across them all, our protection will have your back, and even offer guidance when needed, all while you do you—wherever your day takes you and no matter what “online” looks like next. 

There’s simply so much to see out there. And with us by your side, you’ll feel safe and stay that way. Life online will continue to surprise us. In the best of ways. And people have a right to enjoy every moment of it, confident that they’re safe and secure, in ways they can point to and feel.  

That’s our next big shift. Giving you the unmistakable feeling of safety. You deserve it. More than that, it’s your right. And we’re proud to bring it to you. 

The post The Feeling of Safety appeared first on McAfee Blog.

The Internet is for Everyone to Enjoy—We’re Helping See to It

By McAfee

The internet is meant for all to enjoy. And that’s who we’re looking out for—you and everyone who wants to enjoy life online. 

We believe it’s important that someone has your back like that, particularly where some of today’s hacks and attacks can leave people feeling a little uneasy from time to time. You’ve probably seen stories about data breaches at big companies pop up in your news feed. Or perhaps you or someone you know had their debit or credit card number hacked. Problems like these are out there, unfortunate thorns in the side of the internet we’ve come to love. Yet while these issues persist, there’s plenty you can do to avoid them. 

That’s where we have your back—doing all we can to make life online enjoyable for everyone, with protection that helps people finally feel safe and stay that way. 

The reality is that nobody wants to deal with hackers, malware, and other attacks crop up on the internet. And while it’s important to be aware of those things, we’d rather that you didn’t have to worry about them. Protection should come easy. Whether it’s keeping your banking, shopping, and streaming secure, along with your privacy and personal info too, protection should feel simple and tailored to you. That’s what we strive for. 

So as you think about protecting your life online, take a moment to consider what you’re protecting. As you do, you’ll see that it means far more than protecting your computers, phones, and other devices. Ultimately, it’s about protecting you, and all the important things connected to you. You can think of it in three ways … 

1) Protect what’s precious  

What’s among the top things people say they want to protect? Their photos. Not far behind photos are all manner of digital treasures that people like to keep close, which ranges anywhere from music they’ve downloaded to old voicemails of their children, nieces, and nephews that they’ve saved over the years. Without a doubt, we have plenty of things stored on our computers and phones that we simply couldn’t do without. 

Protecting these things means protecting the devices you use to store and access them. Installing comprehensive online protection software like ours is the first step. In addition to award-winning antivirus software and firewall protection to help keep hackers at bay (and away from your photos and other precious files), it goes a step further.  

Our new Online Protection Score shows you just how safe you are and guides you through simple steps that can seal up gaps and improve your protection overall. In all, it’s a personalized and simple way to make sure you’re protected as possible and continually make improvements as they’re needed. It’s a way of getting expert protection without being an expert. 

2) Protect what’s vital 

There’s also the “Important Stuff” in life, like our financial records, tax returns, and all the banking that we do on our phones and computers. And let’s throw shopping into mix because shopping’s important too! You can protect the important things like this, which can help hackers out of your business. 

For starters, you can protect your important files three ways with our online protection by using a combination of the McAfee® File Lock and Shredder™ features to manage your privacy:  

  • McAfee File Lock allows you to create password-protected encrypted drives on your PC that only appear when you’ve unlocked them, perfect for storing sensitive files like tax returns and financial documents.  
  • And when you’re looking to dispose of sensitive files, McAfee Shredder securely deletes files so that would-be thieves can’t put the pieces back together. 

You can lock down your privacy even further with a VPN that can shield you automatically from snooping attacks online, whether at home or when using public Wi-Fi. It creates an encrypted connection that works like a private tunnel that hides your IP address and the things you’re doing online from cybercrooks. It’s ideal for keeping your sensitive personal information like your financial data, passwords, and browsing history hidden from both hackers and websites. 

And here’s another big help. A password manager. You likely have dozens of passwords, plus a few more that you’ve probably forgotten about. You can protect your passwords and the accounts associated with them with a password manager that creates and securely stores a strong, unique password for each of your accounts. Plus, you can use it to update those passwords on the regular. Few things make it tougher for hackers than strong, unique passwords that get changed often. In a time of data breaches and account theft, a password manager is a great call. 

3) Protect yourself (and your people) 

While it’s important to focus on protecting things like laptops, phones, photos, files, and data, you’re ultimately protecting something far greater You. Your privacy, your personal information, your accounts, all the things that taken together make you—you. The thing is that our lives are more fluid and mobile than ever before. One moment we’re banking on our laptop, the next we’re splitting the cost of dinner with a payment on our phone. The constant here is you. You’re at the center of all this activity regardless of the device you’re using. The same goes for your family and the people you care about.  

That’s why we protect people, not just their devices.  

McAfee Identity Protection Service monitors the dark web for your personal info such as emails and associated passwords, up to 60 different types of critical info. If we detect that your data was stolen, you’ll get immediate alerts on the devices of your choice and guidance on how to secure your info quickly and effectively. In all, you can keep tabs on your identity any time you’re connected to the internet, and if an issue crops up you can click, solve, and carry on. ​ ​ 

Extended identity protection offers up the extra comfort of knowing that you have licensed recovery pros on the case if identity theft does happen to you. This includes monitoring and restoration services, along with identity theft insurance for lawyer fees, travel expenses, lost wages, and more. 

Protection that runs deep 

While that’s just a few of the ways McAfee has your back, we hope it gives you a good sense of what online protection should do—how it should protect you and all the things connected to you. And on today’s internet, that’s quite a bit. There’s so much to experience online today, and we believe you should enjoy all of it, freely and with the confidence that comes from knowing you’re safe. 

The post The Internet is for Everyone to Enjoy—We’re Helping See to It appeared first on McAfee Blog.

How to Protect Yourself From Identity Theft After a Data Breach

By Pravat Lall

Did you just get word that your personal information may have been caught up in a data breach? If so, you can take steps to protect yourself from harm should your info get into the hands of a scammer or thief. 

How does that information get collected in the first place? We share personal information with companies for multiple reasons simply by going about our day—to pay for takeout at our favorite restaurant, to check into a hotel, or to collect rewards at the local coffee shop. Of course, we use our credit and debit cards too, sometimes as part of an online account that tracks our purchase history.  

In other words, we leave trails of data practically wherever we go these days, and that data is of high value to hackers. Thus, all those breaches we read about.  

Data breaches are a (sad) fact of life  

Whether it’s a major breach that exposes millions of records or one of many other smaller-scale breaches like the thousands that have struck healthcare providers, each one serves as a reminder that data breaches happen regularly and that we could find ourselves affected. Depending on the breach and the kind of information you’ve shared with the business or organization in question, information stolen in a breach could include:  

  • Usernames and passwords  
  • Email addresses  
  • Phone numbers and home addresses  
  • Contact information for friends and family members  
  • Birthdays and driver’s license numbers  
  • Credit and debit card numbers or bank account details  
  • Purchase history and account activity  
  • Social security numbers  

What do crooks do with that data? Several things. Apart from using it themselves, they may sell that data to other criminals. Either way, this can lead to illicit use of credit and debit cards, draining of bank accounts, claiming tax refunds or medical expenses in the names of the victims, or, in extreme cases, assuming the identity of others altogether.   

Examples of data breaches over the recent years  

In all, data is a kind of currency in of itself because it has the potential to unlock several aspects of victim’s life, each with its own monetary value. It’s no wonder that big breaches like these have made the news over the years, with some of the notables including:  

  • U-Haul – 2022: A breach which accessed their customer contracts system between November 2021 and April 2022 exposed the names, driver’s license numbers, and state ID numbers of 2.2 million renters.  
  • Los Angeles Unified School District – 2022: Hackers released 500 GB of highly sensitive information after a breach and when their subsequent ransomware demands were not met, exposing Social Security and passport numbers, health information, and psychological assessments of some students. 
  • Facebook – 2021: Two sets of data exposed the records of more than 530 million users, including phone numbers, account names, and Facebook IDs. According to Facebook, the source of the breach dated back to 2019, at which time the flaw was remedied, even though the information was exposed in 2021. 
  • Marriott International (Starwood) – 2018: Half a million guests had names, email and physical mailing addresses, phone numbers, passport numbers, Starwood Preferred Guest account information, dates of birth, and other information about their stays exposed.  
  • Equifax – 2017: Some 147 million records that included names, addresses, dates of birth, driver’s license numbers, and Social Security Numbers were exposed, along with a relatively small subset of 200,000 victims having their credit card information exposed as well.  

As mentioned, these are big breaches with big companies that we likely more than recognize. Yet smaller and mid-sized businesses are targets as well, with some 43% of data breaches involving companies of that size. Likewise, restaurants and retailers have seen their Point-of-Sale (POS) terminals compromised, right on down to neighborhood restaurants.  

Staying secure in light of data breaches  

When a company experiences a data breach, customers need to realize that this could impact their online safety. If your favorite coffee shop’s customer database gets leaked, there’s a chance that your personal or financial information was exposed. However, this doesn’t mean that your online safety is doomed. If you think you were affected by a breach, you can take several steps to protect yourself from the potential side effects.   

1. Keep an eye on your bank and credit card accounts 

One of the most effective ways to determine whether someone is fraudulently using one or more of your accounts is to check your statements. If you see any charges that you did not make, report them to your bank or credit card company immediately. They have processes in place to handle fraud. While you’re with them, see if they offer alerts for strange purchases, transactions, or withdrawals.  

Our credit monitoring service can help you keep an eye on this. It monitors changes to your credit score, report, and accounts with timely notifications and guidance so you can take action to tackle identity theft. 

2. Monitor your identity with the help of a service

Breached and stolen information often ends up in dark web marketplaces where hackers, scammers, and thieves purchase it to commit yet more crime. Once it was difficult to know if your information was caught up in such marketplaces, yet now an identity monitoring service can do the detective work for you. 

Our service monitors the dark web for your personal info, including email, government IDs, credit card and bank account info, and more. This can help keep your personal info safe with early alerts that show you if your data is found on the dark web, an average of 10 months ahead of similar services.​ From there, you’ll get guidance that you can act on, which can help protect your info and accounts from theft. 

3. Place a fraud alert

If you suspect that your data might have been compromised, place a fraud alert on your credit. This not only ensures that any new or recent requests undergo scrutiny, but also allows you to have extra copies of your credit report so you can check for suspicious activity. You can place one fraud alert with any of the three major credit reporting agencies (Equifax, Experian, TransUnion) and they will notify the other two. A fraud alert typically lasts for a year, although there are options for extending it as well.  

