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What Is Synthetic Identity Theft?

By McAfee

It’s too bad cybercriminals don’t funnel their creativity into productive pursuits because they’re constantly coming up with nefarious new ways to eke out money and information from unsuspecting people. One of their newest schemes is called synthetic identity theft, a type of identity theft that can happen to anyone. Luckily, there are ways to lower the chance of it happening to you. And if it does happen to you, there are a few preventive measures you can take. Plus when you’re able to identify the early signs, you can minimize its damage to your finances and your credit. 

Here’s everything you need to know about synthetic identity theft in order to keep your and your family’s information safe. 

What Is Synthetic Identity Theft? 

Synthetic identity theft occurs when a cybercriminal steals a real Social Security Number (SSN) but fabricates the rest of the details that are associated with that SSN, such as the full name and birthdate. With this valid SSN, they’re able to create an entirely new identity and use it to take out loans, apply for credit cards, or even purchase a house.  

This form of identity theft is more difficult than traditional identity theft to detect. When a criminal steals someone’s entire identity – their name, birthdate, address, and SSN – there are more flags that could raise the alarm that something is amiss. Additionally, in some cases of synthetic identity theft, cybercriminals play the long game, meaning that they build up excellent credit with their new fake identity for months or even years. Then, once they’ve squeezed as much as they can from that great credit, they rack up huge charges against that credit and flee. It is only then when creditors demand payment that the rightful owner of the SSN finds out their identity was compromised.  

Synthetic identity theft can severely damage the credit or finances of the person to whom the SSN truly belongs. It most often occurs to people who don’t closely monitor their credit, such as children, people in jail, or the elderly, but it can happen to anyone. 

Signs Your Identity May Be Stolen 

The signs of synthetic identity theft are a bit different than the signs of regular identity theft. In traditional identity theft, you may receive bills to your address either with someone else’s name on them or for organizations with which you don’t have an account. However, in the case of synthetic identity theft, since the thief makes up an entirely new name and address, you’re unlikely to accidentally get their mail. 

The major red flag is if your credit score is drastically lower (or higher) than you remember it being. Did you know that you can request one free credit report per year from each major credit bureau? Get in the habit of ordering reports regularly to keep tabs on your credit and confirm that there are no new accounts that you didn’t create. 

How to Protect Your Identity 

Check out these tips on how to protect your identity online to hopefully prevent it from ever happening to you: 

  • Never share your SSN. There is a very short list of organizations who require your SSN: the IRS, your bank, the Registry of Motor Vehicles, and your work’s payroll department. If anyone else requests your SSN, it’s not rude to inquire why they need it. In cases where you do have to share your SSN, never do so over electronic correspondences. Either visit the organization in person or call them in a private location that is clear of eavesdroppers. 
  • Set up credit locks. If you aren’t planning to file for a credit card or take out a loan anytime soon, consider locking your credit. This is a process where you reach out to the major credit bureaus and notify them to deny any new claims or requests made against your name or SSN. Locking your credit is a great preventive measure that can guard against many criminal scenarios. 
  • Keep an eye on the news. Cybersecurity breaches of major companies occur with more frequency than we’d all like to see. One way to protect your identity is to watch the headlines to keep tabs on recent breaches. If a company with which you have an account is affected, take action immediately. This includes changing your password to your account and diligently tracking your bank statements for any signs that you may have been affected. 

Identity Protection Provides Security, Peace of Mind 

McAfee Identity Protection is a comprehensive identity monitoring service that protects your identity and privacy from the fastest-growing financial crimes in America. McAfee can scan risky websites to see if your information was leaked in a recent breach. Additionally, with the new security freeze feature, you can deny access to your credit report, which stops fraudsters from opening new credit cards or bank or utility accounts in your name. Finally, if the worst does happen, McAfee Identity Protection offers up to $1 million in identity theft coverage and restoration. 

If you don’t do so already, commit to a routine of monitoring your credit and financial accounts. It only takes a few minutes every month. To fill in the gaps, trust McAfee! 

The post What Is Synthetic Identity Theft? appeared first on McAfee Blog.

Aussies Fear Snakes, Spiders and Getting Hacked

By Alex Merton-McCann

Fears and phobias. We all have them. But what are your biggest ones? I absolutely detest snakes but spiders don’t worry me at all. Well, new research by McAfee shows that cybercriminals and the fear of being hacked are now the 5th greatest fear among Aussies.

With news of data breaches and hacking crusades filling our news feed on a regular basis, many of us are becoming more aware and concerned about the threats we face in our increasingly digital world. And McAfee’s latest confirms this with hackers making their way into Australia’s Top 10 Fears.

According to research conducted by McAfee, snakes are the top phobia for Aussies followed by spiders, heights and sharks. Cybercriminals and the fear of being hacked come in in 5th place beating the dentist, bees, ghosts, aeroplane travel and clowns!

Aussie Top 10 Fears and Phobias

  1. Snakes
  2. Spiders
  3. Heights
  4. Sharks
  5. Hackers/Cybercriminals
  6. The dentist
  7. Bees or wasps
  8. Ghosts
  9. Aeroplane travel
  10. Clowns

Why Do We Have Phobias?

Fears and phobias develop when we perceive that we are at risk of pain, or worse, still, death. And while almost a third of respondents nominated snakes as their number one fear, there is less than one-in-fifty thousand chance of being bitten badly enough by a snake to warrant going to hospital in Australia, according to research from the Internal Medicine Journal.

In contrast, McAfee’s analysis of more than 108 billion potential online threats between October and December, identified 202 million of these threats as genuine risks. With a global population of 7.5 billion, that means there is approximately a one in 37 chance of being targeted by cybercrime. Now while this is not a life-threatening situation, these statistics show that chance of us being affected by an online threat is very real.

What Are Our Biggest Cyber Fears?

According to the research, 82% of Aussies believe that being hacked is a growing or high concern. And when you look at the sheer number of reported data breaches so far this year, these statistics make complete sense. Data breaches have affected Bunnings staff, Federal Parliament staff, Marriott guests, Victorian Government staff, QLD Fisheries members, Skoolbag app users and Big W customers plus many more.

Almost 1 in 5 (19%) of those interviewed said their top fear at work is doing something that will result in a data security breach, they will leak sensitive information or infect their corporate IT systems.

The fear that we are in the midst of a cyberwar is another big concern for many Aussies. Cyberwar can be explained as a computer or network-based conflict where parties try to disrupt or take ownership of the activities of other parties, often for strategic, military or cyberespionage purposes. 55% of Aussies believe that a cyberwar is happening right now but we just don’t know about it. And a fifth believe cyber warfare is the biggest threat to our nation.

What Can We Do to Address Our Fear of Being Hacked?

Being proactive about protecting your online life is the absolute best way of reducing the chances of being hacked or being affected by a data breach. Here are my top tips on what you can now to protect yourself:

  1. Be Savvy with Your Passwords

Using a password manager to create unique and complex passwords for each of your online accounts will definitely improve your online safety. If each on your online accounts has a unique password and you are involved in a breach, the hacker won’t be able to use the stolen password details to log into any of your other accounts.

  1. Stop AutoFill on Chrome

Storing your financial data within your browser and being able to populate online forms quickly within seconds makes the autofill function very attractive however it is risky. Autofill will automatically fill out all forms on a page regardless of whether you can see all the boxes. You may just think you are automatically entering your email address into an online form however a savvy hacker could easily design an online form with hidden boxes designed to capture your financial information. So remove all your financial information from Autofill. I know this means you will have to manually enter information each time you purchase but your personal data will be better protected.

  1. Think Before You Click

One of the easiest ways for a cybercriminal to compromise their victim is by using phishing emails to lure consumers into clicking links for products or services that could lead to malware, or a phoney website designed to steal personal information. If the deal seems too good to be true, or the email was not expected, always check directly with the source.

  1. Stay Protected While You Browse

It’s important to put the right security solutions in place in order to surf the web safely. Add an extra layer of security to your browser with McAfee WebAdvisor.

  1. Always Connect with Caution

I know public Wi-Fi might seem like a good idea, but if consumers are not careful, they could be unknowingly exposing personal information or credit card details to cybercriminals who are snooping on the network. If you are a regular Wi-Fi user, I recommend investing in a virtual private network or (VPN) such as McAfee Secure VPN which will ensure your connection is completely secure and that your data remains safe.

While it is tempting, putting our head in the sand and pretending hackers and cybercrime don’t exist puts ourselves and our families at even more risk! Facing our fears and making an action plan is the best way of reducing our worry and stress. So, please commit to being proactive about your family’s online security. Draw up a list of what you can do today to protect your tribe. And if you want to receive regular updates about additional ways you can keep your family safe online, check out my blog.

‘till next time.

Alex x

The post Aussies Fear Snakes, Spiders and Getting Hacked appeared first on McAfee Blog.

Here’s How to Steer Clear of Bot Accounts on Social Media

By McAfee

“Congratulations, you’re a winner!” 

“Did you know this public figure is trying to make your life worse? Click here for what they don’t want you to know.” 

“Save thousands today with just one click!” 

Spam and bot accounts on social media are everywhere. You’ve likely encountered messages like these that attempt to get you to click on links or to stir your emotions in a frenzy. While bot accounts are usually more of an annoyance than anything, when they’re allowed to run rampant, they can quickly become dangerous to your personally identifiable information (PII) and create an emotionally charged mob mentality. 

Here’s what you should know about bot accounts, including how to steer clear of menacing ones, plus a reminder to watch what you share on (and with) social media sites. 

What Are Bot Accounts? 

Bot accounts are software-automated accounts that try to blend in and act like a real user. They post updates and follow other users, though there isn’t a real person behind the account. A spam account is a type of bot account that attempts to gain financially from its automated posts. Everyday people should be wary of social media bot accounts because they can be used to disseminate false information or phishing scams.  

One whistleblower of a social media giant recently divulged that the platform isn’t prioritizing deactivating bot accounts.1 This apathy sparks concerns about the company’s commitment to the security of its users. In the whistleblower’s same report, he stated that the social media site isn’t taking the necessary steps to protect itself from potential inside threats and it had fallen victim to at least 20 breaches in 2020 without reporting the incidents to the proper authorities. 

How to Spot and Steer Clear of Bot Accounts 

Some bot accounts aren’t malicious (merely an annoying tactic by companies to spread the word about their business), but it’s best to give all of them a wide berth and never click on any links in their posts. Those links could direct to unsecured outside sites laden with malware or drop you in the middle of a phishing scheme. 

You can often spot a malicious bot account by the tone of its messages. They’ll often try to inspire intense emotions, such as excitement, sadness, or rage, and attempt to get users to act or share the post. Do not engage with them, not even to argue their points. When you engage or share these posts with your network, it spreads false information and could dangerously manipulate public opinion.2 

3 Tips to Enjoy Social Media Safely 

Here are a few ways you can take your cybersecurity into your own hands when you can’t be sure that social media sites are looking out for the safety of users’ information: 

  1. Don’t overshare. We all have an oversharer amongst our friends whose constant life updates rule our newsfeeds. Oversharing personal details and events can be more than annoying though. They can also put the oversharer’s PII at risk. Social engineering is a tactic where cybercriminals learn enough about you online to either impersonate you or personalize phishing attacks to your passions to capitalize upon your emotions. To combat social engineering, you may want to set your account to private so strangers can’t lurk and glean valuable personal details. Also, deny follower or friend requests from people you don’t know in real life. It could be a bot account in disguise. Another option: don’t overshare! Keep some mystery about your life and save them for in-person gatherings.
  2. Don’t divulge non-essential personal details with social media sites. When you set up a social media profile, the site usually requests several crucial pieces of PII, but they aren’t marked as required fields. These details include your full birthday (including the year), your full name, and your hometown. Consider only sharing your birthday month and day. Keep your birth year to yourself. That way, your followers can still wish you a happy birthday, but you frustrate phishers and dark web crawlers who are seeking your full birthdate.  
  3. Don’t spread false information. To combat bots, the best thing to do is to not engage with them, or better yet, label them as spam or suspicious. From there, hopefully the social media site can handle the situation. False information can spread like wildfire. Even if a bot’s post is laughably inaccurate, do not share it with your followers. It only takes one follower to believe it and then spread it to their own audience and so on. 

Trust a Comprehensive Security Solution to Watch Out for You 

You can’t trust every company to look out for the safety of your personal information, but one organization you can trust is McAfee. McAfee Total Protection is a comprehensive identity and privacy protection solution for your digital life. Great social media habits go a long way toward keeping you safe online, and you can rest assured knowing that McAfee can fill in the gaps. McAfee Total Protection offers antivirus, identity monitoring, and security freeze in the case your information is leaked in a breach or a bot account gets ahold of key details. 

Keep on sharing your life’s milestones with your closest friends and family online. The next time you update your status, flag any suspicious accounts you come across, so everyone can enjoy social media confidently! 

1NBC News, “Twitter whistleblower alleges major security issues 

2Journal of Information Technology & Politics, “Harass, mislead & polarize: An analysis of Twitter political bots’ tactics in targeting the immigration debate before the 2018 U.S. midterm election 

The post Here’s How to Steer Clear of Bot Accounts on Social Media appeared first on McAfee Blog.

How to Remove Personal Information From Data Broker Sites

By McAfee

Data brokers are companies that collect your information from a variety of sources to sell or license it out to other businesses. Before they can pass your data along, brokers analyze it to put you into specific consumer profiles. Consumer profiles help businesses suggest products you might like and create targeted marketing campaigns based on your interests.  

Companies who buy data from brokers use it for things like marketing or risk mitigation. For example, if you’re a guitarist, a guitar manufacturer might try to reach you with an ad for their instruments. If you’re in the market for car insurance, insurance providers might use your personal information to do a background check so they can assess the risk that you’ll be in a car accident.  

While businesses don’t typically use your information maliciously, there are risks involved with having your personal data spread online. There might be certain details you don’t want to share with the world, like health or criminal records or financial issues. 

Having your data featured online can also expose it to cybercriminals who might use it for identity theft. Sometimes, hackers can even breach information that’s stored in an information broker’s database. When a criminal has your data, they might be able to access your financial accounts, use your credit to secure a loan, or even use your insurance to receive medical care. 

This article shows you how to remove your information from data broker sites and protect your data privacy online 

Where do data brokers get your information?</h2> 

There are various ways for a data broker to access your personal information. Some of these information sources are offline. For example, a broker can peruse public records to view your voter registration information. 

Other information sources that brokers use are online. For instance, a broker might track your buying history to see which products you’re likely interested in. 

Below are some of the top sources data brokers use to collect consumer information. 

  • Websites you visit: Typically, websites and search engines have software trackers that store information about what you do on the internet. Data brokers use web scraping tools to collect data from the websites and social media pages you go to online.  
  • Items you’ve purchased: Data brokers are extremely interested in which products and services you’ve used in the past. They can track your online spending habits on retail and e-commerce sites. Brokers also want to know things like whether you’ve used coupons or loyalty cards to pay for items.  
  • Online agreement forms: Usually, you’ll have to agree to terms and conditions when you register for a new service or program online. Sometimes, companies add disclaimers in the fine print of their terms that notify you that your information can be shared. 
  • Public records: Brokers might be able to find information like your date of birth, Social Security number (SSN), marriage record, driving record, or court records simply by looking through public records 

How many data broker companies are there?

Data brokering is a worldwide industry that brings in around $200 billion annually. An estimated 4,000 data broker companies exist. The largest data broker companies include organizations like Acxiom, Experian, and Epsilon.  

Can you remove personal information from data broker sites?  

Most data broker sites will give you the ability to have your personal information removed from their database — but don’t expect it to be easy.  

You might have to follow a multi-step process to opt out of a broker site. Even after your information is removed, you may have to repeat the process periodically.  

Different regions have different laws when it comes to protecting consumer data. The European Union has the General Data Protection Regulation (GDPR), which gives consumers the right to request that a company deletes any personal information they have stored. 

In the United States, states have to create their own laws to safeguard consumer privacy. States like Colorado and California have enacted laws that allow consumers to have their personal information removed from data broker sites. 

How to remove personal information from data broker sites

The next few sections go over steps you can follow to get your information removed from various data broker sites. Many broker sites allow you to opt out of their data collection and advertising programs.  

Opting out can prevent brokers from collecting and sharing your information and help you avoid intrusive ads for things like pre-approved credit cards. 

Go to the data broker website

The first thing you’ll have to do is visit each data broker’s site that has your information. Some of the biggest data broker sites that might have your information include: 

 

  • Acxiom aggregates information from millions of consumers across the globe. It sells personal information like your religious beliefs and political affiliations to telemarketing and commerce businesses.  
  • Epsilon provides data to a variety of companies worldwide. It has a big database that holds information about millions of households and businesses. 
  • Oracle designs and manufactures database and networking solutions for businesses, in addition to being a huge data broker. Oracle will often work with third-party data brokers 
  • Equifax is one of the three big credit reporting bureaus in the U.S. It provides financial information to both businesses and investors. In 2017, a data breach at Equifax exposed the personal information of almost 150 million people.  
  • Experian is another one of the big credit bureaus in the U.S. Like Equifax, Experian provides financial data to businesses and investors. 
  • CoreLogic provides information to businesses like real estate companies and landlords trying to do things like screen applicants for rental properties.  

While these are some of the largest data broker sites around, this list is by no means exhaustive. There’s a large number of data-sharing sites out there. For example, people-search sites like PeekYou, Spokeo, and Whitepages, let average consumers search through databases of personal information.  

Create an account with the data broker site

It may seem counterintuitive to sign up for an account with a broker when all you want is to delete your information from their site, but most data brokers require you to register with them to opt out of data collection 

You’ll likely have to create an account with every data broker you want to opt out of. Unfortunately, this will require you to give the brokers some personal information, like your name, email address, and possibly a picture of your driver’s license. Cross out your license number if you have to send a photo of your ID.  

Find your personal information

After creating an account with a broker, you’ll likely have to visit their portal to find out whether they have your personal information listed. Checking to see what every data broker has listed about you can be a time-consuming process.  

Services like DeleteMe and Kanary will delete your information from data brokers. However, most of these sites charge a fee, and they only delete your information from a select number of sites. For example, DeleteMe removes your information from 36 different data broker sites 

You should also be aware that some data broker sites don’t allow third parties to request for information to be deleted on behalf of consumers.  

Make removal requests for each instance of data 

You’ll have to make a separate removal request for every data broker site you want to opt out of. Some data brokers make the process more difficult than others. Remember that data companies are always collecting records, so you may need to repeat the process of removing your information from data broker sites annually.  

Here’s how to opt out of some of the largest data brokering companies we mentioned earlier:  

  • Acxiom: Go to the Acxiom opt-out form or call their support number at 877-774-2094. Pick which types of data you don’t want the company to gather. It can take a few weeks for your request to process.  
  • Epsilon: Email optout@epsilon.com and include your name and mailing address. You can also use the opt-out form to ask the company not to sell your personal information or delete your data entirely. If you don’t want to use email, you can call Epsilon’s phone number at 866-267-3861. Epsilon will have a third party verify your identity by asking questions about your personal information.  
  • Oracle: Go to Oracle’s opt-out page. Type in your personal info and click submit. It can take up to a month for Oracle to process your request.  
  • Equifax: On Equifax’s opt-out prescreen page, click “Click Here to Opt In or Opt Out” at the bottom of the page. Pick the option “Electronic Opt Out for Five Years.” You’ll have to provide some personal information. Click submit.  
  • Experian: You’ll likely have to opt out of all of Experian’s services individually. Experian’s data sharing services include OmniActivation Strategic Services, Direct Mail, Telemarketing, and Email. You can also try sending an email to unsubscribeall@experian.com or unsubscribe@experian.com. If you send an email, include the exact phrase, “Unsubscribe me from Experian’s email database,” in your message.  
  • CoreLogic: Email privacy@corelogic.com. Your subject line will need to be “California Privacy Rights Request.” Your email must state that you’d like to remove yourself from the companies’ databases and opt out of marketing programs. The email should have your name and address. If you don’t get a confirmation in about a week, follow up and ask for the status of your request. You can also try filling out the company’s opt-out form and mailing it to CoreLogic Teletrack Opt-Out Request, P.O. Box 509124, San Diego, CA, 92150. 

Secure your identity online with McAfee Total Protection 

The data broker industry is enormous. A data brokerage can collect a wealth of information about you from a huge number of sources, and provide that information to businesses that use it to do things like design targeted marketing campaigns for their ideal consumers.  

Brokers can share sensitive information that you want to keep private, like medical data. Having your personal information floating around the internet makes it easier for cybercriminals to use it for personal gain. 

By opting out of information-sharing programs, you can protect your online privacy, reduce the number of intrusive advertisements and emails you receive, and make it less likely that identity thieves will target you.  

One of the best ways to protect yourself online is to use quality security software. When you sign up for McAfee’s Total Protection services, you’ll get features like award-winning antivirus software, 24/7 account monitoring, a secure virtual private network (VPN), and up to $1 million in identity theft coverage and restoration.  

When it comes to protecting your privacy online, McAfee has your back.  

The post How to Remove Personal Information From Data Broker Sites appeared first on McAfee Blog.

McAfee launches Impact Report: How we’re doing and the opportunities ahead 

By McAfee

Today, we publish our annual Impact Report. In our 2021 report, we highlight initiatives and share stories about our progress in creating a more inclusive workplace, supporting our communities, and protecting the planet.

Reflecting on 2021, it’s easy to see it was a monumental year for McAfee. Our business underwent an incredible transformation — we divested our Enterprise business and McAfee emerged as a worldwide leader for online protection, empowering individuals and families to live a safer life online. We also kicked off our journey to become a privately held company.

Our strides toward a better future

As we accelerate our journey as a dedicated consumer business and I evaluate our strides since our first report in 2018, I am humbled by our progress. In the last year, we’ve seen our representation for women reach 30.9% overall and for underrepresented professionals reach 14.8 percent. In addition, we’ve seen a 40% increase in the proportion of women promoted to director and above in the last year.

We maintained pay parity for women globally and underrepresented professionals in the U.S with our most recent audit revealing no disparities. We rolled out a new inclusion and awareness training and were recognized as the best company for multicultural women and dads. We prioritized our people’s well-being with a rollout of the Calm app, fitness challenges, and a week focused on wellness.

All the while, McAfee rose to meet the increased needs of our community with laptop donation programs and employee giving campaigns. We also made progress for sustainability redefining how and where we work.

The opportunities ahead to do better

However, it’s not lost on me that 2021 followed a year fraught with challenges that didn’t disappear with the end of 2020. And today, we continue to live and work against the backdrop of a global pandemic, respond to acts of racial injustice, and hear undeniable lived experiences of hate and intolerance.

It’s fueled our desire to do better. We know there is so much work to do and our responsibility to create an equitable workplace and world has never been greater. It’s the right thing to do and a business imperative—we rely on the fresh ideas and unique perspectives of the people of McAfee. Truthfully, it’s their tenacity and resiliency that inspire me.

Whether it’s showing up for one another during a COVID-19 surge, asking for more resources to become a better ally, or rallying around each other to prioritize health, our people are exceptional.

As we progress in 2022, grow as a consumer-focused business, and welcome our new President and CEO Greg Johnson, we will have the opportunity to take all we’ve learned and help turn our aspirations into reality. We will invest in our people, our community, and our planet, but also ask what we can do better.

I invite you to read our 2021 Impact Report to see our progress and our commitment.

The post McAfee launches Impact Report: How we’re doing and the opportunities ahead  appeared first on McAfee Blog.

Encrypted Messaging Service Hack Exposes Phone Numbers

By McAfee

Many people opt for encrypted messaging services because they like the additional layers of privacy they offer. They allow users to message their closest friends, family, and business partners without worrying about a stranger digitally eavesdropping on their conversation. The same people who message over encrypted services and apps are likely also diligent with securing their internet connections and using a VPN. 

Despite all those safeguards, everyday people are left in the lurch when the companies with which they entrust their information are victims of cyberattacks. That was the case for users of the encrypted messaging app, Signal. Due to a phishing attack and subsequent leak of customer phone numbers, people are looking to identify potential consequences, protect themselves from SIM swapping, monitor their identity, and take measures to make sure their information is safe in the future. 

What Happened?  

A recent cyberattack targeted Signal, an end-to-end encrypted messaging service.1 The attackers exposed about 1,900 phone numbers belonging to Signal users. While other personally identifiable information (PII), message history, and contact lists were spared, valid phone numbers in the hands of a cybercriminal can be enough to wreak havoc on affected users.  

It is likely that another recent and successful phishing scheme at Twilio was the entry point for the Signal hackers. (Signal partners with Twilio to send SMS verification codes to people registering for the Signal app.) At Twilio, phishers tricked employees into divulging their credentials. 

To rectify the situation and protect users, Signal is contacting affected users and asking them to re-register their devices. Also, the company is urging all users to enable registration lock, which is an additional security measure that requires a unique PIN to register a phone with Signal.  

Lessons Learned

There are many lessons not only companies but everyday people can learn from the Signal and Twilio hacks. Here are some ways you can take action at the first signs of a compromised phone number and to help prevent cyber-events like this from happening to you.  

Know the signs of SIM swapping 

SIM swapping occurs when a cybercriminal gets ahold of your cellphone number and a few other pieces of your PII and registers your phone number to a device and a new SIM card that isn’t yours. If they successfully reregister your phone number, they can then access your data, change account passwords, and lock you out of your most important accounts. 

Luckily, since most of us use our phones every day, SIM swapping is usually detected quickly. If your phone isn’t connecting to the network and you’re not receiving calls and texts, it could be a sign that your wireless provider may have reassigned your number to an impersonator. In this case, contact your wireless provider immediately. 

To make SIM swapping nearly impossible, always turn on multifactor authentication. Also known as MFA, multifactor authentication is a method many online accounts use to ensure that only the authorized user can gain entry. This could entail sending a one-time code by email or text, prompting security questions, or scanning for fingerprint or facial recognition in addition to asking for the account password. MFA is an additional layer of security that’s quick to implement. The extra few seconds it takes to type in a code or stand still for a facial scan is well worth the frustration is causes cybercriminals.  

Be selective with whom you share your PII

These days, everyone has dozens of online accounts for everything from banking and shopping to streaming services and gaming. Since you can’t predict which company is going to be breached next, limit the number of possible doors a cybercriminal could break through to access your PII. In the Signal hack, it was their third-party vendor that was likely the cause of the leaked phone numbers. This unpredictability means it’s best to limit sharing your PII with as few accounts as possible. A great practice is to regularly organize your online accounts and deactivate the ones you no longer use. 

Never share your passwords 

A phishing attack seems to have been the first domino to fall in the Twilio and Signal incident. It could’ve been prevented if everyone followed this absolute rule: Never share your password! Your employer nor your bank nor the IRS, for example, will ever ask you for your password to an online account. If you receive correspondence asking you to share your password, no matter how official it looks, do not comply.  

Phishers often lace their electronic correspondences with an urgent or authoritarian tone, threatening severe consequences if they don’t receive a response within a short timeframe. This is a ploy to get people to act too quickly without thinking through the request. If you receive a message that outlines dire consequences for seemingly small infractions, step away from the message for at least 15 minutes and think it through. Stay calm and follow up through official channels, such as a listed phone number on the organization’s website or a customer service chat room, to iron out the alleged situation instead. 

Stay Protected

Diligent cybersecurity habits go a long way toward keeping you and your family’s PII out of the hands of malicious characters. However, in the case you trust a company with your information but it’s leaked in a breach, McAfee Total Protection can give you peace of mind. McAfee Total Protection offers premium security in various areas including antivirus, identity monitoring, secure VPN, Protection Score, and Personal Data Cleanup. Its advanced monitoring abilities are faster and offer broader detection for your identity. Plus, McAfee Total Protection can cover you up to $1 million in identity theft restoration. 

Keep your eyes peeled for cybersecurity news and breaches that may have affected your PII. From there, take action and leverage McAfee services to help you fill in the gaps. 

1The Hacker News, “Nearly 1,900 Signal Messenger Accounts Potentially Compromised in Twilio Hack 

The post Encrypted Messaging Service Hack Exposes Phone Numbers appeared first on McAfee Blog.

Fast and Secure VPN on a Budget? Private Internet Access VPN Has You Covered

By The Hacker News
Back when the internet consisted of a handful of computers networked together across a few research institutions, nobody could have imagined that it would one day form the backbone of a new digital way of life. And that probably explains why none of the researchers who thought up its core technologies — things like packet switching and TCP/IP — gave much consideration to the need to secure the

It Might Be Our Data, But It’s Not Our Breach

By BrianKrebs

Image: Shutterstock.

A cybersecurity firm says it has intercepted a large, unique stolen data set containing the names, addresses, email addresses, phone numbers, Social Security Numbers and dates of birth on nearly 23 million Americans. The firm’s analysis of the data suggests it corresponds to current and former customers of AT&T. The telecommunications giant stopped short of saying the data wasn’t theirs, but it maintains the records do not appear to have come from its systems and may be tied to a previous data incident at another company.

Milwaukee-based cybersecurity consultancy Hold Security said it intercepted a 1.6 gigabyte compressed file on a popular dark web file-sharing site. The largest item in the archive is a 3.6 gigabyte file called “dbfull,” and it contains 28.5 million records, including 22.8 million unique email addresses and 23 million unique SSNs. There are no passwords in the database.

Hold Security founder Alex Holden said a number of patterns in the data suggest it relates to AT&T customers. For starters, email addresses ending in “att.net” accounted for 13.7 percent of all addresses in the database, with addresses from SBCGLobal.net and Bellsouth.net — both AT&T companies — making up another seven percent. In contrast, Gmail users made up more than 30 percent of the data set, with Yahoo addresses accounting for 24 percent. More than 10,000 entries in the database list “none@att.com” in the email field.

Hold Security found these email domains account for 87% of all domains in the data set. Nearly 21% belonged to AT&T customers.

Holden’s team also examined the number of email records that included an alias in the username portion of the email, and found 293 email addresses with plus addressing. Of those, 232 included an alias that indicated the customer had signed up at some AT&T property; 190 of the aliased email addresses were “+att@”; 42 were “+uverse@,” an oddly specific reference to an AT&T entity that included broadband Internet. In September 2016, AT&T rebranded U-verse as AT&T Internet.

According to its website, AT&T Internet is offered in 21 states, including Alabama, Arkansas, California, Florida, Georgia, Indiana, Kansas, Kentucky, Louisiana, Michigan, Missouri, Nevada, North Carolina, Ohio, Oklahoma, Tennessee, Texas and Wisconsin. Nearly all of the records in the database that contain a state designation corresponded to those 21 states; all other states made up just 1.64 percent of the records, Hold Security found.

Image: Hold Security.

The vast majority of records in this database belong to consumers, but almost 13,000 of the entries are for corporate entities. Holden said 387 of those corporate names started with “ATT,” with various entries like “ATT PVT XLOW” appearing 81 times. And most of the addresses for these entities are AT&T corporate offices.

How old is this data? One clue may be in the dates of birth exposed in this database. There are very few records in this file with dates of birth after 2000.

“Based on these statistics, we see that the last significant number of subscribers born in March of 2000,” Holden told KrebsOnSecurity, noting that AT&T requires new account holders to be 18 years of age or older. “Therefore, it makes sense that the dataset was likely created close to March of 2018.”

There was also this anomaly: Holden said one of his analysts is an AT&T customer with a 13-letter last name, and that her AT&T bill has always had the same unique misspelling of her surname (they added yet another letter). He said the analyst’s name is identically misspelled in this database.

KrebsOnSecurity shared the large data set with AT&T, as well as Hold Security’s analysis of it. AT&T ultimately declined to say whether all of the people in the database are or were at some point AT&T customers. The company said the data appears to be several years old, and that “it’s not immediately possible to determine the percentage that may be customers.”

“This information does not appear to have come from our systems,” AT&T said in a written statement. “It may be tied to a previous data incident at another company. It is unfortunate that data can continue to surface over several years on the dark web. However, customers often receive notices after such incidents, and advice for ID theft is consistent and can be found online.”

The company declined to elaborate on what they meant by “a previous data incident at another company.”

But it seems likely that this database is related to one that went up for sale on a hacker forum on August 19, 2021. That auction ran with the title “AT&T Database +70M (SSN/DOB),” and was offered by ShinyHunters, a well-known threat actor with a long history of compromising websites and developer repositories to steal credentials or API keys.

Image: BleepingComputer

ShinyHunters established the starting price for the auction at $200,000, but set the “flash” or “buy it now” price at $1 million. The auction also included a small sampling of the stolen information, but that sample is no longer available. The hacker forum where the ShinyHunters sales thread existed was seized by the FBI in April, and its alleged administrator arrested.

But cached copies of the auction, as recorded by cyber intelligence firm Intel 471, show ShinyHunters received bids of up to $230,000 for the entire database before they suspended the sale.

“This thread has been deleted several times,” ShinyHunters wrote in their auction discussion on Sept. 6, 2021. “Therefore, the auction is suspended. AT&T will be available on WHM as soon as they accept new vendors.”

The WHM initialism was a reference to the White House Market, a dark web marketplace that shut down in October 2021.

“In many cases, when a database is not sold, ShinyHunters will release it for free on hacker forums,” wrote BleepingComputer’s Lawrence Abrams, who broke the news of the auction last year and confronted AT&T about the hackers’ claims.

AT&T gave Abrams a similar statement, saying the data didn’t come from their systems.

“When asked whether the data may have come from a third-party partner, AT&T chose not to speculate,” Abrams wrote. “‘Given this information did not come from us, we can’t speculate on where it came from or whether it is valid,'” AT&T told BleepingComputer.

Asked to respond to AT&T’s denial, ShinyHunters told BleepingComputer at the time, “I don’t care if they don’t admit. I’m just selling.”

On June 1, 2022, a 21-year-old Frenchman was arrested in Morocco for allegedly being a member of ShinyHunters. Databreaches.net reports the defendant was arrested on an Interpol “Red Notice” at the request of a U.S. federal prosecutor from Washington state.

Databreaches.net suggests the warrant could be tied to a ShinyHunters theft in May 2020, when the group announced they had exfiltrated 500 GB of Microsoft’s source code from Microsoft’s private GitHub repositories.

“Researchers assess that Shiny Hunters gained access to roughly 1,200 private repositories around March 28, 2020, which have since been secured,” reads a May 2020 alert posted by the New Jersey Cybersecurity & Communications Integration Cell, a component within the New Jersey Office of Homeland Security and Preparedness.

“Though the breach was largely dismissed as insignificant, some images of the directory listing appear to contain source code for Azure, Office, and some Windows runtimes, and concerns have been raised regarding access to private API keys or passwords that may have been mistakenly included in some private repositories,” the alert continues. “Additionally, Shiny Hunters is flooding dark web marketplaces with breached databases.”

Last month, T-Mobile agreed to pay $350 million to settle a consolidated class action lawsuit over a breach in 2021 that affected 40 million current and former customers. The breach came to light on Aug. 16, 2021, when someone starting selling tens of millions of SSN/DOB records from T-Mobile on the same hacker forum where the ShinyHunters would post their auction for the claimed AT&T database just three days later.

T-Mobile has not disclosed many details about the “how” of last year’s breach, but it said the intruder(s) “leveraged their knowledge of technical systems, along with specialized tools and capabilities, to gain access to our testing environments and then used brute force attacks and other methods to make their way into other IT servers that included customer data.”

A sales thread tied to the stolen T-Mobile customer data.

Microsoft Patch Tuesday, August 2022 Edition

By BrianKrebs

Microsoft today released updates to fix a record 141 security vulnerabilities in its Windows operating systems and related software. Once again, Microsoft is patching a zero-day vulnerability in the Microsoft Support Diagnostics Tool (MSDT), a service built into Windows. Redmond also addressed multiple flaws in Exchange Server — including one that was disclosed publicly prior to today — and it is urging organizations that use Exchange for email to update as soon as possible and to enable additional protections.

