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Authored by Dennis Pang
Online protection software. Antivirus. The two words get used interchangeably often enough. But sure enough, they’re different. And yet directly related when you take a closer look.
The term “antivirus” has been with us for decades now, dating back to the first software that was designed to prevent computers from getting malware—malicious code, like viruses, that would lock up computers, scramble data, or otherwise damage computers and the data on them. Prime examples of these early types of malware include 1999’s “Melissa” virus spreads by infected email attachments and the even more devastating “ILOVEYOU” virus that incurred billions in damages worldwide.
There’s a good reason why people default to the word “antivirus” so easily. Viruses have been on our collective minds for some time. And computer purchases have often been accompanied by the question, “Do you have antivirus for your computer?” By and large, the notion of antivirus has become pretty much engrained.
Yet look ahead to today and you can see how dramatically things have changed since those early days. We still need antivirus, that’s for sure. But it takes far more than that to live life safely online right now. And that’s where online protection software comes in.
Online protection software protects you. It includes antivirus, yet it further protects your identity and privacy in addition to your devices.
The way we use our computers, tablets, and phones nowadays shows the reason why we need such broad protection. We conduct so much of our lives online. We bank, we shop, we plan our finance online. We also run portions of our homes with smart devices and smart speakers. Increasingly, we track our health and wellness with connected devices too—like workouts on our phone and biometrics with consumer-grade and even medical-grade devices.
All of this creates data. Data about who we are, what we’re doing, when we’re doing it, how often, and where. That’s precious information. Private information. Personal information. And understandably, that needs to be protected.
Put simply, today’s threats have evolved. While viruses and malware remain a problem, today’s bad actors are out for the bigger games. Like stealing personal and financial info for identity theft. Moreover, organizations large and small collect data from your devices and the things you do on them, personal data that many share and sell for profit. Some of this data collection gets quite exacting, compiled from a broad range of public sources that can include records like bankruptcies, real estate sales, and birth records—plus private sources that can further include your shopping habits, the people you chat with, and what your daily travels look like based on location information captured from your smartphone.
If you find yourself surprised by this, you’re not alone. Tremendous volumes of data collection activity occur without people’s knowledge or consent.
Now as to why anyone would want any of that kind of data about you, consider the multi-billion-dollar industry of online data brokers. They compile thousands of data points from millions of people and put these vats of data up for sale to anyone who’ll buy them. That could be advertisers, potential employers, private investigators, and background checkers. And it could be bad actors as well who could use your own data to spam, harass, impersonate, or otherwise harm you.
Once, so many of these intrusions on our privacy and identity were difficult to spot, let alone prevent. For example, your personal info gets caught up in a data breach and winds up posted for sale on the dark web. How are you to know that before it’s too late and thief racks up umpteen charges on your debit card? Also, with dozens and dozens of data brokers out there, how do you track down which ones have information posted about you and then request to have it taken down? And what if online identity theft happens to you and you’re faced with the time and dollar costs it involves to set things right?
So just as online threats have evolved, so has online protection software. We go about so much of our day online, and online protection like our own McAfee+ helps you do it more privately and more safely. It’s quite comprehensive, and the various plans for McAfee+ include:
For certain, protections like these remain a primary focus of ours, because they protect you. And that’s who thieves and bad actors are really after—you, your information, your accounts, and even your identity. Expect us to continue to roll out more protections that look after you in this way and more.
So, while antivirus and online protection software are different, they work together. Antivirus provides strong device security, which complements the additional privacy and identity features included with online protection. That reflects how times have changed. Once it was enough to protect our devices from viruses and malware. Now we have to protect ourselves as well. Antivirus alone won’t do it, but antivirus as part of online protection will.
The post The Big Difference Between Online Protection Software and Antivirus appeared first on McAfee Blog.
Are you an online oversharer? Do you give your full birthday to all your online shopping accounts? Have a few companies you have accounts with been breached but you didn’t take any action at the time? If you have bad digital habits, now is an excellent time to reset your digital presence.
In isolation, these small digital transgressions don’t seem like a problem; however, cybercriminals can gather the bits and pieces of information you release into the world and Frankenstein them together to create believable impersonations or entirely new identities.
To protect your identity, here are a few ways to limit the amount of personally identifiable information (PII) you share online, plus a few tools that can help you identify and close your current security holes.
Most digital bad habits seem insignificant; however, the more bad habits you have that pile-up, the more at risk your PII and your identity can be. Check out this list of three common habits that you should consider breaking today and why.
When you sign up for new online shopping accounts, some companies ask for your birthday, your age, your middle name, and primary and secondary phone numbers and email addresses. While it might be nice to receive a special coupon on your birthday, you may want to reconsider volunteering unnecessary private details. To compromise you can sign up with a nickname and leave your birth year blank. That way, if a cybergang ever breaches the company, the criminals won’t get far with your personal details. To steal an identity and ruin someone’s credit, sometimes all it takes it a full name, birthday, and phone number.
Do you post your every thought and movement on social media? While curating the perfect online profile can be fun, it can also be dangerous to your online safety. For instance, posting “get to know you” quizzes are a gold mine for social engineers and cyber criminals, as the results often reveal potential password inspiration, security question answers, and your likes and dislikes. From here, criminals can take educated guesses at your passwords or tailor a social engineering scheme that’s most likely to fool you. Consider setting your social media profiles to private and blocking followers you don’t know personally. Or, just keep parts of your life a mystery to the wider world.
We can all agree that increasingly strict password requirements are leading to longer and more complex passwords that are confusing to cyber criminals and to the rightful account holders, too! It’s tempting to reuse passwords to reduce the burden on your memory, but this puts your valuable PII in danger. Password and username combinations are often information that’s leaked in company breaches. In what’s called a brute force attack, a cybercriminal can plug that same pairing into hundreds of websites and wait for a hit. Since unique passwords for all your dozens of accounts is imperative, entrust their safekeeping to a password manager.
If you’re feeling uneasy about your online habits and the effect they may have had on your online safety, McAfee Protection Score gives you the information you need to take charge and make changes. Protection Score not only tells you how safe (or unsafe) you are, but the tool also offers suggestions on how you can raise your score, and thus be safer online. The service monitors data breaches and indicates when your email was part of a leak. Protection Score also dives into the dark web so you don’t have to. If your government ID or financial information appears, your score will take a large hit.
Protection Score not only tells you how safe (or unsafe) you are, but the tool also offers suggestions on how you can raise your score, and thus be safer online. The sooner you know your weak points, the quicker and more completely you can fortify your defenses and clean up after months (or years) of bad habits. Knowledge is power in the right against cyber criminals, so Protection Score is an excellent partner to help adopt smarter habits on the path to better online security.
With McAfee+ Ultimate, you not only get a Protection Score but a host of other top-rate tools to protect your identity, retain your online privacy, and help you recover from an identity theft. Running an antivirus, connecting to a VPN and installing web protection on your browser are all ways to increase your Protection Score, and these features are available with McAfee’s most thorough privacy, identity, and device protection service.
Make 2023 the year of living online confidently and safely!
The post New Year, New You: Start Fresh With McAfee Protection Score appeared first on McAfee Blog.
Authored by Vonny Gamot
The official 40th birthday of the internet serves as a timely reminder that while it is a fantastic place, we must practice good digital hygiene to safeguard our privacy and identity so we can protect ourselves from the latest threats.
Since its widely recognized creation on January 1st 1983, the internet has since transformed economies and the everyday lives of people. From social media, memes, and viral videos to smart homes, online shopping and even cloud computing, the internet entertains, educates, and connects us. Above all, it will continue to play a crucial role in human civilization for many generations to come.
Yet with the good comes the not-so-good. Wherever people gather, cyberthieves gather too. The internet is no exception. As the evolution of the internet continues, cybercriminals are evolving in tandem, looking for new and inventive ways, such as using Artificial Intelligence to exploit its features. With over five billion people accessing and using the Internet in 2022, that’s over 60% of the world’s population potentially at risk.
So, while we celebrate the internet’s 40th birthday, it’s also a good reminder to take stock of the latest online threats and ensure our digital hygiene is up to scratch for the year ahead. When we do this, we can take full advantage of the incredible opportunities the internet affords us.
The new year is a great moment to reflect, reset, and consider your personal online safety and protection. Stay vigilant against the latest threats and scams and use dedicated and robust online protection software such as our newly released McAfee+ plans—which comes with important features like identity monitoring that can spot your personal info on the dark web and personal data cleanup that can help remove your personal info from data broker sites that will sell it to companies and crooks alike.
It’s also a time to keep a fresh eye out for scams and phishing attacks. If that email, text, or message you received looks too good to be true, or you feel that the sender is trying to pressure you into doing sharing info or sending money, it’s always best to double check that the source is legitimate. These are often indicators that a scam is afoot.
Beyond using online protection software and keeping your guard up, you can take several other steps that can make you immediately safer than you were before. Here are four strong suggestions that will get you started:
MFA is an excellent way to frustrate cybercriminals attempting to break into online accounts. MFA means that users need more than a username and password to log in, for example, a one-time code sent to private email, text, or through an authentication app utilizing face or fingerprint scans. This adds an extra layer of security as the cybercriminal has to access the device, email, or biometric reader to get into someone’s online account.
Strong, unique passwords for each of your online accounts are a must. It’s always important for people to understand that reusing passwords is just as risky as using “password123” and puts online accounts at risk. A tactic known as “credential stuffing” is where a cybercriminal attempts to input stolen usernames and password combinations in dozens of random websites to see which door it opens. It is also important to consider using password managers which can create and safeguard all passwords in one secure desktop extension or mobile phone app.
Updating software is vital to the security of a device. These updates include security patches that cyber experts have created to foil cybercriminals. The more outdated the software is, the more time criminals have had to work out ways to infiltrate and steal information within them. Moreover, updates often include new and improved features, which makes a strong case for keeping things current.
Phishing is when a scammer sends texts or emails that appear to be from trusted sources like your favourite online clothing store, employer or, as we’re seeing during the cost-of-living crisis, energy firms, or banks. They do this to encourage people to share personal information.
Once a phishing attempt has been recognised it is vital that they are not engaged with, links are left unopened, and the potential scam email is not forwarded along to another person. Before the message is deleted, it is vital that the sender is blocked and that the message is marked as junk and reported.
If you think that you have entered your credit card details onto a phishing website, contact your bank or credit card issuing company immediately. Report your personal information as stolen, and you may want to request that your existing card be canceled depending on the circumstances.
Online protection is part mindset, part prevention, and part action. While the steps above mark a start, they’re just that. There’s plenty more you can do, and when taken in batches, the steps you take can really add up to an exceptional level of protection. The question is, where to start?
Our McAfee Safety Series can get you moving in the right direction. It’s a set of guides that cover a range of important security topics and that show you several straightforward things you can do that will make you safer. They range from phishing and privacy to online shopping and safer online media. In all, they can help you spot scams, hacks, and attacks—and potentially prevent them in the first place.
I encourage you to grab the first one that looks interesting to you. What you learn can put you several steps ahead of the hackers, scammers, and thieves out there.
The post 40 Years of the Internet – Tips for Staying Safe Online in 2023 appeared first on McAfee Blog.
It’s been a particularly busy and colourful week, scam-wise in our household. Between 4 family members, we’ve received almost 20 texts or emails that we’ve identified as scams. And the range was vast: from poorly written emails offering ‘must have’ shopping deals to terse text messages reprimanding us for overdue tolls plus the classic ‘Dear mum, I’ve smashed my phone’ and everything in between.
There’s no doubt that scammers are dedicated opportunists who can pivot fast. They can pose as health authorities during a pandemic, charities after a flood or even your next big love on an online dating platform. And it’s this chameleon ability that means we need to always be on red alert!
According to the Australian Competition and Consumer Commission (ACCC), Aussies lost a record amount of more than $2 billion in scams in 2021. And that was with record levels of intervention from the government, law enforcement agencies and the private sector. The most lucrative scams were investment scams ($701 million) followed by payment redirection scams ($227 million) and then romance scams which netted a whopping $142 million.
But the psychological trauma that is often experienced by victims can be equally as devastating. Many individuals will require extensive counselling and support in order to move on from the emotional scarring from being a victim of hacking.
So, with scammers putting so much energy into trying to lure us into their web, how can we stay one step ahead of these online schemers and ensure we don’t become a victim?
While there are no guarantees in life, there are a few steps you can take so that you can quickly recognise an online scam.
If you’ve received a text message, email or call that you think is a scam, don’t respond. Take your time. Slow down and pause. If it’s a call, and you’re not sure – hang up! Or if it’s a text or email – delete it! But if you are concerned that it might be legitimate, call the company directly using the contact information from their official website or through their secure apps.
If you are being asked to share your personal information or pay money either via a text or phone call, take some time to think. Does it feel legitimate? Do you have a relationship with this organisation? Remember, scammers are very talented at pretending they are from organisations you know and trust. If in doubt, contact the company directly via their official communication channels. Or ask a trusted friend or family member for their input. But remember, NEVER click on any links in messages from people or organisations you don’t know – no exceptions!!
Do not hesitate to take action if something feels wrong. If there are any transactions on your credit card or bank statements that don’t look right, call your bank immediately. If you think you may have given personal information to scammers, then act fast. I recommend calling ID Care – Australia and New Zealand’s national identity and cyber support service. They are a not-for-profit charity that provides support to individuals affected by identity and cyber security issues.
ReportCyber is another way of notifying authorities of a scam. An initiative of the Australian Government and the Australian Cyber Security Centre, it helps authorities investigate and shut down scams. It’s also a good idea to report the scam to Scamwatch – the dedicated scam arm of the Australian Competition and Consumer Commission (ACCC).
We’ve all heard that ‘prevention is better than a cure’ so taking some time to protect yourself before a scammer comes your way is a no-brainer. Here are my top 5 things to do:
Please don’t think smart people don’t get caught up in scams because they do!! Scammers are very adept at looking legitimate and creating a sense of urgency. With many of us living busy lives and not taking the time to think critically, it’s inevitable that some of us will become victims. And remember if you’re offered a deal that just seems too good to be true, then it’s likely a scam! Hang up or press delete!!
The post How To Recognize An Online Scam appeared first on McAfee Blog.
Happy National App Day! No, we don’t mean apps of the mozzarella stick and potato skin variety, but your mobile apps that let you order dinner, hail a taxi, stay connected to your friends, and entertain you for hours with silly videos. While they’re undoubtedly useful, mobile apps are also a weak spot in some people’s digital safety. Cybercriminals take every chance they get to trick people through all kinds of technology, and mobile apps are no exception.
To celebrate National App Day, here are a few tips to keep your mobile and your personally identifiable information (PII) safe.
Did you know that there are hundreds of apps on the Android and Apple app stores whose only aim is to steal your passwords? In 2022, Meta identified more than 400 fake apps disguised as various utilities that targeted users to weasel Facebook login and password combinations.1 Malicious apps also regularly masquerade as photo editors and wallpapers but their real purpose is to run malware in the background of the mobile device, such as this Squid Game app from 2021.
Little-known apps aren’t the only ones you have to be wary of either. The biggest companies are also falling to cybercrime. For instance, more details recently came to light about a breach at Uber that leaked the PII of 57 million users. Plus, the popular mobile payment service, Cash App had the personal details of 8.3 million current and former users leaked.2
To keep your cellphone free of malicious software and your PII and password secure, take these five mobile security tips with you into the new year.
The new year is as good a time as any to unload any unnecessary baggage, emotional, literal, or in this case, digital. Go through your phone and delete the apps you haven’t used in the last six months. Make sure to completely delete your account with that app and not just hide it from your homepage. The smaller your digital footprint, the less at risk your PII is of being compromised in a breach.
Before you download any new app, it’s a good idea to conduct some background research on it. How many detailed reviews does it have? Who is the app developer? A phony app usually reveals itself through its lack of reviews. Consider apps with less than 50 reviews fishy. Skim the reviews for specific details and typos. If it’s lacking in detail but brimming with typos and grammatical mistakes, it could signal a fake. This research should take about five minutes, so don’t worry; it shouldn’t be too much of an inconvenience, and that time will be well spent.
Just like it’s a good idea to keep on top of global news, set up news alerts for cybersecurity breaches. If a company falls to a cybercriminal, the alert will give you the valuable time you need to act quickly to either delete your account or change your password.
For every online account, it is essential to create a unique password or passphrase. That way, if you do get hacked through an app or get tricked by a fake one, you don’t have to worry about cybercriminals using that password to walk into your other accounts. Password managers are an excellent way to keep all your passwords secure and free up your brain space for things other than dozens of passwords.
When you sign up for a new app, you can expect to give it a username, a password, and maybe your first name; however, if it has optional fields for your full birthday or your address, consider leaving those blank. The less information the company has about you, the less that can end up in cybercriminals’ hands if the app is breached.
The first step to better cyber habits is arming yourself with the knowledge of the threats that are out there. The best advice here is to slow down, observe and think about your next move every time you download a new app. The signs of a fake are usually not difficult to spot. Then, once you’re confident in its legitimacy, limit the amount of PII you share with it. In this digital world we live in, consider everyone susceptible to a breach.
To give you peace of mind, supplement your great habits with a tool, like McAfee+ Ultimate, that will cover all your bases and be your partner to live your best private life online.
1Tech.co, “Data Breaches That Have Happened in 2022 So Far.”
2Termly, “98 Biggest Data Breaches, Hacks, and Exposures.”
The post 2022’s Top 5 App Security Tips appeared first on McAfee Blog.
This time of year, the air not only gets chillier but a bit cheerier for everyone … including online scammers. Holiday scams are a quick way to make a buck, and cybercriminals employ several holiday-themed schemes to weasel money and personally identifiable information (PII) from gift givers.
Here are three common holiday scams to watch out for this year, plus a few tips to help you stay safe online.
Gift cards are a standby present for the people on your list who are difficult to buy for or for people you don’t know too well but want to get them a small something. Whether the gift card is worth $5 or $500, an online scammer can steal the entire value through two techniques: a brute force attack or phishing. Known as gift card cracking, cybercriminals can take wild guesses at gift card codes and cash in the value for themselves by methodically guessing strings of numbers and letters and crossing their fingers for a match. Cybercriminals will also employ phishing emails, texts or social media direct messages to trick people into divulging gift card information.
To avoid gift card cracking, encourage gift receivers to redeem their gift card quickly to shorten the amount of time a scammer has to guess the code correctly. Or, you could opt for a paper gift certificate from a small business that doesn’t require online redeeming at all. To avoid gift card phishing scams, do not engage with any type of correspondence that claims they can double the value of your gift card or claims that there’s a problem with it. Be instantly on alert if anyone asks for the activation code. If the gift card-issuing business really needs to replace your purchase, they’ll issue you a new code. They’ll never ask for your existing one.
Are you a procrastinator? Watch out for last-minute shopping scams that are targeted at people who leave their gift buying until deep in December. As with anything else, if it’s too good to be true, it probably is. Shopping scams often take the form of phishing emails where criminals impersonate a well-known merchant or shipping company.
While sales often have a quick timeline, don’t let that short timeline pressure you into making an impulsive decision. Phishers rely on people’s excitement or inattention to trick them into giving up their credit card or banking information. Phishing emails, when you take the time to inspect them, are usually easy to spot. The logos are often blurry, there are often typos and grammar mistakes, and the tone of the message will seem “off.” Either it will sound very formal and impersonalized or it will sound very informal and seem pushy.
To protect your finances during the holiday season, consider putting a lock on your credit. This is easy to do with McAfee credit lock. You can still use your credit card and shop as you normally would. A credit lock is useful because, in case a criminal gets ahold of your PII, they won’t be able to open lines of credit in your name. This protects your credit score, which is essential to keep in good standing if you hope to buy a house or take out a loan anytime soon.
Just because a “company” has an ad on Facebook or Instagram doesn’t mean that it’s a legitimate establishment. Before buying from an online store you’ve never heard of, do some background research on it and read customer reviews to make sure that it’s real and will deliver you a quality product.
Take note of the online store’s URL before entering it. (You can preview the link by hovering over it with your cursor.) If the URL is a string of letters and numbers, it could be a malware site in disguise. One way to alert you to suspicious sites is McAfee Web Protection. Web Protection color codes links to identify potential malware and phishing sites and alert you to steer clear.
Your mind is already drawn in a bunch of different directions this holiday season (cooking, traveling, shopping, wrapping, tidying) so give yourself a respite from worrying about the safety of your identity and finances. McAfee+ Ultimate includes a VPN, Web Protection, credit lock, antivirus and more to cover all your bases to keep your devices and your PII safe.
The post ‘Tis the Season for Holiday Scams appeared first on McAfee Blog.
Whether you’re standing around the water cooler at work, waiting for your kids at the school gate or sitting around the dinner table, data breaches are without doubt the hot topic of conversation. In late September, we were all shaken when news of the biggest Australian data breach to date broke – a record 10 million Optus customers had their details stolen. But unfortunately, the data breach stories have continued with Medibank, Energy Australia, and, most recently, Woolworths also reporting that private customer data had been stolen.
Inevitably, many of us are feeling vulnerable worrying that our private identifying information (and our family’s) such as our Medicare and Drivers Licence details have potentially been stolen. We’ve all read the stories about victims of identity theft and are, rightly concerned, that it could happen to us. So, if you’re unsure as to what to do next – don’t worry – I’ve got you! In fact – I’m going to give you two action plans. The first is for those who have been personally affected by a data breach (or consider it highly likely they were affected) and the second, is a long-term plan to help you protect yourself and your family’s data online.
If you or a family member has been contacted by a company and informed that your private details have been compromised, then you need to caffeine up and bring your entire focus to this situation. And if you’re still awaiting the call but you’re thinking it’s likely you’re affected, then my advice is to assume you are. It never hurts to be too cautious when you’re dealing with a potential identity theft situation. So, here’s your plan:
So, now it’s time to think long term. We all know prevention is key. So, what can we do to protect ourselves to minimise the risk of becoming a victim of identity theft (if and when) the next data breach occurs? Here’s your plan:
As we all know, it’s often the simplest things that can have the biggest impact. Ensuring you have a different but super complex password or passphrase for each of your online accounts is one of the best things you can do to protect yourself online. I appreciate that this may take a lot of work to implement but it’s so worth it. And here’s why – if you’re the victim of a data breach and your login details are stolen then you could be in a world of pain if you have just one password for all your accounts. Because within seconds of stealing your details, a hacker could potentially access your bank accounts, credit card accounts and online shopping sites where your credit card is saved – you get the picture! You see why it makes such sense! If it all feels a little overwhelming, why not use a password manager? Password managers can create and remember passwords that no human could even think of – genius!
In summary, Multi-Factor Authentication (MFA) or 2 Factor Authentication (2FA) makes a hacker’s life a lot harder. In short, it requires the user to provide two or more verification factors to gain access to an account or app. This might be a text, email or even a code generated by an authentication app. So, even if a hacker has your password and username, if they can’t access the last piece of the puzzle, then you’re safe!!!
McAfee has just released a super-duper solution to help Aussies protect themselves online. McAfee+ is an all-in-one privacy, identity and device protection solution. Not only does it feature identity monitoring and a password manager but also an unlimited VPN, a file shredder, a protection score and parental controls. And the Rolls Royce version called McAfee+ Advanced, also offers subscribers additional identity protections including access to licensed restoration experts who can help you repair your identity and credit. It also gives subscribers access to lost wallet protection which help you cancel and replace your ID, credit cards if they are lost or stolen.
Limiting your exposure online will also reduce the chance of being affected by a data breach. So, take some time to delete accounts you no longer use. Perhaps you had a side hustle on eBay a few years back but hadn’t bothered to close your accounts – well, now is the time. Close down those old eBay (and PayPal) accounts and any other accounts or subscriptions that you no longer use.
And next time you purchase something from a new website, consider conducting your transaction as a guest only and not creating an account on their website. If there’s no benefit beyond saving a minute or two when you check out, why store your credit card number, address, and other identifying info on a website that may eventually be breached?
If there is ever a time to take the management of your online data seriously, it’s now. Assuming that you won’t be a victim of a data breach and that ‘things like that don’t happen to you’ just doesn’t cut it. So, be proactive: sort out your passwords, turn on 2-factor authentication and practice some good quality cyber hygiene! And do yourself a favour and invest in some top-notch privacy and identity protection program like McAfee+ so you can continue living your best life online!
The post How To Help Your Family Protect Their Online Data appeared first on McAfee Blog.
Even with the holidays in full swing, scammers won’t let up. In fact, it’s high time for some of their nastiest cons as people travel, donate to charities, and simply try to enjoy their time with friends and family.
Unfortunate as it is, scammers see this time of year as a tremendous opportunity to profit. While people focus giving to others, they focus on taking, propping up all manner of scams that use the holidays as a disguise. So as people move quickly about their day, perhaps with a touch of holiday stress in the mix, they hope to catch people off their guard with scams that wrap themselves in holiday trappings.
Yet once you know what to look for, they’re relatively easy to spot. The same scams roll out every year, sometimes changing in appearance yet remaining the same in substance. With a sharp eye, you can steer clear of them.
With Black Friday and Cyber Monday in the books, we can look forward to what’s next—a wave of post-holiday sales events that will likewise draw in millions of online shoppers. And just like those other big shopping days, bad actors will roll out a host of scams aimed at unsuspecting shoppers. Shopping scams take on several forms, which makes this a topic unto itself, one that we cover thoroughly in our Black Friday & Cyber Monday shopping scams blog. It’s worth a read if you haven’t done so already, as digs into the details of these scams and shows how you can avoid them.
However, the high-level advice for avoiding shopping scams is this: keep your eyes open. Deals that look too good to be true likely are, and shopping with retailers you haven’t heard of before requires a little bit of research to determine if their track record is clean. In the U.S., you can turn to the Better Business Bureau (BBB) for help with a listing of retailers you can search simply by typing in their names. You can also use https://whois.domaintools.com to look up the web address of the shopping site you want to research. There you can see its history and see when it was registered. A site that was registered only recently may be far less reputable than one that’s been registered for some time.
Plenty of new tech makes its way into our homes during the holiday season. And some of that tech can be a little challenging to set up. Be careful when you search for help online. Many scammers will establish phony tech support sites that aim to steal funds and credit card information. Go directly to the product manufacturer for help. Often, manufacturers will offer free support as part of the product warranty, so if you see a site advertising support for a fee, that could be a sign of a scam.
Likewise, scammers will reach out to you themselves. Whether through links from unsolicited emails, pop-up ads from risky sites, or by spammy phone calls, these scammers will pose as tech support from reputable brands. From there, they’ll falsely inform you that there’s something urgently wrong with your device and that you need to get it fixed right now—for a fee. Ignore these messages and don’t click on any links or attachments. Again, if you have concerns about your device, contact the manufacturer directly.
With the holidays comes travel, along with all the online booking and ticketing involved. Scammers will do their part to cash in here as well. Travel scams may include bogus emails that pose as reputable travel sites telling you something’s wrong with your booking. Clicking a link takes you to a similarly bogus site that asks for your credit card information to update the booking—which then passes it along to the scammer so they can rack up charges in your name. Other travel scams involve ads for cut-rate lodging, tours, airfare, and the like, all of which are served up on a phony website that only exists to steal credit card numbers and other personal information.
Some of these scams can look quite genuine, even though they’re not. They’ll use cleverly disguised web addresses that look legitimate, but aren’t, so don’t click any links. If you receive notice about an issue with your holiday travel, contact the company directly to follow up. Also, be wary of ads with unusually deep discounts or that promise availability in an otherwise busy season or time. These could be scams, so stick with reputable booking sites or with the websites maintained by hotels and travel providers themselves.
Donations to an organization or cause that’s close to someone’s heart make for a great holiday gift, just as they offer you a way to give back during the holiday season. And you guessed it, scammers will take advantage of this too. They’ll set up phony charities and apply tactics that pressure you into giving. As with so many scams out there, any time an email, text, direct message, or site urges you into immediate action—take pause. Research the charity. See how long they’ve been in operation, how they put their funds to work, and who truly benefits from them.
Likewise, note that there some charities pass along more money to their beneficiaries than others. As a general rule of thumb, most reputable organizations only keep 25% or less of their funds for operations, while some less-than-reputable organizations keep up to 95% of funds, leaving only 5% for advancing the cause they advocate. In the U.S., the Federal Trade Commission (FTC) has a site full of resources so that you can make your donation truly count. Resources like Charity Watch and Charity Navigator, along with the BBB’s Wise Giving Alliance can also help you identify the best charities.