4. Look into freezing your credit if needed 

Freezing your credit will make it highly difficult for criminals to take out loans or open new accounts in your name, as a freeze halts all requests to pull your credit—even legitimate ones. In this way, it’s a far stronger measure than placing a fraud alert. Note that if you plan to take out a loan, open a new credit card, or other activity that will prompt a credit report, you’ll need to take extra steps to see that through while the freeze is in place. (The organization you’re working with can assist with the specifics.) Unlike the fraud alert, you’ll need to contact each major credit reporting agency to put one in place. Also, a freeze lasts as long as you have it in place. You’ll have to remove it yourself, again with each agency.  

You can centrally manage this process with our security freeze service, which stops companies from looking at your credit profile, and thus halts the application process for loans, credit cards, utilities, new bank accounts, and more. A security freeze won’t affect your credit score. ​ 

5. Update your passwords 

Ensure that your passwords are strong and unique. Many people utilize the same password or variations of it across all their accounts. Therefore, be sure to diversify your passcodes to ensure hackers cannot obtain access to all your accounts at once, should one password be compromised. You can also employ a password manager to keep track of your credentials, such as the one you’ll find in comprehensive online protection software.  

6. Consider taking out identity theft coverage 

If the unfortunate happens to you, an identity theft coverage & restoration service can help you get back on your feet. Ours offers $1 million in coverage for lawyer fees, travel expenses, and stolen funds reimbursement. It further provides support from a licensed recovery expert who can take the needed steps to repair your identity and credit. In all, it helps you recover the costs of identity theft along with the time and money it takes to recover from it. 

7. Clean up your personal data online

You can take this step any time, even if you haven’t been caught up in a data breach. The fact is that data broker companies collect and sell thousands of pieces of information on millions and millions of people worldwide, part of a global economy estimated at $200 billion U.S. dollars a year. And they’ll sell it to anyone—from advertisers for their campaigns, to scammers who will use it for spammy emails, texts, and calls, and to thieves who use that information for identity theft.  

Yet you can clean it up. Our personal data cleanup service can scan some of the riskiest data broker sites and show you which ones are selling your personal info. It also provides guidance on how you can remove your data from those sites and, with select products, even manage the removal for you. 

8. Use online protection software and expand your security toolbox 

Comprehensive online protection software will offer you the tools and services listed above, along with further features that can protect you online. That includes a VPN to keep your time online more private from online data collection while protecting it from thieves who’re out to steal credit card and account information. It also includes web browsing protection that can warn you of sketchy websites and malicious downloads that look to steal your information. In all, it’s thorough protection for your devices, privacy, and identity. And in a time of data breaches, that kind of protection has become essential.   

The post How to Protect Yourself From Identity Theft After a Data Breach appeared first on McAfee Blog.

Privacy, Identity, and Device Protection: Why You Need to Invest in All Three

By McAfee

Protecting your devices with antivirus is a great start, yet it’s only one part of staying safer online. With the way scammers and thieves target people today, you need to protect yourself too—specifically your identity and privacy. 

Threats have evolved over the years. While hackers still wage malware attacks on computers, tablets, and smartphones, the devices aren’t the ultimate target. You are. The personal and private information created and kept on your devices have tremendous value because scammers and thieves can use it to steal your identity, open credit cards in your name, and commit all kinds of identity theft and fraud. 

Yet just as using antivirus protection can keep you safer online, using privacy and identity protection will keep you far safer still. Let’s look at how all three can work in concert.   

Privacy protection  

Privacy protection focuses on keeping your information from getting into the hands of advertisers, cybercriminals, and data brokers who want to use it for their benefit. To boost your online privacy, consider a few thoughtful additions to your daily browsing, email, and social media routine.   

First, think carefully about your social media habits. Do you post everything about your day and childhood, pin your location, and share photos of documents that include your full name, birthday, or address? You may want to consider cutting back on what you broadcast on the internet, especially if your account is public for anyone to view.  

Unfortunately, while your friends and family may love your status updates, cybercriminals love them more. After only minutes of snooping, cybercriminals can glean enough personal details about you to impersonate you or target a social engineering attempt at you. To keep your private information more private, limit what you share on social media, pare down your follower and friend lists to only the closest people, and if your social media account platform supports it set your account to private.  

One more way to protect your privacy is to use a virtual private network (VPN). A VPN allows you to remain far more anonymous online by shielding your location and device information, along with the data passing along your connection—which includes things like your passwords, account information, and other sensitive info. 

A VPN offers further protection when you’re logged on to a public network, like those in coffee shops, libraries, and transportation hubs. Cybercriminals often lurk on non-password-protected Wi-Fi networks and eavesdrop on people paying bills or online shopping to steal their credentials.  

However, criminals aren’t the only ones who intrude on your privacy. Online data brokers collect thousands of data points on millions of people, then post bits of that information for anyone to see and offer far more detailed information for a price.  

Who buys this information? More legitimate purposes include people conducting background checks, journalists, law enforcement, and, largely, advertisers. With such in-depth information, advertisers can target highly specific audiences with their ads, all based on personal information that can include shopping habits from customer loyalty cards, health data from fitness apps, and information scraped from public social media posts—just to name a few of the umpteen sources they draw from. 

Yet data brokers won’t discriminate. They’ll sell to scammers and thieves as well, who can then use that personal information to help them commit identity fraud and theft. 

However, you can do something about this. Personal data cleanup can scan some of the riskiest data broker sites and show you which ones are selling your personal info. It can also provide guidance on how you can remove your data from those sites and can even manage the removal for you. And because data brokers continually update their data, personal data cleanup will continue to monitor those sites and help you get your information removed should it crop up again. 

In all, if you feel that your privacy shouldn’t be up for grabs, a personal data cleanup service can  

Identity protection  

Another form of protection focuses on keeping you safer from identity theft and fraud. Here, thieves will steal personal and account information to rack up charges on existing credit and debit cards, open entirely new accounts and lines of credit, or impersonating the victim themselves for employment, health insurance coverage, or to commit other crimes in someone else’s name. 

A few forms of identity crime include: 

  • New account theft occurs when a criminal successfully steals personal identifiable information (PII) and financial information and uses a victim’s excellent credit score to open new credit cards, utility accounts, cellphone accounts, and so forth.  
  • Account takeover fraud involves the use of an existing debit card, credit card, or other accounts to rack up charges—which usually happens when username and password information is stolen via a phishing attack or as the result of a data breach.  
  • Synthetic identity theft is a rising form of identity crime where thieves use a core piece of PII, like a Social Security Number in the U.S., to create an entirely new identity under a false name. With this “synthetic” identity, a scammer or thief can potentially open all manner of accounts, lines of credit, and even apply for benefits.   
  • Medical identity theft happens when thieves impersonate patients to gain access to their prescription medications or have their medical treatments paid for by the identity theft victim.  
  • Business identity theft can plague businesses of all sizes. Here, scammers and thieves will attempt to open new credit lines in the business’ name or send customers phony bills and collect the payments themselves.  

This list provides just a few examples, yet in all its forms, identity crime can affect your finances, credit score, and ability to secure loans, a mortgage, or future credit cards.  

One way to keep your identity secure is to guard your PII carefully. Never give out your Social Security Number unless it’s necessary—such for employment, opening bank and credit accounts, applying for public assistance, filing tax returns, or obtaining a driver’s license. While other businesses may ask you for your Social Security Number for identification purposes, you are not legally bound to provide it. You can ask to provide an alternate form. Also, never share it over email or text where it can be potentially intercepted.  

Beyond your Social Security Number, you can take steps to protect the many other forms of personal information you have. An identity monitoring service can keep tabs on everything from email addresses to IDs and phone numbers for signs of breaches so you can take action to secure your accounts before they’re used for identity theft.​ Likewise, credit monitoring can watch for unusual credit activity that could be an indicator of identity theft as well. ​ 

Should the unfortunate occur, identity theft & recovery coverage like ours can help you get back on track in several ways. First, it provides $1 million in identity theft coverage that covers travel expenses, legal fees, and stolen funds reimbursement. Additionally, it provides the assistance of a licensed identity theft recovery pro who can help you repair your identity and credit.  

Device security  

The third form of protection involves our devices, like computers, tablets, and phones—protecting them from both physical and digital threats. 

The first step you can take is to use a password, PIN, facial recognition, or other form of lock to keep your devices safer in the event of loss or theft. With this protection, your device is effectively an open book, providing a thief with access to all manner of personal information, accounts, and apps. 

Taking this protection a step further is learning to remotely locate your devices and then lock or wipe them. Many laptops and mobile devices offer location tracking services to help find a lost device—and yet others allow the owner to remotely lock or even wipe the contents of that device if they fear it’s lost for good or fallen into the wrong hands.  

It’s all rather straightforward, and device manufacturers have put up helpful web pages that can walk you through the process:  

Another good step you can take is to back up your files, whether with an online cloud service, a physical external drive, or both. By storing your files in the cloud, you can recover them quickly if your device is stolen and you have to remotely wipe its contents. Storing them on an external drive also lets you recover your files if your device is stolen, however, you’ll want to keep it in a secure location so that it can’t be stolen as well. Options include a fireproof safe where you keep other valuables or even a safe deposit box. The drawback is that you will have to back up files manually and regularly whereas cloud backup is practically automatic when you’re connected to the internet.   

Another component of device security is defending against malicious software. Viruses and malware can make their way onto your devices through several avenues, including sketchy websites, dishonest downloads, phishing schemes, and clicking on ads. The challenge is that several of these avenues can look rather legitimate at first glance. Sophisticated hackers, scammers, and thieves have learned how to make their bogus websites and search results look like the real thing. One way you can prevent making a bad click or downloading an attachment loaded with malware is to use web advisor software that can protect you while you browse. 

And finally, yes, antivirus is a must now just as it’s ever been. When kept up to date with the latest updates, it can prevent malware from getting onto your devices—plus scan, detect, and delete viruses and malware from your devices should they make their way onto them.  

Protecting your privacy, identity, and devices—today calls for all three 

The threats out there are many, and they go beyond threats to your devices. Hackers, scammers, and thieves are quite interested in you. Your accounts, your personal information, and anything they can grab to commit theft or fraud. Protecting yourself today calls for not only protecting your devices but your privacy and identity too. 

