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The Worst Black Friday and Cyber Monday Scams – And How to Avoid Them

By McAfee

On Black Friday and Cyber Monday, the deals roll out. So do some of the worst Black Friday and Cyber Monday scams. 

Hackers, scammers, and thieves look to cash in this time of year by blending in with the holiday rush, spinning up their own fake shipping notices, phony deals, and even bogus charities that look legitimate at first glance, yet are anything but. Instead, they may be loaded with malware, point you to phishing sites that steal your personal info, or they may simply rip you off.   

Classically, many online scams play on emotions by creating a sense of urgency or even fear. And for the holidays, you can throw stress into that mix as well—the stress of time, money, or even the pressure of finding that hard-to-get gift that seems to be out of stock everywhere. The bad actors out there will tailor their attacks around these feelings, hoping that they’ll catch you with your guard down during this busy time of year. 

”The Five Least Wanted” – Top online shopping scams to avoid 

So while knowing how to spot a great gift at a great price is solid skill to have this time of year, so is the ability to spot a scam. Let’s look at some of the worst ones out there, along with what you can do to steer clear of them. 

1) The fake order scam  

Come this time of year, keeping tabs on all the packages you have in transit can get tricky. You may have an armload of them enroute at any given time, and scammers will look to slip into this mix with phony order confirmations sent to your mailbox or your phone by text. Packed with either an email attachment or a link to a bogus website, they’ll try to get you to download malware or visit a site that attempts to steal your identity.  

These messages can look quite legit, so the best way to keep track of your orders is on the sites where you purchased them. Go directly to those sites rather than clicking on any links or attachments you get. 

2) The phony tracking number scam 

This scam plays out much like the fake order scam, yet in this case the crooks will send a phony package tracking notification, again either as a link or as an attachment. For starters, legitimate retailers won’t send tracking numbers in an attached file. If you see anything like that, it’s surely a scam designed to inject malware onto your device. In the case of a link, the scammers aim to send you to a site that will steal your personal info, just like in the case above.  

Once again, the best way to track your packages is to go to the source. Visit the online store where you made your purchase, open your current orders, and get your package tracking information from there. 

3) The bogus website scam  

A classic scammer move is to “typosquat” phony email addresses and URLs that look awfully close to legitimate addresses of legitimate companies and retailers. So close that you may overlook them. They often appear in phishing emails and instead of leading you to a great deal, these can in fact link you to scam sites that can then lift your login credentials, payment info, or even funds should you try to place an order through them.  

You can avoid these sites by going to the retailer’s site directly. Be skeptical of any links you receive by email, text, or direct message—it’s best to go to the site yourself by manually typing in the legitimate address yourself and look for the deal there.  

4) The hot deal scam  

At the heart of holiday shopping is scarcity. And scarcity is something scammers love. There’s always some super-popular holiday item that’s tough to find, and scammers will spin up phony websites and offers around those items to lure you in. They may use the typosquatting technique mentioned above to pose as a legitimate retailer, or they may set up a site with their own branding to look legitimate on their own (or at least try). Either way, these scams can hurt you in a couple of ways—one, you’ll pay for the goods and never receive them; and two, the scammers will now have your payment info and address, which they can use to commit further fraud. 

If the pricing, availability, or delivery time all look too good to be true for the item in question, it may be a scam designed to harvest your personal info and accounts. Use caution here before you click. If you’re unsure about a product or retailer, read reviews from trusted websites to help see if it’s legitimate. (The Better Business Bureau is a great place to start—more on that in moment.) 

5) The fake charity scam 

In the season of giving, donating to charities in your name or in the name of others makes for a popular holiday gesture. Scammers know this too and will set up phony charities to cash in. Some indications that a phony charity has reached you include an urgent pitch that asks you to “act now.” A proper charity will certainly make their case for a donation, yet they won’t pressure you into it. Moreover, phony charities will outright ask for payment in the form of gift cards, wire transfers (like Western Union), money orders, or even cryptocurrency—because once those funds are sent, they’re nearly impossible to reclaim when you find out you’ve been scammed. 

There are plenty of ways to make donations to legitimate charities, and the U.S. Federal Trade Commission (FTC) has a site full of resources so that you can make your donation truly count 

So, how can I avoid getting scammed on Black Friday and Cyber Monday? 

Some of it takes an eagle eye that can spot these scams as they pop up in your inbox, texts, social media feed, and so on. Yet you have further ways you can keep safe while shopping on Black Friday, Cyber Monday, and any time. 

Stick with known, legitimate retailers online 

This is a great one to start with. Directly typing in the correct address for online stores and retailers is a prime way to avoid scammers online. In the case of retailers that you don’t know much about, the U.S. Better Business Bureau (BBB) asks shoppers to do their research and make sure that retailer has a good reputation. The BBB makes that easier with a listing of retailers you can search simply by typing in their name. 

Look for the lock icon in your browser when you shop 

Secure websites begin their address with “https,” not just “http.” That extra “s” in stands for “secure,” which means that it uses a secure protocol for transmitting sensitive info like passwords, credit card numbers, and the like over the internet. It often appears as a little padlock icon in the address bar of your browser, so double-check for that. If you don’t see that it’s secure, it’s best to avoid making purchases on that website.  

Pay with a credit card instead of your debit card  

In the U.S., the Fair Credit Billing Act offers the public protection against fraudulent charges on credit cards, where citizens can dispute charges over $50 for goods and services that were never delivered or otherwise billed incorrectly. Note that many credit card companies have their own policies that improve upon the Fair Credit Billing Act as well. However, debit cards aren’t afforded the same protection under the Act. Avoid using a debit card while shopping online and use your credit card instead.  

Use two-factor authentication on your accounts  

Two-factor authentication is an extra layer of defense on top of your username and password. It adds in the use of a special one-time-use code to access your account, usually sent to you via email or to your phone by text or a phone call. In all, it combines something you know, like your password, with something you have, like your smartphone. Together, that makes it tougher for a crook to hack your account. If any of your accounts support two-factor authentication, the few extra seconds it takes to set up is more than worth the big boost in protection you’ll get.  

Use a VPN if you’re shopping on public Wi-Fi  

Public Wi-Fi in coffee shops and other public locations can expose your private surfing to prying eyes because those networks are open to all. Using a virtual private network (VPN) encrypts your browsing, shopping, and other internet traffic, thus making it secure from attempts at intercepting your data on public Wi-Fi, such as your passwords and credit card numbers.  

What’s more, a VPN masks your whereabouts and your IP address, plus uses encryption that helps keep your activities private. As a result, companies and data brokers can potentially learn far less about you, your shopping, your travels, your habits, and any other information that they could possibly collect and otherwise profit from. 

Clean up your personal data online 

Yes, it’s true. Your information gets collected, bought, and solid online. In fact, personal information fuels a global data trading economy estimated at $200 billion U.S. dollars a year. Run by data brokers that keep hundreds and even thousands of data points on billions of people, these sites gather, analyze, buy, and sell this information to other companies as well as to advertisers. Likewise, these data brokers may sell this information to bad actors, such as hackers, spammers, and identity thieves who would twist this information for their own purposes. 

Getting your info removed from these sites can seem like a daunting task. (Where do I start, and just how many of these sites are out there?) Our Personal Data Cleanup can help by regularly scanning these high-risk data broker sites for info like your home address, date of birth, and names of relatives. It identifies which sites are selling your data, and depending on your plan, automatically requests removal. 

Protect your identity from identity thieves 

Another place where personal information is bought and sold, stored, and exchanged is the dark web. The problem is that it’s particularly difficult for you to determine what, if any, of your info is on the dark web, stashed away in places where hackers and thieves can get their hands on it. Identity monitoring can help. McAfee’s identity monitoring helps you keep your personal info safe by alerting you if your data is found on the dark web, an average of 10 months before our competitors. 

Monitored info can range anywhere from bank account and credit card numbers to your email addresses and government ID number, depending on your location. If your information gets spotted, you’ll get an alert, along with steps you can take to minimize or even prevent damage if the information hasn’t already been put to illegal use. 

Take advantage of identity protection 

Identity protection through McAfee takes identity monitoring a step further by offering, depending on your location and plan, identity theft coverage for financial losses and expenses due to identity theft, in addition to hands-on help from a recovery professional to help restore your identity—all in addition to the identity monitoring called out above, again depending on your location and plan. 

Monitor your credit 

Keeping an eye on your bills and statements as they come in can help you spot unusual activity on your accounts. A credit monitoring service can do that one better by keeping daily tabs on your credit report. While you can do this manually, there are limitations. First, it involves logging into each bureau and doing some digging of your own. Second, there are limitations as to how many free credit reports you can pull each year. A service does that for you and without impacting your credit score. 

Depending on your location and plan, McAfee’s credit monitoring allows you to look after your credit score and the accounts within it to see fluctuations and help you identify unusual activity, all in one place, checking daily for signs of identity theft. 

Use protection while you shop  

A complete suite of online protection software like McAfee+ can offer layers of extra security while you shop. In addition to the VPN, identity, credit monitoring, and other features mentioned above, it includes web browser protection that can block malicious and suspicious links that could lead you down the road to malware or a phishing scam—along with a password manager that can create strong, unique passwords and store them securely as well. Taken together, McAfee+ offers all-in-one online protection for your identity, privacy, and security that can keep you far safer when you shop online—and as you spend your time online in general. 

What should I do if I fall victim to a Black Friday or Cyber Monday scam? 

Even if you take the proper precautions the unexpected can happen. Whether it’s a scam, an identity crime, or flat-out theft, there are steps you can take right away to help minimize the damage. 

The first bit of advice is to take a deep breath and get right to work on recovery. From there, you can take the following steps: 

1. Notify the companies involved 

Whether you spot a curious charge on your bank statement, discover potentially a fraudulent account when you check credit report, or when you get an alert from your monitoring service, let the bank or organization involved know you suspect fraud or theft. With a visit to their website, you can track down the appropriate number to call and get the investigation process started. 

2. File a police report 

Some businesses will require you to file a local police report and acquire a case number to complete your claim. Beyond that, filing a report is a good idea in itself. Identity theft is still theft and reporting it provides an official record of the incident. Should your case of identity theft lead to someone impersonating you or committing a crime in your name, filing a police report right away can help clear your name down the road. Be sure to save any evidence you have, like statements or documents that are associated with the theft. They can help clean up your record as well. 

3. Contact your governmental anti-fraud or trade organization 

In the U.S., the identity theft website from the Federal Trade Commission (FTC) is a fantastic resource should you find yourself in need. In addition to keeping records of the theft, the FTC can provide you with a step-by-step recovery plan—and even walk you through the process if you create an account with them. Additionally, reporting theft to the FTC can prove helpful if debtors come knocking to collect on any bogus charges in your name. With a copy of your report, you can ask debtors to stop. 

4. Put on a credit freeze or lock 

An instance of identity fraud or theft, suspected or otherwise, is a good time to review your options for a credit freeze or lock. As mentioned earlier, see what the credit bureaus in your region offer, along with the terms and conditions of each. With the right decision, a freeze or lock can help minimize and prevent further harm. 

5. Continue to monitor 

Strongly consider using a monitoring service like the one we described earlier to help you continue to keep tabs on your identity. The unfortunate fact of identity theft and fraud is that it can mark the start of a long, drawn-out affair. One instance of theft can possibly lead to another, so even what may appear to be an isolated bad charge on your credit card calls for keeping an eye on your identity all around. Many of the tools you would use up to this point still apply, such as checking up on your credit reports, maintaining fraud alerts as needed, and reviewing your accounts closely—along with utilizing an identity monitoring service. 

6. Work with a recovery pro 

A recovery service can help you clean up your credit in the wake of fraud or theft, all by working on your behalf. Given the time, money, and stress that can come along with setting your financial record straight, leaning on the expertise of a professional can provide you with much-needed relief on several counts. 

Take an extra moment to spot those Black Friday and Cyber Monday scams  

Just as it’s always been, hackers, scammers, and thieves want to ruin a good thing. In this case, it’s your spirit of giving and sharing in the holiday season. Yet with this list of top scams and ways you can avoid them, you can keep bad actors like them at bay. Remember, they’re counting on you to be in a hurry this time of year, and maybe a bit stressed and a little disorganized to boot. Take your time while shopping out there and keep an eye out for their tricks. That extra moment can save you far more time and money than you may think. 

The post The Worst Black Friday and Cyber Monday Scams – And How to Avoid Them appeared first on McAfee Blog.

For some, accounting is more than just spreadsheets! Vernon’s McAfee Journey

By Life at McAfee

Vernon has been our Manager of Technical Accounting for more than two years, but that doesn’t mean he’s busy with spreadsheets and numbers all day.

My McAfee career journey story

It’s been an amazing ride so far. My team touches on several areas of responsibility, including financial period closing, financial reporting, and accounting for complex transactions.

​​​​​​​The most rewarding part of my role is definitely the variety and complexity – they really go hand-in-hand and I enjoy asking questions and figuring out the solutions, even when there is not always a textbook answer. I enjoy the challenge of working collectively with a team to find solutions by applying research and experience to a set of facts.

It’s also rewarding to be able to collaborate with auditors and other stakeholders who would be interested in the results.

Talent and collaboration – a rare combo

​​​​​​​My favorite thing about working at McAfee is the team. We have an amazing team. It’s full of really smart people. I’ve seen some companies try and find the best talent they can, but McAfee has just taken that to a whole different level. Everyone in their respective areas is really tuned in to the broader effort and we work well together. At McAfee, we enjoy both a high level of talent and collaborative effort. You don’t often find both in the same place. ​​​​​​​

My leadership philosophy

I really believe that each person brings certain strengths to the table, and they should be able to exercise those strengths to develop and expand their capabilities. Once those natural roles are established, it’s best to trust them to determine how best to perform in their roles and collaborate with the team in achieving results that add value to the broader group.

My advice for anyone looking to drive their career forward is

​​​​​​​First, expect the unexpected – consider each new experience an opportunity for personal growth.

Secondly, get involved in projects. If you have the opportunity to do something different or work with a cross-functional team, do it. It builds your own skill base, which opens the door for greater future opportunities and you get to meet people outside of your own department and develop relationships that may prove valuable over time.

The post For some, accounting is more than just spreadsheets! Vernon’s McAfee Journey appeared first on McAfee Blog.

Ransomware Masquerading as Microsoft Update Targets Home Computers

By McAfee

A new ransomware threat is currently sweeping its way across home computers. And what’s making it extra tricky is that it’s disguised as an operating system update. 

Be on the lookout for this new ransomware scheme and protect yourself from ransomware with a few of these tips. 

What Is Magniber Ransomware? 

Magniber is a new type of ransomware that is disguised at almost every touchpoint until it seemingly pops out of nowhere demanding money. The attack begins when someone visits a fake Windows 10 update website owned by the Magniber cybercriminal group. Once someone clicks on a malicious link on that site, file-encrypting malware downloads onto the device. 

Another stealth maneuver of Magniber is that the encryption malware downloads as a JavaScript file straight to the memory of the device, which can often slide under an antivirus’ radar. This malware allows the criminal to view, delete, and encrypt files and gain administrator access of the device. Usually, before the person even knows their device is in danger, Magniber reveals itself and demands a ransom payment in exchange for releasing the documents and giving back control of the computer. If the device owner refuses to pay, the criminal threatens to delete the files forever.1 

Personal Ransomware May Be on the Rise 

For the last several years, large companies fell left and right to breaches. Hacker groups infiltrated complex cybersecurity defenses, got ahold of sensitive company or customer information, and threatened to release their findings on the dark web if not paid a hefty ransom. The reasons cybercriminals targeted corporate databases versus personal devices wasn’t just because they could demand multiple millions, but because companies were better equipped to make ransom transactions anonymously. Often, cryptocurrency transactions are untraceable, which allows criminals to remain at large. 

Now that more everyday people are proficient in cryptocurrency, ransomware may shift to targeting personal devices. Though the ransom payments won’t be as lucrative, there also won’t be corporate cybersecurity experts hot on the cybercriminal’s tail. 

How to Keep Your Device Safe 

To avoid ransomware schemes similar to Magniber, adopt these three habits to better protect your device and digital privacy: 

  • Turn on automatic updates. It’s best practice to accept all new software and device updates, which makes Magniber an especially difficult threat to detect. Consider configuring your device to auto-update. If you enable automatic updates, you can then treat any other popups or update websites with skepticism. To validate if an update prompt is genuine, go to your operating system or device’s corporate page and search for any announcements about new updates.  
  • Regularly back up your important files. If you store sensitive documents (like your tax returns) or sentimental files (like your wedding photos) on your computer, consider also backing them up on an external hard drive. Not only will that free up memory on your device, but it’ll also protect them in case a cybercriminal takes control of your computer. When your device is scrubbed of these important files in the first place, you can factory reset your device without losing anything. That way, the cybercriminal gets nothing: neither your personal information nor your money. 
  • Avoid risky sites. Magniber downloaded onto devices after a person visited a site controlled by the cybercriminal. If you’re ever suspicious about any site, it’s best to leave and not click on any links while you’re there. Even sites that attempt to mimic legitimate ones leave a few clues that they’re fake. Check for typos, blurry logos, incorrect grammar, and hyperlinks that direct to long, unfamiliar URLs. 

Ransomware Protection 

If a cybercriminal gets in touch with you and demands a ransom, immediately contact your local FBI field office and file a report with the FBI’s Internet Criminal Complaint Center. From there, the authorities will advise you on how to proceed.  

Something you can start with now to defend against ransomware is to invest in McAfee+ Ultimate. It provides the most thorough device, privacy, and identity protection, including $25,000 in ransomware coverage. 

1ZDNET, “This unusual ransomware attack targets home PCs, so beware 

The post Ransomware Masquerading as Microsoft Update Targets Home Computers appeared first on McAfee Blog.

Protect yourself from scams this Diwali

By McAfee

It’s Diwali, a time of light, a time of togetherness, and, of course, a time of celebration. Along with Diwali comes the traditional acts of dana and seva, as well as gift-giving to the friends and family members they honor and love. However, it’s also a time when thieves get busy—where they hop online and take advantage of all that goodwill with all manner of scams. 

It’s unfortunate yet true. Thieves flock to where the money is, and plenty of money gets exchanged online during Diwali. As you shop online for that thoughtful gift or to donate online to a cause you care about, keep an eye out for the scams that these thieves set. Because they’re out there.  

Yet you have several ways you can spot their scams, along with several ways you can protect yourself further from them. The thing is, online thieves tend to use the same old tricks, which means a sharp eye and a little prevention on your part can keep you far safer during Diwali.  

For starters, let’s look at some of the most common scams out there. 

Top online shopping scams to avoid during Diwali 

1) The bogus website scam  

A classic scammer move is to “typosquat” phony email addresses and URLs that look awfully close to legitimate addresses of legitimate companies and retailers. So close that you may overlook them. They often appear in phishing emails and instead of leading you to a great deal, these can in fact link you to scam sites that can then lift your login credentials, payment info, or even funds should you try to place an order through them.  

You can avoid these sites by going to the retailer’s site directly. Be skeptical of any links you receive by email, text, or direct message—it’s best to go to the site yourself by manually typing in the legitimate address yourself and looking for the deal there.  

2) The hot deal scam  

In some cases, thieves will set up shopping websites that offer a popular or hard-to-find item at a great price. Yet if the pricing, availability, or delivery time all look too good to be true for the item in question, it may be a scam designed to harvest your personal info and accounts—because, surprise, they don’t have the item at all. The site will take your payment, yet you’ll never receive the item. What’s more, the scammers will have your payment info and address, which they can use to cause further harm. 

Use caution here before you click. If you’re unsure about a product or retailer, read reviews from trusted websites to help see if it’s legitimate. You can also use a service like Who.Is and see how recently the site was created. If the site was only put up very recently, it could be a sign of a scam. 

3) The fake charity scam 

In the spirit of dana, donating to charities makes for a popular Diwali gesture. Scammers know this too and will set up phony charities to cash in. Some indications that a phony charity has reached you include an urgent pitch that asks you to “act now.” A proper charity will certainly make their case for a donation, yet they won’t pressure you into it. Moreover, phony charities will outright ask for payment in the form of gift cards, wire transfers, money orders, or even cryptocurrency—because once those funds are sent, they’re nearly impossible to reclaim when you find out you’ve been scammed. 

There are plenty of ways to make donations to legitimate charities, and the NGO Darpan site offers resources that can help you make an informed choice 

4) Prize and gift scams 

Whether they come to you by email, direct message, or text message, scammers will blast out phoney prize and gift notifications during Diwali. And of course, there’s a catch. To claim your “prize” or “gift,” the scammers require you to fill out a questionnaire. Once again, there’s no gift or prize in play here. Just a thief on the other end attempting to steal your personal information to commit other fraud down the road.  

Look out for these scams, as many have URLs that end in .cn (the Chinese domain). Both .xyz, and .top are popular URL domains for these scams. Several can look quite legitimate, yet if you haven’t entered in a legitimate contest, drawing, or lottery yourself, there’s a very good chance this is a scam. 

Avoid getting scammed during Diwali 

Aside from knowing how to spot scams, you can take several other preventative measures that can keep you safe as you shop, donate, or simply spend time online. 

Stick with known, legitimate retailers and charities online 

This is a great one to start with. Directly typing in the correct address for online stores and retailers is a prime way to avoid scammers online. As mentioned in the bogus website scam and the prize scams above, thieves will often create web addresses that look nearly identical to legitimate addresses of well-known companies hoping that you won’t look closely at them, then click or tap that bad link.  

If you get an offer sent to you via email, text, or any other message, don’t click the link. Visit the site directly and look for the offer there. 

Look for the lock icon in your browser when you shop 

Secure websites begin their address with “https,” not just “http.” That extra “s” in stands for “secure,” which means that it uses a secure protocol for transmitting sensitive info like passwords, credit card numbers, and the like over the internet. It often appears as a little padlock icon in the address bar of your browser, so double-check for that. If you don’t see that it’s secure, it’s best to avoid making purchases on that website.  

Use a VPN if you’re shopping on public Wi-Fi  

Public Wi-Fi in coffee shops and other public locations can expose your private surfing to prying eyes because those networks are open to all. Using a virtual private network (VPN) encrypts your browsing, shopping, and other internet traffic, thus making it secure from attempts at intercepting your data on public Wi-Fi, such as your passwords and credit card numbers.  

What’s more, a VPN masks your whereabouts and your IP address, plus uses encryption that helps keep your activities private. As a result, companies and data brokers can potentially learn far less about you, your shopping, your travels, your habits, and any other information that they could possibly collect and otherwise profit from. 

Use protection while you shop online 

A complete suite of online protection software like McAfee can offer layers of extra security while you shop. In addition to the VPN, identity, credit monitoring, and other features mentioned above, it includes web browser protection that can block malicious and suspicious links that could lead you down the road to malware or a phishing scam—along with a password manager that can create strong, unique passwords and store them securely as well. Taken together, McAfee offers all-in-one online protection for your identity, privacy, and security that can keep you far safer when you shop online—and as you spend your time online in general. 

A brighter, safer Diwali for you and your family online 

If celebrating Diwali takes you online in any way, keep an eye open for the scams that typically pop up this time of year. Sadly, they’re out there, because it’s such a prime time of year for online shopping, gift-giving, and donations.  

As you can see, thieves use several types of common scams that simply dress themselves up in different ways. Taking a moment to pause and consider what you’re seeing before you click or buy can help you spot those scams.  

Further, using online protection software can help you stay safer still with features that make your time online more private and secure while also preventing you from clicking on any of those malicious links or attachments that crop up during Diwali—and any time of year. 

The post Protect yourself from scams this Diwali appeared first on McAfee Blog.

“This Connection Is Not Private” – What it Means and How to Protect Your Privacy

By McAfee

Have you ever been browsing online and clicked a link or search result that took you to a site that triggers a “your connection is not private” or “your connection is not secure” error code? If you’re not too interested in that particular result, you may simply move on to another result option. But if you’re tempted to visit the site anyway, you should be sure you understand what the warning means, what the risks are, and how to bypass the error if you need to.

What does “this connection is not private” mean?

A “your connection is not private” error means that your browser cannot determine with certainty that a website has safe encryption protocols in place to protect your device and data. You can bump into this error on any device connected to the internet — computer, smartphone, or tablet.

So, what exactly is going on when you see the “this connection is not private” error?

For starters, it’s important to know that seeing the error is just a warning, and it does not mean any of your private information is compromised. A “your connection is not private” error means the website you were trying to visit does not have an up-to-date SSL (secure sockets layer) security certificate.

Website owners must maintain the licensing regularly to ensure the site encryption capabilities are up to date. If the website’s SSL certificate is outdated, it means the site owners have not kept their encryption licensing current, but it doesn’t necessarily mean they are up to no good. Even major websites like LinkedIn have had momentary lapses that would throw the error. LinkedIn mistakenly let their subdomain SSL certificates lapse.

In late 2021, a significant provider of SSL certificates, Let’s Encrypt, went out of business. When their root domain officially lapsed, it created issues for many domain names and SSL certificates owned by legitimate companies. The privacy error created problems for unwitting businesses, as many of their website visitors were rightfully concerned about site security.

While it does not always mean a website is unsafe to browse, it should not be ignored. A secure internet connection is critical to protecting yourself online. Many nefarious websites are dangerous to visit, and this SSL certificate error will protect you from walking into them unaware.

SL certification standards have helped make the web a safer place to transact. It helps ensure online activities like paying bills online, ordering products, connecting to online banking, or keeping your private email accounts safe and secure. Online security continues to improve with a new Transport Layer Security (TLS) standard, which promises to be the successor protocol to SSL.

So be careful whenever visiting sites that trigger the “connection is not private” error, as those sites can potentially make your personal data less secure and make your devices vulnerable to viruses and malware.

Note: The “your connection is not private” error is Google Chrome’s phrasing. Microsoft Edge or Mozilla Firefox users will instead see a “your connection is not secure” error as the warning message.

How to fix the “connection is not private” error

If you feel confident that a website or page is safe, despite the warning from your web browser, there are a few things you can do to troubleshoot the error.

    • Refresh the page. In some cases, the error is just a momentary glitch. Try reloading the page to rule out a temporary error.
    • Close browser and reopen. Closing and reopening your web browser might also help clear a temporary glitch.
    • If you’re on public WiFi, think twice. Hackers often exploit public WiFi because their routers are usually not as secure or well maintained for security. Some public WiFi networks may not have an SSL connection, or they may limit your access to websites. You can safely browse more securely in public spaces if you have an antivirus software or virtual private network (VPN) solution.
    • Use “Incognito” mode. The most used browsers (Google Chrome browser, Mac’s Safari, Mozilla Firefox, and Microsoft Edge) offer an “Incognito mode” that lets you browse without data collecting in your history or cache. Open the site in a new incognito window and see if the error still appears.
    • Clear the cache on your browser. While cookies make browsing the web more convenient and personalized, they also can hold on to sensitive information. Hackers will take advantage of cached data to try and get passwords, purchase information, and anything else they can exploit. Clear browsing data before going to a site with the “connection is not secure” error to help limit available data for hackers.
    • Check the computer’s date and time. If you frequently see the “connection is not private” error, you should check and ensure your computer has the accurate time and date. Your computer’s clock can sometimes have time and date stamp issues and get glitchy in multiple ways. If it’s incorrect, adjust the date and set the time to the correct settings.
    • Check your antivirus software. If your antivirus software is sensitive, you may have to disable it momentarily to bypass the error. Antivirus software protects you, so you should be careful to remember to turn the software back on again after you’ve bypassed the error.
    • Be sure your browsers and operating systems are up to date. You should always keep your critical software and the operating system fully updated. An outdated browser can start getting buggy and can increase the occurrence of this kind of error.
    • Research the website. Do a quick search for the company of the website you wish to visit and make sure they are a legitimate business. You can search for reviews, Better Business Bureau ratings, or check for forums to see if others are having the same issue. Be sure you are spelling the website address correctly and that you have the correct URL for the site. Hackers can take advantage of misspellings or alternative URLs to try and snare users looking for trusted brands.
    • If it’s not you, it’s them. If you’ve tried all the troubleshooting techniques above and you still see the error, the problem is likely coming from the site itself. If you’re willing to take your chances (after clearing your browser’s cache), you can click the option to “proceed to the domain,” though it is not recommended. You may have to choose “advanced settings” and click again to visit the site.

Remember, you are taking your chances anytime you ignore an error. As we mentioned, you could leave yourself vulnerable to hackers after your passwords, personal information, and other risks.

How to protect your privacy when browsing online

Your data and private information are valuable to hackers, so they will continue to find new ways to try and procure it. Here are some ways to protect yourself and your data when browsing online.

  • Antivirus solutions are, hands down, your best line of protection against hacking. Solutions like McAfee+ Ultimate offer all the tools you need to secure your data and devices.
  • Use strong passwords and two-factor authentication when available.
  • Delete unused browser extensions (or phone apps) to reduce access.
  • Always keep your operating system and browsers up-to-date. You can open system preferences and choose to update your system automatically.
  • Use a secure VPN solution to shield your data when browsing.
  • Use your favorite browser’s incognito mode to reduce the data connected to your devices.
  • Remove any 3rd party apps from your social media accounts — especially if you’ve recently taken a Facebook quiz or similar (also, don’t take Facebook quizzes).
  • Engage the highest privacy settings in each of your browsers.
  • Always check the address bar for HTTPS before sharing credit cards or other sensitive data on a website.
  • Share less personal and private information on social media.

Discover how McAfee keeps you and your data safe from threats

As we continue to do more critical business online, we must also do our best to address the risks of the internet’s many conveniences.

A comprehensive cybersecurity tool like McAfee+ Ultimate can help protect you from online scams, identity theft, and phishing attempts, and ensure you always have a secure connection. McAfee helps keep your sensitive information out of the hands of hackers and can help you keep your digital data footprints lighter with personal data cleanup.

With McAfee’s experts on your side, you can enjoy everything the web offers with the confidence of total protection.

The post “This Connection Is Not Private” – What it Means and How to Protect Your Privacy appeared first on McAfee Blog.

What Is Smishing and Vishing, and How Do You Protect Yourself

By McAfee

Smishing and vishing are scams where criminals attempt to get users to click a fraudulent link through a phone text message, email, or voicemail. These scams are becoming increasingly popular as cybercriminals try to take advantage of people who are more likely to fall for them, such as those who aren’t as familiar with technology or who may be experiencing a crisis.

Be aware that cybercrime and hacking can happen to anyone. Criminals are always looking for new ways to exploit people, and they know that others may not be cautious or recognize the warning signs of phishing scams when using the internet. That’s why it’s important to be aware of the different types of cybercrime and how to protect yourself.

This article discusses how to protect yourself from smishing attempts and scams where criminals try to get you to click on a fraudulent link or respond to their voicemail message to steal your personal data.

What is smishing?

Most people are familiar with phishing scams, where scammers try to trick you into giving them your personal or financial information by pretending to be a legitimate company or organization. But have you ever heard of smishing or vishing?

Smishing is a type of phishing scam where attackers send SMS messages (or text messages) to trick victims into sharing personal information or installing malware on their devices. Vishing is almost identical to smishing, except cybercriminals use VoIP (Voice over IP) to place phone calls to trick victims instead of SMS (short message service) messages.

Smishing messages often appear to be from a legitimate source, such as a well-known company or government agency. It may even include urgent language or threats in an effort to get victims to act quickly. In some cases, the message may also include a link that directs victims to a fake website where they are prompted to enter personal information or download malware.

Examples of a smishing text message

Here are some examples of smishing text messages hackers use to steal your personal details:

  • “We have detected unusual activity on your account. Please call this number to speak to a customer service representative.”
  • “You have won a free gift card! Click here to claim your prize.”
  • “Hi! We noticed that you’re a recent customer of ours. To finish setting up your account, please click this link and enter your personal information.”
  • “Urgent! Your bank account has been compromised. Please click this link to reset your password and prevent any further fraud.”
  • “Hey, it’s [person you know]! I’m in a bit of a bind and could really use your help. I sent you a link to my PayPal, could you send me some money?”

How dangerous can smishing be?

If you fall for a smishing scam, you could end up giving away your personal information or money. Cybercriminals use smishing messages to get personal and financial information, like your credit card number or access to your financial services.

For example, one type of smishing scam is when you get a text message that looks like it’s from your bank. The message might say there’s been suspicious activity on your account and that you need to click on a link to verify your identity. If you do click on the link, you’ll be taken to a fake website where you’ll be asked to enter your banking information. Once the scammers have your login information, they have access to clean out your account.

How can you protect yourself from smishing?

Smishing scams can be very difficult to spot, but there are some telltale signs to look for and steps to take to protect yourself.

Recognize the signs of a smishing text

One of the easiest ways to protect yourself from smishing scams is to be able to recognize the signs of a smishing text message. Here are some tips:

  • Be suspicious of any text messages that ask for personal information or include a link.
  • Look closely at the sender’s name and number. Fraudulent messages often come from spoofed numbers that may look similar to a legitimate number but with one or two digits off.
  • Look for errors in spelling or grammar. This can be another sign that the message is not legitimate.
  • Beware of any text messages that create a sense of urgency or are threatening in nature. Scammers often use these tactics to get you to act quickly without thinking.
  • If you’re not expecting a message from the sender, be extra cautious.
  • If you’re unsure whether a text message is legitimate, call the company or organization directly to verify.

Filter unknown text messages

While you can’t avoid smishing attacks altogether, you can block spam text messages you receive on your mobile phone. iPhone and Android have cybersecurity tools like spam filters and phone number blocking to help protect you from phishing attacks and malicious links.

To set up spam filters on your iPhone:

  1. Go to the Settings App
  2. Go to Messages
  3. Find the Filter Unknown Senders option and turn it on

To set up spam filters on your Android mobile device:

  1. Go to the Messaging App
  2. Choose Settings
  3. Tap Spam Protection and turn on Enable Spam Protection

Use McAfee Mobile Security

McAfee Mobile Security is a mobile security app that helps protect your phone from malware, phishing attacks, and other online threats. McAfee Mobile Security is available for Android and iOS cell phones.

One of the benefits of using McAfee Mobile Security is that it can help detect and block smishing attacks. With identity monitoring, McAfee Mobile Security monitors your sensitive information like email accounts, credit card numbers, phone numbers, Social Security numbers, and more to protect against identity theft. They notify you if they find any security breaches.

Other benefits include:

  • Antivirus
  • Secure VPN for privacy online
  • Identity monitoring for up to 10 emails
  • Guard your identity against risky Wi-Fi connections
  • Safe browsing
  • System Scan for the latest updates

Keep your device and information secure with McAfee Mobile Security

These days, our lives are more intertwined with our mobile devices than ever. We use them to stay connected with our loved ones on social media, conduct our business, and even access our most personal, sensitive data. It’s no surprise that mobile cybersecurity is becoming increasingly important.

McAfee Mobile Security is a comprehensive security solution that helps protect your device from viruses, malware, and other online threats. It also offers a variety of other features, like a secure VPN to protect your credit card numbers and other personal data.

Whether you’re browsing your favorite website, keeping up with friends on social media, or shopping online at Amazon, McAfee Mobile Security provides the peace of mind that comes from knowing your mobile device is safe and secure.

So why wait? Don‘t let the smishers win. Get started today with McAfee Mobile Security and rest easy knowing your mobile device and sensitive information are protected.

The post What Is Smishing and Vishing, and How Do You Protect Yourself appeared first on McAfee Blog.

What Are Tailgating Attacks and How to Protect Yourself From Them

By McAfee

Whether you’re spending time on the web or working in the office, you want peace of mind knowing that you are in a safe environment. While most of us know to take precautions when online — protecting ourselves from things like phishing attacks and other cyber threats — we should also attend to our physical security.

One concern is tailgating — a social engineering attack where someone gets physical access to a business to take confidential information or do other harm.

Here are some ways to protect yourself from tailgating attacks, such as an unauthorized person following you into a restricted area while on the job.

What is a tailgating attack?

Tailgating is a type of social engineering attack where an unauthorized person gains physical access to an off-limits location — perhaps a password-protected area — where they might steal sensitive information, damage property, compromise user credentials or even install malware on computers.

“Piggybacking” is closely related to tailgating, but it involves consent from the duped employee. So, while a worker might be unaware that someone has tailgated them into a restricted area with piggybacking, the hacker might convince a worker to provide access because they are posing as, say, a delivery driver.

Who’s at risk of tailgating attacks?

Companies, particularly at risk of being targeted by tailgating scams, include those:

    • With many employees, often moving inside and out of the premises
    • With multiple entrance points into a building
    • That receive deliveries of food, packages, documents, and other things regularly
    • That have many subcontractors working for them
    • Where employees aren’t thoroughly trained in physical and cybersecurity protocols

Whether you’re spending time on the web or working in the office, you want peace of mind knowing that you are in a safe environment. While most of us know to take precautions when online — protecting ourselves from things like phishing attacks and other cyber threats — we should also attend to our physical security.

One concern is tailgating — a social engineering attack where someone gets physical access to a business to take confidential information or do other harm.

Here are some ways to protect yourself from tailgating attacks, such as an unauthorized person following you into a restricted area while on the job.

What is a tailgating attack?

Tailgating is a type of social engineering attack where an unauthorized person gains physical access to an off-limits location — perhaps a password-protected area — where they might steal sensitive information, damage property, compromise user credentials or even install malware on computers.

“Piggybacking” is closely related to tailgating, but it involves consent from the duped employee. So, while a worker might be unaware that someone has tailgated them into a restricted area with piggybacking, the hacker might convince a worker to provide access because they are posing as, say, a delivery driver.

Who’s at risk of tailgating attacks?

Companies, particularly at risk of being targeted by tailgating scams, include those:

  • With many employees, often moving inside and out of the premises
  • With multiple entrance points into a building
  • That receive deliveries of food, packages, documents, and other things regularly
  • That have many subcontractors working for them
  • Where employees aren’t thoroughly trained in physical and cybersecurity protocols

Generally speaking, companies with robust security systems in place — including using biometrics, badges, or other identity and information security measures — are better protected from tailgating and piggybacking attacks.

But that’s not to say that some smooth-talking fraudster can’t talk someone into letting them in or finding some way around those protections.

What are common tailgating methods?

Common types of tailgating attacks that you should be aware of on the job include:

  • Someone walking behind you into a secure area, depending on your common courtesy to keep the door open for them
  • A courier or delivery driver who aren’t what they seem
  • A courier or delivery driver who aren’t what they seem
  • Someone with their hands full of items to trick you into opening the door for them
  • A person who claims they’ve lost their work ID or forgotten it at home, so that you grant them admittance

How to protect yourself from tailgating attacks

Protecting yourself from tailgating attacks is partly a matter of learning about the issue, raising your level of awareness on the job, and depending on your employer, putting in place more effective security systems.

Some solutions include:

Increased security training

Many companies know how to train employees to recognize, avoid, and cope with online security issues but may forget to provide the same diligence to physical security. How to spot and deal with threats should be part of this training, plus cultivating an awareness of surroundings and people who might be out of place.

Management should offer a clearly stated security policy taught to everyone, which might insist that no one be allowed into a secure area without the proper pass or identification. As the security policy is updated, all employees should be aware of changes and additions.

These security measures should be part of an overall protection program, like McAfee® Total Protection, which includes antivirus software, a firewall, identity monitoring, password management, web protection, and more.

Smart badges and cards

If you have a large business spread over several floors, it can be hard for employees to know who works there and who doesn’t, leaving them susceptible to tailgating and piggybacking attacks. Requiring smart badges and cards to access restricted areas can help cut back on unauthorized intrusions and provide better access control.

Building fully staffed reception areas with dedicated security personnel could also be part of a larger security system.

Biometric scanners

Biometric scanners are an even more advanced way to provide proper authentication for a worker’s identity. They scan a unique physical or audible feature of a person and compare it to a database for approved personnel.

