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Seniors: How to Keep Your Retirement Safe from Online Scams

By Toni Birdsong

The growing number of internet crimes targeting senior adults is mind-blowing.

In 2021, more than 92,000 people over the age of 60 reported losses of $1.7 billion, according to IC3, the FBI’s Internet Crime division. That number reflects a 74 percent increase in losses from 2020.  

These numbers tell us a few things. They tell us that scamming the elderly is a multi-billion-dollar business for cybercriminals. It also tells us that regardless of how shoddy or obvious online scams may appear to anyone outside the senior community, they are working. 

However, information is power. Senior adults can protect their hard-earned retirement funds and government benefits by staying informed, adopting new behaviors, and putting tools in place designed to stop scammers in their tracks. And, when possible, family, friends, and caregivers can help. 

The FBI said confidence fraud and romance scams netted over $281 million in losses.  

The top four types of scams targeting seniors: Romance scams (confidence scams), fake online shopping, false utility representatives, and government agent imposters. Here’s how to make a few shifts to mindset and your daily routine and steer clear of digital deception.   

5 Safeguards to Protect Your Retirement 

  1. Stop. Don’t share. Often phone or internet scams targeting seniors carry distinctive emotional triggers of elation (you won), fear (you owe), or empathy (please help). For instance, a phony source might urge: “You must send admin fees immediately to access your sweepstake winnings.” Or “You must provide your social security number to stop this agency penalty.” FBI and Better Business Bureau fraud experts advise senior adults to stop and think before taking any action. Be aware of common phishing scams that include legitimate-looking email messages from a bank, federal agency, or service provider requesting you “verify” personal information. The number one rule: Never give out any personal information such as a Social Security number, bank account numbers, Medicare numbers, birthdate, maiden names, work history, or your address. 
  2. Level up your security. Changing times call for new tools and new behaviors online. Consider adopting best practices such as installing McAfee security software, using strong passwords with Two-Factor Authentication (2FA), and knowing how to identify phishing and malware scams are fundamental components of digital literacy. For a deeper dive into cybersecurity best practices, read more.  
  3. Discuss new scams. Scammers rapidly adjust their tactics to current events such as the pandemic, tax season, or an economic crisis to emotionally bait senior adults. If you are a senior adult, check out weekly consumer alerts from IC3 or AARP to stay on top of the types of scams you may encounter. If you are a relative or caregiver to a senior adult, stay informed, discuss these scams with your loved one, and explore other ways to help
  4. Research all charities. Senior adults get daily calls, emails, or even Facebook messages trying to bilk them of their money. It’s essential to do your research. Before donating to a charity, you can consult Give.Org or Charity Navigator to verify the request is legitimate. 
  5. Report all scams and scam attempts. If you’ve been a victim of an online scam or even targeted unsuccessfully, report the incident immediately. Any consumer can report online scams at the FBI’s IC3 website. Credit, debit, or bank account fraud should be immediately reported to your bank.   

Just as the seasons change in our lives, so too must our behaviors when connecting to people and information via our devices. Cybercriminals target older people because they assume they aren’t as informed about schemes or technically savvy as younger people. Senior adults and their loved ones can work daily to change that narrative. With the right mindset, information, and tools, seniors can connect online with confidence and enjoy their golden years without worrying about digital deception.  

The post Seniors: How to Keep Your Retirement Safe from Online Scams appeared first on McAfee Blog.

Why You Should Care About Fitness Tracker Security

By McAfee

Congratulations! You reached 10,000 steps today!

It’s a great feeling when a wearable fitness device vibrates to let you know when you hit the day’s fitness goal. The digital fireworks display that lights up your watch’s screen is a signal that you should keep on moving to challenge yourself more … or spend the rest of the day on the couch guilt-free.  

While fitness wearable devices, trackers, and apps are excellent motivators for you, cybercriminals love them for their vulnerabilities and privacy loopholes. This doesn’t mean you have to chuck your expensive watch in the bin or delete your fitness apps from your smartphone. Awareness and smart habits go a long way in deterring cybercriminals. Keep reading to learn more about wearable technology vulnerabilities and how you can sidestep each. 

Location Data  

Many fitness tracker apps and wearables are equipped with GPS. At the end of a run or long walk, you can view your exact route, sometimes with detailed maps that show street and town names. This tracking feature was potentially dangerous back in 2018 when a fitness app released a heat map of all its users’ running routes for the year, which clearly outlined secret military bases.1  

Even if you’re stationed in a suburb and not hostile territory, you may consider the risks of sharing your location data. A determined criminal who has time to spare can guess your address and see the times of days when you’re commonly out at the gym or on a run.  

Personally Identifiable Information 

When you purchase a wearable fitness device, you often have to pair it with an accompanying smartphone app to see your daily stats and tailor your fitness goals. Think about all the personally identifiable information (PII) that app now houses: your full name, password, address, height, weight, location, medical concerns, daily activity patterns, etc. In the hands of a cybercriminal, this information can bring a nefarious actor one step closer to impersonating you. Plus, if your health data makes it onto the dark web or is sold to health companies, it may result in serious privacy concerns. 

Luckily, there are ways to get peace of mind about the security of your identity. Identity protection services, such as McAfee Identity Monitoring Service, provide expert identity theft support and up to $1 million in identity theft coverage. 

Tips to Improve Your Fitness Tracker Security 

Wearable devices complement any athleisure outfit and are a fun way to inspire athletic competition between a group of friends. Here are a few ways you can patch some of their security shortcomings: 

Change the factory password settings.

When you first purchase any new device, fitness trackers included, your first step should always be to reset the factory password. Cybercriminals know that many people often skip this step, making it easy for them to walk right into new accounts. If you have a hard time remembering your passwords, consider entrusting them to a password manager to remember them for you. McAfee True Key makes it so that you only have to remember one master password to unlock the rest, and it’s protected by one of the strongest encryption algorithms available. 

Make your account private.

This is a tip you should consider for all your social media accounts. When you post about your life online, you actually divulge a lot of personal details that are helpful to cybercriminals. In the case of fitness trackers and apps, sharing the times of day when you go to the gym, are at the local track, or are on a bike path may give a criminal an idea of windows during the day when your home is empty. It’s unsettling to think that strangers can track your whereabouts, so it’s best to keep those details exclusive to people you personally know and trust. 

Turn off geolocation.

In the case of fitness trackers and apps, a savvy cybercriminal may be able take an educated guess at your address, with which they can do a myriad of nefarious activities. Some running and fitness apps may be able to still create maps of your running routes but erase street names and other landmarks to make it more private. But when in doubt, turn off geolocation.  

Stay on Track 

Fitness trackers are a fun way to stir up some friendly competition, keep connected with your fit friends, and motivate yourself to exercise and maintain healthy habits. While you’re shopping for a new device or when evaluating your current tracker, keep these tips in mind to enjoy this technology to its fullest. 

The post Why You Should Care About Fitness Tracker Security appeared first on McAfee Blog.

Why You Need to Get a Family Technology Agreement Happening

By Alex Merton-McCann

There were multiple times during my digital parenting journey when I would have loved to put my head in the sand. Pretend that life was easy and that my kids weren’t going to grow up and want devices and to join social media. But I didn’t. I couldn’t. With four kids who had technology running through their veins, I had no choice but to embrace it. 

It’s All About Phones 

While many kids will first experience the internet from a family laptop or via their parent’s phone at a coffee shop (we’ve all done it), it’s when they get these devices into their hot little hands unsupervised a few years down the track that the real show starts. And that’s usually when they get access to a phone. Research from our eSafety Office shows that just under half of Aussie kids between 6 and 13 use a smartphone with about 1/3 owning their own device 

And while we can all wax lyrical about the good old days when we used payphones and how great it would be if our kids didn’t have smartphones, we need to keep it real. Technology is not going anywhere so the best thing we can to accept it’s here, educates our kids about how to use it safely and introduce boundaries and rules to ensure they are as safe as possible.  

So, without further ado, let me introduce you to the concept of a family technology contract – a great way to manage your kids and their tech use. 

What Is a Family Technology Contract?  

I like to think of a tech agreement as a clear outline of your expectations of your kids’ digital behavior – any behavior that occurs while using a device should be included in the agreement and yes, include TV here too! Now, before we progress, I have to share one key tip – don’t even think of putting together an agreement like this when tensions are high, or a heated argument is still in place – it will never work. Only talk about this or start working on it when you are in a calm and serene headspace.  

The most important thing is to have an agreement that is suitable for your kids’ ages and maturity and one that works for your family’s schedule. There’s no point making your 5-year-old sign an agreement that limits their time on Instagram when they’re probably quite happy visiting only the online sites that you have ‘bookmarked’ for them. And if your kids have a super busy schedule then you might want to include a rule that means there is no ‘leisure screen time’ (eg TV/movie viewing) till all homework is complete.  

How Old Do My Kids Need To Be? 

While it’s entirely based on your kids’ interests and tech usage, I think 3 is a good age to start with a basic agreement. That’s when they start understanding rules. And how old is too old for a tech contract, I hear you ask? Well, I acknowledge that introducing new rules and boundaries when your kids are well into their teens may be difficult however if things feel out of control and you are concerned about their mental health and less than ideal digital habits then it may also be exactly what you all need! 

What Should An Agreement Include? 

Keeping an agreement age-appropriate and relevant is essential. You may also want to keep it simple and focus on a few key things, such as: 

  • Be kind online always 
  • Never share passwords with your friends 
  • Always tell an adult if you see anything that upsets or scares you 

But it can include so much more. Here are some items you may choose to include in your own personalized version. Think of this list as a shopping list. Simply, pick & choose what works for the ages of your kids and your family’s structure. 

Time Limits/Device Usage 

  • I will ask permission before I use my device (younger children). 
  • I can use the internet/my devices/TV for __ hours a day after school. 
  • I can’t use my devices past __ pm in the evening. 
  • When I am not using my device, I will place it ___________.  
  • I will place my device in the family charging zone overnight. (This could be on the kitchen bench in a study, whatever works for your family) 

Responsibility 

  • I understand that any internet-enabled device (eg smartphone and laptop) can give me access to many things that may not be suitable for my age. I will use my devices safely and avoid clicking on any appropriate sites. (You could choose to list sites your kids can’t visit however this maybe, in fact, give them ideas! You choose what works best). 
  • I understand that it is my responsibility to protect my personal information and not share it freely online. This includes my name, family details, school, telephone numbers, and address. 
  • I will keep my password private and not share it with anyone outside my family. 
  • I understand that not everything is as it seems online and that being safe (and savvy) online means thinking critically and questioning whether it is true. 
  • I will not use a credit card online without permission from my parents. 
  • I will close down pop-up or banner ads and not click on them. 

Safety 

  • I will not share my location while using my devices.  
  • I will allow my parents to adjust the privacy settings on this device and monitor my activity. I understand that this is for my own safety. If older: I will ensure privacy settings are always on and set to the highest level for every social media platform I use. 
  • If anyone pressures me or makes me feel uncomfortable, I will stop talking to them and tell a family member or trusted adult.  
  • I understand that people are not always who they say they are online. 
  • I will not talk to anyone online who I don’t know in real life. 
  • I will not meet up with anyone I first met online without permission from my parents. 

Online Behaviour 

  • Being kind and respectful online is essential.  
  • I will only talk to people I know in real life when I am online (ideally, we’d want all our kids to agree to this but in reality, older teens won’t cop this. So, this is more suitable for younger kids) 
  • I will not be hurtful or mean to others on social media. This includes messaging, commenting, posting, liking, and sharing mean or hateful content.  
  • If I feel like I am being harassed or bullied online, I will tell a trusted adult.  
  • I will ask permission before I share pictures or videos of my friends. 
  • I will not share any content that is too revealing. This includes posting or sending inappropriate photos or messages. 

Smartphone Usage 

  • I will ensure my mobile phone stays in its protective case at all times. If it or the screen protector cracks or breaks, I will tell my parents.  
  • I will not use my phone when at school unless ___________________________. 
  • These places are no-phone zones:  
  1. Our family does not use our phones during dinner. 
  2. I will shut off my phone at __ pm and it will not be turned back on until ___ am. (You could also add here – after breakfast and/or until I am ready for school. 
  3. I will get permission from my parents before I download any apps on my smartphone – this includes games. 

Gaming 

  • I can play games that are rated: _____. (Ratings on games range from G, PG, M, MA15+ to R here in Australia). Please do your research here and work out what’s suitable for your kids. Check out the Australian Classification Board’s latest ratings for games to help make your decision. 
  • Video games that I am not allowed to play at my home, or anyone else’s home include: (list what games are off-limits) 
  • I will ensure my privacy settings are set to the highest level. 
  • I will not talk to people I don’t know in real life while gaming. 

Consequences 

I understand that access to my devices is a privilege and breaking this agreement will lead to the following consequences: (list what you feel is appropriate) 

Formalizing The Agreement 

I would have all parties sign and date the agreement: both parents and kids. You may choose to keep a copy on the fridge? Again, whatever works for your situation. 

So, if you are feeling like this digital parenting thing is getting the better of you, please consider introducing an agreement. For decades, parenting experts have written about the virtues of establishing clear boundaries for our kids and in my opinion, a tailored family tech agreement absolutely does that! 

Good luck!! 

Alex x  

The post Why You Need to Get a Family Technology Agreement Happening appeared first on McAfee Blog.

How Secure Is Video Conferencing?

By McAfee

As millions of people around the world practice social distancing and work their office jobs from home, video conferencing has quickly become the new norm. Whether you’re attending regular work meetings, partaking in a virtual happy hour with friends, or catching up with extended family across the globe, video conferencing is a convenient alternative to many of the activities we can no longer do in real life. But as the rapid adoption of video conferencing tools and apps occurs, is security falling by the wayside?

Avoid Virtual Party Crashers

One security vulnerability that has recently made headlines is the ability for uninvited attendees to bombard users’ virtual meetings. How? According to Forbes, many users have posted their meeting invite links on social media sites like Twitter. An attacker can simply click on one of these links and interrupt an important conference call or meeting with inappropriate content.  

Ensure Data is in the Right Hands

Online conferencing tools allow users to hold virtual meetings and share files via chat. But according to Security Boulevard, communicating confidential business information quickly and privately can be challenging with these tools. For example, users are not always immediately available, even when working from home. In fact, many parents are simultaneously doubling as working parents and teachers with the recent closure of schools and childcare providers. If a user needs to share private information with a coworker but they are unable to connect by video or phone, they might revert to using a messaging platform that lacks end-to-end encryptiona feature that prevents third-party recipients from seeing private messages. This could lead to leaks or unintended sharing of confidential data, whether personal or corporate. What’s more, the lack of using a secure messaging platform could present a hacker with an opportunity to breach a victim’s data or deviceDepending on the severity of this type of breach, a victim could be at risk of identity theft 

Pay Attention to Privacy Policies

With the recent surge of new video conferencing users, privacy policies have been placed under a microscope. According to WIRED, some online conferencing tools have had to update their policies to reflect the collection of user information and meeting content used for advertising or other marketing efforts. Another privacy concern was brought to light by a video conferencing tool’s attention-tracking feature. This alerts the virtual meeting host when an attendee hasn’t had the meeting window in their device foreground for 30 seconds, resulting in users feeling that their privacy has been compromised.  

How to Secure Video Conferences

As users become accustomed to working from home, video conferencing tools will continue to become a necessary avenue for virtual communication. But how can users do so while putting their online security first? Follow these tips to help ensure that your virtual meetings are safeguarded:  

Do your research

There are plenty of video conferencing tools available online. Before downloading the first one you see, do your research and check for possible security vulnerabilities around the tools. Does the video conferencing tool you’re considering use end-to-end encryption? This ensures that only meeting participants have the ability to decrypt secure meeting content. Additionally, be sure to read the privacy policies listed by the video conferencing programs to find the one that is the most secure and fits your needs.  

Make your meetings password protected

To ensure that only invited attendees can access your meeting, make sure they are password protected. For maximum safety, activate passwords for new meetings, instant meetings, personal meetings, and people joining by phone. 

Block users from taking control of the screen

To keep users (either welcome or unwelcome) from taking control of your screen while you’re video conferencing, select the option to block everyone except the host (you) from screen sharing.  

Turn on automatic updates

By turning on automatic updates, you are guaranteed to have all the latest security patches and enhancements for your video conferencing tool as soon as they become available.  

The post How Secure Is Video Conferencing? appeared first on McAfee Blog.

Crypto Scammers Exploit: Elon Musk Speaks on Cryptocurrency

By McAfee

By Oliver Devane 

Update: In the past 24 hours (from time of publication)  McAfee has identified 15 more scam sites bringing the total to 26. The combined value of the wallets shared on these sites is over $1,300,000 which is an increase of roughly $1,000,000 since this blog was last published. This highlights the scale of this current scam campaign. The table within this blog has been updated to include the new sites and crypto-wallets.

McAfee has identified several Youtube channels which were live-streaming a modified version of a live stream called ‘The B Word’ where Elon Musk, Cathie Wood, and Jack Dorsey discuss various aspects of cryptocurrency.  

The modified live streams make the original video smaller and put a frame around it advertising malicious sites that it claims will double the amount of cryptocurrency you send them. As the topic of the video is on cryptocurrency it adds some legitimacy to the websites being advertised.  

The original video is shown below on the left and a modified one which includes a reference to a scam site is shown on the right.  

We identified several different streams occurring at a similar same time. The images of some are shown below: 

The YouTube streams advertised several sites which shared a similar theme. They claim to send cryptocurrency worth double the value which they’ve received. For example, if you send 1BTC you will receive 2BTC in return. One of the sites frequently asked questions (FAQ) is shown below: 

Here are some more examples of the scam sites we discovered: 

The sites attempt to trick the visitors into thinking that others are sending cryptocurrency to it by showing a table with recent transactions. This is fake and is generated by JavaScript which creates random crypto wallets and amounts and then adds these to the table. 

The wallets associated with the malicious sites have received a large number of transactions with a combined value of $280,000 as of 5 PM UTC on the 5th of May 2022 

Scam Site  Crypto Type  Wallet  Value as on 5PM UTC 5th May 2022 
22ark-invest[.]org  ETH  0x820a78D8e0518fcE090A9D16297924dB7941FD4f  $25,726.46 
22ark-invest[.]org  BTC  1Q3r1TzwCwQbd1dZzVM9mdFKPALFNmt2WE  $29,863.78 
2xEther[.]com  ETH  0x5081d1eC9a1624711061C75dB9438f207823E694  $2,748.50 
2x-musk[.]net  ETH  0x18E860308309f2Ab23b5ab861087cBd0b65d250A  $10,409.13 
2x-musk[.]net  BTC  17XfgcHCfpyYMFdtAWYX2QcksA77GnbHN9  $4,779.47 
arkinvest22[.]net  ETH  0x2605dF183743587594A3DBC5D99F12BB4F19ac74  $11,810.57 
arkinvest22[.]net  BTC  1GLRZZHK2fRrywVUEF83UkqafNV3GnBLha  $5,976.80 
doublecrypto22[.]com  ETH  0x12357A8e2e6B36dd6D98A2aed874D39c960eC174  $0.00 
doublecrypto22[.]com  BTC  1NKajgogVrRYQjJEQY2BcvZmGn4bXyEqdY  $0.00 
elonnew[.]com  ETH  0xAC9275b867DAb0650432429c73509A9d156922Dd  $0.00 
elonnew[.]com  BTC  1DU2H3dWXbUA9mKWuZjbqqHuGfed7JyqXu  $0.00 
elontoday[.]org  ETH  0xBD73d147970BcbccdDe3Dd9340827b679e70d9d4  $18,442.96 
elontoday[.]org  BTC  bc1qas66cgckep3lrkdrav7gy8xvn7cg4fh4d7gmw5  $0.00 
Teslabtc22[.]com  ETH  0x9B857C44C500eAf7fAfE9ed1af31523d84CB5bB0  $27,386.69 
Teslabtc22[.]com  BTC  18wJeJiu4MxDT2Ts8XJS665vsstiSv6CNK  $17,609.62 
tesla-eth[.]org  ETH  0x436F1f89c00f546bFEf42F8C8d964f1206140c64  $5,841.84 
tesla-eth[.]org  BTC  1CHRtrHVB74y8Za39X16qxPGZQ12JHG6TW  $132.22 
teslaswell[.]com  ETH  0x7007Fa3e7dB99686D337C87982a07Baf165a3C1D  $9.43 
teslaswell[.]com  BTC  bc1qdjma5kjqlf7l6fcug097s9mgukelmtdf6nm20v  $0.00 
twittergive[.]net  ETH  0xB8e257C18BbEC93A596438171e7E1E77d18671E5  $25,918.90 
twittergive[.]net  BTC  1EX3dG9GUNVxoz6yiPqqoYMQw6SwQUpa4T  $99,123.42 

Scammers have been using social media sites such as Twitter and Youtube to attempt to trick users into parting ways with their cryptocurrency for the past few years. McAfee urges its customers to be vigilant and if something sounds too good to be true then it is most likely not legitimate.  

Our customers are protected against the malicious sites detailed in this blog as they are blocked with McAfee Web Advisor  

Type  Value  Product  Blocked 
URL – Crypto Scam  twittergive[.]net  McAfee WebAdvisor  YES 
URL – Crypto Scam  tesla-eth[.]org  McAfee WebAdvisor  YES 
URL – Crypto Scam  22ark-invest[.]org  McAfee WebAdvisor  YES 
URL – Crypto Scam  2xEther[.]com  McAfee WebAdvisor  YES 
URL – Crypto Scam  Teslabtc22[.]com  McAfee WebAdvisor  YES 
URL – Crypto Scam  elontoday[.]org  McAfee WebAdvisor  YES 
URL – Crypto Scam  elonnew[.]com  McAfee WebAdvisor  YES 
URL – Crypto Scam  teslaswell[.]com  McAfee WebAdvisor  YES 
URL – Crypto Scam  2x-musk[.]net  McAfee WebAdvisor  YES 
URL – Crypto Scam  doublecrypto22[.]com  McAfee WebAdvisor  YES 
URL – Crypto Scam  arkinvest22[.]net  McAfee WebAdvisor  YES 

 

The post Crypto Scammers Exploit: Elon Musk Speaks on Cryptocurrency appeared first on McAfee Blog.

Advancing our Secure Home Platform with DNS over HTTPS

By McAfee

On the internet, the Domain Name System (DNS) is the way regular people access websites such as ESPN.com or BBC.com. However, the internet uses a unique series of Internet Protocol (IP) addresses to access websites which are tricky for humans to remember.  Web browsers typically interact with websites through IP addresses, and DNS translates websites into IP addresses so browsers can access Internet resources. Historically, this has been done in the form of unencrypted clear text that ISPs and security providers such as McAfee can read and act upon to sort through risky websites or to improve network performance and intelligence.

However, this also opens up vulnerabilities of security and privacy.  As an industry, (Apple, Microsoft, Google, and others) participants are moving toward encrypting this traffic to and from DNS servers with protocols such as DNS over TLS (DoT) and DNS over HTTPS (DoH). Unless the ISP offers DoT/DoH decryption (translation) capabilities, traffic could go directly to outside DNS providers such as Google DNS and Cloudflare who do. Without this visibility, unsafe websites cannot be seen and blocked using DNS filtering technology. Customers can visit sites created by criminals that can trick them to steal their account credentials, download ransomware, or show inappropriate content to their kids.

We’re advancing our Secure Home Platform (SHP) technology to future proof the ability for our partners to protect their customers, their families, and their connected home devices. McAfee is the first in the market to build and introduce this technology. McAfee and OpenXchange have partnered to provide an integration of a forwarder/translator (PowerDNS) with the home router-based SHP product that will make it possible to keep the traffic within the ISP network, as shown in the diagram below – allowing DNS filtering even in encrypted DNS environments.

The ISP can continue to read the traffic and stands to benefit in several ways:

  • Continued ability to offer security protections such as anti-virus, malware filtering, blocking phishing attempts, distinguishing legitimate services, content caching, and parental controls. McAfee Secure Home Platform protects customers/homes from potential harm from an average of 70 potential threats per week
  • Helps defend against DDoS, man-in-the-middle, and botnet attacks
  • More streamlined DoH connections – more private and secure, especially important to sophisticated consumers
  • Locate content based on user demand, and hence improve performance
  • The ISP is not burdened by support issues caused by traffic going outside their network and purview, e.g., to a third-party DNS provider – fewer unhappy customers and support calls due to fewer security incidents.
  • Help comply with Government regulations – block bad actors, terrorist websites, illegal file-sharing, child abuse, national security, court-ordered regulatory blocklists, ban foreign gambling, etc.

Consumers in turn benefit from these additional capabilities that ISPs can provide in security, privacy, and performance.

If you are interested in McAfee’s exciting new DoT-DoH technology for the Secure Home Platform, please contact your McAfee Account Representative for further details.

The post Advancing our Secure Home Platform with DNS over HTTPS appeared first on McAfee Blog.

How To Do A Virus Scan

By McAfee

Whether you think you might have a virus on your computer or devices, or just want to keep them running smoothly, it’s easy to do a virus scan. How to check for viruses depends on the software and device you have, so we’ll go through everything you need to know to run a scan effectively and keep your computers, phones and tablets in tip-top shape.

Do You Need a Virus Scan?

First, let’s cover a few of the telltale signs your device might have a virus. Is your computer or device acting sluggish or having a hard time booting up? Have you noticed missing files or a lack of storage space? Have you noticed emails or messages sent from your account that you did not write? Perhaps you’ve noticed changes to your browser homepage or settings? Or maybe, you’re seeing unexpected pop-up windows, or experiencing crashes and other program errors. These are all examples of signs that you may have a virus, but don’t get too worried yet, because many of these issues can be resolved with a virus scan.

What Does a Virus Scan Do?

Each antivirus program works a little differently, but in general the software will look for known malware that meets a specific set of characteristics. It may also look for variants of these known threats that have a similar code base. Some antivirus software even checks for suspicious behavior. If the software comes across a dangerous program or piece of code, it removes it. In some cases, a dangerous program can be replaced with a clean one from the manufacturer.

How to Check for Viruses

The process of checking for viruses depends on the device type and its operating system. Check out these tips to help you scan your computers, phones and tablets.

On a Windows computer

If you use Windows 10, go into “Settings” and look for the “Updates & Security” tab. From there you can locate a “Scan Now” button.

Of course, many people have invested in more robust antivirus software that has a high accuracy rate and causes less drain on their system resources, such as McAfee Total Protection. To learn how to run a virus scan using your particular antivirus software, search the software’s help menu or look online for instructions.

On a Mac computer

Mac computers don’t have a built-in antivirus program, so you will have to download security software to do a virus scan. There are some free antivirus applications available online, but we recommend investing in trusted software that can protect you from a variety of threats. Downloading free software and free online virus scans can be risky, since cybercriminals know that this is a good way to spread malware.

Whichever program you choose, follow their step-by-step instructions on how to perform a virus scan, either by searching under “help” or looking it up on their website.

On smartphones and tablets

Yes, you can get a virus on your phone or tablet, although they are less common than on computers. However, the wider category of mobile malware is on the rise and your device can get infected if you download a risky app, click on an attachment in a text message, visit a dangerous webpage, or connect to another device that has malware on it.

Fortunately, you can protect your devices with mobile security software. It doesn’t usually come installed, so you will have to download an application and follow the instructions.

Because the Android platform is an open operating system, there are a number of antivirus products for Android devices, that allows you to do a virus scan.

Apple devices are a little different because they have a closed operating system that doesn’t allow third parties to see their code. Although Apple has taken other security precautions to reduce malware risks, such as only allowing the installation of apps from Apple’s official app store, these measures aren’t the same as an antivirus program.

For more robust protection on your Apple devices, you can install mobile security software to protect the private data you have stored on your phone or tablet, such as contacts, photos and messages.

All-In-One Protection:

If safeguarding all your computers and devices individually sounds overwhelming, you can opt for a comprehensive security product that protects computers, smartphones and tablets from a central control center, making virus prevention a breeze.

Why are virus scans so important?

New online threats emerge every day, putting our personal information, money and devices at risk. In the first quarter of 2019 alone McAfee detected 504 new threats per minute, as cybercriminals employed new tactics. That’s why it is essential to stay ahead of these threats by using security software that is constantly monitoring and checking for new known threats, while safeguarding all of your sensitive information. Virus scans are an essential part of this process when it comes to identifying and removing dangerous code.

How often should you run a virus scan?

Most antivirus products are regularly scanning your computer or device in the background, so you will only need to start a manual scan if you notice something suspicious, like crashes or excessive pop-ups. You can also program regular scans on your schedule.

Preventing Viruses

Of course, the best protection is to avoid getting infected in the first place. Here are a few smart tips to sidestep viruses and other malware:

  • Learn how to surf safely so you can avoid risky websites, links and messages. This will go a long way in keeping you virus-free.
  • Never click on spammy emails or text messages. These include unsolicited advertisements and messages from people or companies you don’t know.
  • Keep the software on your computers and devices up to date. This way you are protected from known threats, such as viruses and other types of malware.
  • Invest in comprehensive security software that can protect all of your devices, such as McAfee LiveSafe.
  • Stay informed on the latest threats, so you know what to look out for. The more you know about the latest scams, the easier they will be to spot and avoid.

The post How To Do A Virus Scan appeared first on McAfee Blog.

Phishing Campaigns featuring Ursnif Trojan on the Rise

By McAfee Labs

Authored by Jyothi Naveen and Kiran Raj

McAfee Labs have been observing a spike in phishing campaigns that utilize Microsoft office macro capabilities. These malicious documents reach victims via mass spam E-mail campaigns and generally invoke urgency, fear, or similar emotions, leading unsuspecting users to promptly open them. The purpose of these spam operations is to deliver malicious payloads to as many people as possible.

A recent spam campaign was using malicious word documents to download and execute the Ursnif trojan. Ursnif is a high-risk trojan designed to record various sensitive information. It typically archives this sensitive data and sends it back to a command-and-control server.

This blog describes how attackers use document properties and a few other techniques to download and execute the Ursnif trojan.

Threat Summary

  • The initial attack vector is a phishing email with a Microsoft Word document attachment.
  • Upon opening the document, VBA executes a malicious shellcode
  • Shellcode downloads the remote payload, Ursnif, and invokes rundll32.exe to execute it.

Infection Chain

The malware arrives through a phishing email containing a Microsoft Word document as an attachment. When the document is opened and macros are enabled, Word downloads a DLL (Ursnif payload). The Ursnif payload is then executed using rundll32.exe

Figure 1- flowchart of infection chain
Figure 1- flowchart of infection chain

Word Analysis

Macros are disabled by default and the malware authors are aware of this and hence present an image to entice the victims into enabling them.

Figure 2- Image of what the user sees upon opening the document
Figure 2- Image of what the user sees upon opening the document

VBA Macro Analysis of Word Document

Analyzing the sample statically with ‘oleId’ and ‘olevba’ indicates the suspicious vectors..

Figure 3- Oleid output
Figure 3- Oleid output
Figure 4- Olevba output
Figure 4- Olevba output

The VBA Macro is compatible with x32 and x64 architectures and is highly obfuscated as seen in Figure-5

Figure 5- Obfuscated VBA macro
Figure 5- Obfuscated VBA macro

To get a better understanding of the functionality, we have de-obfuscated the contents in the 2 figures shown below.

Figure 6- De-obfuscated VBA macro (stage 1)
Figure 6- De-obfuscated VBA macro (stage 1)
Figure 7- De-obfuscated VBA macro (stage 2)
Figure 7- De-obfuscated VBA macro (stage 2)

An interesting characteristic of this sample is that some of the strings like CLSID, URL for downloading Ursnif, and environment variables names are stored in custom document properties in reverse. As shown in Figure-7, VBA function “ActiveDocument.CustomDocumentProperties()” is used to retrieve the properties and uses “StrReverse” to reverse the contents. 

We can see the document properties in Figure-8  

Figure 8- Document properties
Figure 8- Document properties

Payload Download and Execution: 

The malicious macro retrieves hidden shellcode from a custom property named “Company” using the “cdec” function that converts the shellcode from string to decimal/hex value and executes it. The shellcode is shown below. 

Figure 9- Raw Company property
Figure 9- Raw Company property

The shellcode is written to memory and the access protection is changed to PAGE_EXECUTE_READWRITE. 

Figure 10- Code of VirtualProtect
Figure 10- Code of VirtualProtect
Figure 11- Shellcode’s memory and protection after calling VirtualProtect()
Figure 11- Shellcode’s memory and protection after calling VirtualProtect()

After adding the shellcode in memory, the environment variable containing the malicious URL of Ursnif payload is created. This Environment variable will be later used by the shellcode. 

Figure 12- Environment variable set in Winword.exe space
Figure 12- Environment variable set in Winword.exe space

The shellcode is executed with the use of the SetTimer API. SetTimer creates a timer with the specified time-out value mentioned and notifies a function when the time is elapsed. The 4th parameter used to call SetTimer is the pointer to the shellcode in memory which will be invoked when the mentioned time is elapsed. 

Figure 13- SetTimer function (Execution of shellCode)
Figure 13- SetTimer function (Execution of shellCode)

The shellcode downloads the file from the URL stored in the environmental variable and stores it as ” y9C4A.tmp.dll ” and executes it with rundll32.exe. 

URL  hxxp://docmasterpassb.top/kdv/x7t1QUUADWPEIQyxM6DT3vtrornV4uJcP4GvD9vM/ 
CMD  rundll32 “C:\Users\user\AppData\Local\Temp\y9C4A.tmp.dll”,DllRegisterServer 
Figure 14- Exports of Downloaded DLL
Figure 14- Exports of Downloaded DLL

After successful execution of the shellcode, the environment variable is removed. 

Figure 15- Removal of Environment Variable
Figure 15- Removal of Environment Variable

IOC 

TYPE  VALUE  PRODUCT  DETECTION NAME 
Main Word Document  6cf97570d317b42ef8bfd4ee4df21d217d5f27b73ff236049d70c37c5337909f  McAfee LiveSafe and Total Protection  X97M/Downloader.CJG 
Downloaded dll  41ae907a2bb73794bb2cff40b429e62305847a3e1a95f188b596f1cf925c4547  McAfee LiveSafe and Total Protection  Ursnif-FULJ 
URL to download dll  hxxp://docmasterpassb.top/kdv/x7t1QUUADWPEIQyxM6DT3vtrornV4uJcP4GvD9vM/  WebAdvisor  Blocked 

MITRE Attack Framework 

Technique ID  Tactic  Technique Details  Description 
T1566.001  Initial Access  Spear phishing Attachment  Manual execution by user 
T1059.005  Execution  Visual Basic  Malicious VBA macros 
T1218.011  Defense Evasion  Signed binary abuse  Rundll32.exe is used 
T1027  Defense Evasion  Obfuscation techniques  VBA and powershell base64 executions 
T1086  Execution  Powershell execution  PowerShell command abuse 

 Conclusion 

Macros are disabled by default in Microsoft Office applications, we suggest keeping it that way unless the document is received from a trusted source. The infection chain discussed in the blog is not limited to Word or Excel. Further threats may use other live-off-the-land tools to download its payloads.  

McAfee customers are protected against the malicious files and sites detailed in this blog with McAfee LiveSafe/Total Protection and McAfee Web Advisor. 

The post Phishing Campaigns featuring Ursnif Trojan on the Rise appeared first on McAfee Blog.

WFH Unprotected: How Organizations Can Keep Their Employees and Their Business Safer

By McAfee

The devices employees use as they work from home could be the ones that put their companies at risk.

With businesses continuing to support remote and hybrid workplaces, more employees are connecting more of their personal devices to corporate networks, yet these devices aren’t always well protected from malware, breaches, and theft—which can affect them and the companies

they work for.

Prior to the pandemic, a major topic for employee and business security was BYOD, or “bring your own device.” And it remains so. That catchy little abbreviation took root several years ago as many employees started bringing their own devices to work for both personal and business use, whether that was their smartphone for company calls and email or swapping files once in a while with an external drive or a USB stick.

The argument for BYOD is that it potentially increases employee productivity by allowing people to use the devices they’re familiar with—plus that company can save on costs by having employees bring their own tech into the office. However, there’s a flip side. Because these devices can and often do connect to sensitive corporate resources and data, they can potentially compromise those very same resources and data. Unless they have strong security in place, which they often do not. Employees simply don’t always protect their own devices.

Our most recent global research shows that only 68% of adults say that they protect their laptops with basic antivirus protection. Note that basic antivirus does not include comprehensive security software that also protects them from the pandemic and post-pandemic rise in account theft, ransomware, email fraud, and phishing attacks. With this, only 68% of adults employ baseline protection, let alone more thorough protections beyond that. 