Comprehensive online protection software like ours covers all three—privacy, identity, and devices. It includes the protections mentioned above, plus dozens of features more such as ransomware coverage, credit freezes, security locks, and an online protection score that shows you just how safe you are, along with suggestions that can make you safer still.  

In all, it gives you far more control over your privacy and personal information, control that should rest in your hands, and not in the hands of data brokers, hackers, scammers, and thieves. 

The post Privacy, Identity, and Device Protection: Why You Need to Invest in All Three appeared first on McAfee Blog.

6 Tips to Protect Yourself From Holiday Shopping Scammers

By Vishnu Varadaraj

Like many consumers around the world, you’re probably scouring the internet to find the perfect gifts for your friends and family in time for the holidays. While buyers prepare for the festivities, cybercriminals look for opportunities to scam shoppers with various tricks. In 2020, the FBI received over 17,000 complaints regarding goods that were never delivered, totaling losses of more than $53 million.1 And this year, it is anticipated that the number could increase due to rumors of merchandise shortages and the ongoing pandemic.  

But no need to get your tinsel in a tangle! At McAfee, we’re empowering consumers to live their digital lives with confidence by providing tips and tools for sidestepping cyber-grinches. Here are the top scams to look out for this holiday season so you can be on your merry way:  

Phishing Emails Boasting Big-ticket Items  

Phishing may be one of the older tricks in the book, but it is still a favorite standby for cybercriminals as phishing tactics become more sophisticated. According to Bleeping Computer, scammers tend to target holiday shoppers with emails advertising big-ticket or hard-to-find items to entice them to click on a malicious link.2 For example, cybercriminals could send a phishing email promising a sweet deal —often referred to as the discount scam — on the latest gaming system. Jumping at the opportunity to score such a great gift for a low price, an unsuspecting holiday shopper might click on the link and swiftly hand over their credit card details. But instead of receiving the gaming system, they receive alerts of suspicious purchases from their bank — purchases that cybercriminals made with their credit card information.  

Fake Websites and Ads 

During the holidays, many brands increase their online advertising to boost sales. However, cyber-grinches will likely take advantage of this trend by creating fake websites and ads impersonating companies that consumers know and love. For example, cybercriminals can create fake websites and ads promoting unrealistic discounts and bargains that look remarkably similar to an online retailer’s site. If a customer clicks on the fake website and makes a “purchase” by inputting their credit card information, the scammers will then be able to use this data to make fraudulent purchases elsewhere.  

Fraudulent Social Media Posts  

Many consumers rely on social media to stay up-to-date on the latest deals, and scammers are eagerly looking for ways to take advantage. To target holiday shoppers via Instagram, Facebook, TikTok, etc., criminals use fake social media posts offering vouchers, gift cards, freebies, and contests in the hopes that the user will click on the post and hand over their personal or financial information. Perhaps a user comes across a fake contest for a $1,000 Amazon gift card on Instagram — all they have to do is enter their login credentials to enter. Little do they know that this contest has been formulated by scammers and submitting their login for entry is just handing over their data for cyber-scrooges to exploit.  

Criminals can also take advantage of shoppable social media posts to target holiday shoppers with advertisements for non-existent or counterfeit items. Today, 130 million Instagram users tap on shoppable posts to learn more about products every month. It’s likely that these users will also rely on shoppable posts to interact with products they’re interested in purchasing for holiday gifts.3 

Cybercriminals can entice these users by creating fraudulent social media ads for products they don’t actually have. If an unsuspecting shopper purchases through the fake ad, their financial information will not only find its way into the hands of the scammer, but they also won’t receive what they initially paid for.  

Travel phishing and charity scams  

According to the Wall Street Journal, travel and charity scams also tend to spike around the holidays.4 Travel scams could show up in the form of an email stating that a booking has been canceled, sending you to a fake website where you’re asked to enter your credit card number to set up a new reservation. You could also receive an email directing you to a clone site offering deals on a house rental, flight, or hotel room that seems too good to be true — as long as you hold your reservation with a deposit.  

Cybercriminals also know that consumers tend to make charitable donations around the holidays, and many are quick to take advantage. A charity scam might target victims via social media feeds, asking people to donate to a fake organization. Consumers should always do their research on a charity before they donate to prevent money from ending up in a scammer’s pocket.  

Tips to Stay Safe From Online Shopping Scams 

To prevent cyber-grinches from stealing your money, data, and festive spirit, follow these tips so you can continue to make merry during the holiday shopping season: 

  1. Be cautious of emails asking you to act. If you receive an email, call, or text advertising a holiday shopping deal that seems too good to be true, it probably is. Don’t click on anything or take any direct action from the message. Instead, go straight to the organization’s website. This will prevent you from downloading malicious content from phishing links or forking over money or your financial details unnecessarily. 
  2. Hover over links to see and verify the URL. If someone sends you a message with a link, hover over the link without actually clicking on it. This will allow you to see a link preview. If the URL looks suspicious, don’t interact with it and delete the message. 
  3. Go directly to the source. Instead of clicking on a link in an email or text message, it’s always best to check directly with the source to verify a holiday shopping offer or track a package’s shipment.  
  4. Watch out for fraudulent websites and ads. Today, anyone can create a website or online ad that looks like it’s from a legitimate retailer. They may tout a special offer or a great deal on a hot holiday item, yet such sites are a popular avenue for cybercriminals to harvest personal and financial information. They are commonly spread by social media, email, and other messaging platforms, so be skeptical of any links you see on these channels.  
  5. Check your bank statements. The holidays are often a time of increased spending, so a fraudulent charge on your bank statement could blend in with all the noise. Be vigilant about checking to make sure that there are no suspicious charges when you’re doing your online banking. If you do notice a purchase that you didn’t make, report it to your bank immediately.  
  6. Protect your identity. Hackers often use consumers’ personally identifiable information to make fraudulent purchases – a trick that would certainly interrupt a holiday shopping spree. A solution like McAfee Identity Theft Protection takes a proactive approach to help protect identities with personal and financial monitoring and recovery tools to help keep identities personal and secure. 
  7. Use a comprehensive security solution. Using a solution like McAfee Total Protection can help your holiday shopping spree go smoothly by providing safe web browsing, virus protection, and more. McAfee WebAdvisor also provides coverage for many of the holiday shopping scams mentioned above with misclick protection, typo protection, and alerts for known threats.  

The post 6 Tips to Protect Yourself From Holiday Shopping Scammers appeared first on McAfee Blog.

Concerned by the Security Risk Affecting Popular Services and Apps? Here’s What We Know.

By McAfee

Several security researchers have recently reported a powerful software bug that could potentially affect thousands of popular websites, services, hosted apps, and even game servers—thanks to an apparent flaw that could allow hackers to compromise or take control of servers that run them. 

 Just as reported by the developers of the popular Minecraft game, this flaw potentially affects servers that run Twitter, Apple’s iCloud, the Steam gaming platform, and a growing number of others that may be vulnerable. 

One research group has dubbed the vulnerability as “Log4Shell,” and the name appears to be sticking. It involves a widely used software used to log information on servers. This software is open source, meaning it is freely available to developers. As a result,  countless organizations and businesses use it on their servers.   

While details are still evolving, researchers are acting with a proper degree of caution given the potential scope of the issue. Needless to say, the immediate level of concern remains high given the potential of the flaw to impact millions of servers, devices, and the people who use them. 

What can an attacker do with this vulnerability?  

At this early stage, a few things appear to be possible: 

  • A hacker could access the logs on impacted servers, gathering the information kept there. This could include any kind of information from chats, usernames, passwords, or other information, depending on what’s being logged by the website, app, or service in question.  
  • In some instances, the vulnerability reportedly allows hackers to execute code or functions that can compromise or even take over the targeted server. For example, there have been reports of compromised servers that were converted to illicitly mine for cryptocurrencies. 
  • Likewise, there is the potential for hackers to further use the impacted servers to distribute malware to the computers, smartphones, and other devices connected to them. As of this writing, we have yet to uncover any such attacks. However, determined hackers could attempt such an attack if they believe there’s some value or return in doing so. 

What if I know someone who plays Minecraft or is running a Minecraft server? 

The developers of Minecraft have provided several steps that detail what both players and server hosts should do to protect themselves. The developers clearly recognize the potential gravity of the situation and are taking a proactive approach in saying, “This vulnerability poses a potential risk of your computer being compromised, and while this exploit has been addressed with all versions of the game client patched, you still need to take [steps] to secure your game and your servers.” We’ve provided the link to those steps here: 

 Recommended steps for Minecraft players and server hosts. 

How else you can protect yourself 

Right now, as this situation evolves, the best step is to keep your eyes open. If the app, service, site, or game you’re on performs strangely, consider signing out and closing it down. Then, perform a security scan on your device to check for viruses, malware, or other threats. Follow the guidance from your online protection software if any results come up. 

You may also consider limiting your app and service usage to the most important activities. If it’s not an urgent or important online task or activity, see about putting it off until more is known. 

Likewise, stay tuned. The details around this vulnerability continue to unfold. As they do, you’ll find further guidance that can help keep you and your family protected from this or any follow-on threats associated with this issue. 

The post Concerned by the Security Risk Affecting Popular Services and Apps? Here’s What We Know. appeared first on McAfee Blog.

New tech for the holidays? Watch out for these tech support scams.

By McAfee

We all know the frustration. A new piece of tech isn’t working the way it should. Or maybe setting it up is simply turning into a royal pain. Grrr, right? Just make sure that when you go on the hunt for some help, you don’t let a tech support scam get the better of you.  

Like so many scams out there, tech support scams play on people’s emotions. Specifically, the frustration you feel when things don’t work right. You want that problem fixed right now. So much so that you may not pay close enough attention to that tech support link you found in a search or came across in an ad. Tech support that looks legitimate but isn’t. 

Tech support scams make good money for bad actors. In fact, the larger tech support scam operations organize and run themselves like a business, with call centers, marketing teams, finance groups, and so forth—and can rack up some serious profits to boot. 

They make their money in several ways. Sometimes they’ll charge large fees to fix a non-existent problem. Other times, they’ll install information-stealing malware under the guise of software that’s supposed to correct an issue. In some cases, they’ll ask for remote access to your computer to perform a diagnosis but access your computer to steal information instead. 

Fortunately, these scams are rather easy to spot. And avoid. If you know what to look for.  

What do tech support scams look like? 

