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A-list celebrities and social media influencers are now adding their voices to the roar of other cryptocurrency fans asking you to join them in the investments of the future. It’s impossible to deny the grip cryptocurrencies have on the world today, for better or worse. In some industries, they speed the pace of business and for some, it’s a viable way to make ends meet and set up long-term investments. The cryptocurrency realm has also proven to be vulnerable to cybercriminals. For example, the Wormhole hack leaked $320 million, and cybercriminals have targeted crypto platforms with ransomware and mining app scams.
Whether you’re already in the cryptocurrency game or are thinking about taking the plunge, here’s what you need to know about crypto wallets and tips on how to keep yours safe from cybercriminals.
A cryptocurrency wallet, or crypto wallet, is a software product or a physical device that stores the public and private keys to your cryptocurrency accounts. Keys are strings of numbers and letters that encrypt and decrypt crypto transactions and secure crypto accounts. You can think of public keys as the routing and account numbers that appear at the bottom of paper checks. There’s not much a nefarious character can do with that information, and it’s totally normal to give that information to an acquaintance with whom you’re doing business. Private keys are like your online banking password or debit PIN. Those you must guard very closely because in the wrong hands, your hard-earned bank balance could disappear. A crypto wallet also allows you to transfer funds between crypto types and make transactions.
Here are a few basic types of crypto wallets to help you decide which type is right for you.
A non-custodial wallet means that you are the sole keeper of the keys to your crypto assets. If you forget your password, there’s no “forgot your password?” prompt to let you back in. While not having this safety net is a little nerve wracking, noncustodial wallets are considered the more secure option. You don’t have to worry about a security breach of a major corporation leaking your private key. If you’re responsible and confident that you’re prepared to look after your assets by yourself, this may be the best option for you.
A custodial wallet is a little less secure, but you have a third party helping you log in and manage your crypto accounts. Custodial wallets are often web-based, and the biggest tick in their pro column is that they’re generally very easy to use. While reputable custodial wallets take security very seriously, the threat of a breach is always a possibility, especially as crypto accounts are appealing targets to cybercriminals.
Hardware wallets, also known as cold wallets, are devices you can fit in the palm of your hand. Most models are Bluetooth-enabled devices that look like small remote controls or are flash drives. The device is secured by a PIN that you should never write down or share with anyone else. Also, you should designate a safe and private spot to store your hardware wallet. Similar to a noncustodial wallet, you are solely responsible for keeping track of the device and remembering the PIN. If you lose it, your crypto accounts are locked, and there’s no locksmith to open them for you. As long as you keep track of it, hardware wallets are very secure. Most models are equipped with malware- and virus-proofing security features.
Software wallets are downloaded and internet-connected mobile or desktop apps. They allow you to make transactions on the run, as you can access your crypto accounts from your phone. In that sense, they’re more convenient than hardware wallets. Additionally, software wallets have the same safety net as custodial wallets: if you lose your phone, forget your password, or require login assistance, the maker of the software can help you access your accounts. Software wallets are very secure when you enable their two-factor authentication login settings; however, since they connect to the internet, there’s always a chance a cybercriminal could break-in. Thus, hardware wallets are considered more secure than the software variety.
Check out these tips to ensure your assets are safe and secure in your crypto wallet:
Cryptocurrency value is reaching galactic heights like the spaceships depicted in prime-time ads. Don’t feel pressured to hop aboard the crypto rocket, but if you do decide to jump on, make sure you do your research carefully and make the best decisions for your crypto goals.
The post What Is a Crypto Wallet and How to Keep Your Wallet Secure? appeared first on McAfee Blog.
We’re excited to bring you the latest edition of the McAfee 2022 Consumer Mobile Threat Report. After all, when you know the challenges you face, it’s easier to be confident online. In this blog, we’ll take a closer look at some leading examples of techniques that cybercriminals are using to trick or defraud you via your mobile phone. These examples are some of the more sophisticated attacks, using real logos, quality graphics, and personalized messages. We hope this provides a useful resource for protecting your digital life, mobile devices, and personal information so that you can enjoy a safe life online with your family.
Cybercriminals are upping their game, using personal information and high-quality graphics to make their malware look like legitimate apps or official messages. Because these attacks are successful at defrauding significant numbers of mobile users out of their money and information, more criminals will jump on this approach or expand their malicious campaigns. Let’s take a look at some of the different techniques being used by scammers to fool mobile users.
Mobile smishing (aka phishing text messages) are attacks using personalized greetings in text messages that pretend to be from legitimate organizations to appear more credible. These messages often link to websites with authentic logos, icons, and other graphics, prompting the user to enter personal information or download an app. Users should be extra careful about text messages from unknown sources and should go directly to the organization’s website to validate requests.
Cheating tools and hacking apps are popular ways to get extra capabilities in mobile games. Criminals are exploiting this by promoting game hacking apps that include malicious code on legitimate messaging channels. If installed, the malware steals account credentials for social media and gaming accounts. Gamers should use caution when installing game hacks, especially if they request superuser permissions.
Cryptocurrencies are providing new opportunities for mobile device attacks. The latest ploy is phony apps that promise to mine coins in the cloud for a monthly fee. Fake reviews and a low cost make them sound too good to be true—and they are. These apps just take the money without doing any coin mining. With no actual malicious code, these apps are hard to detect, so users should be suspicious of being promised hundreds or thousands of dollars of crypto coins for just a few dollars a month.
Another attack uses a variety of fake apps with slick graphics to trick users into premium subscriptions. Hundreds of these apps promise features such as mobile games or photo editing and are supported by plenty of fake five-star reviews. When installed, the apps ask for the user’s phone number and verification PIN and use them to sign up for premium text services that direct payments to the criminals. Users should read reviews looking for vague statements, repetitive wording, and a mix of five-star and one-star ratings. For a deeper dive into the scams, be sure to view full report.
While threat tactics continue to change as criminals adapt and respond to detection and enforcement techniques, there are a few steps users should take to limit their exposure and risk.
While some malicious apps do make it through the app store screening process, most of the attack downloads appear to be coming from social media, fake ads, and other unofficial app sources. Before downloading something to your phone, do some quick research about the source and developer. Many of these scams have been flagged by other people.
Many malicious apps get the access they need by asking the user to grant them permission to use unrelated privileges and settings. When installing a new app, take a few moments to read these requests and deny any that seem unnecessary, especially for superuser access and accessibility services.
Developers are actively working to identify and address security issues. Both operating systems and apps should be frequently updated so that they have the latest fixes and security protections.
Cybercriminals often flood their Google Play apps with fake five-star reviews. Many fake or malicious apps only have a mix of five-star and one-star reviews. The five-star ones typically have vague statements and repetitive wording, giving clues that they are submitted by bots. Compare them to the one-star reviews for insight on the app’s real capabilities.
Devices that are behaving unusually may just have a basic tech issue but it can also be a sign of being hacked. Follow up when something is not quite right, check recent changes or contact tech support from the mobile device vendor or security software provider.
Comprehensive security software across all devices, whether they are computers, tablets, or smartphones, continues to be a strong defensive measure to protect your data and privacy from cyber threats.
We hope this report helps you stay on the lookout for these and other mobile threats so you can safely and confidently enjoy your life online.
The post McAfee 2022 Consumer Mobile Threat Report appeared first on McAfee Blog.
For years now, the popularity of online dating has been on the rise—and so have the number of online romance scams that leave people with broken hearts and empty wallets.
According to the U.S. Federal Trade Commission (FTC), the reported costs of online romance scams jumped 50% from 2019 to 2020, to the tune of $304 million. And that’s not entirely because 2020 was a pandemic year. From 2016 to 2020, the volume of reported cases tripled, while reported losses nearly quadrupled. Over that period, online romance scams are not only becoming more common, but they’re also becoming more costly.
Dating and romance scams aren’t limited to online dating apps and sites, they’ll happen on social media and in online games as well. However, the FTC reports that the scam usually starts the same way, typically through an unexpected friend request or a message that comes out of the blue.
With that initial introduction made, a chat begins, and a friendship (or more) blossoms from there. Along the way, the scammer will often rely on a mix of somewhat exotic yet believable storytelling to lure the victim in, often involving their job and where they’re working. Reports say that scammers will talk of being workers on an offshore oil rig, members of the military stationed overseas, doctors working with an international organization, or working in the sort of jobs that would prevent them from otherwise easily meeting up in person.
With the phony relationship established, the scammer starts asking for money. The FTC reports that they’ll ask for money for several bogus reasons, usually revolving around some sort of hardship where they need a “little help” so that they can pay:
The list goes on, yet that’s the general gist. Scammers often employ a story with an intriguing complication that seems just reasonable enough, one where the romance scammer makes it sound like they could really use the victim’s financial help.
People who have filed fraud reports say they’ve paid their scammer in a few typical ways.
One is by wiring money, often through a wire transfer company. The benefit of this route, for the scammer anyway, is that this is as good as forking over cash. Once it’s gone, it’s gone. The victim lacks the protections they have with other payment forms, such as a credit card that allows the holder to cancel or contest a charge.
Another way is through gift cards. Scammers of all stripes, not just romance scammers, like these because they effectively work like cash, whether it’s a gift card for a major online retailer or a chain of brick-and-mortar stores. Like a wire transfer, once that gift card is handed over, the money on it is highly difficult to recover, if at all.
One more common payment is through reloadable debit cards. A scammer may make an initial request for such a card and then make several follow-on requests to load it up again.
In all, a romance scammer will typically look for the easiest payment method that’s the most difficult to contest or reimburse, leaving the victim in a financial lurch once the scam ends.
When it comes to meeting new people online, the FTC suggests the following:
Scammers, although arguably heartless, are still human. They make mistakes. The stories they concoct are just that. Stories. They may jumble their details, get their times and dates all wrong, or simply get caught in an apparent lie. Also, keep in mind that some scammers may be working with several victims at once, which is yet another opportunity for them to get confused and slip up.
As mentioned above, some romance scammers troll social media and reach out through a direct message or friend request. With that, there are three things you can do to cut down your chances of getting caught up with a scammer:
Social media platforms like Facebook, Instagram, and others give you the option of making your profile and posts visible to friends only. Choosing this setting keeps the broader internet from seeing what you’re doing, saying, and posting, which can help protect your privacy and give a romance scammer less information to exploit.
Be critical of the invitations you receive. Out-and-out strangers could be more than a romance scammer, they could be a fake account designed to gather information on users for purposes of cybercrime, or they can be an account designed to spread false information. There are plenty of them too. In fact, in Q3 of 2021 alone, Facebook took action on 1.8 billion fake accounts. Reject such requests.
Security software can protect you from clicking on malicious links that a scammer may send you online, while also steering you clear of other threats like viruses, ransomware, and phishing attacks in general. It can look out for your personal information as well, by protecting your privacy and monitoring your email, SSN, bank accounts, credit cards, and other info that a scammer or identity thief may put to use. With identity theft a rather commonplace occurrence today, security software is really a must.
If you suspect that you’re being scammed, put an end to the relationship and report it, as difficult as that may feel.
Notify the FTC at ReportFraud.ftc.gov for support and next steps to help you recover financially as much as possible. Likewise, notify the social media site, app, or service where the scam occurred as well. In some cases, you may want to file a police report, which we cover in our broader article on identity theft and fraud.
If you sent funds via a gift card, the FTC suggests filing a claim with the company as soon as possible. They offer further advice on filing a claim here, along with a list of contact numbers for gift card brands that scammers commonly use.
Lastly, go easy on yourself. If you find yourself a victim of online dating or romance fraud, know that you won’t be the first or last person to be taken advantage of this way. By reporting your case, you in fact may help others from falling victim too.
The post Phony Valentines: Online Dating Scams and How to Spot Them appeared first on McAfee Blog.
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You can feel even more confident that you’ll enjoy life online with us at your side. AV-Comparatives has awarded McAfee as its 2021 Product of the Year.
McAfee makes staying safe simple, and now this endorsement by an independent lab says we protect you best.
Over the course of 2021, AV-Comparatives subjected 17 different online protection products to a series of rigorous tests. Their labs investigated each product’s ability to protect against real-world Internet threats, such as thousands of emerging malicious programs and advanced targeted attacks, along with the ability to provide protection without slowing down the computer.
McAfee topped the field, taking home the award for AV-Comparatives’ Product of the Year thanks to our highest overall scores across the seven different testing periods throughout the year. McAfee further took a Gold Award for the Malware Protection Test, in addition to recognition for its clean, modern, and touch-friendly design and for the way that McAfee Firewall coordinates perfectly with Windows.
“We’re honored by the recognition,” says Chief Technology Officer, Steve Grobman. “The strong reputation that AV-Comparatives carries in the industry cements our place as a leader in online protection.” He goes on to say, “Our work continues. The internet is evolving to be integral to every part of our lives. This creates new opportunities for cybercriminals and drives the evolution of the threat landscape. McAfee is committed to staying one step ahead of these sophisticated threats, ensuring customers can safely utilize the full value of our online world.”
Read the full AV-Comparatives annual report and protect yourself and your family with the year’s top-rated antivirus. Give it a look for yourself with a free 30-day trial of McAfee Total Protection, which includes McAfee’s award-winning anti-malware technology plus identity monitoring, Secure VPN, and safe browsing for an all-in-one online protection.
The post McAfee Wins Product of the Year for Best Online Protection appeared first on McAfee Blog.
Last week, I waved my 18-year-old off as he embarked on the Aussie school leaver’s rite of passage – Schoolies!! A week spent kicking up your heels and living life to the max without any parental supervision at all! Oh, the sleepless nights many of us parents have had! And once Christmas and New Year celebrations are done, he’ll be heading away to University to ‘live his best life’ away from his dedicated cyber mother!
And of course, I’m delighted for him, although secretly devastated to be losing my baby boy. But it does prompt the question, am I now done with cyber parenting? Is my work here officially done?
I remember when my kids were little, my mother shared some words of wisdom with me: ‘Alex, you never stop being a parent. The kids are the same, it’s just the issues that change.’ And she was so right. As our boys have grown up, we’ve been less involved in their day-to-day needs but still very much needed. Whether it’s to help review a work contract, provide advice on an issue with a flatmate or help pick out a suit, the parenting hasn’t stopped instead entered a new chapter. And of course, there’s no doubt that having interested, devoted parents at the end of the telephone – day or night – makes navigating life so much easier!
And when it comes to their digital lives, it’s the same story. While we have no reason to be involved in their day-to-day online lives, we have definitely been called upon to help them troubleshoot situations from receiving inappropriate messages, identifying potential scams or managing terse exchanges. And, might I add, I have also proactively offered my advice on the appropriateness of pictures they have shared online – many times!!
So, after having managed 3 kids through this transition to early adulthood with another one currently underway, I thought I’d share with you some of my best strategies for ensuring their digital life is in good shape without micro-managing them!
Every few days, I’ll check out my boys’ socials. Not only does it give me a ‘feel’ for what’s happening in their lives – where they’ve been and who with – it also allows me to check they are making good decisions about what they share. There have been multiple times during this period where I have sent off a quick text suggesting they remove a photo or perhaps rephrase a comment! And while I know these texts aren’t always warmly received, in nearly all cases, they take my advice!
And it goes without saying that your ability to provide input to their digital lives will only happen if you don’t cross boundaries! So, never embarrass them. If you see something you don’t like, message them privately – do not workshop it on their Facebook page! And if you want to post a pic or video of them, always get their ‘ok’ first.
OK, security software probably won’t be top of their Christmas list, but knowing that they have comprehensive security software like McAfee’s Total Protection on their devices which works hard in the background to minimize threats and issues will give you real peace of mind. This year, I’m buying my older boys an air-fryer and frypans for Christmas. Why not continue the pragmatic theme and invest in some software for them too?
About 4 years ago, I set up a family Messenger Group and it’s now something I absolutely treasure. We share pics of our cats and dog, potential family holiday dates, funny photos, and videos, and relevant news stories – particularly during COVID. But the other thing I like to share is reminders about important ‘tech stuff’, like changing passwords, when to update their Apple software or details about scams that are doing the rounds. Whether it’s Whats App, Telegram, or my personal favorite, Messenger, I strongly recommend establishing a family group chat as an effective way of covering off key issues with your young adult kids.
With potential employers, partners, and even friends using Google to conduct their due diligence on you, digital reputation is everything. So, weaving constant reminders into conversations with your adult kids should still be a priority. Now, of course, some kids will instinctively ‘get this’ but others will need a few pointers. According to a 70% of employers use social media to screen candidates during the hiring process, and about 43% of employers use social media to check on current employees. So, why not encourage them to ‘Google’ themselves – and why not do yourself also? How you present online could mean the difference between being employed or unemployed!
So, if you have a school leaver in your family and you’re not sure whether your job is done, I’m here to confirm that you’ll still be required for a very long time! Whether they know it or not, our big kids will still continue to need a sprinkling of our wisdom and experience for years to come. And even though they may have fled the nest, remember you will always be one of their most influential role models. So, make sure your digital life is in good shape too because as American novelist James Baldwin shares: ‘Children have never been very good at listening to their elders, but they have never failed to imitate them.’
Till next time
Take care
The post So, Your Kids Have Left School. Do You Still Need To Worry About Their Online Safety? appeared first on McAfee Blog.
I think it’s fair to say that come to next Australia Day, there needs to be a special award category for parents of young children who survived home learning during the lockdowns. Let’s be honest – it’s been brutal! So many parents had to juggle their own full-time work, running a household, AND supervising a day’s worth of learning for often, multiple children! Research from Macquarie University showed that many parents spent up to 14 hours a week in their role as home learning managers and 9/10 parents reported the experience as, quite understandably, stressful! As a mum of older teens and young adults – who are usually self-sufficient – I’m in awe!
But the good news is – things are on the improve! Our vaccine rates are amongst the best in the world, so lockdowns have been lifted and, drum roll… kids are back at school! I’ve always been a big fan of trying to find the silver lining of any situation and I think there are many we can take away from our COVID experience, particularly when it comes to digital parenting. I know of so many parents who have completely rethought their approach to managing kids and technology since the pandemic hit because of their home learning experience.
