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How Often Should You Change Your Passwords?

By McAfee

When it comes to passwords, most of us would love nothing more than to set it and forget it. But that’s exactly what hackers are hoping for — in fact, it makes their job a lot easier. This means the best line of defense is frequent password changes 

But how often should you create new passwords? Cybersecurity experts recommend changing your password every three months. There may even be situations where you should change your password immediately, especially if a cybercriminal has access to your account.  

This article explores those exact situations and covers some of the best password practices you can use to help safeguard these important combinations of letters and numbers.  

Situations when you should immediately change your password

There are some situations where you’ll want to change your password immediately. 

Your account was hacked

If you think someone has hacked your account, it’s important to act fast and change your password. Did everyone in your address book get a strange email that looks like it’s from you? Change your email password. Are your Facebook friends getting a new friend request from you? Something’s not right, so you’ll want to change your password.  

This can help limit the amount of time a cybercriminal has access to your account.  

After a data breach

If there’s a password breach at work or within a company you do business with, you’ll want to change the password for any affected accounts. If you use that password for any other websites, you’ll definitely want to change your password to those accounts. If hackers get access to your password, they may try it on multiple websites to see what else they can steal. 

You used an unsecure network

As much as possible, try to avoid logging into your secure accounts on public Wi-Fi, such as at a library or cafe. Generally, an unsecure network means your online activity is public. If you need to use an unsecure network, change your password once you’re on a secure network.  

It can also be a good idea to look into a smart VPN like McAfee Secure VPN, which automatically turns on to protect your personal data and credit card information even if you need to use public Wi-Fi.  

You discover malware

Your personal information could be at risk if malware infects your computer. If you have quality antivirus software (like what’s included in McAfee Total Protection) and it detects malware, you’ll want to change your passwords from another device.  

You remove people from the account

If you no longer have contact with someone, there’s no need for them to remain on your Netflix or Amazon account. There’s also no need for an ex to share a bank account or have mobile app access. Create new passwords when you’re no longer sharing an account with someone. 

You no longer use certain accounts

You may have an account you haven’t used in a year, such as from an online retailer. Change old passwords for seldom-used accounts and close the account if you don’t intend to use it again. 

How to create a strong password

A good password can make it more difficult for hackers to access your accounts. But what exactly makes a strong password? Here are a few criteria. 

  • It’s used only for one account. While it can be easy to use similar passwords for multiple accounts, hackers might be able to get into your other online accounts if they access just one.  
  • It’s at least 12 characters long. To make it easy to remember, use a lyric from a song or poem (for example, “andtherocketsredglare”). Or make an abbreviation from the words in a sentence (changing “the quick brown fox jumped over the lazy dog in the backyard” to “tqbfjotlditb,” for instance).  
  • It’s a complex password. Include at least one capital letter, one number, and one symbol. A computer can guess a password with eight letters immediately. But a 12-character password with at least one uppercase and one lowercase letter, number, and a special character would take 34,000 years to crack. Some sites allow users to create a passphrase. That’s a string of words that can be up to 100 characters long. 
  • It’s hard to guess. Don’t use information that people who know you or look at your social media can guess. Avoid personal information like your nickname or initials, birthday, address or street name, or a child or pet’s name. 
  • It doesn’t use common words like “password” or “qwerty.” You’d be surprised how many people use “password123” or “123456” as a password. A cybercriminal would not. 

What are the most common ways passwords get hacked?

A cybercriminal may use a variety of strategies to access your passwords. Here are some of their most common tactics. 

  • Guesswork: This is why password security requires unique passwords that don’t include personal information. 
  • Buying passwords on the dark web: Search engines don’t index the dark web. A lot of dark web activity isn’t traceable, including the sale of passwords.  
  • Phishing: This is when a hacker sends an email that appears to be from a trusted source to trick the recipient into typing in their password. 
  • Malware: Cybercriminals may infect a device with malicious software that allows them to access personal data, including passwords. 
  • Shoulder surfing: This could happen in a coffee shop or office if you leave sticky notes showing your passwords on your desk. 
  • Spidering: These are bots that search the web looking for personal data. 
  • Brute force attack: A bot systematically tries thousands of passwords hoping to find the correct one. 

How can you keep your online passwords secure?

When it comes to keeping your data secure, password complexity is just the beginning. Here are a few additional tips for keeping your passwords safe. 

Do a password audit

Review the passwords for all of your accounts. Make sure you’re not using any for multiple websites. See if your passwords are guessable. Do they include personal information like birthdays or addresses? If you find passwords that are weak or repeated, change those first. 

Use multi-factor authentication

Set up multi-factor authentication for important accounts, such as with financial institutions. Logging into a website with two-factor authentication requires you to enter a code sent by text or email in addition to a username and password.  

Some accounts require multi-factor authentication with biometric factors for added security, such as a thumbprint or face scan. Using multi-factor authentication with long, complicated passwords can make an account more secure. 

Use a password manager

A password manager like McAfee True Key can help prevent unauthorized access to your online accounts by protecting your passwords with strong encryption. It also comes with a password generator to help you create complex passwords while storing them safely.  

If you have old or weak passwords or use them on multiple sites, a password manager can generate new ones. It’ll then keep track of them and sign you in to apps and websites — with you only having to remember one master password 

See how McAfee True Key makes managing passwords easy and secure

Let McAfee True Key help you defend your personal data. The password management software makes dealing with passwords secure and easy.  

McAfee True Key stores your passwords on your device using the strongest encryption available. Once you use a master password to log into True Key, it’ll auto-fill your passwords for any apps or websites you visit. For added convenience, True Key securely syncs your information across all of your devices so you can access it wherever you need it.  

While McAfee manages your secure passwords, you can continue enjoying the internet the way it was intended — free from hackers.  

The post How Often Should You Change Your Passwords? appeared first on McAfee Blog.