Let’s start with a quick overview of tech support scams. They tend to work in two primary ways.  

First, there are the scams that actively track you down. 

This could be a phone call that comes from someone posing as a rep from “Microsoft” or “Apple.” The scammer on the other end of the line will tell you that there’s something wrong with your computer or device. Something urgently wrong. And then offers a bogus solution to the bogus problem, often at a high cost. Similarly, they may reach you by way of a pop-up ad. Again telling you that your computer or device is in need of urgent repair. These can find you a few different ways: 

  • By clicking on links from unsolicited emails. 
  • From pop-up ads from risky sites. 
  • Via pop-ups from otherwise legitimate sites that have had malicious ads injected. 
  • By way of spammy phone calls made directly to you, whether by robocall or a live operator. 

Second, there are the scams that lie in wait.  

These are phony services and sites that pose as legitimate tech support but are anything but. They’ll place search ads, post other ads in social media, and so forth, ready for you to look up and get in touch with when you have a problem that you need fixed. Examples include: 

  • Online classified ads, forum posts, and blog sites. 
  • Ads on Social media sites such as Facebook, Reddit, YouTube, and Tumblr. 
  • Search results—scammers place paid search ads too! 

Tech support scams target everyone—not just the elderly 

While tech support scammers can and do prey on older computer users, they’re not the only ones. An apparent lack of computer savviness certainly makes older users an attractive target, yet it also seems that an apparent overconfidence in one’s savviness makes younger victims susceptible to tech support scams too. Turns out that the growing majority of victims worldwide are between 18 and 35 years old, a group that has known the internet for most, if not all, of their lives. That’s according to research from Microsoft’s Digital Crimes Unit, which found the 1 in 10 of people between the ages of 18 and 35 who encountered a tech support scam fell for it and lost money.  

Whatever the age group, the U.S. Federal Trade Commission (FTC) says that the reported losses in the U.S. are into the millions, which of course does not account for the assumedly millions more that do not go reported.  

How to spot and avoid tech support scams 

  • With regards to ads and search results, keep an eye open for typos, awkward language, or poor design and logos that looks like they could be a knockoff of a trusted brand. Check out our blog article that offers a field guide of what these ads and search results look like. 
  • Don’t fall for the call. If someone calls you with an offer of “tech support.” Chances are, it’s a scam. And if they ask for payment in gift cards or cryptocurrency like bitcoin, it’s absolutely a scam. Just hang up. 
  • Note that the big tech companies like Apple and Microsoft will not call you with offers of tech support or an alert that “something is wrong with your computer.” Such calls come from imposters. Moreover, in many cases, the company will offer free support as part of your purchase or subscription that you can get on your own when you need it. (For example, that’s the case with our products.) 
  • Don’t click on any links or call any numbers that suddenly appear on your screen and warn you of a computer problem. Again, this a likely sign of an attempted scam. Often, this will happen while browsing. Simply close your browser and open a fresh browser window to clear the ad or link. 
  • Go to the source. Contact the company directly for support, manually type their address into your browser or call the number that came with the packaging or purchase. Don’t search. This will help you avoid imposters that choke up search results with bogus ads. 
  • Protect your browsing. Use a safe browsing extension that can spot malicious sites and help prevent you clicking on them by mistake. Comprehensive online protection software will offer protect your browsing, in addition to protection from malware and viruses. 

Lastly, a good piece of general advice is to keep your devices and apps up to date. Regular updates often include security fixes and improvements that can help keep scammers and hackers at bay. You can set your devices and apps to download them automatically. And if you need to get an update or download it on your own, get it from the company’s official website. Stay away from third-party sites that may host malware. 

What to do if you think you’ve been scammed: 

1. Change your passwords. 

This will provide protection if the scammer was able to access your account passwords in some form. While this can be a big task, it’s a vital one. A password manager that’s part of comprehensive online protection can make it much easier. 

2. Run a malware and virus scan right away. 

Delete files or apps that the software says is an issue. Do the same for other devices on your network too. Experienced and determined scammers can infect them as well simply by gaining access to one device on your network. 

3. Stop payment. 

Contact your bank, credit card company, online payment platform, or wire transfer service immediately to reverse the charges. File a fraud complaint as well. The sooner you act, the better chance you have of recovering some or all your money. (Note that this is a good reason to use credit cards for online purchases, as they afford extra protection that debit cards and other payment services do not.) 

4. Report the scam. 

In the U.S., you can contact https://www.ftc.gov/complaint, which reports the claim to thousands of law enforcement agencies. While they cannot resolve your individual issue, your report can help with broader investigations and build a case against scammers—which can make the internet safer for others. Their list of FAQs is particularly helpful too, answering important questions like “how do I get my money back?” 

Enjoy your stuff! 

Here’s to holiday tech that works. And to quick fixes when things don’t go as planned. In all, if you find yourself staring down a technical issue, go straight to the source for help as we’ve outlined above. As you can see, scammers have burrowed themselves alongside otherwise legitimate ads, search results, and forums online, ready to take advantage of you when you need to get things working right. 

Likewise, keep an eye and ear open for those scammers who’ll reach out to you, particularly this time of year when so many people are getting so many new devices. Realizing that legitimate tech support won’t call you out of the blue is a great place to start. In all, go with the pros you know—the ones you can reach at the companies you trust. 

The post New tech for the holidays? Watch out for these tech support scams. appeared first on McAfee Blog.

How To Tell If Your Smartphone Has Been Hacked

By McAfee

Something’s not right. Maybe your phone is losing its charge way too quickly. Or one day it suddenly starts turning itself off and on again. Perhaps it’s running hot, so hot it’s hard to hold. Likewise, you might see outgoing calls that you never dialed or strange spikes in your data usage. Signs like these could mean that your smartphone’s been hacked. Learn how to protect your smartphone with McAfee Mobile Security

Several signs of a potential smartphone hack can look like a technical issue, at least on the surface. Yet the fact is that these issues may be a symptom of a deeper problem, such as malware installed on your smartphone. Malware can eat up system resources or conflict with other apps and your operating system, all of which can cause your phone to act sluggish or erratically. 

Yet, in a way, that’s good news. Because malware can run inefficiently on your phone and create hiccups both large and small, it can tip you off to its presence. And with all the important information we carry in the palms of our hands nowadays, that’s good news twice over. Knowing the signs, subtle or otherwise can alert you to an otherwise largely invisible problem. 

Hacking software and their symptoms 

Whether hackers physically sneak it onto your phone or by tricking you into installing it via a phony app, a sketchy website, or a phishing attack, hacking software can create problems for you in a couple of ways: 

  • Keylogging: In the hands of a hacker, keylogging works like a stalker by snooping information as you type, tap, and even talk on your phone.  
  • Trojans: Trojans are types of malware that can be disguised in your phone to extract important data, such as credit card account details or personal information. 
  • Cryptominers: Similar to trojans, this software hides on a device. From there, it harnesses the device’s computing power to “mine” cryptocurrencies. While crypto mining is not illegal, “cryptojacking” a device without the owner’s consent is most certainly illegal. 

Some possible signs of hacking software on your phone include: 

Performance issues 

Maybe you’ve seen some of the signs we mentioned earlier. Is your device operating slower, are web pages and apps harder to load, or does your battery never seem to keep a charge? These are all signs that you could have malware running in the background, zapping your phone’s resources. 

Your phone feels like it’s running hot 

Like the performance issues above, malware or mining apps running in the background can burn extra computing power (and data). Aside from sapping performance, malware and mining apps can cause your phone to run hot or even overheat. 

Mystery apps or data 

If you find apps you haven’t downloaded, or calls, texts, and emails that you didn’t send, that’s a red flag. A hacker may have hijacked your phone to send premium-rate calls or messages or to spread malware to your contacts. Similarly, if you see spikes in your data usage, that could be a sign of a hack as well. 

Pop-ups or changes to your screen 

Malware can also be behind spammy pop-ups, changes to your home screen, or bookmarks to suspicious websites. In fact, if you see any configuration changes you didn’t personally make, this is another big clue that your smartphone has been hacked. 

What to do if you’re worried that your phone has been hacked … 

  • Install and run security software on your smartphone if you haven’t already. From there, delete any apps you didn’t download, delete risky texts, and then run your mobile security software again. 
  • If you still have issues, wiping and restoring your phone is an option. Provided you have your photos, contacts, and other vital info backed up in the cloud, it’s a relatively straightforward process. A quick search online can show how to wipe and restore your model of phone. 
  • Lastly, check your accounts and your credit to see if any unauthorized purchases have been made. If so, you can go through the process of freezing those accounts and getting new cards and credentials issued. Further, update your passwords for your accounts with a password that is strong and unique 

Ten tips to prevent your phone from being hacked 

While there are several ways a hacker can get into your phone and steal personal and critical information, here are a few tips to keep that from happening: 

