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The Big Difference Between Online Protection Software and Antivirus

By McAfee

Authored by Dennis Pang 

Online protection software. Antivirus. The two words get used interchangeably often enough. But sure enough, they’re different. And yet directly related when you take a closer look. 

The term “antivirus” has been with us for decades now, dating back to the first software that was designed to prevent computers from getting malware—malicious code, like viruses, that would lock up computers, scramble data, or otherwise damage computers and the data on them. Prime examples of these early types of malware include 1999’s “Melissa” virus spreads by infected email attachments and the even more devastating “ILOVEYOU” virus that incurred billions in damages worldwide. 

There’s a good reason why people default to the word “antivirus” so easily. Viruses have been on our collective minds for some time. And computer purchases have often been accompanied by the question, “Do you have antivirus for your computer?” By and large, the notion of antivirus has become pretty much engrained. 

Yet look ahead to today and you can see how dramatically things have changed since those early days. We still need antivirus, that’s for sure. But it takes far more than that to live life safely online right now. And that’s where online protection software comes in. 

What is online protection software? 

Online protection software protects you. It includes antivirus, yet it further protects your identity and privacy in addition to your devices.  

The way we use our computers, tablets, and phones nowadays shows the reason why we need such broad protection. We conduct so much of our lives online. We bank, we shop, we plan our finance online. We also run portions of our homes with smart devices and smart speakers. Increasingly, we track our health and wellness with connected devices too—like workouts on our phone and biometrics with consumer-grade and even medical-grade devices.  

All of this creates data. Data about who we are, what we’re doing, when we’re doing it, how often, and where. That’s precious information. Private information. Personal information. And understandably, that needs to be protected.  

Put simply, today’s threats have evolved. While viruses and malware remain a problem, today’s bad actors are out for the bigger games. Like stealing personal and financial info for identity theft. Moreover, organizations large and small collect data from your devices and the things you do on them, personal data that many share and sell for profit. Some of this data collection gets quite exacting, compiled from a broad range of public sources that can include records like bankruptcies, real estate sales, and birth records—plus private sources that can further include your shopping habits, the people you chat with, and what your daily travels look like based on location information captured from your smartphone.  

If you find yourself surprised by this, you’re not alone. Tremendous volumes of data collection activity occur without people’s knowledge or consent. 

Now as to why anyone would want any of that kind of data about you, consider the multi-billion-dollar industry of online data brokers. They compile thousands of data points from millions of people and put these vats of data up for sale to anyone who’ll buy them. That could be advertisers, potential employers, private investigators, and background checkers. And it could be bad actors as well who could use your own data to spam, harass, impersonate, or otherwise harm you. 

Today’s online protection software protects you from today’s threats 

Once, so many of these intrusions on our privacy and identity were difficult to spot, let alone prevent. For example, your personal info gets caught up in a data breach and winds up posted for sale on the dark web. How are you to know that before it’s too late and thief racks up umpteen charges on your debit card? Also, with dozens and dozens of data brokers out there, how do you track down which ones have information posted about you and then request to have it taken down? And what if online identity theft happens to you and you’re faced with the time and dollar costs it involves to set things right? 

So just as online threats have evolved, so has online protection software. We go about so much of our day online, and online protection like our own McAfee+ helps you do it more privately and more safely. It’s quite comprehensive, and the various plans for McAfee+ include: 

  • Personal Data Cleanup reveals which high-risk data brokers and people search sites are collecting and selling your personal information and requests the removal of the information, confirms completion, and conducts ongoing scans as data is always being collected.     
  • Unlimited Secure VPN that automatically connects to public Wi-Fi to protect online privacy and safeguard personal data while online banking, shopping, or browsing.     
  • $1M Identity Theft and Stolen Funds Coverage to reimburse lost funds or expenses in restoring the customer’s identity, including losses to 401(k) accounts.    
  • Ransomware Coverage to reimburse up to $25,000 for losses and ransom fees.    
  • Licensed Restoration Experts who can take necessary actions to repair identity and credit issues, including assistance to assist with the identity fraud of a deceased family member.     
  • Credit Monitoring and Alerts keep an eye on changes to your credit score, report, and accounts with timely notifications and guidance so you can take action to tackle identity theft.  
  • Credit Score and Report to help you stay on top of daily changes to your credit score and report, from a single location.    
  • Credit Lock reduces the chance of becoming a victim of identity theft by allowing you to quickly lock and unlock your credit, which can help prevent unauthorized opening of accounts.     
  • Security Freeze prevents unauthorized access to existing accounts or new ones being set up in your name with a credit, bank, or utility freeze.    
  • Identity Monitoring for up to 60 unique pieces of personal information on the dark web with timely alerts up to 10 months sooner than competitive products.    

For certain, protections like these remain a primary focus of ours, because they protect you. And that’s who thieves and bad actors are really after—you, your information, your accounts, and even your identity. Expect us to continue to roll out more protections that look after you in this way and more. 

Antivirus, a part of your comprehensive online protection plan 

So, while antivirus and online protection software are different, they work together. Antivirus provides strong device security, which complements the additional privacy and identity features included with online protection. That reflects how times have changed. Once it was enough to protect our devices from viruses and malware. Now we have to protect ourselves as well. Antivirus alone won’t do it, but antivirus as part of online protection will. 

The post The Big Difference Between Online Protection Software and Antivirus appeared first on McAfee Blog.

New Year, New You: Start Fresh With McAfee Protection Score

By McAfee

Are you an online oversharer? Do you give your full birthday to all your online shopping accounts? Have a few companies you have accounts with been breached but you didn’t take any action at the time? If you have bad digital habits, now is an excellent time to reset your digital presence. 

In isolation, these small digital transgressions don’t seem like a problem; however, cybercriminals can gather the bits and pieces of information you release into the world and Frankenstein them together to create believable impersonations or entirely new identities. 

To protect your identity, here are a few ways to limit the amount of personally identifiable information (PII) you share online, plus a few tools that can help you identify and close your current security holes. 

Bad Online Habits That Put Your PII at Risk 

Most digital bad habits seem insignificant; however, the more bad habits you have that pile-up, the more at risk your PII and your identity can be. Check out this list of three common habits that you should consider breaking today and why. 

1. Volunteering too much information.

When you sign up for new online shopping accounts, some companies ask for your birthday, your age, your middle name, and primary and secondary phone numbers and email addresses. While it might be nice to receive a special coupon on your birthday, you may want to reconsider volunteering unnecessary private details. To compromise you can sign up with a nickname and leave your birth year blank. That way, if a cybergang ever breaches the company, the criminals won’t get far with your personal details. To steal an identity and ruin someone’s credit, sometimes all it takes it a full name, birthday, and phone number. 

2. Oversharing on social media.

Do you post your every thought and movement on social media? While curating the perfect online profile can be fun, it can also be dangerous to your online safety. For instance, posting “get to know you” quizzes are a gold mine for social engineers and cyber criminals, as the results often reveal potential password inspiration, security question answers, and your likes and dislikes. From here, criminals can take educated guesses at your passwords or tailor a social engineering scheme that’s most likely to fool you. Consider setting your social media profiles to private and blocking followers you don’t know personally. Or, just keep parts of your life a mystery to the wider world. 

3. Reusing passwords.

We can all agree that increasingly strict password requirements are leading to longer and more complex passwords that are confusing to cyber criminals and to the rightful account holders, too! It’s tempting to reuse passwords to reduce the burden on your memory, but this puts your valuable PII in danger. Password and username combinations are often information that’s leaked in company breaches. In what’s called a brute force attack, a cybercriminal can plug that same pairing into hundreds of websites and wait for a hit. Since unique passwords for all your dozens of accounts is imperative, entrust their safekeeping to a password manager.  

Grade Your Online Safety With McAfee Protection Score 

If you’re feeling uneasy about your online habits and the effect they may have had on your online safety, McAfee Protection Score gives you the information you need to take charge and make changes. Protection Score not only tells you how safe (or unsafe) you are, but the tool also offers suggestions on how you can raise your score, and thus be safer online. The service monitors data breaches and indicates when your email was part of a leak. Protection Score also dives into the dark web so you don’t have to. If your government ID or financial information appears, your score will take a large hit. 

Protection Score not only tells you how safe (or unsafe) you are, but the tool also offers suggestions on how you can raise your score, and thus be safer online. The sooner you know your weak points, the quicker and more completely you can fortify your defenses and clean up after months (or years) of bad habits. Knowledge is power in the right against cyber criminals, so Protection Score is an excellent partner to help adopt smarter habits on the path to better online security. 

Get the Whole Package With McAfee+ Ultimate 

With McAfee+ Ultimate, you not only get a Protection Score but a host of other top-rate tools to protect your identity, retain your online privacy, and help you recover from an identity theft. Running an antivirus, connecting to a VPN and installing web protection on your browser are all ways to increase your Protection Score, and these features are available with McAfee’s most thorough privacy, identity, and device protection service. 

Make 2023 the year of living online confidently and safely! 

The post New Year, New You: Start Fresh With McAfee Protection Score appeared first on McAfee Blog.

The Case for Your Security at CES 2023

By McAfee

As technology weaves itself into our lives in new and unexpected ways, some of it will get quite personal and close to home. That made itself clear at CES this year, which makes a strong case for your security. 

The more things we connect, the more data we create. Data about ourselves that companies and others collect, share, and sell—where we are and what we’re doing, along with what we buy, watch, and search for. And today, we’re creating more of it and in more exacting detail.  

We connect our homes with smart devices that create data about our comings and goings, and we connect ourselves with smart glasses and watches, rings, and things that track our health, our sleep, and wellness overall. Meanwhile, we have virtual reality and augmented reality hardware companies that want a place on your face with headsets and experiences that will take you into the metaverse. 

Walking the floor of this year’s CES, you’ll see all these things, and plenty more. Yet central to it all is one thing—you. Specifically, your privacy and identity.  

As technology evolves so rapidly and brings new ways of experiencing our world, it’s an exciting time. It’s also a somewhat uncertain time. What data will these devices create? Who’ll collect it? What will they do with it? And importantly, what can you do to protect yourself? Questions about your security are very much on our minds, and they’re on yours too. You’ve told us as much.  

  • 80% of you are concerned that a company could sell their data to another company.   
  • 81% of you are concerned that your identity could be stolen from an online transaction. 

And unsurprisingly, protection is very much on your mind as well.                                

  • 85% of you want to protect your identity online. 
  • 84% of you want to take back control of your data online. 

And that’s where we come in. Just as the floor of CES showcases the evolution of life online, we’re evolving online protection as well. McAfee+ represents that next step—a product line that gives you a full slate of online protection that covers your privacy, identity, and devices so you can enjoy life online with confidence. 

At the center of that online life is you, and our definition of online protection has become quite expansive as a result. We see how it can help you monitor your credit, your identity, and where your personal information crops up online. We see how it can prevent the wrong people from getting their hands on data and info too. And we see how our industry-first Protection Score can show you how safe you are—and offer guidance that can make you safer still. In all, we see it as an online companion, one that removes uncertainty and gives you a feeling of security. Because you truly are secure. 

In all, protection today demands this comprehensive approach because we go about so much of our day online. McAfee+ reflects that reality. And with that, the various plans for McAfee+ include: 

  • Personal Data Cleanup reveals which high-risk data brokers and people search sites are collecting and selling your personal information and requests the removal of the information, confirms completion, and conducts ongoing scans as data is always being collected.    
  • Unlimited Secure VPN that automatically connects to public Wi-Fi to protect online privacy and safeguard personal data while online banking, shopping, or browsing.    
  • $1M Identity Theft and Stolen Funds Coverage to reimburse lost funds or expenses in restoring the customer’s identity, including losses to 401(k) accounts.   
  • Ransomware Coverage to reimburse up to $25,000 for losses and ransom fees.    
  • Licensed Restoration Experts who can take necessary actions to repair identity and credit issues, including assistance to assist with identity fraud of a deceased family member.    
  • Credit Monitoring and Alerts keeps an eye on changes to your credit score, report, and accounts with timely notifications and guidance so you can take action to tackle identity theft. 
  • Credit Score and Report to help you stay on top of daily changes to your credit score and report, from a single location.   
  • Credit Lock reduces the chance of becoming a victim of identity theft by allowing you to quickly lock and unlock your credit, which can help prevent unauthorized opening of accounts.    
  • Security Freeze prevents unauthorized access to existing accounts or new ones being set up in your name with a credit, bank, or utility freeze.   
  • Identity Monitoring for up to 60 unique pieces of personal information on the dark web with timely alerts up to 10 months sooner than competitive products.    

And that list will only continue to grow. As the year takes shape, we’ll roll out yet more protections that will give you even more control of your privacy and identity. Particularly as you and your household rely on life online more and more. 

As is true any year at CES, we see all manner of potential. New ways to make the day easier, more enjoyable, and more productive thanks to life online. Yet amidst it all, we see you. We see how you’ll use these new technologies, what the privacy, identity, and security implications are, and how we can protect you so you can benefit from these advances in technology, safely.  

Like you, we’re excited for what’s next, and we’ll see to it that you can enjoy it—with protection that looks after you, your household, and your family.  

The post The Case for Your Security at CES 2023 appeared first on McAfee Blog.

Your Guide to Ransomware—and Preventing It Too

By McAfee

Ransomware. Even the name sounds scary. 

When you get down to it, ransomware is one of the nastiest attacks a hacker can wage. They target some of our most important and precious things—our files, our photos, and the information stored on our devices. Think about suddenly losing access to all of them and being forced to pay a ransom to get access back. Worse yet, paying the ransom is no guarantee the hacker will return them. 

That’s what a ransomware attack does. Broadly speaking, it’s a type of malware that infects a network or a device and then typically encrypts the files, data, and apps stored on it, digitally scrambling them so the proper owners can’t access them. Only a digital key can unlock them—one that the hacker holds. 

Nasty for sure, yet you can take several steps that can greatly reduce the risk of it happening to you. Our recently published Ransomware Security Guide breaks them down for you, and in this blog we’ll look at a few reasons why ransomware protection is so vital. 

How bad is ransomware, really? 

The short answer is pretty bad—to the tune of billions of dollars stolen from victims each year. Ransomware targets people and their families just as explained above. Yet it also targets large organizations, governments, and even companies that run critical stretches of energy infrastructure and the food supply chain. Accordingly, the ransom amounts for these victims climb into millions of dollars.  

A few recent cases of large-scale ransomware attacks include:  

  • JBS Foods, May 2021 – Organized ransomware attackers targeted JBS’s North American and Australian meat processing plants, which disrupted the distribution of food to supermarkets and restaurants. Fearing further disruption, the company paid more than $11 million worth of Bitcoin to the hacking group responsible.   
  • Colonial Pipeline, May 2021 – In an attack that made major headlines, a ransomware attack shut down 5,500 miles of pipeline along the east coast of the U.S. Hackers compromised the network with an older password found on the dark web, letting the hackers inject their malware into Colonial’s systems. The pipeline operator said they paid nearly $4.5 million to the hackers responsible, some of which was recovered by U.S. law enforcement.  
  • Kaseya, July 2021 – As many as 1,500 companies had their data encrypted by a ransomware attack that followed an initial ransomware attack on Kaseya, a company that provides IT solutions to other companies. Once the ransomware infiltrated Kaseya’s systems, it quickly spread to Kaseya’s customers. Rather than pay the ransom, Kaseya’ co-operated with U.S. federal law enforcement and soon obtained a decryption key that could restore any data encrypted in the attack.  

Who’s behind such attacks? Given the scope and scale of them, it’s often organized hacking groups. Put simply, these are big heists. It demands expertise to pull them off, not to mention further expertise to transfer large sums of cryptocurrency in ways that cover the hackers’ tracks.  

As for ransomware attacks on people and their families, the individual dollar amounts of an attack are far lower, typically in the hundreds of dollars. Again, the culprits behind them may be large hacking groups that cast a wider net for individual victims, where hundreds of successful attacks at hundreds of dollars each quickly add up. One example: a hacker group that posed as a government agency and as a major retailer, which mailed out thousands of USB drives infected with malware 

Other ransomware hackers who target people and families are far less sophisticated. Small-time hackers and hacking groups can find the tools they need to conduct such attacks by shopping on the dark web, where ransomware is available for sale or for lease as a service (Ransomware as a Service, or RaaS). In effect, near-amateur hackers can grab a ready-to-deploy attack right off the shelf. 

Taken together, hackers will level a ransomware attack at practically anyone or any organization—making it everyone’s concern. 

How does ransomware end up on computers and phones? 

Hackers have several ways of getting ransomware onto one of your devices. Like any other type of malware, it can infect your device via a phishing link or a bogus attachment. It can also end up there by downloading apps from questionable app stores, with a stolen or hacked password, or through an outdated device or network router with poor security measures in place. And as mentioned above, infected storage devices provide another avenue. 

Social engineering attacks enter the mix as well, where the hacker poses as someone the victim knows and gets the victim to either download malware or provide the hacker access to an otherwise password-protected device, app, or network. 

And yes, ransomware can end up on smartphones as well.  

While not a prevalent as other types of malware attacks, smartphone ransomware can encrypt files, photos, and the like on a smartphone, just as it can on computers and networks. Yet other forms of mobile ransomware don’t have to encrypt data to make the phone unusable. The “Lockerpin” ransomware that has struck some Android devices in the past would change the PIN number that locked the phone. Other forms of mobile ransomware paste a window over the phone’s apps, making them unusable without decrypting the ransomware. 

Avoiding ransomware in the first place 

Part of avoiding ransomware involves reducing human error—keeping a watchful eye open for those spammy links, malicious downloads, bogus emails, and basically keeping your apps and devices up to date so that they have the latest security measures in place. The remainder relies on a good dose of prevention.  

Our Ransomware Security Guide provides a checklist for both. 

It gets into the details of what ransomware looks like and how it works, followed by the straightforward things you can do to prevent it, along with the steps to take if the unfortunate ends up happening to you or someone you know. 

Ransomware is one of the nastiest attacks going because it targets our files, photos, and information, things we don’t know where we’d be without. Yet it’s good to know you can indeed lower your risk with a few relatively simple steps. Once you have them in place, chances are a good feeling will come over you, the one that comes with knowing you’ve protected what’s precious and important to you. 

The post Your Guide to Ransomware—and Preventing It Too appeared first on McAfee Blog.

40 Years of the Internet – Tips for Staying Safe Online in 2023

By McAfee

Authored by Vonny Gamot 

The official 40th birthday of the internet serves as a timely reminder that while it is a fantastic place, we must practice good digital hygiene to safeguard our privacy and identity so we can protect ourselves from the latest threats.  

Since its widely recognized creation on January 1st 1983, the internet has since transformed economies and the everyday lives of people. From social media, memes, and viral videos to smart homes, online shopping and even cloud computing, the internet entertains, educates, and connects us. Above all, it will continue to play a crucial role in human civilization for many generations to come. 

Yet with the good comes the not-so-good. Wherever people gather, cyberthieves gather too. The internet is no exception. As the evolution of the internet continues, cybercriminals are evolving in tandem, looking for new and inventive ways, such as using Artificial Intelligence to exploit its features. With over five billion people accessing and using the Internet in 2022, that’s over 60% of the world’s population potentially at risk.  

So, while we celebrate the internet’s 40th birthday, it’s also a good reminder to take stock of the latest online threats and ensure our digital hygiene is up to scratch for the year ahead. When we do this, we can take full advantage of the incredible opportunities the internet affords us.  

The new year is a great moment to reflect, reset, and consider your personal online safety and protection. Stay vigilant against the latest threats and scams and use dedicated and robust online protection software such as our newly released McAfee+ plans—which comes with important features like identity monitoring that can spot your personal info on the dark web and personal data cleanup that can help remove your personal info from data broker sites that will sell it to companies and crooks alike.  

It’s also a time to keep a fresh eye out for scams and phishing attacks. If that email, text, or message you received looks too good to be true, or you feel that the sender is trying to pressure you into doing sharing info or sending money, it’s always best to double check that the source is legitimate. These are often indicators that a scam is afoot. 

Four easy things you can do today to improve your safety online 

Beyond using online protection software and keeping your guard up, you can take several other steps that can make you immediately safer than you were before. Here are four strong suggestions that will get you started: 

1) Use Multifactor Authentication (MFA) 

MFA is an excellent way to frustrate cybercriminals attempting to break into online accounts. MFA means that users need more than a username and password to log in, for example, a one-time code sent to private email, text, or through an authentication app utilizing face or fingerprint scans. This adds an extra layer of security as the cybercriminal has to access the device, email, or biometric reader to get into someone’s online account. 

2) Set strong passwords and consider a password manager 

Strong, unique passwords for each of your online accounts are a must. It’s always important for people to understand that reusing passwords is just as risky as using “password123” and puts online accounts at risk. A tactic known as “credential stuffing” is where a cybercriminal attempts to input stolen usernames and password combinations in dozens of random websites to see which door it opens. It is also important to consider using password managers which can create and safeguard all passwords in one secure desktop extension or mobile phone app. 

3) Update your apps, operating systems, and devices 

Updating software is vital to the security of a device. These updates include security patches that cyber experts have created to foil cybercriminals. The more outdated the software is, the more time criminals have had to work out ways to infiltrate and steal information within them. Moreover, updates often include new and improved features, which makes a strong case for keeping things current. 

4) Recognise and report phishing 

Phishing is when a scammer sends texts or emails that appear to be from trusted sources like your favourite online clothing store, employer or, as we’re seeing during the cost-of-living crisis, energy firms, or banks. They do this to encourage people to share personal information.  

Once a phishing attempt has been recognised it is vital that they are not engaged with, links are left unopened, and the potential scam email is not forwarded along to another person. Before the message is deleted, it is vital that the sender is blocked and that the message is marked as junk and reported.  

If you think that you have entered your credit card details onto a phishing website, contact your bank or credit card issuing company immediately. Report your personal information as stolen, and you may want to request that your existing card be canceled depending on the circumstances. 

Staying safer still in 2023—and then some 

Online protection is part mindset, part prevention, and part action. While the steps above mark a start, they’re just that. There’s plenty more you can do, and when taken in batches, the steps you take can really add up to an exceptional level of protection. The question is, where to start? 

Our McAfee Safety Series can get you moving in the right direction. It’s a set of guides that cover a range of important security topics and that show you several straightforward things you can do that will make you safer. They range from phishing and privacy to online shopping and safer online media. In all, they can help you spot scams, hacks, and attacks—and potentially prevent them in the first place.  

I encourage you to grab the first one that looks interesting to you. What you learn can put you several steps ahead of the hackers, scammers, and thieves out there.  

The post 40 Years of the Internet – Tips for Staying Safe Online in 2023 appeared first on McAfee Blog.

Your Guide to Protecting Your Credit

By McAfee

It has a way of sneaking up on you. Credit theft and fraud.  

Maybe it’s happened to you. Maybe it’s happened to a friend or family member. There’s a call from the bank, a notification in your financial app, or a charge on the statement that’s beyond explanation. Someone else has tapped into your funds. Or worse yet, someone stole your identity and took out a loan in your name. You find out only after it’s happened. 

That’s the trick with credit theft and fraud. People typically discover it after the damage is done. Then they’re left picking up the pieces, which can cost both time and money. Not to mention a potential knock to their credit score. 

However, you can help keep it from happening to you. Our recently published Credit Protection Security Guide breaks down several ways. Here we’ll get into a quick introduction on the topic and show how you can prevent against credit theft and fraud better than ever before. 

Protecting yourself from credit theft and fraud 

It’s an unfortunate reality in the world we live in today. Credit theft and fraud are something we all need to look out for, particularly as we increasingly shop and conduct our finances online, potentially exposing that information to thieves. Some figures estimate that for nearly every $100 in purchases made with debit and credit cards worldwide, somewhere around 7 cents can be stolen or fraudulent. As you can imagine, that figure adds up quickly, to the tune of more than $28 billion globally each year. 

The flipside is this: today we have plenty of tools that make protecting our credit far easier than they ever were before. Up until now, that called for a time-consuming and sometimes rather manual process. You had to check credit separately with the different bureaus, place locks and freezes the same way, scan each credit report closely for suspicious activity, and so forth. 

Now, online protection software can take much of that work off your hands. Comprehensive protection like McAfee+ has plans that offer credit monitoring, identity monitoring, and even identity theft protection & restoration—all quickly spotting any changes, notifying you if your personal information pops up on the dark web, and providing $1 of coverage toward restoring your credit along with the help of a licensed recovery pro if the unexpected happens to you. 

Leaving less of a trail for thieves to follow 

Another thing online protection can do for you removes your personal information from those “people finder” and data broker sites. Identity thieves lean on those sites because they contain valuable information that they can piece together to commit theft and fraud in someone else’s name. If you think about your identity as a big jigsaw puzzle, these sites contain valuable pieces that can help complete the picture—or just enough to take a crack at your credit. 

In fact, personal information fuels a global data trading economy estimated at $200 billion U.S. dollars a year. Run by data brokers that keep hundreds and even thousands of data points on billions of people, these sites gather, analyze, buy, and sell this information to other companies as well as to advertisers. Likewise, these data brokers may sell this information to bad actors, such as hackers, spammers, and identity thieves who would twist this information for their own purposes. In short, data brokers don’t discriminate. They’ll sell personal information to anyone. 

Getting your info removed from these sites can seem like a daunting task. (Where do I start, and just how many of these sites are out there?) Our Personal Data Cleanup can help by regularly scanning these high-risk data broker sites for you and info associated with you like your home address, date of birth, and names of relatives—along with other detailed information about you that could include marriage licenses, voter registration and motor vehicle records, even real estate records too. It identifies which sites are selling your data, and depending on your plan, automatically requests removal. 

Take control of your credit 

How things have changed. Even as thieves have gotten savvier in the digital age, so have we. Collectively, we have a growing arsenal of ways that we can keep on top of our credit and protect ourselves from credit theft and fraud.  

Our Credit Protection Security Guide breaks it all down in detail. In it, you’ll learn more about how thieves work, ways you can secure your credit online and off, how to monitor and lock it down, plus protect your mobile wallets too. It’s thorough. Yet you’ll find how straightforward the solution is. A few changes in habits and a few extra protections at your side will go a long way toward prevention—helping you avoid that call, text, or notification that your credit has been compromised. 

In all, you can take control of your credit and make sure you’re the only one putting it to good use. 

The post Your Guide to Protecting Your Credit appeared first on McAfee Blog.

How To Recognize An Online Scam

By Alex Merton-McCann

It’s been a particularly busy and colourful week, scam-wise in our household. Between 4 family members, we’ve received almost 20 texts or emails that we’ve identified as scams. And the range was vast: from poorly written emails offering ‘must have’ shopping deals to terse text messages reprimanding us for overdue tolls plus the classic ‘Dear mum, I’ve smashed my phone’ and everything in between. 

There’s no doubt that scammers are dedicated opportunists who can pivot fast. They can pose as health authorities during a pandemic, charities after a flood or even your next big love on an online dating platform. And it’s this chameleon ability that means we need to always be on red alert! 

How Big An Issue Are Scams in Australia? 

According to the Australian Competition and Consumer Commission (ACCC), Aussies lost a record amount of more than $2 billion in scams in 2021. And that was with record levels of intervention from the government, law enforcement agencies and the private sector. The most lucrative scams were investment scams ($701 million) followed by payment redirection scams ($227 million) and then romance scams which netted a whopping $142 million. 

But the psychological trauma that is often experienced by victims can be equally as devastating. Many individuals will require extensive counselling and support in order to move on from the emotional scarring from being a victim of hacking. 

So, with scammers putting so much energy into trying to lure us into their web, how can we stay one step ahead of these online schemers and ensure we don’t become a victim? 

What You Can Do To Stay Ahead Of The Scammers 

While there are no guarantees in life, there are a few steps you can take so that you can quickly recognise an online scam. 

1. Slow Down 

If you’ve received a text message, email or call that you think is a scam, don’t respond. Take your time. Slow down and pause. If it’s a call, and you’re not sure – hang up! Or if it’s a text or email – delete it! But if you are concerned that it might be legitimate, call the company directly using the contact information from their official website or through their secure apps.  

2. Think First 

If you are being asked to share your personal information or pay money either via a text or phone call, take some time to think. Does it feel legitimate? Do you have a relationship with this organisation? Remember, scammers are very talented at pretending they are from organisations you know and trust. If in doubt, contact the company directly via their official communication channels. Or ask a trusted friend or family member for their input. But remember, NEVER click on any links in messages from people or organisations you don’t know – no exceptions!! 

3. If Concerned, Act Fast!  

Do not hesitate to take action if something feels wrong. If there are any transactions on your credit card or bank statements that don’t look right, call your bank immediately. If you think you may have given personal information to scammers, then act fast. I recommend calling ID Care – Australia and New Zealand’s national identity and cyber support service. They are a not-for-profit charity that provides support to individuals affected by identity and cyber security issues. 

ReportCyber is another way of notifying authorities of a scam. An initiative of the Australian Government and the Australian Cyber Security Centre, it helps authorities investigate and shut down scams. It’s also a good idea to report the scam to Scamwatch – the dedicated scam arm of the Australian Competition and Consumer Commission (ACCC). 

4. Get Ahead Of The Scammers 

We’ve all heard that ‘prevention is better than a cure’ so taking some time to protect yourself before a scammer comes your way is a no-brainer. Here are my top 5 things to do: 

  • Ensure all your online accounts have an individual complex password. Use a password manager – they’ll create and remember your passwords. 
  • Add multi-factor authentication whenever possible. This could be a code sent to your phone, a token or a secret question. 
  • Ensure you have security software on all your devices 
  • Close any online accounts you don’t use. It will reduce the probability of being caught in a data breach. 
  • Software updates are an important way of protecting your devices (and private info) from security vulnerabilities. So, ensure these are automated.  

Please don’t think smart people don’t get caught up in scams because they do!! Scammers are very adept at looking legitimate and creating a sense of urgency. With many of us living busy lives and not taking the time to think critically, it’s inevitable that some of us will become victims. And remember if you’re offered a deal that just seems too good to be true, then it’s likely a scam! Hang up or press delete!! 

The post How To Recognize An Online Scam appeared first on McAfee Blog.

Start the New Year Right With This 3-Step Digital Detox

By McAfee

Pledging to follow healthier habits is consistently the most popular new year’s resolution. That January 1st promise looks different to everyone: snacking less often, going to the gym more often, drinking more water, drinking less soda, etc. This year, instead of a juice cleanse subscription, opt for a healthier habit that’s not an unappetizing shade of green: follow this digital detox, instead! In three easy steps, you can make great strides in improving your digital wellness. 

1. Update

There are various aspects of your digital habits that you should consider updating for a more private and safer online life. For starters, update your passwords. Do you reuse the same password for multiple online accounts? Doing so puts your personally identifiable information (PII) at great risk. For example, if a business with which you have an online shopping account is breached by a cybercriminal, your login and password combination could make it on the dark web, through no fault of your own. Then, through a brute force attack, a criminal could use that same password and username combo to walk into your banking or tax filing accounts.   

Remembering unique, complicated passwords and passphrases for your dozens of online accounts would be impossible. Luckily, there’s software that remembers them for you! It’s called a password manager, which acts as a vault for all your login information. Just remember one master password, and you can be confident in the security of your accounts and never have to deal with the hassle of forgetting passwords. 

Another aspect of updating you should adopt in 2023 is making an effort to always upgrade to the latest software updates on all your devices. The easiest way to do this is to turn on automatic updates. From there, you don’t need to take any further action! Apps and operating systems (like Apple, Android, and Windows) often release updates to patch security vulnerabilities. When you run outdated software, there’s a chance a cybercriminal could take advantage of that security gap. 

Finally, make sure that you keep updated on the latest security headlines. Consider setting up news alerts to notify you when a breach occurs at a company that you frequent or have an account with. Speed is often key in making sure that your information remains safe, so it’s best practice to have your finger on the pulse on the security news of the day. 

2. Connect

A new year digital detox can be a whole family affair. Connect with your family, anyone connected to your home network, and your elderly relatives to get everyone on the same page with security best practices. Here are some common online security snags people of all ages encounter: 

Social media oversharing.

Everyone has an oversharer on their newsfeed. Alert your family members of the dangers of posting too much about their personal life. When someone takes those “get to know you” quizzes and posts their answers, cybercriminals can use that post to take educated guesses at your passwords. Additionally, social engineers can tailor social media scams to specific people in order to increase the chances of tricking someone into sending money or sharing valuable personal or banking details. 

Falling for phishing.

While spam filters catch a lot of phishing emails, phishers are getting smarter by the day and are making their attempts more and more believable. Connect with your loved ones and make sure they know how to recognize phishing emails, texts, and social media direct messages. Telltale signs of a phishing message include:  

  • Typos and grammar mistakes 
  • Over-the-top language that makes you feel very angry, sad, or excited 
  • Harsh consequences for not replying within a short timeframe 
  • Requests for passwords or Social Security Numbers 
  • Blurry logos 

If you’re ever unsure if a message is a phishing attempt, the best course of action is to just delete it. If the “sender” is a well-known institution, follow up with a phone call using the official customer service number listed on their website. The phisher may also claim to be someone you know personally. In that case, give the loved one in question a phone call. It’s a good excuse to reconnect and have a nice conversation! 

Visiting unsafe sites.

In the quest for free streams of the latest new show or movie, people often encounter unsafe sites that hide malware, spyware or other types malicious links and programs. Some types of malware can jump from one device to others connected to the same home Wi-Fi network. That’s why it’s important to make sure everyone under your roof practices excellent digital security habits. One wrong click could sink an entire household. Consider signing up your family for a safe browsing extension that can notify you when you stray onto a risky site. So, instead of putting your device at risk during movie night, connect with your friends or loved ones over one copy of a safely and officially purchased version. 

3. Balance

As with any new health regimen, immediately zooming from zero to a hundred will likely be overwhelming and result in failure. The same goes for adopting new digital safety habits. If you try to do too much at once, all the security measures you put in place will likely get in the way of your daily online activities. The more inconvenient it is, the more likely you may be to cut corners; thus, negating all the progress you’ve made. 

Being cybersafe doesn’t mean you can’t still enjoy your connected devices to the fullest. It just means that you may need to act with more intention and slow down before volunteering personal details online or clicking on links.  

Supplement Your Digital Detox With McAfee+ 

To supplement your digital detox, consider signing up for McAfee+ Ultimate to make 2023 the year for a safer online you. McAfee+ Ultimate includes all the tools you need to live your best online life safely and privately, including a password manager, web protection, unlimited VPN and antivirus, and $1 million in identity theft coverage and restoration for peace of mind. 

Cheers to a digitally smart 2023! 

The post Start the New Year Right With This 3-Step Digital Detox appeared first on McAfee Blog.

Celebrate National Download Day With This Safe Downloading Checklist

By McAfee

Happy Download Day! (Yes, there’s a day for that.) Today is an excellent day to share downloading best practices to keep all your devices safe from malicious content. It’s tempting to download “free” shows, movies, and video games, but the consequences of doing so can be quite expensive. All it takes is for one malicious download to compromise your identity or leak your banking information to cybercriminals. 

Luckily, there are a few ways to keep your devices and personally identifiable information (PII) safe. Here’s how! 

Dangers of Downloading Dubious Content 

How many streaming services do you subscribe to? Two? Ten? No matter how many premium entertainment subscriptions you have, the hottest new show always seems to be on the channel you can’t access. This is a common scenario that often drives people to download episodes from websites that claim crystal-clear, safe downloads. In actuality, these sites could harbor malware, spyware, or other types of malware that lurk in the shadows until an unsuspecting person downloads them to their desktop, tablet, or cellphone.  

Malware, which stands for malicious software, often hides behind legitimate-looking links or downloadable content. It’s only until it’s on your device that you realize there’s a criminal hiding behind it. For example, earlier in 2022, a ransomware program (a type of malware) disguised itself as a Microsoft system update. The criminal behind the scheme then threatened leaking or permanently deleting sensitive files if the person didn’t pay the ransom. 

Once malware infects one device, some malware programs can infect an entire home network and spread to other connected devices.1 From there, the cybercriminal can steal the online shopping, banking, or personal details of a whole household and either sell their findings on the dark web or keep it for themselves. 