In June, Microsoft patched a vulnerability in MSDT dubbed “Follina” that had been used in active attacks for at least three months prior. This latest MSDT bug — CVE-2022-34713 — is a remote code execution flaw that requires convincing a target to open a booby-trapped file, such as an Office document. Microsoft this month also issued a different patch for another MSDT flaw, tagged as CVE-2022-35743.

The publicly disclosed Exchange flaw is CVE-2022-30134, which is an information disclosure weakness. Microsoft also released fixes for three other Exchange flaws that rated a “critical” label, meaning they could be exploited remotely to compromise the system and with no help from users. Microsoft says addressing some of the Exchange vulnerabilities fixed this month requires administrators to enable Windows Extended protection on Exchange Servers. See Microsoft’s blog post on the Exchange Server updates for more details.

“If your organization runs local exchange servers, this trio of CVEs warrant an urgent patch,” said Kevin Breen, director of cyber threat research for Immerse Labs. “Exchanges can be treasure troves of information, making them valuable targets for attackers. With CVE-2022-24477, for example, an attacker can gain initial access to a user’s host and could take over the mailboxes for all exchange users, sending and reading emails and documents. For attackers focused on Business Email Compromise this kind of vulnerability can be extremely damaging.”

The other two critical Exchange bugs are tracked as CVE-2022-24516 and CVE-2022-21980. It’s difficult to believe it’s only been a little more than a year since malicious hackers worldwide pounced in a bevy of zero-day Exchange vulnerabilities to remotely compromise the email systems for hundreds of thousands of organizations running Exchange Server locally for email. That lingering catastrophe is reminder enough that critical Exchange bugs deserve immediate attention.

The SANS Internet Storm Center‘s rundown on Patch Tuesday warns that a critical remote code execution bug in the Windows Point-to-Point Protocol (CVE-2022-30133) could become “wormable” — a threat capable of spreading across a network without any user interaction.

“Another critical vulnerability worth mentioning is an elevation of privilege affecting Active Directory Domain Services (CVE-2022-34691),” SANS wrote. “According to the advisory, ‘An authenticated user could manipulate attributes on computer accounts they own or manage, and acquire a certificate from Active Directory Certificate Services that would allow elevation of privilege to System.’ A system is vulnerable only if Active Directory Certificate Services is running on the domain. The CVSS for this vulnerability is 8.8.”

Breen highlighted a set of four vulnerabilities in Visual Studio that earned Microsoft’s less-dire “important” rating but that nevertheless could be vitally important for the security of developer systems.

“Developers are empowered with access to API keys and deployment pipelines that, if compromised, could be significantly damaging to organizations,” he said. “So it’s no surprise they are often targeted by more advanced attackers. Patches for their tools should not be overlooked. We’re seeing a continued trend of supply-chain compromise too, making it vital that we ensure developers, and their tools, are kept up-to-date with the same rigor we apply to standard updates.”

Greg Wiseman, product manager at Rapid7, pointed to an interesting bug Microsoft patched in Windows Hello, the biometric authentication mechanism for Windows 10.  Microsoft notes that the successful exploitation of the weakness requires physical access to the target device, but would allow an attacker to bypass a facial recognition check.

Wiseman said despite the record number of vulnerability fixes from Redmond this month, the numbers are slightly less dire.

“20 CVEs affect their Chromium-based Edge browser and 34 affect Azure Site Recovery (up from 32 CVEs affecting that product last month),” Wiseman wrote. “As usual, OS-level updates will address a lot of these, but note that some extra configuration is required to fully protect Exchange Server this month.”

As it often does on Patch Tuesday, Adobe has also released security updates for many of its products, including Acrobat and Reader, Adobe Commerce and Magento Open Source. More details here.

Please consider backing up your system or at least your important documents and data before applying system updates. And if you run into any problems with these updates, please drop a note about it here in the comments.

Celebrate World Wide Web Day: The Evolution of Web Safety

By McAfee

The World Wide Web, invented in 1989 by Tim Berners-Lee, has undoubtedly made our lives more convenient in so many ways. 

For example, family road trips looked a lot different than they do today. Preteens were designated backseat navigators, with huge atlases spread across their laps, yelling “Turn left here! No wait, right!” Then, when you finally arrived at your destination, what was there to do? Time to poll the hotel concierge, gas station attendants, and grocery store clerks about the best places to visit and directions on how to get there. 

Now, your car and phone can speak to you in a calm voice, guide you where you need to go, and tell you what to do once you get there. Life changing! 

However, the Web also has made our lives more complicated in several ways. The number of cybercrimes — in variety and prevalence — seem to rise every day. Luckily, what has also become more sophisticated are our available tools to combat cybercriminals and protect our online information, privacy, and identity. 

Here’s a look back at the evolution of cyberthreats and cyber-protection to commemorate World Wide Web Day and share some tips on how to use the Web safely and with confidence. 

Then: Viruses and Malware 

In the early days of the Web, viruses and malware caused many a desktop computer to fall into disrepair. Though, whenever anyone caught a virus of the cyber variety, they were never too surprised. That was usually the cost of illegally downloading music or videos or clicking on pop-ups from sites that were notorious for spreading malicious software. 

Now: Phishing 

Fast forward to today and viruses and malware have been disguised by phishing, a tactic where malicious software is hidden within legitimate-looking electronic correspondences (email, text, or direct message). People are now wise to which sketchy websites to avoid, so, to spread their malicious software, cybercriminals use false authority and play on people’s emotions to get them to click on dangerous links and divulge valuable personal information. Phishing can result in huge financial losses. One study calculates that companies lose $15 million annually to phishing.1 Here are a few tips to avoid falling for a phishing attempt and keep your family’s personal information safe: 

  • Always hover your cursor over links before clicking. Before clicking on any link, make sure to check where it will direct you to. If the URL has typos or redirects to a completely new website you don’t recognize, do not click it and delete the message. 
  • Take your time. Lots of phishers rely on intense emotions to get people to act quickly without thinking about what’s being asked of them. If you receive a suspicious message urging you to act fast to avoid dire consequences, it’s best to step back and take a breath. For example, the IRS will never tell you to reply to an email in an hour or they’ll throw you in jail for tax evasion. Never reply to emails asking for your password, Social Security Number, banking details, etc. 
  • When in doubt, follow up with the official source. If you receive a suspicious email from your bank or an out-of-character direct message from a social media connection, do not reply to the message. Instead, call them, send them a separate email, or start a chat with customer service to clarify that they indeed sent that message and confirm what action, if any, is required. 
  • Invest in antivirus software. McAfee antivirus has been a go-to antivirus software provider for decades. Today, McAfee antivirus is a trusted protector of 600 million devices! It guards against viruses and malware, but also against more modern cyberthreats such as ransomware and phishing. 

Then: Desktop Security 

In the 1990s, portable phones weren’t in everyone’s pockets. And the cellphones that were available to the public at a reasonable price certainly didn’t connect to the Web. The average person was concerned primarily with their desktop security. As long as users steered clear of malicious software, subscribed to an antivirus, and didn’t leave their password on a sticky note on their desk, they were likely to remain in the clear.   

Now: Mobile and Desktop Security 

Today, homes have multiple connected devices, all of which require that people protect them with great cyber-habits, passwords, and technology. Even your smart home assistants are vulnerable to cyberthreats. Don’t worry though, there are plenty of easy things you can do every day to keep your family’s information and devices safe. 

Starting with passwords: The best passwords and passphrases are the ones you don’t have to remember. Apple is actually trying to eliminate the need for typing in passwords, instead relying on biometric security measures, such as face facial recognition and fingerprint scanning.2 If your device doesn’t have these scanning capabilities, a password manager is an excellent way to safeguard your passwords to all your accounts. McAfee True Key guards your passwords with one of the strongest encryption algorithms available. On top of that, multi-factor authentication is another layer of security that stops thieves from stealing your passwords and trading them on the dark Web. With a password manager, you’ll never have to write down, reuse, or worry about forgetting your password and username combinations. 

Next, a VPN for your mobile devices and desktop is another great shield against cybercriminals. A virtual private network hides your location data and makes it extremely difficult for public wi-fi eavesdroppers to track your movements on the Web. It’s a great practice to never connect any device to a public wi-fi connection without a VPN, especially if you’re online shopping, handling sensitive information, or banking online. 

Finally, another key tool in ensuring your mobile and desktop security is knowing where you stand: How protected are you? What are some habits you should improve? How can you constantly monitor your safety and be in the know when your status changes? The answer: McAfee Protection Score. This unique service scans your wi-fi connection, the dark Web, and data breach records for threats to your personally identifiable information (PII) and connected device. Then, the software recommends ways to improve your security, in turn boosting your score. It’s a quick and visual way to evaluate your habits and make sure you’re doing everything you can to protect your connected family. 

Then: Dumpster Diving Identity Theft 

In the infancy of the World Wide Web, identity theft via the internet wasn’t really a thing. Mostly, identities and PII were stolen through discarded mail, overheard conversations, or stealing someone’s physical wallet.  

Now: Cyber Identity Theft 

Identity theft is a major concern. Cybercriminals are becoming smarter and more determined to release PII on the dark Web for profit. Phishing, social media snooping, data breaches, and hacking are common modern ways criminals steal valuable personal information, in addition to low-tech dumpster diving and wallet theft. With your full name, birthdate, and Social Security Number, criminals can cause severe damage to your credit that could take years and a large investment to repair. 

Some tips to avoid being a victim of identity theft is to improve your phishing detection skills, avoid oversharing on social media, delete old accounts you don’t use anymore and know how to identify the signs of identity theft. An identity monitoring service, like McAfee Advanced Protection, is your all-in-one privacy and identity protection service for your digital life. It covers you for $1 million in identity theft coverage and restoration. Plus, the service includes all the important tools outlined above: antivirus, VPN, password manager, and Protection Score. 

This World Wide Web Day, Celebrate Your Web Confidence 

The Web, not to be confused with the internet, is the collection of pages that one can access using the internet. You likely use it every day, thus it’s key to navigate it safely and with confidence. The Web has come a long way, and in a decade, it’s likely to look completely different than it does right now. The key is to be adaptable and careful and have the right tools to help you fill in the gaps.  

1Ponemon Institute, “The 2021 Cost of Phishing Study 

2CNET, “Apple Is Trying to Kill Passwords With Passkeys Using Touch ID and Face ID 

The post Celebrate World Wide Web Day: The Evolution of Web Safety appeared first on McAfee Blog.

Russia Is Quietly Ramping Up Its Internet Censorship Machine

By Matt Burgess
Since Vladimir Putin blocked Facebook, Instagram, and Twitter in March, Russia has been pushing away from the global internet at a rapid pace.

Over 10 Million Facebook Users Hacked in Ongoing Phishing Scam

By McAfee

In this digital age, communicating online and through our devices has become the norm. From sharing highlights of last night’s game to sending cute animal videos back and forth, so much of our connectedness happens virtually. It’s become so easy to chat with friends and loved ones through social media that we don’t even have to think about it. We know who’s on the other end of the screen, so why would we worry? We know our friends would never send us a malicious link that would steal our information, so why be cautious? Right? 

Not necessarily. Though a message or link may seem like it’s coming from a friend, it’s also possible that it was sent without their knowledge. There are many ways for hackers to scam people very believably. The latest Facebook Messenger hack is just one of many examples. 

Facebook Frenemies 

According to PIXM, Facebook users have been conned for several months by a phishing scam that tricks them into handing over their account credentials. Users are shown a fake login page that copies Facebook’s user interface, giving it the illusion of being real. When someone enters their credentials, their password and login combo is sent to the hacker who then sends out the same link and fake login to the user’s friends through Facebook Messenger. Any user who clicks the link is asked to fill out their credentials, and the cycle repeats. PIXM estimates that over 10 million Facebook users have been duped by this scam since 2021. 

This hacker was able to utilize a technique to evade Facebook’s security checks. When a user clicks on the link in the Messenger app, the browser redirects to a legitimate app deployment service, then redirects again to the actual phishing pages with advertisements and surveys that accrue revenue for the hacker. Using this legitimate service link prevents Facebook from blocking it without blocking other legitimate apps and links as well. Researchers say that even if Facebook managed to block one of these links, several others are created with new unique IDs every day to replace it. 

Phishing scams like these are harder to detect due to the realistic-looking interface on the login pages and that these malicious links are seemingly coming from friends and family. However, there are always key things to look out for when faced with phishing scams. 

Swim Away From These Phishes 

Scams don’t always come from overtly sketchy emails or text messages from strangers. Sometimes they can (unintentionally) come from people we know personally. This isn’t to say that your friends online can’t be trusted! However, it’s important to always be cautious and keep an eye out for any odd behavior to stay on the safe side. Here are some key things to look out for when faced with potential malicious phishing scams: 

  • Lack of personalization. These types of scams may be coming from online friends you don’t speak to often, if at all. If someone you rarely speak to is sending you links out of the blue, that’s an automatic red flag. But if you’re still unsure or if this is coming from someone you know well, pay close attention to the message, the greeting (if any), and whether it’s personalized or not. If it seems cold or overly general, avoid it!
  • Links don’t look quite right. If you’re receiving a link through email, hover over the URL without clicking on it to see the link preview. If it looks suspicious, delete it altogether. For links being sent through social platforms, check to see if the URL matches the content in the message being sent to you or if there is a preview attached. If these things don’t match or aren’t present, it’s best to play it safe and stay away.
  • Spelling and tone seem off. If the message you’re receiving is riddled with spelling or grammar mistakes, proceed with caution, especially if it’s unlike your friend to have those types of errors in their messages. In that same vein, if the tone of the message doesn’t match the typical vibe of the person you’re receiving it from, it’s best to ignore it and move on!
  • The message is telling you to act. Always be wary of a strange message and link asking you to act. If the message is telling you to download something, don’t click any links or attachments. Simply delete the message and carry on!

When in doubt, just ask! If you’ve received a message and a link from a friend online, simply ask if they meant to send it to you. If they didn’t send it themselves, not only did you dodge a bullet, but your friend is also now aware that they’ve been hacked and can take the necessary precautions to ensure their information is protected. And if they did mean to send it to you, then you can click the link knowing that it’s safe to do so. It’s always best to err on the side of caution when it comes to your online security. 

The post Over 10 Million Facebook Users Hacked in Ongoing Phishing Scam appeared first on McAfee Blog.

It’s Social Media Day! Here’s How to Protect Yourself From Social Engineering Online

By McAfee

It’s Social Media Day! How are you celebrating? Reposting your very first profile picture from a decade ago? Sharing your most-loved status update or the photo you’re most proud of? This year, consider commemorating the day by learning more about how to keep your information safe. Enjoy your favorite platform, but be on the lookout for scams, such as social engineering. 

What is Social Engineering 

Social engineering is a cybercrime common to social media sites. It is a tactic where a cybercriminal lurks on people’s social media pages, gleaning personal information that they then use to impersonate them elsewhere. 

With more than half of the global population on social media, you may think that a cybercriminal will never single you out from such a huge pool; however, it is possible.1 Luckily, you only have to make a few, easy changes to your online habits to keep your valuable private information just that: private. Check out these tips to make smart decisions and be more confident about your and your family’s online security. 

Why Do Cybercriminals Care About Social Media? 

Think of the types of posts you share with your dozens – or even hundreds or thousands! – of followers: updates about your life, where you live, work, or favorite travel destinations, your hobbies, pets, family members, etc. All of these details, that only you and those closest to you should know, are a valuable commodity to cybercriminals. Plus, now that social media shopping is growing in popularity, the credit card information linked to accounts is sweetening the deal for cybercriminals. 

Here are a few social engineering scams that are common to social media.  

Credential stuffing

People commonly create passwords based on things, places, and people that are important. Have you ever published a 20 questions-style get-to-know-me post? Those contain a lot of valuable personally identifiable information (PII). With just a few of those details about your personal life, cybercriminals can make educated guesses at your passwords, a tactic called credential stuffing. If they’re able to crack the code to one of your accounts, they’ll then input that password and login variations in several other sites, especially online banking portals, to see if they can gain entry to those too. 

Fake contests 

You’ve won! Send us your banking information and address, and you’ll receive a package in the mail or a direct deposit to your bank account!  

But did you enter a drawing for a prize? Very rarely does anyone win something just by being a follower of a certain page. If you receive a message similar to the above, it’s likely a phisher trying to draw more PII and sensitive banking information out of you. Or, the message may have links within it that redirect to an untrustworthy site. If you regularly enter social media contests, keep a list and only respond to legitimate ones. Also, never give your banking information out over social media, private messages, or email. 

Emotional messages and posts

There are plenty of valid fundraisers and petitions circulating around social media; however, there are just as many social engineering scams that dupe social media users because they inspire a strong emotion in them. For example, there have been several scams around Ukrainian donation sites. Cybercriminals often use fear, anger, or sadness to inspire people to open their wallets and share confidential banking information. 

How to Protect Yourself from Social Engineering

Luckily, all it takes is a few smart habits to stop social engineers in their tracks. Consider the following tips and make these small changes to your social media usage: 

Edit your follower or friend lists

At this point, you’ve probably had several of your social media accounts active for over a decade. That means it’s time to do some cleaning out of your friends and followers lists. It’s best to only accept requests from people you personally know and would actually like to keep in the loop about your life. A friend and follower request from strangers could be cyber criminals in disguise. Also, consider setting your account to private so that your posts are invisible to strangers. 

Slow down and think 

Social engineering hacks often bank on people acting rashly and quickly because of strong emotion, either excitement, fear, sadness, or anger. If you see a post on your newsfeed or receive a direct message that gives you a tight window to respond and asks for PII, slow down and think before acting. Double-check the destination of every link in the message by hovering over it with your cursor and checking the link preview at the bottom of your browser screen. Be careful, because some link previews include slight misspellings of legitimate websites. As a great rule of thumb, be automatically skeptical of direct messages from people you do not personally know. And if a DM from a friend seems out of the ordinary, shoot them a text to confirm they actually sent it. It could be that their social media account was hacked and a criminal is spamming their followers.   

Create strong, unique passwords or passphrases

A password manager will go a long way toward ensuring you have unique, strong passwords and passphrases for every account. Not reusing passwords makes credential stuffing impossible. McAfee True Key stores all your logins and passwords and guards them with one of the strongest encryption algorithms available. All you need to do is remember your master password. It’s a great practice to also enable multifactor authentication whenever a website offers it. This makes it incredibly difficult for a cybercriminal to break into your online accounts with their educated guesses at your password. 

Live More Confidently and Safely Online 

Now that you know what to look for and the best tricks to be safe, you can feel more confident that you’re doing everything you can to protect your online accounts and private information. McAfee Protection Score can also help you take control of your online safety. This service allows you to monitor your current online safety and encourages you to take specific steps to improve it. Now you can enjoy digitally keeping in touch with your friends with peace of mind! 

1Smart Insights, “Global social media statistics research summary 2022 

The post It’s Social Media Day! Here’s How to Protect Yourself From Social Engineering Online appeared first on McAfee Blog.

Online Safety for Seniors – How to Keep Older Family Members Safe Online

By Alex Merton-McCann

Heard of the sandwich generation? Well, if you’ve got a tribe of kids and parents who are aging then you are a fully-fledged member! And as members of this special club, not only do we need to manage and keep our offspring in check, but we also have to reserve some energy to help our parents navigate life’s challenges which of course includes the online world. 

In the broadest sense, the sandwich generation is the ‘caught in the middle’ generation who have living parents and children to care for. More often than not, it’s people like us, smack-bang in middle age, who support both their parents and children financially, physically, and/or emotionally. And with life expectancies looking rosier than ever and many of us choosing to have careers before we become parents, it’s inevitable that us middle-aged folks are feeling a little squeezed at both ends! 

Digital Parenting Can Feel All Consuming 

Getting our head around keeping our kids safe online can feel overwhelming for many of us. Keeping up with the latest apps, games and platforms can often feel relentless and let’s not forget about trying to weave in cyber safety messages to ensure our kids make safe decisions online too. But when the downside of not being vigilant about online safety is so great, it’s essential that we extend our digital education messages to the older members of the family too! 

Over 90% of Aussie Seniors are Connected to the Internet 

One of the silver linings of the pandemic is that it gave a real push to those who were resisting getting online. And in most cases, that was the older member of our society. Research from ACMA shows that by 2020, over 90% of Australian seniors had internet connectivity in their homes compared to 68% in 2017. But as we all know, owning a car and driving it are 2 very different tasks!  

My parents, who are both in their late 70’s, do a pretty good job of managing their online lives. They bank online, are avid email senders and can even do a little Facetime, thanks to COVID! But they are a work in progress – like everyone. And while I try very hard to keep them up to date with new apps and risks, I have learnt over the years that less is more. That not overwhelming them is actually the key. In fact, the simpler I keep my updates and tips, the more likely they are to get onboard with my message.  

So, in the spirit of the experience with my much-loved mum and Dad, I‘d like to share with you the top things you can do to keep your much loved older family members safe when they go online. 

1. Invest in Protection Software 

I accept that there are no real guarantees in life but there are risk-minimizing decisions. And ensuring all devices have top-level security software is one of those. Not only will this protect your loved ones from downloading viruses and malware, but it will also allow them to shop with confidence at approved ‘safe’ websites, help them manage their passwords, locate their devices plus loads more. It’s such a small price to pay for increased peace of mind. Check out McAfee+ protection which can protect your family’s entire fleet of devices. 

2. It’s All About Passwords 

A secure password is a key to keeping one’s online life safe so taking some time to formulate a strategy for older family members is so worthwhile. Downloading a password manager was a total life changer for me. Not only did it help me create complex passwords that no human could ever generate but it remembers them for me too. I only have to remember the master password and it then automatically logs me in! Now, if this was set up carefully for older family members, this could be an amazing tool to protect their online life.  

I am also very aware that writing down passwords ‘in a special book’ is used very commonly. And if this is the only way that will work for your family members then try to make these passwords as complex as possible without overwhelming them. A complex, nonsensical sentence would work well here but just ensure each account has its own sentence in case the account gets hacked.      

3. Software Updates 

Out-of-date software is a little like leaving your front door unlocked – it makes it far easier for unwanted visitors. In almost every case, a software update includes a patch for a security vulnerability – a weak hole in the company’s software that could expose the user to risk. So, when I discovered that my parents were ignoring reminders for updates as they had become very annoying, I sprang into action! Most software updates can be automated so I strongly encourage taking some time to ensure all the software your family members use is set up to update automatically. 

4. ScamWatch 

Unfortunately, older Aussies are often the target of online scams. Scammers will work overtime to get their trust with the aim of extracting dollars or their personal details. I wish I had a silver bullet that would protect all vulnerable types from these cybercrims, but I don’t. The next best option is to talk about scams and some of the sneaky techniques scammers will use with them. I remind my parents regularly not to reply to emails from people they don’t know, not to even answer calls from numbers they aren’t familiar with and that if they receive a call from their bank and they aren’t sure whether it is legitimate, ask for the caller’s number so you can ring them bank – if the caller is legit, that won’t be a problem.  

If you think about it, keeping your older family members only is simply an extension of keeping your kids safe. The messages and strategies are almost identical! So, if your older family members use a Messenger app, why not set up a family group chat with both the younger and older family members? You can share news stories about online risks and better still, get the kids involved too! So, next time your parents have an issue with their phone – the kids will be able to help out! Awesome!! 

Take care 

Alex xx 

The post Online Safety for Seniors – How to Keep Older Family Members Safe Online appeared first on McAfee Blog.

Meet the Administrators of the RSOCKS Proxy Botnet

By BrianKrebs

Authorities in the United States, Germany, the Netherlands and the U.K. last week said they dismantled the “RSOCKS” botnet, a collection of millions of hacked devices that were sold as “proxies” to cybercriminals looking for ways to route their malicious traffic through someone else’s computer. While the coordinated action did not name the Russian hackers allegedly behind RSOCKS, KrebsOnSecurity has identified its owner as a 35-year-old Russian man living abroad who also runs the world’s top spam forum.

The RUSdot mailer, the email spamming tool made and sold by the administrator of RSOCKS.

According to a statement by the U.S. Department of Justice, RSOCKS offered clients access to IP addresses assigned to devices that had been hacked:

“A cybercriminal who wanted to utilize the RSOCKS platform could use a web browser to navigate to a web-based ‘storefront’ (i.e., a public web site that allows users to purchase access to the botnet), which allowed the customer to pay to rent access to a pool of proxies for a specified daily, weekly, or monthly time period. The cost for access to a pool of RSOCKS proxies ranged from $30 per day for access to 2,000 proxies to $200 per day for access to 90,000 proxies.”

The DOJ’s statement doesn’t mention that RSOCKS has been in operation since 2014, when access to the web store for the botnet was first advertised on multiple Russian-language cybercrime forums.

The user “RSOCKS” on the Russian crime forum Verified changed his name to RSOCKS from a previous handle: “Stanx,” whose very first sales thread on Verified in 2016 quickly ran afoul of the forum’s rules and prompted a public chastisement by the forum’s administrator.

Verified was hacked twice in the past few years, and each time the private messages of all users on the forum were leaked. Those messages show that after being warned of his forum infraction, Stanx sent a private message to the Verified administrator detailing his cybercriminal bona fides.

“I am the owner of the RUSdot forum (former Spamdot),” Stanx wrote in Sept. 2016. “In spam topics, people know me as a reliable person.”

A Google-translated version of the Rusdot spam forum.

RUSdot is the successor forum to Spamdot, a far more secretive and restricted forum where most of the world’s top spammers, virus writers and cybercriminals collaborated for years before the community’s implosion in 2010. Even today, the RUSdot Mailer is advertised for sale at the top of the RUSdot community forum.

Stanx said he was a longtime member of several major forums, including the Russian hacker forum Antichat (since 2005), and the Russian crime forum Exploit (since April 2013). In an early post to Antichat in January 2005, Stanx disclosed that he is from Omsk, a large city in the Siberian region of Russia.

According to the cyber intelligence firm Intel 471, the user Stanx indeed registered on Exploit in 2013, using the email address stanx@rusdot.com, and the ICQ number 399611. A search in Google for that ICQ number turns up a cached version of a Vkontakte profile for a Denis “Neo” Kloster, from Omsk, Russia.

Cybersecurity firm Constella Intelligence shows that in 2017, someone using the email address istanx@gmail.com registered at the Russian freelancer job site fl.ru with the profile name of “Denis Kloster” and the Omsk phone number of 79136334444. Another record indexed by Constella suggests Denis’s real surname may in fact be “Emilyantsev” [Емельянцев].

That phone number is tied to the WHOIS registration records for multiple domain names over the years, including proxy[.]info, allproxy[.]info, kloster.pro and deniskloster.com.

A copy of the passport for Denis Kloster, as posted to his Vkontakte page in 2019. It shows that in Oct. 2019, he obtained a visa from the American Embassy in Bangkok, Thailand.

The “about me” section of DenisKloster.com says the 35-year-old was born in Omsk, that he got his first computer at age 12, and graduated from high school at 16. Kloster says he’s worked in many large companies in Omsk as a system administrator, web developer and photographer.

According to Kloster’s blog, his first real job was running an “online advertising” firm he founded called Internet Advertising Omsk (“riOmsk“), and that he even lived in New York City for a while.

“Something new was required and I decided to leave Omsk and try to live in the States,” Kloster wrote in 2013. “I opened an American visa for myself, it was not difficult to get. And so I moved to live in New York, the largest city in the world, in a country where all wishes come true. But even this was not enough for me, and since then I began to travel the world.”

The current version of the About Me page on Kloster’s site says he closed his advertising business in 2013 to travel the world and focus on his new company: One that provides security and anonymity services to customers around the world. Kloster’s vanity website and LinkedIn page both list him as CEO of a company called “SL MobPartners.”

In 2016, Deniskloster.com featured a post celebrating three years in operation. The anniversary post said Kloster’s anonymity business had grown to nearly two dozen employees, most of whom were included in a group photo posted to that article (and some of whom Kloster thanked by their first names and last initials).

The employees who kept things running for RSOCKS, circa 2016.

“Thanks to you, we are now developing in the field of information security and anonymity!,” the post enthuses. “We make products that are used by thousands of people around the world, and this is very cool! And this is just the beginning!!! We don’t just work together and we’re not just friends, we’re Family.”

Mr. Kloster did not respond to repeated requests for comment.

It’s not clear if the coordinated takedown targeting the RSOCKS botnet will be permanent, as the botnet’s owners could simply rebuild — and possibly rebrand — their crime machine. Based on the RSOCKS owner’s posts, that is exactly what they intend to do.

“RSocks ceases to exist,” wrote the Rsocks account on the BlackHatWorld forum on June 17. “But don’t worry. All the active plans and fund balances will be transferred to another service. Stay tuned. We will inform you about its name and all the details later.”

Rsocks told the BlackHatWorld community they would be back soon under a new name.

Malware-based proxy services like RSOCKS have struggled to remain competitive in a cybercrime market with increasingly sophisticated proxy services that offer many additional features. The demise of RSOCKS follows closely on the heels of VIP72[.]com, a competing proxy botnet service that operated for a decade before its owners pulled the plug on the service last year.

McAfee’s Digital Wellness Delivers Online Protection As An Employee Benefit

By Rachel Berry

The topic most top of mind today for HR professionals is keeping and acquiring great talent.  One of the most important elements of doing both is providing a desirable and meaningful set of employee benefits.   

Digital Wellness is a New Pillar in the Employee Benefits Space 

The idea of Digital Wellness isn’t exactly brand new, but the world we’ve lived in for the past few years has cemented it into one of the main pillars of employee benefits, joining the traditional big three of Financial, Mental and Physical Wellness.   

Employees Are Spending the Majority of Their Time Online 

One of the main reasons Digital Wellness has become essential is that so many people have had to both live and work exclusively online for an extended period of time – spending 8+ hours a day on personal things in addition to all those hours they spend working via the web. Things like banking, telehealth and shopping to name a few.  

  • 84% claim internet banking is the most important channel while interacting with their bank1
  • 75% have used telehealth services in the past 12 months2
  • 49% of consumers are buying online more3  and 41% of those are shopping daily or weekly via mobile or smartphone4

There’s almost no aspect of life that isn’t touched by the internet for most people, especially when adding their work environment into the mix.  

Remote Work Isn’t Going Away

In addition to all the regular life they live online, employees have become accustomed to working remotely, even if it’s just part of the time. 

  • 36.2 million workers are predicted to be working remotely by 2025 – an 87% increase from pre-pandemic levels5 
  • 59% of respondents in a study by Owl Labs said they would be more likely to choose an employer who offered remote work5
  • 32% said they would quit their job if they were not able to continue working remotely5 

With these kinds of stats, it’s hardly surprising that 74% of employers plan to maintain some sort of remote/hybrid workforce into the foreseeable future6   

Cybercriminals are Taking Full Advantage of All the Extra Traffic  

The digital world has become a veritable smorgasbord for hungry cyber criminals. In fact, there’s been a 400% increase in cybercrime just over the last couple of years7. To put it in perspective, here are a few sobering statistics that happen on a daily basis:  

  • 3 billion phishing emails are sent by scammers8 
  • 24,000 malicious mobile apps are blocked on average9
  • 6.85 million accounts are hacked10

Unfortunately, all this means that people are in a constant battle to protect themselves from cyber risk.  

When Employees are at Risk, Their Employers are at Risk 

With everyone going about their daily activities and working whenever and wherever they happen to be at the time, it’s probably no surprise that more than half of employees are using their personal devices for work11.  It’s just too convenient not to.  However, when you also realize that 95% of breaches are caused by human error12, this intersection between personal life and work-life becomes risky for both the employees and their employers.  It’s no wonder that companies with a large number of employees working remotely have seen a 24% increase in breaches since the pandemic began13. 

Cyber Risk has Placed Huge Financial Strains on Companies 

When companies’ networks are breached it causes their customers to be vulnerable, risking a huge blow to their reputation and invoking serious fines and penalties due to compliance failures.  And trying to get cyber insurance to protect against financial loss has become increasingly more difficult.  A recent article by the Wall Street Journal reported that cyber insurance premiums rose 92% in 2021 and the hoops companies have to jump through are much more stringent to be eligible for the coverage – things like providing cyber education and ensuring they’re taking stronger steps to protect their network and customer data14 

In addition to the direct financial impact of cyber threats, there’s also the loss of human capital.  It can take up to six months and up to 200 hours of a person’s time to address and correct identity theft15. If employees are focusing on digital healing, it’s a fair bet they’re not focusing as closely on their work. 

To Achieve Digital Wellness, Employees – and Their Employers, Need Two Things 

Preventative care is the first step toward Digital Wellness, and it consists of three, simple parts. 

  1. Knowledge is power as they say, so cyber education is key.  For example, if an employee can identify those 3 billion phishing emails sent daily, they are much less likely to be wooed into clicking on dangerous links, and if they understand how important it is to create strong and unique passwords, they can help protect themselves even if they’re found in a data breach. 
  2. Ward off threats by installing device protection to safeguard people’s access points to the internet. This means protecting all devices (PCs, Macs, smartphones, tablets, and smart home devices) against digital dangers like viruses/malware, unsecured network connections (thanks but no thanks, random coffeeshop Wi-Fi!), and spoofed/unsafe websites.  
  3. Take back control of employees’ privacy and data. How? It can be done by doing things like installing a virtual private network (VPN) that encrypts unsecured Wi-Fi networks to make them safe from prying eyes, proactively monitoring the dark web for identity breaches and by identifying and cleaning up all the unneeded profiles that have been piling up over the years. 

Restorative care is the second step in the Digital Wellness journey.  If a digital threat sneaks through even after all the careful preventive care, it’s important to quickly remedy the situation. 

  1. Kick uninvited cyber criminals out as soon as they’ve been discovered by removing viruses, malware, ransomware, etc. from each infected device as rapidly as possible.  
  2. Identity stolen? Do a credit freeze then work on restoring your reputation by combating things like fraudulent unemployment claims, unauthorized lines of credit and unlawful home title transfers. 
  3. Leverage financial restoration options to fix your damaged credit score and make your pocketbook whole again through cyber breach insurance. 

It’s Never Been More Important to Offer a Digital Wellness Solution as an Employee Benefit 

Great benefits that have real meaning for employees are key to helping retain and acquire amazing talent.  Providing an all-in-one and easy-to-use Digital Wellness solution designed to safeguard against compromised devices, privacy leaks, identity theft and other frustrating, time-consuming issues not only provides peace of mind for employees but also directly – and positively, impacts a company’s bottom line.  Choosing a trusted cyber protection solution like McAfee for your Digital Wellness benefit will give your employees a brand they love and your company the advantage of 30+ years of experience protecting people from digital threats.   

For more information on McAfee Digital Wellness, visit www.mcafee.com/employee-benefits-info or send an email to EmployeeBenefits@McAfee.com.  

Footnotes –  

  1. Capgemini and Efma, World Retail Banking Report 2021 
  2. 2021 McAfee Consumer Research Emerging Tech Trends Survey, December 2021 
  3. McAfee’s 2020 Holiday Season: State of Today’s Digital e-Shopper survey 
  4. PWC December 2021 Global Consumer Insights Pulse Survey 
  5. Statistics on Remote Workers that Will Surprise You – May 11, 2022
  6. Gartner CFO Survey 2020 
  7. The Hill. “FBI seeks spike in cybercrime reports during coronavirus pandemic.” April 2020 
  8. Zdnet.com – “Three billion phishing emails are sent every day. But one change could make life much harder for scammers” March 2021
  9. TechJury- “How Many Cyber Attacks Happen Per Day in 2022?” May 2022 
  10. 4. WCNC Charlotte – “How strong is your password? A professional hacker says probably not strong enough” June 2021 
  11. IBM – Work from Home Study, 2020 
  12. The Wall Street Journal. “Human Error Often the Culprit in Cloud Data Breaches.” August 2019 
  13. Gartner. “Designing Security for Remote-Work First Enterprises” 
  14. Wall Street Journal “Cyber Daily: Cyber Insurance Became Much Pricier in 2021” May 2022 
  15. The Economist – “How to protect yourself against the theft of your identity

The post McAfee’s Digital Wellness Delivers Online Protection As An Employee Benefit appeared first on McAfee Blog.