Examples of biometric security include:

  • Voice recognition
  • Iris recognition
  • Fingerprint scans
  • Facial recognition
  • Heart-rate sensors

Understanding social engineering

One reason people are vulnerable to physical and cyberattacks is that they lack education on social engineering and the kinds of threats it poses.

Workers need to understand the full range of social engineering techniques and know-how to protect themselves, whether in their social media accounts or physical work environment.

For their part, companies can use simulated phishing emails and tailgating attacks to raise awareness and underline how to follow protocols in dealing with them.

Video surveillance

If there are many ways to enter a business, it may make sense to put video surveillance on all entrances. Advanced video surveillance systems can use artificial intelligence (AI) and video analytics to scan the faces of people entering and compare them to a database of employee features.

Discover how McAfee can help keep devices secure from hacking

Whether at work or at home, people want to be secure from attacks by cybercriminals who seek to take personal information.

To add a layer of security to all their connected devices — including computers, smartphones, and tablets — an increasing number of people are turning to the comprehensive coverage of McAfee® Total Protection.

Features range from advanced monitoring of possible threats to your identity, automatic implementation of virtual private networks (VPNs) to deal with unsafe networks, and personal data clean-up, removing your information from high-risk data broker sites.

McAfee protection allows you to work and play online with greater peace of mind.

The post What Are Tailgating Attacks and How to Protect Yourself From Them appeared first on McAfee Blog.

How to Tell Whether a Website Is Safe or Unsafe

By McAfee

It’s important to know that not all websites are safe to visit. In fact, some sites may contain malicious software (malware) that can harm your computer or steal your personal contact information or credit card numbers.

Phishing is another common type of web-based attack where scammers try to trick you into giving them your personal information, and you can be susceptible to this if you visit a suspicious site.

Identity theft is a serious problem, so it’s important to protect yourself when browsing the web. Online security threats can be a big issue for internet users, especially when visiting new websites or following site links.

So how can you tell if you’re visiting a safe website or an unsafe website? You can use a few different methods. This page discusses key things to look for in a website so you can stay safe online.

Key signs of website safety and security

When you’re visiting a website, a few key indicators can help determine whether the site is safe. This section explores how to check the URL for two specific signs of a secure website.

”Https:” in the website URL

“Https” in a website URL indicates that the website is safe to visit. The “s” stands for “secure,” and it means that the website uses SSL (Secure Sockets Layer) encryption to protect your information. A verified SSL certificate tells your browser that the website is secure. This is especially important when shopping online or entering personal information into a website.

When you see “https” in a URL, the site is using a protocol that encrypts information before it’s sent from your computer to the website’s server. This helps prevent anyone from intercepting and reading your sensitive information as it’s transmitted.

A lock icon near your browser’s URL field

The padlock icon near your browser’s URL field is another indicator that a webpage is safe to visit. This icon usually appears in the address bar and means the site uses SSL encryption. Security tools and icon and warning appearances depend on the web browser.

Let’s explore the cybersecurity tools on the three major web browsers:

  • Safari. In the Safari browser on a Mac, you can simply look for the lock icon next to the website’s URL in the address bar. The lock icon will be either locked or unlocked, depending on whether the site uses SSL encryption. If it’s an unsafe website, Safari generates a red-text warning in the address bar saying “Not Secure” or “Website Not Secure” when trying to enter information in fields meant for personal data or credit card numbers. Safari may also generate an on-page security warning stating, “Your connection is not private” or “Your connection is not secure.”
  • Google Chrome. In Google Chrome, you’ll see a gray lock icon (it was green in previous Chrome versions) on the left of the URL when you’re on a site with a verified SSL certificate. Chrome has additional indicator icons, such as a lowercase “i” with a circle around it. Click this icon to read pertinent information on the site’s cybersecurity. Google Safe Browsing uses security tools to alert you when visiting an unsafe website. A red caution symbol may appear to the left of the URL saying “Not secure.” You may also see an on-page security message saying the site is unsafe due to phishing or malware.
  • Firefox. Like Chrome, Mozilla’s Firefox browser will tag all sites without encryption with a distinctive marker. A padlock with a warning triangle indicates that the website is only partially encrypted and may not prevent cybercriminals from eavesdropping. A padlock with a red strike over it indicates an unsafe website. If you click on a field on the website, it’ll prompt you with a text warning stating, “This connection is not secure.”

In-depth ways to check a website’s safety and security

Overall, the ”https” and the locked padlock icon are good signs that your personal data will be safe when you enter it on a website. But you can ensure a website’s security is up to par in other ways. This section will explore five in-depth methods for checking website safety.

Use McAfee WebAdvisor

McAfee WebAdvisor is a free toolbar that helps keep you safe online. It works with your existing antivirus software to provide an extra layer of protection against online threats. WebAdvisor also blocks unsafe websites and lets you know if a site is known for phishing or other malicious activity. In addition, it can help you avoid online scams and prevent you from accidentally downloading malware. Overall, McAfee WebAdvisor is a useful tool that can help you stay safe while browsing the web.

Website trust seals

When you’re browsing the web, it’s important to be able to trust the websites you’re visiting. One way to determine if a website is trustworthy is to look for trust seals. Trust seals are logos or badges that indicate a website is safe and secure. They usually appear on the homepage or checkout page of a website.

There are many types of trust seals, but some of the most common include the Better Business Bureau (BBB) seal, VeriSign secure seal, and the McAfee secure seal. These seals indicate that a third-party organization has verified the website as safe and secure.

While trust seals can help determine whether a website is trustworthy, it’s important to remember that they are not foolproof. Website owners can create a fake trust seal, so it’s always important to do your own research to ensure a website is safe before entering personal information.

Check for a privacy policy

Another way to determine if a website is safe to visit is to check for a privacy policy. A privacy policy is a document that outlines how a website collects and uses personal information. It should also state how the site protects your data from being accessed or shared by scammers, hackers, or other unauthorized individuals.

If a website doesn’t have a privacy policy, that’s a red flag that you shouldn’t enter any personal information on the site. Even if a website does have a privacy policy, it’s important to read it carefully so you understand how the site uses your personal data.

Check third-party reviews

It’s important to do some preliminary research before visiting a new website, especially if you’re shopping online or entering personal data like your address, credit card, or phone number. One way to determine if a website is safe and trustworthy is to check third-party reviews. Several websites provide reviews of other websites, so you should be able to find several reviews for any given site.

Trustpilot is one example of a website that provides reviews of other websites.Look for common themes when reading reviews. If most of the reviews mention that a website is safe and easy to use, it’s likely that the site is indeed safe to visit. However, if a lot of negative reviews mention problems with viruses or malware, you might want to avoid the site.

Look over the website design

You can also analyze the website design when deciding whether a website is safe to visit. Look for spelling errors, grammatical mistakes, and anything that appears off. If a website looks like it was made in a hurry or doesn’t seem to be well-designed, that’s usually a red flag that the site might not be safe.

Be especially careful of websites that have a lot of pop-ups. These sites are often spammy or contain malware. Don’t download anything from a website unless you’re absolutely sure it’s safe. These malicious websites rarely show up on the top of search engine results, so consider using a search engine to find what you’re looking for rather than a link that redirects you to an unknown website.

Download McAfee WebAdvisor for free and stay safe while browsing

If you’re unsure whether a website is safe to visit, download McAfee WebAdvisor for free. McAfee WebAdvisor is a program that helps protect you from online threats, such as malware and viruses. It also blocks pop-ups and other intrusive ads so you can browse the web without worry. Plus, it’s completely free to download and use.

Download McAfee WebAdvisor now and stay safe while browsing the web.

The post How to Tell Whether a Website Is Safe or Unsafe appeared first on McAfee Blog.

New Malicious Clicker found in apps installed by 20M+ users

By McAfee Labs

Authored by SangRyol Ryu

Cybercriminals are always after illegal advertising revenue. As we have previously reported, we have seen many mobile malwares masquerading as a useful tool or utility, and automatically crawling ads in the background. Recently the McAfee Mobile Research Team has identified new Clicker malware that sneaked into Google Play. In total 16 applications that were previously on Google Play have been confirmed to have the malicious payload with an assumed 20 million installations.

McAfee security researchers notified Google and all of the identified apps are no longer available on Google Play. Users are also protected by Google Play Protect, which blocks these apps on Android. McAfee Mobile Security products detect this threat as Android/Clicker and protect you from malware. For more information, to get fully protected, visit McAfee Mobile Security.

How it works

The malicious code was found on useful utility applications like Flashlight (Torch), QR readers, Camara, Unit converters, and Task managers:

Once the application is opened, it downloads its remote configuration by executing an HTTP request. After the configuration is downloaded, it registers the FCM (Firebase Cloud Messaging) listener to receive push messages. At first glance, it seems like well-made android software. However, it is hiding ad fraud features behind, armed with remote configuration and FCM techniques.

Attribute name Known meaning of the value
FCMDelay Initial start hours after first installation
adButton Visivility of a button of Advertisement
adMob AdMob unit ID
adMobBanner AdMob unit ID
casOn Whether CAS library works or not
facebookAd FaceBook Ad ID
fbAdRatio Ratio of FB AD
googleAdRatio Ratio of AdMob
is Decide BootService to run or not
urlOpen to open popup or not when starts PowerService
popUrl URL for PowerService
popUpDelay Delay time for PowerService
liveUrl URL for livecheck service
pbeKey Key for making unique string
playButtonList URL for other service
reviewPopupDialog  ‘y’ it shows review dialog
tickDelay Delay time for TickService
tickEnable Value of TickService enabled
tickRandomMax Value of TickService random delay
tickRandomMin Value of TickService random delay
tickType Set the type of TickService
updateNotiVersion Value for showing update activity

 

The FCM message has various types of information and that includes which function to call and its parameters. The picture below shows some of FCM message history:

When an FCM message receives and meets some condition, the latent function starts working. Mainly, it is visiting websites which are delivered by FCM message and browsing them successively in the background while mimicking user’s behavior. This may cause heavy network traffic and consume power without user awareness during the time it generates profit for the threat actor behind this malware. In the picture below there is an example of the network traffic generated to get the information required to generate fake clicks and the websites visited without user’s consent or interaction:

Malicious components: CAS and LivePosting

So far, we have identified two pieces of code related to this threat. One is “com.click.cas” library which focuses on the automated clicking functionality while “com.liveposting” library works as an agent and runs hidden adware services:

Depending on the version of the applications, some have both libraries working together while other applications only have “com.liveposting” library. The malware is using installation time, random delay and user presence to avoid the users from noticing these malicious acts. The malicious behavior won’t start if the installation time is within an hour and during the time the user is using the device, probably to stay under the radar and avoid being detected right away:

Conclusion

Clicker malware targets illicit advertising revenue and can disrupt the mobile advertising ecosystem. Malicious behavior is cleverly hidden from detection. Malicious actions such as retrieving crawl URL information via FCM messages start in the background after a certain period of time and are not visible to the user.

McAfee Mobile Security detects and removes malicious applications like this one that may run in the background without user’s knowledge. Also, we recommend having a security software installed and activated so you will be notified of any mobile threats present on your device in a timely manner. Once you remove this and other malicious applications, you can expect an extended battery time and you will notice reduced mobile data usage while ensuring that your sensitive and personal data is protected from this and other types of threats.

IoCs (Indicators of Compromise)

liveposting[.]net

sideup[.]co[.]kr

msideup[.]co[.]kr

post-blog[.]com

pangclick[.]com

modooalba[.]net

 

SHA256 Package name Name Downloaded
a84d51b9d7ae675c38e260b293498db071b1dfb08400b4f65ae51bcda94b253e com.hantor.CozyCamera High-Speed Camera 10,000,000+
00c0164d787db2ad6ff4eeebbc0752fcd773e7bf016ea74886da3eeceaefcf76 com.james.SmartTaskManager Smart Task Manager 5,000,000+
b675404c7e835febe7c6c703b238fb23d67e9bd0df1af0d6d2ff5ddf35923fb3 kr.caramel.flash_plus Flashlight+ 1,000,000+
65794d45aa5c486029593a2d12580746582b47f0725f2f002f0f9c4fd1faf92c com.smh.memocalendar 달력메모장 1,000,000+
82723816760f762b18179f3c500c70f210bbad712b0a6dfbfba8d0d77753db8d com.joysoft.wordBook K-Dictionary 1,000,000+
b252f742b8b7ba2fa7a7aa78206271747bcf046817a553e82bd999dc580beabb com.kmshack.BusanBus BusanBus 1,000,000+
a2447364d1338b73a6272ba8028e2524a8f54897ad5495521e4fab9c0fd4df6d com.candlencom.candleprotest Flashlight+ 500,000+
a3f484c7aad0c49e50f52d24d3456298e01cd51595c693e0545a7c6c42e460a6 com.movinapp.quicknote Quick Note 500,000+
a8a744c6aa9443bd5e00f81a504efad3b76841bbb33c40933c2d72423d5da19c com.smartwho.SmartCurrencyConverter Currency Converter 500,000+
809752e24aa08f74fce52368c05b082fe2198a291b4c765669b2266105a33c94 com.joysoft.barcode Joycode 100,000+
262ad45c077902d603d88d3f6a44fced9905df501e529adc8f57a1358b454040 com.joysoft.ezdica EzDica 100,000+
1caf0f6ca01dd36ba44c9e53879238cb46ebb525cb91f7e6c34275c4490b86d7 com.schedulezero.instapp Instagram Profile Downloader 100,000+
78351c605cfd02e1e5066834755d5a57505ce69ca7d5a1995db5f7d5e47c9da1 com.meek.tingboard Ez Notes 100,000+
4dd39479dd98124fd126d5abac9d0a751bd942b541b4df40cb70088c3f3d49f8 com.candlencom.flashlite 손전등 1,000+
309db11c2977988a1961f8a8dbfc892cf668d7a4c2b52d45d77862adbb1fd3eb com.doubleline.calcul 계산기 100+
bf1d8ce2deda2e598ee808ded71c3b804704ab6262ab8e2f2e20e6c89c1b3143 com.dev.imagevault Flashlight+ 100+

 

The post New Malicious Clicker found in apps installed by 20M+ users appeared first on McAfee Blog.

Toyota Data Breach Exposes Customer Data – What You Can Do to Protect Yourself

By McAfee

Automobile manufacturer Toyota recently announced a data breach that may have exposed the emails of up to 300,000 customers for a period of nearly five years. 

Toyota says the breach is the result of a subcontractor posting source code for Toyota’s “T-Connect” app on the software development platform GitHub in December 2017. This code included an access key to the data server that hosted the e-mail addresses and customer management numbers of T-Connect users. The publicly available source code was found on September 15th, 2022, at which time Toyota changed the access key. 

Toyota customers affected by this data breach include T-Connect users who registered their email on the Toyota T-Connect site since July 2017. 

According to Toyota’s announcement and apology no other personal information such as customer names, phone numbers, and credit cards were affected. (Note that this announcement was published in Japanese—you can use your browser to translate.) 

The company further could not confirm whether this information was in fact accessed. However, the company could not deny the possibility that it was at some point during that five-year period. 

Toyota said that it will individually send an apology and notification to the registered email address of any customer whose information may have been leaked.   

I’m a Toyota owner. What should I do about the Toyota T-Connect data leak? 

Any time a data breach occurs, it means that your personal information could end up in the hands of a bad actor. Different pieces of personal information can be more useful to them than others. Some are directly useful, such as a Social Security Number or credit card information because they uniquely identify you. Others are indirectly helpful, like device IDs, browsing history, geolocation information, and internet protocol addresses. On their own, such information will not uniquely identify you. Yet with enough indirect information, and in the right combination, a bad actor could use them to piece together your identity. 

In light of this, there are a few steps you can take to protect yourself in the aftermath of a data breach, which involves a combination of preventative steps and some monitoring on your part. 

Keep an eye out for phishing attacks 

Given that email addresses may have been compromised, Toyota specifically warned its customers about the possibility of phishing attacks and other unsolicited emails that may contain malware or links to malicious sites. While it’s always wise to keep a skeptical eye open for unsolicited messages that ask you for information or that contain attachments you weren’t expecting, it’s particularly important after breaches. If you receive such emails, delete them, and don’t click on any links or attachments.  

Also note that bad actors may launch phishing attacks where they pose as Toyota, all with the aim to steal personal information. Such emails can clearly look like a scam, such as when they include typos, grammatical errors, or sloppy graphics. Others can look far more sophisticated, almost like a legitimate email. Learning how to tell the two apart can take a little skill, and you can check out this quick read so you can spot and protect yourself from phishing scams. 

Consider using comprehensive online protection 

A complete suite of online protection software can offer layers of extra security. In addition to more private and secure time online with a VPN, identity monitoring, and password management, it includes web browser protection that can block malicious and suspicious links that could lead you down the road to malware or a phishing scam—which antivirus protection can’t do alone. Additionally, we offer $1M identity theft coverage and support from a recovery pro, just in case. 

Change your passwords and use a password manager 

As far as passwords go, strong and unique passwords are best, which means never reusing your passwords across different sites and platforms. Using a password manager will help you keep on top of it all, while also storing your passwords securely. Moreover, changing your passwords regularly may make a stolen password worthless because it’s out of date. 

Because so many accounts use an email address as the username, and because email addresses were exposed in the Toyota leak, updating your passwords across your accounts can provide an extra level of protection. 

Enable two-factor authentication 

While a strong and unique password is a good first line of defense, enabling two-factor authentication across your accounts will help your cause by providing an added layer of security. It’s increasingly common to see nowadays, where banks and all manner of online services will only allow access to your accounts after you’ve provided a one-time passcode sent to your email or smartphone. If your accounts support two-factor authentication, enable it. 

Consider using identity monitoring 

An identity monitoring service can monitor everything from email addresses to IDs and phone numbers for signs of breaches so you can take action to secure your accounts before they’re used for identity theft.​ Personal information harvested from data breaches can end up on dark web marketplaces where it’s bought by other bad actors so they can launch their own attacks. McAfee’s monitors the dark web for your personal info and provides early alerts if your data is found on there, an average of 10 months ahead of similar services.​ We also provide guidance to help you act if your information is found. 

Clean up your personal data online 

As mentioned earlier, information stolen in a data breach may indirectly identify you. Yet when pieced together with other information, it can then directly identify you. Cad actors can complete this identity picture puzzle with information provided by data brokers that buy and sell personal information online. However, you can take some control over this. Our Personal Data Cleanup service scans high-risk data broker sites for your personal information and then helps you remove it—which denies bad actors the information they may need to commit identity theft. 

Staying Safe in the Wake of the Toyota Data Leak 

If your personal information gets caught up in a data leak or breach, take the steps to protect yourself. Should that information get into the hands of bad actors, it could lead to follow-on attacks such as phishing attempts, account hacks, and, in extreme cases, identity crime. 

Further, as in the case of Toyota, it can take months or even years for companies to discover leaks and breaches. From there, it can take yet longer before a company announces the leak or breach. Together, that leaves bad actors with plenty of opportunity to commit all kinds of identity crime in the meantime.  

Because of this, taking preventative steps to secure and monitor your identity can help protect you from harm—even if your information wasn’t involved in an attack. With data leaks and breaches of all sizes now commonplace, a proactive stance offers far better protection than reactionary measures taken after the fact. 

The post Toyota Data Breach Exposes Customer Data – What You Can Do to Protect Yourself appeared first on McAfee Blog.

57 Million Users Compromised in Uber Leak: Protect Your Digital Privacy and Identity

By McAfee

“I’ll just Uber home.” 

Who hails a taxi anymore? These days, city streets are full of double-parked sedans with their hazards on, looking for their charges. Uber is synonymous with ridesharing and has made it so far into our culture that it’s not just a company name but a verb.  

Uber’s reputation has ebbed and flowed since its creation in 2009, and it’s taken another hit recently as more details are coming to light about a massive 2016 cybersecurity breach and the chief security officer’s attempts to cover it up.  

What Happened in the 2016 Uber Breach?

In 2016, a ransomware group trawled the internet and gathered Uber’s credentials that opened the door into the company’s server database. The cybercriminals then stole the information of customers and drivers alike and held it for a $100,000 Bitcoin ransom. Joe Sullivan, Uber’s chief security officer at the time, paid the ransom and the criminal group agreed to delete the information they uncovered. While it’s not uncommon for large corporations to give in to cybercriminals and dole out huge ransom payments, Sullivan is facing potential jail time because he didn’t report the incident to the Federal Trade Commission. He was recently found guilty of wire fraud and concealing a felony from authorities.  

Uber account holders had their personally identifiable information in nefarious hands without their knowledge. The cybercriminals allegedly downloaded the names, email addresses and phone numbers of 57 million Uber customers and drivers, plus the license plate numbers of 600,000 drivers.1  

Why It’s Important for Companies to Report Leaks

Organizations have a responsibility to their customers to report any cyberbreaches. With a full name, email address, and phone number, cybercriminals can inflict a lot of damage on an innocent person’s credit, steal money from online accounts, or invade someone’s digital privacy. Customers must act swiftly to put the proper safeguards in place, but they can’t do that if they don’t even know a breach has happened! The longer a cybercriminal has to poke and prod someone’s digital footprint, the more havoc they can wreak and profits they can gain. 

How to Protect Your Personal Information Before and After a Breach 

Acting swiftly is key to keeping your personally identifiable information (PII) private after a breach, though there are a few measures you can take right now that could prevent your information from being compromised. Here’s what you can do before and after a breach. 

Preventive measures

One way to shrink your attack surface – or the number of possible entry points into your digital life – is to regularly vet your online accounts and apps. For example, when you’re cleaning your closet, it’s common to donate or trash any clothing you haven’t worn in a year. The same method works for your digital life. If you haven’t logged into a shopping site or mobile gaming app in over a year, it’s unlikely that you will use them anytime soon, so it’s time to say goodbye and delete it. 

McAfee credit lock and security freeze are other preventive measures that can keep your credit safe in case your PII is ever compromised. These services make it easy to prevent one or all three major credit bureaus from accessing your credit. In turn, this prevents anyone other than you from opening a bank account, applying for a loan, or making a substantial purchase. If you’re not planning on needing a credit report, it’s a great practice to freeze your credit. 

Reactive measures

When you first hear of a company’s data leak with which you have an account, the first step you should take is to change your account password. Login and password combinations are often compromised in a data breach. Make sure your new password is strong and is not a duplicate of a password you use elsewhere. 

Next, consider running a Personal Data Cleanup scan. Personal Data Cleanup checks risky data broker sites and alerts you if your information appears on any of them. From there, you can take steps to remove your information. 

Finally, for the next few weeks, keep close tabs on your financial, online, and email accounts. Watch for suspicious activities like purchases you didn’t make, electronic receipts, notifications, or mailing lists that you didn’t sign up for. McAfee+ Ultimate can help you here with its identity monitoring and full-service Personal Data Cleanup. McAfee+ gives you a partner to alert you and help you recover if your digital privacy is compromised. 

Constant Vigilance and Digital Confidence-Boosting Assets

Protecting your identity and digital privacy is a two-way street. While identity and privacy protection tools go a long way, individuals also have a responsibility to remain vigilant and take quick action if they suspect their information is compromised. And the ultimate responsibility lies with companies to alert the authorities and their customers after a data leak and to take serious steps to shore up their security to make sure it never happens again. 

1The Verge, “Former Uber security chief found guilty of covering up massive 2016 data breach 

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The Seven Main Phishing Lures of Cybercriminals

By McAfee

One of the oldest tricks in the cybercrime playbook is phishing. It first hit the digital scene in 1995, at a time when millions flocked to America Online (AOL) every day. And if we know one thing about cybercriminals, it’s that they tend to follow the masses. In earlier iterations, phishing attempts were easy to spot due to link misspellings, odd link redirects, and other giveaways. However, today’s phishing tricks have become personalized, advanced, and shrouded in new disguises. So, let’s take a look at some of the different types, real-world examples and how you can recognize a phishing lure.

Be Wary of Suspicious Emails

Every day, users get sent thousands of emails. Some are important, but most are just plain junk. These emails often get filtered to a spam folder, where phishing emails are often trapped. But sometimes they slip through the digital cracks, into a main inbox. These messages typically have urgent requests that require the user to input sensitive information or fill out a form through an external link. These phishing emails can take on many personas, such as banking institutions, popular services, and universities. As such, always remember to stay vigilant and double-check the source before giving away any information.

Link Look-A-Likes

A sort of sibling to email phishing, link manipulation is when a cybercriminal sends users a link to malicious website under the ruse of an urgent request or deadline. After clicking on the deceptive link, the user is brought to the cybercriminal’s fake website rather than a real or verified link and asked to input or verify personal details. This exact scenario happened last year when several universities and businesses fell for a campaign disguised as a package delivery issue from FedEx. This scheme is a reminder that anyone can fall for a cybercriminals trap, which is why users always have to careful when clicking, as well as ensure the validity of the claim and source of the link. To check the validity, it’s always a good idea to contact the source directly to see if the notice or request is legitimate.

Gone Whaling

Corporate executives have always been high-level targets for cybercriminals. That’s why C-suite members have a special name for when cybercriminals try to phish them – whaling. What sounds like a silly name is anything but. In this sophisticated, as well as personalized attack, a cybercriminal attempts to manipulate the target to obtain money, trade secrets, or employee information. In recent years, organizations have become smarter and in turn, whaling has slowed down. Before the slowdown, however, many companies were hit with data breaches due to cybercriminals impersonating C-suite members and asking lower-level employees for company information. To avoid this pesky phishing attempt, train C-suite members to be able to identify phishing, as well as encourage unique, strong passwords on all devices and accounts.

Spear Target Acquired

 Just as email spam and link manipulation are phishing siblings, so too are whaling and spear-phishing. While whaling attacks target the C-suite of a specific organization, spear-phishing rather targets lower-level employees of a specific organization. Just as selective and sophisticated as whaling, spear-phishing targets members of a specific organization to gain access to critical information, like staff credentials, intellectual property, customer data, and more. Spear-phishing attacks tend to be more lucrative than a run-of-the-mill phishing attack, which is why cybercriminals will often spend more time crafting and obtaining personal information from these specific targets. To avoid falling for this phishing scheme, employees must have proper security training so they know how to spot a phishing lure when they see one.

Spoofed Content

With so many things to click on a website, it’s easy to see why cybercriminals would take advantage of that fact. Content spoofing is based on exactly that notion – a cybercriminal alters a section of content on a page of a reliable website to redirect an unsuspecting user to an illegitimate website where they are then asked to enter personal details. The best way to steer clear of this phishing scheme is to check that the URL matches the primary domain name.

Phishing in a Search Engine Pond

 When users search for something online, they expect reliable resources. But sometimes, phishing sites can sneak their way into legitimate results. This tactic is called search engine phishing and involves search engines being manipulated into showing malicious results. Users are attracted to these sites by discount offers for products or services. However, when the user goes to buy said product or service, their personal details are collected by the deceptive site. To stay secure, watch out for potentially sketchy ads in particular and when in doubt always navigate to the official site first.

Who’s That Caller?

With new technologies come new avenues for cybercriminals to try and obtain personal data. Vishing, or voice phishing, is one of those new avenues. In a vishing attempt, cybercriminals contact users by phone and ask the user to dial a number to receive identifiable bank account or personal information through the phone by using a fake caller ID. For example, just last year, a security researcher received a call from their financial institution saying that their card had been compromised. Instead of offering a replacement card, the bank suggested simply blocking any future geographic-specific transactions. Sensing something was up, the researcher hung up and dialed his bank – they had no record of the call or the fraudulent card transactions. This scenario, as sophisticated as it sounds, reminds users to always double-check directly with businesses before sharing any personal information.

As you can see, phishing comes in all shapes and sizes. This blog only scratches the surface of all the ways cybercriminals lure unsuspecting users into phishing traps. The best way to stay protected is to invest in comprehensive security and stay updated on new phishing scams.

The post The Seven Main Phishing Lures of Cybercriminals appeared first on McAfee Blog.

What Is Smishing? Here’s How to Spot Fake Texts and Keep Your Info Safe

By Vishnu Varadaraj

Your phone buzzes. You hope it’s a reply from last night’s date, but instead you get an entirely different swooping feeling: It’s an alarming SMS text alerting you about suspicious activity on your bank account and that immediate action is necessary.  

Take a deep breath and make sure to read the message carefully. Luckily, your assets could be completely safe. It could just be a smisher. 

Smishing, or phishing over SMS, is a tactic where cybercriminals impersonate reputable organizations or people and trick people into handing over their PII or financial details. Sometimes they can seem very credible with the information they have, and you may have even been expecting a correspondence of a similar nature. 

So how can you tell when an SMS text is real and requires your attention? And how should you deal with a smisher to keep your identity safe? 

What Is Smishing? 

Like email phishing and social media phishing,

SMS text phishing often tries to use a strong emotion – like fear, anger, guilt, or excitement – to get you to respond immediately and without thinking through the request completely.  

In the case of one coordinated smishing attack, cybercriminals not only impersonated financial institutions but collected PII on their targets ahead of time. The criminals then used these personal details – like old addresses and Social Security Numbers – to convince people that they were legitimate bank employees.1 But since when does a bank try to prove itself to the customer? Usually, it’s the other way around, where they’ll ask you to confirm your identity. Be wary of anyone who texts or calls you and has your PII. If you’re ever suspicious of a caller or texter claiming they’re a financial official, contact your bank through verified channels (chat, email, or phone) you find on the bank’s website to make sure. 

Smishers often keep up with current events and attempt to impersonate well-known companies that have a reason to reach out to their customers. This adds false legitimacy to their message. For example, in the summer of 2022, Rogers Communications, a Canadian telecommunications provider, experienced an extended loss of service and told customers they could expect a reimbursement. Smishers jumped on the opportunity and sent a barrage of fake texts requesting banking details in order to carry out the reimbursement.2 However, Rogers credited customers directly to their Rogers accounts.  

3 Tips to Identify a Smisher 

If you receive a suspicious text, go through these three steps to determine if you should follow up with the organization in question or simply delete and report the text. 

1. Know your notification preferences.

Do you have text alerts enabled for your bank and utility accounts? If not, disregard any text claiming to be from those organizations. Companies will only contact you through the channels you have approved. Also, in the case of the Rogers smishing scheme, be aware of how a company plans to follow up with customers regarding reimbursements. You can find information like this on their official website and verified social channels. 

2. Check the tone.

If the tone of the text urges you to act quickly or proposes a dire consequence of ignoring the message, be on alert. While suspicious activity on your credit card is serious, your bank will likely reimburse you for charges you didn’t make, so you have time to check your bank account and see recent activities. Official correspondence from financial institutions will always be professional, typo-free, and will try to put you at ease, not make you panic.

3. Verify the phone number.

Whenever you get a text from someone you don’t know, it’s a good practice to do an internet search for the number to see with whom it’s associated. If it’s a legitimate number, it should appear on the first page of the search results and direct to an official bank webpage. 

What to Do When You Receive a Fake SMS Alert 

Once you’ve identified a fake SMS alert, do not engage with it. Never click on any links in the message, as they can redirect you to risky sites or download malware to your device. If you have McAfee Safe Browsing on your mobile, it can be your backup if you accidentally open a malicious link. 

Also, don’t reply to the text. A reply lets the criminal on the other end know that they reached a valid phone number, which may cause them to redouble their efforts. Finally, block the number and report it as spam. 

A great absolute rule to always follow is to never give out your Social Security Number, banking information, usernames, or passwords over text. 

How to Keep Your PII Safe from Smishers 

To give you peace of mind in cases where you think a malicious actor has access to your PII, you can count on McAfee+. McAfee+ offers a comprehensive suite of identity and privacy protection services to help you feel more confident in your digital life. 

1PC Mag, “Scammers Are Using Fake SMS Bank Fraud Alerts to Phish Victims, FBI Says 

2Daily Hive, “Rogers scam alert: Texts offering credit after outage are fake 

The post What Is Smishing? Here’s How to Spot Fake Texts and Keep Your Info Safe appeared first on McAfee Blog.

How to Identify and Protect Yourself From Venmo Scams and Other Cash App Scams

By McAfee

Have you ever been on the receiving end of a scam or heard of someone whose bank account was emptied by fraudsters 

Unfortunately, these examples are becoming increasingly common. The Better Business Bureau (BBB) shared that they receive about 1,000 scam complaints daily from cash app users. As the number of cash app users increased over the last few years, so did the number of fraudsters on payment apps like Venmo and PayPal. As a result, even the most alert people have found themselves prey to smooth-talking fraudsters. 

This article highlights common themes of cash app scams and explains how to protect your financial and personal information from scammers online. Stay tuned to learn more. 

Tips to avoid Venmo and Cash App scams

With the number of scams rising, it’s important to be more aware and cautious. So, what can you do to protect yourself from being scammed? 

Here are four essential safety tips to avoid some common Venmo scams: 

  • Never share private details like your Social Security number, bank account information, or debit card or credit card number with anyone online — even if they claim to be from the Venmo customer service team. Attackers can use the stolen credit card information to make unwanted transactions from your account. 
  • Do not send money to strangers online, no matter what they tell you. And never do business with strangers through the Venmo app. 
  • Never click on links in emails or texts supposedly sent by Venmo. Venmo mail is always sent via their official mail ID from their website: venmo.com. In addition, Venmo will never address you as “Dear User” or “Dear Venmo User” — they will always address you by your full name or business name. 
  • Turn the private setting on Venmo on so strangers can’t view your Venmo transaction history. 

Let’s discuss some scam tactics commonly used on money transfer apps like Venmo and how you can quickly recognize and sidestep them. 

The most common Venmo and Cash App scams

Spoofing and phishing scams are practices that trick you into revealing sensitive financial or online information, leading you to lose money and face risk  identity theft. 

Knowing common ways that an online scammer can trick you will help you stay alert. This knowledge might make it easier to recognize a fraudster. 

Let’s talk about a few common scam tactic examples, so you know the red flags to look out for when using cash apps like Venmo. 

Fake reward or cash prize

In this type of scam, a scammer will send you a text message, a notification, or an email with a link telling you that you won a cash prize or trending concert tickets on Venmo. The link generally leads to a page that asks you to sign in or provide information about your Venmo account. For example, the text could say something like, “As a long-time user of Venmo, you have received a $20 gift card from Venmo. Sign in to redeem.” Filling in these details can lead to your Venmo account being hacked. 

Prevent being scammed this way by never sharing your Venmo login information with any person or third-party website. 

A scammer may try to sign in to your Venmo account, requiring them to enter a code sent to your mobile number. They will call you, pretend to be from the Venmo tech support or customer service team, and produce any plausible reason they need you so you’ll share the code you received.  

For example, this phone call may sound like, “Hello, we have noticed some unauthorized transactions on your Venmo account. This can lead to your account being blocked. To authorize the transactions, we need to confirm that you are the real owner of this account. For authentication purposes, we sent a code to your phone. Could you share that code with me, please?” 

When in the middle of a busy work day, this call might not seem like a big deal and you may share the code without suspecting the caller of smishing. However, this code might be part of multi-factor authentication on Venmo and will give the scammer access to your account.  

This can also look a little different. For example, someone who claims to be a Venmo agent might ask you to transfer a sum of money into another account to “verify” your account. 

To avoid being scammed this way, keep in mind that a Venmo agent will never ask for a private code or try to gain access to your account. In addition, Venmo will never ask you to install a third-party app, redirect you to a different sign-in page, or ask you to send money to “verify” an account. 

As a rule of thumb, never share your Venmo verification code with anyone, no matter who they claim to be. 

Offers to make fast cash

This scam has a few names, including pyramid scheme, money circle, or cash wheel. Here, a scammer will persuade you to send them a small amount of money to earn back a larger sum within a short period. This is an easy scam to identify because you have no guarantee that the person will pay you back. However, scammers can be extremely convincing, and you may fall for their words.  

To avoid this mistake on the cash transfer app, don’t ever send money to strangers on Venmo. Remember, if it sounds too good to be true, it’s probably a scam. 

Someone posing as one of your friends

In such a scam, a scammer will attempt to impersonate someone you know. For example, a scammer is impersonating your friend “X.” They use any publicly available information about “X” and create an account using “X’s” name and picture. If “X’s” Venmo account isn’t private, the scammer can access “X’s” transaction history. And, if “X” has transacted with you in the past, the scammer posing as “X” will connect with you and request money. Usually, these requests suggest an urgent need for money. Since you know “X,” you might consider lending them the amount. 

Avoid this scam by being wary of any unusual money requests from someone who looks like a friend. Before accepting the payment request, double-check that the person requesting the money is your friend or a family member. Reach out to your friend outside of Venmo through their phone or a credible social media account to verify that it’s not a fake profile asking you for money. In addition, you should always keep your Venmo friend list and transaction history private to avoid giving scammers access to your data. 

Scams when buying or selling things online 

If you’re selling goods online, a buyer might try to obtain your goods without actually paying for your product. So, they may send you a screenshot of a fake payment to prove they have paid when you haven’t received any money.  

Sometimes, a scammer will send a screenshot showing that they accidentally paid you an extra sum of money, and may ask you to pay the money back. However, their payment was fake, and you will end up paying money from your pocket.  

Another example involves a seller who sends a message that seems like it’s from Venmo. The message might say that the buyer made a payment, but it will only be fully processed once goods are shipped. Again, this is a red flag to watch out for because Venmo doesn’t offer this feature. 

If you’re a buyer online, your seller may convince you to Venmo them the entire payment, and then they may refuse to ship the purchased goods to you. 

To be protected from such scams, avoid selling and buying items using Venmo. If you’re buying from strangers on Venmo, ensure it is a Venmo-approved business account so you have purchase protection for any eligible items covered under the user agreement. 

As a rule, it’s best not to exchange Venmo payments with strangers. Consider blocking the user if you receive an unsolicited payment or a payment request from a stranger on Venmo. 

How to protect yourself from Venmo and Cash App scams

As transactions become increasingly digital, it’s important to educate yourself about the best practices to protect your financial information online. 

Here are some general tips to follow: 

  • Never reveal personal codes, financial details, bank information, private one-time codes, or passwords to anyone online. 
  • Remember that no one from the Venmo team will ever ask for one-time passwords, just like no one from your bank would ask you to reveal private details or codes. 
  • Be aware of current scams so you can recognize one when you see it. 

Online safety should not be taken lightly, and investing in an advanced tool is a good idea to ensure your cybersafety. 

Protect yourself from dangerous threats online with McAfee

If you’re serious about online safety and security, the McAfee+ Protection package is a great investment. This package gives you a premium level of online security, with full protection from things like identity theft. In addition, you get access to antivirus software for unlimited devices, personal data clean-ups, lost wallet protection, and a secure VPN — among other benefits. Sign up today! 

The post How to Identify and Protect Yourself From Venmo Scams and Other Cash App Scams appeared first on McAfee Blog.

What Is Bloatware and How Can It Impact Security?

By McAfee

The joy of purchasing a new device is liberating. Now you can work, learn, and play faster — along with enjoying ample storage space. So, the last thing you’d expect is your apparently safe device being exposed to vulnerabilities, or “bloat.”  

Exposure to unwanted software can derail its performance and hog its storage within a few months of usage. In technical terms, such pieces of software are referred to as bloatware. Bloatware has the potential to attack PCs with Microsoft systems and Android devices. It can also attack Apple iPhones and Macs although their systems tend to be built with a bit more protection.  

This article defines bloatware, offers common examples, explains how to identify it, and discusses its impact on your computer’s security.  

What is bloatware?

Bloatware, also called Junkware or Potentially Unwanted Programs (PUP), are third-party programs that slow down the performance of your device and lay it bare to cybersecurity risks.  

Manufacturers initially introduced bloatware to provide users with more utility, but the programs led to device issues. Software programs that identify as bloatware run in the background, and locating them is not child’s play.  

Bloatware finds its way into your device in two ways: it comes pre-installed or through programs downloaded from the internet. Lenovo‘s Superfish bloatware scandal from 2015 explains how bloatware can harm your devices.  