This figure drops dramatically when it comes to protecting their smartphones, classically the leading BYOD device in the corporate landscape. Here, only 41% of adults said they protect their phones with basic antivirus. Moreover, only 56% said they protect their smartphone with a password or passcode to unlock it—making nearly half of them an open book to cyber crooks in the event of loss or theft. 

Now, with remote and hybrid workplaces becoming more commonplace, BYOD gets all that much more complicated. Businesses are now faced with an unprecedented number of BYOD devices on their networks. In the U.S. alone, a Gallup poll found that half of the full-time workforce was “remote capable,” some 60 million people in all.  

Of them, 53% said they expect to work in a hybrid model moving forward and another 24% to work fully remotely. That means somewhere around 46 million workers in the U.S. will work remotely in some form or fashion and will likely use one or more of their own devices to do so—a clear concern for any security-minded business if these employee devices remain unprotected.  

The realities of BYOD and WFH 

In an ideal world, employees would stick to some hard and fast rules about device usage. They’d do their work on one laptop and then use another for streaming shows, doing their shopping, playing games, managing their finances and so on. Yet that doesn’t appear to be the case.  

A recent global study found that 55% of remote workers use a personal laptop or smartphone for work at least part of the time. Moreover, this begs the question if the employee is the only one using that BYOD device. After all, they’re likely working in their own home, where other family members may use that device to some extent as well, which adds yet more security risks for businesses. With multiple users on a single device, the additional browsing, downloading, emailing, and shopping could expose that device to more security risks than from a single user alone. 

Unlike company-issued devices, employee-owned devices aren’t subject to the centralized policies and protections that corporate IT can put in place. This leads to devices on the corporate network that may be without up-to-date antivirus protection, have malicious apps on them, or use browsers with compromised extensions that illicitly gather data on their users. 

Once again, with employees sometimes taking lax, if any security measures to protect their devices, this can present serious risks to the business, such as the dramatic rise in business email compromise. As reported by the Federal Bureau of Investigation (FBI), businesses lost $2.4 billion in 2021 to this form of scam alone. Meanwhile, phishing attacks, device theft, and credential theft all remain painfully common forms of attack on small and mid-sized businesses. 

How online protection for employees makes for a more secure business 

One way businesses can address these issues is by helping employees do what they haven’t done for themselves—provide them with comprehensive online protection software as a company benefit. 

Comprehensive online protection goes beyond basic antivirus (which as we’ve seen, only 68% of people use). It covers the three pillars of security—privacy, identity, and device security, and by protecting those three things for their employees on their BYOD devices, companies can then protect themselves.  

A brief list illustrates several of the top ways online protection for remote employees can help keep the business secure: 

1) Protect company information as it travels 

If your company doesn’t already support one, employees can use a VPN to create an encrypted tunnel when they connect to the company network, which makes it highly difficult for bad actors to intercept that traffic. Our secure VPN uses bank-grade AES 256-bit encryption to help keep data and information safe. 

2) Shield company data and resources from attacks 

With one bad click, a phishing attack in email, text, or direct message may give an attacker access to login credentials or to install malware known as a keylogger that can likewise steal usernames and passwords. Safe web browsing features found in online protection can help sidestep these attacks before they happen with clear warnings of risky websites, links, files, and other attachments. 

3) Strong, unique passwords for all 

When it comes to employee passwords, no two should be alike. Yet with dozens of logins of their own, in addition to the ones they use exclusively for work, that’s a rule few people follow. A password manager can help. It can store, auto-fill, and even generate strong, unique passwords for each account—across computers, laptops, and smartphones. 

4) Digitally shred sensitive documents permanently 

Employees can permanently delete sensitive files with an application such as McAfee Shredder™, which removes files so that thieves can’t access them. (Quick fact: deleting files in your trash doesn’t actually delete them in the truest sense. They’re still there until they’re “shredded” or otherwise overwritten such that they can’t be restored.) 

5) Device protection that goes beyond the basics 

Absolutely, antivirus is a must. Comprehensive online protection will include that, and much more. Ours offers that in addition to protection that safeguards your employee’s identity and privacy—along with a personalized Protection Score that checks the health of their online protection and provides simple steps to improve their security. 

Think about theft and loss as well 

Beyond online protection software, is remote locking and wiping of devices. We’ve mentioned physical loss and theft of devices as a significant security issue. Many laptops and mobile devices offer location tracking services to help locate a lost device—and yet others allow the owner to remotely lock or even wipe the contents of that device if they fear it’s lost for good or fallen into the wrong hands.  

Showing employees how to enable and use these features can further protect all parties involved in such a worst-case scenario. Apple provides iOS users with a step-by-step guide for remotely wiping devices and Google offers up a guide for Android users as well. For laptops, Microsoft and Apple users can enable the following settings:  

  • Windows: Enable in Settings > Update & Security > Find my device 
  • macOS: Setup iCloud on your device. Enable via Settings > Your Name > iCloud > Find My Mac 

Online protection—good for employees, good for business 

By providing employees with comprehensive online protection that complements the security measures the company already has in place, they get the benefit of a far safer time online for themselves. Potentially their families as well. In turn, because they’re more secure, the business is more secure—an important point to consider when millions are still working from home on their BYOD devices.  

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Can Parental Controls Can Help You Create Good Habits?

By Alex Merton-McCann

Molding and shaping our kids while we can is every parent’s dream. When kids are young – and sweet! – they are far more inclined to take on board our advice and lovingly imposed rules. Oh, how I miss those days!! And in a nutshell – that’s what a good set of parental controls can do for you and your kids. In my opinion, parental controls can absolutely help you create good habits but it’s essential that they are accompanied by an invested parent who’s keen to help their kids navigate the online world. 

What Can Parental Controls Do? 

With Aussie kids spending at least 5 hours online a day, it’s no secret that they can be exposed to a broad range of people, websites and themes – some potentially quite disturbing. And with most kids sporting an internet-connected phone plus a laptop, there’s no limit to what they can access – and usually when you aren’t around. 

I like to think of parental controls as another way of helping establish healthy habits and good decision-making strategies with your kids. For example, if you have told your kids there is no screen time before bed, then you are able to use Parental Controls to make that a reality. And if you have agreed that they are able to use only certain apps or social media platforms then Parental Controls can also make this happen by blocking access if they deviate. I believe that over time, these routines, and boundaries simply become part of your child’s day-to-day life and become good habits. 

McAfee’s Parental Controls, called Safe Family, can also let you view your kids’ activity online and let you know where your kids are at all times. How good??    

Doesn’t It Take Just 21 Days To Form A Habit? 

While it’s commonly believed that it takes just 21 days to form a habit, courtesy of Dr Maxwell Maltz in the 1960’s, more up-to-date research shows that it could take considerably longer. In fact, research conducted in 2010 by Health Psychology Researcher Philippa Lally at The University College in London shows that it takes around 2 months or 66 days to be precise to make a new habit stick! 

And while I love the idea that we could help our kids adopt new positive habits in just 2 months, I think we need to keep it real. Fear of missing out (FOMO) coupled with the lure of their shiny devices might mean that it takes a little more than 66 days to make a change, particularly if you are trying to modify their current usage as opposed to starting from scratch. 

Nothing Replaces The Role Of Being A Proactive Digital Parenting 

There is no-one that better understands just how time poor parents can be. Having spent the last 20 plus years rearing 4 boys and working, I feel like I’ve earnt the time poor t-shirt! So, understandably, many parents feel like they just don’t have the ‘band with’ to take on much more so digital parenting is often put in the too hard basket. And I totally get it!    

But using parental controls without some knowledge of your kids’ digital world, is a little like filling your car with petrol but not worrying about the oil. It will eventually be a problem! 

My Top 3 Digital Parenting Non-Negotiables 

So, I’m going to break it down for you. Digital parenting doesn’t have to be overwhelming, particularly if you break it down. So, in a quest to keep it simple, here are 4 things you can do to up your digital parenting game: 

1. As Soon as Your Kids Start Using Devices, Start Talking Cybersafety 

The day your child picks up a device is the day you start talking about cybersafety. If this is when they are 18 months of age, then that’s when you start. Always ensure the messages are age-appropriate and keep them simple. You could start with:  

  • “Remember, daddy/mummy chooses the game” 
  • “Let’s keep your name private online.” To help with this, why not create an online nickname for them? 
  • “Make sure you’re sitting near (mum/dad/nana) when you are using the iPad.” 

And when your kids get older, weave in more age-appropriate messages, such as: 

  • “Online friends aren’t real friends” 
  • “If you wouldn’t do it in person then don’t do it online” 
  • “Think before you post” 

Knitting cybersafety messages into your family dialogue needs to also become automatic. Talk about it just like you would sun safety or road safety. And why not share stories around the dinner table about your own online experiences or even relevant news stories to engage them in a dialogue. 

2. Create a Family Digital Contract 

I love the idea of a clear contract between parents and kids that details your expectations about their online behaviour and technology use. It’s a great way of developing a set of guidelines that will help them navigate the risks associated with being online. Now, this agreement should definitely be a family exercise so ensure your kids are invested in the process too. If you want a starting point, check out this one from The Modern Parent here 

3. Commit to Understanding Your Child’s Digital World 

Taking some time to understand how your child spends their time online is the best way of truly understanding the risks and challenges they face. So, join ALL the social media platforms your kids are on, play their games and download their messaging apps. You will develop a better understanding of how to manage privacy settings and the language/online culture that is a big part of your child’s life. And the best part – if they know you understand their world, I have no doubt that you will develop a little ‘tech cred’ which mean that they will be more likely to come to you with any issues or problems that may face online. Awesome! 

Get Technology Working for You 

There is some amazing technology available that makes this digital parenting thing a heck of a lot easier and that includes Parental Controls. McAfee’s Safe Family is a comprehensive parental controls solution that lets you monitor and block apps and websites, manage screen time, see where your kid’s devices are at all times, and more, giving you peace of mind in an ever-mobile world. The perfect partner to an invested parent! 

Parental Controls can be an awesome way of helping your kids establish positive habits around their tech use, but they are even more impactful when combined with an invested parent who has got a good handle on the online world. So, by all means, invest in Parental Control software but also commit to ramping up your digital parenting game – it’s the best way to help set up your kids for a safe and positive experience online. And isn’t that every digital parent’s dream! 

Take Care 

Alex 😊 

The post Can Parental Controls Can Help You Create Good Habits? appeared first on McAfee Blog.

5 Tips For Creating Bulletproof Passwords

By McAfee

While biometric tools like facial ID and fingerprints have become more common when it comes to securing our data and devices, strong passwords still play an essential part in safeguarding our digital lives.

This can be frustrating at times, since many of us have more accounts and passwords than we can possibly remember. This can lead us to dangerous password practices, such as choosing short and familiar passwords, and repeating them across numerous accounts. But password safety doesn’t have to be so hard. Here are some essential tips for creating bulletproof passwords.

Remember, simple is not safe

Every year surveys find that the most popular passwords are as simple as  “1234567” and just “password.” This is great news for the cybercrooks, but really bad news for the safety of our personal and financial information.

When it comes to creating strong passwords, length and complexity matter because it makes them harder to guess, and harder to crack if the cybercriminal is using an algorithm to quickly process combinations. The alarming truth is that passwords that are just 7 characters long take less than a third of a second to crack using these “brute force attack” algorithms.

Tricks:

  • Make sure that your passwords are at least 12 characters long and include numbers, symbols, and upper and lowercase letters.
  • Try substituting numbers and symbols for letters, such as zero for “O”, or @ for “A”.
  • If you’re using internet-connected devices, like IP cameras and interactive speakers, make sure to change the default passwords to something unique, since hackers often know the manufacturer’s default settings.

Keep it impersonal

Passwords that include bits of personal information, such as your name, address, or pet’s name, make them easier to guess. This is especially true when we share a lot of personal information online. But you can use personal preferences that aren’t well known to create strong passphrases.

Tricks:

  • Try making your password a phrase, with random numbers and characters. For instance, if you love crime novels you might pick the phrase: ILoveBooksOnCrime
    Then you would substitute some letters for numbers and characters, and put a portion in all caps to make it even stronger, such as: 1L0VEBook$oNcRIM3!
  • If you do need to use personal information when setting up security questions, choose answers that are not easy to find online.
  • Keep all your passwords and passphrases private.

Never reuse passwords

If you reuse passwords and someone guesses a password for one account, they can potentially use it to get into others. This practice has gotten even riskier over the last several years, due to the high number of corporate data breaches. With just one hack, cybercriminals can get their hands on thousands of passwords, which they can then use to try to access multiple accounts.

Tricks:

  • Use unique passwords for each one of your accounts, even if it’s for an account that doesn’t hold a lot of personal information. These too can be compromised, and if you use the same password for more sensitive accounts, they too are at risk.
  • If a website or monitoring service you use warns you that your details may have been exposed, change your password immediately.

Employ a password manager

If just the thought of creating and managing complex passwords has you overwhelmed, outsource the work to a password manager! These are software programs that can create random and complex passwords for each of your accounts, and store them securely. This means you don’t have to remember your passwords – you can simply rely on the password manager to enter them when needed.

Tricks:

  • Look for security software that includes a password manager
  • Make sure your password manager uses multi-factor authentication, meaning it uses multiple pieces of information to identify you, such as facial recognition, a fingerprint, and a password.

Boost your overall security

Now that you’ve made sure that your passwords are bulletproof, make sure you have comprehensive security software that can protect you from a wide variety of threats.

Tricks:

  • Keep you software up-to-date and consider using a web advisor that protects you from accidentally typing passwords into phishing sites.

The post 5 Tips For Creating Bulletproof Passwords appeared first on McAfee Blog.

6 Ways to Help Your Kids Deal with Haters and Harassers Online

By McAfee

Imagine, if you will, a person goes online each day with the sole mission to trigger confrontation and provoke conflict. Sounds bizarre and exhausting, doesn’t it? Sadly, that’s precisely what online trolls hope set out to do. And while trolls often target adults, when they target kids, the emotional impact can be confusing and painful. 

What is a troll?

A troll is a person who posts inflammatory messages in an online forum to purposefully cause confusion or harm to other users online for no reason at all. 

A 2021 Pew Research report found that nearly 41 percent (four in ten) Americans have encountered online harassment. Additionally, 55 percent think it is a “major problem.” Seventy-five percent of the targets of online abuse say their most recent experience was on social media.  

Bullies vs. Trolls

It’s important to differentiate bullies and trolls. While both cause harm, bullies often know their targets. Trolls, however, amplify the emotional complexity of online harassment by targeting strangers. Their goal is to anger and exhaust people with name-calling, body shaming, political or gender bashing, and other forms of emotional abuse.  

Helping kids understand, process, and respond in a healthy way to this kind of cruel behavior is, no doubt, a challenge all parents face today. So, what can we do? There are a few things.  

6 Ways to Help Kids Starve the Trolls

1. Prepare. Consider taking the time to discuss this important topic with your child. If they have yet to encounter a troll, it won’t be long. Define what a troll is, what their motives might be, and the different ways they wreak havoc online. For a few conversation starters, google “trolls and motives.” You will find that, among other reasons, trolls incite mayhem online to attract attention, exercise control, and hurt and manipulate others. In fact, some studies show trolling is associated with (among other personality disorders) psychopathy, Machiavellianism, and narcissism.

Helping your kids understand these personalities—and not internalize a troll’s hurtful comments—will take time and consistency.  

2. Parental Controls. One way to help your kids steer clear of trolls is parental controls. This level of software will block apps and filter websites trolls might frequent. In addition, parental controls will generate online activity reports and help parents limit screentime, both factors in reducing online conflict. 

3. Starve the trolls. It’s human nature. We want to strike back hard and fast with an epic comeback when we’re attacked online. However, studies show that the best way to deal with a troll is to ignore or starve them. Trolls feed on angry reactions so arguing is like serving them a chocolate sundae.  Instead, consider coaching your child to take a deep breath, step away from their devices, process the troll’s motives, and lastly, not engage. This will not only starve the troll, hopefully, it will also help your child build self-control.  

4. Exercise your power. Is it tough to ignore the trolls? You bet! However, muting, blocking, and reporting is still a way for kids to exercise their power. A good reminder to relay to kids: While the internet may be free and open to everyone, your child’s profile, page, or blog belongs to them. It is not a democracy that requires them to tolerate free speech or abusive behavior. Encourage your child to exercise their power and voice by using the reporting tools—unfollow, mute, block, report—designed to help them feel secure and safe online.  

5. Make accounts private. Many trolls tend to operate under anonymous names and use hidden IP addresses. For that reason, encourage your child to limit their online circles to friends only. While this may not ward off all trolls, it will reduce their chances of getting through the gates. This is especially important for children who play video games and chat online with unknown online players who may be trolls. Remind them to create private accounts on social networks and to keep all personal information private.  

6. Take appropriate action. If a trolling situation escalates to stalking or threats, report it to authorities immediately. A great place to learn more about trolling is the Crash Override Network, an exhaustive list of resources for victims of online harassment. Note: Be sure to take screenshots of the abusive posts, so you have proof in case the person attempts to edit or delete them. 

It’s easy to forget that each time your child logs into a device, they step into a literal worldwide web of strangers with diverse behaviors and agendas. Taking time to talk about trolls—before your kids rush to scroll Tik Tok or play Fortnite—will help equip them to deal with this growing threat.     

The post 6 Ways to Help Your Kids Deal with Haters and Harassers Online appeared first on McAfee Blog.

Aussie Children Have 2nd Highest Rate of Cyberbullying, Time To Focus on Digital Parenting

By Alex Merton-McCann

Whether it was bush fires, Covid, floods, or the Ukraine conflict, the news agenda over the last two years has been jam-packed. So, when McAfee released the findings of their first Global Connected Family Study, it was clear to me that connecting safely online needs to make it back into the news. 

Over 15,000 parents and 12,000 children aged 10-18 from 10 countries (including Australia) were interviewed for the study with the goal of finding out how families both connect and protect themselves online. So, let me share with you the results that need to spring us into action. 

  • Aussie children report the 2nd highest rate of cyberbullying (24%) out of the 10 countries surveyed. US children reported the highest rate. The average for all countries was 17%. 
  • Aussie parents are not completely aware of what’s happening in their children’s digital lives with just 20% nominating that their child had experienced cyberbullying while in fact 24% had experienced it. 
  • Children want to feel safe online and 73% of those surveyed look to their parents more than any other resource for help however parents are struggling to deliver. 
  • Parents are more inclined to protect their daughters online than their sons. Girls aged 10-14 were more likely to have parental controls on their PCs/laptops in almost every country surveyed. 
  • Children and teens want their privacy online and more than half (59%) will take steps to actively hide their online activity from hiding their browsing history to omitting details about what they are doing online. 

What Can We Do About It? 

I’m the first to admit that being a digital parent can be incredibly overwhelming. Staying abreast of the latest trends, apps and social media platforms can seem like a full-time job! And let’s not forget the latest threats and risks too. But findings, like the ones above, do have a way of shaking up priorities and do serve to provide clarity on where we need to focus our attention as parents.  

So, let’s break it down into 5 steps that you can take to ensure you are minimising the negativity and risks your kids may experience online: 

1. Check Your Family’s Communication Culture 

Without a doubt, one of the best things you can do for your family is create a culture where honest and genuine communication is a feature of everyday life. If your kids know they can confide in you, no matter what the problem is, then they are far more likely to come to you before a problem such as cyberbullying can feel unsolvable.  

2. Commit to Understanding Your Kids’ Online World 

It’s impossible to set boundaries and appreciate the risks in the digital world, if you don’t really know what your kids are dealing with. You may have little natural interest in joining Kik, Snapchat or Instagram but if you kids use it – then you know what you need to do! And if your kids can see that you are more actively involved online and using similar platforms, they will be more likely to come to you if they experience a problem. 

3. Introduce A Family Technology Contract 

In my opinion, one of the biggest causes of issues online is the fact that children are given internet-enabled devices that require adult levels of maturity and problem-solving skills. But let’s keep it real – that horse has bolted – most of our kids have phones in their pockets! So, the best way of managing this is to introduce a family technology contract.  

Now this can be as simple or complex as you feel is necessary for your tribe. You may want to insist on just a few rules such as not sharing passwords with friends, seeking permission before downloading apps, and always being kind online. You could simply write these on a piece of paper and have your kids sign it. Whatever works for you but remember, the research is showing that our kids are looking to us to help keep them safe online, so include as much here as you think your kids need. And of course, these need to be age-appropriate. I love this one for under 5’s from our eSafety Commissioner and this one is great for tweens and teens from The Modern Parent. 

4. Talk Cyberbullying (And Empathy) With Your Kids 

Bullying has existed long before the internet was even a word so unfortunately, it isn’t going anywhere. But coupled with the intensity and very public nature of the online world, it can be devastating. In my opinion, the key to cyberbullying is prevention. So, ensuring your kids know they can come to you with any problem, having a tight connection with your child so you can pick when things are ‘off’ and arming them with a basic cyber safety toolkit (not sharing passwords, privacy settings on, being kind online & having time away from devices) is essential.  

One of the ways we can also keep our kids from making mistakes online is by teaching them empathy. If kids haven’t developed empathy, then they make decisions based solely on their own desires – without any consideration for others. Many experts believe that it is the absence of empathy that leads directly to bullying.   

So, be a role model and start weaving the good old saying ‘do unto others as you would like them to do to you’ into your family dialogue.  

5. Consider Parental Controls & Protection Software 

The research findings are very clear: our kids want us to take charge of their online safety. So, let’s get technology working for us so we can keep them safe. 

Parental controls are not the silver bullet but when they are used in conjunction with proactive parenting then they can be transformative. McAfee’s Safe Family offers parents the ability to monitor device activity, limit screentime, block apps, and filter websites. This is a great way of teaching boundaries and limits while also giving yourself peace of mind that your kids are as safe as possible. 

Investing in comprehensive protection software for your (and your kid’s) devices is another way of adding a layer of protection to their online world. Comprehensive security software like McAfee’s Total Protection will protect against dangerous downloads, viruses, malware, online threats, and visits to risky websites. It will also encrypt the files on your computer and help manage your passwords! A complete no-brainer!!  

So, please don’t be overwhelmed and don’t even aim to be the perfect digital parent! Break it down and do the best you can because protecting our kids online needs to be a top priority. So, as soon as possible – check your family communication, take some time to understand your kids’ online world, put a digital contract in place, talk a little, and use some parental controls. But please do not forget about the power of role modeling. As parents, we are our kids’ biggest influencers so it might just be time for you to up your own digital safety game too!! 

Till next time. 

Stay safe everyone! 

The post Aussie Children Have 2nd Highest Rate of Cyberbullying, Time To Focus on Digital Parenting appeared first on McAfee Blog.

Are You Playing A Role In Protecting Your Online Privacy?

By Alex Merton-McCann

Like most things in life, online privacy is a 2-way street. As consumers, we expect the companies we deal with online to manage and safeguard our data to a super professional level however we also have a role to play here too. So, this Privacy Awareness Week (PAW), let’s focus on what we can do to ensure our personal information is kept as secure, and private as possible. 

Privacy Awareness Week 

There’s nothing like a dedicated ‘week’ to renew our focus and in my opinion, this year’s PAW does just that. This year’s theme is – The Foundation of Trust – we all have a role to play, a great reminder of how it’s up to all of us to ensure we manage online privacy. There’s no doubt that managing our privacy is low on the to-do list for many. And I get it – we’re all strapped for time, and we don’t ever think privacy breaches will affect us. Well, my friends, I’m here to tell you that privacy breaches do happen. Identity theft is a reality of living life online. In fact, in 2020/21, nearly 155,000 Aussies had their identities stolen and they were the cases that were reported. But the good news is that if you take a proactive approach, you can minimise the risk of this ever happening. 

What You Can Do to Protect Your Online Privacy 

Believe it or not, most of your privacy action plan involves small steps that are, I promise, relatively painless. The most important thing here is that you need to commit to doing them. The last thing you want is to spend months dealing with the fallout from having your identity stolen. It’s exhausting, stressful, and absolutely worth avoiding. 

Without further ado, here’s your action plan: 

1. Passwords 

Strong and complex passwords are essential to keeping your online information tight. Ideally, a password should have between 8-10 characters and be a combination of letters – both lower and uppercase, numbers and symbols. Each online account should also have its own password too – which is a very overwhelming concept! Consider using a password manager such as McAfee’s TrueKey to help generate and manage passwords.   

2. Conduct An Audit of Your (and Your Kids’) Privacy Settings 

Ensure all the family checks their social media accounts to ensure they are set to private. This will mean that only their chosen friends can see their private information. Each social media platform will have its own ‘help’ page which provides specific steps on how to do this.  

3. Use Public Wi-Fi With Caution 

If you are serious about your online privacy, then you need to use public Wi-Fi sparingly. Unsecured public Wi-Fi is a very risky business. Anything you share could easily find its way into the hands of cybercriminals. So, avoid sharing any sensitive or personal information while using public Wi-Fi. If you travel regularly, consider investing in a VPN. A VPN (Virtual Private Network) encrypts your activity which means your login details and other sensitive information is protected. A great insurance policy!  

4. Use 2-Factor Authentication 

Adding an additional layer of security to protect yourself when accessing your online accounts is another great way of guarding your online privacy. Turn on two-factor authentication for Google, Dropbox, Facebook and whatever other site offers it. For those new to this option, this means that in addition to your password, you will need to provide another form of identification to ensure you are who you say you are. Most commonly, this is a code sent to your mobile phone or generated by a smartphone app. 

5. Consider a Search Engine that Doesn’t Track Your Every Move Online 

Most web surfers rely on Google for their searching but why not use a search engine that doesn’t collect and store the information? And there are loads of more ‘privacy focussed’ options to choose from. Check out DuckDuckGo, that doesn’t profile users or track or sell your information to third parties. 

6. Protect Your Digital Life 

Comprehensive security protection software is an easy way to help firm up your online privacy too as it does a great job of keeping malicious software (malware) at bay. Malware can wreak absolute havoc: from installing pop ups to scanning for personal information. And if you’re likely to click dodgy links (we’re all human after all), then this is a no brainer! Super-duper security software will also guard you against viruses and online threats, direct you away from risky websites and dangerous downloads and protect your smartphones and tablets too, it can also back up your files. McAfee’s LiveSafe protection software comes with a 100% guarantee to protect you against viruses. 

So, this Privacy Awareness week, please take the time to ensure you are doing all you can to nail your online privacy. And of course, please get your kids involved too. Do your research and find some stories of ‘real life’ people who have had their identity stolen to share around the dinner table because identity theft can absolutely happen to anyone! 

Till next time, 

Stay Safe! 

Alex 😊  

The post Are You Playing A Role In Protecting Your Online Privacy? appeared first on McAfee Blog.

This World Password Day, Here’s How a Password Manager Can Simplify Your Life

By McAfee

Passwords: we entrust our most important data to these strings of letters, numbers, and special characters. So, we should make sure our passwords are words or phrases that we can easily remember, right? While this might be the most convenient option,  there are more secure ways to digitally lock up your most sensitive personally identifiable information (PII). In celebration of World Password Day, we’re diving into how you can practice top-notch password security without compromising convenience.1  

The Nature of the Password 

Over the years, the password has remained a good first line of defense against cyberattacks. However, most of us tend to choose passwords based on memorable things from our lives, like family names or our pets’ birthdays. As it turns out, these details are easy for hackers to find on social media sites like Facebook or LinkedIn. It’s also human nature to opt for convenience, and for many people that means  setting easy-to-remember and easy-to-guess passwords. Plus, out of convenience, people often reuse passwords across multiple accounts and services. The downside is that if one account becomes compromised, all accounts become compromised. 

As an alternative to single-word passwords, many security experts advocate for passphrases over passwords. Passphrases are longer strings of words and characters that are easier for you to remember and harder for nefarious software and cybercriminals to guess than random strings of upper and lowercase letters, numbers and symbols. But, according to a study, the average American internet user was projected to have 300 online accounts by 2022.2 Can you imagine memorizing 300 different passphrases? We can all agree that sounds pretty unrealistic, so users tend to look for other solutions.  

Do You Save Your Password in a Browser?  

If the answer is yes, you may want to reconsider, as there are several risks associated with this practice. Although it’s convenient to have your browser save your passwords, they tend to do a lousy job of safeguarding your passwords, credit card numbers and personal details, such as your name and address. 

Let’s take Google Chrome, for example. Unlike most dedicated password managers, Chrome doesn’t use a primary password to encrypt all your credentials. (Note that some browsers do use one, and are therefore more secure, though you’ll still need to trust your browser provider.) This makes your Chrome-stored passwords relatively weak to “local” attacks. For example, if someone gets hold of—or guesses—your Windows password, they can then see all the logins stored in your browser’s password manager. 

Another consideration to note is that the security of all your accounts is tied to your browser account’s security. Let’s say you use the sync option to make your credentials available on all your devices. This means that logins are stored in the cloud and, though encrypted, if someone manages to hack into your browser account, they will gain access to all your logins.  

Keep Your Accounts Secure Without Compromising Convenience 

What can you do to help ensure your online profiles are kept safe without spending hours managing a complex list of passwords? Here are some easy ways to lock down your digital life without sacrificing convenience:  

Use a password manager to store unique, complex passwords for all your accounts 

A password manager is a software application that stores your passwords and other sensitive information. You can install it on computers or mobile devices and store all passwords in an encrypted file (or database). The best option is to use a password manager like McAfee True Key to store and create strong, random passwords for each site you visit. You’ll have one primary password that grants access to the rest of them—ideally, a long and random passphrase that you can remember. Once everything is set up, it should be seamless. As you log in to new sites, the password manager will offer to save your credentials for later use. 

Turn on two-factor authentication for every site that offers it 

One of the best ways to protect your accounts against unauthorized access is to turn on two-factor authentication for every site that offers it. Using two-factor authentication means a site will prompt you for a unique security code, in addition to your password, whenever you log in to an account for which you have enabled this feature.  

Two-factor authentication adds an extra layer of security by requiring another form of identification after you enter your username and password. Some services send a temporary passcode over text message. Others require the user to approve login attempts from new devices using an app. If someone steals your device or gains access to your account details, they’re out of luck unless they also have access to this second piece of information. Two-factor authentication is available on a wide range of websites and can help keep your accounts safe from would-be hackers, so you should always use it when available.  

Use a virtual private network (VPN) when out and about 

A VPN, or virtual private network, encrypts your data and masks your online behavior from snooping third parties. When you go to a website, your computer connects to the server where the site is hosted, and that website can see a certain amount of data about you and your computer. With a VPN, you connect to a private server first, which scrambles your data and makes it more difficult for digital eavesdroppers to track what you’re doing online. 

VPNs can provide users with greater peace of mind when on the go. Say you’re traveling on a business trip and need to connect to the Wi-Fi network provided by your hotel. Shifty characters often lurk on unprotected, free networks (such as those provided by hotels, coffee shops, airports, etc.) to lift PII from people handling sensitive emails, making banking transactions, or shopping online. McAfee Safe Connect VPN encrypts your online activity with bank-grade encryption to protect your data from prying eyes. With a premium paid plan, you can protect up to five devices at once and enjoy unlimited data protection.  

The Best of Both Worlds: Security and Convenience 

With your growing number of accounts all requiring passwords—emails, social media profiles, online banking—it’s no wonder that people tend to reuse passwords across multiple sites. This may be convenient, but it creates significant security risks if a suspicious actor manages to obtain one of your passwords and attempts to use it elsewhere. That’s why having strong passwords matters. 

Do yourself a favor and opt for a dedicated password manager that will auto-save and store your credentials for you, so you only have one password to remember. Who says security and simplicity can’t coexist?  

The post This World Password Day, Here’s How a Password Manager Can Simplify Your Life appeared first on McAfee Blog.

Instagram Hack Results in $1 Million Loss in NFTs

By McAfee

Imagine – your favorite brand on Instagram just announced a giveaway. You’ll receive a free gift! All you have to do is provide your credit card information. Sounds easy, right? This is a brand you’ve followed and trusted for a while now. You’ve engaged with them and even purchased some of their items. The link comes directly from their official page, so you don’t think to question it. Don’t fall prey to crypto scams, download reputable mobile security protection.

This is the same mindset that led to several Bored Ape Yacht Club (BAYC) NFTs being stolen by a cybercriminal who had hacked into the company’s official Instagram account. Let’s dive into the details of this scam.  

Sneaking Into the Bored Ape Yacht Club 

Bored Ape Yacht Club, the NFT collection, disclosed through Twitter that their Instagram account had been hacked, and advised users not to click on any links or link their crypto wallets to anything. The hacker managed to log into the account and post a phishing link promoting an “airdrop,” or a free token giveaway, to users who connected their MetaMask wallets. Those who linked their wallets before BAYC’s warning lost a combined amount of over $1 million in NFTs. 

Despite the large price tag attached to NFTs, they are often held in smartphone wallets rather than more secure alternatives. MetaMask, the crypto wallet application, only allows NFT display through mobile devices and encourages users to use the smartphone app to manage them. While it may be a good method for display purposes, this limitation provides hackers with a new and effective way to easily steal from users’ mobile wallets. 

BAYC does not yet know how the hacker was able to gain access to their Instagram account, but they are following security best practices and actively working to contact the users affected. 

N.F.T. – Not For Taking 

This scam was conducted through the official BAYC account, making it appear legitimate to BAYC’s followers. It is incredibly important to stay vigilant and know how to protect yourself and your assets from scams like these. Follow the tips below to steer clear of phishing scams and keep your digital assets safe:  

Ensure wallet security 

A seed phrase is the “open sesame” to your cryptocurrency wallet. The string of words is what grants you access to all your wallet’s assets. Ensuring that your seed phrase is stored away safely and not easily accessible by anyone but yourself is the first step to making sure your wallet is secure. 

Protect your privacy 

With all transactional and wallet data publicly available, scammers can pick and choose their targets based on who appears to own valuable assets. To protect your privacy and avoid being targeted, refrain from sharing your personal information on social media sites or using your NFT as a social media avatar. 

Look out for phishing scams 

Phishing scams targeting NFT collectors are becoming increasingly common. Be wary of any airdrops offering free tokens in exchange for your information or other “collectors” doing the same. 

Phishing scams tend to get more sophisticated over time, especially in cases like the Bored Ape Yacht Club where the malicious links are coming straight from the official account. It is always best to remain skeptical and cautious, but when in doubt, here are some extra tips to spot phishing scams: 

  • Is it written properly? A few spelling or grammar mistakes can be common, but many phishing messages will contain glaring errors that professional accounts or companies wouldn’t make. If you receive an error-filled message or promotion that requires giving your personal information, run in the other direction. 
  • Does the logo look right? Scammers will often steal the logo of whatever brand or company they’re impersonating to make the whole shtick look more legitimate. However, rarely do the logos look exactly how they’re supposed to. Pay close attention to any logo added in a message or link. Is the quality low? Is it crooked or off-center? Is it almost too small to completely make out? If yes, it’s most likely not the real deal. 
  • Is the URL legit? In any phishing scam, there will always be a link involved. To check if a link is actually legitimate, copy and paste the URL into a word processor where you can examine it for any odd spelling or grammatical errors. If you receive a strange link via email, hover over it with your mouse to see the link preview. If it looks suspicious, ignore and delete it. Even on mobile devices, you can press and hold the link with your finger to check out the legitimacy of the URL. 

As crypto and NFTs continue to take the world by storm, hackers and scammers are constantly on the prowl for ways to steal and deceive. No matter the source or how trustworthy it may seem at first glance, always exercise caution to keep yourself and your assets safe! 

The post Instagram Hack Results in $1 Million Loss in NFTs appeared first on McAfee Blog.

A Guide to Identity Theft Statistics for 2022

By McAfee

There’s a digital counterpart for nearly everything we do, which means more of our personal information is online. And although this tends to make our lives easier, it opens the door for information to land in the wrong hands. Identity theft happens when someone uses your personal identifiable information (PII) for their own monetary or personal gain. Sensitive data like credit card numbers and Social Security numbers can be incredibly valuable if it gets into the wrong hands.  

The good news is that you can take steps to minimize the risk of identity theft. This article breaks down some of the most interesting fraud statistics and trends about identity theft in the United States and offers ways to protect your personal data from cybercriminals. 

Identity theft by the numbers

The number of identity theft cases reported to the Federal Trade Commission (FTC) has increased in the last five years. According to the FTC’s Consumer Sentinel Network (CSN) report, the number of reported cases more than doubled from 2019 to 2020.  