How to Know If Your Mobile Finance Apps Are Safe

By McAfee

Mobile banking and finance apps have become increasingly popular in recent years. These apps provide a quick and convenient way to see checking and savings account balances and make and receive payments.  

It’s no surprise that many people use these third-party apps to manage their finances. In 2021, the U.S. saw 573.1 million finance app downloads, a 19% increase from the previous year. 

However, despite its benefits, mobile banking isn’t immune to risks. This article will discuss the safety and security of mobile finance apps and give you a few pointers to protect yourself while using these apps. 

Is mobile banking safe?

Yes, mobile banking is a pretty safe way to manage your finances; however, there can still be some risks associated with it, including fraud and scams 

If you’re careful, there are plenty of ways to protect yourself while using this incredibly easy banking method. 

6 tips to improve mobile finance app security

Here are a few tips to help you improve the safety of your online financial accounts. 

Ensure you’re downloading the official app

A bank’s website will often include links to their mobile apps that provide related mobile banking services, along with details about the app’s features and how users can use it. You should use a trusted platform when installing the app, like the App Store for iPhone or iOS users or the Google Play Store for Android users.  

You should also take time to go through reviews and related information about the app before downloading it to ensure its legitimacy. If you have any doubts, clarify the issue with your bank before downloading what could be a fake banking app. 

Set a strong password 

While this may seem obvious, the reality is that many people don’t pay enough attention to their passwords. To create a strong password, you should use a combination of uppercase and lowercase letters, numbers, and special characters in no particular order or pattern.  

In addition, security experts recommend long, complex passwords to exponentially increase the time it takes to crack them. It also helps to have unique passwords for each of your accounts.  

If you’re concerned about remembering and managing multiple passwords, you can use a reputable and secure password manager like McAfee True Key to store your passwords.  

Use two-factor authentication when possible

Many services nowadays offer two-factor or multifactor authentication. This function refers to the additional layers of security against hackers. On top of a traditional username-password login, users are required to identify themselves with a code that’s sent to their cellphone or email. 

By confirming the user’s identity this way, organizations eliminate a degree of uncertainty. While it isn’t foolproof, two-factor or multifactor authentication helps increase security. It’s worth checking if your finance app offers this feature. 

Avoid public Wi-Fi when using finance apps

Public Wi-Fi networks are convenient in urgent situations; however, they often come with a warning saying the network is unsecured. This means that the network is unencrypted, making it easy for hackers to access your personal information. The best practice is to avoid using public Wi-Fi networks, especially when carrying out any form of financial transaction.  

If you need to make purchases or send and receive money while on the move, though, you’ll want to consider a virtual private network (VPN) like McAfee Secure VPN. The VPN provides a secure network even when using public Wi-Fi by hiding your IP address and encrypting your data. 

Get email/text alerts for potential fraud

The easiest way to protect your finances is to keep a vigilant eye on all of your transactions. However, security notifications from your bank are a great added measure. Most credit card companies allow you to turn on transaction alerts for various services, such as balance transfer requests, international purchases, and exceeded credit limits, which can help you recognize any suspicious activity on your account.  

It’s also important to remember that financial institutions will never contact you over the phone or through email to ask for your banking information. If you receive such a message, it’s most certainly a scam. A common way people get duped is through calls or emails claiming they’ve won a prize and need to share personal account details to receive the money. Never share your bank account details, passwords, or one-time codes with strangers.  

Always check with your bank to confirm any activity that seems out of the ordinary. In addition to alert notifications, banks can also send helpful tips to protect your account against fraud. 

Use McAfee Security for Mobile

McAfee Security for Mobile is an award-winning cybersecurity tool that helps address the issues mentioned above and more. It’ll scan your device for malware, suspicious websites, and unsecured Wi-Fi networks so you can use social media or shop online with complete peace of mind.  

It also comes with other features, like system cleaning services that clean junk from your phone’s storage. These features can boost battery life and help locate your phone if it’s ever stolen or misplaced.  

Are mobile banking apps as safe as online banking?

Mobile and online banking both have their benefits and drawbacks, but which is the safer option? Experts often have varied opinions on the matter.  

Some people believe it might be easier to download malware on a computer unknowingly, as it’s tricky to judge the authenticity of a website or malicious links. Users typically download apps from reputed app stores when using mobile devices, which lowers the risk. 

On the other hand, professionals believe that both methods are equally safe. The choice depends on the network available to the user, as private networks are significantly less susceptible to hacking than public ones. Some users may prefer computers to mobile phones simply because they find it easier to perform tasks on a bigger screen. 

See how McAfee Security for Mobile keeps your device safe

Both internet and mobile banking are convenient and offer a quick way to manage your personal finances, as you don’t have to travel to a physical bank or carry large amounts of cash in your wallet.  

However, while mobile banking is generally considered a safe method of managing your finances, it can have some vulnerabilities that scammers may try to take advantage of. 

Following the tips mentioned above — like using a private network, not sharing personal details with anyone, and using a comprehensive mobile security tool like McAfee Security for Mobile — can make all the difference.  

The tool’s security features include safe browsing, a secure VPN, and antivirus software. This means you can use your mobile finance apps confidently knowing McAfee is looking out for you. 

The post How to Know If Your Mobile Finance Apps Are Safe appeared first on McAfee Blog.

Wedding Planning App Users Hacked Before the Big Day

By McAfee

Say you’re getting married. You and your partner have booked the venue, made the seating arrangements, trained your dog to be the ring bearer – and everything is running smoothly. You’ve used a trusty wedding planning website to make everything a breeze. Nothing could ruin this day for you! Except, there’s an uninvited guest. They’re not crashing the wedding and making an awkward toast, but they’ve crashed into your wedding planning website account and now have access to your information.  

There are many things that could go wrong during wedding planning – some of them out of anyone’s control. Maybe the caterer canceled last minute, or the live band is stuck in traffic. Other things may be easily avoided, but you don’t necessarily see them coming. Like a hacker accessing your wedding website and making fraudulent bank transfers right before your big day. 

The Wedding Crasher 

Zola, a wedding planning site allowing couples to create websites, budgets, and gift registries, confirmed that hackers had managed to access the accounts of some of their users, The Verge reported. Once these accounts were infiltrated, hackers used the linked bank accounts or funds held inside the site to make cash transfers. The main method these cybercriminals used was purchasing gift cards through the user’s account and sending them to their email addresses to avoid being easily traced. 

These criminals did not hack the Zola website itself but hacked their users’ accounts with a method called credential stuffing. This is a strategy where hackers take email and password combinations involved in previous breaches of other websites and use them to log into other online profiles. 

You may not even know that your information had been breached previously and that cybercriminals now had your logins for a number of different accounts. Luckily, there are ways to protect yourself and your information from credential stuffing tactics to stop hackers in their tracks. 

Tell Credential Stuffing to Go Stuff It 

Just because you’ve hypothetically grown up and are ready for lifelong commitments doesn’t mean you’ve outgrown those old trusty email addresses and passwords (hello, “basketball4life23”). There’s a level of nostalgia that comes with using the email account that you made in middle school, or maybe you just haven’t gotten around to changing it. However, keeping those old email addresses and logins are doing you more harm than good. Want to make sure that hackers aren’t able to credential stuff your accounts? Here are some trusty tips to keep your information safe. 

Track down and close old accounts 

The best way to know that your old accounts aren’t coming back to haunt you is to make sure those ancient logins are dead and gone. If you don’t remember all the accounts you’ve made and no longer use, don’t sweat it! There are settings through your internet browser that will show you all the accounts and passwords you have saved. A password manager also keeps track of all your credentials, so you don’t have to wrack your brain to try and remember every account you’ve ever made. Once you’ve gone through all your old online accounts you no longer use, close them for good! Though this step will require some time and patience, it’s always better to put in the effort and know your information is safe than to risk it. 

Create strong and unique passwords 

Only having to remember one password for every account may make logging in easier, but ensuring that each of your accounts is unique and secure is worth the extra effort. Having a strong and unique password for each of your accounts helps protect them from credential stuffing and other threats. Varying your passwords across online accounts will assure you that if one of them is breached, the others will remain safe. A password manager can also help with this step, because many of them, such as True Key, can generate strong, random, and unique passwords for every account. 

Update credentials when necessary 

Keep an eye out to make sure that if a website or company you have an account with is breached, you are updating your credentials so that hackers can’t access them. If you see that there has been a hack and your information is vulnerable, immediately update your logins and passwords on that account to keep yourself safe. 

Use multifactor authentication 

Using multifactor authentication adds an extra layer of protection to your accounts. This safety measure requires more than one method of identity verification to access the account, helping to prevent criminals from gaining access to your password-protected information.   

Don’t let cybercriminals get the jump on you! Take the necessary steps to protect your accounts and your personal information. Though combing through your old accounts and deleting them or coming up with a new and unique password for every site login isn’t a glamourous activity, you’ll enjoy greater peace of mind that your accounts are safe, leaving you free to enjoy life’s best moments.  

The post Wedding Planning App Users Hacked Before the Big Day appeared first on McAfee Blog.

Types of Online Banking Scams and How to Avoid Them

By McAfee

Online banking puts the ability to pay bills, check your balance, or transfer money at your fingertips. Unfortunately, it can also make you vulnerable to scammers who may try to trick you into giving them access to your account.  

By remaining vigilant, though, you can avoid common scams. This article discusses mobile banking scams and how to avoid them. 

Most common online banking scams

Online banking can be super convenient — for both you and cybercriminals. And hackers may use a variety of tactics to gain access to your accounts. Most of these involve tricking you into giving them your account information. 

Phishing scams

With this type of online scam, fraudsters may send a text message or email that looks like it’s from your bank. Often, the message will ask for immediate action, such as confirming your information to keep the account from being closed.  

The message might even include a link to the bank, but it actually goes to a fraudulent website designed to look like the bank’s website. When you enter your account information, the scammers record it. 

Sometimes, the email asks you to call a fake customer service number. If you do, you’ll speak to someone who tries to get you to give over sensitive information, like your date of birth or Social Security number (SSN). 

Occasionally, scammers already have some of your personal information. To gain your trust, they might mention personal details like your date of birth or the last four digits of your SSN. They may have learned this information from your social media posts or accessed it in a data breach. 

Cracking passwords

Another way hackers may try to access your bank account is to steal or guess your password. If they can log into your account, they can use your sensitive information for personal gain, otherwise known as identity theft. They can then open credit card accounts in your name, purchase merchandise, or transfer money out of your account. 

Cybercriminals use technology to guess billions of passwords per second. However, it’s more difficult to guess long passwords with a combination of letters and numbers.  

For example, a computer can instantly guess a password consisting of eight letters. Adding one uppercase letter extends the time it takes to crack a password to 22 minutes. In contrast, a 12-character password with an uppercase letter, a number, and a symbol would take the computer 34,000 years to crack. 

Computer viruses

When you click a link or attachment in an email or download fake antivirus software, your device can become infected with malicious software or malware. A virus can let hackers view data from your device and use it to access your financial information or bank accounts 

Consider getting antivirus software to help protect your devices, like what’s offered through McAfee Total Protection. Our award-winning antivirus software provides 24/7 real-time threat protection against online threats like malware, viruses, ransomware, and phishing, across Apple and Android systems. 

Targeting computers on public Wi-Fi networks

Public Wi-Fi gives you convenient, free access to the internet in restaurants, airports, and department stores. But it can also be easy for hackers to see your private information on an open network that doesn’t require a password.  

If you log into your online bank account, your login information could be exposed, making you vulnerable to bank fraud. Shopping online with public Wi-Fi could also expose your credit card information. 

How to avoid online banking scams

Fortunately, you can protect yourself from cybercriminals with sensible precautions and a healthy dose of suspicion. Use the tips below to help safeguard your accounts from online banking scams. 

Secure your devices with McAfee

McAfee Total Protection provides all-in-one protection for your personal information and privacy. You’ll have coverage for all of your laptops, tablets, and smartphones on most operating systems — Windows, macOS, Android, or iOS. In addition to premium antivirus software, you get identity monitoring and a secure VPN that shields your data when using public Wi-Fi. 

Carefully assess any messages claiming to be your bank

You can better recognize phishing emails once you understand how banks communicate with customers. There are certain things legitimate banks never do. If you get a message like that, assume it’s fraudulent. Some other tips include: 

  • Calling: Banks or other financial institutions don’t call for your PIN or checking account number. Never provide this over the phone. Call your bank directly using the phone number on your credit card or bank statement if you want to confirm. 
  • Email: Your bank has no reason to email you for account information it already has. If you receive an email asking you to click a link or provide account information, assume it’s fraudulent. Don’t click any links and mark the email as spam. 
  • Text messages: If a message appears to be from your bank asking you to sign in or enter your PIN, it’s a scam. Banks never ask customers for this information by text. 
  • Urgent action: A common theme in phishing emails is the urgent call to action. Cybercriminals want to scare you into acting immediately without thinking. The email says there was suspicious activity on your account, and you should log in immediately to avoid having it frozen or closed. No legitimate business would close a customer’s account without giving reasonable notice. Contact your bank through your normal channels to check your balance and account activity if you aren’t sure. 
  • Typos: Misspelled words and grammatical errors are another red flag. Major corporations have professional editors to make sure the content is correct. 

Create strong passwords and update them regularly

At some point, almost everyone has used the same password for different websites. But this is one of the simplest ways for hackers to get into your accounts. If they figure out the password for one, they can sometimes access your other accounts.  

The most common passwords are:  

  • QWERTY 
  • Password  
  • 12345678 

Use unique passwords for each website. They should be 12 characters long and include numbers, lowercase letters, uppercase letters, and symbols. McAfee Total Protection includes a password manager to help generate and store your passwords in a single location. 

Always make sure you’re on the bank’s official website/app

If you get an email about an issue with your bank account, you can always go directly to your bank’s website. Don’t click any links in a text or email — just go directly to your bank’s website to check your account. Similarly, if you get a phone call, dial your bank directly using the official telephone number. 

Use two-factor authentication when logging into websites for your financial institutions. You’ll get a one-time code by text or email to use each time you log into your account. 

Be cautious of accessing your bank via public Wi-Fi

When you log onto public Wi-Fi, anyone can see your internet activity. For that reason, you shouldn’t log into your bank account with public Wi-Fi unless you’re using a virtual private network (VPN).  

McAfee Secure VPN protects your privacy by turning on automatically for unsecured networks. Your data is encrypted so it can’t be read by prying eyes. The VPN also keeps your online activity and physical location private and secure from advertisers. 

Check your bank statements regularly

Review your bank statements carefully each month to ensure there are no unauthorized transactions. Contact your bank immediately if you see any payments or withdrawals that you don’t recognize. 

See how McAfee keeps you and your data secure online 

Being vigilant and understanding how scammers work can help you avoid online banking scams. For an additional layer of security, use McAfee Total Protection. Our comprehensive cybersecurity services protect all of your devices with award-winning antivirus, a secure VPN for safe Wi-Fi connections, and advanced identity monitoring. There’s even a team of security experts available to assist you around the clock. 

With McAfee, you can bank online with ease knowing your personal data is secure. 

The post Types of Online Banking Scams and How to Avoid Them appeared first on McAfee Blog.

A Guide to Finding Out If Your Information Is on the Dark Web

By McAfee

It’s difficult to imagine what life was like before the internet. We log in daily to pay bills, shop, watch movies, and check out what friends and family are up to on social media. While the internet has made life easier, we may not consider how our online activities can make personal information — such as our Social Security numbers (SSNs) or bank account and credit card numbers — vulnerable to cybercriminals on the dark web.

Fortunately, you can find out if your information is on the dark web and keep tabs on your sensitive information with extensive dark web monitoring, offered through McAfee’s Identity Protection services 

This article explains what the dark web is, how to find out if personal details have reached the dark web, and how to protect your sensitive information 

What is the dark web?

Unlike the surface web we use for things like shopping and online banking, the dark web is part of the internet that’s not indexed by search engines. It can only be accessed with special web browsers. A few widely known networks include Tor, I2P, and Riffle.  

Cybercriminals can browse, sell, or trade on dark websites with confidence and complete anonymity. Because of its highly layered encryption system, hackers can communicate without giving away their location, IP address, or identity.  

How does data end up on the dark web?

Data can end up on the dark web in several ways, including through data breaches, using public Wi-Fi, visiting a nonsecure website, and leaving an offline paper trail.  

A cybercriminal may hack into company databases and take personal data, such as email account addresses, passwords, and phone numbers. And while we all love to work at our favorite coffee shop, using an unsecured Wi-Fi network can leave our personal information in public view.  

That’s why using a virtual private network (VPN) like McAfee Secure VPN, which comes with bank-grade encryption to scramble your data, can be a good idea. You’ll also only want to visit encrypted webpages when browsing online — keep an eye out for URLs beginning with HTTPS rather than HTTP. The “S” means added security for you. Lastly, shred paper containing your personal information or lock it away until you can.  

How to find out if your information is on the dark web 

With identity monitoring through McAfee Identity Protection, you’ll receive notifications if we find your personal information on the dark web. Our extensive monitoring service keeps tabs on up to 60 unique types of personal data and can notify you up to 10 months sooner than similar services. Plus, you get peace of mind with up to $1 million of ID theft coverage and hands-on restoration support to help reclaim your identity after identity theft 

Can you remove your information from the dark web?

While you can’t remove your information once it’s on the dark web, there are plenty of steps you can take to help protect yourself and prevent your data from falling into the wrong hands. You can: 

  • Notify the credit bureaus: The three major credit bureaus (Experian, Equifax, and TransUnion) offer options to prevent fraudulent credit requests. If you’re looking to protect your credit data, request an option like two-factor authentication on all credit pulls when notifying the bureaus of your concern. 
  • Change your account passwords: Keeping your password secure is crucial to the safety of your online data when it comes to things like online banking and email accounts. Stay away from personal names, dates, or obvious preferences when creating or updating your passwords and use a password manager like McAfee True Key, which auto-saves and enters your passwords.  
  • Review your credit report: Staying up to date with the changes reflected on your credit report can help you identify suspicious activity or fraud alerts. Unexpected drops in your credit can be a sign of potential illegal activity. 
  • Track credit card statement charges: Credit cards are a large target for hackers looking to commit a cybercrime. Thankfully, there are ways to keep your credit card data secure, starting with regular reviews of your statements to ensure no unexpected charges or usage.  
  • Scan your online devices for viruses: Keeping your device free of viruses can help prevent hackers from taking your information in the first place. Start by downloading antivirus software, like what’s included in McAfee Total Protection, to prevent opportunities for viruses to infect your device or collect your secure data.  

6 tips to prevent your data from getting on the dark web

No one wants their information to end up on the dark web. Fortunately, you can do a few things to minimize your risk of exposure. Here are some tips you can use to keep your data safe.  

Secure your data with identity protection software from McAfee

Identity protection software from McAfee can help keep your information out of the hands of cybercriminals. Some features of McAfee identity protection include expert security support, award-winning antivirus protection, a password manager, and firewall protection. Choose the plan that works best for you and keep tabs on your personal information.  

Sign up for two-factor authentication on your devices

This extra layer of security double-checks your identity when signing into an online account. You enter your password as usual and a unique six-digit, one-time code is sent to a trusted device via text. This added step can help improve the security of your personal information.  

Use a unique password for each account

When creating or updating your account passwords, make sure to choose ones that are difficult to guess. Avoid using a pet’s name, your name, or other personal information that others can guess. It goes without saying, but don’t share any of your passwords. 

Consider what you share on social media

Shared content can tell a lot about someone. Have you ever shared the make and model of your first car, your favorite movie or band, or your high school graduation year? This information helps unsavory characters figure out online passwords and security questions. 

Change permission settings for app 

There are a lot of cool apps out there, and many are harmless. However, some may request access to your location, photos, contact list, and even microphone. Certain apps, especially those filled with malware, can then collect your data and share it with others. Fortunately, Android devices and Apple iPhones allow you to change your permission settings for apps. 

Use caution with suspicious emails

With so many emails arriving in our inboxes, we may not always pay close attention to what we’re opening. However, scammers may use phishing emails in an attempt to access your personal information. Sometimes, these emails are obvious, but they can also look legit and appear as a trusted company, such as your bank or credit card company. If something seems amiss, such as a billing error or an invoice, log in through the company’s website rather than click links inside the email.  

Discover how McAfee Total Protection keeps you safe online

No one wants their information on the dark web. Thankfully, there are several things you can do to keep your personal information secure, including all-in-one protection from McAfee. 

McAfee Total Protection comes with advanced identity monitoring, which provides faster and broader detection for your identity, plus premium antivirus software, safe browsing, and Secure VPN 

With easy setup and extensive monitoring, you can maintain your digital identity and gain peace of mind.  

The post A Guide to Finding Out If Your Information Is on the Dark Web appeared first on McAfee Blog.

Why You Should Care About Fitness Tracker Security

By McAfee

Congratulations! You reached 10,000 steps today!

It’s a great feeling when a wearable fitness device vibrates to let you know when you hit the day’s fitness goal. The digital fireworks display that lights up your watch’s screen is a signal that you should keep on moving to challenge yourself more … or spend the rest of the day on the couch guilt-free.  

While fitness wearable devices, trackers, and apps are excellent motivators for you, cybercriminals love them for their vulnerabilities and privacy loopholes. This doesn’t mean you have to chuck your expensive watch in the bin or delete your fitness apps from your smartphone. Awareness and smart habits go a long way in deterring cybercriminals. Keep reading to learn more about wearable technology vulnerabilities and how you can sidestep each. 

Location Data  

Many fitness tracker apps and wearables are equipped with GPS. At the end of a run or long walk, you can view your exact route, sometimes with detailed maps that show street and town names. This tracking feature was potentially dangerous back in 2018 when a fitness app released a heat map of all its users’ running routes for the year, which clearly outlined secret military bases.1  

Even if you’re stationed in a suburb and not hostile territory, you may consider the risks of sharing your location data. A determined criminal who has time to spare can guess your address and see the times of days when you’re commonly out at the gym or on a run.  

Personally Identifiable Information 

When you purchase a wearable fitness device, you often have to pair it with an accompanying smartphone app to see your daily stats and tailor your fitness goals. Think about all the personally identifiable information (PII) that app now houses: your full name, password, address, height, weight, location, medical concerns, daily activity patterns, etc. In the hands of a cybercriminal, this information can bring a nefarious actor one step closer to impersonating you. Plus, if your health data makes it onto the dark web or is sold to health companies, it may result in serious privacy concerns. 

Luckily, there are ways to get peace of mind about the security of your identity. Identity protection services, such as McAfee Identity Monitoring Service, provide expert identity theft support and up to $1 million in identity theft coverage. 

Tips to Improve Your Fitness Tracker Security 

Wearable devices complement any athleisure outfit and are a fun way to inspire athletic competition between a group of friends. Here are a few ways you can patch some of their security shortcomings: 

Change the factory password settings.

When you first purchase any new device, fitness trackers included, your first step should always be to reset the factory password. Cybercriminals know that many people often skip this step, making it easy for them to walk right into new accounts. If you have a hard time remembering your passwords, consider entrusting them to a password manager to remember them for you. McAfee True Key makes it so that you only have to remember one master password to unlock the rest, and it’s protected by one of the strongest encryption algorithms available. 

Make your account private.

This is a tip you should consider for all your social media accounts. When you post about your life online, you actually divulge a lot of personal details that are helpful to cybercriminals. In the case of fitness trackers and apps, sharing the times of day when you go to the gym, are at the local track, or are on a bike path may give a criminal an idea of windows during the day when your home is empty. It’s unsettling to think that strangers can track your whereabouts, so it’s best to keep those details exclusive to people you personally know and trust. 

Turn off geolocation.

In the case of fitness trackers and apps, a savvy cybercriminal may be able take an educated guess at your address, with which they can do a myriad of nefarious activities. Some running and fitness apps may be able to still create maps of your running routes but erase street names and other landmarks to make it more private. But when in doubt, turn off geolocation.  

Stay on Track 

Fitness trackers are a fun way to stir up some friendly competition, keep connected with your fit friends, and motivate yourself to exercise and maintain healthy habits. While you’re shopping for a new device or when evaluating your current tracker, keep these tips in mind to enjoy this technology to its fullest. 

The post Why You Should Care About Fitness Tracker Security appeared first on McAfee Blog.

How Secure Is Video Conferencing?

By McAfee

As millions of people around the world practice social distancing and work their office jobs from home, video conferencing has quickly become the new norm. Whether you’re attending regular work meetings, partaking in a virtual happy hour with friends, or catching up with extended family across the globe, video conferencing is a convenient alternative to many of the activities we can no longer do in real life. But as the rapid adoption of video conferencing tools and apps occurs, is security falling by the wayside?

Avoid Virtual Party Crashers

One security vulnerability that has recently made headlines is the ability for uninvited attendees to bombard users’ virtual meetings. How? According to Forbes, many users have posted their meeting invite links on social media sites like Twitter. An attacker can simply click on one of these links and interrupt an important conference call or meeting with inappropriate content.  

Ensure Data is in the Right Hands

Online conferencing tools allow users to hold virtual meetings and share files via chat. But according to Security Boulevard, communicating confidential business information quickly and privately can be challenging with these tools. For example, users are not always immediately available, even when working from home. In fact, many parents are simultaneously doubling as working parents and teachers with the recent closure of schools and childcare providers. If a user needs to share private information with a coworker but they are unable to connect by video or phone, they might revert to using a messaging platform that lacks end-to-end encryptiona feature that prevents third-party recipients from seeing private messages. This could lead to leaks or unintended sharing of confidential data, whether personal or corporate. What’s more, the lack of using a secure messaging platform could present a hacker with an opportunity to breach a victim’s data or deviceDepending on the severity of this type of breach, a victim could be at risk of identity theft 

Pay Attention to Privacy Policies

With the recent surge of new video conferencing users, privacy policies have been placed under a microscope. According to WIRED, some online conferencing tools have had to update their policies to reflect the collection of user information and meeting content used for advertising or other marketing efforts. Another privacy concern was brought to light by a video conferencing tool’s attention-tracking feature. This alerts the virtual meeting host when an attendee hasn’t had the meeting window in their device foreground for 30 seconds, resulting in users feeling that their privacy has been compromised.  

How to Secure Video Conferences

As users become accustomed to working from home, video conferencing tools will continue to become a necessary avenue for virtual communication. But how can users do so while putting their online security first? Follow these tips to help ensure that your virtual meetings are safeguarded:  

Do your research

There are plenty of video conferencing tools available online. Before downloading the first one you see, do your research and check for possible security vulnerabilities around the tools. Does the video conferencing tool you’re considering use end-to-end encryption? This ensures that only meeting participants have the ability to decrypt secure meeting content. Additionally, be sure to read the privacy policies listed by the video conferencing programs to find the one that is the most secure and fits your needs.  

Make your meetings password protected

To ensure that only invited attendees can access your meeting, make sure they are password protected. For maximum safety, activate passwords for new meetings, instant meetings, personal meetings, and people joining by phone. 

Block users from taking control of the screen

To keep users (either welcome or unwelcome) from taking control of your screen while you’re video conferencing, select the option to block everyone except the host (you) from screen sharing.  

Turn on automatic updates

By turning on automatic updates, you are guaranteed to have all the latest security patches and enhancements for your video conferencing tool as soon as they become available.  

The post How Secure Is Video Conferencing? appeared first on McAfee Blog.

Advancing our Secure Home Platform with DNS over HTTPS

By McAfee

On the internet, the Domain Name System (DNS) is the way regular people access websites such as ESPN.com or BBC.com. However, the internet uses a unique series of Internet Protocol (IP) addresses to access websites which are tricky for humans to remember.  Web browsers typically interact with websites through IP addresses, and DNS translates websites into IP addresses so browsers can access Internet resources. Historically, this has been done in the form of unencrypted clear text that ISPs and security providers such as McAfee can read and act upon to sort through risky websites or to improve network performance and intelligence.

However, this also opens up vulnerabilities of security and privacy.  As an industry, (Apple, Microsoft, Google, and others) participants are moving toward encrypting this traffic to and from DNS servers with protocols such as DNS over TLS (DoT) and DNS over HTTPS (DoH). Unless the ISP offers DoT/DoH decryption (translation) capabilities, traffic could go directly to outside DNS providers such as Google DNS and Cloudflare who do. Without this visibility, unsafe websites cannot be seen and blocked using DNS filtering technology. Customers can visit sites created by criminals that can trick them to steal their account credentials, download ransomware, or show inappropriate content to their kids.

We’re advancing our Secure Home Platform (SHP) technology to future proof the ability for our partners to protect their customers, their families, and their connected home devices. McAfee is the first in the market to build and introduce this technology. McAfee and OpenXchange have partnered to provide an integration of a forwarder/translator (PowerDNS) with the home router-based SHP product that will make it possible to keep the traffic within the ISP network, as shown in the diagram below – allowing DNS filtering even in encrypted DNS environments.

The ISP can continue to read the traffic and stands to benefit in several ways:

  • Continued ability to offer security protections such as anti-virus, malware filtering, blocking phishing attempts, distinguishing legitimate services, content caching, and parental controls. McAfee Secure Home Platform protects customers/homes from potential harm from an average of 70 potential threats per week
  • Helps defend against DDoS, man-in-the-middle, and botnet attacks
  • More streamlined DoH connections – more private and secure, especially important to sophisticated consumers
  • Locate content based on user demand, and hence improve performance
  • The ISP is not burdened by support issues caused by traffic going outside their network and purview, e.g., to a third-party DNS provider – fewer unhappy customers and support calls due to fewer security incidents.
  • Help comply with Government regulations – block bad actors, terrorist websites, illegal file-sharing, child abuse, national security, court-ordered regulatory blocklists, ban foreign gambling, etc.

Consumers in turn benefit from these additional capabilities that ISPs can provide in security, privacy, and performance.

If you are interested in McAfee’s exciting new DoT-DoH technology for the Secure Home Platform, please contact your McAfee Account Representative for further details.

The post Advancing our Secure Home Platform with DNS over HTTPS appeared first on McAfee Blog.

Lumos System Can Find Hidden Cameras and IoT Devices in Your Airbnb or Hotel Room

By Ravie Lakshmanan
A group of academics has devised a system that can be used on a phone or a laptop to identify and locate Wi-Fi-connected hidden IoT devices in unfamiliar physical spaces. With hidden cameras being increasingly used to snoop on individuals in hotel rooms and Airbnbs, the goal is to be able to pinpoint such rogue devices without much of a hassle. The system, dubbed Lumos, is designed with this

WFH Unprotected: How Organizations Can Keep Their Employees and Their Business Safer

By McAfee

The devices employees use as they work from home could be the ones that put their companies at risk.

With businesses continuing to support remote and hybrid workplaces, more employees are connecting more of their personal devices to corporate networks, yet these devices aren’t always well protected from malware, breaches, and theft—which can affect them and the companies

they work for.

Prior to the pandemic, a major topic for employee and business security was BYOD, or “bring your own device.” And it remains so. That catchy little abbreviation took root several years ago as many employees started bringing their own devices to work for both personal and business use, whether that was their smartphone for company calls and email or swapping files once in a while with an external drive or a USB stick.

The argument for BYOD is that it potentially increases employee productivity by allowing people to use the devices they’re familiar with—plus that company can save on costs by having employees bring their own tech into the office. However, there’s a flip side. Because these devices can and often do connect to sensitive corporate resources and data, they can potentially compromise those very same resources and data. Unless they have strong security in place, which they often do not. Employees simply don’t always protect their own devices.

Our most recent global research shows that only 68% of adults say that they protect their laptops with basic antivirus protection. Note that basic antivirus does not include comprehensive security software that also protects them from the pandemic and post-pandemic rise in account theft, ransomware, email fraud, and phishing attacks. With this, only 68% of adults employ baseline protection, let alone more thorough protections beyond that. 

This figure drops dramatically when it comes to protecting their smartphones, classically the leading BYOD device in the corporate landscape. Here, only 41% of adults said they protect their phones with basic antivirus. Moreover, only 56% said they protect their smartphone with a password or passcode to unlock it—making nearly half of them an open book to cyber crooks in the event of loss or theft. 

Now, with remote and hybrid workplaces becoming more commonplace, BYOD gets all that much more complicated. Businesses are now faced with an unprecedented number of BYOD devices on their networks. In the U.S. alone, a Gallup poll found that half of the full-time workforce was “remote capable,” some 60 million people in all.  

Of them, 53% said they expect to work in a hybrid model moving forward and another 24% to work fully remotely. That means somewhere around 46 million workers in the U.S. will work remotely in some form or fashion and will likely use one or more of their own devices to do so—a clear concern for any security-minded business if these employee devices remain unprotected.  

The realities of BYOD and WFH 

In an ideal world, employees would stick to some hard and fast rules about device usage. They’d do their work on one laptop and then use another for streaming shows, doing their shopping, playing games, managing their finances and so on. Yet that doesn’t appear to be the case.  

A recent global study found that 55% of remote workers use a personal laptop or smartphone for work at least part of the time. Moreover, this begs the question if the employee is the only one using that BYOD device. After all, they’re likely working in their own home, where other family members may use that device to some extent as well, which adds yet more security risks for businesses. With multiple users on a single device, the additional browsing, downloading, emailing, and shopping could expose that device to more security risks than from a single user alone. 

Unlike company-issued devices, employee-owned devices aren’t subject to the centralized policies and protections that corporate IT can put in place. This leads to devices on the corporate network that may be without up-to-date antivirus protection, have malicious apps on them, or use browsers with compromised extensions that illicitly gather data on their users. 

Once again, with employees sometimes taking lax, if any security measures to protect their devices, this can present serious risks to the business, such as the dramatic rise in business email compromise. As reported by the Federal Bureau of Investigation (FBI), businesses lost $2.4 billion in 2021 to this form of scam alone. Meanwhile, phishing attacks, device theft, and credential theft all remain painfully common forms of attack on small and mid-sized businesses. 

How online protection for employees makes for a more secure business 

One way businesses can address these issues is by helping employees do what they haven’t done for themselves—provide them with comprehensive online protection software as a company benefit. 

Comprehensive online protection goes beyond basic antivirus (which as we’ve seen, only 68% of people use). It covers the three pillars of security—privacy, identity, and device security, and by protecting those three things for their employees on their BYOD devices, companies can then protect themselves.  

A brief list illustrates several of the top ways online protection for remote employees can help keep the business secure: 

1) Protect company information as it travels 

If your company doesn’t already support one, employees can use a VPN to create an encrypted tunnel when they connect to the company network, which makes it highly difficult for bad actors to intercept that traffic. Our secure VPN uses bank-grade AES 256-bit encryption to help keep data and information safe. 

2) Shield company data and resources from attacks 

With one bad click, a phishing attack in email, text, or direct message may give an attacker access to login credentials or to install malware known as a keylogger that can likewise steal usernames and passwords. Safe web browsing features found in online protection can help sidestep these attacks before they happen with clear warnings of risky websites, links, files, and other attachments. 