So, in the spirit of sharing and caring, I thought I’d round up some of the best ‘aha’ moments from parents who were forced to become expert home learning managers over multiple lockdowns. And make sure you take notes because there are some great learnings that we can apply to our digital parenting journey.
If you have never been ‘all in’ with your kids’ use of technology for both learning and socializing, then you need to get over this ASAP. Technology is the lifeblood of your kids’ lives. It’s how they connect, nurture friendships, and organize their social lives. I also recommend parents try to see technology through the eyes of their kids NOT just through our more ‘mature’ lens. It’s the best way of truly understanding just what a huge role it plays in their day-to-day lives. And don’t forget that technology is almost always used to set up in-person catchups! So, please don’t demonize it, it will only push your kids away.
I totally appreciate that many parents didn’t choose to be home learning ‘managers’ however many have shared with me how they now feel far more involved in their child’s life because of the experience. Seeing first-hand how your child’s day works, overhearing their conversations with teachers and peers (courtesy of Zoom), and being blown away by your offspring’s tech skills has given many parents incredible insight into their child.
I know of parents who have noticed learning issues and friendship problems all as a result of their home learning manager role! There’s nothing like being able to nip something in the bud before it becomes a big issue! So, stay involved and you’ll reap the rewards!
Confession – I have never been one of those parents who proactively organized park visits, bushwalks, and exercise regimes for my kids. But many of the parents who managed young children through a lockdown and resorted to becoming personal trainers reported that it paid dividends. So, now lockdowns are (hopefully!) history, don’t forget about the benefits of getting your kids to move. It’s hard to be on a screen when you are walking the dog, playing a game of family cricket, or bushwalking. I know it’s time-consuming but it’s so worth it!
As of 2 years ago, the average Aussie household had 17 internet-connected devices in tow so it’s no wonder keeping abreast of all the devices in your household feels like a full-time job! But with kids continuing to use their devices for both study and socializing, it’s essential that you give each device a ‘once over’ to minimize risks and prevent issues arising down the track.
Ensuring all their software is up to date is a great place to start. Also check that the default password has been changed and that there is some top-shelf security software installed to protect the device and, most importantly, its user! And while you are there, why not also ensure that each of their online accounts has its own distinct password? If you think they could manage a password manager, then it might be time to introduce them to one? Check out McAfee’s True Key – I couldn’t manage without it!
I think you’d be hard-pressed to find many parents keen to return to home learning. In fact, I think there may even be a revolt if we had to go back! But, knowing we have picked up some ‘nuggets of gold’ along the way makes it a little feel a little better! So, please embrace technology – it’s a fantastic way of connecting with your kids. But of course, keep your family’s usage in check and minimize the risks by giving each device a once-over.
Happy Digital Parenting!
Alex
The post What We’ve Learnt From Home Learning During Lockdown appeared first on McAfee Blog.
Spyware is tricky. Some types notify users that they’re monitoring activity. Others function in stealth mode and use the information they collect for nefarious purposes. Spyware is a type of software that collects data about online users and reports it to a company or an individual. What just about everyone can agree on is that anonymous browsing is looking more and more appealing and is likely the way of the future.
Here’s more about the types of spyware, which types are legal, and how you can scrub your device and live more confidently online.
Here are a few types of spyware and facts about each:
Is it legal? Definitely not!
What is its purpose? Criminal
Keyloggers are the most intrusive of the spyware variations. It does exactly as its name suggests: It takes note of keyboard strokes, logs them, and reports to the owner of the nefarious software. Once the cybercriminal has digitally looked over your shoulder at your online activity, they make note of your passwords, walk into your online accounts, and pilfer your private personal information. They could use this information to gain entry to your online bank accounts or steal your identity.
Keyloggers are downloaded onto devices (cellphones, tablets, laptops, or desktop computers) without the user’s knowledge. Cybercriminals can hide them within email attachments or in malicious web pages. So, the best way to steer clear of keyloggers is to never download attachments you’re unsure about and don’t visit sites that seem unprofessional. One rule of thumb is to mostly stick to URLs that begin with https and include a lock icon. These sites are almost always secure.
To determine if your device is infected with a keylogger, check your system’s performance. Is your device running slowly? See if there are any spikes in activity or unknown programs running in the background. This could indicate that your device is hosting a malicious program.
Is it legal? Sometimes
What is its purpose? Advertising and criminal
Adware is categorized as a type of spyware. It tracks users’ online activity and spits out targeted pop-up advertisements. If you have the pop-up blocker enabled on your browser, you’ll likely be spared from the annoyance. Additionally, pop-ups can slow your device, so that’s another reason to turn on the pop-up blocking feature. Legitimate adware often asks users to opt into targeted ads.
Adware turns malicious (and illegal) when it contains malware. Sometimes cyber criminals hide malware within pop-ups. It’s easy to accidentally hit a link within a pop-up when you’re aiming quickly for the X to close it.
It’s easy to spot a device with an adware infestation. First, the number of pop-ups will be out of control. Also, the device will crash often, run very slowly, and have a short battery life. An antivirus program will likely be able to identify and remove the culprit. You can also check out your system monitor and end tasks that are draining your device’s power.
Is it legal? Yes
What is its purpose? Advertising
Cookies are delicious, especially to advertisers who use them to better target ads and make profits selling collected user data to third-party companies. Cookies are sometimes categorized as spyware, because they log the websites you visit and report them. You may notice the banners on websites that ask you to accept cookies.
Many users today are uneasy with sharing their online activity with strangers and advertisers. Sometimes the ads that pop up on your social media feed or in sidebars seem a little too targeted and it feels like someone is listening in to your conversations and attempting to make a profit from them.
How to Browse Free of Spyware
To scrub cybercriminals from your devices and confuse advertisers, consider the following steps you can easily add to your daily routine:
The post How to Live a Digital Life Free of Spyware appeared first on McAfee Blog.
What do social media companies really know about you? It’s a fair question. And the quick answer is this: the more you use social media, the more those companies likely know.
The moment you examine the question more closely, the answer takes on greater depth. Consider how much we use social media for things other than connecting with friends. While that was the original intent behind social networks, the role of social media has since evolved into something far more expansive. We use it to get our news, stay up to date on when artists will drop a new release, and sometimes reach out for customer service on a company’s social media page. In some cases, we use our social media accounts to log into other sites and apps or we even make payments through social media.
Taken together, all of those likes, taps, clicks, links, and time spent reading or watching videos can add up and paint a detailed picture of who you are.
Why are they collecting all this information? Largely, it’s for two reasons:
1. To make improvements to their platform, by better understanding your behavior and ways you like to use their service.
2. To create an exacting user profile that advertisers can use for targeting ads that they think will interest you.
That’s the exchange in play here. You use the company’s social media service for free, and in return, they gain rights to gather specific information about you, which you consent to by agreeing to their terms of service.
Let’s get into the details of what social media companies may collect and know about you—along with ways you can limit the data and information they gather.
Different social media platforms have different user agreements that cover what types of information they collect and use. For starters, we’ll speak broadly about social media companies in general, and then we’ll weave in a few specific examples along the way. Generally, they may know:
We collect information about how you use our Products, such as the types of content you view or engage with; the features you use; the actions you take; the people or accounts you interact with; and the time, frequency and duration of your activities.
When you communicate with others by sending or receiving Direct Messages, we will store and process your communications and information related to them. This includes link scanning for malicious content, link shortening to http://t.co URLs, detection of spam, abuse and prohibited images, and use of reported issues. We also use information about whom you have communicated with and when (but not the content of those communications) to better understand the use of our services, to protect the safety and integrity of our platform, and to show more relevant content.
If you use our Products for purchases or other financial transactions (such as when you make a purchase in a game or make a donation), we collect information about the purchase or transaction. This includes payment information, such as your credit or debit card number and other card information; other account and authentication information; and billing, shipping and contact details.
By the way, none of this is secret. What I’ve listed here can be found by simply reading the terms of use posted by various social media companies. Note that these terms of use can and do change. Checking up on them regularly will help you understand what is being collected and how it may be used.
This nearly goes without saying, yet another layer of data and information collection comes by way of the pictures and updates you post. Per Instagram (as of October 2021):
We collect the content, communications and other information you provide when you use our Products, including when you sign up for an account, create or share content, and message or communicate with others. This can include information in or about the content you provide (like metadata), such as the location of a photo or the date a file was created.
Another consideration is how the content you interact with on other sites may be shared with social media companies in return. Some social media companies partner with other third parties to gather this data, which is used to round out your user profile in yet more detail. That information can include purchases you made, how often you visited that third party’s site, and so on.
In the case of Facebook, they refer to this as “Off-Facebook Activity.” In their words:
Off-Facebook activity includes information that businesses and organizations share with us about your interactions with them. Interactions are things like visiting their website or logging into their app with Facebook. Off-Facebook activity does not include customer lists that businesses use to show a unique group of customers relevant ads.
The good news here is that you can take control of the Off-Facebook Activity setting with a few clicks.
No doubt about it, the content you create and interact with, both on the social media sites and sometimes off of them as well, can generate information about you that’s collected by social media companies.
Short of deleting your accounts altogether, there are several things you can do to take control and limit the amount of information you share.
For example, you can visit your Facebook Settings, Instagram Settings, and Twitter Settings, which each gives you options for managing your information—or download it and even delete it from their platform outright if you wish. (Note that this will likely only delete data associated with your account. Content you posted or shared with other people on their accounts will remain.)
As noted above, this isn’t an absolute fix because social media companies can infer your location other ways. Yet taking this step gives them one less piece of exacting information about you.
Each platform will have its own settings and options, so give them a look. Here, you can determine which information advertisers are allowed to use to serve up ads to you, set rules for facial recognition, enable or disable location history, and much more. If possible, do this from your computer or laptop rather than your smartphone. Often, the account controls that you can access from a computer browser are far more comprehensive than the ones in a mobile app.
Using direct messaging on social media platforms may tell social media companies even more about you and who you interact with. When possible, think about using text messaging instead or other means of communication that aren’t tied to a social media company.
Some apps and sites will allow you to use your social media login instead of creating a new one. While convenient, this can provide the social media company with more information about you. Additionally, if your social media account is compromised, it could compromise the other accounts that are tied to it as well. Check your settings and look for “Apps and Websites” to see what’s connected to your social media account, what’s being shared, and how you can disable it.
Protection like ours will include a VPN, which anonymizes your online activity and thus may shield you from certain types of information collection, such as your location. Additionally, using online protection software is simply a good move because it can create and store strong, unique passwords for you, steer you clear of risky sites, protect your identity, and make your time online safer overall.
The very nature of social media is sharing and exchanging. That’s the draw it has—the way it keeps us connected to the people, pastimes, and things we care about. Yet that exchange runs deeper. In return for using these free services, social media companies collect information on us which they use to improve their platforms and generate revenue. It’s all there for you to see in the various terms of use associated with your social media accounts. In short, using social media means sharing information about yourself with social media companies.
Yet you can do several things to reduce the amount of information that social media companies know about you. By spending some time on the account and privacy settings for each of your social media accounts, you can determine what information you’re providing to them and get a much better sense of what social media companies know about you.
The post What Do Social Media Companies Know About You? appeared first on McAfee Blog.
In a world of contact-free pickup and payments, an old hacker’s trick is getting a new look—phony QR code scams.
QR codes have been around for some time. Dating back to industrial use in the 1990s, QR codes pack high volumes of visual information in a relatively compact space. In that way, a QR code shares many similarities with a barcode, yet a QR code can hold more than 300 times the data of a barcode.
With the rise of the smartphone, QR codes have taken on more consumer applications. Especially in the latter days of the pandemic in the form of contact-free conveniences. Now, by pointing your smartphone’s camera at a QR code, you can order food at a restaurant, pay for parking, download coupons from the shelf at your drugstore or several other convenient things.
Yet as it is in places where people, devices, and money meet, hackers are there with a scam ready to go. Enter the QR code scam. By pointing your smartphone’s camera at a bogus QR code and giving it a scan, hackers can lead people to malicious websites and commit other attacks on their phones.
The good news is that there are several ways you can spot these scams, along with several other ways you can avoid them altogether, all so you can get the best out of QR code convenience without the hassle.
In several ways, the QR code scam works much like any other phishing attack. With a few added wrinkles, of course.
Classically, phishing attacks use doctored links that pose as a legitimate website in the hopes you’ll follow them to a hacker’s malicious website. Once there, that site is designed to trick you into providing your personal information, credit card numbers, and so forth, perhaps in the context of a special offer or a phony account alert. Likewise, it could send you to a site that simply infects your device with malware.
It’s much the same with a QR code, yet here’s are a couple of big differences:
Aside from appearing in emails, direct messages, in social media ads, and such, there are plenty of other places phony QR codes can show up. Here are a few that have been making the rounds in particular:
Scanning a QR code may open a notification on your smartphone screen to follow a link. Like other phishing-type scams, hackers will do their best to make that link look legitimate. They may alter a familiar company name so that it looks like it could have come from that company. Also, they may use link shorteners that take otherwise long web addresses and compress them into a short string of characters—the trick there being that you really have no way of knowing where it will send you simply by looking at it.
In this way, there’s more to using QR codes than simply “point and shoot.” A mix of caution and eagle-eyed consideration is called for to spot the legitimate uses from the malicious ones.
Luckily some very basic rules about avoiding QR code attacks. The U.S. Better Business Bureau (BBB) has put together a great list that can help. Their advice is right on the mark, which we’ve paraphrased and added to here:
1. Don’t open links or scan QR codes from strangers. Unsolicited messages with these links or codes could lead you to a scam site or access the functionality of your smartphone in unwanted ways.
2. Some scams will appear to come from legitimate sources. Double-check and see if it indeed is. You can check the official website to confirm, such as by accessing your account or contacting a customer service rep to follow up on the communication sent to you.
3. Try alternative payment methods. If you receive a bill with a QR code for payment, see if there’s another way to pay it—such as on the company’s website or simply through online bill pay to their known, legitimate address. These are less susceptible to fraud. Likewise, check to see if the requested payment is legitimate in the first place.
4. Think twice about following shortened links. As mentioned above, shortened links can be a shortcut to a malicious website. This can particularly be the case with unsolicited communications. And it can still be the case with a friend or family member if their device or account has been hacked.
5. If someone you know sends you a QR code, also confirm before scanning it. Whether you receive a text message from a friend or a message on social media from your workmate, contact that person directly before you scan the QR code to make sure they haven’t been hacked.
6. Watch out for tampering. Hackers have been known to stick their own QR codes over legitimate ones. If you see any sign of altering or placement that looks slapdash, don’t give that code a scan.
7. Install mobile security. Comprehensive online protection software can protect your mobile devices as well as your computers and laptops. In this case, it can detect bad links associated with QR codes and steer you clear of accessing the malicious sites and downloads associated with them.
QR codes have made transactions smoother and accessing helpful content on our phones much quicker, especially in recent months as they’ve seen an uptick in use. And useful as they are like other means of paying or browsing online, keep an eye open when using them. With this advice as a guide, if something doesn’t feel right, keep your smartphone in your pocket and away from that QR code.
The post Be on the Lookout for a New Wave of QR Code Scams appeared first on McAfee Blog.
Take a roll call of all your devices that connect to the internet. These include the obvious ones – laptops, tablets, and your smartphone. But they also include the ones you may not immediately think about, such as routers, smart TVs and thermostats, virtual assistant technology, and connected fitness watches and equipment.
Each of these devices is known as an endpoint to you. To a cybercriminal, they’re an entry point into your online information. It’s important to secure every endpoint so that you can confidently go about your day-to-day without worrying about your security. Here’s the definitive device security checklist to get you on your way confidently and safely.
Laptops and desktops are prime entryways into your online life. Think of all the payment information, passwords, and maybe even tax documents you store on it. The best way to protect the contents of your laptops and desktops is to password-protect your computer with strong passwords or passphrases. Here are a few password and passphrase best practices:
Especially if you work at common spaces like coffee shops, the library, or even your kitchen table, get in the habit of putting your computer to sleep when you step away. Commit the sleep command shortcut to memory to make it less of a hassle. For example, on Mac computers, the keyboard command is command + option + eject, and for Windows, it’s alt + F4.
Speaking of common spaces, whenever you log in from a public Wi-Fi network, always log in with a virtual private network (VPN). A VPN scrambles your data, making it indecipherable to any malicious characters who may be lurking on public networks.
Multifactor authentication is another way to protect your valuable devices and accounts. This means that anyone trying to log in on your device needs to provide at least two forms of identification. Forms of ID could include a text message with a one-time code or a fingerprint or face scan in addition to a correct password.
These two devices are grouped because the security features on them are similar. Just like with computers, put your device to sleep every time you walk away from it. It’s much easier and may already be in your routine to hit the sleep button when you put down your cellphone or tablet.
Always put a passcode on your smartphones and tablets. Choose a collection of numbers that do not have an obvious connection to you, such as important birthdays or parts of your phone number. Even if they’re a random assortment, you’ll get the hang of them quickly. Or to make sure only you can enter your phone, set up a facial or fingerprint ID scan. People have several passwords and account combinations they have to remember. To take the guesswork and trial and error of logging in, consider trusting your passwords to a password manager that can remember them for you!
A great mobile phone and tablet habit you should adopt is backing up your files regularly to the cloud. In the event that you lose your device or if someone steals it, at least it’s valuable — and in some cases, priceless — content is safe. You may be able to remotely “brick” your device to keep a stranger from breaking into your accounts. Bricking a device means remotely wiping a connected device and rendering it unusable.
Your router is the gateway to all the connected devices in your home; thus, it’s key to beef up its security. The best way to do so is to make sure that you customize the router name and password to make it different from the factory settings. Always password-protect your home router! Employing password best practices you use for your online accounts and your devices will prevent strangers from hopping onto your network. Another way to keep your Wi-Fi network out of the hands of strangers is to toggle on the setting to not appear to non-users. While it’s fun seeing the quirky names your neighbors choose for their home networks, it’s best to keep yours completely private.