Transacting in Person with Strangers from the Internet

By BrianKrebs

Communities like Craigslist, OfferUp, Facebook Marketplace and others are great for finding low- or no-cost stuff that one can pick up directly from a nearby seller, and for getting rid of useful things that don’t deserve to end up in a landfill. But when dealing with strangers from the Internet, there is always a risk that the person you’ve agreed to meet has other intentions.

Nearly all U.S. states now have designated safe trading stations — mostly at local police departments — which ensure that all transactions are handled in plain view of both the authorities and security cameras.

These safe trading places exist because sometimes in-person transactions from the Internet don’t end well for one or more parties involved. The website Craigslistkillers has catalogued news links for at least 132 murders linked to Craigslist transactions since 2015. Many of these killings involved high-priced items like automobiles and consumer electronics, where the prospective buyer apparently intended all along to kill the owner and steal the item offered for sale. Others were motivated simply by a desire to hurt people.

This is not to say that using Craigslist is uniquely risky or dangerous; I’m sure the vast majority of transactions generated by the site end amicably and without physical violence. And that probably holds true for all of Craigslist’s competitors.

Still, the risk of a deal going badly when one meets total strangers from the Internet is not zero, and so it’s only sensible to take a few simple precautions. For example, choosing to transact at a designated safe place such as a police station dramatically reduces the likelihood that anyone wishing you harm would even show up.

I recently stumbled upon one of these designated exchange places by accident, hence my interest in learning more about them. The one I encountered was at a Virginia county sheriff’s office, and it has two parking spots reserved with a sign that reads, “Internet Purchase & Exchange Location: This Area is Under 24 Hour Video Surveillance” [image above].

According to the list maintained at Safetradestations.com, there are four other such designated locations in Northern Virginia. And it appears most states now have them in at least some major cities. Safeexchangepoint.com also has a searchable index of safe trading locations in the United States and Canada.

Granted, not everyone is going to live close to one of these designated trading stations. Or maybe what you want to buy, sell or trade you’d rather not have recorded in front of police cameras. Either way, here are a few tips on staying safe while transacting in real life with strangers from the Internet (compliments of the aforementioned safe trading websites).

The safest exchange points are easily accessible and in a well-lit, public place where transactions are visible to others nearby. Try to arrange a meeting time that is during daylight hours, and consider bringing a friend along — especially when dealing with high-value items like laptops and smart phones.

Safeexchangepoint.com also advises that police or merchants that host their own exchange locations generally won’t get involved in the details of your transaction unless specified otherwise, and that many police departments (but not all) are willing to check the serial number of an item for sale to make sure it’s not known to be stolen property.

Of course, it’s not always practical or possible to haul that old sofa to the local police department, or a used car that isn’t working. In those situations, safetradestations.com has some decent suggestions:

  • Meet at a police station where you can exchange and photocopy each others’ identification papers, such as a driver’s license. Do NOT carry cash to this location.
  • Photocopy the license or identification paper, or use your phone to photograph it.
  • Email the ID information to a friend, or to someone trusted (not to yourself).
  • If you’re selling at home, or going to someone’s home, never be outnumbered. If you’re at home, make sure you have two or three people there — and tell the person who is coming that you will have others with you.
  • At home or an apartment, NEVER let someone go anywhere unaccompanied. Always make sure they are escorted.
  • Never let more than one group come to your home at one time to buy or sell.
  • Beware of common scams, like checks for an amount higher than the amount of the deal; “cashier’s checks” that are forged and presented when the bank is closed.
  • If you are given a cashier’s check, money order or other equivalent, call the bank — at the number listed online, not a number the buyer gives you — to verify the validity of the check.

Strong Password Ideas to Keep Your Information Safe

By McAfee

Password protection is one of the most common security protocols available. By creating a unique password, you are both proving your identity and keeping your personal information safer. However, when every account you have requires a separate password, it can be an overwhelming task. While you should be concerned about the safety of your data, you also want to avoid the frustration of forgetting your password and being blocked from the information you need. However, the benefits of using strong, unique passwords outweigh the occasional inconvenience.

Benefits of Strong Passwords

The main benefit of a strong password is security. Hackers work quickly when they are trying to access accounts. They want to steal as much information as they can in as short a time as possible. This makes an account with a strong password less inviting because cracking the code is much more involved.

A strong password also limits the damage that hackers can do to your personal accounts. A common strategy involves cracking the passwords of less secure sites with limited personal information. The hackers hope that they can use the password from your gym membership app to access information in your online banking account. Strong password protection prevents this situation.

Common Poor Password Practices

When someone is registering an online account, it can be tempting to blaze through the password process. In order to move quickly, there are several poor password practices that people employ.

  • Simple passwords: Password-cracking programs start by entering obvious combinations. These are passwords where the user puts no thought into the code such as “password” or “1234567”.
  • Repeated passwords: You may think you have such an unbreakable password that you want to use it for all of your accounts. However, this means that if hackers compromise one of your accounts, all of your other accounts are vulnerable.
  • Personal information: The number combinations that you are apt to remember easily are the ones that hackers can find. You may have put your birthday or graduation year on public display in a social media account. Your dog’s name may be unusual, but if you share information about your canine friend with the world, its name is a weak password.

The Meaning of a Strong Password

A password is considered strong when it is difficult for a hacker to crack it quickly. Sophisticated algorithms can run through many password combinations in a short time. A password that is long, complex and unique will discourage attempts to break into your accounts.

  • Long: The combinations that protect your accounts should be long enough that it would be difficult for a computer program to run through all the possible configurations. The four-digit pin on a bank card has 10,000 possible combinations. This might take some time for a human being to crack, but a computer program with unlimited tries could break it in a few seconds. If you were only using numbers, every character in your password would raise the possible combinations by a power of 10. To stump the algorithms, you want a password that is a minimum of 12 characters long.
  • Complex: To increase the challenge of your password, it should have a combination of uppercase letters, lowercase letters, symbols and numbers. Hacking algorithms look for word and number patterns. By mixing the types of characters, you will break the pattern and keep your information safe.
  • Unique: If you have been reusing your passwords, it is time for you to start the work of changing them. Every one of your accounts should have its own password. At the very least, make certain that you have not reused passwords for your financial institutions, social media accounts and any work-related accounts.