One possible reason for this upward trend is the coronavirus pandemic. Congress passed legislation that included more than $5 trillion in various government benefits. This money was helpful to out-of-luck Americans, but it was also extremely attractive to scammers who used the opportunity to create fake identities and steal unemployment checks. In fact, the most common type of identity theft this past year was government documents and benefits fraud 

What else do the numbers say about the rise in identity theft? Let’s take a closer look: 

These statistics only scratch the surface, though. Keep reading to learn more about the latest identity theft data and what you can do to protect your personal information.  

How common is identity theft in the U.S.?

Identity theft is a huge issue in the United States, and it doesn’t seem to be going away anytime soon. Fraud reports show that the number of identity thefts in the U.S. continues to grow and grow. The graph below shows the number of identity theft reports from the first quarter of 2017 to the first quarter of 2021.  

The reported instances of identity theft have risen sharply from just over 100,000 in the first quarter of 2017 to well over 500,000 in the first quarter of 2021. 2020 had the sharpest increase in reports, as cybercriminals did their best to capitalize on the pandemic to take people’s government benefits 

Number of Identity Theft Reports from 2017-2021

Identity theft, by state  

Not every state is affected by ID theft equally. Where you live can have a big impact on your likelihood of experiencing identity theft. The graph below shows the amount of identity theft cases reported to the FTC per 100,000 residents for each state in the U.S.  

States with the Highest Rates of Identity Theft

With a closer look, the five states with the most identity theft reports include Georgia, Louisiana, Illinois, Kansas, and Rhode Island, which takes the top spot. The number of reports in Rhode Island more than doubled in 2021, from 1,191 in 2020 to 2,857.  

At the other end of the spectrum, South Dakota remained the state with the lowest occurrence of identity theft, with only 76 residents per 100,000 experiencing it.  

State Rankings by Identity Theft

Here’s a list of the 20 metro cities where you have the highest chance of having your identity stolen. 

Top 20 Metro Areas With the Most Identity Theft

Who are the victims of identity theft?

Anyone can become the victim of identity theft, in large part because so much of our information is online. However, certain age groups are more likely to experience different types of scams 

For example, baby boomers are more likely than Generation Z to benefit from government programs. This makes them more susceptible to scams like benefits fraud (where a criminal poses as someone else to steal government benefits).  

On the other hand, younger generations like millennials have grown up with the internet, and activities like shopping online are more frequent. This makes them more susceptible to identity theft through credit card fraud 

Here’s a breakdown of the most common identity theft types from various generations:  

Number of Reports By Generation

Types of identity theft

There are several different types of identity theft, ranging from stolen financial information to compromised health care data. Some forms are pretty straightforward. For instance, credit card fraud occurs when somebody steals your credit card number and uses it to buy things. Others, like medical identity theft, might be a bit harder to recognize.  

Here’s a list of five of the most common types of identity theft 

  • Financial identity theft: This form of identity theft is exactly what it sounds like and involves a criminal stealing your financial information. For instance, your credit card number can be stolen and used to make a purchase.  
  • Medical identity theft: With medical identity theft, someone steals your personal information to obtain health care services. An example is someone else using your identity to obtain prescription drugs. 
  • Criminal identity theft: This form of identity theft occurs when someone else uses your name when arrested. You’ll know this has happened to you if you receive a court summons, for instance, that you had no involvement with. 
  • Synthetic identity theft: A rising form of identity theft, synthetic identity theft is when someone creates a fake identity using someone’s real information. For instance, an imposter might create a fake identity using someone else’s real birthdate and Social Security number to apply for a loan. 
  • Child identity theft: With child identity theft, a criminal uses a minor’s personal information to commit bank fraud or another form of identity theft. 

Although these are five of the most common types of identity theft, they can serve as umbrella terms for more specific forms of fraud. The diagram below shows the number of reported fraud cases of these various types of identity theft In 2021. 

Most Reported Forms of Identity Theft in 2021

While the internet has made our day-to-day lives more convenient, it’s also made it much easier for scammers to steal our personal information. Identity theft has become increasingly more common in the United States over the past five years.  

The more you use the internet, the more opportunities scammers have to steal your data and sell it on places like the dark web. Social media platforms, e-commerce businesses, banking companies, and a host of other online businesses can store your information for a variety of reasons.  

If you use the internet for online shopping, for instance, there’s a good chance a large number of databases stored your personal and financial data. While businesses use your information to give you a better online experience, scammers can also access it to steal your identity.  

The graph below shows the growth of different types of identity theft from 2017 to 2021.  

Type of Identity Theft Trends 2017-2021

What should I do if I think I’m a victim of identity theft?

Criminals use many tricks to get your information. Scammers or hackers might send phishing emails pretending to be the IRS, snoop around social media pages for password clues, get info through a data breach, or simply buy information on the dark web 

Here are a few things you can do if you believe you are the victim of identity theft 

  • Be on the lookout: To avoid identity theft, you’ll want to be alert for signs that someone has stolen your identity. Check your bank statement and credit report regularly to ensure no extra charges to your account. Pay attention to red flags like bills that arrive at your home with your information but someone else’s name, mysterious calls from debt collectors, or emails from new accounts for online services you don’t remember starting.  
  • Reach out to local law enforcement: Some banks may make you show them a police report before they reimburse you for any fraudulent charges or withdrawals. 
  • Contact the company where your ID is being used: Let the businesses where your information is being used know what’s happened. For instance, you’ll want to contact your bank and cancel your credit cards if you find out a criminal is using them. 
  • Get in touch with the three big credit bureaus: Call or message TransUnion, Equifax, and Experian right away. They may be able to diminish the impact an identity thief has on your credit score.  
  • File a report with the FTC: Reporting identity fraud to the FTC can help spread awareness of scams and identity theft tactics so others don’t fall victim to them.  
  • Visit the Identity Theft Resource Center: The ITRC has tools and information to help you protect yourself against identity theft and recover from it.  

We’re here to help protect your personal information

The internet makes our lives easier in many ways. Although identity theft is rising, you shouldn’t let online scams prevent you from enjoying these digital conveniences. Identity thieves are an unavoidable part of using the internet, but you can greatly limit your risk of falling victim to cybercrime if you know what to watch out for and you’re smart online.  

Recognizing the signs of identity theft can help you stay ahead of fraudsters, and investing in McAfee Identity Protection services can offer another layer of protection. When you sign up for our identity protection services, you get perks like $1 million in identity theft protection insurance and email address and bank account monitoring. With our help, you can continue to use the internet with confidence. 

The post A Guide to Identity Theft Statistics for 2022 appeared first on McAfee Blog.

What’s a Parent to Do? Closing the Protection Gap between You and Your Children.

By McAfee

Hands down, children look to their parents to keep them safe online more than anyone else, which begs the question—what’s a parent to do?

Our recent study on connected families found that nearly three-quarters of children said their parents were best suited to teach them about staying safe online, nearly twice than teachers at school (39%) and more than twice over for online resources (34%). Parents recognize their role as a protector online as well, with an overwhelming 90% of parents worldwide agreeing that they’re the primary source.

However, our study also found that parents could be taking more steps to protect themselves online, let alone taking steps for their children. In fact, when looking at how parents protect themselves and then if they protect their children the same way, a distinct gap appears.

Online Security Habits Across Devices

Figures that were already low for relatively straightforward and relatively easily employed safety measures drop yet lower for children—such as installing antivirus software, protecting the computer with a password, or sticking to reputable online stores when shopping.

For example, on computers and laptops, note the 11% drop in antivirus usage, the 14% drop in device password/passcode protection, and the 9% drop in regular updates to the operation system.

This trend continues when the study looked at mobile device protection for parents and children. The numbers were similarly low, and sometimes lower than the rate of protection on PCs and laptops. For example, while 56% of parents said that they protect their child’s smartphone with a password or passcode, only 42% said they do the same for their child’s smartphone—a further 14% drop.

Across the board, parents reported protecting a child’s smartphone to a lesser degree than they protect a child’s computer or laptop—notably when it comes to installing antivirus on phones, to a figure of 19% less (57% to 38%).

Mobile Device Usage Among Children

What’s striking about this is how tweens and teens access the internet today. Our report found that 74% of them said that their smartphone was their most important device (followed by their gaming console at 68%). Moreover, the rate at which they use their smartphones indicates that these devices are their primary onramp to the internet. By ages 15 to 16, some 90% of children worldwide report using a smartphone.

Given these findings, two important points stand out for parents:

  • First, the steps that parents take to protect themselves aren’t always done for their children—even though their children look overwhelmingly to them for protection online.
  • Second, children are going largely unprotected on the devices they use to access the internet the most—their smartphones.

Misconceptions about online protection may play a role in these lax measures. Two additional findings may indicate why this is:

  • 49% of parents think a new phone is more secure than a new computer.
  • 59% of tweens and teens thought new phone was more secure as well.

Both perceptions deny the reality that smartphones, and the people using them, are subject to hacks and attacks just like with any other device that connects to the internet. As such, smartphones call for protection too.

6 Steps to protect you and your family online

So, what’s a parent to do? They can take a few basic actions that will go a long way toward safeguarding themselves and their families online:

1) Protect yourselves

It used to be that we could load antivirus on our devices and go on our way with confidence. That’s not the case anymore. While antivirus is still a cornerstone of protection, it’s just a part of overall online protection. Comprehensive online protection software protects more than your computer or smartphone, it protects you.

For example, ours offers all-in-one protection for your personal info and privacy for peace of mind against data breaches—along with further features that can remove your data from some of the riskiest data broker sites that are selling it online. Other features include an online protection score that shows you just how strong your security is, along with simple guidance that can help seal up any gaps.

In all, online protection is the place to start when looking after yourself and your family online, whether that’s on a computer, laptop, or phone—with particular emphasis on phones, given the way parents and children alike rely on them so strongly.

2) Protect your identities

Identity theft can affect anyone, even the youngest of children. Our study found that 15% of children experienced attempted account theft, while 28% of parents reported it happening to them. An identity protection service like ours can monitor your family’s accounts and personal info for unauthorized or suspicious activity—and help you restore a compromised identity with the help of a pro.

3) Protect your devices

In and above using online protection software, there’s also the security of your devices to consider too. After all, devices can get lost or stolen. Take steps to protect your devices by ensuring they’re locked with a PIN or other protection like facial recognition. For your apps, use two-factor authentication wherever possible for extra protection should your device end up in someone else’s hands.

4) Protect your accounts

Similarly, you can take steps to protect your online accounts by using strong, unique passwords for each one. That means no repeats. This makes it far more difficult for hackers to compromise multiple accounts, such that if one password is compromised in a data breach, any potential damage is limited to just that one account in question.

Taking care of that yourself can be a lot of work, given all the accounts you likely have accounts across all the shopping and banking, not to mention your apps. It gets even more involved when you add all your children’s accounts into the mix. Yet there’s good news, a password manager can do all the work by creating and storing strong, unique passwords for you.

5) Keep updated

Updating your operating systems and apps can keep you current with the latest features and enhancements, and help you keep one step ahead of hackers as well. Many updates to operating systems and apps include security fixes and enhancements, which can keep bad actors from taking advantage of any exploits or loopholes on your devices. Many devices and apps make it easy with an auto-update feature. If any of yours offer auto-updating, take advantage.

6) Keep talking

Completely aside from software, apps, and updates, another way to keep your kids safe online is through conversation. When talking with them about their day, weave in a few questions about what’s happening online. What are their favorite games and apps right now? What shows are they watching? Is there a funny post or video they want to share?

Questions like these, simple as they are, can make talking about their life online seem more normal—the ups and downs of it alike—and provide you with opportunities that will help you foster strong decision-making skills that they can carry into adulthood.

Closing the gap

With our study uncovering a clear gap in protection, parents can rest assured they can close it with a few relatively straightforward steps, making everyone in the household safer than before.

This was just one of several findings from our global report on connected families. Others include noteworthy differences across nations, such as which nations report the highest levels of cyberbullying and which nation has nearly 100% of its young children saying they use a smartphone regularly. Yet more findings reveal insights into screen time, video game usage, and a breakdown of the top online activities for teens—and many more ways families are growing up together through their lives online.

Again, what’s a parent to do in light of all this?

Our blog is a great place to start. It offers parents and families a terrific resource when they have questions about life online, along with further resources about online protection that simply make for good reading. Our aim is to help you get thinking about what’s best for your family and the steps you can take to see it through, all so that you can make everyone’s time online safer and more enjoyable.

The post What’s a Parent to Do? Closing the Protection Gap between You and Your Children. appeared first on McAfee Blog.

Life Behind the Screens of Parents, Tweens, and Teens: McAfee’s Connected Family Study

By McAfee

How do parents and children connect and protect themselves online? We spoke with thousands of them around the world to find out.

In December 2021 we conducted a study about beliefs and behaviors about life online among members of connected families—as individuals and as a family unit. Parents and children were surveyed together, with parents answering first and then bringing their children in to consent and answer, leading to findings that represent connected families across 10 different nations.

Through this study, we uncovered universal beliefs about online protection, along with several nuances, all of which pinpointed several tensions between parents and children when it comes to staying safe while enjoying life online.

Four broader topics presented themselves through this study, with each topic presenting several follow-on findings. Here, we’ll take a look at each topic and touch on a few of the several findings found within each, followed by a link where you can download the full report with its complete set of insights and trends.

Topic One: Mobile Maturity

While our tweens and tweens seem to grow into adults right before our eyes, their lives online mature into adulthood as well—thanks in large part to their mobile devices.

Our study found that children between 15 and 16 years old see their mobile usage jump significantly, so much so that it approaches levels that they will carry into adulthood. Yet their connected lives start much earlier, with smartphones and mobile devices leading the way online. The result is that most tweens and young teens today have access to the expansive internet in the palm of their hand, which exposes them to the broader internet full of apps, chats, entertainment, and social media—along with the benefits and risks nearly right away.

As far as the risks are concerned, tweens and young teens reported on their experience with cyberbullying, account theft, and unauthorized use of their personal data. Here it appears that several children were exposed to these risks at an early age.

While these experiences start early with 10–14-year-olds, exposure to online risks only increase as teens get older. By age 17 to 18, reports of cyberbullying increase to 18%, attempted theft of an online account to 16%, and unauthorized use of personal data to 14%.

Topic Two: Parents as Safekeepers

As far as life online is concerned, children look to their parents to keep them safe. While parents accept that role, our study found that they appear to have difficulty in following through.

Children said that their parents are best suited to teach them about being safe online, making them the clear winners across all categories. Nearly three-quarters of children pointed to parents, nearly twice than teachers at school (39%) and more than twice over for online resources (34%).

Looking at the reasons for that response more closely, 63% tweens and teens worldwide felt that their parents know enough to protect their security and privacy. This figure was higher for younger children (65%) and then decreased as they reached their late teens (55%). As noted earlier, an increasing number of children in their late teens have experienced online risks at this point, perhaps leading to less confidence that their parents indeed have the knowledge to keep them safe.

Parents recognize their role as protectors online, just as they recognize their responsibility to protect their children in the broader world. An overwhelming 90% of parents worldwide agreed with this sentiment. Like their children, parents felt that teachers at school played a role as well at 36%. However, their second top response was internet providers, weighing in at 41%.

Yet while parents say they view themselves as protectors, there’s a gap between intent and effort. On PCs and laptops, parents reported the online protection measures they took for themselves, which appear relatively low given the availability and ease of use with such measures—like installing antivirus software (68%), protecting the computer with a password (58%), or sticking to reputable online stores when shopping (50%).

These figures drop yet lower when asked if they took similar precautions for their children. Thus, as parents protect themselves at a low rate, they protect their children at a rate that’s yet even lower.

Moreover, when it came to protection on smartphones, the numbers were similarly low, and often lower than the rate of protection on PCs and laptops. For example, while 56% of parents said that they protect their smartphone with a password or passcode, only 42% said they do the same for their child’s smartphone—a further 14% drop.

Topic Three: The Secret Lives of Tweens and Teens Online

It’s no secret that teens and tweens may hide their activities online. In fact, they’ve said as much.

Our research found that more than half of children (59%) take some action to hide what they’re up to online. When asked for details, tweens and teens mentioned the following:

  • Clearing the browser history, 26%.
  • Close/minimize browser when parent walked in, 21%.
  • Hide or delete IMs or videos, 15%.
  • Browse with incognito mode, 15%.
  • Lie or omit details about online activities, 15%.
  • Use a device their parents don’t check, 10%.

As children grow older, these privacy-keeping activities only increase, particularly when it comes to clearing browser history and using incognito mode in their browser.

Likewise, it appears that it’s no secret children are speaking privately with people they don’t know online. When asked if they believe their children are having conversations without knowing a person’s real identity, 34% of parents said yes. As for children, 37% said yes, marking a 3% difference in awareness between parents and children.

Broken down by age bracket, 36% of children from ages 10 to 14 say they’re having these conversations, which jumps up to 41% at ages 15 to 16. Later, from ages 17 to 18, that figure drops to 39%.

Topic Four: Gendered Protection Bias

Parents in our study said that they take different measures for boys and girls when it comes to protecting them online. An apparent gender bias finds girls more protected than boys, yet it is boys who encounter more issues online.

Keeping tabs of a child’s safety online takes many forms, some involving apps and software on a child’s device, others that require parents to take a more active hand.

As for safety on devices, parental controls software provides one method for monitoring online activity, with features that keep an eye on children’s activity, limit screen time, and that block and filter certain apps and websites.

Parental controls software appears to remain a popular option. On PCs and laptops, 33% of parents reported using it. On mobile devices, the figure held at 33% as well.

Further, parents said that they relied on other approaches to help keep their children safe, citing several other ways they oversee their children’s time online. For example, in the case of monitoring activity on their child’s mobile device, parents say they will:

  • Limit the time of day or length of time when the child has screen time, 59%.
  • Check the websites or apps the child visits or uses, 56%.
  • Look at call records or text messages on a smartphone the child uses, 40%.
  • Friend or follow the child on social media sites, 35%.
  • Track the child’s location through GPS apps or software, 30%.

However, accounting for age and gender, differences in the use of parental controls arise. Girls in their tweens and early teens see more protection from parental controls software than boys do.

For example, girls 10-14 were more likely than boys of the same age to have parental controls on PCs on laptops in every country surveyed (except Canada), and on mobile in every country (except Germany).

This trend extends to several of the more hands-on approaches, with girls seeing them applied more often than boys. For example, in the U.S.:

  • 47% of parents say they will check the browsing and email history on the PCs of their daughters aged 10 to 14. For boys of the same age, that figure is far lower at 33%.
  • The numbers for mobile devices were also similar, with reported checks for girls at 48% and for boys at 35%.

Based on reports from boys, they are more likely to experience a range of online threats more frequently than girls do—with issues ranging from attempted account theft, a financial information leak, and unauthorized use of their personal data.

Meanwhile, it is girls who are adopting online activities at a rate much faster than boys, at least on mobile. Girls aged 10 to 14 tend to stream music, use social media, and go online shopping more than boys their age.

In all, girls report that they are reaping the benefits of online life earlier than boys and with relatively fewer security issues. Meanwhile, for boys, that equation is flipped. Their online lives mature more slowly, yet they find themselves experiencing security issues more often.

Further findings

We’ve seen just how young children are when they reach maturity, at least in terms of their lives online.
By their mid-teens, they’re using computers, laptops, and smartphones at rates that will carry into adulthood. With that, they’re already experiencing some of the risks and issues that adults do, such as attempted account theft, improper use of data, and leaks of financial information.

These represent a few of the many insights and trends found in our complete report on connected families. Others include noteworthy differences across nations, such as which nations report the highest levels of cyberbullying and which nation has nearly 100% of its young children saying they use a smartphone regularly. Yet more findings reveal insights into screen time, video game usage, and a breakdown of the top online activities for teens—and many more ways families are growing up together through their lives online.

Click here for a full copy of the report.

Survey Methodology

In December 2021 McAfee LLC conducted a study about beliefs and behaviors around digital participation and online protection among members of connected families—as individuals and as a family unit.

Global survey of parents and children, with children answering alongside their parents.

Parents and children were surveyed together, with parents answering first and then bringing their children in to consent and answer.
These findings represent connected families not collections of individuals.

The post Life Behind the Screens of Parents, Tweens, and Teens: McAfee’s Connected Family Study appeared first on McAfee Blog.

Crypto Scammers Exploit: Elon Musk Speaks on Cryptocurrency

By McAfee Labs

By Oliver Devane 

Editors note: In the past 24 hours (from time of publication)  McAfee has identified 15 more scam sites bringing the total to 26. The combined value of the wallets shared on these sites is over $1,300,000 which is an increase of roughly $1,000,000 since this blog was last published. This highlights the scale of this current scam campaign. The table within this blog has been updated to include the new sites and crypto-wallets.

McAfee has identified several Youtube channels which were live-streaming a modified version of a live stream called ‘The B Word’ where Elon Musk, Cathie Wood, and Jack Dorsey discuss various aspects of cryptocurrency.  

The modified live streams make the original video smaller and put a frame around it advertising malicious sites that it claims will double the amount of cryptocurrency you send them. As the topic of the video is on cryptocurrency it adds some legitimacy to the websites being advertised.  

The original video is shown below on the left and a modified one which includes a reference to a scam site is shown on the right.  

 

 

We identified several different streams occurring at a similar same time. The images of some are shown below: 

 

The YouTube streams advertised several sites which shared a similar theme. They claim to send cryptocurrency worth double the value which they’ve received. For example, if you send 1BTC you will receive 2BTC in return. One of the sites frequently asked questions (FAQ) is shown below: 

Here are some more examples of the scam sites we discovered: 

The sites attempt to trick the visitors into thinking that others are sending cryptocurrency to it by showing a table with recent transactions. This is fake and is generated by JavaScript which creates random crypto wallets and amounts and then adds these to the table. 

The wallets associated with the malicious sites have received a large number of transactions with a combined value of $280,000 as of 5 PM UTC on the 5th of May 2022 

Scam Site  Crypto Type  Wallet  Value as on 5PM UTC 5th May 2022 
22ark-invest[.]org  ETH  0x820a78D8e0518fcE090A9D16297924dB7941FD4f  $25,726.46 
22ark-invest[.]org  BTC  1Q3r1TzwCwQbd1dZzVM9mdFKPALFNmt2WE  $29,863.78 
2xEther[.]com  ETH  0x5081d1eC9a1624711061C75dB9438f207823E694  $2,748.50 
2x-musk[.]net  ETH  0x18E860308309f2Ab23b5ab861087cBd0b65d250A  $10,409.13 
2x-musk[.]net  BTC  17XfgcHCfpyYMFdtAWYX2QcksA77GnbHN9  $4,779.47 
arkinvest22[.]net  ETH  0x2605dF183743587594A3DBC5D99F12BB4F19ac74  $11,810.57 
arkinvest22[.]net  BTC  1GLRZZHK2fRrywVUEF83UkqafNV3GnBLha  $5,976.80 
doublecrypto22[.]com  ETH  0x12357A8e2e6B36dd6D98A2aed874D39c960eC174  $0.00 
doublecrypto22[.]com  BTC  1NKajgogVrRYQjJEQY2BcvZmGn4bXyEqdY  $0.00 
elonnew[.]com  ETH  0xAC9275b867DAb0650432429c73509A9d156922Dd  $0.00 
elonnew[.]com  BTC  1DU2H3dWXbUA9mKWuZjbqqHuGfed7JyqXu  $0.00 
elontoday[.]org  ETH  0xBD73d147970BcbccdDe3Dd9340827b679e70d9d4  $18,442.96 
elontoday[.]org  BTC  bc1qas66cgckep3lrkdrav7gy8xvn7cg4fh4d7gmw5  $0.00 
Teslabtc22[.]com  ETH  0x9B857C44C500eAf7fAfE9ed1af31523d84CB5bB0  $27,386.69 
Teslabtc22[.]com  BTC  18wJeJiu4MxDT2Ts8XJS665vsstiSv6CNK  $17,609.62 
tesla-eth[.]org  ETH  0x436F1f89c00f546bFEf42F8C8d964f1206140c64  $5,841.84 
tesla-eth[.]org  BTC  1CHRtrHVB74y8Za39X16qxPGZQ12JHG6TW  $132.22 
teslaswell[.]com  ETH  0x7007Fa3e7dB99686D337C87982a07Baf165a3C1D  $9.43 
teslaswell[.]com  BTC  bc1qdjma5kjqlf7l6fcug097s9mgukelmtdf6nm20v  $0.00 
twittergive[.]net  ETH  0xB8e257C18BbEC93A596438171e7E1E77d18671E5  $25,918.90 
twittergive[.]net  BTC  1EX3dG9GUNVxoz6yiPqqoYMQw6SwQUpa4T  $99,123.42 

Scammers have been using social media sites such as Twitter and Youtube to attempt to trick users into parting ways with their cryptocurrency for the past few years. McAfee urges its customers to be vigilant and if something sounds too good to be true then it is most likely not legitimate.  

Our customers are protected against the malicious sites detailed in this blog as they are blocked with McAfee Web Advisor  

Type  Value  Product  Blocked 
URL – Crypto Scam  twittergive[.]net  McAfee WebAdvisor  YES 
URL – Crypto Scam  tesla-eth[.]org  McAfee WebAdvisor  YES 
URL – Crypto Scam  22ark-invest[.]org  McAfee WebAdvisor  YES 
URL – Crypto Scam  2xEther[.]com  McAfee WebAdvisor  YES 
URL – Crypto Scam  Teslabtc22[.]com  McAfee WebAdvisor  YES 
URL – Crypto Scam  elontoday[.]org  McAfee WebAdvisor  YES 
URL – Crypto Scam  elonnew[.]com  McAfee WebAdvisor  YES 
URL – Crypto Scam  teslaswell[.]com  McAfee WebAdvisor  YES 
URL – Crypto Scam  2x-musk[.]net  McAfee WebAdvisor  YES 
URL – Crypto Scam  doublecrypto22[.]com  McAfee WebAdvisor  YES 
URL – Crypto Scam  arkinvest22[.]net  McAfee WebAdvisor  YES 

 

The post Crypto Scammers Exploit: Elon Musk Speaks on Cryptocurrency appeared first on McAfee Blog.

This World Password Day, Here’s How a Password Manager Can Simplify Your Life

By McAfee

Passwords: we entrust our most important data to these strings of letters, numbers, and special characters. So, we should make sure our passwords are words or phrases that we can easily remember, right? While this might be the most convenient option, there are more secure ways to digitally lock up your most sensitive personally identifiable information (PII). In celebration of World Password Day, we’re diving into how you can practice top-notch password security without compromising convenience.1  

The Nature of the Password 

Over the years, the password has remained a good first line of defense against cyberattacks. However, most of us tend to choose passwords based on memorable things from our lives, like family names or our pets’ birthdays. As it turns out, these details are easy for hackers to find on social media sites like Facebook or LinkedIn. It’s also human nature to opt for convenience, and for many people that means setting easy-to-remember and easy-to-guess passwords. Plus, out of convenience, people often reuse passwords across multiple accounts and services. The downside is that if one account becomes compromised, all accounts become compromised. 

As an alternative to single-word passwords, many security experts advocate for passphrases over passwords. Passphrases are longer strings of words and characters that are easier for you to remember and harder for nefarious software and cybercriminals to guess than random strings of upper and lowercase letters, numbers and symbols. But, according to a study, the average American internet user was projected to have 300 online accounts by 2022.2 Can you imagine memorizing 300 different passphrases? We can all agree that sounds pretty unrealistic, so users tend to look for other solutions.  

Do You Save Your Password in a Browser?  

If the answer is yes, you may want to reconsider, as there are several risks associated with this practice. Although it’s convenient to have your browser save your passwords, they tend to do a lousy job of safeguarding your passwords, credit card numbers and personal details, such as your name and address. 

Let’s take Google Chrome, for example. Unlike most dedicated password managers, Chrome doesn’t use a primary password to encrypt all your credentials. (Note that some browsers do use one, and are therefore more secure, though you’ll still need to trust your browser provider.) This makes your Chrome-stored passwords relatively weak to “local” attacks. For example, if someone gets hold of—or guesses—your Windows password, they can then see all the logins stored in your browser’s password manager. 

Another consideration to note is that the security of all your accounts is tied to your browser account’s security. Let’s say you use the sync option to make your credentials available on all your devices. This means that logins are stored in the cloud and, though encrypted, if someone manages to hack into your browser account, they will gain access to all your logins.  

Keep Your Accounts Secure Without Compromising Convenience 

What can you do to help ensure your online profiles are kept safe without spending hours managing a complex list of passwords? Here are some easy ways to lock down your digital life without sacrificing convenience:  

Use a password manager to store unique, complex passwords for all your accounts 

A password manager is a software application that stores your passwords and other sensitive information. You can install it on computers or mobile devices and store all passwords in an encrypted file (or database). The best option is to use a password manager like McAfee True Key to store and create strong, random passwords for each site you visit. You’ll have one primary password that grants access to the rest of them—ideally, a long and random passphrase that you can remember. Once everything is set up, it should be seamless. As you log in to new sites, the password manager will offer to save your credentials for later use. 

Turn on two-factor authentication for every site that offers it 

One of the best ways to protect your accounts against unauthorized access is to turn on two-factor authentication for every site that offers it. Using two-factor authentication means a site will prompt you for a unique security code, in addition to your password, whenever you log in to an account for which you have enabled this feature.  

Two-factor authentication adds an extra layer of security by requiring another form of identification after you enter your username and password. Some services send a temporary passcode over a text message. Others require the user to approve login attempts from new devices using an app. If someone steals your device or gains access to your account details, they’re out of luck unless they also have access to this second piece of information. Two-factor authentication is available on a wide range of websites and can help keep your accounts safe from would-be hackers, so you should always use it when available.  

Use a virtual private network (VPN) when out and about 

A VPN, or virtual private network, encrypts your data and masks your online behavior from snooping third parties. When you go to a website, your computer connects to the server where the site is hosted, and that website can see a certain amount of data about you and your computer. With a VPN, you connect to a private server first, which scrambles your data and makes it more difficult for digital eavesdroppers to track what you’re doing online. 

VPNs can provide users with greater peace of mind when on the go. Say you’re traveling on a business trip and need to connect to the Wi-Fi network provided by your hotel. Shifty characters often lurk on unprotected, free networks (such as those provided by hotels, coffee shops, airports, etc.) to lift PII from people handling sensitive emails, making banking transactions, or shopping online.  encrypts your online activity with bank-grade encryption to protect your data from prying eyes. With a premium paid plan, you can protect up to five devices at once and enjoy unlimited data protection.  

The Best of Both Worlds: Security and Convenience 

With your growing number of accounts all requiring passwords—emails, social media profiles, online banking—it’s no wonder that people tend to reuse passwords across multiple sites. This may be convenient, but it creates significant security risks if a suspicious actor manages to obtain one of your passwords and attempts to use it elsewhere. That’s why having strong passwords matters. 

Do yourself a favor and opt for a dedicated password manager that will auto-save and store your credentials for you, so you only have one password to remember. Who says security and simplicity can’t coexist?  

The post This World Password Day, Here’s How a Password Manager Can Simplify Your Life appeared first on McAfee Blog.

Instagram Hack Results in $1 Million Loss in NFTs

By McAfee

Imagine – your favorite brand on Instagram just announced a giveaway. You’ll receive a free gift! All you have to do is provide your credit card information. Sounds easy, right? This is a brand you’ve followed and trusted for a while now. You’ve engaged with them and even purchased some of their items. The link comes directly from their official page, so you don’t think to question it. 

This is the same mindset that led to several Bored Ape Yacht Club (BAYC) NFTs being stolen by a cybercriminal who had hacked into the company’s official Instagram account. Let’s dive into the details of this scam.  

Sneaking Into the Bored Ape Yacht Club 

Bored Ape Yacht Club, the NFT collection, disclosed through Twitter that their Instagram account had been hacked, and advised users not to click on any links or link their crypto wallets to anything. The hacker managed to log into the account and post a phishing link promoting an “airdrop,” or a free token giveaway, to users who connected their MetaMask wallets. Those who linked their wallets before BAYC’s warning lost a combined amount of over $1 million in NFTs. 

Despite the large price tag attached to NFTs, they are often held in smartphone wallets rather than more secure alternatives. MetaMask, the crypto wallet application, only allows NFT display through mobile devices and encourages users to use the smartphone app to manage them. While it may be a good method for display purposes, this limitation provides hackers with a new and effective way to easily steal from users’ mobile wallets. 

BAYC does not yet know how the hacker was able to gain access to their Instagram account, but they are following security best practices and actively working to contact the users affected. 

 N.F.T. – Not For Taking 

This scam was conducted through the official BAYC account, making it appear legitimate to BAYC’s followers. It is incredibly important to stay vigilant and know how to protect yourself and your assets from scams like these. Follow the tips below to steer clear of phishing scams and keep your digital assets safe:  

Ensure wallet security 

A seed phrase is the “open sesame” to your cryptocurrency wallet. The string of words is what grants you access to all your wallet’s assets. Ensuring that your seed phrase is stored away safely and not easily accessible by anyone but yourself is the first step to making sure your wallet is secure. 

Protect your privacy 

With all transactional and wallet data publicly available, scammers can pick and choose their targets based on who appears to own valuable assets. To protect your privacy and avoid being targeted, refrain from sharing your personal information on social media sites or using your NFT as a social media avatar. 

Look out for phishing scams 

Phishing scams targeting NFT collectors are becoming increasingly common. Be wary of any airdrops offering free tokens in exchange for your information or other “collectors” doing the same. 

Phishing scams tend to get more sophisticated over time, especially in cases like the Bored Ape Yacht Club where the malicious links are coming straight from the official account. It is always best to remain skeptical and cautious, but when in doubt, here are some extra tips to spot phishing scams: 

  • Is it written properly? A few spelling or grammar mistakes can be common, but many phishing messages will contain glaring errors that professional accounts or companies wouldn’t make. If you receive an error-filled message or promotion that requires giving your personal information, run in the other direction. 
  • Does the logo look right? Scammers will often steal the logo of whatever brand or company they’re impersonating to make the whole shtick look more legitimate. However, rarely do the logos look exactly how they’re supposed to. Pay close attention to any logo added in a message or link. Is the quality low? Is it crooked or off-center? Is it almost too small to completely make out? If yes, it’s most likely not the real deal. 
  • Is the URL legit? In any phishing scam, there will always be a link involved. To check if a link is actually legitimate, copy and paste the URL into a word processor where you can examine it for any odd spelling or grammatical errors. If you receive a strange link via email, hover over it with your mouse to see the link preview. If it looks suspicious, ignore and delete it. Even on mobile devices, you can press and hold the link with your finger to check out the legitimacy of the URL. 

As crypto and NFTs continue to take the world by storm, hackers and scammers are constantly on the prowl for ways to steal and deceive. No matter the source or how trustworthy it may seem at first glance, always exercise caution to keep yourself and your assets safe! 

The post Instagram Hack Results in $1 Million Loss in NFTs appeared first on McAfee Blog.

Instagram Credentials Stealer: Disguised as Mod App

By McAfee Labs

Authored by Dexter Shin 

McAfee’s Mobile Research Team introduced a new Android malware targeting Instagram users who want to increase their followers or likes in the last post. As we researched more about this threat, we found another malware type that uses different technical methods to steal user’s credentials. The target is users who are not satisfied with the default functions provided by Instagram. Various Instagram modification application already exists for those users on the Internet. The new malware we found pretends to be a popular mod app and steals Instagram credentials. 

Behavior analysis 

Instander is one of the famous Instagram modification applications available for Android devices to help Instagram users access extra helpful features. The mod app supports uploading high-quality images and downloading posted photos and videos. 

The initial screens of this malware and Instander are similar, as shown below. 

Figure 1. Instander legitimate app(left) and Mmalware(right)

Next, this malware requests account(username or email) and password. Finally, this malware displays an error message regardless of whether the login information is correct.

Figure 2. Malware requests account and password

The malware steals the user’s username and password in a very unique way. The main trick is to use the Firebase API. First, the user input value is combined with l@gmail.com. This value and static password(=kamalw20051) are then sent via the Firebase API, createUserWithEmailAndPassword. And next, the password process is the same. After receiving the user’s account and password input, this malware will request it twice.

Figure 3. Main method to use Firebase API

Since we cannot see the dashboard of the malware author, we tested it using the same API. As a result, we checked the user input value in plain text on the dashboard.