3) Strong, unique passwords for all 

When it comes to employee passwords, no two should be alike. Yet with dozens of logins of their own, in addition to the ones they use exclusively for work, that’s a rule few people follow. A password manager can help. It can store, auto-fill, and even generate strong, unique passwords for each account—across computers, laptops, and smartphones. 

4) Digitally shred sensitive documents permanently 

Employees can permanently delete sensitive files with an application such as McAfee Shredder™, which removes files so that thieves can’t access them. (Quick fact: deleting files in your trash doesn’t actually delete them in the truest sense. They’re still there until they’re “shredded” or otherwise overwritten such that they can’t be restored.) 

5) Device protection that goes beyond the basics 

Absolutely, antivirus is a must. Comprehensive online protection will include that, and much more. Ours offers that in addition to protection that safeguards your employee’s identity and privacy—along with a personalized Protection Score that checks the health of their online protection and provides simple steps to improve their security. 

Think about theft and loss as well 

Beyond online protection software, is remote locking and wiping of devices. We’ve mentioned physical loss and theft of devices as a significant security issue. Many laptops and mobile devices offer location tracking services to help locate a lost device—and yet others allow the owner to remotely lock or even wipe the contents of that device if they fear it’s lost for good or fallen into the wrong hands.  

Showing employees how to enable and use these features can further protect all parties involved in such a worst-case scenario. Apple provides iOS users with a step-by-step guide for remotely wiping devices and Google offers up a guide for Android users as well. For laptops, Microsoft and Apple users can enable the following settings:  

  • Windows: Enable in Settings > Update & Security > Find my device 
  • macOS: Setup iCloud on your device. Enable via Settings > Your Name > iCloud > Find My Mac 

Online protection—good for employees, good for business 

By providing employees with comprehensive online protection that complements the security measures the company already has in place, they get the benefit of a far safer time online for themselves. Potentially their families as well. In turn, because they’re more secure, the business is more secure—an important point to consider when millions are still working from home on their BYOD devices.  

The post WFH Unprotected: How Organizations Can Keep Their Employees and Their Business Safer appeared first on McAfee Blog.

This World Password Day, Here’s How a Password Manager Can Simplify Your Life

By McAfee

Passwords: we entrust our most important data to these strings of letters, numbers, and special characters. So, we should make sure our passwords are words or phrases that we can easily remember, right? While this might be the most convenient option,  there are more secure ways to digitally lock up your most sensitive personally identifiable information (PII). In celebration of World Password Day, we’re diving into how you can practice top-notch password security without compromising convenience.1  

The Nature of the Password 

Over the years, the password has remained a good first line of defense against cyberattacks. However, most of us tend to choose passwords based on memorable things from our lives, like family names or our pets’ birthdays. As it turns out, these details are easy for hackers to find on social media sites like Facebook or LinkedIn. It’s also human nature to opt for convenience, and for many people that means  setting easy-to-remember and easy-to-guess passwords. Plus, out of convenience, people often reuse passwords across multiple accounts and services. The downside is that if one account becomes compromised, all accounts become compromised. 

As an alternative to single-word passwords, many security experts advocate for passphrases over passwords. Passphrases are longer strings of words and characters that are easier for you to remember and harder for nefarious software and cybercriminals to guess than random strings of upper and lowercase letters, numbers and symbols. But, according to a study, the average American internet user was projected to have 300 online accounts by 2022.2 Can you imagine memorizing 300 different passphrases? We can all agree that sounds pretty unrealistic, so users tend to look for other solutions.  

Do You Save Your Password in a Browser?  

If the answer is yes, you may want to reconsider, as there are several risks associated with this practice. Although it’s convenient to have your browser save your passwords, they tend to do a lousy job of safeguarding your passwords, credit card numbers and personal details, such as your name and address. 

Let’s take Google Chrome, for example. Unlike most dedicated password managers, Chrome doesn’t use a primary password to encrypt all your credentials. (Note that some browsers do use one, and are therefore more secure, though you’ll still need to trust your browser provider.) This makes your Chrome-stored passwords relatively weak to “local” attacks. For example, if someone gets hold of—or guesses—your Windows password, they can then see all the logins stored in your browser’s password manager. 

Another consideration to note is that the security of all your accounts is tied to your browser account’s security. Let’s say you use the sync option to make your credentials available on all your devices. This means that logins are stored in the cloud and, though encrypted, if someone manages to hack into your browser account, they will gain access to all your logins.  

Keep Your Accounts Secure Without Compromising Convenience 

What can you do to help ensure your online profiles are kept safe without spending hours managing a complex list of passwords? Here are some easy ways to lock down your digital life without sacrificing convenience:  

Use a password manager to store unique, complex passwords for all your accounts 

A password manager is a software application that stores your passwords and other sensitive information. You can install it on computers or mobile devices and store all passwords in an encrypted file (or database). The best option is to use a password manager like McAfee True Key to store and create strong, random passwords for each site you visit. You’ll have one primary password that grants access to the rest of them—ideally, a long and random passphrase that you can remember. Once everything is set up, it should be seamless. As you log in to new sites, the password manager will offer to save your credentials for later use. 

Turn on two-factor authentication for every site that offers it 

One of the best ways to protect your accounts against unauthorized access is to turn on two-factor authentication for every site that offers it. Using two-factor authentication means a site will prompt you for a unique security code, in addition to your password, whenever you log in to an account for which you have enabled this feature.  

Two-factor authentication adds an extra layer of security by requiring another form of identification after you enter your username and password. Some services send a temporary passcode over text message. Others require the user to approve login attempts from new devices using an app. If someone steals your device or gains access to your account details, they’re out of luck unless they also have access to this second piece of information. Two-factor authentication is available on a wide range of websites and can help keep your accounts safe from would-be hackers, so you should always use it when available.  

Use a virtual private network (VPN) when out and about 

A VPN, or virtual private network, encrypts your data and masks your online behavior from snooping third parties. When you go to a website, your computer connects to the server where the site is hosted, and that website can see a certain amount of data about you and your computer. With a VPN, you connect to a private server first, which scrambles your data and makes it more difficult for digital eavesdroppers to track what you’re doing online. 

VPNs can provide users with greater peace of mind when on the go. Say you’re traveling on a business trip and need to connect to the Wi-Fi network provided by your hotel. Shifty characters often lurk on unprotected, free networks (such as those provided by hotels, coffee shops, airports, etc.) to lift PII from people handling sensitive emails, making banking transactions, or shopping online. McAfee Safe Connect VPN encrypts your online activity with bank-grade encryption to protect your data from prying eyes. With a premium paid plan, you can protect up to five devices at once and enjoy unlimited data protection.  

The Best of Both Worlds: Security and Convenience 

With your growing number of accounts all requiring passwords—emails, social media profiles, online banking—it’s no wonder that people tend to reuse passwords across multiple sites. This may be convenient, but it creates significant security risks if a suspicious actor manages to obtain one of your passwords and attempts to use it elsewhere. That’s why having strong passwords matters. 

Do yourself a favor and opt for a dedicated password manager that will auto-save and store your credentials for you, so you only have one password to remember. Who says security and simplicity can’t coexist?  

The post This World Password Day, Here’s How a Password Manager Can Simplify Your Life appeared first on McAfee Blog.

Instagram Hack Results in $1 Million Loss in NFTs

By McAfee

Imagine – your favorite brand on Instagram just announced a giveaway. You’ll receive a free gift! All you have to do is provide your credit card information. Sounds easy, right? This is a brand you’ve followed and trusted for a while now. You’ve engaged with them and even purchased some of their items. The link comes directly from their official page, so you don’t think to question it. Don’t fall prey to crypto scams, download reputable mobile security protection.

This is the same mindset that led to several Bored Ape Yacht Club (BAYC) NFTs being stolen by a cybercriminal who had hacked into the company’s official Instagram account. Let’s dive into the details of this scam.  

Sneaking Into the Bored Ape Yacht Club 

Bored Ape Yacht Club, the NFT collection, disclosed through Twitter that their Instagram account had been hacked, and advised users not to click on any links or link their crypto wallets to anything. The hacker managed to log into the account and post a phishing link promoting an “airdrop,” or a free token giveaway, to users who connected their MetaMask wallets. Those who linked their wallets before BAYC’s warning lost a combined amount of over $1 million in NFTs. 

Despite the large price tag attached to NFTs, they are often held in smartphone wallets rather than more secure alternatives. MetaMask, the crypto wallet application, only allows NFT display through mobile devices and encourages users to use the smartphone app to manage them. While it may be a good method for display purposes, this limitation provides hackers with a new and effective way to easily steal from users’ mobile wallets. 

BAYC does not yet know how the hacker was able to gain access to their Instagram account, but they are following security best practices and actively working to contact the users affected. 

N.F.T. – Not For Taking 

This scam was conducted through the official BAYC account, making it appear legitimate to BAYC’s followers. It is incredibly important to stay vigilant and know how to protect yourself and your assets from scams like these. Follow the tips below to steer clear of phishing scams and keep your digital assets safe:  

Ensure wallet security 

A seed phrase is the “open sesame” to your cryptocurrency wallet. The string of words is what grants you access to all your wallet’s assets. Ensuring that your seed phrase is stored away safely and not easily accessible by anyone but yourself is the first step to making sure your wallet is secure. 

Protect your privacy 

With all transactional and wallet data publicly available, scammers can pick and choose their targets based on who appears to own valuable assets. To protect your privacy and avoid being targeted, refrain from sharing your personal information on social media sites or using your NFT as a social media avatar. 

Look out for phishing scams 

Phishing scams targeting NFT collectors are becoming increasingly common. Be wary of any airdrops offering free tokens in exchange for your information or other “collectors” doing the same. 

Phishing scams tend to get more sophisticated over time, especially in cases like the Bored Ape Yacht Club where the malicious links are coming straight from the official account. It is always best to remain skeptical and cautious, but when in doubt, here are some extra tips to spot phishing scams: 

  • Is it written properly? A few spelling or grammar mistakes can be common, but many phishing messages will contain glaring errors that professional accounts or companies wouldn’t make. If you receive an error-filled message or promotion that requires giving your personal information, run in the other direction. 
  • Does the logo look right? Scammers will often steal the logo of whatever brand or company they’re impersonating to make the whole shtick look more legitimate. However, rarely do the logos look exactly how they’re supposed to. Pay close attention to any logo added in a message or link. Is the quality low? Is it crooked or off-center? Is it almost too small to completely make out? If yes, it’s most likely not the real deal. 
  • Is the URL legit? In any phishing scam, there will always be a link involved. To check if a link is actually legitimate, copy and paste the URL into a word processor where you can examine it for any odd spelling or grammatical errors. If you receive a strange link via email, hover over it with your mouse to see the link preview. If it looks suspicious, ignore and delete it. Even on mobile devices, you can press and hold the link with your finger to check out the legitimacy of the URL. 

As crypto and NFTs continue to take the world by storm, hackers and scammers are constantly on the prowl for ways to steal and deceive. No matter the source or how trustworthy it may seem at first glance, always exercise caution to keep yourself and your assets safe! 

The post Instagram Hack Results in $1 Million Loss in NFTs appeared first on McAfee Blog.

$625 Million Stolen in Latest Crypto Attack: 5 Tips on How to Use Digital Currency Safely

By McAfee

Cryptocurrency is all the rage these days and it doesn’t seem to be slowing down any time soon. As more people dive into the nitty-gritty of what blockchain is, how NFTs are traded, and the difference between Bitcoin and Ethereum, digital currency developers are finding new ways for people to engage with crypto. But as crypto continues to grow and become more profitable, hackers are simultaneously trying to find ways to get their hands on the coins. 

According to Markets Insider, one of the biggest crypto heists in history took place recently, resulting in roughly $625 million stolen.1 Here’s what you need to know about this crypto theft, and how you can stay protected when investing in digital assets. 

Under the Hood of the Ronin Crypto Heist 

Ronin, the blockchain underlying the play-to-earn crypto game Axie Infinity, revealed that a hacker stole 173,600 Ethereum (currently worth around $600 million) and 25.2 million USDC (a cryptocurrency pegged to the U.S. dollar), resulting in a loss of about $625 million in cryptocurrency. 

On March 29th, Ronin and Axie Infinity operator Sky Mavis revealed the breach and froze transactions on the Ronin bridge, which allows depositing and withdrawing funds from the company’s blockchain. This “side chain” contained nine validator nodes, or proof-of-stake tools, that confirmed and approved each transaction. At least five validator nodes are needed to approve each transaction. Sky Mavis oversaw five, and Axie Decentralized Autonomous Organization (or DAO) controlled four. However, Sky Mavis discontinued its agreement with the DAO in December but failed to revoke the DAO’s permissions. Due to this oversight, the hacker was able to take over the necessary amount of validator nodes to enable access to the cryptocurrency and make a break with it. 

According to experts, the use of these side chains rather than native blockchains leads to a rise in cryptocurrency vulnerabilities. Had Sky Mavis abandoned the side chains and stuck to the blockchains, it is likely that an attack of this magnitude could have been avoided. Rather than a cryptocurrency issue, this is more of a cybersecurity issue. 

Stay Protected From Crypto-Related Hacks 

If you are interested in getting into crypto, don’t let cyberattacks like this deter you! As a fairly new phenomenon, there are still many ways in which the crypto world needs to grow, adjust, and adapt to ensure that users can interact with it safely. In the meantime, if you are wanting to dive into the crypto economy but still have reservations, here are some tips to help you stay protected: 

1. Do your research

Whenever you decide to dive into something new, it’s always important to make sure you are knowledgeable about that thing, especially if it involves investing your money. Before jumping right into the crypto world, research each cryptocurrency, each blockchain, and any software you may use. Keep up with the news to stay informed on security breaches and pick up tips for which system you may want to engage in. Knowing the ins and outs of the crypto economy and its security protocols will solidify your decision of whether you want to join the crypto community and whether the benefits outweigh the risks. 

2. Secure your accounts

As with all online accounts, it’s important to use secure, unique passwords and two-factor authentication when creating and maintaining cryptocurrency logins. Hackers can access lists of passwords and logins via the dark web, so never reuse your passwords. Two-factor authentication requires a randomly generated passcode for entry that is only accessible to you, so cybercriminals will not be able to access your accounts. If your accounts are a pain for a hacker to try to get through, they will likely move on, keeping your account, your information, and your assets safe. 

3. Use a crypto wallet

For some added protection, store your assets in a crypto wallet. A crypto wallet is a software product or physical device that stores the keys to your cryptocurrency accounts. Crypto wallets allow you to transfer funds between crypto types and make transactions while keeping your investments protected. There are various types of cryptocurrency wallets, so do your research to find which one is best for you and your accounts. 

4. Check your accounts regularly

Develop a routine of checking in on your crypto accounts to keep an eye on any suspicious transactions. Keep up with news outlets so that if there does happen to be a breach, you can make a timely report of any losses you may have had. For some added security and protection, consider changing your login credentials. 

5. Be on the lookout for suspicious emails

Hackers often use social engineering to enact cyberattacks like these. This includes targeting users’ emails or using phishing to gain access to these accounts. When receiving emails, be wary of addresses that seem slightly off, odd spelling and grammar mistakes, and any links or attachments added to the message. Being cautious and alert when you are online is an important step to ensuring your account safety. 

As the world of crypto continues to evolve and more people get involved, cybercriminals are itching to take advantage. However, that is no reason to avoid getting into the crypto economy. If you decide to try your hand at digital currencies, make sure you are doing your research, staying up to date on what is happening in the crypto news, and remaining vigilant when it comes to your online safety. 

The post $625 Million Stolen in Latest Crypto Attack: 5 Tips on How to Use Digital Currency Safely appeared first on McAfee Blog.

What the FBI Wants You to Know About the Latest Phishing Scheme

By McAfee

What’s worse than a surprise call from a law enforcement official telling you to pay a fine or be forced to serve time? Providing your personal information and paying that fine only to find out that it was all a scam. You didn’t miss jury duty; you didn’t commit a crime — you were just tricked into thinking that you did. 

Sound unbelievable? It’s more likely than you’d think. 

Who Are You Calling Criminal, Criminal? 

According to ZDNet1, the FBI released a warning about scammers impersonating government officials or law enforcement agencies to steal personal information and money from unsuspecting people. 

After acquiring phone numbers and names from real users, scammers use fake credentials from well-known law enforcement agencies to contact victims. Under the guise of these officials, scammers claim that the user’s identity was used in a crime and ask them to provide their social security number and date of birth for verification. The fraudsters will also call or text about apparently missed jury duty, missed court dates, warrants out for arrest, or other local fines that require payment to be solved. 

These criminals demand payment in multiple forms, but the most common are prepaid cards, wire transfers, and cash sent through mail or through cryptocurrency ATMs. If victims do not pay these fines or provide their personal information, the scammers in disguise will threaten them with potential prosecution or arrest. 

How to Identify Phishing Scams Over the Phone 

The FBI states that no law enforcement agency will ever contact you asking for money, but if you’re still unsure whether you’re being scammed, here are a few more phishing tips that can help: 

Confirm the source 

Unsolicited phone calls or texts are best avoided altogether or confirmed with a second source. Verify the caller’s identity with the organization they claim they represent. Ask for a name and position and make it clear you will be following up to verify their identity. 

Keep personal information private 

Do not reveal any personal or financial information over the phone, through text, or through a link provided in a text message. 

Lack of personalization 

Generic greetings that do not address you by name, especially when asking you to verify your identity or pay a fine, are a definite indicator that you may be being scammed. 

Spelling and layout 

Any strange grammar or spelling mistakes in a text message can be signs that this is someone impersonating an official agency, company, or higher-up to scam you. 

How to Identify Other Types of Phishing Scams 

Although scammers try to trick users over the phone, phishing scams can also happen over email. In addition to the tactics mentioned above, here are some extra tips on how to detect and avoid phishing emails: 

A sender address that’s just a bit off 

Cybercriminals will often impersonate well-known brands or individuals by using fraudulent email addresses with just a few alterations of letters or characters. An example is an email address that appears as “bank0famerica.con.” 

Hyperlinks 

If you receive a message or email with a link, hover over the link without clicking on it. This will allow you to see a link preview. If the URL looks suspicious or doesn’t match up with the content in the email, do not interact with it and delete the entire message. 

Attachments 

Be cautious of any attachment in an email. Scammers often use attachments as a sneaky way to deliver viruses and malware onto unsuspecting people’s devices. 

Protect Yourself From Phishing Attacks 

Phishing scams can be deceitful, especially with the added pressure of a seemingly real (but definitely fake) government official or law enforcement agency accusing you of breaking the law. However, by following the tips outlined above, you’ll be able to spot these scams from a mile away and stay safer online! 

The post What the FBI Wants You to Know About the Latest Phishing Scheme appeared first on McAfee Blog.

Cold Wallets, Hot Wallets: The Basics of Storing Your Crypto Securely

By Lily Saleh

If you’re thinking about crypto, one of the first things you’ll want to do is get yourself a good wallet.  

Topping the several important things a new cryptocurrency investor needs to think about is security. Rightfully so. Cryptocurrency is indeed subject to all kinds of fraud, theft, and phishing attacks, just like the credentials and accounts we keep online.  

But here’s the catch. Lost or stolen cryptocurrency is terrifically difficult to recover. By and large, it doesn’t enjoy the same protections and regulations as traditional currency and financial transactions. For example, you can always call your bank or credit card company to report theft or contest a fraudulent charge. Not the case with crypto. With that, you’ll absolutely need a safe place to secure it. Likewise, in the U.S. many banks are FDIC insured, which protects depositors if the bank fails. Again, not so with crypto. 

So, when it comes to cryptocurrency, security is everything. 

What makes crypto so attractive to hackers? 

Cryptocurrency theft offers hackers an immediate payoff. It’s altogether different from, say, hacking the database of a Fortune 500 company. With a data breach, a hacker may round up armloads of personal data and information, yet it takes additional steps for them to translate those stolen records into money. With cryptocurrency theft, the dollars shift from the victim to the crook in milliseconds. It’s like digital pickpocketing. As you can guess, that makes cryptocurrency a big target. 

And that’s where your wallet will come in, a place where you store the digital credentials associated with the cryptocurrency you own. The issue is doing it securely. Let’s take a look at the different wallets out there and then talk about how you can secure them. 

Hot wallets and cold wallets for crypto 

Broadly, there are two general categories of wallets. First, let’s look at what these wallets store. 

A wallet contains public and private “keys” that are used to conduct transactions. The public key often takes the form of an address, one that anyone can see and then use to send cryptocurrency. The private key is exactly that. Highly complex and taking many forms that range from multi-word phrases to strings of code, it’s your unique key that proves your ownership of your cryptocurrency and that allows you to spend and send crypto. Needless to say, never share your private key.  

With that, there are two ways to store your keys—in a hot wallet or a cold wallet. 

 

Hot Wallets: 

 

  • These wallets store cryptocurrency on internet-connected devices—often a smartphone, but also on computers and tablets—all of which allow the holder to access and make transactions quickly. 

 

  • Think of a hot wallet as a checking account, where you keep a smaller amount of money available for day-to-day spending, yet less securely than a cold wallet because it’s online. 

  

Cold Wallets: 

 

  • These wallets store cryptocurrency in places not connected to the internet, which can include a hard drive, USB stick, paper wallet (keys printed on paper), or physical coins. 

 

  • Think of the cold wallet like a savings account, or cold storage if you like. This is where to store large amounts of cryptocurrency more securely because it’s not connected to the internet. 

Hot wallets for cryptocurrency 

As you can see, the benefit of a hot wallet is that you can load it up with cryptocurrency, ready for spending. However, it’s the riskiest place to store cryptocurrency because it’s connected to the internet, making it a target for hacks and attacks.  

In addition to that, a hot wallet is connected to a cryptocurrency exchange, which makes the transfer of cryptocurrencies possible. The issue with that is all cryptocurrency exchanges are not created equal, particularly when it comes to security. Some of the lesser-established exchanges may not utilize strong protocols, likely making a target for attack. Even the more established and trusted exchanges have fallen victim to attacks—where crooks have walked away with millions or even hundreds of millions of dollars 

Cold wallets for cryptocurrency 

While the funds in cold wallets are far less liquid, they’re far more secure because they’re not connected to the internet. In this way, cold wallets are more vault-like and suitable for long-term storage of larger sums of funds. But cold wallets place a great deal of responsibility on the holder. They must be stored in a physically secure place, and be backed up, because if you lose that one device or printout that contains your cryptocurrency info, you lose the cryptocurrency altogether. Within the cold wallet category, there are a few different types: 

1. Purpose-built cryptocurrency storage devices 

Several manufacturers make storage devices specifically designed to store cryptocurrency, complete with specific features for security, durability, and compatibility with many (yet not always all) of the different cryptocurrencies on the market. An online search will turn up several options, so doing your homework here will be very important—such as which devices have the best track record for security, which devices are the most reliable overall, and which ones are compatible with the crypto you wish to keep.  

2. Hard drives on a computer or laptop 

Storing cryptocurrency information on a computer or laptop that’s disconnected from the internet (also known as “air-gapped”) is a storage method that’s been in place for some time. However, because computers and laptops are complex devices, they may be less secure than a simpler, purpose-built cryptocurrency device. In short, there are more ways to compromise a computer or laptop with malware that a determined hacker can use to steal information in some rather surprising ways. (Like noise from a compromised computer fan passing information in a sort of Morse Code or generating electromagnetic signals on a compromised computer that nearby devices can use to skim information.) 

3. Paper wallets 

Ah, good old paper. Write down a code and keep it secure. Simple, right? In truth, creating a paper wallet can be one of the most involved methods of all the cold storage options out there. Bitcoin offers a step-by-step walkthrough of the process that you can see for yourself. Once done, though, you’ll have a piece of paper with a public address for loading cryptocurrency into your paper cold wallet, along with a private key. One note: Bitcoin and others recommend never reusing a paper cold wallet once it’s connected to a hot wallet. You should go through the process of creating a new cold paper wallet each time.  

4. Physical coins for cryptocurrency 

Physical coins are a special case and are relatively new on the scene. They’re a physical coin minted with a tamper-resistant sticker that indicates the actual value of the coin. Like other methods of cold wallet storage, this calls for keeping it in a safe place, because it’s pretty much like a wad of cash. And like cash, if it’s stolen, it’s gone for good. Also note that a cryptocurrency holder must work with a third party to mint and deliver the coin, which has its own costs and risks involved. 

Securing your cryptocurrency wallet 

With that look at wallets, let’s see what it takes to secure them. It may seem like there’s plenty to do here. That’s because there is, which goes to show just how much responsibility falls on the shoulders of the cryptocurrency holder. Of course, this is your money we’re talking about, so let’s dive into the details. 

1. Back up your wallet

Whatever form your storage takes, back it up. And back it up again. Cryptocurrency holders should make multiple copies just in case one is lost, destroyed, or otherwise inaccessible. For example, one story that’s made the rounds is of a IT engineer in the UK who accidentally threw away an old hard drive with his cryptocurrency key on it, one that held 7,500 bitcoins, worth millions of dollars. Redundancy is key. Back up the entire wallet right away and then often after that. 

2. Store your wallet(s) securely

With redundant backups in place, store them in places that are physically secure. It’s not uncommon for crypto holders to use fireproof safes and safe deposit boxes at banks for this purpose, which only highlights the earlier point that a wallet is as good as cash in many ways. 

3. Use online protection software

This will help prevent malware from stealing crypto, whether or not your device is connected to the internet. Comprehensive online protection software will give you plenty of other benefits as well, including identity theft monitoring and strong password management, two things that can help you protect your investments, and yourself, even further. 

4. Update your operating system, apps, and devices

Updates often address security issues, ones that hackers will of course try to exploit. Keep everything current and set automatic updates wherever they are available so that you have the latest and greatest. 

5. Make use of multi-factor authentication (MFA) where possible

Just as your bank and other financial accounts offer MFA, do the same here with your crypto. Some extra security-conscious crypto investors will purchase a device for this specific purpose for yet greater protection, such as a separate phone with texting capability. This keeps their crypto transactions separate from the multitude of other things they do on their everyday smartphone, effectively putting up a wall between these two different digital worlds.  

6. Keep your investments to yourself

 Two things fall under this category. One, the less you say about the crypto investments you make, the less word gets around, which can help keep hackers out of the loop. Particularly on social media! Two, consider setting up a unique email account that you only use for crypto. The less you associate your crypto accounts with other financial accounts like your banking and online payment apps, the more difficult it is to compromise several accounts in one fell swoop.  

7. Watch out for phishing scams

Just like hackers send phishing emails with an eye on accessing your bank accounts, credit cards, and so on, they’ll do much the same to get at your crypto accounts. The target may be different, that being your crypto, but the attack is very much the same. An email will direct you to a hacker’s website, using some sort of phony pretense, get-rich-quick-scheme, or scare tactic. Once there, they’ll ask for private key information and then simply steal the funds. And it’s not just email. Hackers have used online ads to phish for victims as well. 

Crypto: security is on you 

As you can see, these security measures rely almost exclusively on you. If something happens to you, that could make recovering your funds a real problem. Consider reaching out to someone you trust and let them know where you’re storing your wallets and information. That way, you’ll have some assistance ready in the event of an emergency or issue. 

The very things that define cryptocurrency—the anonymity of ownership, the lack of banking institutions, the light or non-existent regulation—all have major security implications. Add in the fact that you’re your own safety net here and it’s easy to see that crypto is something that requires plenty of planning and careful through before diving into. Getting knowledgeable about security, how you’ll protect your crypto, should absolutely top your list before investing.  

The post Cold Wallets, Hot Wallets: The Basics of Storing Your Crypto Securely appeared first on McAfee Blog.

Lock Down & Level Up: Protect Your Online Gaming from Hackers

By Lily Saleh

As a gamer, you love the stuff you’ve racked up over the years—that rare Fortnite skin from six seasons ago, a complete set of Tier 20 armor in World of Warcraft, or a Steam account loaded with your favorite titles. Hackers love it too. Because they can make money off it. 

Hackers have been stealing and reselling online gaming accounts for some time now. Yet the recent 400 percent rise in online gaming theft shouldn’t come as a surprise, particularly as so many of us turned to games for entertainment lately. As people leveled up, gathered loot, and filled their libraries with games in the cloud, hackers saw the opportunity.  

The opportunity is this: gaming accounts have a street value. The virtual items and perks we acquire through gaming take time, effort, participation, and sometimes just good luck to build up. In a way, we’ve worked hard to earn our fun. Meanwhile, others out there are willing to take a shortcut. There are those who’ll pay for a well-stocked gaming account that someone else has built up, and hackers are more than willing to hijack accounts from innocent victims and sell them online. 

Put simply, the virtual goods in your gaming accounts are like any other good. They have value. And just like anything else you value, they’re worth protecting. That’s exactly what we’ll help you do here.  

Sanctioned markets, gray markets, and dark markets: Where gaming goods are sold 

First up, let’s take a quick look at the different ways digital goods get moved and sold out there—just to get a sense of the marketplaces that have cropped up around gaming and where hackers fit into the mix. 

And there are several. Over the years we’ve seen all kinds of gaming marketplaces crop up, whether they’re sanctioned marketplaces built inside of online games, gray marketplaces that exist outside of games, and dark marketplaces where stolen accounts and goods are exchanged. 

1. Sanctioned marketplaces 

As a gamer, you’re likely familiar with any number of sanctioned auction houses and marketplaces that are built right into online games, all designed and supported by the game’s developers. A classic example is the long-running auction house in World of Warcraft where players can buy and sell items with in-game currency, the World of Warcraft gold piece. And as marketplaces can go, the rarer and more coveted the item, the higher the price the seller can get for it. In fact, there are plenty of articles on how to play the markets for profit, in a quasi-stock market-like fashion, and all within the legitimate boundaries of the game.  

In recent years, we’ve also seen the rise of in-game currencies that players can purchase for cash, again by design and with the support of the developer. A couple of examples are the World of Warcraft Tokens and Minecraft tokens and coins. What you can do with such tokens and coins varies from game to game, yet players can use them to acquire in-game currency, items, or paid to play time. 

Increasingly common are in-game stores that allow players to purchase items and perks with cash, just like any other online store. Taken together with all the other ways a player can round up items in a game, it’s easy to see how a gamer’s account can grow into something somewhat unique and valuable over time, simply by playing and participating in the game. 

2. Gray market “boosters” and other services for cash 

With the time it takes for a player to level up a powerful character and acquire the items that can come along with it, there are out-of-game organizations that will, for a fee, do that work for a player in return for payment. Essentially it involves a player starting a gaming account, rolling up a character, and then handing over the account to a “booster” who will play the game on the owner’s behalf. When the agreed-upon level is reached, the booster hands back the character to the owner. 

Of course, there are all kinds of potential problems with this. Strictly from a security standpoint, this means an account owner is handing over their credentials to a stranger, with no real guarantee that this stranger simply won’t change the account password, never hand back the account, and simply walk away with any funds that may have been paid upfront. 

Further, “boosting” and other similar services may be against the user agreement the player signed when joining up for the game. For example, World of Warcraft recently updated its policy, stating that they now, 

[P]rohibit organizations who offer boosting, matchmaking, escrow, or other non-traditional services, including those offered for gold. World of Warcraft accounts found to be in violation of this policy are subject to account actions. These actions can include warnings, account suspensions and, if necessary, permanent closure of the disruptive World of Warcraft account(s).  

So while “boosting” services may not be illegal themselves, they can run counter to user agreements and may lead to cases of fraud when a booster service fails to fulfill its commitment or simply locks a player out of their own account. 

3. Dark market sale of stolen gaming accounts and goods 

Then there’s the theft and resale of online game accounts, clear examples of digital goods illegally changing hands. Stolen accounts make their way into dark web marketplaces and ads on chat platforms and social media, thanks to hackers who’ve cracked previously legitimate accounts and then packaged them up for sale. In some instances, cybercriminals will sell entire game collections, such as online gaming platform accounts where gamers may have purchased and have access to dozens and dozens of games stored in the cloud. 

The method behind this theft is much like a credit card or bank account hack. Often using credentials lifted from a data breach, hackers will take known usernames and passwords and feed them into a credential stuffing application—which can then attempt to access hundreds, even thousands, of accounts through automated login requests.  

Given that many users out there use the same passwords across their accounts makes them an easy target for this practice and can reap a large harvest of cracked accounts. From there, the account can be accessed, have its password changed, and then made ready for advertising and sale, where an account can be resold for a few dollars, or for potentially thousands depending on what the account contains.  

Protecting your online gaming account from getting hacked 

There’s plenty you can do. A few simple steps on your part can drop some serious roadblocks in the way of a hacker who’s looking to crack your account or target you for a scam. 

1. Passwords, passwords, passwords

Each of your accounts should have its own strong, unique password. No repeats. And if you have some sixty-plus accounts across all the shopping, banking, gaming, and forum posting you do, not to mention your apps, that sounds like a lot of work. Because it is. Although it doesn’t have to be. A password manager can do the work for you by creating and storing strong, unique passwords for you. 

2. News of a data breach? Change your password

Data breaches happen all the time now, striking businesses both large and small. If a business or organization where you have an online account gets breached, change your password right away. Related to the above, make sure the passwords across your other accounts are strong and unique. It’s not uncommon for hackers to try breaching passwords in other accounts, all in the hope that the victim is using the same or a similar password on other accounts as well. 

3. Multifactor your defense

Several gaming services offer multi-factor authentication (MFA) as a means of protecting accounts. In addition to requiring a username and password to log in, MFA further verifies account activity by sending a unique code to the email address or text to a device you own, which makes gaining illegal access that much tougher for hackers. Some gaming platforms even support an authentication app, such as the Battle.net Authenticator, offered by Blizzard. In all, the occasional extra clicks required by MFA can really save you some massive headaches by preventing theft. If you have MFA as an option, strongly consider using it. 

4. Don’t feed the phish  

Phishing attacks have made the jump from email to bogus ads on social media and in search too. In short, a phishing attack involves the hacker posing as a well-known company or organization with the intent of fooling you into providing your username and password. With that, they can drain your account, whether it’s money from your bank account or goods in your gaming account. Spotting phishing attacks can call for a sharp eye nowadays because some hackers can make the phishing emails and sites they use look like the real thing. Comprehensive online protection software will include web protection that can spot bogus links and sites and warn you away from them, even if they look legit. 

5. Watch out for “spearphishers”, too

Spearphishers are a special sort, in that they make more targeted attacks. While a phisher will send out an email blast or attempt to rope in a high volume of victims with an ad, a spearphisher will send a direct message to specific, potential victims. You may have seen or heard of this in massively multiplayer online games where an otherwise unknown player sends a message to another with a link to a website, complete with the promise of loot, in-game currency, or services to level up characters. Ignore and don’t visit that link. Chances are it’s a scammer, or at least someone who may be breaking the game’s user agreement by offering such services.  

6. Mods and malware

Whether you’re downloading a mod, an expansion, or a new game itself, go with a reputable online store or source. Hackers will drop malware into all kinds of files and applications, games included. Given that such malware could log keystrokes that steal login info, inject ransomware code to hold your device and data hostage, or simply wreak havoc on your files and things, it can have implications for more than just your gaming accounts and the virtual assets you have with them. 

Play defense 

Hackers know there’s good money in gaming accounts. They wouldn’t bother with them otherwise. Realizing that your gaming account has value is the first step to protecting it. 

In addition to taking the steps above, consider comprehensive online protection software. It offers defense in breadth and depth, covering everything from device security, privacy, and identity protection. However, if you want an even faster and safer gaming experience, gamer security is worth looking into. In addition to strong security features, it also offers performance-enhancing technologies that prioritize system resources and keep your gameplay going smooth. 

In all, keep in mind that gaming accounts are serious business for hackers. Put up your defenses. Then get out and enjoy yourself, knowing that you have made it far, far tougher for them to ruin your fun. 