Creating a Layered Password

If you want a password that is memorable but strong, you can easily turn a phrase into a layered, complex password. In this process, it is important to note that you should not use personal information that is available online as part of your phrase.

  • Pick a phrase that is memorable for you: It should not be a phrase you commonly use on social media accounts. If you are an avid runner you might choose a phrase like, “Running 26.2 Rocks!”
  • Replace letters with numbers and symbols: Remove the spaces. Then, you can put symbols and numbers in the place of some of the letters. Runn1ng26.2R0ck$!
  • Include a mix of letter cases: Finally, you want both lower and uppercase letters that are not in a clear pattern. Algorithms know how to look for common patterns like camelCase or PascalCase. Runn1NG26.2R0cK$!

Now, you have a password that you can remember while challenging the algorithms hackers use.

Employing a Password Manager

When you consider the number of accounts you need to protect, coming up with a properly layered password is a time-consuming task. Even if you are able to decide on a memorable phrase, there are just too many accounts that need passwords. A password manager is a helpful tool to keep you safe while you are online. It acts as a database for all of your passwords. Each time you create a new code, it stores it so that you can automatically enter it later. You only need to remember a single password to access the tools of your manager.

Most managers can also do the work of creating complex, layered passwords for your accounts. These will be a string of random numbers, letters and characters. They will not be memorable, but you are relying on the manager to do the memorizing. These machine-generated passwords are especially helpful for accounts you rarely access or that do not hold significant information.

Maintaining an Offline Password List

For critical accounts like your bank account or a work-related account, it can be helpful to keep an offline list of your passwords. Complex passwords are meant to be difficult to remember. You may recall the phrase but not all the detailed changes that make it layered. Keeping a document on a zip drive or even in a physical paper file or journal will allow you to access your information if your hardware fails or you are switching to a new system.

Keeping the Whole System Safe

Cracking passwords is just one of the strategies hackers use to steal information. In addition to using strong passwords, it is important to employ comprehensive security software. Strong passwords will help protect your online accounts. Strong overall security will keep your hardware and network safe from danger.

The post Strong Password Ideas to Keep Your Information Safe appeared first on McAfee Blog.

Aussies Fear Snakes, Spiders and Getting Hacked

By Alex Merton-McCann

Fears and phobias. We all have them. But what are your biggest ones? I absolutely detest snakes but spiders don’t worry me at all. Well, new research by McAfee shows that cybercriminals and the fear of being hacked are now the 5th greatest fear among Aussies.

With news of data breaches and hacking crusades filling our news feed on a regular basis, many of us are becoming more aware and concerned about the threats we face in our increasingly digital world. And McAfee’s latest confirms this with hackers making their way into Australia’s Top 10 Fears.

According to research conducted by McAfee, snakes are the top phobia for Aussies followed by spiders, heights and sharks. Cybercriminals and the fear of being hacked come in in 5th place beating the dentist, bees, ghosts, aeroplane travel and clowns!

Aussie Top 10 Fears and Phobias

  1. Snakes
  2. Spiders
  3. Heights
  4. Sharks
  5. Hackers/Cybercriminals
  6. The dentist
  7. Bees or wasps
  8. Ghosts
  9. Aeroplane travel
  10. Clowns

Why Do We Have Phobias?

Fears and phobias develop when we perceive that we are at risk of pain, or worse, still, death. And while almost a third of respondents nominated snakes as their number one fear, there is less than one-in-fifty thousand chance of being bitten badly enough by a snake to warrant going to hospital in Australia, according to research from the Internal Medicine Journal.

In contrast, McAfee’s analysis of more than 108 billion potential online threats between October and December, identified 202 million of these threats as genuine risks. With a global population of 7.5 billion, that means there is approximately a one in 37 chance of being targeted by cybercrime. Now while this is not a life-threatening situation, these statistics show that chance of us being affected by an online threat is very real.

What Are Our Biggest Cyber Fears?

According to the research, 82% of Aussies believe that being hacked is a growing or high concern. And when you look at the sheer number of reported data breaches so far this year, these statistics make complete sense. Data breaches have affected Bunnings staff, Federal Parliament staff, Marriott guests, Victorian Government staff, QLD Fisheries members, Skoolbag app users and Big W customers plus many more.

Almost 1 in 5 (19%) of those interviewed said their top fear at work is doing something that will result in a data security breach, they will leak sensitive information or infect their corporate IT systems.

The fear that we are in the midst of a cyberwar is another big concern for many Aussies. Cyberwar can be explained as a computer or network-based conflict where parties try to disrupt or take ownership of the activities of other parties, often for strategic, military or cyberespionage purposes. 55% of Aussies believe that a cyberwar is happening right now but we just don’t know about it. And a fifth believe cyber warfare is the biggest threat to our nation.

What Can We Do to Address Our Fear of Being Hacked?

Being proactive about protecting your online life is the absolute best way of reducing the chances of being hacked or being affected by a data breach. Here are my top tips on what you can now to protect yourself:

  1. Be Savvy with Your Passwords

Using a password manager to create unique and complex passwords for each of your online accounts will definitely improve your online safety. If each on your online accounts has a unique password and you are involved in a breach, the hacker won’t be able to use the stolen password details to log into any of your other accounts.