The holidays also mean a flight of big-time sporting events, and with the advent of online betting in many regions scammers want to cash in. This scam works quite like shopping scams, where bad actors will set up online betting sites that look legitimate. They’ll take your bet, but if you win, they won’t pay out. Per the U.S. Better Business Bureau (BBB), the scam plays out like this:
“You place a bet, and, at first, everything seems normal. But as soon as you try to cash out your winnings, you find you can’t withdraw a cent. Scammers will make up various excuses. For example, they may claim technical issues or insist on additional identity verification. In other cases, they may require you to deposit even more money before you can withdraw your winnings. Whatever you do, you’ll never be able to get your money off the site. And any personal information you shared is now in the hands of scam artists.”
You can avoid these sites rather easily. Stick with the online betting sites that are approved by your regional gambling commission. Even so, be sure to read the fine print on any promo offers that these sites advertise because even legitimate betting sites can freeze accounts and the funds associated with them based on their terms and conditions.
A complete suite of online protection software, such as McAfee+ Ultimate can offer layers of extra security. In addition to more private and secure time online with a VPN, identity monitoring, and password management, it includes web browser protection that can block malicious and suspicious links that could lead you down the road to malware or a phishing scam—which antivirus protection can’t do alone. Additionally, we offer $1M identity theft coverage and support from a recovery pro, just in case.
And because scammers use personal information such as email addresses and cell phone numbers to wage their attacks, other features like our Personal Data Cleanup service can scan high-risk data broker sites for your personal information and then help you remove it, which can help reduce spam, phishing attacks, and deny bad actors the information they need to commit identity theft.
That’s why they enjoy the holidays so much. With all our giving, travel, and charity in play, it’s prime time for their scams. Yet a little insight into their cons, along with some knowledge as to how they play out, you can avoid them.
Remember that they’re playing into the hustle and bustle of the season and that they’re counting on you to lower your guard more than you might during other times of the year. Keep an eye open for the signs, do a little research when it’s called for, and stick with reputable stores, charities, and online services. With a thoughtful pause and a second look, you can spare yourself the grief of a scam and fully enjoy your holidays.
The post Unwrapping Some of the Holiday Season’s Biggest Scams appeared first on McAfee Blog.
Do yourself a favor: Open a new browser tab and head to your search engine of choice. Type in your full name and home address. Then, see what pops up.
Are the results sparking an ember of unease in the back of your brain? Whether you’re a private person online or you’re comfortable sharing your daily life updates on social media, there are likely to be several personal details about you on sites that shouldn’t have that information. Some of these sites may be data brokerage websites.
Data brokerage sites are legal and are mostly used by annoying advertisers, though cybercriminals may also use them maliciously. The average person has their information for sale on 31 data brokerage sites, and 95% of people have their personal information on sale without their permission.
So how do you scrub the internet of your personal details to keep your identity secure? McAfee Personal Data Cleanup is a service that prevents your personal information from being collected and sold online. Here’s why you should consider taking a few easy steps now to give you peace of mind about the security of your personally identifiable information (PII).
Attack surface is a term usually applied to corporate security, but it’s a great visualization for everyday people going about their personal online errands and entertainment. An attack surface is the number of possible entry points a cybercriminal could weasel their way through to get at your valuable and private information. Entry points include your social media profiles, your online shopping accounts, and data brokerage sites. The fewer entry points you have, the harder it is for cybercriminals to find and exploit them.
While Social Security Numbers (SSNs) are generally revered as the piece of PII to guard most closely, a cybercriminal can still damage your identity with just your name and an address, email address, or phone number. For example, they can request new passwords or multifactor authentication one-time passcodes to break their way into online banking or shopping accounts. Security breaches are happening to huge companies all over the world. All it takes is for your SSN to be leaked in one of them, for a cybercriminal to piece together your digital clone and use it to harm your identity or credit.
Personal Data Cleanup minimizes your attack surface by removing as much PII as possible that’s floating around the internet, just waiting for someone to buy it.
When you’re aware of how many unauthorized vendors are selling your PII, it could be the wakeup call you need start adopting more cautious online habits. For instance, oversharing on social media leaks a lot of valuable details that a savvy criminal can then use to take educated guesses at your passwords or craft a social engineering plot catered just to you.
The present is as good a time as any to start protecting your identity for the future; however, getting started is often the most difficult step. It can seem overwhelming to reach out to every data brokerage site individually and request they remove your info. Personal Data Cleanup can be your partner not only in beginning the cleanup process but in monitoring your data security to keep your online presence as minimal as possible. The service scans the internet’s riskiest sites and then, before deleting your information from these sites, runs it by you to confirm. Then, it will continually monitor those same sites, as your information will likely reappear every two to four months.
Do not underestimate the tenacity of a cybercriminal. Even for people who have the attitude that their PII is bound to be somewhere online and that it’s no big deal, McAfee Personal Data Cleanup manages three key steps in the data removal process: scanning, removing, and monitoring. So, even if you’re not convinced that data brokerage sites are a threat, the process is too easy to put off any longer!
For those who are concerned about their online privacy, full-service Personal Data Cleanup is included in McAfee+ Ultimate, which is the complete package to let you live your online life in private. McAfee+ Ultimate also includes identity monitoring and identity theft resolution services, unlimited VPN, credit lock, and much more.
In 2021, more than 1.4 million identity theft complaints were filed to the Federal Trade Commission.1 Identity theft can occur to anyone, so take steps today, starting with data brokerage sites, to live a more secure and more private digital life.
1Federal Trade Commission, “New Data Shows FTC Received 2.8 Million Fraud Reports from Consumers in 2021”
The post McAfee Personal Data Cleanup: Your Partner in Living a More Private Online Life appeared first on McAfee Blog.
What color jersey will you be sporting this November and December? The World Cup is on its way to television screens around the world, and scores of fans are dreaming of cheering on their team at stadiums throughout Qatar. Meanwhile, cybercriminals are dreaming of stealing the personally identifiable information (PII) of fans seeking last-minute vacation and ticket deals.
Don’t let the threat of phishers and online scammers dampen your team spirit this World Cup tournament. Here are three common schemes cybercriminals will likely employ and a few tips to help you dribble around their clumsy offense and protect your identity, financial information, and digital privacy.
Phishers will be out in full force attempting to capitalize on World Cup fever. People wrapped up in the excitement may jump on offers that any other time of the year they would treat with skepticism. For example, in years past, fake contests and travel deals inundated email inboxes across the world. Some companies do indeed run legitimate giveaways, and cybercriminals slip in their phishing attempts among them.
If you receive an email or text saying that you’re the winner of a ticket giveaway, think back: Did you even enter a contest? If not, treat any “winner” notification with skepticism. It’s very rare for a company to automatically enter people into a drawing. Usually, companies want you to act – subscribe to a newsletter or engage with a social media post, for example – in exchange for your entry into their contest. Also, beware of emails that urge you to respond within a few hours to “claim your prize.” While it’s true that real contest winners must reply promptly, organized companies will likely give you at least a day if not longer to acknowledge receipt.
Traveling is rarely an inexpensive endeavor. Flights, hotels, rental cars, dining costs, and tourist attraction admission fees add up quickly. In the case of this year’s host country, Qatar, there’s an additional cost for American travelers: visas.
If you see package travel deals to the World Cup that seem too good to pass up … pass them up. Fake ads for ultra-cheap flights, hotels, and tickets may appear not only in your email inbox but also on your social media feed. Just because it’s an ad doesn’t mean it comes from a legitimate company. Legitimate travel companies will likely have professional-looking websites with clear graphics and clean website copy. Search for the name of the organization online and see what other people have to say about the company. If no search results appear or the website looks sloppy, proceed with caution or do not approach at all.
Regarding visas, be wary of anyone offering to help you apply for a visa. There are plenty of government-run websites that’ll walk you through the process, which isn’t difficult as long as you leave enough time for processing. Do not send your physical passport to anyone who is not a confirmed government official.
Even fans who’ve given up on watching World Cup matches in person aren’t out of the path of scams. Sites claiming to have crystal clear streams of every game could be malware spreaders in disguise. Malware and ransomware targeting home computers often lurk on sketchy sites. All it takes is a click on one bad link to let a cybercriminal or a virus into your device.
Your safest route to good-quality live game streams is through the official sites of your local broadcasting company or the official World Cup site. You may have to pay a fee, but in the grand scheme of things, that fee could be a lot less expensive than replacing or repairing an infected device.
Here’s an excellent rule to follow with any electronic correspondence: Never send anyone your passwords, routing and account number, passport information, or Social Security Number. A legitimate organization will never ask for your password, and it’s best to communicate any sensitive financial or identifiable information over the phone, not email or text as they can easily fall into the wrong hands. Also, do not wire large sums of money to someone you just met online.
Don’t let scams ruin your enjoyment of this year’s World Cup! With these tips, you should be able to avoid the most common schemes but to boost your confidence in your online presence, consider signing up for McAfee+. Think of McAfee+ as the ultimate goalkeeper who’ll block any cybercriminals looking to score on you. With identity monitoring, credit lock, unlimited VPN and antivirus, and more, you can surf safely and with peace of mind.
The post Watch Out for These 3 World Cup Scams appeared first on McAfee Blog.
What you paid for your home, who lives there with you, your age, your children, your driving record, education, occupation, estimated income, purchasing habits, and any political affiliations you may have—all pretty personal information, right? Well, there’s a good chance that anyone can find it online. All it takes is your name and address.
Thankfully, there’s something you can do about it.
But first, go ahead and give it a try. Type your name and address in a search bar and see what comes up. If you’re like most people, your search results turned up dozens of sites with your information on them. Some sites offer bits of it for free. Other sites offer far more detailed information, for a price.
Who’s behind all this? Data brokers. All part of a global data economy estimated at $200 billion U.S. dollars a year fueled by thousands of data points on billions of people scraped from public records, social media, third-party sources, and sometimes other data broker sites as well.
The result? A chillingly accurate picture of you.
So accurate, that reporters and law enforcement will often use profiles from data broker sites to dig up a person’s background. And so could scammers and thieves.
Ever wonder how you end up with all those spam calls and texts? Look no further than the data brokers. They help scammers compile the calling and texting lists they use. Yet spammy calls and texts are just part of the problem with these sites. They can give thieves the tools they need to steal your identity.
How? Visualize your identity as a jigsaw puzzle. Every bit of personal information makes up a piece, and if you cobble enough pieces together, a scammer or thief could have enough information to steal your identity. And data brokers compile all those pieces in one place and offer up them up in droves.
If you’re wondering if this activity is legal or at least regulated in some way, it largely isn’t. For example, the U.S. has no federal laws that require data brokers to remove personal information from their sites if requested to do so. On the state level, Nevada, Vermont, and California have legislation in place aimed at protecting consumers from having their data disclosed on these sites. Other legislation is being considered, yet as of this writing there’s very little on the books right now.
With next to no oversight, data brokers continue to collect personal information, which may or may not be accurate. It may be out of date or flat out wrong. Likewise, as it is with any large data store, data brokers are subject to hacks and attacks, which may lead to breaches that release detailed personal information onto the dark web and into the hands of bad actors.
Put plainly, data brokers collect, buy, and sell high volumes of personal information, often in ways that leave no trace that it’s happening to you—or that the information is correct in any way.
All this can feel like it’s out of your control. And maybe the search you did on yourself made you a little uneasy. (Understandable!) Yet you have plenty of ways you can curb this activity and even remove your information from some of the riskiest data broker sites as well.
It starts by finding out which sites have information on you, followed by filing requests to have it removed. Yet with dozens and dozens of these sites proliferating online, this can be a time-consuming process. Not to mention a frustrating one. We created McAfee+ so people can not only be safe but feel safe online, particularly in a time when there’s so much concern about identity theft and invasion of our online privacy. McAfee+ contains a comprehensive set of tools, such as Personal Data Cleanup which are designed to help protect your online privacy.
Personal Data Cleanup scans some of the riskiest data broker sites and shows you which ones are selling your personal info. It also provides guidance on how you can remove your data from those sites and can even manage the removal for you depending on your plan.
And because getting your info removed once isn’t a guarantee that a data broker won’t collect and post it again, Personal Data Cleanup can continually monitor those sites. So should your info get posted again, you can request its removal again as well.
The other way you can thwart data brokers involves cleaning up your tracks when you go online, essentially leaving a smaller amount of data in your wake that they can collect and resell.
Searching for your name and address can turn up some surprises and introduce you to the world of data brokers, the dozens and dozens of companies that collect, buy, and sell your personal information. While data brokers sell this information to companies for advertising and marketing purposes, they will also sell that information to hackers, scammers, and thieves. Simply put, they don’t discriminate when selling your personal info. That puts more than just your privacy at risk, it can put your identity at risk as well. By selling your personal information, it can give bad actors the info they need to commit identity fraud and theft.
While cleaning up personal information from these sites is often a difficult and time-consuming task, tools like our Personal Data Cleanup can now dig out the sites where your personal info is posted and can help you remove it. Moreover, you now have several tricks and tactics you can use to reduce the amount of personal data these sites can collect. In all, you now have far more control over what data brokers can collect, buy, and sell than you had before. And now is most certainly a time to take that control given all the time we spend online and the many ways we rely on it to help us work, play, and simply get things done.
The post How much of your personal info is available online? A simple search could show you plenty. appeared first on McAfee Blog.
With “See Yourself in Cyber” as the theme for this year’s Cybersecurity Awareness Month, the focus is on you with a look at several quick ways you can quickly get safer online.
Now in its 21st year, Cybersecurity Awareness Month marks a long-standing collaboration between the U.S. government and private industry. It’s aim, empower people to protect themselves from digital forms of crime. And that stands as a good reminder. Phishing attacks, malware, and the other threats we regularly talk about in our blog are indeed forms of crime. And where there’s crime, there’s a person behind it.
It can be easy to lose sight of that, particularly as the crook on the other end of the attack is hiding behind a computer. Cybercrime can feel anonymous that way, yet it’s anything but. Whether a single bad actor or as part of a large crime organization, people power cybercrime.
Yet just as you secure your home to prevent yourself from becoming a victim of a criminal, you can also secure your digital life to prevent yourself from becoming a victim of cybercriminal.
You have plenty of places where you can start, and they’re all good ones. Even a handful of the simplest measures can significantly decrease your risk. Better yet, several take far less time to put into place than you might think, while yet more work automatically once you implement them—making them a sort of “set it and forget it” security measure.
With that, this five-step list can get you going:
Strong, unique passwords offer another primary line of defense. Yet with all the accounts we have floating around, juggling dozens of strong and unique passwords can feel like a task—thus the temptation to use (and re-use) simpler passwords. Hackers love this because one password can be the key to several accounts. Instead, try a password manager that can create those passwords for you and safely store them as well. Comprehensive security software will include one, and McAfee also offers a free service with True Key.
Updates do all kinds of great things for gaming, streaming, and chatting apps, like add more features and functionality over time. Updates do something else—they make those apps more secure. Hackers will hammer away at apps to find or create vulnerabilities, which can steal personal info or compromise the device itself. Updates will often include security improvements, in addition to performance improvements.
For your computers and laptops:
For your smartphones:
For your smartphone apps:
Often overlooked is the humble browser. Yet if you think about it, the browser is one of the apps we use most often. Particularly on our desktops. It takes us shopping, to shows, the bank, and even work. Hackers realize that, which is why they love targeting browsers. Whether it’s through vulnerabilities in the code that runs the browser, injecting malicious code into a browser session, or any one of several other attack vectors, hackers will try to find a way to compromise computers via the browser.
One of the best ways to keep your browser safe is to keep it updated. By updating your browser, you’ll get the latest in features and functionality in addition to security fixes that can prevent attacks from hackers. It’s a straightforward process, and this article will show you can set your browser to automatically update.
Whether they come by way of an email, text, direct message, or as bogus ads on social media and in search, phishing attacks remain popular with cybercriminals. Across their various forms, the intent remains the same—to steal personal or account information by posing as a well-known company, organization, or even someone the victim knows. And depending on the information that gets stolen, it can result in a drained bank account, a hijacked social media profile, or any number of different identity crimes. What makes some phishing attacks so effective is how some hackers can make the phishing emails and sites they use look like the real thing, so learning how to spot phishing attacks has become a valuable skill nowadays. Additionally, comprehensive online protection software will include web protection that can spot bogus links and sites and warn you away from them, even if they look legit.
Some signs of a phishing attack include:
Email addresses that slightly alter the address of a trusted brand name so it looks close at first glance.
Again, this can take a sharp eye to spot. When you get emails like these, take a moment to scrutinize them and certainly don’t click on any links.
Another way you can fight back against crooks who phish is to report them. Check out ReportFraud.ftc.gov, which shares reports of phishing and other fraud with law enforcement. Taken together with other reports, your information can aid an investigation and help bring charges on a cybercriminal or an organized ring.
Chances are you’re using multi-factor authentication (MFA) on a few of your accounts already, like with your bank or financial institutions. MFA provides an additional layer of protection that makes it much more difficult for a hacker or bad actor to compromise your accounts even if they know your password and username. It’s quite common nowadays, where an online account will ask you to use an email or a text to your smartphone to as part of your logon process. If you have MFA as an option when logging into your accounts, strongly consider using it.
This list can get you started, and you can take even more steps now that you’re rolling. Keep dropping by our blog for more ways you can make yourself safer, such as on social media, your smartphone, in app stores, and more. Visit us any time!
The post See Yourself in Cyber – Five Quick Ways You Can Quickly Get Safer Online appeared first on McAfee Blog.
An old banking scam has a new look. And it’s making the rounds again.
Recently Bank of America alerted its customers of the “Pay Yourself Scam,” where scammers use phony fraud alerts and trick their victims into giving them access to their online banking accounts. It’s a form of phishing attack, and according to Bank of America it goes something like this:
The good news is that you can avoid this attack rather easily. If you receive a text or call about a possible fraud alert, don’t respond. (Scammers can easily “spoof” or fake caller ID information nowadays. So even if it appears that the number looks legitimate, it may not be after all.) Instead, contact your bank directly using the contact information on your debit or credit card. This way, you’ll know you’re speaking with the proper representatives about the matter.
Of course, this scam isn’t the only scam making the rounds these days. Whether it’s with some form of phishing attack, stealing passwords on public Wi-Fi, or malware that spies on your keystrokes, scammers use plenty of tricks to crack into online bank accounts. Yet with a few precautions and a sharp eye, you have several ways you can protect yourself.
Online protection software today goes far beyond antivirus. It can protect your privacy, identity, and your online accounts as well. McAfee+ Ultimate provides our most comprehensive coverage with features that monitor the dark web and sketchy data broker sites for your personal information, identity theft and ransomware protection, and identity restoration services should the unexpected happen—all along with our award-winning antivirus protection. In all, it protects you, not just your devices. Together, it offers your strongest line of defense in the face of hackers, scammers, and thieves.
Legitimate banks will never pressure, harass, or cajole you into action. If you get a message that strikes an aggressive tone, assume it’s fraudulent. Other things legitimate banks will never do include:
Earlier, I mentioned contacting your bank directly to ensure you’re speaking to a proper representative. Another way you can go directly to the source is to use your bank’s website or app to check up on your accounts. Once again, don’t click any links in a text or email. Just go to your bank’s website or app to check your account. You can make sure you have your bank’s official app by visiting the Google Play or Apple’s App Store and looking at the information section to ensure that it was indeed developed by your bank—not a copycat.
Strong and unique passwords for each of your online accounts can help keep hackers at bay. With data breaches occurring so often, updating them regularly is important too. Yet with all the accounts we keep, that can mean a lot of work. However, a password manager can create those passwords for you and safely store them as well. Comprehensive security software will include one.
Two-factor authentication is an extra layer of defense on top of your username and password. It adds in the use of a special one-time-use code to access your account, usually sent to you via email or to your phone by text or a phone call. In all, it combines something you know, like your password, with something you have, like your smartphone. Together, that makes it tougher for a crook to hack your account. If any of your accounts support two-factor authentication, the few extra seconds it takes to set up is more than worth the big boost in protection you’ll get.
When you log onto public Wi-Fi, potentially anyone can see your internet activity—and that includes things like entering your username and password. For that reason, only log into your bank account with public Wi-Fi if you’re using a virtual private network (VPN). McAfee Secure VPN protects your privacy by turning on automatically for unsecured networks. Your data is encrypted so it can’t be read by prying eyes. The VPN also keeps your online activity and physical location private and secure from advertisers.
Keeping an eye on your bills and statements as they come in can help you spot unusual activity on your accounts. A credit monitoring service can do that one better by keeping daily tabs on changes to your credit report. While you can do this manually, there are limitations. First, it involves logging into each bureau and doing some digging of your own. Second, there are limitations as to how many free credit reports you can pull each year. A service does that for you and without impacting your credit score.
Depending on your location and plan, McAfee’s credit monitoring allows you to look after your credit score and the accounts within it to see fluctuations and help you identify unusual activity, all in one place, checking daily for signs of identity theft.
When a fraud notification pops up on your phone, you can almost feel your stomach drop. Hackers and scammers play off that fear. They use it to get you to act—and to act quickly. Taking a moment to scrutinize these messages and following up directly with your bank can help you steer clear of their tricks. Likewise, putting up a strong defense with comprehensive online protection software can make you safer still. In the meantime, keep your eyes open for this “Pay Yourself Scam” and other scams like it. It’s certainly not the first of its kind, and it won’t be the last.
The post Steer Clear of the “Pay Yourself Scam” That’s Targeting Online Bank Accounts appeared first on McAfee Blog.
Safety has a feeling all its own, and that’s what’s at the heart of McAfee+.
We created McAfee+ so people can not only be safe but feel safe online, particularly in a time when there’s so much concern about identity theft and invasion of our online privacy.
And those concerns have merit. Last year, reported cases of identity theft and fraud in the U.S. shot up to 5.7 million, to the tune of $5.8 billion in losses, a 70% increase over the year prior. Meanwhile, online data brokers continue to buy and sell highly detailed personal profiles with the data cobbled together from websites, apps, smartphones, connected appliances, and more, all as part of a global data-gathering economy estimated at well over $200 billion a year.
Yet despite growing awareness of the ways personal information is collected, bought, sold, and even stolen, it remains a somewhat invisible problem. You simply don’t see it as it happens, let alone know who’s collecting what information about you and toward what ends—whether legal, illegal, or somewhere in between. A recent study we conducted showed that 74% of consumers are concerned about keeping their personal information private online. Yet, most of us have found out the hard way (when we search for our name on the internet) that there is a lot of information about us that has been made public. It is our belief that every individual should have the right to be private, yet we know too many individuals don’t know where to begin. It is this very worry that made us focus our new product line on empowering our users to take charge of their privacy and identity online.
McAfee+ gives you that control.
Now available in the U.S., McAfee+ provides all-in-one online protection for your identity, privacy, and security. With McAfee+, you’ll feel safer online because you’ll have the tools, guidance and support to take the steps to be safer online. Here’s how:
You can see the entire range of features that cover your identity, privacy, and security with a visit to our McAfee+ page.
McAfee+ Ultimate offers our most thorough protection, with which you can lock your credit with a click or put a comprehensive security freeze in place, both to thwart potential identity theft. You can keep tabs on your credit with daily credit monitoring and get an alert when there’s credit activity to spot any irregularities quickly.
You’ll also feel like someone has your back. Even with the most thorough measures in place, identity theft and ransomware attacks can still strike, which can throw your personal and financial life into a tailspin. What do you do? Where do you start? Here, we have you covered. We offer two kinds of coverage that can help you recover your time, money, and good name:
Starting today, customers in the U.S. can purchase McAfee+ online at McAfee.com in Premium, Advanced, and Ultimate plans, in addition to individual and family subscriptions. McAfee+ will also be available online in the U.K., Canada, and Australia in the coming weeks with additional regions coming in the months ahead (features may vary by region).
We are very excited about bringing these new protections to you and we hope you will be too.
The post The Feeling of Safety with McAfee+ appeared first on McAfee Blog.
Let’s be honest – many of us parents aren’t big fans of gaming. In fact, some of us have probably even been known to roll our eyes or groan when we think about just how long our kids spend playing online games. But if there is one thing I’ve learned after 25 years of parenting, it’s that taking the time to look at a stressful family situation from the perspective of my children, can be very powerful. In fact, it can almost always fast track finding a mutually agreeable work-around for everyone – and gaming is the perfect example.
We have all read about how online gaming can provide players with regular hits of dopamine – a neurotransmitter in the brain that becomes active when you participate in fun and pleasurable activities. Now I am not disputing this for a moment – I’ve witnessed it firsthand! However, it is important to remember that dopamine increases whenever we do anything enjoyable – pop a square of chocolate in our mouth or watch our favorite sporting team win – not just when we play online games.
Many online games have cleverly designed built-in reward systems, and many experts believe that it is the combination of dopamine and reward that probably best explains why our kids are such gaming fans. Now, these reward systems are intentionally unpredictable so players are aware they will eventually get a reward, but they have no idea as to when or how often it is coming – so they are compelled to keep playing! Very clever!
In my opinion, gaming also fills several other needs in our children – the need to belong, to feel competent and be independent. And while we may have had these needs addressed very differently in the 70’s and 80’s – hanging at the bus stop, mastering the Rubix cube and not being helicopter parented, our batch of digital natives will often use gaming as their go-to solution.
When many of us parents think about our kids’ online gaming, our initial thought is ‘how do we make our kids stop’. But I can you this isn’t the right approach. Online gaming isn’t going anywhere. So, taking the time to see gaming from your child’s perspective and understand why it is such a big part of their life is where you need to focus your energy. I guarantee this will further strengthen your relationship with your child and help you introduce rules that they will better respect.
Let’s take a moment to channel the great Atticus Finch from To Kill a Mockingbird and focus on his words of inspiration for us all: ‘“You never really understand a person until you consider things from his point of view…until you climb into his skin and walk around in it.” Ah yes – very wise words!
So, if you are keen to stop gaming being a negative issue in your family, here are my top tips to help you get it under control and stop it causing family tension:
1. Change Your Thinking
If you find yourself thinking ‘how do I get my kids to stop gaming’, you’re barking up the wrong tree. Gaming isn’t going anywhere and as parents, we don’t want to drive an unnecessary wedge between ourselves and our kids. Instead, commit to having an open mind. Think ’Ok, let’s give this gaming thing a go’.
When the time is right, ask your kids what their favourite games are and why. Your aim is to get them talking. You could even do your research in advance and drop in the names of a few popular games to ask them about. ‘My work friend’s son plays Roblox, do you know much about that?’
Even if you aren’t that interested, I promise, playing along will open your eyes. You’ll better understand how the game’s reward system works and what it feels like to get a shot of digital dopamine! And most importantly, it will be great for your relationship with your child. By taking the time to play with them, you are showing that you are interested in their life and their hobbies.
4. Educate Yourself About All Thing Gaming
When your kids started their social media journey, chances are you spent a little time familiarising yourself with the various platforms they joined. Well, you need to adopt the same approach with their gaming life too. Here are a few areas to focus on:
5. Introduce Fair, Age-Appropriate Rules Around Gaming
Once you’ve taken the time to understand your child’s gaming life, cleared your mind of any unnecessary negative gaming thoughts and done your research, why not put together a set of family rules for gaming? You may like to consider a family tech agreement and have a separate section for gaming. Or you may prefer to keep it more casual and have the rules written on the fridge or shared in the family group chat. Regardless of what you choose, ensure that you introduce these boundaries when everyone is calm and in a good head space NOT when you’re in the middle of a verbal stoush!
You could choose to give your children a set amount of time they can use each week on gaming and then let them choose when to use it or you allocate a small time everyday once they’ve completed homework and chores. When my boys were younger, I didn’t allow gaming Monday – Thursday but after school Friday was always quite the gaming fest – a reward for getting through the school week. Do what works for your family!
There’s no question that this digital parenting gig is complicated. Trying to help your kids find the right balance between embracing the online world and offline world can often feel hard to get right. But if you’re ever in doubt about whether you’re on track when it comes to managing your kids’ gaming, always ask yourself – have I kept an open mind? Have I taken the time to talk to my kids and understand their gaming life? Are the gaming rules fair? And, if you have answered yes, then I have every confidence that you have the right approach to ensuring gaming is a positive part of your family’s life.