The post Lock Down & Level Up: Protect Your Online Gaming from Hackers appeared first on McAfee Blog.

It’s World Backup Day! Here’s How You Can Preserve Your Files

By McAfee

Let’s play a game. Go to the Photos app on your phone and look at the total number of videos and images on your device – all those precious memories of family vacations, clips from your favorite concert, and countless snapshots of your furry companion. Next, open your laptop or desktop and check to see how many documents you have saved — perhaps all the research reports you have saved to defend your graduate thesis or an important slideshow you’re presenting to your boss on Monday. If you had to guess, would you say the total number of these various pieces of data is into the thousands? Now imagine if all this data was suddenly gone. What would you do?  

You might be thinking, “That will never happen to me.” However, this situation is more common than you think. More than 60 million computers will fail worldwide this year, and over 200,000 smartphones are lost or stolen every year. That’s why we’re celebrating World Backup Day by sharing how you can properly back up your files and find peace of mind knowing that your data is safe and sound.  

What Are Backups and Why Are They Important? 

A backup is a separate copy of your important and sentimental digital files and information. Storing all that data in one place, like a personal computer or smartphone, can prove unsafe. Creating another copy of that data through a backup will ensure that it’s stored and kept safe somewhere else should your device get wiped or stolen. 

It’s important to recognize that data loss isn’t something that only happens to huge corporations or unsuspecting victims in spy movies. Everyone is susceptible to data loss or theft and backing up that data is an easy step to protect all your information and prevent cybercriminals from taking what isn’t theirs. 

Data Storage 101 

Data is one of the most important assets in the modern world. As we illustrated earlier, people collect countless files that contain valuable information they want to keep safe. Luckily, there are two common and inexpensive ways that a user can store their data and their ever-important backups.  

Cloud storage  

Although “the cloud” became a major buzzword years ago, its definition is still cloudy for some folks. The cloud exists in remote data centers that you can access via the internet. Any data you’ve uploaded to the cloud exists on dedicated servers and storage volumes housed in distant warehouses, often situated on campuses full of such warehouses. Data centers are owned by cloud service providers, who are responsible for keeping the servers up and running.  

To keep your data physically safe from theft and destruction, and to make sure it’s available whenever you want to access it, data centers run extensive cooling systems to keep the electronics from overheating and have at least one backup generator in case of power outages. But how do they make sure that this data is secure in the cybersphere? Cloud systems use authentication processes like usernames and passwords to limit access, and data encryption to protect data that is stolen or intercepted. However, it’s important to remember that passwords can be hacked. Typically, the service provider holds the encryption keys to your data, meaning that rogue employees could, theoretically, access it. Likewise, your data could also potentially be searched and seized by government entities. 

This begs the question: Trust or don’t trust? Because cloud storage companies live and die by their reputation, you can rest assured knowing that they go to great lengths to use the most advanced security techniques and provide the most reliable service possible. To help ensure the security of your data should you choose to store or back it up to the cloud, keep anything truly sensitive in a private cloud behind a firewall.  

External hard drive  

With an external hard drive, you can manually back up all your data and files yourself onto a physical device that you can access anytime. These drives are a reliable way to achieve data redundancy. An external hard drive doesn’t rely on internet access like cloud-based services and is an easy fix when transferring data to a new device. However, using external hard drives requires a more hands-on approach to backing up your data. It’s your responsibility to regularly perform backups yourself and store your hard drive in a safe location. While cloud solutions offer huge amounts of storage, storage space on hard drives are limited, so you may have to purchase more than one device. Look for an external drive with at least a terabyte of space to accommodate all your data, which tends to accumulate quickly. 

Kickstart Your Digital Spring Cleaning  

As you’re cleaning out your garage and tidying up your home, take the same care to do some digital spring cleaning this World Backup Day. Give your devices, apps, and online accounts a good decluttering and gain more peace of mind knowing that all your valuable data is stored in a safe, secure place … and that you have a backup in case something goes awry. Remember, proactivity goes a long way toward shoring up your cybersecurity and protecting your information.   

The post It’s World Backup Day! Here’s How You Can Preserve Your Files appeared first on McAfee Blog.

Smart Tips for Staying Safer Online

By McAfee

The recent WannaCry ransomware attack that infected more than 250,000 computers worldwide was a good reminder to everyone about staying vigilant when it comes to internet safety.

After all, many of us stay connected most of the time, whether it’s on our laptops or mobile devices, giving cybercriminals a wide range of opportunities to go after our personal and financial information, as well as our privacy.

The good news is that safeguarding your internet security, and preventing an attack like WannaCry, can be as simple as keeping your software up-to-date, and taking other preventative measures. The key is knowing which threats to look out for, and when you are taking potential risks.

Let’s start by talking about our mobile devices. Although many of us have been taught to look out for viruses and other threats on our computers, we don’t always realize that our mobile devices are just as vulnerable as our desktops.

The truth is dangerous links and downloads can be easily accessed using mobile browsers and email. And, our devices can open us up to new threats like malicious apps or text messages, designed to steal your information.

And if you think you’re protected from many online threats because you are an Apple user, think again. McAfee Labs found in its latest Quarterly Threat Report that malware exploiting the Mac operating system has grown exponentially.

Another instance where we often don’t realize we’re at risk is when we use technology while travelling or away from home. Connecting to public Wi-Fi networks can be dangerous because many of these networks do not take the necessary steps to protect your data from being accessed by cybercrooks. It’s just as risky to use public or shared computers since the bad guys will sometimes infect them with malware or spyware designed to steal your information.

Our heavy use of social media is another area where we face new threats. Although these sites are made for sharing, we tend to share too much of our private information, opening us up to identity theft, or even harassment. That’s why we need to safely guard information such as our home address, employer, phone number, and email. It’s also wise to change your social media privacy settings to “friends only.” When we open our networks up to people who we don’t know in real life, we also open the door to potential scammers.

These scammers love to distribute phishing attacks on social media and via email and text. Their goal is to trick you into revealing personal or financial information. Take, for instance, the recent “Google Docs” attack, in which scammers sent out fake emails that appeared to come from a trusted source, asking recipients to click on a link to open a Google document, with the hopes of gaining access to their email login and contact information.

Account login information is highly valuable to scammers, since it can potentially allow them to login into or guess your banking passwords, and other crucial financial or identity information. This is a good reason to opt for the highest security settings on all your accounts, such as multi-factor authentication. This security measure asks you to provide an additional piece of information other than your password to verify your identity, such as entering a unique code that is sent to your mobile phone.

There are a lot of threats that we all need to be aware of, but by taking basic precautions and staying vigilant about what you share online you will be much better protected from cybercrime.

Tips to keep you safe:

  • Keep on top of the latest threats so you know what to look out for.
  • Make sure you use comprehensive security software that protects both your computers and mobile devices, and keep the software up-to-date.
  • Turn on automatic updates on all your devices so your operating systems always have the latest security fixes.
  • Create unique, complex passwords using a combination of upper and lower case letters, numbers and symbols for all your critical accounts.
  • Turn on multi-factor authentication when available.
  • Never click on attachments or links sent by someone you don’t know. These often lead to malware or phishing scams.
  • Be careful when downloading mobile apps. Only download apps from an official app store, and read other users’ reviews first to make sure the app is safe.
  • Backup all your data on a regular basis, in case you need to wipe your device clean, or as a safeguard in response to ransomware. This way you can restore all of your information.
  • Be careful when posting on social networks. Never share key identity information, and select the highest security settings.
  • When away from home, avoid using public Wi-Fi and stick to websites that start with “HTTPS” instead of just “HTTP”, since they use extra security to protect your information. If you must use an unsecured network, protect your data by installing a personal VPN, which links you to a secure network over the internet.

Looking for more mobile security tips and trends? Be sure to follow @McAfee Home on Twitter, and like us on Facebook.

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What is Spyware?

By McAfee

No one likes the feeling that someone is looking over their shoulder when they work, shop or surf online. But this is just what crooks and scammers do without our knowledge using “spyware.”

Spyware is a piece of software that can covertly gather information on you. It can track the websites you visit and even record what you type on your keyboard, including passwords and credit card numbers.

So, now the bad guys don’t have to steal your wallet to get access to your personal and financial information. All they need to do is trick you into installing spyware on your computer or device. Or they could install it themselves on public or shared computers using a USB drive, or similar device.

One of the more common forms of spyware found on shared computers is called a “keylogger.” It can record everything you type and send it back to the cybercrook. That’s why you should avoid using shared computers in hotels or public libraries, since they can be easily compromised.
Most spyware masquerades as legitimate software, such as free games or mobile apps. In fact, researchers believe that over three years, 1 million Google Play users downloaded a single piece of spyware alone. It appeared to be an official “System Update” application, but actually monitored the users’ location information and text messages without their knowledge.

Spyware can also easily spread online in the form of dangerous links in emails, and on social media or torrent sites, which offer free access to online content. That’s why you need to be careful where you click.

Another common form of spyware is called “adware.” Adware is used to display advertisements on your computer, or redirect your search inquiries to an advertiser’s website. Although this isn’t as harmful as spyware designed to steal your information, it is still invasive and annoying.

Since spyware is so prevalent and potentially harmful, putting both your private information and privacy at risk, it’s important that you take steps to protect yourself.

Here are some tips to keep you safe:

  • Only visit trusted websites and be suspicious of sites offering “free” content or applications.
  • Be careful when downloading any software or mobile apps from the web. Read other users’ reviews first to make sure the product is safe. Also, read any licensing or service agreements carefully to see if the provider is accessing more information than it needs to.
  • Never leave your computer or devices unattended in public, since a cybercrook could potentially install spyware when you’re not looking.
  • Avoid clicking on online ads, since they could lead to adware.
  • Look out for anti-spyware scams. There are many phony “anti-spyware” tools online that offer free scans. They falsely detect multiple spyware programs on your computer to get you to buy their product.
  • Make sure you use comprehensive security software that includes spyware protection, and keep it up-to-date.

The post What is Spyware? appeared first on McAfee Blog.

How To Secure Your Online Life? Find Your Protection Score!

By Alex Merton-McCann

I am renowned for getting myself into big messes – particularly in the kitchen when I’m cooking up a storm. And I’m totally fine being alone: chopping, stirring and baking until it’s time to clean up! And that’s when the overwhelm hits – I know I should clean as I cook but I never do! So, what do I do? Rally the troops! Yes siree! There’s nothing like another set of eyes or hands to help one wade through the overwhelm – I’m sure that’s why I had 4 kids!! 

Online Life Can Be Messy Too! 

Many people tell me that they feel a similar way about their online life. They know they need to be doing more to keep themselves safe, but they are completely overwhelmed at where to start. With so much of our lives lived online, it’s not uncommon for one person to have over a hundred online accounts across multiple devices which makes it very hard to keep track of logins, data breaches, or security software.  

And research conducted by McAfee shows that consumers know they need to take steps to protect themselves with 74% of users concerned about keeping information private online and 57% keen to be in more control of their personal information. Not surprisingly, since the pandemic started 47% of online consumers feel unsafe compared to just 29% beforehand. 

Where to Start? Your Protection Score! 

So, to try and make this very overwhelming task that bit easier, McAfee has developed a new tool that allows you to find your own Protection Score. Think of your Protection Score like your credit score or sleep score except this one is a measure of your security online. The higher the score, the safer you are online. And the best part about the score is that helps users identify exactly where they need to pinpoint their focus to ensure they are as safe as possible online. Think of it as a set of experienced hands to help you wade through the overwhelm. 

How Does It Work? 

In less than a minute, the McAfee Protection Score will provide you with a pretty clear understanding of how safe you are online. Participants are given a mark between 0 and 1000 that is based on several factors: whether you have online protection and whether your details have been leaked in a security breach. Now, don’t be alarmed if your score is low because here’s the best bit – you will receive a list of exactly what you need to do to improve it and protect yourself from online threats! Phew – my competitive type A personality wouldn’t have coped if I was unable to fix it!  

Let me give you an example, when I signed up, I was alerted to the fact that my email address had been involved in a breach, yes – I’m very human! So, it helped me remedy this by taking me to the appropriate page where I could update my password, and then, bingo, my score (and online safety) improved!!  

And just to ensure you remain committed, every time you venture back to the Protection Score page, your results and action plan will be there waiting for you to ensure you stay on track and most importantly, to cut through that overwhelm! 

Now, in case you were wondering, McAfee’s Protection Score is a first for the cybersecurity industry but good news – they’ve promised it will continue evolving. They will continue to add more features and opportunities to personalize so you can ensure you are living life to the full online!! 

So, if you’re feeling overwhelmed at exactly what you need to do to get your online safety under control then McAfee’s Protection Score is exactly what you need. In less than a minute you’ll be able to get a clear understanding of where your online security sits and a personalized action plan so you can start addressing it right away! How good is that? 

Till Next Time, 

Alex 

The post How To Secure Your Online Life? Find Your Protection Score! appeared first on McAfee Blog.

The Big Reason Why You Should Update Your Browser (and How to Do It)

By McAfee

The humble internet browser. Dutifully taking you the places you want to go online, whether that’s the bank, the store, the movies, or even to work. All the more reason to make sure your browser gets every last bit of protection it can.

It’s easy to fire up your browser without a second thought. Arguably, it’s one of the first things many of us do when we hop on our computers. And because it’s often our literal window into important tasks like managing our finances, making payments, and so forth, hackers will absolutely target browsers in order to conduct their attacks. Whether it’s through vulnerabilities in the code that runs the browser, injecting malicious code into a browser session or any one of several other attack vectors, hackers will try to find a way to compromise computers via the browser.

What’s one of the best ways to keep your browser safe? In a word, update. By updating your browser, you’ll get the latest in features and functionality in addition to security fixes that can keep you safer out there.

Let’s take a closer look at what a safer browser is all about, how to update yours, and check out some additional things you can do to stay safer still.

Browser hacks go way back—and are here to stay

Just as long as there have been browsers, there have been security vulnerabilities and issues. Among the first documented cases, one of the most noteworthy goes back to 1995 when researchers at the University of California, Berkeley uncovered a security issue with the way the Netscape browser handled online payments. Today, news of potential browser exploits and follow-on security measures to remedy them still make the headlines all across several types of popular browsers.

The reality of the issue is that browsers, humble as they may seem to us, are complex applications made up of myriad smaller applications to handle all manner of tasks that create your overall web browsing experience. And where there’s code, there’s room for error. Errors that hackers will look to exploit until an update comes along and fixes them.

Browser plug-ins and extensions add extra features—and potential risks

Adding further functionality to your browser, and potentially further opportunities for hackers, are browser plug-ins and extensions. These are small apps that give your browser additional capabilities, like opening and editing documents, blocking ads, finding coupons, and even playing tabletop role-playing games in a browser as well. In short, there are thousands of them, often available in the various stores run by different browser developers.

Likewise, browser plug-ins and extensions can be prone to security issues just like the browser they’re installed in. Errors in their code may lead to exploits that hackers can take advantage of. Further, not all plug-ins and extensions are safe and secure to use. It’s not uncommon for malicious ones to turn up on third-party sites that steal user information, introduce malware, or that end up serving ads on a person’s computer, just to name a few of the nasty things they can do. Even official browser stores have had malicious plug-ins and extensions slip onto their shelves.

Lastly, even seemingly legitimate plug-ins and extensions can introduce privacy issues. Given that they’re on your browser and have been granted permissions to work with it, they could be collecting data—data which the developer may use, share, or resell. And it may be tough to know exactly what’s being collected and what’s being done with it. Yet like many smartphone app stores, browser stores are including links to developer privacy statements on the download page for the plug-ins and extensions they offer, giving people more insight into how their data is used. However, sometimes plug-ins and extensions get sold from one company to another where they not only change owners but privacy policies as well. In other words, that plug-in or extension on your computer may get sold to another company without your knowledge and subsequently decide to use your data in an entirely new way.

Given this landscape, there’s a clear case for updating your browser regularly, along with your plug-ins and extensions as well. Moreover, you might want to take a look at what plug-ins and extensions you’re running as well to ensure they’re secure and that they’re something you actually have use for.

Let’s take a look at how you can do all that.

So, do you keep your browser and extensions up to date?

Set up your browser to update automatically. This is relatively straightforward, and browser developers have pages that show you how it’s done. For example, sampling a few of the browsers out there:

As for updating your extensions, the browser developers have put together quick guides to help you what that too. The good news is that when you update your browser, your browser typically updates its associated plug-ins and extensions as well. However, note that your browser’s update cycle may not be in sync with the update cycle for your various plug-ins and extensions, so you may want to go in and update them on their own. These guides can help:

<h2>Take a look at your browser extensions—and see if you want them in the first place

What extensions am I even running? Now that’s a great question. And it’s not too tough to get the answer. In short, your browser’s menu will have an option that will give you an overview of what you have installed and which ones are enabled for use. Once more, each browser developer has their own way of going about this:

This is a good opportunity to give your extensions a hard look. Are they something you use? Are they something you want? Who developed that extension? What might they be doing with my data? Answering these questions may take a little work on your part—like searching for news, information, or reviews about the various extensions you have installed. If you don’t like what your research turns up, you can simply uninstall the extension in question.

A good general rule is this—the fewer apps and extensions you have, the fewer you have to update. Likewise, that’s ultimately fewer lines of code that may turn up a possible exploit. If it’s something you’re not using, consider getting rid of it.

<h2>Make your browser safer with web protection

Many browser-based attacks find their way to you through sketchy websites and downloads. Even ads that look legit but are not. As said before, hackers will try and find a way. One tool you can use to beat them at their game is browser protection, which helps prevent you from making that one wrong click that leads to malware.

In our case, we offer McAfee WebAdvisor, a lightweight app that helps keep you safe from threats while you browse and search the web. Specifically, it includes three types of protection that can help steer you clear of those sketchy websites and downloads.

It’s a free download, and it’s also included with our comprehensive online protection software. Either way, this provides you with yet another line of defense when it comes to browser-based attacks.

Protect your browser from hacks and attacks. Update.

That’s the big reason to update right there. Updates give you one more way to prevent attacks by fixing known security issues. It’s true for your operating systems, your apps, your games, what have you. All of them rely on sometimes complex code, code which can sprout exploits, ones that hackers will use. Count your browser in that mix as well. Updating your browser, plus its plug-ins and extensions will help keep you safer online.

The post The Big Reason Why You Should Update Your Browser (and How to Do It) appeared first on McAfee Blog.

How to Protect Yourself from March Madness Scams

By McAfee

It’s the month of top seeds, big upsets, and Cinderella runs by the underdogs. With March Madness basketball cranking up, a fair share of online betting will sure to follow—along with online betting scams. 

Since a U.S. Supreme Court ruling in 2018, individual states can determine their own laws for sports betting. Soon after, states leaped at the opportunity to legalize it in some form or other. Today, 30 states and the District of Columbia have “live and legal” sports betting, meaning that people can bet on single-game sports through a retail or online sportsbook or combination of the two in their state. 

If you’re a sports fan, this news has probably been hard to miss. Or at least the outcome of it all has been hard to miss. Commercials and signage in and around games promote several major online betting platforms. Ads have naturally made their way online too, complete with all kinds of promo offers to encourage people to get in on the action. However, that’s also opened the door for scammers who’re looking to take advantage of people looking to make a bet online, according to the Better Business Bureau (BBB). Often through shady or outright phony betting sites. 

Let’s take a look at the online sports betting landscape, some of the scams that are cropping up, and some things you can do to make a safer bet this March or any time.  

Can I bet on sports in my state, and how? 

Among the 30 states that have “live and legal” sports betting, 19 offer online betting, a number that will likely grow given various state legislation that’s either been introduced or will be introduced soon. 

 

Source: www.americangaming.org
Source: www.americangaming.org

If you’re curious about what’s available in your state, this interactive map shows the status of sports betting on a state-by-state level. Further, clicking on an individual state on the map will give you yet more specifics, such as the names of retail sportsbooks and online betting services that are legal in the state. For anyone looking to place a bet, this is a good place to start. This is further helpful for people who’re looking to get into online sports betting for the first time and is the sort of homework that the BBB advises people to do before placing a sports bet online. In their words, you can consider these sportsbooks to be “white-labeled” by your state’s gaming commission.

Source: www.americangaming.org
Source: www.americangaming.org

However, the BBB stresses that people should be aware that the terms and conditions associated with online sports betting will vary from service to service, as will the promotions that they offer. The BBB accordingly advises people to closely read these terms, conditions and offers. For one, “Gambling companies can restrict a user’s activity,” meaning that they can freeze accounts and the funds associated with them based on their terms and conditions. Also, the BBB cautions people about those promo offers that are often heavily advertised, “[L]ike any sales pitch, these can be deceptive. Be sure to read the fine print carefully.” 

Scammers and online betting 

Where do scammers enter the mix? The BBB points to the rise of consumer complaints around bogus betting sites: 

“You place a bet, and, at first, everything seems normal. But as soon as you try to cash out your winnings, you find you can’t withdraw a cent. Scammers will make up various excuses. For example, they may claim technical issues or insist on additional identity verification. In other cases, they may require you to deposit even more money before you can withdraw your winnings. Whatever you do, you’ll never be able to get your money off the site. And any personal information you shared is now in the hands of scam artists.” 

If there’s a good reason you should stick to the “white labeled” sites that are approved by your state’s gaming commission, this is it. Take a pass on any online ads that promote betting sites, particularly if they roll out big and almost too-good-to-be-true offers. These may lead you to shady or bogus sites. Instead, visit the ones that are approved in your state by typing in their address directly into your browser. 

Ready to place your bet? Keep these things in mind. 

In addition to what we mentioned above, there are several other things you can do to make your betting safer. 

1) Check the rep of the service.

In addition to choosing a state-approved option, check out the organization’s BBB listing at BBB.org. Here you can get a snapshot of customer ratings, complaints registered against the organization, and the organization’s response to the complaints, along with its BBB rating, if it has one. Doing a little reading here can be enlightening, giving you a sense of what issues arise and how the organization has historically addressed them. For example, you may see a common complaint and how it’s commonly resolved. You may also see where the organization has simply chosen not to respond, all of which can shape your decision whether to bet with them or not. 

2) Use a secure payment method other than your debit card.

Credit cards are a good way to go. One reason why is the Fair Credit Billing Act, which offers protection against fraudulent charges on credit cards by giving you the right to dispute charges over $50 for goods and services that were never delivered or otherwise billed incorrectly. Your credit card companies may have their own policies that improve upon the Fair Credit Billing Act as well. Debit cards don’t get the same protection under the Act. 

3) Get online protection.

Comprehensive online protection software will defend you against the latest virus, malware, spyware, and ransomware attacks plus further protect your privacy and identity. In addition to this, it can also provide strong password protection by generating and automatically storing complex passwords to keep your credentials safer from hackers and crooks who may try to force their way into your accounts. And, specific to betting sites, online protection can help prevent you from clicking links to known or suspected malicious sites. 

Make the safe(r) bet 

With online betting cropping up in more and more states for more and more people, awareness of how it works and how scammers have set up their presence within it becomes increasingly important. Research is key, such as knowing who the state-approved sportsbooks and services are, what types of betting are allowed, and where. By sticking to these white-label offerings and reading the fine print in terms, conditions, and promo offers, people can make online betting safer and more enjoyable. 

Editor’s Note: 

If gambling is a problem for you or someone you know, you can seek assistance from a qualified service or professional. Several states have their own helplines, and nationally you can reach out to resources like http://www.gamblersanonymous.org/ or https://www.ncpgambling.org/help-treatment/. 

The post How to Protect Yourself from March Madness Scams appeared first on McAfee Blog.

What Is a Crypto Wallet and How to Keep Your Wallet Secure?

By Vishnu Varadaraj

A-list celebrities and social media influencers are now adding their voices to the roar of other cryptocurrency fans asking you to join them in the investments of the future. It’s impossible to deny the grip cryptocurrencies have on the world today, for better or worse. In some industries, they speed the pace of business and for some, it’s a viable way to make ends meet and set up long-term investments. The cryptocurrency realm has also proven to be vulnerable to cybercriminals. For example, the Wormhole hack leaked $320 million, and cybercriminals have targeted crypto platforms with ransomware and mining app scams. 

Whether you’re already in the cryptocurrency game or are thinking about taking the plunge, here’s what you need to know about crypto wallets and tips on how to keep yours safe from cybercriminals. 

What Is a Crypto Wallet?

A cryptocurrency wallet, or crypto wallet, is a software product or a physical device that stores the public and private keys to your cryptocurrency accounts. Keys are strings of numbers and letters that encrypt and decrypt crypto transactions and secure crypto accounts. You can think of public keys as the routing and account numbers that appear at the bottom of paper checks. There’s not much a nefarious character can do with that information, and it’s totally normal to give that information to an acquaintance with whom you’re doing business. Private keys are like your online banking password or debit PIN. Those you must guard very closely because in the wrong hands, your hard-earned bank balance could disappear. A crypto wallet also allows you to transfer funds between crypto types and make transactions.  

What Are Some Types of Crypto Wallets?  

Here are a few basic types of crypto wallets to help you decide which type is right for you. 

Noncustodial vs. custodial

A non-custodial wallet means that you are the sole keeper of the keys to your crypto assets. If you forget your password, there’s no “forgot your password?” prompt to let you back in. While not having this safety net is a little nerve wracking, noncustodial wallets are considered the more secure option. You don’t have to worry about a security breach of a major corporation leaking your private key. If you’re responsible and confident that you’re prepared to look after your assets by yourself, this may be the best option for you. 

A custodial wallet is a little less secure, but you have a third party helping you log in and manage your crypto accounts. Custodial wallets are often web-based, and the biggest tick in their pro column is that they’re generally very easy to use. While reputable custodial wallets take security very seriously, the threat of a breach is always a possibility, especially as crypto accounts are appealing targets to cybercriminals. 

Hardware vs. software

Hardware wallets, also known as cold wallets, are devices you can fit in the palm of your hand. Most models are Bluetooth-enabled devices that look like small remote controls or are flash drives. The device is secured by a PIN that you should never write down or share with anyone else. Also, you should designate a safe and private spot to store your hardware wallet. Similar to a noncustodial wallet, you are solely responsible for keeping track of the device and remembering the PIN. If you lose it, your crypto accounts are locked, and there’s no locksmith to open them for you. As long as you keep track of it, hardware wallets are very secure. Most models are equipped with malware- and virus-proofing security features. 

Software wallets are downloaded and internet-connected mobile or desktop apps. They allow you to make transactions on the run, as you can access your crypto accounts from your phone. In that sense, they’re more convenient than hardware wallets. Additionally, software wallets have the same safety net as custodial wallets: if you lose your phone, forget your password, or require login assistance, the maker of the software can help you access your accounts. Software wallets are very secure when you enable their two-factor authentication login settings; however, since they connect to the internet, there’s always a chance a cybercriminal could break-in. Thus, hardware wallets are considered more secure than the software variety. 

How to Keep Your Crypto Wallet Safe 

Check out these tips to ensure your assets are safe and secure in your crypto wallet: 

  1. Check your accounts regularly. It’s imperative that you check your crypto wallet regularly to ensure that your accounts look in order and you can catch suspicious activity quickly. Crypto wallets and digital wallets are unlike the physical one you carry in your pocket or your bag, because when your physical wallet goes missing, you’re likely to notice it quickly. “Phone, keys, wallet” is a mantra most of us sing before walking out the door. Plus, everyone knows the immediate steps to take when a physical wallet goes missing: retrace your steps, put a hold on credit and debit cards, file for a new driver’s license. If you think something is amiss with your wallet, cancel any credit cards linked to your account, change your password immediately and set up two-factor authentication if you haven’t already.
  2. Set up two-factor authentication. Speaking of login security, always make sure you enable two-factor authentication. It is one of the best ways to deter a thief. If your device has biometric authentication, that’s even better. This means that only a scan of your face, voice, or fingerprint will open your accounts. 
  3. Know how to identify crypto wallet scams. Watch out for phishers who may be persistent in trying to gain access to your cryptocurrency accounts. If anyone by email, text, phone, or snail mail asks for your private key, ignore the correspondence and go on high alert. Never share your private key with anyone! Phishing attempts often use fear or excitement to trick people into divulging personal information, so don’t fall for messages masquerading as contests or as a crypto company that needs your private key to restore your accounts.

Explore Crypto Safely and Confidently

Cryptocurrency value is reaching galactic heights like the spaceships depicted in prime-time ads. Don’t feel pressured to hop aboard the crypto rocket, but if you do decide to jump on, make sure you do your research carefully and make the best decisions for your crypto goals. 

The post What Is a Crypto Wallet and How to Keep Your Wallet Secure? appeared first on McAfee Blog.

The IRS “Dirty Dozen” – Top Tax Season Scams to Steer Clear of This Year

By McAfee

Who loves tax season besides accountants? Scammers.  

Emotions can run high during tax time. Even if you’re pretty sure you did everything right, you may still have a few doubts kicking around. Did I file correctly? Did I claim the right deductions? Will I get audited? As it turns out, these are the very same anxieties that criminals use as the cornerstone of their attacks.   

So yes, crooks indeed love tax season. Particularly online. And they’ll bait your digital world with several proven types of scams in an effort to cash in on what can be a somewhat uncertain time. 

The good news is that you have plenty of ways to protect yourself from these scams. Let’s look at what scammers typically have in store, along with some practical advice to protect yourself as you file your taxes—things you can do to keep crooks out of your business this tax season. Don’t delay, download McAfee’s tax season security guide to avoid the latest tax scams.

The tax scam landscape 

First, know that you’re probably doing a good job with your taxes. Less than 2% of returns get audited and most discrepancies or adjustments can get handled easily if you address them promptly. 

Still, the wariness of the IRS and intricate tax laws makes for ripe pickings when it comes to hackers, who prey on people’s fear of audits and penalties. Common scams include fake emails, phone calls from crooks posing as IRS agents, and even robocalls that threaten jail time.  

What are crooks looking to do with their scams? Several things: 

  1. Steal account information – Scammers will often try to highjack account or financial information associated with credit cards and banks to steal funds and make purchases with the victim’s accounts. 
  2. File false returns – Scammers will also try and get their hands on personal information like Social Security Numbers, taxpayer ID numbers, and other unique information so that they can file false returns in the victim’s name and claim their refunds. 
  3. Commit identity theft – Scammers may then use this same personal information to open new credit lines and accounts in the victim’s name, as well as commit other forms of identity theft like assuming a victim’s identity to gain employment, housing, insurance, or a driver’s license. 

As if we didn’t have enough to worry about at tax time without crooks in the mix. 

The IRS Dirty Dozen: 12 tax-season scams 

Investigating the landscape even more closely, we can turn to the authority itself, as the IRS has published its most recent top 12 tax season scams, a broad list that includes: 

  • Phishing attacks 
  • Fake charities 
  • Threatening impersonator phone calls 
  • Social media fraud 
  • Refund Theft 
  • Senior Fraud 
  • Fraud targeting non-English speakers 
  • Unscrupulous return preparers 
  • “Offer in Compromise” mills 
  • Fake payments with repayment demands 
  • Payroll and HR scams 
  • Ransomware 

 

For a comprehensive look at each one of these scams, and for ways, you can steer clear of them, check our Guide to IRS & Tax Season Scams. However, there are some common threads to many of these scams. 

For starters, plenty of tax scams involve crooks posing as an IRS employee, perhaps via a phone call or email, to glean personal information from you, or to demand payment—sometimes under the threat of penalties or even jail time. Crooks won’t hesitate to use strong-arm tactics like these and play on your fears. The good news is that such tactics are typically a sign that the contact isn’t legitimate. In fact, a quick way to spot a scam is to know what the IRS won’t do when they contact you. From the IRS.gov website, the IRS will not: 

  • Initiate contact with taxpayers by email, text messages, or social media channels to request personal or financial information. 
  • Call to demand immediate payment using a specific payment method such as a prepaid debit card, gift card, or wire transfer. Mention of prepaid cards or wire transfer as a payment option is a surefire sign of a scam. 
  • Demand that you pay taxes without the opportunity to question or appeal the amount they say you owe. You should also be advised of your rights as a taxpayer. 
  • Threaten to bring in local police, immigration officers, or other law enforcement to have you arrested for not paying. The IRS also cannot revoke your driver’s license, business license, or immigration status. Threats like these are common tactics scam artists use to trick victims into buying into their schemes. 

What will the IRS do? Usually, the IRS will first mail a notification to any taxpayer who owes taxes. IRS collection employees might call on the phone or make an unannounced visit to your home or business. If they require payment, the payment will always be to the U.S. Treasury. Read about other ways to know what the IRS won’t do when they contact you. 

Other types of tax scams that crooks love to use 

Scammers won’t limit themselves to posing as the IRS. They’ll act as an imposter in several other ways as well. For example, they may pose as a popular do-it-yourself tax brand, a tax preparer, or even as a phony charitable organization that promises any donations you make are tax-deductible.  

Here, they may send you phony emails or direct messages or even ring you up with bogus telemarketing or robocalls designed to steal personal information. 

In the cases where the scammers reach you online, the emails and messages they send will vary in their tone and polish—in other words, how authentic they appear. Some will look nearly legitimate and cause even the most hardened of digital skeptics to click on a phony link or download a sketchy attachment. Others, well, will look clearly like spam, complete with spelling and grammatical errors, along with clumsy use of logos, layouts, and design.  

Taken together, both are ways that scammers get people to visit sites designed to compromise personal information … or to download malware like keyloggers that skim account passwords and ransomware that encrypt a victim’s files hold them hostage for a price.  

Social media attacks also made the IRS Dirty Dozen. In a social media attack, scammers harvest information from social media profiles and turn it against their victims. Per the IRS, because “social media enables anyone to share information with anyone else on the Internet, scammers use that information as ammunition for a wide variety of scams. These include emails where scammers impersonate someone’s family, friends, or co-workers.” 

With those personal details gleaned from social media, scammers will send phony links to scam sites, promote bogus charities, or flat-out ask for money or gift cards to “help them out” at tax time.  

Protecting yourself from tax season scams 

Keep your guard up for spammy messages and phishing attacks 

No question that bogus emails, messages, and phone calls remain a popular way for scammers to steal personal and financial information. Spam emails, messages, and the malicious links associated with them abound this time of year as well. It’s always to keep a critical eye open for these, and it’s particularly true during tax season.  

View all emails with attachments and links with suspicion, even if they appear to come from a person, business, or brand you know. Confirm attachments with the people you know before opening. And if you receive a message or alert about an account of yours, visit that company or organization’s website directly to enquire into the status of your account rather than taking a chance by clicking on a link that could send you to a phony website. 

File A.S.A.P. and check your credit report 

One way to protect yourself from an identity thief from claiming a return in your name is to file yours before they do. In fact, many victims of identity theft find out they’ve been scammed when they receive an IRS notification that their tax claim has already been filed. Simply put, file early. 

Here’s another tool that can help you fight identity theft. And get this: it’s not only helpful, but it’s also free. Through the Federal Trade Commission, you are entitled to a free copy of your credit report from each of the three major credit reporting companies once every 12 months. In this report, you can find inaccuracies in your credit or evidence of all-out identity theft.  

Keep in mind that you get one report from each of the reporting companies each year. That works out to three reports total in one year. Consider this: if you request one report from one credit reporting company every four months, you can spread your free credit report coverage across the whole year. 

Keep your social media profiles and posts close to the vest 

As with much of the guidance we offer around social media, one of the best ways to prevent such social media tax attacks is to make your profiles private so that only friends and family can see them. That way, scammers will have a far more difficult time reaching you. Moreover, consider paring back the information you share in your social media profiles, like your alma maters, birthday, mother’s maiden name, pet names—any personal information that a scammer may use to compromise your accounts or the security questions associated with them. 