  1. Stop AutoFill on Chrome

Storing your financial data within your browser and being able to populate online forms quickly within seconds makes the autofill function very attractive however it is risky. Autofill will automatically fill out all forms on a page regardless of whether you can see all the boxes. You may just think you are automatically entering your email address into an online form however a savvy hacker could easily design an online form with hidden boxes designed to capture your financial information. So remove all your financial information from Autofill. I know this means you will have to manually enter information each time you purchase but your personal data will be better protected.

  1. Think Before You Click

One of the easiest ways for a cybercriminal to compromise their victim is by using phishing emails to lure consumers into clicking links for products or services that could lead to malware, or a phoney website designed to steal personal information. If the deal seems too good to be true, or the email was not expected, always check directly with the source.

  1. Stay Protected While You Browse

It’s important to put the right security solutions in place in order to surf the web safely. Add an extra layer of security to your browser with McAfee WebAdvisor.

  1. Always Connect with Caution

I know public Wi-Fi might seem like a good idea, but if consumers are not careful, they could be unknowingly exposing personal information or credit card details to cybercriminals who are snooping on the network. If you are a regular Wi-Fi user, I recommend investing in a virtual private network or (VPN) such as McAfee Secure VPN which will ensure your connection is completely secure and that your data remains safe.

While it is tempting, putting our head in the sand and pretending hackers and cybercrime don’t exist puts ourselves and our families at even more risk! Facing our fears and making an action plan is the best way of reducing our worry and stress. So, please commit to being proactive about your family’s online security. Draw up a list of what you can do today to protect your tribe. And if you want to receive regular updates about additional ways you can keep your family safe online, check out my blog.

‘till next time.

Alex x

The post Aussies Fear Snakes, Spiders and Getting Hacked appeared first on McAfee Blog.

How to Remove Personal Information From Data Broker Sites

By McAfee

Data brokers are companies that collect your information from a variety of sources to sell or license it out to other businesses. Before they can pass your data along, brokers analyze it to put you into specific consumer profiles. Consumer profiles help businesses suggest products you might like and create targeted marketing campaigns based on your interests.  

Companies who buy data from brokers use it for things like marketing or risk mitigation. For example, if you’re a guitarist, a guitar manufacturer might try to reach you with an ad for their instruments. If you’re in the market for car insurance, insurance providers might use your personal information to do a background check so they can assess the risk that you’ll be in a car accident.  

While businesses don’t typically use your information maliciously, there are risks involved with having your personal data spread online. There might be certain details you don’t want to share with the world, like health or criminal records or financial issues. 

Having your data featured online can also expose it to cybercriminals who might use it for identity theft. Sometimes, hackers can even breach information that’s stored in an information broker’s database. When a criminal has your data, they might be able to access your financial accounts, use your credit to secure a loan, or even use your insurance to receive medical care. 

This article shows you how to remove your information from data broker sites and protect your data privacy online 

Where do data brokers get your information?</h2> 

There are various ways for a data broker to access your personal information. Some of these information sources are offline. For example, a broker can peruse public records to view your voter registration information. 

Other information sources that brokers use are online. For instance, a broker might track your buying history to see which products you’re likely interested in. 

Below are some of the top sources data brokers use to collect consumer information. 

  • Websites you visit: Typically, websites and search engines have software trackers that store information about what you do on the internet. Data brokers use web scraping tools to collect data from the websites and social media pages you go to online.  
  • Items you’ve purchased: Data brokers are extremely interested in which products and services you’ve used in the past. They can track your online spending habits on retail and e-commerce sites. Brokers also want to know things like whether you’ve used coupons or loyalty cards to pay for items.  
  • Online agreement forms: Usually, you’ll have to agree to terms and conditions when you register for a new service or program online. Sometimes, companies add disclaimers in the fine print of their terms that notify you that your information can be shared. 
  • Public records: Brokers might be able to find information like your date of birth, Social Security number (SSN), marriage record, driving record, or court records simply by looking through public records 

How many data broker companies are there?

Data brokering is a worldwide industry that brings in around $200 billion annually. An estimated 4,000 data broker companies exist. The largest data broker companies include organizations like Acxiom, Experian, and Epsilon.  

Can you remove personal information from data broker sites?  

Most data broker sites will give you the ability to have your personal information removed from their database — but don’t expect it to be easy.  

You might have to follow a multi-step process to opt out of a broker site. Even after your information is removed, you may have to repeat the process periodically.  

Different regions have different laws when it comes to protecting consumer data. The European Union has the General Data Protection Regulation (GDPR), which gives consumers the right to request that a company deletes any personal information they have stored. 

In the United States, states have to create their own laws to safeguard consumer privacy. States like Colorado and California have enacted laws that allow consumers to have their personal information removed from data broker sites. 

How to remove personal information from data broker sites

The next few sections go over steps you can follow to get your information removed from various data broker sites. Many broker sites allow you to opt out of their data collection and advertising programs.  

Opting out can prevent brokers from collecting and sharing your information and help you avoid intrusive ads for things like pre-approved credit cards. 

Go to the data broker website

The first thing you’ll have to do is visit each data broker’s site that has your information. Some of the biggest data broker sites that might have your information include: 

 

  • Acxiom aggregates information from millions of consumers across the globe. It sells personal information like your religious beliefs and political affiliations to telemarketing and commerce businesses.  
  • Epsilon provides data to a variety of companies worldwide. It has a big database that holds information about millions of households and businesses. 
  • Oracle designs and manufactures database and networking solutions for businesses, in addition to being a huge data broker. Oracle will often work with third-party data brokers 
  • Equifax is one of the three big credit reporting bureaus in the U.S. It provides financial information to both businesses and investors. In 2017, a data breach at Equifax exposed the personal information of almost 150 million people.  
  • Experian is another one of the big credit bureaus in the U.S. Like Equifax, Experian provides financial data to businesses and investors. 
  • CoreLogic provides information to businesses like real estate companies and landlords trying to do things like screen applicants for rental properties.  