There have been some unsettling reports about cybercriminals commandeering smart home devices and virtual assistant technology. For example, a cybercriminal hacked a homeowner’s virtual assistant and blasted music through the home’s speakers, and turn the heat up to 90 degrees. The key to securing the connected devices that are responsible for your heating and cooling, shopping lists, and even your home security system is to ensure it is connected to a secure router and protected by a strong password.
Also, keep an eye on software updates, which include security upgrades. If you don’t think you have time to manually update software, set up your devices to automatically update. This will give you peace of mind knowing that you have the latest security patches and bug fixes as soon as they are available.
IoT fitness watches and machines are fun additions to your workout routines. In the case of Peloton bikes, they track your heartbeat and location and offer a huge library of classes. However, cybercriminals may be able to track your workouts if they break their way into your fitness devices. The best way to keep your workouts private is to turn off geolocation and make sure you are up to date with all software releases and protect your accounts with strong passwords.
If you’re looking for a tool to put your mind at ease, consider McAfee Total Protection. It includes antivirus and safe browsing software plus a secure VPN. You can be confident that your personal information is safe, thus allowing you to enjoy the full potential of all your devices.
The post How to Secure All Your Everyday Connected Devices appeared first on McAfee Blog.
The COVID-19 pandemic flipped the world on its head in so many ways. Offices and schools stood empty while living rooms were transformed into classrooms and workspaces. Misinformation ran rampant and made people unsure of what to believe. Cybercriminals took advantage of the confusion and new way of daily life, giving rise to many COVID-19 scams.
Luckily, when armed with the facts, you can sidestep scams and keep your personal information safe from cybercriminals. Here’s a list of the top 10 COVID-19 scams you should keep an eye on plus tips on how to avoid each and help you navigate the current landscape and the future with confidence.
Finally getting your COVID-19 vaccine is an exciting occasion. Many people’s first reaction to exciting news is to share it with their extended networks on social media. There was a trend going around where people were posting pictures of their vaccination cards. Little did they know, vaccination cards hold a trove of valuable information (name, birth dates, vaccination location, and dates) that can be used to create counterfeit vaccination cards.
Additionally, the information on vaccination cards can be paired together with other details from your social media profile to steal your identity. Consider altering the privacy settings on your social media profiles so it is only visible to people you know. If you’d like additional peace of mind that your identity is safe, McAfee Identity Theft Protection Plus provides up to $1 million in identity theft insurance and restoration assistance.
Some of the false claims about COVID-19 circulating on social media are outrageous, such as 5G aiding the spread of the virus and eating garlic as a preventive measure. Cybercriminals might not have been the origin of false claims, but they certainly benefit from the chaos created by misinformation. They capitalize on commonly held fears by swooping in with cure-alls that swindle money from concerned people.
Be a source of truth for your social media following. The Centers for Disease Control and Prevention, the National Health Service, and the World Health Organization can be trusted for up-to-date resources concerning COVID-19, the vaccine, and how to remain healthy.
To firmly and quickly debunk this myth right now: There are no COVID-19 miracle cures. The best way to protect your and your loved one’s health is to receive a CDC-approved vaccination from a medical institution. Any homemade online treatment claiming to cure the disease is a hoax to steal money. Also, healing potions purchased online could be hazardous to your health, as in the case of one fraudulent operation in Florida. A Florida family sold a bleach solution that swindled $1 million and left many people hospitalized.
For the latest news about COVID-19 treatment, preventive measures, and the vaccine, refer to the CDC or WHO.
Various stimulus check scams were swirling around in early 2021. Scammers impersonating government workers contacted citizens by phone, text, and email asking them to verify personal information or to pay fees to receive their checks.
As with other IRS scams, the best way to avoid them is to know how the IRS typically communicates. The IRS will never ask for private personal information over email or over the phone. Never share your Social Security Number over email or the phone. The IRS only gets in touch with people through postal mail or in person.
A new COVID-19 phishing scam is on the rise: proof of vaccination scam. Cybercriminals are sending phishing emails posing as healthcare institutions asking for urgent confirmation of vaccine status. The emails ask for full names, birth dates, Social Security Numbers, and photos of vaccine cards. This scam is dangerous, not only because it asks for sensitive information, but because the request is a believable one. Employers and various other institutions are on the fence about asking people for their vaccine status, and people are unsure to whom they should divulge this information.
Like with other phishing scams, pay close attention to the message and how it’s written. Does it convey urgency and penalties for ignoring it? Phishing emails often use language that causes readers to panic and give up their information quickly without taking the time to determine if the message is real or not. Also, does the email or text have typos and is it poorly written? Never click on links or respond to suspicious emails. Instead, contact the supposed sender through the phone number or email address listed on their official website.
Video conferencing popularity soared as businesses and schools conducted work and learning online. Cybercriminals capitalized on the surge by forcing their way into video conferencing software and spying on meetings and classrooms.
The key to protecting the privacy of your teleconference calls is to always have the most up-to-date software installed. Software upgrades often include security patches. One way to ensure you always have the latest, most secure version installed is to enable automatic updates. Also, be careful about what you share over teleconference. Just in case a cybercriminal is eavesdropping, never say aloud or instant message your Social Security Number or other sensitive personal information. Finally, follow your workplace’s IT team’s cybersecurity policies and use only your company-issued device for work purposes. Company-issued devices often have additional security protections to keep your personal and company information safe from prying eyes.
Unfortunately, many people lost their jobs during the pandemic. Cybercriminals, aware that people without jobs were likely to jump on an employment opportunity due to economic uncertainty, flooded job boards with fake employment ads and sent fraudulent job offer emails. These job scams turned out to be phishing attempts to extract personal and banking details. In some cases, the scammers asked job seekers to wire money for pre-employment training.
If you receive a job offer, make sure that it is for a company you actually applied to. Even though companies are looking to hire people quickly, a reputable institution likely won’t offer a job without interviewing candidates first. Most interviews are happening online, so request a video conference to make sure that the person on the other end of the line is real and has honest intentions. Research the interviewer on professional networking sites to make sure they are who they say they are.
Similar to job scams, the urgency of the real estate market during the pandemic may make people act more impulsively than they would under normal circumstances. The rental and housing markets have been extremely competitive, which is causing people to put deposits down for residences that weren’t even real. Since home tours were moved online due to social distancing requirements, buyers and renters were OK with making a decision based on pictures.
Real estate scams play up the urgency of acting quickly. In their hurry to claim a real estate gem, homebuyers and renters may overlook the most glaring red flag of real estate scams during the pandemic: not viewing the property in person. Additionally, never share your banking information or wire money to someone you have never met in person or cannot verify the accredited real estate agency for which they work.
When a cybercriminal poses as a legitimate organization, it’s more difficult to determine what information to trust. For example, criminals circulated a scam impersonating the CDC that downloaded malware onto users’ devices.
A great tip to thwart cybercriminals hiding behind the name of a credible organization is to always hover your cursor over links in emails and texts. If a link redirects to a URL that looks suspicious, immediately delete the message. A suspicious URL could contain a typo, a variant spelling of the organization its impersonating, or be a string of jumbled letters and numbers. Emails that claim to be from official organizations will often have the organization’s logo somewhere on the message. Check the clarity of the logo and compare it to the organization’s official site. If the logo is blurry or the coloring seems off, that’s a sign that the message is fake.
COVID-19 led to a boom in e-commerce. Shopping that was normally conducted in person moved online, and a pile of packages on the front stoop was a common occurrence. There was a fake delivery notice scam where cybercriminals posed as UPS and Amazon to phish for personal details in order to release a hold on deliveries.
One final phishing avoidance tip is: Consider what the message is asking. Has UPS ever asked for your Social Security Number before? If they had it, what would they use it for? And there’s no reason for Amazon to have your banking information. Don’t let the urgency of the scammer’s message stress you out. A quick phone call with the delivery service in question should solve the problem.
The post Top 10 COVID-19 Scams: How to Stay Protected appeared first on McAfee Blog.
Customers often ask us some version of this question. It’s a good question and in the past, there was no direct answer – only recommendations. For instance, we recommend online protection that goes beyond antivirus to include identity and privacy protection, as well as promoting safety best practices like using multi-factor authentication. We wondered if there was a simpler and easier way to advise customers how to better protect themselves.
A recent survey shows how important online security has become to consumers. We found that 74% of you have concerns about keeping your information private online. 57% want to be more in control of their personal info online. And, since the pandemic started, 47% of online consumers feel unsafe compared to 29%. Simply put, customers are more conscious of their safety online than ever before, and eager to play an active role in their protection.
It’s time for a new approach – meet the Protection Score.
If you’re thinking this looks like a credit, fitness, sleep, or any of the other scores we now use to visualize and quantify aspects of our life, you’re on the right track.
Your personalized Protection Score is a measure of your security online. The higher your score, the safer you are online. Your score will highlight any weaknesses in your security and help you fix them with easy step-by-step instructions. We’ll also let you know which features haven’t been setup so you can get the most out of your protection.
When we developed Protection Score the idea was to give customers a simple solution to better protect themselves and get the most from their subscription, including security tips to protect their identity, privacy, and devices, while also improving their online habits. We wanted it to be easy for anyone to:
Now that we’ve talked about Protection Score generally, let’s look at how it works in practice. Your score is based on a few things, including setting up your McAfee protection, strengthening your security with our safety recommendations, and ensuring your personal info is safely monitored with Identity Protection.
For example, if your information is exposed in a data breach your score may drop, but you can improve it by following our easy-to-follow remediation steps. Once you’ve completed those steps your score will go back up and you can be confident knowing you’re better protected online.
A perfect score does not mean you’re perfectly safe, but it does mean that you’re doing an excellent job of preventing and managing risks.
Your Protection Score is a great way to understand how safe you are at a glance. Additionally, improving your score ensures your life online is being protected by many of the safety features and benefits McAfee has to offer. For instance, the subscriber, John Smith, can see they’re fairly safe based on their score. However, it isn’t a perfect score and there are a few actions they could still take to improve it. In this case, adding their email and phone number to dark web monitoring – a crucial step in protecting their personally identifiable information online.
Protection Score can be easily accessed* from your browser of choice on any device so you can review our guidance and take steps to improve your score from wherever you are. McAfee’s Protection Score is a first for the cybersecurity industry, but we’re not stopping there. We’re going to continue to improve the feature by adding more personalization and accessibility so you can enjoy your life online knowing exactly how protected you are.
*Note that Protection Score is currently live in the US, Canada, Brazil, Australia, New Zealand, Japan, UK, Germany, France, Spain, and Italy.
The post Stay on top of your online security with our Protection Score appeared first on McAfee Blog.
Today, we released the latest issue of The Domain Name Industry Brief, which shows that the second quarter of 2021 closed with 367.3 million domain name registrations across all top-level domains (TLDs), an increase of 3.8 million domain name registrations, or 1.0%, compared to the first quarter of 2021.1,2 Domain name registrations have decreased by 2.8 million, or 0.7%, year over year.1,2
Check out the latest issue of The Domain Name Industry Brief to see domain name stats from the second quarter of 2021, including:
This quarter’s The Domain Name Industry Brief also includes an overview of how Registration Data Access Protocol (RDAP) improves upon the legacy WHOIS protocol.
To see past issues of The Domain Name Industry Brief, please visit verisign.com/dnibarchives.
1. The figure(s) includes domain names in the .tk ccTLD. .tk is a ccTLD that provides free domain names to individuals and businesses. Revenue is generated by monetizing expired domain names. Domain names no longer in use by the registrant or expired are taken back by the registry and the residual traffic is sold to advertising networks. As such, there are no deleted .tk domain names. https://www.businesswire.com/news/home/20131216006048/en/Freenom-Closes-3M-Series-Funding#.UxeUGNJDv9s.
2. The generic top-level domain (gTLD), new gTLD (ngTLD) and ccTLD data cited in the brief: (i) includes ccTLD Internationalized Domain Names (IDNs), (ii) is an estimate as of the time this brief was developed and (iii) is subject to change as more complete data is received. Some numbers in the brief may reflect standard rounding.
The post Verisign Q2 2021 The Domain Name Industry Brief: 367.3 Million Domain Name Registrations in the Second Quarter of 2021 appeared first on Verisign Blog.
Authored by ChanUng Pak
McAfee’s Mobile Research team recently found a new Android malware, Elibomi, targeting taxpayers in India. The malware steals sensitive financial and private information via phishing by pretending to be a tax-filing application. We have identified two main campaigns that used different fake app themes to lure in taxpayers. The first campaign from November 2020 pretended to be a fake IT certificate application while the second campaign, first seen in May 2021, used the fake tax-filing theme. With this discovery, the McAfee Mobile Research team has been able to update McAfee Mobile Security so that it detects this threat as Android/Elibomi and alerts mobile users if this malware is present in their devices.
During our investigation, we found that in the latest campaign the malware is delivered using an SMS text phishing attack. The SMS message pretends to be from the Income Tax Department in India and uses the name of the targeted user to make the SMS phishing attack more credible and increase the chances of infecting the device. The fake app used in this campaign is designed to capture and steal the victim’s sensitive personal and financial information by tricking the user into believing that it is a legitimate tax-filing app.
We also found that Elibomi exposes the stolen sensitive information to anyone on the Internet. The stolen data includes e-mail addresses, phone numbers, SMS/MMS messages among other financial and personal identifiable information. McAfee has reported the servers exposing the data and at the time of publication of this blog the exposed information is no longer available.
The latest and most recent Elibomi campaign uses a fake tax-filing app theme and pretends to be from the Income Tax Department from the Indian government. They even use the original logo to trick the users into installing the app. The package names (unique app identifiers) of these fake apps consist of a random word + another random string + imobile (e.g. “direct.uujgiq.imobile” and “olayan.aznohomqlq.imobile”). As mentioned before this campaign has been active since at least May 2021.
Figure 1. Fake iMobile app pretending to be from the Income Tax Department and asking SMS permissions
After all the required permissions are granted, Elibomi attempts to collect personal information like e-mail address, phone number and SMS/MMS messages stored in the infected device:
Figure 2. Elibomi stealing SMS messages
Here are our recommendations to avoid being affected by this and other Android threats that use social engineering to convince users to install malware disguised as legitimate apps:
Android/Elibomi is just another example of the effectiveness of personalized phishing attacks to trick users into installing a malicious application even when Android itself prevents that from happening. By pretending to be an “Income Tax” app from the Indian government, Android/Elibomi has been able to gather very sensitive and private personal and financial information from affected users which could be used to perform identify and/or financial fraud. Even more worryingly, the information was not only in cybercriminals’ hands, but it was also unexpectedly exposed on the Internet which could have a greater impact on the victims. As long as social engineering attacks remain effective, we expect that cybercriminals will continue to evolve their campaigns to trick even more users with different fake apps including ones related to financial and tax services.
McAfee Mobile Security detects this threat as Android/Elibomi and alerts mobile users if it is present. For more information about McAfee Mobile Security, visit https://www.mcafeemobilesecurity.com
For those interested in a deeper dive into our research…
During our investigation, we found the main distribution method of the latest campaign in one of the stolen SMS messages exposed in one of the C2 servers. The SMS body field in the screenshot below shows the Smishing attack used to deliver the malware. Interestingly, the message includes the victim’s name in order to make the message more personal and therefore more credible. It also urges the user to click on a suspicious link with the excuse of checking an urgent update regarding the victim’s Income Tax return:
Figure 3. Exposed information includes the SMS phishing attack used to originally deliver the malware
Elibomi not only exposes stolen SMS messages, but it also captures and exposes the list of all accounts logged in the infected devices:
Figure 4. Example of account information exposed in one of the C2 servers
If the targeted user clicks on the link in the text message, a phishing page will be shown pretending to be from the Income Tax Department from the Indian government which addresses the user by its name to make the phishing attack more credible:
Figure 5. Fake e-Filing phishing page pretending to be from the Income Tax Department in India
Each targeted user has a different application. For example in the screenshot below we have the app “cisco.uemoveqlg.imobile” on the left and “komatsu.mjeqls.imobile” on the right:
Figure 6. Different malicious applications for different users
During our investigation, we found that there are several variants of Elibomi for the same iMobile fake Income tax app. For example, some iMobile apps only have the login page while in others have the option to “register” and request a fake tax refund:
Figure 7. Fake iMobile screens designed to capture personal and financial information
The sensitive financial information provided by the tricked user is also exposed on the Internet:
Figure 8. Example of exposed financial information stolen by Elibomi using a fake tax filling app
The first Elibomi campaign pretended to be a fake “IT Certificate” app was found to be distributed in November 2020. In the following figure we can see the similarities in the code between the two malware campaigns:
Figure 9. Code similarity between Elibomi campaigns
The malicious application impersonated an IT certificate management module that is purposedly used to validate the device in a non-existent verification server. Just like the most recent version of Elibomi, this fake ITCertificate app requests SMS permissions but it also requests device administrator privileges, probably to make more difficult its removal. The malicious application also simulates a “Security Scan” but in reality what it is doing in the background is stealing personal information like e-mail, phone number and SMS/MMS messages stored in the infected device:
Figure 10. Fake ITCertificate app pretending to do a security scan while it steals personal data in the background
Just like with the most recent “iMobile” campaign, this fake “ITCertificate” also exposes the stolen data in one of the C2 servers. Here’s an example of a stolen SMS message that uses the same log fields and structure as the “iMobile” campaign:
Figure 11. SMS message is stolen by the fake “ITCertificate” using the same log structure as “iMobile”
The cybercriminals behind these two pieces of malware designed a simple but interesting string obfuscation technique. All strings are decoded by calling different classes and each class has a completely different table value
Figure 12. Calling the de-obfuscation method with different parameters
Figure 13. String de-obfuscation method
Figure 14. String de-obfuscation table
The algorithm is a simple substitution cipher. For example, 35 is replaced with ‘h’ and 80 is replaced with ‘t’ to obfuscate the string.
| Hash | Package name | ||
| 1e8fba3c530c3cd7d72e208e25fbf704ad7699c0a6728ab1b290c645995ddd56 | direct.uujgiq.imobile | ||
| 7f7b0555563e08e0763fe52f1790c86033dab8004aa540903782957d0116b87f |
ferrero.uabxzraglk.imobile
|
||
| 120a51611a02d1d8bd404bb426e07959ef79e808f1a55ce5bff33f04de1784ac |
erni.zbvbqlk.imobile
|
||
| ecbd905c44b1519590df5465ea8acee9d3c155334b497fd86f6599b1c16345ef |
olayan.bxynrqlq.imobile
|
||
| da900a00150fcd608a09dab8a8ccdcf33e9efc089269f9e0e6b3daadb9126231 | foundation.aznohomqlq.imobile | ||
| 795425dfc701463f1b55da0fa4e7c9bb714f99fecf7b7cdb6f91303e50d1efc0 | fresenius.bowqpd.immobile | ||
| b41c9f27c49386e61d87e7fc429b930f5e01038d17ff3840d7a3598292c935d7 | cisco.uemoveqlg.immobile | ||
| 8de8c8c95fecd0b1d7b1f352cbaf839cba1c3b847997c804dfa2d5e3c0c87dfe | komatsu.mjeqls.imobile | ||
| ecbd905c44b1519590df5465ea8acee9d3c155334b497fd86f6599b1c16345ef | olayan.bxynrqlq.imobile | ||
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The post Phishing Android Malware Targets Taxpayers in India appeared first on McAfee Blog.