What are examples of bloatware?

Common examples of bloatware apps include:  

  • Weather checking apps 
  • Finance/money apps 
  • Gaming/sports apps 
  • Map or navigation apps 
  • Fitness/health apps 
  • Messaging or video apps 
  • Music (listening and recording) apps 
  • Toolbars and junk-browser extensions 
  • System update apps 
  • Fake cleaner apps 
  • Productivity assistants 

As a piece of good advice, it is best to uninstall such apps when of no use — whether on your Android smartphone, Windows computer, or an iOS device. 

Signs a program may be bloatware

Performance degradation is a common symptom of a device carrying bloatware. Extended boot-up times, clogged storage, and startup delays are common occurrences. Let’s review some programs that may also be bloatware: 

  • Utilities. This type of bloatware typically shows up as pre-installed software on new devices. Manufacturers and third-party developers create these software programs that offer added functionality to the end-user. Examples include weather tracking apps, music apps, and productivity apps. 
  • Trialware. This is a frequent form of bloatware that comes with new devices for free and works for a set trial period until a license is purchased. In a few cases, trialware is harmless and can be removed easily.  
  • Adware. This is a famous type of software that showcases or downloads advertising material like banners or pop-ups 

Here’s how to identify bloatware: 

  • Anonymous apps installed on your device. Don’t recall installing a specific app on your device? It could be bloatware. Promptly delete apps that are unnecessary.  
  • Bothersome upsells while using an app. Often, the purpose of bloatware is to generate money. It might deploy invasive marketing and sales techniques that can disturb your browsing experience.  
  • Annoying pop-up ads in your browser. If you experience too many pop-up ads redirecting you to unsafe and suspicious websites, that points toward adware. Adware comes from the web and can modify your homepage or tab settings and change the browser setup. 

How can bloatware impact your computer’s security?

As mentioned, not all bloatware is a threat to your device. Some may be useful and can be removed easily. But a major chunk of bloatware is known to slow down your computer.  

Bloatware eats up a good chunk of the disk space or hard drive as it runs in the background, and it drains the battery life. Bloatware that isn’t removed quickly may clog your device with annoying ads. These ads can pose a security threat or even corrupt your operating system 

Can you remove bloatware?

Sadly, it can be a challenge to uninstall bloatware because it finds its way back into the device — sometimes even after it has been deleted. In some cases, it may even redirect you to fake bloatware removal websites and offer malicious removal tools. Such websites ask you to install a new program to remove the previous one, trapping your device further. Unfortunately, there are no secret hacks to stop it from finding a way into your system. 

Pro tip: Anytime you download a program or software, be sure it’s from an official source (like a secured website, the Google Play Store, or the Apple App Store). Installing a program from a suspicious website can put your device at risk, as the program can download bundles of other programs on the back end without your knowledge.  

Windows 10 comes with a special refresh tool to remove any bloatware disguised as user-installed programs. This tool can bring your PC back to a clean slate. It’s important to check your hard drive beforehand, as it can also remove licenses.  

Protect your computer from dangerous security threats with McAfee

Bloatware can be both harmful and annoying. New devices need full-fledged protection so they can last longer. The answer to your bloatware woes is an antivirus program. It safeguards your computer from dangerous security threats and prevents accidental downloads, so malicious bloatware or malware can’t access your device.  

Bloatware can compromise your online safety and security. McAfee+’s protection package is the ideal investment for your new device, so you can work without any hassles or doubts.  

McAfee+ enables a top-tier level of online security with full protection from pesky software programs like bloatware. Additionally, you get access to antivirus software for unlimited devices, lost wallet protection, a secure VPN, personal data clean-ups, and more. Sign up for McAfee + and rest easy while your devices remain bloatware-free 

The post What Is Bloatware and How Can It Impact Security? appeared first on McAfee Blog.

How to Block Emails

By McAfee

With regular marketing emails from brands, businesses, and subscription services, our email accounts are more cluttered than ever. The number of daily emails exchanged globally reached an estimated 319 billion in 2021. Unfortunately, the chances that these emails were spam or junk are quite high. In fact, 45% of all email traffic came from spam emails as of December 2021 

With emails often being the preferred mode of communication for official purposes, it’s important to observe good digital hygiene with your inbox. While a cluttered inbox can be overwhelming, it can also double as a cybersecurity threat. Junk emails that contain malware or act as phishing tools are notorious for wreaking havoc in IT systems or aiding identity theft. 

Are you tired of opening your inbox to a barrage of unwanted emails? Read this article to learn how to block or eliminate spam emails. 

Why do you get unwanted and spam emails?

We know you didn’t sign up to be spammed by unwanted emails. So why is your inbox overflowing with spam messages? It could be one of many reasons, including:  

  • You’ve subscribed to a brand/company’s newsletter by mistake  
  • Your email is accessible/visible on a public site or forum  
  • A company that was privy to your details faced a data breach  
  • You’ve opened malicious emails in the past  

Companies also often share information that you’ve entered during registration with other businesses. Applications for loyalty cards and discount coupons at checkout are also sources of customer information for companies. Although companies are mandated to ask permission before sharing your personal information with affiliates, users often ignore the fine print. So, how do you block these unwanted emails? 

How to block emails

Fortunately, most email services let you block this contact or other specific email addresses by following a few simple steps. Usually, just notifying your email service that a certain sender is spamming you does the job. The process varies according to the email provider used. Read on to find out how to keep your inbox clean. 

How to block emails in Gmail

Gmail users can block spam mail using the Gmail app or web app. Follow the steps below to block emails while using the web app: 

Open a message from the sender you wish to block. If you don’t have a recent email from them, search their address or name in the search box at the top of the page.  

  1. Click the “More” button (three vertical dots) in the top-right corner 
  2. Tap Block Sender in the drop-down menu 

Doing this will cause all future emails from this sender to enter your spam folder. If you block someone you didn’t intend to, follow the same procedure to unblock and start receiving mail from their address.  

How to block emails in Outlook

Follow these steps to block an address using the Outlook (the new Hotmail) web app: 

  1. In your inbox, open an email from the sender you wish to block 
  2. Find and click the “Junk” button from the top bar menu. 
  3. You have three options in the drop-down menu: Flag the message as junk, mark it as phishing, or block the sender.  

By marking the email as junk, Outlook filters and sends all further emails from the sender to your spam folder. 

How to block emails in Yahoo Mail

Like all other service providers, the process of blocking a sender from your Yahoo mail account is quite straightforward. Use your web app and follow these steps to get rid of junk mail from your inbox:  

  1. In your Yahoo Mail inbox, open any email from the sender you wish to block 
  2. In the center, right-click the menu button (symbolized by the three vertical dots).  
  3. From the drop-down menu, select “Block senders.”  
  4. After this, a check-box menu lets you block all future mail and delete all existing emails from the sender.  

Alternatively, you can also block a sender from the Settings menu.  

  1. In the web app, click “Settings” in the top-right corner. Click “More settings” once the window opens.  
  2. Choose “Security and privacy” from the navigation panel. 
  3. Click “Blocked addresses” and select “Add.” 
  4. Add the address you wish to block and click “Save.” 

You can unblock any address by navigating to “Blocked addresses” using the same steps and unblock any ID. 

How to block emails in AOL Mail

To proactively block senders from your AOL Mail inbox, follow the steps below using your web browser: 

  1. In your AOL Mail inbox, select any email from a specific sender you wish to block 
  2. Select “Spam” from the options menu in the center of the page.  

Following these simple steps marks all future emails from the chosen sender as spam and sends them to the spam folder. 

How to block emails on iPhone (iOS Mail app)

The Apple iOS email app on iPhone, iPad, and Mac only recently allowed unsubscribing from mailing lists. It still doesn’t let you block senders. Follow the steps detailed below to filter and unsubscribe from senders: 

  1. Open the Mail mobile app 
  2. Tap on any email from the sender you wish to unsubscribe 
  3. Click the blue link on top, which lets you unsubscribe. 

Flag any email as spam by forwarding the email to spam@icloud.com. 

Can emails have dangerous security threats?

Widely used and accepted email services are a frequent target of cyberattacks. Attackers can use email to gain control or access your personal information and resources. 

Securing email systems is crucial since your email might contain a lot of sensitive information, including financial documents, legal information, important personal documents, or even trade secrets.  

Common virus, scam, and security threats in emails

As an email sender and receiver, you should be aware of the most common ways the service is used to infect a computer.  

  • Malware emails with download links. An email from a seemingly normal address can land you in trouble if it contains a download link to malware or malicious software. Clicking on the download can compromise the safety of your system. 
  • Credential theft. Emails can be used for credential theft via phishing emails. As a victim, you can be lured into filling out forms that require you to enter your credentials.  

A general rule of thumb is to verify and review download links, forms, and email addresses of the sender before clicking on them, as they can pose significant threats to your cybersecurity. If you receive an email from someone you trust but it contains a link that you find suspicious, multiple websites can analyze URLs and files for malware. 

Stay protected from dangerous email threats with McAfee

Keeping an email system safe involves securing the servers of the client and the user. As an informal email system user, it can be hard to mitigate and manage risks posed by malicious emails on your own.  

Fortunately, you can utilize McAfee+and Identity Theft Protection. McAfee ensures complete cyber protection with advanced monitoring, customized tips according to your usage, and data clean-ups. With multiple subscription plans at your disposal, you can protect yourself and your family from all kinds of cyberthreats. 

The post How to Block Emails appeared first on McAfee Blog.

The Expert’s Guide to Deleting Your Browser History for Good

By McAfee

Until recently, people had little control over how companies used their online data. But, with data privacy now a human right, people are pickier about who can access their data and how they use it.  

Every time you visit a website by typing its address on the address bar, your browser history holds a record of information like the name of the site, its location, and when you visited it. Unfortunately, third parties can access this data, leaving you vulnerable to identity theft and data misuse. Simply deleting your Internet Explorer browser history is not enough to safeguard your data. 

This article explains how to keep your internet activities private and delete your web browser history for good. 

Can you permanently delete your browsing history?

Most people don’t know that clearing your browsing history doesn’t actually delete it. 

Even after you’ve clicked on the “clear browsing history” option in your selected browser, there’s still a record of every Google search from the beginning of time. This information can be accessed by third parties like your internet service provider, the websites you visit, and advertisers. So, clearing your browsing history is not enough to safeguard your data. 

While clearing your browser history has benefits like better application efficiency, you should invest in useful online tools like McAfee’s identity theft protection and you better protect your data online.  to help you truly protect your data online. to help you truly protect your data online.  

Before diving into how to clear your browser history, let’s talk about why you should give importance to deleting your data for good. 

Why you should delete your browsing history

Just like you have to clear out the dust from your vacuum cleaner to continue cleaning, you should clear the data on your browser so it remains speedy and efficient.  

Your browsing history records are cluttered with cache files, cookies, search history, and autofill data. All this digital clutter fills up your Random Access Memory (or RAM), slowing your PC, Apple iOS device, or Android device’s functioning. 

You might see pop-ups on websites telling you that they use cookies. Without giving it much thought, you might click the “OK” or “Accept cookies” button and continue browsing the site. But do you know how these cookies are used? 

Cookies are temporary internet files that store browsing data and preferences to make your future online experiences easier. For example, this helps you personalize your search results to an extent. The cache stores parts of pages, websites, or images you visit, enabling the pages to load faster the next time you open them. 

These types of files sound like they help you have a better internet experience, so why should you delete them? 

Here are some reasons to clear your browsing history, cache, and cookies: 

  • It protects your personal information from other people who use your device and third parties on the internet. 
  • It clears your device storage and helps your applications run more efficiently. 
  • It prevents you from using old forms. 

However, simply clearing cache and cookies is not enough. This method will clear space on your device and erase some references, but the data is still saved on your device as free space. You should use tools to permanently delete your browsing data from the hard drive because: 

  • This truly protects your data from hackers, which clearing browsing history does not achieve. 
  • It prevents your information from being tracked, which is common despite the privacy laws in different states and countries. 

So, it’s crucial to properly wipe your data if you’re serious about protecting your privacy online.  

What does private/incognito mode in browsers do?

Many people switch to incognito mode when making an embarrassing Google search because it seemingly leaves no trace of the search on your device. But, does useing incognito mode or a private browsing window protect your data and ensure your privacy & security? 

When you use incognito or private browsing mode, the tracking cookies on the websites you visit are blocked by default, and your cookie data and search history are deleted from the browser as soon as you close the window. Essentially, it auto-deletes your browser history as soon as you close the window. 

However, your browser actions are still visible to the websites you have visited and your internet service provider (ISP). In addition, data from your browsing activity is saved to any accounts you’re logged into (like your Google account), even when using incognito mode. 

Your internet service provider and other third parties have easy access to your browser activity irrespective of whether you’re in private browsing mode. This means using incognito mode is not enough to protect your online privacy. 

How to delete internet history, by browser

If you’re worried about what someone might see on your laptop or you notice your applications slowing down, we’re here to help. We’ll show you how to quickly clear your device’s browser history from some commonly used internet options. 

There’s no fixed or recommended time for deleting your browsing history, cache, and cookies. It’s all relative to your system’s storage space and personal preferences. Refer to this step-by-step guide whenever you feel like it’s time to clear junk from your browsers. 

Google Chrome

To delete your browser history on Google Chrome: 

  1. Open the Chrome browser on your laptop or computer. 
  2. Click the three vertical dots in the upper-right corner. 
  3. Find an option that says “More tools” and select “Clear browsing data” under it. 
  4. Now, you’ll see an option to choose a time range near the top of the screen. To delete everything, select “All time.” If you want to delete history from the past hour, select “Last hour.”  
  5. Next, check the boxes saying “Cookies and other site data” and “Cache images and files,” and click “Clear data.” 

Some of your settings might be deleted when clearing your browser history. For example, you might have to re-sign into your accounts. 

If you want to delete cookies and cache for a specific site, you can learn how to change more cookie settings in Chrome.  

Mozilla Firefox 

To delete your browsing, search, and download history on Mozilla Firefox, follow these steps: 

  1. Click “Menu” and select “History.” 
  2. Select the “Clear recent history” option. 
  3. In “Time range to clear,” choose “Everything” from the drop-down menu. 
  4. Select “Cache” and other items to delete in the options list. 
  5. Ensure the files you want to keep are not selected. 
  6. Click “OK.” 

Now, you have quickly deleted your browser history on Mozilla Firefox. 

Microsoft Edge 

To clear your Microsoft Edge browsing data from just the device you are currently using, turn off sync before clearing the data. The selected data will be deleted across all of your synced devices if sync is turned on.  

Follow these steps to turn off sync: 

  1. Select Settings. 
  2. Click “Profiles.” 
  3. Select “Sync” and click “Turn off sync.” 

To clear browsing data on Microsoft Edge: 

  1. Select “Privacy, search, and services” under settings. 
  2. Click “Clear browsing data” and then “Clear browsing data now.” 
  3. You’ll see an option to choose which types of browsing data to clear. Select the data you want to delete. For example, you can select browsing history and cookies, but keep the saved passwords and autofill data unchecked. 
  4. Choose a time range from the drop-down menu. 
  5. Select the “Clear now” option. 

This is how to clear your browsing data on Microsoft Edge in a few simple steps. 

Safari

Here are simple steps to clear browser cache and cookies on Safari 8.0 through 10.0. These steps apply to your Apple laptop running macOS, but an iPad or iPhone might have slightly different steps. 

  1. On the upper-left corner of your screen, click “Safari” and then choose “Preferences.” 
  2. Click the “Privacy” tab and select “Remove all website data.” 

That’s all! You’ve now deleted your browser history on Safari. 

Opera 

To clear cache and browser history in Opera: 

  1. Press the Control, Shift, and Delete buttons on your keyboard. 
  2. Select the timeframe of your choice. If you want to delete your entire browser history, select “Since Installation.” 
  3. Select “Images and files in cache.” 
  4. Click “Delete browser data.” 
  5. Refresh the web page. 

There you have it! It’s simple and free to erase your browser history, cache, and cookies, and you should regularly do so. 

How to protect your privacy online

Now you know how to delete your browser history to keep your device running smoothly and limit how much data advertisers and companies can collect about you. 

However, you may be concerned about the identity traces still being captured without your knowledge. 

If you’re serious about maintaining complete privacy with your online data, invest in advanced tools to safeguard your online information and prevent identity theft. 

Get the online privacy and protection you need from McAfee 

McAfee helps keep your digital data private and protected from identity theft. Access various tools to safeguard your online spaces by investing in the McAfee privacy and protection service. This service includes antivirus software for unlimited devices, complete data cleanup from your hard drive and browser, and much more. In addition, this product comes with a 30-day money-back guarantee.  

Easily keep your digital spaces safe and your online data private with McAfee+. 

The post The Expert’s Guide to Deleting Your Browser History for Good appeared first on McAfee Blog.

Strong Password Generators

By McAfee

Have you seen that small pop-up on your phone or laptop that says your password has been compromised? 

Simple and weak passwords are prone to guesswork, and attackers can force their way in if the password length is too short. Attackers can easily guess simple passwords like your birthday, email account, or one of your former phone numbers.  

A long password made up of a random string of characters, including letters, numbers, and symbols, is considered strong security against data breaches 

Creating a strong password for each of your accounts is the best way to protect your sensitive information. Coming up with a unique password for every account and learning each one by heart can be challenging. This is where a password generator can help you create a random password. Password generators are also beneficial when you want to change an old password. 

The next challenge is storing your passwords safely so that you can keep track of each of your account’s login information. McAfee True Key is another tool to streamline your password security and management. Simply sign in once using a master password, and True Key will auto-save and autofill your passwords for you whenever you want to access one of your accounts. 

Why you should use a password generator

A password generator is a software that creates random passwords for its users. A random password generator will construct passwords of any length using numbers, letters, and symbols. You can also add customizations to your randomly generated password, such as using only alphanumeric characters with no symbols. Using a password generator is considered a great way to secure your data. Without a strong password to secure your data, you risk financial fraud and identity theft. 

In addition to stealing your money, a hacker who controls your account can apply for new credit cards and reduce your credit score. 

With the rapid growth of security failure and cybercrime, a strong password from a password generator can protect your data against fraud and malware attacks. Traditional password attacks include brute force attacks, rainbow tables, and dictionary attacks.  

A strong password consisting of a long string of ambiguous characters, including alphanumeric and symbols, can shield against this. Whenever you are asked to update a password on one of your account websites, you can immediately create a strong password using a password generator. It’s also a healthy practice to update passwords every three months. You can accomplish this easily using a password generator. 

What makes a strong password?

The password strength directly correlates to the computing power needed to crack it. Here are the key elements of a strong password 

  • Length. Experts recommend creating a password with a minimum of eight characters. A minimum of 12 characters is recommended if your password is protecting something sensitive, such as access to your bank account.  
  • Complexity. Creating a complex password that uses everything on your keyboard is ideal. This includes lowercase or uppercase letters, special characters, and numbers.  
  • No dictionary words. It is recommended never to use common names or words in passwords. Although it is easy to choose a word, a brute-force way to hack into accounts involves using every dictionary word. 
  • No common patterns. Similar to common words, common patterns are also likely to create less secure passwords. Examples include using one uppercase, five lowercase, “qwerty,” and three digits — like “ozdFea243.” 
  • Uniqueness. Avoid cycling through the same set of passwords or recycling one across different online accounts. This diminishes the strength of a strong password 
  • Multi-factor authentication. Multi-factor authentication offers an added layer of security when logging in. For instance, in the case of two-factor authentication, the user needs to have a cell phone to verify identity in addition to a password. 

How password generators work

A good password generator tool works by creating a random password using “cryptographically secure” random values. In other words, these passwords cannot be predicted by attackers even if they replicate the algorithm employed by the generator. This makes such password generators an incredibly safe and effective way to create unique passwords. In addition to their security, password generators let you tailor your new password to a preferred length and complexity.  

You can generate a slew of unique passwords in an instant. Once you find one you like, your password generator can save it for you. Some secure password generators like McAfee True Key also combine password management in their functions. Bid goodbye to the hassle of individually signing into every account with a unique password. You can store all of your unique passwords and sign in to any of your accounts using a single master password. 

What to look for in a good password generator

You can get a range of features with your password generator to improve your data security. Here are some useful characteristics to look for in a good password generator: 

  • Customization. Certain websites or apps might have a fixed length or degree of complexity for acceptable passwords. The password generator you use should let you customize the various elements of your password so you can tailor a randomly generated password to fit these needs.  
  • Password storage and management. A great way to keep your randomly generated passwords is to store them within your password generator, locally or on the cloud. This makes accessing your passwords easy if you forget or need to update your old passwords. Usually, a good password generator will have a master password for you to sign in with so you can access all of your accounts.  
  • Cross-syncing. The more devices and browsers your password manager can support, the easier it will be for you to sign in to all of your accounts using your password manager. It will also be easier to sync any changes in your password manager. McAfee True Key supports PC, Mac, iOS, and Android devices, along with numerous browsers, making all the data you have on these platforms accessible from one place. 

What is McAfee True Key and how does it work?

McAfee True Key can help you generate strong passwords while also serving as a place to store all of your unique passwords. True Key protects your passwords by scrambling them using AES-256, one of the strongest encryption algorithms available. With factors of your choosing, only you can decrypt and access your sensitive information on True Key by signing in using a single master password. 

Access all of your data on True Key by signing in using your secure master password. Every time you sign in to your True Key account, your identity will be verified using at least two factors of your choosing. You can customize your profile by adding more sign-in factors; the more you add, the more secure your information. 

True Key is supported by iOS, Android, Mac, and PC devices, meaning you can sign in from any of these operating systems. You also get local data encryption and cross-device syncing across all of these devices. Supported browsers include Chrome, Firefox, Microsoft Edge, and Safari. McAfee respects your privacy, which means your passwords are not accessible to anyone but you. Your data will never be sold or shared with any third parties.  

Download McAfee True Key for free

Your password determines your data security. Data breaches can involve cases of identity theft and financial fraud. Create strong passwords for every account to keep your online data free from financial fraud and malicious intent. You can accomplish this using a strong password generator. Ensure your password generator uses cryptographically secure random variables, so hackers can’t predict your passwords even if they have access to the algorithm used for the generator.  

In addition to creating unique passwords, a password generator also serves as a secure place to store your passwords. Most people assume they are safe when storing passwords in a document on their PC. If a hacker gains access to your device, they can read the document containing all of your sensitive passwords. Prevent this by using a password manager, which requires a master password and two-factor authentication to log in.  

Get these benefits and more completely free when you install McAfee True Key. And to protect yourself even more, consider McAfee+

The post Strong Password Generators appeared first on McAfee Blog.

Cybercrime’s Most Wanted: Four Mobile Threats that Might Surprise You

By McAfee

It’s hard to imagine a world without cellphones. Whether it be a smartphone or a flip phone, these devices have truly shaped the late 20th century and will continue to do so for the foreseeable future. But while users have become accustomed to having almost everything they could ever want at fingertips length, cybercriminals were busy setting up shop. To trick unsuspecting users, cybercriminals have set up crafty mobile threats – some that users may not even be fully aware of. These sneaky cyberthreats include SMSishing, fake networks, malicious apps, and grayware, which have all grown in sophistication over time. This means users need to be equipped with the know-how to navigate the choppy waters that come with these smartphone-related cyberthreats. Let’s get started.

Watch out for SMSishing Hooks

If you use email, then you are probably familiar with what phishing is. And while phishing is commonly executed through email and malicious links, there is a form of phishing that specifically targets mobile devices called SMSishing. This growing threat allows cybercriminals to utilize messaging apps to send unsuspecting users a SMSishing message. These messages serve one purpose – to obtain personal information, such as logins and financial information. With that information, cybercriminals could impersonate the user to access banking records or steal their identity.

While this threat was once a rarity, it’s rise in popularity is two-fold. The first aspect being that users have been educated to distrust email messages and the second being the rise in mobile phone usage throughout the world. Although this threat shows no sign of slowing down, there are ways to avoid a cybercriminal’s SMSishing hooks. Get started with these tips:

  1. Always double-check the message’s source. If you receive a text from your bank or credit card company, call the organization directly to ensure the message is legit.
  2. Delete potential SMSishing Do not reply to or click on any links within a suspected malicious text, as that could lead to more SMSishing attempts bombarding your phone.
  3. Invest in comprehensive mobile security. Adding an extra level of security can not only help protect your device but can also notify you when a threat arises.

Public Wi-Fi Woes  

Public and free Wi-Fi is practically everywhere nowadays, with some destinations even having city-wide Wi-Fi set up. But that Wi-Fi users are connecting their mobile device to may not be the most secure, given cybercriminals can exploit weaknesses in these networks to intercept messages, login credentials, or other personal information. Beyond exploiting weaknesses, some cybercriminals take it a step further and create fake networks with generic names that trick unsuspecting users into connecting their devices. These networks are called “evil-twin” networks. For help in spotting these imposters, there are few tricks the savvy user can deploy to prevent an evil twin network from wreaking havoc on their mobile device:

  1. Look for password-protected networks. As strange as it sounds, if you purposely enter the incorrect password but are still allowed access, the network is most likely a fraud.
  2. Pay attention to page load times. If the network you are using is very slow, it is more likely a cybercriminal is using an unreliable mobile hotspot to connect your mobile device to the web.
  3. Use a virtual private network or VPN. While you’re on-the-go and using public Wi-Fi, add an extra layer of security in the event you accidentally connect to a malicious network. VPNs can encrypt your online activity and keep it away from prying eyes. 

Malicious Apps: Fake It till They Make It

Fake apps have become a rampant problem for Android and iPhone users alike. This is mainly in part due to malicious apps hiding in plain sight on legitimate sources, such as the Google Play Store and Apple’s App Store. After users download a faulty app, cybercriminals deploy malware that operates in the background of mobile devices which makes it difficult for users to realize anything is wrong. And while users think they’ve just downloaded another run-of-the-mill app, the malware is hard at work obtaining personal data.

In order to keep sensitive information out of the hands of cybercriminals, here are a few things users can look for when they need to determine whether an app is fact or fiction:

  1. Check for typos and poor grammar. Always check the app developer name, product title, and description for typos and grammatical errors. Often, malicious developers will spoof real developer IDs, even just by a single letter or number, to seem legitimate.
  2. Examine the download statistics. If you’re attempting to download a popular app, but it has a surprisingly low number of downloads, that is a good indicator that an app is most likely fake.
  3. Read the reviews. With malicious apps, user reviews are your friend. By reading a few, you can receive vital information that can help you determine whether the app is fake or not.

The Sly Operation of Grayware

With so many types of malware out in the world, it’s hard to keep track of them all. But there is one in particular that mobile device users need to be keenly aware of called grayware. As a coverall term for software or code that sits between normal and malicious, grayware comes in many forms, such as adware, spyware or madware. While adware and spyware can sometimes operate simultaneously on infected computers, madware — or adware on mobile devices — infiltrates smartphones by hiding within rogue apps. Once a mobile device is infected with madware from a malicious app, ads can infiltrate almost every aspect on a user’s phone. Madware isn’t just annoying; it also is a security and privacy risk, as some threats will try to obtain users’ data. To avoid the annoyance, as well as the cybersecurity risks of grayware, users can prepare their devices with these cautionary steps:

  1. Be sure to update your device. Grayware looks for vulnerabilities that can be exploited, so be sure to always keep your device’s software up-to-date.
  2. Beware of rogue apps. As mentioned in the previous section, fake apps are now a part of owning a smartphone. Use the tips in the above section to ensure you keep malicious apps off of your device that may contain grayware.
  3. Consider a comprehensive mobile security system. By adding an extra level of security, you can help protect your devices from threats, both old and new.

 

The post Cybercrime’s Most Wanted: Four Mobile Threats that Might Surprise You appeared first on McAfee Blog.

4 Easy Things You Can Do Today to Improve Your Cybersecurity

By McAfee

Happy Cybersecurity Awareness Month!  

Every October, the National Cybersecurity Alliance selects a theme around which to publish extensive awareness resources and practical tips to help you improve your cybersecurity.1 This year’s theme is “It’s easy to stay safe online.” With the number of cyberthreats and breaches dominating the headlines, it can seem like a Herculean task to cover all your bases; however, with just four easy habits, you can actually protect yourself against a large percentage of these threats!  

Don’t be scared of hackers, phishers, or cybercriminals this month. Leave that to the ghosts, ghouls, and your upcoming holiday social calendar. 

1. Multifactor Authentication

Multifactor authentication (MFA) is an excellent way to frustrate cybercriminals attempting to break into your online accounts. MFA means that you need more than a username and password to log in, such as a one-time code sent to by email, text, or through an authentication app or a face or fingerprint scan. This adds an extra layer of security, because a thief would have to have access to your device, your email, or be able to trick a biometric reader to get into your online account.  

Most online sites offer the option to turn on MFA. While it may add an extra few seconds to the login process, it’s well worth it. Username and password combinations can be up for sale on the dark web following a breach. With these in hand, a cybercriminal could then help themselves to your online bank account, online medical records, and possibly your identity. When an account is secured with MFA, a criminal may quickly move on to another target that’s easier to crack. 

2. Using Strong Passwords and Password Managers

Most sites won’t even let you proceed with creating an account if you don’t have a strong enough password. A strong password is one with a mix of capital and lowercase letters, numbers, and special characters. What also makes for an excellent password is one that’s unique. Reusing passwords can be just as risky as using “password123” or your pet’s name plus your birthday as a password. A reused password can put all your online accounts at risk, due to a practice called credential stuffing. Credential stuffing is a tactic where a cybercriminal attempts to input a stolen username and password combination in dozens of random websites and to see which doors it opens. 

Remembering a different password for each of your online accounts is almost an impossible task. Luckily, password managers make it so you only have to remember one password ever again! Password managers, like the one available in McAfee+. safeguard all your passwords in one secure desktop extension or cellphone app that you can use anywhere. McAfee+ is secured with one of the most secure encryption algorithms available, and multifactor authentication is always standard. 

It’s best to create passwords or passphrases that have a secret meaning that only you know. Stay away from using significant dates, names, or places, because those are easier to guess. You can also leave it up to your password manager to randomly generate a password for you. The resulting unintelligible jumble of numbers, letters, and symbols is virtually impossible for anyone to guess. 

3. Updating Software

Software update notifications always seem ping on the outskirts of your desktop and mobile device at the most inconvenient times. What’s more inconvenient though is having your device hacked. Another easy tip to improve your cybersecurity is to update your device software whenever upgrades are available. Most software updates include security patches that smart teams have created to foil cybercriminals. The more outdated your apps or operating system is, the more time criminals have had to work out ways to infiltrate them. 

Consider enabling automatic updates on all your devices. Many major updates occur in the early hours of the morning, meaning that you’ll never know your devices were offline. You’ll just wake up to new, secure software! 

4. Recognizing and Reporting Phishing

You’ve likely already experienced a phishing attempt, whether you were aware of it or not. Phishing is a common tactic used to eke personal details from unsuspecting or trusting people. Phishers often initiate contact through texts, emails, or social media direct messages, and they aim to get enough information to hack into your online accounts or to impersonate you.  

Luckily, it’s usually easy to identify a phisher. Here are a few tell-tale signs for be on the lookout for: 

  • Poor spelling or grammar 
  • Links to suspicious-looking URLs 
  • A tone of urgency, fear, anger, or pleas for sympathy 
  • Requests for banking or personal details, passwords, or money wires 

Never engage with a phishing attempt. Do not forward the message or respond to them and never click on any links included in their message. The links could direct to malicious sites that could infect your device with malware or spyware.  

Before you delete the message, block the sender, mark the message as junk, and report the phisher. Reporting can go a long way toward hopefully preventing the phisher from targeting someone else. 

Great Habits With a Side of Cybersecurity Tools 

The best complement to your newfound excellent cyberhabits is a toolbelt of excellent services to patch any holes in your defense. McAfee+ includes all the services you need to boost your peace of mind about your online identity and privacy. You can surf public Wi-Fis safely with its secure VPN, protect your device with antivirus software, scan risky sites for your personally identifiable information, and more! 

This October, make a commitment to improving your cybersecurity with the guidance of the National Cybersecurity Alliance and McAfee. 

1National Cybersecurity Alliance, “Cybersecurity Awareness Month 

The post 4 Easy Things You Can Do Today to Improve Your Cybersecurity appeared first on McAfee Blog.

What is Doxxing?

By McAfee

Social media has become a part of our everyday lives. Each day millions of people log on to Facebook, Twitter, and other social sites and engage with friends and family. We share our lives more freely and publicly than ever before, and connect with people around the world more easily than our ancestors could have dreamed of.   

While many beautiful things come from sharing online, most of us have experienced discord with other internet users while being social online. In some cases, exchanges can become hostile, with the aggrieved party becoming threatening or malicious. Doxxers also target popular online influencers, movie and tv stars, or anyone they don’t agree with, as a way to seek revenge, bully, shame, or intimidate them.  

One way someone may attempt to retaliate is to release sensitive personal private information about the person to the broader internet. This kind of online harassment is known as “doxxing.”  

This article explains what doxxing is and how to prevent it from happening to you.  

What is doxxing? 

Doxxing (or “doxing”) is the practice of revealing another individual’s personal information (home address, full name, phone number, place of work, and more) in an online public space without the person’s consent.  

The term “doxxing” comes from the hacker world and references the act of “dropping dox” (as in “docs”) with malicious intent to the victim. The severity of the personal data leak may also go beyond phone numbers and addresses to include releasing private photos, Social Security numbers (SSNs), financial details, personal texts, and other more invasive attacks.  

What’s an example of doxxing?

One of the first incidents of doxxing took place back in the late 1990s when users of the online forum Usenet circulated a list of suspected neo-Nazis. The list included the suspected individuals’ email accounts, phone numbers, and addresses.  

In 2021, rapper Kanye West famously doxxed Drake when he tweeted the star’s home address 

Is doxxing illegal? 

While doxxing can hurt people, it’s not necessarily a crime. In some cases, a doxxer finds publicly available information and shares it broadly. Since the data is public record, it’s not illegal to share it. A doxxer might invite others to visit the home or workplace of their target rather than taking a specific action. 

That said, it is illegal to hack a device or computer without permission from the owner — even if the information collected is never used. The legality of doxxing must be taken on a case-by-case basis, and law enforcement must build its case based on existing applicable laws.  

For example, if the doxxer attempted to apply for a credit card using your private data, they could be prosecuted for fraud or identity theft. 

How to protect yourself from doxxing

You can follow a few critical practices to help protect yourself from doxxing. Start by limiting what you share online, using strong passwords, and taking advantage of secure technologies like virtual private networks (VPNs).  

Limit the personal information you share online

Limiting the amount of personal information you share online is one of the best ways to protect yourself from doxxing. Avoid oversharing personal details of your life (like your child’s name, pet’s name, or place of work) and maintain the highest possible privacy settings for any social media app or website.  

You should also take caution when tagging friends, locations, and photos, as this may give doxxers more access to your data. Check out our Ultimate Guide to Safely Sharing Online to learn more.  

Check data broker websites for your information

Data brokers are companies that mine the internet and public records for financial and credit reports, social media accounts, and more. They then sell that data to advertisers, companies, or even individuals who may use it to doxx somebody.  

You might be surprised to see the amount of sensitive information available to anyone who wants it with an online search. Data brokers often have contact information, including real names, current and former addresses, birth dates, phone numbers, social media profiles, political affiliations, and other information that most consider private.   

While you can remove your private information from many data broker sites, they tend to make the process tedious and frustrating. McAfee® Personal Data Cleanup makes the process much easier. All you have to do is enter your name, date of birth, and home address, and we’ll scan it across high-risk data broker sites. We’ll then help you remove it.  

Use strong passwords and keep them secure

Having strong passwords can make you less vulnerable to hackers and doxxers. Keep yourself more secure by following a few simple rules. 

  • Have long and strong passwords (at least eight to 10 characters). 
  • Don’t create passwords that include any words from your social media sites (like pet or child names). 
  • Change your passwords frequently — at least every three months. 
  • Don’t use the same password for multiple online accounts — unique passwords only. 
  • Use random sequences of letters and numbers without identifiable words. 
  • Turn on two-factor or multi-factor authentication (MFA) for critical accounts (Gmail, LinkedIn, Facebook, online banking). 
  • Don’t write down passwords (or keep them in a secure location if you must).  

Make password management much easier by using a password manager and generator tool like True Key from McAfee. True Key uses the strongest encryption available to decrypt your existing passwords and can help generate new strong passwords 

Use a virtual private network

When browsing on public Wi-Fi networks like those at airports and coffee shops, your data is at greater risk of being compromised by cybercriminals who may lift sensitive information for personal gain.  

A virtual private network (VPN) service (like the one found in McAfee+) gives you an additional layer of protection by hiding your IP address and browsing activities when you’re on an unsecured network. 

Protect your device with antivirus protection

Scammers, doxxers, and hackers work hard to get personal information every day. With McAfee Total Protection, you can use the internet with confidence knowing you have the support of award-winning antivirus software to keep you and your family members safe online.  

Get real-time threat protection through malware detection, quarantine, and removal, and schedule real-time or on-demand file and application scanning. You’ll also benefit from an advanced firewall for home network security.  

Keep your online information secure with McAfee

We all increasingly rely on the internet to manage our lives. As a result, it’s important to address the risks that come with the rewards.  

Comprehensive cybersecurity tools like those that come with McAfee+ can help you avoid scams, doxxing attacks, identity theft, phishing, and malware. We can also help keep your sensitive information off the dark web with our Personal Data Cleanup.  

With McAfee’s experts on your side, you can enjoy everything the web offers with the confidence of total protection. 

The post What is Doxxing? appeared first on McAfee Blog.

What Is Internet Security?

By McAfee

Internet security is a broad term that refers to a wide range of tactics that aim to protect activities conducted over the internet. Implementing internet security measures helps protect users from different online threats like types of malware, phishing attacks, scams, and even unauthorized access by hackers. 

In this article, we highlight the importance of internet security in safeguarding your computer network and outline what you can do to have a comprehensive computer security system in place. 

Why is internet security so important today?

As the internet expands and becomes an even bigger part of our lives, cyberthreats continue to grow both in scope and sophistication. According to Forbes, data breaches and cyberattacks saw an increase of 15.1% in 2021 compared to the previous year. These security threats come in different forms and vary in terms of complexity and detectability.  

Some common online threats people face today include: 

  • Malware: Malicious software is an umbrella term that refers to any program that exploits system vulnerabilities to damage a computer system or network and steal sensitive information from users. Examples of malware include viruses, Trojans, ransomware, spyware, and worms. 
  • Phishing: Phishing is cyberattacks that involve stealing a user’s sensitive data by duping them into opening an email or an instant message and clicking a malicious link. The data that cybercriminals target can range from login credentials to credit card numbers. Phishing attacks are often used for identity theft purposes. 
  • Spam: Spam is a term that describes unwanted email messages sent in bulk to your email inbox. This tactic is generally used to promote goods and services users aren’t interested in. Spam mail can also contain links to malicious websites that automatically install harmful programs that help hackers gain access to your data. 
  • Botnets: This contraction of “robot network” refers to a network of computers that have been infected with malware. The computers are then prompted to perform several automated tasks without permission. Examples of these tasks include sending spam and carrying out denial-of-service (DDoS) attacks. 
  • Wi-Fi threats: Wi-Fi networks can be subject to a wide range of attacks that involve hackers exploiting unprotected connections and breaching data security to obtain sensitive information. 

While these internet security threats may seem overwhelming at first glance, safeguarding your computer or mobile devices from them is relatively easy. Below is a detailed look at some security solutions available to you. 

Internet security features to keep you safe online

As we stated above, setting up an internet security system is a relatively straightforward process. Here are some basic network security measures you can implement right away. 

Antivirus protection

The first step in making sure you have internet security is installing antivirus software. These programs are designed to prevent, search for, detect, and get rid of viruses and other types of malicious software 

Antivirus software can run automatic scans to make sure no network or data breach has occurred and scan specific files or directories for any malicious activity or patterns. 