While these are some of the largest data broker sites around, this list is by no means exhaustive. There’s a large number of data-sharing sites out there. For example, people-search sites like PeekYou, Spokeo, and Whitepages, let average consumers search through databases of personal information.  

Create an account with the data broker site

It may seem counterintuitive to sign up for an account with a broker when all you want is to delete your information from their site, but most data brokers require you to register with them to opt out of data collection 

You’ll likely have to create an account with every data broker you want to opt out of. Unfortunately, this will require you to give the brokers some personal information, like your name, email address, and possibly a picture of your driver’s license. Cross out your license number if you have to send a photo of your ID.  

Find your personal information

After creating an account with a broker, you’ll likely have to visit their portal to find out whether they have your personal information listed. Checking to see what every data broker has listed about you can be a time-consuming process.  

Services like DeleteMe and Kanary will delete your information from data brokers. However, most of these sites charge a fee, and they only delete your information from a select number of sites. For example, DeleteMe removes your information from 36 different data broker sites 

You should also be aware that some data broker sites don’t allow third parties to request for information to be deleted on behalf of consumers.  

Make removal requests for each instance of data 

You’ll have to make a separate removal request for every data broker site you want to opt out of. Some data brokers make the process more difficult than others. Remember that data companies are always collecting records, so you may need to repeat the process of removing your information from data broker sites annually.  

Here’s how to opt out of some of the largest data brokering companies we mentioned earlier:  

  • Acxiom: Go to the Acxiom opt-out form or call their support number at 877-774-2094. Pick which types of data you don’t want the company to gather. It can take a few weeks for your request to process.  
  • Epsilon: Email optout@epsilon.com and include your name and mailing address. You can also use the opt-out form to ask the company not to sell your personal information or delete your data entirely. If you don’t want to use email, you can call Epsilon’s phone number at 866-267-3861. Epsilon will have a third party verify your identity by asking questions about your personal information.  
  • Oracle: Go to Oracle’s opt-out page. Type in your personal info and click submit. It can take up to a month for Oracle to process your request.  
  • Equifax: On Equifax’s opt-out prescreen page, click “Click Here to Opt In or Opt Out” at the bottom of the page. Pick the option “Electronic Opt Out for Five Years.” You’ll have to provide some personal information. Click submit.  
  • Experian: You’ll likely have to opt out of all of Experian’s services individually. Experian’s data sharing services include OmniActivation Strategic Services, Direct Mail, Telemarketing, and Email. You can also try sending an email to unsubscribeall@experian.com or unsubscribe@experian.com. If you send an email, include the exact phrase, “Unsubscribe me from Experian’s email database,” in your message.  
  • CoreLogic: Email privacy@corelogic.com. Your subject line will need to be “California Privacy Rights Request.” Your email must state that you’d like to remove yourself from the companies’ databases and opt out of marketing programs. The email should have your name and address. If you don’t get a confirmation in about a week, follow up and ask for the status of your request. You can also try filling out the company’s opt-out form and mailing it to CoreLogic Teletrack Opt-Out Request, P.O. Box 509124, San Diego, CA, 92150. 

Secure your identity online with McAfee Total Protection 

The data broker industry is enormous. A data brokerage can collect a wealth of information about you from a huge number of sources, and provide that information to businesses that use it to do things like design targeted marketing campaigns for their ideal consumers.  

Brokers can share sensitive information that you want to keep private, like medical data. Having your personal information floating around the internet makes it easier for cybercriminals to use it for personal gain. 

By opting out of information-sharing programs, you can protect your online privacy, reduce the number of intrusive advertisements and emails you receive, and make it less likely that identity thieves will target you.  

One of the best ways to protect yourself online is to use quality security software. When you sign up for McAfee’s Total Protection services, you’ll get features like award-winning antivirus software, 24/7 account monitoring, a secure virtual private network (VPN), and up to $1 million in identity theft coverage and restoration.  

When it comes to protecting your privacy online, McAfee has your back.  

The post How to Remove Personal Information From Data Broker Sites appeared first on McAfee Blog.

7 Signs Your Phone Has a Virus and What You Can Do

By McAfee

Our phones store a lot of personal data, including contacts, social media account details, and bank account logins. We use our smartphones for everything under the sun, from work-related communication to online shopping. 

However, like computer viruses, our phones can be vulnerable to malware. Viruses are a type of malware that replicate themselves and spread throughout the entire system. They can affect your phone’s performance or, worse, compromise your sensitive information so that hackers can benefit monetarily. 

In this article, we give you a rundown of viruses that can infect your phone and how you can identify and eliminate them. We also provide some tips for protecting your phone from viruses in the first place. 

Can iPhone and Android devices get viruses?

iPhones and Android devices run on different operating systems. So, there are differences in the viruses that affect each type of mobile device and how resistant each operating system is to viruses.  

Viruses have a harder time penetrating iOS because of its design (although iOS hacks can still happen). By restricting interactions between apps, Apple’s operating system limits the movement of an iPhone virus across the device. However, if you jailbreak your iPhone or iPad to unlock tweaks or install third-party apps, then the security restrictions set by Apple’s OS won’t work. This exposes iPhone users to vulnerabilities that cybercriminals can exploit.   

While Android phones are also designed with cybersecurity in mind, their reliance on open-source code makes them an easier target for hackers. Android devices allow users to access third-party apps not available in the Google Play Store 

Main types of phone viruses

Cybercriminals today are sophisticated and can launch a variety of cyberattacks on your smartphone. Some viruses that can infect your phone include:  

  • Malware: Malware encompasses programs that steal your information or take control of your device without your permission. 
  • Adware: These are ads that can access information on your device if you click on them. 
  • Ransomware: These prevent you from accessing your phone again unless you pay a ransom to the hacker. The hacker may use personal data like your pictures as blackmail. 
  • Spyware: This tracks your browsing activity, then steals your data or affects your phone’s performance. 
  • Trojan: Aptly named, this type of virus hides inside an app to take control of or affect your phone and data. 