Security software can protect you from fraud and theft too 

Protecting your devices with comprehensive online protection softwarecan help block the phishing emails and suspicious links that make up many of these tax attacks. Likewise, it can further protect you from ransomware attacks like mentioned above. Additionally, our online Protection Score looks for weak spots in your protection and helps you shore them up, such as if discovers that your info was compromised or part of a data breach. From there, it guides you through the steps to correct the problem. 

Further, consider online protection software that offers identity theft protection as well. A strong identity theft protection package offers cyber monitoring that scans the dark web to detect misuse of your personal info. With our identity protection service, we help relieve the burden of identity theft if the unfortunate happens to you with $1M coverage for lawyer fees, travel expenses, lost wages, and more.  

Think you’ve been a victim of a tax scam? 

The IRS offers steps you can take in the event you suspect fraud or theft. Their current resources include: 

  • Contacting the Treasury Inspector General for Tax Administration to report a phone scam. Use their “IRS Impersonation Scam Reporting” web page. You can also call 800-366-4484. 
  • If the scam relates to your state income taxes, report it to your state Attorney General’s office. 
  • Report phone scams to the Federal Trade Commission as well with the “FTC Complaint Assistant” on FTC.gov. They ask you to add “IRS Telephone Scam” in the notes. 
  • Reporting an unsolicited email claiming to be from the IRS, or an IRS-related component like the Electronic Federal Tax Payment System, to the IRS at phishing@irs.gov. 

Take a deeper dive on the topic of online tax scams 

As mentioned above, you can get even more up to speed on the different tricks hackers are using by downloading our Guide to IRS & Tax Season Scams. It’s free, and it offers more ways you can protect your identity and information this tax season and year ‘round. 

The post The IRS “Dirty Dozen” – Top Tax Season Scams to Steer Clear of This Year appeared first on McAfee Blog.

The Wearable Future Is Hackable. Here’s What You Need To Know

By McAfee

Quick mental math challenge: How many Apple Watches can you buy with $118 billion dollars? If you guessed around 296 million watches congrats, you’re smarter than the writer of this blog! We had to use a calculator. The point is that’s the predicted size of the US wearable market by 2028 according to a recent report. That means for as much wearable tech as we have in our lives already, even more, is on the way. 

If you own a piece of wearable tech it’s easy to understand why it’s so popular. After all, it can track our fitness, provide contextual help in daily life, and, in the case of hearing aids, even do cool things like sync with Bluetooth. As VR and AR gains a foothold who knows what other incredible tech might be headed our way by 2028? However wearable tech also comes with certain risks. The most prominent: cybercriminals potentially gaining access to your data. 

How can criminals gain access to your wearable data? 

The weakest link in the wearables space is your mobile phone, not the actual wearable device itself. That’s because wearables tend to link to your mobile device over a short-range wireless spectrum known as “Bluetooth.” This spectrum is used to send and receive data between your wearable device and your mobile. That makes your mobile a prime target for hackers. 

Most commonly, hackers gain access to the data on your mobile through malware-laden apps. These apps are oftentimes designed to look like popular apps, but with enough differences that they don’t flag copyright suspicion. 

What are they doing with my wearable data?

Hackers can use these malicious apps to do a variety of things from making phone calls without your permission, sending and receiving texts, and extracting personal informationall potentially without your knowledge. They can also, with the help of your wearable, track your location through GPS and record any health issues you’ve entered into your wearable. The point is: once they have permissions to your mobile device, they have a lot of control and a lot of resources. 

The hacker can then use this data to conduct varying forms of fraud. Need a special prescription from your doctor that happens to sell well on the black market? Well, so does the hacker. Going out for a jog in the morning? Good information for a burglar to know. These personal details just scratch the surface of information available for the taking on your mobile devices.

Beyond wearables and into the internet of things

These types of threats aren’t limited to wearables, however. The Internet of Things—the phenomenon of devices connected to the Internet for analysis and optimization—encompasses all sorts of other electronic devices such as washing machines and refrigerators that can put your data at risk as well. But these life-changing devices can be secured through education and industry standards. Two things we’re working on day and night. 

Defend your wearables and your personal information

  • Use a PIN. All of your mobile devices ought to have a personal identification number (PIN). This basic security method is a great way of dissuading casual hackers or thieves from stealing your data. 
  • Limit what you share. Most wearables don’t need access to every piece of information about you. You can lessen the likelihood of your wearable sharing sensitive information by only entering the information your wearable device requires. On the flip side, always double-check the permissions that the wearables app is requesting on your mobile device. Does it really need access to your location, camera roll, and address book? If not, be sure to alter these settings appropriately. 
  • Use identity protection. Identity protection can monitor your accounts online – accounts tied to your wearable – so you can receive alerts if that information has been compromised or found online. If it has, a service like McAfee’s Identity Protection Service may also provide insurance and loss remediation as well.

Of course, securing the weakest link in your wearables environment, your phone will go a long way towards keeping your data safe. But what happens when your computer, where you store backups of your smartphone, is compromised too? We’ve got you covered with McAfee LiveSafe™ service, our comprehensive security solution that provides protection for your entire online life. 

The post The Wearable Future Is Hackable. Here’s What You Need To Know appeared first on McAfee Blog.

Latest Crypto Vulnerability Leaks $320 Million: 3 Tips to Boost Your Crypto Confidence

By Vishnu Varadaraj

Cryptocurrency has boomed in the last several years, with beginners and experts alike jumping into the industry. It’s proven now to be more than a passing hobby or trend. Cryptocurrency is a way of conducting business and making money for people around the world.  

As the intrigue and interaction with crypto grows, cybercriminals are finding new ways to exploit the system. According to CNBC, a recent crypto hack resulted in the loss of over $320 million across two major blockchain networks. Here’s what you need to know about this latest breach, plus some tips on how you can protect your crypto assets. 

Down the Wormhole 

There’s more than one kind of cryptocurrency, and many users spread out their investments across various currencies and blockchain ecosystems. To link their activities, some crypto users employ a type of bridging software that can easily connect their different accounts. Wormhole is a popular bridge that allows users to freely move their tokens and NFTs between the Solana and Ethereum blockchains.  

In this recent crypto hack, a cybercriminal installed a bug that minted 120,000 fake currency on the Solana side of the Wormhole bridge. Then, the criminal transferred 120,000 counterfeit currency to the Ethereum side to claim Ethereum tokens. This resulted in the hacker gaining at least $251 million worth of Ethereum, nearly $47 million in Solana, and upwards of $4 million in USDC, a third type of cryptocurrency. 

The Wormhole team offered the hacker $10 million to return the stolen currency and explain how they executed the hack. Wormhole has since tweeted that they’ve restored all stolen funds and that the system is now back to normal. Experts think they have successfully reverse-engineered the exploit and suspect that the attacker gained access through bypassing the verify signature process. 

Staying Safe From Crypto Losses 

As cryptocurrencies continue to take the world by storm, it’s key that users learn how to engage with this emerging industry safely. Even though the Wormhole breach affected the crypto platforms and not individual users, this incident is a reminder to be diligent about your crypto safety. Check out these tips to help you protect your crypto investments: 

1. Do your research.

Like with any process that involves investing your own, hard-earned money, you should be diligent about researching every cryptocurrency, blockchain, and accompanying software you use. Never trust your money to a product or service that you’re not completely confident in their security protocols. Keep up with national and world news and crypto-specific news outlets to stay on top of the latest security breaches and to gather tips on which system may be the safest option for you. When jumping into cryptocurrency, make sure that any benefits outweigh the risks. 

2. Secure your accounts.

As with all your online accounts, protect your cryptocurrency logins with secure, unique passwords and two-factor authentication. Never reuse passwords, since it’s possible for wily cybercriminals to buy lists of login and password combinations on the dark web. Two-factor authentication often makes it impossible for anyone to break into your account, as it requires a randomly generated passcode for entry. Passcodes are often sent by text or through a smartphone application. Sometimes it’s difficult to remember all your passwords, so consider trusting them to a password manager, such as McAfee True Key. An online account locked behind a secure password and two-factor authentication will likely frustrate a cybercriminal and cause them to move along, keeping your account safe. 

3. Use a hardware wallet.

Add an extra layer of protection to your crypto assets with a hardware wallet. A hardware wallet stores private keys that are necessary to unlock your blockchain accounts. This device is compatible with various blockchains and helps back up and protect your investments, even if your device is compromised by malware or a phishing attack. Hardware wallets are often protected by PINs and a passphrase, so even if the device is lost or stolen, you can feel confident in the safety of your crypto accounts. 

4. Check your accounts regularly.

Make it part of your weekly routine to check in on your crypto account to ensure that there are no suspicious transactions. Keep the pulse on the news, so that whenever there’s a breach, you can make a timely report of any losses you may have experienced. Also, consider changing your login credentials to be on the safe side. 

Boost Your Crypto Confidence 

The only way to enjoy your cryptocurrency experience is to be confident in it. While the Wormhole loophole was almost impossible for a casual everyday user to predict, as long as you have a contingency plan and safeguards in place, you can be confident in your crypto activities. 

The post Latest Crypto Vulnerability Leaks $320 Million: 3 Tips to Boost Your Crypto Confidence appeared first on McAfee Blog.

How to Secure Your Digital Wallet

By Vishnu Varadaraj

The convenience of tapping your phone at the cash register instead of fumbling for loose change in your physical wallet is undeniable. Nearly 40% of Canadians used their mobile wallets more often in 2020 because of the perceived safety of contactless payment, according to one report.1 While digital wallets and tap to pay is becoming more widespread, you may wonder: what exactly is a digital wallet? Are they safe? 

A digital wallet, also known as a mobile wallet, is a smartphone app that stores your payment information and enables tap to pay at most point-of-sale terminals. A digital wallet is perfectly safe, as long as you guard your smartphone just as closely as you would your physical wallet. 

Here’s why you should secure your digital wallet and three tips to help you do so. 

Why You Should Secure Your Digital Wallet 

Think about what you store in your physical wallet: credit cards, debit cards, driver’s license, library cards, gift cards, cash. Now, imagine (or if you’ve been unlucky enough to lose your wallet in the past, think back to) the hassle that would ensue if someone stole your wallet or you misplaced it. Not only do you have to cancel your cards, notify your various banks, and wait for replacements, but the niggling worry that a stranger has access to your personally identifiable information (PII) will likely keep you up at night. 

Just like you store your wallet in your front pocket when about town and check your seat before leaving a taxi or a plane, look after your smartphone just as closely. Unlike a physical wallet, whose absence is noticed quickly, a digital wallet may be compromised by a cyber pickpocket without you knowing for a while. For example, the BBC reported that researchers found a potential shortcoming in Apple Pay’s Express Transit mode where cyber pickpockets could remotely access mobile wallets.2 Luckily, the researchers’ experiment is unlikely to occur in the real world, but it’s a reminder to everyone to check their monthly bank statements for suspicious transactions. Cybercriminals get smarter and bolder by the day, so it’s not unlikely that they’ll find and exploit a digital wallet shortcoming in the future. 

Follow these tips to help you use your digital wallet more confidently.  

Tips to Protect Your Digital Wallet

1. Set a unique passcode

Always protect your digital wallet with a passcode! This is the best and easiest way to deter cybercriminals. It’s best if this combination of numbers is different than the passcode to your phone. Also, make sure the numbers are random. Birthdays, anniversaries, house addresses, and the last digits of your phone number are all popular combinations and are crackable codes to a resourceful criminal.  

Better yet, if your mobile wallet app allows you to protect your account with facial recognition or a fingerprint scan, set it up! If your digital wallet proves difficult or impossible to enter, a cybercriminal may leave it for an easier target, keeping your PII safe. 

2. Update software regularly

Another way to secure your digital wallet is to make sure you always download the latest software updates. Developers are constantly finding and patching security holes, so the most up-to-date software is often the most secure. Turn on automatic updates to ensure you never miss a new release. 

3. Download digital wallet apps directly from official websites 

Before you swap your plastic cards for digital payment methods, make sure you research the digital banking app before downloading. Make sure that any app you download is through the official Apple or Android store or the financial institution’s official website. Then, check out how many downloads and reviews the app has to make sure you’re downloading an official app and not an imposter. While most of the apps on official stores are legitimate, it’s always best practice to check for typos, blurry logos, and unprofessional app descriptions to make sure. 

Be More Confident Online 

The digital era is an exciting time to make the most of the conveniences technology affords; however, constant vigilance is key to keeping your finances and PII private. Whether you’re looking for additional peace of mind or have lost your wallet, consider signing up for an identity monitoring service like McAfee identity protection. McAfee will monitor your email addresses and bank accounts and alert you to suspicious activities up to 10 months sooner than similar services. Are you curious about how secure your current online habits are? Check your Security Protection Score today and see what steps you can take to live more confidently online. 

1Canadian Payment Methods and Trends Report 2021 

2BBC News 

The post How to Secure Your Digital Wallet appeared first on McAfee Blog.

How We Can All Work Together For a Better Internet

By McAfee

Let’s face it – we would not be the same people we are today if it wasn’t for the internet. The internet has opened our eyes to so much information that we are privileged to have right at our fingertips. However, it’s important to remember that with so many individuals with access to the web, it can quickly become a place where rumors are spread, cyberattacks are cast, and misinformation arises. At McAfee, we are committed to protecting both you and your family.  Together, through education and online protection, we can work together to experience a better internet for everyone. On this Safer Internet Day, here are our top 5 recommendations: 

For Parents 

With a connected family, it’s important to pay attention to what your family members are connected to (IoT devices in the home, smartphones, tablets, etc.) and how they interact online. Maybe your son is an avid gamer, or your teenager is a social media mogul who enjoys tweeting and scrolling through TikTok. As a parent, you play a crucial role in setting an example for your children and loved ones. So, it’s important to teach them how to use the internet responsibly. Here are some tips for helping your family stay safe online:  

  • Set up parental controls, if necessary. While your child’s device plays a key role in connecting them to the outside world, that same device can also expose them to cyberbullying, predators, risky behavior, and self-image struggles. If your child has started to ignore their homework and other family responsibilities, they are oversharing online, or they won’t give you their device without a fight, it may be time to consider setting up parental controls.  
  • Make sure your child has a healthy relationship with social media. Any activity in excess can cause harm – social media included. If your child’s screen time is climbing due to excessive social media scrolling, help them to establish new habits like setting a device curfew and educating them on the effects of too much screen time.  
  • Teach your family about best practices for securing their online accounts. Using strong passwords and multi-factor authentication can make your family’s internet experience better, providing protection against common online threats.  

For College Students 

In a time when students are reliant on connectivity to be successful in their education, it’s important that they connect to the internet safely. Ensuring a safe connection can prevent any security hiccups from standing in the way of you and your degree. If you are a college student, follow these tips to help you stay safe in a hybrid or distance learning environment:  

  • Use a VPN when connecting to your university’s Wi-Fi network. Avoid hackers infiltrating your connection by using a VPN, which allows you to send and receive data while encrypting, or scrambling, your information so others can’t read it. VPNs also prevent hackers from gaining access to other devices connected to your Wi-Fi.   
  • Choose an encrypted online conferencing tool. Does the video conferencing tool you’re considering use end-to-end encryption? This ensures that only meeting participants can decrypt secure meeting content. Additionally, be sure to read the privacy policies listed by the video conferencing programs to find the one that is the most secure and fits your needs.    

For Working Professionals 

Regardless of your industry, you are likely to rely on the internet to do your job. Restaurant workers use online POS systems, bank tellers require access to their customers’ online accounts – the list goes on. With so much of your day spent online, it’s important to keep internet safety best practices top of mind so you can continue to work free from potential cyber interruptions. No matter what career path you are on, following these tips can help you stay safe online and continue to do your job with confidence:  

  • Be on the lookout for phishing scams targeting employees and their companies. Hackers will oftentimes target employees with phishing campaigns to access sensitive corporate data. If you receive an email, text, or phone call prompting you to take immediate action and log in to an account, make a payment, confirm personal information, or click on a suspicious link, it’s likely a phishing scam. Send a screenshot of the suspicious message (never forward!) to your company’s IT team to confirm, and then delete the message.  
  • Separate personal and business devices. Set boundaries between your personal and work life, including the technology you use for both. Avoid sharing your company’s devices with family members who are not aware of the best security practices, especially children. Also, keep personal accounts separate from company accounts to prevent sharing information through personal channels. 
  • Adhere to company policies and standards. Ensure you understand your company’s policies and confidentiality agreements when it comes to sharing files, storing documents, and other online communications. Use company-approved cloud applications that follow strict security standards to avoid inadvertently exposing sensitive company information through unsecured means. This measure can also apply when using video conferencing software. Limit the amount of sensitive information shared via video conferencing platforms and through messaging features just in case uninvited hackers are eavesdropping. 

For Entertainment Seekers  

If you can dream it, you can stream it. With so much media at your fingertips, it’s important to remember that cybercriminals tend to focus their threats on trending consumer behaviors. For example, cybercriminals will tend to focus their scams on popular TV shows or movies in the hopes that an unsuspecting user will click on their malicious download. Because streaming has become so popular in recent years, consumers should prioritize the safety of their online streaming platforms like Spotify, Netflix, Hulu, etc. Here are some ways to stay protected while streaming:  

  • Watch what you click. Be cautious and only access entertainment content directly from a reliable source. The safest thing to do is to subscribe to a streaming site that offers the content or download the movie from credible websites, instead of downloading a “free” version from a website that could contain malware. 
  • Refrain from using illegal streaming sites. Many illegal streaming sites are riddled with malware or adware disguised as pirated video files. Do your device a favor and stream the show from a reputable source. 

For Mobile Moguls  

As technology has become more advanced, we’ve become accustomed to the many benefits that come with taking our devices with us everywhere we go. For example, we can deposit checks from home with our mobile banking apps and can use vehicle location services on our phones to remind us where we parked. Here’s how you can stay protected while on-the-go:  

  • Use a mobile security solution. Protect your pocket-sized digital life with a reliable solution like McAfee Mobile Security. It actively shields you from malicious links or websites, unauthorized third-party activities, and even phishing scams. Additionally, it allows you to connect safely with a VPN and regularly scans your device for unwanted threats.  

“There’s no doubt the internet has brought so many benefits to our daily life,” says Alex Merton-McCann, McAfee’s Cyber Safety Ambassador. “I honestly can’t imagine life without it! But in order for us all to continue benefiting from its many pluses, we all have a responsibility to make it a safe and enjoyable place. So, let’s #playitfaironline and commit to being respectful and kind towards each other online to ensure life online is safe and enjoyable for us all!” 

Check out #SaferInternetDay and #SID2022 hashtags on social media to be a part of the conversation. 

The post How We Can All Work Together For a Better Internet appeared first on McAfee Blog.

How iOS Malware May Snoop on Our Devices

By Vishnu Varadaraj

Smartphones have become such an integral part of our lives that it’s hard to imagine a time when we didn’t have them. We carry so much of our lives on our devices, from our social media accounts and photos of our pets to our banking information and home addresses. Whether it be just for fun or for occupational purposes, so much of our time and attention is spent on our smartphones. 

Because our mobile devices carry so much valuable information, it’s important that we stay educated on the latest cyber schemes so we can be prepared to combat them and keep our data safe.  According to Bleeping Computer, researchers have developed a trojan proof of concept tool that fakes a shutdown or reboot of iPhones, preventing malware from being removed and allowing hackers to secretly snoop on microphones and cameras.  

Let’s dive into the details of this technique.  

How “NoReboot” allows hackers to spy on a device 

Typically, when an iOS device is infected with malware, the solution is as simple as just restarting the device. However, with this new technique researchers are calling “NoReboot,” ridding a device of malware is not quite as simple. 

“NoReboot” blocks the shutdown and reboot process from being carried out, preventing the device from actually restarting. Without a proper shutdown and reboot, a malware infection on an iOS device can continue to exist. Because the device appears to be shut off with a dark screen, muted notifications, and a lack of response, it is easy to assume that the device has shut down properly and the problem has been solved. However, the “NoReboot” technique has only simulated a reboot, allowing a hacker to access the device and its functions, such as its camera and microphone. If a hacker has access to these functions, they could record the user without their knowledge and potentially capture private information.  

This attack is not one that Apple can fix, as it relies on human-level deception rather than exploiting flaws found on iOS. That’s why it’s important that we know how to use our devices safely and stay protected. 

How to know if your smartphone has been hacked 

As previously mentioned, smartphone usage takes up a big chunk of our time and attention. Since we are so often on these devices, it is usually fairly easy to tell when something isn’t working quite like it is supposed to. While these things could very well just be technical issues, sometimes they are much more than that, such as malware being downloaded onto your smartphone. 

Malware can eat up the system resources or conflict with other apps on your device, causing it to act oddly. 

Some possible signs that your device has been hacked include: 

Performance issues 

A slower device, webpages taking way too long to load, or a battery that never keeps a charge are all things that can be attributed to a device reaching its retirement. However, these things may also be signs that malware has compromised your phone. 

Your phone feels like it’s running hot 

Malware running in the background of a device may burn extra computing power, causing your phone to feel hot and overheated. If your device is quick to heat up, it may be due to malicious activity. 

Mysterious calls, texts, or apps appear 

If apps you haven’t downloaded suddenly appear on your screen, or if outgoing calls you don’t remember making pop up on your phone bill, that is a definite red flag and a potential sign that your device has been hacked. 

Pop-ups or changes to your screen 

Malware may also be the cause of odd or frequent pop-ups, as well as changes made to your home screen. If you are getting an influx of spammy ads or your app organization is suddenly out of order, there is a big possibility that your device has been hacked. 

Six tips to prevent your phone from being hacked 

To avoid the hassle of having a hacked phone in the first place, here are some tips that may help. 

1. Update your phone and its apps

Promptly updating your phone and apps is a primary way to keep your device safe. Updates often fix bugs and vulnerabilities that hackers rely on to download malware for their attacks. 

2. Avoid downloading from third-party app stores

Apple’s App Store and Google Play have protections in place to help ensure that apps being downloaded are safe. Third-party sites may not have those same protections or may even be purposely hosting malicious apps to scam users. Avoiding these sites altogether can prevent these apps from allowing hackers into your device. 

3. Stay safer on the go with a VPN

Hackers may use public Wi-Fi to gain access to your device and the information you have inside of it. Using a VPN to ensure that your network is private and only you can access it is a great way to stay protected on the go. 

4. Turn off your Wi-Fi and Bluetooth when not in use

Turning off your Wi-Fi and Bluetooth when you are not actively using them is a simple way to prevent skilled hackers from working their way into your devices. 

5. Avoid public charging stations

Some hackers have been known to install malware into public charging stations and hack into devices while they are being charged. Investing in your own personal portable charging packs is an easy way to avoid this type of hack.  

6. Encrypt your phone

Encrypting your phone can protect your calls, messages, and information, while also protecting you from being hacked. iPhone users can check their encryption status by going into Touch ID & Passcode, scrolling to the bottom, and seeing if data protection is enabled.  

7. Determine whether your device rebooted properly

Although researchers agree that you can never trust a device to be fully off, there are some techniques that can help you determine whether your device was rebooted correctly.2 If you do suspect that your phone was hacked or notice some suspicious activity, restart your device. To do this, press and hold the power button and either volume button until you are prompted to slide the button on the screen to power off. After the device shuts down and restarts, notice if you are prompted to enter your passcode to unlock the device. If not, this is an indicator that a fake reboot just occurred. If this happens, you can wait for the device to run out of battery, although researchers have not verified that this will completely remove the threat.  

Stay protected 

If you are worried that your device has been hacked, follow these steps: 

  • Install and run security software on your smartphone if you haven’t already. From there, delete any apps you didn’t download, delete risky texts, and then run your mobile security software again. 
  • If you still have issues, wiping and restoring your phone is an option. Provided you have your photos, contacts, and other vital info backed up in the cloud, it’s a relatively straightforward process. A quick search online can show how to wipe and restore your model of phone. 
  • Lastly, check your accounts and your credit to see if any unauthorized purchases have been made. If so, you can go through the process of freezing those accounts, getting new cards, and credentials issued with the help of McAfee Identity Protection Service. Further, update your passwords for your accounts with a password that is strong and unique

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Privacy in Practice: Securing Your Data in 2022 and Beyond

By McAfee

Every year we can count on new technology to make our lives easier. Right? As beneficial and convenient as tech can be, it can also pose risks to our online safety and privacy—risks that we should be prepared to handle. Increasingly, we’re seeing governments around the world implementing stricter privacy laws. And even major players like Google are phasing out invasive tracking technology like cookies. However, when it comes to activities like banking, shopping, taxes, and more, the need for broader online privacy protection has never been greater. Let’s take a look at some prominent trends in the way we now live online and how we can protect our data.  

Web3

Crypto, the blockchain, NFTs, tokens – all of these terms are considered part of what’s being termed Web3. Whereas Web 2.0 described an internet made up of large corporations hosting content and consumers, Web3 is governed by the blockchain. What this means is that applications use a decentralized online ledger to document transactions of all sorts. The most famous example is bitcoin, a blockchain that acts as a digital currency. Another example would be NFTs, which are digital works of art. Web3 may be in its infancy, but it’s important to consider what this means for privacy and data protection. Blockchain affords users anonymity in regards to currencies like bitcoin. Of course that means bitcoin also has a reputation as the currency of choice for money-launderers and other shady enterprises. Still, that means it’s good for privacy, right? Well, maybe. The EU’s GDPR rights to erase or amend data are at odds with transactions on a blockchain, which are essentially unchangeable. So if you’re buying cryptocurrency, NFTs, or interacting with blockchains in other ways, just understand your personal information might be hidden, but the record of your transactions is totally visible. 

Tip: If you’re keeping cryptocurrencies in an online wallet, you’ll want to use an identity protection service to monitor those account credentials so you can be warned of breaches and leaks onto the dark web. 

 Education

Student privacy is a top concern as households turn to remote learning. In a rush to optimize remote learning experiences in the face of a rapidly evolving digital landscape, many educators and remote learners may not realize the hazards that put student privacy at risk. 

Since 2020, schools have adopted a range of technologies to optimize the digital classroom, including virtual learning platforms, holistic learning solutions, and even social media applications. However, many of these digital platforms are not designed for child usage, nor do they have privacy policies in place to ensure that the student data gathered is protected. Many learning platforms may even treat student data as consumer data, raising more red flags regarding student data privacy and compliance. Online learning has also garnered the attention of cybercriminals looking to exploit student data, resulting in online bullying, identity theft, and more. 

For educators and parents alike, knowledge is the greatest asset to mitigating the risks of remote learning. IT teams and educators must understand the implications of the student data they collect, govern access to it, and control its usage to comply with child privacy regulations. Parents can take proper precautions by discussing the importance of privacy with their children. Keeping learning platforms up to date and monitoring their children to prevent them from downloading suspicious apps or straying to unknown websites are all ways to ensure safer remote learning environments. 

Tip: Getting a VPN for the family to use is a great way to safeguard your privacy while your kids are learning online. 

Work

Remote work has become commonplace nowadays as more companies permit their employees to work from home long-term and, for some, permanently. In a recent Fenwick poll among HR, privacy, and security professionals across industries, approximately 90% of employees now handle intellectual property, confidential, and personal information in their homes. Endpoint security, or the protection of end-user devices such as our laptops and mobile devices, poses more of a concern as employees trade in office networks for their in-home Wi-Fi. If these devices and networks are unsecured or if the data is not encrypted, employees run the risk of exposing sensitive information to hackers. Those of us working from home can help ensure the safety of our company’s confidential information by boosting our awareness of security threats and prevention measures via company-mandated security training.  

Tip: McAfee’s Protection Score is a great way to understand how protected you are online and what you can do to stay more secure 

The Metaverse

This buzzy term is being used to describe Meta’s (previously Facebook) vision for a fully connected future. Right now it exists as an AR/VR space accessible through Meta’s own VR hardware, Oculus. However, the terminology has caught on as a catch-all for platforms that may contain work, business, gaming, entertainment, social interactions, and more in one easily navigable, immersive online setting. Web3 features, like blockchain, NFTs, and cryptocurrencies are being touted as integral parts of the metaverse. As exciting and futuristic as this is, there are major privacy questions that will have to be answered. This means that as customers you’ll want to think hard about what you choose to share through the metaverse and look into the privacy settings a platform offers you.  

Tip: Use comprehensive online protection. McAfee Total Protection secures all aspects of your life online. From identity to online connections to antivirus, a full security suite like Total Protection keeps you and your family safer on all the devices you use and places you go online. 

 Personal Finances

Some of the platforms I use the most allow me to keep track of and manage my finances. Whether it’s my mobile banking app or taking advantage of online tax filing, there is such a convenience in having the ability to pay bills, deposit checks, and more, all with the devices I use every day. But many of us may not realize just how much trust we put into these platforms to protect our online privacy, especially when we don’t have a clear picture of who exactly is on the other end of our online transactions. 

While recognizing the signs of online banking and tax-related fraud helps ease the burdens associated with these schemes, there are multiple steps users can take to prevent becoming a victim of these scams in the first place.  

Tip: Full-featured identity protection will protect you financially. Services like McAfee Identity Protection Service include credit checks, identity theft restoration, and even stolen fund restoration as benefits. 

Digital devices are part of how we live our lives every day, whether we’re taking conference calls on our laptops, tracking the latest mile on our smartwatches, or banking on the go. Although our everyday digital devices make our lives that much more convenient, securing them makes our lives that much safer by minimizing online threats to ourselves and those around us. Safeguarding the digital platforms we use for work, school, finances, you name it, is the first step to ensuring our private information remains just that—private. 

The post Privacy in Practice: Securing Your Data in 2022 and Beyond appeared first on McAfee Blog.

Can Apple Macs get Viruses?

By McAfee

It’s a long-standing question. Can Apple Macs get viruses?

While Apple does go to great lengths to keep all its devices safe, this doesn’t mean your Mac is immune to all computer viruses. So what does Apple provide in terms of antivirus protection? Let’s take a look along with some signs that your Mac may be hacked and how you can protect yourself from further threats beyond viruses, like identity theft.

Signs that your Mac may be hacked

Whether hackers physically sneak it onto your device or by tricking you into installing it via a phony app, a sketchy website, or a phishing attack, viruses and malware can create problems for you in a few ways:

  • Keylogging: In the hands of a hacker, keylogging works like a stalker by snooping information as you type.
  • Trojans: Trojans are type of malware that can be disguised in your computer to extract important data, such as credit card account details or personal information.
  • Cryptominers: Similar to trojans, this software hides on a device. From there, it harnesses the device’s computing power to “mine” cryptocurrencies. While cryptomining is not illegal, “cryptojacking” a device without the owner’s consent is most certainly illegal.

Some possible signs of hacking software on your Mac include:

Performance issues

Is your device operating more slowly, are web pages and apps harder to load, or does your battery never seem to keep a charge? These are all signs that you could have malware running in the background, zapping your device’s resources.

Your computer feels like it’s running hot

Like the performance issues above, malware or mining apps running in the background can burn extra computing power (and data). Aside from sapping performance, malware and mining apps can cause your computer to run hot or even overheat.

Mystery apps or data

If you find apps you haven’t downloaded, along with messages and emails that you didn’t send, that’s a red flag. A hacker may have hijacked your computer to send messages or to spread malware to your contacts. Similarly, if you see spikes in your data usage, that could be a sign of a hack as well.

Pop-ups or changes to your screen

Malware can also be behind spammy pop-ups, changes to your home screen, or bookmarks to suspicious websites. In fact, if you see any configuration changes you didn’t personally make, this is another big clue that your computer may have been hacked.

What kind of antivirus do Macs have?

Macs contain several built-in features that help protect them from viruses:

  • XProtect and Automatic Quarantine: XProtect is Apple’s proprietary antivirus software that’s been included on all Macs since 2009. Functionally, it works the same as any other antivirus, where it scans files and apps for malware by referencing a database of known threats that Apple maintains and updates regularly. From there, suspicious files are quarantined by limiting their access to the Mac’s operating system and other key functions. However, .
  • Malware Removal Tool: To further keep Apple users protected, the Malware Removal Tool (MRT) scans Macs to spot and catch any malware that may have slipped past XProtect. Similar to XProtect, it relies on a set of constantly updated definitions that help identify potential malware. According to Apple, MRT removes malware upon receiving updated information, and it continues to check for infections on restart and login.
  • Notarization, Gatekeeper, and the App Review Process: Another way Apple keeps its users safe across MacOS and iOS devices is its Notarization Apps built to run on Apple devices go through an initial review before they can be distributed and sold outside of Apple’s App Store. When this review turns up no instances of malware, Apple issues a Notarization ticket. That ticket is recognized in another part of the MacOS, Gatekeeper, which verifies the ticket and allows the app to launch. Additionally, if a previously approved app is later to found to be malicious, Apple can revoke its Notarization and prevent it from running.

Similarly, all apps that wish to be sold on the Apple App Store must go through Apple’s App Review. While not strictly a review for malware, security matters are considered in the process. Per Apple, “We review all apps and app updates submitted to the App Store in an effort to determine whether they are reliable, perform as expected, respect user privacy, and are free of objectionable content.”

Do I need to purchase antivirus for my Mac?

There are a couple reasons why Mac users may want to consider additional protection in addition to the antivirus protection that Mac provides out of the box:

  1. Apple’s antivirus may not recognize the latest threats. A component of strong antivirus protection is a current and comprehensive database of virus definitions. As noted above, , leaving Mac owners who solely rely on XProtect and other features susceptible to attack.
  2. Apple’s built-in security measures for Macs largely focus on viruses and malware alone. While protecting yourself from viruses and malware is of utmost importance (and always will be), the reality is that antivirus is not enough. Enjoying the life online today means knowing your privacy and identity are protected as well.

In all, Macs are like any other connected device. They’re susceptible to threats and vulnerabilities as well. Looking more broadly, there’s the wider world of threats on the internet, such as phishing attacks, malicious links and downloads, prying eyes on public Wi-Fi, data breaches, identity theft, and so on. It’s for this reason Mac users may think about bolstering their defenses further with online protection software.

 Further protecting your Mac from viruses and attacks

Staying safer online follows a simple recipe:

  • Being aware of the threats that are out there.
  • Understanding where your gaps in protection are.
  • Taking steps to protecting yourself from those threats and closing any gaps as they arise.

Reading between the lines, that recipe can take a bit of work. However, comprehensive online protection can take care of it for you. In particular, McAfee Total Protection includes an exclusive Protection Score, which checks to see how safe you are online, identifies gaps, and then offers personalized guidance, and helping you know exactly how safe you are.

An important part of this score is privacy and security, which is backed by a VPN that turns on automatically when you’re on an unsecure network and personal information monitoring to help protect you from identity theft—good examples that illustrate how staying safe online requires more than just antivirus.

Consider your security options for your Mac

So, Macs can get viruses and are subject to threats just like any other computer. While Macs have strong protections built into them, they may not offer the full breadth of protection you want, particularly in terms of online identity theft and the ability to protect you from the latest malware threats. Consider the threats you want to keep clear of and then take a look at your options that’ll help keep you safe.

The post Can Apple Macs get Viruses? appeared first on McAfee Blog.

Cyberbullying: Words do Hurt When it Comes to Social Media

By Toni Birdsong

Most parents may find it difficult to relate to today’s form of cyberbullying. That’s because, for many of us, bullying might have come in a series of isolated, fleeting moments such as an overheard rumor, a nasty note passed in class, or a few brief hallway confrontations. 

Fast forward a few dozen decades, and the picture is spectacularly different and a world few adults today would eagerly step into.  

Cyberbullying includes targeting that is non-stop. It’s delivered digitally in an environment that is often anonymous. It’s a far-reaching, esteem-shattering, emotional assault. And the most traumatic component? The perpetual nature of the internet adds the ever-present threat of unlimited accessibility—kids know bullying can happen to anyone, at any time, and spread like wildfire.   