An important alert for anyone who uses smart cameras, Wi-Fi baby monitors, and other connected devices that send audio or video over the internet: a recent security advisory indicates millions of these devices may be at risk of remote monitoring or attack.
The root of the concern is an apparent vulnerability in the Software Development Kit (“SDK”) used with the ThroughTek Kalay network. Millions of smart devices use Kalay and its protocols to communicate over the internet.
As mentioned in the security advisory, an attacker could exploit the apparent vulnerability to intercept audio and video signals sent to and from Kalay-enabled devices. This could lead to follow-on attacks that utilize the Kalay-enabled Internet of Things (IoT) platform—such as the smart cameras and baby monitors.
While there is not a comprehensive list of specific devices or manufacturers that may be affected by this alert, millions of devices use the Kalay network and protocols. Given this, people who own these types of devices should strongly consider taking the following steps to protect themselves while ThroughTek and its partners actively address the issue:
1. Update your devices. Manufacturers using the Kalay protocol have been advised to update to its latest version and enable further security features. Updating your devices regularly increases the chances that you’ll receive security improvements soon after they become available.
2. Do not connect to your smart cameras, baby monitors, and other devices through public Wi-Fi. Accessing these devices via a smartphone app from an unprotected network can compromise the security of your devices. Use a VPN or a secure cellular data connection instead.
3. Use strong, unique passwords. Every device of yours should have one, along with a unique username to go along with it. In some cases, connected devices ship with default usernames and passwords, making them that much easier to hack.
With those immediate steps in place, this security advisory offers you a chance to take a fresh look at your network and device security overall. With these straightforward steps in place, you’ll be more protected against such events in the future—not to mention more secure in general.
Our banks, many of the online shopping sites we use, and numerous other accounts use two-factor authentication to help validate that we’re who we say we are when logging in. In short, a username and password combo is an example of one-factor authentication. The second factor in the mix is something you, and only you, own or control, like your mobile phone. Thus, when you log in and get a prompt to enter a security code that’s sent to your mobile phone, you’re taking advantage of two-factor authentication. If your IoT device supports two-factor authentication as part of the login procedure, put it to use and get that extra layer of security.
Your router acts as the internet’s gateway into your home. From there, it works as a hub that connects all your devices—computers, tablets, and phones, along with your IoT devices as well. That means it’s vital to keep your router secure. A quick word about routers: you typically access them via a browser window and a specific address that’s usually printed somewhere on your router. Whether you’re renting your router through your internet provider or have purchased one, the internet provider’s “how to” guide or router documentation can step you through this process.
The first thing to do is change the default password of your router if you haven’t done so already. Again, use a strong method of password creation. Also, change the name of your router. When you choose a new one, go with name that doesn’t give away your address or identity. Something unique and even fun like “Pizza Lovers” or “The Internet Warehouse” are options that mask your identity and are memorable for you too. While you’re making that change, you can also check that your router is using an encryption method, like WPA2, which helps secure communications to and from your router. If you’re unsure what to do, reach out to your internet provider or router manufacturer.
Just as you can offer your human guests secure access that’s separate from your own devices, creating an additional network on your router allows you to keep your computers and smartphones separate from IoT devices. This way, if an IoT device is compromised, a hacker will still have difficulty accessing your other devices, like computers and smartphones, along with the data and info that you have stored on them. You may also want to consider investing in an advanced internet router that has built-in protection and can secure and monitor any device that connects to your network.
We mentioned this above, yet it’s so important that it calls for a second mention: make sure you have the latest software updates for your IoT devices. That will make sure you’re getting the latest functionality from your device, and updates often contain security upgrades. If there’s a setting that lets you receive automatic updates, enable it so that you always have the latest.
You’ve probably seen that you can control a lot of your connected things with your smartphone. We’re using them to set the temperature, turn our lights on and off, and even see who’s at the front door. With that, it seems like we can add the label “universal remote control” to our smartphones—so protecting our phones has become yet more important. Whether you’re an Android or iOS device user, get security software installed on your phone so you can protect all the things it accesses and controls—in addition to you and the phone as well.
While the apparent vulnerability in the Kalay protocol is at issue here, this security advisory stands as a good reminder to protect all of our connected things—notably our computers and laptops. Using a strong suite of security software like McAfee® Total Protection, can help defend your entire family from the latest threats and malware, make it safer to browse, and look out for your privacy too.
The post McAfee Security Alert: Protect Your Smart Cameras and Wi-Fi Baby Monitors appeared first on McAfee Blog.
With the increase in online activities due to the COVID-19 pandemic, consumers are potentially becoming exposed to more online threats, and nearly 1 in 3 Americans are not confident in their ability to prevent a cyberattack. Through a partnership with American Express via the Amex Offers Program, McAfee is delighted to offer eligible American Express Card Members personal online security by providing access to comprehensive solutions that protect online security
“Despite the increase in potential risks, consumers plan to continue conducting more and more personal activities online as the post-pandemic new normal comes to fruition,” said Pedro Gutierrez, SVP Global Consumer Sales & Operations at McAfee. “Investing in personal security solutions to protect your online life is a simple way to think security-first, and we’re ecstatic we can now offer these solutions to add value to American Express Card Members.”
The COVID-19 pandemic has forced many regular activities online, with McAfee’s 2021 Consumer Security Mindset Report finding that internet providers saw household internet usage surge anywhere from 40% to 100% as people worked, studied, shopped and entertained themselves at home. Additionally, McAfee found that of consumers that purchased connected devices in 2020, only 50% acted by purchasing security software and only 1 in 4 checked if their security software is up to date.
Through the Amex Offers program, eligible American Express Card Members can receive a statement credit of up to $15 if they spend $45 or more to purchase personal protection solutions at McAfee.com. The statement credit is available to eligible American Express Card Members until August 24th, 2021 and Card Members should check their offers list for additional details on eligibility, offer redemption instructions and applicable limitations.
The post McAfee Partners with American Express to Provide Best-in-Class Security appeared first on McAfee Blogs.
Equipping and guiding your digitally connected child is one of the toughest challenges you will face as a parent. As your child grows and changes, so too will their online activities. Friend groups, favorite apps, and online interests can shift from one month to the next, which is why parental controls can be a parent’s best friend.
According to a report from Common Sense Media, teens spend an average of seven hours and 22 minutes on their phones a day. Tweens (ages 8 to 12) spend four hours and 44 minutes daily. This is time outside of schoolwork.
That is a lot of time to stroll the streets of cyberspace for entertainment purposes, and it’s only increased since the pandemic.
Striking a balance between screen time and healthy device use is an always-evolving challenge. On the one hand, your child’s device is an essential channel connecting them to their self-identity, peer acceptance, and emotional well-being. On the other hand, that same device is also the door that can bring issues such as cyberbullying, predators, risky behavior, and self-image struggles into your child’s life.
Parental controls are tools that allow parents to set controls on their children’s internet use. Controls include content filters (inappropriate content), usage limits (time controls), and monitoring (tracking activity).
Many of the technology your family already owns or sites your kids visit have basic parental controls (i.e., built-in controls for android and iPhone and social networks such as YouTube). However, another level of parental control comes in software specifically engineered to filter, limit, and track digital activity. These consumer-designed parental controls offer families a higher, more powerful form of protection.
If you are like many parents who land on this blog, you’ve hit a rough patch. You have concerns about your child’s online activity but aren’t sure how to begin restoring balance. Rightly, you want to find the best parental control software and put digital safeguards in place.
Every family dynamic is different, as is every family’s approach to online monitoring. However, most parents can agree that when a negative influence begins to impact the family’s emotional and physical health, exploring new solutions can help get you back on track.
Depending on your child’s age, you may need to consider parental controls if:
1. They don’t respond when you talk to them
If your child is increasingly engrossed in their phone and it’s causing communication issues in your family, you may want to consider software that includes time limits. Connecting with your child during device-free time can improve communication.
2. They’ve started ignoring homework and family responsibilities
There are a lot of reasons grades can plummet, or interests can fade. However, if your child is spending more and more time online, limiting or monitoring what goes on in that time can help restore emotional balance and self-discipline to meet responsibilities.
3. Their browser history shows access to risky content
Innocent online searches can lead to not so innocent results or children may go looking for content simply because they’re curious. Parental controls automatically block age-inappropriate sites and filter websites, apps, and web searches.
4. They won’t give you their device without a fight
If the phone has become the center of your child’s world at the cost of parental respect and family rules, they may be engaged in inappropriate behavior online, connecting with the wrong friends, or struggling with tech balance. With the proper parental controls, a parent can block risky content, view daily activity, and set healthy time limits.
5. They’re losing interest in family outings and other non-digital activities
Poor habits form quietly over time. If your child has dramatically changed their focus in the past three to six months, consider zooming in on why. It may not be technology use, but you may consider an additional layer of protection if it is.
6. They go into another room to respond to a text
While everyone deserves privacy, if constantly sneaking away to communicate with a friend is your child’s new norm, you may consider making some screen time adjustments.
7. They are exhausted
Unbeknownst to parents, kids might be exchanging sleep for screen time. Parental controls can help you nip this unhealthy habit. Setting time limits can help kids experience deeper sleep, better moods, more focus, and more energy.
8. They overshare online
If you browse through your child’s social media and notice their profiles are public instead of private, or if your child tends to overshare personal information, parental controls can help you monitor future activity.
Ideally, we’d all prefer to live in a world where we didn’t need parental controls at all. Unfortunately, that is neither a present nor future reality. So, we recalibrate, keep learning, and keep adding to our parenting skills. As always, we believe the first go-to digital safety tool is investing in consistent open and honest conversation with your child. And the second tool? Yup, reach for the parental controls. While you may hear some hemming and hawing from your kids at first, the peace of mind you gain from having parental controls in place will be worth it.
The post 8 Signs It May Be Time for Parental Controls appeared first on McAfee Blog.
Depending on where your travels take you, you might need a new passport—a COVID-19 vaccine passport.
In an effort to kickstart travel and local economies, these so-called vaccine passports are more accurately a certificate. Such a “passport” can offer proof that the holder has been fully vaccinated against the virus, and there are several of these passports developing in the wings. With all of this in motion, I wanted to give families a look at what’s happening so that they can protect their privacy and identity online.
Broadly speaking, a vaccine passport works like this: information such as name, date of birth, date of vaccination, vaccination type, and vaccination lot number are used to create a digital certificate stored in a smartphone or a physical card. The holder can then offer up that proof of vaccination (or a recent negative test result) to businesses, travel authorities, and the like.
The notion of a vaccine passport has actually been around for a while now, such as the “Yellow Card” issued by the World Health Organization (WHO), which documents vaccination against diseases like cholera and yellow fever for travelers. Note that currently there’s no widely accepted standard for COVID-19 vaccine passports. What’s more, conversations continue around the concerns that come with documenting and sharing vaccine information securely. Understandably, it’s a complex topic.
As of this writing, the European Union has started issuing the “EU Digital Covid Certificate,” which allows its holders to travel throughout the EU freely without quarantine restrictions. The UK has its own version in the works, as do other nations in Asia, along with airline carriers too. In the U.S., “passports” appear to be in development on the state level, rather than on the federal level. For example, the state of New York has its Excelsior Pass program and California has its Digital COVID-19 Vaccine Record available to residents. Private airlines and air travel industry groups have launched their own efforts as well, such as the International Air Travel Association’s IATA Travel Pass.
How these passports are rolled out and how they get used will vary, yet vaccine passports may have an impact on the way people can travel as we recover globally from the pandemic. In some cases, they may even determine if people can attend large events that can help localities reboot their economies and public life in general (i.e., concerts, sporting events, and so on).
The development of vaccine passports and all the rules businesses and local authorities set around them may feel a bit out of our hands. However, in terms of your privacy and your family’s privacy, plenty is still very much in your hands. The common denominator across all these vaccine passports is the exchange of personal information—you and your family’s personal information. And where personal information is shared, hackers are sure to follow. This presents a perfect opportunity for you and your family to review your online privacy practices and close any gaps, whether you plan on traveling or not.
I put together a few things you can do to make sure that you and your family can navigate the future use of these passports with your privacy in mind:
What seems like an innocent celebration of your vaccination could put your personal information at risk. The information captured on these cards varies by nation, region, and locality, with some of the cards containing more information than others. However, even basic info such as birthday, vaccine manufacturer and lot number, location of immunization, or doctor’s name can provide the basis of a scam, such as a phishing email or phishing text message. Likewise, such information could get scooped up by a hacker and used to create phony vaccination credentials. Instead of posting that pic of you and your vaccine card, go with a happy selfie instead. And if you’ve already posted, go ahead and delete the image, better to remove it now and stay safe.
As mentioned above, the uncertainty around vaccine passports, and the general uncertainty around the latter days of the pandemic overall, creates opportunities for hackers and cybercrooks. Just as the early pandemic saw phony offers around miracle cures and today we’re seeing offers for phony vaccination cards, you can bet that scams revolving around vaccine passports will follow. The best advice here is to go to a trusted source for information, like the NHS in the UK or the American Medical Association in the U.S. Granted, cybercrooks will launch their phishing campaigns regardless. Here’s what to do if one heads your way:
In all, if someone is asking for any kind of personal or financial information via an email, text, instant message, or the like, chances are it’s a scam. For more, check out this article on how to spot the warning signs of a phishing attack.
In a time of data breaches large and small, checking your credit regularly is a wise move. Doing so will help you quickly spot issues and help you address them, as companies typically have a clear-cut process for dealing with fraud. You can get a free credit report in the U.S. via the Federal Trade Commission (FTC) and other nations like the UK have similar free offerings as well.
Do the same for your children. They’re targets too. High-value targets at that. Their credit reports are clean, which gives cybercrooks a blank slate to work with. Even more attractive is that child identity theft often goes long unnoticed until years later when the child gets older and rents an apartment or applies for their first credit card.
It’s that simple. Given that these vaccine passports will likely involve a digital certificate stored on a smartphone, app, or possibly other devices, protect them so you can protect yourself. Select comprehensive security software that will protect multiple devices so that everyone in your home is covered.
You can bet that rumors will abound as to who is issuing what “passport”, under what restrictions, and with what implications for traveling, dining out, and visiting shops. All of that amounts to plenty of falsehoods and scams that attempt to rob you of your privacy, identity, and even your money. Turn to trusted news sources known for their even-handed reporting, such as Reuters or the Associated Press, and get your information from there. Knowing what the facts about vaccine passports are in your locality will arm you against fear-based attacks.
A few months back, the FTC posted its own blog about sharing vaccine card photos. It’s a great read, in part because they used a helpful analogy to discuss privacy and identity theft:
Think of it this way — identity theft works like a puzzle, made up of pieces of personal information. You don’t want to give identity thieves the pieces they need to finish the picture.
Likewise, any vaccine passport you acquire will become yet another puzzle piece that you have to protect.
In all, with post-pandemic recovery measures evolving before our eyes, keep an eye on your family’s security. Don’t give away any snippets of info that could be used against you and stay on the lookout for the scams hitting the internet that play on people’s uncertainty and fears. COVID-19 passports may be entirely new, yet they give cybercrooks one more way they can play their old tricks.
The post COVID-19 Vaccine Passports: 5 Security Tips for You and Your Family appeared first on McAfee Blogs.
Today we wrap up Mobile World Congress (MWC) 2021. Whether you joined online or attended the hybrid conference in person, one thing is certain: today’s groundbreaking technology is paving the way for our future connectivity. Fittingly, the theme of this year’s event was Connected Impact, representing the role mobile connectivity plays in an ever-changing world, where flexibility and adaptability are critical. Here are four of the key consumer takeaways from this year’s conference:
COVID-19 truly put the power of online connectivity to the test. While 2020 was supposed to be the year of 5G connectivity, this was put on pause as the world faced social and financial uncertainty. Instead, the spotlight fell on legacy technologies to create a new normal for users. Consumers quickly had to figure out how to live their best lives online — from working from home to distance learning to digitally connecting with loved ones.
To help foster online connectivity for all, 5G must step back into the spotlight. Although publicly available 5G networks have been around for two years, it is unlikely that many users see much of a difference between 5G and LTE. For users to feel the impact of 5G, mobile carriers must expand the frequencies at the low and high ends of the spectrum, which is where 5G networks operate.