Your Safe Downloading Checklist 

Before you download anything to any of your devices, go through this checklist to help you determine the safety of most content: 

  • Is the website secure? Does the URL of the website contain an “https” and a lock next to it? While the presence of both doesn’t automatically confirm or deny the legitimacy of a site, it’s a good first marker to check. A secure browsing extension, like McAfee web protection, can also alert you when you’re on a risky website. Don’t ignore the alarm!   
  • Is the website poorly designed? Are there typos and grammar mistakes everywhere? Is the logo blurry? It’s best to do some background research on any site or mobile app before you download content from it. The first few search results will likely be able to tell you whether it’s reputable or not. Cybercriminals often spend more time perfecting their malicious software than fussing over what the website actually looks like. 
  • Where does the download link redirect you to? If you’re on a desktop, right-click the download URL or button to see where it’ll redirect you. The file extension and file size should match what you expect it to be. Additionally, if early in the downloading process error messages pop up about corrupted files, stop the download immediately. 

Overall, while downloading entertainment for free is appealing to people on a budget, it’s better to avoid doing so altogether. The risk isn’t worth it. Consider scheduling a watch party with a friend or family member who has the subscription service you’re seeking.  

Protect Your Devices From Malicious Downloads  

In case you slip up and accidentally download malware, spyware, or ransomware, McAfee+ Ultimate can defend your devices, remove the software, and monitor the dark web to make sure your PII wasn’t compromised. McAfee antivirus is compatible with macOS, iOS, and Android devices and Chromebooks, so you can regularly scan all your devices for programs that shouldn’t be there. If the worst does happen and a cybercriminal gets a grip on your personal information, McAfee can back you up with $1 million in identity theft coverage and restoration and continuous identity monitoring. 

Browse confidently and enjoy your devices to the fullest! Just remember these safe downloading tips and partner with McAfee for peace of mind. 

1Federal Trade Commission, “Malware from illegal video streaming apps: What to know 

The post Celebrate National Download Day With This Safe Downloading Checklist appeared first on McAfee Blog.

My Top Tips To Help Your Family Stay Safe Online This Holiday Period

By Alex Merton-McCann

It’s the most wonderful time of year’ – we’ve all heard the jingles and read the slogans. But the holiday season can also be a little overwhelming when you’re the one ‘in charge’. Whether it’s prepping for the inevitable influx of new devices, buying the gifts or booking the holiday – there are a lot of online safety considerations to workshop in addition to how you’re going to stuff the turkey and decorate the tree! 

So, with the Christmas spirit running through my keyboard, I hereby share with you my top tips to help you keep you and your family safe online this holiday period. 

1. Have a Safety Plan for ALL New Devices 

We all know that Santa loves technology so it’s inevitable that your family members may find a new device or two under the tree this year. So, as soon as they have unboxed their shiny new item, I recommend on insisting on a few steps to both protect the device and its new owner: 

  • Change the default passcode or set up a new one immediately 
  • Check for software updates – these ensure that any bugs or weak spots are addressed 
  • Choose a ‘back-up’ solution. If it’s an iPhone, iCloud can work. I’m a fan of Dropbox as it works so well on both phones and laptops. 
  • Invest in a security solution. If you already have a premium subscription to an online security solution like McAfee+ then you’ll likely be able to add the new devices (phones, tablets or laptops) to your family plan. If not, consider investing. Not only will it protect devices from viruses and phishing attacks, but it will also help you locate it if it ever gets misplaced- very common occurrence in my household!      

2. Online Shopping 

Getting to the bottom of the Christmas gift list takes time particularly if you are ‘lucky’ enough to get COVID before Christmas, like myself! While there are still some retailers guaranteeing delivery before Christmas – including Amazon until Christmas Eve (phew!) – you might need to focus on gift cards if you don’t want to face the hordes at the shops. Regardless of what you buy, please follow the following online shopping tips to avoid being cyberscrooged this year: 

  • Only buy from trusted retailers – even if it costs a few more dollars 
  • Ensure the site is secure – look for a padlock at the start of a web address and an address that starts with ‘https’ 
  • Avoid offers that are ‘too good to be true’ – they usually are! 
  • Don’t ever use public Wi-Fi to do your shopping – no exceptions! 

3. Book Your Holiday From a Reputable Online Site 

I don’t think there would be anything more disappointing than anticipating a holiday only to have it not happen. Or, to be scammed while preparing for it. With holiday makers having to jump through more hoops thank to COVID requirements, many experts are predicting scammers will be turning their attention to creating fake COVID verification sites, designed purely to extract personal details from unsuspecting holiday makers. So, if you’re booking a holiday, or doing your admin for it, please do the following: 

  • Take a moment to verify – check the website URL to ensure it leads to where you expect before clicking and paying. And always verify the validity of any requests for payment. Contact your travel retailer if you have any concerns. 
  • Think before you click – make sure the site is secure before you pay: check that the URL has a visible padlock in the search bar and that it starts with an ‘https’. 
  • Using BPay or PayID is also another good way to protect yourself. Both these platforms will show customers who they are paying before they ‘do the deal’ which reduces the chance of being scammed. 

4. Be Careful What You Share Online 

With so many of us busting with excitement to be travelling this holiday season for the first time in a few years, it’s inevitable that we want to share online. But, please think before you post. Checking in to airports or hotels online is really a way of alerting the online world to the fact that your house is likely unattended! And please make sure your kids understand this too. I appreciate there’s a lot of kudos for sharing holidays snaps in the moment but encourage your offspring to wait until you get home before sharing. Here are my top tips: 

  • No checking in online anywhere 
  • No sharing pics of Christmas gifts 
  • Only share holiday snaps once you’ve arrived back home 

And if you’re feeling a little overwhelmed, why not make yourself a cuppa and harness the power of technology. Make yourself a to-do list on Todoist or Google Docs, send out ecards if you absolutely can’t disappoint key family and friends – loving the options from Greetings Island, buy some gift cards from Prezee or The Gift Cards Store then design your Christmas Day menu with the help of Taste or RecipeTinEats. And voila you’re done!  

PS Just remember to create unique passwords if you choose to set up accounts with any new sites! 

Happy Holidays Everyone!!! 

Alex xx 

The post My Top Tips To Help Your Family Stay Safe Online This Holiday Period appeared first on McAfee Blog.

The Best Way To Protect Your Online Identity

By Alex Merton-McCann

For many Aussies, identity theft was always something that happened to other people. People on TV, usually. But the recent spate of data breaches at Optus, Medibank and Energy Australia has made many of us pay far more attention than ever to one of the fastest growing crimes in our country.  

According to the Department of Home Affairs, 1 in 4 Aussies will be the victim of identity theft over the course of their lives with an annual economic impact of more than $2 billion. And with the financial fallout from the recent data breaches only just starting to be counted, these statistics will no doubt increase dramatically next year. 

What Actually Is Identity Theft? 

Identity theft is when a cybercriminal gains access to your personal information to steal money or gain other benefits. Armed with your personal info, they can apply for real identity documents in your name but with another person’s photograph. This enables them to then apply for loans or benefits in your name, sign up for memberships or even apply for credit cards. 

And it goes without saying that the financial and emotional fallout from identity theft can be huge. Since the Optus and Medibank hacking stories broke just a few months ago, there has been multiple stories of Aussie families who have had their identities stolen and who are in a world of pain. This Melbourne family who have had over $40,000 stolen from ATM withdrawals alone is just one example. 

What Do You Mean By Personal Information? 

Your personal information is any piece of information or data that can confirm who you are or how to find you. It may be a single piece of information, or several pieces used together. It’s often referred to as personally identifiable information (PII). So, it includes your name, parents’ name, address, date of birth, phone numbers, email address, usernames/passwords or passphrases, bank account details, school or university attended, location check-ins even RSVPS for events. 

Every time you register with a new shopping site or social media platform, you will be asked to share some personally identifiable information. However, what you share may be stolen or even misused – just think about the recent list of Australian companies who had their customers’ private information stolen by hackers. So that’s why you need to ensure you are only sharing your information with trusted online sites and take every possible step to protect your personal information online. 

How To Protect Your Online Identity 

While there are no guarantees in life, there are steps you can take to ensure your online identity is as safe as possible. Here are my top 5 tips: 

1. Use Multi-Factor Authentication When It’s Offered – Always! 

Multi-Factor Authentication (MFA) or 2 Factor Authentication (2FA) is a no-brainer because it makes a hacker’s life a lot harder. In short, it requires the user to provide two or more verification factors to gain access to an account or app. This might be a text, email or even a code generated by an authentication app. So, even if a hacker has your password and username, they still need that final piece of information before they can get their hands on your account! 

2. Use A Different (and Complex) Password On Every Account 

Now this may take a bit of work to set up but using a unique and complex password on every account is one of the best things you can do to protect your online identity. And here’s the rationale – if you use the same password on all your accounts and your login details are stolen then hackers have access to all the accounts that are accessed with that password. Yikes!!! So, a unique password for each account is a great measure. I love using a password manager to make this process a little easier. Not only do they generate complex passwords, but they remember them too! All you need to do is remember your Master Password which needs to be extremely complex!!! 

3. Keep Your Devices and Software Updated & Backed-Up 

Updates are most commonly about addressing security weaknesses. And yes, I know they can be a pain but if you ignore them, you are essentially making it easier for hackers to find their way into your life via weak spots. And don’t forget to ensure your security software remains updated too!   

I always recommend keeping a backup of all your important info in case something goes wrong. This should include all your photos, key documents and all your personally identifiable information. A hard drive works well but saving to the cloud is also a good option. I once dropped a hard drive and lost treasured family photos, so the cloud is my personal preference. 

4. Stay Ahead of The Threats – Invest in a Security & Identity Protection Solution  

We all know knowledge is power so investing in top notch security and identity monitoring software will help keep you ahead of threats. McAfee+, McAfee’s new all in one privacy, identity and device protection solution is a fantastic way for Aussies to protect themselves online. It features identity monitoring and a password manager but also an unlimited VPN, a file shredder, protection score and parental controls. And the Rolls Royce version called McAfee+ Advanced, also offers subscribers additional identity protections including access to licensed restoration experts who can help you repair your identity and credit, in case you’re affected by a data breach. It also gives subscribers access to lost wallet protection which help you cancel and replace your ID, credit cards if they are lost or stolen. 

5. Only Use Secure Wi-Fi or a VPN 

Public, unsecured Wi-Fi can make life so much easier when you’re out and about but it’s also a tried and tested way for scammers to access your personal information. Unsecured Wi-Fi is free Wi-Fi that is available in public places such as libraries, cafes, or shopping centres. So, instead of using Wi-Fi, just use the data in your phone plan. Or alternatively invest in a Virtual Private Network (VPN) that cleverly encrypts everything you share on your device.   

About 2 months ago, I embarked on a project to clean up my online life. I’m working through the list of sites I have accounts with and am closing those I no longer use, I’m also doing a huge password audit to ensure they are all unique to each site and are super complex, thanks to my password manager. Now, I’m not quite done yet, but things are in better shape than they were. Why not consider doing the same? With the holiday season fast approaching, why not dedicate a little of your poolside time to practicing a little cyber hygiene. 

 

Till next time, keep those identities safe! 

 

Alex    

The post The Best Way To Protect Your Online Identity appeared first on McAfee Blog.

The Smart Home Security Guide

By McAfee

The smarts behind a smart home come from you. At least when it comes to keeping it more private and secure. 

Without question, smart home devices have truly stormed the marketplace. We’ve gone from a handful of relatively straightforward things like connected lights, outlets, and cameras to a wide range of fully connected household appliances like refrigerators, stoves, and laundry machines. You can even water your garden with smart devices, which check for soil moisture, weather reports, and for what you’re watering. 

Further new technologies like the Matter protocol aim to make them all work more reliably and easily—with a new networking standard that allows different devices from different platforms to work together. Something they couldn’t do before and something that likely kept people from adding to their connected home because of compatibility issues. No more. 

It’s exciting, as it should be. Yet the security and privacy measures for these devices hasn’t quite kept up with all this rapid development and expansion. Not across the board, anyway. Security isn’t always built into these devices. In some cases, it’s so poorly handled that it makes some devices prone to attack. 

However, you can absolutely enjoy a smart home and all the comforts and conveniences that come along with it. Safely. Just a little extra effort from you makes it possible. And you don’t need to be any kind of whiz to pull it off.  

Why security for your smart appliances and smart devices counts 

For starters, the old security adage holds true for smart homes and devices: “If it’s connected, it must be protected.” Any connected device can provide a hacker with an inroad to your home network and the data and devices on it. So even that seemingly innocent smart wall outlet that you use to run your living room lamps could be a target.  

In fact, we’ve seen instances where a little outlet created a big security issue, such as one report where an unsecure plug used poor factory passwords and didn’t use secure encryption to communicate with the household router. The result—hackers could obtain login credentials to a victim’s entire home network. 

Another old security adage is that your home network is only as secure as your weakest device. In the above case, that was a poorly designed smart outlet—at least from a security standpoint. 

Now consider a highly connected smart home with a dozen or so smart devices. Maybe some of those have great security built in and are backed by manufacturers that update them regularly for ongoing security. And maybe some of those other devices, not so much. Again, just one poorly secured device in that mix could jeopardize your connected things, along with the data you keep on them. 

Privacy for smart appliances and smart devices counts too 

On the topic of data, we often talk about privacy policies and how they’re not all created equal. Depending on the app, device, and operating system—along with any settings you have control over too—may determine what information a company collects, keeps, and shares about you and your usage. Moreover, it may determine what they or other third parties might do with that data as well. 

Put simply, not every company treats your personal data the same way. Some may sell it to data brokers for profit or share it with third parties like insurance companies, government agencies, law enforcement, and others according to findings published by some industry groups. 

Still others may not sell that data, yet they will share it with third parties for analysis or use it to fuel their own advertising campaigns or advertising platforms they own. And of course, there are others who collect and analyze the bare minimum and keep that data to themselves. 

Consider once more that smart home filled with a dozen or so smart devices. That likely means several different data privacy policies are in play as well, each handing the data created by that home in different ways. And in ways that you may or may not be fully aware of, given that privacy policies are often notoriously long reads, sometimes filled with legalese.  

Without question, privacy is another consideration for your smart home. 

You have more control over your smart home security and privacy than you might think 

You can do plenty of things that can make your smart devices more private and more secure than they were when they came out of the box. And as mentioned above, the steps are all rather straightforward. Our Smart Home Security Guide lays it out for you. 

It’s part of the McAfee Security Guide Series, and in it you’ll get a closer look at how you can protect a smart wall outlet, along with that smart coffeemaker, door lock, refrigerator and more. It covers the basics of protection, how to shop for more private and secure smart devices, plus a section that talks specifically about smart speakers and protecting your privacy while using them. 

In all, our Smart Home Security Guide is here to help. The truth is that security isn’t always included with smart home devices. Not right out of the box anyway. Just like with your computers, smartphones, and other devices, the best security relies on you. With a handful of steps, you can enjoy your smart home with confidence. 

The post The Smart Home Security Guide appeared first on McAfee Blog.

How to Browse Privately on Your Phone

By McAfee

Your phone is likely a daily companion, giving you access to work emails, chats with friends, weather reports, and more — all in the palm of your hand. You can also use your phone for browsing online, looking up everything from your favorite recipes to your most-read media webpages. 

While being able to browse whenever and wherever you want is convenient, you might prefer that your phone doesn’t save all your online searches. For example, if you frequently let other people use your phone, you may not want them to have access to a history of your Google searches. In this case, you can use private browsing or “incognito mode.” 

This allows you to browse online without leaving any trace of your browsing activity on your mobile phone. Configuring your phone to use incognito mode can give you greater confidence while surfing online, as you’ll enjoy the peace of mind that comes with knowing your browser history isn’t recorded on your device.  

This article explains what incognito mode is and how you can set it up on your mobile phone. 

What is Incognito Mode?

Incognito mode allows you to browse online without leaving certain data on the device you’re using. Also referred to as private browsing mode, it makes sure there’s no record of your search engine history, websites you visited, and even login details (and related passcodes) on that device.  

As soon as you close the incognito web browser window, any cookies are erased and all these details disappear instead of being saved. 

That said, if you leave an incognito browser window open on your phone — and then hand your phone to someone else — they’ll be able to see the activity. So, if you want to make the most of incognito mode, make sure to close the browser window after every surfing session.  

Further, if you actively bookmark a page, it will be saved — even if you’re in incognito mode. Read on for some more caveats surrounding incognito mode and the extent of privacy it gives you. 

Is incognito mode really private browsing?

It’s important to note that incognito mode or private browsing mode is a device-specific privacy measure. It makes sure that your search and web browsing history isn’t visible on the device itself.  

However, your traffic and activity are both still visible to third parties beyond your device, such as your network admin, internet service provider (ISP), and the websites and search engines that you visit. 

Viewing in private or incognito mode also won’t disguise your unique IP address from these parties. Incognito mode further doesn’t secure your device against cyberthreats like hackers.  

That said, there are plenty of other tools you can use to safeguard your device against cybercriminals. For example, McAfee+ helps to secure your Wi-Fi connection, shield you from malicious websites or links, and detect malware. 

Can I Get Incognito Mode on my Phone?

You may already be familiar with incognito mode through your computer. For example, many people set up incognito mode through browsers like Mozilla Firefox, Google Chrome, Safari, Microsoft Edge, or Internet Explorer.  

However, incognito mode isn’t just for computers — you can also use it on your phone’s web browsing apps. 

How to turn on incognito mode

The steps to setting up incognito mode are fairly straightforward. That said, it depends largely on which type of device you have.  

Setting up private browsing or incognito mode for an Android isn’t the same as setting it up for iOS. Read on to learn how to go incognito whether you’ve got an Apple iPhone or an Android phone like Samsung. 

Private browsing on your Android device

The process for setting up incognito mode also varies based on the browser you’re using. Here’s how to set it up in the Google Chrome browser for your Android (note that the Google Chrome app is the default browser for most Android phones): 

  1. Open Chrome. 
  2. Tap the three dots at the top-right corner of the screen. 
  3. Tap “New incognito tab.” This will open up a new incognito window. 
  4. Close the incognito window to end the incognito session. 

Remember, for Google Chrome’s incognito mode to do the trick, you need to close your browsing session after each use. If you leave the tab open and someone else uses your phone, they can see your activity. 

Private browsing on your iPhone 

For iPhones, the default browser is Safari. Here’s how to set up private browsing in Safari for your iPhone: 

  1. Open Safari. 
  2. Tap the tab icon at the bottom right of the screen (it looks like two overlapping squares). 
  3. Tap “private” at the bottom-left of the screen. 
  4. To exit private mode, tap “private” again. 

Again, remember to close your browser’s private tabs when you’re done surfing. This makes sure that cookies are deleted and the private session is safely hidden from your device’s history. 

Do certain apps offer incognito mode?

The above steps can help you set up incognito mode on your Apple or Android phone’s browser. However, you probably use your phone for much more than browsing.  

You might have apps for watching videos, getting driving directions, listening to music, and more. And the tips above will only protect your privacy when using the phone’s browser — not apps. 

That said, some apps offer their very own in-app incognito mode. Examples include YouTube, Google Maps, Spotify, and Instagram. Other apps simply offer the option of private sessions, requiring you to log in with a dedicated username and password if you’re going to use the app. These include Whatsapp, Dropbox, Amazon, PayPal, and Evernote.  

Some of these apps can even be configured so they’re only unlockable with touch ID or face ID. 

Enhance Your Device’s Security

Browsing in incognito or private mode on your phone allows you to surf online without leaving any trace of your search history on that specific device. However, it doesn’t block third parties like your internet service provider or network administrator from seeing what websites you’ve visited. Only your phone is affected. 

Incognito mode also doesn’t protect you against potential cyberthreats, like malware. To stay safe and browse with confidence, consider McAfee Mobile Security. It includes Wi-Fi privacy protection, browsing safeguards, shields against unauthorized third-party activities, and more — and it works for Android and iOS devices. Find out more. 

The post How to Browse Privately on Your Phone appeared first on McAfee Blog.

2022’s Top 5 App Security Tips

By Vishnu Varadaraj

Happy National App Day! No, we don’t mean apps of the mozzarella stick and potato skin variety, but your mobile apps that let you order dinner, hail a taxi, stay connected to your friends, and entertain you for hours with silly videos. While they’re undoubtedly useful, mobile apps are also a weak spot in some people’s digital safety. Cybercriminals take every chance they get to trick people through all kinds of technology, and mobile apps are no exception. 

To celebrate National App Day, here are a few tips to keep your mobile and your personally identifiable information (PII) safe. 

Prominent 2022 Mobile App Security Events 

Did you know that there are hundreds of apps on the Android and Apple app stores whose only aim is to steal your passwords? In 2022, Meta identified more than 400 fake apps disguised as various utilities that targeted users to weasel Facebook login and password combinations.1 Malicious apps also regularly masquerade as photo editors and wallpapers but their real purpose is to run malware in the background of the mobile device, such as this Squid Game app from 2021. 

Little-known apps aren’t the only ones you have to be wary of either. The biggest companies are also falling to cybercrime. For instance, more details recently came to light about a breach at Uber that leaked the PII of 57 million users. Plus, the popular mobile payment service, Cash App had the personal details of 8.3 million current and former users leaked.2 

5 App Security Tips to Bring With You into 2023 

To keep your cellphone free of malicious software and your PII and password secure, take these five mobile security tips with you into the new year. 

1. Delete old apps.

The new year is as good a time as any to unload any unnecessary baggage, emotional, literal, or in this case, digital. Go through your phone and delete the apps you haven’t used in the last six months. Make sure to completely delete your account with that app and not just hide it from your homepage. The smaller your digital footprint, the less at risk your PII is of being compromised in a breach. 

2. Carefully vet new apps.

Before you download any new app, it’s a good idea to conduct some background research on it. How many detailed reviews does it have? Who is the app developer? A phony app usually reveals itself through its lack of reviews. Consider apps with less than 50 reviews fishy. Skim the reviews for specific details and typos. If it’s lacking in detail but brimming with typos and grammatical mistakes, it could signal a fake. This research should take about five minutes, so don’t worry; it shouldn’t be too much of an inconvenience, and that time will be well spent. 

3. Stay on top of security news.

Just like it’s a good idea to keep on top of global news, set up news alerts for cybersecurity breaches. If a company falls to a cybercriminal, the alert will give you the valuable time you need to act quickly to either delete your account or change your password. 

4. Use unique passwords.

For every online account, it is essential to create a unique password or passphrase. That way, if you do get hacked through an app or get tricked by a fake one, you don’t have to worry about cybercriminals using that password to walk into your other accounts. Password managers are an excellent way to keep all your passwords secure and free up your brain space for things other than dozens of passwords. 

5. Share as few personal details as possible.

When you sign up for a new app, you can expect to give it a username, a password, and maybe your first name; however, if it has optional fields for your full birthday or your address, consider leaving those blank. The less information the company has about you, the less that can end up in cybercriminals’ hands if the app is breached. 

Enjoy Safe Mobile Apps in 2023 

The first step to better cyber habits is arming yourself with the knowledge of the threats that are out there. The best advice here is to slow down, observe and think about your next move every time you download a new app. The signs of a fake are usually not difficult to spot. Then, once you’re confident in its legitimacy, limit the amount of PII you share with it. In this digital world we live in, consider everyone susceptible to a breach. 

To give you peace of mind, supplement your great habits with a tool, like McAfee+ Ultimate, that will cover all your bases and be your partner to live your best private life online. 

1Tech.co, “Data Breaches That Have Happened in 2022 So Far.” 

2Termly, “98 Biggest Data Breaches, Hacks, and Exposures.” 

The post 2022’s Top 5 App Security Tips appeared first on McAfee Blog.

‘Tis the Season for Holiday Scams

By McAfee

This time of year, the air not only gets chillier but a bit cheerier for everyone … including online scammers. Holiday scams are a quick way to make a buck, and cybercriminals employ several holiday-themed schemes to weasel money and personally identifiable information (PII) from gift givers. 

Here are three common holiday scams to watch out for this year, plus a few tips to help you stay safe online. 

1. Gift Card Cracking

Gift cards are a standby present for the people on your list who are difficult to buy for or for people you don’t know too well but want to get them a small something. Whether the gift card is worth $5 or $500, an online scammer can steal the entire value through two techniques: a brute force attack or phishing. Known as gift card cracking, cybercriminals can take wild guesses at gift card codes and cash in the value for themselves by methodically guessing strings of numbers and letters and crossing their fingers for a match. Cybercriminals will also employ phishing emails, texts or social media direct messages to trick people into divulging gift card information. 

To avoid gift card cracking, encourage gift receivers to redeem their gift card quickly to shorten the amount of time a scammer has to guess the code correctly. Or, you could opt for a paper gift certificate from a small business that doesn’t require online redeeming at all. To avoid gift card phishing scams, do not engage with any type of correspondence that claims they can double the value of your gift card or claims that there’s a problem with it. Be instantly on alert if anyone asks for the activation code. If the gift card-issuing business really needs to replace your purchase, they’ll issue you a new code. They’ll never ask for your existing one. 

2. Last-minute Shopping Scams

Are you a procrastinator? Watch out for last-minute shopping scams that are targeted at people who leave their gift buying until deep in December. As with anything else, if it’s too good to be true, it probably is. Shopping scams often take the form of phishing emails where criminals impersonate a well-known merchant or shipping company.  

While sales often have a quick timeline, don’t let that short timeline pressure you into making an impulsive decision. Phishers rely on people’s excitement or inattention to trick them into giving up their credit card or banking information. Phishing emails, when you take the time to inspect them, are usually easy to spot. The logos are often blurry, there are often typos and grammar mistakes, and the tone of the message will seem “off.” Either it will sound very formal and impersonalized or it will sound very informal and seem pushy. 

To protect your finances during the holiday season, consider putting a lock on your credit. This is easy to do with McAfee credit lock. You can still use your credit card and shop as you normally would. A credit lock is useful because, in case a criminal gets ahold of your PII, they won’t be able to open lines of credit in your name. This protects your credit score, which is essential to keep in good standing if you hope to buy a house or take out a loan anytime soon. 

3. Social Media Ads and Fake Shopping Sites

Just because a “company” has an ad on Facebook or Instagram doesn’t mean that it’s a legitimate establishment. Before buying from an online store you’ve never heard of, do some background research on it and read customer reviews to make sure that it’s real and will deliver you a quality product.  

Take note of the online store’s URL before entering it. (You can preview the link by hovering over it with your cursor.) If the URL is a string of letters and numbers, it could be a malware site in disguise. One way to alert you to suspicious sites is McAfee Web Protection. Web Protection color codes links to identify potential malware and phishing sites and alert you to steer clear. 

Shop Safely This Holiday Season 

Your mind is already drawn in a bunch of different directions this holiday season (cooking, traveling, shopping, wrapping, tidying) so give yourself a respite from worrying about the safety of your identity and finances. McAfee+ Ultimate includes a VPN, Web Protection, credit lock, antivirus and more to cover all your bases to keep your devices and your PII safe. 

The post ‘Tis the Season for Holiday Scams appeared first on McAfee Blog.

How To Help Your Family Protect Their Online Data

By Alex Merton-McCann

Whether you’re standing around the water cooler at work, waiting for your kids at the school gate or sitting around the dinner table, data breaches are without doubt the hot topic of conversation. In late September, we were all shaken when news of the biggest Australian data breach to date broke – a record 10 million Optus customers had their details stolen. But unfortunately, the data breach stories have continued with Medibank, Energy Australia, and, most recently, Woolworths also reporting that private customer data had been stolen. 

Inevitably, many of us are feeling vulnerable worrying that our private identifying information (and our family’s) such as our Medicare and Drivers Licence details have potentially been stolen. We’ve all read the stories about victims of identity theft and are, rightly concerned, that it could happen to us. So, if you’re unsure as to what to do next – don’t worry – I’ve got you! In fact – I’m going to give you two action plans. The first is for those who have been personally affected by a data breach (or consider it highly likely they were affected) and the second, is a long-term plan to help you protect yourself and your family’s data online. 

What To Do If You’ve Been Affected By A Data Breach 

If you or a family member has been contacted by a company and informed that your private details have been compromised, then you need to caffeine up and bring your entire focus to this situation. And if you’re still awaiting the call but you’re thinking it’s likely you’re affected, then my advice is to assume you are. It never hurts to be too cautious when you’re dealing with a potential identity theft situation. So, here’s your plan: 

  1. If you think you’ve been affected, contact the company directly. Hopefully they can confirm whether you’re affected and identify what information was stolen eg drivers licence, birthdate, address, Medicare details. 
  2. If your drivers licence, passport or Medicare details have been stolen, then you are able to apply for new documents. You may need to apply for a Commonwealth Victim’s Certificate first. Do this as soon as possible. 
  3. Contact your bank and credit card providers and inform them that you have been the victim of a data breach and ask them to monitor accounts for suspicious activity. Also ask them to put additional verification methods in place, particularly for over the phone authentication. You may also want to do this for your superannuation accounts, MyGov and Centrelink accounts too. 
  4. Change your passwords for affected accounts immediately.  
  5. Do not click on links in text messages or emails claiming to be from the company that was affected by the data breach. If you are unsure, contact the company directly to verify the communication. 
  6. Monitor your bank accounts daily for suspicious or any unexpected activity. Also check your telephone and utilities accounts. Contact your bank or provider if you notice anything that looks a little suspect. 

What To Do To Ensure Your Online Data Is As Secure As Possible 

So, now it’s time to think long term. We all know prevention is key. So, what can we do to protect ourselves to minimise the risk of becoming a victim of identity theft (if and when) the next data breach occurs? Here’s your plan: 

1. Refine Your Password Strategy 

As we all know, it’s often the simplest things that can have the biggest impact. Ensuring you have a different but super complex password or passphrase for each of your online accounts is one of the best things you can do to protect yourself online. I appreciate that this may take a lot of work to implement but it’s so worth it. And here’s why – if you’re the victim of a data breach and your login details are stolen then you could be in a world of pain if you have just one password for all your accounts. Because within seconds of stealing your details, a hacker could potentially access your bank accounts, credit card accounts and online shopping sites where your credit card is saved – you get the picture! You see why it makes such sense! If it all feels a little overwhelming, why not use a password manager? Password managers can create and remember passwords that no human could even think of – genius! 

2. Use Multi-Factor Authentication When It’s Offered – Always! 

In summary, Multi-Factor Authentication (MFA) or 2 Factor Authentication (2FA) makes a hacker’s life a lot harder. In short, it requires the user to provide two or more verification factors to gain access to an account or app. This might be a text, email or even a code generated by an authentication app. So, even if a hacker has your password and username, if they can’t access the last piece of the puzzle, then you’re safe!!! 

3. Invest in A Top Tier Identity, Security and Protection Solution  

McAfee has just released a super-duper solution to help Aussies protect themselves online. McAfee+ is an all-in-one privacy, identity and device protection solution. Not only does it feature identity monitoring and a password manager but also an unlimited VPN, a file shredder, a protection score and parental controls. And the Rolls Royce version called McAfee+ Advanced, also offers subscribers additional identity protections including access to licensed restoration experts who can help you repair your identity and credit. It also gives subscribers access to lost wallet protection which help you cancel and replace your ID, credit cards if they are lost or stolen. 

4. Do A Little Cyber-Hygiene!  

Limiting your exposure online will also reduce the chance of being affected by a data breach. So, take some time to delete accounts you no longer use. Perhaps you had a side hustle on eBay a few years back but hadn’t bothered to close your accounts – well, now is the time. Close down those old eBay (and PayPal) accounts and any other accounts or subscriptions that you no longer use. 

And next time you purchase something from a new website, consider conducting your transaction as a guest only and not creating an account on their website. If there’s no benefit beyond saving a minute or two when you check out, why store your credit card number, address, and other identifying info on a website that may eventually be breached? 

If there is ever a time to take the management of your online data seriously, it’s now. Assuming that you won’t be a victim of a data breach and that ‘things like that don’t happen to you’ just doesn’t cut it. So, be proactive: sort out your passwords, turn on 2-factor authentication and practice some good quality cyber hygiene! And do yourself a favour and invest in some top-notch privacy and identity protection program like McAfee+ so you can continue living your best life online!  

The post How To Help Your Family Protect Their Online Data appeared first on McAfee Blog.

Unwrapping Some of the Holiday Season’s Biggest Scams

By McAfee

Even with the holidays in full swing, scammers won’t let up. In fact, it’s high time for some of their nastiest cons as people travel, donate to charities, and simply try to enjoy their time with friends and family. 

Unfortunate as it is, scammers see this time of year as a tremendous opportunity to profit. While people focus giving to others, they focus on taking, propping up all manner of scams that use the holidays as a disguise. So as people move quickly about their day, perhaps with a touch of holiday stress in the mix, they hope to catch people off their guard with scams that wrap themselves in holiday trappings. 

Yet once you know what to look for, they’re relatively easy to spot. The same scams roll out every year, sometimes changing in appearance yet remaining the same in substance. With a sharp eye, you can steer clear of them. 

Watch out for these online scams this holiday season 

1. Shopping scams 

With Black Friday and Cyber Monday in the books, we can look forward to what’s next—a wave of post-holiday sales events that will likewise draw in millions of online shoppers. And just like those other big shopping days, bad actors will roll out a host of scams aimed at unsuspecting shoppers. Shopping scams take on several forms, which makes this a topic unto itself, one that we cover thoroughly in our Black Friday & Cyber Monday shopping scams blog. It’s worth a read if you haven’t done so already, as digs into the details of these scams and shows how you can avoid them.  

However, the high-level advice for avoiding shopping scams is this: keep your eyes open. Deals that look too good to be true likely are, and shopping with retailers you haven’t heard of before requires a little bit of research to determine if their track record is clean. In the U.S., you can turn to the Better Business Bureau (BBB) for help with a listing of retailers you can search simply by typing in their names. You can also use https://whois.domaintools.com to look up the web address of the shopping site you want to research. There you can see its history and see when it was registered. A site that was registered only recently may be far less reputable than one that’s been registered for some time. 

2. Tech support scams  

Plenty of new tech makes its way into our homes during the holiday season. And some of that tech can be a little challenging to set up. Be careful when you search for help online. Many scammers will establish phony tech support sites that aim to steal funds and credit card information. Go directly to the product manufacturer for help. Often, manufacturers will offer free support as part of the product warranty, so if you see a site advertising support for a fee, that could be a sign of a scam. 

Likewise, scammers will reach out to you themselves. Whether through links from unsolicited emails, pop-up ads from risky sites, or by spammy phone calls, these scammers will pose as tech support from reputable brands. From there, they’ll falsely inform you that there’s something urgently wrong with your device and that you need to get it fixed right now—for a fee. Ignore these messages and don’t click on any links or attachments. Again, if you have concerns about your device, contact the manufacturer directly. 

3. Travel scams 

With the holidays comes travel, along with all the online booking and ticketing involved. Scammers will do their part to cash in here as well. Travel scams may include bogus emails that pose as reputable travel sites telling you something’s wrong with your booking. Clicking a link takes you to a similarly bogus site that asks for your credit card information to update the booking—which then passes it along to the scammer so they can rack up charges in your name. Other travel scams involve ads for cut-rate lodging, tours, airfare, and the like, all of which are served up on a phony website that only exists to steal credit card numbers and other personal information. 

Some of these scams can look quite genuine, even though they’re not. They’ll use cleverly disguised web addresses that look legitimate, but aren’t, so don’t click any links. If you receive notice about an issue with your holiday travel, contact the company directly to follow up. Also, be wary of ads with unusually deep discounts or that promise availability in an otherwise busy season or time. These could be scams, so stick with reputable booking sites or with the websites maintained by hotels and travel providers themselves. 

4. Fake charity scams 

Donations to an organization or cause that’s close to someone’s heart make for a great holiday gift, just as they offer you a way to give back during the holiday season. And you guessed it, scammers will take advantage of this too. They’ll set up phony charities and apply tactics that pressure you into giving. As with so many scams out there, any time an email, text, direct message, or site urges you into immediate action—take pause. Research the charity. See how long they’ve been in operation, how they put their funds to work, and who truly benefits from them.  

Likewise, note that there some charities pass along more money to their beneficiaries than others. As a general rule of thumb, most reputable organizations only keep 25% or less of their funds for operations, while some less-than-reputable organizations keep up to 95% of funds, leaving only 5% for advancing the cause they advocate. In the U.S., the Federal Trade Commission (FTC) has a site full of resources so that you can make your donation truly count. Resources like Charity Watch and Charity Navigator, along with the BBB’s Wise Giving Alliance can also help you identify the best charities. 