Figure 4. Firebase dashboard built for testing

According to the Firebase document, createUserWithEmailAndPassword API is to create a new user account associated with the specified email address and password. Because the first parameter is defined as email patterns, the malware author uses the above code to create email patterns regardless of user input values.

It is an API for creating accounts in the Firebase so that the administrator can check the account name in the Firebase dashboard. The victim’s account and password have been requested as Firebase account name, so it should be seen as plain text without hashing or masking.

Network traffic

As an interesting point on the network traffic of the malware, this malware communicates with the Firebase server in Protobuf format in the network. The initial configuration of this Firebase API uses the JSON format. Although the Protobuf format is readable enough, it can be assumed that this malware author intentionally attempts to obfuscate the network traffic through the additional settings. Also, the domain used for data transfer(=www.googleapis.com) is managed by Google. Because it is a domain that is too common and not dangerous, many network filtering and firewall solutions do not detect it.

Conclusion

As mentioned, users should always be careful about installing 3rd party apps. Aside from the types of malware we’ve introduced so far, attackers are trying to steal users’ credentials in a variety of ways. Therefore, you should employ security software on your mobile devices and always keep up to date.

Fortunately, McAfee Mobile Security is able to detect this as Android/InstaStealer and protect you from similar threats. For more information visit  McAfee Mobile Security

Indicators of Compromise

SHA256:

  • 238a040fc53ba1f27c77943be88167d23ed502495fd83f501004356efdc22a39

The post Instagram Credentials Stealer: Disguised as Mod App appeared first on McAfee Blog.

Instagram Credentials Stealers: Free Followers or Free Likes

By McAfee Labs

Authored by Dexter Shin

Instagram has become a platform with over a billion monthly active users. Many of Instagram’s users are looking to increase their follower numbers, as this has become a symbol of a person’s popularity.  Instagram’s large user base has not gone unnoticed to cybercriminals. McAfee’s Mobile Research Team recently found new Android malware disguised in an app to increase Instagram followers

How can you increase your followers or likes

You can easily find apps on the internet that increase the number of Instagram followers. Some of these apps require both a user account and a password. Other types of apps only need the user to input their user account. But are these apps safe to use?

Figure 1. Suspicious apps in Google Images

Many YouTubers explain how to use these apps with tutorial videos. They log into the app with their own account and show that the number of followers is increasing. Among the many videos, the domain that appears repeatedly was identified

The way the domain introduces is very simple.

  1. Log in with user account and password.
  2. Check credentials via Instagram API.
  3. After logging in, the user can enjoy many features provided by the app. (free followers, free likes, unlimited comments, etc.)
  4. In the case of free followers, the user needs to input how many followers they want to gain.

Figure 2. A screenshot to increase the number of followers by entering in 20 followers.

When you run the function, you can see that the number of followers increases every few seconds.

Figure 3. New follower notifications appear in the feed.

How does this malware spread?

Some Telegram channels are promoting YouTube videos with domain links to the malware.

Figure 4. Message being promoted on Telegram

We have also observed a video from a famous YouTuber with over 190,000 subscribers promoting a malicious app. However, in the video, we found some concerning comments with people complaining that their credentials were being stolen.

Figure 5. Many people complain that their Instagram accounts are being compromised

Behavior Analysis in Malware

We analyzed the application that is being promoted by the domain. The hidden malware does not require many permissions and therefore does not appear to be harmful. When users launch the app, they can only see the below website via the Android Webview.

Figure 6. Redirect to malicious website via Android Webview

After inspecting the app, we observe the initial code does not contain many features. After showing an advertisement, it will immediately show the malicious website. Malicious activities are performed at the website’s backend rather than within the Android app.

Figure 7. Simple 2 lines of initial code

The website says that your transactions are carried out using the Instagram API system with your username and password. It is secure because they use the user’s credentials via Instagram’s official server, not their remote server.

Contrary to many people’s expectations, we received abnormal login attempts from Turkey a few minutes after using the app. The device logged into the account was not an Instagram server but a personal device model of Huawei as LON-L29

Figure 8. Abnormal login attempt notification

As shown above, they don’t use an Instagram API. In addition, as you request followers, the number of the following also increases. In other words, the credentials you provided are used to increase the number of followers of other requesters. Everyone who uses this app has a relationship with each other. Moreover, they will store and use your credentials in their database without your acknowledgment.

How many users are affected?

The languages of most communication channels were English, Portuguese, and Hindi. Especially, Hindi was the most common, and most videos had more than 100 views. In the case of a famous YouTuber’s video, they have recorded more than 2,400 views. In addition, our test account had 400 followers in one day. It means that at least 400 users have sent credentials to the malware author.

Conclusion

As we mentioned in the opening remarks, many Instagram users want to increase their followers and likes. Unfortunately, attackers are also aware of the desires of these users and use that to attack them.

Therefore, users who want to install these apps should consider that their credentials may be leaked. In addition, there may be secondary attacks such as credential stuffing (=use of a stolen username and password pairs on another website). Aside from the above cases, there are many unanalyzed similar apps on the Internet. You shouldn’t use suspicious apps to get followers and likes.

McAfee Mobile Security detects this threat as Android/InstaStealer and protects you from this malware. For more information, visit McAfee Mobile Security

Indicators of Compromise

SHA256:

  • e292fe54dc15091723aba17abd9b73f647c2d24bba2a671160f02bdd8698ade2
  • 6f032baa1a6f002fe0d6cf9cecdf7723884c635046efe829bfdf6780472d3907

Domains:

  • https[://]insfreefollower.com

The post Instagram Credentials Stealers: Free Followers or Free Likes appeared first on McAfee Blog.

Smarter Homes & Gardens: Smart Speaker Privacy

By Natalie Maxfield

So is your smart speaker really listening in on your conversations? 

That’s the crux of a popular privacy topic. Namely, are we giving up some of our privacy in exchange for the convenience of a smart speaker that does our bidding with the sound of our voice? After all, you’re using it to do everything from search for music, order online, and control the lights and temperature in your home. 

What is your smart speaker really hearing—and recording? 

Let’s take a look at what’s going on inside of your smart speaker, how it processes your requests, and what companies do with the recordings and transcripts of your voice. 

So, are smart speakers listening in? 

More or less, smart speakers are listening to all the time. Each smart speaker has its own “wake word” that it listens for, like Alexa, Siri, or Google. When the device hears that wake word or thinks it hears it, it begins recording and awaits your verbal commands. Unless you have the microphone or listening feature turned off, your device indeed actively listens for that wake word all the time. 

Here’s where things get interesting, though. There’s a difference between “listening” and “recording.” The act of listening is passive. Your smart speaker is waiting to hear its name. That’s it. Once it does hear its name, it begins recording for a few seconds to record your command. From there, your spoken command goes into the company’s cloud for processing by way of an encrypted connection.  

There are exceptions to when your command may go to the company’s cloud for processing, like Siri on iPhones, which according to Apple, “You don’t sign in with your Apple ID to use Siri, and the audio of your requests is processed entirely on your iPhone.” Also, Google Assistant may process some requests without going to the cloud, like “When a user triggers a smart home Action that has a local fulfillment path, Assistant sends the EXECUTE intent or QUERY intent to the Google Home or Google Nest device rather than the cloud fulfillment.” 

In the cases where information does go to the cloud, processing entails a few things. First, it makes sure that the wake word was heard. If it’s determined that the wake word was indeed spoken (or something close enough to it—more on that in a minute), the speaker follows through on the request or command. Depending on your settings, that activity may get stored in your account history, whether as a voice recording, transcript, or both. If the wake word was not detected, processing ends at that point. 

Enter the issue of mistaken wake words. While language models and processing technologies used by smart speakers are constantly evolving, there are occasions where a smart speaker acts as if a wake word was heard when it simply wasn’t said. Several studies on the topic have been published in recent years. In the case of research from Northeastern University, it was found that dialogue from popular television shows could be interpreted as wake words that trigger recording. For example, their findings cite: 

“We then looked at other shows with a similarly high dialogue density (such as Gilmore Girls and The Office) and found that they also have a high number of activations, which suggests that the number of activations is at least in part related to the density of dialogue. However, we have also noticed that if we consider just the amount of dialogue (in a number of words), Narcos is the one that triggers the most activations, even if it has the lowest dialogue density.” 

Of interest is not just the volume of dialogue, but the pronunciation of the dialogue: 

“We investigated the actual dialogue that produced Narcos‘ activations and we have seen that it was mostly Spanish dialogue and poorly pronounced English dialogue. This suggests that, in general, words that are not pronounced clearly may lead to more unwanted activations.” 

Research such as this suggests that smart speakers at the time had room for improvement when it comes to properly detect wake words, thus leading to parts of conversation being recorded without the owner intending it. If you own a smart speaker, I wouldn’t be too surprised to hear that you’ve had some issues like that from time to time yourself. 

Is someone on the other end of my smart speaker listening to my recordings? 

As mentioned above, the makers of smart speakers make constant improvements to their devices and services, which may include the review of commands from users to make sure they are interpreted correctly. There are typically two types of review—machine and human. As the names suggest, a machine review is a digital analysis and human reviews entail someone listening to and evaluating a recorded command or reading and evaluating a transcript of a written command. 

However, several manufacturers let you exercise some control over that. In fact, you’ll find that they post a fair share of articles about this collection and review process, along with your choices for opting in or out as you wish: 

Setting up your smart speaker for better privacy 

The quickest way to ensure a more private experience with your smart speaker is to disable listening—or turn it off entirely. Depending on the device, you may be able to do this with the push of a button, a voice command, or some combination of the two. This will keep the device from listening for its wake word. Likewise, this makes your smart speaker unresponsive to voice commands until you enable them again. This approach works well if you decide there are certain stretches of the day where your smart speaker doesn’t need to be on call. 

Yet let’s face it, the whole idea of a smart speaker is to have it on and ready to take your requests. For those stretches where you leave it on, there’s another step you can take to shore up your privacy.  

In addition to making sure you’re opted out of the review process mentioned above, you can also delete your recordings associated with your voice commands. 

Managing your voice history like this gives you yet one more way you can take control of your privacy. In many ways, it’s like deleting your search history from your browser. And when you consider just how much activity and how many queries your smart speaker may see over the course of days, weeks, and months, you can imagine just how much information that captures about you and your family. Some of it is undoubtedly personal. Deleting that history can help protect your privacy in the event that information ever gets breached or somehow ends up in the hands of a bad actor.  

Lastly, above and beyond these privacy tips for your smart speakers, comprehensive online protection will help you look out for your privacy overall. In the case of ours, we provide a full range of privacy and device protection, along with identity theft protection that includes $1M identity theft coverage, identity monitoring, and identity restoration assistance from recovery pros—and antivirus too, of course. Together, they can make your time spent online far more secure. 

You’re the smart one in this relationship 

With privacy becoming an increasingly hot topic (rightfully so!), several companies have been taking steps to make the process of managing yours easier and a more prevalent part of their digital experience. As you can see, there are several ways you can take charge of how your smart speaker uses, and doesn’t use, your voice. 

It used to be that many of these settings were tucked away deep in menus, rather than something companies would tout on web pages dedicated to privacy. So as far as smart speakers go, the information is out there, and I hope this article helps make the experience with yours more private and secure.  

The post Smarter Homes & Gardens: Smart Speaker Privacy appeared first on McAfee Blog.

$625 Million Stolen in Latest Crypto Attack: 5 Tips on How to Use Digital Currency Safely

By McAfee

Cryptocurrency is all the rage these days and it doesn’t seem to be slowing down any time soon. As more people dive into the nitty-gritty of what blockchain is, how NFTs are traded, and the difference between Bitcoin and Ethereum, digital currency developers are finding new ways for people to engage with crypto. But as crypto continues to grow and become more profitable, hackers are simultaneously trying to find ways to get their hands on the coins. 

According to Markets Insider, one of the biggest crypto heists in history took place recently, resulting in roughly $625 million stolen.1 Here’s what you need to know about this crypto theft, and how you can stay protected when investing in digital assets. 

Under the Hood of the Ronin Crypto Heist 

Ronin, the blockchain underlying the play-to-earn crypto game Axie Infinity, revealed that a hacker stole 173,600 Ethereum (currently worth around $600 million) and 25.2 million USDC (a cryptocurrency pegged to the U.S. dollar), resulting in a loss of about $625 million in cryptocurrency. 

On March 29th, Ronin and Axie Infinity operator Sky Mavis revealed the breach and froze transactions on the Ronin bridge, which allows depositing and withdrawing funds from the company’s blockchain. This “side chain” contained nine validator nodes, or proof-of-stake tools, that confirmed and approved each transaction. At least five validator nodes are needed to approve each transaction. Sky Mavis oversaw five, and Axie Decentralized Autonomous Organization (or DAO) controlled four. However, Sky Mavis discontinued its agreement with the DAO in December but failed to revoke the DAO’s permissions. Due to this oversight, the hacker was able to take over the necessary amount of validator nodes to enable access to the cryptocurrency and make a break with it. 

According to experts, the use of these side chains rather than native blockchains leads to a rise in cryptocurrency vulnerabilities. Had Sky Mavis abandoned the side chains and stuck to the blockchains, it is likely that an attack of this magnitude could have been avoided. Rather than a cryptocurrency issue, this is more of a cybersecurity issue. 

Stay Protected From Crypto-Related Hacks 

If you are interested in getting into crypto, don’t let cyberattacks like this deter you! As a fairly new phenomenon, there are still many ways in which the crypto world needs to grow, adjust, and adapt to ensure that users can interact with it safely. In the meantime, if you are wanting to dive into the crypto economy but still have reservations, here are some tips to help you stay protected: 

1. Do your research

Whenever you decide to dive into something new, it’s always important to make sure you are knowledgeable about that thing, especially if it involves investing your money. Before jumping right into the crypto world, research each cryptocurrency, each blockchain, and any software you may use. Keep up with the news to stay informed on security breaches and pick up tips for which system you may want to engage in. Knowing the ins and outs of the crypto economy and its security protocols will solidify your decision of whether you want to join the crypto community and whether the benefits outweigh the risks. 

2. Secure your accounts

As with all online accounts, it’s important to use secure, unique passwords and two-factor authentication when creating and maintaining cryptocurrency logins. Hackers can access lists of passwords and logins via the dark web, so never reuse your passwords. Two-factor authentication requires a randomly generated passcode for entry that is only accessible to you, so cybercriminals will not be able to access your accounts. If your accounts are a pain for a hacker to try to get through, they will likely move on, keeping your account, your information, and your assets safe. 

3. Use a crypto wallet

For some added protection, store your assets in a crypto wallet. A crypto wallet is a software product or physical device that stores the keys to your cryptocurrency accounts. Crypto wallets allow you to transfer funds between crypto types and make transactions while keeping your investments protected. There are various types of cryptocurrency wallets, so do your research to find which one is best for you and your accounts. 

4. Check your accounts regularly

Develop a routine of checking in on your crypto accounts to keep an eye on any suspicious transactions. Keep up with news outlets so that if there does happen to be a breach, you can make a timely report of any losses you may have had. For some added security and protection, consider changing your login credentials. 

5. Be on the lookout for suspicious emails

Hackers often use social engineering to enact cyberattacks like these. This includes targeting users’ emails or using phishing to gain access to these accounts. When receiving emails, be wary of addresses that seem slightly off, odd spelling and grammar mistakes, and any links or attachments added to the message. Being cautious and alert when you are online is an important step to ensuring your account safety. 

As the world of crypto continues to evolve and more people get involved, cybercriminals are itching to take advantage. However, that is no reason to avoid getting into the crypto economy. If you decide to try your hand at digital currencies, make sure you are doing your research, staying up to date on what is happening in the crypto news, and remaining vigilant when it comes to your online safety. 

The post $625 Million Stolen in Latest Crypto Attack: 5 Tips on How to Use Digital Currency Safely appeared first on McAfee Blog.

What Are Browser Cookies and How Do I Manage Them?

By McAfee

As an avid internet surfer, you’ve most likely heard of cookies. No, we’re not talking about the ones filled with chocolate chips. We’re talking about the ones that allow you to log in to your favorite websites. Cookies may impact your online security, so check out these tips to manage them and keep your online accounts safe.  

What Are Cookies in Browsers?  

Ever wonder how a website saves the items you placed in your shopping cart last week, even though you closed the tab before making the purchase? This is made possible by cookies. According to the Federal Trade Commission, a cookie is information saved by your web browser. When you visit a website, the site may place a cookie on your web browser so it can recognize your device in the future. If you return to that site later, it can read that cookie to remember you from your last visit, keeping track of your activities over time.1  

First-party vs. Third-party Cookies  

Cookies come in either the first-party or third-party variety. There’s no difference between the two in how they function, but rather in where and how you encountered them. First-party cookies belong to sites you visited first-hand in your browser. Third-party cookies, or “tracking cookies,” generally come from third-party advertising websites. 

Magic Cookies vs. HTTP Cookies 

Although cookies generally function the same, there are technically two different types of cookies. Magic cookies refer to packets of information that are sent and received without changes. Historically, this would be used to log in to a computer database system, such as an internal business  network. This concept predates the modern cookie we use today. 

HTTP cookies are a repurposed version of the magic cookie built for internet browsing and managing online experiences. HTTP cookies help web developers give you more personalized, convenient website experiences. They allow sites to remember you, your website logins, and shopping carts so you can pick back up where you left off from your last visit. However, cybercriminals can manipulate HTTP cookies to spy on your online activity and steal your personal information. 

What Is Cookie Hijacking?  

Cookie hijacking (also known as session hijacking) is typically initiated when a cybercriminal sends you a fake login page. If you click the fake link, the thief can steal the cookie and capture anything you type while on the fraudulent website. Like a phishing attack, cookie hijacking allows a cybercriminal to steal personal information like usernames, passwords, and other important data held within the cookie. If you enter your information while on the fake website, the criminal can then put that cookie in their browser and impersonate you online. They may even change your credentials, locking you out of your account.  

Sometimes, criminals initiate cookie hijacking attacks without a fake link. If you’re browsing on an unsecured, public Wi-Fi connection, hackers can easily steal your data that’s traveling through the connection. This can happen even if the site is secure and your username and password are encrypted. 

Can Cookies Compromise Your Browser Security?  

Because the data in cookies doesn’t change, cookies themselves aren’t harmful. They can’t infect computers with viruses or malware. But if your cookies are hijacked as part of a cyberattack, a criminal could gain access to your browsing history and use cookies as the key to enter your locked accounts. For example, a hacker may steal your identity or confidential company information, purchase items in your online shopping carts, or loot your bank account.  

Tips for a More Secure Browsing Experience 

Preventing cookie hijacking attacks can allow you to browse the internet with greater peace of mind. Follow these tips to not only safeguard your personal information but to also enhance your browsing experience:  

Clean out the cookie jar  

Make it a habit to clear your cookie cache regularly to prevent cookie overload, which could slow your search speeds. Also, almost every browser has the option to enable/disable cookies on your computer. So if you don’t want them at all, your browser’s support section can walk you through how to disable them. 

Turn off autofill features 

Although it’s convenient to not have to re-type your credentials into a website you frequently visit, autofill features could make it easier for a criminal to extract your data with cookie hijacking. Plus, autofill is risky if your physical device falls into the wrong hands. To browse more securely without having to constantly reenter your passwords, use a password manager like McAfee True Key. True Key makes it so you only have to remember one master password, and it encrypts the rest in a vault protected by one of the most secure encryption algorithms available. 

Opt into multi-factor authentication 

Strong, unique passwords for each of your accounts, updated regularly, offer ample protection against hackers. Multi-factor authentication (MFA) adds yet another layer of security by double-checking your identity beyond your username and password, usually with a texted or emailed code. When your accounts offer MFA, always opt in. 

Connect to a virtual private network (VPN) 

Criminals can hijack your cookies if you’re browsing on an unsecured, public Wi-Fi connection. To prevent a criminal from swiping your data, use a virtual private network (VPN), a service that protects your data and privacy online. A VPN creates an encrypted tunnel that makes you anonymous by masking your IP address while connecting to public Wi-Fi hotspots. This is a great way to shield your information from online spies while you’re banking, shopping, or handling any kind of sensitive information online. 

Use antivirus software 

McAfee LiveSafe™ is an antivirus solution that protects your computer and mobile devices from suspicious web cookies by: 

  • Allowing you to keep your online passwords (which are often stored in cookies) in one secure location. 
  • Warning you of suspicious links, keeping potentially harmful cookies off your device. 
  • Protecting you against viruses and malware. 
  • Blocking spam and emails that could lead to sites containing dangerous cookies.  

The post What Are Browser Cookies and How Do I Manage Them? appeared first on McAfee Blog.

What the FBI Wants You to Know About the Latest Phishing Scheme

By McAfee

What’s worse than a surprise call from a law enforcement official telling you to pay a fine or be forced to serve time? Providing your personal information and paying that fine only to find out that it was all a scam. You didn’t miss jury duty; you didn’t commit a crime — you were just tricked into thinking that you did. 

Sound unbelievable? It’s more likely than you’d think. 

Who Are You Calling Criminal, Criminal? 

According to ZDNet1, the FBI released a warning about scammers impersonating government officials or law enforcement agencies to steal personal information and money from unsuspecting people. 

After acquiring phone numbers and names from real users, scammers use fake credentials from well-known law enforcement agencies to contact victims. Under the guise of these officials, scammers claim that the user’s identity was used in a crime and ask them to provide their social security number and date of birth for verification. The fraudsters will also call or text about apparently missed jury duty, missed court dates, warrants out for arrest, or other local fines that require payment to be solved. 

These criminals demand payment in multiple forms, but the most common are prepaid cards, wire transfers, and cash sent through mail or through cryptocurrency ATMs. If victims do not pay these fines or provide their personal information, the scammers in disguise will threaten them with potential prosecution or arrest. 

How to Identify Phishing Scams Over the Phone 

The FBI states that no law enforcement agency will ever contact you asking for money, but if you’re still unsure whether you’re being scammed, here are a few more phishing tips that can help: 

Confirm the source 

Unsolicited phone calls or texts are best avoided altogether or confirmed with a second source. Verify the caller’s identity with the organization they claim they represent. Ask for a name and position and make it clear you will be following up to verify their identity. 

Keep personal information private 

Do not reveal any personal or financial information over the phone, through text, or through a link provided in a text message. 

Lack of personalization 

Generic greetings that do not address you by name, especially when asking you to verify your identity or pay a fine, are a definite indicator that you may be being scammed. 

Spelling and layout 

Any strange grammar or spelling mistakes in a text message can be signs that this is someone impersonating an official agency, company, or higher-up to scam you. 

How to Identify Other Types of Phishing Scams 

Although scammers try to trick users over the phone, phishing scams can also happen over email. In addition to the tactics mentioned above, here are some extra tips on how to detect and avoid phishing emails: 

A sender address that’s just a bit off 

Cybercriminals will often impersonate well-known brands or individuals by using fraudulent email addresses with just a few alterations of letters or characters. An example is an email address that appears as “bank0famerica.con.” 

Hyperlinks 

If you receive a message or email with a link, hover over the link without clicking on it. This will allow you to see a link preview. If the URL looks suspicious or doesn’t match up with the content in the email, do not interact with it and delete the entire message. 

Attachments 

Be cautious of any attachment in an email. Scammers often use attachments as a sneaky way to deliver viruses and malware onto unsuspecting people’s devices. 

Protect Yourself From Phishing Attacks 

Phishing scams can be deceitful, especially with the added pressure of a seemingly real (but definitely fake) government official or law enforcement agency accusing you of breaking the law. However, by following the tips outlined above, you’ll be able to spot these scams from a mile away and stay safer online! 

The post What the FBI Wants You to Know About the Latest Phishing Scheme appeared first on McAfee Blog.

Three Years of Pay Parity: Lessons in Maintaining Equality

By Chatelle Lynch

This month, McAfee celebrates three years of maintaining pay parity. Compensating employees equally for their contributions, regardless of gender or ethnicity, is one of the many ways we create a culture where all can belong and an environment where everyone is valued.

But equal pay sounds like a given, right?

It absolutely should be. However, unconscious bias and a slew of contributing factors, such as differences in how men and women negotiate pay raises and starting salaries, means inequality can slowly creep in across a business and become pervasive unless actively monitored. This means maintaining pay parity requires constant work and attention.

As the first cybersecurity company to achieve pay parity, we know first-hand the commitment involved in such an undertaking. We also know the overall impact for our employees, including greater trust, engagement, and loyalty. More than this, we believe simply, that pay parity is the right thing to do.

Today, I’m sharing more about our journey, our process, and our work to maintain pay parity.

How we began

Our pay parity journey began in 2018. Few companies had achieved pay parity at the time, but we realized it was an essential part of ‘walking the walk.’ It’s well documented that diverse teams perform higher, and when employees feel seen and valued for their contributions, they are more productive and increasingly innovative.

We developed a framework and conducted our first annual audit in late 2018. At the time, McAfee had experienced various changes. We had been a public company, then acquired by a $70 billion hardware company, and later sold to private equity. The result of all this change and being a newly private company creating a new identity and standing up new programs, had led to inconsistencies. The results revealed pay disparities across nine of our 45 countries. With our Board’s full support, we were unwavering in our commitment to resolve swiftly and invest in adjusting salaries immediately to ensure full pay parity in that year. Once we dissected the data, we couldn’t wait to reach parity over time, it had to be immediate. We also had full commitment to put measures in place to maintain any pay parity ‘drift’.

Our process

In its simplest form, we adhere to the following framework for achieving and maintaining pay parity:

  • We define. Pay parity means fair and equal pay for employees in the same job code, grade level and location, regardless of gender or ethnicity.
  • We analyze. We first audit employee job codes for accuracy and then group employees by job code. We apply controls for pay differentiators such as performance, tenure, and experience.
  • We adjust. After meticulous evaluation with the business, we make any pay adjustments.
  • We uphold. In addition to annual analysis, we keep parity at the forefront throughout the year—from our hiring practices to how we promote and reward our employees.

Staying the course

Maintaining pay parity is a year-long exercise and is now part of our culture. At McAfee, we run quarterly audits and use a third-party vendor to help remove the notion of any perceived bias and subjectivity. If discrepancies are identified, we address them immediately.  It’s important to note that pay parity can change daily based on new hires coming in and market changes. So, it can’t be a once-a-year review, you have to stay on top of it to ensure your organization is at parity.

We also work hard to keep pay parity front of mind for people leaders and hiring managers. Through regular training on diversity topics, we remind people leaders of the science behind unconscious bias and how to overcome it. To further remove any bias, we overlay promotions, awards, and relevant employee programs with a Diversity Impact Analysis to ensure allocation of awards is statistically aligned to the diverse population of that team or organization.

It’s the combination of these efforts that resulted in an exciting milestone: our latest independent audit revealed no disparity. This tells us our commitment to equality permeates our culture. The absence of any discrepancies did not happen by accident – it’s the result of intentional focus from our leaders, recruitment team, and hiring managers.

What the future holds

Since we began our journey three years ago, the world has experienced tremendous change and challenging times – some may feel more divided than united. This makes our commitment to pay parity and building an inclusive culture even more important.

We will continue to maintain parity, ask what we can do better, and share the best practices we continue to follow, as well as learnings along the way.

Ready to join a company that stands for equality? Search our openings at Careers.McAfee.com.

The post Three Years of Pay Parity: Lessons in Maintaining Equality appeared first on McAfee Blog.

Smarter Homes & Gardens: Protecting the Smart Devices in Your Home

By Natalie Maxfield

Outfitting your smart home could get a whole lot easier this year. 

A new industry standard called Matter aims to remove a big barrier in smart home technology, one that makes different smart home devices compatible with any smart home platform—something that wasn’t possible until now. 

For years, different smart home devices have run on several different competing platforms, such as Amazon Alexa, Apple HomeKit, Google Assistant, or Samsung SmartThings. And put plainly, those different platforms didn’t work with each other. And that was unfortunate. After all, the vision for the smart home was to run everything from lights, appliances, doorbell cameras, and all kinds of connected things in your home from a central set of controls, regardless of device manufacturer or platform. 

But that hasn’t been the case, and this lack of compatibility created some headaches for homeowners. They’ve had to choose between one smart home platform over another and then only use smart devices built for that platform. For example, if you’re running a bunch of devices on Apple HomeKit and find a great deal on a new Samsung smart refrigerator with Alexa built-in, you’re pretty much out of luck if you want those devices to all work together as one in your smart home. The result is that consumers have had to check the fine print to see what’s compatible with what when shopping for smart devices. Again, a real headache. 

Matter aims to take care of that. It’s hailed as a unifying technology that will make all those devices work together. Right now, the first wave of Matter-enabled devices is on track for a mid-year launch, which means we may finally see that vision of a smart home come true—a place where all your connected stuff works together with just the sound of your voice or a tap on your phone. 

With that, let’s take a closer look at the new Matter protocol and what it offers, along with a look at security and privacy for smart home devices in general. 

How does Matter work with connected homes? 

A smart device featuring the Matter logo
A smart device featuring the Matter logo

Without getting too technical about it, Matter is designed to create a more energy-efficient, secure, and reliable network for your smart home devices. Additionally, it’s designed to run independently of your internet connection, so if your internet goes out, you can still control your smart devices locally—from the app or device of your choice. 

The tech industry looks like they’re very much on board. Matter is led by the Connectivity Standards Alliance, a body of more than 200 technology companies working together to create this new standard. And if you’re wondering Amazon, Apple, Google, and Samsung are among the many members of this alliance. If the launch goes as planned, you can expect to see Matter-enabled devices and the Matter logo on several new products by the middle of the year. 

Additionally, several companies have announced that they will provide an upgrade path for existing products so that their existing customers don’t have to scrap their current smart home devices to take advantage of Matter. 

Security and privacy in your smart home 

In all, the idea is exciting. What remains to be seen is how security and privacy matters are handled, not only by the network but by the devices on it. 

As far as security goes, Matter uses a combination of encryption and blockchain technology to secure transmitted data and ensure that only the devices you trust can use the network. Considering that you may be heating your home, warming up your oven, or even locking your front door, security features like these only make sense.  

Yet looking beyond Matter and thinking about connected homes more broadly, there are a few question marks when it comes to privacy.  

Imagine for a moment what a highly connected home might look like—and all the data those connections will generate. That data will show what time of day your front door tends to unlock and lock when family members go to and from work, school, or what have you. It’ll also show when you tend to turn on your lights, cook your dinner, or turn on the house alarm for the night.  

Over time, all this data can piece together a picture of your comings and goings during a typical week. Shy of a bad actor physically casing out your home over several days, data like this simply hasn’t existed until the age of the connected home. If that data goes unprotected or if the devices creating it don’t give you some control over it, the privacy risks will run high.  

Moreover, data privacy policies come into play here as well. As consumers like us are very much aware these days, not every company treats your data the same way. Some companies have different policies around what data they may collect and then what they do with that data—like cloud sites for other smart devices, government agencies, insurance companies, law enforcement, data aggregators, data banks, social media sites, and others according to findings published by some industry groups. In a smart home that’s kitted out with devices from five, seven, or even more different manufacturers, that are multiple privacy policies in play—each of which may view and treat your private data in their own way. That’s potentially volumes of your data circulating out there, potentially in ways you aren’t aware of or that give you any control over its use. 

Of course, the issue of data privacy is nothing new and certainly not specific to smart devices. Already, the dozens of different apps and services we use as we go about our day have their own data privacy policies as well. Devices in a smart home only add to that mix, which is worth considering in our already highly connected lives. 

Protecting your smart home 

As I write this, Matter has yet to be released. Yet if you already have some smart devices in your home, you may be wondering how to make your connected home safer. Let’s take a look at a few of the things you can do to protect your smart devices and the home network they’re running on. 

Grab online protection for your smartphone 

Many smart home devices use a smartphone as a sort of remote control, not to mention as a place for gathering, storing, and sharing data. So whether you’re an Android owner or iOS owner, protect your smartphone so you can protect the things it accesses and controls—and the data stored on it too.  

Set strong, unique passwords for your smart home devices 

Early on when the first sets of smart home devices rolled out, some found themselves open to attack because they come with a default username and password, which hackers often publish on the internet as part of massive listings. (Baby monitors are a classic example.) And it remains an issue today. When you purchase any IoT device, set a fresh password using a strong method of password creation. Likewise, create an entirely new username for additional protection as well.  

Secure your internet router too 

Another device that needs good password protection is your internet router. Make sure you use a strong and unique password there as well to help prevent hackers from breaking into your home network. (A password manager as part of comprehensive online protection can help.) Also, consider changing the same of your home network so that it doesn’t personally identify you. (I’ve seen some fun alternatives to using your name or address, everything from movie lines like “May the Wi-Fi be with you” to old sitcom references like “Central Perk.”) Also check that your router is using an encryption method, like WPA2, which will keep your signal secure. If you haven’t done this sort of thing before, check the documentation that came with your router or with the internet provider if you rent or purchased it from them. 

Use multi-factor authentication 

Online banks, shops, and other services commonly offer multi-factor authentication to help protect your accounts—with the typical combination of your username, password, and a security code sent to another device you own (often a mobile phone). If your IoT device supports multi-factor authentication, consider using it there too. It throws a big barrier in the way hackers simply try and force their way in with a password/username combination, which will make your device tougher to crack.  

Update your devices regularly 

In addition to fixing the odd bug or adding the occasional new feature, app and device updates often address security gaps. Out-of-date apps and devices may have flaws that hackers can exploit, so regular updating is a must from a security standpoint. If you can set your smart home apps and devices to receive automatic updates, even better. 

Looking ahead to your connected home 

Smart homes show plenty of promise. Seeing a new and broadly adopted industry standard like Matter on the horizon may make them even more promising. Ideally, Matter will make it easier for people to bring more smart devices in their homes, and in a way that’s reliable and secure. Moreover, there are steps you can take now to help keep your smart home devices, and smart home in general, more secure as well. 

Yet when it comes to thinking about a home full of smart devices, questions around privacy remain. Smart home devices offered by different manufacturers will have different privacy policies and thus use people’s data in different ways, which puts consumers like us in a position to understand the terms, conditions, and implications of each one. Yet with data privacy being such a hot topic for consumers, the industry, and regulators already, it remains to be seen what consumer-friendly standards are set for data collection in the years to come—both in and out of the smart home. 

The post Smarter Homes & Gardens: Protecting the Smart Devices in Your Home appeared first on McAfee Blog.

Cold Wallets, Hot Wallets: The Basics of Storing Your Crypto Securely

By Lily Saleh

If you’re thinking about crypto, one of the first things you’ll want to do is get yourself a good wallet.  

Topping the several important things a new cryptocurrency investor needs to think about is security. Rightfully so. Cryptocurrency is indeed subject to all kinds of fraud, theft, and phishing attacks, just like the credentials and accounts we keep online.  

But here’s the catch. Lost or stolen cryptocurrency is terrifically difficult to recover. By and large, it doesn’t enjoy the same protections and regulations as traditional currency and financial transactions. For example, you can always call your bank or credit card company to report theft or contest a fraudulent charge. Not the case with crypto. With that, you’ll absolutely need a safe place to secure it. Likewise, in the U.S. many banks are FDIC insured, which protects depositors if the bank fails. Again, not so with crypto. 

So, when it comes to cryptocurrency, security is everything. 

What makes crypto so attractive to hackers? 

Cryptocurrency theft offers hackers an immediate payoff. It’s altogether different from, say, hacking the database of a Fortune 500 company. With a data breach, a hacker may round up armloads of personal data and information, yet it takes additional steps for them to translate those stolen records into money. With cryptocurrency theft, the dollars shift from the victim to the crook in milliseconds. It’s like digital pickpocketing. As you can guess, that makes cryptocurrency a big target. 

And that’s where your wallet will come in, a place where you store the digital credentials associated with the cryptocurrency you own. The issue is doing it securely. Let’s take a look at the different wallets out there and then talk about how you can secure them. 

Hot wallets and cold wallets for crypto 

Broadly, there are two general categories of wallets. First, let’s look at what these wallets store. 

A wallet contains public and private “keys” that are used to conduct transactions. The public key often takes the form of an address, one that anyone can see and then use to send cryptocurrency. The private key is exactly that. Highly complex and taking many forms that range from multi-word phrases to strings of code, it’s your unique key that proves your ownership of your cryptocurrency and that allows you to spend and send crypto. Needless to say, never share your private key.  

With that, there are two ways to store your keys—in a hot wallet or a cold wallet. 

 

Hot Wallets: 

 

  • These wallets store cryptocurrency on internet-connected devices—often a smartphone, but also on computers and tablets—all of which allow the holder to access and make transactions quickly. 