Qualcomm led the 5G announcements on Monday with the unveiling of its second-generation Qualcomm 5G RAN Platform for Small Cells (FSM200xx). This platform brings major enhancements to radio frequencies and is designed to take millimeter wave performance to more places: indoors, outdoors, and around the globe. According to Qualcomm, these advancements aim to facilitate greater mobile experiences and accelerate 5G performance and availability to users everywhere— thus reshaping opportunities for homes, hospitals, offices and more.
Technology and connectivity played a crucial role in our daily lives in 2020—and therefore, unsurprisingly, spending on health and wellness tech grew by 18.1%. But now, we must ask ourselves what role technology will play post-lockdown.
While they did not have a physical appearance at MWC this year, Samsung provided a sneak of their new wearables: they introduced the One UI Watch user experience, a new interface designed to make the Galaxy Watch and smartphone experience more deeply connected. Samsung also announced its expanded partnership with Google, promising to deliver better performance, longer battery life, and a larger ecosystem of apps to the Galaxy Watch. Although they did not unveil any hardware at MWC, Samsung did ensure that users can expect to see new devices like the Galaxy Z Fold 3 and the Galaxy Watch 4 at their Galaxy Unpacked event happening in July/August of 2021.
2020 also shone a bright light on the key role technology plays in the consumption and distribution of creative arts and entertainment. Lockdown put an even greater responsibility on streaming platforms — and the devices they are accessed on — to deliver content right to people’s homes.
To help meet entertainment consumption needs, Lenovo announced not one, not two, but five new Android tablets during MWC. Its largest tablet is the Yoga Tab 13, which features a built-in kickstand, 13-inch display with 2,160 x 1,350 resolution, up to 12 hours of battery life, and more. Lenovo is pitching this model as its “portable home cinema,” perfect for streaming on the go. It also unveiled the Yoga Tab 11 and the Tab P11 Plus, which are expected to be available in EMEA in July following the Yoga Tab 13’s June release date. For users hoping for a more compact, budget-friendly device, Lenovo also announced the Lenovo Tab M8 and the Lenovo Tab M7. Whichever model you select, one thing it certain — digital devices have and will continue to be instrumental in consumer entertainment.
These exciting announcements are a great representation of what the future holds for mobile technology and greater connectivity. The advancements in mobile connectivity have already made a positive impact on consumer lifestyles, but the rise in popularity of these devices has also caught the attention of cybercriminals looking to exploit consumers’ reliance on this technology.
More time spent online interacting with various apps and services simultaneously increases your chance of exposure to cybersecurity risks and threats. Unsurprisingly, cybercriminals were quick to take advantage of the increase in connectivity throughout 2020. McAfee Labs saw an average of 375 new threats per minute and a surge of hackers exploiting the pandemic through COVID-19 themed phishing campaigns, malicious apps, malware and more. For users to continue to live a connected life, they will need to take greater care of their online safety and ensure that security is top-of-mind in any given situation. Taking these precautions will provide greater peace of mind in the new mobile-driven world.
The post The Future of Mobile: Trends from Mobile World Congress 2021 appeared first on McAfee Blogs.
What do Burger King and the popular “Doge” meme have in common? They both have cryptocurrencies named after their likeliness. WhopperCoin and Dogecoin are just two examples of the thousands of types of cryptocurrencies that have caught users’ attention over the past few years. Cryptocurrencies are digital tokens generated by a computer after solving complex mathematical functions. These functions are used to verify the authenticity of a ledger, or blockchain.
Bitcoin is the most popular cryptocurrency today, increasing its value by almost 300% in 2020. Today, almost 46 million Americans own at least one share of Bitcoin, illustrating how these cryptocurrencies are the future of tomorrow’s digital payment system — or are they? The same benefits that make them a popular choice with online users have also made them popular amongst online thieves, sparking a wave of ransomware attacks and other cyberattacks more recently. This begs the question: do the benefits of Bitcoin outweigh the risks?
Every rose has its thorn, and several Bitcoin benefits seem to be hitched to online security risks. Here are some cryptocurrency characteristics that may seem appealing to users, but also provide cybercriminals with an opportunity to exploit:
As previously mentioned, cryptocurrency exchanges take place on an online public ledger, or blockchain, to secure online transactions. This means that anybody can observe the exchange online. However, the parties making the transactions are anonymous, disguised with a random number. Bitcoin users can make purchases that are never associated with their identity, similar to a cash transaction.
While the purchase discretion provided by Bitcoin may be appealing to users who want to remain private, this characteristic could also aid cybercriminals in malicious activity. Due to the anonymity of Bitcoin transactions, there is no way for someone to associate a person with a certain cryptocurrency wallet. Furthermore, a user could have multiple wallets, allowing them to spread their currency from one address to another.
For a cybercriminal looking to target an individual with ransomware, the purchase discretion and anonymity of Bitcoin provide a favorable solution. In fact, Bitcoin accounts for approximately 98% of ransomware payments today. Say a hacker carries out a ransomware attack and demands that the user pay a large sum in Bitcoin. If the user completes the payment, the hacker can keep moving the currency from one anonymous account to another. That makes it very difficult — though not impossible — to trace if the individual decides to investigate the case and tries to get their money back.
Another characteristic that Bitcoin users find appealing is the autonomy offered by digital currencies. In theory, they allow users more autonomy over their own money than government-regulated currencies do. With Bitcoin, users can control how they spend their money without dealing with an intermediary authority like a bank or government.
This lack of intermediary authority also opens a door for hackers to exploit. Say a user decides that they want to manage their finances using Bitcoin to bypass banking fees and send money to friends and family in different parts of the world. As previously mentioned, a Bitcoin user is assigned an anonymous private key that acts as their security credential. This key is generated and maintained by the user instead of a third-party agency. But what happens if the key isn’t random enough? An attacker could steal the user’s private key, and they will not be able to recover it since the Bitcoin blockchain is not dependent on any centralized third-party institutions. Therefore, it will be very difficult to track the attacker’s behaviors and recover lost funds.
It is safe to say that Bitcoin has caused a lot of buzz. But do the benefits outweigh the risks? Due to the nature of Bitcoin and most other public blockchains, anyone in the world can perform transactions or cryptographic computations — including cybercriminals. That’s why it is crucial for current cryptocurrency users and those considering cryptocurrency investment to do their research and know what vulnerabilities lie within the world of Bitcoin.
Follow these tips to help protect yourself from common threats that leverage cryptocurrency:
With blockchain, cryptocurrency, and any new and emerging technology, make sure you always remain a bit skeptical. Do your homework before you embrace the technology — research your options and make note of any known security issues and what you can do to mitigate known risks.
If a hacker does target you with ransomware demanding Bitcoin payment, it’s best not to pay the ransom. Although you may feel in the moment that this is the only way to get your encrypted files back, there is no guarantee that the ransomware developers will send a decryption tool once they receive the payment. Paying the ransom also contributes to the development of more ransomware families, so it is best to hold off on making any payments. Furthermore, a recent study found that 80% of businesses that choose to pay a ransom experience a subsequent ransomware attack. While it may feel like your only option in the moment, paying a ransom could show attackers that you’re willing to make the payment, therefore positioning you as an ideal target for yet another attack.
If you are targeted with ransomware, it’s crucial that you always have backup copies of your files, preferably in the cloud and on an external hard drive. This way, if you do get a ransomware infection, you can wipe your computer or device and reinstall your files from the backup. Backups protect your data, and you won’t be tempted to reward the hackers by paying a ransom. Backups won’t prevent ransomware, but they can mitigate the risks.
Large organizations often fall prey to ransomware attacks, so take necessary precautions if a company you’ve interacted with becomes compromised from a data leak or a ransomware attack. Immediately change your passwords for all your accounts, ensuring they are strong and unique. You can also employ a password manager to keep track of your credentials and generate secure login keys.
Add an extra layer of security with a solution such as McAfee® Total Protection, which includes Ransom Guard, to help protect your devices from these cyberthreats and ensure your digital wellness online.
The emergence of Bitcoin has indeed facilitated a wave of cybercrime that was previously difficult to perceive. In this new age of digital payments, blockchain, and cryptocurrencies, make sure that you do your research and stay vigilant when it comes to protecting your online safety. Remember: Bitcoin worth will continue to fluctuate, but your personal security will always remain invaluable.
To stay updated on all things McAfee and on top of the latest consumer and mobile security threats, follow @McAfee_Home on Twitter, subscribe to our newsletter, listen to our podcast Hackable?, and ‘Like’ us on Facebook.
The post Do the Benefits of Bitcoin Outweigh the Risks? appeared first on McAfee Blogs.
[Disclaimer: The McAfee ATR team disclosed this vulnerability to Peloton and promptly started working together to responsibly develop and issue a patch within the disclosure window. The patch was tested and confirmed effective on June 4, 2021.]
Picture this: A hacker enters a gym or fitness center with a Peloton Bike+. They insert a tiny USB key with a boot image file containing malicious code that grants them remote root access. Since the attacker doesn’t need to factory unlock the bike to load the modified image, there is no sign that it was tampered with. With their newfound access, the hacker interferes with the Peloton’s operating system and now has the ability to install and run any programs, modify files, or set up remote backdoor access over the internet. They add malicious apps disguised as Netflix and Spotify to the bike in the hopes that unsuspecting users will enter their login credentials for them to harvest for other cyberattacks. They can enable the bike’s camera and microphone to spy on the device and whoever is using it. To make matters worse, they can also decrypt the bike’s encrypted communications with the various cloud services and databases it accesses, potentially intercepting all kinds of sensitive information. As a result, an unsuspecting gym-goer taking the Peloton Bike+ for a spin could be in danger of having their personal data compromised and their workout unknowingly watched.
That’s a potential risk that you no longer have to worry about thanks to McAfee’s Advanced Threat Research (ATR) team. The ATR team recently disclosed a vulnerability (CVE-2021-3387) in the Peloton Bike+, which would allow a hacker with either physical access to the Bike+ or access during any point in the supply chain (from construction to delivery), to gain remote root access to the Peloton’s tablet. The hacker could install malicious software, intercept traffic and user’s personal data, and even gain control of the Bike’s camera and microphone over the internet. Further conversations with Peloton confirmed that this vulnerability is also present on Peloton Tread exercise equipment; however, the scope of our research was confined to the Bike+.
As a result of COVID-19, many consumers have looked for in-home exercise solutions, sending the demand for Peloton products soaring. The number of Peloton users grew 22% between September and the end of December 2020, with over 4.4 million members on the platform at year’s end. By combining luxury exercise equipment with high-end technology, Peloton presents an appealing solution to those looking to stay in shape with a variety of classes, all from a few taps of a tablet. Even though in-home fitness products such as Peloton promise unprecedented convenience, many consumers do not realize the risks that IoT fitness devices pose to their online security.
IoT fitness devices such as the Peloton Bike+ are just like any other laptop or mobile phone that can connect to the internet. They have embedded systems complete with firmware, software, and operating systems. As a result, they are susceptible to the same kind of vulnerabilities, and their security should be approached with a similar level of scrutiny.
Following the consumer trend in increasing IoT fitness devices, McAfee ATR began poring over the Peloton’s various systems with a critical eye, looking for potential risks consumers might not be thinking about. It was during this exploratory process that the team discovered that the Bike’s system was not verifying that the device’s bootloader was unlocked before attempting to boot a custom image. This means that the bike allowed researchers to load a file that wasn’t meant for the Peloton hardware — a command that should normally be denied on a locked device such as this one. Their first attempt only loaded a blank screen, so the team continued to search for ways to install a valid, but customized boot image, which would start the bike successfully with increased privileges.
After some digging, researchers were able to download an update package directly from Peloton, containing a boot image that they could modify. With the ability to modify a boot image from Peloton, the researchers were granted root access. Root access means that the ATR team had the highest level of permissions on the device, allowing them to perform functions as an end-user that were not intended by Peloton developers. The Verified Boot process on the Bike failed to identify that the researchers tampered with the boot image, allowing the operating system to start up normally with the modified file. To an unsuspecting user, the Peloton Bike+ appeared completely normal, showing no signs of external modifications or clues that the device had been compromised. In reality, ATR had gained complete control of the Bike’s Android operating system.
The McAfee ATR team disclosed this vulnerability to Peloton and promptly started working together to responsibly develop and issue a patch within the disclosure window. The patch was tested and confirmed effective on June 4, 2021. The discovery serves as an important reminder to practice caution when using fitness IoT devices, and it is important that consumers keep these tips in mind to stay secure while staying fit:
Stay on top of software updates from your device manufacturer, especially since they will not always advertise their availability. Visit their website regularly to ensure you do not miss news that may affect you. Additionally, make sure to update mobile apps that pair with your IoT device. Adjust your settings to turn on automatic software updates, so you do not have to update manually and always have the latest security patches.
Do your research before making a significant investment in an IoT device. Ask yourself if these devices are from a reputable vendor. Have they had previous data breaches in the past, or do they have an excellent reputation for providing secure products? Also, take note of the information your IoT device collects, how vendors use this information and what they release to other users or third parties.
Above all, understand what control you have over your privacy and information usage. It is a good sign if an IoT device allows you to opt-out of having your information collected or lets you access and delete the data it does collect.
Protect your data from being compromised by stealthy cybercriminals by using an identity theft solution such as the one included in McAfee Total Protection. This software allows users to take a proactive approach to protecting their identities with personal and financial monitoring, as well as recovery tools.
If you are one of the 4.4 million Peloton members or use other IoT fitness devices, it is important to keep in mind that these gadgets could pose a potential security risk just like any other connected device. To elevate your fitness game while protecting your privacy and data, incorporate cybersecurity best practices into your everyday life so you can confidently enjoy your IoT devices.
As stated, McAfee and Peloton worked together closely to address this issue. Adrian Stone, Peloton’s Head of Global Information Security, shared that “this vulnerability reported by McAfee would require direct, physical access to a Peloton Bike+ or Tread. Like with any connected device in the home, if an attacker is able to gain physical access to it, additional physical controls and safeguards become increasingly important. To keep our Members safe, we acted quickly and in coordination with McAfee. We pushed a mandatory update in early June and every device with the update installed is protected from this issue.”
Peloton is always looking for ways to improve products and features, including making new features available to Members through software updates that are pushed to Peloton devices. For a step-by-step guide on how to check for updated software, Peloton Members can visit the Peloton support site.
The post Is Your Peloton Spinning Up Malware? appeared first on McAfee Blogs.
Today, we released the latest issue of the Domain Name Industry Brief, which shows that the first quarter of 2021 closed with 363.5 million domain name registrations across all top-level domains (TLDs), a decrease of 2.8 million domain name registrations, or 0.8%, compared to the fourth quarter of 2020.1,2 Domain name registrations have decreased by 3.3 million, or 0.9%, year over year.1,2
Check out the latest issue of the Domain Name Industry Brief to see domain name stats from the first quarter of 2021, including:
This quarter’s Domain Name Industry Brief also includes a look at a recent collaboration between Verisign, ICANN and industry partners to combat botnets.
To see past issues of the Domain Name Industry Brief, please visit verisign.com/dnibarchives.
1. The figure(s) includes domain names in the .tk ccTLD. .tk is a ccTLD that provides free domain names to individuals and businesses. Revenue is generated by monetizing expired domain names. Domain names no longer in use by the registrant or expired are taken back by the registry and the residual traffic is sold to advertising networks. As such, there are no deleted .tk domain names. https://www.businesswire.com/news/home/20131216006048/en/Freenom-Closes-3M-Series-Funding#.UxeUGNJDv9s.
2. The generic top-level domain (gTLD), new gTLD (ngTLD) and ccTLD data cited in the brief: (i) includes ccTLD Internationalized Domain Names (IDNs), (ii) is an estimate as of the time this brief was developed and (iii) is subject to change as more complete data is received. Some numbers in the brief may reflect standard rounding.
The post Verisign Q1 2021 Domain Name Industry Brief: 363.5 Million Domain Name Registrations in the First Quarter of 2021 appeared first on Verisign Blog.
To enjoy online life to the fullest these days, we often have to give out a certain amount of personal information. That also means the moment you go online you’re giving personal data away. Whether it’s your phone, a game console, or a connected speaker, someone, somewhere, is monitoring your connection. Knowing what data your device sends, and who has access to that information, is an important part of maintaining your online privacy. However, without the right tools, you’re probably giving away a lot more information than you realize. Many believe that one effective way to maintain online privacy is by using a private mode on a browser.
However, it’s a common misconception that “private browsing” modes–like Google’s Incognito–protect your online privacy. It makes sense, they’re called “private browsing”, what else would they do? Well, if you’ve read the news lately, you may have seen that Google is in a $5 billion lawsuit specifically because of their private browsing mode.
The thing is, incognito mode is often misunderstood. When you open an incognito window, you’re told that “You’ve gone incognito.” The explanation underneath says that your browsing history, website visits, cookies, and information you put in forms, won’t be saved. This is where the confusion starts. What the incognito explanation doesn’t tell you is that your browsing information isn’t blocked or hidden from advertisers while in incognito mode. So even though your browsing information “won’t be saved” on your device or available after you close the window, that doesn’t stop the internet from seeing everything you’ve been up to while in that session.
For these reasons, more people use virtual private networks, or VPNs, to protect their browsing history from prying eyes. If you’re new to VPN, this might be the perfect time to learn about what they are, how they work and why you might choose a VPN over private browsing.
VPN protects your devices by wrapping your internet connection in a secure tunnel that only you can access. This stops people —like those nosey advertisers—from seeing what sites you visit. With a secure connection to the Internet, every search request, every website you browse, is hidden from sight. It’s important to point out that VPN doesn’t make you anonymous; they make it so only you can see what you’re doing online. You can learn even more about VPN in this blog.
Without private browsing, your browser tells websites–and their owners–all kinds of things about you like what device you’re using, where you are, what sites you’ve visited, and when. Websites use this information to serve you relevant ads, but it can also be used to track your location and browsing habits.