5. Online betting scams 

The holidays also mean a flight of big-time sporting events, and with the advent of online betting in many regions scammers want to cash in. This scam works quite like shopping scams, where bad actors will set up online betting sites that look legitimate. They’ll take your bet, but if you win, they won’t pay out. Per the U.S. Better Business Bureau (BBB), the scam plays out like this: 

“You place a bet, and, at first, everything seems normal. But as soon as you try to cash out your winnings, you find you can’t withdraw a cent. Scammers will make up various excuses. For example, they may claim technical issues or insist on additional identity verification. In other cases, they may require you to deposit even more money before you can withdraw your winnings. Whatever you do, you’ll never be able to get your money off the site. And any personal information you shared is now in the hands of scam artists.” 

You can avoid these sites rather easily. Stick with the online betting sites that are approved by your regional gambling commission. Even so, be sure to read the fine print on any promo offers that these sites advertise because even legitimate betting sites can freeze accounts and the funds associated with them based on their terms and conditions. 

Further protection from scams 

A complete suite of online protection software, such as McAfee+ Ultimate can offer layers of extra security. In addition to more private and secure time online with a VPN, identity monitoring, and password management, it includes web browser protection that can block malicious and suspicious links that could lead you down the road to malware or a phishing scam—which antivirus protection can’t do alone. Additionally, we offer $1M identity theft coverage and support from a recovery pro, just in case. 

And because scammers use personal information such as email addresses and cell phone numbers to wage their attacks, other features like our  Personal Data Cleanup service can scan high-risk data broker sites for your personal information and then help you remove it, which can help reduce spam, phishing attacks, and deny bad actors the information they need to commit identity theft. 

Scammers love a good thing—and will twist it for their own benefit. 

That’s why they enjoy the holidays so much. With all our giving, travel, and charity in play, it’s prime time for their scams. Yet a little insight into their cons, along with some knowledge as to how they play out, you can avoid them.  

Remember that they’re playing into the hustle and bustle of the season and that they’re counting on you to lower your guard more than you might during other times of the year. Keep an eye open for the signs, do a little research when it’s called for, and stick with reputable stores, charities, and online services. With a thoughtful pause and a second look, you can spare yourself the grief of a scam and fully enjoy your holidays. 

The post Unwrapping Some of the Holiday Season’s Biggest Scams appeared first on McAfee Blog.

What Are Tailgating Attacks and How to Protect Yourself From Them

By McAfee

Whether you’re spending time on the web or working in the office, you want peace of mind knowing that you are in a safe environment. While most of us know to take precautions when online — protecting ourselves from things like phishing attacks and other cyber threats — we should also attend to our physical security. 

One concern is tailgating — a social engineering attack where someone gets physical access to a business to take confidential information or do other harm. 

Here are some ways to protect yourself from tailgating attacks, such as an unauthorized person following you into a restricted area while on the job. 

What is a tailgating attack?

Tailgating is a type of social engineering attack where an unauthorized person gains physical access to an off-limits location — perhaps a password-protected area — where they might steal sensitive information, damage property, compromise user credentials or even install malware on computers. 

Piggybacking” is closely related to tailgating, but it involves consent from the duped employee. So, while a worker might be unaware that someone has tailgated them into a restricted area with piggybacking, the hacker might convince a worker to provide access because they are posing as, say, a delivery driver. 

Who’s at risk of tailgating attacks?

Companies, particularly at risk of being targeted by tailgating scams, include those: 

  • With many employees, often moving inside and out of the premises 
  • With multiple entrance points into a building 
  • That receive deliveries of food, packages, documents, and other things regularly 
  • That have many subcontractors working for them 
  • Where employees aren’t thoroughly trained in physical and cybersecurity protocols 

Generally speaking, companies with robust security systems in place — including using biometrics, badges, or other identity and information security measures — are better protected from tailgating and piggybacking attacks.  

But that’s not to say that some smooth-talking fraudster can’t talk someone into letting them in or finding some way around those protections. 

What are common tailgating methods?

Common types of tailgating attacks that you should be aware of on the job include:  

  • Someone walking behind you into a secure area, depending on your common courtesy to keep the door open for them 
  • A courier or delivery driver who aren’t what they seem 
  • Someone with their hands full of items to trick you into opening the door for them 
  • A person who claims they’ve lost their work ID or forgotten it at home, so that you grant them admittance 

How to protect yourself from tailgating attacks 

Protecting yourself from tailgating attacks is partly a matter of learning about the issue, raising your level of awareness on the job, and depending on your employer, putting in place more effective security systems.  

Some solutions include: 

Increased security training

Many companies know how to train employees to recognize, avoid, and cope with online security issues but may forget to provide the same diligence to physical security. How to spot and deal with threats should be part of this training, plus cultivating an awareness of surroundings and people who might be out of place.   

Management should offer a clearly stated security policy taught to everyone, which might insist that no one be allowed into a secure area without the proper pass or identification. As the security policy is updated, all employees should be aware of changes and additions. 

These security measures should be part of an overall protection program, like McAfee+, which includes antivirus software, a firewall, identity monitoring, password management, web protection, and more. 

Smart badges and cards

If you have a large business spread over several floors, it can be hard for employees to know who works there and who doesn’t, leaving them susceptible to tailgating and piggybacking attacks. Requiring smart badges and cards to access restricted areas can help cut back on unauthorized intrusions and provide better access control. 

Building fully staffed reception areas with dedicated security personnel could also be part of a larger security system. 

Biometric scanners

Biometric scanners are an even more advanced way to provide proper authentication for a worker’s identity. They scan a unique physical or audible feature of a person and compare it to a database for approved personnel.  

Examples of biometric security include: 

  • Voice recognition 
  • Iris recognition 
  • Fingerprint scans 
  • Facial recognition 
  • Heart-rate sensors 

Understanding social engineering

One reason people are vulnerable to physical and cyberattacks is that they lack education on social engineering and the kinds of threats it poses.  

Workers need to understand the full range of social engineering techniques and know-how to protect themselves, whether in their social media accounts or physical work environment.  

For their part, companies can use simulated phishing emails and tailgating attacks to raise awareness and underline how to follow protocols in dealing with them. 

Video surveillance

If there are many ways to enter a business, it may make sense to put video surveillance on all entrances. Advanced video surveillance systems can use artificial intelligence (AI) and video analytics to scan the faces of people entering and compare them to a database of employee features. 

Discover how McAfee can help keep devices secure from hacking

Whether at work or at home, people want to be secure from attacks by cybercriminals who seek to take personal information. 

To add a layer of security to all their connected devices — including computers, smartphones, and tablets — an increasing number of people are turning to the comprehensive coverage of McAfee+ 

Features range from advanced monitoring of possible threats to your identity, automatic implementation of virtual private networks (VPNs) to deal with unsafe networks, and personal data clean-up, removing your information from high-risk data broker sites. 

McAfee protection allows you to work and play online with greater peace of mind. 

The post What Are Tailgating Attacks and How to Protect Yourself From Them appeared first on McAfee Blog.

McAfee Personal Data Cleanup: Your Partner in Living a More Private Online Life

By McAfee

Do yourself a favor: Open a new browser tab and head to your search engine of choice. Type in your full name and home address. Then, see what pops up. 

Are the results sparking an ember of unease in the back of your brain? Whether you’re a private person online or you’re comfortable sharing your daily life updates on social media, there are likely to be several personal details about you on sites that shouldn’t have that information. Some of these sites may be data brokerage websites.  

Data brokerage sites are legal and are mostly used by annoying advertisers, though cybercriminals may also use them maliciously. The average person has their information for sale on 31 data brokerage sites, and 95% of people have their personal information on sale without their permission. 

So how do you scrub the internet of your personal details to keep your identity secure? McAfee Personal Data Cleanup is a service that prevents your personal information from being collected and sold online. Here’s why you should consider taking a few easy steps now to give you peace of mind about the security of your personally identifiable information (PII). 

Make Your Attack Surface as Small as Possible 

Attack surface is a term usually applied to corporate security, but it’s a great visualization for everyday people going about their personal online errands and entertainment. An attack surface is the number of possible entry points a cybercriminal could weasel their way through to get at your valuable and private information. Entry points include your social media profiles, your online shopping accounts, and data brokerage sites. The fewer entry points you have, the harder it is for cybercriminals to find and exploit them. 

While Social Security Numbers (SSNs) are generally revered as the piece of PII to guard most closely, a cybercriminal can still damage your identity with just your name and an address, email address, or phone number. For example, they can request new passwords or multifactor authentication one-time passcodes to break their way into online banking or shopping accounts. Security breaches are happening to huge companies all over the world. All it takes is for your SSN to be leaked in one of them, for a cybercriminal to piece together your digital clone and use it to harm your identity or credit. 

Personal Data Cleanup minimizes your attack surface by removing as much PII as possible that’s floating around the internet, just waiting for someone to buy it.  

Give Yourself a Blank Online Slate 

When you’re aware of how many unauthorized vendors are selling your PII, it could be the wakeup call you need start adopting more cautious online habits. For instance, oversharing on social media leaks a lot of valuable details that a savvy criminal can then use to take educated guesses at your passwords or craft a social engineering plot catered just to you. 

The present is as good a time as any to start protecting your identity for the future; however, getting started is often the most difficult step. It can seem overwhelming to reach out to every data brokerage site individually and request they remove your info. Personal Data Cleanup can be your partner not only in beginning the cleanup process but in monitoring your data security to keep your online presence as minimal as possible. The service scans the internet’s riskiest sites and then, before deleting your information from these sites, runs it by you to confirm. Then, it will continually monitor those same sites, as your information will likely reappear every two to four months. 

Cleaning Up Your Data Is So Easy, There’s No Reason Not To 

Do not underestimate the tenacity of a cybercriminal. Even for people who have the attitude that their PII is bound to be somewhere online and that it’s no big deal, McAfee Personal Data Cleanup manages three key steps in the data removal process: scanning, removing, and monitoring. So, even if you’re not convinced that data brokerage sites are a threat, the process is too easy to put off any longer! 

For those who are concerned about their online privacy, full-service Personal Data Cleanup is included in McAfee+ Ultimate, which is the complete package to let you live your online life in private. McAfee+ Ultimate also includes identity monitoring and identity theft resolution services, unlimited VPN, credit lock, and much more.  

In 2021, more than 1.4 million identity theft complaints were filed to the Federal Trade Commission.1 Identity theft can occur to anyone, so take steps today, starting with data brokerage sites, to live a more secure and more private digital life. 

1Federal Trade Commission, “New Data Shows FTC Received 2.8 Million Fraud Reports from Consumers in 2021 

The post McAfee Personal Data Cleanup: Your Partner in Living a More Private Online Life appeared first on McAfee Blog.

What is Antivirus and What Does It Really Protect?

By McAfee

Authored by Dennis Pang

What is antivirus? That’s a good question. What does it really protect? That’s an even better question. 

Over the years, I’ve come to recognize that different people define antivirus differently. Some see it as way to keep hackers from crashing their computers. Others see it as a comprehensive set of protections. Neither definition is entirely on the money. 

With this blog, I hope to give everyone a clear definition of what antivirus does well, along with what it doesn’t do at all. The fact is that antivirus is just one form of online protection. There are other forms of protection as well, and understanding antivirus’ role in your overall mix of online protection is an important part of staying safer online. 

What is antivirus? 

Antivirus software protects your devices against malware and viruses through a combination of prevention, detection, and removal.  

For years, people have installed antivirus software on their computers. Today, it can also protect your smartphones and tablets as well. In fact, we recommend installing it on those devices as well because they’re connected, just like a computer—and any device that connects to the internet is a potential target for malware and viruses.  

In short, if it’s connected, it must get protected. 

One important distinction about antivirus is its name, a name that first came into use decades ago when viruses first appeared on the scene. (More on that in a bit.) However, antivirus protects you from more than viruses. It protects against malware too. 

Malware is an umbrella term that covers all types of malicious software regardless of its design, intent, or how its delivered. Viruses are a subset of malicious software that infects devices and then replicates itself so that it can infect yet more devices. 

So while we popularly refer to protection software as antivirus, it protects against far more than just viruses. It protects against malware overall. 

Now here’s where some confusion may come in. Some antivirus apps are standalone. They offer malware protection and that’s it. Other antivirus apps are part of comprehensive online protection software, which can include several additional far-reaching features that can protect your privacy and your identity.  

The reason why antivirus gets paired up with other apps for your privacy and identity is because antivirus alone doesn’t offer these kinds of protections. Yet when paired with things like a password manager, credit monitoring, identity theft coverage, and a VPN, to name a few, you can protect your devices—along with your privacy and identity. All the things you need to stay safer online. 

In short, antivirus doesn’t cut it alone. 

With that, let’s take a closer look at what malware and viruses really are—how they evolved, and what they look like today, along with how antivirus protects you against them. 

What was the first computer virus? 

Viruses have a long history. And depending on how you define what a virus is, the first one arguably took root in 1971—more than 50 years ago.  

It was known as Creeper, and rather than being malicious in nature, it was designed to show how a self-replicating program could identify other connected devices on a network, transfer itself to them, and find yet more devices to repeat the process. Later, the same programmer who created a follow-on version of Creeper developed Reaper, a program that could remove the Creeper program. In a way, Reaper could be considered the first piece of antivirus software. 

From there, it wasn’t until the 1980’s that malware started affecting the broader population, a time when computers became more commonplace in businesses and people’s homes.  

At first, malware typically spread by infected floppy disks, much like the “Brain” virus in 1986. While recognized today as the first large-scale computer virus, its authors say they never intended it to work that way. Rather they say they created Brain as an anti-piracy measure to protect their proprietary software from theft. However, Brain got loose. It went beyond their software and affected computers worldwide. Although not malicious or destructive in nature, Brain most certainly put the industry, businesses, and consumers on notice.  

Computer viruses became a thing. 

Another piece of malware that got passed along via floppy disks was the “PC Cyborg” attack that targeted the medical research community in and around 1989. There the malware would lie in wait until the user rebooted their computer for the 90th time. And on that 90th boot, the user was presented with a digital ransom note like the one here: 

Early example of ransomware- Source, Wikipedia
Early example of ransomware- Source, Wikipedia

Along with that note, PC Cyborg encrypted the computer’s files, which would only get unencrypted if the victim paid a fee—making PC Cyborg the first widely recognized form of ransomware. 

Shortly thereafter, the internet started connecting computers, which opened millions of doors for hackers as people went online. Among the most noteworthy was 1999’s “Melissa” virus, which spread by way of infected email attachments and overloaded hundreds of corporate and governmental email servers worldwide.  

It was quickly followed in 2000 by what’s considered the among the most damaging malware to date—ILOVEYOU, which also spread by way of an attachment, this one posing as a love letter. Specifically, it was a self-replicating worm that installed itself on the victim’s computer where it destroyed some information and stole other information, then spread to other computers. One estimate puts the global cost of ILOVEYOU at $10 billion and further speculated that it infected 10% of the world’s internet-connected computers at the time. 

Today’s malware and viruses—even more malicious today 

With the advent of the internet, malware quickly established itself as a sad fact of connected life. Today, McAfee registers an average of 1.1 million new malicious programs and potentially unwanted apps (PUA) each day, which contributes to the millions and millions of malicious programs already in existence.   

Apart from the sheer volume of malware out there today, another thing that distinguishes today’s malware from early malware attacks—they’re created largely for profit. 

We can think of it this way:  

  • Consider all the banking, shopping, and personal business you conduct on your computer, tablet, and smartphone. If a bad actor can hack into your device with malware, it may give them access to your online banking accounts, credit cards, and other financial information. 
  • Further, think of the important files you have stored on your devices. That may include tax returns, financial documentation, or payment information, which hackers can steal using malware—and then use it to commit identity theft or sell it to other bad actors on the dark web. 
  • Finally, consider the digital valuables you have stored on your devices, like photos, personal letters, music, and even games. If a hacker locks them up with a ransomware attack, you might find yourself wondering if you should take the risk of paying the ransom, even though payment is no assurance that you’ll get them back. 

Today’s malware is far more than an annoyance or headache. It can lead to follow-on attacks that target your finances, your identity, your privacy, or a mix of all three. 

How does antivirus keep you safe?  

So with a million or so new threats coming online each day, and millions more out there already, how does antivirus protect you from malware? It blocks, detects, and removes malware. And it does so in a couple of ways: 

  1. It protects you from existing threats based on an extensive list of known threats, which is updated regularly (a good reason to set your software to update automatically rather than manually). 
  2. It protects you from entirely new threats with technologies that can accurately detect those threats. Not to get overly technical about it, this entails a blend of deep learning algorithms and artificial intelligence (AI) that spots new threats identifying sketchy behavior, such as abnormal demands and instructions. In short, the best antivirus today is smart. 

However, as mentioned earlier, antivirus provides only one aspect of online protection today. While it protects your devices and the data that’s on them, your privacy and identity can come under attack as well. So while antivirus alone can protect you from malware, it can’t prevent other forms of online crime like identity theft, phishing attacks designed to steal personal information, or attacks on your accounts, to name a few of the many other types of threats out there. 

Yet comprehensive online protection can. 

Antivirus, an essential part of your overall security mix 

Comprehensive online protection software like ours offers antivirus, along with specific services and features that protect your privacy and identity online as well. It gives you dozens of other features like identity theft coverage & restoration, personal data cleanup, security freezes, and an online protection score that shows you just how safe you are, along with suggestions that can make you safer still.  

So while protecting your devices with antivirus is a great start, it’s only one part of staying safer online. Including privacy and identity protection rounds out your protection overall. 

The post What is Antivirus and What Does It Really Protect? appeared first on McAfee Blog.

“This Connection Is Not Private” – What it Means and How to Protect Your Privacy

By McAfee

Have you ever been browsing online and clicked a link or search result that took you to a site that triggers a “your connection is not private” or “your connection is not secureerror code? If you’re not too interested in that particular result, you may simply move on to another result option. But if you’re tempted to visit the site anyway, you should be sure you understand what the warning means, what the risks are, and how to bypass the error if you need to.   

What does “this connection is not private” mean?

A “your connection is not private” error means that your browser cannot determine with certainty that a website has safe encryption protocols in place to protect your device and data. You can bump into this error on any device connected to the internet — computer, smartphone, or tablet.  

So, what exactly is going on when you see the “this connection is not private” error?  

For starters, it’s important to know that seeing the error is just a warning, and it does not mean any of your private information is compromised. A “your connection is not privateerror means the website you were trying to visit does not have an up-to-date SSL (secure sockets layer) security certificate. 

Website owners must maintain the licensing regularly to ensure the site encryption capabilities are up to date. If the website’s SSL certificate is outdated, it means the site owners have not kept their encryption licensing current, but it doesn’t necessarily mean they are up to no good. Even major websites like LinkedIn have had momentary lapses that would throw the error. LinkedIn mistakenly let their subdomain SSL certificates lapse.  

In late 2021, a significant provider of SSL certificates, Let’s Encrypt, went out of business. When their root domain officially lapsed, it created issues for many domain names and SSL certificates owned by legitimate companies. The privacy error created problems for unwitting businesses, as many of their website visitors were rightfully concerned about site security.  

While it does not always mean a website is unsafe to browse, it should not be ignored. A secure internet connection is critical to protecting yourself online. Many nefarious websites are dangerous to visit, and this SSL certificate error will protect you from walking into them unaware.   

SSL certification standards have helped make the web a safer place to transact. It helps ensure online activities like paying bills online, ordering products, connecting to online banking, or keeping your private email accounts safe and secure. Online security continues to improve with a new Transport Layer Security (TLS) standard, which promises to be the successor protocol to SSL. 

So be careful whenever visiting sites that trigger the “connection is not private” error, as those sites can potentially make your personal data less secure and make your devices vulnerable to viruses and malware 

Note: The “your connection is not private” error is Google Chrome‘s phrasing. Microsoft Edge or Mozilla Firefox users will instead see a “your connection is not secure” error as the warning message.   

How to fix the “connection is not private” error

If you feel confident that a website or page is safe, despite the warning from your web browser, there are a few things you can do to troubleshoot the error.  

  • Refresh the page. In some cases, the error is just a momentary glitch. Try reloading the page to rule out a temporary error.  
  • Close browser and reopen. Closing and reopening your web browser might also help clear a temporary glitch.  
  • If you’re on public WiFi, think twice. Hackers often exploit public WiFi because their routers are usually not as secure or well-maintained for security. Some public WiFi networks may not have an SSL connection, or they may limit your access to websites. You can safely browse more securely in public spaces if you have an antivirus software or virtual private network (VPN) solution. 
  • Use “Incognito” mode. The most used browsers (Google Chrome browser, Mac‘s Safari, Mozilla Firefox, and Microsoft Edge) offer an “Incognito mode” that lets you browse without data collecting in your history or cache. Open the site in a new incognito window and see if the error still appears.  
  • Clear the cache on your browser. While cookies make browsing the web more convenient and personalized, they also can hold on to sensitive information. Hackers will take advantage of cached data to try and get passwords, purchase information, and anything else they can exploit. Clear browsing data before going to a site with the “connection is not secure” error to help limit available data for hackers 
  • Check the computer’s date and time. If you frequently see the “connection is not private” error, you should check and ensure your computer has the accurate time and date. Your computer’s clock can sometimes have time and date stamp issues and get glitchy in multiple ways. If it’s incorrect, adjust the date and set the time to the correct settings.  
  • Check your antivirus software. If your antivirus software is sensitive, you may have to disable it momentarily to bypass the error. Antivirus software protects you, so you should be careful to remember to turn the software back on again after you’ve bypassed the error.  
  • Be sure your browsers and operating systems are up to date. You should always keep your critical software and the operating system fully updated. An outdated browser can start getting buggy and can increase the occurrence of this kind of error.  
  • Research the website. Do a quick search for the company of the website you wish to visit and make sure they are a legitimate business. You can search for reviews, Better Business Bureau ratings, or check for forums to see if others are having the same issue. Be sure you are spelling the website address correctly and that you have the correct URL for the site. Hackers can take advantage of misspellings or alternative URLs to try and snare users looking for trusted brands. 
  • If it’s not you, it’s them. If you’ve tried all the troubleshooting techniques above and you still see the error, the problem is likely coming from the site itself. If you’re willing to take your chances (after clearing your browser’s cache), you can click the option to “proceed to the domain,” though it is not recommended. You may have to choose “advanced settings” and click again to visit the site.   

Remember, you are taking your chances anytime you ignore an error. As we mentioned, you could leave yourself vulnerable to hackers after your passwords, personal information, and other risks.  

How to protect your privacy when browsing online

Your data and private information are valuable to hackers, so they will continue to find new ways to try and procure it. Here are some ways to protect yourself and your data when browsing online.  

  • Antivirus solutions are, hands down, your best line of protection against hacking. Solutions like McAfee+ Ultimate offer all the tools you need to secure your data and devices.  
  • Use strong passwords and two-factor authentication when available. 
  • Delete unused browser extensions (or phone apps) to reduce access. 
  • Always keep your operating system and browsers up-to-date. You can open system preferences and choose to update your system automatically. 
  • Use a secure VPN solution to shield your data when browsing. 
  • Use your favorite browser’s incognito mode to reduce the data connected to your devices. 
  • Remove any 3rd party apps from your social media accounts — especially if you’ve recently taken a Facebook quiz or similar (also, don’t take Facebook quizzes). 
  • Engage the highest privacy settings in each of your browsers. 
  • Always check the address bar for HTTPS before sharing credit cards or other sensitive data on a website. 
  • Share less personal and private information on social media.  

Discover how McAfee keeps you and your data safe from threats

As we continue to do more critical business online, we must also do our best to address the risks of the internet’s many conveniences.  

A comprehensive cybersecurity tool like McAfee+ Ultimate can help protect you from online scams, identity theft, and phishing attempts, and ensure you always have a secure connection. McAfee helps keep your sensitive information out of the hands of hackers and can help you keep your digital data footprints lighter with personal data cleanup.  

With McAfee’s experts on your side, you can enjoy everything the web offers with the confidence of total protection. 

The post “This Connection Is Not Private” – What it Means and How to Protect Your Privacy appeared first on McAfee Blog.

How to Tell Whether a Website Is Safe or Unsafe

By McAfee

It’s important to know that not all websites are safe to visit. In fact, some sites may contain malicious software (malware) that can harm your computer or steal your personal contact information or credit card numbers.  

Phishing is another common type of web-based attack where scammers try to trick you into giving them your personal information, and you can be susceptible to this if you visit a suspicious site.  

Identity theft is a serious problem, so it’s important to protect yourself when browsing the web. Online security threats can be a big issue for internet users, especially when visiting new websites or following site links. 

So how can you tell if you’re visiting a safe website or an unsafe website? You can use a few different methods. This page discusses key things to look for in a website so you can stay safe online. 

Key signs of website safety and security

When you’re visiting a website, a few key indicators can help determine whether the site is safe. This section explores how to check the URL for two specific signs of a secure website. 

”Https:” in the website URL

“Https” in a website URL indicates that the website is safe to visit. The “s” stands for “secure,” and it means that the website uses SSL (Secure Sockets Layer) encryption to protect your information. A verified SSL certificate tells your browser that the website is secure. This is especially important when shopping online or entering personal information into a website. 

When you see “https” in a URL, the site is using a protocol that encrypts information before it’s sent from your computer to the website’s server. This helps prevent anyone from intercepting and reading your sensitive information as it’s transmitted. 

A lock icon near your browser’s URL field

The padlock icon near your browser’s URL field is another indicator that a webpage is safe to visit. This icon usually appears in the address bar and means the site uses SSL encryption. Security tools and icon and warning appearances depend on the web browser. 

Let’s explore the cybersecurity tools on the three major web browsers: 

  • Safari. In the Safari browser on a Mac, you can simply look for the lock icon next to the website’s URL in the address bar. The lock icon will be either locked or unlocked, depending on whether the site uses SSL encryption. If it’s an unsafe website, Safari generates a red-text warning in the address bar saying “Not Secure” or “Website Not Secure” when trying to enter information in fields meant for personal data or credit card numbers. Safari may also generate an on-page security warning stating, “Your connection is not private” or “Your connection is not secure.” 
  • Google Chrome. In Google Chrome, you’ll see a gray lock icon (it was green in previous Chrome versions) on the left of the URL when you’re on a site with a verified SSL certificate. Chrome has additional indicator icons, such as a lowercase “i” with a circle around it. Click this icon to read pertinent information on the site’s cybersecurity. Google Safe Browsing uses security tools to alert you when visiting an unsafe website. A red caution symbol may appear to the left of the URL saying “Not secure.” You may also see an on-page security message saying the site is unsafe due to phishing or malware. 
  • Firefox. Like Chrome, Mozilla’s Firefox browser will tag all sites without encryption with a distinctive marker. A padlock with a warning triangle indicates that the website is only partially encrypted and may not prevent cybercriminals from eavesdropping. A padlock with a red strike over it indicates an unsafe website. If you click on a field on the website, it’ll prompt you with a text warning stating, “This connection is not secure.” 

In-depth ways to check a website’s safety and security

Overall, the ”https” and the locked padlock icon are good signs that your personal data will be safe when you enter it on a website. But you can ensure a website’s security is up to par in other ways. This section will explore five in-depth methods for checking website safety. 

Use McAfee WebAdvisor

McAfee WebAdvisor is a free toolbar that helps keep you safe online. It works with your existing antivirus software to provide an extra layer of protection against online threats. WebAdvisor also blocks unsafe websites and lets you know if a site is known for phishing or other malicious activity. In addition, it can help you avoid online scams and prevent you from accidentally downloading malware. Overall, McAfee WebAdvisor is a useful tool that can help you stay safe while browsing the web. 

Website trust seals

When you’re browsing the web, it’s important to be able to trust the websites you’re visiting. One way to determine if a website is trustworthy is to look for trust seals. Trust seals are logos or badges that indicate a website is safe and secure. They usually appear on the homepage or checkout page of a website. 

There are many types of trust seals, but some of the most common include the Better Business Bureau (BBB) seal, VeriSign secure seal, and the McAfee secure seal. These seals indicate that a third-party organization has verified the website as safe and secure. 

While trust seals can help determine whether a website is trustworthy, it’s important to remember that they are not foolproof. Website owners can create a fake trust seal, so it’s always important to do your own research to ensure a website is safe before entering personal information. 

Check for a privacy policy

Another way to determine if a website is safe to visit is to check for a privacy policy. A privacy policy is a document that outlines how a website collects and uses personal information. It should also state how the site protects your data from being accessed or shared by scammers, hackers, or other unauthorized individuals. 

If a website doesn’t have a privacy policy, that’s a red flag that you shouldn’t enter any personal information on the site. Even if a website does have a privacy policy, it’s important to read it carefully so you understand how the site uses your personal data. 

Check third-party reviews

It’s important to do some preliminary research before visiting a new website, especially if you’re shopping online or entering personal data like your address, credit card, or phone number. One way to determine if a website is safe and trustworthy is to check third-party reviews. Several websites provide reviews of other websites, so you should be able to find several reviews for any given site.  

Trustpilot is one example of a website that provides reviews of other websites. 

Look for common themes when reading reviews. If most of the reviews mention that a website is safe and easy to use, it’s likely that the site is indeed safe to visit. However, if a lot of negative reviews mention problems with viruses or malware, you might want to avoid the site. 

Look over the website design

You can also analyze the website design when deciding whether a website is safe to visit. Look for spelling errors, grammatical mistakes, and anything that appears off. If a website looks like it was made in a hurry or doesn’t seem to be well-designed, that’s usually a red flag that the site might not be safe. 

Be especially careful of websites that have a lot of pop-ups. These sites are often spammy or contain malware. Don’t download anything from a website unless you’re absolutely sure it’s safe. These malicious websites rarely show up on the top of search engine results, so consider using a search engine to find what you’re looking for rather than a link that redirects you to an unknown website. 

Download McAfee WebAdvisor for free and stay safe while browsing

If you’re unsure whether a website is safe to visit, download McAfee WebAdvisor for free. McAfee WebAdvisor is a program that helps protect you from online threats, such as malware and viruses. It also blocks pop-ups and other intrusive ads so you can browse the web without worry. Plus, it’s completely free to download and use. 

Download McAfee WebAdvisor now and stay safe while browsing the web. 

The post How to Tell Whether a Website Is Safe or Unsafe appeared first on McAfee Blog.

Watch Out for These 3 World Cup Scams

By McAfee

What color jersey will you be sporting this November and December? The World Cup is on its way to television screens around the world, and scores of fans are dreaming of cheering on their team at stadiums throughout Qatar. Meanwhile, cybercriminals are dreaming of stealing the personally identifiable information (PII) of fans seeking last-minute vacation and ticket deals. 

Don’t let the threat of phishers and online scammers dampen your team spirit this World Cup tournament. Here are three common schemes cybercriminals will likely employ and a few tips to help you dribble around their clumsy offense and protect your identity, financial information, and digital privacy. 

1. Fake Contests

Phishers will be out in full force attempting to capitalize on World Cup fever. People wrapped up in the excitement may jump on offers that any other time of the year they would treat with skepticism. For example, in years past, fake contests and travel deals inundated email inboxes across the world. Some companies do indeed run legitimate giveaways, and cybercriminals slip in their phishing attempts among them. 

If you receive an email or text saying that you’re the winner of a ticket giveaway, think back: Did you even enter a contest? If not, treat any “winner” notification with skepticism. It’s very rare for a company to automatically enter people into a drawing. Usually, companies want you to act – subscribe to a newsletter or engage with a social media post, for example – in exchange for your entry into their contest. Also, beware of emails that urge you to respond within a few hours to “claim your prize.” While it’s true that real contest winners must reply promptly, organized companies will likely give you at least a day if not longer to acknowledge receipt. 

2. Travel Scams

Traveling is rarely an inexpensive endeavor. Flights, hotels, rental cars, dining costs, and tourist attraction admission fees add up quickly. In the case of this year’s host country, Qatar, there’s an additional cost for American travelers: visas.  

If you see package travel deals to the World Cup that seem too good to pass up … pass them up. Fake ads for ultra-cheap flights, hotels, and tickets may appear not only in your email inbox but also on your social media feed. Just because it’s an ad doesn’t mean it comes from a legitimate company. Legitimate travel companies will likely have professional-looking websites with clear graphics and clean website copy. Search for the name of the organization online and see what other people have to say about the company. If no search results appear or the website looks sloppy, proceed with caution or do not approach at all. 

Regarding visas, be wary of anyone offering to help you apply for a visa. There are plenty of government-run websites that’ll walk you through the process, which isn’t difficult as long as you leave enough time for processing. Do not send your physical passport to anyone who is not a confirmed government official. 

3. Malicious Streaming Sites

Even fans who’ve given up on watching World Cup matches in person aren’t out of the path of scams. Sites claiming to have crystal clear streams of every game could be malware spreaders in disguise. Malware and ransomware targeting home computers often lurk on sketchy sites. All it takes is a click on one bad link to let a cybercriminal or a virus into your device.  

Your safest route to good-quality live game streams is through the official sites of your local broadcasting company or the official World Cup site. You may have to pay a fee, but in the grand scheme of things, that fee could be a lot less expensive than replacing or repairing an infected device. 

Shore Up Your Defense With McAfee+ 

Here’s an excellent rule to follow with any electronic correspondence: Never send anyone your passwords, routing and account number, passport information, or Social Security Number. A legitimate organization will never ask for your password, and it’s best to communicate any sensitive financial or identifiable information over the phone, not email or text as they can easily fall into the wrong hands. Also, do not wire large sums of money to someone you just met online. 

Don’t let scams ruin your enjoyment of this year’s World Cup! With these tips, you should be able to avoid the most common schemes but to boost your confidence in your online presence, consider signing up for McAfee+. Think of McAfee+ as the ultimate goalkeeper who’ll block any cybercriminals looking to score on you. With identity monitoring, credit lock, unlimited VPN and antivirus, and more, you can surf safely and with peace of mind.  

The post Watch Out for These 3 World Cup Scams appeared first on McAfee Blog.

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The post Test delete article – 17-11-2022 appeared first on McAfee Blog.

Everything You Need to Know to Avoid a Man-in-the-Middle Mobile Attack

By Natalie Maxfield

Monkey in the middle, the beloved playground staple, extends beyond schoolyards into corporate networks, home desktops, and personal mobile devices in a not-so-fun way. Known as a monkey-in-the-middle or man-in-the-middle attack (MiTM), it’s a type of cybercrime that can happen to anyone. 

Here’s everything you need to know about mobile MiTM schemes specifically, how to identify when your mobile device is experiencing one, and how to protect your personally identifiable information (PII) and your device from cybercriminals. 

What Is a Man-in-the-Middle Mobile Attack? 

A man-in-the-middle attack, or MiTM attack, is a scheme where a cybercriminal intercepts someone’s online activity and impersonates a trusted person or organization. From there, the criminal may ask personal questions or attempt to get financial information; however, since the mobile device owner thinks they’re communicating with someone with good intentions, they give up these details freely. 

MiTM is an umbrella term that includes several cybercrime tactics, such as: 

  • IP spoofing. In this scheme, a criminal squeezes their way between two communicating parties by hiding their true IP address. (An IP address is the unique code assigned to each device that connects to the internet.) For example, the criminal may eavesdrop on a conversation between a bank representative and a customer. The criminal will pretend to be either party, gaining confidential financial information or giving incorrect banking details to receive wire transfers to their own bank account. 
  • MFA bombing. A side effect of MFA fatigue, this occurs when a criminal gains access to someone’s login and password details but still needs to surpass a final barrier to entry into a sensitive online account: a one-time, time-sensitive multifactor authentication (MFA) code. The criminal either barrages someone’s phone with code request texts until the person disables MFA in annoyance, or the criminal impersonates a support employee and requests the code via phone, email, or text.  
  • Session hijacking. This occurs when a cybercriminal takes over a user’s conversation or sensitive internet session (like online banking or online shopping) and continues the session as if they are the legitimate user. The criminal can do this by stealing the user’s session cookie. 

Cybercriminals gain access to mobile devices to carry out MiTM mobile attacks through three main methods: Wi-Fi eavesdropping, malware, or phishing. 

How Can You Identify a MiTM Mobile Attack?  

The most common giveaway of a MiTM attack is a spotty internet connection. If a cybercriminal has a hold on your device, they may disconnect you from the internet so they can take your place in sessions or steal your username and password combination. 