 

  • Think of a hot wallet as a checking account, where you keep a smaller amount of money available for day-to-day spending, yet less securely than a cold wallet because it’s online. 

  

Cold Wallets: 

 

  • These wallets store cryptocurrency in places not connected to the internet, which can include a hard drive, USB stick, paper wallet (keys printed on paper), or physical coins. 

 

  • Think of the cold wallet like a savings account, or cold storage if you like. This is where to store large amounts of cryptocurrency more securely because it’s not connected to the internet. 

Hot wallets for cryptocurrency 

As you can see, the benefit of a hot wallet is that you can load it up with cryptocurrency, ready for spending. However, it’s the riskiest place to store cryptocurrency because it’s connected to the internet, making it a target for hacks and attacks.  

In addition to that, a hot wallet is connected to a cryptocurrency exchange, which makes the transfer of cryptocurrencies possible. The issue with that is all cryptocurrency exchanges are not created equal, particularly when it comes to security. Some of the lesser-established exchanges may not utilize strong protocols, likely making a target for attack. Even the more established and trusted exchanges have fallen victim to attacks—where crooks have walked away with millions or even hundreds of millions of dollars 

Cold wallets for cryptocurrency 

While the funds in cold wallets are far less liquid, they’re far more secure because they’re not connected to the internet. In this way, cold wallets are more vault-like and suitable for long-term storage of larger sums of funds. But cold wallets place a great deal of responsibility on the holder. They must be stored in a physically secure place, and be backed up, because if you lose that one device or printout that contains your cryptocurrency info, you lose the cryptocurrency altogether. Within the cold wallet category, there are a few different types: 

1. Purpose-built cryptocurrency storage devices 

Several manufacturers make storage devices specifically designed to store cryptocurrency, complete with specific features for security, durability, and compatibility with many (yet not always all) of the different cryptocurrencies on the market. An online search will turn up several options, so doing your homework here will be very important—such as which devices have the best track record for security, which devices are the most reliable overall, and which ones are compatible with the crypto you wish to keep.  

2. Hard drives on a computer or laptop 

Storing cryptocurrency information on a computer or laptop that’s disconnected from the internet (also known as “air-gapped”) is a storage method that’s been in place for some time. However, because computers and laptops are complex devices, they may be less secure than a simpler, purpose-built cryptocurrency device. In short, there are more ways to compromise a computer or laptop with malware that a determined hacker can use to steal information in some rather surprising ways. (Like noise from a compromised computer fan passing information in a sort of Morse Code or generating electromagnetic signals on a compromised computer that nearby devices can use to skim information.) 

3. Paper wallets 

Ah, good old paper. Write down a code and keep it secure. Simple, right? In truth, creating a paper wallet can be one of the most involved methods of all the cold storage options out there. Bitcoin offers a step-by-step walkthrough of the process that you can see for yourself. Once done, though, you’ll have a piece of paper with a public address for loading cryptocurrency into your paper cold wallet, along with a private key. One note: Bitcoin and others recommend never reusing a paper cold wallet once it’s connected to a hot wallet. You should go through the process of creating a new cold paper wallet each time.  

4. Physical coins for cryptocurrency 

Physical coins are a special case and are relatively new on the scene. They’re a physical coin minted with a tamper-resistant sticker that indicates the actual value of the coin. Like other methods of cold wallet storage, this calls for keeping it in a safe place, because it’s pretty much like a wad of cash. And like cash, if it’s stolen, it’s gone for good. Also note that a cryptocurrency holder must work with a third party to mint and deliver the coin, which has its own costs and risks involved. 

Securing your cryptocurrency wallet 

With that look at wallets, let’s see what it takes to secure them. It may seem like there’s plenty to do here. That’s because there is, which goes to show just how much responsibility falls on the shoulders of the cryptocurrency holder. Of course, this is your money we’re talking about, so let’s dive into the details. 

1. Back up your wallet

Whatever form your storage takes, back it up. And back it up again. Cryptocurrency holders should make multiple copies just in case one is lost, destroyed, or otherwise inaccessible. For example, one story that’s made the rounds is of a IT engineer in the UK who accidentally threw away an old hard drive with his cryptocurrency key on it, one that held 7,500 bitcoins, worth millions of dollars. Redundancy is key. Back up the entire wallet right away and then often after that. 

2. Store your wallet(s) securely

With redundant backups in place, store them in places that are physically secure. It’s not uncommon for crypto holders to use fireproof safes and safe deposit boxes at banks for this purpose, which only highlights the earlier point that a wallet is as good as cash in many ways. 

3. Use online protection software

This will help prevent malware from stealing crypto, whether or not your device is connected to the internet. Comprehensive online protection software will give you plenty of other benefits as well, including identity theft monitoring and strong password management, two things that can help you protect your investments, and yourself, even further. 

4. Update your operating system, apps, and devices

Updates often address security issues, ones that hackers will of course try to exploit. Keep everything current and set automatic updates wherever they are available so that you have the latest and greatest. 

5. Make use of multi-factor authentication (MFA) where possible

Just as your bank and other financial accounts offer MFA, do the same here with your crypto. Some extra security-conscious crypto investors will purchase a device for this specific purpose for yet greater protection, such as a separate phone with texting capability. This keeps their crypto transactions separate from the multitude of other things they do on their everyday smartphone, effectively putting up a wall between these two different digital worlds.  

6. Keep your investments to yourself

 Two things fall under this category. One, the less you say about the crypto investments you make, the less word gets around, which can help keep hackers out of the loop. Particularly on social media! Two, consider setting up a unique email account that you only use for crypto. The less you associate your crypto accounts with other financial accounts like your banking and online payment apps, the more difficult it is to compromise several accounts in one fell swoop.  

7. Watch out for phishing scams

Just like hackers send phishing emails with an eye on accessing your bank accounts, credit cards, and so on, they’ll do much the same to get at your crypto accounts. The target may be different, that being your crypto, but the attack is very much the same. An email will direct you to a hacker’s website, using some sort of phony pretense, get-rich-quick-scheme, or scare tactic. Once there, they’ll ask for private key information and then simply steal the funds. And it’s not just email. Hackers have used online ads to phish for victims as well. 

Crypto: security is on you 

As you can see, these security measures rely almost exclusively on you. If something happens to you, that could make recovering your funds a real problem. Consider reaching out to someone you trust and let them know where you’re storing your wallets and information. That way, you’ll have some assistance ready in the event of an emergency or issue. 

The very things that define cryptocurrency—the anonymity of ownership, the lack of banking institutions, the light or non-existent regulation—all have major security implications. Add in the fact that you’re your own safety net here and it’s easy to see that crypto is something that requires plenty of planning and careful through before diving into. Getting knowledgeable about security, how you’ll protect your crypto, should absolutely top your list before investing.  

The post Cold Wallets, Hot Wallets: The Basics of Storing Your Crypto Securely appeared first on McAfee Blog.

Lock Down & Level Up: Protect Your Online Gaming from Hackers

By Lily Saleh

As a gamer, you love the stuff you’ve racked up over the years—that rare Fortnite skin from six seasons ago, a complete set of Tier 20 armor in World of Warcraft, or a Steam account loaded with your favorite titles. Hackers love it too. Because they can make money off it. 

Hackers have been stealing and reselling online gaming accounts for some time now. Yet the recent 400 percent rise in online gaming theft shouldn’t come as a surprise, particularly as so many of us turned to games for entertainment lately. As people leveled up, gathered loot, and filled their libraries with games in the cloud, hackers saw the opportunity.  

The opportunity is this: gaming accounts have a street value. The virtual items and perks we acquire through gaming take time, effort, participation, and sometimes just good luck to build up. In a way, we’ve worked hard to earn our fun. Meanwhile, others out there are willing to take a shortcut. There are those who’ll pay for a well-stocked gaming account that someone else has built up, and hackers are more than willing to hijack accounts from innocent victims and sell them online. 

Put simply, the virtual goods in your gaming accounts are like any other good. They have value. And just like anything else you value, they’re worth protecting. That’s exactly what we’ll help you do here.  

Sanctioned markets, gray markets, and dark markets: Where gaming goods are sold 

First up, let’s take a quick look at the different ways digital goods get moved and sold out there—just to get a sense of the marketplaces that have cropped up around gaming and where hackers fit into the mix. 

And there are several. Over the years we’ve seen all kinds of gaming marketplaces crop up, whether they’re sanctioned marketplaces built inside of online games, gray marketplaces that exist outside of games, and dark marketplaces where stolen accounts and goods are exchanged. 

1. Sanctioned marketplaces 

As a gamer, you’re likely familiar with any number of sanctioned auction houses and marketplaces that are built right into online games, all designed and supported by the game’s developers. A classic example is the long-running auction house in World of Warcraft where players can buy and sell items with in-game currency, the World of Warcraft gold piece. And as marketplaces can go, the rarer and more coveted the item, the higher the price the seller can get for it. In fact, there are plenty of articles on how to play the markets for profit, in a quasi-stock market-like fashion, and all within the legitimate boundaries of the game.  

In recent years, we’ve also seen the rise of in-game currencies that players can purchase for cash, again by design and with the support of the developer. A couple of examples are the World of Warcraft Tokens and Minecraft tokens and coins. What you can do with such tokens and coins varies from game to game, yet players can use them to acquire in-game currency, items, or paid to play time. 

Increasingly common are in-game stores that allow players to purchase items and perks with cash, just like any other online store. Taken together with all the other ways a player can round up items in a game, it’s easy to see how a gamer’s account can grow into something somewhat unique and valuable over time, simply by playing and participating in the game. 

2. Gray market “boosters” and other services for cash 

With the time it takes for a player to level up a powerful character and acquire the items that can come along with it, there are out-of-game organizations that will, for a fee, do that work for a player in return for payment. Essentially it involves a player starting a gaming account, rolling up a character, and then handing over the account to a “booster” who will play the game on the owner’s behalf. When the agreed-upon level is reached, the booster hands back the character to the owner. 

Of course, there are all kinds of potential problems with this. Strictly from a security standpoint, this means an account owner is handing over their credentials to a stranger, with no real guarantee that this stranger simply won’t change the account password, never hand back the account, and simply walk away with any funds that may have been paid upfront. 

Further, “boosting” and other similar services may be against the user agreement the player signed when joining up for the game. For example, World of Warcraft recently updated its policy, stating that they now, 

[P]rohibit organizations who offer boosting, matchmaking, escrow, or other non-traditional services, including those offered for gold. World of Warcraft accounts found to be in violation of this policy are subject to account actions. These actions can include warnings, account suspensions and, if necessary, permanent closure of the disruptive World of Warcraft account(s).  

So while “boosting” services may not be illegal themselves, they can run counter to user agreements and may lead to cases of fraud when a booster service fails to fulfill its commitment or simply locks a player out of their own account. 

3. Dark market sale of stolen gaming accounts and goods 

Then there’s the theft and resale of online game accounts, clear examples of digital goods illegally changing hands. Stolen accounts make their way into dark web marketplaces and ads on chat platforms and social media, thanks to hackers who’ve cracked previously legitimate accounts and then packaged them up for sale. In some instances, cybercriminals will sell entire game collections, such as online gaming platform accounts where gamers may have purchased and have access to dozens and dozens of games stored in the cloud. 

The method behind this theft is much like a credit card or bank account hack. Often using credentials lifted from a data breach, hackers will take known usernames and passwords and feed them into a credential stuffing application—which can then attempt to access hundreds, even thousands, of accounts through automated login requests.  

Given that many users out there use the same passwords across their accounts makes them an easy target for this practice and can reap a large harvest of cracked accounts. From there, the account can be accessed, have its password changed, and then made ready for advertising and sale, where an account can be resold for a few dollars, or for potentially thousands depending on what the account contains.  

Protecting your online gaming account from getting hacked 

There’s plenty you can do. A few simple steps on your part can drop some serious roadblocks in the way of a hacker who’s looking to crack your account or target you for a scam. 

1. Passwords, passwords, passwords

Each of your accounts should have its own strong, unique password. No repeats. And if you have some sixty-plus accounts across all the shopping, banking, gaming, and forum posting you do, not to mention your apps, that sounds like a lot of work. Because it is. Although it doesn’t have to be. A password manager can do the work for you by creating and storing strong, unique passwords for you. 

2. News of a data breach? Change your password

Data breaches happen all the time now, striking businesses both large and small. If a business or organization where you have an online account gets breached, change your password right away. Related to the above, make sure the passwords across your other accounts are strong and unique. It’s not uncommon for hackers to try breaching passwords in other accounts, all in the hope that the victim is using the same or a similar password on other accounts as well. 

3. Multifactor your defense

Several gaming services offer multi-factor authentication (MFA) as a means of protecting accounts. In addition to requiring a username and password to log in, MFA further verifies account activity by sending a unique code to the email address or text to a device you own, which makes gaining illegal access that much tougher for hackers. Some gaming platforms even support an authentication app, such as the Battle.net Authenticator, offered by Blizzard. In all, the occasional extra clicks required by MFA can really save you some massive headaches by preventing theft. If you have MFA as an option, strongly consider using it. 

4. Don’t feed the phish  

Phishing attacks have made the jump from email to bogus ads on social media and in search too. In short, a phishing attack involves the hacker posing as a well-known company or organization with the intent of fooling you into providing your username and password. With that, they can drain your account, whether it’s money from your bank account or goods in your gaming account. Spotting phishing attacks can call for a sharp eye nowadays because some hackers can make the phishing emails and sites they use look like the real thing. Comprehensive online protection software will include web protection that can spot bogus links and sites and warn you away from them, even if they look legit. 

5. Watch out for “spearphishers”, too

Spearphishers are a special sort, in that they make more targeted attacks. While a phisher will send out an email blast or attempt to rope in a high volume of victims with an ad, a spearphisher will send a direct message to specific, potential victims. You may have seen or heard of this in massively multiplayer online games where an otherwise unknown player sends a message to another with a link to a website, complete with the promise of loot, in-game currency, or services to level up characters. Ignore and don’t visit that link. Chances are it’s a scammer, or at least someone who may be breaking the game’s user agreement by offering such services.  

6. Mods and malware

Whether you’re downloading a mod, an expansion, or a new game itself, go with a reputable online store or source. Hackers will drop malware into all kinds of files and applications, games included. Given that such malware could log keystrokes that steal login info, inject ransomware code to hold your device and data hostage, or simply wreak havoc on your files and things, it can have implications for more than just your gaming accounts and the virtual assets you have with them. 

Play defense 

Hackers know there’s good money in gaming accounts. They wouldn’t bother with them otherwise. Realizing that your gaming account has value is the first step to protecting it. 

In addition to taking the steps above, consider comprehensive online protection software. It offers defense in breadth and depth, covering everything from device security, privacy, and identity protection. However, if you want an even faster and safer gaming experience, gamer security is worth looking into. In addition to strong security features, it also offers performance-enhancing technologies that prioritize system resources and keep your gameplay going smooth. 

In all, keep in mind that gaming accounts are serious business for hackers. Put up your defenses. Then get out and enjoy yourself, knowing that you have made it far, far tougher for them to ruin your fun. 

The post Lock Down & Level Up: Protect Your Online Gaming from Hackers appeared first on McAfee Blog.

McAfee 2022 Consumer Mobile Threat Report

By McAfee

We’re excited to bring you the latest edition of the McAfee 2022 Consumer Mobile Threat Report. After all, when you know the challenges you face, it’s easier to be confident online. In this blog, we’ll take a closer look at some leading examples of techniques that cybercriminals are using to trick or defraud you via your mobile phone. These examples are some of the more sophisticated attacks, using real logos, quality graphics, and personalized messages. We hope this provides a useful resource for protecting your digital life, mobile devices, and personal information so that you can enjoy a safe life online with your family. 

Cybercriminals Take Their Scams to the Next Level

Cybercriminals are upping their game, using personal information and high-quality graphics to make their malware look like legitimate apps or official messages. Because these attacks are successful at defrauding significant numbers of mobile users out of their money and information, more criminals will jump on this approach or expand their malicious campaigns. Let’s take a look at some of the different techniques being used by scammers to fool mobile users.  

Smishing looks friendly but is just the opposite

Mobile smishing (aka phishing text messages) are attacks using personalized greetings in text messages that pretend to be from legitimate organizations to appear more credible. These messages often link to websites with authentic logos, icons, and other graphics, prompting the user to enter personal information or download an app. Users should be extra careful about text messages from unknown sources and should go directly to the organization’s website to validate requests. 

Mobile gaming scams pose as gamer help and cheating tools

Cheating tools and hacking apps are popular ways to get extra capabilities in mobile games. Criminals are exploiting this by promoting game hacking apps that include malicious code on legitimate messaging channels. If installed, the malware steals account credentials for social media and gaming accounts. Gamers should use caution when installing game hacks, especially if they request superuser permissions. 

Crypto is popular and so are scams targeting it

Cryptocurrencies are providing new opportunities for mobile device attacks. The latest ploy is phony apps that promise to mine coins in the cloud for a monthly fee. Fake reviews and a low cost make them sound too good to be true—and they are. These apps just take the money without doing any coin mining. With no actual malicious code, these apps are hard to detect, so users should be suspicious of being promised hundreds or thousands of dollars of crypto coins for just a few dollars a month. 

Watch out for fake messaging apps

Another attack uses a variety of fake apps with slick graphics to trick users into premium subscriptions. Hundreds of these apps promise features such as mobile games or photo editing and are supported by plenty of fake five-star reviews. When installed, the apps ask for the user’s phone number and verification PIN and use them to sign up for premium text services that direct payments to the criminals. Users should read reviews looking for vague statements, repetitive wording, and a mix of five-star and one-star ratings. For a deeper dive into the scams, be sure to view full report.

How to Protect Yourself 

While threat tactics continue to change as criminals adapt and respond to detection and enforcement techniques, there are a few steps users should take to limit their exposure and risk. 

Stay on the app stores

While some malicious apps do make it through the app store screening process, most of the attack downloads appear to be coming from social media, fake ads, and other unofficial app sources. Before downloading something to your phone, do some quick research about the source and developer. Many of these scams have been flagged by other people. 

Watch requests for settings and permissions

Many malicious apps get the access they need by asking the user to grant them permission to use unrelated privileges and settings. When installing a new app, take a few moments to read these requests and deny any that seem unnecessary, especially for superuser access and accessibility services.  

Update your software

Developers are actively working to identify and address security issues. Both operating systems and apps should be frequently updated so that they have the latest fixes and security protections. 

Be wary of too many five-star reviews

Cybercriminals often flood their Google Play apps with fake five-star reviews. Many fake or malicious apps only have a mix of five-star and one-star reviews. The five-star ones typically have vague statements and repetitive wording, giving clues that they are submitted by bots. Compare them to the one-star reviews for insight on the app’s real capabilities. 

Pay attention if your phone is acting funny

Devices that are behaving unusually may just have a basic tech issue but it can also be a sign of being hacked. Follow up when something is not quite right, check recent changes or contact tech support from the mobile device vendor or security software provider. 

Use security software

Comprehensive security software across all devices, whether they are computers, tablets, or smartphones, continues to be a strong defensive measure to protect your data and privacy from cyber threats. 

We hope this report helps you stay on the lookout for these and other mobile threats so you can safely and confidently enjoy your life online.

The post McAfee 2022 Consumer Mobile Threat Report appeared first on McAfee Blog.

Scammers are Exploiting Ukraine Donations

By McAfee Labs

Authored by Vallabh Chole and Oliver Devane

Scammers are very quick at reacting to current events, so they can generate ill-gotten gains. It comes as no surprise that they exploited the current events in Ukraine, and when the Ukrainian Twitter account tweeted Bitcoin and Ethereum wallet addresses for donations we knew that scammers would use this as a lure for their victims.

This blog covers some of the malicious sites and emails McAfee has observed in the past few weeks.

Crypto wallet donation scams

A crypto donation scam occurs when perpetrators create phishing websites and emails that contain cryptocurrency wallets asking for donations. We have observed several new domains being created which perform this malicious activity, such as ukrainehelp[.]world and ukrainethereum[.]com.

Ukrainhelp[.]world

Below is a screenshot of Ukrainehelp[.]world, which is a phishing site asking for crypto donations for UNICEF. The website contains the BBC logo and several crypto wallet addresses.

While investigating this site, we observed that the Ethereum wallet used use was also associated with an older crypto scam site called eth-event20.com. The image below shows the current value of the crypto wallet which is worth $114,000. Interestingly this wallet transfers all its coins to 0xc95eb2aa75260781627e7171c679a490e2240070 which in turn transfers to 0x45fb09468b17d14d2b9952bc9dcb39ee7359e64d. The final wallet currently has 313 ETH which is worth over $850,000. This shows the large sums of money scammers can generate with phishing sites.

Ukrainethereum[.]com

Ukrainethereum[.]com is another crypto scam site, but what makes this one interesting is the features it contains to gain the victim’s confidence in trusting the website such as a fake chatbox and a fake donation verifier.

Fake Chat

The image above shows the chatbox on the left-hand side which displays several messages. At first glance, it would appear as if other users are on the website and talking, but when you reload the site it shows the same messages. This is due to the chat messages being displayed from a list that is used to populate the website with JavaScript code as shown on the right-hand side.  

Fake Donation Verifier 

The site contains a donation checker so the victim can see if their donation was received, as shown below. 

 

  1. The first image on left shows the verification box for donation to check if it is completed or not 
  2. Upon clicking ‘Check’ the victim is shown a message to say the donation was received.  
  3. What occurs, is upon clicking ‘Check’ the JavaScript code changes the website code so that it displays the ‘Thanks!’ message, and no actual check is performed. 

Phishing Email 

The following image shows one of the examples of phish emails we have observed. 

The email is not addressed to anyone specifically as they are mass-mailed to multiple email addresses. The wallet IDs in the email are not associated with the official Ukraine Twitter and are owned by scammers. As you can see in the image above, they are similar as the first 3 characters are the same. This could lead to some users believing it is legitimate. Therefore, it’s important to check that the wallet address is identical.  

Credit Card Information Stealer 

This is the most common type of phishing website. The goal of these sites it entices the victim into entering their credit card and personally identifiable information (PII) data by making them believe that the site being visited is official. This section contains details on one such website we have found using Ukraine donations as a lure.  

Razonforukrain[.]com 

The image below shows the phishing site. The website was used to save the children’s NGO links and images, which made it appear more genuine. You can see that is it asking the victim to enter their credit card and billing information.  

Once the data is entered, and the victim clicks on ‘Donate’, the information will be submitted via the form and will be sent to scammers so they can then use or sell the information. 

We observed that a few days after the website was created, the scammers change the site code so that it became a Mcdonald’s phishing site targeting the Arab Emirates. This was a surprising change in tactics. 

The heatmap below shows the detections McAfee has observed around the world for the malicious sites mentioned in this blog. 

Conclusion 

How to identify a phishing email? 

  • Look for the domain from where you received mail, attackers masquerade it. 
  • Use McAfee Web Advisor as this prevents you from accessing malicious sites 
  • If McAfee Web Advisor is not used, links can be manually checked at https://trustedsource.org/. 
  • Perform a Web Search of any crypto wallet addresses. If the search returns no or a low number of hits it is likely fraudulent. 
  • Check for poor grammar and suspicious logos  
  • For more detailed advice please visit McAfee’s How to recognize and protect yourself from phishing page 

How to identify phishing websites? 

  • Use McAfee Web Advisor as this prevents you from accessing malicious sites 
  • Look at the URL of the website which you are visiting and make sure it is correct. Look for alterations such as logln-paypal.com instead of login.paypal.com 
  • If you are unsure that the website is legitimate. Perform a Web search of the URL. You will find many results If they are genuine. If the search returns no or a low number of hits it is likely fraudulent 
  • Hyperlinks and site addresses that do not match the sender – Hover your mouse over the hyperlink or call-to-action button in the email. Is the address shortened or is it different from what you would expect from the sender? It may be a spoofed address from the 
  • Verify if the URL and Title of the page match. Such as the website, razonforukraine[.]com with a title reading “McDonald’s Delivery” 

For general cyber scam, education click here

McAfee customers are protected against the malicious sites detailed in this blog as they are blocked with McAfee Web Advisor 

 

Type  Value  Product  Detected 
URL – Phishing Sites   ukrainehelp[.]world  McAfee WebAdvisor   Blocked 
URL – Phishing Sites   ukrainethereum[.]com  McAfee WebAdvisor   Blocked 
URL – Phishing Sites   unitedhelpukraine[.]kiev[.]ua/  McAfee WebAdvisor   Blocked 
URL – Phishing Sites   donationukraine[.]io/donate  McAfee WebAdvisor   Blocked 
URL – Phishing Sites   help-ukraine-compaign[.]com/shop  McAfee WebAdvisor   Blocked 
URL – Phishing Sites   ukrainebitcoin[.]online/  McAfee WebAdvisor   Blocked 
URL – Phishing Sites   ukrainedonation[.]org/donate  McAfee WebAdvisor   Blocked 
URL – Phishing Sites   ukrainewar[.]support  McAfee WebAdvisor   Blocked 
URL – Phishing Sites   sendhelptoukraine[.]com  McAfee WebAdvisor   Blocked 
URL – Phishing Sites   worldsupportukraine[.]com  McAfee WebAdvisor   Blocked 
URL – Phishing Sites   paytoukraine[.]space  McAfee WebAdvisor   Blocked 
URL – Phishing Sites   razonforukraine[.]com  McAfee WebAdvisor   Blocked 

 

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White House Announces Possible Rise in Cyberattacks—What You Can Do to Stay Safe

By McAfee

The White House recently reissued a warning to American businesses in response to the unprecedented economic sanctions the U.S. has imposed on Russia for the Ukraine invasion, stating, “There is now evolving intelligence that Russia may be exploring options for potential cyberattacks.”  

Along with this statement, the White House published a fact sheet outlining the new and ongoing steps the government is taking to protect its infrastructure and technologies, along with steps that private businesses can take to protect themselves from attacks as well.  

Of course, any successful attack on government operations and the operations of private businesses could potentially affect households as well—such as in the case of data breaches where data or information is stolen from a system, often the personal data and information of individuals. 

Word of potential attacks understandably leaves people feeling uncertain and may further leave them wondering if there’s anything they can do to protect themselves. With regards to data breaches and the cases of identity theft that typically follow, there are several steps people can take to keep safer online.  

Let’s break down what a data breach looks like, how it can affect you, and what you can do in advance of a breach to protect yourself. 

Examples of data breaches in the past 

We’ve certainly seen data breaches make the news over the years, which are often (but not always) associated with malicious hackers or hacker organizations. A quick list of some of the largest and most impactful breaches we’ve seen in recent years: 

  • Facebook – 2019: Two datasets leaked the records of more than 530 million users, including phone numbers, account names, Facebook IDs, and more. 
  • Marriott International (Starwood) – 2018. Leakage of 500,000 guest names, emails, actual mailing addresses, phone numbers, passport numbers, Starwood Preferred Guest account information, date of birth, and information about stays. 
  • Equifax – 2017. Approximately 147 million records, including name, address, date of birth, driver’s license numbers, and Social Security Numbers were leaked, as well as credit card information for a further 200,000 victims. 

Healthcare facilities have seen their data breached, along with the operations of popular restaurants. Small businesses find themselves in the crosshairs as well, with one report stating that 43% of data leaks target small businesses. Those may come by way of an attack on where those businesses store their records, a disgruntled employee, or by way of a compromised point-of-sale terminal in their store, office, or location. 

What differs with the White House warning is who may end up being behind these potential attacks—a nation-state rather than what are financially motivated hackers or hacking groups. (Some research indicates that nearly 90% of breaches are about the money.) However, the result is the same. Your personal information winds up loose in the world and possibly in the hands of a bad actor.   

What can get exposed in a data breach?  

The fact is that plenty of our information is out there on the internet, simply because we go about so much of our day online, whether that involves shopping, banking, getting results from our doctors, or simply hopping online to play a game once in a while.  

Naturally, that means the data in any given breach will vary from service to service and platform to platform involved. Certainly, a gaming service will certainly have different information about you than your insurance company. Yet broadly speaking, there’s a broad range of information about you stored in various places, which could include:  

  • Username and password 
  • E-mail address 
  • Phone numbers and home address 
  • Contact information of friends and family 
  • Date of birth 
  • Driver’s license number 
  • Credit card and debit card numbers, bank account details 
  • Purchase history and account behavior history 
  • Patient information (in the case of healthcare breaches) 
  • Social Security Number or Tax ID Number 

As to what gets exposed and when you might find out about it, that can vary greatly as well. One industry research report found that 60% of breaches were discovered in just days from the initial attack while others could take months or even longer detect. Needless to say, the timeline can get rather stretched before word reaches you, which is a good reason to change your passwords regularly should any of them get swept up in a breach. (An outdated password does a hacker no good—more on that in a bit.) 

What do cybercriminals do with this kind of information? 

The answer is plenty. In all, personal information like that listed above has a dollar value to it. In a way, your data and information are a kind of currency because they’re tied to everything from your bank accounts, investments, insurance payments—even tax returns and personal identification like driver’s licenses.  

With this information in hand, a crook can commit several types of identity crimes—ranging from fraud to theft. In the case of fraud, that could include running up a bill on one of your credits cards or draining one of your bank accounts. In the case of theft, that could see crooks impersonate you so they can open new accounts or services in your name. Beyond that, they may attempt to claim your tax refund or potentially get an ID issued in your name as well. 

Another possibility is that a hacker will simply sell that information on the dark marketplace, perhaps in large clumps or as individual pieces of information that go for a few dollars each. However it gets sold, these dark-market practices allow other fraudsters and thieves to take advantage of your identity for financial or another gain.  

Protecting yourself from the effects of data breaches 

The succinct answer is to sign up for an identity protection service. It can monitor dozens of types of personal information and then alert you if any of them are possibly being misused, so you can address any issues right away before they become a potentially much bigger problem.  

Further, pairing identity protection with online protection software can protect you even more. With an all-up view of your overall online security—how well you’re protecting yourself and your identity online—it can guide you through steps that can shore up your protection and make you safer still. 

Identity protection such as ours gives you the added benefit of a professional recovery specialist who can assist with restoring your affairs in the wake of fraud or theft, plus up to $1 million in insurance coverage. 

What if I think I’m the victim of identity theft? 

When a business, service, or organization falls victim to a breach, it doesn’t always mean that you’re automatically a victim too. Your information may not have been caught up in it. However, it’s best to act as if it was. With that, we strongly suggest you take these immediate steps. 

Change your passwords and use two-factor authentication 

Given the possibility that your password may be in the hands of a bad actor, change it right away. Strong, unique passwords offer one of your best defenses against hackers. Update them regularly as well. As mentioned above, this can protect you in the event a breach occurs and you don’t find out about it until well after it’s happened. You can spare yourself the upkeep that involves a password manager that can keep on top of it all for you. If your account offers two-factor authentication as part of the login process, make use of it as it adds another layer of security that makes hacking tougher.  

Keep an eye on your accounts 

If you spot unusual or unfamiliar charges or transactions in your account, bank, or debit card statements, follow up immediately. That could indicate improper use. In general, banks, credit card companies, and many businesses have countermeasures to deal with fraud, along with customer support teams that can help you file a claim if needed. 

Sign up for an identity theft protection service 

As outlined above, identity protection like ours can monitor a broad set of your personal information and provide you guidance for making it more secure, in addition to getting help from a professional recovery specialist.  

For an even closer look at identity theft, we have two articles that can help guide the way if you think you’re a victim, each featuring a series of straightforward steps you can take to set matters right: 

Proactively protecting yourself and your family 

No matter how uncertain news of possible cyberattacks may any of us feel, you can take steps to set some of that uncertainty aside. An identity protection service is a strong first move against possible identity theft, as is pairing it with online protection software that keeps you safer online overall. Likewise, knowing the signs of possible identity theft and what you can do to address it right away offer further assurance still—like having the services of a professional recovery specialist to help.  

In all, there’s no need to leave yourself wondering at the news from the White House. As an individual, you have it in your power to make yourself and your family safer than they are now. 

The post White House Announces Possible Rise in Cyberattacks—What You Can Do to Stay Safe appeared first on McAfee Blog.

It’s World Backup Day! Here’s How You Can Preserve Your Files

By McAfee

Let’s play a game. Go to the Photos app on your phone and look at the total number of videos and images on your device – all those precious memories of family vacations, clips from your favorite concert, and countless snapshots of your furry companion. Next, open your laptop or desktop and check to see how many documents you have saved — perhaps all the research reports you have saved to defend your graduate thesis or an important slideshow you’re presenting to your boss on Monday. If you had to guess, would you say the total number of these various pieces of data is into the thousands? Now imagine if all this data was suddenly gone. What would you do?  

You might be thinking, “That will never happen to me.” However, this situation is more common than you think. More than 60 million computers will fail worldwide this year, and over 200,000 smartphones are lost or stolen every year. That’s why we’re celebrating World Backup Day by sharing how you can properly back up your files and find peace of mind knowing that your data is safe and sound.  

What Are Backups and Why Are They Important? 

A backup is a separate copy of your important and sentimental digital files and information. Storing all that data in one place, like a personal computer or smartphone, can prove unsafe. Creating another copy of that data through a backup will ensure that it’s stored and kept safe somewhere else should your device get wiped or stolen. 

It’s important to recognize that data loss isn’t something that only happens to huge corporations or unsuspecting victims in spy movies. Everyone is susceptible to data loss or theft and backing up that data is an easy step to protect all your information and prevent cybercriminals from taking what isn’t theirs. 

Data Storage 101 

Data is one of the most important assets in the modern world. As we illustrated earlier, people collect countless files that contain valuable information they want to keep safe. Luckily, there are two common and inexpensive ways that a user can store their data and their ever-important backups.  

Cloud storage  

Although “the cloud” became a major buzzword years ago, its definition is still cloudy for some folks. The cloud exists in remote data centers that you can access via the internet. Any data you’ve uploaded to the cloud exists on dedicated servers and storage volumes housed in distant warehouses, often situated on campuses full of such warehouses. Data centers are owned by cloud service providers, who are responsible for keeping the servers up and running.  

To keep your data physically safe from theft and destruction, and to make sure it’s available whenever you want to access it, data centers run extensive cooling systems to keep the electronics from overheating and have at least one backup generator in case of power outages. But how do they make sure that this data is secure in the cybersphere? Cloud systems use authentication processes like usernames and passwords to limit access, and data encryption to protect data that is stolen or intercepted. However, it’s important to remember that passwords can be hacked. Typically, the service provider holds the encryption keys to your data, meaning that rogue employees could, theoretically, access it. Likewise, your data could also potentially be searched and seized by government entities. 

This begs the question: Trust or don’t trust? Because cloud storage companies live and die by their reputation, you can rest assured knowing that they go to great lengths to use the most advanced security techniques and provide the most reliable service possible. To help ensure the security of your data should you choose to store or back it up to the cloud, keep anything truly sensitive in a private cloud behind a firewall.  

External hard drive  

With an external hard drive, you can manually back up all your data and files yourself onto a physical device that you can access anytime. These drives are a reliable way to achieve data redundancy. An external hard drive doesn’t rely on internet access like cloud-based services and is an easy fix when transferring data to a new device. However, using external hard drives requires a more hands-on approach to backing up your data. It’s your responsibility to regularly perform backups yourself and store your hard drive in a safe location. While cloud solutions offer huge amounts of storage, storage space on hard drives are limited, so you may have to purchase more than one device. Look for an external drive with at least a terabyte of space to accommodate all your data, which tends to accumulate quickly. 

Kickstart Your Digital Spring Cleaning  

As you’re cleaning out your garage and tidying up your home, take the same care to do some digital spring cleaning this World Backup Day. Give your devices, apps, and online accounts a good decluttering and gain more peace of mind knowing that all your valuable data is stored in a safe, secure place … and that you have a backup in case something goes awry. Remember, proactivity goes a long way toward shoring up your cybersecurity and protecting your information.   

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Introducing Personal Data Cleanup

By McAfee

We’re excited to announce the release of McAfee’s Personal Data Cleanup, a new feature that finds and removes your personal info from data brokers and people search sites. Now, you can feel more confident by removing personal info from data broker sites and keeping it from being collected, sold, and used to: advertise products to you, fill your email box with spam, and can even give criminals the info they need to steal your identity. Let’s look at why we’re offering McAfee Personal Data Cleanup, how it protects your privacy, and why it’s a great addition to the online protection we already offer. 

Does the cost of a connected life have to be your privacy?