There are plenty of options to choose from when it comes to antivirus software, however, few programs offer the comprehensive level of protection the antivirus software included in McAfee® Total Protection provides to its users.  

McAfee’s antivirus software comes with a wide selection of features, including malware detection, quarantine, and removal, different options for scanning files and applications, and an advanced firewall for home network security 

Create strong passwords

While this may sound obvious, it’s important to create strong and unique passwords for all your online accounts and devices. A significant percentage of data breaches occur as a result of simple password guessing.  

Some tips to follow when creating a password include: 

  • Never use personal information, such as date of birth. 
  • Don’t reuse passwords. 
  • Avoid sequential numbers or letters. 
  • Combine letters, numbers, and symbols. 
  • Don’t use common words. 

It can also be a good idea to use a password manager, as this will help reduce the risk of your passwords getting leaked or lost. McAfee’s password manager, is particularly convenient thanks to its advanced encryption and multi-factor authentication. 

Check that your computer firewall is enabled

A firewall is a network security system built into your operating system. It monitors incoming and outgoing network traffic to prevent unauthorized access to your network. For it to be able to identify and block these threats, you’ll want to make sure your firewall is enabled on your device. If you’re unsure if your device comes with a firewall, you can benefit from one included in McAfee Total Protection. 

Use multi-factor authentication when possible

Multi-factor authentication (MFA) is an authentication method that requires at least two pieces of evidence before granting access to an app or website. Using this method as much as possible can add another layer of security to your applications and reduce the likelihood of a data breach. 

Choose a safe web browser

Your choice of browser is an important part of implementing internet security measures. In fact, web browsers vary widely in terms of the security features that they offer, with some offering just the basics and others providing a more complete range of features. Ideally, you should opt for a web browser that offers the following security features: 

  • Private session browsing 
  • Pop-up blocking 
  • Privacy features 
  • Anti-phishing filter 
  • Automatic blocking of reported malicious sites 
  • Cross-site script filtering 

How can you keep children safe online?

As children grow older, their internet use becomes more extensive. This can also increase their exposure to various security threats. To keep them safe online, educate them about the risks associated with web browsing and introduce them to some of the best practices for avoiding online threats like not sharing passwords. 

Explain which information should be shared and which information should be kept private and instruct them to never click on links from unknown sources. 

You should also take a more active approach to protect your children by setting parental controls on certain websites. For instance, you can use YouTube’s parental controls to filter any inappropriate content and keep a child-friendly interface. 

Internet security tips to know

The following tips can help you stay on the safe side in regard to internet security. 

  • Install antivirus software on all your devices. This is the first step you should take when securing your mobile and computer systems. Internet security software identifies vulnerabilities and can neutralize threats before they become a bigger problem. 
  • Keep your operating system and programs up to date. Neglecting to update your applications and operating systems can leave you exposed to threats as hackers seek to exploit unpatched vulnerabilities. 
  • Use strong passwords. Using strong passwords reduces the risk of a hacker cracking it and gaining access to your system. 
  • Use an ad blocker. Adware pop-ups often trick users into clicking on links that lead to malicious websites. Using an ad-blocker to help prevent this from happening. 
  • Use parental controls. Setting parental controls makes web browsing safer for children and reduces the chances of virus infection. 
  • Only shop on secure websites with “ https://” URLs. The “S” at the end of the HTTP extension stands for “secure” and indicates that the website has a security certificate and is safe for transactions. 
  • Never submit financial information when using public Wi-Fi. Public Wi-Fi hot spots lack security measures and encryption, making them vulnerable to prying eyes. Sharing sensitive information like bank card numbers when connected to one isn’t recommended. 
  • Use multifactor authentication. As we mentioned, MFA adds a layer of protection to the sign-in process and makes unauthorized access to your data extremely difficult. 
  • Check your bank statements regularly to catch any suspicious activity. Keep an eye for any transaction that you don’t recall initiating, as this could be a sign of a malware infection. 

Protect your device from online threats with McAfee

While malware attacks are common, their prevalence shouldn’t deter you from browsing the internet as usual. Adhering to the internet security best practices outlined in this article can help keep you safe from the majority of security threats that you might encounter online. 

For added security, consider using an all-in-one antivirus solution like McAfee+. This is one of the most effective ways to safeguard your devices from online threats.  

Let McAfee handle your security while you focus on enjoying the web.  

The post What Is Internet Security? appeared first on McAfee Blog.

Best Ways to Check for a Trojan on Your PC

By McAfee

The internet has changed our lives in more ways than we can count. These days, anything we desire — whether it’s knowledge, career opportunities, or consumer products — is seemingly just a few clicks away from us.  

And while it’s safe to say the impact of the internet has been an overall net positive, it’s also worth mentioning that its widespread adoption has introduced a number of new challenges we haven’t had to tackle before. Chiefly among them is the need to safeguard our personal data from the prying eyes of uninvited strangers.  

These external threats on our data come in the form of malicious software, such as Trojan horses. Trojans are a type of malware that relies on social engineering to infect the device of an unsuspecting target. They get their name from the story of Odysseus when he hid his Greek soldiers inside a wooden horse to get inside the city of Troy. 

Basically, Trojans infiltrate computer systems by masquerading as legitimate programs that are unwittingly downloaded and installed by the users. Hackers often use trojans to steal sensitive data such as medical, personal, or financial information. They are one of the most common types of malicious programs and can pose a threat to computer systems if left undetected.  

In this article, we go over how to detect a Trojan infection and discuss some of the most effective ways to check for a Trojan on a Windows PC. 

How can you tell if you have a Trojan virus? 

Like any computer virus infection, a system that’s infected with a Trojan horse can display a wide range of symptoms. Here are the main signs you should look out for. 

  • Your computer is running slower than usual. Trojans tend to install additional malware that consumes computer processing unit (CPU) and memory resources. This can significantly slow your computer down and cause your operating system to become unstable and sluggish. 
  • Unauthorized apps are appearing on your device. A common symptom of Trojan infection is the sudden appearance of apps you don’t recall downloading or installing. If you notice an unfamiliar app from an unverified developer in your Windows Task Manager, there’s a good chance that it is malicious software installed by a Trojan. 
  • You experience constant operating system crashes and freezes. It’s not uncommon for Trojans to overwhelm your system and cause recurring crashes and freezes. An example of this is the Blue Screen of Death (BSoD), a Windows error screen that indicates that the system can longer operate safely due to hardware failure or the termination of an important process. 
  • You experience an increasing number of internet redirects. In some cases, a Trojan can manipulate the browser or modify domain name system (DNS) settings to redirect the user to malicious websites. Frequent redirects are a red flag, so you should scan your computer the moment you notice an uptick in these redirect patterns. 
  • You experience frequent pop-ups. A high number of pop-ups is another sign that your computer system might be infected with a Trojan. If you’re noticing more pop-ups than usual, there’s a strong possibility that a Trojan has installed a malicious adware program on your PC. 
  • Applications won’t start. On top of slowing your computer down, Trojans can interfere with applications and prevent them from running. If you have trouble starting your browser or apps like word processing and spreadsheet software, a Trojan virus might be embedded in your PC. 

4 best ways to check for a Trojan on your PC

Now that you’re familiar with some of the common symptoms of a Trojan infection, let’s delve into how you can check for it on your PC. 

Scan your PC using McAfee

The first step you should consider is scanning your PC using an antivirus program. These anti-malware programs are an integral component of cybersecurity and should be the first thing you turn to when you’re trying to detect and remove Trojans. 

There are plenty of malware scan options to choose from, with antivirus software included in McAfee® Total Protection being one of the most comprehensive and functional security software you can use.  

It offers real-time protection from all types of malicious software threats, including viruses, rootkits, spyware, adware, ransomware, backdoors, and, last but not least, Trojans. McAfee virus protection comes with several valuable features, such as on-demand and scheduled scanning of files and apps, an advanced firewall for home network security, and compatibility with Windows, MacOS, Android, and iOS devices. 

Search for Trojans while in computer “safe mode

The next option you should explore is to search for Trojans in “safe mode.” This is an effective method of Trojan detection since safe mode only runs the basic programs needed for Microsoft Windows operation, making it easy to spot any unfamiliar or suspicious programs.  

Here’s how you can search for Trojans in safe mode: 

  1. Type “MSCONFIG.” in the search bar from the Start menu. 
  2. Click on the “Boot” tab in the System Configuration box. 
  3. Tick “Safe Mode” and click “Apply,” then “OK.” 
  4. After the system restarts, re-open the configuration box. 
  5. Click on “Startup.” 
  6. Examine the list and see if there are any suspicious files. 
  7. Disable any you deem suspicious. 

Check processes in Windows Task Manager

A simple yet effective way to detect unfamiliar applications or suspicious activity in your system is to check the processes in Windows Task Manager. This will allow you to see if there are any unauthorized malicious programs running in the background.  

To check a list of all the active processes that are currently running on your PC, press Ctrl+Alt+Del and click on the “Processes” tab. Check the list of active applications and disable the process of apps without verified publishers or ones you don’t remember downloading and installing. 

Scan your PC using Windows Security

Another method you can try is to scan your PC using built-in Windows virus and threat protection tools. Microsoft Defender (called Windows Defender Security Center in older versions of Windows 10) can perform virus scans and detect various types of malware. 

A dedicated antivirus software like McAfee virus protection can also detect and remove malware. Our program comes with a full range of features that are specifically designed to recognize and remove all forms of threats from your system. 

Perform a comprehensive scan using McAfee

Computer security shouldn’t be something you lose sleep over. As long as you’re using a complete virus protection tool like McAfee antivirus software, you can enjoy a stress-free browsing experience. 

McAfee virus protection software is especially effective when it comes to scanning for Trojans and other types of malware and removing them before they can cause any damage to your computer system. With real-time, on-demand, and scheduled scanning of files and applications at your disposal, we’ll help you detect any emerging threat in a timely manner. 

See how McAfee Total Protection can make your digital life that much more rewarding and check out our Personal Data Cleanup service, which regularly scans some of the riskiest data broker sites to help remove your personal information from the net and protect your identity from theft.  

The post Best Ways to Check for a Trojan on Your PC appeared first on McAfee Blog.

What’s the Meaning of VPN? VPN Defined

By McAfee

A virtual private network (VPN) is a tool that enables users to protect their privacy while using an internet connection. VPNs create an encrypted tunnel — a private link between your device and the VPN server 

Essentially, this private link or tunnel keeps external influences out and allows your data to travel in an encrypted manner, enhancing security. The network’s privacy also makes sure your Internet Protocol (IP) address and browsing history is hidden online.  

[Text Wrapping Break]VPNs use several VPN protocols like OpenVPN, IPSec/IKEv2, PPTP, SSTP, and WireGuard to protect you. In particular, McAfee® Safe Connect VPN supports the OpenVPN protocol, which is an open-source and highly secure protocol running on TCP or UDP internet protocol and used by many VPN providers globally. [Text Wrapping Break][Text Wrapping Break]Read on to know more about how VPNs work and learn to install one. 

What does a VPN do?

The best way to stay secure online is to minimize your digital footprint. A good VPN service allows you to do exactly this, acting as an additional layer of protection for your online activities 

The primary function of a VPN is encryption. Most websites and online browsers already have some form of encryption. For example, when you purchase something on Amazon, you have to enter your credit card details and address. Encryption creates a private tunnel for data transmission between your device and Amazon to make sure no one else can watch what you’re doing.  

A VPN app does the same thing with an added level of security. The data that you pass to a VPN server is anonymized before it goes to the internet. In short, your device establishes an encrypted connection with the VPN server instead of connecting directly through the internet. So, the encryption protects your data and digital footprint from anyone outside the “private tunnel” between you and the secure VPN server 

Additionally, VPNs allow you to change or hide your IP address. An IP address is a number linked to a particular computer and network. Changing your IP address can trick the servers into thinking you’re connecting from a different geographical location. This can help improve security and provide additional benefits discussed below. 

You can also use a VPN to hide your IP address. This may be helpful if you’re trying to access content from other countries (for example, Netflix may have different content in different countries) or trying to keep your internet search history away from the prying eyes of a third-party like your internet service provider or a government. 

Using a VPN can help improve your online security. Nearly every internet activity — website and social media browsing, paying bills, online shopping, data sharing, and more — can be tracked by others. [Text Wrapping Break][Text Wrapping Break]Read on to learn about who typically uses a VPN and understand whether you should consider installing one. 

Who typically uses VPNs?

Given the extra security that VPN connections provide, you can gain something from using a VPN client. So, if you’re an individual concerned about your online privacy or just want to browse online anonymously — consider using a VPN. A VPN enables you to use the internet without third parties seeing your identity or identifying you via your search history since they don’t know what you were searching about or using the internet for. 

Big tech has had a long history of tracking private data for their gains. These companies regularly bundle data into coherent profiles and sell it to third parties. Additionally, they use private data to demonstrate targeted advertisements or manipulative content that makes you more likely to purchase their products. [Text Wrapping Break][Text Wrapping Break]So, it’s worthwhile to use a VPN if you regularly shop online or bank online. A VPN gives you that additional protection that can help prevent hackers or malicious third parties from accessing your information.[Text Wrapping Break][Text Wrapping Break]VPNs are excellent mechanisms for you to protect your privacy online. And you should consider your personal context and conduct thorough research to find the best VPN for your needs. 

VPNs are particularly helpful if you travel a lot, either for business or for leisure. While traveling, it’s inevitable that you connect to random or unknown Wifi networks and it may be the case that these networks are spying on you. However, if you’re using a VPN to browse the web, these WiFi networks can’t track you or your search history. This ensures you maintain anonymity and are safe while using the internet.  

Should you use a VPN on your personal computer?

Yes, an additional layer of protection to your online activities is always good practice. A VPN allows individuals using a personal computer to stay vigilant, protect their data, and maintain anonymity while allowing them to still enjoy their online experience.  

Benefits of VPNs for personal use

VPNs provide more benefits than just serving as an additional layer for cybercriminals to pass through.  

  • Data privacy: The biggest reason to use a VPN is data privacy. Internet service providers (ISPs) regularly collect customer data and sell it to advertisers for money. Using a VPN allows you to hide your location and prevents your data from falling into the wrong hands. VPNs allow you to browse the internet in peace, knowing that no third parties are aware of your identity or can trace particular internet activity back to you.  
  • Security on public networks: Internet access through public Wi-Fi hotspots may not be the safest. User data on public networks is unprotected, making it vulnerable to bad actors who can use software to get past firewalls. With VPN encryption, you can remain safe even while using public Wi-Fi network connections 
  • Secure online transactions: Think about the number of times you log into your bank account or give out credit card information on e-commerce sites. You can never be too safe when it comes to financial information.  
  • Change your location: Some content is geo-blocked for various reasons. It could be streaming services like Netflix limiting access to their services or different countries censoring content. VPNs can hide your IP address to trick servers into believing that your location is different from where your router is physically. This can give you access to a lot more content.  

Can you set up a VPN yourself?

Depending on the VPN you’re using, it can be a straightforward process to connect a VPN to your Mac, Windows, iPhone, or Android mobile device. McAfee’s VPN works with multiple platforms and operating systems, including Microsoft Windows, macOS, Android, and iOS 

Use this guide to quickly set up a VPN with your device in a few simple steps.  

Secure your browsing with a VPN from McAfee

With McAfee +, you can minimize your digital footprint through a secure connection channel without compromising your browsing experience. Connect to public networks, make financial transactions online, and keep your personal data safe with McAfee.  

With our bank-grade AES-256 bit encryption technology and automatic protection, McAfee VPN protection can help safeguard all your online activities — allowing you to enjoy the internet the way it was meant to be enjoyed. 

Explore our full suite of cybersecurity tools included in McAfee +, including our newest service, Personal Data Cleanup. We can help find and remove your personal data on some of the riskiest data broker sites.  

The post What’s the Meaning of VPN? VPN Defined appeared first on McAfee Blog.

A Guide to Remove Malware From Your iPhone

By McAfee

Malicious software, or “malware,” refers to any program designed to infect and disrupt computer systems and networks. The risks associated with a malware infection can range from poor device performance to stolen data. 

However, thanks to their closed ecosystem, built-in security features, and strict policies on third-party apps, Apple devices tend to be less prone to malware infections compared to their Android counterparts. But it’s important to note that they’re not completely without vulnerabilities 

Several iPhone viruses could infect your smartphone and affect its functionality, especially if you jailbreak your iPhone (that is, opening your iOS to wider features, apps, and themes).  

This article covers how you can detect malware infections and how to remove viruses from your device so you can get back to enjoying the digital world. 

How does malware affect iPhones?

Malware can affect your iPhone in a variety of ways. Here are a few telltale signs that your iPhone might have an unwelcome visitor.  

  • Your iPhone’s battery life is shorter than usual. 
  • Pop-up ads frequently appear. 
  • Apps crash for no apparent reason. 
  • Unfamiliar apps are installed on your iPhone. 
  • You notice high data usage. 
  • The operating system is noticeably slow. 
  • Your iPhone is overheating. 

How to check your iPhone for malware

If you notice any of the signs above, it’s a good idea to check for malware. Here are some steps you can take. 

  1. Look for unfamiliar apps. If you’re anything like the average smartphone user, you’ve probably downloaded dozens (if not hundreds) of apps. The sheer number of programs on your iPhone makes it easy for malicious apps to hide in plain sight and remain undetected for a long time. Take some time to swipe through all of your apps and closely inspect any that you don’t remember downloading or installing. 
  2. Check your data usage. Heavy data usage can be a sign of a malware infection, which is why you should keep an eye on it if you suspect a virus is in your system. To do so, go to Settings > Mobile Data and check if your data usage is higher than usual. 
  3. Check power consumption. Some types of malware run in the background and consume a significant amount of power without you noticing. To make sure that no such apps are installed on your phone, head over to Settings > Battery and select a period of your choice. Uninstall any unfamiliar apps that stand out. 
  4. Keep an eye on pop-up ads. Running into pop-up ads is inevitable when browsing the internet. However, your phone might be infected with adware if you’re getting them at an alarming frequency. 
  5. Scan your phone using antivirus software. As helpful as these steps are, running a complete scan using antivirus software is one of the most effective ways to detect malware. If you don’t have one installed already, consider using McAfee Mobile Security. This comprehensive security solution provides full-scale protection that includes a safe browsing feature to protect your digital life, Wi-Fi privacy, and a VPN for a more secure internet connection. Highly effective scans detect malicious apps and unwanted visitors before they enter your digital space. 

How to remove malware from your iPhone

If you’ve confirmed malware on your iPhone, don’t worry. There’s still time to protect yourself and your data. Below is an action plan you can follow to remove malware from your device. 

Update your iOS (if applicable)

In many cases, hackers exploit outdated versions of iOS to launch malware attacks. If you don’t have the latest version of your operating system, it’s a good idea to update iOS to close this potential vulnerability. Just follow these steps: 

  1. Go to Settings. 
  2. Click on General. 
  3. Click on Software Update. 
  4. Follow the instructions to update your iPhone. 

Restart your device

It might sound simple, but restarting your device can fix certain issues. The system will restart on its own when updating the iOS. If you already have the latest version, restart your iPhone now. 

Clear your iPhone browsing history and data

If updating the iOS and restarting your device didn’t fix the issue, try clearing your phone’s browsing history and data. If you’re using Safari, follow these steps: 

  1. Go to Settings. 
  2. Click on Clear History and Website Data 
  3. Click on Clear History and Data 

Keep in mind that the process is similar for Google Chrome and most other popular web browsers. 

Remove any suspicious apps

Malicious software, such as spyware and ransomware, often end up on phones by masquerading as legitimate apps. To err on the side of caution, delete any apps that you don’t remember downloading or installing. 

Restore your iPhone

The option to restore to a previous backup is one of the most valuable features found on the iPhone and iPad. Essentially, this allows you to restore your device to an iCloud backup made before the malware infection 

Here’s how: 

  1. Go to Settings. 
  2. Click on General. 
  3. Click on Transfer or Reset iPhone. 
  4. Choose Erase All Content and Settings. 
  5. Choose Restore from iCloud Backup. 

Factory reset your iPhone

If none of the steps above solves the problem, a factory reset might be the next order of business. Restoring your phone to factory settings will reset it to its out-of-factory configuration, deleting all of your apps, content, and settings in the process and replacing them with original software only. 

To factory reset your iPhone, follow these steps: 

  1. Go to Settings. 
  2. Click on General.  
  3. Click on Transfer or Reset iPhone 
  4. Choose Erase All Content and Settings. 
  5. Choose Set Up as New iPhone. 

How to keep your iPhone safe from malware

The best way to protect your iOS device is to avoid malware in the first place. Follow these security measures to safeguard your device: 

  • Don’t click on suspicious links. 
  • Don’t install apps that Apple doesn’t recognize. 
  • Only download apps from the App Store. 
  • Don’t jailbreak your iPhone, as this will remove most Apple security features. 
  • Enable automatic updates for iOS and iTunes to stay in line with Apple’s security updates and bug fixes. 
  • Keep frequent data backups. 
  • Avoid engaging with suspicious text messages on iMessage, as hackers use them to spread phishing scams. 

Secure your iPhone with McAfee Mobile Security 

If you have an iPhone and are like most other people, you probably use your device for almost everything you do online. And while it’s amazing to have the internet in the palm of your hands, it’s also important to be aware of online threats like malware, which can put your digital life at risk. 

The good news is that McAfee has your back with our award-winning and full-scale mobile security app. McAfee Mobile Security provides full protection against various types of malware targeting the Apple ecosystem. With safe browsing features, a secure VPN, and antivirus software, McAfee Security for iOS delivers protection against emerging threats, so you can continue to use your iPhone with peace of mind. 

Download the McAfee Security app today and get all-in-one protection. 

The post A Guide to Remove Malware From Your iPhone appeared first on McAfee Blog.

What Is a Data Broker?

By McAfee

A data broker (also known as an information product company) is an organization that makes money by collecting your personal information, analyzing it, and licensing it out to be used by other companies for things like marketing purposes. 

Data providers gather data from many different sources to create a profile of who you are. This profile includes things like your interests, hobbies, demographics, and even the products you use.  

Generally, data broker companies only deal with customers to collect information. A few of the top data brokerage companies are Epsilon, Acxiom, and Experian, but there are many data brokerages worldwide that make a hefty profit from aggregating and distributing consumers’ personal data 

This article explains everything you need to know about data brokers, including what they do, how they get your information, and what you can do to limit the data they can access from you. 

Where do data brokers get your information?

There are several ways information brokers can get your information — both online and offline. 

  • Sources available to the public: Some of your personal records are easily available to the public. Data brokers can collect public records like your voter registration records, birth certificate, criminal record, and even bankruptcy records.  
  • Search history: Data brokers can track and analyze your browsing history to see things like what content you’re interested in and what demographics you fall into. You leave a trail that brokers can follow whenever you do anything online (like sign into a social media app, visit a website, or do a Google search). Using web scraping tools (software that pulls information from the web), it’s easy for data brokers to see what you’ve been up to online. 
  • Online agreements: You’ll usually have to sign an agreement when signing up for a new service online. Many of these agreements have disclosures in the fine print that give the company the right to collect and distribute your personal information. 
  • Purchase history: Data brokers want to know what products or services you’ve purchased, how you paid for them (credit card, debit card, coupon, or loyalty card, for instance), and when you purchased them. This information can be very valuable to marketing companies. 

Are data brokers illegal?

Generally, it’s legal for data brokers to get your information through public sources. However, different locations have different protections in place for consumers and different rules for how data brokers must operate. 

Many countries have laws to protect consumers from having their information shared without their consent. For example, the European Union has the General Data Protection Regulation (GDPR) to protect data privacy. The GDPR says data brokers need to get consent from consumers before sharing their information. The law also gives consumers the right to demand that companies delete any personal information that they have stored.  

On the other hand, the United States doesn’t have federal privacy laws protecting consumer information from data brokers. It’s up to the states to make their own laws. Some states prioritize consumer privacy more than others. For example, California has the Consumer Privacy Act, which gives customers the right to see what data a broker company has and the ability to delete it. 

Typically, companies ask for consent to share your information through the fine print of their agreements. You might not be aware of how much of your personal information you’ve allowed organizations to share.  

Who are the largest data brokers?

Data brokering is a huge industry. In fact, data brokers around the world bring in hundreds of billions of dollars a year. Here are some of the largest data brokerage companies that may collect your information.  

  • Epsilon Data Management, LLC: Businesses around the world rely on Epsilon for consumer data. The data management company has a massive database with details about millions of homes. You can request that your data not be collected by Epsilon on its website. 
  • Oracle America, Inc. (Oracle Cloud Data): Oracle is a technology conglomerate that designs and produces data network systems for businesses. Not only does Oracle team up with a large number of third-party data brokers, but the company also has its own database of consumer information. You can opt out of Oracle’s data collection program on their website. 
  • Acxiom, LLC: Acxiom is one of the largest data brokers. Acxiom collects a huge number of personal details about hundreds of millions of consumers from all over the world. For example, the broker might aggregate data like your political beliefs, health issues, and even your religious beliefs. Acxiom then sells information to businesses in sectors like finance or telecommunications. The company gives consumers the ability to opt out of its data collection program.  
  • Equifax Information Services, LLC: In addition to being a data broker, Equifax is one of the top three credit reporting agencies in the United States. The company collects consumer financial information that businesses can use to create targeted marketing campaigns. Investors can also use the information to gauge whether they should back an organization. To start the process of opting out of Equifax’s data collection program, you have to opt out of their marketing emails and their prescreened credit card offers. 
  • Experian, LLC: Experian is also one of the big three credit reporting bureaus in the United States. Like Equifax, Experian provides useful financial and personal information to both businesses and investors. Follow instructions on their website to opt out of Experian’s advertising program. You’ll need to opt out of their credit card offers separately.  
  • CoreLogic: CoreLogic collects information about things like which properties consumers own and how they spend their money. CoreLogic sells information to businesses and provides consumer data to real estate companies to help them screen potential tenants. You can opt out of CoreLogic on their website 

What personal information do data brokers collect?

By using various sources, data brokers can aggregate a lot of information about you. This information can be used to create user categories that businesses can market to. For instance, if you visit websites that sell baby products, the broker might put you into a category like “new parents.”  

Some of the information that brokers collect might be things you’d like to keep private. For example, a broker might collect sensitive data about health issues, past bankruptcies, or legal issues.  

Sometimes, brokers may place you in the wrong category. Let’s say you’re buying a new cookware set as a birthday gift for your mother. You check out several cooking sites before purchasing your set. If the broker sees that you’ve visited cooking sites and purchased cooking products, they may place you in a category like “cooking enthusiasts” even though you brought the gift for your mother. 

Here are some personal details that a broker can collect to create a consumer profile of you: 

  • Full name 
  • Gender 
  • Birthdate 
  • Contact information (like your phone number and email) 
  • Home address and where you’ve lived in the past 
  • Marital status and family situation, including children 
  • Social Security number (SSN) 
  • Level of education 
  • Assets 
  • Job 
  • Purchase habits 
  • Interests and hobbies 
  • Criminal record 
  • Political preferences 
  • Health history 

How data brokers use your information

Businesses are always looking for useful consumer information. Purchasing consumer data from brokers helps them tailor marketing campaigns to the demographics that are most likely to buy their products. 

Let’s say you’re a fan of virtual reality (VR) gaming. You’ve watched countless YouTube videos about the subject, and you’ve searched Amazon for VR headsets multiple times. You’d likely be an ideal consumer for a company that manufactures VR headsets or a company that creates VR games.  

Other companies might use your data for risk mitigation. For example, a bank might use your personal financial history to determine whether you’re likely to default on a mortgage loan.  

How to protect your data from data brokers

There are a variety of public records and sources that data brokers can use to gather information about you. The good news is that there are some things you can do to limit the amount of personal information they can access: 

  • Be selective about what you share online. Don’t overshare personal information on social media. Avoid things like online quizzes and sweepstakes.  
  • Use a virtual private network (VPN) whenever possible. A VPN hides your IP address and encrypts your data while you surf the web. McAfee’s Secure VPN protects your personal data and credit card information so you can browse, bank, and shop online without worrying about prying eyes (like data brokers). 
  • Use a Tor browser like the Tor Project or The Invisible Internet Project (I2P) to hide your actions online. Tor browser users remain anonymous online, but may sacrifice some connection speed.  

There are also a few organizations you can join to protect your information: 

  • Visit OptOutPrescreen.com. The Consumer Credit Reporting Industry site helps consumers opt out of prescreened credit card and insurance offers.  
  • Sign up for DMAchoice to get your name removed from telemarketing lists and direct marketing campaigns.  
  • Join the National Do Not Call Registry to avoid telemarketers.  

Discover how McAfee’s leading identity protection software can help

Data brokers are always looking for ways to get their hands on your personal information. Many reasons businesses want access to your personal data aren’t malicious. They simply want to provide you with a targeted advertising experience and introduce you to products you might like.  

 However, the more your personal information gets shared online, the more chances cybercriminals have to get their hands on it. There might also be some sensitive information you don’t want to share with businesses in general. If you’re careful about what you post and take steps to protect your cybersecurity, you’ll greatly reduce the amount of data that a broker can collect from you. 

With McAfee’s Total Protection services, you can get a secure online experience for your whole family. Our all-in-one protection suite comes with features like a secure VPN, premium antivirus software, identity monitoring, and up to $1 million in identity insurance and restoration.  

McAfee can help you safeguard data like financial records and health care information so you can have less stress online. You’re meant to enjoy the internet — and we’re here to help make that a reality. 

 

The post What Is a Data Broker? appeared first on McAfee Blog.

See Yourself in Cyber – Five Quick Ways You Can Quickly Get Safer Online

By McAfee

With “See Yourself in Cyber” as the theme for this year’s Cybersecurity Awareness Month, the focus is on you with a look at several quick ways you can quickly get safer online. 

Now in its 21st year, Cybersecurity Awareness Month marks a long-standing collaboration between the U.S. government and private industry. It’s aim, empower people to protect themselves from digital forms of crime. And that stands as a good reminder. Phishing attacks, malware, and the other threats we regularly talk about in our blog are indeed forms of crime. And where there’s crime, there’s a person behind it. 

It can be easy to lose sight of that, particularly as the crook on the other end of the attack is hiding behind a computer. Cybercrime can feel anonymous that way, yet it’s anything but. Whether a single bad actor or as part of a large crime organization, people power cybercrime. 

Yet just as you secure your home to prevent yourself from becoming a victim of a criminal, you can also secure your digital life to prevent yourself from becoming a victim of cybercriminal. 

Shore up your security, easily. 

You have plenty of places where you can start, and they’re all good ones. Even a handful of the simplest measures can significantly decrease your risk. Better yet, several take far less time to put into place than you might think, while yet more work automatically once you implement them—making them a sort of “set it and forget it” security measure. 

With that, this five-step list can get you going: 

1) Use strong passwords and a password manager to stay on top of them all 

Strong, unique passwords offer another primary line of defense. Yet with all the accounts we have floating around, juggling dozens of strong and unique passwords can feel like a task—thus the temptation to use (and re-use) simpler passwords. Hackers love this because one password can be the key to several accounts. Instead, try a password manager that can create those passwords for you and safely store them as well. Comprehensive security software will include one, and McAfee also offers a free service with True Key. 

2) Set your apps and operating system to update automatically 

Updates do all kinds of great things for gaming, streaming, and chatting apps, like add more features and functionality over time. Updates do something else—they make those apps more secure. Hackers will hammer away at apps to find or create vulnerabilities, which can steal personal info or compromise the device itself. Updates will often include security improvements, in addition to performance improvements.  

For your computers and laptops: 

For your smartphones: 

For your smartphone apps: 

3) Take care of your browser too! 

Often overlooked is the humble browser. Yet if you think about it, the browser is one of the apps we use most often. Particularly on our desktops. It takes us shopping, to shows, the bank, and even work. Hackers realize that, which is why they love targeting browsers. Whether it’s through vulnerabilities in the code that runs the browser, injecting malicious code into a browser session, or any one of several other attack vectors, hackers will try to find a way to compromise computers via the browser. 

One of the best ways to keep your browser safe is to keep it updated. By updating your browser, you’ll get the latest in features and functionality in addition to security fixes that can prevent attacks from hackers. It’s a straightforward process, and this article will show you can set your browser to automatically update. 

4) Know how you can spot a phishing attack 

Whether they come by way of an email, text, direct message, or as bogus ads on social media and in search, phishing attacks remain popular with cybercriminals. Across their various forms, the intent remains the same—to steal personal or account information by posing as a well-known company, organization, or even someone the victim knows. And depending on the information that gets stolen, it can result in a drained bank account, a hijacked social media profile, or any number of different identity crimes. What makes some phishing attacks so effective is how some hackers can make the phishing emails and sites they use look like the real thing, so learning how to spot phishing attacks has become a valuable skill nowadays. Additionally, comprehensive online protection software will include web protection that can spot bogus links and sites and warn you away from them, even if they look legit. 

Some signs of a phishing attack include: 

Email addresses that slightly alter the address of a trusted brand name so it looks close at first glance. 

  • Awkward introductions like a “Dear Sir or Madam,” from your bank. 
  • Bad spelling and grammar, which indicate the communication is not coming from a professional organization. 
  • Poor visual design, like stretched logos, mismatched colors, and cheap stock photos. 
  • Urgent calls to action or threats that pressure you to claim a reward or pay a fine immediately followed by a link to do so. 
  • Unexpected attachments, such as a “shipping invoice” or “bills,” which hackers use to hide payloads of malware and ransomware. 

Again, this can take a sharp eye to spot. When you get emails like these, take a moment to scrutinize them and certainly don’t click on any links. 

Another way you can fight back against crooks who phish is to report them. Check out ReportFraud.ftc.gov, which shares reports of phishing and other fraud with law enforcement. Taken together with other reports, your information can aid an investigation and help bring charges on a cybercriminal or an organized ring.  

5) Multifactor your defense  

Chances are you’re using multi-factor authentication (MFA) on a few of your accounts already, like with your bank or financial institutions. MFA provides an additional layer of protection that makes it much more difficult for a hacker or bad actor to compromise your accounts even if they know your password and username. It’s quite common nowadays, where an online account will ask you to use an email or a text to your smartphone to as part of your logon process. If you have MFA as an option when logging into your accounts, strongly consider using it. 

Keep going! 

This list can get you started, and you can take even more steps now that you’re rolling. Keep dropping by our blog for more ways you can make yourself safer, such as on social media, your smartphone, in app stores, and more. Visit us any time! 

The post See Yourself in Cyber – Five Quick Ways You Can Quickly Get Safer Online appeared first on McAfee Blog.

How Do Hackers Hack Phones and How Can I Prevent It?

By McAfee

How do hackers hack phones? Several ways. Just as there are several ways you can prevent it from happening to you. 

The thing is that our phones are like little treasure chests. They’re loaded with plenty of personal data, and we use them to shop, bank, and take care of other personal and financial matters—all of which are of high value to identity thieves.  

However, you can protect yourself and your phone by knowing what to look out for and by taking a few simple steps. Let’s break it down by first taking a look at some of the more common attacks.  

Types of Smartphone Hacks and Attacks 

Hacking software 

Whether hackers sneak it onto your phone by physically accessing your phone or by tricking you into installing it via a phony app, a sketchy website, or a phishing attack, hacking software can create problems for you in a couple of ways: 

  • Keylogging: In the hands of a hacker, keylogging works like a stalker by snooping information as you type, tap, and even talk on your phone.  
  • Trojans: Trojans are types of malware that can be disguised in your phone to extract important data, such as credit card account details or personal information. 

Some possible signs of hacking software on your phone include: 

  • A battery that drains way too quickly. 
  • Your phone runs a little sluggish or gets hot. 
  • Apps quit suddenly or your phone shuts off and turns back on. 
  • You see unrecognized data, text, or other charges on your bill.   

In all, hacking software can eat up system resources, create conflicts with other apps, and use your data or internet connection to pass along your personal information into the hands of hackers—all of which can lead to some of the symptoms listed above. 

Phishing attacks 

These are a classic form of attack. In fact, hackers have leveled them at our computers for years now too. Phishing is where hackers impersonate a company or trusted individual to get access to your accounts or personal info or both. And these attacks take many forms, like emails, texts, instant messages, and so forth, some of which can look really legitimate. Common to them are links to bogus sites that attempt to trick you into handing over that info or that install malware to wreak havoc on your device or likewise steal information. Learning how to spot a phishing attack is one way to keep yourself from falling victim to one. 

Bluetooth hacking 

Professional hackers can use dedicated technologies that search for vulnerable mobile devices with an open Bluetooth connection. Hackers can pull off these attacks when they are range of your phone, up to 30 feet away, usually in a populated area. When hackers make a Bluetooth connection to your phone, they can possibly access your data and info, yet that data and info must be downloaded while the phone is within range. As you probably gathered, this is a more sophisticated attack given the effort and technology involved. 

SIM card swapping 

In August of 2019, the CEO of Twitter had his SIM card hacked by SIM card swapping scam. SIM card swapping occurs when a hacker contacts your phone provider, pretends to be you, and then asks for a replacement SIM card. Once the provider sends the new SIM to the hacker, the old SIM card will be deactivated, and your phone number will be effectively stolen. This means the hacker has taken control of your phone calls, messages, and so forth. This method of hacking requires the seemingly not-so-easy task of impersonating someone else, yet clearly, it happened to the CEO of a major tech company. Protecting your personal info and identity online can help prevent hackers from impersonating you to pull off this and other crimes.  

Ten tips to prevent your phone from being hacked 

While there are several ways a hacker can get into your phone and steal personal and critical information, here are a few tips to keep that from happening: 

  1. Use comprehensive security software on your phone. Over the years, we’ve gotten into the good habit of using this on our computers and laptops. Our phones? Not so much. Installing security software on your smartphone gives you a first line of defense against attacks, plus several of the additional security features mentioned below. 
  2. Update your phone and its apps. Aside from installing security software, keeping current with updates is a primary way to keep you and your phone safe. Updates can fix vulnerabilities that cybercriminals rely on to pull off their malware-based attacks. Additionally, those updates can help keep your phone and apps running smoothly while also introducing new, helpful features. 
  3. Stay safer on the go with a VPN. One way that crooks can hack their way into your phone is via public Wi-Fi, such as at airports, hotels, and even libraries. These networks are public, meaning that your activities are exposed to others on the network—your banking, your password usage, all of it. One way to make a public network private is with a VPN, which can keep you and all you do protected from others on that Wi-Fi hotspot.  
  4. Use a password manager. Strong, unique passwords offer another primary line of defense. Yet with all the accounts we have floating around, juggling dozens of strong and unique passwords can feel like a task—thus the temptation to use (and re-use) simpler passwords. Hackers love this because one password can be the key to several accounts. Instead, try a password manager that can create those passwords for you and safely store them as well. Comprehensive security software will include one. 
  5. Avoid public charging stations. Charging up at a public station seems so simple and safe. However, some hackers have been known to “juice jack” by installing malware into the charging station. While you “juice up,” they “jack” your passwords and personal info. So what to do about power on the road? You can look into a portable power pack that you can charge up ahead of time or run on AA batteries. They’re pretty inexpensive and easy to track down.  
  6. Keep your eyes on your phone. Preventing the actual theft of your phone is important too, as some hacks happen simply because a phone falls into the wrong hands. This is a good case for password or PIN protecting your phone, as well as turning on device tracking so that you can locate your phone or even wipe it remotely if you need to. Apple provides iOS users with a step-by-step guide for remotely wiping devices, and Google offers up a guide for Android users as well.  
  7. Encrypt your phone. Encrypting your cell phone can save you from being hacked and can protect your calls, messages, and critical information. To check if your iPhone is encrypted can go into Touch ID & Passcode, scroll to the bottom, and see if data protection is enabled (typically this is automatic if you have a passcode enabled). Android users have automatic encryption depending on the type of phone. 
  8. Lock your SIM card. Just as you can lock your phone, you can also lock the SIM card that is used to identify you, the owner, and to connect you to your cellular network. By locking it, keeps your phone from being used on any other network than yours. If you own an iPhone, you can lock it by following these simple directions. For other platforms, check out the manufacturer’s website. 
  9. Turn off your Wi-Fi and Bluetooth when not in use. Think of it as closing an otherwise open door. There are several attacks that a dedicated and well-equipped hacker can make on devices where Wi-Fi and Bluetooth are open and discoverable. Likewise, while not a hack, some retailers will track your location in a store using Bluetooth technology for marketing purposes—so switching it off can protect your privacy in some situations as well. You can easily turn off both from your settings and many phones let you do it from a pulldown menu on your home screen as well. 
  10. Steer clear of third-party app stores. Google Play and Apple’s App Store have measures in place to review and vet apps to help ensure that they are safe and secure. Third-party sites may not have that process in place. In fact, some third-party sites may intentionally host malicious apps as part of a broader scam. Granted, cybercriminals have found ways to work around Google and Apple’s review process, yet the chances of downloading a safe app from them are far greater than anywhere else. Furthermore, both Google and Apple are quick to remove malicious apps once discovered, making their stores that much safer. 