If your device is overheating or the battery life is much shorter than normal, it could indicate that it is running malware in the background. 

How to Protect Your Mobile Device 

If you can identify the signs of a MiTM attack, that’s a great first step in protecting your device. Awareness of your digital surroundings is another way to keep your device and PII safe. Steer clear of websites that look sloppy, and do not stream or download content from unofficial sites. Malware is often hidden in links on dubious sites. 

To safeguard your Wi-Fi connection, protect your home router with a strong password or passphrase. When connecting to public Wi-Fi, confirm with the hotel or café’s staff their official Wi-Fi network name. Then, make sure to connect to a virtual private network (VPN). A VPN encrypts your online activity, which makes it impossible for someone to digitally eavesdrop. 

Finally, a comprehensive antivirus software can clean up your device of malicious programs it might have contracted. 

McAfee+ Ultimate includes unlimited VPN and antivirus, plus a whole lot more to keep all your devices safe. It also includes web protection that alerts you to suspicious websites, identity monitoring, and daily credit reports to help you browse safely and keep on top of any threats to your identity or credit. 

A cybercriminal’s prize for winning a mobile scheme of monkey in the middle is your personal information. With preparation and excellent digital protection tools on your team, you can make sure you emerge victorious and safe. 

The post Everything You Need to Know to Avoid a Man-in-the-Middle Mobile Attack appeared first on McAfee Blog.

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What Is Smishing and Vishing, and How Do You Protect Yourself?

By McAfee

Smishing and vishing are scams where criminals attempt to get users to click a fraudulent link through a phone text message, email, or voicemail. These scams are becoming increasingly popular as cybercriminals try to take advantage of people who are more likely to fall for them, such as those who aren’t as familiar with technology or who may be experiencing a crisis. 

Be aware that cybercrime and hacking can happen to anyone. Criminals are always looking for new ways to exploit people, and they know that others may not be cautious or recognize the warning signs of phishing scams when using the internet. That’s why it’s important to be aware of the different types of cybercrime and how to protect yourself. 

This article discusses how to protect yourself from smishing attempts and scams where criminals try to get you to click on a fraudulent link or respond to their voicemail message to steal your personal data. 

What is smishing?

Most people are familiar with phishing scams, where scammers try to trick you into giving them your personal or financial information by pretending to be a legitimate company or organization. But have you ever heard of smishing or vishing? 

Smishing is a type of phishing scam where attackers send SMS messages (or text messages) to trick victims into sharing personal information or installing malware on their devices. Vishing is almost identical to smishing, except cybercriminals use VoIP (Voice over IP) to place phone calls to trick victims instead of SMS (short message service) messages. 

Smishing messages often appear to be from a legitimate source, such as a well-known company or government agency. It may even include urgent language or threats in an effort to get victims to act quickly. In some cases, the message may also include a link that directs victims to a fake website where they are prompted to enter personal information or download malware. 

Examples of a smishing text message

Here are some examples of smishing text messages hackers use to steal your personal details: 

  • “We have detected unusual activity on your account. Please call this number to speak to a customer service representative.” 
  • “You have won a free gift card! Click here to claim your prize.” 
  • “Hi! We noticed that you’re a recent customer of ours. To finish setting up your account, please click this link and enter your personal information.” 
  • “Urgent! Your bank account has been compromised. Please click this link to reset your password and prevent any further fraud.” 
  • “Hey, it’s [person you know]! I’m in a bit of a bind and could really use your help. I sent you a link to my PayPal, could you send me some money?” 

How dangerous can smishing be?

If you fall for a smishing scam, you could end up giving away your personal information or money. Cybercriminals use smishing messages to get personal and financial information, like your credit card number or access to your financial services 

For example, one type of smishing scam is when you get a text message that looks like it’s from your bank. The message might say there’s been suspicious activity on your account and that you need to click on a link to verify your identity. If you do click on the link, you’ll be taken to a fake website where you’ll be asked to enter your banking information. Once the scammers have your login information, they have access to clean out your account. 

How can you protect yourself from smishing?

Smishing scams can be very difficult to spot, but there are some telltale signs to look for and steps to take to protect yourself. 

Recognize the signs of a smishing text

One of the easiest ways to protect yourself from smishing scams is to be able to recognize the signs of a smishing text message. Here are some tips: 

  • Be suspicious of any text messages that ask for personal information or include a link. 
  • Look closely at the sender’s name and number. Fraudulent messages often come from spoofed numbers that may look similar to a legitimate number but with one or two digits off. 
  • Look for errors in spelling or grammar. This can be another sign that the message is not legitimate. 
  • Beware of any text messages that create a sense of urgency or are threatening in nature. Scammers often use these tactics to get you to act quickly without thinking. 
  • If you’re not expecting a message from the sender, be extra cautious. 
  • If you’re unsure whether a text message is legitimate, call the company or organization directly to verify. 

Filter unknown text messages

While you can’t avoid smishing attacks altogether, you can block spam text messages you receive on your mobile phone. iPhone and Android have cybersecurity tools like spam filters and phone number blocking to help protect you from phishing attacks and malicious links. 

To set up spam filters on your iPhone: 

  1. Go to the Settings App 
  2. Go to Messages 
  3. Find the Filter Unknown Senders option and turn it on 

To set up spam filters on your Android mobile device: 

  1. Go to the Messaging App 
  2. Choose Settings 
  3. Tap Spam Protection and turn on Enable Spam Protection 

Use McAfee Mobile Security 

McAfee Mobile Security is a mobile security app that helps protect your phone from malware, phishing attacks, and other online threats. McAfee Mobile Security is available for Android and iOS cell phones. 

One of the benefits of using McAfee Mobile Security is that it can help detect and block smishing attacks. With identity monitoring, McAfee Mobile Security monitors your sensitive information like email accounts, credit card numbers, phone numbers, Social Security numbers, and more to protect against identity theft. They notify you if they find any security breaches. 

Other benefits include: 

  • Antivirus 
  • Secure VPN for privacy online 
  • Identity monitoring for up to 10 emails 
  • Guard your identity against risky Wi-Fi connections 
  • Safe browsing 
  • System Scan for the latest updates 

Keep your device and information secure with McAfee Mobile Security

These days, our lives are more intertwined with our mobile devices than ever. We use them to stay connected with our loved ones on social media, conduct our business, and even access our most personal, sensitive data. It’s no surprise that mobile cybersecurity is becoming increasingly important. 

McAfee Mobile Security is a comprehensive security solution that helps protect your device from viruses, malware, and other online threats. It also offers a variety of other features, like a secure VPN to protect your credit card numbers and other personal data 

Whether you’re browsing your favorite website, keeping up with friends on social media, or shopping online at Amazon, McAfee Mobile Security provides the peace of mind that comes from knowing your mobile device is safe and secure. 

So why wait? Don‘t let the smishers win. Get started today with McAfee Mobile Security and rest easy knowing your mobile device and sensitive information are protected. 

The post What Is Smishing and Vishing, and How Do You Protect Yourself? appeared first on McAfee Blog.

Don’t Get Caught Offsides with These World Cup Scams

By McAfee Labs

Authored by: Christy Crimmins and Oliver Devane

Football (or Soccer as we call it in the U.S.) is the most popular sport in the world, with over 3.5 billion fans across the globe. On November 20th, the men’s World Cup kicks off (pun intended) in Qatar. This event, a tournament played by 32 national teams every four years, determines the sport’s world champion. It will also be one of the most-watched sporting events of at least the last four years (since the previous World Cup). 

An event with this level of popularity and interest also attracts fraudsters and cyber criminals looking to capitalize on fans’ excitement. Here’s how to spot these scams and stay penalty-free during this year’s tournament. 

New Cup, who’s this? 

Phishing is a tool that cybercriminals have used for years now. Most of us are familiar with the telltale signs—misspelled words, poor grammar, and a sender email whose email address makes no sense or whose phone number is unknown. But excitement and anticipation can cloud our judgment. What football fan wouldn’t be tempted to win a free trip to see their home team participate in the ultimate tournament? Cybercriminals are betting that this excitement will cloud fans’ judgment, leading them to click on nefarious links that ultimately download malware or steal personal information. 

It’s important to realize that these messages can come via a variety of channels, including email, text messages, (also known as smishing) and other messaging channels like WhatsApp and Telegram. No matter what the source is, it’s essential to remain vigilant and pause to think before clicking links or giving out personal or banking information.  

For more information on phishing and how to spot a phisher, see McAfee’s “What is Phishing?” blog. 

Real money for fake tickets 

According to ActionFraud, the UK’s national reporting center for fraud and cybercrime, thousands of people were victims of ticket fraud in 2019—and that’s just in the UK. Ticket fraud is when someone advertises tickets for sale, usually through a website or message board, collects the payment and then disappears, without the buyer ever receiving the ticket.  

 

The World Cup is a prime (and lucrative) target for this type of scam, with fans willing to pay thousands of dollars to see their teams compete. Chances are most people have their tickets firmly in hand (or digital wallet) by now, but if you’re planning to try a last-minute trip, beware of this scam and make sure that you’re using a legitimate, reputable ticket broker. To be perfectly safe, stick with well-known ticket brokers and those who offer consumer protection. Also beware of sites that don’t accept debit or credit cards and only accept payment in the form of bitcoin or wire transfers such as the one on the fake ticket site below:  

The red box on the right image shows that the ticket site accepts payment via Bitcoin.  

Other red flags to look out for are websites that ask you to contact them to make payment and the only contact information is via WhatsApp. 

Streaming the matches 

Let’s be realistic—most of us are going to have to settle for watching the World Cup from the comfort of our own home, or the pub down the street. If you’re watching the tournament online, be sure that you’re using a legitimate streaming service. A quick Google of “FIFA World Cup 2022 Official Streaming” along with your country should get you the information you need to safely watch the event through official channels. The FIFA site itself is also a good source of information.  

Illegal streaming sites usually contain deceptive ads and malware which can cause harm to your device.  

Don’t get taken to the bank 

In countries or regions where sports betting is legal, the 2022 World Cup is expected to drive an increase in activity. There’s no shortage of things to bet on, from a simple win/loss to the exact minute a goal will be scored by a particular player. Everything is subject to wager.   

As with our previous examples, this increase in legitimate gambling brings with it an increase in deceptive activity. Online betting scams often start when users are directed to or search for gambling site and end up on a fraudulent one. After placing their bets and winning, users realize that while they may have “won” money, they are unable to withdraw it and are even sometimes asked to deposit even more money to make winnings available, and even then, they still won’t be. By the end of this process, the bettor has lost all their initial money (and then some, potentially) as well as any personal information they shared on the site.  

Like other scams, users should be wary of sites that look hastily put together or are riddled with errors. Your best bet (yes, again, pun intended) is to look for an established online service that is approved by your government or region’s gaming commission. Finally, reading the fine print on incentives or bonuses is always a good idea. If something sounds too good to be true, it’s best to double-check. 

For more on how you can bet online safely, and for details on how legalized online betting works in the U.S., check out our blog on the topic.  

Keep that Connection Secure 

Using a free public Wi-Fi connection is risky. User data on these networks is unprotected, which makes it vulnerable to cyber criminals. Whether you’re traveling to Qatar for a match or watching the them with friends at your favorite pub, if you’re connecting to a public Wi-Fi connection, make sure you use a trusted VPN connection. 

Give scammers a straight red card this World Cup 

For more information on scams, visit our scam education page. Hopefully, with these tips, you’ll be able to enjoy and participate in some of the World Cup festivities, after all, fun is the goal!  

The post Don’t Get Caught Offsides with These World Cup Scams appeared first on McAfee Blog.

How Cyberbullying Looks In Australia in 2022

By Alex Merton-McCann

There’s no doubt that cyber bullying ranks towards the top of most parents ‘worry list’. As a mum of 4, I can tell you it always came in my top five, usually alongside driving, drugs, cigarettes and alcohol! But when McAfee research in May revealed that Aussie kids experience the 2nd highest rate of cyberbullying out of the 10 countries interviewed, my heart skipped a beat. Clearly cyberbullying is a big problem for Aussie kids. Bigger than I had previously thought. But many of us parents had so many more questions: what can it look like? where does it happen? and could my child be a perpetrator? 

So, as an ally of connected families, McAfee set out to answer these questions so undertook more research through a detailed 10-country online questionnaire to 11,687 parents and their children in June. And the answers were quite revealing… 

What is Cyberbullying? 

Before we get into the results, let’s clarify what cyberbullying means. There is often a lot of confusion because let’s be honest, different kids have different tolerances, standards and cultural lenses for what is and isn’t acceptable behaviour. The definition of cyberbullying used in McAfee’s report was based on the definition by StopBullying.Gov:   

Cyberbullying is bullying that takes place over digital devices like cell phones, computers, and tablets. Cyberbullying can occur through SMS, Text, and apps, or online in social media, forums, or gaming where people can view, participate in, or share content. Cyberbullying includes sending, posting, or sharing negative, harmful, false, or mean content about someone else. It can include sharing personal or private information about someone else causing embarrassment or humiliation. Some cyberbullying crosses the line into unlawful or criminal behaviour.  

McAfee’s definition was then expanded to include specific acts of cyberbullying, such as: 

  • flaming – online arguments that can include personal attacks 
  • outing – disclosing someone’s sexual orientation without their consent  
  • trolling – intentionally trying to instigate a conflict through antagonistic messages 
  • doxing – publishing private or identifying information without someone’s consent  

Along with other acts, including:  

  • name calling  
  • spreading false rumours  
  • sending explicit images or messages  
  • cyberstalking, harassment, and physical threats  
  • exclusion from group chats and conversation 

What Is The Most Common Form of Cyberbullying for Aussie Kids? 

Even though racially motivated cyberbullying is on the rise, name-calling is the most common form of cyberbullying with 40% of kids globally reporting that they have been on the receiving end of it. Interestingly, in Australia, our kids receive this style of bullying more frequently, with 49% of Aussie kids affected.  

Exclusion from group chats and conversations is the 2nd most commonly reported form of cyberbullying with 36% of kids globally experiencing it. In Australia, this is higher at 42%. 

The spreading of false rumours rounds out the top three forms and was reported by 28% of children globally. Curiously, Aussie kids don’t seem to use this form just as commonly with just 24% affected. Japan stands out as the leader in this reported form of cyberbullying at 44% followed by Germany at 35% and India at 39%. 

1 in 8 Aussie kids reports receiving extreme cyberbullying threats eg stalking, harassment and physical threats online. This is in line with the global average however in India and the US, more young people are affected with 1 in 5 reporting this behaviour. 

Where Is Cyberbullying Taking Place? 

It’s All About Social Media 

It’s no surprise that the bulk of cyberbullying is happening on social media with 32% of kids affected globally. Group chats come in as the 2nd most commonplace with 24% of kids involved followed by online gaming being an issue for 22% of kids surveyed. 21% of kids experienced cyberbullying on websites and forums and 19% identified that they experienced cyberbullying via text messages.  

Globally, Facebook is the social media site where cyberbullying is most likely to occur. 53% of children report witnessing it and 50% report experiencing it. This is followed by Instagram (40% witnessing and 30% experiencing), YouTube, TikTok and then Twitter. 

Overall, Aussie kids appear to experience less cyberbullying on social media with just 47% witnessing it on Facebook and 37% experiencing it. Our kids also report lower levels on Instagram as well with 34% witnessing and 30% experiencing.  

Snapchat Is a Cyberbullying Hot Bed for Aussie Kids 

It appears that Snapchat is unfortunately where a lot of undesirable behaviour happens for our Aussie kids with 34% reporting that they have been affected on this platform – a huge 10% above the international average and the highest of any country included in the survey. 

Who’s Doing The Bullying? 

Most Cyberbullying Comes From Someone Known To The Victim 

I’m sure it’s not a surprise to many parents that most cyberbullying comes from someone known to the victim. In fact, 57% of kids worldwide confirmed this with just 45% nominating that the cyberbullying they received had been initiated by a stranger. And Aussie kids’ experiences reflect the global norm with 56% expressing that they also knew the perpetrator but only 36% experienced cyberbullying from a stranger. Interestingly, only India, reported more cyberbullying at the hands of strangers (70%) than by someone the child knows (66%). 

Most Kids Don’t Think They’ve Ever Been Cyberbullied But The Results Show Otherwise 

Globally, 81% of all children surveyed stated that they had never cyberbullied anyone while just 19% admitted that they had. But when questioned further, it became apparent that there may be some disconnect. In fact, when asked about specific cyberbullying behaviours, more than half of children worldwide (53%) admitted to committing one or more types of cyberbullying —perhaps indicating that their definition of cyberbullying differs from the clinically accepted definition. The most common acts that they admitted to included making a joke at someone else’s expense (22%), name-calling (18%) and excluding someone from a chat or conversation (15%).  

Are Aussie Kids and Parents Worried? 

It appears that our kids are calmer about the state of cyberbullying that their peers worldwide. Only 46% of our kids reported they were more concerned about being cyberbullied now than last year, compared to a 59% average worldwide. Aussie children said they are among the least concerned children in the world, alongside Canada at 44%, the U.K. at 43%, and Germany at 38%. 

And Aussie parents also appear calmer than parents from other countries with only 61% nominating they were more concerned about their child being cyberbullied today versus last year, compared to the 72% international average.  Australian parents also showed the least level of worry that their child may be a cyberbully. Only 41% said that they worried this was more likely this year than last, compared to 56% of parents elsewhere. 

Now, this could be because the online learning and tech-heavy phase of the pandemic is, thankfully, over and we are not as focussed on technology-related issues. Or perhaps it’s because we really are a nation of ‘laid-back’ types! The jury is still out… 

What Do We Do About It? 

We all know that it’s impossible to fix a problem if you don’t truly understand it. So, while these statistics might be a little overwhelming, please soak them in. Appreciating the complexities of this problem and digesting how cyberbullying can look and impact our kids is essential. Now, as first-generation digital parents, it may take us a little longer to wrap our heads around it and that’s ok. The most important thing is that we commit to understanding the problem so that we are in the best position possible to support and guide our kids. 

In my next blog post, I will be sharing more detailed strategies that will help you minimise the risk of your child becoming a victim of cyberbullying. I will also include advice on what to do if your child is affected by cyberbullying plus what to do if your child is in fact a cyberbully. 

‘Till next time. 

Stay Safe Online 

Alex  

The post How Cyberbullying Looks In Australia in 2022 appeared first on McAfee Blog.

How much of your personal info is available online? A simple search could show you plenty.

By Cagla Ruacan

What you paid for your home, who lives there with you, your age, your children, your driving record, education, occupation, estimated income, purchasing habits, and any political affiliations you may have—all pretty personal information, right? Well, there’s a good chance that anyone can find it online. All it takes is your name and address.  

Thankfully, there’s something you can do about it. 

But first, go ahead and give it a try. Type your name and address in a search bar and see what comes up. If you’re like most people, your search results turned up dozens of sites with your information on them. Some sites offer bits of it for free. Other sites offer far more detailed information, for a price.  

Who’s behind all this? Data brokers. All part of a global data economy estimated at $200 billion U.S. dollars a year fueled by thousands of data points on billions of people scraped from public records, social media, third-party sources, and sometimes other data broker sites as well.  

The result? A chillingly accurate picture of you.  

So accurate, that reporters and law enforcement will often use profiles from data broker sites to dig up a person’s background. And so could scammers and thieves.  

Data brokers—a primary resource for spammers, scammers, and thieves 

Ever wonder how you end up with all those spam calls and texts? Look no further than the data brokers. They help scammers compile the calling and texting lists they use. Yet spammy calls and texts are just part of the problem with these sites. They can give thieves the tools they need to steal your identity.  

How? Visualize your identity as a jigsaw puzzle. Every bit of personal information makes up a piece, and if you cobble enough pieces together, a scammer or thief could have enough information to steal your identity. And data brokers compile all those pieces in one place and offer up them up in droves. 

If you’re wondering if this activity is legal or at least regulated in some way, it largely isn’t. For example, the U.S. has no federal laws that require data brokers to remove personal information from their sites if requested to do so. On the state level, Nevada, Vermont, and California have legislation in place aimed at protecting consumers from having their data disclosed on these sites. Other legislation is being considered, yet as of this writing there’s very little on the books right now. 

With next to no oversight, data brokers continue to collect personal information, which may or may not be accurate. It may be out of date or flat out wrong. Likewise, as it is with any large data store, data brokers are subject to hacks and attacks, which may lead to breaches that release detailed personal information onto the dark web and into the hands of bad actors. 

Put plainly, data brokers collect, buy, and sell high volumes of personal information, often in ways that leave no trace that it’s happening to you—or that the information is correct in any way. 

Removing your name and information from data broker sites 

All this can feel like it’s out of your control. And maybe the search you did on yourself made you a little uneasy. (Understandable!) Yet you have plenty of ways you can curb this activity and even remove your information from some of the riskiest data broker sites as well.  

It starts by finding out which sites have information on you, followed by filing requests to have it removed. Yet with dozens and dozens of these sites proliferating online, this can be a time-consuming process. Not to mention a frustrating one. We created McAfee+ so people can not only be safe but feel safe online, particularly in a time when there’s so much concern about identity theft and invasion of our online privacy.  McAfee+ contains a comprehensive set of tools, such as Personal Data Cleanup which are designed to help protect your online privacy. 

Personal Data Cleanup scans some of the riskiest data broker sites and shows you which ones are selling your personal info. It also provides guidance on how you can remove your data from those sites and can even manage the removal for you depending on your plan. ​ 

And because getting your info removed once isn’t a guarantee that a data broker won’t collect and post it again, Personal Data Cleanup can continually monitor those sites. So should your info get posted again, you can request its removal again as well. 

Seven ways you can keep your personal information from data brokers 

The other way you can thwart data brokers involves cleaning up your tracks when you go online, essentially leaving a smaller amount of data in your wake that they can collect and resell. 

  1. Use a VPN: A VPN is a Virtual Private Network, which protects your data and privacy online by creating an encrypted tunnel that makes your activity far more anonymous than without one. Classically, it’s a great way to shield your information from crooks and snoops while you’re banking, shopping, or handling any kind of sensitive information online. However, it has some terrific privacy benefits as well because it makes your time online more private by reducing the personal information that others can collect and track—including data brokers.
  2. Make your social media profile private: Public social media profiles provide data brokers with an absolute goldmine of personal information. If you’ve filled out things like your employer, school, spouse, and so on, data brokers will grab it. They may also cull your interests, likes, and groups for even more profiling information. While we’ve always recommended setting your profile private for friends and family only, data brokers and all their snooping make setting it to private all that more important. 
  3. Think twice about using loyalty cards: Whether it’s at your drug store, supermarket, or any number of other retailers, the “discount” you get with a loyalty card may come with a price—your personal information. Data brokers buy and sell purchasing histories to round out the personal profiles they create. If you’d rather keep data brokers from knowing what things you buy, make your purchases without your loyalty card. In all, it’s a tradeoff. Is the discount worth the potential hit to your privacy?
  4. Refuse those cookies: Thanks in large part to the General Data Protection Regulation (GDPR) in the European Union, many websites now prompt their visitors with options for tracking cookies. If you’ve come across these prompts already you know that they’re hard to miss. Once you click on them, you have the option to select only the most necessary, functional cookies—and if you’d like to enable other cookies for convenience and perhaps marketing purposes. Here, the most private bet is to enable the absolute minimum, which can prevent further information from ending up in the hands of data brokers.
  5. Turn off location services for your smartphone apps: Just like real estate brokers, data brokers are all about “location, location, location.” By not only knowing what you’re doing but where you’re doing it too gives them that much more insight into your travels and behaviors. Advertisers particularly love location data and will create highly targeted ad campaigns based on where you’re going and where you are. One source for this location data are your apps. Depending on the app and the user agreement in place, various apps may collect and share location information. Head to your phone’s settings and disable your location services app-by-app, keeping it enabled for only the most necessary of apps and for only while using the app.
  6. Turn off your phone’s Wi-Fi and Bluetooth when you’re not using them: Some retailers use “passive tracking” technologies while you’re in or nearby their stores. It works by tapping into your Wi-Fi or Bluetooth connections as they search for networks and devices they can pair with. Retailers have sensors that they can connect to, which then collect data. With that data they can determine several things, like when their stores see the most traffic, what the most popular items and displays are, or if you simply walk by the storefront and don’t enter. And because each smartphone has its own unique identifier, a MAC number (Media Access Control), there’s the possibility they can associate you with your phone. This one has a simple fix. Turn off your Wi-Fi and Bluetooth when you’re not using them so you can’t be tracked.
  7. Install and use online protection software: By protecting your devices, you protect what’s on them, like your personal information. Comprehensive online protection software can protect your identity in several ways, like create and manage the strong, unique passwords and provide further services that monitor and protect your identity—in addition to digital shredders that can permanently remove sensitive documents (simply deleting them won’t do that alone.) 

Get your personal info back in your hands where it belongs 

Searching for your name and address can turn up some surprises and introduce you to the world of data brokers, the dozens and dozens of companies that collect, buy, and sell your personal information. While data brokers sell this information to companies for advertising and marketing purposes, they will also sell that information to hackers, scammers, and thieves. Simply put, they don’t discriminate when selling your personal info. That puts more than just your privacy at risk, it can put your identity at risk as well. By selling your personal information, it can give bad actors the info they need to commit identity fraud and theft.  

While cleaning up personal information from these sites is often a difficult and time-consuming task, tools like our Personal Data Cleanup can now dig out the sites where your personal info is posted and can help you remove it. Moreover, you now have several tricks and tactics you can use to reduce the amount of personal data these sites can collect. In all, you now have far more control over what data brokers can collect, buy, and sell than you had before. And now is most certainly a time to take that control given all the time we spend online and the many ways we rely on it to help us work, play, and simply get things done. 

The post How much of your personal info is available online? A simple search could show you plenty. appeared first on McAfee Blog.

Ransomware Masquerading as Microsoft Update Targets Home Computers

By McAfee

A new ransomware threat is currently sweeping its way across home computers. And what’s making it extra tricky is that it’s disguised as an operating system update. 

Be on the lookout for this new ransomware scheme and protect yourself from ransomware with a few of these tips. 

What Is Magniber Ransomware? 

Magniber is a new type of ransomware that is disguised at almost every touchpoint until it seemingly pops out of nowhere demanding money. The attack begins when someone visits a fake Windows 10 update website owned by the Magniber cybercriminal group. Once someone clicks on a malicious link on that site, file-encrypting malware downloads onto the device. 

Another stealth maneuver of Magniber is that the encryption malware downloads as a JavaScript file straight to the memory of the device, which can often slide under an antivirus’ radar. This malware allows the criminal to view, delete, and encrypt files and gain administrator access of the device. Usually, before the person even knows their device is in danger, Magniber reveals itself and demands a ransom payment in exchange for releasing the documents and giving back control of the computer. If the device owner refuses to pay, the criminal threatens to delete the files forever.1 

Personal Ransomware May Be on the Rise 

For the last several years, large companies fell left and right to breaches. Hacker groups infiltrated complex cybersecurity defenses, got ahold of sensitive company or customer information, and threatened to release their findings on the dark web if not paid a hefty ransom. The reasons cybercriminals targeted corporate databases versus personal devices wasn’t just because they could demand multiple millions, but because companies were better equipped to make ransom transactions anonymously. Often, cryptocurrency transactions are untraceable, which allows criminals to remain at large. 

Now that more everyday people are proficient in cryptocurrency, ransomware may shift to targeting personal devices. Though the ransom payments won’t be as lucrative, there also won’t be corporate cybersecurity experts hot on the cybercriminal’s tail. 

How to Keep Your Device Safe 

To avoid ransomware schemes similar to Magniber, adopt these three habits to better protect your device and digital privacy: 

  • Turn on automatic updates. It’s best practice to accept all new software and device updates, which makes Magniber an especially difficult threat to detect. Consider configuring your device to auto-update. If you enable automatic updates, you can then treat any other popups or update websites with skepticism. To validate if an update prompt is genuine, go to your operating system or device’s corporate page and search for any announcements about new updates.  
  • Regularly back up your important files. If you store sensitive documents (like your tax returns) or sentimental files (like your wedding photos) on your computer, consider also backing them up on an external hard drive. Not only will that free up memory on your device, but it’ll also protect them in case a cybercriminal takes control of your computer. When your device is scrubbed of these important files in the first place, you can factory reset your device without losing anything. That way, the cybercriminal gets nothing: neither your personal information nor your money. 
  • Avoid risky sites. Magniber downloaded onto devices after a person visited a site controlled by the cybercriminal. If you’re ever suspicious about any site, it’s best to leave and not click on any links while you’re there. Even sites that attempt to mimic legitimate ones leave a few clues that they’re fake. Check for typos, blurry logos, incorrect grammar, and hyperlinks that direct to long, unfamiliar URLs. 

Ransomware Protection 

If a cybercriminal gets in touch with you and demands a ransom, immediately contact your local FBI field office and file a report with the FBI’s Internet Criminal Complaint Center. From there, the authorities will advise you on how to proceed.  

Something you can start with now to defend against ransomware is to invest in McAfee+ Ultimate. It provides the most thorough device, privacy, and identity protection, including $25,000 in ransomware coverage. 

1ZDNET, “This unusual ransomware attack targets home PCs, so beware 

The post Ransomware Masquerading as Microsoft Update Targets Home Computers appeared first on McAfee Blog.

Protect yourself from scams this Diwali

By McAfee

It’s Diwali, a time of light, a time of togetherness, and, of course, a time of celebration. Along with Diwali comes the traditional acts of dana and seva, as well as gift-giving to the friends and family members they honor and love. However, it’s also a time when thieves get busy—where they hop online and take advantage of all that goodwill with all manner of scams. 

It’s unfortunate yet true. Thieves flock to where the money is, and plenty of money gets exchanged online during Diwali. As you shop online for that thoughtful gift or to donate online to a cause you care about, keep an eye out for the scams that these thieves set. Because they’re out there.  

Yet you have several ways you can spot their scams, along with several ways you can protect yourself further from them. The thing is, online thieves tend to use the same old tricks, which means a sharp eye and a little prevention on your part can keep you far safer during Diwali.  

For starters, let’s look at some of the most common scams out there. 

Top online shopping scams to avoid during Diwali 

1) The bogus website scam  

A classic scammer move is to “typosquat” phony email addresses and URLs that look awfully close to legitimate addresses of legitimate companies and retailers. So close that you may overlook them. They often appear in phishing emails and instead of leading you to a great deal, these can in fact link you to scam sites that can then lift your login credentials, payment info, or even funds should you try to place an order through them.  

You can avoid these sites by going to the retailer’s site directly. Be skeptical of any links you receive by email, text, or direct message—it’s best to go to the site yourself by manually typing in the legitimate address yourself and looking for the deal there.  

2) The hot deal scam  

In some cases, thieves will set up shopping websites that offer a popular or hard-to-find item at a great price. Yet if the pricing, availability, or delivery time all look too good to be true for the item in question, it may be a scam designed to harvest your personal info and accounts—because, surprise, they don’t have the item at all. The site will take your payment, yet you’ll never receive the item. What’s more, the scammers will have your payment info and address, which they can use to cause further harm. 

Use caution here before you click. If you’re unsure about a product or retailer, read reviews from trusted websites to help see if it’s legitimate. You can also use a service like Who.Is and see how recently the site was created. If the site was only put up very recently, it could be a sign of a scam. 

3) The fake charity scam 

In the spirit of dana, donating to charities makes for a popular Diwali gesture. Scammers know this too and will set up phony charities to cash in. Some indications that a phony charity has reached you include an urgent pitch that asks you to “act now.” A proper charity will certainly make their case for a donation, yet they won’t pressure you into it. Moreover, phony charities will outright ask for payment in the form of gift cards, wire transfers, money orders, or even cryptocurrency—because once those funds are sent, they’re nearly impossible to reclaim when you find out you’ve been scammed. 

There are plenty of ways to make donations to legitimate charities, and the NGO Darpan site offers resources that can help you make an informed choice 

4) Prize and gift scams 

Whether they come to you by email, direct message, or text message, scammers will blast out phoney prize and gift notifications during Diwali. And of course, there’s a catch. To claim your “prize” or “gift,” the scammers require you to fill out a questionnaire. Once again, there’s no gift or prize in play here. Just a thief on the other end attempting to steal your personal information to commit other fraud down the road.  

Look out for these scams, as many have URLs that end in .cn (the Chinese domain). Both .xyz, and .top are popular URL domains for these scams. Several can look quite legitimate, yet if you haven’t entered in a legitimate contest, drawing, or lottery yourself, there’s a very good chance this is a scam. 

Avoid getting scammed during Diwali 

Aside from knowing how to spot scams, you can take several other preventative measures that can keep you safe as you shop, donate, or simply spend time online. 

Stick with known, legitimate retailers and charities online 

This is a great one to start with. Directly typing in the correct address for online stores and retailers is a prime way to avoid scammers online. As mentioned in the bogus website scam and the prize scams above, thieves will often create web addresses that look nearly identical to legitimate addresses of well-known companies hoping that you won’t look closely at them, then click or tap that bad link.  

If you get an offer sent to you via email, text, or any other message, don’t click the link. Visit the site directly and look for the offer there. 

Look for the lock icon in your browser when you shop 

Secure websites begin their address with “https,” not just “http.” That extra “s” in stands for “secure,” which means that it uses a secure protocol for transmitting sensitive info like passwords, credit card numbers, and the like over the internet. It often appears as a little padlock icon in the address bar of your browser, so double-check for that. If you don’t see that it’s secure, it’s best to avoid making purchases on that website.  

Use a VPN if you’re shopping on public Wi-Fi  

Public Wi-Fi in coffee shops and other public locations can expose your private surfing to prying eyes because those networks are open to all. Using a virtual private network (VPN) encrypts your browsing, shopping, and other internet traffic, thus making it secure from attempts at intercepting your data on public Wi-Fi, such as your passwords and credit card numbers.  

What’s more, a VPN masks your whereabouts and your IP address, plus uses encryption that helps keep your activities private. As a result, companies and data brokers can potentially learn far less about you, your shopping, your travels, your habits, and any other information that they could possibly collect and otherwise profit from. 

Use protection while you shop online 

A complete suite of online protection software like McAfee can offer layers of extra security while you shop. In addition to the VPN, identity, credit monitoring, and other features mentioned above, it includes web browser protection that can block malicious and suspicious links that could lead you down the road to malware or a phishing scam—along with a password manager that can create strong, unique passwords and store them securely as well. Taken together, McAfee offers all-in-one online protection for your identity, privacy, and security that can keep you far safer when you shop online—and as you spend your time online in general. 

A brighter, safer Diwali for you and your family online 

If celebrating Diwali takes you online in any way, keep an eye open for the scams that typically pop up this time of year. Sadly, they’re out there, because it’s such a prime time of year for online shopping, gift-giving, and donations.  

As you can see, thieves use several types of common scams that simply dress themselves up in different ways. Taking a moment to pause and consider what you’re seeing before you click or buy can help you spot those scams.  

Further, using online protection software can help you stay safer still with features that make your time online more private and secure while also preventing you from clicking on any of those malicious links or attachments that crop up during Diwali—and any time of year. 

The post Protect yourself from scams this Diwali appeared first on McAfee Blog.

“This Connection Is Not Private” – What it Means and How to Protect Your Privacy

By McAfee

Have you ever been browsing online and clicked a link or search result that took you to a site that triggers a “your connection is not private” or “your connection is not secure” error code? If you’re not too interested in that particular result, you may simply move on to another result option. But if you’re tempted to visit the site anyway, you should be sure you understand what the warning means, what the risks are, and how to bypass the error if you need to.

What does “this connection is not private” mean?

A “your connection is not private” error means that your browser cannot determine with certainty that a website has safe encryption protocols in place to protect your device and data. You can bump into this error on any device connected to the internet — computer, smartphone, or tablet.

So, what exactly is going on when you see the “this connection is not private” error?

For starters, it’s important to know that seeing the error is just a warning, and it does not mean any of your private information is compromised. A “your connection is not private” error means the website you were trying to visit does not have an up-to-date SSL (secure sockets layer) security certificate.

Website owners must maintain the licensing regularly to ensure the site encryption capabilities are up to date. If the website’s SSL certificate is outdated, it means the site owners have not kept their encryption licensing current, but it doesn’t necessarily mean they are up to no good. Even major websites like LinkedIn have had momentary lapses that would throw the error. LinkedIn mistakenly let their subdomain SSL certificates lapse.