The post How To Get Your Head Around Your Kids’ Online Gaming Life appeared first on McAfee Blog.
Sextortion is something no parent wants to think could happen to their child, nor a topic most of us would ever imagine we’d need to discuss in our homes. However, according to the latest FBI reports, sextortion is a digital threat to children that, woefully, is on the rise.
According to the FBI, there has been a considerable increase lately in sextortion cases involving children and teens being coerced by adults online.
A sextortion scenario can emerge in several ways. Most often, it occurs when an adult (posing as a peer) engages in casual conversation with an underage child, gains their trust through online conversation, then pressures or threatens the child into sharing sexual photos or videos of themselves.
In some cases, the initial contact with the criminal will be a threat. The person may claim to already have a revealing picture or video of a child that they threaten to share if the victim does not send more pictures.
According to the FBI, this crime more often starts when young people believe they are communicating with someone their age who is interested in a relationship or with someone who is offering something of value. This catfish (false profile) relationship usually involves the predator using gifts, money, flattery, lies, or other methods to get a young person to produce an image.
These dangerous conversations can be initiated through text, a social or chat app, a gaming site, or any number of digital connection points.
After a criminal successfully obtains a photo or video from their victim, the threats can escalate to promises to publish the content or even hurt the child if they don’t send more. This emotionally harrowing situation can ignite shame, fear, and confusion in children who may be too embarrassed to ask for help or report the abuse.
While these criminals rarely request to meet their victims face-to-face, the emotional and physical impact of sextortion can be devastating to a child. According to the FBI, some victims report abusers who become vicious with non-stop harassment and threats. Victims can feel scared, alone, embarrassed, and increasingly desperate. Sadly, as reported in the news, this type of crime can leave some children feeling like they have no way out of the situation.
If you are a parent or caregiver, explain to your child how sextortion can happen to anyone online and why it’s important to only connect with known friends and family. Parents: Consider boosting your device security with parental controls that filter content, report your child’s online activity, and reveal potential problems.
Some essential safety protocols kids should follow online are worthy of repeating. They are:
1) Make social accounts private, don’t share personal information, and only connect with known friends
2) Ignore and block messages from strangers
3) Keep your guard up. People can pretend to be anyone online, and photos can be altered
4) Be suspect if anyone asks you to message or text with them privately
5) Never share risky photos with anyone online—even a trusted friend
6) Tell someone immediately if someone is threatening you online.
With your child, go through their apps, social networks, chats, gaming communities, and friend groups and do some editing, defriending, and blocking. Make sure both you and your child know and trust all their online connections. Remember: Open communication and an honest relationship with your child are the most powerful tools you have to keep your child safe online.
A sextortion situation for a child can be incredibly confusing and cause them to isolate and avoid telling anyone about it. Remind and be clear with your child that they would never be in trouble for coming to you with any problem. Let them know that sextortion is a crime for the perpetrator and that they have not broken any laws by sending photos (despite what an abuser might have told them).
Victims of sextortion should go to a parent or trusted adult and tell them they need help. While doing this can feel terrifying, it’s crucial for victims to know people understand and want to help. For parents and caregivers, contact the FBI at 1-800-CALL-FBI or report the crime online at tips.fbi.gov.
While the bad actors online are out to exploit and ruin our digital spaces, it’s important to maintain a healthy perspective rather than responding with fear. Remind your kids that there’s an army of people even more dedicated than the criminals; people like the FBI who are out to stop online crime and keep the internet safe for families. Additionally, as a parent or caregiver, your commitment to helping your family stay informed, equipped, and empowered online is how we all win.
The post Sextortion: What Your Kids Need to Know appeared first on McAfee Blog.
It’s a question we get a lot from parents: “How can I keep my kids safe when they are constantly hopping between so many different apps?” We get it, there’s a lot to stay on top and all of it changes constantly. Unfortunately, that question doesn’t have a simple answer. But there are some baseline actions every parent can take to boost their child’s safety on popular apps like TikTok, Snapchat, and Instagram.
The safety equation is threefold, with every piece as important to your child’s overall safety as the next.
A report released in 2021 by Common Sense Media found that teenagers (ages 13-18) use an average of nine hours of entertainment media per day and that tweens (ages 8-12) use an average of six hours a day, not including time spent using media for school or homework. The report also found that boys spend more time on gaming devices while girls spend more time on social media and that mobile devices now account for 41% of all screen time among tweens and 46% among teens.
With those numbers increasing each year, it’s even more important to understand the different ways parents can help kids stay safe. Let’s break down a few safety basics on each app that are easy to access and use.
TikTok has some impressive safety guidelines broken down into topics parents could easily use as a springboard for some great family discussions. The guidelines and the Safety Center cover issues such as dangerous TikTok challenges and how to deal with other digital threats such as bullying, sexual content, fake news, and hateful behavior. You can increase safeguards using TikTok’s:
Every app functions differently and thus, offers different ways to boost security. Snapchat provides a helpful guide for parents and educators, including safety tips and conversation starters. You can increase safeguards using Snapchat’s:
Instagram offers parents and minor users a library of safety and mental health resources accessible via the app’s Community Tab at the bottom of its home page. You can increase safeguards using Instagram’s:
One of the most powerful safety features is you—a child’s mom, dad, or guardian. Your face-to-face, heart-to-heart connection will speak loudest in your child’s life. If you haven’t lately, ask your child what’s going on in their digital life, who their friends are, what they’ve created to share, and what’s new, hilarious, or trending. You may get some resistance now and then but don’t let that discourage you from pressing in and doing all the things that help keep them as safe as possible online.
The post Setting Up Parental Controls in TikTok, Instagram & Snapchat appeared first on McAfee Blog.
Heard of the sandwich generation? Well, if you’ve got a tribe of kids and parents who are aging then you are a fully-fledged member! And as members of this special club, not only do we need to manage and keep our offspring in check, but we also have to reserve some energy to help our parents navigate life’s challenges which of course includes the online world.
In the broadest sense, the sandwich generation is the ‘caught in the middle’ generation who have living parents and children to care for. More often than not, it’s people like us, smack-bang in middle age, who support both their parents and children financially, physically, and/or emotionally. And with life expectancies looking rosier than ever and many of us choosing to have careers before we become parents, it’s inevitable that us middle-aged folks are feeling a little squeezed at both ends!
Getting our head around keeping our kids safe online can feel overwhelming for many of us. Keeping up with the latest apps, games and platforms can often feel relentless and let’s not forget about trying to weave in cyber safety messages to ensure our kids make safe decisions online too. But when the downside of not being vigilant about online safety is so great, it’s essential that we extend our digital education messages to the older members of the family too!
One of the silver linings of the pandemic is that it gave a real push to those who were resisting getting online. And in most cases, that was the older member of our society. Research from ACMA shows that by 2020, over 90% of Australian seniors had internet connectivity in their homes compared to 68% in 2017. But as we all know, owning a car and driving it are 2 very different tasks!
My parents, who are both in their late 70’s, do a pretty good job of managing their online lives. They bank online, are avid email senders and can even do a little Facetime, thanks to COVID! But they are a work in progress – like everyone. And while I try very hard to keep them up to date with new apps and risks, I have learnt over the years that less is more. That not overwhelming them is actually the key. In fact, the simpler I keep my updates and tips, the more likely they are to get onboard with my message.
So, in the spirit of the experience with my much-loved mum and Dad, I‘d like to share with you the top things you can do to keep your much loved older family members safe when they go online.
I accept that there are no real guarantees in life but there are risk-minimizing decisions. And ensuring all devices have top-level security software is one of those. Not only will this protect your loved ones from downloading viruses and malware, but it will also allow them to shop with confidence at approved ‘safe’ websites, help them manage their passwords, locate their devices plus loads more. It’s such a small price to pay for increased peace of mind. Check out McAfee+ protection which can protect your family’s entire fleet of devices.
A secure password is a key to keeping one’s online life safe so taking some time to formulate a strategy for older family members is so worthwhile. Downloading a password manager was a total life changer for me. Not only did it help me create complex passwords that no human could ever generate but it remembers them for me too. I only have to remember the master password and it then automatically logs me in! Now, if this was set up carefully for older family members, this could be an amazing tool to protect their online life.
I am also very aware that writing down passwords ‘in a special book’ is used very commonly. And if this is the only way that will work for your family members then try to make these passwords as complex as possible without overwhelming them. A complex, nonsensical sentence would work well here but just ensure each account has its own sentence in case the account gets hacked.
Out-of-date software is a little like leaving your front door unlocked – it makes it far easier for unwanted visitors. In almost every case, a software update includes a patch for a security vulnerability – a weak hole in the company’s software that could expose the user to risk. So, when I discovered that my parents were ignoring reminders for updates as they had become very annoying, I sprang into action! Most software updates can be automated so I strongly encourage taking some time to ensure all the software your family members use is set up to update automatically.
Unfortunately, older Aussies are often the target of online scams. Scammers will work overtime to get their trust with the aim of extracting dollars or their personal details. I wish I had a silver bullet that would protect all vulnerable types from these cybercrims, but I don’t. The next best option is to talk about scams and some of the sneaky techniques scammers will use with them. I remind my parents regularly not to reply to emails from people they don’t know, not to even answer calls from numbers they aren’t familiar with and that if they receive a call from their bank and they aren’t sure whether it is legitimate, ask for the caller’s number so you can ring them bank – if the caller is legit, that won’t be a problem.
If you think about it, keeping your older family members only is simply an extension of keeping your kids safe. The messages and strategies are almost identical! So, if your older family members use a Messenger app, why not set up a family group chat with both the younger and older family members? You can share news stories about online risks and better still, get the kids involved too! So, next time your parents have an issue with their phone – the kids will be able to help out! Awesome!!
Take care
Alex xx
The post Online Safety for Seniors – How to Keep Older Family Members Safe Online appeared first on McAfee Blog.
The explosion of e-commerce sites has changed how we shop today, providing access to millions of online stores with almost unlimited selections.
Just as you would take basic precautions in a brick-and-mortar store — perhaps hiding your PIN number while paying and making sure the business is legitimate — you should also practice safe shopping habits online.
Here are eight ways you can avoid fake websites and other online scams and ensure that you’re dealing with legitimate companies and safe online stores.
One of the best ways to tell if an online store is legit and avoid debit and credit card scams, domain name and subdomain name takeovers, and other problems is with a free and effective download like McAfee WebAdvisor.
This smart tool helps you surf and shop with confidence, protecting you from malicious sites that can contain:
McAfee WebAdvisor is a free browser extension that downloads quickly and installs easily, working in the background automatically to protect you from malware and phishing as you surf, search, and enjoy online shopping.
McAfee WebAdvisor works with Windows 10, 8.1, 8, and 7 (32- and 64-bit) computers and is compatible with these browsers:
Here are other ways to make sure you know when you’re dealing with scammers online.
When checking an e-commerce site’s credentials, start with the address bar. Often, hackers will use URLs that are very close to the real site’s URL but not quite the same. Look for typos or use Google to see if a search takes you to the same page. Also, look for a padlock icon in the address bar.
Click the padlock and look at the drop-down menu that provides information, such as if the site has a valid certificate like SSL (verifying that the web address belongs to the company), how many cookies are in use, other site settings, and whether your information is safe when sent to this site.
The protection is pretty good but not perfect since some cybercriminals have been able to replicate these padlocks or take over legitimate sites that have them.
Trust seals, such as the TrustedSite certification, are stamps created by a certificate authority (CA) to confirm the legitimacy of a site. A trust seal tells visitors that they are on a safe site and the company that displays the mark prioritizes cybersecurity. Click on it, and you should be taken to a webpage that verifies the authenticity of the trust seal.
Google’s Safe Browsing technology crawls through billions of web addresses every day on the lookout for unsafe websites. The technology discovers thousands daily — often legitimate sites that have been compromised. Warnings for unsafe sites pop up in your browser and on the Google search engine. You can also search specific URLs to see if a site has been compromised.
It’s worth checking a company on social media to see if they appear to have a genuine following and legitimate posts. The Better Business Bureau (BBB) also has suggestions for spotting fake social media accounts, including those on LinkedIn, Facebook, Twitter, and Instagram. You should look for:
Another way to test the legitimacy of an online retail store is to check its contact information. Does it have a physical address, phone number, and email contact? Does the email address on the contact page have the company domain name in it, or is it generic (like a Gmail address)? If you send an email, does it get delivered?
Check to see if the e-commerce site looks as if it has been professionally produced or whether it has been thrown together with slapdash results. Are there typos, grammar errors, poor-quality images, and a sloppy design? Does it have a poorly worded return policy or no return policy at all?
All the things that undermine the professional appearance and authenticity of a site should be red flags and convince you that you’re on a scam website.
If the online company is a legitimate website (not a scam site) and has been around for a while, there should be authentic third-party reviews from previous customers. Review sites include Google My Business, Amazon, and Yelp.
If the reviews are uniformly bad, on the other hand, you have another type of problem to confront.
Since virtual shopping is fast becoming the new norm, it’s important to guard against cybercriminals that are increasingly targeting retailers and their customers. A great way to shop with confidence is to use McAfee WebAdvisor, which is available as a free download.
The web browser extension works tirelessly in the background to protect you as you browse and buy. Think of it as a gift to yourself so you can use the internet to its full potential while keeping your information protected.
The post 8 Ways to Know If Online Stores Are Safe and Legit appeared first on McAfee Blog.
The great thing about the internet is that there’s room for everyone. The not-so-great part? There’s plenty of room for cybercriminals who are hungry to get their hands on our personal information.
Fortunately, internet scams don’t have to be a part of your online experience. In this article, we’ll tell you about some of the most common internet schemes and how you can recognize them to keep your identity safe.
Scams are scary, but you can prevent yourself from falling for one by knowing what to look for. Here are a few tell-tale signs that you’re dealing with a scammer.
If you get a message that you’ve won a big sum of cash in a sweepstakes you don’t remember entering, it’s a scam. Scammers may tell you that all you need to do to claim your prize is send them a small fee or give them your banking information.
When you enter a real sweepstakes or lottery, it’s generally up to you to contact the organizer to claim your prize. Sweepstakes aren’t likely to chase you down to give you money.
Scammers will often ask you to pay them using gift cards, money orders, cryptocurrency (like Bitcoin), or through a particular money transfer service. Scammers need payments in forms that don’t give consumers protection.
Gift card payments, for example, are typically not reversible and hard to trace. Legitimate organizations will rarely, if ever, ask you to pay using a specific method, especially gift cards.
When you have to make online payments, it’s a good idea to use a secure service like PayPal. Secure payment systems can have features to keep you safe, like end-to-end encryption.
Scammers may try to make you panic by saying you owe money to a government agency and you need to pay them immediately to avoid being arrested. Or the criminal might try to tug at your heartstrings by pretending to be a family member in danger who needs money.
Criminals want you to pay them or give them your information quickly — before you have a chance to think about it. If someone tries to tell you to pay them immediately in a text message, phone call, or email, they’re likely a scammer.
Many scammers pretend to be part of government organizations like the Internal Revenue Service (IRS). They’ll claim you owe them money. Criminals can even use technology to make their phone numbers appear legitimate on your caller ID.
If someone claiming to be part of a government organization contacts you, go to that organization’s official site and find an official support number or email. Contact them to verify the information in the initial message.
Scammers may also pretend to be businesses, like your utility company. They’ll likely say something to scare you, like your gas will be turned off if you don’t pay them right away.
Most legitimate organizations will thoroughly proofread any copy or information they send to consumers. Professional emails are well-written, clear, and error-free. On the other hand, scam emails will likely be full of grammar, spelling, and punctuation errors.
It might surprise you to know that scammers write sloppy emails on purpose. The idea is that if the reader is attentive enough to spot the grammatical mistakes, they likely won’t fall for the scam.
There are certain scams that criminals try repeatedly because they’ve worked on so many people. Here are a few of the most common scams you should watch out for.
A phishing scam can be a phone or email scam. The criminal sends a message in which they pretend to represent an organization you know. It directs you to a fraud website that collects your sensitive information, like your passwords, Social Security number (SSN), and bank account data. Once the scammer has your personal information, they can use it for personal gain.
Phishing emails may try anything to get you to click on their fake link. They might claim to be your bank and ask you to log into your account to verify some suspicious activity. Or they could pretend to be a sweepstakes and say you need to fill out a form to claim a large reward.
During the coronavirus pandemic, new phishing scams have emerged, with scammers claiming to be part of various charities and nonprofits. Sites like Charity Navigator can help you discern real groups from fake ones.
These scams also became much more prominent during the pandemic. Let’s say you’re preparing to fly to Paris with your family. A scammer sends you a message offering you an insurance policy on any travel plans you might be making. They’ll claim the policy will compensate you if your travel plans fall through for any reason without any extra charges.
You think it might be a good idea to purchase this type of insurance. Right before leaving for your trip, you have to cancel your plans. You go to collect your insurance money only to realize the insurance company doesn’t exist.
Real travel insurance from a licensed business generally won’t cover foreseeable events (like travel advisories, government turmoil, or pandemics) unless you buy a Cancel for Any Reason (CFAR) addendum for your policy.
Grandparent scams prey on your instinct to protect your family. The scammer will call or send an email pretending to be a family member in some sort of emergency who needs you to wire them money. The scammer may beg you to act right away and avoid sharing their situation with any other family members.
For example, the scammer might call and say they’re your grandchild who’s been arrested in Mexico and needs money to pay bail. They’ll say they’re in danger and need you to send funds now to save them.
If you get a call or an email from an alleged family member requesting money, take the time to make sure they’re actually who they say they are. Never wire transfer money right away or over the phone. Ask them a question that only the family member would know and verify their story with the rest of your family.
You get an email from a prince. They’ve recently inherited a huge fortune from a member of their royal family. Now, the prince needs to keep their money in an American bank account to keep it safe. If you let them store their money in your bank account, you’ll be handsomely rewarded. You just need to send them a small fee to get the money.
There are several versions of this scam, but the prince iteration is a pretty common one. If you get these types of emails, don’t respond or give out your financial information.
Your online experience is rudely interrupted when a pop-up appears telling you there’s a huge virus on your computer. You need to “act fast” and contact the support phone number on the screen. If you don’t, all of your important data will be erased.
When you call the number, a fake tech support worker asks you for remote access to your device to “fix” the problem. If you give the scammer access to your device, they may steal your personal and financial information or install malware. Worse yet, they’ll probably charge you for it.
These scams can be pretty elaborate. A scam pop-up may even appear to be from a reputable software company. If you see this type of pop-up, don’t respond to it. Instead, try restarting or turning off your device. If the device doesn’t start back up, search for the support number for the device manufacturer and contact them directly.
Scammers will often pose as popular e-commerce companies by creating fake websites. The fake webpages might offer huge deals on social media. They’ll also likely have a URL close to the real business’s URL but slightly different.
Sometimes, a criminal is skilled enough to hack the website of a large online retailer. When a scammer infiltrates a retailer’s website, they can redirect where the links on that site lead. This is called formjacking.
For example, you might go to an e-commerce store to buy a jacket. You find the jacket and put it in your online shopping cart. You click “check out,” and you’re taken to a form that collects your credit card information. What you don’t know is that the checkout form is fake. Your credit card number is going directly to the scammers.
Whenever you’re redirected from a website to make a payment or enter in information, always check the URL. If the form is legitimate, it will have the same URL as the site you were on. A fake form will have a URL that’s close to but not exactly the same as the original site.
These scams are similar to tech support scams. However, instead of urging you to speak directly with a fake tech support person, their goal is to get you to download a fake antivirus software product (scareware).
You’ll see a pop-up that says your computer has a virus, malware, or some other problem. The only way to get rid of the problem is to install the security software the pop-up links to. You think you’re downloading antivirus software that will save your computer.
What you’re actually downloading is malicious software. There are several types of malware. The program might be ransomware that locks up your information until you pay the scammers or spyware that tracks your online activity.
To avoid this scam, never download antivirus software from a pop-up. You’ll be much better off visiting the website of a reputable company, like McAfee, to download antivirus software.
Dealing with credit card debt can be extremely stressful. Scammers know this and try to capitalize off it. They’ll send emails posing as credit experts and tell you they can help you fix your credit or relieve some of your debt. They might even claim they can hide harmful details on your credit report.
All you have to do is pay a small fee. Of course, after you pay the fee, the “credit expert” disappears without helping you out with your credit at all. Generally, legitimate debt settlement firms won’t charge you upfront. If a credit relief company charges you a fee upfront, that’s a red flag.
Before you enter into an agreement with any credit service, check out their reputation. Do an online search on the company to see what you can find. If there’s nothing about the credit repair company online, it’s probably fake.
Admitting that you’ve fallen for an online scam can be embarrassing. But reporting a scammer can help stop them from taking advantage of anyone else. If you’ve been the victim of an online scam, try contacting your local police department and filing a report with the Federal Trade Commission (FTC).
Several other law enforcement organizations handle different types of fraud. Here are a few examples of institutions that can help you report scams.
Fraudsters shouldn’t stop you from enjoying your time online. Just by learning to spot an online scam, you can greatly strengthen your immunity to cybercrimes.
For an even greater internet experience, you’ll want the right tools to protect yourself online. McAfee’s Total Protection services can help you confidently surf the web by providing all-in-one protection for your personal info and privacy. This includes identity protection — which comes with 24/7 monitoring of your email addresses and bank accounts — and antivirus software to help safeguard your internet connection.
Get the peace of mind that comes with McAfee having your back.
The post How to Recognize an Online Scammer appeared first on McAfee Blog.
Online banking puts the ability to pay bills, check your balance, or transfer money at your fingertips. Unfortunately, it can also make you vulnerable to scammers who may try to trick you into giving them access to your account.
By remaining vigilant, though, you can avoid common scams. This article discusses mobile banking scams and how to avoid them.
Online banking can be super convenient — for both you and cybercriminals. And hackers may use a variety of tactics to gain access to your accounts. Most of these involve tricking you into giving them your account information.
With this type of online scam, fraudsters may send a text message or email that looks like it’s from your bank. Often, the message will ask for immediate action, such as confirming your information to keep the account from being closed.
The message might even include a link to the bank, but it actually goes to a fraudulent website designed to look like the bank’s website. When you enter your account information, the scammers record it.
Sometimes, the email asks you to call a fake customer service number. If you do, you’ll speak to someone who tries to get you to give over sensitive information, like your date of birth or Social Security number (SSN).
Occasionally, scammers already have some of your personal information. To gain your trust, they might mention personal details like your date of birth or the last four digits of your SSN. They may have learned this information from your social media posts or accessed it in a data breach.
Another way hackers may try to access your bank account is to steal or guess your password. If they can log into your account, they can use your sensitive information for personal gain, otherwise known as identity theft. They can then open credit card accounts in your name, purchase merchandise, or transfer money out of your account.
Cybercriminals use technology to guess billions of passwords per second. However, it’s more difficult to guess long passwords with a combination of letters and numbers.
For example, a computer can instantly guess a password consisting of eight letters. Adding one uppercase letter extends the time it takes to crack a password to 22 minutes. In contrast, a 12-character password with an uppercase letter, a number, and a symbol would take the computer 34,000 years to crack.
When you click a link or attachment in an email or download fake antivirus software, your device can become infected with malicious software or malware. A virus can let hackers view data from your device and use it to access your financial information or bank accounts.
Consider getting antivirus software to help protect your devices, like what’s offered through McAfee Total Protection. Our award-winning antivirus software provides 24/7 real-time threat protection against online threats like malware, viruses, ransomware, and phishing, across Apple and Android systems.
Public Wi-Fi gives you convenient, free access to the internet in restaurants, airports, and department stores. But it can also be easy for hackers to see your private information on an open network that doesn’t require a password.
If you log into your online bank account, your login information could be exposed, making you vulnerable to bank fraud. Shopping online with public Wi-Fi could also expose your credit card information.
Fortunately, you can protect yourself from cybercriminals with sensible precautions and a healthy dose of suspicion. Use the tips below to help safeguard your accounts from online banking scams.
McAfee Total Protection provides all-in-one protection for your personal information and privacy. You’ll have coverage for all of your laptops, tablets, and smartphones on most operating systems — Windows, macOS, Android, or iOS. In addition to premium antivirus software, you get identity monitoring and a secure VPN that shields your data when using public Wi-Fi.
You can better recognize phishing emails once you understand how banks communicate with customers. There are certain things legitimate banks never do. If you get a message like that, assume it’s fraudulent. Some other tips include:
At some point, almost everyone has used the same password for different websites. But this is one of the simplest ways for hackers to get into your accounts. If they figure out the password for one, they can sometimes access your other accounts.
The most common passwords are:
Use unique passwords for each website. They should be 12 characters long and include numbers, lowercase letters, uppercase letters, and symbols. McAfee Total Protection includes a password manager to help generate and store your passwords in a single location.
If you get an email about an issue with your bank account, you can always go directly to your bank’s website. Don’t click any links in a text or email — just go directly to your bank’s website to check your account. Similarly, if you get a phone call, dial your bank directly using the official telephone number.
Use two-factor authentication when logging into websites for your financial institutions. You’ll get a one-time code by text or email to use each time you log into your account.
When you log onto public Wi-Fi, anyone can see your internet activity. For that reason, you shouldn’t log into your bank account with public Wi-Fi unless you’re using a virtual private network (VPN).
McAfee Secure VPN protects your privacy by turning on automatically for unsecured networks. Your data is encrypted so it can’t be read by prying eyes. The VPN also keeps your online activity and physical location private and secure from advertisers.
Review your bank statements carefully each month to ensure there are no unauthorized transactions. Contact your bank immediately if you see any payments or withdrawals that you don’t recognize.
Being vigilant and understanding how scammers work can help you avoid online banking scams. For an additional layer of security, use McAfee Total Protection. Our comprehensive cybersecurity services protect all of your devices with award-winning antivirus, a secure VPN for safe Wi-Fi connections, and advanced identity monitoring. There’s even a team of security experts available to assist you around the clock.
With McAfee, you can bank online with ease knowing your personal data is secure.
The post Types of Online Banking Scams and How to Avoid Them appeared first on McAfee Blog.
The growing number of internet crimes targeting senior adults is mind-blowing.
In 2021, more than 92,000 people over the age of 60 reported losses of $1.7 billion, according to IC3, the FBI’s Internet Crime division. That number reflects a 74 percent increase in losses from 2020.
These numbers tell us a few things. They tell us that scamming the elderly is a multi-billion-dollar business for cybercriminals. It also tells us that regardless of how shoddy or obvious online scams may appear to anyone outside the senior community, they are working.
However, information is power. Senior adults can protect their hard-earned retirement funds and government benefits by staying informed, adopting new behaviors, and putting tools in place designed to stop scammers in their tracks. And, when possible, family, friends, and caregivers can help.
The FBI said confidence fraud and romance scams netted over $281 million in losses.
The top four types of scams targeting seniors: Romance scams (confidence scams), fake online shopping, false utility representatives, and government agent imposters. Here’s how to make a few shifts to mindset and your daily routine and steer clear of digital deception.
Just as the seasons change in our lives, so too must our behaviors when connecting to people and information via our devices. Cybercriminals target older people because they assume they aren’t as informed about schemes or technically savvy as younger people. Senior adults and their loved ones can work daily to change that narrative. With the right mindset, information, and tools, seniors can connect online with confidence and enjoy their golden years without worrying about digital deception.
The post Seniors: How to Keep Your Retirement Safe from Online Scams appeared first on McAfee Blog.
Whether you think you might have a virus on your computer or devices, or just want to keep them running smoothly, it’s easy to do a virus scan. How to check for viruses depends on the software and device you have, so we’ll go through everything you need to know to run a scan effectively and keep your computers, phones and tablets in tip-top shape.
First, let’s cover a few of the telltale signs your device might have a virus. Is your computer or device acting sluggish or having a hard time booting up? Have you noticed missing files or a lack of storage space? Have you noticed emails or messages sent from your account that you did not write? Perhaps you’ve noticed changes to your browser homepage or settings? Or maybe, you’re seeing unexpected pop-up windows, or experiencing crashes and other program errors. These are all examples of signs that you may have a virus, but don’t get too worried yet, because many of these issues can be resolved with a virus scan.
Each antivirus program works a little differently, but in general the software will look for known malware that meets a specific set of characteristics. It may also look for variants of these known threats that have a similar code base. Some antivirus software even checks for suspicious behavior. If the software comes across a dangerous program or piece of code, it removes it. In some cases, a dangerous program can be replaced with a clean one from the manufacturer.