There’s so much to enjoy when you live a connected life – free email, online stores that remember what you like, social media that connects you to friends and influencers. It’s a world of convenience, opportunity, and incredible content. It’s also a world where your data is constantly collected.  

“Wait. Did you say my data?” 

That’s right, companies are collecting your personal data. They’re called data brokers and they make money by selling information that specifically identifies you, like an email address. They sell this information to marketers looking to target you with ads. Criminals can also use it to build profiles in service of stealing your identity and accessing your accounts. This activity takes place behind the scenes and often without consumers’ knowledge.  There are also data brokers known as people search sites that compile and sell info like home addresses, emails, phones, court records, employment info, and more. These websites give identity thieves, hackers, stalkers, and other malicious actors easy access to your info. Regardless of how your data is being used, it’s clear that these days a more connected life often comes at the cost of your privacy.  

Consumers are clamoring for more privacy online 

In a recent survey of McAfee customers, we found that 59% have become more protective of their personal data over the past six months. And it’s no wonder. Over the past two years, trends like telehealth, remote working, and increased usage of online shopping and financial services have meant that more of your time is being spent online. Unsurprisingly, more personal data is being made available in the process. This leads us to the most alarming finding of our survey – 95% of consumers whose personal information ends up on data broker sites had it collected without their consent.  

 

Free to enjoy privacy online with McAfee’s Personal Data Cleanup 

We created Personal Data Cleanup to make it easy for you to take back your privacy online. McAfee’s Personal Data Cleanup regularly scans the riskiest data broker sites for info like your home address, date of birth, and names of relatives. After showing where we found your data, you can either remove it yourself or we will work on your behalf to remove it. Here’s how it works: 

  • Set up 
    • Input your name, date of birth, and home address. 
  • Scan:  
    • We scan this against some of the riskiest data broker sites 
  • Review 
    • Within minutes, we’ll show you where we found your personal info, and what info the sites have. 
  • Remove 
    • You can manually go to each site and request that your data be removed OR upgrade to have McAfee manage the removal process on your behalf. 
  • Ongoing 
    • Your info can reappear as data brokers continually collect data. To ensure ongoing protection, Personal Data Cleanup enables regular scanning so it can be removed. 

Start using McAfee’s Personal Data Cleanup right now 

Ready to take back your personal info online? Personal Data Cleanup is available immediately with most of our online protection plans. If you have an eligible subscription, you can start using this new feature through McAfee Protection Center, or you can get McAfee online protection here.

The post Introducing Personal Data Cleanup appeared first on McAfee Blog.

My Child Wants a Phone. Should I Say ‘Yes’?

By Alex Merton-McCann

I can remember so clearly the day I got my first mobile phone. I was 21, had just finished university and was beyond excited at the idea of driving around in my red Mazda 121 (bubble car) making calls on my new fancy phone! The fact that it was the size of a brick, didn’t bother me a bit – I was connected!! 

Without a doubt, mobile phones have completely changed our expectations of being connected and contactable. If calls or texts are not promptly returned in 2022, the lack of reply may be interpreted as rude or, worst case – the sender may feel that they’ve been ghosted! 

So, in our super-connected society, it’s inevitable that our kids want to get in on the action. But when is the right time to give them a phone of their own? And how can you keep them safe? 

Research Shows Nearly 50% of Aussie kids aged 6-13 Access A Mobile Phone 

In 2020, the Australian Communications and Media Authority released a report, entitled Kids and Mobiles: how Australian children are using mobile phones, which found that in 2020, just under half (46%) of Aussie children aged 6 to 13 used a mobile phone. 33% of children owned the phone they used while the remaining 14% used a device that didn’t belong to them. 

The research also showed that playing games, taking photos/videos, and using apps were the most common activities undertaken on a mobile phone. Using the phone to communicate via text messages and calling a parent or family member was also a common activity – and actually increased in the three years prior. 

And if your tweens and teens are telling you that “everyone has a phone” then it looks like they are on the money, with the report revealing that 76% of 12- and 13-year-olds own their own devices.  

How To Decide When The Time Is Right? 

In my opinion, there are many factors that need to be considered when making this big decision. You need to take into account your child’s maturity, their technology habits, and most importantly, your gut instinct – one of the most powerful parenting tools, in my opinion!  

And please, don’t think that is a one size fits all answer here because there absolutely isn’t. If there is one thing parenting 4 boys has taught me is that not only does each child have different strengths, but they mature at their own pace. So, when considering whether your child is ready, don’t think about their age. Instead, ask yourself whether they can handle the technology properly and robust enough to navigate the tricky stuff. A naïve 14-year-old with low social awareness may not be as ready as a savvy 12-year-old who has previously demonstrated successful problem-solving skills. 

Here are some things to consider: 

  • Can your child read social cues in written form eg messaging and texting apps. 
  • How would your child respond if they experienced hurtful comments?  
  • Can your child manage valuable items carefully? Do they tend to lose items? 
  • Do they have enough self-control to manage their own screen time? 
  • Are you confident they would come to you if they experienced a problem? 
  • Do they understand the value of money? Is it likely they will spend money on their phone if unsupervised? 
  • Are you confident they understand the importance of their online reputation? 
  • Does your child display empathy? 

What Rules Should I Introduce? 

Let me share my biggest piece of advice – before you put that phone into your child’s hand, PLEASE set the ground rules. Their willingness to co-operate will be vastly reduced once the phone is theirs! Some families choose to outline the ground rules for any device (including a phone) in a family technology agreement. And it’s not a bad idea: you develop the rules and the boundaries and then have them sign it – just like a contract. I love this agreement from America’s Family Online Safety Institute (FOSI) which you can find here. But why not develop your own one? Here are some points to consider including: 

  • Kindness and respect in all communication on the phone – always! 
  • No mobile phones to be kept in bedrooms overnight. They all need to be placed in the kitchen for charging. 
  • No mobile phones to be used at the dinner table. 
  • Who pays for the excess data? You or them? 
  • Who pays for in-app purchases? You or them? 
  • Who pays if the phone is lost or damaged? You or them? 
  • If they see anything that upsets or concerns them, they must always come to you. 
  • Take screenshots of behavior that concerns them 
  • You may want to have the right to view their phone – of course, in younger children, this is more appropriate.  
  • Are there certain times when the phone isn’t allowed? 
  • Who will know the passwords? 

I’m a Fan of Phones in High School 

In my opinion, starting high school seems to be a logical time to start thinking about phone ownership, if you haven’t gone down that road before. Many kids will need to catch public transport to get to high school and having a phone in their pocket, in case plans go awry can make everyone feel more comfortable. 

Remember, You’re In Charge!! 

I realize that there is so much to consider so take some time to weigh up all factors.  

But don’t forget – you’re the parent. Regardless of how much pressure your super keen tween is applying – this is your decision. You are the best judge of your child’s maturity and readiness. Giving your child a phone is in effect, giving them access to the adult world. So, only say yes if you are convinced the time is right 

Good luck! 

Alex x 

The post My Child Wants a Phone. Should I Say ‘Yes’? appeared first on McAfee Blog.

Smart Tips for Staying Safer Online

By McAfee

The recent WannaCry ransomware attack that infected more than 250,000 computers worldwide was a good reminder to everyone about staying vigilant when it comes to internet safety.

After all, many of us stay connected most of the time, whether it’s on our laptops or mobile devices, giving cybercriminals a wide range of opportunities to go after our personal and financial information, as well as our privacy.

The good news is that safeguarding your internet security, and preventing an attack like WannaCry, can be as simple as keeping your software up-to-date, and taking other preventative measures. The key is knowing which threats to look out for, and when you are taking potential risks.

Let’s start by talking about our mobile devices. Although many of us have been taught to look out for viruses and other threats on our computers, we don’t always realize that our mobile devices are just as vulnerable as our desktops.

The truth is dangerous links and downloads can be easily accessed using mobile browsers and email. And, our devices can open us up to new threats like malicious apps or text messages, designed to steal your information.

And if you think you’re protected from many online threats because you are an Apple user, think again. McAfee Labs found in its latest Quarterly Threat Report that malware exploiting the Mac operating system has grown exponentially.

Another instance where we often don’t realize we’re at risk is when we use technology while travelling or away from home. Connecting to public Wi-Fi networks can be dangerous because many of these networks do not take the necessary steps to protect your data from being accessed by cybercrooks. It’s just as risky to use public or shared computers since the bad guys will sometimes infect them with malware or spyware designed to steal your information.

Our heavy use of social media is another area where we face new threats. Although these sites are made for sharing, we tend to share too much of our private information, opening us up to identity theft, or even harassment. That’s why we need to safely guard information such as our home address, employer, phone number, and email. It’s also wise to change your social media privacy settings to “friends only.” When we open our networks up to people who we don’t know in real life, we also open the door to potential scammers.

These scammers love to distribute phishing attacks on social media and via email and text. Their goal is to trick you into revealing personal or financial information. Take, for instance, the recent “Google Docs” attack, in which scammers sent out fake emails that appeared to come from a trusted source, asking recipients to click on a link to open a Google document, with the hopes of gaining access to their email login and contact information.

Account login information is highly valuable to scammers, since it can potentially allow them to login into or guess your banking passwords, and other crucial financial or identity information. This is a good reason to opt for the highest security settings on all your accounts, such as multi-factor authentication. This security measure asks you to provide an additional piece of information other than your password to verify your identity, such as entering a unique code that is sent to your mobile phone.

There are a lot of threats that we all need to be aware of, but by taking basic precautions and staying vigilant about what you share online you will be much better protected from cybercrime.

Tips to keep you safe:

  • Keep on top of the latest threats so you know what to look out for.
  • Make sure you use comprehensive security software that protects both your computers and mobile devices, and keep the software up-to-date.
  • Turn on automatic updates on all your devices so your operating systems always have the latest security fixes.
  • Create unique, complex passwords using a combination of upper and lower case letters, numbers and symbols for all your critical accounts.
  • Turn on multi-factor authentication when available.
  • Never click on attachments or links sent by someone you don’t know. These often lead to malware or phishing scams.
  • Be careful when downloading mobile apps. Only download apps from an official app store, and read other users’ reviews first to make sure the app is safe.
  • Backup all your data on a regular basis, in case you need to wipe your device clean, or as a safeguard in response to ransomware. This way you can restore all of your information.
  • Be careful when posting on social networks. Never share key identity information, and select the highest security settings.
  • When away from home, avoid using public Wi-Fi and stick to websites that start with “HTTPS” instead of just “HTTP”, since they use extra security to protect your information. If you must use an unsecured network, protect your data by installing a personal VPN, which links you to a secure network over the internet.

Looking for more mobile security tips and trends? Be sure to follow @McAfee Home on Twitter, and like us on Facebook.

The post Smart Tips for Staying Safer Online appeared first on McAfee Blog.

What is Spyware?

By McAfee

No one likes the feeling that someone is looking over their shoulder when they work, shop or surf online. But this is just what crooks and scammers do without our knowledge using “spyware.”

Spyware is a piece of software that can covertly gather information on you. It can track the websites you visit and even record what you type on your keyboard, including passwords and credit card numbers.

So, now the bad guys don’t have to steal your wallet to get access to your personal and financial information. All they need to do is trick you into installing spyware on your computer or device. Or they could install it themselves on public or shared computers using a USB drive, or similar device.

One of the more common forms of spyware found on shared computers is called a “keylogger.” It can record everything you type and send it back to the cybercrook. That’s why you should avoid using shared computers in hotels or public libraries, since they can be easily compromised.
Most spyware masquerades as legitimate software, such as free games or mobile apps. In fact, researchers believe that over three years, 1 million Google Play users downloaded a single piece of spyware alone. It appeared to be an official “System Update” application, but actually monitored the users’ location information and text messages without their knowledge.

Spyware can also easily spread online in the form of dangerous links in emails, and on social media or torrent sites, which offer free access to online content. That’s why you need to be careful where you click.

Another common form of spyware is called “adware.” Adware is used to display advertisements on your computer, or redirect your search inquiries to an advertiser’s website. Although this isn’t as harmful as spyware designed to steal your information, it is still invasive and annoying.

Since spyware is so prevalent and potentially harmful, putting both your private information and privacy at risk, it’s important that you take steps to protect yourself.

Here are some tips to keep you safe:

  • Only visit trusted websites and be suspicious of sites offering “free” content or applications.
  • Be careful when downloading any software or mobile apps from the web. Read other users’ reviews first to make sure the product is safe. Also, read any licensing or service agreements carefully to see if the provider is accessing more information than it needs to.
  • Never leave your computer or devices unattended in public, since a cybercrook could potentially install spyware when you’re not looking.
  • Avoid clicking on online ads, since they could lead to adware.
  • Look out for anti-spyware scams. There are many phony “anti-spyware” tools online that offer free scans. They falsely detect multiple spyware programs on your computer to get you to buy their product.
  • Make sure you use comprehensive security software that includes spyware protection, and keep it up-to-date.

The post What is Spyware? appeared first on McAfee Blog.

Why I’m Proud to Protect

By McAfee

At McAfee, we’re proud to protect. It’s part of our DNA.

We’re all dedicated to keeping the world safe from cyber threats. As a team, we’re driven by our mission to protect all that matters. Individually, we’re motivated by our own unique reasons – whether that’s family, friends, or our communities.

As part of our commitment to online safety, we asked our McAfee team to share what motivates them every day to make life online safe and enjoyable. Here are just a few incredible reasons shared by some of our team:

“I’m really proud to protect my father in the digital life as he did with me in the real life.”- Francisco

“I’m proud to protect my family. I want to ensure they are safe now that everything is online.” – Cagla

“I’m proud to be part of a community that helps millions of people stay safe online.” – Karan

“I’m proud to protect my kids with the gift of digital safety so that they can freely enjoy their screen time.” – Loretta

“I am proud to protect my McAfee family because I love this company so much! I’m also proud to protect my grandson’s online activity thanks to McAfee!” – Melody

“I’m proud to protect family, friends, and our society as a whole. It is important for me to lead the change for a safer environment and future for the one close to me.”  – Benni

Watch the video below to see McAfee team members worldwide share their commitment to protecting all that matters to them.

Interested in building your career at a company that’s proud to protect? Search our openings!

The post Why I’m Proud to Protect appeared first on McAfee Blog.

A Parent’s Guide to TikTok

By Alex Merton-McCann

Finding someone who hasn’t heard of TikTok in 2022 would be quite the achievement. As one of the most popular social media platforms of the moment, it is not only being used by our tweens, teens and even grownups to connect but also as a crucial way to tell important stories amidst a backdrop of natural disasters and even war.  

As parents, we know we need to keep up with the latest social media platforms but let’s be real – we don’t always have enough time. So, I’m going to do the hard work for you. Here’s my overview of TikTok – what it is, the risks, and most importantly, how you can help your kids (or yourself) stay safe while using it. You’re welcome!! 

What Actually Is Tik Tok? 

Tik Tok is a social media platform that can be downloaded on any smartphone via an app. Once you’ve signed up to the app and become a user, you can create and then share short videos of 15 seconds in length on any topic. 

The app started life as Musical.ly, a super popular video streaming app that also allowed users to make funny 15-second videos, many of which focussed on lip-syncing. By mid-2017, the app had over 200 million registered users.  In 2018, the app was taken over by Chinese company ByteDance and all of its users (and their content) were moved to TikTok. 

How Popular is Tik Tok? 

According to Hootsuite, TikTok is the 6th most used social media platform in the world. As of late September 2021, TikTok had over a billion monthly users and as of August last year, it overtook Facebook to become the world’s most downloaded app. Facebook does, however, have more monthly users, reporting a massive 2.74 billion users as of August 2021 

Who Is Using It? 

It appears TikTok is used by females (57%) more than males (43%) however its user base is very diverse and cuts across all age categories – yes, even us parents! But brands hoping to reach younger female audiences are without a doubt using TikTok to showcase their wares. What is interesting is that although we all think that TikTok dominates the Gen Z market, research shows that it doesn’t rank as the top choice for younger users – in fact only 4.3% of users name it as their favorite platform. Users between 16 and 24 nominate Instagram as their top choice! 

How Old Do You Need To Be To Use TikTok? 

Unlike other social media platforms, there is no minimum age requirement when using TikTok. The company says that it adjusts a user’s privacy settings based on the birthday entered when setting up the account. If a user is under the age of 13, they will automatically be directed into the TikTok for Younger Users program which has additional privacy and safety protections. Of course, anyone can lie about their age, but TikTok has said publicly that it has moderators trained to predict when a user is suspected of being underage. 

What Are The Risks of Tiktok? 

As you would know, there are risks associated with using all social media platforms and TikTok is no exception. However, in my opinion the majority of these can be managed with a combination of critical thinking, parental controls, and preparation – more about these later.  

But let’s go worst-case scenario for one moment. Here are the potential risks that your child could encounter: 

  • Contact from online predators 
  • Inappropriate content: sexualized, violent, racist  
  • Potentially damaging conversations around mental health 
  • Anxiety from potentially poor reaction to their videos 

How To Manage The Risks On Tiktok? 

Unfortunately, it isn’t possible to keep our tweens and teens in a bubble – I know, so disappointing! So, the best and only option is to prepare them for challenges online and arm them with tools to navigate the tricky stuff. Here’s my advice on how to best help them manage TikTok:  

1. Download The App & Start a Conversation 

Knowledge is power, my friends. So, download the app and have a play so you better understand it. Then, why not ask your experienced in-house ‘TikTokers’ to show you how it works. Use this as an opportunity to ask them what they do when they see something that concerns them, or how they would manage approaches from people they don’t know. Why not weave in reminders about the importance of online privacy and the permanence of their digital footprint? Commit to making these conversations regular.  

2. Foster A Critical Thinking Mindset 

Helping your kids become critical thinkers is, without doubt, one of the best ways of helping them prepare for life’s challenges – both online and offline. Being able to rigorously question ideas and assumptions rather than accepting them at face value is your kids’ golden ticket! So, if they are approached by friendly (but ill-intentioned) strangers online or sent a link to a super compelling offer online, they will have the ‘smarts’ to realise that all is not as it seems and to hit delete! 

3. Use TikTok’s Parental Controls Or Help Them Set Up Privacy & Safety Settings  

If the horse has already bolted and your tween or teen has been using TikTok for a while, then introducing boundaries might be tricky but don’t give up! TikTok has a Family Pairing feature which allows parents to link their TikTok account to their teen’s account so they can control the settings remotely. This might be a good option if your child is younger or just starting out on TikTok. This gives parents the power to turn on Restricted Mode, screen time limits, and also turn off the direct message option.  

Leverage Tiktok’s Privacy Controls 

If your child has been using TikTok for some time and you want to pull things back, then why not work with them to set up their privacy and safety features. I find kids always respond best when you explain why you are doing something so assure them you are just wanting to keep them safe. TikTok has a long list of features you can enable that will make your offspring’s experience that much safer. From turning off downloads, filtering comments to introducing screen time limits, there is a great range of ways of making the TikTok experience much less risky. Check out the full list from TikTok here. 

So, next time you hear your kids reference TikTok, don’t immediately feel a pang of guilt that you don’t really know what they are talking about. You’ve got this! Download the app, take a look around, read this post a few more times, and you’ll be fine! And remember, our kids don’t expect us to be experts straight away, or even at all. They just need to know that we’re interested in all parts of their life and respect just how important their digital life is to them. 

You’ve got this!! 

Take care all 

Alex xx 

The post A Parent’s Guide to TikTok appeared first on McAfee Blog.

Helping Mom & Dad: Family Video Chats

By McAfee

Editor’s Note: This is the third in a series of articles about how we can help our elder parents get the most out of digital life—the ways we can help them look after their finances and health online, along with how they can use the internet to keep connected with friends and family, all safely and simply. 

Now here’s a great topic. Spending more quality time with our folks, even if they’re far away. That’s the beauty of a family video chat. It’s a way to connect with more than voice. It’s a way to share moments together. 

If your parents and the older loved ones in your family haven’t come around to the idea of video chats just yet, now’s a good time to give it a try. Video chats are far easier to enjoy than ever, and with a little initiative from you, the family can gather around a video chat rather quickly. In fact, there’s plenty you can do to get them started.  

Video chats may be old hat to you, but it’s likely quite new to them 

Clearly, a video chat is different than a phone call. Beyond the technological differences, it’s quite a different way of interacting. After all, there you are, face-to-face, talking over a device. And that may feel a little awkward, especially for our parents. They’ve lived lives where long-distance conversations meant using a phone that was anchored to the kitchen wall. 

So aside from the technical considerations of video chats, there’s a degree of freedom that may leave our parents wondering what to do and how to act in this new medium. Just like when we first used video chat ourselves, questions come up … Where should I be looking on the screen How should I hold the phone Can everyone on this call see up my nose? 

You can ease them in by taking the lead, welcoming them into the notion that your video chat can be much more than a phone call. More than simply talking, it’s a chance to create a shared space together.  

A great example is this: a co-worker recently told me about his in-laws who were scouting out retirement communities to live in. Even though his in-laws lived 2,000 miles away, they all got to do a little house-hunting together. Using a smartphone, they took room-to-room tours of model homes together, got views of the tree-lined streets, checked out the pools and rec centers, and so on. A few weeks later, they shared another video call where his in-laws walked the family through their new place after they’d settled in. And all of it started with a simple request, “Hey, turn on FaceTime so we can take a look too!” 

So, in a way, video chats truly are an opportunity to create moments together. It could be as simple as asking grandma to read a book to the kids, have mom and dad share what they’re having for a birthday dinner, or ask them to show how hard it’s snowing outside their home. Anything you can do to encourage a little free interaction of some sort may make a video chat feel far more comfortable. You can really relax and interact once you settle in and let the possibilities unfold. 

Set a time for your call 

In a way, a video call is much like dropping by the house for a visit. Placing a video call unannounced may catch mom in her curlers, so to speak. Or, as we’ve heard our parents say when they looked at a messy living room, we may catch them when “the house isn’t ready for guests.” In either case, scheduling a time for a video call gives everyone time to prepare. Whether it’s sprucing up your appearance or simply getting into the headspace for a face-to-face interaction, a designated time helps everyone get ready. 

On your end, it’s an opportunity for you to prepare as well. Do the kids have some recent schoolwork or a project they’re proud of? Have them bring it for some show-and-tell. Doing some cooking lately and you just can’t seem to get the family secret BBQ sauce just right? Bring your folks into the kitchen for some cooking advice. Find an old treasure in storage? Break it out and flip through your old grade-school art scrapbook with them on the call. As you prepare, think about sharing and moments, some of the things you’d like to do together over a video call. That’ll make it all the more special. 

Picking a platform for your video call—smartphones and tablets are a straightforward way to go 

As you know, there are plenty ways to hold a video call. There’s a good chance you’ve used several platforms and apps yourself already, whether with friends, work, or a mix of both. So when it comes to picking what’s best for your video call, the question to ask here is what’s your parent’s comfort level with technology. 

If your parents are pretty comfortable with technology, you can share one of my earlier articles on video calls with them, which walks through the ins and outs of different apps and options. If they’re a little less savvy with technology, ideally they have a smartphone or tablet that they can use. Chances are, that device will have video calling built right in, such as Apple’s FaceTime or Google Duo on Android devices—both of which make video calls an easier “point and shoot” experience.  

Even if you’re using different devices, you can still use apps like FaceTime between Androids and iPhones. It’s rather straightforward, as all it takes is for one party or other to click a link. Additionally, Google Duo is available as an app in Apple’s App Store, which makes it easy for everyone to get on one platform as needed. 

Video calls on laptops and computers 

If a smartphone or tablet isn’t in the picture, there are certainly options for laptops and computers, several you may also know well already. Of the free and relatively straightforward apps out there, you can choose from: 

Zoom

With a free account that can run through a browser window, you and your parents can enjoy a call without having to manually download an app. 

Skype

This comes standard on Windows PCs and supports apps for all kinds of tablets and smartphones too. If you want to create a video chat without an account, you can simply visit this page and start an instant video chat with a click 

Google Meet

Free to anyone with a free Google Gmail account, you can use Google Meet just by clicking its icon from your Google apps menu or by visiting https://meet.google.com/. Like Zoom and Skype, it can run in the window of a browser, so there’s no app to manually download. 

Of course, your folks will need a camera and microphone for their computer. If they don’t have one, there are plenty of moderately priced web cameras that include a microphone. I suggest getting one with a physical lens cap. That way they can protect privacy. Of course, they can always simply disconnect it when they’re not using it. 

Setting up a laptop or computer for video calls may take a little bit of work. You can help your parents by walking them through the process with these articles: 

Keeping safe on your calls 

Once you’re all set up, here are a few things that you and your parents can do to help keep your calls private and secure.   

1) Set a password 

If your video chap app generates a link that others can click to join in, be sure to create a password that uninvited parties can’t join in as well. Also, don’t be shy about asking your family members to use a password on the calls they initiate. It’s pretty much standard practice nowadays. 

2) Double-check any video chat invitation links 

Likewise, with any chat link that’s sent to you, be sure that link is legitimate. Confirm the link with the family member who sent it, particularly if you weren’t expecting one. (This is another good reason to schedule calls. Family members will be on the lookout for that link.) 

3) Use security software 

Make sure that you’re using comprehensive online protection software that helps steer you clear of scam emails and links, along with browser protection that blocks links that could send you to sketchy websites. That way, if you do get sent a bogus invite link from a scammer, you’ll be protected. 

4) Keep your apps and operating system up to date 

Aside from giving you the latest features and functionality, updates also often include essential security improvements. Set your computer to update itself automatically and consider using security software that will scan for vulnerabilities and install updates automatically as needed. 

Chat it up! 

An interesting closing note is that getting comfortable with video chat may open a world of other possibilities as well. Perhaps once they get online and see how video chats work, they’ll reach out to other friends and them get in on it too, creating more opportunities to reach out and spend time with others. In other words, you may really start something here by getting mom and dad on video chat. 

Additionally, early research has shown that older adults who use regularly technologies like video chat have seen positive impacts in their long-term memory compared to those who just interacted over the phone or in person. Similarly, research has shown that the use of technology, in general, can enhance mental health for older adults as well.  

With that, I hope you’ll give it a try with your parents and older loved ones. Meet the inevitable technical bumps in the road with a smile because this journey will be absolutely worth it. For all of you. 

The post Helping Mom & Dad: Family Video Chats appeared first on McAfee Blog.

How To Secure Your Online Life? Find Your Protection Score!

By Alex Merton-McCann

I am renowned for getting myself into big messes – particularly in the kitchen when I’m cooking up a storm. And I’m totally fine being alone: chopping, stirring and baking until it’s time to clean up! And that’s when the overwhelm hits – I know I should clean as I cook but I never do! So, what do I do? Rally the troops! Yes siree! There’s nothing like another set of eyes or hands to help one wade through the overwhelm – I’m sure that’s why I had 4 kids!! 

Online Life Can Be Messy Too! 

Many people tell me that they feel a similar way about their online life. They know they need to be doing more to keep themselves safe, but they are completely overwhelmed at where to start. With so much of our lives lived online, it’s not uncommon for one person to have over a hundred online accounts across multiple devices which makes it very hard to keep track of logins, data breaches, or security software.  

And research conducted by McAfee shows that consumers know they need to take steps to protect themselves with 74% of users concerned about keeping information private online and 57% keen to be in more control of their personal information. Not surprisingly, since the pandemic started 47% of online consumers feel unsafe compared to just 29% beforehand. 

Where to Start? Your Protection Score! 

So, to try and make this very overwhelming task that bit easier, McAfee has developed a new tool that allows you to find your own Protection Score. Think of your Protection Score like your credit score or sleep score except this one is a measure of your security online. The higher the score, the safer you are online. And the best part about the score is that helps users identify exactly where they need to pinpoint their focus to ensure they are as safe as possible online. Think of it as a set of experienced hands to help you wade through the overwhelm. 

How Does It Work? 

In less than a minute, the McAfee Protection Score will provide you with a pretty clear understanding of how safe you are online. Participants are given a mark between 0 and 1000 that is based on several factors: whether you have online protection and whether your details have been leaked in a security breach. Now, don’t be alarmed if your score is low because here’s the best bit – you will receive a list of exactly what you need to do to improve it and protect yourself from online threats! Phew – my competitive type A personality wouldn’t have coped if I was unable to fix it!  

Let me give you an example, when I signed up, I was alerted to the fact that my email address had been involved in a breach, yes – I’m very human! So, it helped me remedy this by taking me to the appropriate page where I could update my password, and then, bingo, my score (and online safety) improved!!  

And just to ensure you remain committed, every time you venture back to the Protection Score page, your results and action plan will be there waiting for you to ensure you stay on track and most importantly, to cut through that overwhelm! 

Now, in case you were wondering, McAfee’s Protection Score is a first for the cybersecurity industry but good news – they’ve promised it will continue evolving. They will continue to add more features and opportunities to personalize so you can ensure you are living life to the full online!! 

So, if you’re feeling overwhelmed at exactly what you need to do to get your online safety under control then McAfee’s Protection Score is exactly what you need. In less than a minute you’ll be able to get a clear understanding of where your online security sits and a personalized action plan so you can start addressing it right away! How good is that? 

Till Next Time, 

Alex 

The post How To Secure Your Online Life? Find Your Protection Score! appeared first on McAfee Blog.

The Big Reason Why You Should Update Your Browser (and How to Do It)

By McAfee

The humble internet browser. Dutifully taking you the places you want to go online, whether that’s the bank, the store, the movies, or even to work. All the more reason to make sure your browser gets every last bit of protection it can.

It’s easy to fire up your browser without a second thought. Arguably, it’s one of the first things many of us do when we hop on our computers. And because it’s often our literal window into important tasks like managing our finances, making payments, and so forth, hackers will absolutely target browsers in order to conduct their attacks. Whether it’s through vulnerabilities in the code that runs the browser, injecting malicious code into a browser session or any one of several other attack vectors, hackers will try to find a way to compromise computers via the browser.

What’s one of the best ways to keep your browser safe? In a word, update. By updating your browser, you’ll get the latest in features and functionality in addition to security fixes that can keep you safer out there.

Let’s take a closer look at what a safer browser is all about, how to update yours, and check out some additional things you can do to stay safer still.

Browser hacks go way back—and are here to stay

Just as long as there have been browsers, there have been security vulnerabilities and issues. Among the first documented cases, one of the most noteworthy goes back to 1995 when researchers at the University of California, Berkeley uncovered a security issue with the way the Netscape browser handled online payments. Today, news of potential browser exploits and follow-on security measures to remedy them still make the headlines all across several types of popular browsers.

The reality of the issue is that browsers, humble as they may seem to us, are complex applications made up of myriad smaller applications to handle all manner of tasks that create your overall web browsing experience. And where there’s code, there’s room for error. Errors that hackers will look to exploit until an update comes along and fixes them.

Browser plug-ins and extensions add extra features—and potential risks

Adding further functionality to your browser, and potentially further opportunities for hackers, are browser plug-ins and extensions. These are small apps that give your browser additional capabilities, like opening and editing documents, blocking ads, finding coupons, and even playing tabletop role-playing games in a browser as well. In short, there are thousands of them, often available in the various stores run by different browser developers.

Likewise, browser plug-ins and extensions can be prone to security issues just like the browser they’re installed in. Errors in their code may lead to exploits that hackers can take advantage of. Further, not all plug-ins and extensions are safe and secure to use. It’s not uncommon for malicious ones to turn up on third-party sites that steal user information, introduce malware, or that end up serving ads on a person’s computer, just to name a few of the nasty things they can do. Even official browser stores have had malicious plug-ins and extensions slip onto their shelves.

Lastly, even seemingly legitimate plug-ins and extensions can introduce privacy issues. Given that they’re on your browser and have been granted permissions to work with it, they could be collecting data—data which the developer may use, share, or resell. And it may be tough to know exactly what’s being collected and what’s being done with it. Yet like many smartphone app stores, browser stores are including links to developer privacy statements on the download page for the plug-ins and extensions they offer, giving people more insight into how their data is used. However, sometimes plug-ins and extensions get sold from one company to another where they not only change owners but privacy policies as well. In other words, that plug-in or extension on your computer may get sold to another company without your knowledge and subsequently decide to use your data in an entirely new way.

Given this landscape, there’s a clear case for updating your browser regularly, along with your plug-ins and extensions as well. Moreover, you might want to take a look at what plug-ins and extensions you’re running as well to ensure they’re secure and that they’re something you actually have use for.

Let’s take a look at how you can do all that.

So, do you keep your browser and extensions up to date?

Set up your browser to update automatically. This is relatively straightforward, and browser developers have pages that show you how it’s done. For example, sampling a few of the browsers out there:

As for updating your extensions, the browser developers have put together quick guides to help you what that too. The good news is that when you update your browser, your browser typically updates its associated plug-ins and extensions as well. However, note that your browser’s update cycle may not be in sync with the update cycle for your various plug-ins and extensions, so you may want to go in and update them on their own. These guides can help:

<h2>Take a look at your browser extensions—and see if you want them in the first place

What extensions am I even running? Now that’s a great question. And it’s not too tough to get the answer. In short, your browser’s menu will have an option that will give you an overview of what you have installed and which ones are enabled for use. Once more, each browser developer has their own way of going about this:

This is a good opportunity to give your extensions a hard look. Are they something you use? Are they something you want? Who developed that extension? What might they be doing with my data? Answering these questions may take a little work on your part—like searching for news, information, or reviews about the various extensions you have installed. If you don’t like what your research turns up, you can simply uninstall the extension in question.

A good general rule is this—the fewer apps and extensions you have, the fewer you have to update. Likewise, that’s ultimately fewer lines of code that may turn up a possible exploit. If it’s something you’re not using, consider getting rid of it.

<h2>Make your browser safer with web protection

Many browser-based attacks find their way to you through sketchy websites and downloads. Even ads that look legit but are not. As said before, hackers will try and find a way. One tool you can use to beat them at their game is browser protection, which helps prevent you from making that one wrong click that leads to malware.

In our case, we offer McAfee WebAdvisor, a lightweight app that helps keep you safe from threats while you browse and search the web. Specifically, it includes three types of protection that can help steer you clear of those sketchy websites and downloads.

It’s a free download, and it’s also included with our comprehensive online protection software. Either way, this provides you with yet another line of defense when it comes to browser-based attacks.

Protect your browser from hacks and attacks. Update.

That’s the big reason to update right there. Updates give you one more way to prevent attacks by fixing known security issues. It’s true for your operating systems, your apps, your games, what have you. All of them rely on sometimes complex code, code which can sprout exploits, ones that hackers will use. Count your browser in that mix as well. Updating your browser, plus its plug-ins and extensions will help keep you safer online.

The post The Big Reason Why You Should Update Your Browser (and How to Do It) appeared first on McAfee Blog.

How to Protect Yourself from March Madness Scams

By McAfee

It’s the month of top seeds, big upsets, and Cinderella runs by the underdogs. With March Madness basketball cranking up, a fair share of online betting will sure to follow—along with online betting scams. 

Since a U.S. Supreme Court ruling in 2018, individual states can determine their own laws for sports betting. Soon after, states leaped at the opportunity to legalize it in some form or other. Today, 30 states and the District of Columbia have “live and legal” sports betting, meaning that people can bet on single-game sports through a retail or online sportsbook or combination of the two in their state. 

If you’re a sports fan, this news has probably been hard to miss. Or at least the outcome of it all has been hard to miss. Commercials and signage in and around games promote several major online betting platforms. Ads have naturally made their way online too, complete with all kinds of promo offers to encourage people to get in on the action. However, that’s also opened the door for scammers who’re looking to take advantage of people looking to make a bet online, according to the Better Business Bureau (BBB). Often through shady or outright phony betting sites. 

Let’s take a look at the online sports betting landscape, some of the scams that are cropping up, and some things you can do to make a safer bet this March or any time.  

Can I bet on sports in my state, and how? 

Among the 30 states that have “live and legal” sports betting, 19 offer online betting, a number that will likely grow given various state legislation that’s either been introduced or will be introduced soon. 

 

Source: www.americangaming.org
Source: www.americangaming.org

If you’re curious about what’s available in your state, this interactive map shows the status of sports betting on a state-by-state level. Further, clicking on an individual state on the map will give you yet more specifics, such as the names of retail sportsbooks and online betting services that are legal in the state. For anyone looking to place a bet, this is a good place to start. This is further helpful for people who’re looking to get into online sports betting for the first time and is the sort of homework that the BBB advises people to do before placing a sports bet online. In their words, you can consider these sportsbooks to be “white-labeled” by your state’s gaming commission.