In late 2021, a significant provider of SSL certificates, Let’s Encrypt, went out of business. When their root domain officially lapsed, it created issues for many domain names and SSL certificates owned by legitimate companies. The privacy error created problems for unwitting businesses, as many of their website visitors were rightfully concerned about site security.

While it does not always mean a website is unsafe to browse, it should not be ignored. A secure internet connection is critical to protecting yourself online. Many nefarious websites are dangerous to visit, and this SSL certificate error will protect you from walking into them unaware.

SL certification standards have helped make the web a safer place to transact. It helps ensure online activities like paying bills online, ordering products, connecting to online banking, or keeping your private email accounts safe and secure. Online security continues to improve with a new Transport Layer Security (TLS) standard, which promises to be the successor protocol to SSL.

So be careful whenever visiting sites that trigger the “connection is not private” error, as those sites can potentially make your personal data less secure and make your devices vulnerable to viruses and malware.

Note: The “your connection is not private” error is Google Chrome’s phrasing. Microsoft Edge or Mozilla Firefox users will instead see a “your connection is not secure” error as the warning message.

How to fix the “connection is not private” error

If you feel confident that a website or page is safe, despite the warning from your web browser, there are a few things you can do to troubleshoot the error.

    • Refresh the page. In some cases, the error is just a momentary glitch. Try reloading the page to rule out a temporary error.
    • Close browser and reopen. Closing and reopening your web browser might also help clear a temporary glitch.
    • If you’re on public WiFi, think twice. Hackers often exploit public WiFi because their routers are usually not as secure or well maintained for security. Some public WiFi networks may not have an SSL connection, or they may limit your access to websites. You can safely browse more securely in public spaces if you have an antivirus software or virtual private network (VPN) solution.
    • Use “Incognito” mode. The most used browsers (Google Chrome browser, Mac’s Safari, Mozilla Firefox, and Microsoft Edge) offer an “Incognito mode” that lets you browse without data collecting in your history or cache. Open the site in a new incognito window and see if the error still appears.
    • Clear the cache on your browser. While cookies make browsing the web more convenient and personalized, they also can hold on to sensitive information. Hackers will take advantage of cached data to try and get passwords, purchase information, and anything else they can exploit. Clear browsing data before going to a site with the “connection is not secure” error to help limit available data for hackers.
    • Check the computer’s date and time. If you frequently see the “connection is not private” error, you should check and ensure your computer has the accurate time and date. Your computer’s clock can sometimes have time and date stamp issues and get glitchy in multiple ways. If it’s incorrect, adjust the date and set the time to the correct settings.
    • Check your antivirus software. If your antivirus software is sensitive, you may have to disable it momentarily to bypass the error. Antivirus software protects you, so you should be careful to remember to turn the software back on again after you’ve bypassed the error.
    • Be sure your browsers and operating systems are up to date. You should always keep your critical software and the operating system fully updated. An outdated browser can start getting buggy and can increase the occurrence of this kind of error.
    • Research the website. Do a quick search for the company of the website you wish to visit and make sure they are a legitimate business. You can search for reviews, Better Business Bureau ratings, or check for forums to see if others are having the same issue. Be sure you are spelling the website address correctly and that you have the correct URL for the site. Hackers can take advantage of misspellings or alternative URLs to try and snare users looking for trusted brands.
    • If it’s not you, it’s them. If you’ve tried all the troubleshooting techniques above and you still see the error, the problem is likely coming from the site itself. If you’re willing to take your chances (after clearing your browser’s cache), you can click the option to “proceed to the domain,” though it is not recommended. You may have to choose “advanced settings” and click again to visit the site.

Remember, you are taking your chances anytime you ignore an error. As we mentioned, you could leave yourself vulnerable to hackers after your passwords, personal information, and other risks.

How to protect your privacy when browsing online

Your data and private information are valuable to hackers, so they will continue to find new ways to try and procure it. Here are some ways to protect yourself and your data when browsing online.

  • Antivirus solutions are, hands down, your best line of protection against hacking. Solutions like McAfee+ Ultimate offer all the tools you need to secure your data and devices.
  • Use strong passwords and two-factor authentication when available.
  • Delete unused browser extensions (or phone apps) to reduce access.
  • Always keep your operating system and browsers up-to-date. You can open system preferences and choose to update your system automatically.
  • Use a secure VPN solution to shield your data when browsing.
  • Use your favorite browser’s incognito mode to reduce the data connected to your devices.
  • Remove any 3rd party apps from your social media accounts — especially if you’ve recently taken a Facebook quiz or similar (also, don’t take Facebook quizzes).
  • Engage the highest privacy settings in each of your browsers.
  • Always check the address bar for HTTPS before sharing credit cards or other sensitive data on a website.
  • Share less personal and private information on social media.

Discover how McAfee keeps you and your data safe from threats

As we continue to do more critical business online, we must also do our best to address the risks of the internet’s many conveniences.

A comprehensive cybersecurity tool like McAfee+ Ultimate can help protect you from online scams, identity theft, and phishing attempts, and ensure you always have a secure connection. McAfee helps keep your sensitive information out of the hands of hackers and can help you keep your digital data footprints lighter with personal data cleanup.

With McAfee’s experts on your side, you can enjoy everything the web offers with the confidence of total protection.

The post “This Connection Is Not Private” – What it Means and How to Protect Your Privacy appeared first on McAfee Blog.

What Is Smishing and Vishing, and How Do You Protect Yourself

By McAfee

Smishing and vishing are scams where criminals attempt to get users to click a fraudulent link through a phone text message, email, or voicemail. These scams are becoming increasingly popular as cybercriminals try to take advantage of people who are more likely to fall for them, such as those who aren’t as familiar with technology or who may be experiencing a crisis.

Be aware that cybercrime and hacking can happen to anyone. Criminals are always looking for new ways to exploit people, and they know that others may not be cautious or recognize the warning signs of phishing scams when using the internet. That’s why it’s important to be aware of the different types of cybercrime and how to protect yourself.

This article discusses how to protect yourself from smishing attempts and scams where criminals try to get you to click on a fraudulent link or respond to their voicemail message to steal your personal data.

What is smishing?

Most people are familiar with phishing scams, where scammers try to trick you into giving them your personal or financial information by pretending to be a legitimate company or organization. But have you ever heard of smishing or vishing?

Smishing is a type of phishing scam where attackers send SMS messages (or text messages) to trick victims into sharing personal information or installing malware on their devices. Vishing is almost identical to smishing, except cybercriminals use VoIP (Voice over IP) to place phone calls to trick victims instead of SMS (short message service) messages.

Smishing messages often appear to be from a legitimate source, such as a well-known company or government agency. It may even include urgent language or threats in an effort to get victims to act quickly. In some cases, the message may also include a link that directs victims to a fake website where they are prompted to enter personal information or download malware.

Examples of a smishing text message

Here are some examples of smishing text messages hackers use to steal your personal details:

  • “We have detected unusual activity on your account. Please call this number to speak to a customer service representative.”
  • “You have won a free gift card! Click here to claim your prize.”
  • “Hi! We noticed that you’re a recent customer of ours. To finish setting up your account, please click this link and enter your personal information.”
  • “Urgent! Your bank account has been compromised. Please click this link to reset your password and prevent any further fraud.”
  • “Hey, it’s [person you know]! I’m in a bit of a bind and could really use your help. I sent you a link to my PayPal, could you send me some money?”

How dangerous can smishing be?

If you fall for a smishing scam, you could end up giving away your personal information or money. Cybercriminals use smishing messages to get personal and financial information, like your credit card number or access to your financial services.

For example, one type of smishing scam is when you get a text message that looks like it’s from your bank. The message might say there’s been suspicious activity on your account and that you need to click on a link to verify your identity. If you do click on the link, you’ll be taken to a fake website where you’ll be asked to enter your banking information. Once the scammers have your login information, they have access to clean out your account.

How can you protect yourself from smishing?

Smishing scams can be very difficult to spot, but there are some telltale signs to look for and steps to take to protect yourself.

Recognize the signs of a smishing text

One of the easiest ways to protect yourself from smishing scams is to be able to recognize the signs of a smishing text message. Here are some tips:

  • Be suspicious of any text messages that ask for personal information or include a link.
  • Look closely at the sender’s name and number. Fraudulent messages often come from spoofed numbers that may look similar to a legitimate number but with one or two digits off.
  • Look for errors in spelling or grammar. This can be another sign that the message is not legitimate.
  • Beware of any text messages that create a sense of urgency or are threatening in nature. Scammers often use these tactics to get you to act quickly without thinking.
  • If you’re not expecting a message from the sender, be extra cautious.
  • If you’re unsure whether a text message is legitimate, call the company or organization directly to verify.

Filter unknown text messages

While you can’t avoid smishing attacks altogether, you can block spam text messages you receive on your mobile phone. iPhone and Android have cybersecurity tools like spam filters and phone number blocking to help protect you from phishing attacks and malicious links.

To set up spam filters on your iPhone:

  1. Go to the Settings App
  2. Go to Messages
  3. Find the Filter Unknown Senders option and turn it on

To set up spam filters on your Android mobile device:

  1. Go to the Messaging App
  2. Choose Settings
  3. Tap Spam Protection and turn on Enable Spam Protection

Use McAfee Mobile Security

McAfee Mobile Security is a mobile security app that helps protect your phone from malware, phishing attacks, and other online threats. McAfee Mobile Security is available for Android and iOS cell phones.

One of the benefits of using McAfee Mobile Security is that it can help detect and block smishing attacks. With identity monitoring, McAfee Mobile Security monitors your sensitive information like email accounts, credit card numbers, phone numbers, Social Security numbers, and more to protect against identity theft. They notify you if they find any security breaches.

Other benefits include:

  • Antivirus
  • Secure VPN for privacy online
  • Identity monitoring for up to 10 emails
  • Guard your identity against risky Wi-Fi connections
  • Safe browsing
  • System Scan for the latest updates

Keep your device and information secure with McAfee Mobile Security

These days, our lives are more intertwined with our mobile devices than ever. We use them to stay connected with our loved ones on social media, conduct our business, and even access our most personal, sensitive data. It’s no surprise that mobile cybersecurity is becoming increasingly important.

McAfee Mobile Security is a comprehensive security solution that helps protect your device from viruses, malware, and other online threats. It also offers a variety of other features, like a secure VPN to protect your credit card numbers and other personal data.

Whether you’re browsing your favorite website, keeping up with friends on social media, or shopping online at Amazon, McAfee Mobile Security provides the peace of mind that comes from knowing your mobile device is safe and secure.

So why wait? Don‘t let the smishers win. Get started today with McAfee Mobile Security and rest easy knowing your mobile device and sensitive information are protected.

The post What Is Smishing and Vishing, and How Do You Protect Yourself appeared first on McAfee Blog.

What Are Tailgating Attacks and How to Protect Yourself From Them

By McAfee

Whether you’re spending time on the web or working in the office, you want peace of mind knowing that you are in a safe environment. While most of us know to take precautions when online — protecting ourselves from things like phishing attacks and other cyber threats — we should also attend to our physical security.

One concern is tailgating — a social engineering attack where someone gets physical access to a business to take confidential information or do other harm.

Here are some ways to protect yourself from tailgating attacks, such as an unauthorized person following you into a restricted area while on the job.

What is a tailgating attack?

Tailgating is a type of social engineering attack where an unauthorized person gains physical access to an off-limits location — perhaps a password-protected area — where they might steal sensitive information, damage property, compromise user credentials or even install malware on computers.

“Piggybacking” is closely related to tailgating, but it involves consent from the duped employee. So, while a worker might be unaware that someone has tailgated them into a restricted area with piggybacking, the hacker might convince a worker to provide access because they are posing as, say, a delivery driver.

Who’s at risk of tailgating attacks?

Companies, particularly at risk of being targeted by tailgating scams, include those:

    • With many employees, often moving inside and out of the premises
    • With multiple entrance points into a building
    • That receive deliveries of food, packages, documents, and other things regularly
    • That have many subcontractors working for them
    • Where employees aren’t thoroughly trained in physical and cybersecurity protocols

Whether you’re spending time on the web or working in the office, you want peace of mind knowing that you are in a safe environment. While most of us know to take precautions when online — protecting ourselves from things like phishing attacks and other cyber threats — we should also attend to our physical security.

One concern is tailgating — a social engineering attack where someone gets physical access to a business to take confidential information or do other harm.

Here are some ways to protect yourself from tailgating attacks, such as an unauthorized person following you into a restricted area while on the job.

What is a tailgating attack?

Tailgating is a type of social engineering attack where an unauthorized person gains physical access to an off-limits location — perhaps a password-protected area — where they might steal sensitive information, damage property, compromise user credentials or even install malware on computers.

“Piggybacking” is closely related to tailgating, but it involves consent from the duped employee. So, while a worker might be unaware that someone has tailgated them into a restricted area with piggybacking, the hacker might convince a worker to provide access because they are posing as, say, a delivery driver.

Who’s at risk of tailgating attacks?

Companies, particularly at risk of being targeted by tailgating scams, include those:

  • With many employees, often moving inside and out of the premises
  • With multiple entrance points into a building
  • That receive deliveries of food, packages, documents, and other things regularly
  • That have many subcontractors working for them
  • Where employees aren’t thoroughly trained in physical and cybersecurity protocols

Generally speaking, companies with robust security systems in place — including using biometrics, badges, or other identity and information security measures — are better protected from tailgating and piggybacking attacks.

But that’s not to say that some smooth-talking fraudster can’t talk someone into letting them in or finding some way around those protections.

What are common tailgating methods?

Common types of tailgating attacks that you should be aware of on the job include:

  • Someone walking behind you into a secure area, depending on your common courtesy to keep the door open for them
  • A courier or delivery driver who aren’t what they seem
  • A courier or delivery driver who aren’t what they seem
  • Someone with their hands full of items to trick you into opening the door for them
  • A person who claims they’ve lost their work ID or forgotten it at home, so that you grant them admittance

How to protect yourself from tailgating attacks

Protecting yourself from tailgating attacks is partly a matter of learning about the issue, raising your level of awareness on the job, and depending on your employer, putting in place more effective security systems.

Some solutions include:

Increased security training

Many companies know how to train employees to recognize, avoid, and cope with online security issues but may forget to provide the same diligence to physical security. How to spot and deal with threats should be part of this training, plus cultivating an awareness of surroundings and people who might be out of place.

Management should offer a clearly stated security policy taught to everyone, which might insist that no one be allowed into a secure area without the proper pass or identification. As the security policy is updated, all employees should be aware of changes and additions.

These security measures should be part of an overall protection program, like McAfee® Total Protection, which includes antivirus software, a firewall, identity monitoring, password management, web protection, and more.

Smart badges and cards

If you have a large business spread over several floors, it can be hard for employees to know who works there and who doesn’t, leaving them susceptible to tailgating and piggybacking attacks. Requiring smart badges and cards to access restricted areas can help cut back on unauthorized intrusions and provide better access control.

Building fully staffed reception areas with dedicated security personnel could also be part of a larger security system.

Biometric scanners

Biometric scanners are an even more advanced way to provide proper authentication for a worker’s identity. They scan a unique physical or audible feature of a person and compare it to a database for approved personnel.

Examples of biometric security include:

  • Voice recognition
  • Iris recognition
  • Fingerprint scans
  • Facial recognition
  • Heart-rate sensors

Understanding social engineering

One reason people are vulnerable to physical and cyberattacks is that they lack education on social engineering and the kinds of threats it poses.

Workers need to understand the full range of social engineering techniques and know-how to protect themselves, whether in their social media accounts or physical work environment.

For their part, companies can use simulated phishing emails and tailgating attacks to raise awareness and underline how to follow protocols in dealing with them.

Video surveillance

If there are many ways to enter a business, it may make sense to put video surveillance on all entrances. Advanced video surveillance systems can use artificial intelligence (AI) and video analytics to scan the faces of people entering and compare them to a database of employee features.

Discover how McAfee can help keep devices secure from hacking

Whether at work or at home, people want to be secure from attacks by cybercriminals who seek to take personal information.

To add a layer of security to all their connected devices — including computers, smartphones, and tablets — an increasing number of people are turning to the comprehensive coverage of McAfee® Total Protection.

Features range from advanced monitoring of possible threats to your identity, automatic implementation of virtual private networks (VPNs) to deal with unsafe networks, and personal data clean-up, removing your information from high-risk data broker sites.

McAfee protection allows you to work and play online with greater peace of mind.

The post What Are Tailgating Attacks and How to Protect Yourself From Them appeared first on McAfee Blog.

How to Tell Whether a Website Is Safe or Unsafe

By McAfee

It’s important to know that not all websites are safe to visit. In fact, some sites may contain malicious software (malware) that can harm your computer or steal your personal contact information or credit card numbers.

Phishing is another common type of web-based attack where scammers try to trick you into giving them your personal information, and you can be susceptible to this if you visit a suspicious site.

Identity theft is a serious problem, so it’s important to protect yourself when browsing the web. Online security threats can be a big issue for internet users, especially when visiting new websites or following site links.

So how can you tell if you’re visiting a safe website or an unsafe website? You can use a few different methods. This page discusses key things to look for in a website so you can stay safe online.

Key signs of website safety and security

When you’re visiting a website, a few key indicators can help determine whether the site is safe. This section explores how to check the URL for two specific signs of a secure website.

”Https:” in the website URL

“Https” in a website URL indicates that the website is safe to visit. The “s” stands for “secure,” and it means that the website uses SSL (Secure Sockets Layer) encryption to protect your information. A verified SSL certificate tells your browser that the website is secure. This is especially important when shopping online or entering personal information into a website.

When you see “https” in a URL, the site is using a protocol that encrypts information before it’s sent from your computer to the website’s server. This helps prevent anyone from intercepting and reading your sensitive information as it’s transmitted.

A lock icon near your browser’s URL field

The padlock icon near your browser’s URL field is another indicator that a webpage is safe to visit. This icon usually appears in the address bar and means the site uses SSL encryption. Security tools and icon and warning appearances depend on the web browser.

Let’s explore the cybersecurity tools on the three major web browsers:

  • Safari. In the Safari browser on a Mac, you can simply look for the lock icon next to the website’s URL in the address bar. The lock icon will be either locked or unlocked, depending on whether the site uses SSL encryption. If it’s an unsafe website, Safari generates a red-text warning in the address bar saying “Not Secure” or “Website Not Secure” when trying to enter information in fields meant for personal data or credit card numbers. Safari may also generate an on-page security warning stating, “Your connection is not private” or “Your connection is not secure.”
  • Google Chrome. In Google Chrome, you’ll see a gray lock icon (it was green in previous Chrome versions) on the left of the URL when you’re on a site with a verified SSL certificate. Chrome has additional indicator icons, such as a lowercase “i” with a circle around it. Click this icon to read pertinent information on the site’s cybersecurity. Google Safe Browsing uses security tools to alert you when visiting an unsafe website. A red caution symbol may appear to the left of the URL saying “Not secure.” You may also see an on-page security message saying the site is unsafe due to phishing or malware.
  • Firefox. Like Chrome, Mozilla’s Firefox browser will tag all sites without encryption with a distinctive marker. A padlock with a warning triangle indicates that the website is only partially encrypted and may not prevent cybercriminals from eavesdropping. A padlock with a red strike over it indicates an unsafe website. If you click on a field on the website, it’ll prompt you with a text warning stating, “This connection is not secure.”

In-depth ways to check a website’s safety and security

Overall, the ”https” and the locked padlock icon are good signs that your personal data will be safe when you enter it on a website. But you can ensure a website’s security is up to par in other ways. This section will explore five in-depth methods for checking website safety.

Use McAfee WebAdvisor

McAfee WebAdvisor is a free toolbar that helps keep you safe online. It works with your existing antivirus software to provide an extra layer of protection against online threats. WebAdvisor also blocks unsafe websites and lets you know if a site is known for phishing or other malicious activity. In addition, it can help you avoid online scams and prevent you from accidentally downloading malware. Overall, McAfee WebAdvisor is a useful tool that can help you stay safe while browsing the web.

Website trust seals

When you’re browsing the web, it’s important to be able to trust the websites you’re visiting. One way to determine if a website is trustworthy is to look for trust seals. Trust seals are logos or badges that indicate a website is safe and secure. They usually appear on the homepage or checkout page of a website.

There are many types of trust seals, but some of the most common include the Better Business Bureau (BBB) seal, VeriSign secure seal, and the McAfee secure seal. These seals indicate that a third-party organization has verified the website as safe and secure.

While trust seals can help determine whether a website is trustworthy, it’s important to remember that they are not foolproof. Website owners can create a fake trust seal, so it’s always important to do your own research to ensure a website is safe before entering personal information.

Check for a privacy policy

Another way to determine if a website is safe to visit is to check for a privacy policy. A privacy policy is a document that outlines how a website collects and uses personal information. It should also state how the site protects your data from being accessed or shared by scammers, hackers, or other unauthorized individuals.

If a website doesn’t have a privacy policy, that’s a red flag that you shouldn’t enter any personal information on the site. Even if a website does have a privacy policy, it’s important to read it carefully so you understand how the site uses your personal data.

Check third-party reviews

It’s important to do some preliminary research before visiting a new website, especially if you’re shopping online or entering personal data like your address, credit card, or phone number. One way to determine if a website is safe and trustworthy is to check third-party reviews. Several websites provide reviews of other websites, so you should be able to find several reviews for any given site.

Trustpilot is one example of a website that provides reviews of other websites.Look for common themes when reading reviews. If most of the reviews mention that a website is safe and easy to use, it’s likely that the site is indeed safe to visit. However, if a lot of negative reviews mention problems with viruses or malware, you might want to avoid the site.

Look over the website design

You can also analyze the website design when deciding whether a website is safe to visit. Look for spelling errors, grammatical mistakes, and anything that appears off. If a website looks like it was made in a hurry or doesn’t seem to be well-designed, that’s usually a red flag that the site might not be safe.

Be especially careful of websites that have a lot of pop-ups. These sites are often spammy or contain malware. Don’t download anything from a website unless you’re absolutely sure it’s safe. These malicious websites rarely show up on the top of search engine results, so consider using a search engine to find what you’re looking for rather than a link that redirects you to an unknown website.

Download McAfee WebAdvisor for free and stay safe while browsing

If you’re unsure whether a website is safe to visit, download McAfee WebAdvisor for free. McAfee WebAdvisor is a program that helps protect you from online threats, such as malware and viruses. It also blocks pop-ups and other intrusive ads so you can browse the web without worry. Plus, it’s completely free to download and use.

Download McAfee WebAdvisor now and stay safe while browsing the web.

The post How to Tell Whether a Website Is Safe or Unsafe appeared first on McAfee Blog.

The Seven Main Phishing Lures of Cybercriminals

By McAfee

One of the oldest tricks in the cybercrime playbook is phishing. It first hit the digital scene in 1995, at a time when millions flocked to America Online (AOL) every day. And if we know one thing about cybercriminals, it’s that they tend to follow the masses. In earlier iterations, phishing attempts were easy to spot due to link misspellings, odd link redirects, and other giveaways. However, today’s phishing tricks have become personalized, advanced, and shrouded in new disguises. So, let’s take a look at some of the different types, real-world examples and how you can recognize a phishing lure.

Be Wary of Suspicious Emails

Every day, users get sent thousands of emails. Some are important, but most are just plain junk. These emails often get filtered to a spam folder, where phishing emails are often trapped. But sometimes they slip through the digital cracks, into a main inbox. These messages typically have urgent requests that require the user to input sensitive information or fill out a form through an external link. These phishing emails can take on many personas, such as banking institutions, popular services, and universities. As such, always remember to stay vigilant and double-check the source before giving away any information.

Link Look-A-Likes

A sort of sibling to email phishing, link manipulation is when a cybercriminal sends users a link to malicious website under the ruse of an urgent request or deadline. After clicking on the deceptive link, the user is brought to the cybercriminal’s fake website rather than a real or verified link and asked to input or verify personal details. This exact scenario happened last year when several universities and businesses fell for a campaign disguised as a package delivery issue from FedEx. This scheme is a reminder that anyone can fall for a cybercriminals trap, which is why users always have to careful when clicking, as well as ensure the validity of the claim and source of the link. To check the validity, it’s always a good idea to contact the source directly to see if the notice or request is legitimate.

Gone Whaling

Corporate executives have always been high-level targets for cybercriminals. That’s why C-suite members have a special name for when cybercriminals try to phish them – whaling. What sounds like a silly name is anything but. In this sophisticated, as well as personalized attack, a cybercriminal attempts to manipulate the target to obtain money, trade secrets, or employee information. In recent years, organizations have become smarter and in turn, whaling has slowed down. Before the slowdown, however, many companies were hit with data breaches due to cybercriminals impersonating C-suite members and asking lower-level employees for company information. To avoid this pesky phishing attempt, train C-suite members to be able to identify phishing, as well as encourage unique, strong passwords on all devices and accounts.

Spear Target Acquired

 Just as email spam and link manipulation are phishing siblings, so too are whaling and spear-phishing. While whaling attacks target the C-suite of a specific organization, spear-phishing rather targets lower-level employees of a specific organization. Just as selective and sophisticated as whaling, spear-phishing targets members of a specific organization to gain access to critical information, like staff credentials, intellectual property, customer data, and more. Spear-phishing attacks tend to be more lucrative than a run-of-the-mill phishing attack, which is why cybercriminals will often spend more time crafting and obtaining personal information from these specific targets. To avoid falling for this phishing scheme, employees must have proper security training so they know how to spot a phishing lure when they see one.

Spoofed Content

With so many things to click on a website, it’s easy to see why cybercriminals would take advantage of that fact. Content spoofing is based on exactly that notion – a cybercriminal alters a section of content on a page of a reliable website to redirect an unsuspecting user to an illegitimate website where they are then asked to enter personal details. The best way to steer clear of this phishing scheme is to check that the URL matches the primary domain name.

Phishing in a Search Engine Pond

 When users search for something online, they expect reliable resources. But sometimes, phishing sites can sneak their way into legitimate results. This tactic is called search engine phishing and involves search engines being manipulated into showing malicious results. Users are attracted to these sites by discount offers for products or services. However, when the user goes to buy said product or service, their personal details are collected by the deceptive site. To stay secure, watch out for potentially sketchy ads in particular and when in doubt always navigate to the official site first.

Who’s That Caller?

With new technologies come new avenues for cybercriminals to try and obtain personal data. Vishing, or voice phishing, is one of those new avenues. In a vishing attempt, cybercriminals contact users by phone and ask the user to dial a number to receive identifiable bank account or personal information through the phone by using a fake caller ID. For example, just last year, a security researcher received a call from their financial institution saying that their card had been compromised. Instead of offering a replacement card, the bank suggested simply blocking any future geographic-specific transactions. Sensing something was up, the researcher hung up and dialed his bank – they had no record of the call or the fraudulent card transactions. This scenario, as sophisticated as it sounds, reminds users to always double-check directly with businesses before sharing any personal information.

As you can see, phishing comes in all shapes and sizes. This blog only scratches the surface of all the ways cybercriminals lure unsuspecting users into phishing traps. The best way to stay protected is to invest in comprehensive security and stay updated on new phishing scams.

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What Is Smishing? Here’s How to Spot Fake Texts and Keep Your Info Safe

By Vishnu Varadaraj

Your phone buzzes. You hope it’s a reply from last night’s date, but instead you get an entirely different swooping feeling: It’s an alarming SMS text alerting you about suspicious activity on your bank account and that immediate action is necessary.  

Take a deep breath and make sure to read the message carefully. Luckily, your assets could be completely safe. It could just be a smisher. 

Smishing, or phishing over SMS, is a tactic where cybercriminals impersonate reputable organizations or people and trick people into handing over their PII or financial details. Sometimes they can seem very credible with the information they have, and you may have even been expecting a correspondence of a similar nature. 

So how can you tell when an SMS text is real and requires your attention? And how should you deal with a smisher to keep your identity safe? 

What Is Smishing? 

Like email phishing and social media phishing,

SMS text phishing often tries to use a strong emotion – like fear, anger, guilt, or excitement – to get you to respond immediately and without thinking through the request completely.  

In the case of one coordinated smishing attack, cybercriminals not only impersonated financial institutions but collected PII on their targets ahead of time. The criminals then used these personal details – like old addresses and Social Security Numbers – to convince people that they were legitimate bank employees.1 But since when does a bank try to prove itself to the customer? Usually, it’s the other way around, where they’ll ask you to confirm your identity. Be wary of anyone who texts or calls you and has your PII. If you’re ever suspicious of a caller or texter claiming they’re a financial official, contact your bank through verified channels (chat, email, or phone) you find on the bank’s website to make sure. 

Smishers often keep up with current events and attempt to impersonate well-known companies that have a reason to reach out to their customers. This adds false legitimacy to their message. For example, in the summer of 2022, Rogers Communications, a Canadian telecommunications provider, experienced an extended loss of service and told customers they could expect a reimbursement. Smishers jumped on the opportunity and sent a barrage of fake texts requesting banking details in order to carry out the reimbursement.2 However, Rogers credited customers directly to their Rogers accounts.  

3 Tips to Identify a Smisher 

If you receive a suspicious text, go through these three steps to determine if you should follow up with the organization in question or simply delete and report the text. 

1. Know your notification preferences.

Do you have text alerts enabled for your bank and utility accounts? If not, disregard any text claiming to be from those organizations. Companies will only contact you through the channels you have approved. Also, in the case of the Rogers smishing scheme, be aware of how a company plans to follow up with customers regarding reimbursements. You can find information like this on their official website and verified social channels. 

2. Check the tone.

If the tone of the text urges you to act quickly or proposes a dire consequence of ignoring the message, be on alert. While suspicious activity on your credit card is serious, your bank will likely reimburse you for charges you didn’t make, so you have time to check your bank account and see recent activities. Official correspondence from financial institutions will always be professional, typo-free, and will try to put you at ease, not make you panic.

3. Verify the phone number.

Whenever you get a text from someone you don’t know, it’s a good practice to do an internet search for the number to see with whom it’s associated. If it’s a legitimate number, it should appear on the first page of the search results and direct to an official bank webpage. 

What to Do When You Receive a Fake SMS Alert 

Once you’ve identified a fake SMS alert, do not engage with it. Never click on any links in the message, as they can redirect you to risky sites or download malware to your device. If you have McAfee Safe Browsing on your mobile, it can be your backup if you accidentally open a malicious link. 

Also, don’t reply to the text. A reply lets the criminal on the other end know that they reached a valid phone number, which may cause them to redouble their efforts. Finally, block the number and report it as spam. 

A great absolute rule to always follow is to never give out your Social Security Number, banking information, usernames, or passwords over text. 

How to Keep Your PII Safe from Smishers 

To give you peace of mind in cases where you think a malicious actor has access to your PII, you can count on McAfee+. McAfee+ offers a comprehensive suite of identity and privacy protection services to help you feel more confident in your digital life. 

1PC Mag, “Scammers Are Using Fake SMS Bank Fraud Alerts to Phish Victims, FBI Says 

2Daily Hive, “Rogers scam alert: Texts offering credit after outage are fake 

The post What Is Smishing? Here’s How to Spot Fake Texts and Keep Your Info Safe appeared first on McAfee Blog.

How to Identify and Protect Yourself From Venmo Scams and Other Cash App Scams

By McAfee

Have you ever been on the receiving end of a scam or heard of someone whose bank account was emptied by fraudsters 

Unfortunately, these examples are becoming increasingly common. The Better Business Bureau (BBB) shared that they receive about 1,000 scam complaints daily from cash app users. As the number of cash app users increased over the last few years, so did the number of fraudsters on payment apps like Venmo and PayPal. As a result, even the most alert people have found themselves prey to smooth-talking fraudsters. 

This article highlights common themes of cash app scams and explains how to protect your financial and personal information from scammers online. Stay tuned to learn more. 

Tips to avoid Venmo and Cash App scams

With the number of scams rising, it’s important to be more aware and cautious. So, what can you do to protect yourself from being scammed? 

Here are four essential safety tips to avoid some common Venmo scams: 

  • Never share private details like your Social Security number, bank account information, or debit card or credit card number with anyone online — even if they claim to be from the Venmo customer service team. Attackers can use the stolen credit card information to make unwanted transactions from your account. 
  • Do not send money to strangers online, no matter what they tell you. And never do business with strangers through the Venmo app. 
  • Never click on links in emails or texts supposedly sent by Venmo. Venmo mail is always sent via their official mail ID from their website: venmo.com. In addition, Venmo will never address you as “Dear User” or “Dear Venmo User” — they will always address you by your full name or business name. 
  • Turn the private setting on Venmo on so strangers can’t view your Venmo transaction history. 

Let’s discuss some scam tactics commonly used on money transfer apps like Venmo and how you can quickly recognize and sidestep them. 

The most common Venmo and Cash App scams

Spoofing and phishing scams are practices that trick you into revealing sensitive financial or online information, leading you to lose money and face risk  identity theft. 

Knowing common ways that an online scammer can trick you will help you stay alert. This knowledge might make it easier to recognize a fraudster. 

Let’s talk about a few common scam tactic examples, so you know the red flags to look out for when using cash apps like Venmo. 

Fake reward or cash prize

In this type of scam, a scammer will send you a text message, a notification, or an email with a link telling you that you won a cash prize or trending concert tickets on Venmo. The link generally leads to a page that asks you to sign in or provide information about your Venmo account. For example, the text could say something like, “As a long-time user of Venmo, you have received a $20 gift card from Venmo. Sign in to redeem.” Filling in these details can lead to your Venmo account being hacked. 

Prevent being scammed this way by never sharing your Venmo login information with any person or third-party website. 

A scammer may try to sign in to your Venmo account, requiring them to enter a code sent to your mobile number. They will call you, pretend to be from the Venmo tech support or customer service team, and produce any plausible reason they need you so you’ll share the code you received.  

For example, this phone call may sound like, “Hello, we have noticed some unauthorized transactions on your Venmo account. This can lead to your account being blocked. To authorize the transactions, we need to confirm that you are the real owner of this account. For authentication purposes, we sent a code to your phone. Could you share that code with me, please?” 

When in the middle of a busy work day, this call might not seem like a big deal and you may share the code without suspecting the caller of smishing. However, this code might be part of multi-factor authentication on Venmo and will give the scammer access to your account.  

This can also look a little different. For example, someone who claims to be a Venmo agent might ask you to transfer a sum of money into another account to “verify” your account. 

To avoid being scammed this way, keep in mind that a Venmo agent will never ask for a private code or try to gain access to your account. In addition, Venmo will never ask you to install a third-party app, redirect you to a different sign-in page, or ask you to send money to “verify” an account. 

As a rule of thumb, never share your Venmo verification code with anyone, no matter who they claim to be. 

Offers to make fast cash

This scam has a few names, including pyramid scheme, money circle, or cash wheel. Here, a scammer will persuade you to send them a small amount of money to earn back a larger sum within a short period. This is an easy scam to identify because you have no guarantee that the person will pay you back. However, scammers can be extremely convincing, and you may fall for their words.  

To avoid this mistake on the cash transfer app, don’t ever send money to strangers on Venmo. Remember, if it sounds too good to be true, it’s probably a scam. 

Someone posing as one of your friends

In such a scam, a scammer will attempt to impersonate someone you know. For example, a scammer is impersonating your friend “X.” They use any publicly available information about “X” and create an account using “X’s” name and picture. If “X’s” Venmo account isn’t private, the scammer can access “X’s” transaction history. And, if “X” has transacted with you in the past, the scammer posing as “X” will connect with you and request money. Usually, these requests suggest an urgent need for money. Since you know “X,” you might consider lending them the amount. 

Avoid this scam by being wary of any unusual money requests from someone who looks like a friend. Before accepting the payment request, double-check that the person requesting the money is your friend or a family member. Reach out to your friend outside of Venmo through their phone or a credible social media account to verify that it’s not a fake profile asking you for money. In addition, you should always keep your Venmo friend list and transaction history private to avoid giving scammers access to your data. 

Scams when buying or selling things online 

If you’re selling goods online, a buyer might try to obtain your goods without actually paying for your product. So, they may send you a screenshot of a fake payment to prove they have paid when you haven’t received any money.  

Sometimes, a scammer will send a screenshot showing that they accidentally paid you an extra sum of money, and may ask you to pay the money back. However, their payment was fake, and you will end up paying money from your pocket.  