The post How Do Hackers Hack Phones and How Can I Prevent It? appeared first on McAfee Blog.

McAfee Secure VPN: Now with WireGuard for Faster Speeds and Enhanced Stability

By Cagla Ruacan

McAfee’s Secure VPN now supports the WireGuard protocol, which gives you faster connection speeds plus enhanced stability and security.  

WireGuard is the latest standard in Virtual Private Network (VPN) technology, and we’re rolling it out across McAfee Secure VPN for Windows which is included in our comprehensive online protection plans. And just as before, it offers smart protection that can be set to automatically turn on when you need it, so you can stay more private and more secure online. 

If you’re new to using a VPN, let’s take a quick look at two of the big things a VPN can do for you. 

It makes you more secure. 

The bank-grade encryption used by a strong VPN shields your data and information while it’s in transit, which makes it difficult for hackers to spy on your connection. (Think of your data and information traveling through a tunnel that no one else can use or see into.) In that way, a VPN makes all kinds of online activities more secure—like banking, shopping, and checking up on your finances, even using your apps.  

It protects your privacy. 

By masking your whereabouts and your IP address, along with encryption that helps keep your activities private, a VPN reduces the personal information that others can collect and track. That includes internet service providers, social media companies, businesses, app developers, websites, and others who gather your data for marketing purposes or for resale to third parties. 

A faster and more stable VPN with WireGuard 

A quick word about what WireGuard is in slightly more detail. It’s a VPN protocol, which is a series of technical rules that govern how your device can securely reach the VPN servers, validate your access to the requests you make online, and encrypt your browsing traffic so that only you can see what you are doing over the internet. WireGuard is one of several protocols that we support, such as the OpenVPN and IKEv2 protocols. While WireGuard improves upon OpenVPN and IKEv2 in many ways, both are still secure and safe ways in which a VPN can connect. 

Now with the latest WireGuard standard in place, our VPN for Windows that comes with all our all-in-one plans offers faster speeds and improved stability compared to what previous standards offered. This gives you the security of a VPN with similar performance as if you were on a fully open connection—along with the added benefit of keeping your browsing and other activities private. 

Taken together, the improved speed and stability give privacy-conscious people a further reason to use a VPN more often than before. Because a VPN can minimize the exposure of data as it transmits to and from your devices, companies and data brokers can potentially learn far less about you, your shopping, your travels, your habits, and any other information that they could possibly collect and otherwise profit from. The more often you use a VPN, the less they can potentially gather. 

For more about VPNs and how ours can keep you more private and secure online, give us a visit here any time. 

 

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The Optus Data Breach – Steps You Can Take to Protect Yourself

By McAfee

Optus, one of Australia’s largest telecommunications carriers, reported news of a data breach that may have compromised the information of current and former customers.

As of this writing, the company has not stated how many customers may have been affected, citing their ongoing investigation in conjunction with law enforcement and Australian government officials

According to Optus, the breach may have included the following:

“Information which may have been exposed includes customers’ names, dates of birth, phone numbers, email addresses, and, for a subset of customers, addresses, ID document numbers such as driver’s license or passport numbers. Payment detail and account passwords have not been compromised.”

Optus is currently notifying customers who may have been affected by this breach with SMS and email messages. However, the company makes an important distinction here:

“We are not sending links in SMS or emails. If customers receive an email or SMS with a link claiming to be from Optus, they are advised that this is not a communication from Optus. Please do not click on any links.”

Often in the wake of such breaches, cybercriminals will send out phony communications that use the name of the company affected. These can include phishing attacks over email and SMS that solicit personal and account information or other tactics that attempt to capitalize on the announced breach.

Optus continues to keep its customers up to date on the latest developments on its website, which includes a comprehensive FAQ that details what happened, what steps are being taken, and what customers can do in the wake of this announcement.

What should I do if I think my information was caught up in the Optus breach?

Any time a data breach occurs, your exposed personal information may be used by those trying to commit identity fraud or theft. Different pieces of personal information can be more useful to them than others.

Some information is directly useful, such as a driver’s license or credit card information because they identify you right away. Others are indirectly helpful, like device IDs, browsing history, geolocation information, and internet protocol addresses. While they don’t identify you on their own, a cybercriminal could piece together your identity if they have enough indirect information about you.

In light of this, there are a few steps you can take to protect yourself in the aftermath of a data breach, which involve a combination of preventative steps and some monitoring on your part.

Work with a credit and identity recovery pro

If you become the victim of fraud or theft after a data breach, a licensed recovery pro can help you restore your credit and identity. If you’ve ever dealt with fraud or theft before, or know someone who has, recovery can be a time-consuming and stressful process if you undertake it alone.  With McAfee+ Advanced, you have around-the-clock support from a restoration expert with limited power of attorney who can take the steps that can help restore your credit and identity.

Working with an expert can lend you extra peace of mind, particularly in a time where there’s plenty of uncertainty. First, you’ll know that a professional is working on your case—a person who knows exactly where to start and what needs to happen for the best possible outcome. Second, you’ll get precious time back, time you’d otherwise have to spend if you took on the process yourself.

Keep an eye out for phishing attacks

As mentioned above, with some personal information in hand, cybercriminals may seek out more. They may follow up a breach with rounds of phishing attacks that direct you to bogus sites designed to steal your personal information—either by tricking you into providing it or by stealing it without your knowledge. So, it’s always wise to keep a skeptical eye open for unsolicited messages or phone calls that ask you for information in some form or other, often in ways that urge or pressure you into acting.

Consider using identity monitoring

An identity monitoring service can monitor your information from email addresses to IDs and phone numbers for signs of breaches so you can take action to secure your accounts before they’re used for identity theft.​ Personal information harvested from data breaches can end up on dark web marketplaces where it’s bought by other cyber criminals so they can launch their own attacks. McAfee monitors the dark web for your personal info and provides early alerts if your data is found, an average of 10 months ahead of similar services.​ We also provide guidance to help you act if your information is found.

Change your passwords and use a password manager

While it does not appear that login information was affected, a password update is still a strong security move. Strong and unique passwords are best, which means never reusing your passwords across different sites and platforms. Using a password manager will help you keep on top of it all, while also storing your passwords securely. Moreover, changing your passwords regularly may make a stolen password worthless because it’s out of date.

Enable two-factor authentication

While a strong and unique password is a good first line of defense, enabling two-factor authentication across your accounts will help your cause by providing an added layer of security. It’s increasingly common to see nowadays where banks and all manner of online services will only allow access to your accounts after you’ve provided a one-time passcode sent to your email or smartphone. If your accounts support two-factor authentication, enable it.

Clean up your personal data online

Mentioned earlier, information stolen in a data breach may indirectly identify you. Yet when pieced together with other information, it can then directly identify you. One way cybercriminals complete this identity picture puzzle is with information provided by data brokers that buy and sell personal information online. However, you can take some control over this. Our Personal Data Cleanup service scans high-risk data broker sites for your personal information and then helps you remove it—which denies cybercriminals the information they may need to commit identity theft.

Check your credit and consider a credit freeze

When personal information gets released, there’s a chance that a hacker, scammer, or thief will put it to use. This may include committing fraud, where they draw funds from existing accounts, and theft, where they create new accounts in a victim’s name.

Even though it’s believed that no payment information was involved in this breach, customers should still take steps to monitor their statements and their overall credit report so that they can spot and address any unusual activity. Optus has announced that it will offer affected customers 12 months of credit and identity monitoring through Equifax, one of the major global credit agencies, at no cost.

Another step that customers can take is to place a credit freeze on their credit reports with the major credit agencies in Australia— Equifax, illion, and Experian. This will help prevent cybercriminals from opening new lines of credit or taking out loans in a victim’s name by “freezing” their credit report so that potential creditors cannot pull it for reference. Terms of freezing a credit report will vary, so check with each agency for details.

Consider using comprehensive online protection

A complete suite of online protection software can offer layers of extra security for future protection. In addition to more private and secure time online with a VPN, identity monitoring, and password management, protection like McAfee+ Advanced includes web browser protection that can block malicious and suspicious links that could lead you down the road to malware or a phishing scam—which antivirus protection can’t do alone.

Should I replace my driver’s license and passport for a new ID number?

Per Optus, a subset of those affected may have had their driver’s license and/or passport ID number affected by the breach. Given that license and passport ID numbers are such unique pieces of personally identifiable information, anyone notified by Optus that theirs may have been affected should strongly consider changing them.

The process for replacing either document will vary depending on your state or territory. Given the scope of the attack, some states and territories have proposed making exceptions to the rules for attack victims. As of this writing, that picture continues to evolve, so look to your local government for guidance.

The Optus data breach – you have ways to protect yourself

Not all data breaches make the news. Businesses and organizations, large and small, have all fallen victim to them, and with regularity. The measures you can take here are measures you can take even if you don’t believe you were caught up in the Optus breach. As you can see, several of them are preventative, which is important because word of data breaches tend to reach customers days, weeks, or even months after they’ve been discovered—leaving cybercriminals plenty of opportunity to commit all kinds of identity crime in the meantime.

In this case, the breach certainly made the news due to its apparent size and scale. And as Optus works with law enforcement and government officials, more details into the attack and who has been affected will arise.

However, you have every reason to act now rather than wait for additional news. Staying on top of our credit and identity has always been important, but given all the devices, apps, and accounts we keep these days leaves us more exposed than ever, making protecting ourselves a must.

The post The Optus Data Breach – Steps You Can Take to Protect Yourself appeared first on McAfee Blog.

Credit Lock and Credit Freeze: Which Service Is Best for You? Both!

By Cagla Ruacan

Are you hoping to buy a house or apply for a car, personal, or business loan at some point? A great credit score helps to achieve all those things. You never know the twists and turns life might take you, so even if these financial milestones aren’t on your radar now, it’s nice to know that a great credit score will open many doors for you when you’re ready. The better your credit score, the more likely you are to get the loan you want at the best interest rate. People spend years (even decades!) working to improve their credit scores to unlock numerous opportunities. In the blink of an eye though, a credit fraudster can erase all that hard work and inflict long-term credit damage. It can cost huge sums to repair and take years to correct.  

Many people feel lost on how to prevent these problems or what to do if they suspect identity theft. Luckily, new McAfee services called credit lock and security freeze, which includes credit freeze, are great tools to add to your credit protection toolbelt. They’ll help protect your most personal information from thieves, and both services will help give you the peace of mind you need to confidently go about your day. 

Keep reading to learn more about McAfee’s credit lock and security freeze and find out how you can use them to help you from the negative consequences of identity theft.  

First, What Is Credit Fraud? 

Credit fraud is a type of identity theft where a criminal uses your information to borrow money, open a new credit or debit card, or uses your card to make purchases that they never intend to pay off. Then, when the loan defaults and the bills stack up, the victim is often left with their credit score in shambles. 

According to the FTC, credit fraud is the most common type of identity theft in 2020 and 2021, receiving nearly 18,000 reports from people saying that someone used their information to gain illegal access to their credit card accounts.1 

What Are McAfee Credit Lock and Security Freeze? 

To make sure we’re all on the same page, here are quick definitions of McAfee’s credit lock and security freeze services. 

  • Credit lock. A service that provides a very quick and easy way to lock your credit information with one of the major credit bureaus when your personal information is compromised and also can be used as a preventive measure. You can quickly turn the function on or off at will for TransUnion through the McAfee Protection Center. 
  • Security freeze. A service that provides guidance and the contact information to set up credit, bank, and utility freezes. A credit freeze can be set up with each of the three main credit bureaus, TransUnion, Equifax, and Experian. The credit freeze prevents most credit-related fraud by preventing companies from accessing your credit reports, a step that’s necessary to open a loan, credit card, and more in your name. A credit freeze requires more information than a credit lock to set up and usually takes 24 hours to apply or remove. 

A credit lock and a credit freeze both stop companies from accessing your credit information without your consent when an application for a loan or credit card is submitted. The main difference lies in their speed and credit bureau coverage. By toggling a switch in the McAfee Protection Center, turning on a credit lock is almost instantaneous. A credit freeze can take up to a day to enable or remove; however, it may offer stronger financial loss protection in most U.S. states if an unauthorized line of credit goes through while all three credit bureaus are frozen. Also, McAfee’s credit lock stops one credit bureau from accessing your account, while a credit freeze enables you to halt all three.   

Just make sure that you unlock and unfreeze your credit before you do the following: 

  • Apply for a loan 
  • Apply for a credit card 
  • Make a large purchase that requires financing, such as an expensive home appliance, car, or house 
  • Refinance your mortgage 

These are all situations where a bank or creditor will need to access your credit files. Luckily, with significant purchases and financing opportunities like these, you usually plan ahead, so you should have plenty to time to enable access to your credit. To unlock your credit, just click the credit lock toggle. To unlock a freeze, use the same provided links, sign into your account, and follow the instructions from there. 

To further help you decide which service may be best for your needs, here are the situations where credit lock and credit freeze would be most helpful. 

What Is Credit Lock Most Effective Against? 

McAfee credit lock lets you simply toggle on and off one credit bureau’s ability to access your credit report. Usually, filing a lock on your credit with a bureau requires filling out forms and remembering a PIN to apply or remove a lock. Not with McAfee’s credit lock! You can turn a lock on and off at will through the McAfee Protection Center. 

Convenience and blazing speed are ideal in situations where you’re worried that a criminal has your personal information and may use it to open accounts in your name that could then damage your well-earned great credit. Some people may choose to always have the credit lock enabled and only unlock it when they’re applying for a credit card or loan. That way, they can feel better about the safety of their credit score. 

What Is Credit Freeze Most Effective Against? 

Credit freeze provides protection and peace of mind just like credit lock; however it enables you to freeze your account at all three major credit bureaus. When creditors check your credit score, they could do so with any credit bureau. If you only freeze one bureau’s access to your information, that still leaves the other two to make inquiries, so it’s important to set up a freeze for each one to cover all your bases.  

As mentioned, a credit freeze is just one type of security freeze offered by McAfee. If you’re worried about an identity thief opening not just credit cards, but also utility and/or bank accounts in your name, McAfee’s utility freeze and bank freeze may be additional services for you. Security freeze helps stop unauthorized fraud attempts by giving you quick links and phone numbers. Having all these contact details in one place really speeds up the process and takes the guesswork out of if you’re contacting the correct offices. 

Preventing Identity Theft Is Key 

Dealing with identity theft or credit fraud is a scary and stressful situation. That’s why McAfee is here with tools that help you protect you. Credit lock and credit freeze may help you feel calmer in a situation of suspected or real identity theft and gives you peace of mind to help prevent credit fraud from happening in the first place. Speed is of the utmost importance when foiling a criminal, so both solutions are easy to use with intuitive design so you’re not wasting time trying to figure out how they work. Plus, neither will affect your credit score. They just stop creditors from looking at your credit files, while you continue to boost your credit with your smart habits. 

With both credit lock or credit freeze in your back pocket, you can feel more secure knowing you’re better protected from credit fraud. 

1Fortunly, “20 Worrying Identity Theft Statistics for 2022 

The post Credit Lock and Credit Freeze: Which Service Is Best for You? Both! appeared first on McAfee Blog.

Cryptohacking: Is Cryptocurrency Losing Its Credibility?

By Vishnu Varadaraj

In the fall of 2021, cryptocurrency value skyrocketed. Ethereum and Bitcoin had their highest values ever, causing a huge stir in interest in online currencies from experts, hobbyists and newbies alike … and in cybercriminals seeking huge paydays. Since then, cryptocurrency value has cooled, as has the public’s opinion about whether it’s worth the risk. Huge cryptohacking events dominate the headlines, leaving us to wonder: Is cryptocurrency losing its credibility? 

In this article, you’ll learn about recent unfortunate crypto hacks and a few cryptocurrency security tips to help you avoid a similar misfortune. 

Secure Your Crypto Wallet 

A crypto wallet is the software or the physical device that stores the public and private keys to your cryptocurrency. A public key is the string of letters and numbers that people swap with each other in crypto transactions. It’s ok to share a public key with someone you trust. Your private key, however, must remain private — think of it like the password that secures your online bank account. Just like your actual wallet, if it falls into the wrong hands, you can lose a lot of money.   

What happened in the Mars Stealer malware attack on crypto wallets? 

A malware called Mars Stealer infiltrated several crypto wallet browser extensions, including the popular MetaMask. The malware stole private keys and then erased its tracks to mask that it had ever gained entry to the wallet.1 

How can you ensure a secure wallet?  

One way to completely avoid a breach to your software crypto wallet is to opt for a hardware wallet. A hardware wallet is a physical device that can only be opened with a PIN. But there is some risk involved with a hardware wallet: if you drop it down the drain, all your crypto is gone. If you forget your wallet PIN, there is no customer service chatbot that can help you remember it. You are solely responsible for keeping track of it. For those who are confident in their hardware’s hiding spot and their personal organizational skills, they can benefit from its added security. 

For anyone less sure of their ability to keep track of a hardware wallet, a software wallet is a fine alternative, though always been on alert of software wallet hacks. Keep an eye on crypto news and be ready to secure your software at a moment’s notice. Measures include un-downloading browser extensions, changing passwords, or transferring your crypto assets to another software wallet. 

In the case of the Mars Stealer malware that affected MetaMask, being careful about visiting secure sites and only clicking on trustworthy links could’ve helped prevent it. Mars Stealer made its way onto people’s devices after they clicked on an infected link or visited a risky website. Stick to websites you know you can trust and consider springing for well-known streaming services and paying for software instead of torrenting from free sources. 

Only Trust Secure Bridges and Be Prepared to Act Quickly

Cryptocurrency enthusiasts often spread their crypto investments across various currency types and blockchain environments. Software known as a bridge can link numerous accounts and types, making it easier to send currency. 

What happened in the Horizon bridge hack?

The cross-chain bridge Horizon experienced was on its Harmony blockchain, where a hacker stole about $100 million in Ethereum and tokens. The hacker stole two private keys, with which they could then validate this huge transaction into their own wallet. To hopefully prevent this from happening in the future, Horizon now requires more than just two validators.2 

How can you avoid crumbling bridges? 

According to one report, in 2022, 69% of all cryptocurrency losses have occurred in bridge attacks.3 If you exchange cryptocurrencies with other users and have various accounts, it’s almost inevitable that you’ll use bridge software. To keep your assets safe, make sure to extensively research any bridge before trusting it. Take a look at their security protocols and how they’ve responded to past breaches, if applicable.  

In the case of Horizon, the stolen private keys were encrypted with a passphrase and with a key management service, which follows best practices. Make sure that you always defend your private keys and all your cryptocurrency-related accounts with multi-factor authentication. Even though it may not 100% protect your assets, it’ll foil a less persistent cybercriminal. 

Phishing attacks on bridge companies in conjunction with software hacks are also common. In this scenario, there’s unfortunately not much you can control. What you can control is how quickly and completely you respond to the cybercrime event. Remove the bridge software from your devices, transfer all your assets to a hardware wallet, and await further instructions from the bridge company on how to proceed. 

Never Trade Security for Convenience

Decentralized finance, or DeFi, is now one of the riskiest aspects of cryptocurrency. DeFi is a system without governing bodies. Some crypto traders like the anonymity and autonomy of being able to make transactions without a bank or institution tracking their assets. The drawback is that the code used in smart contracts isn’t bulletproof and has been at the center of several costly cybercrimes. Smart contracts are agreed upon by crypto buyers and sellers, and they contain code that programs crypto to perform certain financial transactions. 

What happened in recent smart contract hacks? 

Three multi-million-dollar heists – Wormhole, Beanstalk Farms and Ronin bridge – occurred in quick succession, and smart contracts were at the center of each.4 In the case of Wormhole, a cybercriminal minted 120,000 in one currency and then traded them for Ethereum without putting up the necessary collateral. In the end, the hacker cashed out with $320 million. Beanstalk Farms lost $182 million when a hacker discovered a loophole in the stablecoin’s flash loan smart contract. Axie Infinity’s Ronin bridge was hit for $625 million when a hacker took control over and signed five of the nine validator nodes through a smart contract hole.4 

How can you avoid smart contract failures  

To be safe, conduct all crypto transactions on well-known and trustworthy software, applications, bridges, and wallets that are backed by a governing body. What you lose in anonymity you gain in security by way of regulated protocols. Hackers are targeting smart contracts because they do not have to depend on large-scale phishing schemes to get the information they need. Instead, they can infiltrate the code themselves and steal assets from the smartest and most careful crypto users. Because there’s almost no way you can predict the next smart contract hack, the best path forward is to always remain on your toes and be ready to react should one occur. 

Enjoy Cryptocurrency but Keep Your Eyes Peeled

Don’t let these costly hacks be what stops you from exploring crypto! Crypto is great as a side hustle if you’re committed to security and are strategic in your investments. Make sure you follow the best practices outlined and arm all your devices (mobile included!) with top-notch security, such as antivirus software, a VPN, and a password manager, all of which are included in McAfee + 

Privacy, excellent security habits, and an eagle eye can help you enjoy the most out of cryptocurrency and sidestep its costly pitfalls. Now, go forth confidently and prosper in the crypto realm! 

 

1Cointelegraph, “Hodlers, beware! New malware targets MetaMask and 40 other crypto wallets 

2Halborn, “Explained: The Harmony Horizon Bridge Hack 

3Chainalysis, “Vulnerabilities in Cross-chain Bridge Protocols Emerge as Top Security Risk 

4Protocol, “Crypto is crumbling, and DeFi hacks are getting worse 

5Cointelegraph, “Beanstalk Farms loses $182M in DeFi governance exploit 

The post Cryptohacking: Is Cryptocurrency Losing Its Credibility? appeared first on McAfee Blog.

All-New Ransomware Coverage Opens Up the Path to Recovery

By Cagla Ruacan

Our all-new ransomware coverage is now available, ready to help just in case—all backed by expert advice to help you find the quickest and best possible path to recovery. 

Ransomware coverage from McAfee can reimburse you up to $25,000 for losses resulting from a ransomware threat, including financial losses and ransom fees. You’ll find this ransomware coverage included with our McAfee+ Ultimate plan. 

As well as eligibility for ransomware reimbursement, our team of experts can help you: 

  • Determine the severity of a ransomware attack. 
  • Learn what immediate action steps you can take. 
  • Determine if a ransom should be paid or if alternative options exist. 
  • Facilitate the ransom payment when, and if, necessary. 

However, it’s important to realize that ransomware is unlike any other attack. When ransomware locks someone out of their device or encrypts their data and files so they can’t use them, a demand is usually made for money. Sometimes, paying the ransom results in the device being made accessible again or the files being decrypted. Yet like any ransom case, this result is not always guaranteed. There are plenty of cases where people pay the ransom but never get their data or access to their devices back. 

Again, our coverage includes guidance from our expert advisers to help walk you through your options should the worst happen to you. You won’t be in it alone—particularly as you look to recover from what can be a complicated attack. 

What is ransomware? 

As the name implies, ransomware is a type of malware that holds your device or information for ransom. It may lock your computer or smartphone entirely or it may you out of your files by encrypting them so that you can’t access them. Whether it’s a hacker or a cybercrime organization behind the attack, the bad actor involved holds the key to unlock those files—and promises to do so. For a price. And as mentioned above, sometimes that doesn’t happen, even if you pay. 

Ransomware can infect your devices several different ways: 

  • Malware sites, where bad actors direct you to the site with the aim of having you download the malware package or by uploading it to you through your browser without your knowledge. 
  • Phishing attacks, whether via an email, direct message, text, or any other form of electronic message, bad actors will embed either links or attachments that can lead to ransomware ending up on your device. 
  • Network or device compromise, which may include a bad actor taking advantage of a security loophole or simply accessing the network or device with a stolen or hacked password. 

A brief history of ransomware 

Ransomware has seen quite the evolution over the years. Its origins date back to the late 1980s, where malware-loaded floppy disks were sent to users who installed them under false pretenses. There the malware would lie in wait until the user rebooted their computer for the 90th time and presented with a digital ransom note. 

Early example of ransomware - Source, Wikipedia
Early example of ransomware – Source, Wikipedia

From there, ransomware attacks on individuals became more sophisticated, and more lucrative, with the advent of the internet and the millions of everyday users who flocked to it. Using phishing emails, malware downloads from phony sites, and compromised software and networks, hackers rapidly expanded their ransomware reach.  

However, yet more lucrative for hackers and organized cybercriminals were public and private organizations. Shifting their attacks to so-called “big game” targets, hackers and organized cybercriminals have used ransomware to extort money from hospitals, city governments, financial institutions, and key energy infrastructure companies, to name just a few. Seeing further opportunity, ransomware attackers then began targeting smaller and mid-sized businesses as well. While the ransom demands account for lower amounts, these organizations often lack dedicated cybersecurity teams and the protections that come along with them, making these organizations easier to victimize. 

Meanwhile, the body of malicious code and attack packages used to launch ransomware attacks has only grown. As a result, small-time hackers and hacking groups can find the tools they need to conduct an attack for sale or for lease as a service (Ransomware as a Service, or RaaS). In effect, these bad actors can simply access a dark web marketplace and figuratively pull a ready-to-deploy attack off the shelf. 

As a result, ransomware remains a concern for individuals, even as businesses and governmental bodies of all sizes deal with its threat. 

Protecting yourself from ransomware attacks 

What makes ransomware so damaging is just how much effort it can take to undo. Setting aside the sophisticated attacks on businesses and governments for a moment, even those “off-the-shelf” attacks that some hackers will launch against individuals go beyond the average user’s ability to undo. For example, there are some known attacks with known methods of decrypting the data, however, that requires knowing specifically which attack was used. Attempting to undo the encryption with the wrong solution can potentially encrypt that data even more. 

So without question, the best defense against ransomware is prevention. Comprehensive online protection software gives you the tools you need to help avoid becoming a ransomware victim. A few include: 

  • Safe surfing features that steer you clear of malicious downloads, attachments, and websites. 
  • Strong antivirus that detects and neutralizes the latest malware threats with the latest virus definitions. 
  • Vulnerability scanners that help keep your device and its apps up to date with the latest security measures.   
  • A firewall that helps prevent intruders from accessing the devices on your home network—and the files on them. 

Moreover, you can protect yourself further by backing up your files and data. A cloud storage solution,121cwdv 1765ujb n4yh that’s secured with a strong and unique password, offers one path. Likewise, you can back up your files on an external disk or drive, making sure to keep it disconnected from your network and stored in a safe place. 

Also as mentioned in the bullets above, keep your operating system and apps current with the latest updates. Beyond making improvements in your operating system and apps, updates often also address security issues that hackers often use to compromise devices and apps. 

Lastly, stay alert. Keep an eye out for sketchy links, attachments, websites, and messages. Bad actors will pull all kinds of phishing tricks to lure you their way, places where they try to compromise you, your devices, and data. 

Taken together, the combination of online protection software and a few preventative steps can greatly reduce the chance that you’ll fall victim to ransomware. From there, you also have the assurance of our ransomware coverage, ready to get on the path to recovery, just in case. 

The post All-New Ransomware Coverage Opens Up the Path to Recovery appeared first on McAfee Blog.

How Often Should You Change Your Passwords?

By McAfee

When it comes to passwords, most of us would love nothing more than to set it and forget it. But that’s exactly what hackers are hoping for — in fact, it makes their job a lot easier. This means the best line of defense is frequent password changes 

But how often should you create new passwords? Cybersecurity experts recommend changing your password every three months. There may even be situations where you should change your password immediately, especially if a cybercriminal has access to your account.  

This article explores those exact situations and covers some of the best password practices you can use to help safeguard these important combinations of letters and numbers.  

Situations when you should immediately change your password

There are some situations where you’ll want to change your password immediately. 

Your account was hacked

If you think someone has hacked your account, it’s important to act fast and change your password. Did everyone in your address book get a strange email that looks like it’s from you? Change your email password. Are your Facebook friends getting a new friend request from you? Something’s not right, so you’ll want to change your password.  

This can help limit the amount of time a cybercriminal has access to your account.  

After a data breach

If there’s a password breach at work or within a company you do business with, you’ll want to change the password for any affected accounts. If you use that password for any other websites, you’ll definitely want to change your password to those accounts. If hackers get access to your password, they may try it on multiple websites to see what else they can steal. 

You used an unsecure network

As much as possible, try to avoid logging into your secure accounts on public Wi-Fi, such as at a library or cafe. Generally, an unsecure network means your online activity is public. If you need to use an unsecure network, change your password once you’re on a secure network.  

It can also be a good idea to look into a smart VPN like McAfee Secure VPN, which automatically turns on to protect your personal data and credit card information even if you need to use public Wi-Fi.  

You discover malware

Your personal information could be at risk if malware infects your computer. If you have quality antivirus software (like what’s included in McAfee Total Protection) and it detects malware, you’ll want to change your passwords from another device.  

You remove people from the account

If you no longer have contact with someone, there’s no need for them to remain on your Netflix or Amazon account. There’s also no need for an ex to share a bank account or have mobile app access. Create new passwords when you’re no longer sharing an account with someone. 

You no longer use certain accounts

You may have an account you haven’t used in a year, such as from an online retailer. Change old passwords for seldom-used accounts and close the account if you don’t intend to use it again. 

How to create a strong password

A good password can make it more difficult for hackers to access your accounts. But what exactly makes a strong password? Here are a few criteria. 

  • It’s used only for one account. While it can be easy to use similar passwords for multiple accounts, hackers might be able to get into your other online accounts if they access just one.  
  • It’s at least 12 characters long. To make it easy to remember, use a lyric from a song or poem (for example, “andtherocketsredglare”). Or make an abbreviation from the words in a sentence (changing “the quick brown fox jumped over the lazy dog in the backyard” to “tqbfjotlditb,” for instance).  
  • It’s a complex password. Include at least one capital letter, one number, and one symbol. A computer can guess a password with eight letters immediately. But a 12-character password with at least one uppercase and one lowercase letter, number, and a special character would take 34,000 years to crack. Some sites allow users to create a passphrase. That’s a string of words that can be up to 100 characters long. 
  • It’s hard to guess. Don’t use information that people who know you or look at your social media can guess. Avoid personal information like your nickname or initials, birthday, address or street name, or a child or pet’s name. 
  • It doesn’t use common words like “password” or “qwerty.” You’d be surprised how many people use “password123” or “123456” as a password. A cybercriminal would not. 

What are the most common ways passwords get hacked?

A cybercriminal may use a variety of strategies to access your passwords. Here are some of their most common tactics. 

  • Guesswork: This is why password security requires unique passwords that don’t include personal information. 
  • Buying passwords on the dark web: Search engines don’t index the dark web. A lot of dark web activity isn’t traceable, including the sale of passwords.  
  • Phishing: This is when a hacker sends an email that appears to be from a trusted source to trick the recipient into typing in their password. 
  • Malware: Cybercriminals may infect a device with malicious software that allows them to access personal data, including passwords. 
  • Shoulder surfing: This could happen in a coffee shop or office if you leave sticky notes showing your passwords on your desk. 
  • Spidering: These are bots that search the web looking for personal data. 
  • Brute force attack: A bot systematically tries thousands of passwords hoping to find the correct one. 

How can you keep your online passwords secure?

When it comes to keeping your data secure, password complexity is just the beginning. Here are a few additional tips for keeping your passwords safe. 

Do a password audit

Review the passwords for all of your accounts. Make sure you’re not using any for multiple websites. See if your passwords are guessable. Do they include personal information like birthdays or addresses? If you find passwords that are weak or repeated, change those first. 

Use multi-factor authentication

Set up multi-factor authentication for important accounts, such as with financial institutions. Logging into a website with two-factor authentication requires you to enter a code sent by text or email in addition to a username and password.  

Some accounts require multi-factor authentication with biometric factors for added security, such as a thumbprint or face scan. Using multi-factor authentication with long, complicated passwords can make an account more secure. 

Use a password manager

A password manager like McAfee True Key can help prevent unauthorized access to your online accounts by protecting your passwords with strong encryption. It also comes with a password generator to help you create complex passwords while storing them safely.  

If you have old or weak passwords or use them on multiple sites, a password manager can generate new ones. It’ll then keep track of them and sign you in to apps and websites — with you only having to remember one master password 

See how McAfee True Key makes managing passwords easy and secure

Let McAfee True Key help you defend your personal data. The password management software makes dealing with passwords secure and easy.  

McAfee True Key stores your passwords on your device using the strongest encryption available. Once you use a master password to log into True Key, it’ll auto-fill your passwords for any apps or websites you visit. For added convenience, True Key securely syncs your information across all of your devices so you can access it wherever you need it.  

While McAfee manages your secure passwords, you can continue enjoying the internet the way it was intended — free from hackers.  

The post How Often Should You Change Your Passwords? appeared first on McAfee Blog.

Steer Clear of the “Pay Yourself Scam” That’s Targeting Online Bank Accounts

By Cagla Ruacan

An old banking scam has a new look. And it’s making the rounds again. 

Recently Bank of America alerted its customers of the “Pay Yourself Scam,” where scammers use phony fraud alerts and trick their victims into giving them access to their online banking accounts. It’s a form of phishing attack, and according to Bank of America it goes something like this: 

  • You receive a text message that looks like a fraud alert from your bank about unusual activity. The text may look something like: “Did you make a purchase of $100.00 at ABC merchant?” 
  • If you respond to the text, you have now engaged the scammer and will receive a call from a number that appears to be from a bank. 
  • They’ll appear to be a representative from a bank and will offer to help stop the alleged fraud by asking you to send money to yourself with an online payment app. 
  • The scammer will ask you for a one-time code you just received from a bank. 
  • If you give them the code, they will use it to enroll their bank account details with an online payment service using your email address or phone number. 
  • The scammer can now receive your money into their account. 

The good news is that you can avoid this attack rather easily. If you receive a text or call about a possible fraud alert, don’t respond. (Scammers can easily “spoof” or fake caller ID information nowadays. So even if it appears that the number looks legitimate, it may not be after all.) Instead, contact your bank directly using the contact information on your debit or credit card. This way, you’ll know you’re speaking with the proper representatives about the matter. 

Other ways you can avoid online banking scams 

Of course, this scam isn’t the only scam making the rounds these days. Whether it’s with some form of phishing attack, stealing passwords on public Wi-Fi, or malware that spies on your keystrokes, scammers use plenty of tricks to crack into online bank accounts. Yet with a few precautions and a sharp eye, you have several ways you can protect yourself. 

Use comprehensive online protection software 

Online protection software today goes far beyond antivirus. It can protect your privacy, identity, and your online accounts as well. McAfee+ Ultimate provides our most comprehensive coverage with features that monitor the dark web and sketchy data broker sites for your personal information, identity theft and ransomware protection, and identity restoration services should the unexpected happen—all along with our award-winning antivirus protection. In all, it protects you, not just your devices. Together, it offers your strongest line of defense in the face of hackers, scammers, and thieves. 

Scrutinize any messages claiming to be your bank 

Legitimate banks will never pressure, harass, or cajole you into action. If you get a message that strikes an aggressive tone, assume it’s fraudulent. Other things legitimate banks will never do include:  

  • Banks or other financial institutions don’t call for your PIN or checking account number. Never provide this over the phone. Call your bank directly using the phone number on your debit or credit card or bank statement if you want to confirm.  
  • Your bank has no reason to email you for account information it already has. If you receive an email asking you to click a link or provide account information, assume it’s fraudulent. Don’t click any links and mark the email as spam.  
  • If a message appears to be from your bank asking you to sign in or enter your PIN, it’s a scam. Banks never ask customers for this information by text.  
  • A common theme in phishing emails is the urgent call to action. Cybercriminals want to scare you into acting immediately without thinking. The email says there was suspicious activity on your account, and you should log in immediately to avoid having it frozen or closed. No legitimate business would close a customer’s account without giving reasonable notice. Contact your bank through your normal channels to check your balance and account activity if you aren’t sure.  
  • Misspelled words and grammatical errors are another red flag. Major corporations have professional editors to make sure the content is correct.  

Use your bank’s official website or app 

Earlier, I mentioned contacting your bank directly to ensure you’re speaking to a proper representative. Another way you can go directly to the source is to use your bank’s website or app to check up on your accounts. Once again, don’t click any links in a text or email. Just go to your bank’s website or app to check your account. You can make sure you have your bank’s official app by visiting the Google Play or Apple’s App Store and looking at the information section to ensure that it was indeed developed by your bank—not a copycat. 

Use strong, passwords and a password manager to stay on top of them all 

Strong and unique passwords for each of your online accounts can help keep hackers at bay. With data breaches occurring so often, updating them regularly is important too. Yet with all the accounts we keep, that can mean a lot of work. However, a password manager can create those passwords for you and safely store them as well. Comprehensive security software will include one. 

Use two-factor authentication on your accounts  

Two-factor authentication is an extra layer of defense on top of your username and password. It adds in the use of a special one-time-use code to access your account, usually sent to you via email or to your phone by text or a phone call. In all, it combines something you know, like your password, with something you have, like your smartphone. Together, that makes it tougher for a crook to hack your account. If any of your accounts support two-factor authentication, the few extra seconds it takes to set up is more than worth the big boost in protection you’ll get.  

Don’t access your online banking account via public Wi-Fi 

When you log onto public Wi-Fi, potentially anyone can see your internet activity—and that includes things like entering your username and password. For that reason, only log into your bank account with public Wi-Fi if you’re using a virtual private network (VPN).  McAfee Secure VPN protects your privacy by turning on automatically for unsecured networks. Your data is encrypted so it can’t be read by prying eyes. The VPN also keeps your online activity and physical location private and secure from advertisers.  

Check your bank statements regularly 

Keeping an eye on your bills and statements as they come in can help you spot unusual activity on your accounts. A credit monitoring service can do that one better by keeping daily tabs on changes to your credit report. While you can do this manually, there are limitations. First, it involves logging into each bureau and doing some digging of your own. Second, there are limitations as to how many free credit reports you can pull each year. A service does that for you and without impacting your credit score. 

Depending on your location and plan, McAfee’s credit monitoring allows you to look after your credit score and the accounts within it to see fluctuations and help you identify unusual activity, all in one place, checking daily for signs of identity theft. 

Prevention and vigilance are your best defense from online banking scams  

When a fraud notification pops up on your phone, you can almost feel your stomach drop. Hackers and scammers play off that fear. They use it to get you to act—and to act quickly. Taking a moment to scrutinize these messages and following up directly with your bank can help you steer clear of their tricks. Likewise, putting up a strong defense with comprehensive online protection software can make you safer still. In the meantime, keep your eyes open for this “Pay Yourself Scam” and other scams like it. It’s certainly not the first of its kind, and it won’t be the last. 