  1. Use comprehensive online protection software on your phone. Over the years, we’ve gotten into the good habit of using this on our computers and laptops. Our phones? Not so much. Installing online protection on your smartphone gives you the first line of defense against attacks, plus several of the additional security features mentioned below. 
  2. Update your phone and its apps. Aside from installing security software, keeping current with updates is a primary way to keep you and your phone safe. Updates can fix vulnerabilities that cybercriminals rely on to pull off their malware-based attacks. Additionally, those updates can help keep your phone and apps running smoothly while also introducing new, helpful features. 
  3. Stay safer on the go with a VPN. One way that crooks can hack their way into your phone is via public Wi-Fi, such as at airports, hotels, and even libraries. These networks are public, meaning that your activities are exposed to others on the network—your banking, your password usage, all of it. One way to make a public network private is with a VPN, which can keep you and all you do protected from others on that Wi-Fi hotspot.  
  4. Use a password manager. Strong, unique passwords offer another primary line of defense. Yet with all the accounts we have floating around, juggling dozens of strong and unique passwords can feel like a task—thus the temptation to use (and re-use) simpler passwords. Hackers love this because one password can be the key to several accounts. Instead, try a password manager that can create those passwords for you and safely store them as well. Comprehensive security software such as McAfee Total Protection will include one. 
  5. Avoid public charging stations. Charging up at a public station seems so simple and safe. However, some hackers have been known to “juice jack” by installing malware into the charging station. While you “juice up,” they “jack” your passwords and personal info. So what to do about power on the road? You can look into a portable power pack that you can charge up ahead of time or run on AA batteries. They’re pretty inexpensive and easy to track down.  
  6. Keep your eyes on your phone. Preventing the actual theft of your phone is important too, as some hacks happen simply because a phone falls into the wrong hands. This is a good case for password or PIN protecting your phone, as well as turning on device tracking so that you can locate your phone or even wipe it remotely if you need to. Apple provides iOS users with a step-by-step guide for remotely wiping devices, and Google offers up a guide for Android users as well.  
  7. Encrypt your phone. Encrypting your cell phone can save you from being hacked and can protect your calls, messages, and critical information. To check if your iPhone is encrypted can go into Touch ID & Passcode, scroll to the bottom, and see if data protection is enabled (typically this is automatic if you have a passcode enabled). Android users have automatic encryption depending on the type of phone. 
  8. Lock your SIM card. Just as you can lock your phone, you can also lock the SIM card that is used to identify you, the owner, and to connect you to your cellular network. By locking it, that keeps your phone from being used on any other network than yours. If you own an iPhone, you can lock it by following these simple directions. For other platforms, check out the manufacturer’s website. 
  9. Turn off your Wi-Fi and Bluetooth when not in use. Think of it as closing an otherwise open door. There are several attacks that a dedicated and well-equipped hacker can make on devices where the Wi-Fi and Bluetooth are open and discoverable. Likewise, while not a hack, some retailers will track your location in a store using Bluetooth technology for marketing purposes—so switching it off can protect your privacy in some situations as well. You can easily turn off both from your settings and many phones let you do it from a pulldown menu on your home screen as well. 
  10. Steer clear of third-party app stores. Google Play and Apple’s App Store have measures in place to review and vet apps to help ensure that they are safe and secure. Third-party sites may not have that process in place. In fact, some third-party sites may intentionally host malicious apps as part of a broader scam. Granted, cybercriminals have found ways to work around Google and Apple’s review process, yet the chances of downloading a safe app from them are far greater than anywhere else. Furthermore, both Google and Apple are quick to remove malicious apps once discovered, making their stores that much safer. 

The post How To Tell If Your Smartphone Has Been Hacked appeared first on McAfee Blog.

What We’ve Learnt From Home Learning During Lockdown

By Alex Merton-McCann

I think it’s fair to say that come to next Australia Day, there needs to be a special award category for parents of young children who survived home learning during the lockdowns. Let’s be honest – it’s been brutal! So many parents had to juggle their own full-time work, running a household, AND supervising a day’s worth of learning for often, multiple children! Research from Macquarie University showed that many parents spent up to 14 hours a week in their role as home learning managers and 9/10 parents reported the experience as, quite understandably, stressful! As a mum of older teens and young adults – who are usually self-sufficient – I’m in awe! 

But the good news is – things are on the improve! Our vaccine rates are amongst the best in the world, so lockdowns have been lifted and, drum roll… kids are back at school! I’ve always been a big fan of trying to find the silver lining of any situation and I think there are many we can take away from our COVID experience, particularly when it comes to digital parenting. I know of so many parents who have completely rethought their approach to managing kids and technology since the pandemic hit because of their home learning experience. 

So, in the spirit of sharing and caring, I thought I’d round up some of the best ‘aha’ moments from parents who were forced to become expert home learning managers over multiple lockdowns. And make sure you take notes because there are some great learnings that we can apply to our digital parenting journey.  

Embrace Technology 

If you have never been ‘all in’ with your kids’ use of technology for both learning and socializing, then you need to get over this ASAP. Technology is the lifeblood of your kids’ lives. It’s how they connect, nurture friendships, and organize their social lives. I also recommend parents try to see technology through the eyes of their kids NOT just through our more ‘mature’ lens. It’s the best way of truly understanding just what a huge role it plays in their day-to-day lives. And don’t forget that technology is almost always used to set up in-person catchups! So, please don’t demonize it, it will only push your kids away. 

Understanding Your Child’s Online Life is a Powerful Way of Connecting 

I totally appreciate that many parents didn’t choose to be home learning ‘managers’ however many have shared with me how they now feel far more involved in their child’s life because of the experience. Seeing first-hand how your child’s day works, overhearing their conversations with teachers and peers (courtesy of Zoom), and being blown away by your offspring’s tech skills has given many parents incredible insight into their child.  

I know of parents who have noticed learning issues and friendship problems all as a result of their home learning manager role! There’s nothing like being able to nip something in the bud before it becomes a big issue! So, stay involved and you’ll reap the rewards! 

Get Your Kids Moving – Encourage Movement and Outdoor Activities Always 

Confession – I have never been one of those parents who proactively organized park visits, bushwalks, and exercise regimes for my kids. But many of the parents who managed young children through a lockdown and resorted to becoming personal trainers reported that it paid dividends. So, now lockdowns are (hopefully!) history, don’t forget about the benefits of getting your kids to move. It’s hard to be on a screen when you are walking the dog, playing a game of family cricket, or bushwalking. I know it’s time-consuming but it’s so worth it!

Take Some Time to Understand & Protect Your Kids’ Devices 

As of 2 years ago, the average Aussie household had 17 internet-connected devices in tow so it’s no wonder keeping abreast of all the devices in your household feels like a full-time job! But with kids continuing to use their devices for both study and socializing, it’s essential that you give each device a ‘once over’ to minimize risks and prevent issues arising down the track.  

Ensuring all their software is up to date is a great place to start. Also check that the default password has been changed and that there is some top-shelf security software installed to protect the device and, most importantly, its user! And while you are there, why not also ensure that each of their online accounts has its own distinct password? If you think they could manage a password manager, then it might be time to introduce them to one? Check out McAfee’s True Key – I couldn’t manage without it! 

I think you’d be hard-pressed to find many parents keen to return to home learning. In fact, I think there may even be a revolt if we had to go back! But, knowing we have picked up some ‘nuggets of gold’ along the way makes it a little feel a little better! So, please embrace technology – it’s a fantastic way of connecting with your kids. But of course, keep your family’s usage in check and minimize the risks by giving each device a once-over.  

Happy Digital Parenting! 

Alex  

The post What We’ve Learnt From Home Learning During Lockdown appeared first on McAfee Blog.

What is the Dark Web? Everything You Need to Know

By Vishnu Varadaraj

You open up your laptop and check the daily news. You see a headline stating that one of your favorite online retailers was breached and that thousands of their customers’ passwords were exposed. Data breaches like this frequently appear in the news, but many consumers don’t realize the implications these breaches have on their personal privacy. When data breaches occur, oftentimes billions of these hacked login credentials become available on the dark web, neatly packaged for criminals to download.1 

Let’s dive into the differences between the deep web and the dark web, how cybercriminals use the dark web, and what you can do to protect your data.  

Deep Web vs. Dark Web: What’s the Difference?  

You’ve probably heard of the deep and dark web but may not be aware of their differences.2 First, let’s start by noting that the dark web is always part of the deep web, but the deep web is not always the dark web.  

The deep web refers to the pages on the internet that are not indexed in search engines, meaning that you can’t find them by performing a simple Google search. To access these pages, you have to know the exact address to the site and access it with specific software. Most personalized and password-protected sites appear on the deep web because they contain information that is not meant to be accessed by the general public. These sites include a user’s Netflix home page, password-protected sites for banking, and the internal sites of companies, organizations, and schools. These are all examples of legitimate areas of the deep web.  

On the other hand, the dark web is the disreputable extension of the deep web. Like the deep web, the dark web also houses sites that are not indexed by search engines, but it also hides a user’s identity and location. It consists mostly of illegal products or content that could be harmful to organizations or the general public. Some examples include stolen credit card numbers, fake IDs, drugs, and hacking tools. To access the dark web, a user needs to download darknet software, the most popular being Tor.  

Tor, which stands for “the onion routing project,” was developed by the U.S. Navy for the government in the mid-1990s. It was open-sourced in 2004, and that’s when it went public. Today, Tor is the dark web browser that the majority of people use to surf the internet anonymously. To do this, Tor hides a user’s IP address (or the unique address that identifies an internet-connected device or network) by bouncing their search request to multiple different locations. These bounces also referred to as relays, make it much harder for people to find users on the dark web.  

How Cybercriminals Use the Dark Web 

Because of its ability to provide anonymity, the dark web is often tied to the world of cybercrime. Scammers frequently use the dark web to find software that allows them to access other people’s computers, banking credentials, Social Insurance Numbers, and credit card information. You may be wondering how all this private information ended up on the dark web in the first place. Oftentimes when a company is breached and their customers’ data is exposed, the hackers behind the breach will upload the stolen database to the dark web. This allows other cybercriminals to purchase the stolen information and use it to target users with other scams. Say that a criminal finds a database on the dark web that contains a bunch of personal email addresses. They can purchase the database and target every email address with a phishing campaign that contains malicious links that spread malware or attempt to trick users into handing over their username and password combinations.  

How to Protect Your Data 

Incorporating cybersecurity best practices into your daily life can help protect your data from hackers looking to take advantage of the data found on the dark web. Follow these tips to bring yourself greater peace of mind:  

1. Use strong, unique passwords  

The chances of a hacker accessing your data are higher if you use the same credentials across different accounts. That’s why it’s important to use a strong, unique password for each of your online profiles. This minimizes the potential damage that could be done if a hacker does gain access to one of your accounts. You can also use a password manager with a built-in generator to make it easier for you to access and manage passwords. Enabling multi-factor authentication will also ensure that hackers cannot access your information using only your login credentials. 

2. Be on the lookout for suspicious emails and text messages 

If you receive an email asking you to take immediate action, stop and think. Criminals often convey urgency in their phishing scams in the hopes that an unsuspecting user will click on a malicious link or hand over their personal details without considering the legitimacy of the message. Examine suspicious emails carefully to check for telltale signs of phishing, such as poor grammar, grainy logos, or bogus links. If an email claims to be from a well-known company or brand and asks for your credentials, claims that you need to update your password, or sends you a “free offer,” go directly to the source. Contact customer service through the company’s website (not the email) and inquire about the urgent request.  

3. Stay informed on recent data breaches  

Be on the lookout for breach notices from relevant companies since they are often the first to know about a data breach impacting their online customers. Create news alerts for companies that have access to your information to stay notified of the latest events.  

Additionally, create notifications for your bank and other financial accounts to monitor suspicious activity, such as unauthorized transactions or a drop in credit score. You will be better prepared to mitigate any cybersecurity threats with the right security software and knowledge of the latest risks.   