Another example involves a seller who sends a message that seems like it’s from Venmo. The message might say that the buyer made a payment, but it will only be fully processed once goods are shipped. Again, this is a red flag to watch out for because Venmo doesn’t offer this feature. 

If you’re a buyer online, your seller may convince you to Venmo them the entire payment, and then they may refuse to ship the purchased goods to you. 

To be protected from such scams, avoid selling and buying items using Venmo. If you’re buying from strangers on Venmo, ensure it is a Venmo-approved business account so you have purchase protection for any eligible items covered under the user agreement. 

As a rule, it’s best not to exchange Venmo payments with strangers. Consider blocking the user if you receive an unsolicited payment or a payment request from a stranger on Venmo. 

How to protect yourself from Venmo and Cash App scams

As transactions become increasingly digital, it’s important to educate yourself about the best practices to protect your financial information online. 

Here are some general tips to follow: 

  • Never reveal personal codes, financial details, bank information, private one-time codes, or passwords to anyone online. 
  • Remember that no one from the Venmo team will ever ask for one-time passwords, just like no one from your bank would ask you to reveal private details or codes. 
  • Be aware of current scams so you can recognize one when you see it. 

Online safety should not be taken lightly, and investing in an advanced tool is a good idea to ensure your cybersafety. 

Protect yourself from dangerous threats online with McAfee

If you’re serious about online safety and security, the McAfee+ Protection package is a great investment. This package gives you a premium level of online security, with full protection from things like identity theft. In addition, you get access to antivirus software for unlimited devices, personal data clean-ups, lost wallet protection, and a secure VPN — among other benefits. Sign up today! 

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What Is Bloatware and How Can It Impact Security?

By McAfee

The joy of purchasing a new device is liberating. Now you can work, learn, and play faster — along with enjoying ample storage space. So, the last thing you’d expect is your apparently safe device being exposed to vulnerabilities, or “bloat.”  

Exposure to unwanted software can derail its performance and hog its storage within a few months of usage. In technical terms, such pieces of software are referred to as bloatware. Bloatware has the potential to attack PCs with Microsoft systems and Android devices. It can also attack Apple iPhones and Macs although their systems tend to be built with a bit more protection.  

This article defines bloatware, offers common examples, explains how to identify it, and discusses its impact on your computer’s security.  

What is bloatware?

Bloatware, also called Junkware or Potentially Unwanted Programs (PUP), are third-party programs that slow down the performance of your device and lay it bare to cybersecurity risks.  

Manufacturers initially introduced bloatware to provide users with more utility, but the programs led to device issues. Software programs that identify as bloatware run in the background, and locating them is not child’s play.  

Bloatware finds its way into your device in two ways: it comes pre-installed or through programs downloaded from the internet. Lenovo‘s Superfish bloatware scandal from 2015 explains how bloatware can harm your devices.  

What are examples of bloatware?

Common examples of bloatware apps include:  

  • Weather checking apps 
  • Finance/money apps 
  • Gaming/sports apps 
  • Map or navigation apps 
  • Fitness/health apps 
  • Messaging or video apps 
  • Music (listening and recording) apps 
  • Toolbars and junk-browser extensions 
  • System update apps 
  • Fake cleaner apps 
  • Productivity assistants 

As a piece of good advice, it is best to uninstall such apps when of no use — whether on your Android smartphone, Windows computer, or an iOS device. 

Signs a program may be bloatware

Performance degradation is a common symptom of a device carrying bloatware. Extended boot-up times, clogged storage, and startup delays are common occurrences. Let’s review some programs that may also be bloatware: 

  • Utilities. This type of bloatware typically shows up as pre-installed software on new devices. Manufacturers and third-party developers create these software programs that offer added functionality to the end-user. Examples include weather tracking apps, music apps, and productivity apps. 
  • Trialware. This is a frequent form of bloatware that comes with new devices for free and works for a set trial period until a license is purchased. In a few cases, trialware is harmless and can be removed easily.  
  • Adware. This is a famous type of software that showcases or downloads advertising material like banners or pop-ups 

Here’s how to identify bloatware: 

  • Anonymous apps installed on your device. Don’t recall installing a specific app on your device? It could be bloatware. Promptly delete apps that are unnecessary.  
  • Bothersome upsells while using an app. Often, the purpose of bloatware is to generate money. It might deploy invasive marketing and sales techniques that can disturb your browsing experience.  
  • Annoying pop-up ads in your browser. If you experience too many pop-up ads redirecting you to unsafe and suspicious websites, that points toward adware. Adware comes from the web and can modify your homepage or tab settings and change the browser setup. 

How can bloatware impact your computer’s security?

As mentioned, not all bloatware is a threat to your device. Some may be useful and can be removed easily. But a major chunk of bloatware is known to slow down your computer.  

Bloatware eats up a good chunk of the disk space or hard drive as it runs in the background, and it drains the battery life. Bloatware that isn’t removed quickly may clog your device with annoying ads. These ads can pose a security threat or even corrupt your operating system 

Can you remove bloatware?

Sadly, it can be a challenge to uninstall bloatware because it finds its way back into the device — sometimes even after it has been deleted. In some cases, it may even redirect you to fake bloatware removal websites and offer malicious removal tools. Such websites ask you to install a new program to remove the previous one, trapping your device further. Unfortunately, there are no secret hacks to stop it from finding a way into your system. 

Pro tip: Anytime you download a program or software, be sure it’s from an official source (like a secured website, the Google Play Store, or the Apple App Store). Installing a program from a suspicious website can put your device at risk, as the program can download bundles of other programs on the back end without your knowledge.  

Windows 10 comes with a special refresh tool to remove any bloatware disguised as user-installed programs. This tool can bring your PC back to a clean slate. It’s important to check your hard drive beforehand, as it can also remove licenses.  

Protect your computer from dangerous security threats with McAfee

Bloatware can be both harmful and annoying. New devices need full-fledged protection so they can last longer. The answer to your bloatware woes is an antivirus program. It safeguards your computer from dangerous security threats and prevents accidental downloads, so malicious bloatware or malware can’t access your device.  

Bloatware can compromise your online safety and security. McAfee+’s protection package is the ideal investment for your new device, so you can work without any hassles or doubts.  

McAfee+ enables a top-tier level of online security with full protection from pesky software programs like bloatware. Additionally, you get access to antivirus software for unlimited devices, lost wallet protection, a secure VPN, personal data clean-ups, and more. Sign up for McAfee + and rest easy while your devices remain bloatware-free 

The post What Is Bloatware and How Can It Impact Security? appeared first on McAfee Blog.

The Expert’s Guide to Deleting Your Browser History for Good

By McAfee

Until recently, people had little control over how companies used their online data. But, with data privacy now a human right, people are pickier about who can access their data and how they use it.  

Every time you visit a website by typing its address on the address bar, your browser history holds a record of information like the name of the site, its location, and when you visited it. Unfortunately, third parties can access this data, leaving you vulnerable to identity theft and data misuse. Simply deleting your Internet Explorer browser history is not enough to safeguard your data. 

This article explains how to keep your internet activities private and delete your web browser history for good. 

Can you permanently delete your browsing history?

Most people don’t know that clearing your browsing history doesn’t actually delete it. 

Even after you’ve clicked on the “clear browsing history” option in your selected browser, there’s still a record of every Google search from the beginning of time. This information can be accessed by third parties like your internet service provider, the websites you visit, and advertisers. So, clearing your browsing history is not enough to safeguard your data. 

While clearing your browser history has benefits like better application efficiency, you should invest in useful online tools like McAfee’s identity theft protection and you better protect your data online.  to help you truly protect your data online. to help you truly protect your data online.  

Before diving into how to clear your browser history, let’s talk about why you should give importance to deleting your data for good. 

Why you should delete your browsing history

Just like you have to clear out the dust from your vacuum cleaner to continue cleaning, you should clear the data on your browser so it remains speedy and efficient.  

Your browsing history records are cluttered with cache files, cookies, search history, and autofill data. All this digital clutter fills up your Random Access Memory (or RAM), slowing your PC, Apple iOS device, or Android device’s functioning. 

You might see pop-ups on websites telling you that they use cookies. Without giving it much thought, you might click the “OK” or “Accept cookies” button and continue browsing the site. But do you know how these cookies are used? 

Cookies are temporary internet files that store browsing data and preferences to make your future online experiences easier. For example, this helps you personalize your search results to an extent. The cache stores parts of pages, websites, or images you visit, enabling the pages to load faster the next time you open them. 

These types of files sound like they help you have a better internet experience, so why should you delete them? 

Here are some reasons to clear your browsing history, cache, and cookies: 

  • It protects your personal information from other people who use your device and third parties on the internet. 
  • It clears your device storage and helps your applications run more efficiently. 
  • It prevents you from using old forms. 

However, simply clearing cache and cookies is not enough. This method will clear space on your device and erase some references, but the data is still saved on your device as free space. You should use tools to permanently delete your browsing data from the hard drive because: 

  • This truly protects your data from hackers, which clearing browsing history does not achieve. 
  • It prevents your information from being tracked, which is common despite the privacy laws in different states and countries. 

So, it’s crucial to properly wipe your data if you’re serious about protecting your privacy online.  

What does private/incognito mode in browsers do?

Many people switch to incognito mode when making an embarrassing Google search because it seemingly leaves no trace of the search on your device. But, does useing incognito mode or a private browsing window protect your data and ensure your privacy & security? 

When you use incognito or private browsing mode, the tracking cookies on the websites you visit are blocked by default, and your cookie data and search history are deleted from the browser as soon as you close the window. Essentially, it auto-deletes your browser history as soon as you close the window. 

However, your browser actions are still visible to the websites you have visited and your internet service provider (ISP). In addition, data from your browsing activity is saved to any accounts you’re logged into (like your Google account), even when using incognito mode. 

Your internet service provider and other third parties have easy access to your browser activity irrespective of whether you’re in private browsing mode. This means using incognito mode is not enough to protect your online privacy. 

How to delete internet history, by browser

If you’re worried about what someone might see on your laptop or you notice your applications slowing down, we’re here to help. We’ll show you how to quickly clear your device’s browser history from some commonly used internet options. 

There’s no fixed or recommended time for deleting your browsing history, cache, and cookies. It’s all relative to your system’s storage space and personal preferences. Refer to this step-by-step guide whenever you feel like it’s time to clear junk from your browsers. 

Google Chrome

To delete your browser history on Google Chrome: 

  1. Open the Chrome browser on your laptop or computer. 
  2. Click the three vertical dots in the upper-right corner. 
  3. Find an option that says “More tools” and select “Clear browsing data” under it. 
  4. Now, you’ll see an option to choose a time range near the top of the screen. To delete everything, select “All time.” If you want to delete history from the past hour, select “Last hour.”  
  5. Next, check the boxes saying “Cookies and other site data” and “Cache images and files,” and click “Clear data.” 

Some of your settings might be deleted when clearing your browser history. For example, you might have to re-sign into your accounts. 

If you want to delete cookies and cache for a specific site, you can learn how to change more cookie settings in Chrome.  

Mozilla Firefox 

To delete your browsing, search, and download history on Mozilla Firefox, follow these steps: 

  1. Click “Menu” and select “History.” 
  2. Select the “Clear recent history” option. 
  3. In “Time range to clear,” choose “Everything” from the drop-down menu. 
  4. Select “Cache” and other items to delete in the options list. 
  5. Ensure the files you want to keep are not selected. 
  6. Click “OK.” 

Now, you have quickly deleted your browser history on Mozilla Firefox. 

Microsoft Edge 

To clear your Microsoft Edge browsing data from just the device you are currently using, turn off sync before clearing the data. The selected data will be deleted across all of your synced devices if sync is turned on.  

Follow these steps to turn off sync: 

  1. Select Settings. 
  2. Click “Profiles.” 
  3. Select “Sync” and click “Turn off sync.” 

To clear browsing data on Microsoft Edge: 

  1. Select “Privacy, search, and services” under settings. 
  2. Click “Clear browsing data” and then “Clear browsing data now.” 
  3. You’ll see an option to choose which types of browsing data to clear. Select the data you want to delete. For example, you can select browsing history and cookies, but keep the saved passwords and autofill data unchecked. 
  4. Choose a time range from the drop-down menu. 
  5. Select the “Clear now” option. 

This is how to clear your browsing data on Microsoft Edge in a few simple steps. 

Safari

Here are simple steps to clear browser cache and cookies on Safari 8.0 through 10.0. These steps apply to your Apple laptop running macOS, but an iPad or iPhone might have slightly different steps. 

  1. On the upper-left corner of your screen, click “Safari” and then choose “Preferences.” 
  2. Click the “Privacy” tab and select “Remove all website data.” 

That’s all! You’ve now deleted your browser history on Safari. 

Opera 

To clear cache and browser history in Opera: 

  1. Press the Control, Shift, and Delete buttons on your keyboard. 
  2. Select the timeframe of your choice. If you want to delete your entire browser history, select “Since Installation.” 
  3. Select “Images and files in cache.” 
  4. Click “Delete browser data.” 
  5. Refresh the web page. 

There you have it! It’s simple and free to erase your browser history, cache, and cookies, and you should regularly do so. 

How to protect your privacy online

Now you know how to delete your browser history to keep your device running smoothly and limit how much data advertisers and companies can collect about you. 

However, you may be concerned about the identity traces still being captured without your knowledge. 

If you’re serious about maintaining complete privacy with your online data, invest in advanced tools to safeguard your online information and prevent identity theft. 

Get the online privacy and protection you need from McAfee 

McAfee helps keep your digital data private and protected from identity theft. Access various tools to safeguard your online spaces by investing in the McAfee privacy and protection service. This service includes antivirus software for unlimited devices, complete data cleanup from your hard drive and browser, and much more. In addition, this product comes with a 30-day money-back guarantee.  

Easily keep your digital spaces safe and your online data private with McAfee+. 

The post The Expert’s Guide to Deleting Your Browser History for Good appeared first on McAfee Blog.

Cybercrime’s Most Wanted: Four Mobile Threats that Might Surprise You

By McAfee

It’s hard to imagine a world without cellphones. Whether it be a smartphone or a flip phone, these devices have truly shaped the late 20th century and will continue to do so for the foreseeable future. But while users have become accustomed to having almost everything they could ever want at fingertips length, cybercriminals were busy setting up shop. To trick unsuspecting users, cybercriminals have set up crafty mobile threats – some that users may not even be fully aware of. These sneaky cyberthreats include SMSishing, fake networks, malicious apps, and grayware, which have all grown in sophistication over time. This means users need to be equipped with the know-how to navigate the choppy waters that come with these smartphone-related cyberthreats. Let’s get started.

Watch out for SMSishing Hooks

If you use email, then you are probably familiar with what phishing is. And while phishing is commonly executed through email and malicious links, there is a form of phishing that specifically targets mobile devices called SMSishing. This growing threat allows cybercriminals to utilize messaging apps to send unsuspecting users a SMSishing message. These messages serve one purpose – to obtain personal information, such as logins and financial information. With that information, cybercriminals could impersonate the user to access banking records or steal their identity.

While this threat was once a rarity, it’s rise in popularity is two-fold. The first aspect being that users have been educated to distrust email messages and the second being the rise in mobile phone usage throughout the world. Although this threat shows no sign of slowing down, there are ways to avoid a cybercriminal’s SMSishing hooks. Get started with these tips:

  1. Always double-check the message’s source. If you receive a text from your bank or credit card company, call the organization directly to ensure the message is legit.
  2. Delete potential SMSishing Do not reply to or click on any links within a suspected malicious text, as that could lead to more SMSishing attempts bombarding your phone.
  3. Invest in comprehensive mobile security. Adding an extra level of security can not only help protect your device but can also notify you when a threat arises.

Public Wi-Fi Woes  

Public and free Wi-Fi is practically everywhere nowadays, with some destinations even having city-wide Wi-Fi set up. But that Wi-Fi users are connecting their mobile device to may not be the most secure, given cybercriminals can exploit weaknesses in these networks to intercept messages, login credentials, or other personal information. Beyond exploiting weaknesses, some cybercriminals take it a step further and create fake networks with generic names that trick unsuspecting users into connecting their devices. These networks are called “evil-twin” networks. For help in spotting these imposters, there are few tricks the savvy user can deploy to prevent an evil twin network from wreaking havoc on their mobile device:

  1. Look for password-protected networks. As strange as it sounds, if you purposely enter the incorrect password but are still allowed access, the network is most likely a fraud.
  2. Pay attention to page load times. If the network you are using is very slow, it is more likely a cybercriminal is using an unreliable mobile hotspot to connect your mobile device to the web.
  3. Use a virtual private network or VPN. While you’re on-the-go and using public Wi-Fi, add an extra layer of security in the event you accidentally connect to a malicious network. VPNs can encrypt your online activity and keep it away from prying eyes. 

Malicious Apps: Fake It till They Make It

Fake apps have become a rampant problem for Android and iPhone users alike. This is mainly in part due to malicious apps hiding in plain sight on legitimate sources, such as the Google Play Store and Apple’s App Store. After users download a faulty app, cybercriminals deploy malware that operates in the background of mobile devices which makes it difficult for users to realize anything is wrong. And while users think they’ve just downloaded another run-of-the-mill app, the malware is hard at work obtaining personal data.

In order to keep sensitive information out of the hands of cybercriminals, here are a few things users can look for when they need to determine whether an app is fact or fiction:

  1. Check for typos and poor grammar. Always check the app developer name, product title, and description for typos and grammatical errors. Often, malicious developers will spoof real developer IDs, even just by a single letter or number, to seem legitimate.
  2. Examine the download statistics. If you’re attempting to download a popular app, but it has a surprisingly low number of downloads, that is a good indicator that an app is most likely fake.
  3. Read the reviews. With malicious apps, user reviews are your friend. By reading a few, you can receive vital information that can help you determine whether the app is fake or not.

The Sly Operation of Grayware

With so many types of malware out in the world, it’s hard to keep track of them all. But there is one in particular that mobile device users need to be keenly aware of called grayware. As a coverall term for software or code that sits between normal and malicious, grayware comes in many forms, such as adware, spyware or madware. While adware and spyware can sometimes operate simultaneously on infected computers, madware — or adware on mobile devices — infiltrates smartphones by hiding within rogue apps. Once a mobile device is infected with madware from a malicious app, ads can infiltrate almost every aspect on a user’s phone. Madware isn’t just annoying; it also is a security and privacy risk, as some threats will try to obtain users’ data. To avoid the annoyance, as well as the cybersecurity risks of grayware, users can prepare their devices with these cautionary steps:

  1. Be sure to update your device. Grayware looks for vulnerabilities that can be exploited, so be sure to always keep your device’s software up-to-date.
  2. Beware of rogue apps. As mentioned in the previous section, fake apps are now a part of owning a smartphone. Use the tips in the above section to ensure you keep malicious apps off of your device that may contain grayware.
  3. Consider a comprehensive mobile security system. By adding an extra level of security, you can help protect your devices from threats, both old and new.

 

The post Cybercrime’s Most Wanted: Four Mobile Threats that Might Surprise You appeared first on McAfee Blog.

What Is Internet Security?

By McAfee

Internet security is a broad term that refers to a wide range of tactics that aim to protect activities conducted over the internet. Implementing internet security measures helps protect users from different online threats like types of malware, phishing attacks, scams, and even unauthorized access by hackers. 

In this article, we highlight the importance of internet security in safeguarding your computer network and outline what you can do to have a comprehensive computer security system in place. 

Why is internet security so important today?

As the internet expands and becomes an even bigger part of our lives, cyberthreats continue to grow both in scope and sophistication. According to Forbes, data breaches and cyberattacks saw an increase of 15.1% in 2021 compared to the previous year. These security threats come in different forms and vary in terms of complexity and detectability.  

Some common online threats people face today include: 

  • Malware: Malicious software is an umbrella term that refers to any program that exploits system vulnerabilities to damage a computer system or network and steal sensitive information from users. Examples of malware include viruses, Trojans, ransomware, spyware, and worms. 
  • Phishing: Phishing is cyberattacks that involve stealing a user’s sensitive data by duping them into opening an email or an instant message and clicking a malicious link. The data that cybercriminals target can range from login credentials to credit card numbers. Phishing attacks are often used for identity theft purposes. 
  • Spam: Spam is a term that describes unwanted email messages sent in bulk to your email inbox. This tactic is generally used to promote goods and services users aren’t interested in. Spam mail can also contain links to malicious websites that automatically install harmful programs that help hackers gain access to your data. 
  • Botnets: This contraction of “robot network” refers to a network of computers that have been infected with malware. The computers are then prompted to perform several automated tasks without permission. Examples of these tasks include sending spam and carrying out denial-of-service (DDoS) attacks. 
  • Wi-Fi threats: Wi-Fi networks can be subject to a wide range of attacks that involve hackers exploiting unprotected connections and breaching data security to obtain sensitive information. 

While these internet security threats may seem overwhelming at first glance, safeguarding your computer or mobile devices from them is relatively easy. Below is a detailed look at some security solutions available to you. 

Internet security features to keep you safe online

As we stated above, setting up an internet security system is a relatively straightforward process. Here are some basic network security measures you can implement right away. 

Antivirus protection

The first step in making sure you have internet security is installing antivirus software. These programs are designed to prevent, search for, detect, and get rid of viruses and other types of malicious software 

Antivirus software can run automatic scans to make sure no network or data breach has occurred and scan specific files or directories for any malicious activity or patterns. 

There are plenty of options to choose from when it comes to antivirus software, however, few programs offer the comprehensive level of protection the antivirus software included in McAfee® Total Protection provides to its users.  

McAfee’s antivirus software comes with a wide selection of features, including malware detection, quarantine, and removal, different options for scanning files and applications, and an advanced firewall for home network security 

Create strong passwords

While this may sound obvious, it’s important to create strong and unique passwords for all your online accounts and devices. A significant percentage of data breaches occur as a result of simple password guessing.  

Some tips to follow when creating a password include: 

  • Never use personal information, such as date of birth. 
  • Don’t reuse passwords. 
  • Avoid sequential numbers or letters. 
  • Combine letters, numbers, and symbols. 
  • Don’t use common words. 

It can also be a good idea to use a password manager, as this will help reduce the risk of your passwords getting leaked or lost. McAfee’s password manager, is particularly convenient thanks to its advanced encryption and multi-factor authentication. 

Check that your computer firewall is enabled

A firewall is a network security system built into your operating system. It monitors incoming and outgoing network traffic to prevent unauthorized access to your network. For it to be able to identify and block these threats, you’ll want to make sure your firewall is enabled on your device. If you’re unsure if your device comes with a firewall, you can benefit from one included in McAfee Total Protection. 

Use multi-factor authentication when possible

Multi-factor authentication (MFA) is an authentication method that requires at least two pieces of evidence before granting access to an app or website. Using this method as much as possible can add another layer of security to your applications and reduce the likelihood of a data breach. 

Choose a safe web browser

Your choice of browser is an important part of implementing internet security measures. In fact, web browsers vary widely in terms of the security features that they offer, with some offering just the basics and others providing a more complete range of features. Ideally, you should opt for a web browser that offers the following security features: 

  • Private session browsing 
  • Pop-up blocking 
  • Privacy features 
  • Anti-phishing filter 
  • Automatic blocking of reported malicious sites 
  • Cross-site script filtering 

How can you keep children safe online?

As children grow older, their internet use becomes more extensive. This can also increase their exposure to various security threats. To keep them safe online, educate them about the risks associated with web browsing and introduce them to some of the best practices for avoiding online threats like not sharing passwords. 

Explain which information should be shared and which information should be kept private and instruct them to never click on links from unknown sources. 

You should also take a more active approach to protect your children by setting parental controls on certain websites. For instance, you can use YouTube’s parental controls to filter any inappropriate content and keep a child-friendly interface. 

Internet security tips to know

The following tips can help you stay on the safe side in regard to internet security. 

  • Install antivirus software on all your devices. This is the first step you should take when securing your mobile and computer systems. Internet security software identifies vulnerabilities and can neutralize threats before they become a bigger problem. 
  • Keep your operating system and programs up to date. Neglecting to update your applications and operating systems can leave you exposed to threats as hackers seek to exploit unpatched vulnerabilities. 
  • Use strong passwords. Using strong passwords reduces the risk of a hacker cracking it and gaining access to your system. 
  • Use an ad blocker. Adware pop-ups often trick users into clicking on links that lead to malicious websites. Using an ad-blocker to help prevent this from happening. 
  • Use parental controls. Setting parental controls makes web browsing safer for children and reduces the chances of virus infection. 
  • Only shop on secure websites with “ https://” URLs. The “S” at the end of the HTTP extension stands for “secure” and indicates that the website has a security certificate and is safe for transactions. 
  • Never submit financial information when using public Wi-Fi. Public Wi-Fi hot spots lack security measures and encryption, making them vulnerable to prying eyes. Sharing sensitive information like bank card numbers when connected to one isn’t recommended. 
  • Use multifactor authentication. As we mentioned, MFA adds a layer of protection to the sign-in process and makes unauthorized access to your data extremely difficult. 
  • Check your bank statements regularly to catch any suspicious activity. Keep an eye for any transaction that you don’t recall initiating, as this could be a sign of a malware infection. 

Protect your device from online threats with McAfee

While malware attacks are common, their prevalence shouldn’t deter you from browsing the internet as usual. Adhering to the internet security best practices outlined in this article can help keep you safe from the majority of security threats that you might encounter online. 

For added security, consider using an all-in-one antivirus solution like McAfee+. This is one of the most effective ways to safeguard your devices from online threats.  

Let McAfee handle your security while you focus on enjoying the web.  

The post What Is Internet Security? appeared first on McAfee Blog.

What’s the Meaning of VPN? VPN Defined

By McAfee

A virtual private network (VPN) is a tool that enables users to protect their privacy while using an internet connection. VPNs create an encrypted tunnel — a private link between your device and the VPN server 

Essentially, this private link or tunnel keeps external influences out and allows your data to travel in an encrypted manner, enhancing security. The network’s privacy also makes sure your Internet Protocol (IP) address and browsing history is hidden online.  

[Text Wrapping Break]VPNs use several VPN protocols like OpenVPN, IPSec/IKEv2, PPTP, SSTP, and WireGuard to protect you. In particular, McAfee® Safe Connect VPN supports the OpenVPN protocol, which is an open-source and highly secure protocol running on TCP or UDP internet protocol and used by many VPN providers globally. [Text Wrapping Break][Text Wrapping Break]Read on to know more about how VPNs work and learn to install one. 

What does a VPN do?

The best way to stay secure online is to minimize your digital footprint. A good VPN service allows you to do exactly this, acting as an additional layer of protection for your online activities 

The primary function of a VPN is encryption. Most websites and online browsers already have some form of encryption. For example, when you purchase something on Amazon, you have to enter your credit card details and address. Encryption creates a private tunnel for data transmission between your device and Amazon to make sure no one else can watch what you’re doing.  

A VPN app does the same thing with an added level of security. The data that you pass to a VPN server is anonymized before it goes to the internet. In short, your device establishes an encrypted connection with the VPN server instead of connecting directly through the internet. So, the encryption protects your data and digital footprint from anyone outside the “private tunnel” between you and the secure VPN server 

Additionally, VPNs allow you to change or hide your IP address. An IP address is a number linked to a particular computer and network. Changing your IP address can trick the servers into thinking you’re connecting from a different geographical location. This can help improve security and provide additional benefits discussed below. 

You can also use a VPN to hide your IP address. This may be helpful if you’re trying to access content from other countries (for example, Netflix may have different content in different countries) or trying to keep your internet search history away from the prying eyes of a third-party like your internet service provider or a government. 

Using a VPN can help improve your online security. Nearly every internet activity — website and social media browsing, paying bills, online shopping, data sharing, and more — can be tracked by others. [Text Wrapping Break][Text Wrapping Break]Read on to learn about who typically uses a VPN and understand whether you should consider installing one. 

Who typically uses VPNs?

Given the extra security that VPN connections provide, you can gain something from using a VPN client. So, if you’re an individual concerned about your online privacy or just want to browse online anonymously — consider using a VPN. A VPN enables you to use the internet without third parties seeing your identity or identifying you via your search history since they don’t know what you were searching about or using the internet for. 

Big tech has had a long history of tracking private data for their gains. These companies regularly bundle data into coherent profiles and sell it to third parties. Additionally, they use private data to demonstrate targeted advertisements or manipulative content that makes you more likely to purchase their products. [Text Wrapping Break][Text Wrapping Break]So, it’s worthwhile to use a VPN if you regularly shop online or bank online. A VPN gives you that additional protection that can help prevent hackers or malicious third parties from accessing your information.[Text Wrapping Break][Text Wrapping Break]VPNs are excellent mechanisms for you to protect your privacy online. And you should consider your personal context and conduct thorough research to find the best VPN for your needs. 

VPNs are particularly helpful if you travel a lot, either for business or for leisure. While traveling, it’s inevitable that you connect to random or unknown Wifi networks and it may be the case that these networks are spying on you. However, if you’re using a VPN to browse the web, these WiFi networks can’t track you or your search history. This ensures you maintain anonymity and are safe while using the internet.  

Should you use a VPN on your personal computer?

Yes, an additional layer of protection to your online activities is always good practice. A VPN allows individuals using a personal computer to stay vigilant, protect their data, and maintain anonymity while allowing them to still enjoy their online experience.  

Benefits of VPNs for personal use

VPNs provide more benefits than just serving as an additional layer for cybercriminals to pass through.  

  • Data privacy: The biggest reason to use a VPN is data privacy. Internet service providers (ISPs) regularly collect customer data and sell it to advertisers for money. Using a VPN allows you to hide your location and prevents your data from falling into the wrong hands. VPNs allow you to browse the internet in peace, knowing that no third parties are aware of your identity or can trace particular internet activity back to you.  
  • Security on public networks: Internet access through public Wi-Fi hotspots may not be the safest. User data on public networks is unprotected, making it vulnerable to bad actors who can use software to get past firewalls. With VPN encryption, you can remain safe even while using public Wi-Fi network connections 
  • Secure online transactions: Think about the number of times you log into your bank account or give out credit card information on e-commerce sites. You can never be too safe when it comes to financial information.  
  • Change your location: Some content is geo-blocked for various reasons. It could be streaming services like Netflix limiting access to their services or different countries censoring content. VPNs can hide your IP address to trick servers into believing that your location is different from where your router is physically. This can give you access to a lot more content.  

Can you set up a VPN yourself?

Depending on the VPN you’re using, it can be a straightforward process to connect a VPN to your Mac, Windows, iPhone, or Android mobile device. McAfee’s VPN works with multiple platforms and operating systems, including Microsoft Windows, macOS, Android, and iOS 

Use this guide to quickly set up a VPN with your device in a few simple steps.  

Secure your browsing with a VPN from McAfee

With McAfee +, you can minimize your digital footprint through a secure connection channel without compromising your browsing experience. Connect to public networks, make financial transactions online, and keep your personal data safe with McAfee.  

With our bank-grade AES-256 bit encryption technology and automatic protection, McAfee VPN protection can help safeguard all your online activities — allowing you to enjoy the internet the way it was meant to be enjoyed. 

Explore our full suite of cybersecurity tools included in McAfee +, including our newest service, Personal Data Cleanup. We can help find and remove your personal data on some of the riskiest data broker sites.  

The post What’s the Meaning of VPN? VPN Defined appeared first on McAfee Blog.

See Yourself in Cyber – Five Quick Ways You Can Quickly Get Safer Online

By McAfee

With “See Yourself in Cyber” as the theme for this year’s Cybersecurity Awareness Month, the focus is on you with a look at several quick ways you can quickly get safer online. 

Now in its 21st year, Cybersecurity Awareness Month marks a long-standing collaboration between the U.S. government and private industry. It’s aim, empower people to protect themselves from digital forms of crime. And that stands as a good reminder. Phishing attacks, malware, and the other threats we regularly talk about in our blog are indeed forms of crime. And where there’s crime, there’s a person behind it. 

It can be easy to lose sight of that, particularly as the crook on the other end of the attack is hiding behind a computer. Cybercrime can feel anonymous that way, yet it’s anything but. Whether a single bad actor or as part of a large crime organization, people power cybercrime. 

Yet just as you secure your home to prevent yourself from becoming a victim of a criminal, you can also secure your digital life to prevent yourself from becoming a victim of cybercriminal. 

Shore up your security, easily. 

You have plenty of places where you can start, and they’re all good ones. Even a handful of the simplest measures can significantly decrease your risk. Better yet, several take far less time to put into place than you might think, while yet more work automatically once you implement them—making them a sort of “set it and forget it” security measure. 

With that, this five-step list can get you going: 

1) Use strong passwords and a password manager to stay on top of them all 

Strong, unique passwords offer another primary line of defense. Yet with all the accounts we have floating around, juggling dozens of strong and unique passwords can feel like a task—thus the temptation to use (and re-use) simpler passwords. Hackers love this because one password can be the key to several accounts. Instead, try a password manager that can create those passwords for you and safely store them as well. Comprehensive security software will include one, and McAfee also offers a free service with True Key. 

2) Set your apps and operating system to update automatically 

Updates do all kinds of great things for gaming, streaming, and chatting apps, like add more features and functionality over time. Updates do something else—they make those apps more secure. Hackers will hammer away at apps to find or create vulnerabilities, which can steal personal info or compromise the device itself. Updates will often include security improvements, in addition to performance improvements.  

For your computers and laptops: 

For your smartphones: 

For your smartphone apps: 

3) Take care of your browser too! 

Often overlooked is the humble browser. Yet if you think about it, the browser is one of the apps we use most often. Particularly on our desktops. It takes us shopping, to shows, the bank, and even work. Hackers realize that, which is why they love targeting browsers. Whether it’s through vulnerabilities in the code that runs the browser, injecting malicious code into a browser session, or any one of several other attack vectors, hackers will try to find a way to compromise computers via the browser. 

One of the best ways to keep your browser safe is to keep it updated. By updating your browser, you’ll get the latest in features and functionality in addition to security fixes that can prevent attacks from hackers. It’s a straightforward process, and this article will show you can set your browser to automatically update. 

4) Know how you can spot a phishing attack 

Whether they come by way of an email, text, direct message, or as bogus ads on social media and in search, phishing attacks remain popular with cybercriminals. Across their various forms, the intent remains the same—to steal personal or account information by posing as a well-known company, organization, or even someone the victim knows. And depending on the information that gets stolen, it can result in a drained bank account, a hijacked social media profile, or any number of different identity crimes. What makes some phishing attacks so effective is how some hackers can make the phishing emails and sites they use look like the real thing, so learning how to spot phishing attacks has become a valuable skill nowadays. Additionally, comprehensive online protection software will include web protection that can spot bogus links and sites and warn you away from them, even if they look legit. 

Some signs of a phishing attack include: 

Email addresses that slightly alter the address of a trusted brand name so it looks close at first glance. 

  • Awkward introductions like a “Dear Sir or Madam,” from your bank. 
  • Bad spelling and grammar, which indicate the communication is not coming from a professional organization. 
  • Poor visual design, like stretched logos, mismatched colors, and cheap stock photos. 
  • Urgent calls to action or threats that pressure you to claim a reward or pay a fine immediately followed by a link to do so. 
  • Unexpected attachments, such as a “shipping invoice” or “bills,” which hackers use to hide payloads of malware and ransomware. 

Again, this can take a sharp eye to spot. When you get emails like these, take a moment to scrutinize them and certainly don’t click on any links. 

Another way you can fight back against crooks who phish is to report them. Check out ReportFraud.ftc.gov, which shares reports of phishing and other fraud with law enforcement. Taken together with other reports, your information can aid an investigation and help bring charges on a cybercriminal or an organized ring.  

5) Multifactor your defense  

Chances are you’re using multi-factor authentication (MFA) on a few of your accounts already, like with your bank or financial institutions. MFA provides an additional layer of protection that makes it much more difficult for a hacker or bad actor to compromise your accounts even if they know your password and username. It’s quite common nowadays, where an online account will ask you to use an email or a text to your smartphone to as part of your logon process. If you have MFA as an option when logging into your accounts, strongly consider using it. 

Keep going! 

This list can get you started, and you can take even more steps now that you’re rolling. Keep dropping by our blog for more ways you can make yourself safer, such as on social media, your smartphone, in app stores, and more. Visit us any time! 

The post See Yourself in Cyber – Five Quick Ways You Can Quickly Get Safer Online appeared first on McAfee Blog.