With private browsing, your browser window is isolated from the rest of your operating system. Isolating the browser is supposed to help block websites from seeing who you are, block cookies and prevent access to your browsing history, but even when using private browsing, tests like EFF’s Panopticlick privacy test can see what device you’re on, where you’re connecting, if you can accept cookies, your OS, and many other types personally-identifying information.
We wouldn’t recommend using incognito mode instead of a VPN, ever. However, Incognito mode has its place in your online security toolkit, as long as you don’t think of it as a replacement for other types of protection. For instance, if you share a device with other people, like family members, then you might want to use incognito mode to make sure your partner doesn’t accidentally find out how much you spent on their surprise birthday gift. But, if you’re concerned with advertisers tracking you and watching what you do online, then you should consider also using a VPN to protect your privacy.
If you’re already a McAfee Total Protection subscriber, you have access to unlimited VPN usage. Protect your personal information, like your banking information and credit cards, from prying eyes with McAfee Total Protection’s Secure VPN. If you haven’t already signed up, now’s the perfect time. McAfee Total Protection provides security for all your devices, giving you peace of mind while you shop, bank, and browse online.
The post Private browsing vs VPN – Which one is more private? appeared first on McAfee Blog.
At Verisign we have a commitment to making a positive and lasting impact on the global internet community, and on the communities in which we live and work.
This commitment guided our initial efforts to help these communities respond to and recover from the effects of the COVID-19 pandemic, over a year ago. And at the end of 2020, our sense of partnership with our local communities helped shape our efforts to alleviate COVID-related food insecurity in the areas where we have our most substantial footprint. This same sense of community is reflected in our partnership with Virginia Ready, which aims to help individuals in our home State of Virginia access training and certification to pivot to new careers in the technology sector.
We also believe that our team is one of our most important assets. We particularly value the diverse origins of our people; we have colleagues from all over the world who, in turn, are closely connected to their own communities both in the United States and elsewhere. A significant proportion of our staff are of either Asian American and Pacific Islander (AAPI) or South Asian origin, and today we are pleased to announce two charitable contributions, via our Verisign Cares program, directly related to these two communities.
First, Verisign is pleased to associate ourselves with the Stand with Asian Americans initiative, launched by AAPI business leaders in response to recent and upsetting episodes of aggression toward their community. Verisign supports this initiative and the pledge for which it stands, and has made a substantial contribution to the initiative’s partner, the Asian Pacific Fund, to help uplift the AAPI community.
Second, and after consultation with our staff, we have directed significant charitable contributions to organizations helping to fight the worsening wave of COVID-19 in India. Through Direct Relief we will be helping to provide oxygen and other medical equipment to hospitals, while through GiveIndia we will be supporting families in India impacted by COVID-19.
The ‘extended Verisign family’ of our employees, and their families and their communities, means a tremendous amount to us – it is only thanks to our talented and dedicated people that we are able to continue to fulfill our mission of enabling the world to connect online with reliability and confidence, anytime, anywhere.
The post Verisign Support for AAPI Communities and COVID Relief in India appeared first on Verisign Blog.
Even as the internet kept us connected with family and friends during the pandemic, people remain understandably eager to reconnect in person as vaccines roll out and restrictions ease. In fact, people are making travel plans accordingly. Nearly two-thirds (64%) of people worldwide said that they’re planning to travel for leisure this year. And, as always, they’re bringing their devices with them.
These are a few of the top-line findings from our 2021 Consumer Security Mindset Report: Travel Edition, which garnered responses from more than 11,000 people aged 18 to 75 in eleven countries across North and South America, Europe, Asia, and the South Pacific. More broadly, this survey provides insight into people’s plans and preferences for travel and how they view online security while traveling—particularly after relying heavily on the internet at home during the pandemic for more than a year.
Indeed, people feel more connected by the internet today than they did prior to the onset of COVID-19 with a significant 76% of respondents stating as much. In light of that increasing reliance on the internet, 61% reported implementing more protection for their devices, connected homes, and online activities in general. This was particularly the case in nations like India (86%), Mexico (79%), and Brazil (68%). However, other nations trended much lower than the average, such as the UK (47%) and France (34%). In the U.S., that figure was lower than the international trend with roughly half of the people implementing more protection.
As called out earlier, people are taking the first steps toward leisure travel once again. Only 12% of people in the U.S said that they were planning on traveling internationally compared to a global average of 16%, while nations like Singapore (30%), the UK (25%), and Germany (24%) trending well above the average. In contrast, the outlook for domestic leisure travel appears exceptionally strong, particularly for respondents in Australia (88%), India (79%) and the U.S. (77%) who plan to travel as such.
The pandemic has shaped people’s views on where they’d like to stay, with 62% stating that their preference for lodging has changed this year. Well over one-third of respondents in the U.S., Australia, Indonesia, and Canada said that staying with family and friends as their preferred option. Globally speaking, hotel and motel accommodations topped the list at 41%. Vacation home rentals entered the mix as well with roughly 25% of respondents saying a rental was part of their plan.
Yet how have attitudes changed toward connecting to networks outside of the home, particularly after the past year saw the majority of people improve their security at home?
For a baseline, we found that 80% of respondents said that they’ve connected a device when visiting a home or place that is not their own. The devices they mentioned most include laptops, streaming devices, Bluetooth speakers, and gaming devices as well. To connect those devices, they’ll use the home network of the friend’s or rental home where they’re staying (48%) or the network provided by the hotel where they’re staying (48%). And while in-between places, public Wi-Fi remains a popular means of network connection at 50%, along with airport Wi-Fi (41%) plus transit Wi-Fi (31%). 
As to how secure people feel on those networks, the answer varies greatly. While people expect low risk or no risk at all on their home network (85%) or a friend’s home (73%), they’re far less apt to trust other networks. In general, they see Wi-Fi networks as most vulnerable to cyber threats than any other network or device at 68% and feel most at risk connecting to networks in hotels (25%) and rentals (21%).
Despite these findings, only 47% people said they take the same online security measures that they take at home when they’re on holiday or vacation. Similarly, just 52% of people check if the network they are joining is secure before they connect. Of that, 22% say they don’t check because they feel the network poses no threat and another 26% say that they simply don’t know how to check.
As travel becomes an actual possibility for people once again, it’s an opportunity to remember just how important security is outside the home. Whether people are at home or away, there will be banking to do, chances to shop online, and moments to stream a few shows while at the airport or on the road. Protecting laptops and mobile devices for travel become extra important when using public, airport, and public Wi-Fi, as those networks can expose people to more threats than their home networks.
With that, here are five things people can do to protect themselves and others while traveling:
The post Seeking Reconnection: Internet Usage and the Return to Travel appeared first on McAfee Blogs.
Cybercriminals go to great lengths to hack personal devices to gather sensitive information about online users. To be more effective, they make significant investments in their technology. Also, cybercriminals are relying on a tactic called social engineering, where they capitalize upon fear and urgency to manipulate unsuspecting device users to hand over their passwords, banking information, or other critical credentials.
One evolving mobile device threat that combines malware and social engineering tactics is called BRATA. BRATA has been recently upgraded by its malicious creators and several strains have already been downloaded thousands of times, according to a McAfee Mobile Research Team report.
Here’s how you can outsmart social engineering mind games and protect your devices and personal information from BRATA and other phishing and malware attacks.
BRATA stands for Brazilian Remote Access Tool Android and is a member of an Android malware family. The malware initially targeted users in Brazil via Google Play and is now making its way through Spain and the United States. BRATA masquerades as an app security scanner that urges users to install fake critical updates to other apps. The apps BRATA prompts the user to update depends on the device’s configured language: Chrome for English speakers, WhatsApp for Spanish speakers, and a non-existent PDF reader for Portuguese speakers.
Once BRATA infects a mobile device, it combines full device control capabilities with the ability to capture screen lock credentials (PIN, password, or pattern), capture keystrokes (keylogger functionality), and record the screen of the compromised device to monitor a user’s actions without their consent.
BRATA can take over certain controls on mobile phones, such as:
BRATA is like a nosy eavesdropper that steals keystrokes and an invisible hand that presses buttons at will on affected devices.
BRATA’s latest update added new phishing and banking Trojan capabilities that make the malware even more dangerous. Once the malware is installed on a mobile device, it displays phishing URLs from financial institutions that trick users into divulging their sensitive financial information. What makes BRATA’s banking impersonations especially effective is that the phishing URLs do not open into a web browser, which makes it difficult for a mobile user to pinpoint it as fraudulent. The phishing URLs instead redirect to fake banking log-in pages that look legitimate.
The choice to impersonate banks is a strategic one. Phishers often impersonate authoritative institutions, such as banks and credit card companies, because they instill fear and urgency.
Social engineering methods work because they capitalize on the fact that people want to trust others. In successful phishing attacks, people hand cybercriminals the keys instead of the cybercriminal having to steal the keys themselves.
Awareness is the best defense against social engineering hacks. When you’re on alert and know what to look for, you will be able to identify and avoid most attempts, and antivirus tools can catch the lures that fall through the cracks.
Here are three tell-tale signs of a social engineering attack and what you should do to avoid it.
Just because an app appears on Google Play or the App Store does not mean it is legitimate. Before downloading any app, check out the number of reviews it has and the quality of the reviews. If it only has a few reviews with vague comments, it could either be because the app is new or it is fake. Also, search the app’s developer and make sure they have a clean history.
Never click on links if you are not sure where they redirect or who sent it. Be especially wary if the message surrounding the link is riddled with typos and grammar mistakes. Phishing attempts often convey urgency and use fear to pressure recipients to panic and respond too quickly to properly inspect the sender’s address or request. If you receive an urgent email or text request concerning your financial or personal information, take a deep breath and investigate if the claim is legitimate. This may require calling the customer service phone number of the institution.
Just like computers, mobile devices can be infected with viruses and malware. Protect your mobile device by subscribing to a mobile antivirus product, such as McAfee Mobile Security. McAfee Mobile Security is an app that is compatible with Android devices and iPhones, and it protects you in various ways, including safe surfing, scanning for malicious apps, and locating your device if it is lost or stolen.
The post Beware of BRATA: How to Avoid Android Malware Attack appeared first on McAfee Blogs.
Something you’ll want to know about all those movies, mp3s, eBooks, air miles, and hotel points you’ve accrued over the years: they’re digital assets that can factor into a divorce settlement.
Understandably, several factors determine the distribution of assets in a divorce. However, when it comes to dividing digital assets, divorce settlements and proceedings are charting new territory. The rate of digital innovation and adoption in recent years has filled our phones, tablets, and computers with all manner of digital assets. What’s more, there are also the funds sitting in our payment apps or possibly further monies kept in the form of cryptocurrencies like bitcoin. Put plainly, the law is catching up with regards to the distribution of these and other digital assets like them.
Yet one thing that the law recognizes is that digital assets can have value and thus can be considered property subject to distribution in a divorce.
In light of this, the following is a checklist of considerations that can help prepare you or someone you know for the distribution of digital assets in a fair and just way.
Nothing offered in this article is legal advice, nor should it be construed as such. For legal advice, you can and should turn to your legal professional for counsel on the best approach for you and the laws in your area.
For starters, let’s get an understanding as to what actually constitutes a digital asset.
Because laws regarding digital assets vary (and continue to evolve), the best answer you can get to this question will come from your legal counsel. However, for purposes of discussion, a digital asset is any text or media in digital form that has value and offers the bearer the right to use it.
To put that in practical terms, let’s look at some real-world examples of what could constitute a digital asset. That list includes, but is not limited to:
However, digital assets can readily expand to further include:
And like any other asset in the case of a divorce, a value will be ascribed to each digital asset and then distributed per the conditions or orders of the settlement.
Arriving at the value of specific digital assets begins with an inventory—listing all the digital assets and accounts you own, just as you would with any other monetary or physical assets like bank accounts, properties, and cars. When you go through this process, chances are you’ll quickly find that you have hundreds if not thousands of dollars of digital assets.
For example, we can look at the research we conducted in 2011 which found that people placed an average value of $37,438 on the digital assets they owned at the time. Now, with the growth of streaming services, digital currency, cloud storage, and more in the past ten years, that figure feels conservative.
Above and beyond preparing for a divorce settlement, taking such an inventory of your digital assets is a wise move. One, it provides you with a clearer vision of the things you own and their worth; two, maintaining such a list gives you a basis for estate planning and determining who you would like to see receive those assets. Likewise, maintain that list on a regular basis and keep it safe. It’s good digital hygiene to do so.
With this inventory, each asset can then have an assessed value ascribed to it. In some instances, a value will easily present itself, such as the cost of a subscription or how much money is sitting in a PayPal account. In other cases, the value will be sentimental, such as the case is with digital photos and videos. Ideally, you and your spouse will simply be able to duplicate and share those photos and videos amicably, yet it is important that you articulate any such agreement to do so. This way, a settlement can call out what is to be shared, how it will be shared, and when.
Not all digital assets are transferrable. Certain digital assets are owned solely in your name. In other words, you may have access to certain digital assets that cannot transfer to someone else because you do not have the rights to do so per your user agreement. This can be the case with things such as digital books, digital music, and digital shows and movies.
In such circumstances, there may be grounds for negotiation and a “limited transfer” in the settlement, where one party exchanges one asset for another rather than splitting it equally. A case in point might be a sizeable eBook library on a device that’s in the name of one spouse. While that library can’t be split or transferred, one spouse may keep the eBook library while another spouse keeps a similarly valued asset or group of assets in return—like say a collection of physical books.
Streaming services will need to be addressed too. Be prepared to either terminate your accounts or simply have them assigned to the person in whose name they are kept. In the case of family accounts, the settlement should determine how that is handled, whether it gets terminated or similarly turned over to one spouse or the other. In all, your settlement will want to specify who takes over what streaming service and when that must occur.
Like dividing up investment accounts where the value of the account can vary daily, digital currencies can present challenges when spouses look to divide the holdings. Cryptocurrency valuation can be quite volatile, thus it can be a challenging asset to settle from a strict dollar standpoint.
What’s more, given the nature of digital currencies, there are instances where an unscrupulous spouse may seek to hide worth in such currency—which is an evolving issue in of itself. This recent article, “Cryptocurrency: What to Know Before and During Divorce,” covers the additional challenges of cryptocurrency in detail, along with an excellent primer on what cryptocurrency is and how it works.
Ultimately, cryptocurrency is indeed an asset, one that your attorney and settlement process will need to address, specifically so that there are no complications later with the transfer or valuation of the awarded currency.
With accounts changing hands, now’s the time to start fresh with a new set of passwords. What’s more, we have a tendency to reuse the same passwords over and over again, which may be known to an ex-spouse and is an inherent security risk in of itself. Change them. Even better, take this opportunity to use a password manager. A password manager can create and securely store strong, unique passwords for you, thus saving you the headache of maintaining dozens of them yourself—not to mention making you far more secure than before.
Again, keep in mind that nothing here is legal advice. Yet, do keep these things in mind when consulting with an attorney. The reality is that we likely have thousands of dollars of what could be considered digital assets. Inventorying them and ascribing a fair market value to them along with your legal professional is the first step in a fair and just settlement.
The post Digital Divorce: Who Gets the Airline Miles and Music Files? appeared first on McAfee Blogs.
In a year where people relied on their digital lives more than ever before and a dramatic uptick in attacks quickly followed, McAfee’s protection stood strong.
We’re proud to announce several awards from independent third-party labs, which recognized our products, protection, and the people behind them over the course of last year.
The Cybersecurity Excellence Awards is an annual competition honoring individuals and companies that demonstrate excellence, innovation, and leadership in information security. We were honored with four awards:
Further recognition came by way of three independent labs known for their testing and evaluation of security products. Once more, this garnered several honors:
As the threat landscape continues to evolve, our products do as well. We’re continually updating them with new features and enhancements, which our subscribers receive as part of automatic product updates. So, if you bought your product one or two years ago, know that you’re still getting the latest award-winning protection with your subscription.
We’d like to acknowledge your part in these awards as well. None of this is possible without the trust you place in us and our products. With the changes in our work, lifestyles, and learning that beset millions of us this past year, your protection and your feeling of security remain our top priority.
With that, as always, thank you for selecting us.
To stay updated on all things McAfee and on top of the latest consumer and mobile security threats, follow @McAfee_Home on Twitter, subscribe to our email, listen to our podcast Hackable?, and ‘Like’ us on Facebook.
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Cryptocurrency enthusiasts are flocking to the Wild West of Bitcoin and Monero to cash in on the recent gold rush. Bitcoin’s meteoric rise in value is making coin mining an appealing hobby or even a whole new career. Coin mining software is the main tool in a prospector’s belt.
Some coin miners, also known as cryptocurrency miners, are tempted by the dark side of the industry and resort to nefarious means to harness the immense computing power needed for cryptocurrency profits. Greedy cryptocurrency criminals employ a practice called cryptojacking, stealing the computer power of unsuspecting devices to help them mine faster. Your device could be at risk at being recruited to their efforts.
Let’s dig into how coin mining programs work, why they turn malicious, and how you can stay safe from cryptojackers.
Mining cryptocurrency takes a lot of time and computer processing power. A coin mining home setup requires a graphics processing unit (GPU) or an application-specific integrated circuit (ASIC). Coin mining software then runs off the GPU or ASIC. Each central processing unit (CPU), or the brain of the computer, plus the GPU or ASIC is referred to as a mining rig.
Once the software is installed, the rig is ready to mine, running mathematical calculations to verify and collect new cryptocurrency transactions. Each calculation is known as a hash, and hash rates are the number of calculations that can be run per second.
From there, casual miners may choose to join a mining pool, which is a club of miners who agree to consolidate their computing power and split the profits based on how much work each miner contributed to the output.
Bitcoin rewards miners every 10 minutes for their efforts. Each time miners solve a string of mathematical puzzles, they validate a chain of transactions, thus helping make the entire Bitcoin system more secure. Miners are paid in bitcoin and they also receive a transactional fee.
While coin mining typically starts off as a casual hobby, coin mining programs can turn malicious when cryptocurrency miners want to earn more without investing in boosting their own computing power. Instead, they reroute their targets’ computing power without asking. This is called cryptojacking.