How do phones get viruses?

Smartphones and computers get viruses in a similar way. The most common include: 

  • Clicking on links or attachments from unverified sources. These are most commonly distributed as emails and SMS. 
  • Clicking on seemingly innocent ads that take you to an unsecured webpage or download mobile malware to your device. 
  • Visiting suspicious websites, often by ignoring security warnings. 
  • Downloading malicious apps from an unverified source, usually outside the Apple App Store or Google Play Store. 
  • Connecting your phone to an unsecured internet connection like public Wi-Fi (McAfee offers a secure VPN that makes it safe to use unsecured Wi-Fi networks by encrypting your data.) 

7 signs your phone has a virus

Now that you know how your phone could be the target of a virus, look out for these seven signs to determine if your device has been infected with malicious software. 

You see random pop-up ads or new apps 

Most pop-up ads don’t carry viruses but are only used as marketing tools. However, if you find yourself shutting pop-up ads more often than usual, it might indicate a virus on your phone. 

Don’t open any apps in your library that you don’t remember installing. Instead, uninstall them immediately. These apps tend to carry malware that’s activated when the app is opened or used. 

Your device feels physically hot

Your phone isn’t built to support malware. When you accidentally download apps that contain malware, the device has to work harder to continue functioning. In this case, your phone might be overheating. 

Random messages are sent to your contacts

If your contacts receive unsolicited scam emails or messages on social media from your account, especially those containing suspicious links, a virus may have accessed your contact list. It’s best to let all the recipients know that your phone has been hacked so that they don’t download any malware themselves or forward those links to anybody else. 

The device responds slowly

An unusually slow-performing device is a hint of suspicious activity on your phone. The device may slow down because it needs to work harder to support the downloaded virus. Alternatively, unfamiliar apps might be taking up storage space and running background tasks, causing your phone to run slowly. 

You find fraudulent charges on your accounts

Be sure to follow up on charges on your credit card or transactions in your banking statements that you don’t recognize. It could be an unfamiliar app or malware making purchases through your account without your knowledge. 

The phone uses excess data

A sudden rise in your data usage or phone bill can be suspicious. A virus might be running background processes or using your internet connection to transfer data out of your device for malicious purposes. 

Your battery drains quickly

An unusually quick battery drain may also cause concern. Your phone will be trying to meet the energy requirements of the virus, so this problem is likely to persist for as long as the virus is on the device. 

How can I check if my phone has a virus?

You may have an inkling that a virus is housed inside your phone, but the only way to be sure is to check.  

An easy way to do this is by downloading a trustworthy antivirus app. The McAfee Mobile Security app scans for threats regularly and blocks them in real time. It prevents suspicious apps from attaching themselves to your phone and secures any public connections you might be using. 

How to remove a virus from Android and iPhone

If you detect a virus on your iPhone or Android device, there are several things you can do.  

  • Download antivirus software like McAfee’s award-winning antivirus software or a mobile security app to help you locate existing viruses and malware. By identifying the exact problem, you know what to get rid of and how to protect your device in the future. 
  • Do a thorough sweep of your app library to make sure that whatever apps are on your phone were downloaded by you. Delete any apps that aren’t familiar. 
  • To protect your information, delete any sensitive text messages and clear history regularly from your mobile browsers. Empty the cache in your browsers and apps. 
  • In some instances, you may need to reboot your smartphone to its original factory settings. This can lead to data loss, so be sure to back up important documents to the cloud. 
  • Create strong passwords for all your accounts after cleaning up your phone. You can then protect your passwords using a password management system like McAfee True Key, which uses the most robust encryption algorithms available so only you have access to your information.  

7 tips to protect your phone from viruses

It’s never too late to start caring for your phone. Follow these tips to stay safe online and help reduce the risk of your phone getting a virus. 

  • Only download an app from a trusted source, i.e., the app store or other verified stores. You should read app reviews and understand how the app intends to use your data. 
  • Set up strong, unique passwords for your accounts instead of using the same or similar passwords. This prevents a domino effect in case one of the accounts is compromised. 
  • Think twice before you click on a link. If you believe it looks suspicious, your gut is probably right! Avoid clicking on it until you have more information about its trustworthiness. These links can be found across messaging services and are often part of phishing scams. 
  • Clear your cache periodically. Scan your browsing history to get rid of any links that seem suspicious. 
  • Avoid saving login information on your browsers and log out when you’re not using a particular browser. Although this is a convenience trade-off, it’s harder for malware to access accounts you’re not logged into during the attack.  
  • Update your operating system and apps frequently. Regular updates build upon previous security features. Sometimes, these updates contain security patches created in response to specific threats in prior versions. 
  • Don’t give an app all the permissions it asks for. Instead, you can choose to give it access to certain data only when required. Minimizing an application’s access to your information keeps you safer. 

Discover how McAfee Mobile Security keeps your phone safe

McAfee Mobile Security is committed to keeping your mobile phone secure, whether it’s an iPhone or Android device. In addition to regularly scanning your phone to track suspicious activity, our technology responds to threats in real time. Our comprehensive tools also secure your internet connections and let you browse peacefully. Using our app makes sure that your phone and data are protected at all times.  

So, what are you waiting for? Download McAfee Mobile Security today!  

The post 7 Signs Your Phone Has a Virus and What You Can Do appeared first on McAfee Blog.

US offers reward “up to $10 million” for information about the Conti gang

By Naked Security writer
Wanted - Reward Offered - Five unknown individuals (plus a man with a weird hat)

It Might Be Our Data, But It’s Not Our Breach

By BrianKrebs

Image: Shutterstock.