How Do Hackers Hack Phones and How Can I Prevent It?

By McAfee

How do hackers hack phones? Several ways. Just as there are several ways you can prevent it from happening to you. 

The thing is that our phones are like little treasure chests. They’re loaded with plenty of personal data, and we use them to shop, bank, and take care of other personal and financial matters—all of which are of high value to identity thieves.  

However, you can protect yourself and your phone by knowing what to look out for and by taking a few simple steps. Let’s break it down by first taking a look at some of the more common attacks.  

Types of Smartphone Hacks and Attacks 

Hacking software 

Whether hackers sneak it onto your phone by physically accessing your phone or by tricking you into installing it via a phony app, a sketchy website, or a phishing attack, hacking software can create problems for you in a couple of ways: 

  • Keylogging: In the hands of a hacker, keylogging works like a stalker by snooping information as you type, tap, and even talk on your phone.  
  • Trojans: Trojans are types of malware that can be disguised in your phone to extract important data, such as credit card account details or personal information. 

Some possible signs of hacking software on your phone include: 

  • A battery that drains way too quickly. 
  • Your phone runs a little sluggish or gets hot. 
  • Apps quit suddenly or your phone shuts off and turns back on. 
  • You see unrecognized data, text, or other charges on your bill.   

In all, hacking software can eat up system resources, create conflicts with other apps, and use your data or internet connection to pass along your personal information into the hands of hackers—all of which can lead to some of the symptoms listed above. 

Phishing attacks 

These are a classic form of attack. In fact, hackers have leveled them at our computers for years now too. Phishing is where hackers impersonate a company or trusted individual to get access to your accounts or personal info or both. And these attacks take many forms, like emails, texts, instant messages, and so forth, some of which can look really legitimate. Common to them are links to bogus sites that attempt to trick you into handing over that info or that install malware to wreak havoc on your device or likewise steal information. Learning how to spot a phishing attack is one way to keep yourself from falling victim to one. 

Bluetooth hacking 

Professional hackers can use dedicated technologies that search for vulnerable mobile devices with an open Bluetooth connection. Hackers can pull off these attacks when they are range of your phone, up to 30 feet away, usually in a populated area. When hackers make a Bluetooth connection to your phone, they can possibly access your data and info, yet that data and info must be downloaded while the phone is within range. As you probably gathered, this is a more sophisticated attack given the effort and technology involved. 

SIM card swapping 

In August of 2019, the CEO of Twitter had his SIM card hacked by SIM card swapping scam. SIM card swapping occurs when a hacker contacts your phone provider, pretends to be you, and then asks for a replacement SIM card. Once the provider sends the new SIM to the hacker, the old SIM card will be deactivated, and your phone number will be effectively stolen. This means the hacker has taken control of your phone calls, messages, and so forth. This method of hacking requires the seemingly not-so-easy task of impersonating someone else, yet clearly, it happened to the CEO of a major tech company. Protecting your personal info and identity online can help prevent hackers from impersonating you to pull off this and other crimes.  

Ten tips to prevent your phone from being hacked 

While there are several ways a hacker can get into your phone and steal personal and critical information, here are a few tips to keep that from happening: 

  1. Use comprehensive security software on your phone. Over the years, we’ve gotten into the good habit of using this on our computers and laptops. Our phones? Not so much. Installing security software on your smartphone gives you a first line of defense against attacks, plus several of the additional security features mentioned below. 
  2. Update your phone and its apps. Aside from installing security software, keeping current with updates is a primary way to keep you and your phone safe. Updates can fix vulnerabilities that cybercriminals rely on to pull off their malware-based attacks. Additionally, those updates can help keep your phone and apps running smoothly while also introducing new, helpful features. 
  3. Stay safer on the go with a VPN. One way that crooks can hack their way into your phone is via public Wi-Fi, such as at airports, hotels, and even libraries. These networks are public, meaning that your activities are exposed to others on the network—your banking, your password usage, all of it. One way to make a public network private is with a VPN, which can keep you and all you do protected from others on that Wi-Fi hotspot.  
  4. Use a password manager. Strong, unique passwords offer another primary line of defense. Yet with all the accounts we have floating around, juggling dozens of strong and unique passwords can feel like a task—thus the temptation to use (and re-use) simpler passwords. Hackers love this because one password can be the key to several accounts. Instead, try a password manager that can create those passwords for you and safely store them as well. Comprehensive security software will include one. 
  5. Avoid public charging stations. Charging up at a public station seems so simple and safe. However, some hackers have been known to “juice jack” by installing malware into the charging station. While you “juice up,” they “jack” your passwords and personal info. So what to do about power on the road? You can look into a portable power pack that you can charge up ahead of time or run on AA batteries. They’re pretty inexpensive and easy to track down.  
  6. Keep your eyes on your phone. Preventing the actual theft of your phone is important too, as some hacks happen simply because a phone falls into the wrong hands. This is a good case for password or PIN protecting your phone, as well as turning on device tracking so that you can locate your phone or even wipe it remotely if you need to. Apple provides iOS users with a step-by-step guide for remotely wiping devices, and Google offers up a guide for Android users as well.  
  7. Encrypt your phone. Encrypting your cell phone can save you from being hacked and can protect your calls, messages, and critical information. To check if your iPhone is encrypted can go into Touch ID & Passcode, scroll to the bottom, and see if data protection is enabled (typically this is automatic if you have a passcode enabled). Android users have automatic encryption depending on the type of phone. 
  8. Lock your SIM card. Just as you can lock your phone, you can also lock the SIM card that is used to identify you, the owner, and to connect you to your cellular network. By locking it, keeps your phone from being used on any other network than yours. If you own an iPhone, you can lock it by following these simple directions. For other platforms, check out the manufacturer’s website. 
  9. Turn off your Wi-Fi and Bluetooth when not in use. Think of it as closing an otherwise open door. There are several attacks that a dedicated and well-equipped hacker can make on devices where Wi-Fi and Bluetooth are open and discoverable. Likewise, while not a hack, some retailers will track your location in a store using Bluetooth technology for marketing purposes—so switching it off can protect your privacy in some situations as well. You can easily turn off both from your settings and many phones let you do it from a pulldown menu on your home screen as well. 
  10. Steer clear of third-party app stores. Google Play and Apple’s App Store have measures in place to review and vet apps to help ensure that they are safe and secure. Third-party sites may not have that process in place. In fact, some third-party sites may intentionally host malicious apps as part of a broader scam. Granted, cybercriminals have found ways to work around Google and Apple’s review process, yet the chances of downloading a safe app from them are far greater than anywhere else. Furthermore, both Google and Apple are quick to remove malicious apps once discovered, making their stores that much safer. 

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McAfee Secure VPN: Now with WireGuard for Faster Speeds and Enhanced Stability

By Cagla Ruacan

McAfee’s Secure VPN now supports the WireGuard protocol, which gives you faster connection speeds plus enhanced stability and security.  

WireGuard is the latest standard in Virtual Private Network (VPN) technology, and we’re rolling it out across McAfee Secure VPN for Windows which is included in our comprehensive online protection plans. And just as before, it offers smart protection that can be set to automatically turn on when you need it, so you can stay more private and more secure online. 

If you’re new to using a VPN, let’s take a quick look at two of the big things a VPN can do for you. 

It makes you more secure. 

The bank-grade encryption used by a strong VPN shields your data and information while it’s in transit, which makes it difficult for hackers to spy on your connection. (Think of your data and information traveling through a tunnel that no one else can use or see into.) In that way, a VPN makes all kinds of online activities more secure—like banking, shopping, and checking up on your finances, even using your apps.  

It protects your privacy. 

By masking your whereabouts and your IP address, along with encryption that helps keep your activities private, a VPN reduces the personal information that others can collect and track. That includes internet service providers, social media companies, businesses, app developers, websites, and others who gather your data for marketing purposes or for resale to third parties. 

A faster and more stable VPN with WireGuard 

A quick word about what WireGuard is in slightly more detail. It’s a VPN protocol, which is a series of technical rules that govern how your device can securely reach the VPN servers, validate your access to the requests you make online, and encrypt your browsing traffic so that only you can see what you are doing over the internet. WireGuard is one of several protocols that we support, such as the OpenVPN and IKEv2 protocols. While WireGuard improves upon OpenVPN and IKEv2 in many ways, both are still secure and safe ways in which a VPN can connect. 

Now with the latest WireGuard standard in place, our VPN for Windows that comes with all our all-in-one plans offers faster speeds and improved stability compared to what previous standards offered. This gives you the security of a VPN with similar performance as if you were on a fully open connection—along with the added benefit of keeping your browsing and other activities private. 

Taken together, the improved speed and stability give privacy-conscious people a further reason to use a VPN more often than before. Because a VPN can minimize the exposure of data as it transmits to and from your devices, companies and data brokers can potentially learn far less about you, your shopping, your travels, your habits, and any other information that they could possibly collect and otherwise profit from. The more often you use a VPN, the less they can potentially gather. 

For more about VPNs and how ours can keep you more private and secure online, give us a visit here any time. 

 

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Credit Lock and Credit Freeze: Which Service Is Best for You? Both!

By Cagla Ruacan

Are you hoping to buy a house or apply for a car, personal, or business loan at some point? A great credit score helps to achieve all those things. You never know the twists and turns life might take you, so even if these financial milestones aren’t on your radar now, it’s nice to know that a great credit score will open many doors for you when you’re ready. The better your credit score, the more likely you are to get the loan you want at the best interest rate. People spend years (even decades!) working to improve their credit scores to unlock numerous opportunities. In the blink of an eye though, a credit fraudster can erase all that hard work and inflict long-term credit damage. It can cost huge sums to repair and take years to correct.  

Many people feel lost on how to prevent these problems or what to do if they suspect identity theft. Luckily, new McAfee services called credit lock and security freeze, which includes credit freeze, are great tools to add to your credit protection toolbelt. They’ll help protect your most personal information from thieves, and both services will help give you the peace of mind you need to confidently go about your day. 

Keep reading to learn more about McAfee’s credit lock and security freeze and find out how you can use them to help you from the negative consequences of identity theft.  

First, What Is Credit Fraud? 

Credit fraud is a type of identity theft where a criminal uses your information to borrow money, open a new credit or debit card, or uses your card to make purchases that they never intend to pay off. Then, when the loan defaults and the bills stack up, the victim is often left with their credit score in shambles. 

According to the FTC, credit fraud is the most common type of identity theft in 2020 and 2021, receiving nearly 18,000 reports from people saying that someone used their information to gain illegal access to their credit card accounts.1 

What Are McAfee Credit Lock and Security Freeze? 

To make sure we’re all on the same page, here are quick definitions of McAfee’s credit lock and security freeze services. 

  • Credit lock. A service that provides a very quick and easy way to lock your credit information with one of the major credit bureaus when your personal information is compromised and also can be used as a preventive measure. You can quickly turn the function on or off at will for TransUnion through the McAfee Protection Center. 
  • Security freeze. A service that provides guidance and the contact information to set up credit, bank, and utility freezes. A credit freeze can be set up with each of the three main credit bureaus, TransUnion, Equifax, and Experian. The credit freeze prevents most credit-related fraud by preventing companies from accessing your credit reports, a step that’s necessary to open a loan, credit card, and more in your name. A credit freeze requires more information than a credit lock to set up and usually takes 24 hours to apply or remove. 

A credit lock and a credit freeze both stop companies from accessing your credit information without your consent when an application for a loan or credit card is submitted. The main difference lies in their speed and credit bureau coverage. By toggling a switch in the McAfee Protection Center, turning on a credit lock is almost instantaneous. A credit freeze can take up to a day to enable or remove; however, it may offer stronger financial loss protection in most U.S. states if an unauthorized line of credit goes through while all three credit bureaus are frozen. Also, McAfee’s credit lock stops one credit bureau from accessing your account, while a credit freeze enables you to halt all three.   

Just make sure that you unlock and unfreeze your credit before you do the following: 

  • Apply for a loan 
  • Apply for a credit card 
  • Make a large purchase that requires financing, such as an expensive home appliance, car, or house 
  • Refinance your mortgage 

These are all situations where a bank or creditor will need to access your credit files. Luckily, with significant purchases and financing opportunities like these, you usually plan ahead, so you should have plenty to time to enable access to your credit. To unlock your credit, just click the credit lock toggle. To unlock a freeze, use the same provided links, sign into your account, and follow the instructions from there. 

To further help you decide which service may be best for your needs, here are the situations where credit lock and credit freeze would be most helpful. 

What Is Credit Lock Most Effective Against? 

McAfee credit lock lets you simply toggle on and off one credit bureau’s ability to access your credit report. Usually, filing a lock on your credit with a bureau requires filling out forms and remembering a PIN to apply or remove a lock. Not with McAfee’s credit lock! You can turn a lock on and off at will through the McAfee Protection Center. 

Convenience and blazing speed are ideal in situations where you’re worried that a criminal has your personal information and may use it to open accounts in your name that could then damage your well-earned great credit. Some people may choose to always have the credit lock enabled and only unlock it when they’re applying for a credit card or loan. That way, they can feel better about the safety of their credit score. 

What Is Credit Freeze Most Effective Against? 

Credit freeze provides protection and peace of mind just like credit lock; however it enables you to freeze your account at all three major credit bureaus. When creditors check your credit score, they could do so with any credit bureau. If you only freeze one bureau’s access to your information, that still leaves the other two to make inquiries, so it’s important to set up a freeze for each one to cover all your bases.  

As mentioned, a credit freeze is just one type of security freeze offered by McAfee. If you’re worried about an identity thief opening not just credit cards, but also utility and/or bank accounts in your name, McAfee’s utility freeze and bank freeze may be additional services for you. Security freeze helps stop unauthorized fraud attempts by giving you quick links and phone numbers. Having all these contact details in one place really speeds up the process and takes the guesswork out of if you’re contacting the correct offices. 

Preventing Identity Theft Is Key 

Dealing with identity theft or credit fraud is a scary and stressful situation. That’s why McAfee is here with tools that help you protect you. Credit lock and credit freeze may help you feel calmer in a situation of suspected or real identity theft and gives you peace of mind to help prevent credit fraud from happening in the first place. Speed is of the utmost importance when foiling a criminal, so both solutions are easy to use with intuitive design so you’re not wasting time trying to figure out how they work. Plus, neither will affect your credit score. They just stop creditors from looking at your credit files, while you continue to boost your credit with your smart habits. 

With both credit lock or credit freeze in your back pocket, you can feel more secure knowing you’re better protected from credit fraud. 

1Fortunly, “20 Worrying Identity Theft Statistics for 2022 

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Cryptohacking: Is Cryptocurrency Losing Its Credibility?

By Vishnu Varadaraj

In the fall of 2021, cryptocurrency value skyrocketed. Ethereum and Bitcoin had their highest values ever, causing a huge stir in interest in online currencies from experts, hobbyists and newbies alike … and in cybercriminals seeking huge paydays. Since then, cryptocurrency value has cooled, as has the public’s opinion about whether it’s worth the risk. Huge cryptohacking events dominate the headlines, leaving us to wonder: Is cryptocurrency losing its credibility? 

In this article, you’ll learn about recent unfortunate crypto hacks and a few cryptocurrency security tips to help you avoid a similar misfortune. 

Secure Your Crypto Wallet 

A crypto wallet is the software or the physical device that stores the public and private keys to your cryptocurrency. A public key is the string of letters and numbers that people swap with each other in crypto transactions. It’s ok to share a public key with someone you trust. Your private key, however, must remain private — think of it like the password that secures your online bank account. Just like your actual wallet, if it falls into the wrong hands, you can lose a lot of money.   

What happened in the Mars Stealer malware attack on crypto wallets? 

A malware called Mars Stealer infiltrated several crypto wallet browser extensions, including the popular MetaMask. The malware stole private keys and then erased its tracks to mask that it had ever gained entry to the wallet.1 

How can you ensure a secure wallet?  

One way to completely avoid a breach to your software crypto wallet is to opt for a hardware wallet. A hardware wallet is a physical device that can only be opened with a PIN. But there is some risk involved with a hardware wallet: if you drop it down the drain, all your crypto is gone. If you forget your wallet PIN, there is no customer service chatbot that can help you remember it. You are solely responsible for keeping track of it. For those who are confident in their hardware’s hiding spot and their personal organizational skills, they can benefit from its added security. 

For anyone less sure of their ability to keep track of a hardware wallet, a software wallet is a fine alternative, though always been on alert of software wallet hacks. Keep an eye on crypto news and be ready to secure your software at a moment’s notice. Measures include un-downloading browser extensions, changing passwords, or transferring your crypto assets to another software wallet. 

In the case of the Mars Stealer malware that affected MetaMask, being careful about visiting secure sites and only clicking on trustworthy links could’ve helped prevent it. Mars Stealer made its way onto people’s devices after they clicked on an infected link or visited a risky website. Stick to websites you know you can trust and consider springing for well-known streaming services and paying for software instead of torrenting from free sources. 

Only Trust Secure Bridges and Be Prepared to Act Quickly

Cryptocurrency enthusiasts often spread their crypto investments across various currency types and blockchain environments. Software known as a bridge can link numerous accounts and types, making it easier to send currency. 

What happened in the Horizon bridge hack?

The cross-chain bridge Horizon experienced was on its Harmony blockchain, where a hacker stole about $100 million in Ethereum and tokens. The hacker stole two private keys, with which they could then validate this huge transaction into their own wallet. To hopefully prevent this from happening in the future, Horizon now requires more than just two validators.2 

How can you avoid crumbling bridges? 

According to one report, in 2022, 69% of all cryptocurrency losses have occurred in bridge attacks.3 If you exchange cryptocurrencies with other users and have various accounts, it’s almost inevitable that you’ll use bridge software. To keep your assets safe, make sure to extensively research any bridge before trusting it. Take a look at their security protocols and how they’ve responded to past breaches, if applicable.  

In the case of Horizon, the stolen private keys were encrypted with a passphrase and with a key management service, which follows best practices. Make sure that you always defend your private keys and all your cryptocurrency-related accounts with multi-factor authentication. Even though it may not 100% protect your assets, it’ll foil a less persistent cybercriminal. 

Phishing attacks on bridge companies in conjunction with software hacks are also common. In this scenario, there’s unfortunately not much you can control. What you can control is how quickly and completely you respond to the cybercrime event. Remove the bridge software from your devices, transfer all your assets to a hardware wallet, and await further instructions from the bridge company on how to proceed. 

Never Trade Security for Convenience

Decentralized finance, or DeFi, is now one of the riskiest aspects of cryptocurrency. DeFi is a system without governing bodies. Some crypto traders like the anonymity and autonomy of being able to make transactions without a bank or institution tracking their assets. The drawback is that the code used in smart contracts isn’t bulletproof and has been at the center of several costly cybercrimes. Smart contracts are agreed upon by crypto buyers and sellers, and they contain code that programs crypto to perform certain financial transactions. 

What happened in recent smart contract hacks? 

Three multi-million-dollar heists – Wormhole, Beanstalk Farms and Ronin bridge – occurred in quick succession, and smart contracts were at the center of each.4 In the case of Wormhole, a cybercriminal minted 120,000 in one currency and then traded them for Ethereum without putting up the necessary collateral. In the end, the hacker cashed out with $320 million. Beanstalk Farms lost $182 million when a hacker discovered a loophole in the stablecoin’s flash loan smart contract. Axie Infinity’s Ronin bridge was hit for $625 million when a hacker took control over and signed five of the nine validator nodes through a smart contract hole.4 

How can you avoid smart contract failures  

To be safe, conduct all crypto transactions on well-known and trustworthy software, applications, bridges, and wallets that are backed by a governing body. What you lose in anonymity you gain in security by way of regulated protocols. Hackers are targeting smart contracts because they do not have to depend on large-scale phishing schemes to get the information they need. Instead, they can infiltrate the code themselves and steal assets from the smartest and most careful crypto users. Because there’s almost no way you can predict the next smart contract hack, the best path forward is to always remain on your toes and be ready to react should one occur. 

Enjoy Cryptocurrency but Keep Your Eyes Peeled

Don’t let these costly hacks be what stops you from exploring crypto! Crypto is great as a side hustle if you’re committed to security and are strategic in your investments. Make sure you follow the best practices outlined and arm all your devices (mobile included!) with top-notch security, such as antivirus software, a VPN, and a password manager, all of which are included in McAfee + 

Privacy, excellent security habits, and an eagle eye can help you enjoy the most out of cryptocurrency and sidestep its costly pitfalls. Now, go forth confidently and prosper in the crypto realm! 

 

1Cointelegraph, “Hodlers, beware! New malware targets MetaMask and 40 other crypto wallets 

2Halborn, “Explained: The Harmony Horizon Bridge Hack 

3Chainalysis, “Vulnerabilities in Cross-chain Bridge Protocols Emerge as Top Security Risk 

4Protocol, “Crypto is crumbling, and DeFi hacks are getting worse 

5Cointelegraph, “Beanstalk Farms loses $182M in DeFi governance exploit 

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Steer Clear of the “Pay Yourself Scam” That’s Targeting Online Bank Accounts

By Cagla Ruacan

An old banking scam has a new look. And it’s making the rounds again. 

Recently Bank of America alerted its customers of the “Pay Yourself Scam,” where scammers use phony fraud alerts and trick their victims into giving them access to their online banking accounts. It’s a form of phishing attack, and according to Bank of America it goes something like this: 

  • You receive a text message that looks like a fraud alert from your bank about unusual activity. The text may look something like: “Did you make a purchase of $100.00 at ABC merchant?” 
  • If you respond to the text, you have now engaged the scammer and will receive a call from a number that appears to be from a bank. 
  • They’ll appear to be a representative from a bank and will offer to help stop the alleged fraud by asking you to send money to yourself with an online payment app. 
  • The scammer will ask you for a one-time code you just received from a bank. 
  • If you give them the code, they will use it to enroll their bank account details with an online payment service using your email address or phone number. 
  • The scammer can now receive your money into their account. 

The good news is that you can avoid this attack rather easily. If you receive a text or call about a possible fraud alert, don’t respond. (Scammers can easily “spoof” or fake caller ID information nowadays. So even if it appears that the number looks legitimate, it may not be after all.) Instead, contact your bank directly using the contact information on your debit or credit card. This way, you’ll know you’re speaking with the proper representatives about the matter. 

Other ways you can avoid online banking scams 

Of course, this scam isn’t the only scam making the rounds these days. Whether it’s with some form of phishing attack, stealing passwords on public Wi-Fi, or malware that spies on your keystrokes, scammers use plenty of tricks to crack into online bank accounts. Yet with a few precautions and a sharp eye, you have several ways you can protect yourself. 

Use comprehensive online protection software 

Online protection software today goes far beyond antivirus. It can protect your privacy, identity, and your online accounts as well. McAfee+ Ultimate provides our most comprehensive coverage with features that monitor the dark web and sketchy data broker sites for your personal information, identity theft and ransomware protection, and identity restoration services should the unexpected happen—all along with our award-winning antivirus protection. In all, it protects you, not just your devices. Together, it offers your strongest line of defense in the face of hackers, scammers, and thieves. 

Scrutinize any messages claiming to be your bank 

Legitimate banks will never pressure, harass, or cajole you into action. If you get a message that strikes an aggressive tone, assume it’s fraudulent. Other things legitimate banks will never do include:  

  • Banks or other financial institutions don’t call for your PIN or checking account number. Never provide this over the phone. Call your bank directly using the phone number on your debit or credit card or bank statement if you want to confirm.  
  • Your bank has no reason to email you for account information it already has. If you receive an email asking you to click a link or provide account information, assume it’s fraudulent. Don’t click any links and mark the email as spam.  
  • If a message appears to be from your bank asking you to sign in or enter your PIN, it’s a scam. Banks never ask customers for this information by text.  
  • A common theme in phishing emails is the urgent call to action. Cybercriminals want to scare you into acting immediately without thinking. The email says there was suspicious activity on your account, and you should log in immediately to avoid having it frozen or closed. No legitimate business would close a customer’s account without giving reasonable notice. Contact your bank through your normal channels to check your balance and account activity if you aren’t sure.  
  • Misspelled words and grammatical errors are another red flag. Major corporations have professional editors to make sure the content is correct.  

Use your bank’s official website or app 

Earlier, I mentioned contacting your bank directly to ensure you’re speaking to a proper representative. Another way you can go directly to the source is to use your bank’s website or app to check up on your accounts. Once again, don’t click any links in a text or email. Just go to your bank’s website or app to check your account. You can make sure you have your bank’s official app by visiting the Google Play or Apple’s App Store and looking at the information section to ensure that it was indeed developed by your bank—not a copycat. 

Use strong, passwords and a password manager to stay on top of them all 

Strong and unique passwords for each of your online accounts can help keep hackers at bay. With data breaches occurring so often, updating them regularly is important too. Yet with all the accounts we keep, that can mean a lot of work. However, a password manager can create those passwords for you and safely store them as well. Comprehensive security software will include one. 

Use two-factor authentication on your accounts  

Two-factor authentication is an extra layer of defense on top of your username and password. It adds in the use of a special one-time-use code to access your account, usually sent to you via email or to your phone by text or a phone call. In all, it combines something you know, like your password, with something you have, like your smartphone. Together, that makes it tougher for a crook to hack your account. If any of your accounts support two-factor authentication, the few extra seconds it takes to set up is more than worth the big boost in protection you’ll get.  

Don’t access your online banking account via public Wi-Fi 

When you log onto public Wi-Fi, potentially anyone can see your internet activity—and that includes things like entering your username and password. For that reason, only log into your bank account with public Wi-Fi if you’re using a virtual private network (VPN).  McAfee Secure VPN protects your privacy by turning on automatically for unsecured networks. Your data is encrypted so it can’t be read by prying eyes. The VPN also keeps your online activity and physical location private and secure from advertisers.  

Check your bank statements regularly 

Keeping an eye on your bills and statements as they come in can help you spot unusual activity on your accounts. A credit monitoring service can do that one better by keeping daily tabs on changes to your credit report. While you can do this manually, there are limitations. First, it involves logging into each bureau and doing some digging of your own. Second, there are limitations as to how many free credit reports you can pull each year. A service does that for you and without impacting your credit score. 

Depending on your location and plan, McAfee’s credit monitoring allows you to look after your credit score and the accounts within it to see fluctuations and help you identify unusual activity, all in one place, checking daily for signs of identity theft. 

Prevention and vigilance are your best defense from online banking scams  

When a fraud notification pops up on your phone, you can almost feel your stomach drop. Hackers and scammers play off that fear. They use it to get you to act—and to act quickly. Taking a moment to scrutinize these messages and following up directly with your bank can help you steer clear of their tricks. Likewise, putting up a strong defense with comprehensive online protection software can make you safer still. In the meantime, keep your eyes open for this “Pay Yourself Scam” and other scams like it. It’s certainly not the first of its kind, and it won’t be the last. 

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What You Do Now To Protect Your Child From Cyberbullying

By Alex Merton-McCann

I can’t tell you how many times over my 25 years of parenting that I’ve just wanted to wrap my boys in cotton wool and protect them from all the tricky stuff that life can throw our way. But unfortunately, that’s never been an option. Whether it’s been friendship issues in the playground, dramas on a messaging app or dealing with broken hearts, it can be really hard watching your kids experience hardship. 

Get Ahead Of The Problem! 

But one thing I have learnt from years of mothering is that if you spend some time getting ahead of a potentially challenging situation then you’ve got a much better chance of minimising it. Or better still preventing it – and this absolutely applies to cyberbullying. 

Is Cyberbullying A Big Problem for Aussie Kids? 

In early 2022, McAfee interviewed over 15,000 parents and 12,000 children worldwide with the goal of finding out how families both connect and protect themselves online. And what they found was astounding: Aussie kids reported the 2nd highest rate of cyberbullying (24%) out of the 10 countries surveyed. American children reported the highest rate. The average for all countries was 17%. Check out my post here with all the details.  

So, to dig deeper into this issue of cyberbullying, McAfee commissioned additional research in August this year to better understand what cyberbullying looks like, where it happens and who the perpetrators are. And the biggest takeaways for Aussie kids: 

  • Name calling is the most common form of cyberbullying 
  • Most cyberbullying happens on social media 
  • Aussie kids have the highest rate of cyberbullying on Snapchat 
  • 56% of Aussie kids know the perpetrator 

You can check out my post here with all the details.  

How To Avoid Your Kids Becoming a Statistic 

So, if you need to grab a cuppa and digest all this, I don’t blame you! It’s a lot. But, as mentioned before, I honestly believe that if we get ahead of the challenges, we have a greater chance of minimising the fall out. So, without further ado – here is my advice on what you can do NOW to minimise the chance of your kids being involved in cyberbullying – either as the victim or the perpetrator. 

1. Talk About Online Respect and Kindness As Soon As They Start Using Devices 

As soon as your kids move on from just watching movies and playing games on their devices, you need to talk about the importance of ‘being nice’ online. A more natural way around this is to extend your parenting advice to include the online world too. For example:  

  • ‘Remember how important it is to be kind to everyone when you are in the playground at kindy – as well as when you are online.’  
  • ‘Always say please and thank you – to your friends in-person and online too.’ 

And don’t forget the importance of role-modelling this too! 

2. Check Your Family Communication Culture 

One of the best things you can do is to create a family culture where honest and genuine two-way communication is a feature of family life. If your kids know they can confide in you, that nothing is off-limits and that you won’t overreact – then they are more likely to open-up about a problem before it becomes overwhelming and ‘unsolvable’. 

3. Understand Your Child’s World 

Parents who have a comprehensive understanding of their child’s life will be better able to detect when things aren’t going well. Knowing who your kid’s friends are, who they ‘sit with’ at lunchtime, their favourite music and their boyfriend or girlfriend needs to be a big priority. I also encourage parents to establish relationships with teachers or mentors at school so they can keep their ‘ear to the ground’. When a child’s behaviour and interests change, it can often mean that all isn’t well and that some detective work is required! 

4. Ensure Your Kids Understand What Bullying Is 

Cyberbullying can have a variety of definitions which can often cause confusion. In McAfee’s research, they used the definition by StopBullying.Gov: 

Cyberbullying is bullying that takes place over digital devices like cell phones, computers, and tablets. Cyberbullying can occur through SMS, Text, and apps, or online in social media, forums, or gaming where people can view, participate in, or share content. Cyberbullying includes sending, posting, or sharing negative, harmful, false, or mean content about someone else. It can include sharing personal or private information about someone else causing embarrassment or humiliation. Some cyberbullying crosses the line into unlawful or criminal behaviour.  

McAfee’s definition was then expanded to include specific acts of cyberbullying, such as: 

  • flaming – online arguments that can include personal attacks 
  • outing – disclosing someone’s sexual orientation without their consent  
  • trolling – intentionally trying to instigate a conflict through antagonistic messages 
  • doxing – publishing private or identifying information without someone’s consent  

Along with other acts, including:  

  • name calling  
  • spreading false rumours  
  • sending explicit images or messages  
  • cyberstalking, harassment, and physical threats  
  • exclusion from group chats and conversation 

Now, I appreciate that reading your children several minutes of definitions may not be very helpful. So, instead, keep it simple and amend the above to make it age appropriate for your kids. You may choose to say that it is when someone is being mean online, if your kids are very young. But if you have tweens in the house then I think more details would be important. The goal here is for them to understand at what point they shouldn’t accept bad behaviour online.  

5. Give Them An Action Plan For When They Experience Bad Behaviour Online  

As soon as your kids are actively engaged with others online, they need to have an action plan in case things go awry – probably around 6-7 years of age. In fact, I consider this to be a golden time in parenting – a time when your kids are receptive to your advice and often keen to please. So, this is when you need to help them establish good practices and habits that will hold them in good stead. This is what I would instil: 

  • If someone makes you feel upset when you are online, you need to tell a trusted adult 
  • Save a copy of the interaction, perhaps take a screenshot. Ensure they know how to do this. 
  • Block the sender or delete them from your contacts. 
  • Report the behaviour to the school, the police or the eSafety Commissioner’s Office, if necessary 

Now, of course not all bad behaviour online will be defined as cyberbullying – remember we all see the world through different lenses. However, what’s important here is that your kids ask for help when they experience something that makes them feel uncomfortable. And while we all hope that it is unlikely that you will need to escalate any interactions to the police or the eSafety Commissioner, knowing what the course of action is in case things get out of hand is essential.  

6. Make Empathy A Priority  

There is so much research on the connection between the lack of empathy and bullying behaviours. In her book Unselfie, Parenting expert Michelle Borba explains that we are in the midst of an ‘empathy crisis’ which is contributing to bullying behaviour. She believes teens today are far less empathetic than they were 30 years ago. Teaching your kids to ‘walk in someone’s else’s shoes’, consider how others feel and have a focus on compassion will go a long way to developing an empathetic lens. You can read more about helping develop empathy in your child here.  

There is no doubt that cyberbullying is one of the biggest parenting challenges of our generation and, unfortunately, it isn’t going to disappear anytime soon. So, get ahead of the problem – teach your kids about kindness from a young age, create an open family communication culture, make empathy a priority in your family and give them an action plan in case things get tricky online. But most importantly, always listen to your gut. If you think things aren’t right with your kids – if they don’t want to go to school, seem emotional after using their devices or their behaviour suddenly changes, then do some digging. My gut has never let me down!     

Take care 

Alex  

The post What You Do Now To Protect Your Child From Cyberbullying appeared first on McAfee Blog.

Deadly Digital Dares: The Blackout Challenge on TikTok

By Toni Birdsong

The social network TikTok is chockfull of interesting, fun, laugh-out-loud videos shared by creators worldwide. Kids, as well as parents, can easily spend hours glued to the platform. But as with most popular platforms, the fun can eventually turn dark, even deadly, when viral challenges make their rounds.  

The latest viral challenge, the “blackout challenge,” first became popular online in 2008 and made its unfortunate comeback in 2021. Before this second round, the CDC attributed nearly 80 deaths to the dangerous online game. In the past month, authorities are attributing the tragic, high-profile deaths of Archie Battersbee, 12, and Leon Brown, 14 to the challenge. 

What is it? 

The blackout challenge is a choking game that involves intentionally trying to choke oneself or another to obtain a brief euphoric state or “high.” Death or serious injury can result if strangulation is prolonged. Those doing the challenge do it privately or broadcast their attempt to friends or followers. The CDC also found that most deaths occurred when a child engaged in the choking game alone and that most parents were unaware of the game before their child’s death.

What’s the appeal? 

It’s easy to look at a challenge like this and dismiss it thinking your child would never be involved in such a dangerous game. However, in a recent post from HealthyChildren.org on why kids participate in online dares, pediatricians point to the reality that the teen brain is still developing. The part of the brain that processes rational thought, the prefrontal cortex, is not fully developed until a person’s mid-20s. This physiological reality means teens are naturally impulsive and can do things without stopping to consider the consequences.  

Another lure that entices teens is that social media’s fast-moving, impulsive environment rewards outrageous behavior—the more outrageous the content, the bigger the bragging rights. The fear of losing out (FOMO is natural for teens. 

Signs to look for 

According to the CDC, signs that a child may be engaging in the blackout challenge include: 

  • They may talk about the game or use alternate terms such as “pass–out
    game” “choking game,” or “space monkey.” 
  • They may have bloodshot eyes 
  • You may see marks on their neck 
  • They might have severe headaches 
  • They could show signs of disorientation after spending time alone 
  • You might notice the presence of ropes, scarves, or belts tied to furniture or doorknobs 
  • They may have unexplained items like dog leashes, choke collars, or bungee cords in their room. 

5 talking points for families

  1. Dig in and discuss hard stuff. Set time aside to talk about the viral challenges your child may or may not notice online. Discuss the dangers, the physiology of being impulsive, and how social network communities inherently reward reckless behavior with likes and shares.  
  2. Make the consequences personal. Do your homework. Pull up the relevant headlines and discuss the implications of the blackout challenge (and others), such as lack of oxygen to the brain, seizures, long-term complications, and death.  
  3. Talk about digital peer pressure. Coach your kids through the dangers they encounter online they may take for granted. Ask them how they feel when they see someone doing dangerous things online and ways to avoid or discourage it. Are your kids rallying around the challenges or sharing the content? Do they try to be funny to get attention online?  
  4. Establish ground rules. As tragic as these challenges are, they allow parents to pause and refresh family ground rules for online behavior and media use. Your kids have changed over time, as have their online communities, and interests. Design ground rules and media use expectations to help shape a safe, balanced digital life that reflects their current online activity. 
  5. Add extra protection. We add security systems to our homes for additional protection from outside threats, so too, it’s wise to add security to our family devices to encourage content filtering, monitoring, and time limits.  