4. Use comprehensive security software 

Use a comprehensive security solution like McAfee Total Protection, which includes dark web monitoring for up to 10 email addresses. This software actively monitors the dark web for data breaches and exposed information.  Personal details include but are not limited to your date of birth, email addresses, credit card numbers, and personal identification numbers. It also provides steps for remediation after a data breach to help you regain control and the integrity of your data and privacy. With a security solution like this in place, you can continue to live your connected life confidently.  

The post What is the Dark Web? Everything You Need to Know appeared first on McAfee Blog.

Reimagining mobile security for the way we live our lives today, tomorrow, and beyond.

By Pravat Lall

Online is a little different for everyone

How do you connect online these days? I’ll give you an example from my own life: From my 15-year old son to my 80-year-old mother, not one of us leaves the house without our phone. And today, there isn’t a single thing you can’t do on your phone. It’s the minicomputer that goes where you go. 

This trend in the way we connect is reflected in recent data too. In fact, we’ve found that the average consumer spends 6 hours and 55 min online per day, split between mobile (52%) and desktop (48%). Whether you’re a Boomer, Gen X, a Millennial, or Gen Z, the way you connect online is diverse and specific to you. 

As for what we’re doing online? It’s just about everything. After all, we spend an average of 7 hours per day on connected devices and the pandemic has forced us to do even more online. The downside to this rapid change in the way we live is that we are opening ourselves up to more risk which leaves consumers feeling highly concerned about their ability to keep their personal info secure or private. We need new protection for this new normal. 

For the new normal, a new approach to protection with mobile security 

What all these changes mean is that you’re able to have the same online experience regardless of where you are, what you’re doing, or what device you’re using. Your favorite streaming service is a great example – you can just as easily find a movie on a tablet as you can on your laptop. In fact, you can pause the movie you’re watching on that tablet and pick up where you left off on your laptop. Your experience with online security should offer the same convenience and familiarity. More importantly, online protection should give you a feeling of confidence however or wherever you choose to connect. 

 This means knowing your personal info is secure even when accessing an unsecured network, your browsing habits remain private, and you can take necessary actions should your information be compromised. To put it another way, YOU are what we’re focused on protecting and we do that by making sure everything you connect with is also secure. 

Introducing the new McAfee Security mobile app 

A phone is the remote control for your life. From the palm of your hand, you’re able to shop, browse, stream, and create – everything you do online you can now do from your phone. So, it’s crucial that your phone be a major focus of our online protection. The new mobile app makes it easier to get robust protection for your identity, privacy, and phone. Let’s look at a few of the capabilities offered by the new mobile app. 

Identity Protection Service

Think about all the online accounts you’ve created in the past year. How many of them do you use regularly? Sometimes I think I have more food delivery apps on my phone than I do restaurants to use them on. Regardless of how often you use an account (or if you no longer use it at all!), any personal information (like emails, addresses, credit cards) added to it is available online and vulnerable to breaches. McAfee Security comes with identity protection, a feature that monitors your personal information and then notifies you when there’s a risk of your data being compromised. What this means is that if we detect that your data was stolen, you’ll be alerted an average of 10 months earlier than similar services, so you can act before your data is used illegally or shows up on the dark web. 

Privacy protection with Secure VPN

Let’s say you’re about to use the free internet at your favorite café for a speedier connection. Time to flip on your virtual private network (VPN). Forget about digging through a sea of menus to find your VPN. The new mobile app offers a seamless VPN experience so you can keep your activity hidden on less-than-secure Wi-Fi. Or, better yet, you can set up a Secure VPN to automatically turn on for unsecured Wi-Fi networks. Whatever you choose, Secure VPN keeps your personal data and location private anywhere you go with unlimited data and bank-grade Wi-Fi encryption. 

Device protection 

At the end of the day, phones are devices and they’re vulnerable to viruses, malware, and, increasingly, malicious apps. The new McAfee Mobile app offers an antivirus scan for Android phones and system scans to see if your passcode is strong enough and that your OS is up to date on iOS devices. 

Most importantly, the app is part of McAfee’s total online protection, so the experience on your phone is the same as on your PC. It’s protection that goes where you go – at home on your PC, or on the go with your mobile. 

The mobile app is available right now – here’s how to get it 

If you’re an existing McAfee subscriber using McAfee Total Protection or McAfee LiveSafe, you can get the app right now. And, if you’ve already got the app installed, just make sure it’s up-to-date and you’ll be all set with the new look and features. 

Interested in trying the app out? You can buy or get a free trial of McAfee Total Protection here and get started today. 

The post Reimagining mobile security for the way we live our lives today, tomorrow, and beyond. appeared first on McAfee Blog.

What Is SIM Swapping? 3 Ways to Protect Your Smartphone

By Vishnu Varadaraj

You consider yourself a responsible person when it comes to taking care of your physical possessions. You’ve never left your wallet in a taxi or lost an expensive ring down the drain. You never let your smartphone out of your sight, yet one day you notice it’s acting oddly.  

Did you know that your device can fall into cybercriminals’ hands without ever leaving yours? SIM swapping is a method that allows criminals to take control of your smartphone and break into your online accounts. 

Don’t worry: there are a few easy steps you can take to safeguard your smartphone from prying eyes and get back to using your devices confidently. 

What Is a SIM Card? 

First off, what exactly is a SIM card? SIM stands for subscriber identity module, and it is a memory chip that makes your phone truly yours. It stores your phone plan and phone number, as well as all your photos, texts, contacts, and apps. In most cases, you can pop your SIM card out of an old phone and into a new one to transfer your photos, apps, etc. 

What Is SIM Swapping? 

Unlike what the name suggests, SIM swapping doesn’t require a cybercriminal to get access to your physical phone and steal your SIM card. SIM swapping can happen remotely. A cybercriminal, with a few important details about your life in hand, can answer security questions correctly, impersonate you, and convince your mobile carrier to reassign your phone number to a new SIM card. At that point, the criminal can get access to your phone’s data and start changing your account passwords to lock you out of your online banking profile, email, and more. 

SIM swapping was especially relevant right after the T-Mobile data breach.1 Cybercriminals stole millions of phone numbers and the users’ associated personal details. Criminals could later use these details to SIM swap, allowing them to receive users’ text or email two-factor authentication codes and gain access to their personal accounts. 

How Can You Tell If You’ve Been SIM Swapped? 

The most glaring sign that your phone number was reassigned to a new SIM card is that your current phone no longer connects to the cell network. That means you won’t be able to make calls, send texts, or surf the internet when you’re not connected to Wi-Fi. Since most people use their smartphones every day, you’ll likely find out quickly that your phone isn’t functioning as it should.  

Additionally, when a SIM card is no longer active, the carrier will often send a notification text. If you receive one of these texts but didn’t deactivate your SIM card, use someone else’s phone or landline to contact your wireless provider. 

How to Prevent SIM Swapping 

Check out these tips to keep your device and personal information safe from SIM swapping.  

  1. Set up two-factor authentication using authentication apps. Two-factor authentication is always a great idea; however, in the case of SIM swapping, the most secure way to access authentication codes is through authentication apps, versus emailed or texted codes. It’s also a great idea to add additional security measures to authentication apps, such as protecting them with a PIN code, fingerprint, or face ID. Choose pin codes that are not associated with birthdays, anniversaries, or addresses. Opt for a random assortment of numbers.  
  2. Watch out for phishing attempts. Cybercriminals often gain fodder for their identity-thieving attempts through phishing. Phishing is a method cyber criminals use to fish for sensitive personal information that they can use to impersonate you or gain access to your financial accounts. Phishing emails, texts, and phone calls often use fear, excitement, or urgency to trick people into giving up valuable details, such as Social Insurance Numbers, birthdays, passwords, and PINs. Be wary of messages from people and organizations you don’t know. Even if the sender looks familiar, there could be typos in the sender’s name, logo, and throughout the message that are a good tipoff that you should delete the message immediately. Never click on links in suspicious messages. 
  3. Use a password manager. Your internet browser likely asks you if you’d like the sites you visit to remember your password. Always say no! While password best practices can make it difficult to remember all your unique, long, and complex passwords and passphrases, do not set up autofill as a shortcut. Instead, entrust your passwords and phrases to a secure password manager, such as True Key. A secure password manager makes it so you only have to remember one password. The rest of them are encrypted and protected by two-factor authentication. A password manager makes it very difficult for a cybercriminal to gain entry to your accounts, thus keeping them safe. 

Boost Your Smartphone Confidence 

With just a few simple steps, you can feel better about the security of your smartphone, cellphone number, and online accounts. If you’d like extra peace of mind, consider signing up for an identity theft protection service like McAfee Identity Protection Service. McAfee, on average, detects suspicious activity ten months earlier than similar monitoring services. Time is of the essence in cases of SIM swapping and other identity theft schemes. An identity protection partner can restore your confidence in your online activities. 

1T-Mobile data breach and SIM-swap scam: How to protect your identity 

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Affected by a Data Breach? Here Are Security Steps You Should Take

By Pravat Lall

How does that information get collected in the first place? We share personal information with companies for multiple reasons simply by going about our day—to pay for takeout at our favorite restaurant, to check into a hotel, or to collect rewards at the local coffee shop. Of course, we use our credit and debit cards too, sometimes as part of an online account that tracks our purchase history. 

In other words, we leave trails of data practically wherever we go these days, and that data is of high value to hackers. Thus, all those breaches we read about. 

Data breaches are a (sad) fact of life 

Whether it’s a major breach that exposes millions of records or one of many other smaller-scale breaches like the thousands that have struck healthcare providers, each one serves as a reminder that data breaches happen regularly and that we could find ourselves affected. Depending on the breach and the kind of information you’ve shared with the business or organization in question, information stolen in a breach could include: 

  • Usernames and passwords 
  • Email addresses 
  • Phone numbers and home addresses 
  • Contact information for friends and family members 
  • Birthdays and Driver’s license numbers 
  • Credit and debit card numbers or bank account details 
  • Purchase history and account activity 
  • Social security numbers 

What do crooks do with that data? Several things. Apart from using it themselves, they may sell that data to other criminals. Either way, this can lead to illicit use of credit and debit cards, draining of bank accounts, claiming tax refunds or medical expenses in the names of the victims, or, in extreme cases, assuming the identity of others altogether.  