The post Steer Clear of the “Pay Yourself Scam” That’s Targeting Online Bank Accounts appeared first on McAfee Blog.

What You Do Now To Protect Your Child From Cyberbullying

By Alex Merton-McCann

I can’t tell you how many times over my 25 years of parenting that I’ve just wanted to wrap my boys in cotton wool and protect them from all the tricky stuff that life can throw our way. But unfortunately, that’s never been an option. Whether it’s been friendship issues in the playground, dramas on a messaging app or dealing with broken hearts, it can be really hard watching your kids experience hardship. 

Get Ahead Of The Problem! 

But one thing I have learnt from years of mothering is that if you spend some time getting ahead of a potentially challenging situation then you’ve got a much better chance of minimising it. Or better still preventing it – and this absolutely applies to cyberbullying. 

Is Cyberbullying A Big Problem for Aussie Kids? 

In early 2022, McAfee interviewed over 15,000 parents and 12,000 children worldwide with the goal of finding out how families both connect and protect themselves online. And what they found was astounding: Aussie kids reported the 2nd highest rate of cyberbullying (24%) out of the 10 countries surveyed. American children reported the highest rate. The average for all countries was 17%. Check out my post here with all the details.  

So, to dig deeper into this issue of cyberbullying, McAfee commissioned additional research in August this year to better understand what cyberbullying looks like, where it happens and who the perpetrators are. And the biggest takeaways for Aussie kids: 

  • Name calling is the most common form of cyberbullying 
  • Most cyberbullying happens on social media 
  • Aussie kids have the highest rate of cyberbullying on Snapchat 
  • 56% of Aussie kids know the perpetrator 

You can check out my post here with all the details.  

How To Avoid Your Kids Becoming a Statistic 

So, if you need to grab a cuppa and digest all this, I don’t blame you! It’s a lot. But, as mentioned before, I honestly believe that if we get ahead of the challenges, we have a greater chance of minimising the fall out. So, without further ado – here is my advice on what you can do NOW to minimise the chance of your kids being involved in cyberbullying – either as the victim or the perpetrator. 

1. Talk About Online Respect and Kindness As Soon As They Start Using Devices 

As soon as your kids move on from just watching movies and playing games on their devices, you need to talk about the importance of ‘being nice’ online. A more natural way around this is to extend your parenting advice to include the online world too. For example:  

  • ‘Remember how important it is to be kind to everyone when you are in the playground at kindy – as well as when you are online.’  
  • ‘Always say please and thank you – to your friends in-person and online too.’ 

And don’t forget the importance of role-modelling this too! 

2. Check Your Family Communication Culture 

One of the best things you can do is to create a family culture where honest and genuine two-way communication is a feature of family life. If your kids know they can confide in you, that nothing is off-limits and that you won’t overreact – then they are more likely to open-up about a problem before it becomes overwhelming and ‘unsolvable’. 

3. Understand Your Child’s World 

Parents who have a comprehensive understanding of their child’s life will be better able to detect when things aren’t going well. Knowing who your kid’s friends are, who they ‘sit with’ at lunchtime, their favourite music and their boyfriend or girlfriend needs to be a big priority. I also encourage parents to establish relationships with teachers or mentors at school so they can keep their ‘ear to the ground’. When a child’s behaviour and interests change, it can often mean that all isn’t well and that some detective work is required! 

4. Ensure Your Kids Understand What Bullying Is 

Cyberbullying can have a variety of definitions which can often cause confusion. In McAfee’s research, they used the definition by StopBullying.Gov: 

Cyberbullying is bullying that takes place over digital devices like cell phones, computers, and tablets. Cyberbullying can occur through SMS, Text, and apps, or online in social media, forums, or gaming where people can view, participate in, or share content. Cyberbullying includes sending, posting, or sharing negative, harmful, false, or mean content about someone else. It can include sharing personal or private information about someone else causing embarrassment or humiliation. Some cyberbullying crosses the line into unlawful or criminal behaviour.  

McAfee’s definition was then expanded to include specific acts of cyberbullying, such as: 

  • flaming – online arguments that can include personal attacks 
  • outing – disclosing someone’s sexual orientation without their consent  
  • trolling – intentionally trying to instigate a conflict through antagonistic messages 
  • doxing – publishing private or identifying information without someone’s consent  

Along with other acts, including:  

  • name calling  
  • spreading false rumours  
  • sending explicit images or messages  
  • cyberstalking, harassment, and physical threats  
  • exclusion from group chats and conversation 

Now, I appreciate that reading your children several minutes of definitions may not be very helpful. So, instead, keep it simple and amend the above to make it age appropriate for your kids. You may choose to say that it is when someone is being mean online, if your kids are very young. But if you have tweens in the house then I think more details would be important. The goal here is for them to understand at what point they shouldn’t accept bad behaviour online.  

5. Give Them An Action Plan For When They Experience Bad Behaviour Online  

As soon as your kids are actively engaged with others online, they need to have an action plan in case things go awry – probably around 6-7 years of age. In fact, I consider this to be a golden time in parenting – a time when your kids are receptive to your advice and often keen to please. So, this is when you need to help them establish good practices and habits that will hold them in good stead. This is what I would instil: 

  • If someone makes you feel upset when you are online, you need to tell a trusted adult 
  • Save a copy of the interaction, perhaps take a screenshot. Ensure they know how to do this. 
  • Block the sender or delete them from your contacts. 
  • Report the behaviour to the school, the police or the eSafety Commissioner’s Office, if necessary 

Now, of course not all bad behaviour online will be defined as cyberbullying – remember we all see the world through different lenses. However, what’s important here is that your kids ask for help when they experience something that makes them feel uncomfortable. And while we all hope that it is unlikely that you will need to escalate any interactions to the police or the eSafety Commissioner, knowing what the course of action is in case things get out of hand is essential.  

6. Make Empathy A Priority  

There is so much research on the connection between the lack of empathy and bullying behaviours. In her book Unselfie, Parenting expert Michelle Borba explains that we are in the midst of an ‘empathy crisis’ which is contributing to bullying behaviour. She believes teens today are far less empathetic than they were 30 years ago. Teaching your kids to ‘walk in someone’s else’s shoes’, consider how others feel and have a focus on compassion will go a long way to developing an empathetic lens. You can read more about helping develop empathy in your child here.  

There is no doubt that cyberbullying is one of the biggest parenting challenges of our generation and, unfortunately, it isn’t going to disappear anytime soon. So, get ahead of the problem – teach your kids about kindness from a young age, create an open family communication culture, make empathy a priority in your family and give them an action plan in case things get tricky online. But most importantly, always listen to your gut. If you think things aren’t right with your kids – if they don’t want to go to school, seem emotional after using their devices or their behaviour suddenly changes, then do some digging. My gut has never let me down!     

Take care 

Alex  

The post What You Do Now To Protect Your Child From Cyberbullying appeared first on McAfee Blog.

#WSPD Creating hope through action with The Jordan Legacy

By Life at McAfee

*TW: Mentions Suicide

Our passion for protecting people doesn’t stop with online safety. We deeply care for our people, their families and friends, and our communities.

To recognize World Suicide Prevention on Sept. 10 and help normalize and encourage conversations about mental health year-round, we recently hosted a discussion with McAfee colleagues and suicide prevention activist and owner of The Jordan Legacy, Steve Phillip. During this session Steve discussed his own personal lived experience of suicide and what he’s learned since establishing The Jordan Legacy when it comes to creating an open and safe environment for all.

Tell us a bit about The Jordan Legacy?

“I established The Jordan Legacy in 2020, following the suicide of my 34-year-old son, Jordan, in December 2019. It’s a registered not-for-profit Community Interest Company (CIC), whose mission is to raise awareness about suicide, open the conversation, help remove the stigma surrounding this topic and importantly, engage with communities and workplaces to discuss and identify practical solutions which will help prevent suicide.”

Why is World Suicide Prevention Day (WSPD) important?

“#WSPD is important in highlighting the biggest killer of men and women under the age of 35. According to the W.H.O, we lose 700,000 people globally to suicide every year – that’s one person every 45 seconds. On average, each suicide will impact 135 other people. This means that more than 95 million people are impacted by suicide annually! And while #WSPD is an important day to highlight, it’s fundamental that we recognize that suicide awareness needs to happen 365 days a year.”

Why are there stigmas surrounding mental health and suicide?

“There are several reasons why stigmas surrounding mental health and suicide exist. Generally, it’s due to a lack of understanding and people making assumptions – such as those with a mental health illness could be dangerous, unreliable or unemployable. Cultural backgrounds also play a part in creating stigma – certain cultures see mental illness and suicide as a taboo subject. The language used around mental health and suicide can also create stigma. In the UK, the act of attempting suicide was decriminalized in 1961 and yet the term ‘committed suicide’ is still frequently used, in the same way as commit murder or commit assault.”

How can we open-up a conversation and support someone who might be struggling with their mental health?

“It’s important to ask people how they are with a genuine intent to listen to and understand their reply. Most people who are struggling with their mental health don’t necessarily want you to fix them, but they do want to feel that they’re being listened to. Ask open-ended questions, such as ‘tell me how are you really feeling?’, ‘explain to me how this is impacting on you?’, ‘describe to me, how this is making you feel?”

How can we create hope through action – as family members, friends, and colleagues?

“We need to become a kinder and more compassionate society by recognizing that everyone can, at some point in their lives, struggle with poor mental health. Understanding this, would hopefully cause people to be less frustrated with others who don’t behave as they expect they might. We also need to check-in with family members, friends and colleagues more frequently and ask them ‘how are you really doing?”

How can we look after our own well-being?

“I am one of those individuals who probably works too hard and for too long! However, road cycling is a big escape for me and getting out in the fresh air in the countryside is a huge help. As is my part-time hobby of playing the drums – you can lose a lot of pent-up stress whilst playing along to Nirvana!! It’s so important that you make sure to look after yourself. So, my advice is to find out what works for you – whether that’s going for a walk, talking to a friend, speaking to a counsellor, joining a local group or seeing what resources are available to you through your company’s EAP. And remember most importantly to be kind to yourself.”

If you or someone you know is struggling, please call or text 988 to get support. And remember, you are not alone.

Together we can prevent suicide 💛

The post #WSPD Creating hope through action with The Jordan Legacy appeared first on McAfee Blog.

Deadly Digital Dares: The Blackout Challenge on TikTok

By Toni Birdsong

The social network TikTok is chockfull of interesting, fun, laugh-out-loud videos shared by creators worldwide. Kids, as well as parents, can easily spend hours glued to the platform. But as with most popular platforms, the fun can eventually turn dark, even deadly, when viral challenges make their rounds.  

The latest viral challenge, the “blackout challenge,” first became popular online in 2008 and made its unfortunate comeback in 2021. Before this second round, the CDC attributed nearly 80 deaths to the dangerous online game. In the past month, authorities are attributing the tragic, high-profile deaths of Archie Battersbee, 12, and Leon Brown, 14 to the challenge. 

What is it? 

The blackout challenge is a choking game that involves intentionally trying to choke oneself or another to obtain a brief euphoric state or “high.” Death or serious injury can result if strangulation is prolonged. Those doing the challenge do it privately or broadcast their attempt to friends or followers. The CDC also found that most deaths occurred when a child engaged in the choking game alone and that most parents were unaware of the game before their child’s death.

What’s the appeal? 

It’s easy to look at a challenge like this and dismiss it thinking your child would never be involved in such a dangerous game. However, in a recent post from HealthyChildren.org on why kids participate in online dares, pediatricians point to the reality that the teen brain is still developing. The part of the brain that processes rational thought, the prefrontal cortex, is not fully developed until a person’s mid-20s. This physiological reality means teens are naturally impulsive and can do things without stopping to consider the consequences.  

Another lure that entices teens is that social media’s fast-moving, impulsive environment rewards outrageous behavior—the more outrageous the content, the bigger the bragging rights. The fear of losing out (FOMO is natural for teens. 

Signs to look for 

According to the CDC, signs that a child may be engaging in the blackout challenge include: 

  • They may talk about the game or use alternate terms such as “pass–out
    game” “choking game,” or “space monkey.” 
  • They may have bloodshot eyes 
  • You may see marks on their neck 
  • They might have severe headaches 
  • They could show signs of disorientation after spending time alone 
  • You might notice the presence of ropes, scarves, or belts tied to furniture or doorknobs 
  • They may have unexplained items like dog leashes, choke collars, or bungee cords in their room. 

5 talking points for families

  1. Dig in and discuss hard stuff. Set time aside to talk about the viral challenges your child may or may not notice online. Discuss the dangers, the physiology of being impulsive, and how social network communities inherently reward reckless behavior with likes and shares.  
  2. Make the consequences personal. Do your homework. Pull up the relevant headlines and discuss the implications of the blackout challenge (and others), such as lack of oxygen to the brain, seizures, long-term complications, and death.  
  3. Talk about digital peer pressure. Coach your kids through the dangers they encounter online they may take for granted. Ask them how they feel when they see someone doing dangerous things online and ways to avoid or discourage it. Are your kids rallying around the challenges or sharing the content? Do they try to be funny to get attention online?  
  4. Establish ground rules. As tragic as these challenges are, they allow parents to pause and refresh family ground rules for online behavior and media use. Your kids have changed over time, as have their online communities, and interests. Design ground rules and media use expectations to help shape a safe, balanced digital life that reflects their current online activity. 
  5. Add extra protection. We add security systems to our homes for additional protection from outside threats, so too, it’s wise to add security to our family devices to encourage content filtering, monitoring, and time limits.  

Viral challenges will continue to emerge and shock us. There’s no way to anticipate them or control them. However, staying informed about dangerous online trends and keeping the lines of communication with your child open and honest is a big step toward equipping them to live a safe, balanced digital life.  

The post Deadly Digital Dares: The Blackout Challenge on TikTok appeared first on McAfee Blog.

Fake Security App Found Abuses Japanese Payment System

By McAfee

Authored by SangRyol Ryu and Yukihiro Okutomi 

McAfee’s Mobile Research team recently analyzed new malware targeting NTT DOCOMO users in Japan. The malware which was distributed on the Google Play store pretends to be a legitimate mobile security app, but it is in fact a payment fraud malware stealing passwords and abusing reverse proxy targeting NTT DOCOMO mobile payment service users. McAfee researchers notified Google of the malicious apps, スマホ安心セキュリティ, or ‘Smartphone Anshin Security’, package name ‘com.z.cloud.px.app’ and ‘com.z.px.appx’. The applications are no longer available on Google Play. Google Play Protect has also taken steps to protect users by disabling the apps and providing a warning. McAfee Mobile Security products detect this threat as Android/ProxySpy and protect you from malware. For more information, to get fully protected, visit McAfee Mobile Security.

How Do victims install this malware?

The malware actor continues to publish malicious apps on the Google Play Store with various developer accounts. According to the information posted on Twitter by Yusuke Osumi, Security Researcher at Yahoo! Japan, the attacker sends SMS messages from overseas with a Google Play link to lure users to install the malware. To attract more users, the message entices users to update security software.

A SMS message from France (from Twitter post by Yusuke)

A SMS message from France (from Twitter post by Yusuke)

malware on Google play

Malware on Google Play 

The Mobile Research team also found that the malware actor uses Google Drive to distribute the malware. In contrast to installing an application after downloading an APK file, Google Drive allows users to install APK files without leaving any footprint and makes the installation process simpler. Once the user clicks the link, there are only a few more touches required to run the application. Only three clicks are enough if users have previously allowed the installation of unknown apps on Google Drive.

Following notification from McAfee researchers, Google has removed known Google Drive files associated with the malware hashes listed in this blog post.

 

What does this malware look like?

When an NTT DOCOMO network user installs and launches this malware, it asks for the Network password. Cleverly, the malware shows incorrect password messages to collect more precise passwords. Of course, it does not matter whether the password is correct or not. It is a way of getting the Network password.

Ask the Network password twice (Only NTT DOCOMO user can see these)
Ask the Network password twice (Only NTT DOCOMO users can see these)

The Network password is used for the NTT DOCOMO payment service which provides easy online payments. NTT DOCOMO mobile network users can start this payment service by just setting 4-digits password called a Network password. The charge will be paid along with the mobile phone bill. When you need to pay online, you can simply do the payment process by entering the 4-digits password.

After the password activity, the malware shows a fake mobile security screen. Interestingly, the layout of the activity is similar to our old McAfee Mobile Security. All buttons look genuine, but these are all fake.

Interface comparison.
Interface comparison.

How does this malware work?

There is a native library named ‘libmyapp.so’ loaded during the app execution written in Golang. The library, when loaded, tries to connect to the C2 server using a Web Socket. Web Application Messaging Protocol (WAMP) is used to communicate and process Remote Procedure Calls (RPC). When the connection is made, the malware sends out network information along with the phone number. Then, it registers the client’s procedure commands described in the table below. The web socket connection is kept alive and takes the corresponding action when the command is received from the server like an Agent. And the socket is used to send the Network password out to the attacker when the user enters the Network password on the activity.

RPC Function name Description
connect_to Create reverse proxy and connect to remote server
disconnect Disconnect the reverse proxy
get_status Send the reverse proxy status
get_info Send line number, connection type, operator, and so on
toggle_wifi Set the Wi-Fi ON/OFF
show_battery_opt Show dialog to exclude battery optimization for background work

Registered RPC functions description

Initial Hello packet contains personal information
Initial Hello packet contains personal information
Sending out The Network password
Sending out The Network password

To make a fraudulent purchase by using leaked information, the attacker needs to use the victim’s mobile network. The RPC command ‘toggle_wifi’ can switch the Wi-Fi connection status of the victim, and ‘connect_to’ will provide a reverse proxy to the attacker. A reverse proxy can allow connecting the host behind a NAT (Network Address Translation) or a firewall. Via the proxy, the attacker can send purchase requests via the victim’s mobile network.

Network and command flow diagram
Network and command flow diagram

Conclusion

It is interesting that the malware uses a reverse proxy to steal the user’s network and implement an Agent service with WAMP. McAfee Mobile Research Team will continue to find this kind of threat and protect our customers from mobile threats. It is recommended to be more careful when entering a password or confidential information into untrusted applications.

IoCs (Indicators of Compromise)

193[.]239[.]154[.]23
91[.]204[.]227[.]132
ruboq[.]com

SHA256 Package Name Distribution
5d29dd12faaafd40300752c584ee3c072d6fc9a7a98a357a145701aaa85950dd com.z.cloud.px.app Google Play
e133be729128ed6764471ee7d7c36f2ccb70edf789286cc3a834e689432fc9b0 com.z.cloud.px.app Other
e7948392903e4c8762771f12e2d6693bf3e2e091a0fc88e91b177a58614fef02 com.z.px.appx Google Play
3971309ce4a3cfb3cdbf8abde19d46586f6e4d5fc9f54c562428b0e0428325ad com.z.cloud.px.app2 Other
2ec2fb9e20b99f60a30aaa630b393d8277949c34043ebe994dd0ffc7176904a4 com.jg.rc.papp Google Drive
af0d2e5e2994a3edd87f6d0b9b9a85fb1c41d33edfd552fcc64b43c713cdd956 com.de.rc.seee Google Drive

 

The post Fake Security App Found Abuses Japanese Payment System appeared first on McAfee Blog.

The Feeling of Safety with McAfee+

By Cagla Ruacan

Safety has a feeling all its own, and that’s what’s at the heart of McAfee+. 

We created McAfee+ so people can not only be safe but feel safe online, particularly in a time when there’s so much concern about identity theft and invasion of our online privacy.   

And those concerns have merit. Last year, reported cases of identity theft and fraud in the U.S. shot up to 5.7 million, to the tune of $5.8 billion in losses, a 70% increase over the year prior. Meanwhile, online data brokers continue to buy and sell highly detailed personal profiles with the data cobbled together from websites, apps, smartphones, connected appliances, and more, all as part of a global data-gathering economy estimated at well over $200 billion a year. 

Yet despite growing awareness of the ways personal information is collected, bought, sold, and even stolen, it remains a somewhat invisible problem. You simply don’t see it as it happens, let alone know who’s collecting what information about you and toward what ends—whether legal, illegal, or somewhere in between. A recent study we conducted showed that 74% of consumers are concerned about keeping their personal information private online. Yet, most of us have found out the hard way (when we search for our name on the internet) that there is a lot of information about us that has been made public. It is our belief that every individual should have the right to be private, yet we know too many individuals don’t know where to begin. It is this very worry that made us focus our new product line on empowering our users to take charge of their privacy and identity online. 

McAfee+ gives you that control. 

Now available in the U.S., McAfee+ provides all-in-one online protection for your identity, privacy, and security. With McAfee+, you’ll feel safer online because you’ll have the tools, guidance and support to take the steps to be safer online. Here’s how: 

  • You’ll see where your personal information appears in risky locations online, such as people search and data broker sites that sell this information to advertisers, in addition to hackers, spammers, and thieves. Then McAfee+ helps you remove it (or depending on the plan we do it for you). We call this Personal Data Cleanup. 

  • It protects you by scanning the dark web for places where your personal information may appear. This way you can keep an eye on your email addresses, social security number, credit card numbers, and more on the dark web—and receive notifications an average of 10 months sooner than similar services if your info is found in a data breach. This gives you ample time to change your passwords before hackers try to access your account. Depending on your plan, McAfee+ offers you $1M identity theft coverage and credit monitoring services as well for additional peace of mind. 
  • You’ll also see how safe you are with our industry-first Protection Score. It checks the health of your online protection and shows you ways you can improve your score so you’re safer still. 

  • And as always, it all includes McAfee’s award-winning antivirus and device security solution.  

You can see the entire range of features that cover your identity, privacy, and security with a visit to our McAfee+ page 

McAfee+ Ultimate offers our most thorough protection, with which you can lock your credit with a click or put a comprehensive security freeze in place, both to thwart potential identity theft. You can keep tabs on your credit with daily credit monitoring and get an alert when there’s credit activity to spot any irregularities quickly.  

You’ll also feel like someone has your back. Even with the most thorough measures in place, identity theft and ransomware attacks can still strike, which can throw your personal and financial life into a tailspin. What do you do? Where do you start? Here, we have you covered. We offer two kinds of coverage that can help you recover your time, money, and good name:  

  • $1 million in identity theft coverage and with the assistance of professional identity restoration specialists who can take steps to repair your identity and credit. 
  • $25,000 in ransomware coverage, which likewise comes with expert support that can help you determine the severity of a ransomware attack, learn what immediate steps you can take, and determine if a ransom should be paid or if alternative options exist. 

Starting today, customers in the U.S. can purchase McAfee+ online at McAfee.com in Premium, Advanced, and Ultimate plans, in addition to individual and family subscriptions. McAfee+ will also be available online in the U.K., Canada, and Australia in the coming weeks with additional regions coming in the months ahead (features may vary by region). 

We are very excited about bringing these new protections to you and we hope you will be too.  

The post The Feeling of Safety with McAfee+ appeared first on McAfee Blog.

5 Things About Doxing You Should Know

By Vishnu Varadaraj

Have you ever said something you wish you could take back? Maybe it was a comment muttered in the heat of the moment that hurt someone’s feelings. Or maybe you just had a night out full of silly antics that you wouldn’t want your boss or grandma to see.  

These are completely normal occurrences that happen all the time. We’re human! We make mistakes and letting loose every now and again is good for us. When these scenarios happen in person, we’re able to apologize or explain ourselves; however, the social media age complicates things. High-def cameras and video recorders are in everyone’s pocket, meaning that in-person slip-ups or lapses in judgement can come back to haunt you in a cyberscheme known as doxing. 

Doxing can be harmful to one’s reputation and can cost someone their job, their friends, or their privacy. Here are five things you should know about doxing, plus some tips on how to prevent it from happening to you. 

1. Doxing Defined

The term doxing originated from the phrase “dropping documents/docs.” It refers to a situation where an enemy or a rival seeks to tarnish the reputation of someone else by releasing documents (aka dropping docs) about them. These documents often contain personally identifiable information (PII) –  like full names, birthdates, addresses, employment details, financial information, phone numbers, email addresses – and private correspondences or embarrassing videos or photos. The doxer – or the person dropping the documents – will publish these private details online, whether that’s on a forum, on social media, or a blog. 

Doxing is considered cyberbullying because it is a form of online harassment. The doxer often does so with the intent of drumming up widespread hate about the victim and having the release of these private details negatively affect the victim’s life, such as getting them fired from their job or breaking up a relationship. 

2. Doxing Can Happen to Anyone

Doxing happens most frequently to public figures, such as celebrities, politicians, streamers, and journalists. It is also a prevalent practice in the hacking community, where hackers reveal the identities of the real people behind forum usernames. However, anyone is susceptible to having their PII or sensitive photos or videos widely released on the internet for the sake of reputation sabotage. All it takes is for one scorned partner, a disgruntled coworker, or a disagreement to set a doxer on a warpath.  

3. Doxing Isn’t Always Illegal

When the saboteur doesn’t have to dig into your past via the dark web or through hacking a personal device, doxing isn’t illegal. It’s malicious and can be emotionally damaging, but there is no law stopping a doxer from publishing the private details of someone else. Doxing crosses the line into a crime when it is accompanied by threats.  

So, if a doxer didn’t hack a personal device or buy the PII off the dark web, where did they find these details? Oftentimes, people incriminate themselves with their social media footprint. What seems like ancient history in your social media timeline is again front and center after just a few minutes of scrolling. 

4. Ways to Prevent Doxing From Happening to You

Check out these tips that can lessen the chances of doxing happening to you: 

  • Don’t goad people online. Doxing can happen to anyone. Sometimes the doxer is someone you know in real life, but other times it’s a stranger with whom you may or may not have crossed paths with online. One great rule of thumb is to not make enemies online. For example, if you disagree with someone online, be as respectful and polite to them as you would be if you were talking face to face. 
  • Don’t overshare. Remember, you can’t take back what you post online! Think long and hard before you hit publish on any social media post or comment. Never post online when you’re angry. You’ll likely say something that you’ll regret later.  
  • Delete old accounts. Periodically taking stock of all your online accounts and deactivating the ones you no longer use limits the number of opportunities a doxer has to lift your PII, such as your address, banking details, or contact information. Not every site prioritizes security as much as we’d all hope, so it’s best to create online accounts with trustworthy organizations. To track down all your accounts, especially the ones you haven’t used in a while, one technique is to go through your email and make note of all the sites from which you receive notifications. This will provide you with a robust list of companies that have your information. This might be tedious, so don’t be hard on yourself if you don’t find them all. Consider splitting up the work over a few weeks to make it less of a chore. 
  • Use one-time credit cards. One pro tip that may help you protect your information online is to use safe cards, or one-time credit cards. When you use a safe card, you don’t have to provide any identifying information when you make a purchase. Again, the aim here is to limit how many sites have access to your PII. 

5. Services That Can Give You Peace of Mind

In addition to the above tips, McAfee can help you fill in the gaps in your defense. McAfee Total Protection is an all-in-one privacy and identity protection service that includes all the tools you need to secure your PII and help you recover if identity theft occurs after a doxing incident. Personal Data Cleanup scans 40 risky data broker sites for your information. If you appear on any of those sites, McAfee will help you remove it to keep your PII out of a doxer’s hands. 

The post 5 Things About Doxing You Should Know appeared first on McAfee Blog.

Strong Password Ideas to Keep Your Information Safe

By McAfee

Password protection is one of the most common security protocols available. By creating a unique password, you are both proving your identity and keeping your personal information safer. However, when every account you have requires a separate password, it can be an overwhelming task. While you should be concerned about the safety of your data, you also want to avoid the frustration of forgetting your password and being blocked from the information you need. However, the benefits of using strong, unique passwords outweigh the occasional inconvenience.

Benefits of Strong Passwords

The main benefit of a strong password is security. Hackers work quickly when they are trying to access accounts. They want to steal as much information as they can in as short a time as possible. This makes an account with a strong password less inviting because cracking the code is much more involved.

A strong password also limits the damage that hackers can do to your personal accounts. A common strategy involves cracking the passwords of less secure sites with limited personal information. The hackers hope that they can use the password from your gym membership app to access information in your online banking account. Strong password protection prevents this situation.

Common Poor Password Practices

When someone is registering an online account, it can be tempting to blaze through the password process. In order to move quickly, there are several poor password practices that people employ.

  • Simple passwords: Password-cracking programs start by entering obvious combinations. These are passwords where the user puts no thought into the code such as “password” or “1234567”.
  • Repeated passwords: You may think you have such an unbreakable password that you want to use it for all of your accounts. However, this means that if hackers compromise one of your accounts, all of your other accounts are vulnerable.
  • Personal information: The number combinations that you are apt to remember easily are the ones that hackers can find. You may have put your birthday or graduation year on public display in a social media account. Your dog’s name may be unusual, but if you share information about your canine friend with the world, its name is a weak password.

The Meaning of a Strong Password

A password is considered strong when it is difficult for a hacker to crack it quickly. Sophisticated algorithms can run through many password combinations in a short time. A password that is long, complex and unique will discourage attempts to break into your accounts.

  • Long: The combinations that protect your accounts should be long enough that it would be difficult for a computer program to run through all the possible configurations. The four-digit pin on a bank card has 10,000 possible combinations. This might take some time for a human being to crack, but a computer program with unlimited tries could break it in a few seconds. If you were only using numbers, every character in your password would raise the possible combinations by a power of 10. To stump the algorithms, you want a password that is a minimum of 12 characters long.
  • Complex: To increase the challenge of your password, it should have a combination of uppercase letters, lowercase letters, symbols and numbers. Hacking algorithms look for word and number patterns. By mixing the types of characters, you will break the pattern and keep your information safe.
  • Unique: If you have been reusing your passwords, it is time for you to start the work of changing them. Every one of your accounts should have its own password. At the very least, make certain that you have not reused passwords for your financial institutions, social media accounts and any work-related accounts.

Creating a Layered Password

If you want a password that is memorable but strong, you can easily turn a phrase into a layered, complex password. In this process, it is important to note that you should not use personal information that is available online as part of your phrase.

  • Pick a phrase that is memorable for you: It should not be a phrase you commonly use on social media accounts. If you are an avid runner you might choose a phrase like, “Running 26.2 Rocks!”
  • Replace letters with numbers and symbols: Remove the spaces. Then, you can put symbols and numbers in the place of some of the letters. Runn1ng26.2R0ck$!
  • Include a mix of letter cases: Finally, you want both lower and uppercase letters that are not in a clear pattern. Algorithms know how to look for common patterns like camelCase or PascalCase. Runn1NG26.2R0cK$!

Now, you have a password that you can remember while challenging the algorithms hackers use.

Employing a Password Manager

When you consider the number of accounts you need to protect, coming up with a properly layered password is a time-consuming task. Even if you are able to decide on a memorable phrase, there are just too many accounts that need passwords. A password manager is a helpful tool to keep you safe while you are online. It acts as a database for all of your passwords. Each time you create a new code, it stores it so that you can automatically enter it later. You only need to remember a single password to access the tools of your manager.

Most managers can also do the work of creating complex, layered passwords for your accounts. These will be a string of random numbers, letters and characters. They will not be memorable, but you are relying on the manager to do the memorizing. These machine-generated passwords are especially helpful for accounts you rarely access or that do not hold significant information.

Maintaining an Offline Password List

For critical accounts like your bank account or a work-related account, it can be helpful to keep an offline list of your passwords. Complex passwords are meant to be difficult to remember. You may recall the phrase but not all the detailed changes that make it layered. Keeping a document on a zip drive or even in a physical paper file or journal will allow you to access your information if your hardware fails or you are switching to a new system.

Keeping the Whole System Safe

Cracking passwords is just one of the strategies hackers use to steal information. In addition to using strong passwords, it is important to employ comprehensive security software. Strong passwords will help protect your online accounts. Strong overall security will keep your hardware and network safe from danger.

The post Strong Password Ideas to Keep Your Information Safe appeared first on McAfee Blog.

What Is Synthetic Identity Theft?

By McAfee

It’s too bad cybercriminals don’t funnel their creativity into productive pursuits because they’re constantly coming up with nefarious new ways to eke out money and information from unsuspecting people. One of their newest schemes is called synthetic identity theft, a type of identity theft that can happen to anyone. Luckily, there are ways to lower the chance of it happening to you. And if it does happen to you, there are a few preventive measures you can take. Plus when you’re able to identify the early signs, you can minimize its damage to your finances and your credit. 

Here’s everything you need to know about synthetic identity theft in order to keep your and your family’s information safe. 

What Is Synthetic Identity Theft? 

Synthetic identity theft occurs when a cybercriminal steals a real Social Security Number (SSN) but fabricates the rest of the details that are associated with that SSN, such as the full name and birthdate. With this valid SSN, they’re able to create an entirely new identity and use it to take out loans, apply for credit cards, or even purchase a house.  

This form of identity theft is more difficult than traditional identity theft to detect. When a criminal steals someone’s entire identity – their name, birthdate, address, and SSN – there are more flags that could raise the alarm that something is amiss. Additionally, in some cases of synthetic identity theft, cybercriminals play the long game, meaning that they build up excellent credit with their new fake identity for months or even years. Then, once they’ve squeezed as much as they can from that great credit, they rack up huge charges against that credit and flee. It is only then when creditors demand payment that the rightful owner of the SSN finds out their identity was compromised.  

Synthetic identity theft can severely damage the credit or finances of the person to whom the SSN truly belongs. It most often occurs to people who don’t closely monitor their credit, such as children, people in jail, or the elderly, but it can happen to anyone. 

Signs Your Identity May Be Stolen 

The signs of synthetic identity theft are a bit different than the signs of regular identity theft. In traditional identity theft, you may receive bills to your address either with someone else’s name on them or for organizations with which you don’t have an account. However, in the case of synthetic identity theft, since the thief makes up an entirely new name and address, you’re unlikely to accidentally get their mail. 

The major red flag is if your credit score is drastically lower (or higher) than you remember it being. Did you know that you can request one free credit report per year from each major credit bureau? Get in the habit of ordering reports regularly to keep tabs on your credit and confirm that there are no new accounts that you didn’t create. 

How to Protect Your Identity 

Check out these tips on how to protect your identity online to hopefully prevent it from ever happening to you: 

  • Never share your SSN. There is a very short list of organizations who require your SSN: the IRS, your bank, the Registry of Motor Vehicles, and your work’s payroll department. If anyone else requests your SSN, it’s not rude to inquire why they need it. In cases where you do have to share your SSN, never do so over electronic correspondences. Either visit the organization in person or call them in a private location that is clear of eavesdroppers. 
  • Set up credit locks. If you aren’t planning to file for a credit card or take out a loan anytime soon, consider locking your credit. This is a process where you reach out to the major credit bureaus and notify them to deny any new claims or requests made against your name or SSN. Locking your credit is a great preventive measure that can guard against many criminal scenarios. 
  • Keep an eye on the news. Cybersecurity breaches of major companies occur with more frequency than we’d all like to see. One way to protect your identity is to watch the headlines to keep tabs on recent breaches. If a company with which you have an account is affected, take action immediately. This includes changing your password to your account and diligently tracking your bank statements for any signs that you may have been affected. 

Identity Protection Provides Security, Peace of Mind 

McAfee Identity Protection is a comprehensive identity monitoring service that protects your identity and privacy from the fastest-growing financial crimes in America. McAfee can scan risky websites to see if your information was leaked in a recent breach. Additionally, with the new security freeze feature, you can deny access to your credit report, which stops fraudsters from opening new credit cards or bank or utility accounts in your name. Finally, if the worst does happen, McAfee Identity Protection offers up to $1 million in identity theft coverage and restoration. 

If you don’t do so already, commit to a routine of monitoring your credit and financial accounts. It only takes a few minutes every month. To fill in the gaps, trust McAfee! 

The post What Is Synthetic Identity Theft? appeared first on McAfee Blog.

Back-to-School: Balancing Social Media & Mental Health

By Toni Birdsong

Wouldn’t it be nice if, along with grades for English, Science, and Algebra this year, our child’s report card included quarterly feedback on their mental health?  

Recently, actor Tom Holland of Spider-Man fame reported on his mental health publicly by deleting several of his social media accounts. The actor stated that his social media accounts had become “detrimental” to his mental state and that he “spirals” when he reads things about himself online. He used words like “overstimulating” and “overwhelming.”  

And parents were likely “overjoyed” giving cyber high fives all around with Holland’s transparency in talking so publicly about social media’s link to mental health. Because if you are a parent you know. 

As we head into a new school year with high hopes in tow, Holland’s decision also challenges us to pay closer attention to how social media could potentially impact our kids’ mental health.   

A few questions for families to consider: 

  • Have we (really) talked about the mental health risks connected to social media (cyberbullying, body image issues, digital drama, tech addiction, fake news, and FOMO)?  
  • What social media safety topics do we need to refresh (based on age)? 
  • Have we put the right digital safeguards in place to minimize mental health risks? 
  • How much time online is appropriate for my child’s age and maturity level? 
  • Are my child’s mood changes age-appropriate, or is it something more? 
  • Has my child’s appearance, attitude, health, or grades changed?  
  • Does my child feel supported and know where to turn for help? (Am I sure of that, or am I making assumptions?) 

Every child’s maturity and cognitive ability to handle online challenges will differ, so a one-size-fits-all digital wellbeing plan isn’t likely to work. Here are a few insights and tips that may be helpful as you shape the method that works for your family.  

Explore healthy social media limits. 

  1. Explore time limits. Research continues to find that reducing social media use directly reduces loneliness, depression, and anxiety. Most every child needs help with balance, especially at the start of a new school year when a new routine is in play. Pay attention to your child’s social media use and consider establishing time limits if needed. Be sure to include your child in the conversation. Ask them to define what a healthy digital balance means to them and how to tie (or untie) behaviors to those goals 
  2. Pay attention to friend groups. As a parent, you’ve got a million things to pay attention to, but few things are more important than the people your child consistently spends time with on and offline. This circle of influence is powerful and can change online constantly. 
  3. Make your parent-child relationship a priority. Not all signs of emotional distress will be visible; some will be subtle or intentionally hidden by your child. That’s why it’s so important to take the time to connect, listen, and truly understand how your child is doing.
  4. Practice digital health. Digital, mental, and physical health are intertwined. Show your child what balanced and healthy digital habits look like. These include online health in conflict management, wise posting and commenting, and time limits. Offline, this includes modeling healthy physical habits such as exercising, meditation, and deep breathing, building healthy face-to-face relationships, and getting enough sleep.
  5. Know the signs. Consider looking more closely into how your child’s online activities might impact them emotionally. Be aware of shifts in behavior, grades, and sleeping patterns. Know the signs that they may be experiencing online bullying.   
  6. Layer Up Your Power. Consider technology your parenting partner to help reduce the mental health risks your child may encounter online. Parental controls on family devices can help you monitor their wellbeing and set time limits.
  7. Proceed with care. If you know your child is having challenges online, it’s important not to overreact and restrict device use altogether. Kids need peer connection, and online is where they tend to connect the most (like it or not, agree or not). Consider ways to help them balance their time online. Discuss the pros and cons of their favorite apps before making drastic changes.   
  8. Ask for help. Talk with your kids daily, and if you believe they need additional help beyond your scope of knowledge, be prepared to find resources to help. If you or a family member is in immediate crisis, visit the emergency room or call National Suicide Prevention Lifeline at (800) 273-8255. 

Any way you slice it, many unknowns come with every new school year, especially if you have tweens or teens. Social media adds a layer of complexity to those unknowns. However, with some forethought and follow-through, you can navigate those risks one day at a time.  

The post Back-to-School: Balancing Social Media & Mental Health appeared first on McAfee Blog.

A Parent’s Guide To The Metaverse – Part Two

By Alex Merton-McCann

Welcome back to part 2 of my Metaverse series. If you are after tips and strategies to help your kids navigate the Metaverse safely then you’re in the right place. In this post I’ll share with you how your kids are likely already accessing the Metaverse, the benefits plus how to ensure they have a safe and positive experience. Now, if you’d like a refresher on exactly what the Metaverse is before we get underway, then check out part one here. 