Viral challenges will continue to emerge and shock us. There’s no way to anticipate them or control them. However, staying informed about dangerous online trends and keeping the lines of communication with your child open and honest is a big step toward equipping them to live a safe, balanced digital life.  

The post Deadly Digital Dares: The Blackout Challenge on TikTok appeared first on McAfee Blog.

The Feeling of Safety with McAfee+

By Cagla Ruacan

Safety has a feeling all its own, and that’s what’s at the heart of McAfee+. 

We created McAfee+ so people can not only be safe but feel safe online, particularly in a time when there’s so much concern about identity theft and invasion of our online privacy.   

And those concerns have merit. Last year, reported cases of identity theft and fraud in the U.S. shot up to 5.7 million, to the tune of $5.8 billion in losses, a 70% increase over the year prior. Meanwhile, online data brokers continue to buy and sell highly detailed personal profiles with the data cobbled together from websites, apps, smartphones, connected appliances, and more, all as part of a global data-gathering economy estimated at well over $200 billion a year. 

Yet despite growing awareness of the ways personal information is collected, bought, sold, and even stolen, it remains a somewhat invisible problem. You simply don’t see it as it happens, let alone know who’s collecting what information about you and toward what ends—whether legal, illegal, or somewhere in between. A recent study we conducted showed that 74% of consumers are concerned about keeping their personal information private online. Yet, most of us have found out the hard way (when we search for our name on the internet) that there is a lot of information about us that has been made public. It is our belief that every individual should have the right to be private, yet we know too many individuals don’t know where to begin. It is this very worry that made us focus our new product line on empowering our users to take charge of their privacy and identity online. 

McAfee+ gives you that control. 

Now available in the U.S., McAfee+ provides all-in-one online protection for your identity, privacy, and security. With McAfee+, you’ll feel safer online because you’ll have the tools, guidance and support to take the steps to be safer online. Here’s how: 

  • You’ll see where your personal information appears in risky locations online, such as people search and data broker sites that sell this information to advertisers, in addition to hackers, spammers, and thieves. Then McAfee+ helps you remove it (or depending on the plan we do it for you). We call this Personal Data Cleanup. 

  • It protects you by scanning the dark web for places where your personal information may appear. This way you can keep an eye on your email addresses, social security number, credit card numbers, and more on the dark web—and receive notifications an average of 10 months sooner than similar services if your info is found in a data breach. This gives you ample time to change your passwords before hackers try to access your account. Depending on your plan, McAfee+ offers you $1M identity theft coverage and credit monitoring services as well for additional peace of mind. 
  • You’ll also see how safe you are with our industry-first Protection Score. It checks the health of your online protection and shows you ways you can improve your score so you’re safer still. 

  • And as always, it all includes McAfee’s award-winning antivirus and device security solution.  

You can see the entire range of features that cover your identity, privacy, and security with a visit to our McAfee+ page 

McAfee+ Ultimate offers our most thorough protection, with which you can lock your credit with a click or put a comprehensive security freeze in place, both to thwart potential identity theft. You can keep tabs on your credit with daily credit monitoring and get an alert when there’s credit activity to spot any irregularities quickly.  

You’ll also feel like someone has your back. Even with the most thorough measures in place, identity theft and ransomware attacks can still strike, which can throw your personal and financial life into a tailspin. What do you do? Where do you start? Here, we have you covered. We offer two kinds of coverage that can help you recover your time, money, and good name:  

  • $1 million in identity theft coverage and with the assistance of professional identity restoration specialists who can take steps to repair your identity and credit. 
  • $25,000 in ransomware coverage, which likewise comes with expert support that can help you determine the severity of a ransomware attack, learn what immediate steps you can take, and determine if a ransom should be paid or if alternative options exist. 

Starting today, customers in the U.S. can purchase McAfee+ online at McAfee.com in Premium, Advanced, and Ultimate plans, in addition to individual and family subscriptions. McAfee+ will also be available online in the U.K., Canada, and Australia in the coming weeks with additional regions coming in the months ahead (features may vary by region). 

We are very excited about bringing these new protections to you and we hope you will be too.  

The post The Feeling of Safety with McAfee+ appeared first on McAfee Blog.

5 Things About Doxing You Should Know

By Vishnu Varadaraj

Have you ever said something you wish you could take back? Maybe it was a comment muttered in the heat of the moment that hurt someone’s feelings. Or maybe you just had a night out full of silly antics that you wouldn’t want your boss or grandma to see.  

These are completely normal occurrences that happen all the time. We’re human! We make mistakes and letting loose every now and again is good for us. When these scenarios happen in person, we’re able to apologize or explain ourselves; however, the social media age complicates things. High-def cameras and video recorders are in everyone’s pocket, meaning that in-person slip-ups or lapses in judgement can come back to haunt you in a cyberscheme known as doxing. 

Doxing can be harmful to one’s reputation and can cost someone their job, their friends, or their privacy. Here are five things you should know about doxing, plus some tips on how to prevent it from happening to you. 

1. Doxing Defined

The term doxing originated from the phrase “dropping documents/docs.” It refers to a situation where an enemy or a rival seeks to tarnish the reputation of someone else by releasing documents (aka dropping docs) about them. These documents often contain personally identifiable information (PII) –  like full names, birthdates, addresses, employment details, financial information, phone numbers, email addresses – and private correspondences or embarrassing videos or photos. The doxer – or the person dropping the documents – will publish these private details online, whether that’s on a forum, on social media, or a blog. 

Doxing is considered cyberbullying because it is a form of online harassment. The doxer often does so with the intent of drumming up widespread hate about the victim and having the release of these private details negatively affect the victim’s life, such as getting them fired from their job or breaking up a relationship. 

2. Doxing Can Happen to Anyone

Doxing happens most frequently to public figures, such as celebrities, politicians, streamers, and journalists. It is also a prevalent practice in the hacking community, where hackers reveal the identities of the real people behind forum usernames. However, anyone is susceptible to having their PII or sensitive photos or videos widely released on the internet for the sake of reputation sabotage. All it takes is for one scorned partner, a disgruntled coworker, or a disagreement to set a doxer on a warpath.  

3. Doxing Isn’t Always Illegal

When the saboteur doesn’t have to dig into your past via the dark web or through hacking a personal device, doxing isn’t illegal. It’s malicious and can be emotionally damaging, but there is no law stopping a doxer from publishing the private details of someone else. Doxing crosses the line into a crime when it is accompanied by threats.  

So, if a doxer didn’t hack a personal device or buy the PII off the dark web, where did they find these details? Oftentimes, people incriminate themselves with their social media footprint. What seems like ancient history in your social media timeline is again front and center after just a few minutes of scrolling. 

4. Ways to Prevent Doxing From Happening to You

Check out these tips that can lessen the chances of doxing happening to you: 

  • Don’t goad people online. Doxing can happen to anyone. Sometimes the doxer is someone you know in real life, but other times it’s a stranger with whom you may or may not have crossed paths with online. One great rule of thumb is to not make enemies online. For example, if you disagree with someone online, be as respectful and polite to them as you would be if you were talking face to face. 
  • Don’t overshare. Remember, you can’t take back what you post online! Think long and hard before you hit publish on any social media post or comment. Never post online when you’re angry. You’ll likely say something that you’ll regret later.  
  • Delete old accounts. Periodically taking stock of all your online accounts and deactivating the ones you no longer use limits the number of opportunities a doxer has to lift your PII, such as your address, banking details, or contact information. Not every site prioritizes security as much as we’d all hope, so it’s best to create online accounts with trustworthy organizations. To track down all your accounts, especially the ones you haven’t used in a while, one technique is to go through your email and make note of all the sites from which you receive notifications. This will provide you with a robust list of companies that have your information. This might be tedious, so don’t be hard on yourself if you don’t find them all. Consider splitting up the work over a few weeks to make it less of a chore. 
  • Use one-time credit cards. One pro tip that may help you protect your information online is to use safe cards, or one-time credit cards. When you use a safe card, you don’t have to provide any identifying information when you make a purchase. Again, the aim here is to limit how many sites have access to your PII. 

5. Services That Can Give You Peace of Mind

In addition to the above tips, McAfee can help you fill in the gaps in your defense. McAfee Total Protection is an all-in-one privacy and identity protection service that includes all the tools you need to secure your PII and help you recover if identity theft occurs after a doxing incident. Personal Data Cleanup scans 40 risky data broker sites for your information. If you appear on any of those sites, McAfee will help you remove it to keep your PII out of a doxer’s hands. 

The post 5 Things About Doxing You Should Know appeared first on McAfee Blog.

What Is Synthetic Identity Theft?

By McAfee

It’s too bad cybercriminals don’t funnel their creativity into productive pursuits because they’re constantly coming up with nefarious new ways to eke out money and information from unsuspecting people. One of their newest schemes is called synthetic identity theft, a type of identity theft that can happen to anyone. Luckily, there are ways to lower the chance of it happening to you. And if it does happen to you, there are a few preventive measures you can take. Plus when you’re able to identify the early signs, you can minimize its damage to your finances and your credit. 

Here’s everything you need to know about synthetic identity theft in order to keep your and your family’s information safe. 

What Is Synthetic Identity Theft? 

Synthetic identity theft occurs when a cybercriminal steals a real Social Security Number (SSN) but fabricates the rest of the details that are associated with that SSN, such as the full name and birthdate. With this valid SSN, they’re able to create an entirely new identity and use it to take out loans, apply for credit cards, or even purchase a house.  

This form of identity theft is more difficult than traditional identity theft to detect. When a criminal steals someone’s entire identity – their name, birthdate, address, and SSN – there are more flags that could raise the alarm that something is amiss. Additionally, in some cases of synthetic identity theft, cybercriminals play the long game, meaning that they build up excellent credit with their new fake identity for months or even years. Then, once they’ve squeezed as much as they can from that great credit, they rack up huge charges against that credit and flee. It is only then when creditors demand payment that the rightful owner of the SSN finds out their identity was compromised.  

Synthetic identity theft can severely damage the credit or finances of the person to whom the SSN truly belongs. It most often occurs to people who don’t closely monitor their credit, such as children, people in jail, or the elderly, but it can happen to anyone. 

Signs Your Identity May Be Stolen 

The signs of synthetic identity theft are a bit different than the signs of regular identity theft. In traditional identity theft, you may receive bills to your address either with someone else’s name on them or for organizations with which you don’t have an account. However, in the case of synthetic identity theft, since the thief makes up an entirely new name and address, you’re unlikely to accidentally get their mail. 

The major red flag is if your credit score is drastically lower (or higher) than you remember it being. Did you know that you can request one free credit report per year from each major credit bureau? Get in the habit of ordering reports regularly to keep tabs on your credit and confirm that there are no new accounts that you didn’t create. 

How to Protect Your Identity 

Check out these tips on how to protect your identity online to hopefully prevent it from ever happening to you: 

  • Never share your SSN. There is a very short list of organizations who require your SSN: the IRS, your bank, the Registry of Motor Vehicles, and your work’s payroll department. If anyone else requests your SSN, it’s not rude to inquire why they need it. In cases where you do have to share your SSN, never do so over electronic correspondences. Either visit the organization in person or call them in a private location that is clear of eavesdroppers. 
  • Set up credit locks. If you aren’t planning to file for a credit card or take out a loan anytime soon, consider locking your credit. This is a process where you reach out to the major credit bureaus and notify them to deny any new claims or requests made against your name or SSN. Locking your credit is a great preventive measure that can guard against many criminal scenarios. 
  • Keep an eye on the news. Cybersecurity breaches of major companies occur with more frequency than we’d all like to see. One way to protect your identity is to watch the headlines to keep tabs on recent breaches. If a company with which you have an account is affected, take action immediately. This includes changing your password to your account and diligently tracking your bank statements for any signs that you may have been affected. 

Identity Protection Provides Security, Peace of Mind 

McAfee Identity Protection is a comprehensive identity monitoring service that protects your identity and privacy from the fastest-growing financial crimes in America. McAfee can scan risky websites to see if your information was leaked in a recent breach. Additionally, with the new security freeze feature, you can deny access to your credit report, which stops fraudsters from opening new credit cards or bank or utility accounts in your name. Finally, if the worst does happen, McAfee Identity Protection offers up to $1 million in identity theft coverage and restoration. 

If you don’t do so already, commit to a routine of monitoring your credit and financial accounts. It only takes a few minutes every month. To fill in the gaps, trust McAfee! 

The post What Is Synthetic Identity Theft? appeared first on McAfee Blog.

Aussies Fear Snakes, Spiders and Getting Hacked

By Alex Merton-McCann

Fears and phobias. We all have them. But what are your biggest ones? I absolutely detest snakes but spiders don’t worry me at all. Well, new research by McAfee shows that cybercriminals and the fear of being hacked are now the 5th greatest fear among Aussies.

With news of data breaches and hacking crusades filling our news feed on a regular basis, many of us are becoming more aware and concerned about the threats we face in our increasingly digital world. And McAfee’s latest confirms this with hackers making their way into Australia’s Top 10 Fears.

According to research conducted by McAfee, snakes are the top phobia for Aussies followed by spiders, heights and sharks. Cybercriminals and the fear of being hacked come in in 5th place beating the dentist, bees, ghosts, aeroplane travel and clowns!

Aussie Top 10 Fears and Phobias

  1. Snakes
  2. Spiders
  3. Heights
  4. Sharks
  5. Hackers/Cybercriminals
  6. The dentist
  7. Bees or wasps
  8. Ghosts
  9. Aeroplane travel
  10. Clowns

Why Do We Have Phobias?

Fears and phobias develop when we perceive that we are at risk of pain, or worse, still, death. And while almost a third of respondents nominated snakes as their number one fear, there is less than one-in-fifty thousand chance of being bitten badly enough by a snake to warrant going to hospital in Australia, according to research from the Internal Medicine Journal.

In contrast, McAfee’s analysis of more than 108 billion potential online threats between October and December, identified 202 million of these threats as genuine risks. With a global population of 7.5 billion, that means there is approximately a one in 37 chance of being targeted by cybercrime. Now while this is not a life-threatening situation, these statistics show that chance of us being affected by an online threat is very real.

What Are Our Biggest Cyber Fears?

According to the research, 82% of Aussies believe that being hacked is a growing or high concern. And when you look at the sheer number of reported data breaches so far this year, these statistics make complete sense. Data breaches have affected Bunnings staff, Federal Parliament staff, Marriott guests, Victorian Government staff, QLD Fisheries members, Skoolbag app users and Big W customers plus many more.

Almost 1 in 5 (19%) of those interviewed said their top fear at work is doing something that will result in a data security breach, they will leak sensitive information or infect their corporate IT systems.

The fear that we are in the midst of a cyberwar is another big concern for many Aussies. Cyberwar can be explained as a computer or network-based conflict where parties try to disrupt or take ownership of the activities of other parties, often for strategic, military or cyberespionage purposes. 55% of Aussies believe that a cyberwar is happening right now but we just don’t know about it. And a fifth believe cyber warfare is the biggest threat to our nation.

What Can We Do to Address Our Fear of Being Hacked?

Being proactive about protecting your online life is the absolute best way of reducing the chances of being hacked or being affected by a data breach. Here are my top tips on what you can now to protect yourself:

  1. Be Savvy with Your Passwords

Using a password manager to create unique and complex passwords for each of your online accounts will definitely improve your online safety. If each on your online accounts has a unique password and you are involved in a breach, the hacker won’t be able to use the stolen password details to log into any of your other accounts.

  1. Stop AutoFill on Chrome

Storing your financial data within your browser and being able to populate online forms quickly within seconds makes the autofill function very attractive however it is risky. Autofill will automatically fill out all forms on a page regardless of whether you can see all the boxes. You may just think you are automatically entering your email address into an online form however a savvy hacker could easily design an online form with hidden boxes designed to capture your financial information. So remove all your financial information from Autofill. I know this means you will have to manually enter information each time you purchase but your personal data will be better protected.

  1. Think Before You Click

One of the easiest ways for a cybercriminal to compromise their victim is by using phishing emails to lure consumers into clicking links for products or services that could lead to malware, or a phoney website designed to steal personal information. If the deal seems too good to be true, or the email was not expected, always check directly with the source.

  1. Stay Protected While You Browse

It’s important to put the right security solutions in place in order to surf the web safely. Add an extra layer of security to your browser with McAfee WebAdvisor.

  1. Always Connect with Caution

I know public Wi-Fi might seem like a good idea, but if consumers are not careful, they could be unknowingly exposing personal information or credit card details to cybercriminals who are snooping on the network. If you are a regular Wi-Fi user, I recommend investing in a virtual private network or (VPN) such as McAfee Secure VPN which will ensure your connection is completely secure and that your data remains safe.

While it is tempting, putting our head in the sand and pretending hackers and cybercrime don’t exist puts ourselves and our families at even more risk! Facing our fears and making an action plan is the best way of reducing our worry and stress. So, please commit to being proactive about your family’s online security. Draw up a list of what you can do today to protect your tribe. And if you want to receive regular updates about additional ways you can keep your family safe online, check out my blog.

‘till next time.

Alex x

The post Aussies Fear Snakes, Spiders and Getting Hacked appeared first on McAfee Blog.

Here’s How to Steer Clear of Bot Accounts on Social Media

By McAfee

“Congratulations, you’re a winner!” 

“Did you know this public figure is trying to make your life worse? Click here for what they don’t want you to know.” 

“Save thousands today with just one click!” 

Spam and bot accounts on social media are everywhere. You’ve likely encountered messages like these that attempt to get you to click on links or to stir your emotions in a frenzy. While bot accounts are usually more of an annoyance than anything, when they’re allowed to run rampant, they can quickly become dangerous to your personally identifiable information (PII) and create an emotionally charged mob mentality. 

Here’s what you should know about bot accounts, including how to steer clear of menacing ones, plus a reminder to watch what you share on (and with) social media sites. 

What Are Bot Accounts? 

Bot accounts are software-automated accounts that try to blend in and act like a real user. They post updates and follow other users, though there isn’t a real person behind the account. A spam account is a type of bot account that attempts to gain financially from its automated posts. Everyday people should be wary of social media bot accounts because they can be used to disseminate false information or phishing scams.  

One whistleblower of a social media giant recently divulged that the platform isn’t prioritizing deactivating bot accounts.1 This apathy sparks concerns about the company’s commitment to the security of its users. In the whistleblower’s same report, he stated that the social media site isn’t taking the necessary steps to protect itself from potential inside threats and it had fallen victim to at least 20 breaches in 2020 without reporting the incidents to the proper authorities. 

How to Spot and Steer Clear of Bot Accounts 

Some bot accounts aren’t malicious (merely an annoying tactic by companies to spread the word about their business), but it’s best to give all of them a wide berth and never click on any links in their posts. Those links could direct to unsecured outside sites laden with malware or drop you in the middle of a phishing scheme. 

You can often spot a malicious bot account by the tone of its messages. They’ll often try to inspire intense emotions, such as excitement, sadness, or rage, and attempt to get users to act or share the post. Do not engage with them, not even to argue their points. When you engage or share these posts with your network, it spreads false information and could dangerously manipulate public opinion.2 

3 Tips to Enjoy Social Media Safely 

Here are a few ways you can take your cybersecurity into your own hands when you can’t be sure that social media sites are looking out for the safety of users’ information: 

  1. Don’t overshare. We all have an oversharer amongst our friends whose constant life updates rule our newsfeeds. Oversharing personal details and events can be more than annoying though. They can also put the oversharer’s PII at risk. Social engineering is a tactic where cybercriminals learn enough about you online to either impersonate you or personalize phishing attacks to your passions to capitalize upon your emotions. To combat social engineering, you may want to set your account to private so strangers can’t lurk and glean valuable personal details. Also, deny follower or friend requests from people you don’t know in real life. It could be a bot account in disguise. Another option: don’t overshare! Keep some mystery about your life and save them for in-person gatherings.
  2. Don’t divulge non-essential personal details with social media sites. When you set up a social media profile, the site usually requests several crucial pieces of PII, but they aren’t marked as required fields. These details include your full birthday (including the year), your full name, and your hometown. Consider only sharing your birthday month and day. Keep your birth year to yourself. That way, your followers can still wish you a happy birthday, but you frustrate phishers and dark web crawlers who are seeking your full birthdate.  
  3. Don’t spread false information. To combat bots, the best thing to do is to not engage with them, or better yet, label them as spam or suspicious. From there, hopefully the social media site can handle the situation. False information can spread like wildfire. Even if a bot’s post is laughably inaccurate, do not share it with your followers. It only takes one follower to believe it and then spread it to their own audience and so on. 

Trust a Comprehensive Security Solution to Watch Out for You 

You can’t trust every company to look out for the safety of your personal information, but one organization you can trust is McAfee. McAfee Total Protection is a comprehensive identity and privacy protection solution for your digital life. Great social media habits go a long way toward keeping you safe online, and you can rest assured knowing that McAfee can fill in the gaps. McAfee Total Protection offers antivirus, identity monitoring, and security freeze in the case your information is leaked in a breach or a bot account gets ahold of key details. 

Keep on sharing your life’s milestones with your closest friends and family online. The next time you update your status, flag any suspicious accounts you come across, so everyone can enjoy social media confidently! 

1NBC News, “Twitter whistleblower alleges major security issues 

2Journal of Information Technology & Politics, “Harass, mislead & polarize: An analysis of Twitter political bots’ tactics in targeting the immigration debate before the 2018 U.S. midterm election 

The post Here’s How to Steer Clear of Bot Accounts on Social Media appeared first on McAfee Blog.

How to Remove Personal Information From Data Broker Sites

By McAfee

Data brokers are companies that collect your information from a variety of sources to sell or license it out to other businesses. Before they can pass your data along, brokers analyze it to put you into specific consumer profiles. Consumer profiles help businesses suggest products you might like and create targeted marketing campaigns based on your interests.  

Companies who buy data from brokers use it for things like marketing or risk mitigation. For example, if you’re a guitarist, a guitar manufacturer might try to reach you with an ad for their instruments. If you’re in the market for car insurance, insurance providers might use your personal information to do a background check so they can assess the risk that you’ll be in a car accident.  

While businesses don’t typically use your information maliciously, there are risks involved with having your personal data spread online. There might be certain details you don’t want to share with the world, like health or criminal records or financial issues. 

Having your data featured online can also expose it to cybercriminals who might use it for identity theft. Sometimes, hackers can even breach information that’s stored in an information broker’s database. When a criminal has your data, they might be able to access your financial accounts, use your credit to secure a loan, or even use your insurance to receive medical care. 

This article shows you how to remove your information from data broker sites and protect your data privacy online 

Where do data brokers get your information?</h2> 

There are various ways for a data broker to access your personal information. Some of these information sources are offline. For example, a broker can peruse public records to view your voter registration information. 

Other information sources that brokers use are online. For instance, a broker might track your buying history to see which products you’re likely interested in. 

Below are some of the top sources data brokers use to collect consumer information. 

  • Websites you visit: Typically, websites and search engines have software trackers that store information about what you do on the internet. Data brokers use web scraping tools to collect data from the websites and social media pages you go to online.  
  • Items you’ve purchased: Data brokers are extremely interested in which products and services you’ve used in the past. They can track your online spending habits on retail and e-commerce sites. Brokers also want to know things like whether you’ve used coupons or loyalty cards to pay for items.  
  • Online agreement forms: Usually, you’ll have to agree to terms and conditions when you register for a new service or program online. Sometimes, companies add disclaimers in the fine print of their terms that notify you that your information can be shared. 
  • Public records: Brokers might be able to find information like your date of birth, Social Security number (SSN), marriage record, driving record, or court records simply by looking through public records 

How many data broker companies are there?

Data brokering is a worldwide industry that brings in around $200 billion annually. An estimated 4,000 data broker companies exist. The largest data broker companies include organizations like Acxiom, Experian, and Epsilon.  

Can you remove personal information from data broker sites?  

Most data broker sites will give you the ability to have your personal information removed from their database — but don’t expect it to be easy.  

You might have to follow a multi-step process to opt out of a broker site. Even after your information is removed, you may have to repeat the process periodically.  

Different regions have different laws when it comes to protecting consumer data. The European Union has the General Data Protection Regulation (GDPR), which gives consumers the right to request that a company deletes any personal information they have stored. 

In the United States, states have to create their own laws to safeguard consumer privacy. States like Colorado and California have enacted laws that allow consumers to have their personal information removed from data broker sites. 

How to remove personal information from data broker sites

The next few sections go over steps you can follow to get your information removed from various data broker sites. Many broker sites allow you to opt out of their data collection and advertising programs.  

Opting out can prevent brokers from collecting and sharing your information and help you avoid intrusive ads for things like pre-approved credit cards. 

Go to the data broker website

The first thing you’ll have to do is visit each data broker’s site that has your information. Some of the biggest data broker sites that might have your information include: 

 

  • Acxiom aggregates information from millions of consumers across the globe. It sells personal information like your religious beliefs and political affiliations to telemarketing and commerce businesses.  
  • Epsilon provides data to a variety of companies worldwide. It has a big database that holds information about millions of households and businesses. 
  • Oracle designs and manufactures database and networking solutions for businesses, in addition to being a huge data broker. Oracle will often work with third-party data brokers 
  • Equifax is one of the three big credit reporting bureaus in the U.S. It provides financial information to both businesses and investors. In 2017, a data breach at Equifax exposed the personal information of almost 150 million people.  
  • Experian is another one of the big credit bureaus in the U.S. Like Equifax, Experian provides financial data to businesses and investors. 
  • CoreLogic provides information to businesses like real estate companies and landlords trying to do things like screen applicants for rental properties.  

While these are some of the largest data broker sites around, this list is by no means exhaustive. There’s a large number of data-sharing sites out there. For example, people-search sites like PeekYou, Spokeo, and Whitepages, let average consumers search through databases of personal information.  

Create an account with the data broker site

It may seem counterintuitive to sign up for an account with a broker when all you want is to delete your information from their site, but most data brokers require you to register with them to opt out of data collection 

You’ll likely have to create an account with every data broker you want to opt out of. Unfortunately, this will require you to give the brokers some personal information, like your name, email address, and possibly a picture of your driver’s license. Cross out your license number if you have to send a photo of your ID.  

Find your personal information

After creating an account with a broker, you’ll likely have to visit their portal to find out whether they have your personal information listed. Checking to see what every data broker has listed about you can be a time-consuming process.  

Services like DeleteMe and Kanary will delete your information from data brokers. However, most of these sites charge a fee, and they only delete your information from a select number of sites. For example, DeleteMe removes your information from 36 different data broker sites 

You should also be aware that some data broker sites don’t allow third parties to request for information to be deleted on behalf of consumers.  

Make removal requests for each instance of data 

You’ll have to make a separate removal request for every data broker site you want to opt out of. Some data brokers make the process more difficult than others. Remember that data companies are always collecting records, so you may need to repeat the process of removing your information from data broker sites annually.  

Here’s how to opt out of some of the largest data brokering companies we mentioned earlier:  

  • Acxiom: Go to the Acxiom opt-out form or call their support number at 877-774-2094. Pick which types of data you don’t want the company to gather. It can take a few weeks for your request to process.  
  • Epsilon: Email optout@epsilon.com and include your name and mailing address. You can also use the opt-out form to ask the company not to sell your personal information or delete your data entirely. If you don’t want to use email, you can call Epsilon’s phone number at 866-267-3861. Epsilon will have a third party verify your identity by asking questions about your personal information.  
  • Oracle: Go to Oracle’s opt-out page. Type in your personal info and click submit. It can take up to a month for Oracle to process your request.  
  • Equifax: On Equifax’s opt-out prescreen page, click “Click Here to Opt In or Opt Out” at the bottom of the page. Pick the option “Electronic Opt Out for Five Years.” You’ll have to provide some personal information. Click submit.  
  • Experian: You’ll likely have to opt out of all of Experian’s services individually. Experian’s data sharing services include OmniActivation Strategic Services, Direct Mail, Telemarketing, and Email. You can also try sending an email to unsubscribeall@experian.com or unsubscribe@experian.com. If you send an email, include the exact phrase, “Unsubscribe me from Experian’s email database,” in your message.  
  • CoreLogic: Email privacy@corelogic.com. Your subject line will need to be “California Privacy Rights Request.” Your email must state that you’d like to remove yourself from the companies’ databases and opt out of marketing programs. The email should have your name and address. If you don’t get a confirmation in about a week, follow up and ask for the status of your request. You can also try filling out the company’s opt-out form and mailing it to CoreLogic Teletrack Opt-Out Request, P.O. Box 509124, San Diego, CA, 92150. 

Secure your identity online with McAfee Total Protection 

The data broker industry is enormous. A data brokerage can collect a wealth of information about you from a huge number of sources, and provide that information to businesses that use it to do things like design targeted marketing campaigns for their ideal consumers.  

Brokers can share sensitive information that you want to keep private, like medical data. Having your personal information floating around the internet makes it easier for cybercriminals to use it for personal gain. 

By opting out of information-sharing programs, you can protect your online privacy, reduce the number of intrusive advertisements and emails you receive, and make it less likely that identity thieves will target you.  

One of the best ways to protect yourself online is to use quality security software. When you sign up for McAfee’s Total Protection services, you’ll get features like award-winning antivirus software, 24/7 account monitoring, a secure virtual private network (VPN), and up to $1 million in identity theft coverage and restoration.  

When it comes to protecting your privacy online, McAfee has your back.  

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McAfee launches Impact Report: How we’re doing and the opportunities ahead 

By McAfee

Today, we publish our annual Impact Report. In our 2021 report, we highlight initiatives and share stories about our progress in creating a more inclusive workplace, supporting our communities, and protecting the planet.

Reflecting on 2021, it’s easy to see it was a monumental year for McAfee. Our business underwent an incredible transformation — we divested our Enterprise business and McAfee emerged as a worldwide leader for online protection, empowering individuals and families to live a safer life online. We also kicked off our journey to become a privately held company.

Our strides toward a better future

As we accelerate our journey as a dedicated consumer business and I evaluate our strides since our first report in 2018, I am humbled by our progress. In the last year, we’ve seen our representation for women reach 30.9% overall and for underrepresented professionals reach 14.8 percent. In addition, we’ve seen a 40% increase in the proportion of women promoted to director and above in the last year.

We maintained pay parity for women globally and underrepresented professionals in the U.S with our most recent audit revealing no disparities. We rolled out a new inclusion and awareness training and were recognized as the best company for multicultural women and dads. We prioritized our people’s well-being with a rollout of the Calm app, fitness challenges, and a week focused on wellness.

All the while, McAfee rose to meet the increased needs of our community with laptop donation programs and employee giving campaigns. We also made progress for sustainability redefining how and where we work.

The opportunities ahead to do better

However, it’s not lost on me that 2021 followed a year fraught with challenges that didn’t disappear with the end of 2020. And today, we continue to live and work against the backdrop of a global pandemic, respond to acts of racial injustice, and hear undeniable lived experiences of hate and intolerance.

It’s fueled our desire to do better. We know there is so much work to do and our responsibility to create an equitable workplace and world has never been greater. It’s the right thing to do and a business imperative—we rely on the fresh ideas and unique perspectives of the people of McAfee. Truthfully, it’s their tenacity and resiliency that inspire me.

Whether it’s showing up for one another during a COVID-19 surge, asking for more resources to become a better ally, or rallying around each other to prioritize health, our people are exceptional.

As we progress in 2022, grow as a consumer-focused business, and welcome our new President and CEO Greg Johnson, we will have the opportunity to take all we’ve learned and help turn our aspirations into reality. We will invest in our people, our community, and our planet, but also ask what we can do better.

I invite you to read our 2021 Impact Report to see our progress and our commitment.

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Encrypted Messaging Service Hack Exposes Phone Numbers

By McAfee

Many people opt for encrypted messaging services because they like the additional layers of privacy they offer. They allow users to message their closest friends, family, and business partners without worrying about a stranger digitally eavesdropping on their conversation. The same people who message over encrypted services and apps are likely also diligent with securing their internet connections and using a VPN. 

Despite all those safeguards, everyday people are left in the lurch when the companies with which they entrust their information are victims of cyberattacks. That was the case for users of the encrypted messaging app, Signal. Due to a phishing attack and subsequent leak of customer phone numbers, people are looking to identify potential consequences, protect themselves from SIM swapping, monitor their identity, and take measures to make sure their information is safe in the future. 

What Happened?  

A recent cyberattack targeted Signal, an end-to-end encrypted messaging service.1 The attackers exposed about 1,900 phone numbers belonging to Signal users. While other personally identifiable information (PII), message history, and contact lists were spared, valid phone numbers in the hands of a cybercriminal can be enough to wreak havoc on affected users.  

It is likely that another recent and successful phishing scheme at Twilio was the entry point for the Signal hackers. (Signal partners with Twilio to send SMS verification codes to people registering for the Signal app.) At Twilio, phishers tricked employees into divulging their credentials. 

To rectify the situation and protect users, Signal is contacting affected users and asking them to re-register their devices. Also, the company is urging all users to enable registration lock, which is an additional security measure that requires a unique PIN to register a phone with Signal.  

Lessons Learned

There are many lessons not only companies but everyday people can learn from the Signal and Twilio hacks. Here are some ways you can take action at the first signs of a compromised phone number and to help prevent cyber-events like this from happening to you.  

Know the signs of SIM swapping 

SIM swapping occurs when a cybercriminal gets ahold of your cellphone number and a few other pieces of your PII and registers your phone number to a device and a new SIM card that isn’t yours. If they successfully reregister your phone number, they can then access your data, change account passwords, and lock you out of your most important accounts. 

Luckily, since most of us use our phones every day, SIM swapping is usually detected quickly. If your phone isn’t connecting to the network and you’re not receiving calls and texts, it could be a sign that your wireless provider may have reassigned your number to an impersonator. In this case, contact your wireless provider immediately. 

To make SIM swapping nearly impossible, always turn on multifactor authentication. Also known as MFA, multifactor authentication is a method many online accounts use to ensure that only the authorized user can gain entry. This could entail sending a one-time code by email or text, prompting security questions, or scanning for fingerprint or facial recognition in addition to asking for the account password. MFA is an additional layer of security that’s quick to implement. The extra few seconds it takes to type in a code or stand still for a facial scan is well worth the frustration is causes cybercriminals.  

Be selective with whom you share your PII

These days, everyone has dozens of online accounts for everything from banking and shopping to streaming services and gaming. Since you can’t predict which company is going to be breached next, limit the number of possible doors a cybercriminal could break through to access your PII. In the Signal hack, it was their third-party vendor that was likely the cause of the leaked phone numbers. This unpredictability means it’s best to limit sharing your PII with as few accounts as possible. A great practice is to regularly organize your online accounts and deactivate the ones you no longer use. 

Never share your passwords 

A phishing attack seems to have been the first domino to fall in the Twilio and Signal incident. It could’ve been prevented if everyone followed this absolute rule: Never share your password! Your employer nor your bank nor the IRS, for example, will ever ask you for your password to an online account. If you receive correspondence asking you to share your password, no matter how official it looks, do not comply.  

Phishers often lace their electronic correspondences with an urgent or authoritarian tone, threatening severe consequences if they don’t receive a response within a short timeframe. This is a ploy to get people to act too quickly without thinking through the request. If you receive a message that outlines dire consequences for seemingly small infractions, step away from the message for at least 15 minutes and think it through. Stay calm and follow up through official channels, such as a listed phone number on the organization’s website or a customer service chat room, to iron out the alleged situation instead. 

Stay Protected

Diligent cybersecurity habits go a long way toward keeping you and your family’s PII out of the hands of malicious characters. However, in the case you trust a company with your information but it’s leaked in a breach, McAfee Total Protection can give you peace of mind. McAfee Total Protection offers premium security in various areas including antivirus, identity monitoring, secure VPN, Protection Score, and Personal Data Cleanup. Its advanced monitoring abilities are faster and offer broader detection for your identity. Plus, McAfee Total Protection can cover you up to $1 million in identity theft restoration. 

Keep your eyes peeled for cybersecurity news and breaches that may have affected your PII. From there, take action and leverage McAfee services to help you fill in the gaps. 

1The Hacker News, “Nearly 1,900 Signal Messenger Accounts Potentially Compromised in Twilio Hack 

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