Examples of data breaches over the recent years 

In all, data is a kind of currency in of itself because it has the potential to unlock several aspects of victim’s life, each with its own monetary value. It’s no wonder that big breaches like these have made the news over the years, with some of the notables including: 

Facebook – 2019: Two sets of data exposed the records of more than 530 million users, including phone numbers, account names, and Facebook IDs. 

Marriott International (Starwood) – 2018: Half a million guests had names, email and physical mailing addresses, phone numbers, passport numbers, Starwood Preferred Guest account information, dates of birth, and other information about their stays exposed. 

Equifax – 2017: Some 147 million records that included names, addresses, dates of birth, driver’s license numbers, and Social Security Numbers were exposed, along with a relatively small subset of 200,000 victims having their credit card information exposed as well. 

As mentioned, these are big breaches with big companies that we likely more than recognize. Yet smaller and mid-sized businesses are targets as well, with some 43% of data breaches involving companies of that size. Likewise, restaurants and retailers have seen their Point-of-Sale (POS) terminals compromised, right on down to neighborhood restaurants. 

Staying secure in light of data breaches 

When a company experiences a data breach, customers need to realize that this could impact their online safety. If your favorite coffee shop’s customer database gets leaked, there’s a chance that your personal or financial information was exposed. However, this doesn’t mean that your online safety is doomed. If you think you were affected by a breach, there are multiple steps you can take to help protect yourself from the potential side effects.  

1. Keep an eye on your bank and credit card accounts 

One of the most effective ways to determine whether someone is fraudulently using one or more of your accounts is to check your statements. If you see any charges that you did not make, report them to your bank or credit card company immediately. They have processes in place to handle fraud. While you’re with them, see if they offer alerts for strange purchases, transactions, or withdrawals. 

2. If you’re a victim, report it to local authorities and to the FTC for assistance.  

File a police report and a Federal Trade Commission (FTC) Identity Theft Report. This will help in case someone uses your Social Security number to commit fraud, since it will provide a legal record of the theft. The FTC can also assist by guiding you through the identity theft recovery process as well. Their site offers a step-by-step recovery plan that you can follow and track your progress as you go. 

3. Place a fraud alert 

If you suspect that your data might have been compromised, place a fraud alert on your credit. This not only ensures that any new or recent requests undergo scrutiny, but also allows you to have extra copies of your credit report so you can check for suspicious activity. You can place one fraud alert with any of the three major credit reporting agencies (Equifax, Experian, TransUnion) and they will notify the other two. A fraud alert typically lasts for a year, although there are options for extending it as well. 

4. Look into freezing your credit if needed 

Freezing your credit will make it highly difficult for criminals to take out loans or open new accounts in your name, as a freeze halts all requests to pull your credit—even legitimate ones. In this way, it’s a far stronger measure than placing a fraud alert. Note that if you plan to take out a loan, open a new credit card, or other activity that will prompt a credit report, you’ll need to take extra steps to see that through while the freeze is in place. (The organization you’re working with can assist with the specifics.) Unlike the fraud alert, you’ll need to contact each major credit reporting agency to put one in place. Also, a freeze lasts as long as you have it in place. You’ll have to remove it yourself, again with each agency. 

5. Update your passwords 

Ensure that your passwords are strong and unique. Many people utilize the same password or variations of it across all their accounts. Therefore, be sure to diversify your passcodes to ensure hackers cannot obtain access to all your accounts at once, should one password be compromised. You can also employ a password manager to keep track of your credentials, such as one you’ll find in comprehensive online protection software. 

6. Consider using identity theft protection 

A solution such as this will help you to monitor your accounts and alert you of any suspicious activity. Specifically, our own Identity Protection Service will monitor several types of personally identifiable information, alert you of potentially stolen personal info, and offer guided help to neutralize the threat. Also, it can help you steer clear of some types of theft with preventative guidance that can help keep theft from happening in the first place. With this set up on your computers and smartphone you can stay in the know and address issues immediately. 

7. Use online protection software, and expand your security toolbox 

To use your credit card safely online to make purchases, add both a VPN and password manager into your toolbox of security solutions. A VPN keeps your shopping experience private, while a password manager helps you keep track of and protect all your online accounts. Again, you’ll find a VPN as part of comprehensive online protection software. 

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Uber Data Breach and How to Protect Your Info

By McAfee

The Latest on the Uber Data Breach and Protecting Your Info

You may have spotted the news last week that U.S. federal prosecutors brought charges against the former chief security officer of Uber. At issue was a breach that occurred in 2016, where prosecutors allege that he covered up a $100,000 payoff to the hackers responsible for the attack. The specific charges are obstructing justice and concealing a felony for the alleged cover-up.

While the breach itself is relatively old news and the company has since paid a $148 million settlement along with an agreement to regular audits of its privacy and security systems, this is a reminder that breaches happen. What’s more, it may be some time before you become aware of them, even in instances when companies move quickly, transparently, and in your best interest.

According to research we recently published, nearly three-quarters of all breaches have required public disclosure or have affected financial results, up five points from 2015. Additionally, industry studies show that it can take roughly nine month on average to identify and contain a breach. Yes, that’s more than nine months, and a lot can happen to your credit in that timeframe. Thus the onus is on us to be vigilant about our own credit.

Here’s a quick list of things you can do right now to keep on top of your credit—and that you can do on an ongoing basis as well, because that’s what it takes to keep tabs on your personal info today.

Protecting yourself from data breaches

Closely monitor your online accounts: Whether it’s your credit card statements, banking statements, or your individual accounts for services like Uber, review them closely. If you see any suspicious activity, notify the institution or service and put a freeze on your account(s) as needed. Even a small charge can indicate a bigger problem, as that means your information is out there in the wild and could be used for bigger purchases down the pike. In the event you feel your Uber account has been compromised, you can contact them via their “I think my Uber account has been hacked” page.

Update your settings: That includes your privacy settings in addition to changing your password. As far as passwords go, strong and layered passwords are best, and never reuse your credentials across different platforms. Plus, update your passwords on a regular basis. That’ll further protect your data. Using a password manager will help you keep on top of it all, while also storing your passwords securely.
Enable two-factor authentication: While a strong and unique password is a good first line of defense, enabling app-based two-factor authentication across your accounts will help your cause by providing an added layer of security.

Check your credit: Depending on where you live, there are different credit reporting agencies that keep a centralized report of all your credit activities. For example, the major agencies in the U.S. are primarily Equifax, Experian, and TransUnion. Likewise in the U.S., the Fair Credit Reporting Act (FCRA) requires these agencies to provide you with a free credit check at least once every 12 months. It’s a relatively quick process, and you might be surprised what you find—anywhere to incorrect address information to bills falsely associated with your name. Get your free credit report here from the U.S. Federal Trade Commission (FTC). Other nations provide similar services, such as the free credit reports for UK customers.

Freeze your credit: Freezing your credit will make it impossible for criminals to take out loans or open up new accounts in your name. To do this effectively, you will need to freeze your credit at each of the three major credit-reporting agencies (Equifax, TransUnion, and Experian).
Consider using identity theft protection: A solution like McAfee Identify Theft Protection will help you to monitor your accounts and alert you of any suspicious activity in addition to the activities I’ve listed above. Additionally, you can use a comprehensive security solution such as McAfee Total Protection to help protect your devices and data from known vulnerabilities and emerging threats.

Be your own best defense

For all the technology we have at our fingertips, our best defense is our eyes. Keeping a lookout for fishy activity and following up with family members when unfamiliar charges show up on your accounts will help you keep your good name in good standing.
The thing is, we never know when the next data breach might hit and how long it may be until that information is discovered and finally disclosed to you. Staying on top of credit has always been important, but given all our apps, accounts, and overall exposure these days, it’s a must.

Stay Updated

To stay updated on all things McAfee and for more resources on staying secure from home, follow @McAfee_Home on Twitter, listen to our podcast Hackable?, and ‘Like’ us on Facebook.

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My email has been hacked! What should I do next?

By McAfee

If you find that your email has been hacked, one of your immediate reactions is wondering what you should next.  

The answer: take a deep breath and jump into action. There are five steps can help you prevent or minimize any damage done by a compromised account. 

So why do hackers go after email accounts? Fact is, that email account of yours is a treasure trove. There’s a good chance it contains years of correspondence with friends and family, along with yet more email from banks, online retailers, doctors, contractors, business contacts, and more. In all, your email packs a high volume of personal info in one place, which makes your email account a top prize for hackers.  

Let’s take a look at how you can take back control of your email account, along with some things you can do to keep it from getting hacked in the first place.  

You can’t log into your email account: 

This one speaks for itself. You go to check your email and find that your username and password combination has been rejected. You try again, knowing you’re using the right password, and still no luck. There’s a chance that a hacker has gotten a hold of your password, logged in, and then changed the password—thus locking you out and giving them control of your account. 

One of your contacts asks, “Did this email really come from you?” 

Hackers often compromise email accounts to spread malware on a large scale. By blasting emails to everyone on your hacked contact list, they can reach dozens, even hundreds, of others with a bogus email that may include an attachment that’s infected with malware. And no doubt about it, some of those emails can look a little odd. They don’t sound or read at all like the person they’re trying to impersonate—you—to the extent that some of your contacts may ask if this email really came from you. 

On the flip side, this is a good reason to never open attachments you weren’t expecting. Likewise, if you get a somewhat strange email from a friend or business contact, let them know. You may be the first indication they get that their email has been compromised. 

Slow and erratic device performance: 

A sluggish device could be a sign of malware in general. The thing with malware is that it tends to act like a system and resource hog, which may cause your device to run slowly, to turn off and on again suddenly, or even run hot. In some cases, the malware is logging keystrokes on your computer or taps on your phone to siphon off things like usernames and passwords so that a hacker can take control of the accounts associated with them—such as your email, not to mention your bank accounts. This makes a strong case for antivirus and antimalware protection that’s automatically kept up to date to protect against the latest threats. 

What should I do if my email is hacked? 

1) Change your passwords: 

Change your password for your email account if you can. Make it a strong, unique password—don’t reuse a password from another account. Next, update the passwords for other accounts if you use the same or similar passwords for them. (Hackers count on people using simpler and less unique passwords across their accounts—and on people reusing passwords in general.) A password manager that’s included with comprehensive online protection software can do that work for you. 