The nature of cyberbullying can make a young victim feel hopeless and powerless. Skipping school doesn’t stop it. Summer vacation doesn’t diminish it. That’s because the internet is ever-present.   

According to a 2020 Ditch the Label Cyberbullying Study, youth today reveal that carrying the emotional weight of being “connected all the time” is anything but fun and games. Here’s a snapshot. 

  • Bullying has increased by 25% each year since the survey’s inception in 2006.   
  • 46 % of the respondents reported being bullied more than once, and 20% reported bullying others on social networking sites. 
  • 33% of young people surveyed said that they believe the behavior of politicians influences how people treat each other at school. 
  • 25% of those surveyed say they feel “lonely all of the time.” (Executive commentary added that since the onset of the pandemic onset, those numbers have increased).  
  • 50% of those bullied felt targeted because of attitudes towards their physical appearance.  
  • 14% of respondents said they never like themselves; 24% said they do but rarely. 
  • 42% of youth respondents revealed they have battled with anxiety. 
  • 25% said they deal with depression; 21% with suicidal thoughts. 
  • Leading mental health stressors include school pressures, exams, body image, feelings of loneliness, and grief.  

Who Is Most Vulnerable? 

While all kids are at risk for cyberbullying, studies reveal that some are more vulnerable than others.  

According to the Pew Research Center, females experience more cyberbullying than their male counterparts; 38% of girls compared to 26% of boys. Those most likely to receive a threatening or aggressive text, IM, or email: Girls ages 15-17.  

More data from the CDC and American University reveals that more than 28.1 % of LGBTQ teens were cyberbullied in 2019, compared to 14.1% of their heterosexual peers. In addition, Black LGTBQ youth are more likely to face mental health issues linked to cyberbullying and other forms of bullying as compared to non-Black LGTBQ and heterosexual youth.  

Another community that can experience high cyberbullying is gamers. If your child spends a lot of time playing online games, consider paying close attention to the tone of conversations, the language used, your child’s demeanor during and after gaming, and, as always, stay aware of the risks. In a competitive gaming environment that often includes a variety of age groups, cyberbullying can quickly get out of control.  

Lastly, the reality no parent wants to confront—but one that is critical to the conversation—is that cyberbullying and suicide may be linked in some ways. According to JAMA Pediatrics, approximately 80% of young people who commit suicide have depressive thoughts, and in today’s online environment, cyberbullying often leads to more suicidal thoughts than traditional bullying.  

5 Things Parents Can Do 

  1. Be a Plugged-In Parent. If you haven’t already, make 2022 the year you double up your attention to your kids’ online activities and how they might be impacting them emotionally. Kids connect with new people online all the time through gaming platforms, group chats, and apps. Engage them. Understand what they like to do online and why. Be aware of shifts in behavior, grades, and sleeping patterns. Know the signs that they may be experiencing online bullying.   
  2. Layer Up Your Power. Kids need help with limits in a world of unlimited content and parents get busy. One remedy for that? Consider allowing technology to be your parenting partner—additional eyes and ears if your will—to help reduce the risk your kids face online. Parental controls on family devices can help you pay closer attention to your child’s social media use and assist you in filtering the content that’s rolling across their screens. Having the insight to connect your child’s mood to the time they spend on specific apps may provide a critical shortcut to improving their overall wellbeing.  
  3. Prioritize Community. Feeling supported and part of a solid offline community can make a significant difference in a child’s life. One survey of teens aged 12-17 found that social connectedness played a substantial role in reducing the impact of cyberbullying. 
  4. Don’t prohibit, limit. If you know your child is having a tough time online, it’s important not to overreact and restrict device use. They need peer connection. It’s their culture. Consider helping them balance their time and content online. Please talk about the pros and cons of specific apps, role play, teach them how to handle conflict, and encourage hobbies and meetups that are not technology dependent.  
  5. Provide Mental Health Support. We are living in unique times. The digital, cultural, social, political, and health concerns encircling our kids remain unmatched. Not all signs of emotional distress will be outward; some will be subtle, and some, even non-existent. That’s why it’s essential to consistently take the time to assess how your child is doing. Talk with your kids daily, and when you notice they may need additional help, be prepared to find resources to help 

Conclusion 

Each new year represents 365 new days and 365 new chances to do things a little bit better than we’ve done them in the past. And while it’s impossible to stop our kids from wandering into the crossfire of hurtful words online, we can do everything possible to reduce their vulnerability and protect their self-esteem.  

The post Cyberbullying: Words do Hurt When it Comes to Social Media appeared first on McAfee Blog.

The Dark Web: A Definitive Guide

By McAfee

The internet has opened up wonderful new possibilities in our world, making life easier on many levels. You can pay your bills, schedule your next family vacation, and order groceries with the click of a button. While the internet offers many positive benefits, it also has some negatives. Although not entirely used for illicit purposes, the dark web is one part of the internet that can be used by criminals for illegal purposes, like selling stolen personal information.

But just what is the dark web? Basically, it’s a part of the internet that isn’t indexed by search engines. As an average internet user, you won’t come across the dark web since you need a special browser to access it. It’s certainly not something you need to stress about in your day-to-day browsing, and you shouldn’t let it scare you off the internet. Unless you actively seek it out, you’ll likely never have any contact with the dark web in your lifetime.

A better understanding of what the dark web is and the possible threats it contains can help you protect yourself, though. This guide provides the essential information you need, explaining the different levels of the web and revealing how you can stay safe. With this knowledge, you can continue to browse online with confidence. Find out more below.

What is the dark web?

The “dark web” refers to websites that aren’t indexed by search engines like Google and Bing. This might seem strange since most people want their websites to be found through specific searches. Practices like search engine optimization (SEO) are specifically implemented to help websites perform well and rank higher in search engine results.

So, why would someone not want their website to be picked up by a search engine? The primary purpose is to preserve privacy and anonymity. The individuals and organizations on the dark web often engage in illegal activities and want to keep their identities hidden — something that is difficult to do with an indexed website.

It’s important to note that the dark web should not be confused with the deep web, which is a part of the internet individuals access regularly. Although the terms are sometimes used interchangeably, they actually refer to different things. Deep web content — which isn’t picked up by search engines, either — includes pages that typically require additional credentials to access. Your online banking accounts and email accounts, for instance, are examples of deep web content.

Different levels of the web

The internet is home to billions of websites — an estimated 1.7 billion to be exact, although that number changes every day as new sites are made and others are deleted. Your daily internet activity likely falls within the publicly available and readily accessible portion of the internet (otherwise known as the surface web). However, there are additional “levels” of the internet beyond that top level. Read on to learn more.

Surface web

The internet you use to search for more information is referred to as the surface web or open web. This is the readily visible part of the internet anyone can access with an internet connection and a normal web browser like Safari, Mozilla Firefox, or Google Chrome. Other terms for the surface web include the visible web, lightnet, or indexed web.

Examples of content you’ll find on the surface web include:

  • Open media websites and news sites like those affiliated with blogs, newspapers, magazines, and other publications. An example would be the home page of a newspaper like The New York Times or a media company like BuzzFeed.
  • Business websites for everything from major corporations to smaller local businesses. An example could be the website for a huge corporation like Bank of America or one for a smaller business like a local bakery.
  • Mainstream social media platforms like Facebook, Instagram, LinkedIn, and Twitter. Although you likely use these tools via an app, they all have dedicated websites.
  • E-commerce sites used for buying goods and services, like Amazon, Walmart, Target, apparel retailers, and beyond. Any company that sells products online can be considered an e-commerce site.

Basically, the sites you use daily — from your favorite news site to a local restaurant — are part of the surface web. What makes these websites part of the surface web is that they can be located via search queries and have recognizable endings like .com, .edu, .gov, or .org. You are able to find websites on the surface web because they are marked as “indexable,” meaning search engines can index and rank them. The sites are readily available on the search engine results pages (SERPs).

Interestingly, the surface web only makes up around 4% of the total internet, meaning the internet is a lot more than what you see on the surface. Think of it as an ocean — there’s the top layer of water you can see and then there’s the vast world beneath. The remainder of the internet is what’s below the surface.

Deep web

The deep web refers to any page on the internet that isn’t indexed by search engines as described above. The deep web is the first level beneath the “surface” of the visible web — and it’s significantly larger than the surface web, accounting for an estimated 96% to 99% of the entire internet.

It’s important to note that just because this type of content isn’t on the surface doesn’t mean it’s nefarious or has ill intent. A lot of the time, this content isn’t indexed because it includes pages that are meant to be hidden to protect consumer privacy, such as those that require login credentials.

Here are some examples of content on the deep web:

  • Fee-based content like news articles that are behind a paywall or membership-only content requiring login credentials are considered part of the deep web. For example, if you pay to access members-only content in a content creator’s fan club, you are using fee-based content.
  • Databases containing protected files that aren’t connected to other areas of the internet. These could be public or private files, like those from government entities or private educational institutions.
  • Intranets for educational institutions, corporate enterprises, and governments are used for exchanging and organizing internal information. Some of it is sensitive and not meant for public dissemination. Intranets usually require a login and are part of the deep web.
  • Secure storage platforms like Dropbox or Google Drive also require you to log in to upload and download files and photos. There are also proprietary data storage solutions used by companies that frequently handle sensitive data, such as law firms, financial institutions, and health care providers. An example might be a patient portal via a hospital or doctor’s office, where you can access your personal medical records.

Essentially, any webpage that requires a login is part of the deep web. That said, deep web content doesn’t necessarily have to fall into any of these categories. Any page that is non-indexable is technically also considered part of the deep web. It doesn’t have to require a login or contain sensitive data. Website creators and managers can mark pages as non-indexable if desired.

It’s worth noting that sometimes a single organization’s website will include elements of both the surface web and the deep web. Take a college or university website, for example. Most schools have a comprehensive website providing information about the school’s history, campus location, student body, available programs of study, extracurricular activities, and more.

However, many schools also have an intranet — sometimes linked from the main university page — that’s accessible only for students or staff. This is where students might sign up for classes and access their school email, for example. Since this is sensitive information and requires a unique login, it doesn’t need to be made publicly available via search engines.

In fact, it’s better in the interest of privacy that these pages aren’t readily visible. It helps to protect the user’s data. From this example, you can see that the “deep web” doesn’t have to be scary, illicit, or illegal. It serves a legitimate and useful purpose. You shouldn’t be afraid of the deep web. It’s further important to distinguish the deep web from the dark web — as the next section explains.

Dark web

As mentioned, the deep web and the dark web sometimes get confused. However, they are distinct. Technically, the dark web is a niche or subsection within the deep web. It consists of websites that aren’t indexable and can’t be readily found online via web search engines. However, the dark web is a carefully concealed portion of the deep web that people go out of their way to keep hidden.

What makes the dark web distinct from the broader deep web is the fact that dark web content can only be accessed via a special browser. The Tor network is often used to access the dark web.

Additionally, the dark web has a unique registry operator and uses security tools like encryption and firewalls, further making it inaccessible via traditional web browsers. Plus, the dark web relies on randomized network infrastructure, creating virtual traffic tunnels. All of these technical details serve to promote anonymity and protect dark web users’ privacy.

Is it illegal to browse the dark web?

The short answer is no, it’s not illegal to browse the dark web. In fact, there are instances where individuals can use it for good. Whistleblowers, for instance, can find the anonymity available through the dark web valuable when working with the FBI or another law enforcement organization.

That said, while it’s not illegal to browse the dark web, it’s also not completely void of criminal activity. Putting yourself in close proximity with illegal activities is rarely a good idea and could heighten your risk of being targeted by a criminal yourself. It’s often best to leave that part of the deep web alone.

There are also many technological threats on the dark web. Malicious software, also known as malware, is a critical concern and can affect unsuspecting users. Even simply browsing the dark web out of curiosity can expose you to such threats, like phishing malware or keyloggers. While an endpoint security program can identify such threats if they end up on your computer, it’s ideal to avoid them altogether.

Further, if you try to buy something on the dark web — even if it’s not illegal — there’s a chance you’ll be scammed. Dark web criminals use a variety of tricks to con people. For example, they may hold money in escrow but then shut down the e-commerce website and take off with the money. Due to the anonymous nature of the dark web, it’s very difficult for law enforcement to find such perpetrators.

How do criminals use the dark web?

Given its anonymous nature, the dark web clearly has an obvious appeal for cybercriminals. But just what do they use it for? The most obvious type of internet activity is the buying and selling of black market goods and services, from illegal drugs to illegal content. Cybercriminals may also run scams when selling such items, for example by taking a person’s money and not delivering the required product.

There are dark websites dedicated to the purchase and sale of illegal products or services (usually using untraceable cryptocurrencies like bitcoin) including:

  • Financial information like cloned credit cards with PIN, credit card details, online bank account logins, and more. People can then use these details to make legitimate purchases, negatively impacting your financial status and ruining your credit score in the process.
  • Account details for hacked accounts like email accounts, eBay accounts, social media accounts, streaming services, and more. For example, a person may buy a reputable eBay seller’s login details and then use their real account to make fake sales, pocketing the money and ruining the seller’s reputation in the process.
  • Personal data that can be used to steal someone’s identity, such as their name, address, Social Security number, and more. Identity theft is a serious problem that can negatively impact everything from your credit score to your private medical data.
  • Illegal services like people claiming to be able to fix credit scores for a fee. Many of these “services” are scams. They may also be law enforcement masquerading as criminals in an attempt to catch people who are up to no good.
  • Illegal goods like unregistered firearms and drugs. Law enforcement is increasingly cracking down on cybercriminals and the dark web.

Browsers like Tor, an open-source and free software, allow people to access dark websites where these goods are available, like a digital marketplace. These websites may look similar to any other surface or deep website you’d encounter. However, they differ in their domain suffix, ending in “.onion” instead of more obvious options like “.com” (Tor is actually short for The Onion Router, which is also where the term “onion routing” comes from — referring to anonymous communication on the dark web).

Onion sites often use scrambled names that make their URLs difficult to remember, minimizing the odds of being reported to authorities. It’s possible to search the dark web using specialized dark web search engines like Grams or link lists like The Hidden Wiki. However, these sources tend to be slow and unreliable, just like the dark web itself.

Some of this information can be extremely valuable on darknet forums. For example, while a Social Security number might go for $2, email credentials could sell for as much as $120,000. Hackers can make a lot of money and do so with less worry that they might get caught. Thanks to the Tor browser’s layers of encryption and IP scrambling, it’s difficult to track people down on this part of the web.

How to protect yourself online

Again, although the dark web isn’t inherently bad, you should still be proactive in preventing your personal information from falling into the wrong hands. Here are a few ways you can help keep you and your family safe online:

  • Protect your devices with passwords and antivirus software: One of the first lines of defense is to protect your devices. With passwords, ensure they’re unique and strong across accounts and keep them in one place, like a password manager. It’s also important to have antivirus software installed on your browsing devices to protect them from malware and other threats (you can even take this a step further by using a virtual private network or VPN).
  • Think before oversharing on social: Social media keeps us connected with our family and friends, but before you click “share,” make sure you’re not revealing any personal information like your home address or something else that could be compromising.
  • Sign up for a monitoring service: Whether it’s reviewing your credit report or an identity protection plan with 24/7 monitoring, additional trusted eyes on your accounts will help them stay protected.

Get a personalized protection plan today

The dark web might sound scary. The fact is, an everyday internet user like yourself likely won’t have any contact with this level of the internet. That said, it’s still important to take as many precautions as you can to keep your family and your technology safe.

McAfee provides everyday internet users with the tools they need to surf safely and confidently. Our award-winning antivirus software protects against threats like phishing, malware, and ransomware, and we also offer identity protection plans that come with a personalized Protection Score to check the health of your online information. Start browsing with confidence by using McAfee.

The post The Dark Web: A Definitive Guide appeared first on McAfee Blog.

The Feeling of Safety

By McAfee

The internet’s greatest feat? Fundamentally shifting how we live. Once a revelation, it quickly set our long-standing beliefs about how we work, play, and connect into a whole new context. 

Today, the shifts come fast. Video meetings once felt alien. Now, they’re part of our routine. We’ve gone from setting doctor’s appointments online to actually seeing the doctor online—and from family visits to seeing everyone in seconds on a screen.  

At McAfee, we’ve seen our share of shifts as well. Looking back across our thirty-plus years, we were among the first to deliver antivirus technology. First to create a biometric password manager. First to give people an intuitive Protection Score, and so much more. And we’re not stopping. We’re protecting people and their ever-changing lives. That means covering all your life online, from security to privacy to identity, in a way that adds to your confidence and enjoyment too. 

Confidence and enjoyment. Those two words mark our next shift in online protection. We’re bringing those feelings to life across the McAfee experience. And it’ll redefine the way you stay safe online.  

Safety has an unmistakable feeling. As we bring that feeling to online protection, you’ll see a remarkable evolution. It will look and act in bold new ways, guide you, reassure you, and most importantly, keep you safe. In all, it’s a new breed of online protection that’s helpful, even thoughtful, in the ways it looks out for you. 

And this evolution is already underway. You’ll find that feeling in everyday moments as we make them simpler, freer, and safer—such as paying your bills at a coffee shop, managing your family’s healthcare from your laptop, and booking flights to catch up with old friends. Across them all, our protection will have your back, and even offer guidance when needed, all while you do you—wherever your day takes you and no matter what “online” looks like next. 

There’s simply so much to see out there. And with us by your side, you’ll feel safe and stay that way. Life online will continue to surprise us. In the best of ways. And people have a right to enjoy every moment of it, confident that they’re safe and secure, in ways they can point to and feel.  

That’s our next big shift. Giving you the unmistakable feeling of safety. You deserve it. More than that, it’s your right. And we’re proud to bring it to you. 

The post The Feeling of Safety appeared first on McAfee Blog.

The Internet is for Everyone to Enjoy—We’re Helping See to It

By McAfee

The internet is meant for all to enjoy. And that’s who we’re looking out for—you and everyone who wants to enjoy life online. 

We believe it’s important that someone has your back like that, particularly where some of today’s hacks and attacks can leave people feeling a little uneasy from time to time. You’ve probably seen stories about data breaches at big companies pop up in your news feed. Or perhaps you or someone you know had their debit or credit card number hacked. Problems like these are out there, unfortunate thorns in the side of the internet we’ve come to love. Yet while these issues persist, there’s plenty you can do to avoid them. 

That’s where we have your back—doing all we can to make life online enjoyable for everyone, with protection that helps people finally feel safe and stay that way. 

The reality is that nobody wants to deal with hackers, malware, and other attacks crop up on the internet. And while it’s important to be aware of those things, we’d rather that you didn’t have to worry about them. Protection should come easy. Whether it’s keeping your banking, shopping, and streaming secure, along with your privacy and personal info too, protection should feel simple and tailored to you. That’s what we strive for. 

So as you think about protecting your life online, take a moment to consider what you’re protecting. As you do, you’ll see that it means far more than protecting your computers, phones, and other devices. Ultimately, it’s about protecting you, and all the important things connected to you. You can think of it in three ways … 

1) Protect what’s precious  

What’s among the top things people say they want to protect? Their photos. Not far behind photos are all manner of digital treasures that people like to keep close, which ranges anywhere from music they’ve downloaded to old voicemails of their children, nieces, and nephews that they’ve saved over the years. Without a doubt, we have plenty of things stored on our computers and phones that we simply couldn’t do without. 

Protecting these things means protecting the devices you use to store and access them. Installing comprehensive online protection software like ours is the first step. In addition to award-winning antivirus software and firewall protection to help keep hackers at bay (and away from your photos and other precious files), it goes a step further.  

Our new Online Protection Score shows you just how safe you are and guides you through simple steps that can seal up gaps and improve your protection overall. In all, it’s a personalized and simple way to make sure you’re protected as possible and continually make improvements as they’re needed. It’s a way of getting expert protection without being an expert. 

2) Protect what’s vital 

There’s also the “Important Stuff” in life, like our financial records, tax returns, and all the banking that we do on our phones and computers. And let’s throw shopping into mix because shopping’s important too! You can protect the important things like this, which can help hackers out of your business. 

For starters, you can protect your important files three ways with our online protection by using a combination of the McAfee® File Lock and Shredder™ features to manage your privacy:  

  • McAfee File Lock allows you to create password-protected encrypted drives on your PC that only appear when you’ve unlocked them, perfect for storing sensitive files like tax returns and financial documents.  
  • And when you’re looking to dispose of sensitive files, McAfee Shredder securely deletes files so that would-be thieves can’t put the pieces back together. 

You can lock down your privacy even further with a VPN that can shield you automatically from snooping attacks online, whether at home or when using public Wi-Fi. It creates an encrypted connection that works like a private tunnel that hides your IP address and the things you’re doing online from cybercrooks. It’s ideal for keeping your sensitive personal information like your financial data, passwords, and browsing history hidden from both hackers and websites. 

And here’s another big help. A password manager. You likely have dozens of passwords, plus a few more that you’ve probably forgotten about. You can protect your passwords and the accounts associated with them with a password manager that creates and securely stores a strong, unique password for each of your accounts. Plus, you can use it to update those passwords on the regular. Few things make it tougher for hackers than strong, unique passwords that get changed often. In a time of data breaches and account theft, a password manager is a great call. 

3) Protect yourself (and your people) 

While it’s important to focus on protecting things like laptops, phones, photos, files, and data, you’re ultimately protecting something far greater You. Your privacy, your personal information, your accounts, all the things that taken together make you—you. The thing is that our lives are more fluid and mobile than ever before. One moment we’re banking on our laptop, the next we’re splitting the cost of dinner with a payment on our phone. The constant here is you. You’re at the center of all this activity regardless of the device you’re using. The same goes for your family and the people you care about.  

That’s why we protect people, not just their devices.  

McAfee Identity Protection Service monitors the dark web for your personal info such as emails and associated passwords, up to 60 different types of critical info. If we detect that your data was stolen, you’ll get immediate alerts on the devices of your choice and guidance on how to secure your info quickly and effectively. In all, you can keep tabs on your identity any time you’re connected to the internet, and if an issue crops up you can click, solve, and carry on. ​ ​ 

Extended identity protection offers up the extra comfort of knowing that you have licensed recovery pros on the case if identity theft does happen to you. This includes monitoring and restoration services, along with identity theft insurance for lawyer fees, travel expenses, lost wages, and more. 

Protection that runs deep 

While that’s just a few of the ways McAfee has your back, we hope it gives you a good sense of what online protection should do—how it should protect you and all the things connected to you. And on today’s internet, that’s quite a bit. There’s so much to experience online today, and we believe you should enjoy all of it, freely and with the confidence that comes from knowing you’re safe. 

The post The Internet is for Everyone to Enjoy—We’re Helping See to It appeared first on McAfee Blog.

So, Your Kids Have Left School. Do You Still Need To Worry About Their Online Safety?

By Alex Merton-McCann

Last week, I waved my 18-year-old off as he embarked on the Aussie school leaver’s rite of passage – Schoolies!! A week spent kicking up your heels and living life to the max without any parental supervision at all! Oh, the sleepless nights many of us parents have had! And once Christmas and New Year celebrations are done, he’ll be heading away to University to ‘live his best life’ away from his dedicated cyber mother! 

And of course, I’m delighted for him, although secretly devastated to be losing my baby boy. But it does prompt the question, am I now done with cyber parenting? Is my work here officially done? 

Do You Ever Stop Being a Parent? 

I remember when my kids were little, my mother shared some words of wisdom with me: ‘Alex, you never stop being a parent. The kids are the same, it’s just the issues that change.’ And she was so right. As our boys have grown up, we’ve been less involved in their day-to-day needs but still very much needed. Whether it’s to help review a work contract, provide advice on an issue with a flatmate or help pick out a suit, the parenting hasn’t stopped instead entered a new chapter. And of course, there’s no doubt that having interested, devoted parents at the end of the telephone – day or night – makes navigating life so much easier! 

And when it comes to their digital lives, it’s the same story. While we have no reason to be involved in their day-to-day online lives, we have definitely been called upon to help them troubleshoot situations from receiving inappropriate messages, identifying potential scams or managing terse exchanges.  And, might I add, I have also proactively offered my advice on the appropriateness of pictures they have shared online – many times!! 

How To Help Your Young Adult Kids Manage Their Cyber Safety? 

So, after having managed 3 kids through this transition to early adulthood with another one currently underway, I thought I’d share with you some of my best strategies for ensuring their digital life is in good shape without micro-managing them! 

1. Stay Friends with Them Online But Don’t Embarrass Them Ever 

Every few days, I’ll check out my boys’ socials. Not only does it give me a ‘feel’ for what’s happening in their lives – where they’ve been and who with – it also allows me to check they are making good decisions about what they share. There have been multiple times during this period where I have sent off a quick text suggesting they remove a photo or perhaps rephrase a comment! And while I know these texts aren’t always warmly received, in nearly all cases, they take my advice! 

And it goes without saying that your ability to provide input to their digital lives will only happen if you don’t cross boundaries! So, never embarrass them. If you see something you don’t like, message them privately – do not workshop it on their Facebook page! And if you want to post a pic or video of them, always get their ‘ok’ first.  

2. Buy Them Security Software for Christmas! 

OK, security software probably won’t be top of their Christmas list, but knowing that they have comprehensive security software like McAfee’s Total Protection on their devices which works hard in the background to minimize threats and issues will give you real peace of mind. This year, I’m buying my older boys an air-fryer and frypans for Christmas. Why not continue the pragmatic theme and invest in some software for them too? 

3. Set Up A Family Messaging Group 

About 4 years ago, I set up a family Messenger Group and it’s now something I absolutely treasure. We share pics of our cats and dog, potential family holiday dates, funny photos, and videos, and relevant news stories – particularly during COVID. But the other thing I like to share is reminders about important ‘tech stuff’, like changing passwords, when to update their Apple software or details about scams that are doing the rounds. Whether it’s Whats AppTelegram, or my personal favorite, Messenger, I strongly recommend establishing a family group chat as an effective way of covering off key issues with your young adult kids. 

4. Don’t Stop Walking About Digital Reputation  

With potential employers, partners, and even friends using Google to conduct their due diligence on you, digital reputation is everything. So, weaving constant reminders into conversations with your adult kids should still be a priority. Now, of course, some kids will instinctively ‘get this’ but others will need a few pointers. According to a  70% of employers use social media to screen candidates during the hiring process, and about 43% of employers use social media to check on current employees. So, why not encourage them to ‘Google’ themselves – and why not do yourself also? How you present online could mean the difference between being employed or unemployed!  

So, if you have a school leaver in your family and you’re not sure whether your job is done, I’m here to confirm that you’ll still be required for a very long time! Whether they know it or not, our big kids will still continue to need a sprinkling of our wisdom and experience for years to come. And even though they may have fled the nest, remember you will always be one of their most influential role models. So, make sure your digital life is in good shape too because as American novelist James Baldwin shares: ‘Children have never been very good at listening to their elders, but they have never failed to imitate them.’ 

Till next time 

Take care 

The post So, Your Kids Have Left School. Do You Still Need To Worry About Their Online Safety? appeared first on McAfee Blog.

New tech for the holidays? Watch out for these tech support scams.

By McAfee

We all know the frustration. A new piece of tech isn’t working the way it should. Or maybe setting it up is simply turning into a royal pain. Grrr, right? Just make sure that when you go on the hunt for some help, you don’t let a tech support scam get the better of you.  

Like so many scams out there, tech support scams play on people’s emotions. Specifically, the frustration you feel when things don’t work right. You want that problem fixed right now. So much so that you may not pay close enough attention to that tech support link you found in a search or came across in an ad. Tech support that looks legitimate but isn’t. 

Tech support scams make good money for bad actors. In fact, the larger tech support scam operations organize and run themselves like a business, with call centers, marketing teams, finance groups, and so forth—and can rack up some serious profits to boot. 

They make their money in several ways. Sometimes they’ll charge large fees to fix a non-existent problem. Other times, they’ll install information-stealing malware under the guise of software that’s supposed to correct an issue. In some cases, they’ll ask for remote access to your computer to perform a diagnosis but access your computer to steal information instead. 

Fortunately, these scams are rather easy to spot. And avoid. If you know what to look for.  

What do tech support scams look like? 

Let’s start with a quick overview of tech support scams. They tend to work in two primary ways.  

First, there are the scams that actively track you down. 

This could be a phone call that comes from someone posing as a rep from “Microsoft” or “Apple.” The scammer on the other end of the line will tell you that there’s something wrong with your computer or device. Something urgently wrong. And then offers a bogus solution to the bogus problem, often at a high cost. Similarly, they may reach you by way of a pop-up ad. Again telling you that your computer or device is in need of urgent repair. These can find you a few different ways: 

  • By clicking on links from unsolicited emails. 
  • From pop-up ads from risky sites. 
  • Via pop-ups from otherwise legitimate sites that have had malicious ads injected. 
  • By way of spammy phone calls made directly to you, whether by robocall or a live operator. 

Second, there are the scams that lie in wait.  

These are phony services and sites that pose as legitimate tech support but are anything but. They’ll place search ads, post other ads in social media, and so forth, ready for you to look up and get in touch with when you have a problem that you need fixed. Examples include: 

  • Online classified ads, forum posts, and blog sites. 
  • Ads on Social media sites such as Facebook, Reddit, YouTube, and Tumblr. 
  • Search results—scammers place paid search ads too! 

Tech support scams target everyone—not just the elderly 

While tech support scammers can and do prey on older computer users, they’re not the only ones. An apparent lack of computer savviness certainly makes older users an attractive target, yet it also seems that an apparent overconfidence in one’s savviness makes younger victims susceptible to tech support scams too. Turns out that the growing majority of victims worldwide are between 18 and 35 years old, a group that has known the internet for most, if not all, of their lives. That’s according to research from Microsoft’s Digital Crimes Unit, which found the 1 in 10 of people between the ages of 18 and 35 who encountered a tech support scam fell for it and lost money.  

Whatever the age group, the U.S. Federal Trade Commission (FTC) says that the reported losses in the U.S. are into the millions, which of course does not account for the assumedly millions more that do not go reported.  

How to spot and avoid tech support scams 

  • With regards to ads and search results, keep an eye open for typos, awkward language, or poor design and logos that looks like they could be a knockoff of a trusted brand. Check out our blog article that offers a field guide of what these ads and search results look like. 
  • Don’t fall for the call. If someone calls you with an offer of “tech support.” Chances are, it’s a scam. And if they ask for payment in gift cards or cryptocurrency like bitcoin, it’s absolutely a scam. Just hang up. 
  • Note that the big tech companies like Apple and Microsoft will not call you with offers of tech support or an alert that “something is wrong with your computer.” Such calls come from imposters. Moreover, in many cases, the company will offer free support as part of your purchase or subscription that you can get on your own when you need it. (For example, that’s the case with our products.) 
  • Don’t click on any links or call any numbers that suddenly appear on your screen and warn you of a computer problem. Again, this a likely sign of an attempted scam. Often, this will happen while browsing. Simply close your browser and open a fresh browser window to clear the ad or link. 
  • Go to the source. Contact the company directly for support, manually type their address into your browser or call the number that came with the packaging or purchase. Don’t search. This will help you avoid imposters that choke up search results with bogus ads. 
  • Protect your browsing. Use a safe browsing extension that can spot malicious sites and help prevent you clicking on them by mistake. Comprehensive online protection software will offer protect your browsing, in addition to protection from malware and viruses. 

Lastly, a good piece of general advice is to keep your devices and apps up to date. Regular updates often include security fixes and improvements that can help keep scammers and hackers at bay. You can set your devices and apps to download them automatically. And if you need to get an update or download it on your own, get it from the company’s official website. Stay away from third-party sites that may host malware. 

What to do if you think you’ve been scammed: 

1. Change your passwords. 

This will provide protection if the scammer was able to access your account passwords in some form. While this can be a big task, it’s a vital one. A password manager that’s part of comprehensive online protection can make it much easier. 

2. Run a malware and virus scan right away. 

Delete files or apps that the software says is an issue. Do the same for other devices on your network too. Experienced and determined scammers can infect them as well simply by gaining access to one device on your network. 

3. Stop payment. 

Contact your bank, credit card company, online payment platform, or wire transfer service immediately to reverse the charges. File a fraud complaint as well. The sooner you act, the better chance you have of recovering some or all your money. (Note that this is a good reason to use credit cards for online purchases, as they afford extra protection that debit cards and other payment services do not.) 

4. Report the scam. 

In the U.S., you can contact https://www.ftc.gov/complaint, which reports the claim to thousands of law enforcement agencies. While they cannot resolve your individual issue, your report can help with broader investigations and build a case against scammers—which can make the internet safer for others. Their list of FAQs is particularly helpful too, answering important questions like “how do I get my money back?” 

Enjoy your stuff! 

Here’s to holiday tech that works. And to quick fixes when things don’t go as planned. In all, if you find yourself staring down a technical issue, go straight to the source for help as we’ve outlined above. As you can see, scammers have burrowed themselves alongside otherwise legitimate ads, search results, and forums online, ready to take advantage of you when you need to get things working right. 

Likewise, keep an eye and ear open for those scammers who’ll reach out to you, particularly this time of year when so many people are getting so many new devices. Realizing that legitimate tech support won’t call you out of the blue is a great place to start. In all, go with the pros you know—the ones you can reach at the companies you trust. 

The post New tech for the holidays? Watch out for these tech support scams. appeared first on McAfee Blog.

What We’ve Learnt From Home Learning During Lockdown

By Alex Merton-McCann

I think it’s fair to say that come to next Australia Day, there needs to be a special award category for parents of young children who survived home learning during the lockdowns. Let’s be honest – it’s been brutal! So many parents had to juggle their own full-time work, running a household, AND supervising a day’s worth of learning for often, multiple children! Research from Macquarie University showed that many parents spent up to 14 hours a week in their role as home learning managers and 9/10 parents reported the experience as, quite understandably, stressful! As a mum of older teens and young adults – who are usually self-sufficient – I’m in awe! 

But the good news is – things are on the improve! Our vaccine rates are amongst the best in the world, so lockdowns have been lifted and, drum roll… kids are back at school! I’ve always been a big fan of trying to find the silver lining of any situation and I think there are many we can take away from our COVID experience, particularly when it comes to digital parenting. I know of so many parents who have completely rethought their approach to managing kids and technology since the pandemic hit because of their home learning experience. 

So, in the spirit of sharing and caring, I thought I’d round up some of the best ‘aha’ moments from parents who were forced to become expert home learning managers over multiple lockdowns. And make sure you take notes because there are some great learnings that we can apply to our digital parenting journey.  

Embrace Technology 

If you have never been ‘all in’ with your kids’ use of technology for both learning and socializing, then you need to get over this ASAP. Technology is the lifeblood of your kids’ lives. It’s how they connect, nurture friendships, and organize their social lives. I also recommend parents try to see technology through the eyes of their kids NOT just through our more ‘mature’ lens. It’s the best way of truly understanding just what a huge role it plays in their day-to-day lives. And don’t forget that technology is almost always used to set up in-person catchups! So, please don’t demonize it, it will only push your kids away. 

Understanding Your Child’s Online Life is a Powerful Way of Connecting 

I totally appreciate that many parents didn’t choose to be home learning ‘managers’ however many have shared with me how they now feel far more involved in their child’s life because of the experience. Seeing first-hand how your child’s day works, overhearing their conversations with teachers and peers (courtesy of Zoom), and being blown away by your offspring’s tech skills has given many parents incredible insight into their child.  

I know of parents who have noticed learning issues and friendship problems all as a result of their home learning manager role! There’s nothing like being able to nip something in the bud before it becomes a big issue! So, stay involved and you’ll reap the rewards! 