A cybersecurity firm says it has intercepted a large, unique stolen data set containing the names, addresses, email addresses, phone numbers, Social Security Numbers and dates of birth on nearly 23 million Americans. The firm’s analysis of the data suggests it corresponds to current and former customers of AT&T. The telecommunications giant stopped short of saying the data wasn’t theirs, but it maintains the records do not appear to have come from its systems and may be tied to a previous data incident at another company.

Milwaukee-based cybersecurity consultancy Hold Security said it intercepted a 1.6 gigabyte compressed file on a popular dark web file-sharing site. The largest item in the archive is a 3.6 gigabyte file called “dbfull,” and it contains 28.5 million records, including 22.8 million unique email addresses and 23 million unique SSNs. There are no passwords in the database.

Hold Security founder Alex Holden said a number of patterns in the data suggest it relates to AT&T customers. For starters, email addresses ending in “att.net” accounted for 13.7 percent of all addresses in the database, with addresses from SBCGLobal.net and Bellsouth.net — both AT&T companies — making up another seven percent. In contrast, Gmail users made up more than 30 percent of the data set, with Yahoo addresses accounting for 24 percent. More than 10,000 entries in the database list “none@att.com” in the email field.

Hold Security found these email domains account for 87% of all domains in the data set. Nearly 21% belonged to AT&T customers.

Holden’s team also examined the number of email records that included an alias in the username portion of the email, and found 293 email addresses with plus addressing. Of those, 232 included an alias that indicated the customer had signed up at some AT&T property; 190 of the aliased email addresses were “+att@”; 42 were “+uverse@,” an oddly specific reference to an AT&T entity that included broadband Internet. In September 2016, AT&T rebranded U-verse as AT&T Internet.

According to its website, AT&T Internet is offered in 21 states, including Alabama, Arkansas, California, Florida, Georgia, Indiana, Kansas, Kentucky, Louisiana, Michigan, Missouri, Nevada, North Carolina, Ohio, Oklahoma, Tennessee, Texas and Wisconsin. Nearly all of the records in the database that contain a state designation corresponded to those 21 states; all other states made up just 1.64 percent of the records, Hold Security found.

Image: Hold Security.

The vast majority of records in this database belong to consumers, but almost 13,000 of the entries are for corporate entities. Holden said 387 of those corporate names started with “ATT,” with various entries like “ATT PVT XLOW” appearing 81 times. And most of the addresses for these entities are AT&T corporate offices.

How old is this data? One clue may be in the dates of birth exposed in this database. There are very few records in this file with dates of birth after 2000.

“Based on these statistics, we see that the last significant number of subscribers born in March of 2000,” Holden told KrebsOnSecurity, noting that AT&T requires new account holders to be 18 years of age or older. “Therefore, it makes sense that the dataset was likely created close to March of 2018.”

There was also this anomaly: Holden said one of his analysts is an AT&T customer with a 13-letter last name, and that her AT&T bill has always had the same unique misspelling of her surname (they added yet another letter). He said the analyst’s name is identically misspelled in this database.

KrebsOnSecurity shared the large data set with AT&T, as well as Hold Security’s analysis of it. AT&T ultimately declined to say whether all of the people in the database are or were at some point AT&T customers. The company said the data appears to be several years old, and that “it’s not immediately possible to determine the percentage that may be customers.”

“This information does not appear to have come from our systems,” AT&T said in a written statement. “It may be tied to a previous data incident at another company. It is unfortunate that data can continue to surface over several years on the dark web. However, customers often receive notices after such incidents, and advice for ID theft is consistent and can be found online.”

The company declined to elaborate on what they meant by “a previous data incident at another company.”

But it seems likely that this database is related to one that went up for sale on a hacker forum on August 19, 2021. That auction ran with the title “AT&T Database +70M (SSN/DOB),” and was offered by ShinyHunters, a well-known threat actor with a long history of compromising websites and developer repositories to steal credentials or API keys.

Image: BleepingComputer

ShinyHunters established the starting price for the auction at $200,000, but set the “flash” or “buy it now” price at $1 million. The auction also included a small sampling of the stolen information, but that sample is no longer available. The hacker forum where the ShinyHunters sales thread existed was seized by the FBI in April, and its alleged administrator arrested.

But cached copies of the auction, as recorded by cyber intelligence firm Intel 471, show ShinyHunters received bids of up to $230,000 for the entire database before they suspended the sale.

“This thread has been deleted several times,” ShinyHunters wrote in their auction discussion on Sept. 6, 2021. “Therefore, the auction is suspended. AT&T will be available on WHM as soon as they accept new vendors.”

The WHM initialism was a reference to the White House Market, a dark web marketplace that shut down in October 2021.

“In many cases, when a database is not sold, ShinyHunters will release it for free on hacker forums,” wrote BleepingComputer’s Lawrence Abrams, who broke the news of the auction last year and confronted AT&T about the hackers’ claims.

AT&T gave Abrams a similar statement, saying the data didn’t come from their systems.

“When asked whether the data may have come from a third-party partner, AT&T chose not to speculate,” Abrams wrote. “‘Given this information did not come from us, we can’t speculate on where it came from or whether it is valid,'” AT&T told BleepingComputer.

Asked to respond to AT&T’s denial, ShinyHunters told BleepingComputer at the time, “I don’t care if they don’t admit. I’m just selling.”

On June 1, 2022, a 21-year-old Frenchman was arrested in Morocco for allegedly being a member of ShinyHunters. Databreaches.net reports the defendant was arrested on an Interpol “Red Notice” at the request of a U.S. federal prosecutor from Washington state.

Databreaches.net suggests the warrant could be tied to a ShinyHunters theft in May 2020, when the group announced they had exfiltrated 500 GB of Microsoft’s source code from Microsoft’s private GitHub repositories.

“Researchers assess that Shiny Hunters gained access to roughly 1,200 private repositories around March 28, 2020, which have since been secured,” reads a May 2020 alert posted by the New Jersey Cybersecurity & Communications Integration Cell, a component within the New Jersey Office of Homeland Security and Preparedness.