The process of checking for viruses depends on the device type and its operating system. Check out these tips to help you scan your computers, phones and tablets.
If you use Windows 10, go into “Settings” and look for the “Updates & Security” tab. From there you can locate a “Scan Now” button.
Of course, many people have invested in more robust antivirus software that has a high accuracy rate and causes less drain on their system resources, such as McAfee Total Protection. To learn how to run a virus scan using your particular antivirus software, search the software’s help menu or look online for instructions.
Mac computers don’t have a built-in antivirus program, so you will have to download security software to do a virus scan. There are some free antivirus applications available online, but we recommend investing in trusted software that can protect you from a variety of threats. Downloading free software and free online virus scans can be risky, since cybercriminals know that this is a good way to spread malware.
Whichever program you choose, follow their step-by-step instructions on how to perform a virus scan, either by searching under “help” or looking it up on their website.
Yes, you can get a virus on your phone or tablet, although they are less common than on computers. However, the wider category of mobile malware is on the rise and your device can get infected if you download a risky app, click on an attachment in a text message, visit a dangerous webpage, or connect to another device that has malware on it.
Fortunately, you can protect your devices with mobile security software. It doesn’t usually come installed, so you will have to download an application and follow the instructions.
Because the Android platform is an open operating system, there are a number of antivirus products for Android devices, that allows you to do a virus scan.
Apple devices are a little different because they have a closed operating system that doesn’t allow third parties to see their code. Although Apple has taken other security precautions to reduce malware risks, such as only allowing the installation of apps from Apple’s official app store, these measures aren’t the same as an antivirus program.
For more robust protection on your Apple devices, you can install mobile security software to protect the private data you have stored on your phone or tablet, such as contacts, photos and messages.
If safeguarding all your computers and devices individually sounds overwhelming, you can opt for a comprehensive security product that protects computers, smartphones and tablets from a central control center, making virus prevention a breeze.
New online threats emerge every day, putting our personal information, money and devices at risk. In the first quarter of 2019 alone McAfee detected 504 new threats per minute, as cybercriminals employed new tactics. That’s why it is essential to stay ahead of these threats by using security software that is constantly monitoring and checking for new known threats, while safeguarding all of your sensitive information. Virus scans are an essential part of this process when it comes to identifying and removing dangerous code.
Most antivirus products are regularly scanning your computer or device in the background, so you will only need to start a manual scan if you notice something suspicious, like crashes or excessive pop-ups. You can also program regular scans on your schedule.
Of course, the best protection is to avoid getting infected in the first place. Here are a few smart tips to sidestep viruses and other malware:
The post How To Do A Virus Scan appeared first on McAfee Blog.
Like most things in life, online privacy is a 2-way street. As consumers, we expect the companies we deal with online to manage and safeguard our data to a super professional level however we also have a role to play here too. So, this Privacy Awareness Week (PAW), let’s focus on what we can do to ensure our personal information is kept as secure, and private as possible.
There’s nothing like a dedicated ‘week’ to renew our focus and in my opinion, this year’s PAW does just that. This year’s theme is – The Foundation of Trust – we all have a role to play, a great reminder of how it’s up to all of us to ensure we manage online privacy. There’s no doubt that managing our privacy is low on the to-do list for many. And I get it – we’re all strapped for time, and we don’t ever think privacy breaches will affect us. Well, my friends, I’m here to tell you that privacy breaches do happen. Identity theft is a reality of living life online. In fact, in 2020/21, nearly 155,000 Aussies had their identities stolen and they were the cases that were reported. But the good news is that if you take a proactive approach, you can minimise the risk of this ever happening.
Believe it or not, most of your privacy action plan involves small steps that are, I promise, relatively painless. The most important thing here is that you need to commit to doing them. The last thing you want is to spend months dealing with the fallout from having your identity stolen. It’s exhausting, stressful, and absolutely worth avoiding.
Without further ado, here’s your action plan:
Strong and complex passwords are essential to keeping your online information tight. Ideally, a password should have between 8-10 characters and be a combination of letters – both lower and uppercase, numbers and symbols. Each online account should also have its own password too – which is a very overwhelming concept! Consider using a password manager such as McAfee’s TrueKey to help generate and manage passwords.
Ensure all the family checks their social media accounts to ensure they are set to private. This will mean that only their chosen friends can see their private information. Each social media platform will have its own ‘help’ page which provides specific steps on how to do this.
If you are serious about your online privacy, then you need to use public Wi-Fi sparingly. Unsecured public Wi-Fi is a very risky business. Anything you share could easily find its way into the hands of cybercriminals. So, avoid sharing any sensitive or personal information while using public Wi-Fi. If you travel regularly, consider investing in a VPN. A VPN (Virtual Private Network) encrypts your activity which means your login details and other sensitive information is protected. A great insurance policy!
Adding an additional layer of security to protect yourself when accessing your online accounts is another great way of guarding your online privacy. Turn on two-factor authentication for Google, Dropbox, Facebook and whatever other site offers it. For those new to this option, this means that in addition to your password, you will need to provide another form of identification to ensure you are who you say you are. Most commonly, this is a code sent to your mobile phone or generated by a smartphone app.
Most web surfers rely on Google for their searching but why not use a search engine that doesn’t collect and store the information? And there are loads of more ‘privacy focussed’ options to choose from. Check out DuckDuckGo, that doesn’t profile users or track or sell your information to third parties.
Comprehensive security protection software is an easy way to help firm up your online privacy too as it does a great job of keeping malicious software (malware) at bay. Malware can wreak absolute havoc: from installing pop ups to scanning for personal information. And if you’re likely to click dodgy links (we’re all human after all), then this is a no brainer! Super-duper security software will also guard you against viruses and online threats, direct you away from risky websites and dangerous downloads and protect your smartphones and tablets too, it can also back up your files. McAfee’s LiveSafe protection software comes with a 100% guarantee to protect you against viruses.
So, this Privacy Awareness week, please take the time to ensure you are doing all you can to nail your online privacy. And of course, please get your kids involved too. Do your research and find some stories of ‘real life’ people who have had their identity stolen to share around the dinner table because identity theft can absolutely happen to anyone!
Till next time,
Stay Safe!
Alex
The post Are You Playing A Role In Protecting Your Online Privacy? appeared first on McAfee Blog.
We’re excited to bring you the latest edition of the McAfee 2022 Consumer Mobile Threat Report. After all, when you know the challenges you face, it’s easier to be confident online. In this blog, we’ll take a closer look at some leading examples of techniques that cybercriminals are using to trick or defraud you via your mobile phone. These examples are some of the more sophisticated attacks, using real logos, quality graphics, and personalized messages. We hope this provides a useful resource for protecting your digital life, mobile devices, and personal information so that you can enjoy a safe life online with your family.
Cybercriminals are upping their game, using personal information and high-quality graphics to make their malware look like legitimate apps or official messages. Because these attacks are successful at defrauding significant numbers of mobile users out of their money and information, more criminals will jump on this approach or expand their malicious campaigns. Let’s take a look at some of the different techniques being used by scammers to fool mobile users.
Mobile smishing (aka phishing text messages) are attacks using personalized greetings in text messages that pretend to be from legitimate organizations to appear more credible. These messages often link to websites with authentic logos, icons, and other graphics, prompting the user to enter personal information or download an app. Users should be extra careful about text messages from unknown sources and should go directly to the organization’s website to validate requests.
Cheating tools and hacking apps are popular ways to get extra capabilities in mobile games. Criminals are exploiting this by promoting game hacking apps that include malicious code on legitimate messaging channels. If installed, the malware steals account credentials for social media and gaming accounts. Gamers should use caution when installing game hacks, especially if they request superuser permissions.
Cryptocurrencies are providing new opportunities for mobile device attacks. The latest ploy is phony apps that promise to mine coins in the cloud for a monthly fee. Fake reviews and a low cost make them sound too good to be true—and they are. These apps just take the money without doing any coin mining. With no actual malicious code, these apps are hard to detect, so users should be suspicious of being promised hundreds or thousands of dollars of crypto coins for just a few dollars a month.
Another attack uses a variety of fake apps with slick graphics to trick users into premium subscriptions. Hundreds of these apps promise features such as mobile games or photo editing and are supported by plenty of fake five-star reviews. When installed, the apps ask for the user’s phone number and verification PIN and use them to sign up for premium text services that direct payments to the criminals. Users should read reviews looking for vague statements, repetitive wording, and a mix of five-star and one-star ratings. For a deeper dive into the scams, be sure to view full report.
While threat tactics continue to change as criminals adapt and respond to detection and enforcement techniques, there are a few steps users should take to limit their exposure and risk.
While some malicious apps do make it through the app store screening process, most of the attack downloads appear to be coming from social media, fake ads, and other unofficial app sources. Before downloading something to your phone, do some quick research about the source and developer. Many of these scams have been flagged by other people.
Many malicious apps get the access they need by asking the user to grant them permission to use unrelated privileges and settings. When installing a new app, take a few moments to read these requests and deny any that seem unnecessary, especially for superuser access and accessibility services.
Developers are actively working to identify and address security issues. Both operating systems and apps should be frequently updated so that they have the latest fixes and security protections.
Cybercriminals often flood their Google Play apps with fake five-star reviews. Many fake or malicious apps only have a mix of five-star and one-star reviews. The five-star ones typically have vague statements and repetitive wording, giving clues that they are submitted by bots. Compare them to the one-star reviews for insight on the app’s real capabilities.
Devices that are behaving unusually may just have a basic tech issue but it can also be a sign of being hacked. Follow up when something is not quite right, check recent changes or contact tech support from the mobile device vendor or security software provider.
Comprehensive security software across all devices, whether they are computers, tablets, or smartphones, continues to be a strong defensive measure to protect your data and privacy from cyber threats.
We hope this report helps you stay on the lookout for these and other mobile threats so you can safely and confidently enjoy your life online.
The post McAfee 2022 Consumer Mobile Threat Report appeared first on McAfee Blog.
I am renowned for getting myself into big messes – particularly in the kitchen when I’m cooking up a storm. And I’m totally fine being alone: chopping, stirring and baking until it’s time to clean up! And that’s when the overwhelm hits – I know I should clean as I cook but I never do! So, what do I do? Rally the troops! Yes siree! There’s nothing like another set of eyes or hands to help one wade through the overwhelm – I’m sure that’s why I had 4 kids!!
Many people tell me that they feel a similar way about their online life. They know they need to be doing more to keep themselves safe, but they are completely overwhelmed at where to start. With so much of our lives lived online, it’s not uncommon for one person to have over a hundred online accounts across multiple devices which makes it very hard to keep track of logins, data breaches, or security software.
And research conducted by McAfee shows that consumers know they need to take steps to protect themselves with 74% of users concerned about keeping information private online and 57% keen to be in more control of their personal information. Not surprisingly, since the pandemic started 47% of online consumers feel unsafe compared to just 29% beforehand.
So, to try and make this very overwhelming task that bit easier, McAfee has developed a new tool that allows you to find your own Protection Score. Think of your Protection Score like your credit score or sleep score except this one is a measure of your security online. The higher the score, the safer you are online. And the best part about the score is that helps users identify exactly where they need to pinpoint their focus to ensure they are as safe as possible online. Think of it as a set of experienced hands to help you wade through the overwhelm.
In less than a minute, the McAfee Protection Score will provide you with a pretty clear understanding of how safe you are online. Participants are given a mark between 0 and 1000 that is based on several factors: whether you have online protection and whether your details have been leaked in a security breach. Now, don’t be alarmed if your score is low because here’s the best bit – you will receive a list of exactly what you need to do to improve it and protect yourself from online threats! Phew – my competitive type A personality wouldn’t have coped if I was unable to fix it!
Let me give you an example, when I signed up, I was alerted to the fact that my email address had been involved in a breach, yes – I’m very human! So, it helped me remedy this by taking me to the appropriate page where I could update my password, and then, bingo, my score (and online safety) improved!!
And just to ensure you remain committed, every time you venture back to the Protection Score page, your results and action plan will be there waiting for you to ensure you stay on track and most importantly, to cut through that overwhelm!
Now, in case you were wondering, McAfee’s Protection Score is a first for the cybersecurity industry but good news – they’ve promised it will continue evolving. They will continue to add more features and opportunities to personalize so you can ensure you are living life to the full online!!
So, if you’re feeling overwhelmed at exactly what you need to do to get your online safety under control then McAfee’s Protection Score is exactly what you need. In less than a minute you’ll be able to get a clear understanding of where your online security sits and a personalized action plan so you can start addressing it right away! How good is that?
Till Next Time,
Alex
The post How To Secure Your Online Life? Find Your Protection Score! appeared first on McAfee Blog.
It’s the month of top seeds, big upsets, and Cinderella runs by the underdogs. With March Madness basketball cranking up, a fair share of online betting will sure to follow—along with online betting scams.
Since a U.S. Supreme Court ruling in 2018, individual states can determine their own laws for sports betting. Soon after, states leaped at the opportunity to legalize it in some form or other. Today, 30 states and the District of Columbia have “live and legal” sports betting, meaning that people can bet on single-game sports through a retail or online sportsbook or combination of the two in their state.
If you’re a sports fan, this news has probably been hard to miss. Or at least the outcome of it all has been hard to miss. Commercials and signage in and around games promote several major online betting platforms. Ads have naturally made their way online too, complete with all kinds of promo offers to encourage people to get in on the action. However, that’s also opened the door for scammers who’re looking to take advantage of people looking to make a bet online, according to the Better Business Bureau (BBB). Often through shady or outright phony betting sites.
Let’s take a look at the online sports betting landscape, some of the scams that are cropping up, and some things you can do to make a safer bet this March or any time.
Among the 30 states that have “live and legal” sports betting, 19 offer online betting, a number that will likely grow given various state legislation that’s either been introduced or will be introduced soon.
If you’re curious about what’s available in your state, this interactive map shows the status of sports betting on a state-by-state level. Further, clicking on an individual state on the map will give you yet more specifics, such as the names of retail sportsbooks and online betting services that are legal in the state. For anyone looking to place a bet, this is a good place to start. This is further helpful for people who’re looking to get into online sports betting for the first time and is the sort of homework that the BBB advises people to do before placing a sports bet online. In their words, you can consider these sportsbooks to be “white-labeled” by your state’s gaming commission.
However, the BBB stresses that people should be aware that the terms and conditions associated with online sports betting will vary from service to service, as will the promotions that they offer. The BBB accordingly advises people to closely read these terms, conditions and offers. For one, “Gambling companies can restrict a user’s activity,” meaning that they can freeze accounts and the funds associated with them based on their terms and conditions. Also, the BBB cautions people about those promo offers that are often heavily advertised, “[L]ike any sales pitch, these can be deceptive. Be sure to read the fine print carefully.”
Where do scammers enter the mix? The BBB points to the rise of consumer complaints around bogus betting sites:
“You place a bet, and, at first, everything seems normal. But as soon as you try to cash out your winnings, you find you can’t withdraw a cent. Scammers will make up various excuses. For example, they may claim technical issues or insist on additional identity verification. In other cases, they may require you to deposit even more money before you can withdraw your winnings. Whatever you do, you’ll never be able to get your money off the site. And any personal information you shared is now in the hands of scam artists.”
If there’s a good reason you should stick to the “white labeled” sites that are approved by your state’s gaming commission, this is it. Take a pass on any online ads that promote betting sites, particularly if they roll out big and almost too-good-to-be-true offers. These may lead you to shady or bogus sites. Instead, visit the ones that are approved in your state by typing in their address directly into your browser.
In addition to what we mentioned above, there are several other things you can do to make your betting safer.
In addition to choosing a state-approved option, check out the organization’s BBB listing at BBB.org. Here you can get a snapshot of customer ratings, complaints registered against the organization, and the organization’s response to the complaints, along with its BBB rating, if it has one. Doing a little reading here can be enlightening, giving you a sense of what issues arise and how the organization has historically addressed them. For example, you may see a common complaint and how it’s commonly resolved. You may also see where the organization has simply chosen not to respond, all of which can shape your decision whether to bet with them or not.
Credit cards are a good way to go. One reason why is the Fair Credit Billing Act, which offers protection against fraudulent charges on credit cards by giving you the right to dispute charges over $50 for goods and services that were never delivered or otherwise billed incorrectly. Your credit card companies may have their own policies that improve upon the Fair Credit Billing Act as well. Debit cards don’t get the same protection under the Act.
Comprehensive online protection software will defend you against the latest virus, malware, spyware, and ransomware attacks plus further protect your privacy and identity. In addition to this, it can also provide strong password protection by generating and automatically storing complex passwords to keep your credentials safer from hackers and crooks who may try to force their way into your accounts. And, specific to betting sites, online protection can help prevent you from clicking links to known or suspected malicious sites.
With online betting cropping up in more and more states for more and more people, awareness of how it works and how scammers have set up their presence within it becomes increasingly important. Research is key, such as knowing who the state-approved sportsbooks and services are, what types of betting are allowed, and where. By sticking to these white-label offerings and reading the fine print in terms, conditions, and promo offers, people can make online betting safer and more enjoyable.
Editor’s Note:
If gambling is a problem for you or someone you know, you can seek assistance from a qualified service or professional. Several states have their own helplines, and nationally you can reach out to resources like http://www.gamblersanonymous.org/ or https://www.ncpgambling.org/help-treatment/.
The post How to Protect Yourself from March Madness Scams appeared first on McAfee Blog.
Whether it’s for routine care, a prescription refill, or a simple follow-up, online doctor visits offer tremendous benefits in terms of both convenience and ease of care—all good reasons to help mom and dad get connected with it.
There’s no doubt that more older adults than ever are taking advantage of online doctor visits, more formally known as telemedicine. While usage numbers have risen dramatically across all age groups, it’s particularly so for elders. Pre- and post-pandemic numbers saw a 63-fold increase in Medicare telemedicine use.
However, many older patients are missing out and not using telemedicine for one reason or another. What’s holding them back? Several things, according to research from the University of California, San Francisco:
Moreover, another issue is that many older adults do not know that telemedicine is an option. Research from the University of Michigan showed that 55% of older adults surveyed were unaware if their healthcare provider even offered telemedicine as a service. And perhaps quite telling is that the same survey revealed nearly half of older adults harbored concerns about privacy and did not feel personally connected to their care provider during their visits.
For us as children and grandchildren of older adults, it can be tough knowing that a loved one is missing out on an avenue of care that they could otherwise benefit from. While we absolutely respect what they feel is comfortable and trustworthy for them, there are several other areas where we can help the older loved ones in our lives overcome the issues and concerns they face.
With that, let’s talk about the technology behind telemedicine and how you can help them use it, and address some of those privacy issues as well.
As indicated above, paying a visit to the doctor via telemedicine can be a big jump. Just as the idea of it is new for many of us, it’s yet newer for older adults. There’s a good chance that you’re familiar with video chats and calls already, which gives you a foundation we can work with when it’s time to see the doctor on a screen. That may not be the case for older adults. Add that into the privacy concerns and decades of seeing a doctor in person, you can see why some older adults simply choose to opt-out.
One way you can help is to have a few video chats with your older loved ones. In addition to the regular calls you make, you might want to try having a video chat with them from time to time. It’s an outstanding way to spend time together when you can’t be together in person, and it may develop a comfort level with the technology so that they may be willing to give telemedicine a try. You can check out my earlier article in this series that covers video chats with mom and dad, along with straightforward steps to get them up and running on the technology and how to use it.
One thing your parents will need for their visit is a reliable device that they’re comfortable using. It could be a computer or laptop, or it may be a smartphone or tablet. Note that in some cases their healthcare provider may use a telemedicine solution that has certain requirements as well, so you’ll want to see what those are and ensure that the device mom or dad has is compatible. (For example, the care provider may have an app that’s available through the Apple App Store or Google Play. Others may have an online platform that can be accessed by several different kinds of devices.)
If they’re using a smartphone or tablet, that will likely make things easier because the camera and microphone are already integrated into the device—all set up and ready to go. For a computer or laptop, you can help them get familiar with the setup, like the microphone levels, speaker volume, and camera. For audio, you can see a set of headphones or smartphone earbuds work well for them, which can help prevent audio feedback loops and simply make it easier to hear the caregiver.
If you’re looking for a little assistance with a Windows computer, you can check out this quick article for setting up the audio and this article for setting up the camera. For Macs, check out this article for audio and this article for the video.
If they don’t already have comprehensive online protection software for their devices, look into getting it. This will protect them against malware, viruses, and phishing attacks. They’ll also benefit from other features that help them manage their passwords, protect their identity, safeguard their privacy, and more.
As for privacy in general, medical information is among the most precious information any of us have. For example, here in the U.S., we have HIPPA privacy standards to protect our medical records and conversations. Yet there’s also the issue of eavesdropping, which is a risk in practically any online communication.
To help address privacy issues and concerns, health care providers will often post a set of Frequently Asked Questions (FAQ) as part of their telemedicine service. Within that, you’ll very likely find a section on personal privacy and the technologies in place to protect it. Here’s a good example of a telemedicine FAQ from the University of Washington Medicine and another example from the telemedicine page that Virginia Mason/Franciscan Health designed for its patients.
In all, if your parents have concerns about their privacy, you can absolutely assure them that it’s a valid concern. Consult the provider’s FAQ for guidance. If either of you has further questions, feel free to call the healthcare provider and speak with them.
In addition to digital security, there’s the possibility of physical eavesdropping, somebody actually listening in on their conversation from another room, apartment, or from the street. Help your older loved ones pick a place in their home where they can have some privacy and where they can’t be overheard by neighbors and passers-by. A bedroom is a fine place—or any location that’s familiar and comfortable as well. When choosing a private place, a well-lit location is important as well so that the camera captures a nice and clear image.
Additionally, you can help them prep for their visit by putting together a list of things to discuss during the visit. The U.S. Department of Health and Human Services suggests writing things down:
In addition to the above, there are further measures you can help your parents or older loved one take to further secure their telemedicine visit—and their internet usage in general.
Your telemedicine visit may require setting up a new account and password. When doing so, make sure it’s with a strong, unique password. A password manager can help. Also found in comprehensive online protection software, a password manager can create and securely store strong and unique passwords for your mom and dad, giving them one less thing they need to remember and worry about.
A VPN, or virtual private network, offers a strong layer of additional protection when you’re transmitting health data or simply having a private conversation about your health with a professional. A VPN creates an encrypted tunnel to keep you and your activity anonymous. In effect, your data is scrambled and hidden to anyone outside your VPN tunnel, thus making your private information difficult to collect. Check with the care provider to see if their telemedicine solution uses a VPN. If not, you can always get a VPN as part of your online protection software.
Beyond their devices, securing their internet router is an important step in making a telemedicine visit safe and secure. The data that travels along it is of a highly personal nature already, so make sure the router has a strong and unique password. Also, change the name of their router so it doesn’t give away their address or any other signs of their identity. One more step is to check that your router is using an encryption method, like WPA2, which will keep your signal secure. If you have questions, check with their internet provider—they may even offer up a newer, more secure router to replace an older one.
As with anything concerning their health, have your parents and loved ones consult with their caregivers to ensure that a telemedicine visit is a proper course for them.
So while the technical ins and outs of preparing for a telemedicine visit may have their challenges for some older adults, we should also realize that getting comfortable with the idea of a telemedicine visit in the first place may take some time and effort. Starting with regular video chats with the family may increase familiarity and ease with holding a conversation over video. Likewise, having a conversation with their doctor about telemedicine may put some concerns to rest as well. After all, they will have a relationship with their doctor. Getting the facts from the doctor, face to face may help.
We all want what’s best, particularly when it comes to the care of our parents and older loved ones in our lives, and choosing to try telemedicine is a highly personal decision for them. I hope this article and the resources cited within it will help you enable them to make the choice that’s comfortable, effective, and right for them.
The post Helping Mom & Dad: Online Doctor Visits and Telemedicine appeared first on McAfee Blog.
When Aussie school opened their doors this year, the lifespan of parents around the country drastically improved. The combination of homeschooling, working from home, and not going anywhere has completely drained many Aussie working parents, me included!! Many of us have been in survival mode – just focusing on the basics to get through!
Well, now we’re getting back to some sort of normal and we have a little more time to breathe, it’s time to focus on those overdue jobs and that includes doing an audit of your family’s online safety. Now, I know it might seem boring, but I promise you it’s worth the effort. So, I thought I’d share with you a checklist of what you need to do to ensure your family is as safe as possible when online. Let’s get started:
1. Passwords
Your first task is to ensure every family member has a different password for each of their online accounts. Yes, I know – that sounds completely overwhelming. But hear me out. If you have the same password for all your online accounts and you get hacked, then you could be in a world of pain – as the hacker now has access to all your online accounts!! So, this is very much worth sorting out.
Now, there are many ways of managing a long list of passwords. You could write them down in a special, secret book. You could call on your Mensa level memory and try to remember 50 plus passwords – unfortunately, that’s not me! So, let me give you the best solution – a password manager. Password Managers can both generate and remember super complex passwords that no human could even concoct. Check out McAfee’s True Key – it’s free and a complete no-brainer, my friends!
2. Software Updates
Before my life as Cybermum, I used to think software updates were a massive inconvenience. Something else to add to the never-ending list. But how wrong was I! A software update addresses security flaws or bugs in the current version of the app or program. Their goal is to protect the user. So, if you’re serious about protecting your family, these updates can’t be ignored. The easiest way to manage this is to set updates to be automatic, where possible. You can also do this with apps on your phone – for both Apple and Android devices.
3. Ensure Location Services Are Off
Most apps, networks, and devices have geotagging features which means your whereabouts can be widely communicated if your location’s services are turned on. And don’t forget that digital photos can also give away your location as they contain metadata which is information about the time, date, and GPS coordinates of where the pic was taken. So, your job here is simple – ensure all devices have geotagging turned off. And while you’re at it, ensure your kids understand why it’s critical to keep it that way! Nothing worse than pesky strangers knowing your whereabouts!
4. Security Software
Not having security software installed on your devices is no different from leaving your front door unlocked. It is essential. A top-shelf security software system will detect and shut down security attacks on your system. Many will also have a firewall that constantly filters the data that both enters and leaves your computer and will block and restrict your network from viruses and hackers. It will also keep an alert to malicious software and if detected will remove issues such as viruses, worms, and Trojans. It will also stay alert to spyware that you may unintentionally download onto your system and will block and delete it if found. See what I mean? It’s essential. Check out McAfee’s Total Protection which will give you peace of mind.
Unfortunately, there are no guarantees in life however there are definitely ways to minimize risk. Following the above 4 steps will have a significant positive impact on your family’s online safety and most importantly, means you can enjoy a little peace now the kids are back to school!
Till Next Time
Alex x
The post Kids Back To School – The Perfect Time to Audit Your Family’s Online Safety appeared first on McAfee Blog.
Editor’s Note: This is the first in a series of articles about how we can help our elder parents get the most out of digital life—the ways we can help them look after their finances and health online, along with how they can use the internet to keep connected with friends and family, all safely and simply.
Online banking is for everyone. Or at least it should be.
The benefits of online banking are many for our moms, dads, and grandparents, just as they are for us. Elder adults can deposit checks, pay bills, transfer money to and from investments, and so on, all without needing to leave home. However, our parents and the older people in our lives may face a few hurdles that are holding them back. As a son, daughter, or loved one, there are things you can do to help them clear those hurdles so they can enjoy the convenience of online banking, safely and securely.
What do some of those hurdles look like?
Meanwhile, the digital world continues to evolve apace, particularly with regard to online banking. Between 2018 and 2022, the number of people in the U.S. who use online banking steadily rose to more than 65%, and more than three-quarters of Americans used a mobile device the last time they checked their balance. And as of 2020, nearly two billion people worldwide used online banking, a number that only continues to increase.
This rise in online banking has implications for the elders in our lives. Even if they aren’t active in online banking themselves, their financial information is part of this digital mix. The banks and financial institutions where they keep their savings and funds are digitally connected and digitally accessible. At a minimum, this means that they should take steps to protect themselves and their finances. Yet the upside is here is that we can help them do much more than that—that we can actually help them take advantage of online banking and enjoy its benefits.
Depending on their comfort level, you may want to start by reviewing some basic digital literacy before diving right into online banking. As mentioned above, there’s so much about the internet that we take for granted, and the elders in your life may benefit a little 101-level introduction to the internet.