Mining requires incredible amounts of electricity and the more rigs involved; the more cryptocurrency can be mined. Usually, the utility bills and the cost of running coin mining software negates any profit. For example, a casual miner may have one rig devoted to mining. An average rig processes approximately 500 hashes per second on the Monero network (a type of cryptocurrency). However, 500 hashes per second translates to less than a dollar per week in traditional, or fiat, currency.
Greedy cryptocurrency criminals recruit CPU soldiers to their mining army to improve their hash rate. To do so, criminals download coin mining software to a device and then program it to report back to their server. The device’s thinking power is diverted from the owner and funneled straight to the criminal’s server that now controls it. Compromised devices run considerably slower and can overheat, and the strain on the device can eventually destroy it.
Cryptojackers are not your everyday thieves. Their target is your CPU power, and they employ devious methods to funnel it for their own use. Luckily, there are a few easy ways to thwart their efforts:
Personal devices are often infected through phishing within emails and texts. There are many tell-tale signs of a phishing message. For example, they are often poorly written and use language that indicates that the sender wants a hasty response. Also, phishing attempts often charade as official organizations, like banks and credit card companies. If you are ever suspicious of an email or text, do not open any of the links and do not reply. Instead, contact the organization’s customer support to verify the legitimacy of the message.
Another way miners gain access to personal devices is by camouflaging malicious code in pop-up ads. An easy way to avoid being cryptojacked is to simply never click on these ads. Or even better, install an ad blocker to help eliminate the risk.
Public wi-fi and poorly protected networks present a vulnerable entry point for cybercriminals to hack into your devices. Cybercriminals often attempt to download software remotely to your laptop, desktop, or mobile device to reroute its computing power for their own selfish gains. Always connect to a VPN like McAfee Safe Connect VPN to safely surf unsecure networks.
Cryptojacking code is inconspicuous and generally hidden in legitimate code. Antivirus software, such as McAfee Total Protection, is a recommended way to proactively scan for malware and even identify fraudulent websites. McAfee WebAdvisor has a Chrome extension that specifically blocks cryptojackers.
Be aware of the signs your devices have been cryptojacked. For example, monitor any changes in the speed of your devices and check out your utility bills for dramatic spikes. By remaining vigilant with these tips, you will keep your devices safe from cryptocurrency miners gone rogue.
To stay updated on all things McAfee and on top of the latest consumer and mobile security threats, follow @McAfee_Home on Twitter, subscribe to our email, listen to our podcast Hackable?, and ‘Like’ us on Facebook.
The post Why Coin Miners Go Bad & How to Protect Your Tech When They Do appeared first on McAfee Blogs.
Learning environments are not what they used to be, and as educational institutions deploy new technology to facilitate a safe and effective remote learning environment, their cyber vulnerabilities also increase. Canadian schools especially have seen a rise in ransomware attacks with the transition to online learning, opening the door for hackers to exploit student data and sabotage academic research. To combat the rising cybersecurity concerns, educators need to implement new measures to uphold secure and efficient distance learning environments without allowing student data and privacy to hang in the balance.
Limiting disruptions remains a high priority for educators as they discover how to manage their remote classrooms. Although many teachers are familiar with supplemental technologies such as tablets and online programs, it’s another matter entirely to be completely dependent on them to support a fully virtual classroom. When investing in online learning tools, educational institutions should not allow their concern for efficiency to overshadow an equally important requirement: safety.
The education sector has seen its fair share of cybersecurity attacks since the widespread shift to remote classrooms. According to Microsoft, the global education industry has the most malware attacks, even more than prominent industries such as business, finance, and healthcare. K-12 schools especially have experienced an uptick in ransomware and Distributed Denial of Service (DDoS). Many Canadian schools are experiencing cyber security incidents, damaging the integrity of their student data and privacy. With hackers consistently seeking to take advantage of the vulnerabilities in new technology, this prompts further discussion into why education is such a highly targeted industry.
The rapid shift to remote learning is an obvious culprit for the increasing threat level, but higher education institutions were already vulnerable before the pandemic. Many students simply lack the proper security awareness when using their online devices. In Morphisec’s CyberSecurity Threat Index, more than 30% of higher education breaches were caused by students falling victim to email scams, misusing social media, or other careless online activities. Budgetary constraints are also to blame for increasing online attacks, as many schools lack adequate funding to support a robust cybersecurity infrastructure. Cybercriminals recognize the vast amount of student data that schools have on record, and this incentivizes them further to infiltrate their systems.
Many of the new remote learning technologies introduced during the pandemic have exposed the risks associated with a lack of stringent security measures. For example, until recently, Agora’s video conferencing software exhibited a vulnerability that would have allowed hackers to spy on video and audio calls. With a growing number of students accessing remote learning technologies through their schools’ networks, it’s especially critical for schools to re-evaluate their security protocols to safeguard their students.
Schools at all levels need to proactively secure their digital technologies and safeguard their students’ data integrity. With the right approach, students and educators can mitigate the risks of cyber threats. Here are four critical cybersecurity steps that schools should take immediately:
It only takes one person to allow a hacker to infiltrate a school system. Digital security training is a must to ensure that students and faculty can recognize and take the appropriate action for suspicious activities like phishing emails. For example, a common cyber threat is when hackers pose as school officials asking for important information such as tax information or identification information.
Since many of the learning technologies on the market are new to students and staff, it’s especially critical to understand the implications of a security breach and the necessary steps to mitigate risks.
2.User Access Control
The principle of “least privilege” can also help avoid a cyber attack. This principle only allows users access to data and systems on a need-to-know basis and can mitigate data breaches that occur via unauthorized or unnecessary access. Hackers often try to infiltrate lower-level devices and accounts as a way to gain access to higher-value accounts and systems. Schools can take action by optimizing a list of what users have access to, which functions they have access to, and why. Ensuring that users have access to only what they need will limit attacks to smaller areas of the system and help protect the security ecosystem as a whole.
An often overlooked but critical cybersecurity protocol is having a robust password management policy. These policies must also be in accordance with provincial and territorial legislation, which set guidelines and rules that govern how students and faculty use their devices and online learning technologies. Password management policies that encourage strong passwords and multi-factor authentication are essential to prevent password sharing and unrestricted access.
Third-party technology vendors have become an integral component of distance learning, but they are also a vulnerability. Educational institutions need to ensure that they are properly managing their technology vendors so their students’ safety is prioritized above all else. Undergoing a thorough vetting process to evaluate third-party technology, as well as vendors’ terms and conditions, will help identify any security gaps that can create greater issues down the road.
The ascendance of distance learning during the pandemic has given educators, students, and parents new insights into both the opportunities and challenges of not being in a physical classroom. One of the most critical is the importance of creating safe and secure virtual environments to ensure that students are safe. Despite the benefits that education technology provides, without proper training or technical safeguards in place, schools and students are left vulnerable to the dangers of external threats. By enhancing awareness of cyber threats and implementing a strong security strategy, educators and parents can start creating safer learning environments for students to thrive.
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After much anticipation, you finally get a notification that you’re eligible to receive your COVID-19 vaccine. Upon getting your first dose, you may be eager to celebrate by sharing a picture of your vaccination card on social media. After all, many of your peers have been doing the same. However, these posts could actually put your online privacy and personal information at risk. While you want to share the good news, experts warn that scammers could potentially exploit the information on your card.
With more people becoming eligible to receive the COVID-19 vaccine, there has been a surge in social media posts featuring peoples’ vaccine cards. However, the Better Business Bureau stated that posting photos of your card can give criminals the data they need to create and sell fake vaccination cards. Not only do vaccine cards remind you of when your next appointment is, but they also contain important personal information such as your name, date of birth, and when and where you were vaccinated.
Currently, these cards are the only proof that people have that they’ve been vaccinated. While there is still uncertainty around the next phase of the pandemic and when life will return to “normal,” it’s possible these cards could be what gets you into a restaurant or on an airplane. If you post your vaccination card on social media, scammers could potentially forge your card and use it as their own pass into public places or use it to receive a second dose. Publicly posting medical information could also void your HIPAA protections. Furthermore, cybercriminals could significantly profit from your personal information since health care records sell for more than Social Security and credit card numbers on the dark web.
Your digital wellness is just as important as your physical wellness, so protecting your online data is crucial. It’s a good rule of thumb not to post photos with your name and other identifiable information on the internet. Although it may be tempting to post your vaccination card on social media, consider these tips to help protect your online security:
Think about who you want to share the good news with and what social media platform would be best for this. Create private groups or carefully select which followers can see your posts. Then, verify that you’ve updated your privacy settings accordingly. This will prevent scammers from lurking on your posts and extracting your personal information.
Instead of posting a photo of your vaccine card, share a picture of yourself outside the vaccination center. If your vaccination center provides “I got vaccinated” stickers, you can post a picture of that as well.
Taking steps towards protecting your digital well-being is just as important as taking steps towards protecting your physical health. By following these steps, you can help ensure that your online security will not be jeopardized by celebrating your vaccination.
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In a poll conducted by the Canadian Medical Association, nearly half of Canadians have used telehealth services since the start of the pandemic. Additionally, in a recent McAfee study, we found that 21% of Canadians have used the internet for a doctor visit in 2020, and 28% said that such online visits will become a part of their routine moving forward Telehealth, or virtual care. This includes clinical services delivered remotely via electronic communications, such as videoconferencing, mobile apps and remote patient monitoring technology. Many of us have readily accepted these medical services out of necessity, as COVID have limited in-person hospital visits.
Hackers are taking advantage of the rise in virtual health services and exploiting their vulnerabilities to steal sensitive medical records. These vulnerabilities are the result of bigger issues stemming from obscure patient health information regulations and health care system budgetary constraints.
Understanding the risks associated with telehealth is the first step to securing your online safety during your virtual doctor’s visits.
At the onset of the pandemic, the number of reported Canadian cyberattacks jumped 50% from Q4 2019 to Q1 2020. Health care is one of the most targeted industries for cyberattacks. One attack even compromised the organization that manages Ontario’s medical records. Health care is such a highly targeted industry because it holds a wealth of information that fetches a high price on the dark web. Experts say medical records are more valuable than credit card details due to the amount of vital information stored in them, such as birth dates and patient ID numbers. Hackers can then hold this information for ransom or use it to steal your identity. Further, cybercriminals see health care institutions as easy targets. Canadian health care IT departments have insufficient budgets and are ill-prepared to handle the rising threats.
Canada also does not have federal guidelines governing virtual care and patient health information. Rather, health care providers and virtual care platforms are limited to the broad guidelines outlined by the Personal Information Protection and Electronic Documents Act (PIPEDA). As these are not digital security specific purpose defined guidelines and requirements, it makes it more difficult for health care providers and telehealth companies to protect patient data.
Telehealth makes care accessible to everyone; unfortunately, if you’re not careful, telehealth also opens the door for hackers. Hackers can infiltrate the technology used for online doctor’s appointments, because video conferencing technologies have several security flaws. From there, hackers can disrupt calls, eavesdrop and steal your private health information.
The advent of telehealth services has also prompted an increase in emails. Since patients may be expecting emails from their doctor, they may let their guard down and fall victim to phishers posing as a health care organization.
Prepare for your next virtual doctor’s appointment with these best practices to secure your virtual safety.
Before heading into your next telehealth appointment, ask your health care provider the right questions to online understand what risks you may face. Ascertaining this information will help you understand what actions you need to take to mitigate the risk on your end, like staying alert for eavesdroppers or finding alternative ways to confirm personal information. Here are some questions you can ask:
Phishing is a common tactic hackers use to access private health information and trick users into downloading malware. Beware of seemingly official emails under the guise of your health care provider asking for payment information or prompting you to take immediate action. If the email logo doesn’t look right, the message is poorly written, or the URL displayed doesn’t match the one that’s linked, then it’s likely a phishing scam.
Contact your health care provider before verifying sensitive information online, such as payment details or document transfer methods, to avoid falling victim to phishing. We recommend logging into your healthcare provider’s official website or app to confirm pertinent healthcare information as well. If you accidentally reply to a phishing email, perform a full malware scan on your device to ensure your private information remains secure.
It’s important to keep telehealth applications up to date to benefit from the latest bug fixes and security patches. This includes apps belonging to your IoT devices, such as glucose monitors, blood pressure monitors or other network-enabled diagnostic devices. These devices represent more entry points that hackers can infiltrate, making it especially critical to keep them up to date and close any security loopholes.
Get creative with your telehealth portal password, or better yet, use a security solution that includes a password management system. McAfee Total Protection includes a robust password management system that creates and saves strong passwords across all your accounts in one centralized location.
Ensure you’re using a telehealth platform that leverages multi-factor authentication, so even if a hacker were to acquire your password, there’s an added layer of security they won’t be able to bypass.
It’s always best to use a virtual private network (VPN) when conducting activities online, and medical visits are no exception. Using a VPN like McAfee Safe Connect VPN will ensure your data is encrypted and your private health information stays between you and your doctors. A VPN is especially important if you’re connecting from a network other than your password-protected home Wi-Fi.
Medical services are just one of many activities that have turned virtual due to the pandemic. Keep in mind these new virtual outlets come with elevated risks. Hackers are taking advantage of software vulnerabilities and taking victims unaware through social engineering tactics to steal sensitive personal information. Remember to secure your online health by taking a proactive stance against malicious threats so you can focus on your physical health during your telehealth visits.
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Imagine you’re driving down a highway to get to work. There are other cars on the road, but by and large everyone is moving smoothly at a crisp, legal speed limit. Then, as you approach an entry ramp, more cars join. And then more, and more, and more until all of the sudden traffic has slowed to a crawl. This illustrates a DDoS attack.
DDoS stands for Distributed Denial of Service, and it’s a method where cybercriminals flood a network with so much malicious traffic that it cannot operate or communicate as it normally would. This causes the site’s normal traffic, also known as legitimate packets, to come to a halt. DDoS is a simple, effective and powerful technique that’s fueled by insecure devices and poor digital habits. Luckily, with a few easy tweaks to your everyday habits, you can safeguard your personal devices against DDoS attacks.
The expansion of 5G, proliferation of IoT and smart devices, and shift of more industries moving their operations online have presented new opportunities for DDoS attacks. Cybercriminals are taking advantage, and 2020 saw two of the largest DDoS offensives ever recorded. In 2020, ambitious attacks were launched on Amazon and Google. There is no target too big for cybercriminals.
DDoS attacks are one of the more troubling areas in cybersecurity, because they’re incredibly difficult to prevent and mitigate.. Preventing these attacks is particularly difficult because malicious traffic isn’t coming from a single source. There are an estimated 12.5 million devices that are vulnerable to being recruited by a DDoS attacker.
DDoS attacks are fairly simple to create. All it takes are two devices that coordinate to send fake traffic to a server or website. That’s it. Your laptop and your phone, for example, could be programmed to form their own DDoS network (sometimes referred to as a botnet, more below). However, even if two devices dedicate all of their processing power in an attack, it still isn’t enough to take down a website or server. Hundreds and thousands of coordinated devices are required to take down an entire service provider.
To amass a network of that size, cybercriminals create what’s known as a “botnet,” a network of compromised devices that coordinate to achieve a particular task. Botnets don’t always have to be used in a DDoS attack, nor does a DDoS have to have a botnet to work, but more often than not they go together like Bonnie and Clyde. Cybercriminals create botnets through fairly typical means: tricking people into downloading malicious files and spreading malware.
But malware isn’t the only means of recruiting devices. Because a good deal of companies and consumers practice poor password habits, malicious actors can scan the internet for connected devices with known factory credentials or easy-to-guess passwords (“password,” for example). Once logged in, cybercriminals can easily infect and recruit the device into their cyber army.
These recruited cyber armies can lie dormant until they’re given orders. This is where a specialized server called a command and control server (typically abbreviated as a “C2”) comes into play. When instructed, cybercriminals will order a C2 server to issue instructions to compromised devices. Those devices will then use a portion of their processing power to send fake traffic to a targeted server or website and, voila! That’s how a DDoS attack is launched.
DDoS attacks are usually successful because of their distributed nature, and the difficulty in discerning between legitimate users and fake traffic. They do not, however, constitute a breach. This is because DDoS attacks overwhelm a target to knock it offline — not to steal from it. Usually DDoS attacks will be deployed as a means of retaliation against a company or service, often for political reasons. Sometimes, however, cybercriminals will use DDoS attacks as a smokescreen for more serious compromises that may eventually lead to a full-blown breach.
DDoS attacks are only possible because devices can be easily compromised. Here are three ways you can prevent your devices from participating in a DDoS attack:
Now that you know what a DDoS attack is and how to protect against it, you’re better equipped to keep your personal devices and safe and secure.
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Advancements in cloud solutions and collaboration tools in recent years, coupled with the necessity of going remote due to the pandemic, have empowered today’s workforce to choose where they want to work. While the ability to work from anywhere—home, the library, coffee shops or even the beach– gives employees increased flexibility, the shift from the traditional office setting has exposed security and logistical concerns. Remote workers often access sensitive information from unsecured devices and networks, which can result in compromised data and failed privacy compliance. It’s essential for remote workers to practice online safety to minimize the cybersecurity risks to their organizations.
It’s undeniable that the freedom to work from anywhere is an employee perk that organizations must adapt to. Here’s a breakdown of some of the risks of working remotely and what companies can do keep their sensitive information secure, even when outside the safety of their four walls:
Office closures and working-from-home mandates due to COVID-19 permanently changed the way we look at workplace connectivity. A recent Fenwick poll among HR, privacy, and security professionals across industries noted that approximately 90% of employees now handle intellectual property, confidential, and personal information on their in-home Wi-Fi as opposed to in-office networks. Additionally, many are accessing this information on personal and mobile devices that often do not have the same protections as company-owned devices. The elevated number of unprotected devices connected to unsecured networks creates weak areas in a company’s infrastructure, making it harder to protect against hackers.