How Many Kids Are Using The Metaverse? 

If your kids have played Roblox, Fortnite or Minecraft then they have already taken the step into this new virtual frontier. Yes, it’s that easy! But how many kids are playing on these platforms?  

So, if you’ve got a couple of kids, tweens or teens in your house, then chances are they have probably already had a Metaverse experience! Or, if not yet, then it won’t be long… 

Is There Any Difference Between Video Games And The Metaverse? 

There are actually a lot of similarities between online video games and the Metaverse including the use of avatars and the availability of items to purchase eg a horse in a game or an NFT (non-fungible token) in the Metaverse. However, the biggest difference is that the Metaverse is not just about gaming – it is so much more. In the Metaverse, there are no limitations to the number of participants nor on the type of activity – you can attend meetings, concerts, socialise without the gaming aspect, even undertake study! 

What Are The Benefits Of The Metaverse For Our Kids? 

There are so many good things about the Metaverse for our kids, particularly from an educational perspective. As a mum of 4, I am really excited at the possibilities the Metaverse will offer our kids. Imagine being able to experience a country in virtual reality – walk around, see the sights, its geographical features. I have no doubt that would enthuse even the most reluctant learners. And a recent US study confirmed this. It found that taking students on a Virtual Reality field trip to Greenland to learn about climate change resulted in higher interest, enjoyment and retention than students who simply watched a traditional 2-D video. How good! 

Taking care of my family’s mental health has always been a huge focus of my parenting approach and I am really excited at the great options the Metaverse can offer in the area. As a family, we’ve spent multiple hours using apps like Calm and Headspace to help us meditate and practice mindfulness. But the thought of being able to don a VR headset and be transported to the actual rainforest or the roaring fire that I often listen to, is even more appealing! One of the best parts of the VR experience is that it completely blocks out the ‘real world’ which would make it easier to stay in the flow. Very appealing! 

And while we’re talking benefits, let’s not gloss over the potential role the Metaverse can play in fostering empathy and promoting understanding between communities. There is a growing group of digital creators who are designing Metaverse experiences to do this using Virtual Reality. Homeless Realities is a project from the University of Southern California (USC) where students use virtual reality to tell stories, usually of marginalized communities that have been overlooked by traditional journalism. So powerful! 

How Do We Keep Our Kids Safe? 

As parents, it’s essential that we add the Metaverse to our list of things to get our head around so we can keep our kids safe. Here are my top tips: 

1. Commit To Understanding How It All Works 

While I very much appreciate you reading this post, it’s important that you take action and get involved – particularly if your kids are already. If your kids are using Minecraft, Fortnite or Roblox – sign up and understand yourself how it all works. If your kids have a VR headset and you’re not sure how it works – ask them for a turn and a lesson. Only by experiencing it for yourself, will you truly understand the attraction but also the pitfalls and risks.   

2. Direct Your Kids To Age Appropriate Platforms 

As the Metaverse is still evolving and very much a work in progress, there are very minimal protections in place for users. However, the 3 platforms that tend to attract younger players (Roblox, Minecraft and Fortnite) all have parental control features. So, please direct them here – if you can – as you’ll be able to have more control over their online safety. 

Minecraft and Fortnite allow parents to disable chat functions which means your kids can’t communicate with people they don’t know. Roblox will automatically apply certain safety settings depending on the age group of their account. But regardless of what their platform of choice is, always protect your credit card details!! I know Fortnite will only allow kids to make ‘in game’ purchases if these supply credit card details in the checkout. 

3. Make Online Safety Part Of Your Family’s Dialogue 

If your kids are older, it’s likely, you’ll have far less say over where they spend their time in the Metaverse so that’s when your kids will need to rely on their cyber safety skills to help them make safe decisions. Now, don’t assume that your child’s school has ticked the cyber safety box and it’s all been taken care of. Cybersafety needs to be weaved into your family’s dialogue and spoken about regularly. Even from the age of 5, your kids should know that they shouldn’t talk to strangers online or offline, if they see something that makes them upset online then they need to talk to a parent asap and, that they should never share their name or anything that could identify them online.  

The goal of this is to make safe online behaviour part of their routine so that when they are faced with a challenging situation anywhere online, they automatically know how to respond. And of course, as kids get older, the advice becomes appropriate to their age. 

4. Don’t Forget About Physical Safety Too 

Most kids are busting to get access to a VR headset but please take some time to do your research to work out which headsets are more suitable for your kids and your lounge room! There are 2 basic types: some that require a ‘tethered’ connection to a PC or standalone models with built-in computing power. The tethered headsets have traditionally delivered a more immersive user experience due to the extra computational power the PC provides however experts predict it won’t be long before standalone headsets are just as good. The biggest selling VR headset, Occulus Quest 2, can in fact connect wirelessly to your PC with the option to connect via a cable in case the game or experience needs extra oomph! 

Regardless of which type you choose, it’s important that there is a safe play area in which to use the headset. VR headsets completely removes any visual of the real world so please remove special vases and keepsakes and ensure the dog isn’t roaming around. 

‘Cybersickness’ aka motion sickness can be a real issue for some VR users. When you don the headset and are immersed in a different time and space, your body can get very confused. If your brain thinks you are moving (based on what you are seeing through the headset) but in fact you’re standing still, it creates a disconnect that causes enough confusion to make you feel nauseous. If this happens to your kids, consider reducing the time they spend with the headset, having fewer but smaller sessions to get your ‘VR legs’ and checking the VR headset is being worn correctly. 

So, it’s over to you now parents: it’s time to get involved and understand this Metaverse once and for all. Always start with the games and experiences your kids spend their time on but when you’re ready, make sure you check out some of the more adult places such as Decentraland or The Sandbox. Who knows, you might just become a virtual real estate tycoon or set up a business that becomes quite the side hustle! The sky is the limit in the Metaverse! 

Till next time! 

Alex  

The post A Parent’s Guide To The Metaverse – Part Two appeared first on McAfee Blog.

Kicking Off a New School Year with New Online Habits

By Toni Birdsong

Most every parent loves a new school year. Most likely because the beloved milestone offers us a clean slate and a chance to do things better, shape new habits, and close those digital safety gaps.

The hope that fuels change is a powerful thing. However, if you want to ensure your new habits stick, there’s some science you might consider. Psychologists suggest that to make a new change permanent, you should start with smaller, micro-size choices that will lead to sustainable patterns and habits. Micro habits allow you to take safe steps that are too small to fail but effective enough to generate long-term change. 

Committing to Micro-Habits 

Breaking down the task online safety into bite-sized pieces is a great approach for parents eager to put better habits into play this year. Establishing new ground rules doesn’t have to include restrictions, tantrums, or tears. You can start small, commit to work together, and build your new habits over time. 

So often in this blog we offer a combination of practical digital tips proven to work such as robust password protocols, privacy settings, parental controls, smart phone protection, and social network/app safety.  

Today, however, we will flip that approach and give you some foundations that will no doubt support and amplify your family’s daily online safety efforts. Ready? Here we go! 

5 Foundations of Healthy Family Tech Habits 

1. Put connection first.

We’re all connected 24/7 but to what? Equipping kids to make wise decisions online begins with intentional, face-to-face connection at home with a parent or caregiver. When the parent-child relationship is strong, trust grows, and conversation flows. If and when a challenge arises, your child is more likely to turn to you.  

Micro-habit: If your family doesn’t eat dinner together, start with one night a week (stay consistent with the day). Make the dinner table a no-phone zone and spend that time together listening and connecting. Build from there.  

 

2. Step into their world. 

The new school year is a chance to get more involved with your child’s day-to-day communities (on and offline), including their teachers, friend groups, or hobbies. If you’ve been on the sidelines in the past, taking a few steps into their world can give you an exceptional understanding of their online life. Knowing where they go and who they know online has never been more critical, as outlined in our recent Connected Family Report. 

Micro-habit: Does your child have a favorite app? Download it, look around, and understand the culture.  

3. Prioritize sleep. 

Summer—coupled with extra time online (often unmonitored)—can wreak havoc on a child’s sleep patterns, which, in turn, wreaks havoc on a family. If you have a tween or teen, ensuring they get the required hours of sleep is a significant way to keep them safe online. Think about it. Fatigue can impair judgment, increase anxiety, impact grades, and magnify moodiness, putting a child’s physical and emotional wellbeing at risk online and off.  

Micro-habit: Think about setting a phone curfew that everyone agrees on. Giving your child input into the curfew makes it less of a restriction and more of a health or lifestyle shift. Remember, your child’s device is their lifeline to their peers so cutting them off isn’t a long-term solution.  

4. Monitor mental health. 

With kids spending so much time on apps like TikTok, Instagram, Snapchat, and YouTube, those platforms inevitably influence your child more than just about anyone. Be on the lookout for behavior changes in your child that may be connected to digital risks such as cyberbullying, sextortion, gaming addiction, inappropriate content, or connecting with strangers.

Micro-habit: Consider setting time limits that allow your child to enjoy their online hangouts without being consumed or overly influenced by the wrong voices. Apply limits in small blocks at first and grow from there.  

5. Aim for balance. 

Balancing your online life with face-to-face activities and relationships is a must for your child’s physical and emotional wellbeing. But sometimes, striving for that balance can feel overwhelming. Being too stringent can cause big plans to collapse, sending our behaviors in the opposite direction. Balance requires constant re-calibration and pausing to take those small bites. 

Micro-habit: Commit to one family outdoor activity together a month. Take a hike, learn to fish, take up tennis. Make the outings phone-free zones. Be consistent with your monthly micro-habit and build from there.  

It’s been proven that any change you attempt to make ignites a degree of friction. And prolonged friction can discourage your efforts to stick to new habits. Ignore that noise and keep moving forward. Stay the course parents because this is the year your best intentions take shape.   

The post Kicking Off a New School Year with New Online Habits appeared first on McAfee Blog.

Smartphone Alternatives: Ease Your Way into Your Child’s First Phone

By McAfee

“But everyone else has one.” 

Those are familiar words to a parent, especially if you’re having the first smartphone conversation with your tween or pre-teen. In their mind, everyone else has a smartphone so they want a one too. But does “everyone” really have one? Well, your child isn’t wrong.  

Our recent global study found that 76% of children aged 10 to 14 reported using a smartphone or mobile device, with Brazil leading the way at 95% and the U.S. trailing the global average at 65%.   

Our figures show that younger children with smartphones and mobile devices make up a decisive majority of younger children overall. 

Of course, just because everyone else has smartphone doesn’t mean that it’s necessarily right for your child and your family. After all, with a smartphone comes access to a wide and practically unfettered world of access to the internet, apps, social media, instant messaging, texting, and gaming, all within nearly constant reach. Put plainly, some tweens and pre-teens simply aren’t ready for that just yet, whether in terms of their maturity, habits, or ability to care for and use a device like that responsibly. 

Yet from a parent’s standpoint, a first smartphone holds some major upsides. One of the top reasons parents give a child a smartphone is “to stay in touch,” and that’s understandable. There’s something reassuring knowing that your child is a call or text away—and that you can keep tabs on their whereabouts with GPS tracking. Likewise, it’s good to know that they can reach you easily too. Arguably, that may be a reason why some parents end up giving their children a smartphone a little sooner than they otherwise would.  

However, you don’t need a smartphone to do to text, track, and talk with your child. You have alternatives. 

Smartphone alternatives 

One way to think about the first smartphone is that it’s something you ease into. In other words, if the internet is a pool, your child should learn to navigate the shallows with some simpler devices before diving into the deep end with a smartphone.  

Introducing technology and internet usage in steps can build familiarity and confidence for them while giving you control. You can oversee their development, while establishing rules and expectations along the way. Then, when the time is right, they can indeed get their first smartphone. 

But how to go about that? 

It seems a lot of parents have had the same idea and device manufacturers have listened. They’ve come up with smartphone alternatives that give kids the chance to wade into the mobile internet, allowing them to get comfortable with device ownership and safety over time without making the direct leap to a fully featured smartphone. Let’s look at some of those options, along with a few other long-standing alternatives. 

GPS trackers for kids 

These small and ruggedly designed devices can clip to a belt loop, backpack, or simply fit in a pocket, giving you the ability to see your child’s location. In all, it’s quite like the “find my” functionality we have on our smartphones. When it comes to GPS trackers for kids, you’ll find a range of options and form factors, along with different features such as an S.O.S. button, “geofencing” that can send you an alert when your child enters or leaves a specific area (like home or school), and how often it sends an updated location (to regulate battery life).  

Whichever GPS tracker you select, make sure it’s designed specifically for children. So-called “smart tags” designed to locate things like missing keys and wallets are just that—trackers designed to locate things, not children. 

Smart watches for kids 

With GPS tracking and many other communication-friendly features for families, smart watches can give parents the reassurance they’re looking for while giving kids a cool piece of tech that they can enjoy. The field of options is wide, to say the least. Smart watches for kids can range anywhere from devices offered by mobile carriers like Verizon, T-Mobile, and Vodaphone to others from Apple, Explora, and Tick Talk. Because of that, you’ll want to do a bit of research to determine the right choice for you and your child.  

Typical features include restricted texting and calling, and you’ll find that some devices are more durable and more water resistant than others, while yet others have cameras and simple games. Along those lines, you can select a smart watch that has a setting for “school time” so that it doesn’t become a distraction in class. Also, you’ll want to look closely at battery life, as some appear to do a better job of holding a charge than others.  

Smartphones for kids 

Another relatively recent entry on the scene are smartphones designed specifically for children, which offer a great step toward full-blown smartphone ownership. These devices look, feel, and act like a smartphone, but without web browsing, app stores, and social media. Again, features will vary, yet there are ways kids can store and play music, stream it via Bluetooth to headphones or a speaker, and install apps that you approve of.  

Some are paired with a parental control app that allows you to introduce more and more features over time as your child as you see fit—and that can screen texts from non-approved contacts before they reach your child. Again, a purchase like this one calls for some research, yet names like Gabb wireless and the Pinwheel phone offer a starting point. 

The flip phone 

The old reliable. Rugged and compact, and typically with a healthy battery life to boot, flip phones do what you need them to—help you and your child keep in touch. They’re still an option, even if your child may balk at the idea of a phone that’s “not as cool as a smartphone.” However, if we’re talking about introducing mobile devices and the mobile internet to our children in steps, the flip phone remains in the mix.  

Some are just phones and nothing else, while other models can offer more functionality like cameras and slide-out keyboards for texting. And in keeping with the theme here, you’ll want to consider your options so you can pick the phone that has the features you want (and don’t want) for your child. 

Ease into that first smartphone 

Despite what your younger tween or pre-teen might think, there’s no rush to get that first smartphone. And you know it too. You have time. Time to take eventual smartphone ownership in steps, with a device that keeps you in touch and that still works great for your child.  

By easing into that first smartphone, you’ll find opportunities where you can monitor and guide their internet usage. You’ll also find plenty of moments to help your child start forming healthy habits around device ownership and care, etiquette, and safety online. In all, this approach can help you build a body of experience that will come in handy when that big day finally comes—first smartphone day. 

The post Smartphone Alternatives: Ease Your Way into Your Child’s First Phone appeared first on McAfee Blog.

Aussies Fear Snakes, Spiders and Getting Hacked

By Alex Merton-McCann

Fears and phobias. We all have them. But what are your biggest ones? I absolutely detest snakes but spiders don’t worry me at all. Well, new research by McAfee shows that cybercriminals and the fear of being hacked are now the 5th greatest fear among Aussies.

With news of data breaches and hacking crusades filling our news feed on a regular basis, many of us are becoming more aware and concerned about the threats we face in our increasingly digital world. And McAfee’s latest confirms this with hackers making their way into Australia’s Top 10 Fears.

According to research conducted by McAfee, snakes are the top phobia for Aussies followed by spiders, heights and sharks. Cybercriminals and the fear of being hacked come in in 5th place beating the dentist, bees, ghosts, aeroplane travel and clowns!

Aussie Top 10 Fears and Phobias

  1. Snakes
  2. Spiders
  3. Heights
  4. Sharks
  5. Hackers/Cybercriminals
  6. The dentist
  7. Bees or wasps
  8. Ghosts
  9. Aeroplane travel
  10. Clowns

Why Do We Have Phobias?

Fears and phobias develop when we perceive that we are at risk of pain, or worse, still, death. And while almost a third of respondents nominated snakes as their number one fear, there is less than one-in-fifty thousand chance of being bitten badly enough by a snake to warrant going to hospital in Australia, according to research from the Internal Medicine Journal.

In contrast, McAfee’s analysis of more than 108 billion potential online threats between October and December, identified 202 million of these threats as genuine risks. With a global population of 7.5 billion, that means there is approximately a one in 37 chance of being targeted by cybercrime. Now while this is not a life-threatening situation, these statistics show that chance of us being affected by an online threat is very real.

What Are Our Biggest Cyber Fears?

According to the research, 82% of Aussies believe that being hacked is a growing or high concern. And when you look at the sheer number of reported data breaches so far this year, these statistics make complete sense. Data breaches have affected Bunnings staff, Federal Parliament staff, Marriott guests, Victorian Government staff, QLD Fisheries members, Skoolbag app users and Big W customers plus many more.

Almost 1 in 5 (19%) of those interviewed said their top fear at work is doing something that will result in a data security breach, they will leak sensitive information or infect their corporate IT systems.

The fear that we are in the midst of a cyberwar is another big concern for many Aussies. Cyberwar can be explained as a computer or network-based conflict where parties try to disrupt or take ownership of the activities of other parties, often for strategic, military or cyberespionage purposes. 55% of Aussies believe that a cyberwar is happening right now but we just don’t know about it. And a fifth believe cyber warfare is the biggest threat to our nation.

What Can We Do to Address Our Fear of Being Hacked?

Being proactive about protecting your online life is the absolute best way of reducing the chances of being hacked or being affected by a data breach. Here are my top tips on what you can now to protect yourself:

  1. Be Savvy with Your Passwords

Using a password manager to create unique and complex passwords for each of your online accounts will definitely improve your online safety. If each on your online accounts has a unique password and you are involved in a breach, the hacker won’t be able to use the stolen password details to log into any of your other accounts.

  1. Stop AutoFill on Chrome

Storing your financial data within your browser and being able to populate online forms quickly within seconds makes the autofill function very attractive however it is risky. Autofill will automatically fill out all forms on a page regardless of whether you can see all the boxes. You may just think you are automatically entering your email address into an online form however a savvy hacker could easily design an online form with hidden boxes designed to capture your financial information. So remove all your financial information from Autofill. I know this means you will have to manually enter information each time you purchase but your personal data will be better protected.

  1. Think Before You Click

One of the easiest ways for a cybercriminal to compromise their victim is by using phishing emails to lure consumers into clicking links for products or services that could lead to malware, or a phoney website designed to steal personal information. If the deal seems too good to be true, or the email was not expected, always check directly with the source.

  1. Stay Protected While You Browse

It’s important to put the right security solutions in place in order to surf the web safely. Add an extra layer of security to your browser with McAfee WebAdvisor.

  1. Always Connect with Caution

I know public Wi-Fi might seem like a good idea, but if consumers are not careful, they could be unknowingly exposing personal information or credit card details to cybercriminals who are snooping on the network. If you are a regular Wi-Fi user, I recommend investing in a virtual private network or (VPN) such as McAfee Secure VPN which will ensure your connection is completely secure and that your data remains safe.

While it is tempting, putting our head in the sand and pretending hackers and cybercrime don’t exist puts ourselves and our families at even more risk! Facing our fears and making an action plan is the best way of reducing our worry and stress. So, please commit to being proactive about your family’s online security. Draw up a list of what you can do today to protect your tribe. And if you want to receive regular updates about additional ways you can keep your family safe online, check out my blog.

‘till next time.

Alex x

The post Aussies Fear Snakes, Spiders and Getting Hacked appeared first on McAfee Blog.

Privacy, please! Why a VPN on your smartphone may be a smart move for you.

By Natalie Maxfield

Using a VPN on your smartphone can boost your privacy in a big way, particularly with all the data tracking that’s happening out there today. 

For some time now, we’ve recommended a VPN when using public Wi-Fi in airports, libraries, hotels, and coffee shops. Given that these are public networks, a determined hacker can snoop on the other devices transmitting data on it. With a VPN, any connection becomes a secure connection, which includes public Wi-Fi. That advice still holds true. Yet there’s a good reason to use it on your smartphone all the time—for your privacy. 

Let’s start with a quick look at the two big things a VPN does for you. 

It makes you more secure. 

The bank-grade encryption used by a strong VPN shields your data and information while it’s in transit, which makes it terrifically difficult for hackers to spy on your connection. (Think of your data and information traveling through a tunnel that no one else can use or see into.) In that way, at VPN makes all kinds of online activities more secure—like banking, shopping, and checking up on your finances.  

It protects your privacy. 

By masking your whereabouts and your IP address, along with encryption that helps keep your activities private, a VPN reduces the personal information that others can collect and track. That includes internet service providers, social media companies, businesses, app developers, websites, and others who gather your data for marketing purposes or for resale to third parties. 

Your smartphone, your privacy, and a VPN 

As far as your privacy is concerned, a VPN on a smartphone can be a smart move. There are a couple of reasons for that: first, because of the way smartphones have additional tracking technologies built in, and second, because of all the trackable data we create when using smartphones as frequently as we do—up to six hours per day for some. 

As for how your smartphone is built, data collectors can harvest your personal information that reveals what you’re doing, when you’re doing it, and where you’re doing it as well. Several technologies allow them to pinpoint where you are at any given time, such as GPS and location services, along with Bluetooth connectivity and location tracking based on which cell phone tower you’re connected to. Even scanning a QR code with your phone can reveal location information. It can all get rather precise, which is of interest to advertisers, businesses, and even governments. 

Next, think about all the activities you do on your phone, with a special emphasis on the apps you use and the data they create, about your health, your shopping habits, your travels, who you’re chatting with, and what content you’re posting online—just to name a few things. Once again, that information in of itself is valuable to data collectors. It becomes even more valuable when they know where you do these things.  

Taken together, data broker companies readily gather this information from millions of devices, generating billions of data points, and create massive lists of targeted information. And that information gets quite specific. With some data brokers collecting hundreds and into the thousands of data points per person, they can provide interested buyers with a high-resolution snapshot of who you are, where you live, who’s in your family, your income, where you shop, what you like to buy—right on down to your favorite shampoo. And that’s just for starters. 

It’s little surprise that all this data brokering activity fuels a global business estimated at $200 billion U.S. dollars a year. 

How’s this happening? In large part by way of the privacy policies you may or may not have read. 

Within those policies, device manufacturers, social media companies, app developers, and so on will detail what data they collect, under what conditions, what they do with it, and if they share or resell that data to other parties. However, if you’ve ever taken a dive into the fine print of a privacy policy, what’s stated there isn’t always clear. Now consider all the apps you have on your phone and the privacy policies associated with each one—your personal data privacy picture gets even less clear. 

With digital data and information collection baked into so much of what we do online, it’s little wonder that more than 70% of people feel like their data privacy is out of their control. 

Yet there are things you can do. 

Protect your privacy on your smartphone with a VPN 

Using a VPN on your smartphone can make you far more anonymous online. A VPN can minimize the data that gets exposed as it transmits to and from your smartphone. As a result, companies and data brokers can potentially learn far less about you, your shopping, your travels, your habits, and any other information that they could possibly collect and otherwise profit from. 

While you have free VPN options available, I suggest steering clear of them. As with many “free” services, there’s going to be some catch, often involving data collection. For example, some so-called “free VPNs” have served up tracking malware or actually collected private data and information for sale—the very things you want a VPN to prevent.  

Given that this is your privacy we’re talking about, do a little background check. Has the VPN you’re considering been independently audited for security? The technology that powers ours undergoes a thorough audit every year. Search news articles and see if the VPN you’re looking at has a track record of collecting and selling data in any way. Again, with our VPN technology, we don’t log or track what you do online so your online activity remains private. ​ 

And a Personal Data Cleanup too … 

What about the information that’s already out there? Our Personal Data Cleanup can help you remove your personal information from high-risk data broker sites, so you can prevent it from being further collected and sold online. If you’re unsure if your data and information are out there, consider what one major data brokers has touted in the past—a reach of over 62 countries and the ability to reach over 2.5 billion consumers globally. With 5 billion internet users today, that accounts for half of the world’s online population. And that’s just one data broker alone. 

Moreover, consider that data brokers acquire plenty of information from places other than your smartphone and other connected devices. They skim and collate public records associated with you, information purchased from retailers with loyalty card programs, not to mention census data, court records, and motor vehicle records. And that’s just a few of the many sources. Using our Personal Data Cleanup can help remove those sorts of records too.  

Getting more privacy on your smartphone 

Together, the combination of a VPN and Personal Data Cleanup can help you become far more private than before. With so much of our digital lives getting collected, tracked, and tabulated, often without our knowledge thanks to confusing privacy policies, taking control of your privacy makes sense and only gets easier to do thanks to the tools and services available to you. 

The post Privacy, please! Why a VPN on your smartphone may be a smart move for you. appeared first on McAfee Blog.

Malicious Cookie Stuffing Chrome Extensions with 1.4 Million Users

By McAfee Labs

Authored by Oliver Devane and Vallabh Chole 

September 9, 2022 Update: Since the original publication of this blog on August 29, 2022, the Flipshope browser extension was updated in the Chrome Store on September 6, 2022 with a version that no longer contains the potentially harmful features originally discussed in this blog.

September 30, 2022 Update: Since the original publication of this blog on August 29, 2022, the AutoBuy browser extension was updated in the Chrome Store on September 17, 2022 with a version that no longer contains the potentially harmful features originally discussed in this blog.

 

A few months ago, we blogged about malicious extensions redirecting users to phishing sites and inserting affiliate IDs into cookies of eCommerce sites. Since that time, we have investigated several other malicious extensions and discovered 5 extensions with a total install base of over 1,400,000

The extensions offer various functions such as enabling users to watch Netflix shows together, website coupons, and taking screenshots of a website. The latter borrows several phrases from another popular extension called GoFullPage 

Apart from offering the intended functionality, the extensions also track the user’s browsing activity.  Every website visited is sent to servers owned by the extension creator. They do this so that they can insert code into eCommerce websites being visited. This action modifies the cookies on the site so that the extension authors receive affiliate payment for any items purchased.    

The users of the extensions are unaware of this functionality and the privacy risk of every site being visited being sent to the servers of the extension authors.  

The 5 extensions are  

Name  Extension ID  Users 
Netflix Party  mmnbenehknklpbendgmgngeaignppnbe  800,000 

Netflix Party 2 

flijfnhifgdcbhglkneplegafminjnhn  300,000 

FlipShope – Price Tracker Extension 

 

adikhbfjdbjkhelbdnffogkobkekkkej  80,000 

Full Page Screenshot Capture – Screenshotting 

 

pojgkmkfincpdkdgjepkmdekcahmckjp  200,000 
AutoBuy Flash Sales  gbnahglfafmhaehbdmjedfhdmimjcbed  20,000 

 

Technical Analysis 

This section contains the technical analysis of the malicious chrome extension ‘mmnbenehknklpbendgmgngeaignppnbe’. All 5 extensions perform similar behavior.   

Manifest.json 

 

The manifest.json sets the background page as bg.html. This HTML file loads b0.js and this is responsible for sending the URL being visited and injecting code into the eCommerce sites. 

B0.js 

The b0.js script contains many functions. This blog will focus on the functions which are responsible for sending the visited URLs to the server and processing the response.  

Chrome extensions work by subscribing to events which they then use as triggers to perform a certain activity. The extensions analyzed subscribe to events coming from chrome.tabs.onUpdated. chrome.tabs.onUpdated will trigger when a user navigates to a new URL within a tab.

Once this event triggers, the extension will set a variable called curl with the URL of the tab by using the tab.url variable. It creates several other variables which are then sent to d.langhort.com. The POST data is in the following format:

Variable  Description 
Ref  Base64 encoded referral URL 
County  The county of the device 
City  The city of the device 
Zip  The zip code of the device 
Apisend  A random ID generated for the user. 
Name  Base64 encoded URL being visited 
ext_name  The name of the chrome extensions 

 

The random ID is created by selecting 8 random characters in a character set. The code is shown below: 

The country, city, and zip are gathered using ip-api.com. The code is shown below: 

Upon receiving the URL, langhort.com will check if it matches a list of websites that it has an affiliate ID for, and If it does, it will respond to the query. An example of this is shown below: 

The data returned is in JSON format. The response is checked using the function below and will invoke further functions depending on what the response contains. 

Two of the functions are detailed below: 

Result[‘c’] – passf_url 

If the result is ‘c’ such as the one in this blog, the extension will query the returned URL. It will then check the response and if the status is 200 or 404, it will check if the query responded with a URL. If it did, it would insert the URL that is received from the server as an Iframe on the website being visited.  

Result[‘e’] setCookie 

If the result is ‘e’, the extension would insert the result as a cookie. We were unable to find a response of ‘e’ during our analysis, but this would enable the authors to add any cookie to any website as the extensions had the correct ‘cookie’ permissions.  

Behavioral flow 

The images below show the step-by-step flow of events while navigating to the BestBuy website.  

  1. The user navigates to bestbuy.com and the extension posts this URL in a Base64 format to d.langhort.com/chrome/TrackData/ 
  2. Langhort.com responds with “c” and the URL. The “c” means the extension will invoke the function passf_url() 
  3. passf_url() will perform a request against the URL 
  4. the URL queried in step 3 is redirected using a 301 response to bestbuy.com with an affiliate ID associated with the Extension owners 
  5. The extension will insert the URL as an Iframe in the bestbuy.com site being visited by the user 
  6. Shows the Cookie being set for the Affiliate ID associated with the Extension owners. They will now receive a commission for any purchases made on bestbuy.com  

Here is a video of the events 

Time delay to avoid automated analysis 

We discovered an interesting trick in a few of the extensions that would prevent malicious activity from being identified in automated analysis environments. They contained a time check before they would perform any malicious activity. This was done by checking if the current date is > 15 days from the time of installation.  

Conclusion  

This blog highlights the risk of installing extensions, even those that have a large install base as they can still contain malicious code.  

McAfee advises its customers to be cautious when installing Chrome extensions and pay attention to the permissions that they are requesting.   

The permissions will be shown by Chrome before the installation of the extension. Customers should take extra steps to verify the authenticity if the extension is requesting permissions that enable it to run on every website you visit such as the one detailed in this blog  

McAfee customers are protected against the malicious sites detailed in this blog as they are blocked with McAfee WebAdvisor as shown below.   

The Malicious code within the extension is detected as JTI/Suspect. Please perform a ‘Full’ scan via the product.  

Type  Value  Product  Detected 
Chrome Extension  Netflix Party – mmnbenehknklpbendgmgngeaignppnbe  Total Protection and LiveSafe  JTI/Suspect 
Chrome Extension  FlipShope – Price Tracker Extension – Version 3.0.7.0 – adikhbfjdbjkhelbdnffogkobkekkkej  Total Protection and LiveSafe  JTI/Suspect 
Chrome Extension  Full Page Screenshot Capture 

pojgkmkfincpdkdgjepkmdekcahmckjp 

Total Protection and LiveSafe  JTI/Suspect 
Chrome Extension  Netflix Party 2 – flijfnhifgdcbhglkneplegafminjnhn  Total Protection and LiveSafe  JTI/Suspect 
Chrome Extension  AutoBuy Flash Sales  gbnahglfafmhaehbdmjedfhdmimjcbed  Total Protection and LiveSafe  JTI/Suspect 
URL  www.netflixparty1.com  McAfee WebAdvisor  Blocked 
URL  netflixpartyplus.com  McAfee WebAdvisor  Blocked 
URL  goscreenshotting.com  McAfee WebAdvisor   Blocked 
URL  langhort.com  McAfee WebAdvisor  Blocked 
URL  Unscart.in  McAfee WebAdvisor  Blocked 
URL  autobuyapp.com  McAfee WebAdvisor  Blocked 

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Here’s How to Steer Clear of Bot Accounts on Social Media

By McAfee

“Congratulations, you’re a winner!” 

“Did you know this public figure is trying to make your life worse? Click here for what they don’t want you to know.” 

“Save thousands today with just one click!” 

Spam and bot accounts on social media are everywhere. You’ve likely encountered messages like these that attempt to get you to click on links or to stir your emotions in a frenzy. While bot accounts are usually more of an annoyance than anything, when they’re allowed to run rampant, they can quickly become dangerous to your personally identifiable information (PII) and create an emotionally charged mob mentality. 

Here’s what you should know about bot accounts, including how to steer clear of menacing ones, plus a reminder to watch what you share on (and with) social media sites. 

What Are Bot Accounts? 

Bot accounts are software-automated accounts that try to blend in and act like a real user. They post updates and follow other users, though there isn’t a real person behind the account. A spam account is a type of bot account that attempts to gain financially from its automated posts. Everyday people should be wary of social media bot accounts because they can be used to disseminate false information or phishing scams.  

One whistleblower of a social media giant recently divulged that the platform isn’t prioritizing deactivating bot accounts.1 This apathy sparks concerns about the company’s commitment to the security of its users. In the whistleblower’s same report, he stated that the social media site isn’t taking the necessary steps to protect itself from potential inside threats and it had fallen victim to at least 20 breaches in 2020 without reporting the incidents to the proper authorities. 

How to Spot and Steer Clear of Bot Accounts 

Some bot accounts aren’t malicious (merely an annoying tactic by companies to spread the word about their business), but it’s best to give all of them a wide berth and never click on any links in their posts. Those links could direct to unsecured outside sites laden with malware or drop you in the middle of a phishing scheme. 

You can often spot a malicious bot account by the tone of its messages. They’ll often try to inspire intense emotions, such as excitement, sadness, or rage, and attempt to get users to act or share the post. Do not engage with them, not even to argue their points. When you engage or share these posts with your network, it spreads false information and could dangerously manipulate public opinion.2 

3 Tips to Enjoy Social Media Safely 

Here are a few ways you can take your cybersecurity into your own hands when you can’t be sure that social media sites are looking out for the safety of users’ information: 

  1. Don’t overshare. We all have an oversharer amongst our friends whose constant life updates rule our newsfeeds. Oversharing personal details and events can be more than annoying though. They can also put the oversharer’s PII at risk. Social engineering is a tactic where cybercriminals learn enough about you online to either impersonate you or personalize phishing attacks to your passions to capitalize upon your emotions. To combat social engineering, you may want to set your account to private so strangers can’t lurk and glean valuable personal details. Also, deny follower or friend requests from people you don’t know in real life. It could be a bot account in disguise. Another option: don’t overshare! Keep some mystery about your life and save them for in-person gatherings.
  2. Don’t divulge non-essential personal details with social media sites. When you set up a social media profile, the site usually requests several crucial pieces of PII, but they aren’t marked as required fields. These details include your full birthday (including the year), your full name, and your hometown. Consider only sharing your birthday month and day. Keep your birth year to yourself. That way, your followers can still wish you a happy birthday, but you frustrate phishers and dark web crawlers who are seeking your full birthdate.  
  3. Don’t spread false information. To combat bots, the best thing to do is to not engage with them, or better yet, label them as spam or suspicious. From there, hopefully the social media site can handle the situation. False information can spread like wildfire. Even if a bot’s post is laughably inaccurate, do not share it with your followers. It only takes one follower to believe it and then spread it to their own audience and so on. 

Trust a Comprehensive Security Solution to Watch Out for You 

You can’t trust every company to look out for the safety of your personal information, but one organization you can trust is McAfee. McAfee Total Protection is a comprehensive identity and privacy protection solution for your digital life. Great social media habits go a long way toward keeping you safe online, and you can rest assured knowing that McAfee can fill in the gaps. McAfee Total Protection offers antivirus, identity monitoring, and security freeze in the case your information is leaked in a breach or a bot account gets ahold of key details. 

Keep on sharing your life’s milestones with your closest friends and family online. The next time you update your status, flag any suspicious accounts you come across, so everyone can enjoy social media confidently! 

1NBC News, “Twitter whistleblower alleges major security issues 

2Journal of Information Technology & Politics, “Harass, mislead & polarize: An analysis of Twitter political bots’ tactics in targeting the immigration debate before the 2018 U.S. midterm election 

The post Here’s How to Steer Clear of Bot Accounts on Social Media appeared first on McAfee Blog.

Embrace change! Chris’s McAfee Journey

By Life at McAfee

In this career-journey series, Internal Audit Manager Chris shares his recent journey joining the McAfee finance team and why he is always learning something new in his role.

A typical day

I’m an Internal Audit Manager. Essentially, I work with my McAfee colleagues to understand the processes we follow and run tests to confirm everything is happening as it should.

Sometimes people find audits intimidating, but I do my best to reassure people that there are no hidden tricks and I respect their time. We’re just making sure things are going according to plan and we’re fulfilling our responsibilities.

In a typical day, I have three priorities: Dad, Work, Gym.

I’m normally up at 6 a.m. to cook breakfast for my son and myself, and then drop him off at school. His favorite is bacon and eggs! Since I work with people around the world, I catch up on emails and then review the day’s work and catch up with my team. From there, most of my day is spent in meetings with McAfee colleagues or external auditors.

Somewhere in the day I get in a one-hour workout. It’s tough to do sometimes, but I’d say I get to the gym 90% of the time. It’s a great reset for me: a time where I can focus on me and putting my body to the test.

And, of course, I pick up my son from school and have Dad Time! That’s really my day in repeat. It seems like the same thing but feels different every day. I’m always meeting new people and puzzling through different problems. Every day is a fresh challenge.

Joining McAfee

After interviewing with my future co-workers, I was excited to join the company. I thought, “Oh, this company is fun!” The culture seemed to be a place where not only do you get to come for work, but also have sense of community within it.

Also, it was a chance to work for a great boss. I knew she was a great boss because I worked for her before. She gives you the vision, then gives you the freedom to explore and get the work done. You really get to own your work. I appreciate that.​​

At McAfee, employees are a top priority. You’re not just a robot who has to work-work-work. It’s okay to have fun and take 10 minutes out to see how others are doing.

I like the way the company comes together to have contests and other fun activities. In Finance, we recently had a scavenger hunt with 70 people. It was great seeing the faces of people you’ve only talked to on the phone.

Another way we engage each other is with a recognition program called Bravo! You can write a letter to someone saying hey, I appreciate you. That makes you feel more valued as an employee.

I also like the quarterly updates we get from leaders. At other companies, I’ve seen that done once a year. It’s nice to hear from the CEO every quarter about what’s going on in the organization.​​​​​​​​​​​​​​

Learning and MAHC

There are two parts that make my role so rewarding. The first is I enjoy interacting with people and have a passion for learning. In this job, you hear so many cool stories, and I’m exposed to so many different areas and processes in across the business. There’s always something new to learn. It makes every day different.

Secondly, at McAfee I’m part of the McAfee African Heritage Community (MAHC). We get together and talk about things we want to share with other Community members and the rest of McAfee. I’ve met people I never would run into otherwise. That’s important to me as someone who’s fairly new to McAfee plus having worked remote all this time. It’s very cool to be part of a company that supports having communities.​​​​​​​​​​​​​​​​​​​​​

Getting outside my comfort zone

Honestly, my job is always outside my comfort zone. There’s always a new problem to be solved. But I like that. The way I see it, if you’re comfortable, you aren’t growing. You need to do something you haven’t done before to move to the next level.

As an auditor, I’m always helping others understand the audit process and how to provide solid information, so the audit goes well.

​​​​​​​Communication is key

One of the most helpful skills I have developed during my career is communication. I need to establish a rapport quickly in my work so we can work well together. Everybody is different, right? Some are more direct, some are more indirect, and some people are more casual than others. You always need to adjust when you meet people. Good communication skills help prevent misunderstandings, which is especially important in a global company like McAfee with so many different cultures.