When you’re both confident that their comfort level with the internet is in the right place, you can move on to the next step—making sure mom and dad have solid online protection in place. This is square one before going online, particularly when you’re banking online. Some basic digital hygiene will help protect their banking and finances. Moreover, it will help protect the other things they do online as well.
The following quick list is a great way to make them far more secure:
That includes the operating system of their computers, smartphones, and tablets, along with the apps that are on them. Many updates include security upgrades and fixes that make it tougher for hackers to launch an attack.
Computers, smartphones, and tablets will have a way of locking them using a PIN, a password, a fingerprint, or the owner’s face. Take advantage of that protection, which is particularly important if that device is lost or stolen.
This is important should they lose their smartphone or believe it’s been stolen. Have them turn on device tracking so that they can locate their phone or even wipe its data and contents remotely if they need to. Apple provides iOS users with a step-by-step guide for remotely wiping devices, and Google offers up a guide for Android users as well.
Protecting your devices with comprehensive online protection software will defend them against the latest virus, malware, spyware and ransomware attacks plus help steer them clear of phishing attacks and malicious websites designed to steal personal and financial information. Also, make sure it offers a password manager like ours does, which can create and store strong, unique passwords for each of their accounts—alleviating the burden of mom and dad remembering them.
With all the personally identifiable information (PII) we create simply by using the internet, tracking and monitoring your PII is essential for preventing identity fraud and theft. The same is true for mom and dad. A strong identity theft protection package will offer cyber monitoring that can detect the misuse of your PII. Our identity protection service takes that protection a step further if the unfortunate happens with $1M coverage for lawyer fees, travel expenses, lost wages, and more.
With their devices and PII more secure, you can move on to the banking portion itself. While there’s so much you can do with online banking, it’s a good idea to take things one at a time. Some elders aren’t sure how to sign up for online banking with their financial institution, so you can start there. Take them through the setup process (using that strong, unique password as mentioned above) and simply get them going.
From there, they can familiarize themselves with the layout of banking site or app they’re using. A straightforward task like checking account balances is a great way to do just that. After their comfort level with the site or app tales root, you can move on to other things they can do online, like pay bills online, deposit a paper check with their phone, and review their statements for any discrepancies.
Another thing that may help put your folks at ease is to let them know you’re there to help. Questions will inevitably come up, and it’ll be a great comfort to them knowing that you’re around to lend them a quick answer as needed.
For example, let’s talk about spotting possible discrepancies in their statements. Some account entries may look a little strange because the name of a business does not always match the way it appears in a bank or credit card statement. This may lead to questions about the purchase—was it something they made? Is it a legitimate charge? These are answers you can help them track down.
Related, online banking provides our parents with a powerful tool against identity theft and fraud. By reviewing account statements closely, they can potentially spot bogus charges and purchases before they become a larger, and more costly, problem. (For a great primer on the topic, read and share this article that covers identity theft and fraud, along with steps to prevent it.)
Several different banks offer resources specifically for elder bankers. The offerings will of course vary from bank to bank, yet you may find that they have videos and information on their websites designed to make online banking easier. Likewise, they may offer special services that mom and dad may qualify for. In all, feel free to lean on their bank for assistance as needed. They’re there to help.
You can also look into independent resources as well, such as the AARP and “Ready, Set, Bank,” which both provide a wealth of videos and articles about online banking.
As kids, grandkids, and younger loved ones, there’s plenty we can do to help the elders in our lives enjoy online banking with confidence. Shoring up their security, starting them easy, and then being there to answer questions can help them clear the hurdles of familiarity and trust they face.
Just as they’ve guided you through the ins and outs of life, here’s a chance to return the favor. What’s more, it’s yet another way you can spend time together, whether in person or over a call. And that’s a good thing.
The post Helping Mom & Dad: Online Banking appeared first on McAfee Blog.
Quick mental math challenge: How many Apple Watches can you buy with $118 billion dollars? If you guessed around 296 million watches congrats, you’re smarter than the writer of this blog! We had to use a calculator. The point is that’s the predicted size of the US wearable market by 2028 according to a recent report. That means for as much wearable tech as we have in our lives already, even more, is on the way.
If you own a piece of wearable tech it’s easy to understand why it’s so popular. After all, it can track our fitness, provide contextual help in daily life, and, in the case of hearing aids, even do cool things like sync with Bluetooth. As VR and AR gains a foothold who knows what other incredible tech might be headed our way by 2028? However wearable tech also comes with certain risks. The most prominent: cybercriminals potentially gaining access to your data.
The weakest link in the wearables space is your mobile phone, not the actual wearable device itself. That’s because wearables tend to link to your mobile device over a short-range wireless spectrum known as “Bluetooth.” This spectrum is used to send and receive data between your wearable device and your mobile. That makes your mobile a prime target for hackers.
Most commonly, hackers gain access to the data on your mobile through malware-laden apps. These apps are oftentimes designed to look like popular apps, but with enough differences that they don’t flag copyright suspicion.
Hackers can use these malicious apps to do a variety of things from making phone calls without your permission, sending and receiving texts, and extracting personal information—all potentially without your knowledge. They can also, with the help of your wearable, track your location through GPS and record any health issues you’ve entered into your wearable. The point is: once they have permissions to your mobile device, they have a lot of control and a lot of resources.
The hacker can then use this data to conduct varying forms of fraud. Need a special prescription from your doctor that happens to sell well on the black market? Well, so does the hacker. Going out for a jog in the morning? Good information for a burglar to know. These personal details just scratch the surface of information available for the taking on your mobile devices.
These types of threats aren’t limited to wearables, however. The Internet of Things—the phenomenon of devices connected to the Internet for analysis and optimization—encompasses all sorts of other electronic devices such as washing machines and refrigerators that can put your data at risk as well. But these life-changing devices can be secured through education and industry standards. Two things we’re working on day and night.
Of course, securing the weakest link in your wearables environment, your phone will go a long way towards keeping your data safe. But what happens when your computer, where you store backups of your smartphone, is compromised too? We’ve got you covered with McAfee LiveSafe service, our comprehensive security solution that provides protection for your entire online life.
The post The Wearable Future Is Hackable. Here’s What You Need To Know appeared first on McAfee Blog.
We’re excited to bring you the latest edition of the McAfee 2022 Consumer Mobile Threat Report. After all, when you know the challenges you face, it’s easier to be confident online. In this blog, we’ll take a closer look at some leading examples of techniques that cybercriminals are using to trick or defraud you via your mobile phone. These examples are some of the more sophisticated attacks, using real logos, quality graphics, and personalized messages. We hope this provides a useful resource for protecting your digital life, mobile devices, and personal information so that you can enjoy a safe life online with your family.
Cybercriminals are upping their game, using personal information and high-quality graphics to make their malware look like legitimate apps or official messages. Because these attacks are successful at defrauding significant numbers of mobile users out of their money and information, more criminals will jump on this approach or expand their malicious campaigns. Let’s take a look at some of the different techniques being used by scammers to fool mobile users.
Mobile smishing (aka phishing text messages) are attacks using personalized greetings in text messages that pretend to be from legitimate organizations to appear more credible. These messages often link to websites with authentic logos, icons, and other graphics, prompting the user to enter personal information or download an app. Users should be extra careful about text messages from unknown sources and should go directly to the organization’s website to validate requests.
Cheating tools and hacking apps are popular ways to get extra capabilities in mobile games. Criminals are exploiting this by promoting game hacking apps that include malicious code on legitimate messaging channels. If installed, the malware steals account credentials for social media and gaming accounts. Gamers should use caution when installing game hacks, especially if they request superuser permissions.
Cryptocurrencies are providing new opportunities for mobile device attacks. The latest ploy is phony apps that promise to mine coins in the cloud for a monthly fee. Fake reviews and a low cost make them sound too good to be true—and they are. These apps just take the money without doing any coin mining. With no actual malicious code, these apps are hard to detect, so users should be suspicious of being promised hundreds or thousands of dollars of crypto coins for just a few dollars a month.
Another attack uses a variety of fake apps with slick graphics to trick users into premium subscriptions. Hundreds of these apps promise features such as mobile games or photo editing and are supported by plenty of fake five-star reviews. When installed, the apps ask for the user’s phone number and verification PIN and use them to sign up for premium text services that direct payments to the criminals. Users should read reviews looking for vague statements, repetitive wording, and a mix of five-star and one-star ratings. For a deeper dive into the scams, be sure to view full report.
While threat tactics continue to change as criminals adapt and respond to detection and enforcement techniques, there are a few steps users should take to limit their exposure and risk.
While some malicious apps do make it through the app store screening process, most of the attack downloads appear to be coming from social media, fake ads, and other unofficial app sources. Before downloading something to your phone, do some quick research about the source and developer. Many of these scams have been flagged by other people.
Many malicious apps get the access they need by asking the user to grant them permission to use unrelated privileges and settings. When installing a new app, take a few moments to read these requests and deny any that seem unnecessary, especially for superuser access and accessibility services.
Developers are actively working to identify and address security issues. Both operating systems and apps should be frequently updated so that they have the latest fixes and security protections.
Cybercriminals often flood their Google Play apps with fake five-star reviews. Many fake or malicious apps only have a mix of five-star and one-star reviews. The five-star ones typically have vague statements and repetitive wording, giving clues that they are submitted by bots. Compare them to the one-star reviews for insight on the app’s real capabilities.
Devices that are behaving unusually may just have a basic tech issue but it can also be a sign of being hacked. Follow up when something is not quite right, check recent changes or contact tech support from the mobile device vendor or security software provider.
Comprehensive security software across all devices, whether they are computers, tablets, or smartphones, continues to be a strong defensive measure to protect your data and privacy from cyber threats.
We hope this report helps you stay on the lookout for these and other mobile threats so you can safely and confidently enjoy your life online.
The post McAfee 2022 Consumer Mobile Threat Report appeared first on McAfee Blog.
There are very few guarantees in this world – but experiencing drama when you are a parent is a sure thing! And as a mum of 4, I’ve had my fair share. Whether it’s friendship issues, homework problems or just picking up the pieces after some bad choices – I feel like my job as a mother is most tested when I’m helping my boys navigate the tough stuff.
But after clocking up 25 years of parenting, I’ve learned one thing – when you’re in the thick of issues with your kids, being calm (even on the outside) is the best way of getting to the bottom of an issue, and helping them solve it.
Even though we may compartmentalize our lives into offline and online, our kids don’t. For them, it’s the same thing! They use their online life to set up their online activities. In fact, their online life is a critical element of their day-to-day lives. So, if a problem arises online – an embarrassing photo is shared or they make a wrong move – it can feel like their whole world is affected.
I don’t know how many times I’ve wanted to scream this from my lungs when my boys have found themselves in tricky online situations over the years. And I am sure I am not alone. When our kids come to us with an online issue, all we want to do is throw the router in the bin or cancel their phone plan. But, that, my friends, is the worst think you can do. If your kids think there is even a small chance you’ll remove their technology, then I promise you that they will never come to you with an online issue. They would much rather try and work it out themselves than threaten disconnection because their online world is their entire world.
Without a doubt, THE most important thing you can do for your kids is to guarantee that you will NOT scream, shout or disconnect them from their devices if they come to you with a problem. Even though you know it will be tough, promising them that you will remain calm will mean they are far more likely to seek your advice when things are tough. Of course, I am not suggesting that you don’t deal out punishments or introduce new rules as a result of the issue but remaining approachable is key.
Being a teenager in this digital era is completely different from the 70’s, 80’s and 90’s. So, while some of the issues your kids may experience may mirror yours, many will not. Thankfully, we didn’t have the constant pressure that social media can be when we were growing up. Some kids can rationalize the way social media works and not lose any sleep over it whereas others will find it much trickier to navigate.
So, take a minute to really understand their social media-dominated world. Many kids, understandably, struggle when comparing themselves to someone’s perfectly curated Instagram feed; feel lonely or ‘less than’ when discovering that their friends are all out (thanks to a shared pic online) but they weren’t invited; or, consumed by the number of likes their posts achieve. As the great Atticus Finch in ‘To Kill A Mockingbird’ said ‘You never really understand a person until you consider things from his point of view … until you climb into his skin and walk around in it.” So, try as hard as you can to understand how these pressures can affect their mindset.
When things are tricky and overwhelming, making a plan can help direct the angst and reduce the worry. Depending on the issue your child is having online, you may want to introduce some new rules around the time and place they can use their device. For example, if devices were not yet banned from the bedroom – this could be a good place to start. You could also insist devices are placed in a ‘charging zone’ on the kitchen bench overnight so their bedroom becomes a tech-free zone.
Additionally, if you are worried your child is experiencing concerning levels of anxiety or low mood as a result of the situation, you might want to include making an appointment with the counselor at school or an independent psychologist. Also, notifying the school may also be a helpful action point for the plan too – depending again on the nature of the issue.
If I’m being honest, being calm and chilled is probably not my natural state. I could blame it on genetics or maybe the amount of caffeine I consume but when it comes to my helping my boy with the tricky stuff, I dig deep. I channel my inner yogi and muster up all the patience and chilled vibes I can because it’s so worth it. Knowing my boys understand they can come to me about any problem – online or offline – means they know someone always has their back. And isn’t that our job as parents?
Till next time
Alex xx
The post Why Staying Calm May Be One Of The Best Ways Of Keeping Your Kids Safe Online appeared first on McAfee Blog.
For years now, the popularity of online dating has been on the rise—and so have the number of online romance scams that leave people with broken hearts and empty wallets.
According to the U.S. Federal Trade Commission (FTC), the reported costs of online romance scams jumped 50% from 2019 to 2020, to the tune of $304 million. And that’s not entirely because 2020 was a pandemic year. From 2016 to 2020, the volume of reported cases tripled, while reported losses nearly quadrupled. Over that period, online romance scams are not only becoming more common, but they’re also becoming more costly.
Dating and romance scams aren’t limited to online dating apps and sites, they’ll happen on social media and in online games as well. However, the FTC reports that the scam usually starts the same way, typically through an unexpected friend request or a message that comes out of the blue.
With that initial introduction made, a chat begins, and a friendship (or more) blossoms from there. Along the way, the scammer will often rely on a mix of somewhat exotic yet believable storytelling to lure the victim in, often involving their job and where they’re working. Reports say that scammers will talk of being workers on an offshore oil rig, members of the military stationed overseas, doctors working with an international organization, or working in the sort of jobs that would prevent them from otherwise easily meeting up in person.
With the phony relationship established, the scammer starts asking for money. The FTC reports that they’ll ask for money for several bogus reasons, usually revolving around some sort of hardship where they need a “little help” so that they can pay:
The list goes on, yet that’s the general gist. Scammers often employ a story with an intriguing complication that seems just reasonable enough, one where the romance scammer makes it sound like they could really use the victim’s financial help.
People who have filed fraud reports say they’ve paid their scammer in a few typical ways.
One is by wiring money, often through a wire transfer company. The benefit of this route, for the scammer anyway, is that this is as good as forking over cash. Once it’s gone, it’s gone. The victim lacks the protections they have with other payment forms, such as a credit card that allows the holder to cancel or contest a charge.
Another way is through gift cards. Scammers of all stripes, not just romance scammers, like these because they effectively work like cash, whether it’s a gift card for a major online retailer or a chain of brick-and-mortar stores. Like a wire transfer, once that gift card is handed over, the money on it is highly difficult to recover, if at all.
One more common payment is through reloadable debit cards. A scammer may make an initial request for such a card and then make several follow-on requests to load it up again.
In all, a romance scammer will typically look for the easiest payment method that’s the most difficult to contest or reimburse, leaving the victim in a financial lurch once the scam ends.
When it comes to meeting new people online, the FTC suggests the following:
Scammers, although arguably heartless, are still human. They make mistakes. The stories they concoct are just that. Stories. They may jumble their details, get their times and dates all wrong, or simply get caught in an apparent lie. Also, keep in mind that some scammers may be working with several victims at once, which is yet another opportunity for them to get confused and slip up.
As mentioned above, some romance scammers troll social media and reach out through a direct message or friend request. With that, there are three things you can do to cut down your chances of getting caught up with a scammer:
Social media platforms like Facebook, Instagram, and others give you the option of making your profile and posts visible to friends only. Choosing this setting keeps the broader internet from seeing what you’re doing, saying, and posting, which can help protect your privacy and give a romance scammer less information to exploit.
Be critical of the invitations you receive. Out-and-out strangers could be more than a romance scammer, they could be a fake account designed to gather information on users for purposes of cybercrime, or they can be an account designed to spread false information. There are plenty of them too. In fact, in Q3 of 2021 alone, Facebook took action on 1.8 billion fake accounts. Reject such requests.
Security software can protect you from clicking on malicious links that a scammer may send you online, while also steering you clear of other threats like viruses, ransomware, and phishing attacks in general. It can look out for your personal information as well, by protecting your privacy and monitoring your email, SSN, bank accounts, credit cards, and other info that a scammer or identity thief may put to use. With identity theft a rather commonplace occurrence today, security software is really a must.
If you suspect that you’re being scammed, put an end to the relationship and report it, as difficult as that may feel.
Notify the FTC at ReportFraud.ftc.gov for support and next steps to help you recover financially as much as possible. Likewise, notify the social media site, app, or service where the scam occurred as well. In some cases, you may want to file a police report, which we cover in our broader article on identity theft and fraud.
If you sent funds via a gift card, the FTC suggests filing a claim with the company as soon as possible. They offer further advice on filing a claim here, along with a list of contact numbers for gift card brands that scammers commonly use.
Lastly, go easy on yourself. If you find yourself a victim of online dating or romance fraud, know that you won’t be the first or last person to be taken advantage of this way. By reporting your case, you in fact may help others from falling victim too.
The post Phony Valentines: Online Dating Scams and How to Spot Them appeared first on McAfee Blog.
Let’s face it – we would not be the same people we are today if it wasn’t for the internet. The internet has opened our eyes to so much information that we are privileged to have right at our fingertips. However, it’s important to remember that with so many individuals with access to the web, it can quickly become a place where rumors are spread, cyberattacks are cast, and misinformation arises. At McAfee, we are committed to protecting both you and your family. Together, through education and online protection, we can work together to experience a better internet for everyone. On this Safer Internet Day, here are our top 5 recommendations:
With a connected family, it’s important to pay attention to what your family members are connected to (IoT devices in the home, smartphones, tablets, etc.) and how they interact online. Maybe your son is an avid gamer, or your teenager is a social media mogul who enjoys tweeting and scrolling through TikTok. As a parent, you play a crucial role in setting an example for your children and loved ones. So, it’s important to teach them how to use the internet responsibly. Here are some tips for helping your family stay safe online:
In a time when students are reliant on connectivity to be successful in their education, it’s important that they connect to the internet safely. Ensuring a safe connection can prevent any security hiccups from standing in the way of you and your degree. If you are a college student, follow these tips to help you stay safe in a hybrid or distance learning environment:
Regardless of your industry, you are likely to rely on the internet to do your job. Restaurant workers use online POS systems, bank tellers require access to their customers’ online accounts – the list goes on. With so much of your day spent online, it’s important to keep internet safety best practices top of mind so you can continue to work free from potential cyber interruptions. No matter what career path you are on, following these tips can help you stay safe online and continue to do your job with confidence:
If you can dream it, you can stream it. With so much media at your fingertips, it’s important to remember that cybercriminals tend to focus their threats on trending consumer behaviors. For example, cybercriminals will tend to focus their scams on popular TV shows or movies in the hopes that an unsuspecting user will click on their malicious download. Because streaming has become so popular in recent years, consumers should prioritize the safety of their online streaming platforms like Spotify, Netflix, Hulu, etc. Here are some ways to stay protected while streaming:
As technology has become more advanced, we’ve become accustomed to the many benefits that come with taking our devices with us everywhere we go. For example, we can deposit checks from home with our mobile banking apps and can use vehicle location services on our phones to remind us where we parked. Here’s how you can stay protected while on-the-go:
“There’s no doubt the internet has brought so many benefits to our daily life,” says Alex Merton-McCann, McAfee’s Cyber Safety Ambassador. “I honestly can’t imagine life without it! But in order for us all to continue benefiting from its many pluses, we all have a responsibility to make it a safe and enjoyable place. So, let’s #playitfaironline and commit to being respectful and kind towards each other online to ensure life online is safe and enjoyable for us all!”
Check out #SaferInternetDay and #SID2022 hashtags on social media to be a part of the conversation.
The post How We Can All Work Together For a Better Internet appeared first on McAfee Blog.
The internet’s greatest feat? Fundamentally shifting how we live. Once a revelation, it quickly set our long-standing beliefs about how we work, play, and connect into a whole new context.
Today, the shifts come fast. Video meetings once felt alien. Now, they’re part of our routine. We’ve gone from setting doctor’s appointments online to actually seeing the doctor online—and from family visits to seeing everyone in seconds on a screen.
At McAfee, we’ve seen our share of shifts as well. Looking back across our thirty-plus years, we were among the first to deliver antivirus technology. First to create a biometric password manager. First to give people an intuitive Protection Score, and so much more. And we’re not stopping. We’re protecting people and their ever-changing lives. That means covering all your life online, from security to privacy to identity, in a way that adds to your confidence and enjoyment too.
Confidence and enjoyment. Those two words mark our next shift in online protection. We’re bringing those feelings to life across the McAfee experience. And it’ll redefine the way you stay safe online.
Safety has an unmistakable feeling. As we bring that feeling to online protection, you’ll see a remarkable evolution. It will look and act in bold new ways, guide you, reassure you, and most importantly, keep you safe. In all, it’s a new breed of online protection that’s helpful, even thoughtful, in the ways it looks out for you.
And this evolution is already underway. You’ll find that feeling in everyday moments as we make them simpler, freer, and safer—such as paying your bills at a coffee shop, managing your family’s healthcare from your laptop, and booking flights to catch up with old friends. Across them all, our protection will have your back, and even offer guidance when needed, all while you do you—wherever your day takes you and no matter what “online” looks like next.
There’s simply so much to see out there. And with us by your side, you’ll feel safe and stay that way. Life online will continue to surprise us. In the best of ways. And people have a right to enjoy every moment of it, confident that they’re safe and secure, in ways they can point to and feel.
That’s our next big shift. Giving you the unmistakable feeling of safety. You deserve it. More than that, it’s your right. And we’re proud to bring it to you.
The post The Feeling of Safety appeared first on McAfee Blog.
The internet is meant for all to enjoy. And that’s who we’re looking out for—you and everyone who wants to enjoy life online.
We believe it’s important that someone has your back like that, particularly where some of today’s hacks and attacks can leave people feeling a little uneasy from time to time. You’ve probably seen stories about data breaches at big companies pop up in your news feed. Or perhaps you or someone you know had their debit or credit card number hacked. Problems like these are out there, unfortunate thorns in the side of the internet we’ve come to love. Yet while these issues persist, there’s plenty you can do to avoid them.
That’s where we have your back—doing all we can to make life online enjoyable for everyone, with protection that helps people finally feel safe and stay that way.
The reality is that nobody wants to deal with hackers, malware, and other attacks crop up on the internet. And while it’s important to be aware of those things, we’d rather that you didn’t have to worry about them. Protection should come easy. Whether it’s keeping your banking, shopping, and streaming secure, along with your privacy and personal info too, protection should feel simple and tailored to you. That’s what we strive for.
So as you think about protecting your life online, take a moment to consider what you’re protecting. As you do, you’ll see that it means far more than protecting your computers, phones, and other devices. Ultimately, it’s about protecting you, and all the important things connected to you. You can think of it in three ways …
What’s among the top things people say they want to protect? Their photos. Not far behind photos are all manner of digital treasures that people like to keep close, which ranges anywhere from music they’ve downloaded to old voicemails of their children, nieces, and nephews that they’ve saved over the years. Without a doubt, we have plenty of things stored on our computers and phones that we simply couldn’t do without.
Protecting these things means protecting the devices you use to store and access them. Installing comprehensive online protection software like ours is the first step. In addition to award-winning antivirus software and firewall protection to help keep hackers at bay (and away from your photos and other precious files), it goes a step further.
Our new Online Protection Score shows you just how safe you are and guides you through simple steps that can seal up gaps and improve your protection overall. In all, it’s a personalized and simple way to make sure you’re protected as possible and continually make improvements as they’re needed. It’s a way of getting expert protection without being an expert.
There’s also the “Important Stuff” in life, like our financial records, tax returns, and all the banking that we do on our phones and computers. And let’s throw shopping into mix because shopping’s important too! You can protect the important things like this, which can help hackers out of your business.
For starters, you can protect your important files three ways with our online protection by using a combination of the McAfee® File Lock and Shredder features to manage your privacy:
You can lock down your privacy even further with a VPN that can shield you automatically from snooping attacks online, whether at home or when using public Wi-Fi. It creates an encrypted connection that works like a private tunnel that hides your IP address and the things you’re doing online from cybercrooks. It’s ideal for keeping your sensitive personal information like your financial data, passwords, and browsing history hidden from both hackers and websites.
And here’s another big help. A password manager. You likely have dozens of passwords, plus a few more that you’ve probably forgotten about. You can protect your passwords and the accounts associated with them with a password manager that creates and securely stores a strong, unique password for each of your accounts. Plus, you can use it to update those passwords on the regular. Few things make it tougher for hackers than strong, unique passwords that get changed often. In a time of data breaches and account theft, a password manager is a great call.
While it’s important to focus on protecting things like laptops, phones, photos, files, and data, you’re ultimately protecting something far greater You. Your privacy, your personal information, your accounts, all the things that taken together make you—you. The thing is that our lives are more fluid and mobile than ever before. One moment we’re banking on our laptop, the next we’re splitting the cost of dinner with a payment on our phone. The constant here is you. You’re at the center of all this activity regardless of the device you’re using. The same goes for your family and the people you care about.
That’s why we protect people, not just their devices.
McAfee Identity Protection Service monitors the dark web for your personal info such as emails and associated passwords, up to 60 different types of critical info. If we detect that your data was stolen, you’ll get immediate alerts on the devices of your choice and guidance on how to secure your info quickly and effectively. In all, you can keep tabs on your identity any time you’re connected to the internet, and if an issue crops up you can click, solve, and carry on.
Extended identity protection offers up the extra comfort of knowing that you have licensed recovery pros on the case if identity theft does happen to you. This includes monitoring and restoration services, along with identity theft insurance for lawyer fees, travel expenses, lost wages, and more.
While that’s just a few of the ways McAfee has your back, we hope it gives you a good sense of what online protection should do—how it should protect you and all the things connected to you. And on today’s internet, that’s quite a bit. There’s so much to experience online today, and we believe you should enjoy all of it, freely and with the confidence that comes from knowing you’re safe.
The post The Internet is for Everyone to Enjoy—We’re Helping See to It appeared first on McAfee Blog.
Last week, I waved my 18-year-old off as he embarked on the Aussie school leaver’s rite of passage – Schoolies!! A week spent kicking up your heels and living life to the max without any parental supervision at all! Oh, the sleepless nights many of us parents have had! And once Christmas and New Year celebrations are done, he’ll be heading away to University to ‘live his best life’ away from his dedicated cyber mother!
And of course, I’m delighted for him, although secretly devastated to be losing my baby boy. But it does prompt the question, am I now done with cyber parenting? Is my work here officially done?
I remember when my kids were little, my mother shared some words of wisdom with me: ‘Alex, you never stop being a parent. The kids are the same, it’s just the issues that change.’ And she was so right. As our boys have grown up, we’ve been less involved in their day-to-day needs but still very much needed. Whether it’s to help review a work contract, provide advice on an issue with a flatmate or help pick out a suit, the parenting hasn’t stopped instead entered a new chapter. And of course, there’s no doubt that having interested, devoted parents at the end of the telephone – day or night – makes navigating life so much easier!
And when it comes to their digital lives, it’s the same story. While we have no reason to be involved in their day-to-day online lives, we have definitely been called upon to help them troubleshoot situations from receiving inappropriate messages, identifying potential scams or managing terse exchanges. And, might I add, I have also proactively offered my advice on the appropriateness of pictures they have shared online – many times!!
So, after having managed 3 kids through this transition to early adulthood with another one currently underway, I thought I’d share with you some of my best strategies for ensuring their digital life is in good shape without micro-managing them!
Every few days, I’ll check out my boys’ socials. Not only does it give me a ‘feel’ for what’s happening in their lives – where they’ve been and who with – it also allows me to check they are making good decisions about what they share. There have been multiple times during this period where I have sent off a quick text suggesting they remove a photo or perhaps rephrase a comment! And while I know these texts aren’t always warmly received, in nearly all cases, they take my advice!