One technology your organization should be especially diligent about is video conferencing software. Hackers can infiltrate video conferencing software to eavesdrop on private discussions and steal vital information. Many disrupt video calls via brute force, where they scan a list of possible meeting IDs to try and connect to a meeting. Others seek more complex infiltration methods through vulnerabilities in the actual software. Up until recently, Agora’s video conferencing software exhibited these same vulnerabilities.
Hackers will usually try to gain access to these network vulnerabilities by targeting unsuspecting employees through phishing scams which can lead to even greater consequences if they manage to insert malware or hold your data for ransom. Without proper training on how to avoid these threats, many employees wouldn’t know how to handle the impact should they become the target.
Whether you’re connecting from home or from another remote location, it’s critical to practice the same level of care as you would in the office. Here are some quick and essential security safety habits every remote employee should practice.
Phishing is one of the most common methods hackers will deploy to target unsuspecting employees to access sensitive data. In fact, over 63% of Canadian IT executives in a recent poll indicated that ransomware and phishing were the top security concerns for their organizations. Here are some ways you can spot a phishing scam:
Ensure you understand your company’s policies and confidentiality agreements when it comes to sharing files, storing documents, and other online communications. Use company-approved cloud applications that follow strict security standards to avoid inadvertently exposing sensitive company information through unsecured means. This measure can also apply when using video conferencing software. Limit the amount of sensitive information shared via video conferencing platforms and through messaging features just in case uninvited hackers are eavesdropping.
We may have brought work home with us, but nonetheless, we must strive to maintain a work/life balance and set boundaries between our personal and work life. Setting these boundaries makes it easier to separate the technology we use in our life as well. Avoid sharing your company’s devices with family members who are not aware of the best security practices, especially children. Also, keep personal accounts separate from company accounts to prevent sharing information through personal channels.
Given the flexibility to truly work from anywhere, ensure you are connected to a secure network when not connected to your home’s password-protected Wi-Fi. When connecting to an unfamiliar network, always use a VPN to encrypt data and safely share files across the internet, preferably the one your company uses, or check with your IT resource. Take preemptive measures to mitigate exposure by installing antivirus software and firewall protection to scan files and systems and protect against harmful viruses regularly.
While the COVID pandemic has sparked a remote work movement that has changed the way we look at the conventional workplace—introducing greater flexibility and the opportunity to work from anywhere—remote work is well on its way to becoming a permanent fixture in the lives of many. However, the number of employees dispersed across cities and even countries have made it more difficult to secure endpoint devices such as laptops and mobile devices. Moreover, the risk posed by unsecured networks only increases the vulnerabilities of remote workplaces. As more workplaces embrace the benefits of a fully remote workforce, we will need to give more thought to how we can facilitate a secure workplace that is collaborative yet protected. By increasing awareness of potential cyber threats and enhancing security standards for devices and home networks, we can begin to create a safer and more efficient workplace.
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Tax return preparation might be a little more complicated this year than usual for many Canadians with millions receiving Canada Emergency Response Benefit (CERB) payments and about 40% of the Canadian labor force turned to self-employment options to help them financially weather the pandemic storm.
Where there’s money and uncertainty, you’re likely to find scammers. After all, scammers tend to capitalize on uncertainty and use it as the entry point for their attacks. Whether it’s through a phishing email with a phony notice of reassessment, a text message threatening arrest, or a fake phone call from the Canada Revenue Agency (CRA), hackers often employ elements of fear in their attacks. McAfee’s 2021 Consumer Security Mindset study revealed that roughly 2 out of 3 Canadians (65%) plan to do their taxes online in 2021, with 12% of them doing so for the first time. With the increase in activities online, consumers are potentially exposed to more digital risks and threats, and knowing how these hackers tend to work doesn’t mean you have to live in fear. To help you identify and avoid potential threats, let’s take a look at some of the most common scams that hackers use during tax season.
Phone scams take one of two primary forms:
Some sophisticated scammers will weave stolen personal or financial data that they purchased on the dark web into their calls, such as bank or social insurance information. They intend to make their phony claims sound legitimate, hoping that an unsuspecting user will hand over their data or make a fraudulent payment.
So, what does a real call from the CRA entail? The CRA clearly outlines the reasons they’d be calling on their 2020 Tax Tips page and ways that you can follow up with the CRA to determine if a call is legitimate.
There are two instances where the CRA may contact you by email. One is during a telephone call or meeting with a legitimate CRA agent. The second is to send you a notification that you have a message or document for your review on a secure CRA site such as My Account, My Business Account, or Represent a Client. Anything else is likely a scam.
The one time where the CRA will send you an email containing links is if you have a call or meeting with an agent, as outlined above. Otherwise, you can be confident that an email with links is a scam.
This one is relatively straightforward: the CRA will never contact you via text, instant messaging, Facebook, WhatsApp, or any similar messaging service. If you receive such a message, delete it, and don’t click on any links embedded within it.
In many cases, hackers will aim to separate you from your money by demanding immediate payment in some form or other. They may request payment in pre-loaded debit cards, gift cards, e-transfer, or even bitcoin. Know that the CRA will never request payment in any of those forms.
When in doubt, ask yourself why this email or phone caller is demanding that you act immediately. Have you filed on time? Have you received written notice from the CRA already? Do you owe an installment payment? If the person contacting you leaves you unsure, you can confirm that the contact was legitimate by calling the CRA.
While recognizing the signs of tax-related fraud can help ease the burdens associated with these schemes, there are multiple steps you can take to prevent becoming a victim of tax scams in the first place. Follow these tips to stay on top of your tax return while securing your digital life:
Devices benefit from physical security. This is as simple as locking your smartphones, tablets, and computers with a PIN or password. Should one of those devices get lost or stolen, a lock provides a barrier for those who might try to access your personal and financial information on them.
Protecting your devices with comprehensive security software can help block the phishing emails and suspicious links that make up many of these tax attacks. Likewise, it can further protect you from ransomware attacks, another type of tax scam on the rise, where crooks hold your data hostage for a price. All in all, security software is always a smart move—tax time or any time.
Consider what’s on your old computer hard drive or stored away on your phone. Old devices tend to contain loads of precious personal and financial information. Look into the e-waste disposal options in your community that will recycle your old technology and do so securely.
While so many of our finances are handled electronically today (taxes included), we’d be remiss if we didn’t talk about physical security as well. Mail and porch theft still occur, which is one more way a thief can steal your personal and financial information to use in a scam. A locking mailbox is a purchase you may want to consider if you don’t have one already.
Recognizing the signs of tax-related fraud could allow you to take action and significantly suppress the repercussions. If you suspect you’ve fallen victim to fraud or believe that you’ve been tricked into giving away personal information as part of a scam, contact your local police service and make a report.
By staying proactive and vigilant, you’ll be in a better position to protect your identity and your data—and live your digital life with safety at the forefront.
To stay updated on all things McAfee and on top of the latest consumer and mobile security threats, follow @McAfee_Home on Twitter, subscribe to our email, listen to our podcast Hackable?, and ‘Like’ us on Facebook.
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Distance and hybrid learning environments are now the norm, and it remains to be seen if or when this will change. To adapt, many schools have adopted new software to support remote classroom management.
One such platform is Netop Vision Pro, a student monitoring system that helps teachers facilitate remote learning. The software allows teachers to perform tasks remotely on students’ computers, such as locking their devices, blocking web access, remotely controlling their desktops, running applications, and sharing documents. However, the McAfee Advanced Threat Research (ATR) team recently discovered multiple vulnerabilities with Netop Vision Pro that could be exploited by a hacker to gain full control over students’ computers.
Let’s dive into these vulnerabilities and unpack how you can help protect your students in the virtual classroom.
Just like a school science project, our researchers created a simulation to test their hypothesis regarding the potential software bugs. The McAfee ATR team set up the Netop software to mimic a virtual classroom with four devices on a local network. Three devices were appointed as students, and one was designated as the teacher. During the setup, the team noticed that there were different permission levels between student profiles and teacher profiles. They decided to see what would happen if they targeted a student profile, since this would likely be the avenue a hacker would take since they could cause more damage. With their experiment set up, it was time for our researchers to get inside the mind of a cybercriminal.
While observing the virtual classroom, the ATR team discovered that all network traffic — including sensitive information like Windows credentials — was unencrypted with no option to turn encryption on during configuration. They also noticed that a student connecting to a classroom would unknowingly begin sending screenshots to the teacher.
Furthermore, the ATR team noticed that teachers would send students a network packet (a small segment of internet data) prompting them to connect to the classroom. With this information, the team was able to disguise themselves as a teacher by modifying their code. From there, they explored how a hacker could take advantage of the compromised connection.
The McAfee ATR team turned their attention to Netop Vision Pro’s chat function, which allows teachers to send messages or files to a student’s computer, as well as delete files. Any files sent by a teacher are stored in a “work directory,” which the student can open from an instant message (IM) window. Based on the team’s discovery that a hacker could disguise themselves as a teacher, it became clear that hackers could also use this functionality to overwrite existing files or entice an unsuspecting student to click on a malicious file.
Of course, remote learning software is necessary right now to ensure that our children stay on top of their studies. However, it’s important that we educate ourselves on these platforms to help protect our students’ privacy. While the Netop Vision Pro student screen shares may seem like a viable option for holding students accountable in the virtual classroom, it could allow a hacker to spy on the contents of the students’ devices. While the functionality allows teachers to monitor their students in real-time, it also puts their privacy at risk.
If a hacker is able to impersonate a teacher with modified code, they could also send malicious files that contain malware or other phishing links to a student’s computer. Netop Vision Pro student profiles also broadcast their presence on the network every few seconds, allowing an attacker to scale their attacks to an entire school system.
Finally, if a hacker is able to gain full control over all target systems using the vulnerable software, they can equally bridge the gap from a virtual attack to the physical environment. The hacker could enable webcams and microphones on the target system, allowing them to physically observe your child and their surrounding environment.
Our researchers reported all vulnerabilities discovered to Netop and heard back from the company shortly after. In the latest software release 9.7.2, Netop has addressed many of the issues the McAfee ATR team discovered. Students can no longer overwrite system files, which could be used take control of the student machine. Additionally, Windows credentials are now encrypted when being sent over the network. Netop also told McAfee that they have plans to implement full network encryption in a future update, which will prevent an attacker from easily monitoring student’s screens and prevent them from being able to emulate a teacher.
While Netop works to remedy these issues internally, there are some critical steps parents can take to help protect and empower your children in the virtual classroom. Check out the following tips to bring you and your family peace of mind while using third-party education platforms:
If your student is required to use Netop Vision Pro or other third-party software while distance learning, have them use this technology on a device strictly used for educational purposes. If the software contains any bugs, this prevents other important accounts used for online banking, emails, remote work, etc. from becoming vulnerable to the software risks.
It’s important to keep in mind that Netop Vision Pro was never intended to be internet-facing or taken off a school network. Let’s look at this scenario through the eyes of a hacker: they will likely try to take advantage of these vulnerabilities by delivering a malicious payload (parts of cyberattacks that can cause harm) or phishing attempts. To protect your students from these threats, utilize a comprehensive security solution like McAfee® Total Protection, which helps defend your entire family from the latest threats and malware while providing safe web browsing.
Educators want to keep their students’ best interest and safety in mind, so talk to your child’s teacher or principal if you ever have concerns regarding the software they are using for distance learning. If your student is required to use Netop, ensure that the teacher or principal is aware of the vulnerabilities listed above so they can be sure to administer the necessary software updates to keep your child and their classmates safe.
A simple yet affective way to prevent hackers from spying on you and your family is to use a webcam cover for when class is not in session. Instruct your student to place a cover over their camera when they are not using it to bring you and your student greater peace of mind.
To stay updated on all things McAfee and on top of the latest consumer and mobile security threats, follow @McAfee_Home on Twitter, subscribe to our email, listen to our podcast Hackable?, and ‘Like’ us on Facebook.
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Technological advancements continually emerge that make our lives easier. Right? As beneficial and convenient as emerging tech is, it can pose serious risks to our online safety and privacy—risks that you might find yourself ill-prepared to handle. In fact, according to our 2021 Consumer Security Mindset research, 45% of Canadian respondents don’t feel very confident about their ability to prevent a cyberattack and believe that they don’t have what they need to ward one off.
With many of us turning to online platforms for things we used to do in-person, activities like banking, shopping, taxes, and more, the need for broader online privacy protection has never been greater. As we continue to integrate technology into our everyday lives, we must learn to recognize the risks they pose and understand how to safeguard our online security.
Telehealth visits have opened the door for many to get the medical care they need when visiting the doctor or going to the hospital isn’t feasible. Digital health platforms have demonstrated many benefits for optimizing time and cost efficiencies for both patients and providers, but at what cost?
Despite efforts to address barriers to virtual healthcare adoption, Canada currently lacks a national framework for governing virtual care. As a result, many healthcare providers are left to act on their best judgements regarding patient data interoperability across provinces and providers. The lack of a pan-Canadian governance framework also makes it difficult for digital health platforms to operate with the assurance of certain security protocols, leaving many of us to wonder how to best protect our data in the face of an ambiguous virtual healthcare system. The risk is made all the more severe when factoring in sensitive biometric data from monitoring devices that can be used for malicious purposes when in the hands of cyber attackers. Those of us who take advantage of digital health devices must understand how to secure our data privacy and control its usage to mitigate further risks.
The first line of defense to ensure your data remains protected is to understand the security policies put in place by your healthcare provider and any third-party digital platforms that they leverage. Additionally, you’ll want to ensure that your healthcare provider uses a telehealth platform that integrates data encryption. Take matters into your own hands by enabling two-factor authentication and use strong passwords across all devices and accounts. Using a VPN and running anti-malware and anti-virus scans can also mitigate the risk of security threats during telehealth visits and while using integrated medical devices.
Student privacy is a top concern as households turn to remote learning. In a rush to optimize remote learning experiences in the face of a rapidly evolving digital landscape, many educators and remote learners may not realize the hazards that put student privacy at risk.
We’re almost a year into distance learning and schools have now adopted a range of technologies to optimize the digital classroom, including virtual learning platforms, holistic learning solutions, and even social media applications. However, many of these digital platforms are not designed for child usage, nor do they have privacy policies in place to ensure that the student data gathered is protected. Many learning platforms may even treat student data as consumer data, raising more red flags regarding student data privacy and compliance. Online learning has also garnered the attention of cybercriminals looking to exploit student data, resulting in online bullying, identity theft, and more.
For educators and parents alike, knowledge is the greatest asset to mitigating the risks of remote learning. IT teams and educators must understand the implications of the student data they collect, govern access to it, and control its usage to comply with child privacy regulations. Parents can take proper precautions by discussing the importance of privacy with their children. Keeping learning platforms up to date and monitoring their children to prevent them from downloading suspicious apps or straying to unknown websites are all ways to ensure safer remote learning environments.
Remote work has become commonplace nowadays as more companies permit their employees to work from home long-term and, for some, permanently. Given the abrupt shift to remote workplaces in the past year, companies have found themselves severely unprepared to handle the security and logistical concerns that accompany a distributed remote workforce.
In a recent Fenwick poll among HR, privacy, and security professionals across industries, approximately 90% of employees now handle intellectual property, confidential, and personal information in their homes. Endpoint security, or the protection of end-user devices such as our laptops and mobile devices, poses more of a concern as employees trade in office networks for their in-home Wi-Fi. If these devices and networks are unsecured or if the data is not encrypted, employees run the risk of exposing sensitive information to hackers. A lack of proper employee security training opens additional opportunities for online threats to take advantage of unsuspecting victims through common phishing scams.
Those of us working from home can help ensure the safety of our company’s confidential information by boosting our awareness of security threats and prevention measures via company-mandated security trainings. Additionally, we can promote a safer remote working environment by practicing basic digital hygiene like keeping all devices and software up to date, using a VPN and a strong password across devices.
With the limited availability of in-person exercise classes, many of us have turned to virtual fitness experiences to augment our personal health regimens. Some have even taken their fitness routines one step further to include and high-tech equipment like at-home spin bikes or other wearable devices to track and monitor progress.
Although these devices create a more engaging experience and connect users across the globe through online sharing, there are risks, too. Wearables and other devices embedded with sensors and software that collect and share data across an interconnected network are considered Internet of Things (IoT) technology. IoT devices don’t have the same stringent security protocols as laptops and mobile devices, making them more susceptible to cyberthreats.
To prevent cyber attackers from infiltrating IoT devices connected to your home network, start by securing your network router. Change the default name and password of your router so hackers can’t identify the make and model. Create an additional layer of security by enabling the highest level of encryption to secure your Wi-Fi network. We also suggest creating a guest network for your IoT devices so that even if someone does infiltrate your IoT device, they won’t be able to access other devices like laptops and mobile devices.
Some of the platforms I use the most allow me to keep track of and manage my finances. Whether it’s my mobile banking app or taking advantage of online tax filing, there is such a convenience in having the ability to pay bills, deposit checks, and more, all with the devices I use every day. But many of us may not realize just how much trust we put into these platforms to protect our online privacy, especially when we don’t have a clear picture of who exactly is on the other end of our online transactions.
While recognizing the signs of online banking and tax-related fraud helps ease the burdens associated with these schemes, there are multiple steps users can take to prevent becoming a victim of these scams in the first place. If you receive a call regarding your taxes, make sure the caller is a CRA employee before handing over money or personal information on the phone. You can also double-check your tax account status and make sure the CRA has your current address and email. This will also show whether you owe a balance if a hacker does try to trick you into paying up. By being mindful of how cybercriminals take advantage of the platforms we use out of convenience, we can better protect against threats to our personal privacy.
Digital devices are part of how we live our lives every day, whether we’re taking conference calls on our laptops, tracking the latest mile on our smartwatches, or banking on the go. Although our everyday digital devices make our lives that much more convenient, securing them makes our lives that much safer by minimizing online threats to ourselves and those around us. Safeguarding the digital platforms we use for work, school, fitness, you name it, is the first step to ensuring our private information remains just that—private.
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