My advice to anyone looking to drive their career forward is…

Embrace change! Change is just another way to grow, learn, and realize potential you didn’t know you had. Look at it as an opportunity. Raise your hand up when problems arise and take on that tough problem. The person who fixes the problem is the person everyone remembers.

The post Embrace change! Chris’s McAfee Journey appeared first on McAfee Blog.

How to Remove Personal Information From Data Broker Sites

By McAfee

Data brokers are companies that collect your information from a variety of sources to sell or license it out to other businesses. Before they can pass your data along, brokers analyze it to put you into specific consumer profiles. Consumer profiles help businesses suggest products you might like and create targeted marketing campaigns based on your interests.  

Companies who buy data from brokers use it for things like marketing or risk mitigation. For example, if you’re a guitarist, a guitar manufacturer might try to reach you with an ad for their instruments. If you’re in the market for car insurance, insurance providers might use your personal information to do a background check so they can assess the risk that you’ll be in a car accident.  

While businesses don’t typically use your information maliciously, there are risks involved with having your personal data spread online. There might be certain details you don’t want to share with the world, like health or criminal records or financial issues. 

Having your data featured online can also expose it to cybercriminals who might use it for identity theft. Sometimes, hackers can even breach information that’s stored in an information broker’s database. When a criminal has your data, they might be able to access your financial accounts, use your credit to secure a loan, or even use your insurance to receive medical care. 

This article shows you how to remove your information from data broker sites and protect your data privacy online 

Where do data brokers get your information?</h2> 

There are various ways for a data broker to access your personal information. Some of these information sources are offline. For example, a broker can peruse public records to view your voter registration information. 

Other information sources that brokers use are online. For instance, a broker might track your buying history to see which products you’re likely interested in. 

Below are some of the top sources data brokers use to collect consumer information. 

  • Websites you visit: Typically, websites and search engines have software trackers that store information about what you do on the internet. Data brokers use web scraping tools to collect data from the websites and social media pages you go to online.  
  • Items you’ve purchased: Data brokers are extremely interested in which products and services you’ve used in the past. They can track your online spending habits on retail and e-commerce sites. Brokers also want to know things like whether you’ve used coupons or loyalty cards to pay for items.  
  • Online agreement forms: Usually, you’ll have to agree to terms and conditions when you register for a new service or program online. Sometimes, companies add disclaimers in the fine print of their terms that notify you that your information can be shared. 
  • Public records: Brokers might be able to find information like your date of birth, Social Security number (SSN), marriage record, driving record, or court records simply by looking through public records 

How many data broker companies are there?

Data brokering is a worldwide industry that brings in around $200 billion annually. An estimated 4,000 data broker companies exist. The largest data broker companies include organizations like Acxiom, Experian, and Epsilon.  

Can you remove personal information from data broker sites?  

Most data broker sites will give you the ability to have your personal information removed from their database — but don’t expect it to be easy.  

You might have to follow a multi-step process to opt out of a broker site. Even after your information is removed, you may have to repeat the process periodically.  

Different regions have different laws when it comes to protecting consumer data. The European Union has the General Data Protection Regulation (GDPR), which gives consumers the right to request that a company deletes any personal information they have stored. 

In the United States, states have to create their own laws to safeguard consumer privacy. States like Colorado and California have enacted laws that allow consumers to have their personal information removed from data broker sites. 

How to remove personal information from data broker sites

The next few sections go over steps you can follow to get your information removed from various data broker sites. Many broker sites allow you to opt out of their data collection and advertising programs.  

Opting out can prevent brokers from collecting and sharing your information and help you avoid intrusive ads for things like pre-approved credit cards. 

Go to the data broker website

The first thing you’ll have to do is visit each data broker’s site that has your information. Some of the biggest data broker sites that might have your information include: 

 

  • Acxiom aggregates information from millions of consumers across the globe. It sells personal information like your religious beliefs and political affiliations to telemarketing and commerce businesses.  
  • Epsilon provides data to a variety of companies worldwide. It has a big database that holds information about millions of households and businesses. 
  • Oracle designs and manufactures database and networking solutions for businesses, in addition to being a huge data broker. Oracle will often work with third-party data brokers 
  • Equifax is one of the three big credit reporting bureaus in the U.S. It provides financial information to both businesses and investors. In 2017, a data breach at Equifax exposed the personal information of almost 150 million people.  
  • Experian is another one of the big credit bureaus in the U.S. Like Equifax, Experian provides financial data to businesses and investors. 
  • CoreLogic provides information to businesses like real estate companies and landlords trying to do things like screen applicants for rental properties.  

While these are some of the largest data broker sites around, this list is by no means exhaustive. There’s a large number of data-sharing sites out there. For example, people-search sites like PeekYou, Spokeo, and Whitepages, let average consumers search through databases of personal information.  

Create an account with the data broker site

It may seem counterintuitive to sign up for an account with a broker when all you want is to delete your information from their site, but most data brokers require you to register with them to opt out of data collection 

You’ll likely have to create an account with every data broker you want to opt out of. Unfortunately, this will require you to give the brokers some personal information, like your name, email address, and possibly a picture of your driver’s license. Cross out your license number if you have to send a photo of your ID.  

Find your personal information

After creating an account with a broker, you’ll likely have to visit their portal to find out whether they have your personal information listed. Checking to see what every data broker has listed about you can be a time-consuming process.  

Services like DeleteMe and Kanary will delete your information from data brokers. However, most of these sites charge a fee, and they only delete your information from a select number of sites. For example, DeleteMe removes your information from 36 different data broker sites 

You should also be aware that some data broker sites don’t allow third parties to request for information to be deleted on behalf of consumers.  

Make removal requests for each instance of data 

You’ll have to make a separate removal request for every data broker site you want to opt out of. Some data brokers make the process more difficult than others. Remember that data companies are always collecting records, so you may need to repeat the process of removing your information from data broker sites annually.  

Here’s how to opt out of some of the largest data brokering companies we mentioned earlier:  

  • Acxiom: Go to the Acxiom opt-out form or call their support number at 877-774-2094. Pick which types of data you don’t want the company to gather. It can take a few weeks for your request to process.  
  • Epsilon: Email optout@epsilon.com and include your name and mailing address. You can also use the opt-out form to ask the company not to sell your personal information or delete your data entirely. If you don’t want to use email, you can call Epsilon’s phone number at 866-267-3861. Epsilon will have a third party verify your identity by asking questions about your personal information.  
  • Oracle: Go to Oracle’s opt-out page. Type in your personal info and click submit. It can take up to a month for Oracle to process your request.  
  • Equifax: On Equifax’s opt-out prescreen page, click “Click Here to Opt In or Opt Out” at the bottom of the page. Pick the option “Electronic Opt Out for Five Years.” You’ll have to provide some personal information. Click submit.  
  • Experian: You’ll likely have to opt out of all of Experian’s services individually. Experian’s data sharing services include OmniActivation Strategic Services, Direct Mail, Telemarketing, and Email. You can also try sending an email to unsubscribeall@experian.com or unsubscribe@experian.com. If you send an email, include the exact phrase, “Unsubscribe me from Experian’s email database,” in your message.  
  • CoreLogic: Email privacy@corelogic.com. Your subject line will need to be “California Privacy Rights Request.” Your email must state that you’d like to remove yourself from the companies’ databases and opt out of marketing programs. The email should have your name and address. If you don’t get a confirmation in about a week, follow up and ask for the status of your request. You can also try filling out the company’s opt-out form and mailing it to CoreLogic Teletrack Opt-Out Request, P.O. Box 509124, San Diego, CA, 92150. 

Secure your identity online with McAfee Total Protection 

The data broker industry is enormous. A data brokerage can collect a wealth of information about you from a huge number of sources, and provide that information to businesses that use it to do things like design targeted marketing campaigns for their ideal consumers.  

Brokers can share sensitive information that you want to keep private, like medical data. Having your personal information floating around the internet makes it easier for cybercriminals to use it for personal gain. 

By opting out of information-sharing programs, you can protect your online privacy, reduce the number of intrusive advertisements and emails you receive, and make it less likely that identity thieves will target you.  

One of the best ways to protect yourself online is to use quality security software. When you sign up for McAfee’s Total Protection services, you’ll get features like award-winning antivirus software, 24/7 account monitoring, a secure virtual private network (VPN), and up to $1 million in identity theft coverage and restoration.  

When it comes to protecting your privacy online, McAfee has your back.  

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7 Signs Your Phone Has a Virus and What You Can Do

By McAfee

Our phones store a lot of personal data, including contacts, social media account details, and bank account logins. We use our smartphones for everything under the sun, from work-related communication to online shopping. 

However, like computer viruses, our phones can be vulnerable to malware. Viruses are a type of malware that replicate themselves and spread throughout the entire system. They can affect your phone’s performance or, worse, compromise your sensitive information so that hackers can benefit monetarily. 

In this article, we give you a rundown of viruses that can infect your phone and how you can identify and eliminate them. We also provide some tips for protecting your phone from viruses in the first place. 

Can iPhone and Android devices get viruses?

iPhones and Android devices run on different operating systems. So, there are differences in the viruses that affect each type of mobile device and how resistant each operating system is to viruses.  

Viruses have a harder time penetrating iOS because of its design (although iOS hacks can still happen). By restricting interactions between apps, Apple’s operating system limits the movement of an iPhone virus across the device. However, if you jailbreak your iPhone or iPad to unlock tweaks or install third-party apps, then the security restrictions set by Apple’s OS won’t work. This exposes iPhone users to vulnerabilities that cybercriminals can exploit.   

While Android phones are also designed with cybersecurity in mind, their reliance on open-source code makes them an easier target for hackers. Android devices allow users to access third-party apps not available in the Google Play Store 

Main types of phone viruses

Cybercriminals today are sophisticated and can launch a variety of cyberattacks on your smartphone. Some viruses that can infect your phone include:  

  • Malware: Malware encompasses programs that steal your information or take control of your device without your permission. 
  • Adware: These are ads that can access information on your device if you click on them. 
  • Ransomware: These prevent you from accessing your phone again unless you pay a ransom to the hacker. The hacker may use personal data like your pictures as blackmail. 
  • Spyware: This tracks your browsing activity, then steals your data or affects your phone’s performance. 
  • Trojan: Aptly named, this type of virus hides inside an app to take control of or affect your phone and data. 

How do phones get viruses?

Smartphones and computers get viruses in a similar way. The most common include: 

  • Clicking on links or attachments from unverified sources. These are most commonly distributed as emails and SMS. 
  • Clicking on seemingly innocent ads that take you to an unsecured webpage or download mobile malware to your device. 
  • Visiting suspicious websites, often by ignoring security warnings. 
  • Downloading malicious apps from an unverified source, usually outside the Apple App Store or Google Play Store. 
  • Connecting your phone to an unsecured internet connection like public Wi-Fi (McAfee offers a secure VPN that makes it safe to use unsecured Wi-Fi networks by encrypting your data.) 

7 signs your phone has a virus

Now that you know how your phone could be the target of a virus, look out for these seven signs to determine if your device has been infected with malicious software. 

You see random pop-up ads or new apps 

Most pop-up ads don’t carry viruses but are only used as marketing tools. However, if you find yourself shutting pop-up ads more often than usual, it might indicate a virus on your phone. 

Don’t open any apps in your library that you don’t remember installing. Instead, uninstall them immediately. These apps tend to carry malware that’s activated when the app is opened or used. 

Your device feels physically hot

Your phone isn’t built to support malware. When you accidentally download apps that contain malware, the device has to work harder to continue functioning. In this case, your phone might be overheating. 

Random messages are sent to your contacts

If your contacts receive unsolicited scam emails or messages on social media from your account, especially those containing suspicious links, a virus may have accessed your contact list. It’s best to let all the recipients know that your phone has been hacked so that they don’t download any malware themselves or forward those links to anybody else. 

The device responds slowly

An unusually slow-performing device is a hint of suspicious activity on your phone. The device may slow down because it needs to work harder to support the downloaded virus. Alternatively, unfamiliar apps might be taking up storage space and running background tasks, causing your phone to run slowly. 

You find fraudulent charges on your accounts

Be sure to follow up on charges on your credit card or transactions in your banking statements that you don’t recognize. It could be an unfamiliar app or malware making purchases through your account without your knowledge. 

The phone uses excess data

A sudden rise in your data usage or phone bill can be suspicious. A virus might be running background processes or using your internet connection to transfer data out of your device for malicious purposes. 

Your battery drains quickly

An unusually quick battery drain may also cause concern. Your phone will be trying to meet the energy requirements of the virus, so this problem is likely to persist for as long as the virus is on the device. 

How can I check if my phone has a virus?

You may have an inkling that a virus is housed inside your phone, but the only way to be sure is to check.  

An easy way to do this is by downloading a trustworthy antivirus app. The McAfee Mobile Security app scans for threats regularly and blocks them in real time. It prevents suspicious apps from attaching themselves to your phone and secures any public connections you might be using. 

How to remove a virus from Android and iPhone

If you detect a virus on your iPhone or Android device, there are several things you can do.  

  • Download antivirus software like McAfee’s award-winning antivirus software or a mobile security app to help you locate existing viruses and malware. By identifying the exact problem, you know what to get rid of and how to protect your device in the future. 
  • Do a thorough sweep of your app library to make sure that whatever apps are on your phone were downloaded by you. Delete any apps that aren’t familiar. 
  • To protect your information, delete any sensitive text messages and clear history regularly from your mobile browsers. Empty the cache in your browsers and apps. 
  • In some instances, you may need to reboot your smartphone to its original factory settings. This can lead to data loss, so be sure to back up important documents to the cloud. 
  • Create strong passwords for all your accounts after cleaning up your phone. You can then protect your passwords using a password management system like McAfee True Key, which uses the most robust encryption algorithms available so only you have access to your information.  

7 tips to protect your phone from viruses

It’s never too late to start caring for your phone. Follow these tips to stay safe online and help reduce the risk of your phone getting a virus. 

  • Only download an app from a trusted source, i.e., the app store or other verified stores. You should read app reviews and understand how the app intends to use your data. 
  • Set up strong, unique passwords for your accounts instead of using the same or similar passwords. This prevents a domino effect in case one of the accounts is compromised. 
  • Think twice before you click on a link. If you believe it looks suspicious, your gut is probably right! Avoid clicking on it until you have more information about its trustworthiness. These links can be found across messaging services and are often part of phishing scams. 
  • Clear your cache periodically. Scan your browsing history to get rid of any links that seem suspicious. 
  • Avoid saving login information on your browsers and log out when you’re not using a particular browser. Although this is a convenience trade-off, it’s harder for malware to access accounts you’re not logged into during the attack.  
  • Update your operating system and apps frequently. Regular updates build upon previous security features. Sometimes, these updates contain security patches created in response to specific threats in prior versions. 
  • Don’t give an app all the permissions it asks for. Instead, you can choose to give it access to certain data only when required. Minimizing an application’s access to your information keeps you safer. 

Discover how McAfee Mobile Security keeps your phone safe

McAfee Mobile Security is committed to keeping your mobile phone secure, whether it’s an iPhone or Android device. In addition to regularly scanning your phone to track suspicious activity, our technology responds to threats in real time. Our comprehensive tools also secure your internet connections and let you browse peacefully. Using our app makes sure that your phone and data are protected at all times.  

So, what are you waiting for? Download McAfee Mobile Security today!  

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McAfee launches Impact Report: How we’re doing and the opportunities ahead 

By McAfee

Today, we publish our annual Impact Report. In our 2021 report, we highlight initiatives and share stories about our progress in creating a more inclusive workplace, supporting our communities, and protecting the planet.

Reflecting on 2021, it’s easy to see it was a monumental year for McAfee. Our business underwent an incredible transformation — we divested our Enterprise business and McAfee emerged as a worldwide leader for online protection, empowering individuals and families to live a safer life online. We also kicked off our journey to become a privately held company.

Our strides toward a better future

As we accelerate our journey as a dedicated consumer business and I evaluate our strides since our first report in 2018, I am humbled by our progress. In the last year, we’ve seen our representation for women reach 30.9% overall and for underrepresented professionals reach 14.8 percent. In addition, we’ve seen a 40% increase in the proportion of women promoted to director and above in the last year.

We maintained pay parity for women globally and underrepresented professionals in the U.S with our most recent audit revealing no disparities. We rolled out a new inclusion and awareness training and were recognized as the best company for multicultural women and dads. We prioritized our people’s well-being with a rollout of the Calm app, fitness challenges, and a week focused on wellness.

All the while, McAfee rose to meet the increased needs of our community with laptop donation programs and employee giving campaigns. We also made progress for sustainability redefining how and where we work.

The opportunities ahead to do better

However, it’s not lost on me that 2021 followed a year fraught with challenges that didn’t disappear with the end of 2020. And today, we continue to live and work against the backdrop of a global pandemic, respond to acts of racial injustice, and hear undeniable lived experiences of hate and intolerance.

It’s fueled our desire to do better. We know there is so much work to do and our responsibility to create an equitable workplace and world has never been greater. It’s the right thing to do and a business imperative—we rely on the fresh ideas and unique perspectives of the people of McAfee. Truthfully, it’s their tenacity and resiliency that inspire me.

Whether it’s showing up for one another during a COVID-19 surge, asking for more resources to become a better ally, or rallying around each other to prioritize health, our people are exceptional.

As we progress in 2022, grow as a consumer-focused business, and welcome our new President and CEO Greg Johnson, we will have the opportunity to take all we’ve learned and help turn our aspirations into reality. We will invest in our people, our community, and our planet, but also ask what we can do better.

I invite you to read our 2021 Impact Report to see our progress and our commitment.

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Encrypted Messaging Service Hack Exposes Phone Numbers

By McAfee

Many people opt for encrypted messaging services because they like the additional layers of privacy they offer. They allow users to message their closest friends, family, and business partners without worrying about a stranger digitally eavesdropping on their conversation. The same people who message over encrypted services and apps are likely also diligent with securing their internet connections and using a VPN. 

Despite all those safeguards, everyday people are left in the lurch when the companies with which they entrust their information are victims of cyberattacks. That was the case for users of the encrypted messaging app, Signal. Due to a phishing attack and subsequent leak of customer phone numbers, people are looking to identify potential consequences, protect themselves from SIM swapping, monitor their identity, and take measures to make sure their information is safe in the future. 

What Happened?  

A recent cyberattack targeted Signal, an end-to-end encrypted messaging service.1 The attackers exposed about 1,900 phone numbers belonging to Signal users. While other personally identifiable information (PII), message history, and contact lists were spared, valid phone numbers in the hands of a cybercriminal can be enough to wreak havoc on affected users.  

It is likely that another recent and successful phishing scheme at Twilio was the entry point for the Signal hackers. (Signal partners with Twilio to send SMS verification codes to people registering for the Signal app.) At Twilio, phishers tricked employees into divulging their credentials. 

To rectify the situation and protect users, Signal is contacting affected users and asking them to re-register their devices. Also, the company is urging all users to enable registration lock, which is an additional security measure that requires a unique PIN to register a phone with Signal.  

Lessons Learned

There are many lessons not only companies but everyday people can learn from the Signal and Twilio hacks. Here are some ways you can take action at the first signs of a compromised phone number and to help prevent cyber-events like this from happening to you.  

Know the signs of SIM swapping 

SIM swapping occurs when a cybercriminal gets ahold of your cellphone number and a few other pieces of your PII and registers your phone number to a device and a new SIM card that isn’t yours. If they successfully reregister your phone number, they can then access your data, change account passwords, and lock you out of your most important accounts. 

Luckily, since most of us use our phones every day, SIM swapping is usually detected quickly. If your phone isn’t connecting to the network and you’re not receiving calls and texts, it could be a sign that your wireless provider may have reassigned your number to an impersonator. In this case, contact your wireless provider immediately. 

To make SIM swapping nearly impossible, always turn on multifactor authentication. Also known as MFA, multifactor authentication is a method many online accounts use to ensure that only the authorized user can gain entry. This could entail sending a one-time code by email or text, prompting security questions, or scanning for fingerprint or facial recognition in addition to asking for the account password. MFA is an additional layer of security that’s quick to implement. The extra few seconds it takes to type in a code or stand still for a facial scan is well worth the frustration is causes cybercriminals.  

Be selective with whom you share your PII

These days, everyone has dozens of online accounts for everything from banking and shopping to streaming services and gaming. Since you can’t predict which company is going to be breached next, limit the number of possible doors a cybercriminal could break through to access your PII. In the Signal hack, it was their third-party vendor that was likely the cause of the leaked phone numbers. This unpredictability means it’s best to limit sharing your PII with as few accounts as possible. A great practice is to regularly organize your online accounts and deactivate the ones you no longer use. 

Never share your passwords 

A phishing attack seems to have been the first domino to fall in the Twilio and Signal incident. It could’ve been prevented if everyone followed this absolute rule: Never share your password! Your employer nor your bank nor the IRS, for example, will ever ask you for your password to an online account. If you receive correspondence asking you to share your password, no matter how official it looks, do not comply.  

Phishers often lace their electronic correspondences with an urgent or authoritarian tone, threatening severe consequences if they don’t receive a response within a short timeframe. This is a ploy to get people to act too quickly without thinking through the request. If you receive a message that outlines dire consequences for seemingly small infractions, step away from the message for at least 15 minutes and think it through. Stay calm and follow up through official channels, such as a listed phone number on the organization’s website or a customer service chat room, to iron out the alleged situation instead. 

Stay Protected

Diligent cybersecurity habits go a long way toward keeping you and your family’s PII out of the hands of malicious characters. However, in the case you trust a company with your information but it’s leaked in a breach, McAfee Total Protection can give you peace of mind. McAfee Total Protection offers premium security in various areas including antivirus, identity monitoring, secure VPN, Protection Score, and Personal Data Cleanup. Its advanced monitoring abilities are faster and offer broader detection for your identity. Plus, McAfee Total Protection can cover you up to $1 million in identity theft restoration. 

Keep your eyes peeled for cybersecurity news and breaches that may have affected your PII. From there, take action and leverage McAfee services to help you fill in the gaps. 

1The Hacker News, “Nearly 1,900 Signal Messenger Accounts Potentially Compromised in Twilio Hack 

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A Parent’s Guide To The Metaverse – Part One

By Alex Merton-McCann

We’ve all heard about the Metaverse. And there’s no doubt it has certainly captured the attention of the world’s biggest companies: Facebook has changed its name to Meta, Hyundai has partnered up with Roblox to offer virtual test drives, Nike has bought a virtual shoe company and Coca-Cola is selling NFT’s there too. (Non-Fungible Tokens – think digital assets).  

But if you are confused about exactly what this all means and most importantly, what the metaverse actually is, then you are not alone. I’m putting together a 2-part series for parents that will help us get a handle on exactly what this new digital frontier promises and what we need to know to keep our kids safe. It will also ensure we don’t feel like dinosaurs! So, let’s get started. 

What is this Metaverse? 

I think the best way of describing the Metaverse is that it’s a network of online 3D virtual worlds that mimic the real world. Once users have chosen their digital avatar, they can meet people, play games, do business, design fashion items, buy real estate, attend events, earn money, rear a pet – in fact, almost anything they can do in the ‘real’ world! And of course, all transactions are via cryptocurrencies. 

If you are an avid Science Fiction reader, then you may have already come across the term in the 1992 novel ‘Snow Crash’ by Neal Stephenson. In the book, Stephenson envisions a virtual reality-based evolution of the internet in which his characters use digital avatars of themselves to explore the online world. Sounds eerily familiar, doesn’t it?  

Still confused? Check out either the book or Steven Spielberg’s movie adaption of Ernest Cline’s Ready Player One. Set in 2045, the book tells the story of people living in a war-ravaged world on the brink of collapse who turn to OASIS, a massively multiplayer online simulation game that has its own virtual world and currency. In the OASIS, they engage with each other, shop, play games and be transported to different locations.  

How Do You Access The Metaverse? 

The best and most immersive way to access the metaverse is using a Virtual Reality (VR) headset and your internet connection, of course. VR headsets completely take over users’ vision and replace the outside world with a virtual one. Now, this maybe a game or a movie but VR headsets have their own set of apps which once downloaded, allows users to meditate, learn piano, work out at the gym or even attend a live concert in the metaverse!  

Now access to the Metaverse is not just limited to those who own expensive headsets. Anyone with a computer or a smartphone (that is internet connected) can also have a metaverse experience. Of course, it won’t be as intense or immersive as the VR headset experience but it’s still a commonly used route to access the metaverse. Some of these ‘worlds’ suggest users can access their world using smartphones however experienced users don’t think this is a good idea as phones don’t have the necessary computational power to explore the metaverse properly. 

As some of the most popular metaverse worlds can be accessed using your computer, why not check out Decentraland, The Sandbox, Somnium or even Second Life. In most of these worlds, users don’t have to create an account or spend money to start exploring however if you want the full experience then you’ll need to do so.  

How Much Does It Cost? 

Entering the metaverse doesn’t cost anything, just like going on the internet doesn’t cost anything – apart from your internet connection and hardware, of course! And don’t forget that if you want a truly immersive 3D experience, then you might want to consider investing in a VR headset. 

But, if you do want to access some of the features of the metaverse and invest in some virtual real estate or perhaps buy yourself a Gucci handbag, then you will need to put your hand into your virtual pocket and spend some of your virtual dollars. But the currency you will need depends entirely on the metaverse you are in. 

Decentraland’s currency MANA is considered to be the most commonly used currency in the metaverse and also one of the best to invest in, according to some experts. MANA can be used to buy land, purchase avatars, names, wearables, and other items in the Decentraland marketplace. 

The Sandbox has a different currency, SAND, which is also used to buy items from The Sandbox marketplace. This is the second most popular currency however be prepared to buy the currency of the world you choose to spend your time in. 

Now, I totally appreciate that the whole concept of the Metaverse is a lot to get your head around. But if you have a tribe of kids, then chances are they are going to want to be part of it so don’t put it in the too-hard basket. Take some time to get your head around it: do some more reading, talk to your friends about it and check out some of the metaverses that you can access from your PC. Nothing beats experiencing it for yourself! 

In Part 2, I will be sharing my top tips and strategies to help us, parents, successfully guide our kids through the challenges and risks of the metaverse. So watch out for that. 

Till, next time – keep researching! 

 

Alex x 

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Back to School: Tech Savvy vs. Cyber Savvy

By McAfee

The first day of school is right around the corner. The whole family is gearing up for a return to the routine: waking up to alarm clocks at dawn, rushed mornings, learning all day, and after-school activities and homework all night. 

Even though everyone is in a frenzied state, now is a great time to slow down and discuss important topics that may arise during the school year. Parents and guardians know their children are tech savvy, just by looking at their thumbs fly across keyboards; however, that doesn’t necessarily mean that they’re cyber-savvy. 

To make sure we’re all on the same page, here are our definitions of tech savvy and cyber savvy: 

  • Tech savvy. Digital natives (millennials, Gen Z, and now Generation Alpha) often develop their tech savviness at a young age. For example, using touchscreens, sending electronic correspondences, and troubleshooting simple technical inconveniences and glitches are like second nature because they’ve been practicing it for so long, and often every day. 
  • Cyber savvy. Cyber savviness extends beyond knowing how to use connected devices. It means knowing how to use them safely and how to intelligently dodge online hazards, know the best ways to protect devices from cybercriminals, how to guard online information, and how to spot the signs that a device or information may be compromised. 

According to McAfee research, children cited that their parents are best suited to teach them about being safe online when compared to their teachers and online resources. Here are common scenarios your child, tween, or teen will likely encounter during the school year, plus some tips and tools you can share to make sure they are safe online. 

Phishing 

It’s now common practice for school systems to communicate with students and their guardians over email, whether that’s through a school-issued email address or a personal one. Your student should know that phishers often impersonate institutions with authority, such as the IRS, banks, and in their case, a school. Put your children on alert to the most common signs of a cybercriminal phishing for valuable personally identifiable information (PII). These signs include: 

  • Typos or poor grammar 
  • Severe consequences for seemingly insignificant reasons 
  • Requests for a response in a very short timeframe 
  • Asking for information the school system should already have or for information they shouldn’t need. For example, schools have a record of their students’ Social Security Numbers, full names, and addresses, but they would never need to know account passwords. 

If your child ever receives a suspicious-looking or -sounding email, they should start an entirely new email chain with the supposed sender and confirm that they sent the message. Do not reply to the suspicious email and don’t click on any links within the message.  

An excellent nugget of wisdom you can impart is the following: Never divulge your Social Security Number over online channels and never give out passwords. If someone needs your SSN for official purposes, they can follow up in a method other than email. And no one ever needs to know your password. 

Social Media Engineering 

With a return to the school year routine comes a flood of back-to-school social media posts and catching up electronically with friends. If your child owns a social media profile (or several!), alert them to the various social media engineering tactics that are common to each platform. Similar to phishing schemes, social media scams are usually “time sensitive” and attempt to inspire strong emotions in readers, whether that’s excitement, fear, sadness, or anger. 

Alert your child that not everything they read on social media is true. Photos can be doctored and stories can be fabricated in order to prompt people to click on links to “donate” or “sign a petition.” You don’t have to discourage your child from taking a stand for causes they believe in; rather, urge them to follow up through official channels. For instance, if they see a social media post about contributing to save the rainforest, instead of donating through the post, contact a well-known organization, such as the World Wildlife Fund and inquire how to make a difference. 

School Device and BYOD Policies 

More and more school systems are entrusting school-issued connected devices to students to use in the classroom and to bring home. Other districts have BYOD (or bring your own device) policies where students can use personal family devices for school activities. In either case, device security is key to keeping their information safe and maintaining the integrity of the school system’s network. Families don’t want to be the weakest link in the school system and are responsible for a town-wide education network breach. 

Here are three ways to protect any device connected to the school network: 

  1. Lock screen protection. Biometric security measures (like facial recognition or fingerprint scanning) and passcode-locked devices are key in the case of lost or stolen devices.  
  2. Password managers. It can be a lot to ask of an adult to remember all their passwords. But expecting a young person to memorize unique and complicated passwords to all their accounts could lead to weak, reused passwords or poor password protection methods, such as writing them down. A password manager, like McAfee True Key, makes it so you only have to remember one password ever again! The software protects the rest. 
  3. VPNs. VPNs (virtual private networks) are key to protecting your network when you’re surfing on free public Wi-Fi or on networks where you’re unsure of the extent of their protection. McAfee Secure VPN protects your network with bank-grade encryption, is fast and easy to use, and never tracks your online movements so you can be confident in your security and privacy. 

Gear Up for a Safe School Year 

These conversations are great to start at the dinner table or on long, boring car rides where you’re most likely to get your child’s undivided attention. Don’t focus so much on the fearful consequences or punishment that could result from poor cyberhabits. Instead, emphasize how easy these steps and tools are to use, so it would be silly not to follow or use them. 

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More Dangers of Cyberbullying Emerge—Our Latest Connected Family Report

By McAfee

Earlier this year, our global Connected Family Study revealed the online habits of parents and their children. What we found called for a closer look. 

One finding that leaped out, in particular, is—cyberbullying occurs far more often than parents think. And in many cases, children are keeping it from their parents.  

Now with our follow-on research, we set out to answer many of the questions families have about cyberbullying. Where it happens most, who’s most affected, and are children cyberbullying others without even knowing it? 

Our report, “Hidden in Plain Sight: More Dangers of Cyberbullying Emerge,” provides insights into these questions and several more. We’ll cover the top findings here in this blog, while you can get the full story by downloading the report here. 

Worries about cyberbullying have only grown in 2022—and they appear justified. 

Even as stay-at-home mandates in 2020 and 2021 saw children exposed to more cyberbullying while they spent more time online, our ten-country survey found that concerns about cyberbullying in 2022 are even higher today: 

  • 60% of children said they were more worried this year about cyberbullying compared to last year.    
  • 74% of parents are more worried this year about their child being cyberbullied than last. 

And just as the level of concern is high, the findings show us why. Families reported alarming rates of racially motivated cyberbullying, along with high rates of attacks on the major social media and messaging platforms.  

Additionally, children shared insights into who’s doing the bullying (it’s largely people who know them) and more than half are the ones doing the bullying—and they don’t even realize it. 

Further findings include: 

  • Cyberbullies are aiming racist attacks at children as young as ten. 
  • Millions of children have deleted their social media accounts to avoid cyberbullying.  
  • Despite its efforts, Meta’s social media and messaging platforms have the highest level of cyberbullying. 
  • A growing number of parents turn to therapy to help their children deal with cyberbullying. 

Regional and cultural backdrops give cyberbullying a distinctive feel. 

Our research further revealed how the face of cyberbullying takes on different form around the globe. From nation to nation, the influences of polarized politics, racial relations, and different traditions in parent-child relationships shape and re-shape the forms of cyberbullying that children see. 

Each of our ten nations surveyed set themselves apart with trends of their own, some of them including: 

  • United States: Despite some of the most engaged parents, children in the U.S. experience among the highest rates of cyberbullying in its most extreme forms, such as sexual harassment, compromised privacy, and personal attacks.  
  • India: Cyberbullying reaches alarming highs as more than 1 in 3 kids face cyber racism, sexual harassment, and threats of physical harm as early as at the age of 10—making India the #1 nation for reported cyberbullying in the world.  
  • Canada: Canadian children experience cyberbullying largely on par with global rates—yet their parents act on it less often than other parents. Meanwhile, Canadian children are the least likely to seek help when it happens to them.  
  • Australia: Australian cyberbullying rates dropped significantly since our last report, yet Snapchat stands out as a primary platform for cyberbullying, more than anywhere else in the world. And of all parents worldwide, Australians feel most strongly that technology companies should do more to protect their children. 

Cyberbullying in 2022: The facts confirm your feelings. 

These new findings reflect the concerns of parents and children alike—cyberbullying remains a pervasive and potentially harmful fact of life online, particularly as racism and other severe forms of cyberbullying take rise.  

Without question, cyberbullying endures as a persistent growing pain that the still relatively young internet has yet to shake. 

The solution is arguably just as complex as the factors that give cyberbullying its shape—cultural, regional, technological, societal, even governmental. Addressing one factor alone won’t curb it. Significantly curtailing cyberbullying for an internet that’s far safer than it is today requires addressing those factors in concert.   

While we recognize that tall order for what it is, and as a leader in online protection, we remain committed to it.   

With these findings, and continued research to come, our aim is to further an understanding of cyberbullying for all—whether that’s educators, technology innovators, policymakers, and of course parents. With this understanding, programs, platforms, and legislation can put protections in place that still allow for companies to innovate and create platforms that people love to use. Safely and securely. 

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How To Get Your Head Around Your Kids’ Online Gaming Life

By Alex Merton-McCann

Let’s be honest – many of us parents aren’t big fans of gaming. In fact, some of us have probably even been known to roll our eyes or groan when we think about just how long our kids spend playing online games. But if there is one thing I’ve learned after 25 years of parenting, it’s that taking the time to look at a stressful family situation from the perspective of my children, can be very powerful. In fact, it can almost always fast track finding a mutually agreeable work-around for everyone – and gaming is the perfect example.  

Why Do Our Kids Love Gaming? 

We have all read about how online gaming can provide players with regular hits of dopamine  –  a neurotransmitter in the brain that becomes active when you participate in fun and pleasurable activities. Now I am not disputing this for a moment – I’ve witnessed it firsthand! However, it is important to remember that dopamine increases whenever we do anything enjoyable – pop a square of chocolate in our mouth or watch our favorite sporting team win – not just when we play online games. 

Many online games have cleverly designed built-in reward systems, and many experts believe that it is the combination of dopamine and reward that probably best explains why our kids are such gaming fans. Now, these reward systems are intentionally unpredictable so players are aware they will eventually get a reward, but they have no idea as to when or how often it is coming – so they are compelled to keep playing! Very clever! 

In my opinion, gaming also fills several other needs in our children – the need to belong, to feel competent and be independent. And while we may have had these needs addressed very differently in the 70’s and 80’s – hanging at the bus stop, mastering the Rubix cube and not being helicopter parented, our batch of digital natives will often use gaming as their go-to solution. 

Why You Should See Gaming Through The Eyes of Your Child 

When many of us parents think about our kids’ online gaming, our initial thought is ‘how do we make our kids stop’. But I can you this isn’t the right approach. Online gaming isn’t going anywhere. So, taking the time to see gaming from your child’s perspective and understand why it is such a big part of their life is where you need to focus your energy. I guarantee this will further strengthen your relationship with your child and help you introduce rules that they will better respect. 

Let’s take a moment to channel the great Atticus Finch from To Kill a Mockingbird and focus on his words of inspiration for us all: ‘“You never really understand a person until you consider things from his point of view…until you climb into his skin and walk around in it.” Ah yes – very wise words! 

My Top Tips For A Happy Gaming Family 

So, if you are keen to stop gaming being a negative issue in your family, here are my top tips to help you get it under control and stop it causing family tension: 

1. Change Your Thinking 

If you find yourself thinking ‘how do I get my kids to stop gaming’, you’re barking up the wrong tree. Gaming isn’t going anywhere and as parents, we don’t want to drive an unnecessary wedge between ourselves and our kids. Instead, commit to having an open mind. Think ’Ok, let’s give this gaming thing a go’. 

2. Talk To Your Kids About Their Gaming – With No Tone 

When the time is right, ask your kids what their favourite games are and why. Your aim is to get them talking. You could even do your research in advance and drop in the names of a few popular games to ask them about. ‘My work friend’s son plays Roblox, do you know much about that?’ 

3. Play Along! 

Even if you aren’t that interested, I promise, playing along will open your eyes. You’ll better understand how the game’s reward system works and what it feels like to get a shot of digital dopamine! And most importantly, it will be great for your relationship with your child. By taking the time to play with them, you are showing that you are interested in their life and their hobbies.   

4. Educate Yourself About All Thing Gaming 

When your kids started their social media journey, chances are you spent a little time familiarising yourself with the various platforms they joined. Well, you need to adopt the same approach with their gaming life too. Here are a few areas to focus on:  

  • Check out Discord – an online community where a lot of gamers spend time sharing tips and ‘cheats’. Check out an article I wrote about Discord here. 
  • Suss out Twitch – it’s a live streaming video gaming site where loads of kids spend loads of time watching others game. Yes, this is a thing!  
  • Big time gamers are now considered ‘influencers’. It’s not uncommon for tweens and teens to watch then play on Twitch, subscribe to their YouTube channel, and then follow them on Instagram. They can have a lot of sway! 
  • Do your research on the games your kids play. Having an open mind about gaming doesn’t mean it’s OK for them to play games that are not age-appropriate.  

5. Introduce Fair, Age-Appropriate Rules Around Gaming 

Once you’ve taken the time to understand your child’s gaming life, cleared your mind of any unnecessary negative gaming thoughts and done your research, why not put together a set of family rules for gaming? You may like to consider a family tech agreement and have a separate section for gaming. Or you may prefer to keep it more casual and have the rules written on the fridge or shared in the family group chat. Regardless of what you choose, ensure that you introduce these boundaries when everyone is calm and in a good head space NOT when you’re in the middle of a verbal stoush! 

You could choose to give your children a set amount of time they can use each week on gaming and then let them choose when to use it or you allocate a small time everyday once they’ve completed homework and chores. When my boys were younger, I didn’t allow gaming Monday – Thursday but after school Friday was always quite the gaming fest – a reward for getting through the school week. Do what works for your family!   

There’s no question that this digital parenting gig is complicated. Trying to help your kids find the right balance between embracing the online world and offline world can often feel hard to get right. But if you’re ever in doubt about whether you’re on track when it comes to managing your kids’ gaming, always ask yourself – have I kept an open mind? Have I taken the time to talk to my kids and understand their gaming life? Are the gaming rules fair? And, if you have answered yes, then I have every confidence that you have the right approach to ensuring gaming is a positive part of your family’s life.  

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