And it goes without saying that your ability to provide input to their digital lives will only happen if you don’t cross boundaries! So, never embarrass them. If you see something you don’t like, message them privately – do not workshop it on their Facebook page! And if you want to post a pic or video of them, always get their ‘ok’ first.
OK, security software probably won’t be top of their Christmas list, but knowing that they have comprehensive security software like McAfee’s Total Protection on their devices which works hard in the background to minimize threats and issues will give you real peace of mind. This year, I’m buying my older boys an air-fryer and frypans for Christmas. Why not continue the pragmatic theme and invest in some software for them too?
About 4 years ago, I set up a family Messenger Group and it’s now something I absolutely treasure. We share pics of our cats and dog, potential family holiday dates, funny photos, and videos, and relevant news stories – particularly during COVID. But the other thing I like to share is reminders about important ‘tech stuff’, like changing passwords, when to update their Apple software or details about scams that are doing the rounds. Whether it’s Whats App, Telegram, or my personal favorite, Messenger, I strongly recommend establishing a family group chat as an effective way of covering off key issues with your young adult kids.
With potential employers, partners, and even friends using Google to conduct their due diligence on you, digital reputation is everything. So, weaving constant reminders into conversations with your adult kids should still be a priority. Now, of course, some kids will instinctively ‘get this’ but others will need a few pointers. According to a 70% of employers use social media to screen candidates during the hiring process, and about 43% of employers use social media to check on current employees. So, why not encourage them to ‘Google’ themselves – and why not do yourself also? How you present online could mean the difference between being employed or unemployed!
So, if you have a school leaver in your family and you’re not sure whether your job is done, I’m here to confirm that you’ll still be required for a very long time! Whether they know it or not, our big kids will still continue to need a sprinkling of our wisdom and experience for years to come. And even though they may have fled the nest, remember you will always be one of their most influential role models. So, make sure your digital life is in good shape too because as American novelist James Baldwin shares: ‘Children have never been very good at listening to their elders, but they have never failed to imitate them.’
Till next time
Take care
The post So, Your Kids Have Left School. Do You Still Need To Worry About Their Online Safety? appeared first on McAfee Blog.
Protecting your devices with antivirus is a great start, yet it’s only one part of staying safer online. With the way scammers and thieves target people today, you need to protect yourself too—specifically your identity and privacy.
Threats have evolved over the years. While hackers still wage malware attacks on computers, tablets, and smartphones, the devices aren’t the ultimate target. You are. The personal and private information created and kept on your devices have tremendous value because scammers and thieves can use it to steal your identity, open credit cards in your name, and commit all kinds of identity theft and fraud.
Yet just as using antivirus protection can keep you safer online, using privacy and identity protection will keep you far safer still. Let’s look at how all three can work in concert.
Privacy protection focuses on keeping your information from getting into the hands of advertisers, cybercriminals, and data brokers who want to use it for their benefit. To boost your online privacy, consider a few thoughtful additions to your daily browsing, email, and social media routine.
First, think carefully about your social media habits. Do you post everything about your day and childhood, pin your location, and share photos of documents that include your full name, birthday, or address? You may want to consider cutting back on what you broadcast on the internet, especially if your account is public for anyone to view.
Unfortunately, while your friends and family may love your status updates, cybercriminals love them more. After only minutes of snooping, cybercriminals can glean enough personal details about you to impersonate you or target a social engineering attempt at you. To keep your private information more private, limit what you share on social media, pare down your follower and friend lists to only the closest people, and if your social media account platform supports it set your account to private.
One more way to protect your privacy is to use a virtual private network (VPN). A VPN allows you to remain far more anonymous online by shielding your location and device information, along with the data passing along your connection—which includes things like your passwords, account information, and other sensitive info.
A VPN offers further protection when you’re logged on to a public network, like those in coffee shops, libraries, and transportation hubs. Cybercriminals often lurk on non-password-protected Wi-Fi networks and eavesdrop on people paying bills or online shopping to steal their credentials.
However, criminals aren’t the only ones who intrude on your privacy. Online data brokers collect thousands of data points on millions of people, then post bits of that information for anyone to see and offer far more detailed information for a price.
Who buys this information? More legitimate purposes include people conducting background checks, journalists, law enforcement, and, largely, advertisers. With such in-depth information, advertisers can target highly specific audiences with their ads, all based on personal information that can include shopping habits from customer loyalty cards, health data from fitness apps, and information scraped from public social media posts—just to name a few of the umpteen sources they draw from.
Yet data brokers won’t discriminate. They’ll sell to scammers and thieves as well, who can then use that personal information to help them commit identity fraud and theft.
However, you can do something about this. Personal data cleanup can scan some of the riskiest data broker sites and show you which ones are selling your personal info. It can also provide guidance on how you can remove your data from those sites and can even manage the removal for you. And because data brokers continually update their data, personal data cleanup will continue to monitor those sites and help you get your information removed should it crop up again.
In all, if you feel that your privacy shouldn’t be up for grabs, a personal data cleanup service can
Another form of protection focuses on keeping you safer from identity theft and fraud. Here, thieves will steal personal and account information to rack up charges on existing credit and debit cards, open entirely new accounts and lines of credit, or impersonating the victim themselves for employment, health insurance coverage, or to commit other crimes in someone else’s name.
A few forms of identity crime include:
This list provides just a few examples, yet in all its forms, identity crime can affect your finances, credit score, and ability to secure loans, a mortgage, or future credit cards.
One way to keep your identity secure is to guard your PII carefully. Never give out your Social Security Number unless it’s necessary—such for employment, opening bank and credit accounts, applying for public assistance, filing tax returns, or obtaining a driver’s license. While other businesses may ask you for your Social Security Number for identification purposes, you are not legally bound to provide it. You can ask to provide an alternate form. Also, never share it over email or text where it can be potentially intercepted.
Beyond your Social Security Number, you can take steps to protect the many other forms of personal information you have. An identity monitoring service can keep tabs on everything from email addresses to IDs and phone numbers for signs of breaches so you can take action to secure your accounts before they’re used for identity theft. Likewise, credit monitoring can watch for unusual credit activity that could be an indicator of identity theft as well.
Should the unfortunate occur, identity theft & recovery coverage like ours can help you get back on track in several ways. First, it provides $1 million in identity theft coverage that covers travel expenses, legal fees, and stolen funds reimbursement. Additionally, it provides the assistance of a licensed identity theft recovery pro who can help you repair your identity and credit.
The third form of protection involves our devices, like computers, tablets, and phones—protecting them from both physical and digital threats.
The first step you can take is to use a password, PIN, facial recognition, or other form of lock to keep your devices safer in the event of loss or theft. With this protection, your device is effectively an open book, providing a thief with access to all manner of personal information, accounts, and apps.
Taking this protection a step further is learning to remotely locate your devices and then lock or wipe them. Many laptops and mobile devices offer location tracking services to help find a lost device—and yet others allow the owner to remotely lock or even wipe the contents of that device if they fear it’s lost for good or fallen into the wrong hands.
It’s all rather straightforward, and device manufacturers have put up helpful web pages that can walk you through the process:
Another good step you can take is to back up your files, whether with an online cloud service, a physical external drive, or both. By storing your files in the cloud, you can recover them quickly if your device is stolen and you have to remotely wipe its contents. Storing them on an external drive also lets you recover your files if your device is stolen, however, you’ll want to keep it in a secure location so that it can’t be stolen as well. Options include a fireproof safe where you keep other valuables or even a safe deposit box. The drawback is that you will have to back up files manually and regularly whereas cloud backup is practically automatic when you’re connected to the internet.
Another component of device security is defending against malicious software. Viruses and malware can make their way onto your devices through several avenues, including sketchy websites, dishonest downloads, phishing schemes, and clicking on ads. The challenge is that several of these avenues can look rather legitimate at first glance. Sophisticated hackers, scammers, and thieves have learned how to make their bogus websites and search results look like the real thing. One way you can prevent making a bad click or downloading an attachment loaded with malware is to use web advisor software that can protect you while you browse.
And finally, yes, antivirus is a must now just as it’s ever been. When kept up to date with the latest updates, it can prevent malware from getting onto your devices—plus scan, detect, and delete viruses and malware from your devices should they make their way onto them.
The threats out there are many, and they go beyond threats to your devices. Hackers, scammers, and thieves are quite interested in you. Your accounts, your personal information, and anything they can grab to commit theft or fraud. Protecting yourself today calls for not only protecting your devices but your privacy and identity too.
Comprehensive online protection software like ours covers all three—privacy, identity, and devices. It includes the protections mentioned above, plus dozens of features more such as ransomware coverage, credit freezes, security locks, and an online protection score that shows you just how safe you are, along with suggestions that can make you safer still.
In all, it gives you far more control over your privacy and personal information, control that should rest in your hands, and not in the hands of data brokers, hackers, scammers, and thieves.
The post Privacy, Identity, and Device Protection: Why You Need to Invest in All Three appeared first on McAfee Blog.
Like many consumers around the world, you’re probably scouring the internet to find the perfect gifts for your friends and family in time for the holidays. While buyers prepare for the festivities, cybercriminals look for opportunities to scam shoppers with various tricks. In 2020, the FBI received over 17,000 complaints regarding goods that were never delivered, totaling losses of more than $53 million.1 And this year, it is anticipated that the number could increase due to rumors of merchandise shortages and the ongoing pandemic.
But no need to get your tinsel in a tangle! At McAfee, we’re empowering consumers to live their digital lives with confidence by providing tips and tools for sidestepping cyber-grinches. Here are the top scams to look out for this holiday season so you can be on your merry way:
Phishing may be one of the older tricks in the book, but it is still a favorite standby for cybercriminals as phishing tactics become more sophisticated. According to Bleeping Computer, scammers tend to target holiday shoppers with emails advertising big-ticket or hard-to-find items to entice them to click on a malicious link.2 For example, cybercriminals could send a phishing email promising a sweet deal —often referred to as the discount scam — on the latest gaming system. Jumping at the opportunity to score such a great gift for a low price, an unsuspecting holiday shopper might click on the link and swiftly hand over their credit card details. But instead of receiving the gaming system, they receive alerts of suspicious purchases from their bank — purchases that cybercriminals made with their credit card information.
During the holidays, many brands increase their online advertising to boost sales. However, cyber-grinches will likely take advantage of this trend by creating fake websites and ads impersonating companies that consumers know and love. For example, cybercriminals can create fake websites and ads promoting unrealistic discounts and bargains that look remarkably similar to an online retailer’s site. If a customer clicks on the fake website and makes a “purchase” by inputting their credit card information, the scammers will then be able to use this data to make fraudulent purchases elsewhere.
Many consumers rely on social media to stay up-to-date on the latest deals, and scammers are eagerly looking for ways to take advantage. To target holiday shoppers via Instagram, Facebook, TikTok, etc., criminals use fake social media posts offering vouchers, gift cards, freebies, and contests in the hopes that the user will click on the post and hand over their personal or financial information. Perhaps a user comes across a fake contest for a $1,000 Amazon gift card on Instagram — all they have to do is enter their login credentials to enter. Little do they know that this contest has been formulated by scammers and submitting their login for entry is just handing over their data for cyber-scrooges to exploit.
Criminals can also take advantage of shoppable social media posts to target holiday shoppers with advertisements for non-existent or counterfeit items. Today, 130 million Instagram users tap on shoppable posts to learn more about products every month. It’s likely that these users will also rely on shoppable posts to interact with products they’re interested in purchasing for holiday gifts.3
Cybercriminals can entice these users by creating fraudulent social media ads for products they don’t actually have. If an unsuspecting shopper purchases through the fake ad, their financial information will not only find its way into the hands of the scammer, but they also won’t receive what they initially paid for.
According to the Wall Street Journal, travel and charity scams also tend to spike around the holidays.4 Travel scams could show up in the form of an email stating that a booking has been canceled, sending you to a fake website where you’re asked to enter your credit card number to set up a new reservation. You could also receive an email directing you to a clone site offering deals on a house rental, flight, or hotel room that seems too good to be true — as long as you hold your reservation with a deposit.
Cybercriminals also know that consumers tend to make charitable donations around the holidays, and many are quick to take advantage. A charity scam might target victims via social media feeds, asking people to donate to a fake organization. Consumers should always do their research on a charity before they donate to prevent money from ending up in a scammer’s pocket.
To prevent cyber-grinches from stealing your money, data, and festive spirit, follow these tips so you can continue to make merry during the holiday shopping season:
The post 6 Tips to Protect Yourself From Holiday Shopping Scammers appeared first on McAfee Blog.
I think it’s fair to say that come to next Australia Day, there needs to be a special award category for parents of young children who survived home learning during the lockdowns. Let’s be honest – it’s been brutal! So many parents had to juggle their own full-time work, running a household, AND supervising a day’s worth of learning for often, multiple children! Research from Macquarie University showed that many parents spent up to 14 hours a week in their role as home learning managers and 9/10 parents reported the experience as, quite understandably, stressful! As a mum of older teens and young adults – who are usually self-sufficient – I’m in awe!
But the good news is – things are on the improve! Our vaccine rates are amongst the best in the world, so lockdowns have been lifted and, drum roll… kids are back at school! I’ve always been a big fan of trying to find the silver lining of any situation and I think there are many we can take away from our COVID experience, particularly when it comes to digital parenting. I know of so many parents who have completely rethought their approach to managing kids and technology since the pandemic hit because of their home learning experience.
So, in the spirit of sharing and caring, I thought I’d round up some of the best ‘aha’ moments from parents who were forced to become expert home learning managers over multiple lockdowns. And make sure you take notes because there are some great learnings that we can apply to our digital parenting journey.
If you have never been ‘all in’ with your kids’ use of technology for both learning and socializing, then you need to get over this ASAP. Technology is the lifeblood of your kids’ lives. It’s how they connect, nurture friendships, and organize their social lives. I also recommend parents try to see technology through the eyes of their kids NOT just through our more ‘mature’ lens. It’s the best way of truly understanding just what a huge role it plays in their day-to-day lives. And don’t forget that technology is almost always used to set up in-person catchups! So, please don’t demonize it, it will only push your kids away.
I totally appreciate that many parents didn’t choose to be home learning ‘managers’ however many have shared with me how they now feel far more involved in their child’s life because of the experience. Seeing first-hand how your child’s day works, overhearing their conversations with teachers and peers (courtesy of Zoom), and being blown away by your offspring’s tech skills has given many parents incredible insight into their child.
I know of parents who have noticed learning issues and friendship problems all as a result of their home learning manager role! There’s nothing like being able to nip something in the bud before it becomes a big issue! So, stay involved and you’ll reap the rewards!
Confession – I have never been one of those parents who proactively organized park visits, bushwalks, and exercise regimes for my kids. But many of the parents who managed young children through a lockdown and resorted to becoming personal trainers reported that it paid dividends. So, now lockdowns are (hopefully!) history, don’t forget about the benefits of getting your kids to move. It’s hard to be on a screen when you are walking the dog, playing a game of family cricket, or bushwalking. I know it’s time-consuming but it’s so worth it!
As of 2 years ago, the average Aussie household had 17 internet-connected devices in tow so it’s no wonder keeping abreast of all the devices in your household feels like a full-time job! But with kids continuing to use their devices for both study and socializing, it’s essential that you give each device a ‘once over’ to minimize risks and prevent issues arising down the track.
Ensuring all their software is up to date is a great place to start. Also check that the default password has been changed and that there is some top-shelf security software installed to protect the device and, most importantly, its user! And while you are there, why not also ensure that each of their online accounts has its own distinct password? If you think they could manage a password manager, then it might be time to introduce them to one? Check out McAfee’s True Key – I couldn’t manage without it!
I think you’d be hard-pressed to find many parents keen to return to home learning. In fact, I think there may even be a revolt if we had to go back! But, knowing we have picked up some ‘nuggets of gold’ along the way makes it a little feel a little better! So, please embrace technology – it’s a fantastic way of connecting with your kids. But of course, keep your family’s usage in check and minimize the risks by giving each device a once-over.
Happy Digital Parenting!
Alex
The post What We’ve Learnt From Home Learning During Lockdown appeared first on McAfee Blog.
How do you connect online these days? I’ll give you an example from my own life: From my 15-year old son to my 80-year-old mother, not one of us leaves the house without our phone. And today, there isn’t a single thing you can’t do on your phone. It’s the minicomputer that goes where you go.
This trend in the way we connect is reflected in recent data too. In fact, we’ve found that the average consumer spends 6 hours and 55 min online per day, split between mobile (52%) and desktop (48%). Whether you’re a Boomer, Gen X, a Millennial, or Gen Z, the way you connect online is diverse and specific to you.
As for what we’re doing online? It’s just about everything. After all, we spend an average of 7 hours per day on connected devices and the pandemic has forced us to do even more online. The downside to this rapid change in the way we live is that we are opening ourselves up to more risk which leaves consumers feeling highly concerned about their ability to keep their personal info secure or private. We need new protection for this new normal.
What all these changes mean is that you’re able to have the same online experience regardless of where you are, what you’re doing, or what device you’re using. Your favorite streaming service is a great example – you can just as easily find a movie on a tablet as you can on your laptop. In fact, you can pause the movie you’re watching on that tablet and pick up where you left off on your laptop. Your experience with online security should offer the same convenience and familiarity. More importantly, online protection should give you a feeling of confidence however or wherever you choose to connect.
This means knowing your personal info is secure even when accessing an unsecured network, your browsing habits remain private, and you can take necessary actions should your information be compromised. To put it another way, YOU are what we’re focused on protecting and we do that by making sure everything you connect with is also secure.
A phone is the remote control for your life. From the palm of your hand, you’re able to shop, browse, stream, and create – everything you do online you can now do from your phone. So, it’s crucial that your phone be a major focus of our online protection. The new mobile app makes it easier to get robust protection for your identity, privacy, and phone. Let’s look at a few of the capabilities offered by the new mobile app.
Think about all the online accounts you’ve created in the past year. How many of them do you use regularly? Sometimes I think I have more food delivery apps on my phone than I do restaurants to use them on. Regardless of how often you use an account (or if you no longer use it at all!), any personal information (like emails, addresses, credit cards) added to it is available online and vulnerable to breaches. McAfee Security comes with identity protection, a feature that monitors your personal information and then notifies you when there’s a risk of your data being compromised. What this means is that if we detect that your data was stolen, you’ll be alerted an average of 10 months earlier than similar services, so you can act before your data is used illegally or shows up on the dark web.
Let’s say you’re about to use the free internet at your favorite café for a speedier connection. Time to flip on your virtual private network (VPN). Forget about digging through a sea of menus to find your VPN. The new mobile app offers a seamless VPN experience so you can keep your activity hidden on less-than-secure Wi-Fi. Or, better yet, you can set up a Secure VPN to automatically turn on for unsecured Wi-Fi networks. Whatever you choose, Secure VPN keeps your personal data and location private anywhere you go with unlimited data and bank-grade Wi-Fi encryption.
At the end of the day, phones are devices and they’re vulnerable to viruses, malware, and, increasingly, malicious apps. The new McAfee Mobile app offers an antivirus scan for Android phones and system scans to see if your passcode is strong enough and that your OS is up to date on iOS devices.
Most importantly, the app is part of McAfee’s total online protection, so the experience on your phone is the same as on your PC. It’s protection that goes where you go – at home on your PC, or on the go with your mobile.
If you’re an existing McAfee subscriber using McAfee Total Protection or McAfee LiveSafe, you can get the app right now. And, if you’ve already got the app installed, just make sure it’s up-to-date and you’ll be all set with the new look and features.
Interested in trying the app out? You can buy or get a free trial of McAfee Total Protection here and get started today.
The post Reimagining mobile security for the way we live our lives today, tomorrow, and beyond. appeared first on McAfee Blog.
It would be impossible nowadays to separate our everyday lives from technology. We travel well-worn, comfortable paths online and engage in digital activities that work for us. But could those seemingly harmless habits be putting out the welcome to cyber criminals out to steal our data?
It’s a given that our “digital-first mindset” comes with inherent risks. With the work and learn from home shift looking more permanent and cybercrime on the rise, it’s imperative to adopt new mindsets and put new skills in motion. The first step with any change? Admitting your family may have a few bad habits to fix. Here are just a few to consider.
1. You share toooo much online. Too Much Information, yes, TMI. Oversharing personal information online is easy access for bad actors online. Those out to do harm online have made it their life’s work to piece together your personal details so they can steal your identity—or worse. Safe Family Tips: Encourage your family not to post private information such as their full name, family member names, city, address, school name, extracurricular activities, and pet names. Also, get in the habit of a) setting social media profiles to private, b) regularly scrubbing personal information on social profiles—this includes profile info, comments, and even captions that reveal too much c) regularly editing your friends lists to people you know and trust.
2. You’ve gotten lazy about passwords. It’s tough to keep up with everything these days. We get it. However, passwords are essential. They protect your digital life—much like locks on doors protect your physical life. Safe Family Tips: Layer up your protection. Use multi-factor authentication to safeguard user authenticity and add a layer of security to protect personal data and all family devices. Consider adding comprehensive software that includes a password manager as well as virus and malware protection. This level of protection can add both power and peace of mind to your family’s online security strategy.
3. You casually use public Wi-Fi. It’s easy to do. If you are working away from home or on a family trip, you may need to purchase something, meet a deadline, or send sensitive documents quickly. Public Wi-Fi is easy and fast, but it’s also loaded with security gaps that cybercriminals camp out on. Safe Family Tip: If you must conduct transactions on a public Wi-Fi connection, consider McAfee Total Protection. It includes antivirus and safe browsing software, plus a secure VPN.
4. You have too many unvetted apps. We love apps, but can we trust them? Unfortunately, when it comes to security and privacy, apps are notoriously risky and getting tougher to trust as app technology evolves. So, what can you do? Safe Family Tips: A few things you can do include a) Double-checking app permissions. Before granting access to an app, ask yourself: Does this app need what it’s asking me to share? Apps should not ask for access to your data, b) researching the app and checking its security level and if there have been breaches, c) reading user reviews, d) routinely deleting dormant and unused apps from your phone. This is important to do on your phone and your laptop, e) monitor your credit report for questionable activity that may be connected to a malicious app or any number of online scams.
5. You’ve gotten too comfortable online. If you think that a data breach, financial theft, or catfish scam can’t happen to you or your family, it’s a sign you may be too comfortable online. Growing strong digital habits is an ongoing discipline. If you started strong but have loosened your focus, it’s easy to get back to it. Safe Family Tips: Some of the most vulnerable areas to your privacy can be your kids’ social media. They may be oversharing, downloading malicious apps, and engaging with questionable people online that could pose a risk to your family. Consider regularly monitoring your child’s online activity (without hovering or spying). Physically pick up their devices to vet new apps and check they’ve maintained all privacy settings.
6. You lack a unified family security strategy. Consider it: If each family member owns three devices, your family has countless security gaps. Closing those gaps requires a unified plan. Safe Family Tips: a) Sit down and talk about baseline security practices every family member should follow, b) inventory your technology, including IoT devices, smartphones, game systems, tablets, and toys, c) make “keeping the bad guys out” fun for kids and a challenge for teens. Sit and change passwords together, review privacy settings, reduce friend lists. Come up with a reward system that tallies and recognizes each positive security step.
7. You ignore updates. Those updates you’re putting off? They may be annoying, but most of them are security-related, so it’s wise to install them as they come out. Safe Family Tip: Many people make it a habit to change their passwords every time they install a new update. We couldn’t agree more.
Technology continues to evolve and open extraordinary opportunities to families every day. However, it’s also opening equally extraordinary opportunities for bad actors banking on consumers’ casual security habits. Let’s stop them in their tracks. If you nodded to any of the above habits, you aren’t alone. Today is a new day, and putting better digital habits in motion begins right here, right now.
The post 7 Common Digital Behaviors that Put Your Family’s Privacy at Risk appeared first on McAfee Blog.
If you pick up your teen’s phone on any given day, chances are the next stop you make will be Google. That’s because, if you’re like most parents, you’re beyond baffled by texting language kids use.
It’s okay, you are not alone if you feel out of the loop. As parents, we’re not invited to the party—and that’s okay. Slag belongs to the generation that coined it. And few of us are aching to use words like “sus” and “simp,” right? The goal of these updates isn’t to decode or invade. It’s digital parenting 101. The more we know about what’s going on in our child’s world, the better we can parent. It’s our job to know.
So once a year we do our best to decipher some of the more common terms you may hear or see your kids use. Keep in mind: Slang isn’t universal. It changes from city to city and culture to culture. Terms and meanings may vary. Many of the words are fun and harmless, while others are specifically meant to mask risky behavior. Remember, McAfee frees you to live your connected life safe from threats like viruses, malware, phishing, and more. Download award-winning antivirus that protects your data and devices today.
A real one. A person who is being authentic, genuine, trusted.
And I oop. A phrase used after a funny mistake or accident.
Awks. Short for awkward.
Baddie. Name for an independent female who is tough and beautiful.
Bands. Refers to bands around cash or a wealthy person. No doubt, the dude’s got bands.
Bet. A willingness to do something; means “yes” or “okay.”
Big yikes. When you see something, that is a huge embarrassment.
Booed up. To be in a romantic relationship.
Bop. A really good song. That song is such a bop!
Bread or Cheddar. Terms that refer to money.
Breadcrumbing. Sending flirtatious text messages to another person to get their attention but remain non-committal.
Bussin. Something is awesome. Her new hair color is bussin’.
Cake. When someone’s body looks good. The girl in my science class has cake.
Cancel. Reject or stop supporting a group or idea.
Cap. A term that means “lie” or “false.” He said we were a couple. Cap!
No cap. A phrase that means “no lie” or “for real” emphasizes telling the truth. I just saw him eat a bug. No cap!
CEO. A term used to describe something that you’re very good at, making you the CEO of it. I’m the CEO of being late to class.
Cheug. This term describes a person, idea, or situation that is outdated or inauthentic.
Clout. A term that relates to a person’s follower count, fame, or influencer status. Sometimes an expression for an extravagant way of living.
Chasing Clout. A term that describes a person who does and says things for the sole purpose of becoming more popular.
Curve. To reject someone romantically.
Cuffing. Wanting to date or cuff yourself to someone temporarily—at least until summer break.
Do it for the gram. A phrase that describes someone doing something for the sole purpose of posting online.
Drip. A term that describes someone’s style as sexy or cool. Zayne has some serious drip.
Facts. When you agree with someone.
Finsta. A second Instagram account used for sharing with a smaller circle of friends and followers.
Fish. Fishing for compliments.
Fit. Short for outfit.
Flex. To show off or show something off.
Get after it. Start with something with intensity.
Ghost. Suddenly stop all contact with someone online and in person.
Hundo P. Being 100% certain.
Hypebeast. A term that describes someone who cares too much about popular things rather than being self-aware and genuine.
I’m dead. Describes how you feel when something is hilarious.
I’m weak. Like, dead, describes how you feel when something is hilarious.
I can’t even. An expression used when you’ve had enough of someone or a situation.
Keep it 100. Stay true to yourself and stick to your values.
Lewk. Look.
Left on read. When someone does not respond to your text. He left me on read!
Lit. Cool or awesome.
Mood. A term used to express a relatable feeling or experience. Seeing that kid by himself kicking a can is such a mood.
Mutuals. People who follow and support one another on social media.
Oof. An expression used when something bad happens, and you don’t know how to respond.
Periodt. A term used to emphasize what you just said.
Purr. Expressing approval. I’ve got nothing but purr for my friends.
Receipts. Evidence to prove someone is either lying. Often in the form of screenshots, videos, or images.
Savage. A cool person or someone overly direct or candid.
Sketch. A sketchy or ominous situation, place, or person.
Skrrt. To leave quickly or get away from someone (the sound a car makes).
Ship. Short for relationship.
Simp. Used to describe a guy who is seen as being too attentive and submissive to a girl.
Sheesh. A term used to compliment someone when they look good or do something good.
Suh. A combination of “sup” and “huh” used as a greeting.
Sus. Short for suspect describing a situation, a person, or a claim. That guy is sus. Let’s get out of here.
Shawty. An attractive female. Sometimes a short, attractive female.
Sheee. An expression of disappointment, annoyance, or surprise.
Slaps. A term used when something is awesome. The DJ slaps.