2) Use your email provider’s recovery service, if needed: 

In the case where you’ve been locked out of your account because you think the hacker has changed the password, your email provider should have a webpage dedicated to recovering your account in the event of a lost or stolen password. (For example, Google provides this page for users of Gmail and their other services.) This is a good reason to keep your security questions and alternate contact information current with your provider, as this is the primary way to regain control of your account. 

3) Reach out to your email contacts:

As mentioned above, a big part of the hacker’s strategy is to get their hooks into your address book and spread malware to others. As quickly as you can, send a message to all your email contacts and let them know that your email has been compromised. And if you’ve done so, let them know that you’ve reset your password so that your account is secure again. Likewise alert them that they shouldn’t open any emails or attachments from you that were sent during the time your account was compromised.  

4) Scan your device for malware and viruses: 

Also as mentioned above, there are several ways that a hacker can get a hold of your email account information—one of them by using malware. Give your device a thorough virus scan with comprehensive online protection software to ensure your device is free from malware. Set up a regular scan to run automatically if you haven’t already. That will help keep things clean in the long run. 

5) Check your other accounts:

 Sometimes one bad hack leads to another. If someone has access to your email and all the messages in it, they may have what they need to conduct further attacks. Take a look at your other accounts across banking, finances, social media, and other services you use and keep an eye out for any unusual activity. 

The bigger picture: Keep tabs on your identity 

More broadly speaking, your email account is one of the several pieces that make up the big picture of your online identity. Other important pieces include your online banking accounts, online shopping accounts, and so on. No question about it, these are things you want to keep tabs on. 

With that, check your credit report for any signs of strange activity. Your credit report is a powerful tool for spotting identity theft. And in many cases, it’s free to do so. In the U.S., the Fair Credit Reporting Act (FCRA) requires the major credit agencies to provide you with a free credit check at least once every 12 months. Canada provides this service, and the UK has options to receive free reports as well, along with several other nations. It’s a great idea to check your credit report, even if you don’t suspect a problem. 

Beyond keeping tabs on your identity, you can protect it as well. Online identity protection such as ours can provide around-the-clock monitoring of your email addresses and bank accounts with up to $1M of ID theft insurance in the event your identity gets compromised. Additionally, it can put an identity recovery pro on the case if you need assistance in the wake of an attack or breach. Taking a step like this can help keep your email account safer from attack in the first place—along with many others as well. 

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Global Technology Provider Looks to MVISION Unified Cloud Edge

By McAfee Enterprise

With the acceleration of cloud migration initiatives—partly arising the need to support a remote workforce during the pandemic and beyond—enterprises are finding that this transformation has introduced new operational complexities and security vulnerabilities. Among these are potential misconfigurations, poorly secured interfaces, Shadow IT (access to unauthorized applications), and an increasing number of connected devices and users. To navigate these challenges, enterprises are relying on managed service providers to monitor and protect their cloud environment.

To better serve its customers and secure its own environments, one global technology provider decided to expand its existing on-premises data loss protection (DLP) and web protection with a comprehensive and robust cloud security strategy based on solutions from the  MVISION™ portfolio of solutions. Already a long-time user of McAfee Enterprise on-premises solutions, the global technology provider not only secured its internal cloud infrastructure consisting of more than 5,000 endpoints across over 30 locations worldwide, they also applied the same approach to the millions of endpoints they manage for more than 10,000 customers.

Evolving a Modern Cloud Security Approach

A primary objective for the global technology provider is securing data in the cloud in Software-as-a-Service (SaaS) applications (Microsoft Office 365, OneDrive, Salesforce, and others) and Infrastructure-as-a-Service (IaaS) platforms (Microsoft Azure, Amazon Web Services, Google Cloud Platform).

As a first step in its cloud journey, the global technology provider evaluated a number of cloud access security brokers (CASB) solutions. Ultimately, they decided to implement MVISION Cloud for AWS, Office 365, and Shadow IT. In addition to providing comprehensive visibility into cloud app usage, these solutions help with compliance; data loss prevention (DLP) by monitoring the movement of sensitive and confidential data content traveling to or from the cloud, within the cloud, and cloud to cloud; and detection and remediation of threats primarily through user and entity behavior analytics (UEBA).

Moving to a Consolidated Cloud Security Fabric

But the global technology provider didn’t stop there. When we rolled out MVISION Unified Cloud Edge, the global technology provider tested it and enthusiastically adopted it. As defined by Gartner, MVISION Unified Cloud Edge is an industry-leading example of Secure Access Service Edge (SASE), a security framework that brings together network connectivity and security into a single, cloud-delivered solution that supports business transformation, edge computing, and workforce mobility.

The global technology provider has reaped multiple advantages from this implementation across its own internal environment and for its customers.

Key advantage #1: Management ease and less overhead

MVISION Unified Cloud Edge combines multiple capabilities under one umbrella: CASB functionality with web proxy and DLP with a single administrative hub,  ePolicy Orchestrator® (ePO™) for streamlined management.

MVISION Unified Cloud Edge capabilities and the ease of integration with the McAfee Enterprise ecosystem has made life easier for the global technology provider’s team, saving time and resources. Now they can set consistent policies from device to cloud and provide users with accelerated and secure access to the tools they use every day, such as Box, Dropbox, and others. As the information security operations manager points out: “A single management console reduces overhead as does being able to set policies that we can sync and apply to multiple data sources on multiple cloud solutions, without having to recreate rules.”

Key advantage #2: Data protection policies in the cloud

MVISION Unified Cloud Edge has also enabled the global technology provider to further boost its cloud data protection. For example, it can detect data that is improperly managed and stored. Now the organization can apply their existing on-premises data policies to the cloud. For example, they can prevent certain user behaviors that may put both corporate and customer cloud data at risk. These include copying data to cloud apps or USBs, printing it, taking screen captures, accessing risky websites, and uploading data to unauthorized websites.

Key advantage #3: Improved control over apps

To create a more secure internal environment, MVISION Unified Cloud Edge has been invaluable for the global security provider. They have a better handle on the applications that are being used across their company. The solution also provides risk scores for the cloud apps that are being used to help steer users away from Shadow IT and toward using only authorized apps. When employees propose new apps to help them do their jobs better, the IT security team can check the security of these apps against requirements and make any necessary modifications to ensure compliance.

“The Shadow IT CASB automatically blocks all cloud services that are deemed high risk, both at our on-premises Web Gateway and the built-in cloud web gateway manager. So, when users attempt to use an unsanctioned SaaS application, they see a message explaining that the app is not safe,” notes the information security operations manager.

The global technology provider also sells SaaS solutions to its clients. With MVISION Unified Cloud Edge, the global technology provider can protect data on any newly sanctioned SaaS applications at no extra cost.”

A resounding endorsement

After a successful experience with McAfee Enterprise overall and specifically with the implementation of MVISION Unified Cloud Edge, the information security operation manager recommends the solution to any organization beginning or in the midst of migrating to the cloud.

“I would advise other companies thinking about their cloud transformation journey to seriously consider MVISION Unified Cloud Edge . . . It has a very user-friendly interface and does so much out of the box,” he asserts. “The level of granularity in policy setting lets you do things you don’t think possible or are much easier to accomplish than you realize. . . I don’t think any other vendor offers such a complete package.”

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McAfee Enterprise Continues to be a Leader in CASB and Cloud Security

By Naveen Palavalli

Cloud Security Gateways (CSGs) are one of the hottest and most sought-after technologies in the market today, driven by the adoption of cloud services for business transformation and the acceptance of hybrid workforce policies. CSGs, also commonly known as Cloud Access Security Brokers (CASBs), are responsible for enforcing security policies to protect cloud-hosted corporate assets from advanced threats, while enabling seamless and secure access to these assets from any location and device.  

We have witnessed an exponential growth in cloud usage in the past two years, primarily driven by remote workforce adoption. Based on the data collected by our research team from millions of connected McAfee Enterprise users across the globe, the overall usage of enterprise cloud services spiked by 50% across all industries, while the collaboration services witnessed an increase of up to 600% in usage. This led to an astonishing 630% increase in external attacks on the cloud accounts. Taking all these factors and trends into consideration, CSGs have become a highly essential element of any organization’s cloud security strategy, playing the most critical role for enabling data protection, threat prevention and compliance in the cloud. 

McAfee Enterprise continues to innovate in the cloud security space with a laser-focused strategy towards empowering our customers with the best-in-class cloud security solution. MVISION Cloud, recognized as the industry’s leading CSG solution, has become a vital part of enterprise security, allowing organizations to safely migrate to the cloud while protecting their “crown jewels” – the data. A huge testament to our cybersecurity vision is the IDC MarketScape Worldwide Cloud Security Gateways 2021 Vendor Assessment (Doc # US48334521, November 2021), and we are proud to announce that McAfee Enterprise has been recognized as a leader in the report. 

According to the report, “McAfee has a strong ecosystem of security solutions, including Secure Web Gateway, CSG, and endpoint security that it can integrate to enable customers in their data loss prevention, User Behavior Analytics, XDR, and threat prevention goals. McAfee has focused on providing robust protection and DLP, with the scale and speed necessary to support large user bases.” 

McAfee Enterprise’s multi-vector data protection capabilities go beyond the cloud to uniquely discover and protect sensitive assets on managed endpoints, in-network shares, and on-premises databases, enabling full scope of data protection from device-to-cloud. The industry-leading data protection and threat protection capabilities are tightly integrated with a unified policy framework that allows policy enforcement, data classification and incident management from a centralized console, reducing the cost and complexity of managing hybrid IT deployments, while improving the user experience. 

Figure 1: McAfee Enterprise Multi-Vector Data Protection 

MVISION Cloud is an integral component of our Unified Cloud Edge (UCE) solution, and together with McAfee Enterprise’s Next-Gen Secure Web Gateway (SWG) and MVISION Private Access (ZTNA) delivers the industry’s most comprehensive Security Services Edge (SSE) solution – the security element of the Secure Access Service Edge (SASE) framework. With McAfee Enterprise’s DLP technology being the common denominator across all the core SSE components, organizations can seamlessly utilize a unified, data-centric framework for centralized visibility and control over their entire digital footprint, while riding on an accelerated path for digital transformation and workplace mobility. 

Figure 2: MVISION Unified Cloud Edge (UCE) 

Our mission towards building a unified security platform for protecting data from device-to-cloud and defending against advanced threats and adversaries has established McAfee Enterprise as a leader in cybersecurity across multiple forums, and the 2021 IDC MarketScape report is another distinguished feather in our decorated cap. 

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