Source: www.americangaming.org
Source: www.americangaming.org

However, the BBB stresses that people should be aware that the terms and conditions associated with online sports betting will vary from service to service, as will the promotions that they offer. The BBB accordingly advises people to closely read these terms, conditions and offers. For one, “Gambling companies can restrict a user’s activity,” meaning that they can freeze accounts and the funds associated with them based on their terms and conditions. Also, the BBB cautions people about those promo offers that are often heavily advertised, “[L]ike any sales pitch, these can be deceptive. Be sure to read the fine print carefully.” 

Scammers and online betting 

Where do scammers enter the mix? The BBB points to the rise of consumer complaints around bogus betting sites: 

“You place a bet, and, at first, everything seems normal. But as soon as you try to cash out your winnings, you find you can’t withdraw a cent. Scammers will make up various excuses. For example, they may claim technical issues or insist on additional identity verification. In other cases, they may require you to deposit even more money before you can withdraw your winnings. Whatever you do, you’ll never be able to get your money off the site. And any personal information you shared is now in the hands of scam artists.” 

If there’s a good reason you should stick to the “white labeled” sites that are approved by your state’s gaming commission, this is it. Take a pass on any online ads that promote betting sites, particularly if they roll out big and almost too-good-to-be-true offers. These may lead you to shady or bogus sites. Instead, visit the ones that are approved in your state by typing in their address directly into your browser. 

Ready to place your bet? Keep these things in mind. 

In addition to what we mentioned above, there are several other things you can do to make your betting safer. 

1) Check the rep of the service.

In addition to choosing a state-approved option, check out the organization’s BBB listing at BBB.org. Here you can get a snapshot of customer ratings, complaints registered against the organization, and the organization’s response to the complaints, along with its BBB rating, if it has one. Doing a little reading here can be enlightening, giving you a sense of what issues arise and how the organization has historically addressed them. For example, you may see a common complaint and how it’s commonly resolved. You may also see where the organization has simply chosen not to respond, all of which can shape your decision whether to bet with them or not. 

2) Use a secure payment method other than your debit card.

Credit cards are a good way to go. One reason why is the Fair Credit Billing Act, which offers protection against fraudulent charges on credit cards by giving you the right to dispute charges over $50 for goods and services that were never delivered or otherwise billed incorrectly. Your credit card companies may have their own policies that improve upon the Fair Credit Billing Act as well. Debit cards don’t get the same protection under the Act. 

3) Get online protection.

Comprehensive online protection software will defend you against the latest virus, malware, spyware, and ransomware attacks plus further protect your privacy and identity. In addition to this, it can also provide strong password protection by generating and automatically storing complex passwords to keep your credentials safer from hackers and crooks who may try to force their way into your accounts. And, specific to betting sites, online protection can help prevent you from clicking links to known or suspected malicious sites. 

Make the safe(r) bet 

With online betting cropping up in more and more states for more and more people, awareness of how it works and how scammers have set up their presence within it becomes increasingly important. Research is key, such as knowing who the state-approved sportsbooks and services are, what types of betting are allowed, and where. By sticking to these white-label offerings and reading the fine print in terms, conditions, and promo offers, people can make online betting safer and more enjoyable. 

Editor’s Note: 

If gambling is a problem for you or someone you know, you can seek assistance from a qualified service or professional. Several states have their own helplines, and nationally you can reach out to resources like http://www.gamblersanonymous.org/ or https://www.ncpgambling.org/help-treatment/. 

The post How to Protect Yourself from March Madness Scams appeared first on McAfee Blog.

What Is a Crypto Wallet and How to Keep Your Wallet Secure?

By Vishnu Varadaraj

A-list celebrities and social media influencers are now adding their voices to the roar of other cryptocurrency fans asking you to join them in the investments of the future. It’s impossible to deny the grip cryptocurrencies have on the world today, for better or worse. In some industries, they speed the pace of business and for some, it’s a viable way to make ends meet and set up long-term investments. The cryptocurrency realm has also proven to be vulnerable to cybercriminals. For example, the Wormhole hack leaked $320 million, and cybercriminals have targeted crypto platforms with ransomware and mining app scams. 

Whether you’re already in the cryptocurrency game or are thinking about taking the plunge, here’s what you need to know about crypto wallets and tips on how to keep yours safe from cybercriminals. 

What Is a Crypto Wallet?

A cryptocurrency wallet, or crypto wallet, is a software product or a physical device that stores the public and private keys to your cryptocurrency accounts. Keys are strings of numbers and letters that encrypt and decrypt crypto transactions and secure crypto accounts. You can think of public keys as the routing and account numbers that appear at the bottom of paper checks. There’s not much a nefarious character can do with that information, and it’s totally normal to give that information to an acquaintance with whom you’re doing business. Private keys are like your online banking password or debit PIN. Those you must guard very closely because in the wrong hands, your hard-earned bank balance could disappear. A crypto wallet also allows you to transfer funds between crypto types and make transactions.  

What Are Some Types of Crypto Wallets?  

Here are a few basic types of crypto wallets to help you decide which type is right for you. 

Noncustodial vs. custodial

A non-custodial wallet means that you are the sole keeper of the keys to your crypto assets. If you forget your password, there’s no “forgot your password?” prompt to let you back in. While not having this safety net is a little nerve wracking, noncustodial wallets are considered the more secure option. You don’t have to worry about a security breach of a major corporation leaking your private key. If you’re responsible and confident that you’re prepared to look after your assets by yourself, this may be the best option for you. 

A custodial wallet is a little less secure, but you have a third party helping you log in and manage your crypto accounts. Custodial wallets are often web-based, and the biggest tick in their pro column is that they’re generally very easy to use. While reputable custodial wallets take security very seriously, the threat of a breach is always a possibility, especially as crypto accounts are appealing targets to cybercriminals. 

Hardware vs. software

Hardware wallets, also known as cold wallets, are devices you can fit in the palm of your hand. Most models are Bluetooth-enabled devices that look like small remote controls or are flash drives. The device is secured by a PIN that you should never write down or share with anyone else. Also, you should designate a safe and private spot to store your hardware wallet. Similar to a noncustodial wallet, you are solely responsible for keeping track of the device and remembering the PIN. If you lose it, your crypto accounts are locked, and there’s no locksmith to open them for you. As long as you keep track of it, hardware wallets are very secure. Most models are equipped with malware- and virus-proofing security features. 

Software wallets are downloaded and internet-connected mobile or desktop apps. They allow you to make transactions on the run, as you can access your crypto accounts from your phone. In that sense, they’re more convenient than hardware wallets. Additionally, software wallets have the same safety net as custodial wallets: if you lose your phone, forget your password, or require login assistance, the maker of the software can help you access your accounts. Software wallets are very secure when you enable their two-factor authentication login settings; however, since they connect to the internet, there’s always a chance a cybercriminal could break-in. Thus, hardware wallets are considered more secure than the software variety. 

How to Keep Your Crypto Wallet Safe 

Check out these tips to ensure your assets are safe and secure in your crypto wallet: 

  1. Check your accounts regularly. It’s imperative that you check your crypto wallet regularly to ensure that your accounts look in order and you can catch suspicious activity quickly. Crypto wallets and digital wallets are unlike the physical one you carry in your pocket or your bag, because when your physical wallet goes missing, you’re likely to notice it quickly. “Phone, keys, wallet” is a mantra most of us sing before walking out the door. Plus, everyone knows the immediate steps to take when a physical wallet goes missing: retrace your steps, put a hold on credit and debit cards, file for a new driver’s license. If you think something is amiss with your wallet, cancel any credit cards linked to your account, change your password immediately and set up two-factor authentication if you haven’t already.
  2. Set up two-factor authentication. Speaking of login security, always make sure you enable two-factor authentication. It is one of the best ways to deter a thief. If your device has biometric authentication, that’s even better. This means that only a scan of your face, voice, or fingerprint will open your accounts. 
  3. Know how to identify crypto wallet scams. Watch out for phishers who may be persistent in trying to gain access to your cryptocurrency accounts. If anyone by email, text, phone, or snail mail asks for your private key, ignore the correspondence and go on high alert. Never share your private key with anyone! Phishing attempts often use fear or excitement to trick people into divulging personal information, so don’t fall for messages masquerading as contests or as a crypto company that needs your private key to restore your accounts.

Explore Crypto Safely and Confidently

Cryptocurrency value is reaching galactic heights like the spaceships depicted in prime-time ads. Don’t feel pressured to hop aboard the crypto rocket, but if you do decide to jump on, make sure you do your research carefully and make the best decisions for your crypto goals. 

The post What Is a Crypto Wallet and How to Keep Your Wallet Secure? appeared first on McAfee Blog.

Helping Mom & Dad: Online Doctor Visits and Telemedicine

By McAfee

Whether it’s for routine care, a prescription refill, or a simple follow-up, online doctor visits offer tremendous benefits in terms of both convenience and ease of care—all good reasons to help mom and dad get connected with it. what is telemedicine

There’s no doubt that more older adults than ever are taking advantage of online doctor visits, more formally known as telemedicine. While usage numbers have risen dramatically across all age groups, it’s particularly so for elders. Pre- and post-pandemic numbers saw a 63-fold increase in Medicare telemedicine use.

However, many older patients are missing out and not using telemedicine for one reason or another. What’s holding them back? Several things, according to research from the University of California, San Francisco: 

  • Unreadiness with regards to technology, such as not having access to a telemedicine-ready device or knowing how to use it. 
  • A lack of familiarity with the internet, particularly if they have not used email, texting, or the internet in general within the past month. 
  • Physical challenges, involving vision or otherwise the ability to converse over a video call. 
  • No access or limited access to a broadband connection (particularly in rural areas). 

Moreover, another issue is that many older adults do not know that telemedicine is an option. Research from the University of Michigan showed that 55% of older adults surveyed were unaware if their healthcare provider even offered telemedicine as a service. And perhaps quite telling is that the same survey revealed nearly half of older adults harbored concerns about privacy and did not feel personally connected to their care provider during their visits. 

For us as children and grandchildren of older adults, it can be tough knowing that a loved one is missing out on an avenue of care that they could otherwise benefit from. While we absolutely respect what they feel is comfortable and trustworthy for them, there are several other areas where we can help the older loved ones in our lives overcome the issues and concerns they face.  

With that, let’s talk about the technology behind telemedicine and how you can help them use it, and address some of those privacy issues as well. 

Easing into telemedicine 

As indicated above, paying a visit to the doctor via telemedicine can be a big jump. Just as the idea of it is new for many of us, it’s yet newer for older adults. There’s a good chance that you’re familiar with video chats and calls already, which gives you a foundation we can work with when it’s time to see the doctor on a screen. That may not be the case for older adults. Add that into the privacy concerns and decades of seeing a doctor in person, you can see why some older adults simply choose to opt-out. 

One way you can help is to have a few video chats with your older loved ones. In addition to the regular calls you make, you might want to try having a video chat with them from time to time. It’s an outstanding way to spend time together when you can’t be together in person, and it may develop a comfort level with the technology so that they may be willing to give telemedicine a try. You can check out my earlier article in this series that covers video chats with mom and dad, along with straightforward steps to get them up and running on the technology and how to use it. 

Get them set up on the right device for telemedicine 

One thing your parents will need for their visit is a reliable device that they’re comfortable using. It could be a computer or laptop, or it may be a smartphone or tablet. Note that in some cases their healthcare provider may use a telemedicine solution that has certain requirements as well, so you’ll want to see what those are and ensure that the device mom or dad has is compatible. (For example, the care provider may have an app that’s available through the Apple App Store or Google Play. Others may have an online platform that can be accessed by several different kinds of devices.) 

If they’re using a smartphone or tablet, that will likely make things easier because the camera and microphone are already integrated into the device—all set up and ready to go. For a computer or laptop, you can help them get familiar with the setup, like the microphone levels, speaker volume, and camera. For audio, you can see a set of headphones or smartphone earbuds work well for them, which can help prevent audio feedback loops and simply make it easier to hear the caregiver.  

If you’re looking for a little assistance with a Windows computer, you can check out this quick article for setting up the audio and this article for setting up the camera. For Macs, check out this article for audio and this article for the video. 

Make sure their technology is secure 

If they don’t already have comprehensive online protection software for their devices, look into getting it. This will protect them against malware, viruses, and phishing attacks. They’ll also benefit from other features that help them manage their passwords, protect their identity, safeguard their privacy, and more. 

As for privacy in general, medical information is among the most precious information any of us have. For example, here in the U.S., we have HIPPA privacy standards to protect our medical records and conversations. Yet there’s also the issue of eavesdropping, which is a risk in practically any online communication.  

To help address privacy issues and concerns, health care providers will often post a set of Frequently Asked Questions (FAQ) as part of their telemedicine service. Within that, you’ll very likely find a section on personal privacy and the technologies in place to protect it. Here’s a good example of a telemedicine FAQ from the University of Washington Medicine and another example from the telemedicine page that Virginia Mason/Franciscan Health designed for its patients 

In all, if your parents have concerns about their privacy, you can absolutely assure them that it’s a valid concern. Consult the provider’s FAQ for guidance. If either of you has further questions, feel free to call the healthcare provider and speak with them. 

Help them pick a private place and get prepared for the call 

In addition to digital security, there’s the possibility of physical eavesdropping, somebody actually listening in on their conversation from another room, apartment, or from the street. Help your older loved ones pick a place in their home where they can have some privacy and where they can’t be overheard by neighbors and passers-by. A bedroom is a fine place—or any location that’s familiar and comfortable as well. When choosing a private place, a well-lit location is important as well so that the camera captures a nice and clear image. 

Additionally, you can help them prep for their visit by putting together a list of things to discuss during the visit. The U.S. Department of Health and Human Services suggests writing things down: 

  • Make a list of their current medications (or gather the actual bottles). 
  • Write down any symptoms, questions, or concerns they want to discuss during the appointment, so they do not forget them. 
  • If their doctor has requested information like their temperature or weight have this information ready. 
  • Keep paper nearby to take notes about what the doctor says during the video visit. 

Make their telemedicine visit safer with these tips 

In addition to the above, there are further measures you can help your parents or older loved one take to further secure their telemedicine visit—and their internet usage in general. 

1) Use strong, unique passwords 

Your telemedicine visit may require setting up a new account and password. When doing so, make sure it’s with a strong, unique password. A password manager can help. Also found in comprehensive online protection software, a password manager can create and securely store strong and unique passwords for your mom and dad, giving them one less thing they need to remember and worry about. 

2) Use a VPN 

A VPN, or virtual private network, offers a strong layer of additional protection when you’re transmitting health data or simply having a private conversation about your health with a professional. A VPN creates an encrypted tunnel to keep you and your activity anonymous. In effect, your data is scrambled and hidden to anyone outside your VPN tunnel, thus making your private information difficult to collect. Check with the care provider to see if their telemedicine solution uses a VPN. If not, you can always get a VPN as part of your online protection software. 

3) Secure their internet router 

Beyond their devices, securing their internet router is an important step in making a telemedicine visit safe and secure. The data that travels along it is of a highly personal nature already, so make sure the router has a strong and unique password. Also, change the name of their router so it doesn’t give away their address or any other signs of their identity. One more step is to check that your router is using an encryption method, like WPA2, which will keep your signal secure. If you have questions, check with their internet provider—they may even offer up a newer, more secure router to replace an older one. 

The best telemedicine choice is the one that’s right for your parents 

As with anything concerning their health, have your parents and loved ones consult with their caregivers to ensure that a telemedicine visit is a proper course for them.  

So while the technical ins and outs of preparing for a telemedicine visit may have their challenges for some older adults, we should also realize that getting comfortable with the idea of a telemedicine visit in the first place may take some time and effort. Starting with regular video chats with the family may increase familiarity and ease with holding a conversation over video. Likewise, having a conversation with their doctor about telemedicine may put some concerns to rest as well. After all, they will have a relationship with their doctor. Getting the facts from the doctor, face to face may help. 

We all want what’s best, particularly when it comes to the care of our parents and older loved ones in our lives, and choosing to try telemedicine is a highly personal decision for them. I hope this article and the resources cited within it will help you enable them to make the choice that’s comfortable, effective, and right for them. 

The post Helping Mom & Dad: Online Doctor Visits and Telemedicine appeared first on McAfee Blog.

Imposter Netflix Chrome Extension Dupes 100k Users

By McAfee Labs

Authored by Oliver Devane, Vallabh Chole, and Aayush Tyagi 

McAfee has recently observed several malicious Chrome Extensions which, once installed, will redirect users to phishing sites, insert Affiliate IDs and modify legitimate websites to exfiltrate personally identifiable information (PII) data. According to the Google Extension Chrome Store, the combined install base is 100,000 

McAfee Labs has observed these extensions are prevalent in USA, Europe and India as we can observe in the heatmap below. 

The perpetrator targets over 1,400 domains, where 100 of them belong to the top 10,000 Alexa ranking including hbomax.com, hotels.com and expedia.com.

One extension, ‘Netflix Party’, mimics the original Netflix Party extension, which allows groups of people to watch Netflix shows at the same time. However, this version monitors all the websites you visit and performs several malicious activities.  

The malicious actor behind the extensions has created several Twitter accounts and fake review websites to deceive users into trusting and installing the extensions. 

The victim will be tricked into installing the extension and their data will be stolen when browsing a gift card site.  

The details of each step are as follows: 

  1. The perpetrator creates malicious extensions and adds them to the Chrome Extension Store. They create fake websites to review the extensions and fake Twitter accounts to publicize them.  
  2. A victim may perform a web or Twitter search for Netflix Party, read the review and click on a link that will lead them to the Google Chrome Store.  
  3. They click to install the Extension and accept the permissions. 
  4. The victim will either perform a web search or directly navigate to the gift card website. The Extension will identify the website and redirect them to the phishing page. 
  5. The victim will enter their gift card information on the phishing page. 
  6. The gift card information is posted to the server to which the malicious actor has access. They can now use or sell the stolen data and the victim will lose their funds. 

Technical Analysis 

This section contains the technical analysis of the malicious chrome extension “bncibciebfeopcomdaknelhcohiidaoe“. 

Manifest.json 

The manifest.json file contains the permissions of the extension. The ‘unsafe-eval’ permission in the ‘content_security_policy’ and the allowed use of content.js on any website visited by the user is of particular concern 

Background.js 

When the extension is installed, the background.js script will be loaded. This file uses a simple obfuscation technique of putting all the code on one line which makes it difficult to read. This is easily cleaned up by using a code beautifier and the image below shows the obfuscated script on the first line and the cleaned-up code below the red arrow.  

This script accesses https://accessdashboard[.]live to download a script and store it as variable ‘code’ in Chromes local storage. This stored variable is then referenced in the content.js script, which is executed on every visited website.  

Content.js 

After beautification, we see the code will read the malicious script from the ‘code’ variable which was previously stored. 

‘Code’  

The malicious code has three main functions, redirection for phishing, modifying of cookies to add AffiliateIDs, and modifying of website code to add chat windows.  

Redirection for Phishing 

Redirection for phishing works by checking if the URL being accessed matches a list, and conditionally redirects to a malicious IP that hosts the phishing site.  

URLs monitored are: 

  • https[:]//www.target.com/guest/gift-card-balance 
  • https[:]//www.macys.com/account/giftcardbalance 
  • https[:]//www.nike.com/orders/gift-card-lookup 
  • https[:]//www.nordstrom.com/nordstrom-gift-cards 
  • https[:]//www.sephora.com/beauty/giftcards 
  • https[:]//www.sephoragiftcardbalance.com 
  • https[:]//balance.amexgiftcard.com 
  • https[:]//prepaidbalance.americanexpress.com/GPTHBIWeb/validateIPAction.do?clientkey=retail%20sales%20channel 
  • https[:]//amexprepaidcard.com 
  • [:]//secure4.store.apple.com/shop/giftcard/balance 

Upon navigating to one of the above sites, the user will be redirected to 164[.]90[.]144[.]88. An observant user would notice that the URL would have changed to an IP address, but some users may not. 

The image below shows the Apple Phishing site and the various phishing kits being hosted on this server. 

The phishing sites share similar codes. If a user enters their gift card information, the data will be posted to 52.8.106.52. A network capture of the post request is shown below: 

Modifying of cookies to add AffiliateIDs 

The second malicious function contains AIPStore which is a dictionary containing a list of URLs and their respective monetizing sites which provide affiliate IDs. This function works by loading new tabs which will result in cookies being set on the visited sites. The flow below describes how the extension will work. 

  1. A user navigates to a retail website 
  2. If the retail website is contained in the AIPStore keymap, the extension will load a new tab with a link to a monetizing site which sets the cookie with the affiliate ID. The new tab is then closed, and the cookie will persist.  
  3. The user will be unaware that a cookie would have been set and they will continue to browse the website. 
  4. Upon purchasing any goods, the Affiliate ID will be recognized by the site vendor and commission will be sent to the Affiliate ID owner which would be the Malicious Actor 

The left image below shows the original site with no affiliate cookie, the one on the right highlights the cookie that has been added by the extension. 

Chat Windows 

The final function checks a list of URLs being accessed and if they match, a JS script will be injected into the HTML code which will result in a chat window being displayed. The image below shows the injected script and the chat window. 

The chat window may be used by the malicious actor to request PII data, credit card, and product key information. 

Conclusion 

This threat is a good example of the lengths malicious actors will go to trick users into installing malware such as creating Twitter accounts and fake review websites.  

McAfee advises its customers to be cautious when installing Chrome Extensions and pay attention to the permissions that they are requesting.  

The permissions will be shown by Chrome before the installation of the Extension. Customers should take extra steps to verify the authenticity if the extension is requesting permissions that enable it to run on every website you visit such as the one detailed in this blog 

McAfee customers are protected against the malicious sites detailed in this blog as they are blocked with McAfee WebAdvisor as shown below.  

The Malicious code within the extension is detected as Phish-Extension. Please perform a ‘Full’ scan via the product. 

Type  Value  Product  Detected 
URL – Phishing Sites  164.90.141.88/*  McAfee WebAdvisor  Blocked 
Chrome Extension  netflix-party – bncibciebfeopcomdaknelhcohiidaoe  Total Protection and LiveSafe  Phish-Extension 
Chrome Extension  teleparty – flddpiffdlibegmclipfcnmaibecaobi  Total Protection and LiveSafe  Phish-Extension 
Chrome Extension  hbo-max-watch-party – dkdjiiihnadmgmmfobidmmegidmmjobi  Total Protection and LiveSafe  Phish-Extension 
Chrome Extension  prime-watch-party – hhllgokdpekfchhhiknedpppjhgicfgg  Total Protection and LiveSafe  Phish-Extension 
Chrome Extension  private-watch-party – maolinhbkonpckjldhnocgilkabpfodc  Total Protection and LiveSafe  Phish-Extension 
Chrome Extension  hotstar-ad-blocker – hacogolfhplehfdeknkjnlblnghglfbp  Total Protection and LiveSafe  Phish-Extension 
Chrome Extension  hbo-ad-blocker – cbchmocclikhalhkckeiofpboloaakim  Total Protection and LiveSafe  Phish-Extension 
Chrome Extension  blocksite – pfhjfcifolioiddfgicgkapbkfndaodc  Total Protection and LiveSafe  Phish-Extension 
Chrome Extension  hbo-enhanced – pkdpclgpnnfhpapcnffgjbplfbmoejbj  Total Protection and LiveSafe  Phish-Extension 
Chrome Extension  hulu-watch-party – hkanhigmilpgifamljmnfppnllckkpda  Total Protection and LiveSafe  Phish-Extension 
Chrome Extension  disney-plus-watch-party – flapondhpgmggemifmemcmicjodpmkjb  Total Protection and LiveSafe  Phish-Extension 
Chrome Extension  spotify-ad-blocker – jgofflaejgklikbnoefbfmhfohlnockd  Total Protection and LiveSafe  Phish-Extension 
Chrome Extension  ott-party – lldibibpehfomjljogedjhaldedlmfck  Total Protection and LiveSafe  Phish-Extension 

 

 

The post Imposter Netflix Chrome Extension Dupes 100k Users appeared first on McAfee Blog.

The IRS “Dirty Dozen” – Top Tax Season Scams to Steer Clear of This Year

By McAfee

Who loves tax season besides accountants? Scammers.  

Emotions can run high during tax time. Even if you’re pretty sure you did everything right, you may still have a few doubts kicking around. Did I file correctly? Did I claim the right deductions? Will I get audited? As it turns out, these are the very same anxieties that criminals use as the cornerstone of their attacks.   

So yes, crooks indeed love tax season. Particularly online. And they’ll bait your digital world with several proven types of scams in an effort to cash in on what can be a somewhat uncertain time. 

The good news is that you have plenty of ways to protect yourself from these scams. Let’s look at what scammers typically have in store, along with some practical advice to protect yourself as you file your taxes—things you can do to keep crooks out of your business this tax season. Don’t delay, download McAfee’s tax season security guide to avoid the latest tax scams.

The tax scam landscape 

First, know that you’re probably doing a good job with your taxes. Less than 2% of returns get audited and most discrepancies or adjustments can get handled easily if you address them promptly. 

Still, the wariness of the IRS and intricate tax laws makes for ripe pickings when it comes to hackers, who prey on people’s fear of audits and penalties. Common scams include fake emails, phone calls from crooks posing as IRS agents, and even robocalls that threaten jail time.  

What are crooks looking to do with their scams? Several things: 

  1. Steal account information – Scammers will often try to highjack account or financial information associated with credit cards and banks to steal funds and make purchases with the victim’s accounts. 
  2. File false returns – Scammers will also try and get their hands on personal information like Social Security Numbers, taxpayer ID numbers, and other unique information so that they can file false returns in the victim’s name and claim their refunds. 
  3. Commit identity theft – Scammers may then use this same personal information to open new credit lines and accounts in the victim’s name, as well as commit other forms of identity theft like assuming a victim’s identity to gain employment, housing, insurance, or a driver’s license. 

As if we didn’t have enough to worry about at tax time without crooks in the mix. 

The IRS Dirty Dozen: 12 tax-season scams 

Investigating the landscape even more closely, we can turn to the authority itself, as the IRS has published its most recent top 12 tax season scams, a broad list that includes: 

  • Phishing attacks 
  • Fake charities 
  • Threatening impersonator phone calls 
  • Social media fraud 
  • Refund Theft 
  • Senior Fraud 
  • Fraud targeting non-English speakers 
  • Unscrupulous return preparers 
  • “Offer in Compromise” mills 
  • Fake payments with repayment demands 
  • Payroll and HR scams 
  • Ransomware 

 

For a comprehensive look at each one of these scams, and for ways, you can steer clear of them, check our Guide to IRS & Tax Season Scams. However, there are some common threads to many of these scams. 

For starters, plenty of tax scams involve crooks posing as an IRS employee, perhaps via a phone call or email, to glean personal information from you, or to demand payment—sometimes under the threat of penalties or even jail time. Crooks won’t hesitate to use strong-arm tactics like these and play on your fears. The good news is that such tactics are typically a sign that the contact isn’t legitimate. In fact, a quick way to spot a scam is to know what the IRS won’t do when they contact you. From the IRS.gov website, the IRS will not: 

  • Initiate contact with taxpayers by email, text messages, or social media channels to request personal or financial information. 
  • Call to demand immediate payment using a specific payment method such as a prepaid debit card, gift card, or wire transfer. Mention of prepaid cards or wire transfer as a payment option is a surefire sign of a scam. 
  • Demand that you pay taxes without the opportunity to question or appeal the amount they say you owe. You should also be advised of your rights as a taxpayer. 
  • Threaten to bring in local police, immigration officers, or other law enforcement to have you arrested for not paying. The IRS also cannot revoke your driver’s license, business license, or immigration status. Threats like these are common tactics scam artists use to trick victims into buying into their schemes. 

What will the IRS do? Usually, the IRS will first mail a notification to any taxpayer who owes taxes. IRS collection employees might call on the phone or make an unannounced visit to your home or business. If they require payment, the payment will always be to the U.S. Treasury. Read about other ways to know what the IRS won’t do when they contact you. 

Other types of tax scams that crooks love to use 

Scammers won’t limit themselves to posing as the IRS. They’ll act as an imposter in several other ways as well. For example, they may pose as a popular do-it-yourself tax brand, a tax preparer, or even as a phony charitable organization that promises any donations you make are tax-deductible.  

Here, they may send you phony emails or direct messages or even ring you up with bogus telemarketing or robocalls designed to steal personal information. 

In the cases where the scammers reach you online, the emails and messages they send will vary in their tone and polish—in other words, how authentic they appear. Some will look nearly legitimate and cause even the most hardened of digital skeptics to click on a phony link or download a sketchy attachment. Others, well, will look clearly like spam, complete with spelling and grammatical errors, along with clumsy use of logos, layouts, and design.  

Taken together, both are ways that scammers get people to visit sites designed to compromise personal information … or to download malware like keyloggers that skim account passwords and ransomware that encrypt a victim’s files hold them hostage for a price.  

Social media attacks also made the IRS Dirty Dozen. In a social media attack, scammers harvest information from social media profiles and turn it against their victims. Per the IRS, because “social media enables anyone to share information with anyone else on the Internet, scammers use that information as ammunition for a wide variety of scams. These include emails where scammers impersonate someone’s family, friends, or co-workers.” 

With those personal details gleaned from social media, scammers will send phony links to scam sites, promote bogus charities, or flat-out ask for money or gift cards to “help them out” at tax time.  

Protecting yourself from tax season scams 

Keep your guard up for spammy messages and phishing attacks 

No question that bogus emails, messages, and phone calls remain a popular way for scammers to steal personal and financial information. Spam emails, messages, and the malicious links associated with them abound this time of year as well. It’s always to keep a critical eye open for these, and it’s particularly true during tax season.  

View all emails with attachments and links with suspicion, even if they appear to come from a person, business, or brand you know. Confirm attachments with the people you know before opening. And if you receive a message or alert about an account of yours, visit that company or organization’s website directly to enquire into the status of your account rather than taking a chance by clicking on a link that could send you to a phony website. 

File A.S.A.P. and check your credit report 

One way to protect yourself from an identity thief from claiming a return in your name is to file yours before they do. In fact, many victims of identity theft find out they’ve been scammed when they receive an IRS notification that their tax claim has already been filed. Simply put, file early. 

Here’s another tool that can help you fight identity theft. And get this: it’s not only helpful, but it’s also free. Through the Federal Trade Commission, you are entitled to a free copy of your credit report from each of the three major credit reporting companies once every 12 months. In this report, you can find inaccuracies in your credit or evidence of all-out identity theft.  

Keep in mind that you get one report from each of the reporting companies each year. That works out to three reports total in one year. Consider this: if you request one report from one credit reporting company every four months, you can spread your free credit report coverage across the whole year. 

Keep your social media profiles and posts close to the vest 

As with much of the guidance we offer around social media, one of the best ways to prevent such social media tax attacks is to make your profiles private so that only friends and family can see them. That way, scammers will have a far more difficult time reaching you. Moreover, consider paring back the information you share in your social media profiles, like your alma maters, birthday, mother’s maiden name, pet names—any personal information that a scammer may use to compromise your accounts or the security questions associated with them. 

Security software can protect you from fraud and theft too 

Protecting your devices with comprehensive online protection softwarecan help block the phishing emails and suspicious links that make up many of these tax attacks. Likewise, it can further protect you from ransomware attacks like mentioned above. Additionally, our online Protection Score looks for weak spots in your protection and helps you shore them up, such as if discovers that your info was compromised or part of a data breach. From there, it guides you through the steps to correct the problem. 

Further, consider online protection software that offers identity theft protection as well. A strong identity theft protection package offers cyber monitoring that scans the dark web to detect misuse of your personal info. With our identity protection service, we help relieve the burden of identity theft if the unfortunate happens to you with $1M coverage for lawyer fees, travel expenses, lost wages, and more.  

Think you’ve been a victim of a tax scam? 

The IRS offers steps you can take in the event you suspect fraud or theft. Their current resources include: 

  • Contacting the Treasury Inspector General for Tax Administration to report a phone scam. Use their “IRS Impersonation Scam Reporting” web page. You can also call 800-366-4484. 
  • If the scam relates to your state income taxes, report it to your state Attorney General’s office. 
  • Report phone scams to the Federal Trade Commission as well with the “FTC Complaint Assistant” on FTC.gov. They ask you to add “IRS Telephone Scam” in the notes. 
  • Reporting an unsolicited email claiming to be from the IRS, or an IRS-related component like the Electronic Federal Tax Payment System, to the IRS at phishing@irs.gov. 

Take a deeper dive on the topic of online tax scams 

As mentioned above, you can get even more up to speed on the different tricks hackers are using by downloading our Guide to IRS & Tax Season Scams. It’s free, and it offers more ways you can protect your identity and information this tax season and year ‘round. 

The post The IRS “Dirty Dozen” – Top Tax Season Scams to Steer Clear of This Year appeared first on McAfee Blog.

McAfee Teammates Share How They’ll Help #BreakTheBias this International Women’s Day

By McAfee

International Women’s Day serves as an important reminder that each and every one of us plays a role in recognizing and addressing gender bias. Together, we can make a difference in creating a more equitable world for all.

At McAfee, we know that genuine change requires continuous commitment. And while we’re proud of the efforts we’re making as a company – from being the first cybersecurity company to achieve global pay parity (and maintain it), to expanded time off for new parents, to a woman on every hiring panel to help remove bias – we know there is more to do.

This International Women’s Day and beyond, McAfee team members around the globe share how they’ll continue to advance inclusion and gender equality by actively working to #BreakTheBias.

JaffarSadhik

Software Quality Engineer (India)

A gender equal world starts with a change. A change within families, a change with perspectives, a change among society!

 

 

Arathi

Program Manager (Canada)

I am helping to #BreakTheBias by teaching my son that both boys and girls, men and women can do it all.

 

Krupali

Sr Market Research Analyst (USA)

We need to think differently. Women have, are and will always be quintessential architects of society. Together we can #BreakTheBias

 

Ambareen
Software Engineer (UK)

Collectively we can all #BreakTheBias! I am doing my part and learning from my mum and helping the next generation believe in themselves irrespective of gender.

 

Kevin
Real Estate & Workplace Strategy (Ireland)

Equality can only be achieved if diversity, difference and qualities of woman are truly valued. We must work together to acknowledge and #BreakTheBias.

 

Darya
Channel Marketing (Australia) 

Bias against anyone for simply being different, limits our growth and is a significant waste of talent, energy and happiness. I commit to taking an active role in questioning perceptions to do my part to influence change.

 

Natalia
Software Sales (Canada)

I will help #BreakTheBias by raising and supporting a strong independent young adult and setting an example for her. I do so by choosing my career path while leading and growing personally and professionally!

 

Winnie
Talent Acquisition Partner (Australia)

I will #BreakTheBias by addressing and challenging gender stereotypes. 

 

Aisling
Senior People Partner (Ireland)

I will help #BreakTheBias by encouraging conversations around diversity, challenging myself and others to consider where we can make changes that will have a positive impact.

 

 

Join McAfee and millions of others around the world in celebrating International Women’s Day by sharing how you’ll #BreakTheBias.

Interested in building your career at a company that helps women thrive? Search our openings!

The post McAfee Teammates Share How They’ll Help #BreakTheBias this International Women’s Day appeared first on McAfee Blog.

Kids Back To School – The Perfect Time to Audit Your Family’s Online Safety

By Alex Merton-McCann

When Aussie school opened their doors this year, the lifespan of parents around the country drastically improved. The combination of homeschooling, working from home, and not going anywhere has completely drained many Aussie working parents, me included!! Many of us have been in survival mode – just focusing on the basics to get through! 

Well, now we’re getting back to some sort of normal and we have a little more time to breathe, it’s time to focus on those overdue jobs and that includes doing an audit of your family’s online safety. Now, I know it might seem boring, but I promise you it’s worth the effort. So, I thought I’d share with you a checklist of what you need to do to ensure your family is as safe as possible when online. Let’s get started: 

1. Passwords 

Your first task is to ensure every family member has a different password for each of their online accounts. Yes, I know – that sounds completely overwhelming. But hear me out. If you have the same password for all your online accounts and you get hacked, then you could be in a world of pain – as the hacker now has access to all your online accounts!! So, this is very much worth sorting out.  

Now, there are many ways of managing a long list of passwords. You could write them down in a special, secret book. You could call on your Mensa level memory and try to remember 50 plus passwords – unfortunately, that’s not me! So, let me give you the best solution – a password manager. Password Managers can both generate and remember super complex passwords that no human could even concoct. Check out McAfee’s True Key – it’s free and a complete no-brainer, my friends! 