Snatched. Describing a person or a thing that looks great. I’m jealous her makeup is so snatched.
Stan. A combination of “stalker” and “fan” refers to an overly obsessed fan of a celebrity.
Straight Fire or Fire. Describes something amazing. His new truck is straight fire.
Thumpin’. Word to describe someone going very. I didn’t even see him leave. He was thumpin’.
Vaguebooking. The act of posting vague Facebook or other social status updates for attention or as a cry for help. Wondering what the point of it all is anyway.
Whip. A word that means car. Have you seen his new whip?
Wig. When something has you so excited, your wig might come off; mind-blowing. The new Adele song!! WIIIIGGG!
Yeet. Throwing something out of rage. Also used as an exclamation for being excited.
NGL. Not Gonna Lie.
NMH. Nodding My Head; an expression of agreement.
NSA. No Strings Attached.
HWU. Hey, what’s up?
IYKWIM. If You Know What I Mean.
RLY. Really?
OG.Short for Original Gangster;a compliment for someone who is exceptional or authentic.
ORLY. Oh really?
SMH. Shaking My Head.
TFW. That Feeling When
TT2T. Too Tired to Talk.
L. Short for loose or loss.
V. Short for very.
W. Short for win. Their loss is our w.
WYA. Where are you at?
WYD. What are you doing?
YK. You’re Kidding.
YKTS. You Know the Score.
YKTV. You know the vibe.
Addy/Study Buddy. Terms used in place of the medication Adderal.
Break Green. A term that means to share marijuana with others.
Crashy. Combo of “crazy” and “trashy.”
Daddy. An attractive man, usually older, who conveys a sense of power and dominance.
Faded/Cooked. Terms used to describe being high on drugs.
Lit/Turnt Up. It can mean party or get drunk.
MOS/POS. Mom Over Shoulder; Parent Over Shoulder.
Kush/Flower/Gas. Terms used in place of marijuana.
Smash. To hook up for casual sex. Is he a smash or a pass?
Thirsty. Adjective for a person desperate for attention or sex.
Xan/Xans. Terms short for Xanax, a sedative used to treat anxiety. Also called xanny, beans, bars, and footballs.
ASL. Age/sex/location.
CD9. Can’t talk parents are here.
CU46. See You For Sex.
GALMA. Go Away Leave Me Alone.
GOMB. Get Off My Back.
GSW. Get Some Weed.
LMIRL. Let’s meet in Real Life.
KMS/KYS. Kill myself, Kill Yourself.
ONG. On God; a term that implies a person is serious enough to swear “on god.”
ONS. One Night Stand.
Spice or K2. Code for synthetic marijuana, which can be more harmful than actual cannabis.
URAL. You’re A Loser.
WWTP. Want to Trade Pics?
X or E. Letters that stand for ecstasy, otherwise known as “molly” or MDMA.
Zaddy. A well-dressed, attractive man of any age.
Zerg. A term that originated in the gaming community for gamers using the many against one strategy to win a game. A Zerg is a person who employs the same bullying tactics in real life. Stay away from him. He’s such a Zerg! Or Stay off that site. There’s too much zerging.
Protect your connected life today with McAfee Total Protection
*Content collected from various sources, including NetLingo.com, slangit.com, cyberdefinitions.com, UrbanDictionary.com, webopedia.com, and conversations on TikTok, Reddit, and YouTube.
The post Teen Slang and Texting Acronyms Parents Should Know appeared first on McAfee Blog.
Sadly, online job scams targeting older adults have been an issue for years. However, in a pandemic job market, cybercriminals are working overtime to devise schemes that exploit job seekers’ need for financial security.
According to the Better Business Bureau, Americans lost more than $62 million in employment scams in 2020. In addition, with federal unemployment benefits ending this month, that number is expected to rise as more people head online to look for work.
Online hiring scams can be hard to detect because scammers advertise job opportunities the same way legitimate employers do—via online ads, job sites, and popular social networking channels. They promise job seekers opportunity and hope but are carefully designed to the applicant’s personal information or deceive them into sending money.
Here are just a few examples of online jobs scams targeting older adults and a few ways to avoid becoming a victim.
Last year the Federal Trade Commission (FTC) identified and shut down a scam on LinkedIn in which a company sent potential job candidates a direct message promising a high-paying job still unpublished to the public. The catch? Potential candidates were asked to pay a fee of up to $2,500 to set up the interview. Variations of this scam, using LinkedIn as a channel, may be in play.
Some scammers are getting especially bold and posting job openings using the names, logos, and even staff names from legitimate companies to lure unsuspecting job seekers into fake interviews. After a questionnaire or interview, the company informs the applicant they have the job. From there, they collect personal information as if it’s part of a legitimate onboarding process—only the job doesn’t exist.
A popular scam involves a company offering job seekers a six-figure income working from home with the promise you can “be your own boss “and “set your own schedule.” The catch: Job seekers must first purchase a starter kit or some form of online coaching package to qualify for the “opportunity.” After that, the company can disappear or charge the consumer thousands of dollars more for training that never comes.
According to the BBB, some scams include job seekers submitting personal information to potential employers only to have that information stolen and used for fraudulent schemes. Some scams even involve online interviews that appeared legitimate; only the interviewer didn’t appear on camera. The bogus employer asks for personal data during the interview, including banking information needed for direct depositing a paycheck.
If an employer attempts to hire you by text, email, or a photo-only video interview, beware. Legitimate employers, no matter how small, will have a professional hiring process. Job Search Safety Tips: 1) Call the company to make sure the job offer is legitimate. 2) Verify the name of the company contact through LinkedIn and verify the person with whom you are communicating 3) Consider comprehensive security software to protect your devices from malware sent via phishing emails from potential employers.
A legitimate employer will not ask for money from a potential or new hire. Nor will they ask you to purchase “training” or cash a check for “software” as part of your employment. Job Search Safety Tip: Check the BBB’s Scam Tracker for scams connected to a company.
If an employer sends you a cashier’s check or even a corporate check, know it may not be real, even if your bank accepts it for a deposit (it won’t clear). Various fake check scams can pull in unwitting victims through job posts that advertise positions for merchandise resellers, virtual assistants, mystery shoppers, car wrappers, caregivers, and photographers.
If an employer immediately asks for personal data such as your SSN, birthdate, driver’s license number, etc., chances are it’s a scam. Job Search Safety Tip: 1) Bank-routing information is for direct deposits after you’ve met an employer in person. If you are applying for remote work, wait for a signed offer, be sure to verify the company and the offer before sharing financial information. 2) Consider using a Virtual Private Network, to share any kind of private information regarding employment.
Job scammers target people who are stressed and desperate for work. If the potential employer seems to be pushing you to give information, send money, or take the next step, it may be a scam. Job Search Safety Tip: Slow down and ask yourself, “Does this sound right?” Seek out the opinion of a friend or relative if needed.
Need guidance? Call the AARP Fraud Watch Network helpline toll-free at 877-908-3360. Stay aware of scams targeting seniors at aarp.org/fraudwatchnetwork.
If you are the victim of a scam or attempted scam, report it to the FTC, IC3, FBI, and IdentityTheft.gov.
Finally, remember that legitimate job boards such as Indeed, Monster, and LinkedIn can contain fake companies, bogus jobs, and positions that look incredible that will cause incredible heartache for a job seeker that forges ahead without caution.
The post How to Help Seniors Spot Online Job Scams appeared first on McAfee Blog.
Customers often ask us some version of this question. It’s a good question and in the past, there was no direct answer – only recommendations. For instance, we recommend online protection that goes beyond antivirus to include identity and privacy protection, as well as promoting safety best practices like using multi-factor authentication. We wondered if there was a simpler and easier way to advise customers how to better protect themselves.
A recent survey shows how important online security has become to consumers. We found that 74% of you have concerns about keeping your information private online. 57% want to be more in control of their personal info online. And, since the pandemic started, 47% of online consumers feel unsafe compared to 29%. Simply put, customers are more conscious of their safety online than ever before, and eager to play an active role in their protection.
It’s time for a new approach – meet the Protection Score.
If you’re thinking this looks like a credit, fitness, sleep, or any of the other scores we now use to visualize and quantify aspects of our life, you’re on the right track.
Your personalized Protection Score is a measure of your security online. The higher your score, the safer you are online. Your score will highlight any weaknesses in your security and help you fix them with easy step-by-step instructions. We’ll also let you know which features haven’t been setup so you can get the most out of your protection.
When we developed Protection Score the idea was to give customers a simple solution to better protect themselves and get the most from their subscription, including security tips to protect their identity, privacy, and devices, while also improving their online habits. We wanted it to be easy for anyone to:
Now that we’ve talked about Protection Score generally, let’s look at how it works in practice. Your score is based on a few things, including setting up your McAfee protection, strengthening your security with our safety recommendations, and ensuring your personal info is safely monitored with Identity Protection.
For example, if your information is exposed in a data breach your score may drop, but you can improve it by following our easy-to-follow remediation steps. Once you’ve completed those steps your score will go back up and you can be confident knowing you’re better protected online.
A perfect score does not mean you’re perfectly safe, but it does mean that you’re doing an excellent job of preventing and managing risks.
Your Protection Score is a great way to understand how safe you are at a glance. Additionally, improving your score ensures your life online is being protected by many of the safety features and benefits McAfee has to offer. For instance, the subscriber, John Smith, can see they’re fairly safe based on their score. However, it isn’t a perfect score and there are a few actions they could still take to improve it. In this case, adding their email and phone number to dark web monitoring – a crucial step in protecting their personally identifiable information online.
Protection Score can be easily accessed* from your browser of choice on any device so you can review our guidance and take steps to improve your score from wherever you are. McAfee’s Protection Score is a first for the cybersecurity industry, but we’re not stopping there. We’re going to continue to improve the feature by adding more personalization and accessibility so you can enjoy your life online knowing exactly how protected you are.
*Note that Protection Score is currently live in the US, Canada, Brazil, Australia, New Zealand, Japan, UK, Germany, France, Spain, and Italy.
The post Stay on top of your online security with our Protection Score appeared first on McAfee Blog.
As the new school year gets underway, many students will be returning to the classroom in-person, while others will opt to continue hybrid or remote learning indefinitely. Unfortunately, for families choosing the latter, remote learning could come at the expense of their online privacy.
According to the RAND Corporation’s 2020 research report, one in five U.S. school districts plan to offer online learning even after the pandemic ends. Many school districts are waiting to review the Centers for Disease Control (CDC) latest recommendations. Either way, there’s no better time for a data privacy refresh.
Protecting your child’s privacy while remote learning requires a three-part investment of parents, students, and schools. One of the first steps in that direction is to understand your district’s privacy practices. To do that, ask to take a closer look at its approach to data consent, secondary data use, as well as its data collection and retention practices.
According to The Center for Democracy and Technology, there are five areas where schools may put a child’s privacy at risk.
Using student data to assess needs and launch connectivity and device programs can pose a privacy risk.
Ask: To assess overall digital access, the school collected my child’s data. How will that data be used?
Sharing student data with third parties, such as broadband and device providers, is a common practice that can pose a privacy risk.
Ask: To connect my remote learner, the school shared my child’s data with the provider. Can the school ensure that data will be used by the third-party responsibly? May I view the data use policy?
Schools now have apps that allow teachers to monitor student progress.
Ask: With more teacher access to student devices and desktops, how can the school ensure that my child’s other data is secure?
Ongoing security and device management requirements should be established to avoid viruses and malicious activity.
Ask: What security measures are in place on school-owned devices to protect my child’s content or personal information? Will my child’s activity be tracked?
A lack of digital literacy and security knowledge on the part of students, families and even schools can put a child’s privacy at risk.
Ask: What digital literacy resources or training do you offer teachers, staff, students and families?
One sign your child’s privacy is in good hands is if your school has a solid Data Governance Policy (DGP) that staff, teachers, and students follow. A DGP establishes schools processes and structures for overseeing the school’s approach to management, usability, availability, quality and security of data and technology.
Going a step further, a privacy-aware school will engage students, families, teachers, and administrators (and even third-party providers) about the importance of data use and closing privacy gaps.
Rather than make assumptions, discuss what privacy is with your child. For example, with more time online, consider parental controls to filter risky content. Likewise, talk to your child about how to identify phishing scams and consider investing in security software that scans for malware and untrusted sites.
If your child uses video apps such as Zoom to connect remotely, be sure that personal information—such as birthdate, address, photographs, or a nickname—isn’t accidently visible in the background.
Whether your child uses Zoom, a chat app, website or another EdTech platform for learning, set privacy settings to provide maximum protection. Following the directions under “settings” of any new app are fast and easy.
Under FERPA, the Family Educational Rights and Privacy Act, schools must notify you of your right to opt out of Directory Information at the start of the school year. Don’t opt-out? Schools can share Directory Information about their child with third parties without parental or student consent.
If we could point to a positive consequence of the pandemic, it would be that with the sudden spike in connectivity during quarantine, data privacy concerns became more prevalent than ever—that shift deserves an A+. Moving forward, it’s critical for parents and schools to work together to create practices that protect online privacy for all students—on-site or remote.
The post Back-to-School: Privacy Worries in a Remote Learning World appeared first on McAfee Blog.
For some, vanquishing aliens, building virtual amusement parks, and online battles royale are an excellent stress reliever. As we all know, over the past year there’s been plenty of stress to relieve and more spare time on our hands in which to revel in our hobbies. There was a 30% jump in online gaming traffic from the first to the second quarter of 2020.
Hackers are taking advantage of highly trafficked online gaming portals to make a profit on the dark web. The next time you log on to your virtual world of choice, consider these recent video game breaches and up your gamer security, which could include an antivirus for gaming.
Between 2019 and 2020, web attacks on gaming companies rocketed up 340%, according to Akamai. Hackers have targeted several high-profile gaming companies recently with various motives. First, game source code was stolen from Electronic Arts to sell on the dark web. Developers shopping the dark web use stolen source codes to reverse-engineer popular games or copy the code into their own game. Capcom and CD Projekt Red were hit by ransomware attacks only a few months apart from each other, one attack focused on company financial information and the other on source code.
“Titan Fall” and “Apex Legends” have both been hacked to the point where the former is unplayable, according to many gamers. To protest “Titanfall’s” developers’ inaction, gamers took to “Apex Legends,” altering in-game messages. The apparent ease with which hackers can walk into online gaming portals requires that game developers and gamers themselves pay more attention to their security.
Online PC gaming allows players to use real-world money to purchase valuable upgrades to their characters. These characters receive admiration from some fellow players. Others feel greed. Advanced characters can fetch a lot of money on the dark web, so some cybercriminals practice credential stuffing to force their way into player accounts and steal ownership. Credential stuffing is a type of brute force attack where hackers take informed guesses at username and password combinations. A strong password or passphrase is essential to keeping your account and investment safe from a dark web fate.
Based on the above recent hacks, it is clear that gaming companies host a trove of valuable information. Gamers trust these platforms with their payment information and with the safety of their gaming characters on which they spend thousands of hours and hundreds of dollars upgrading, making gaming a lucrative target for hackers.
Another way cybercriminals target gamers is through malware disguised as an advantage. Cheat software for online games is common as players strive to be the best out of thousands. Advantage seekers for “Call of Duty: Warzone” were targeted by a malware scam. The malware creators advertised the “cheat software” on YouTube with instructions on how to download it. The video received thousands of views and hundreds of comments, which made it look legitimate.
One of the steps in installing the “cheat software” was that users had to disable antivirus programs and firewalls. Users let the cybercriminals walk right into their device! From there, the device was infected by an aggressive type of fileless malware called a dropper. A dropper doesn’t download a malicious file onto the device; rather, it creates a direct pathway to deliver an additional payload, such as credential-stealing malware.
Competitive gaming is, well, competitive. So, if you invest a lot of real money into your characters, be especially vigilant and follow these five important tips to protect your online accounts.
It’s common for gamers to use variations of their real names and birthdates in their public-facing usernames. Don’t use your real name or birthdate in your username. Consider using a nickname or a combination of random numbers instead. Along this same vein, don’t reveal personal details about yourself (phone number, birthday, places you visit regularly) on chats or streams. Lurking cybercriminals can gather these personal details to impersonate you.
On some online PC games, you can join campaigns with gamers from all over the world. While the interconnectivity is great, carefully vet who you allow to follow your online profile. If a stranger sends a friend request out of the blue, be on alert. They could have nefarious motives, such as phishing for valuable personal data. It’s best to customize your privacy settings to make your profile invisible to strangers.
Developers spend a lot of time creating amazing games, so make sure you purchase games legally and play them as they are intended. Be especially wary of free downloads or pirated versions and cheat software, as they’re likely too good to be true. Instead, go for a challenge and have fun with the game as it’s written.
A virtual private network (VPN) scrambles your online data traffic, making it impossible for hackers to access your IP address and spy on your online browsing.
Gaming antivirus software not only makes your online gaming experience more secure, but it can boost your rig’s performance! McAfee Gamer Security detects threats through the cloud and optimizes resources to minimize frame drops.
The post 5 Online Gaming Tips to Stay Safe From Hackers appeared first on McAfee Blogs.
Smart speakers. Banking online. Location tracking. If you are a senior adult, there’s no doubt, the digital leaps and bounds you’re asked to consider each day can be daunting. If you are the child of a senior adult trying to make digital life more accessible, helping your parent consistently stay safe online can also be a challenge.
According to the most recent Pew study on the topic, senior adults continue to become more digitally connected, but adoption rates continue to trail younger users, and digital divides remain. The study also revealed that 77% of older adults needed assistance in learning how to use technology.
As a senior, it’s easy to feel intimidated and even try to avoid technology altogether as a safety plan. However, more healthcare, banking, and retailers become almost 100% digital, opting out of digital life is becoming impossible.
Still, there’s a way forward. As with any challenge, it’s best to begin one step at a time. First, put your stake in the ground by committing to increase your awareness and consistency in the digital realm. Doing so will help you reduce your fear about potential data breaches, malware attacks, or worse, falling prey to an online scam. Here are seven more ways to build upon your privacy path.
1. Consider another layer of protection. Parental controls and antivirus software cover every age and stage of a family’s digital life. Here’s why: 1) If you are a senior and love exploring online but hate bumping into inappropriate content, parental controls will help you keep the fun and block the junk 2) Filtering software also keeps your PC clean and protected from viruses and malware. 3) If you are a caregiver to a senior and notice your parent struggling with online shopping limits, keeping personal information private on social media, or even sharing fake news, parental controls can help by blocking tempting sites.
2. Update and store your passwords. Updating your passwords regularly is an online privacy gamechanger. The only problem? It’s tough to remember all those passwords, so who wants to risk changing them, right? Consider a password manager (find the software packages that have a password manager built-in). Your Password Manager (PM) stores then populates the username and password fields every time you log on to a favorite site or app. Better yet, it makes changing your password an easy task since you don’t need to do any remembering—your PM does it all for you.
3. Use 2-Factor Authentication (2FA). What in the world? 2FA sounds complicated! Don’t worry, it’s not. Opting for 2FA means that before logging onto your account, you will have one more step to verify it’s you logging on. When given this privacy option, take it. Commonly, the 2FA process is a code generated by a smartphone app—no biggie. If you want to try, go to your settings in your favorite apps, such as Google or Facebook, and turn on the 2FA option.
4. Install software updates immediately. Along with strong passwords, updating your software is a front-line defense against identity theft and fraud. Installing software updates (those pesky pop-up notices that are critical to your privacy) is essential in securing your IoT devices, PCs and phones, and the social media, banking, and healthcare portals connected to them.
5. Use a Virtual Private Network (VPN). If we could write this one tip down a hundred times without losing our readers, we surely would. Every senior adult needs a VPN for practical, powerful privacy protection and peace of mind. A VPN keeps credit card and personal info contained in a secure network and away from prying eyes.
6. Fight back with knowledge. Fraudulent emails connected to fraudulent websites can look very legitimate. A secure website will have an “HTTPS” in the browser’s address bar. The “s” stands for “secure.” If the web address or URL is just HTTP, it’s not a secure site. Still unsure? Read reviews of the site from other users before making a purchase. Never send cash, cashier’s check, or a personal check to any online vendor. If purchasing, always use a credit card in case there is a dispute. Stay up-to-date on scams that target seniors specifically. Lately, elder scams have been constructed around COVID, dating apps, tax returns, employment, and, of course, the common military catfish scams.
7. Have fun as you skill up. When trying to boost your digital skills, don’t forget about all the amazing instructional content at your fingertips. A quick search of YouTube will render easy-to-understand videos on how to do just about everything (including install security software, change your router password, secure the smart devices in your home, and how to adjust your privacy settings on any device).
Learning or building a new skill isn’t always easy, but if you stop to think about it, as a senior, you’ve gained so many skills over your lifetime (far more than your juniors). So, practically speaking, building up your tech skills is one is just one more task to ace. So, lean into the challenge, have fun learning, and don’t hesitate to ask for help if you need it.
The post 7 Savvy Ways Senior Adults Can Safeguard Digital Privacy appeared first on McAfee Blogs.
This fall, many students are headed back-to-school full time. However, just as workplaces now accommodate for remote work, schools are accommodating hybrid learning environments. While this may signal the end of things like snow days, it’s also created a new, more flexible style of learning that relies on computers, online connectivity, and apps to connect students with teachers and learning resources. It’s also a trend that’s not without risk, as evidenced by the more than 900 cybersecurity incidents, including personal data breaches, since 2016, according to the K-12 Cybersecurity Resource Center. This new style of learning comes with many implications for cybersecurity that we’ll discuss below, along with ways to protect learners and students of all ages.
Cameras and video conferencing software have become an integral part of the online learning experience. In the early days of 2020, we saw growing pains in the form of Zoom bombing, unintended sharing, and, on the lighter side, people learning to use fake backgrounds with hilarious consequences. And while many of these wrinkles have been smoothed out, for online learners, the fact remains that privacy is at risk anytime they use a camera.
Younger students:
Older students:
The good news is that while we’re all navigating the new world of learning online, there are more tools than ever to help you do so safely. A comprehensive security suite, like one of McAfee’s products, contains many of these security tools in one package, including tools for:
Younger students:
Older students:
Your child or teen’s portal to their online classroom is an important investment. After all, you’ll want them to be able to connect securely, communicate easily, and be able to handle any kind of online work they may need to do. Depending on the age of your child, this device may also have to be bomb-proof. Don’t worry some experts have already done the thinking for you with this list of computers for online learners.
There are many apps being used to facilitate online learning. And chances are, students will have to register, log-in, and provide identification. Regardless of age, here’s what NOT to provide.
Younger students:
Older students:
When students are learning in-person, the concept of being a good citizen is one that’s reinforced in the classroom and on the playground. Online, as students use forums, chats, and even social media to communicate, the concept of digital citizenship is just as important.
There’s a reason elementary schools have recess and high schools have lunch breaks. It gives kids time to step away from the books, stretch their legs, and refresh their minds. The same concept applies with online learning.
Younger students:
Older students:
For more extensive information about any of the recommendations above, please visit these resources.
The post 7 Safety Tips to Schooling in a Digital World appeared first on McAfee Blogs.
Over the past year and a half, workers everywhere have gotten used to working from home. They have adopted an entirely new work from home mindset and diverted their weekly commuting hours to other productive and more enjoyable pursuits. As parts of the world return to a “new normal,” another change is on the way: a gradual return to the office.
The hybrid working model is met with mixed reviews from employees and business security teams alike. For some employees, a clearer separation between work and home is a welcome change. CTV News reports 66% of Canadian respondents to an International Workplace Group poll say they are looking forward to splitting their working hours between the office and home.
For business security teams who are just catching their breath after the monumental shift to a remote workforce, they are now gearing up for the new online safety challenges posed by the hybrid work model. According to a VMware Canada Threat Report, 86% of security professionals agree that cyberattacks aimed at their organizations have become more sophisticated since the onset of the pandemic. Additionally, 91% of global respondents cite employees working from home as the cause of cyberattacks. Challenges of the hybrid workforce include the constant back-and-forth of company-issued devices, the lack of control over home office setups, and mixing personal and company devices with company and personal business respectively. For example, if you pay your bills or shop online using your work device, it opens several new avenues for a hacker to walk right onto the corporate network. When your guard is down even a little bit when you are off the clock, you could fall victim to e-skimmers, fake login pages, or phishing scams.
No matter how advanced your company’s threat detection system, hackers know where vulnerabilities lie and are on the hunt to exploit them. Check out these tips to ensure you are not the weak link in your organization.
A virtual private network (VPN) is a service that scrambles online browsing data, making it impossible for nefarious characters to decipher your activity. This is an excellent way to deter hackers from tracking your movements and picking up sensitive pieces of information.
VPNs are essential if you are working in a public area, sharing a wireless network with strangers, or using a Wi-Fi connection that is not password protected. Public Wi-Fi networks are notoriously easy pickings for hackers seeking entry into unsuspecting users’ devices. On the days where you are not in the office, make sure your wireless connection is secure.
While a VPN is an excellent tool, security measures and your accounts are vulnerable without a strong and private password or passphrase to protect them. The gigantic Colonial Pipeline hack is being blamed on a hacker gaining entry through an unused VPN that was not secured with multifactor authentication. Multifactor authentication is an online safety measure where more than one method of identity verification is needed to access the valuable information that lies within password-protected accounts.
Consider using a password manager to organize all your passwords and logins. Password managers remember each pairing so you don’t have to, plus most managers are secured with multifactor authentication. A password manager makes it easier to add variety to your passwords and prevents you from ever having to write them down.
Professionals who travel between their home and an office are likely transporting their devices back and forth, increasing the number of opportunities for devices to be forgotten at either location or in transit. As convenient as it may be, never use your personal device for official business. Even if you pride yourself on sound online safety habits, your company device likely has more defenses ingrained in its hardware than your personal devices.
With your personal devices, you should carefully vet everything you download. With your work-issued devices, this vetting process is even more important as company information is at stake. The Information and Privacy Commissioner of Ontario states that employees should never download applications to their work devices without permission from the IT team. Apps and programs often have security vulnerabilities that could open a gateway for hackers.
Zero Trust is a security philosophy that is exactly what it sounds like: trust no one. Businesses are employing Zero Trust models to greatly limit who has access to sensitive data sources. Adopt your own personal Zero Trust philosophy concerning your passwords, logins, and device access. This means never sharing passwords or log in details, especially over email, instant messenger, or over a video conference. Hackers commonly eavesdrop on all three mediums. Also, even your most trusted coworker could mishandle your passwords and login details, such as writing them down and leaving them in a public place.
A key aspect of the Zero Trust model is only granting employees access to platforms that are vital to their job. Sharing your logins with coworkers who may not be authorized for using that platform undermines all the hard work the IT team does to keep tabs on data access.
Every time you turn on the nightly news, another ransomware attack has hit another organization, each one bigger than the last. This heightened prevalence is a reflection on the wiliness of hackers, but also the number of security holes every company must plug.
There are several vulnerable points of entry in every company, and some of those vulnerabilities are heightened by the hybrid work model. Always heed the advice of your company’s IT team, and make sure to do your part to keep your devices and work information secure.
The post Hybrid Workplace Vulnerabilities: 4 Ways to Promote Online Safety appeared first on McAfee Blogs.
With the increase in online activities due to the COVID-19 pandemic, consumers are potentially becoming exposed to more online threats, and nearly 1 in 3 Americans are not confident in their ability to prevent a cyberattack. Through a partnership with American Express via the Amex Offers Program, McAfee is delighted to offer eligible American Express Card Members personal online security by providing access to comprehensive solutions that protect online security
“Despite the increase in potential risks, consumers plan to continue conducting more and more personal activities online as the post-pandemic new normal comes to fruition,” said Pedro Gutierrez, SVP Global Consumer Sales & Operations at McAfee. “Investing in personal security solutions to protect your online life is a simple way to think security-first, and we’re ecstatic we can now offer these solutions to add value to American Express Card Members.”
The COVID-19 pandemic has forced many regular activities online, with McAfee’s 2021 Consumer Security Mindset Report finding that internet providers saw household internet usage surge anywhere from 40% to 100% as people worked, studied, shopped and entertained themselves at home. Additionally, McAfee found that of consumers that purchased connected devices in 2020, only 50% acted by purchasing security software and only 1 in 4 checked if their security software is up to date.