Get Your Kids Moving – Encourage Movement and Outdoor Activities Always 

Confession – I have never been one of those parents who proactively organized park visits, bushwalks, and exercise regimes for my kids. But many of the parents who managed young children through a lockdown and resorted to becoming personal trainers reported that it paid dividends. So, now lockdowns are (hopefully!) history, don’t forget about the benefits of getting your kids to move. It’s hard to be on a screen when you are walking the dog, playing a game of family cricket, or bushwalking. I know it’s time-consuming but it’s so worth it!

Take Some Time to Understand & Protect Your Kids’ Devices 

As of 2 years ago, the average Aussie household had 17 internet-connected devices in tow so it’s no wonder keeping abreast of all the devices in your household feels like a full-time job! But with kids continuing to use their devices for both study and socializing, it’s essential that you give each device a ‘once over’ to minimize risks and prevent issues arising down the track.  

Ensuring all their software is up to date is a great place to start. Also check that the default password has been changed and that there is some top-shelf security software installed to protect the device and, most importantly, its user! And while you are there, why not also ensure that each of their online accounts has its own distinct password? If you think they could manage a password manager, then it might be time to introduce them to one? Check out McAfee’s True Key – I couldn’t manage without it! 

I think you’d be hard-pressed to find many parents keen to return to home learning. In fact, I think there may even be a revolt if we had to go back! But, knowing we have picked up some ‘nuggets of gold’ along the way makes it a little feel a little better! So, please embrace technology – it’s a fantastic way of connecting with your kids. But of course, keep your family’s usage in check and minimize the risks by giving each device a once-over.  

Happy Digital Parenting! 

Alex  

The post What We’ve Learnt From Home Learning During Lockdown appeared first on McAfee Blog.

What is the Dark Web? Everything You Need to Know

By Vishnu Varadaraj

You open up your laptop and check the daily news. You see a headline stating that one of your favorite online retailers was breached and that thousands of their customers’ passwords were exposed. Data breaches like this frequently appear in the news, but many consumers don’t realize the implications these breaches have on their personal privacy. When data breaches occur, oftentimes billions of these hacked login credentials become available on the dark web, neatly packaged for criminals to download.1 

Let’s dive into the differences between the deep web and the dark web, how cybercriminals use the dark web, and what you can do to protect your data.  

Deep Web vs. Dark Web: What’s the Difference?  

You’ve probably heard of the deep and dark web but may not be aware of their differences.2 First, let’s start by noting that the dark web is always part of the deep web, but the deep web is not always the dark web.  

The deep web refers to the pages on the internet that are not indexed in search engines, meaning that you can’t find them by performing a simple Google search. To access these pages, you have to know the exact address to the site and access it with specific software. Most personalized and password-protected sites appear on the deep web because they contain information that is not meant to be accessed by the general public. These sites include a user’s Netflix home page, password-protected sites for banking, and the internal sites of companies, organizations, and schools. These are all examples of legitimate areas of the deep web.  

On the other hand, the dark web is the disreputable extension of the deep web. Like the deep web, the dark web also houses sites that are not indexed by search engines, but it also hides a user’s identity and location. It consists mostly of illegal products or content that could be harmful to organizations or the general public. Some examples include stolen credit card numbers, fake IDs, drugs, and hacking tools. To access the dark web, a user needs to download darknet software, the most popular being Tor.  

Tor, which stands for “the onion routing project,” was developed by the U.S. Navy for the government in the mid-1990s. It was open-sourced in 2004, and that’s when it went public. Today, Tor is the dark web browser that the majority of people use to surf the internet anonymously. To do this, Tor hides a user’s IP address (or the unique address that identifies an internet-connected device or network) by bouncing their search request to multiple different locations. These bounces also referred to as relays, make it much harder for people to find users on the dark web.  

How Cybercriminals Use the Dark Web 

Because of its ability to provide anonymity, the dark web is often tied to the world of cybercrime. Scammers frequently use the dark web to find software that allows them to access other people’s computers, banking credentials, Social Insurance Numbers, and credit card information. You may be wondering how all this private information ended up on the dark web in the first place. Oftentimes when a company is breached and their customers’ data is exposed, the hackers behind the breach will upload the stolen database to the dark web. This allows other cybercriminals to purchase the stolen information and use it to target users with other scams. Say that a criminal finds a database on the dark web that contains a bunch of personal email addresses. They can purchase the database and target every email address with a phishing campaign that contains malicious links that spread malware or attempt to trick users into handing over their username and password combinations.  

How to Protect Your Data 

Incorporating cybersecurity best practices into your daily life can help protect your data from hackers looking to take advantage of the data found on the dark web. Follow these tips to bring yourself greater peace of mind:  

1. Use strong, unique passwords  

The chances of a hacker accessing your data are higher if you use the same credentials across different accounts. That’s why it’s important to use a strong, unique password for each of your online profiles. This minimizes the potential damage that could be done if a hacker does gain access to one of your accounts. You can also use a password manager with a built-in generator to make it easier for you to access and manage passwords. Enabling multi-factor authentication will also ensure that hackers cannot access your information using only your login credentials. 

2. Be on the lookout for suspicious emails and text messages 

If you receive an email asking you to take immediate action, stop and think. Criminals often convey urgency in their phishing scams in the hopes that an unsuspecting user will click on a malicious link or hand over their personal details without considering the legitimacy of the message. Examine suspicious emails carefully to check for telltale signs of phishing, such as poor grammar, grainy logos, or bogus links. If an email claims to be from a well-known company or brand and asks for your credentials, claims that you need to update your password, or sends you a “free offer,” go directly to the source. Contact customer service through the company’s website (not the email) and inquire about the urgent request.  

3. Stay informed on recent data breaches  

Be on the lookout for breach notices from relevant companies since they are often the first to know about a data breach impacting their online customers. Create news alerts for companies that have access to your information to stay notified of the latest events.  

Additionally, create notifications for your bank and other financial accounts to monitor suspicious activity, such as unauthorized transactions or a drop in credit score. You will be better prepared to mitigate any cybersecurity threats with the right security software and knowledge of the latest risks.   

4. Use comprehensive security software 

Use a comprehensive security solution like McAfee Total Protection, which includes dark web monitoring for up to 10 email addresses. This software actively monitors the dark web for data breaches and exposed information.  Personal details include but are not limited to your date of birth, email addresses, credit card numbers, and personal identification numbers. It also provides steps for remediation after a data breach to help you regain control and the integrity of your data and privacy. With a security solution like this in place, you can continue to live your connected life confidently.  

The post What is the Dark Web? Everything You Need to Know appeared first on McAfee Blog.

My email has been hacked! What should I do next?

By McAfee

If you find that your email has been hacked, one of your immediate reactions is wondering what you should next.  

The answer: take a deep breath and jump into action. There are five steps can help you prevent or minimize any damage done by a compromised account. 

So why do hackers go after email accounts? Fact is, that email account of yours is a treasure trove. There’s a good chance it contains years of correspondence with friends and family, along with yet more email from banks, online retailers, doctors, contractors, business contacts, and more. In all, your email packs a high volume of personal info in one place, which makes your email account a top prize for hackers.  

Let’s take a look at how you can take back control of your email account, along with some things you can do to keep it from getting hacked in the first place.  

You can’t log into your email account: 

This one speaks for itself. You go to check your email and find that your username and password combination has been rejected. You try again, knowing you’re using the right password, and still no luck. There’s a chance that a hacker has gotten a hold of your password, logged in, and then changed the password—thus locking you out and giving them control of your account. 

One of your contacts asks, “Did this email really come from you?” 

Hackers often compromise email accounts to spread malware on a large scale. By blasting emails to everyone on your hacked contact list, they can reach dozens, even hundreds, of others with a bogus email that may include an attachment that’s infected with malware. And no doubt about it, some of those emails can look a little odd. They don’t sound or read at all like the person they’re trying to impersonate—you—to the extent that some of your contacts may ask if this email really came from you. 

On the flip side, this is a good reason to never open attachments you weren’t expecting. Likewise, if you get a somewhat strange email from a friend or business contact, let them know. You may be the first indication they get that their email has been compromised. 

Slow and erratic device performance: 

A sluggish device could be a sign of malware in general. The thing with malware is that it tends to act like a system and resource hog, which may cause your device to run slowly, to turn off and on again suddenly, or even run hot. In some cases, the malware is logging keystrokes on your computer or taps on your phone to siphon off things like usernames and passwords so that a hacker can take control of the accounts associated with them—such as your email, not to mention your bank accounts. This makes a strong case for antivirus and antimalware protection that’s automatically kept up to date to protect against the latest threats. 

What should I do if my email is hacked? 

1) Change your passwords: 

Change your password for your email account if you can. Make it a strong, unique password—don’t reuse a password from another account. Next, update the passwords for other accounts if you use the same or similar passwords for them. (Hackers count on people using simpler and less unique passwords across their accounts—and on people reusing passwords in general.) A password manager that’s included with comprehensive online protection software can do that work for you. 

2) Use your email provider’s recovery service, if needed: 

In the case where you’ve been locked out of your account because you think the hacker has changed the password, your email provider should have a webpage dedicated to recovering your account in the event of a lost or stolen password. (For example, Google provides this page for users of Gmail and their other services.) This is a good reason to keep your security questions and alternate contact information current with your provider, as this is the primary way to regain control of your account. 

3) Reach out to your email contacts:

As mentioned above, a big part of the hacker’s strategy is to get their hooks into your address book and spread malware to others. As quickly as you can, send a message to all your email contacts and let them know that your email has been compromised. And if you’ve done so, let them know that you’ve reset your password so that your account is secure again. Likewise alert them that they shouldn’t open any emails or attachments from you that were sent during the time your account was compromised.  

4) Scan your device for malware and viruses: 

Also as mentioned above, there are several ways that a hacker can get a hold of your email account information—one of them by using malware. Give your device a thorough virus scan with comprehensive online protection software to ensure your device is free from malware. Set up a regular scan to run automatically if you haven’t already. That will help keep things clean in the long run. 

5) Check your other accounts:

 Sometimes one bad hack leads to another. If someone has access to your email and all the messages in it, they may have what they need to conduct further attacks. Take a look at your other accounts across banking, finances, social media, and other services you use and keep an eye out for any unusual activity. 

The bigger picture: Keep tabs on your identity 

More broadly speaking, your email account is one of the several pieces that make up the big picture of your online identity. Other important pieces include your online banking accounts, online shopping accounts, and so on. No question about it, these are things you want to keep tabs on. 

With that, check your credit report for any signs of strange activity. Your credit report is a powerful tool for spotting identity theft. And in many cases, it’s free to do so. In the U.S., the Fair Credit Reporting Act (FCRA) requires the major credit agencies to provide you with a free credit check at least once every 12 months. Canada provides this service, and the UK has options to receive free reports as well, along with several other nations. It’s a great idea to check your credit report, even if you don’t suspect a problem. 

Beyond keeping tabs on your identity, you can protect it as well. Online identity protection such as ours can provide around-the-clock monitoring of your email addresses and bank accounts with up to $1M of ID theft insurance in the event your identity gets compromised. Additionally, it can put an identity recovery pro on the case if you need assistance in the wake of an attack or breach. Taking a step like this can help keep your email account safer from attack in the first place—along with many others as well. 

The post My email has been hacked! What should I do next? appeared first on McAfee Blog.

Spot Those Black Friday and Cyber Monday Shopping Scams

By McAfee

You’re not the only one looking forward to the big holiday sales like Black Friday and Cyber Monday. Hackers are too. As people flock to retailers big and small in search of the best deals online, hackers have their shopping scams ready. Remember, McAfee frees you to live your connected life safe from threats like viruses, malware, phishing, and more. Download award-winning antivirus that protects your data and devices today.

One aspect of cybercrime that deserves a fair share of attention is the human element. Crooks have always played on our feelings, fears, and misplaced senses of trust. It’s no different online, particularly during the holidays. We all know it can be a stressful time and that we sometimes give into the pressure of finding that hard-to-get gift that’s so hot this year. Crooks know it too, and they’ll tailor their attacks accordingly as we get wrapped up in the rush of the season. 

5 ways to spot an online shopping scam 

So while you already know how to spot a great deal, here are ways you and your family can spot online shopping scams so you can keep your finances safer this shopping season: 

1) Email attachments that pretend to be from legitimate retailers and shippers 

A common scam hackers use is introducing malware via email attachments, and during the holiday sale season, they’ll often send malware under the guise of offering emails and shipping notifications. Know that retailers and shipping companies won’t send things like offers, promo codes, and tracking numbers in attachments. They’ll clearly call those things out in the body of an email instead. 

2) Typosquat trickery 

A classic scammer move is to “typosquat” phony email addresses and URLs that look awfully close to legitimate addresses of legitimate companies and retailers. They often appear in phishing emails and instead of leading you to a great deal, these can in fact link you to scam sites that can then lift your login credentials, payment info, or even funds should you try to place an order through them. You can avoid these sites by going to the retailer’s site directly. Be skeptical of any links you receive by email, text, or direct message—it’s best to go to the site yourself by manually typing in the legitimate address yourself and look for the deal there. 

3) Copycat deals and sites 

A related scammer trick that also uses typosquatting tactics is to set up sites that look like they could be run by a trusted retailer or brand but are not. These sits may tout a special offer, a great deal on a hot holiday item, or whatnot, yet such sites are one more way cybercriminals harvest personal and financial information. A common way for these sites to spread is by social media, email, and other messaging platforms. Again a “close to the real thing” URL is a telltale sign of a copycat, so visit retailers directly. Also, comprehensive online protection software can prevent your browser from loading suspicious sites and warn you of suspicious sites in your search results. 

4) Counterfeit shopping apps 

While the best of them can look practically professional and be tough to spot, one way to avoid counterfeit shopping apps is to go to the source. Hit the retailer’s website on your mobile browser and look for a link to the app from their website. Likewise, stick to the legitimate app stores such as Google Play and Apple’s App Store. Both have measures in place to prevent malicious apps from appearing in their stores. Some can sneak through before being detected though, so look for the publisher’s name in the description and ensure it is legitimate. On a fake app, the name may be close to the retailer you’re looking for, but not quite right. Other signs of a fake will include typos, poor grammar, and design that looks a bit off. 

5) The “too good to be true” offer 

At the heart of holiday shopping is scarcity. Special offers for a limited time, popular holiday items that are tough to find, and just the general preciousness of time during the season to get things done, like shopping. Scammers love this time of year. During the holidays, they’ll play on that scarcity and crunch you’re under in their offers and messaging. Enter the “too good to be true” offer, typically set up on phony sites like the ones mentioned above. If the pricing, availability, or delivery time all look too good to be true, it may be a scam designed to harvest your personal info and accounts. Use caution here before you click. If you’re unsure about a product or retailer, read reviews from trusted websites to help see if it’s legitimate. 

Great tips for shopping online any time 

Apart from spotting scams, there are several things you can do to keep yourself safer while shopping this holiday season. In fact, they can keep you safer when you shop year ‘round as well. Looking for a last minute deal? Download McAfee online protection today.

Look for the lock icon 

This is a great one to start with. Secure websites begin their address with “https,” not just “http.” That extra “s” in stands for “secure,” which means that it uses a secure protocol for transmitting sensitive info like passwords, credit card numbers, and the like over the internet. It often appears as a little padlock icon in the address bar of your browser, so double-check for that. If you don’t see that it’s secure, it’s best to avoid making purchases on that website. 

Use a credit card instead of your debit card 

Specific to the U.S., the Fair Credit Billing Act offers the public protection against fraudulent charges on credit cards, where citizens can dispute charges over $50 for goods and services that were never delivered or otherwise billed incorrectly. Note that many credit card companies have their own policies that improve upon the Fair Credit Billing Act as well. However, debit cards aren’t afforded the same protection under the Act. Avoid using those while shopping online and use your credit card instead. 

Consider getting a virtual credit card 

Another alternative is to set up a virtual credit card, which is a proxy for your actual credit card. With each purchase you make, that proxy changes, which then makes it much more difficult for hackers to exploit. You’ll want to research virtual credit cards further, as there are some possible cons that go along with the pros, such as in the case of returns where a retailer will want to use the same proxy to reimburse a purchase. 

Use protection while you shop 

Using a complete suite of online protection software can offer layers of extra protection while you shop, such as web browser protection and a password manager. Browser protection can block malicious and suspicious links that could lead you down the road to malware or a financial scam. A password manager can create strong, unique passwords and store them securely as well, making it far more difficult for hackers to compromise your accounts. Identity theft protection takes your safety a step further by helping you secure your identity online and restore it should any of your personal info be found in the wrong hands. 

Use two-factor authentication on your accounts 

Two-factor authentication is an extra layer of defense on top of your username and password. It adds in the use of a special one-time-use code to access your account, usually sent to you via email or to your phone by text or a phone call. In all, it combines something you know, like your password, with something you have, like your smartphone. Together, that makes it tougher for a crook to hack your account. If any of your accounts support two-factor authentication, the few extra seconds it takes to set up is more than worth the big boost in protection you’ll get. 

Use a VPN if you’re shopping on public Wi-Fi 

Public Wi-Fi in coffee shops and other public locations can expose your private surfing to prying eyes because those networks are open to all. Using a virtual private network (VPN) encrypts your browsing, shopping, and other internet traffic, thus making it secure from attempts at intercepting your data on public Wi-Fi and harvesting information like your passwords and credit card numbers. 

Keep an eye on your identity and credit reports 

With all the passwords and accounts we keep, this is important. Checking your credit will uncover any inconsistencies or outright instances of fraud. From there, you can then take steps to straighten out any errors or bad charges that you find. In the U.S., you can run a free credit report once a year with the major credit reporting agencies 

Shop happy! (Don’t give in to stress and scarcity.) 

So while you’re shopping online this year, take a deep breath before you dive in. Double-check those deals that may look almost too good to be true. Look closely at those links. And absolutely don’t click on those attachments that look like shipping notices or coupon deals. Hackers are counting on you to be in a bit of a hurry this time of year. Taking an extra moment to spot their tricks can go a long way toward keeping you and your finances safe. Remember, stay ahead of cyber criminals, get an extra layer of protection with McAfee this holiday season.

The post Spot Those Black Friday and Cyber Monday Shopping Scams appeared first on McAfee Blog.

The Ultimate Holiday Shopping Guide

By McAfee

The holidays are almost here! That means it’s time to start making your list and checking it twice. To help prepare you for this year’s holiday shopping spree, McAfee is providing you with the ultimate holiday shopping list for every Tech lover in your family. Here are the devices to keep on your radar this holiday shopping season and what you should use to protect them.  

For the Gaming Guru  

Know someone who enjoys vanquishing aliens, building virtual amusement parks, and online battle royale? There’s a good chance that you do, as online gaming traffic increased 30% from the first to the second quarter of 2020. For the gaming guru in your life, consider gifting them a top-of-the-line gaming laptop so, they don’t have to compromise portability for playability. If they prefer to play in the comfort of their own home, consider giving the gamer in your life a snazzy new gaming monitor. This will allow them to enjoy a crystal-clear resolution, rapid refresh rate, and size to bring their virtual world to life. And to truly immerse your gamer in a new realm, gift them a new gaming console so they can enjoy optimal speed and stellar game lineups.  

When shopping for your gamer, consider how you can empower them to stay secure while they play. A security solution like McAfee Gamer Security not only delivers a faster, quieter, and safer experience, but it can also boost a rig’s performance. This antivirus software detects threats through the cloud and optimizes resources to minimize frame drops. Gamers can even customize which games to boost (or even add other apps they’d like to boost), which background services to pause, and more. This improves your gamer’s experience and also keeps them safe while they play.  

For the Mobile Mastermind 

Does your tech-savvy teen love to browse on the go? Or perhaps you have a college student who likes to bring their online studying and video streaming with them beyond the home. For the mobile mastermind in your family, gift them a new smartphone or tablet this holiday season. These devices will allow your loved ones to access all their favorite apps and surf the web anytime, anywhere.  

With the World Wide Web constantly at their fingertips, enable your family members to surf the internet with confidence by employing the help of a safe browsing solution like McAfee WebAdvisor. This trusty companion, available for free and included in the McAfee Total Protection app for iOS and Android, helps keep users safe from threats like malware and phishing attempts. Web Advisor blocks malicious sites, scans downloads, and alerts the user if a known threat is detected. With comprehensive security on their side, your mobile user will be free to search, stream, and download on the go.  

For the Smart Home Supervisor 

The number of smart households (households that contain connected technology and can interact with other IoT devices) in the U.S. is expected to grow to 77.05 million by 2025. That may not come as a surprise, since IoT devices have upped the convenience of tech users’ lives everywhere. Perhaps your spouse or parents love filling their home with the latest and greatest smart home gadgets. This holiday season, give them the gift of convenience with a smart TV, speaker, thermostat, kitchen appliances, a personal home assistant – the list of smart home devices goes on!  

While these devices can provide greater efficiency to anyone’s life, it’s important to be aware of the potential risks that come with this level of interconnectivity. Many product designers treat security as an afterthought, rushing to get their smart devices to market and consequentially creating an easy access point for criminals to exploit. But fear not! A solution like McAfee Secure Home Platform can automatically secure connected devices through a router with McAfee protection. It can hide your IoT devices from hackers, giving you the confidence that you have a solid line of defense against online threats.  

 For the Fitness Fanatic 

 At the onset of the pandemic, people adjusted their workout routines to accommodate for gym closures and began to rely on other solutions to stay fit. In fact, many turned to IoT devices used for virtual fitness, including wearable fitness trackers and stationary machines equipped with digital interfaces. Sound like someone you know? Consider giving them a stylish new or upgraded smartwatch that allows them to track their daily step count, heart rate, and sleep patterns.

While these devices can be instrumental in tracking users’ activity levels, it’s important to remember that wearable gadgets collect valuable health and location data a criminal could exploit. To keep your fitness fanatic happy and healthy without sweating their security, encourage them to install software updates immediately. This will protect your loved one’s device from reported bugs, enhance functionality, and seal up any security loopholes. 

Secure for the Holidays  

As you plan your holiday shopping list this year, don’t forget about the gift that keeps on giving: the peace of mind that comes with having the right online security! With comprehensive solutions built to safeguard your loved one’s devices, personal data, and everything they do online, they can continue to live their digital lives with confidence.  

The post The Ultimate Holiday Shopping Guide appeared first on McAfee Blog.

Staying Cyber Aware and Safer from Ransomware

By Steve Grobman

Ransomware – A truly frightening cyber security topic

It’s October, and at McAfee we love celebrating spooky season. As McAfee’s Chief Technology Officer, I’m also excited that it’s Cyber Security Awareness Month. And while there are no fun-size candy bars, we do talk about some truly bone-chilling stuff when it comes to cyber safety. So gather round, as I tell you all about one of the scariest threats online, ransomware. 

What is Ransomware?

Ransomware is a form of extortion that happens when cyber criminals demand payment. Recently some high-profile companies have been in the news as victims of major ransomware attacks. However, ransomware also impacts individuals, just like you and me. In the individual’s case, a cybercriminal may demand payment to restore access to your device or data or even to prevent them from dumping sensitive or embarrassing information onto the internet. McAfee defends consumers from tens of thousands of ransomware attacks every month. 

What should I do if I’m a victim of ransomware? 

If the worst should happen, take a deep breath and don’t panic. Calmly assessing the situation now can save you a lot of stress later. Ask yourself: 

What data has been compromised?  

  • Look for things like encrypted files on your computer that you can no longer open. 
  • Did the hacker show you an email you don’t believe they should have access to? 

How valuable is the data?  

  • Can you afford to lose this data? 
  • Ideally, your data is backed up on another device or in the cloud so you can regain anything that the criminals have stolen. 
  • Would this data be publicly damaging to you? 

How to avoid making the problem worse 

  • Never accept unsolicited help. This may be the hacker. 
  • Don’t click on pop-ups, links, or emails offering help, as these may also be affiliated with the ransomware. 

Taking action 

Now that you’ve assessed the situation, we can do something about it. 

  • Update all your passwords to lock criminals out of your online accounts. 
  • Make sure all your system software is up to date. 
  • Check that McAfee security is installed and active on all your devices. 

Don’t negotiate with terrorists   

If you can afford to lose your data, and the personal impact is minimal, we always recommend you don’t pay the criminal. There’s no guarantee that if you pay the ransom, you’ll get your data back, and ultimately, you’re incentivizing the cybercriminal to do it again. The best defense against ransomware is to have great cybersecurity habits that prevent the attack from occurring in the first place. 

So, whether you’re enjoying some creepy lawn decorations, or just surfing the web, remember to stay safe out there this Halloween. 

The post Staying Cyber Aware and Safer from Ransomware appeared first on McAfee Blog.

Organized Cybercrime: The Big Business Behind Hacks and Attacks

By McAfee

There’s a person behind every cybercrime. That’s easy to lose sight of. After all, cybercrime can feel a little anonymous, like a computer is doing the attacking instead of a person. Yet people are indeed behind these attacks, and over the years they’ve been getting organized—where cybercriminals structure and run their operations in ways that darkly mirror the workings of a real business. 

Funny, the notion of hackers running an illegal business just like a regular business. But there you go. What works, apparently works. So, let’s take a closer look at how organized crime goes about its business—and get a little more insight into how we can protect ourselves in the process. 

A classic notion of the cybercriminal is that of a lone hacker, donning a hoodie in a dimly lit room and chipping away at the networks and devices of a business or household. That does happen, such as in the case of the former engineer accused of. Yet increasingly, attacks are orchestrated efforts.  

More and more of today’s cybercrime is a distributed, international affair that relies on several bad actors to see it through. This takes the form of organized crime groups with ringleaders located in one country and developers in others, further supported by operations, marketing, finance, and call center teams in yet other locations—just like a legitimate business, strange as it seems. 

What does that look like in real life? Consider a practical example: an identity theft ring sets up a series of phony websites to hijack personal information. There’s a lot of work that goes into putting up those websites, so let’s start there and see who could be involved. From there, we can work our way up the chain of cybercrime organizations. For starters: 

  • There are the sites themselves. An individual or team codes the site in their location and then hosts them on servers in other locations, often different countries. 
  • There’s a creative team that designed and wrote the sites in such a way that they look convincing enough to potential victims such that they fall for the scam.  
  • Another team takes on a marketing role, where they’re charged with promoting those phony sites to lure in victims through phony emails, ads, and paid search results designed to look like the real thing. 
  • An analytics team determines which lures are the most effective. From there, they share these findings so that the most effective of the phony emails, ads, and search results get used—they may fine-tune the phony websites for performance as well. 

And that’s just for starters. There’s plenty of activity that follows once victims share their personal info on that phony site, spanning yet more business roles: 

  • A data team harvests the stolen data and packages it up for use, whether by the same cybercrime organization or via sale on a dark web marketplace. 
  • A finance team that handles and launders funds as needed—and then pays out partners, employees, and ringleaders of the organization. Plus, it will cover any operational costs like equipment and services used. 
  • A managerial layer may also exist to keep operations running smoothly, coordinating the efforts of all the teams and offering reports to (ring)leadership. 
  • The ringleaders themselves—the ones who conceived this scam, set it in motion, and reap the big dollars from it. Of note, these people may not be technically minded at all. But they are crooks. 

Stepping back and looking at this example, you can see how there are several distinct skillsets at play here. While small groups of hackers could pull off something similar, the most effective of these scams will have a relatively large staff in place to ensure it runs effectively. This is just one broad example, yet it does serve to remind us that sophisticated cybercrime can have a sophisticated organization behind it. 

Other examples include tech support scams that run their own call support centers, corporate ransomware attacks where scammers hijack the company’s social media accounts and shame them into paying. There are yet more examples of bogus call centers, like the ones that will walk individual victims through the process of paying off a ransomware attack with cryptocurrency. Once again, quite an operation. 

Back to the lone hacker in a hoodie for a moment. They’re still out there. In fact, many of them are enabled by larger cybercrime organizations. This can happen in several ways: 

  • Take the phony website example above. The crooks who stole that information may not use it themselves. They may sell it to other cyber crooks for profit instead.  
  • Additionally, larger organizations will sell their malicious code in kits to non-technical and semi-technical hackers so that those crooks can commit crimes of their own.  
  • Some organized cybercrime organizations will simply hire themselves out as a service, unleashing phony website scams like mentioned above, distributed denial of service attacks that flood internet traffic to a halt, and several other types of crime—for the right price.  

It’s a marketplace out there, where our data acts as a kind of currency that’s traded and sold by operators large and small. 

So yes, there’s a person behind every cybercrime. And then there’s you. Along with all things you can do to stop them. 

Earlier this year, I shared how McAfee now solely focuses on people. Organized cybercrime is just one of the many reasons why. While different devices may come and go in our lives, our data always follows us—the very things cybercriminals are after. It’s people who need protection. By protecting you, your identity, and your privacy, along with your devices, we protect you from threats like these, whether they stem from a small-time crook or an organized crime gang. Even lone hackers in hoodies.  

To me, the solution looks something like this: you’re out there enjoying the internet without having to look over your shoulder. You’re just safe. And living your life.  

So as cybercrime becomes more sophisticated, we’re becoming yet more sophisticated at McAfee. And it’s you entirely with you in mind. Online protection should come naturally and give you the confidence to go about your day—protection that is personalized, intelligent, and easier to use so that it adapts based on what you’re doing and what you need at any given moment. That’s our aim. Ease. Freedom. Particularly in a time when criminals are trying their hardest to make you their business as you go about yours. 

The post Organized Cybercrime: The Big Business Behind Hacks and Attacks appeared first on McAfee Blog.

Do your part and #BeCyberSmart with these online safety tips

By McAfee

We hope you’ve enjoyed Cyber Awareness month. This year’s theme asked us all to do our part to stay safer online. The idea is that if we each take steps to secure our lives online, then together we all contribute to creating a safer, more secure internet. Of course, it’s our job to help you #BeCyberSmart. With that in mind, we’ve pulled together all the safety tips we featured in October. From family security to protecting your latest smart home gadgets, they’re all here and organized by theme. So take a look below and let’s all do our part today, tomorrow, and in the year to come! 

#BeCyberSmart at any age 

10 quick tips for keeping the whole family safe 

https://www.mcafee.com/blogs/consumer/family-safety/10-easy-ways-to-build-up-your-familys-online-security/ 

Online security for senior citizens 

https://www.mcafee.com/blogs/consumer/family-safety/7-savvy-ways-senior-adults-can-safeguard-digital-privacy/ 

A quick list of tips for protecting kids on apps and social networking 

https://www.mcafee.com/blogs/consumer/family-safety/more-apps-for-younger-users-emerging-heres-what-parents-need-to-know/ 

How to protect baby’s first digital footprints 

https://www.mcafee.com/blogs/consumer/the-connected-lives-of-babies-protecting-their-first-digital-footprints 

Millennials are major targets for identity theft. Check out this quick guide for protecting identity online 

https://www.mcafee.com/blogs/consumer/consumer-cyber-awareness/guide-protecting-your-digital-identity/ 

Ways for online gamers to #BeCyberSmart.  

https://www.mcafee.com/blogs/consumer/consumer-cyber-awareness/5-online-gaming-tips-to-stay-safe-from-hackers/ 

Fight the Phish! 

#Phishing is a common #scam that pops up in emails, DMs, and texts where crooks try and get you to click sketchy links. Learn how to spot them. 

https://www.mcafee.com/blogs/consumer/consumer-threat-reports/protect-yourself-against-phishing-scams-with-these-security-tips 

#phishing quick tips:

  • A common attack is a fake shipment alert, where a text pretends to come from a legitimate carrier or delivery service. #BeCyberSmart, don’t click on any links. Go to the company’s webpage and follow up there, especially if you weren’t expecting a package! 
  • #Phishing also happens on voicemail. Crooks can pose as IRS agents during tax time or pretend to represent a bank, all to get your Social Security number or other info. #BeCyberSmart, hang up and call the organization in question directly to see if the issue is legit. 
  • With #phishing attacks, something can smell fishy and look fishy too. Spelling errors, clunky designs, and logos that don’t look quite right are often tell-tale signs that an email or message is fake. #BeCyberSmart, if something doesn’t look right, don’t click. 
  • By playing on people’s emotions with fake job offers or deals on hot holiday items, crooks create links to phony sites designed to steal personal info. If it sounds too good to be true, it probably is. #BeCyberSmart, don’t click. 
  • Does the message you just got from a friend or coworker seem a little … off? If so, this may be a #spearphishing attack where hackers pose as people you know to steal personal info from you. When in doubt, don’t click that link.  
  • You won! A weekend getaway! Tickets to opening day! A shopping spree! Or did you? Messages like these, whether online or in voicemails can be #phishing scams. #BeCyberSmart, don’t share your info without seeing if the operation is truly on the up-and-up. 

Explore, Experience, Share 

Securing your mobile phone. 

https://www.mcafee.com/blogs/consumer/mobile-and-iot-security/7-tips-to-protect-your-smartphone-from-getting-hacked/ 

Protecting your #socialmedia accounts from hacks and attacks. 

https://www.mcafee.com/blogs/consumer/consumer-cyber-awareness/protect-your-social-media-accounts-from-hacks-and-attacks 

Keeping the whole family safer 

https://www.mcafee.com/blogs/consumer/consumer-cyber-awareness/a-safer-internet-for-you-your-family-and-others-too 

Spotting fake news and misinformation 

https://www.mcafee.com/blogs/consumer/spot-fake-news-and-misinformation-in-your-social-media-feed 

How to avoid oversharing online. 

https://www.mcafee.com/blogs/consumer/family-safety/is-this-tmi 

Managing your personal photos online safely. 

https://www.mcafee.com/blogs/consumer/entertainment-fromhome-photo-backups-digital-picture-frames-and-more 

Interested in starting a podcast? Here are some tips to get you started. 

https://www.mcafee.com/blogs/consumer/entertainment-fromhome-how-to-start-your-own-podcast 

Check out some tips for keeping your family safe when you hit the road with your phones, tablets, and laptops 

https://www.mcafee.com/blogs/consumer/mobile-and-iot-security/travel-smart-protecting-your-familys-smartphones-while-on-vacation/ 

Have smart home devices like a doorbell or smart lightbulbs? See how you can enjoy it all safely 

https://www.mcafee.com/blogs/consumer/consumer-cyber-awareness/how-to-secure-your-smart-home-a-step-by-step-guide 

Making online protection a priority 

Staying safe while banking online 

https://www.mcafee.com/blogs/consumer/online-banking-simple-steps-to-protect-yourself-from-bank-fraud 

App scams aimed at kids 

https://www.mcafee.com/blogs/consumer/family-safety/9-tips-to-help-kids-avoid-popular-app-scams 

Take a look at some of the ways you can improve your privacy 

https://www.mcafee.com/blogs/consumer/family-safety/15-easy-effective-ways-to-start-winning-back-your-online-privacy 

Using payment apps safely 

https://www.mcafee.com/blogs/consumer/mobile-and-iot-security/avoid-making-costly-mistakes-with-your-mobile-payment-apps 

Protecting kids from identity theft 

https://www.mcafee.com/blogs/consumer/family-safety/15-easy-effective-ways-to-start-winning-back-your-online-privacy 

Let’s talk online shopping and ways you can score some great deals safely during a time of year when hackers break out some of their oldest (yet effective) tricks 

https://www.mcafee.com/blogs/consumer/consumer-threat-reports/cyber-monday-is-coming-10-tips-to-protect-you-from-online-shopping-scams 

Thanks for celebrating Cyber Awareness month with us this October. More importantly, we hope you’re able to take the tips above and not only make your life safer but also the lives of friends and family as well. After all, we all need to do our part to #BeCyberSmart and protected online. 

The post Do your part and #BeCyberSmart with these online safety tips appeared first on McAfee Blog.

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