2. Software Updates 

Before my life as Cybermum, I used to think software updates were a massive inconvenience. Something else to add to the never-ending list. But how wrong was I! A software update addresses security flaws or bugs in the current version of the app or program. Their goal is to protect the user. So, if you’re serious about protecting your family, these updates can’t be ignored. The easiest way to manage this is to set updates to be automatic, where possible. You can also do this with apps on your phone – for both Apple and Android devices.  

3. Ensure Location Services Are Off 

Most apps, networks, and devices have geotagging features which means your whereabouts can be widely communicated if your location’s services are turned on. And don’t forget that digital photos can also give away your location as they contain metadata which is information about the time, date, and GPS coordinates of where the pic was taken. So, your job here is simple – ensure all devices have geotagging turned off. And while you’re at it, ensure your kids understand why it’s critical to keep it that way! Nothing worse than pesky strangers knowing your whereabouts! 

4. Security Software 

Not having security software installed on your devices is no different from leaving your front door unlocked. It is essential. A top-shelf security software system will detect and shut down security attacks on your system. Many will also have a firewall that constantly filters the data that both enters and leaves your computer and will block and restrict your network from viruses and hackers. It will also keep an alert to malicious software and if detected will remove issues such as viruses, worms, and Trojans. It will also stay alert to spyware that you may unintentionally download onto your system and will block and delete it if found. See what I mean? It’s essential. Check out McAfee’s Total Protection which will give you peace of mind. 

Unfortunately, there are no guarantees in life however there are definitely ways to minimize risk. Following the above 4 steps will have a significant positive impact on your family’s online safety and most importantly, means you can enjoy a little peace now the kids are back to school!  

Till Next Time 

Alex x 

The post Kids Back To School – The Perfect Time to Audit Your Family’s Online Safety appeared first on McAfee Blog.

Helping Mom & Dad: Online Banking

By McAfee

Editor’s Note: This is the first in a series of articles about how we can help our elder parents get the most out of digital life—the ways we can help them look after their finances and health online, along with how they can use the internet to keep connected with friends and family, all safely and simply.

Online banking is for everyone. Or at least it should be. 

The benefits of online banking are many for our moms, dads, and grandparents, just as they are for us. Elder adults can deposit checks, pay bills, transfer money to and from investments, and so on, all without needing to leave home. However, our parents and the older people in our lives may face a few hurdles that are holding them back. As a son, daughter, or loved one, there are things you can do to help them clear those hurdles so they can enjoy the convenience of online banking, safely and securely. 

What do some of those hurdles look like?  

  • Familiarity, for one. Their comfort level with the internet simply may not be as high as ours. (After all, so many of us have grown up with it to some degree.) The web page layouts, transactional flows, and basic internet navigation sense that we all take for granted may still feel a touch foreign to them.  
  • Another hurdle is trust. Many of our parents simply know and have come to trust, in-person and face-to-face interactions, particularly at a bank. Simply put, they may be far more trusting of the teller behind the window than the web page on the browser. 

Meanwhile, the digital world continues to evolve apace, particularly with regard to online banking. Between 2018 and 2022, the number of people in the U.S. who use online banking steadily rose to more than 65%, and more than three-quarters of Americans used a mobile device the last time they checked their balance. And as of 2020, nearly two billion people worldwide used online banking, a number that only continues to increase. 

This rise in online banking has implications for the elders in our lives. Even if they aren’t active in online banking themselves, their financial information is part of this digital mix. The banks and financial institutions where they keep their savings and funds are digitally connected and digitally accessible. At a minimum, this means that they should take steps to protect themselves and their finances. Yet the upside is here is that we can help them do much more than that—that we can actually help them take advantage of online banking and enjoy its benefits. 

Setting up online banking for mom and dad—start with the basics 

Depending on their comfort level, you may want to start by reviewing some basic digital literacy before diving right into online banking. As mentioned above, there’s so much about the internet that we take for granted, and the elders in your life may benefit a little 101-level introduction to the internet. 

When you’re both confident that their comfort level with the internet is in the right place, you can move on to the next step—making sure mom and dad have solid online protection in place. This is square one before going online, particularly when you’re banking online. Some basic digital hygiene will help protect their banking and finances. Moreover, it will help protect the other things they do online as well.  

The following quick list is a great way to make them far more secure: 

1) Update their software

That includes the operating system of their computers, smartphones, and tablets, along with the apps that are on them. Many updates include security upgrades and fixes that make it tougher for hackers to launch an attack. 

2) Lock up

Computers, smartphones, and tablets will have a way of locking them using a PIN, a password, a fingerprint, or the owner’s face. Take advantage of that protection, which is particularly important if that device is lost or stolen.  

3) Learn about tracking and wiping smartphones

This is important should they lose their smartphone or believe it’s been stolen. Have them turn on device tracking so that they can locate their phone or even wipe its data and contents remotely if they need to. Apple provides iOS users with a step-by-step guide for remotely wiping devices, and Google offers up a guide for Android users as well.  

4) Use online protection software  

Protecting your devices with comprehensive online protection software will defend them against the latest virus, malware, spyware and ransomware attacks plus help steer them clear of phishing attacks and malicious websites designed to steal personal and financial information. Also, make sure it offers a password manager like ours does, which can create and store strong, unique passwords for each of their accounts—alleviating the burden of mom and dad remembering them.  

5) Look into an identity protection service

With all the personally identifiable information (PII) we create simply by using the internet, tracking and monitoring your PII is essential for preventing identity fraud and theft. The same is true for mom and dad. A strong identity theft protection package will offer cyber monitoring that can detect the misuse of your PII. Our identity protection service takes that protection a step further if the unfortunate happens with $1M coverage for lawyer fees, travel expenses, lost wages, and more. 

Take it in steps 

With their devices and PII more secure, you can move on to the banking portion itself. While there’s so much you can do with online banking, it’s a good idea to take things one at a time. Some elders aren’t sure how to sign up for online banking with their financial institution, so you can start there. Take them through the setup process (using that strong, unique password as mentioned above) and simply get them going.  

From there, they can familiarize themselves with the layout of banking site or app they’re using. A straightforward task like checking account balances is a great way to do just that. After their comfort level with the site or app tales root, you can move on to other things they can do online, like pay bills online, deposit a paper check with their phone, and review their statements for any discrepancies. 

Be ready to lend an ear and a hand 

Another thing that may help put your folks at ease is to let them know you’re there to help. Questions will inevitably come up, and it’ll be a great comfort to them knowing that you’re around to lend them a quick answer as needed.  

For example, let’s talk about spotting possible discrepancies in their statements. Some account entries may look a little strange because the name of a business does not always match the way it appears in a bank or credit card statement. This may lead to questions about the purchase—was it something they made? Is it a legitimate charge? These are answers you can help them track down. 

Related, online banking provides our parents with a powerful tool against identity theft and fraud. By reviewing account statements closely, they can potentially spot bogus charges and purchases before they become a larger, and more costly, problem. (For a great primer on the topic, read and share this article that covers identity theft and fraud, along with steps to prevent it.) 

Call on the experts 

Several different banks offer resources specifically for elder bankers. The offerings will of course vary from bank to bank, yet you may find that they have videos and information on their websites designed to make online banking easier. Likewise, they may offer special services that mom and dad may qualify for. In all, feel free to lean on their bank for assistance as needed. They’re there to help. 

You can also look into independent resources as well, such as the AARP and “Ready, Set, Bank,” which both provide a wealth of videos and articles about online banking.   

Helping mom & dad get the most from online banking 

As kids, grandkids, and younger loved ones, there’s plenty we can do to help the elders in our lives enjoy online banking with confidence. Shoring up their security, starting them easy, and then being there to answer questions can help them clear the hurdles of familiarity and trust they face. 

Just as they’ve guided you through the ins and outs of life, here’s a chance to return the favor. What’s more, it’s yet another way you can spend time together, whether in person or over a call. And that’s a good thing. 

The post Helping Mom & Dad: Online Banking appeared first on McAfee Blog.

Why Everyone Needs a VPN

By McAfee

You may hear corporate cybersecurity experts hail the benefits of a VPN, or a virtual private network, to keep company information safe from ransomware attacks and cybercriminals seeking to steal valuable business secrets. It’s unlikely that everyday people, such as yourself, will be targeted by a ransomware scheme, so you may be puzzled about how a VPN can help someone like you be safer online. Luckily, with a VPN being very easy to install and use, you can indeed experience these three everyday benefits to keep your browsing activities safe from eavesdroppers seeking to profit from your online comings and goings. 

1. Stay Safe on Unsecure Networks

The most widely known benefit of a VPN for daily use is to safeguard your device when it’s connected to a public Wi-Fi network. Coffee shops, libraries, hotels, transportation hubs, and other public places often provide courtesy internet service to visitors. Shifty characters often lurk on unprotected networks to lift personally identifiable information (PII) from people handling sensitive emails, making banking transactions, or shopping online. Public Wi-Fi eavesdroppers can lift credit card numbers, addresses, birthdays, and Social Insurance Numbers. 

When you connect to public Wi-Fi that doesn’t have a lock icon, that’s a sign that you should toggle on your VPN. Also, even if you’re required to enter a password, be wary of any network you share with strangers.  

2. Hide Location Data

A VPN can also hide your location data. How does this help you protect your browsing history? First, when you scramble your location, you’re likely to confuse ad networks trying to send you targeted ads. This will free your social media feeds and search engines from targeted ads that often are so accurate they seem like an invasion of privacy. 

Second, hiding your location can protect you from cybercriminals looking to mine PII. VPNs make it impossible for criminals to discover your IP address. (The internet protocol address is what ties your device to a specific local network.) When they’re visible, criminals can trace IP addresses to reveal home addresses, full names, and phone numbers: all of which are key pieces of PII that, in the wrong hands, can jeopardize your identity.  

3. Restrict Data Snooping and Sharing 

While Canada and the European Union don’t allow ISPs (internet service providers) to even collect the browsing data of their customers, keep in mind that in some countries, like the U.S., ISPs can collect, store, share, and/or sell customer data. While advertisers are often the buyers of customer data, in the case of a breach, the more places your PII lives, the more likely it may be involved in a security incident. The goal is to limit the extent and number of places where your browsing history is stored. 

VPNs can scramble your online movements to the point where not even ISPs can track it. Plus, when you log out, your device doesn’t keep a record of what you did while connected to the VPN. Incognito mode on your internet browser hides your IP address, but the websites you visit still collect cookies and store data about your online whereabouts, meaning that it’s not truly private browsing. 

Protect Your Privacy With McAfee 

McAfee Safe Connect VPN encrypts your online activity to protect your data from prying eyes. With a premium paid plan, you can protect up to five devices at once with bank-grade Wi-Fi encryption. Feel more confident whenever you hop on the internet across all your connected devices with just one quick and easy step. 

The post Why Everyone Needs a VPN appeared first on McAfee Blog.

The Wearable Future Is Hackable. Here’s What You Need To Know

By McAfee

Quick mental math challenge: How many Apple Watches can you buy with $118 billion dollars? If you guessed around 296 million watches congrats, you’re smarter than the writer of this blog! We had to use a calculator. The point is that’s the predicted size of the US wearable market by 2028 according to a recent report. That means for as much wearable tech as we have in our lives already, even more, is on the way. 

If you own a piece of wearable tech it’s easy to understand why it’s so popular. After all, it can track our fitness, provide contextual help in daily life, and, in the case of hearing aids, even do cool things like sync with Bluetooth. As VR and AR gains a foothold who knows what other incredible tech might be headed our way by 2028? However wearable tech also comes with certain risks. The most prominent: cybercriminals potentially gaining access to your data. 

How can criminals gain access to your wearable data? 

The weakest link in the wearables space is your mobile phone, not the actual wearable device itself. That’s because wearables tend to link to your mobile device over a short-range wireless spectrum known as “Bluetooth.” This spectrum is used to send and receive data between your wearable device and your mobile. That makes your mobile a prime target for hackers. 

Most commonly, hackers gain access to the data on your mobile through malware-laden apps. These apps are oftentimes designed to look like popular apps, but with enough differences that they don’t flag copyright suspicion. 

What are they doing with my wearable data?

Hackers can use these malicious apps to do a variety of things from making phone calls without your permission, sending and receiving texts, and extracting personal informationall potentially without your knowledge. They can also, with the help of your wearable, track your location through GPS and record any health issues you’ve entered into your wearable. The point is: once they have permissions to your mobile device, they have a lot of control and a lot of resources. 

The hacker can then use this data to conduct varying forms of fraud. Need a special prescription from your doctor that happens to sell well on the black market? Well, so does the hacker. Going out for a jog in the morning? Good information for a burglar to know. These personal details just scratch the surface of information available for the taking on your mobile devices.

Beyond wearables and into the internet of things

These types of threats aren’t limited to wearables, however. The Internet of Things—the phenomenon of devices connected to the Internet for analysis and optimization—encompasses all sorts of other electronic devices such as washing machines and refrigerators that can put your data at risk as well. But these life-changing devices can be secured through education and industry standards. Two things we’re working on day and night. 

Defend your wearables and your personal information

  • Use a PIN. All of your mobile devices ought to have a personal identification number (PIN). This basic security method is a great way of dissuading casual hackers or thieves from stealing your data. 
  • Limit what you share. Most wearables don’t need access to every piece of information about you. You can lessen the likelihood of your wearable sharing sensitive information by only entering the information your wearable device requires. On the flip side, always double-check the permissions that the wearables app is requesting on your mobile device. Does it really need access to your location, camera roll, and address book? If not, be sure to alter these settings appropriately. 
  • Use identity protection. Identity protection can monitor your accounts online – accounts tied to your wearable – so you can receive alerts if that information has been compromised or found online. If it has, a service like McAfee’s Identity Protection Service may also provide insurance and loss remediation as well.

Of course, securing the weakest link in your wearables environment, your phone will go a long way towards keeping your data safe. But what happens when your computer, where you store backups of your smartphone, is compromised too? We’ve got you covered with McAfee LiveSafe™ service, our comprehensive security solution that provides protection for your entire online life. 

The post The Wearable Future Is Hackable. Here’s What You Need To Know appeared first on McAfee Blog.

Why Am I Getting All These Notifications on my Phone?

By McAfee Labs

Authored by Oliver Devane and Vallabh Chole  

Notifications on Chrome and Edge, both desktop browsers, are commonplace, and malicious actors are increasingly abusing this feature. McAfee previously blogged about how to change desktop browser settings to stop malicious notifications. This blog focuses on Chrome notifications on Android mobile devices such as phones and tablets, and how McAfee Mobile Security protects users from malicious sites leveraging these notifications.  

Where do these notifications come from? 

Most users are unaware of the source of these notifications. Permission is granted when a user clicks ‘Allow’ on a prompt within Android Chrome. 

Many malicious websites use language and images like the one above that entice the user to click ‘Allow’ such as ‘Just one more step! Click “Allow” to continue. Once allow is clicked, the website is added to a site permissions list, which will enable it to send notifications.  

What do they look like? 

The notifications will look like a usual Android notification which you will be used to seeing such as you have a new WhatsApp message or email. To identify the source of the notification, we need to look for the application name which is like the one highlighted in the red box below.  

The image above shows the notification came from Chrome and it is from the website premiumbros[.]com. This is something you should pay attention to as it will be needed when you want to stop annoying notifications.  

Why are some of them malicious? 

Some notifications like the ones in this blog are malicious as they attempt to trick users into believing that their mobile device is infected with a virus and some action is required. When the users click the notification, Chrome will load a website which will present them with a fake warning like the example below: 

Clicking either Cancel or Update Now on the above website will result in the same behavior. The browser will redirect the user to a google play store app so that they can download and install it.  

The malicious websites will flood your phone with several notifications. The screenshot below shows an example of this: 

Why do malicious actors do this? 

You may ask yourself, why do malicious actors try to get me to install a google play application? The people behind these scams receive a commission when these applications are installed on devices. They rely on deceptive tactics to trick users into installing them to maximize profits. 

How can I remove notifications? 

To remove a website’s notification permission, you need to change a Chrome setting. 

1- Find out the name of the website which is sending these notifications. This can be done by looking at the notification and noting down the name of the website. If we use this blog as an example, it would be premiumbros[.]com

2- Open the Chrome browser app which can be found by performing the following search: 

3- Click the three … on the top right hand of the application 

4- Scroll down and click on settings 

5- Click on Notifications 

6- Scroll down until you find the website which you identified in step 1 

7- Pres the blue radio button so it turns grey 

8- Notifications will now be disabled for that website. If you want to block multiple websites, click the radio button for them as well.  

How does McAfee Protect me? 

McAfee customers who have McAfee Mobile Security are protected against these malicious websites as long as they enable the ‘Safe Browsing’ feature within the application.  

Upon trying to access a malicious website such as the one in the blog it will be blocked as shown in the image below: 

 

Please read this guide on enabling the Safe Browsing feature within the Mobile Security Application. 

The post Why Am I Getting All These Notifications on my Phone? appeared first on McAfee Blog.

McAfee 2022 Consumer Mobile Threat Report

By McAfee

We’re excited to bring you the latest edition of the McAfee 2022 Consumer Mobile Threat Report. After all, when you know the challenges you face, it’s easier to be confident online. In this blog, we’ll take a closer look at some leading examples of techniques that cybercriminals are using to trick or defraud you via your mobile phone. These examples are some of the more sophisticated attacks, using real logos, quality graphics, and personalized messages. We hope this provides a useful resource for protecting your digital life, mobile devices, and personal information so that you can enjoy a safe life online with your family. 

Cybercriminals Take Their Scams to the Next Level

Cybercriminals are upping their game, using personal information and high-quality graphics to make their malware look like legitimate apps or official messages. Because these attacks are successful at defrauding significant numbers of mobile users out of their money and information, more criminals will jump on this approach or expand their malicious campaigns. Let’s take a look at some of the different techniques being used by scammers to fool mobile users.  

Smishing looks friendly but is just the opposite

Mobile smishing (aka phishing text messages) are attacks using personalized greetings in text messages that pretend to be from legitimate organizations to appear more credible. These messages often link to websites with authentic logos, icons, and other graphics, prompting the user to enter personal information or download an app. Users should be extra careful about text messages from unknown sources and should go directly to the organization’s website to validate requests. 

Mobile gaming scams pose as gamer help and cheating tools

Cheating tools and hacking apps are popular ways to get extra capabilities in mobile games. Criminals are exploiting this by promoting game hacking apps that include malicious code on legitimate messaging channels. If installed, the malware steals account credentials for social media and gaming accounts. Gamers should use caution when installing game hacks, especially if they request superuser permissions. 

Crypto is popular and so are scams targeting it

Cryptocurrencies are providing new opportunities for mobile device attacks. The latest ploy is phony apps that promise to mine coins in the cloud for a monthly fee. Fake reviews and a low cost make them sound too good to be true—and they are. These apps just take the money without doing any coin mining. With no actual malicious code, these apps are hard to detect, so users should be suspicious of being promised hundreds or thousands of dollars of crypto coins for just a few dollars a month. 

Watch out for fake messaging apps

Another attack uses a variety of fake apps with slick graphics to trick users into premium subscriptions. Hundreds of these apps promise features such as mobile games or photo editing and are supported by plenty of fake five-star reviews. When installed, the apps ask for the user’s phone number and verification PIN and use them to sign up for premium text services that direct payments to the criminals. Users should read reviews looking for vague statements, repetitive wording, and a mix of five-star and one-star ratings. For a deeper dive into the scams, be sure to view full report.

How to Protect Yourself 

While threat tactics continue to change as criminals adapt and respond to detection and enforcement techniques, there are a few steps users should take to limit their exposure and risk. 

Stay on the app stores

While some malicious apps do make it through the app store screening process, most of the attack downloads appear to be coming from social media, fake ads, and other unofficial app sources. Before downloading something to your phone, do some quick research about the source and developer. Many of these scams have been flagged by other people. 

Watch requests for settings and permissions

Many malicious apps get the access they need by asking the user to grant them permission to use unrelated privileges and settings. When installing a new app, take a few moments to read these requests and deny any that seem unnecessary, especially for superuser access and accessibility services.  

Update your software

Developers are actively working to identify and address security issues. Both operating systems and apps should be frequently updated so that they have the latest fixes and security protections. 

Be wary of too many five-star reviews

Cybercriminals often flood their Google Play apps with fake five-star reviews. Many fake or malicious apps only have a mix of five-star and one-star reviews. The five-star ones typically have vague statements and repetitive wording, giving clues that they are submitted by bots. Compare them to the one-star reviews for insight on the app’s real capabilities. 

Pay attention if your phone is acting funny

Devices that are behaving unusually may just have a basic tech issue but it can also be a sign of being hacked. Follow up when something is not quite right, check recent changes or contact tech support from the mobile device vendor or security software provider. 

Use security software

Comprehensive security software across all devices, whether they are computers, tablets, or smartphones, continues to be a strong defensive measure to protect your data and privacy from cyber threats. 

We hope this report helps you stay on the lookout for these and other mobile threats so you can safely and confidently enjoy your life online.

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A Look Beyond Their Lock Screens: The Mobile Activity of Tweens and Teens

By McAfee

While our tweens and tweens seem to grow into adults right before our eyes, their mobile usage matures into adulthood as well—and in many ways, we don’t see. 

Girls and boys hit their mobile stride right about the same point in life, at age 15 where their mobile usage jumps significantly and reaches a level that they carry into adulthood, which is one of the several findings we uncovered in our global survey of parents, tweens, and teens this year. 

So, what are tweens and teens up to on their mobile devices as they mature? And where do their parents fit in? We asked parents and kids alike. What we found gives us a look into the mobile lives of tweens and teens behind their lock screens. 

Mobile is the Most Important Device—Yet Far More So for Kids than Their Parents  

For starters, parents and their kids alike say that their mobile device is the most important one in their life. Parents placed mobile in their top two with their mobile device or smartphone at 59% followed their computer or laptop at 42%. Tweens and teens put their mobile device or smartphone at the top of the list as well, yet at a decisive 74% worldwide, followed by their gaming console at 68%.  

“Parents and their kids alike say that their mobile device is the most important thing in their life.”

Further, tweens and teens place a higher value on their smartphones to keep them connected with friends and family. Some 59% of parents said mobile was essential in this role, whereas tweens and teens put that figure at 64%. For parents, the runner-up device for keeping connected was the computer or laptop at 42%.  

Yet quite interestingly, tweens and teens said their second-most important device for keeping connected with others is their gaming console, at 40%, perhaps indicating gaming’s role in creating and fostering friendships today. Of course, plenty of that gaming is happening on mobile as well, with half of all tweens and teens surveyed worldwide saying that they play games on their smartphones. 

It’s No Secret—Kids Will Cover Their Tracks Online. But How? 

Broadly speaking, the activities kids do on their phones match up closely with what their parents think they’re doing on their phones. Yet there’s a fair share of secretive activity that happens within that. 

Regarding general activity, parents and their tween- and teen-aged children worldwide see eye to eye when it comes to what parents think are their kids’ favorite activities on mobile are and what kids say they actually are:   

  • Watching short videos (YouTube) – parents think, 66%; kids say 67%  
  • Browsing the internet – parents think, 64%; kids say 66% 
  • Streaming music – parents think, 53%; kids say 55% 

However, and perhaps unsurprisingly, tweens and teens say they’ve kept some the things they’re watching, browsing, and streaming from their parents. When asked if they sometimes hide specific online activity from their parents, 59% of tweens and teens worldwide said they have done so in some form or other, including: 

  • Clearing the browser history, 26% 
  • Close/minimize browser when parent walked in, 21% 
  • Hide or delete IMs or videos, 15% 
  • Lie or omit details about online activities, 15% 
  • Use a device their parents don’t check, 10% 

Keeping an Eye on the Kids: Parents Tend to Take a More Hands-on Approach to Monitoring Mobile 

Worldwide, monitoring apps rank relatively low when it comes to parents keeping tabs on their children’s mobile usage. Use of parental controls software on smartphones came in at a 27% global average, with India (37%) and France (33%) leading the way, while Japan fell on the low end (12%).  

Largely, parents appear to take up this work themselves, citing several other ways they take charge of their children’s time online:  

  • Limit the time of day or length of time when the child has screen time, 59% 
  • Check the websites or apps the child visits or uses, 56% 
  • Look at call records or text messages on a smartphone the child uses, 40% 
  • Friend or follow the child on social media sites, 35% 
  • Track the child’s location through GPS apps or software, 30% 

Children’s Mobile Devices are Less Protected—and Can Fall Victim to Hacks and Attacks as a Result 

Consistent with other research we recently gathered, families are relying on mobile more and more, yet this hasn’t seen an increase in mobile protection for the smartphones they count on.  

Our research published in early 2011 found double-digit increases in mobile activities such as online banking, shopping, finances, and doctor visits, all of which can generate high-value data that are attractive to hackers and cybercriminals. Despite this newfound reliance on mobile, many smartphones worldwide remain unprotected. Children’s phones are less protected than their parents’ phones as well. 

Taken together, these security lapses can lead to downloaded malware, data and identity theft, illicit crypto mining apps on the device, and other attacks that can put children and families at risk. For a deeper dive, you can view the full report.

Misconceptions about online protection may play a role in these lax measures. This survey found that 49% of parents think a new phone is more secure than a new computer, and 59% of tweens and teens thought the new phone was more secure—both denying the reality that smartphones, and the people using them, are subject to hacks and attacks just like with any other device that connects to the internet.  

Amid this climate, more than 1/3 of families reported that a child in their household had been the victim of a financial information leak and 15% stated that there’d been an attempt to steal a child’s online account or identity. With smartphones providing children with a major onramp to the internet, it follows that stronger mobile security could help prevent such attacks from happening. 

Tweens and Teens in Several Countries Lean Heavily on Mobile for Online Learning 

Protecting mobile devices and the family members who count on them takes on further importance when we consider that children in some nations rely heavily on their smartphones for online learning. 

Although using mobile for online learning was relatively low globally at 23%, parents and children in three nations reported a high rate of attending classes and courses on mobile—with India at 54%, Mexico at 42%, and Brazil at 39%, once again posing the possibility that mobile offers many children the most reliable broadband connection required for such instruction. In other words, there are households where broadband comes by way of mobile, rather than a cable or fiber connection. 

Meanwhile, other nations saw significantly lower figures for online learning on mobile, such as Germany at 7%, France at 8%, and Japan at 11%. The U.S., Canada, and the UK all reported rates of 17%. 

Nurturing Your Kids on Mobile: They’re Growing Before Your Eyes 

“With smartphones providing children as a major onramp to the internet, it follows that stronger mobile security could prevent such attacks from happening”

Something we’ve yet to mention here is how much online shopping and banking kids are doing on their mobile devices. No question, tweens and teens are doing those things too at a global rate of 25% and 12% across all age groups respectively. Not surprisingly, those numbers climb as teens approach adulthood. This serves as a reminder that our children are maturing hand-in-hand with their smartphones, which asks a few things of us as parents as they grow and adjust to their mobile world. 

As with all things parenting, there are moments of where you have a sense of what’s right for you and your child, yet you’re uncertain how to act on it. That’s definitely the case with smartphones and the internet in general. Despite having grown up alongside the internet over the course of our adult lives, we can still have plenty of questions. New ones. Old ones. Ones we weren’t even aware of until they cropped up. 

With that, we’re glad you’re dropping by our blog. And you’re more than invited to visit whenever you can. A big focus of ours is providing you, as a parent, with resources that answer your questions, in addition to articles about online protection in general that simply make for good reading. Our aim is to help you think about what’s best for your family and give you some ideas about how you can see that through, particularly as our children grow in this mobile world of ours.

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Doxxing, The Internet, and How You Can Lock Down Your Data

By McAfee

Have you ever been online and replied to a comment or post? Maybe it was on Reddit or on an influencer’s Instagram. Did other people reply to you, and were any of them unexpectedly hostile? When you’re online, a little hostility is sadly par for the course, but most people brush it off and move on to enjoy other aspects of life online. But what would you do if that unpleasant interaction went much farther than was reasonable? What if one day you discovered the most important parts of your identity had been maliciously and intentionally revealed online? Let’s talk about doxxing – what it is and how you can avoid becoming a victim of this kind of harassment. 

What is Doxxing?

Doxxing, derived from the hacker term “dropping docs”, is internet slang for revealing someone’s identity online for the purposes of harassing them. It usually goes way beyond simply revealing someone’s email address or name and may involve personal information like a home address or workplace, SSN, financial information, phone number, pictures, texts, IP address, and other important details. The tricky thing about doxxing is that aspects of it may not be a crime, depending on what you’ve made publicly available online. However, the context in which doxxing occurs is crucial. Often it’s the first step taken to incite more severe harassment. For instance, the doxxer may not plan on taking action against their target but instead hope that someone else does. When put up against a recent Pew Research report showing that 41% of U.S. web users experience harassment in some form, it’s clear that Doxxing is a dangerous trend online. 

Why is Doxxing so Destructive?

Doxxing is a problem that’s grown in scope simply because there’s so much more data about us being kept online. Third-party services, called data brokers, capture our account info, the sites we visit, how long we spent on them, and other kinds of metadata to create profiles they then resell to advertisers. If someone gets access to these troves of data, they can reveal extremely damaging information about an individual, or data that allows a person to be damaged. For instance, with a phone number and a current address, some criminals were able to call in SWAT teams on innocent individuals. Political dissidents are often doxxed by the governments their protesting against. And on a lighter note, the adult website Ashley Madison, which promotes extramarital affairs, had their members’ data leaked online, to the embarrassment of a few public figures. 

What to Do if You’re Doxxed

The response should be very similar to the one you’d take if your wallet was stolen. Move fast, stem the loss, and begin remediation as soon as possible. Here are some broad steps that can be taken. 

  • If you’ve been affected through social media, report it and get your info removed. Depending on the severity of intent, you may want to contact local law enforcement if real-world harassment is expected to result. 
  • Revealed personal data is easily transmittable over the internet. Set Google alerts to see if further exposure is happening online. 
  • Were financial accounts or your social security numbers revealed? Immediately change your passwords and watch for activity suggesting identity theft. A credit freeze or fraud alert may be necessary to prevent someone from opening an account in your name.  

Protect Yourself From Being Doxxed

Of course, not being doxxed in the first place is the ultimate goal of a proactive online protection plan.  Here’s what we recommend: 

Use identity theft protection 

Identity theft protection services help protect your data, monitor your online accounts like emails, SSNs, and more. In addition to online monitoring, they should also offer insurance and even theft remediation if the worst should occur. 

Share with caution 

Before you tag your location, friends, or workplace in a photo think about who has access to this information. What’s gained or lost by sharing all that info? Also, security questions for your accounts should not use the name of your pet or your first-born child if you have posted those on Facebook. 

 Use a VPN if you’re on Wi-Fi 

Public Wi-Fi networks at coffee shops and airports may not be secure against hackers and snooping. That’s why we recommend using a VPN whenever you’re connected online. This powerful tool hides your activity and location whenever you’re online on an unsecured network. 

Go ahead, Google yourself once in a while 

Googling yourself is a great way to see if anyone is using your online identity in bad ways.  

Adjust your privacy settings 

Social networks allow you to control who can see your data. Usually, with a few clicks, you can restrict what you show online to a great degree. For instance,  makes your payments viewable to other users as a default, but can easily be changed to hide them from the public. 

Protect your passwords 

Using long, complex, unique passwords for every account is convenient and maybe the best way to prevent your information from being stolen. Yes, we said convenient because with a password manager you only need to remember one key to create and manage much longer ones for all your most important accounts. 

Seize the Day Without Worrying About Doxxing

The reality is that the more we live online, the more our identities will too.  This does not mean we need to live a restricted life online. In fact, using comprehensive online protection, which features most of the tools above, we can remain free to enjoy life on our terms. Doxxing is something to be aware of, but with great protection, it’s far from anything we need to be worried about as we make the most of our lives online. 

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McAfee Enterprise SSE: Named a Leader In 2022 Gartner Magic Quadrant for SSE

By Gee Rittenhouse

Companies continue to accelerate their digital transformation and hybrid work strategies with security remaining top of mind. For a growing number of enterprises, the solution has been the deployment of a Security Service Edge (SSE). Introduced as a market category by Gartner, per our view we believe SSE is the consolidation of Secure Web Gateway (SWG), Cloud Access Security Broker (CASB), and Zero Trust Network Access (ZTNA) within a single, cloud-delivered solution for securing access to web, cloud, and private applications from any corner of the world, mitigating user and cloud threats, and protecting sensitive cloud data at rest, in transit, or in use.

Recognizing the significant role SSE is filling in cybersecurity, Gartner® has published its first ever Magic Quadrant™ report for SSE. We are honored to announce that the McAfee Enterprise SSE Portfolio has been recognized as a Leader for its solution MVISION Unified Cloud Edge (UCE) in the report, positioned rightmost for “Completeness of Vision.” Our cloud-native platform is architected for the SSE market and boasts a next-gen SWG, and the industry’s first data-aware ZTNA solution, empowering our customers in their cloud and network transformations. It was also recognized as a Leader for Gartner Magic Quadrant for Cloud Access Security Brokers Leader for four successive years 2017–2020.

2022 Gartner Magic Quadrant for Security Service Edge (Source: Gartner)

In 2021, McAfee Enterprise SSE made several updates and additions to its MVISION UCE solution, strengthening its position as an industry expert, including:

  • Highly innovative Remote Browser Isolation (RBI) technology integrated with MVISION UCE for advanced threat protection, data security and visibility through unified policies.
  • Full-featured data security portfolio, including native integration of Enterprise DLP for unified data protection and incident management across cloud, web, private apps and endpoints.
  • Extensive Cloud Security Posture Management (CSPM) capabilities, including Shift Left scanning to detect and correct misconfigurations and drift early in the CI/CD pipeline.
  • Support of SaaS Security Posture Management (SSPM) for continuous assessment of SaaS security landscape and remediating misconfigurations.
  • Presence backed by worldwide sales and support, along with a massively upgraded cloud footprint.
  • Includes comprehensive solutions, such as RBI for risky websites, across all the pricing tiers at no additional cost.
  • Rapidly expanding CASB Connect Program, which allows cloud service providers or partners to build lightweight API connections to the MVISION Cloud, leading several new service providers to adopt MVISION Cloud.

As a companion report to the Magic Quadrant, Gartner has also published its Critical Capabilities report for SSE, which shares deep insights into the product capabilities of each vendor based on a specific set of use cases. The below use cases are included in this year’s SSE Critical Capabilities Report:

  1. Secure Web and Cloud Usage
  2. Detect and Mitigate Threats
  3. Connect and Secure Remote Workers
  4. Identify and Protect Sensitive Information

MVISION UCE received the highest score across all four use cases, paving way for the SSE market in features and functionality. We believe our rich heritage in DLP, strong CSPM/SSPM, and deep usage of the MITRE ATT&CK framework have been the key contributors towards our #1 position across use cases in the Critical Capabilities report.

We are extremely proud of the recognition for our vision and product innovation. Our singular goal is to build a more secure world. To learn more about how Gartner assessed the market and the MVISION UCE solution, download your copy of the report here.

You can also join our webinar on March 9, 2022, for a deep dive into why McAfee Enterprise SSE is a Leader in the 2022 Gartner Magic Quadrant for SSE.

Click here for a free demo of the MVISION UCE solution.

Gee Rittenhouse
CEO, McAfee Enterprise SSE Portfolio

Gartner Disclaimer: Gartner does not endorse any vendor, product or service depicted in our research publications, and does not advise technology users to select only those vendors with the highest ratings. Gartner research publications consist of the opinions of Gartner’s research organization and should not be construed as statements of fact. Gartner disclaims all warranties, expressed or implied, with respect to this research, including any warranties of merchantability or fitness for a particular purpose.

This graphic was published by Gartner, Inc. as part of a larger research document and should be evaluated in the context of the entire document. The Gartner document is available upon request from McAfee.
Gartner and Magic Quadrant are registered trademarks of Gartner, Inc. and/or its affiliates in the U.S. and internationally and is used herein with permission. All rights reserved.
Gartner “Magic Quadrant for Security Service Edge” (SSE), John Watts, Craig Lawson, Charlie Winckless, Aaron McQuaid, 15 February 2022
Gartner “Critical capabilities for Security Service Edge” (SSE), John Watts, Craig Lawson, Charlie Winckless, Aaron McQuaid, 15 February 2022

As of 28, January 2022, McAfee Enterprise is now the McAfee Enterprise SSE Portfolio.

 

 

 

 

 

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