Through the Amex Offers program, eligible American Express Card Members can receive a statement credit of up to $15 if they spend $45 or more to purchase personal protection solutions at McAfee.com. The statement credit is available to eligible American Express Card Members until August 24th, 2021 and Card Members should check their offers list for additional details on eligibility, offer redemption instructions and applicable limitations.
The post McAfee Partners with American Express to Provide Best-in-Class Security appeared first on McAfee Blogs.
The COVID-19 pandemic forced many of us to quickly adjust to the new normal — case and point, admitted that they switched to digital activities like online banking, social networking, and online shopping in 2020 out of convenience. Research now shows that consumers’ reliance on this technology is here to stay. PwC found that 44% of global consumers now shop more using their smartphones compared to when COVID-19 began. While having the world at your fingertips is convenient, how does this digital lifestyle change expose users to cyber threats, especially attacks on mobile devices?
It’s no secret that cybercriminals tend to manipulate their attacks based on the current trends set by technology users. As you reflect on how increased connectivity affected your everyday life, it’s important to ask yourself what could be lurking in the shadows while using your mobile devices. With more of us relying on our devices there’s plenty of opportunities for hackers. This begs the question, what does mobile security look like in a post-pandemic world?
In addition to the increased adoption of digital devices, we had to figure out how to live our best lives online – from working from home to distance learning to digitally connecting with loved ones. And according to McAfee’s 2021 Consumer Security Mindset Report, these online activities will remain a key part of consumers’ post-pandemic routines. But more time spent online interacting with various apps and services simultaneously increases your chance of exposure to cybersecurity risks and threats. Unsurprisingly, cybercriminals were quick to take advantage of this increase in connectivity. McAfee Labs saw an average of 375 new threats per minute and a surge of cybercriminals exploiting the pandemic through COVID-19 themed phishing campaigns, malicious apps, malware, and more. New mobile malware also increased by 71%, with total malware growing nearly 12% from July 2019 to July 2020. As consumers continue to rely on their mobile devices to complete various tasks, they will also need to adapt their security habits to accommodate for more time spent online.
Here at McAfee, we recognize that the way you and your family live your digital lives has changed. We want to help empower you to protect your online security in your hyper-connected lifestyle. To help provide greater peace of mind while using your mobile devices, follow these tips to help safeguard your security.
When setting up a new device or online account, always change the default credentials to a password or passphrase that is strong and unique. Using different passwords or passphrases for each of your online accounts helps protect the majority of your data if one of your accounts becomes vulnerable. If you are worried about forgetting your passwords, subscribe to a password management tool that will remember them for you.
Remember to physically lock your mobile devices with a security code or using facial recognition as well. This prevents a criminal from unlocking your device and uncovering your personally identifiable information in the event that your phone or laptop is stolen.
Multi-factor authentication provides an extra layer of security, as it requires multiple forms of verification like texting or emailing a secure code to verify your identity. Most popular online sites like Gmail, Dropbox, LinkedIn, Facebook, etc. offer multi-factor authentication, and it takes just a few minutes to set it up. This reduces the risk of successful impersonation by hackers who may have uncovered your credentials.
Hackers tend to lurk in the shadows on public Wi-Fi networks to catch unsuspecting users looking for free internet access on their mobile devices. If you have to conduct transactions on a public Wi-Fi network, use a virtual private network (VPN) like McAfee® Safe Connect to help keep you safe while you’re online.
Be skeptical of text messages claiming to be from companies with peculiar asks or information that seems too good to be true. Instead of clicking on a link within the text, it’s best to go straight to the organization’s website to check your account status or contact customer service.
Some cybercriminals send texts from internet services to hide their identities. Combat this by using the feature on your mobile device that blocks texts sent from the internet or unknown users. For example, you can disable all potential spam messages from the Messages app on an Android device by navigating to Settings, clicking on “Spam protection,” and turning on the “Enable spam protection” switch. Learn more about how you can block robotexts and spam messages on your device.
Prepare your mobile devices for any threat coming their way. To do just that, cover these devices with an extra layer of protection via a mobile security solution, such as McAfee Mobile Security.
COVID-19 changed our relationships with our digital devices, but that does not mean we have to compromise our online security for convenience. Incorporating these tips into your everyday life can help ward off mobile cyber threats and stay a step ahead of hackers.
The post The Future of Mobile in a Post-COVID World & How to Stay Secure appeared first on McAfee Blogs.
We live in a world that thrives on digital connectivity. According to We Are Social, Canadians are now spending half a day more a month online than they did a year ago. Also, 33 million Canadians logged on to the internet at least once a month in 2020. As more people every year are spending hours upon hours online, they are knowingly (and sometimes unknowingly) unsafely releasing their personal information into the digital ether, making them vulnerable to all sorts of cybercrimes. The ramifications range anywhere from malware infection to identity fraud. Better understanding the best practices for online sharing will ensure users can navigate online dangers and safely connect with others.
Here are three ways online users share too much information and how they are placing themselves at risk.
Think about how many websites you visit regularly. How many of these have access to your personal information, such as your email, credit card numbers, and shipping address? Before accepting the option to save your information on file for a “faster checkout experience,” consider the following: A Canadian Internet Registration Authority polled 500 IT security professionals, and a quarter of them experienced a breach of customer data in 2020. Online users cannot afford to take liberties with the information they hand over to online companies, especially if they subscribe to numerous sites.
On a similar note, it is equally inadvisable to hand over information about yourself. Although seemingly harmless, online quizzes may not be as safe as you think. Some quiz questions sound more like security questions such as, “What was the first car you owned?” or “Where did you grow up?” Hackers using spyware can access these answers and anything else you enter on quiz sites to formulate informed guesses at your passwords.
It may seem counterintuitive not to share information on social media, seeing as the purpose of these platforms is to share. However, the problem with social media is that too many people are leaving themselves exposed to hackers due to the specificity of the information they share. More than two-thirds of Canadians are on social media, according to Statista, meaning there are millions of user profiles and newsfeeds brimming with personal information. Specific information such as company details in a new job announcement or your birth date in a celebration post are details hackers can use to impersonate you or break into your accounts. Additionally, cybercriminals can impersonate people in your network or pose as average users and add you as a friend. Hackers will often use this tactic to get close to someone and gather intel to formulate a targeted phishing attempt or identity theft.
While you can take proper precautions to safeguard your personal information, you cannot guarantee that others will do so with the same vigilance. Many do not realize there is more at stake than a loss of privacy when intentionally sharing information, usually login credentials, with others. If your friend you shared your password with is hacked, then a cybercriminal can now access your information as well as theirs. Cybercriminals can then use this information to break into your accounts, hold your data for ransom, and even steal your identity.
Knowing what is safe to share online and how to protect the information that is not is the first step to safeguarding your online presence. Here are four tips to consider before sharing your personal details on websites, social media, and with others:
Always err on the side of caution whenever you visit unknown sites or download applications on your devices. Be aware of what you click on, the ramifications of clicking on a malicious link, or handing over information on an unsecured website. One way to ensure you are visiting a secure website is to look for the padlock icon in the top left corner of your browser. This icon indicates the site and your connection are secure.
Take your internet protection one step further and avoid saving your information on file. If possible, use an alternate payment gateway with verified encryption that does not require inputting your credit card information. This way, your data does not become a liability in the event of a company data breach.
There’s a fine line between sharing too much and sharing just enough on social media. Start taking control of your privacy on social media by adjusting your privacy settings. Unless you are an aspiring social media influencer, it is best to keep your account private and limit your followers to only people you know personally. Do not follow strangers and reject friend requests from strangers. They could turn out to be a hacker.
Take advantage of platform security controls that allow you to control your visible information. For example, you can disable your activity status or geolocations to block other people from tracking your every move or manage the personal data these platforms are allowed to share. Keep in mind that any third-party app with access to these platforms will have varied privacy policies. Read the fine print on their user agreements, as these policies differ depending on the app.
3. Use a VPN
Before hopping online, consider using a virtual private network (VPN) to secure your connection. A VPN allows you to browse the internet with the confidence that your Wi-Fi and any sensitive information you send through this connection is encrypted. In other words, if a hacker intercepts this data, they won’t be able to make any sense of it.
Enabling multi-factor authentication adds an extra layer of protection that makes it nearly impossible for hackers to bypass even if they do manage to steal your credentials.
Also, make sure you create strong passwords or passphrases by following password best practices and ensuring they are long, complex, and varied. Use a password manager with a generator to help you create strong passwords and store them, so you do not have to memorize them. This method also makes it easier and more secure than saving passwords on internet browsers. Further, password managers, like McAfee True Key, make it easy to securely share your credentials with others.
From social media to work to daily activities, peoples’ lives are centralized around their digital devices and online access. Users must learn to care for their information to the same degree one would manage their physical IDs or credit cards. Only then can they carry on their online activities, confident in the knowledge they are doing so securely.
The post The Ultimate Guide to Safe Sharing Online appeared first on McAfee Blogs.
Families are hitting the road again. And it’s absolutely no surprise that they’re taking their smartphones with them. Perhaps what is surprising is that so many of them may be hitting the road without any digital or mobile protection.
Our recent research shows that 68% of people in the U.S. said that they’re planning to travel for leisure this year, slightly higher than the international average of 64%.1 However, our research also discovered that nearly half of them don’t use mobile security software to protect themselves or their smartphones.
That lack of protection is a concern, particularly as our April 2021 Threats Report detected a more than 100% increase in attacks aimed at mobile devices. It makes sense that such is the case, as the pandemic led to increased adoption of online activities like banking, shopping, and even doctor visits via telemedicine—often straight from our smartphones.
However, our smartphones can be as vulnerable as any other device (like our computers). Accordingly, with the volumes of valuable data that those activities create on our smartphones, cyber crooks were sure to follow.
The good news is that you can indeed enjoy all of that mobile convenience without worry, even on vacation. No doubt many travelers will do some online banking or even some online food ordering while they’re out and about. Likewise, their kids will be online for stretches of that time too, whether it’s on chat apps like Snapchat, social media like Instagram and TikTok, games like Fortnite and Among Us, or streaming videos. Go ahead, do it all. Just make sure you’re protected before you hit the road.
With that, add mobile protection to your packing list. I’ve put together a shortlist of straightforward things you can do that will help you and your kids stay safe online while on the road this summer.
While the tips above are great for the whole family, the following additional steps are what you can take to protect your children even further:
Tracking your child’s smartphone not only allows you to find it easily if it’s lost or stolen but can also put you at ease by knowing where your child is. Yet it’s important to use location tracking selectively. Not every app needs location tracking to work as intended, even though many apps ask for permission to enable it. Go into the phone’s settings and disable the location features on an app-by-app basis. For example, a weather app doesn’t need your child’s second-by-second location information to work properly, nor should a gaming app need it at all. Likewise, photos taken on a phone can embed location information that can be easily read when shared, revealing plenty about when and where it was taken. In all, enable the location services for only the most necessary of apps like maps.
Use travel as a time to reset
Recent research shows that tweens spend nearly five hours on their screens each day, while teenagers push that up to more than seven hours a day. Some staycation time is a good time to pare back those hours and enjoy the local scenery, even if for a short stretch. You can use your travel time as well to re-establish your phone rules. That way, vacation stays entertaining but doesn’t affect the habits you set into effect back home.
Above and beyond security settings and software, there’s you. Get in the habit of talking with your child for a sense of what they’re doing online. As a mom, I like to ask them about their favorite games, share some funny TikTok clips or cute photos with them, and generally make it a point to be a part of their digital lives. It’s great, because it gives you peace of mind knowing what types of things they are doing or interactions they are having online.
For those of you hitting the road in the coming weeks, enjoy your travels, wherever they take you!
The post Travel Smart: Protecting Your Family’s Smartphones While on Vacation appeared first on McAfee Blogs.
I’m about to tell you an extraordinary fact about cybercrime. Some of the most significant data breaches in internet history weren’t after bank account numbers, cryptocurrency, or even credit card numbers. They were, in fact, after YOU. That’s right, the most valuable data on the internet is the data that comprises your identity. Let’s take a look at what that data is, how it gets leveraged by cybercriminals, and how you can get the online identity monitoring you deserve.
1 billion is a big number. In the case of a recent CVS database leak, that’s how many user records were accidentally released online, including details like email addresses and even searches about Covid vaccines. This is just one of the dozens of breaches that have occurred recently and will continue to happen as personally, identifiable information becomes more valuable to cybercriminals. Just as remarkable as the huge volume of user data being exposed online is the speed with which compromised data is used by hackers online. Cybersecurity researchers recently discovered that cybercriminals access leaked or stolen credentials within 12 hours to exploit them as soon as possible. These circumstances beg the question, why has your personally identifiable information has become so valuable lately?
While the value of some information, like a credit card number, is obvious, you may think your name and date of birth aren’t that big of a deal. After all, it wasn’t so long ago that you could find all that information in a phone book. In fact, personally identifiable information (PII), also known as data used to identify a specific individual, is what many data breaches are after.
Armed with just a mailing address, a phone number, and a date of birth, a cybercriminal can begin constructing a fake identity to take out loans and disguise many kinds of criminal activities. With a social security number and a few personal details from a social media account, they could take over a bank account. When it comes to your PII, any information is as good as gold to cybercriminals.
If our PII were treated like actual gold and held in a safe location like Fort Knox, I wouldn’t be writing this post. But in fact, it’s the currency we use to obtain many services in our connected lives. Social media sites are massive repositories of PII, and their access to our most personal details and the ability to sell it to marketers is the reason the service remains free. Free email services are the same. Now consider all the other accounts we may have created to, say, try out a streaming service for free, or even old accounts we no longer use. From that perspective, you can see how much of your data is being used by companies, may not be very well protected, and is a tempting target for cybercriminals. Fortunately, there are many things you can do to keep your identity safer online.
When it comes to protecting your PII, knowledge is power. Let’s start by identifying if you’ve been the target of a data breach. Here are a few tell-tale signs:
Okay, now that you know the signs of a data breach, let’s look at how you can take action to protect yourself. The best way to avoid being the victim of identity theft is by limiting the amount of PII you provide. There are some easy ways to do this.
Only a few types of organizations legitimately need your social security number. These include employers or when contracting with a business, group health insurance, financial and real estate transactions, applying for credit cards, car loans, and so forth.
Quizzes, social media games, and other kinds of interactive clickbait are often grifting pieces of your PII in a seemingly playful way. While you’re not giving up your SSN, you may be giving up things like your birthday, your pet’s name, your first car … things that people often use to compose their passwords or use as answers to common security questions on banking and financial sites.
A phishing email poses as a real email from known or trusted brands and financial institutions. These emails attempt to trick you into sharing important information like your logins, account numbers, credit card numbers, and so on under the guise of providing customer service. Here are some more ways to spot a phishing email.
Clearly, we’re in a new era when it comes to securing our identities online. In response, McAfee has created a new kind of identity monitoring.
We knew from the outset Identity monitoring had to be proactive, holistic, and accessible. We also wanted it to follow the timeline for how cybercrime actually affects your identity. When it comes to PII, the breach is just the first step for cybercriminals. The 10 months following a breach is when cybercriminals will use your PII to commit fraudulent acts using your data.
To address this, your identity monitoring looks after more personally identifiable information than other leading competitors. It will also alert you of stolen personal info an average of 10 months ahead of other monitoring services. And it’s accessible anywhere via mobile app, browser, and the web.
In practice, McAfee’s identity monitoring protects all your online accounts by doing the following:
As we spend more of our lives online, we need an approach to security that reflects this new reality. Identity monitoring is part of it. VPN is part of it. Antivirus is part of it. They are all pieces of a puzzle that we solve with products like McAfee Total Protection. Our premier security service is comprehensive, affordable, and, with identity monitoring, an indispensable part of your life online.
The post Identity Protection Service: The Best Solution to a Growing Problem appeared first on McAfee Blog.
Here’s to the hashtags, the likes, the followers, the DMs, and the LOLs—June 30th marks Social Media Day, a time to celebrate and reflect on how social media has changed our lives over the years.
Started in 2010 by media and entertainment company Mashable, celebrations have taken on all kinds of forms. Meetups, contests, calls to increase your social circle by one meaningful connection have all marked the date in the past. Yet this year feels like an opportunity to consider just how heavily so many of us have leaned upon social media these past months, particularly in a world where nearly 50% of the global population are social media users to some degree or other.
What’s more, people worldwide spend an average of 145 minutes a day on social media. With users in the Philippines spending three hours and 53 minutes a day and users in the U.S. spending just over two hours a day, that figure can vary widely, yet it’s safe to say that a good portion of our day features time browsing around on social media.
With that, Social Media Day is also a good day to give your social media settings and habits a closer look, all so that you can get the most out of it with less fuss and worry. Whether you’re using Facebook, Instagram, TikTok, or whatnot, here are several things you can do that can help keep you safe and secure out there:
Social media platforms like Facebook, Instagram, and others give you the option of making your profile and posts visible to friends only. Choosing this setting keeps the broader internet from seeing what you’re doing, saying, and posting, which can help protect your privacy.
Be critical of the invitations you receive. Out-and-out strangers could be more than just a stranger, they could be a fake account designed to gather information on users for purposes of cybercrime, or they can be an account designed to spread false information. There are plenty of them too. In fact, in Q1 of 2021 alone, Facebook took action on 1.3 billion fake accounts. Reject such requests.
Nothing says “there’s nobody at home right now” like that post of you on vacation or sharing your location while you’re out on the town. In effect, such posts announce your whereabouts to a broad audience of followers (even a global audience, if you’re not posting privately, as called out above). Consider sharing photos and stories of your adventures once you’ve returned.
It’s a famous saying for a reason. Whether your profile is set to private or if you are using an app with “disappearing” messages and posts (like Snapchat), what you post can indeed be saved and shared again. It’s as simple as taking a screenshot. If you don’t want it out there, forever or otherwise, simply don’t post it.
We’re increasingly accustomed to the warnings about phishing emails, yet phishing attacks happen plenty on social media. The same rules apply. Don’t follow any links you get from strangers by way of instant or direct messengers. And keep your personal information close. Don’t pass out your email, address, or other info as well. Even those so-called “quiz” posts and websites can be ruses designed to steal bits and pieces of personal info that can be used as the basis of an attack.
Some platforms such as Facebook allow users to review posts that are tagged with their profile names. Check your account settings and give yourself the highest degree of control over how and where your tags are used by others. This will help keep you aware of how you’re being mentioned by others and in what way.
Security software can protect you from clicking on malicious links while on social media, strengthen your passwords so your social media account doesn’t get hacked, and boost your online privacy as well. With identity theft a sadly commonplace occurrence today, security software is really a must.
The post Protect Your Social Media Accounts from Hacks and Attacks appeared first on McAfee Blog.
If you recently found yourself looking for a new job, you are far from alone. According to the Institute of Labor Economics, more Canadians were seeking new employment opportunities at the height of the pandemic than during the previous three recessions combined. Job hunters only used to have to worry about the clarity of their cover letters and impressing interviewers. Now, however, a new hurdle is in the mix in the race for a new job: online job scams.
Here are three online job scams that you may encounter, plus a few tips on how to avoid and report them.
Fake job ads trick employment seekers into giving up their financial information. Fake job ads are more likely to appear on free sites, such as Craigslist, but they could be listed anywhere. So, no matter where you are searching, be wary that not everyone is looking for a talented individual such as yourself. They are on the hunt for sensitive personal details.
When you are interviewing for jobs, legitimate employers are careful and intentioned about evaluating your fit for the job. For this reason, employers want to make sure they are not interviewing fake candidates, so they are likely going to want to meet you face-to-face or through a video chat. If an employer extends a job offer after a few email exchanges or an instant messenger job interview, request a more formal meeting. If they say that they would like to move fast and hire quickly, be concerned as no real employer would act that quickly.
Guard your personal and financial information until you are 100% sure of the legitimacy of a job offer. Be on high alert if the “human resources representative” asks for your credit card or banking information to pay for training. Fake employers may also ask for your Social Insurance Number before extending a job offer letter. A great rule of thumb is to never share your SIN with anyone over the phone or over email.
Between March and September 2020, 34% of Canadian respondents reported receiving a phishing message, according to a survey by Statistics Canada. Phishing emails often include malicious links that, when clicked, download malware to your device. Online job scams may not only attempt to steal your sensitive information, but they may also be phishing attempts to take over your personal devices.
Some scammers using job offers as a guise might email people who never applied for a new opportunity. Be careful around these types of messages, urges the University of Calgary. Recruiters will most likely reach out and offer unsolicited interviews through social networking channels rather than email. Also, when you receive emails from people looking to hire you, take note of their email domain name. Is the email domain customized to the company’s name or is it a generic @gmail or @yahoo? Check the spelling of the email domain carefully too. Phishers are notoriously bad spellers and sometimes they use incorrect spelling of domain names to trick people into thinking they are the real company.
Immigrating anywhere is a massive and stressful undertaking. Cybercriminals prey upon this stressful, major life event and target immigrants with enticing, but fake, job offers. The Government of Canada advises to never trust someone who says they can guarantee you a job in Canada. Also, keep an eye on the salary. Is it very high? Do your skills not completely align with the job description? Does the job seem very easy? Unfortunately, that may mean that the offer is too good to be true.
The best way to avoid falling for job scams is to know what you are looking for and to take your time when considering a new job. Check out these tips to outsmart scammers and keep your personal information and devices safe.
Most job applications are submitted online, but if an employer is impressed by your resume, they will likely offer a screening call. When a human resources representative calls, make sure to note their name and ask for the website address of the company. Afterwards, search for the company online and the human resources representative who called you. They should show up together on a professional-looking website or a professional networking site.
Inspect all correspondences you get from potential employers. Phishers often use language that inspires strong emotions and urges a speedy response. Strong emotions could include excitement or fear. If the email says you only have a few hours to respond or else the job will go to someone else, be skeptical. Accepting a job is a huge decision that you should be able to take at least a few days to think about. Read carefully, always hover over links to see where they redirect, and keep a level head when making decisions about your next career move.
When you come across fraudulent activity, it is important that you report it to the correct authorities to stop it from happening to someone else. For immigration and online job scams, contact the Canadian Anti-Fraud Centre.
Phishers and job scammers may have gotten in contact with you with the aim of downloading malicious software on your computer. A comprehensive suite of security tools will protect you from viruses and malware that may have slipped past your eagle eye. McAfee Total Protection offers premium antivirus software, safe web browsing, and PC optimization.
The post Watch Out for These 3 Online Job Scams appeared first on McAfee Blog.
Kids are online now more than ever, not just during free time, but also during school time. It is impossible to always peek over their shoulder, and depending on their age, they may grow tired of a POS (aka parent over shoulder). The internet can be a dangerous place, but with the right education, kids can navigate hazards and remain safe and calm while online.
Check out this online safety guide on how to keep your children engaged while learning about cybersecurity and imparting lessons that stick. This guide will work for children ages 6 through 18 with variations.
The first tip to teaching kids about online safety is making sure that your lessons are relatable. For example, if the day’s lesson is about phishing, do not illustrate it with an example of a major corporation’s folly. Instead, liken it to stranger danger. Just like kids know not to talk to strangers on the sidewalk and to distrust strangers who say they have candy, tell them that the same rule applies to online strangers: Walk right by and do not accept anything you are offered. That means not clicking on any links the online stranger sends you, especially when they say you have won a prize. Thirty-four percent of Canadians have encountered a phishing attack since the beginning of the pandemic, according to Statistics Canada. This prevalence means that it is likely someone in your family will receive a phishing message. Warn children that phishing and other social engineering attempts are likely to play with their emotions to make them feel happy, excited, mad, or scared. Encourage your children to always stay calm online and let an adult know when they are approached by strangers.
Along the lines of keeping cybersecurity lessons relatable, make sure that children also know what is at stake if they are irresponsible online. In the case of clicking on suspicious links, tell children that this could make their device ill. When computers are infected with a virus, or are sick, they work slowly and could shut off when they are in the middle of a school assignment. Also, make note of the prevalence of viruses, and how children should stay on guard for them constantly. Over 800,000 Canadian devices had encounters with malware in the last 30 days, at the time this article was written.
In extreme cases, children can have their identities stolen due to irresponsible online behavior. A stolen identity could affect their credit card eligibility and set them off on the wrong foot in adulthood. Stress the severity of identity theft and the specific consequences. Teenagers who have their sights set on financial freedom, buying a car, or setting up their own bank account could be severely affected. The best way to keep your identity safe is by keeping your Social Insurance Number completely private, never sharing your banking information, and not oversharing online. Canada’s Centre for Digital and Media Literacy explains that preteens especially have a hard time judging the accuracy of online information and are vulnerable to filling out forms that ask for their personal information. When possible, try to keep all internet-connected devices in communal areas of your home so you can periodically check in on your kids.
When teaching children about online safety, make sure you don’t use fear tactics. Be firm about the potential consequences, but emphasize that kids have your support, the right online literacy skills, and the support of antivirus software and identity theft protection to catch any threats that fall through the cracks.
Passwords are a thing of the past. The hippest new way to protect your accounts is with complex, yet memorable, passphrases. The Government of Canada defines a passphrase as “a memorized phrase consisting of mixed words with or without spaces.” When kids are old enough to be responsible for their own accounts, such as a school login, email address, or social media profile, impart the lesson of passphrases. Thinking up passphrases can turn into a fun exercise.
When it is time to create a passphrase, have your kids brainstorm some of their favorite things that loosely relate to the account the passphrase is for. For example, a social media site’s passphrase could be about friends, like “A$hleyIsMy#1Fr13nd!” and a school login could be along the lines of “$0cial$tud!esR0ck$!” A loose association may make the passphrase easier to remember.
If they are gamers, kids may already be familiar with leet, or using symbols in place of letters. Encourage children to practice their leet fluency and substitute as many letters for symbols as they would like. The Government of Canada recommends that passphrases be at least 15 characters long.
As hard as it might be, never write down passphrases on paper, do not share your password with other people, and do not reuse passphrases. Instead, leverage a password manager, like McAfee True Key, to keep them safe for you. If your child is old enough, encourage them to set up their own account and protect it with two-factor authentication.
Encourage kids to ask questions! Part of your cybersecurity lessons should be to alert an adult when they are not sure if something is quite right. For example, they received an email from grandma, but there is a weird link hidden inside it. Children should know that they can come to you for questions and caution is better than rolling the dice. Questions can then lead to advanced lessons, like how to hover over links to see where they redirect and if the links look fishy.
The cybersecurity lessons you impart on children now will set a solid foundation for sound cyber literacy for a lifetime. No one is ever too old or too young to learn the basics and then put them into practice. Who knows? Maybe you will learn something along the way.
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The post How to Teach Kids About Online Safety: A Guide appeared first on McAfee Blogs.
Summer is here, which means more sun and more fun for everyone. It also means more streaming, gaming, and downloading. This seasonal reality reminds us that to enjoy the best of summer, it’s important to stay aware of the digital risks that could sink the fun faster than you can say, “it’s hammock time!”
Emerging from the pandemic, we’re familiar with the increase in online time that came with remote learning. However, shift into summer means the remote learning hours will quickly turn into hours spent gaming, TikTok scrolling, and social networking. If you add summer travel plans to those activities, your family also becomes vulnerable to Wi-Fi breaches, viruses, sketchy apps, and device theft.
Suppose your family’s screen time rules became laxer this year. In that case, summer is the perfect time to start re-establishing healthy digital habits for gamer security, app security, and Wi-Fi security, be it at home or while traveling. Here are just a few tips to get you rolling.
According to a recent McAfee study 2021 Consumer Security Mindset: Travel Edition, 2 out of 3 Americans plan to travel this summer. However, the study also highlighted a troubling discrepancy: while 68% of Americans confirm they are more digitally connected since the onset of COVID-19, only about half of them have implemented additional levels of internet security.
Chances are someone in your immediate family — perhaps an elderly relative or a younger child — is among those who are more connected since COVID-19 but less secure as they head into the summer months. One way to close that gap is to educate and share family internet security tips. Here are just a few.
This summer can unfold seamlessly and be packed with unforgettable family memories. Or, it could be a season you’d rather forget if you wander into a digital danger zone. Remember: Your family’s privacy is as strong as your weakest family member’s security IQ. One vulnerable person exposes the data and security of everyone under your roof. So, taking the time to build up your family’s internet security is a big step in bummer-proofing your summer. Here’s to fun, sunny, safe days ahead!
The post At Home or On-the-Go: Boost Your Internet Safety this Summer appeared first on McAfee Blogs.
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