“Though the breach was largely dismissed as insignificant, some images of the directory listing appear to contain source code for Azure, Office, and some Windows runtimes, and concerns have been raised regarding access to private API keys or passwords that may have been mistakenly included in some private repositories,” the alert continues. “Additionally, Shiny Hunters is flooding dark web marketplaces with breached databases.”

Last month, T-Mobile agreed to pay $350 million to settle a consolidated class action lawsuit over a breach in 2021 that affected 40 million current and former customers. The breach came to light on Aug. 16, 2021, when someone starting selling tens of millions of SSN/DOB records from T-Mobile on the same hacker forum where the ShinyHunters would post their auction for the claimed AT&T database just three days later.

T-Mobile has not disclosed many details about the “how” of last year’s breach, but it said the intruder(s) “leveraged their knowledge of technical systems, along with specialized tools and capabilities, to gain access to our testing environments and then used brute force attacks and other methods to make their way into other IT servers that included customer data.”

A sales thread tied to the stolen T-Mobile customer data.

GitHub blighted by “researcher” who created thousands of malicious projects

By Paul Ducklin
If you spew projects laced with hidden malware into an open source repository, don't waste your time telling us "no harm done" afterwards.

5 Steps to Removing Your Personal Information From the Internet

By McAfee

Here’s one way you can help reduce your chances of identity theft: remove your personal information from the internet. 

And chances are, you have more personal information posted online than you think. 

According to the U.S. Federal Trade Commission (FTC), consumers registered 1.4 million identity theft complaints in 2021, all part of a year where consumers reported losing $5.8 billion to fraud overall—a 70% increase over the year prior.  

What fuels all this theft and fraud? Access to personal information.  

Scammers and thieves can get a hold of personal information in several ways, such as through phishing attacks that lure you into handing it over, malware that steals it from your devices, by purchasing your information on dark web marketplaces, or as a result of information leaked in data breaches, just to name a few. 

However, scammers and thieves have other resources to help them commit theft and fraud—data broker sites, places where personal information is posted online for practically anyone to see. Which makes removing your info from them so important, from both an identity and privacy standpoint. 

What are data broker sites? 

Think of data broker sites as huge repositories of personal information. Search your name and address online and you’ll see. You’ll likely find dozens of sites that turn up information about you, some of which offer a few pieces for free and others that offer far more information for a price. 

Data brokers collect and then aggregate personal information from several sources, including: 

  • Your public records posted online. 
  • Information from social media accounts you keep public. 
  • The websites you visit and the smartphone apps you use. 
  • Along with retailers, who share information associated with your loyalty cards. 

Data brokers also buy personal information from other data brokers. As a result, some data brokers have thousands of pieces of data for billions of individuals worldwide 

What could that look like? A broker may know how much you paid for your home, your education level, where you’ve lived over the years and who your lived with, your driving record, and possibly your political leanings. A broker may also know your favorite flavor of ice cream and your preferred over-the-counter allergy medicine thanks to information from loyalty cards. Further, they may also have health-related information from fitness apps. The amount of personal information can run that broadly, and that deeply. 

With information at this potential level of detail, it’s no wonder that data brokers rake in an estimated at $200 billion U.S. dollars worldwide every year. 

Who uses the personal information found on data broker sites?  

On the legitimate side, it’s used by advertisers to create targeted ad campaigns. With information sold by data brokers, they can generate lists based on highly specific criteria, such as shopping histories, personal interests, and even political leanings as mentioned above. Likely without you being aware of it—and likely with no way to contest that information if it’s incorrect. 

Other legitimate uses include using these sites for background checks. Law enforcement, reporters, and employers will use data brokers as a starting point for research because the leg work has largely been done for them. Namely, data brokers have aggregated a person’s information already, which is an otherwise time-consuming process. 

If this seems a little shady, it’s still legal. As of now, the U.S. has no federal laws that regulate data brokers or require data them to remove personal information if requested. A few states, such as Nevada, Vermont, and California, have legislation in place aimed at protecting consumers. Meanwhile, the General Data Protection Regulation (GDPR) in the European Union has stricter rules about what information can be collected and what can be done with it. Still, the data broker economy thrives. 

On the darker side, scammers and thieves use personal information for identity theft and fraud. With enough personal information gathered from enough sources, they can create a high-fidelity profile of their victims. One that gives them enough information to open new accounts in their name. 

So, from the standpoint of both privacy and identity, cleaning up your personal information online makes a great deal of sense.  

How to remove your personal information from the internet 

Let’s review some ways you can remove your personal information from data brokers and other sources on the internet.  

1. Request to remove data from data broker sites 

The process starts with finding the sites that have your information. From there, you can request to have it removed. Yet as mentioned above, there are dozens and dozens of these sites. Knowing where to start is a challenge in of itself, as is manually making the requests once you have identified the sites that post and sell information about you.  

Our Personal Data Cleanup can do the work for you. Personal Data Cleanup scans some of the riskiest data broker sites and shows you which ones are selling your personal info. It also provides guidance on how you can remove your data from those sites and can even manage the removal for you depending on your plan. ​It also monitors those sites, so if your info gets posted again, you can request its removal again. 

2. Limit the data Google collects 

As of September 2022, Google accounts for just over 92% of search engine market share worldwide. Aside from being a search engine, Google offers a myriad of other services and applications, such as Gmail and Google Maps. While Google offers plenty of tools for productivity, travel, work, and play for free, they still come at a cost—the gathering and analysis of your personal information.   

You can limit the data Google associates with you by removing your name from Google search results with a removal request. This will disable anyone online from getting any results if they search your name. (Note that this will not remove your information from the original sites and sources where it’s posted.) Moreover, Google collects all your browsing data continuously. You have the option to turn on “Auto Delete” in your privacy settings to ensure that the data is deleted regularly and help limit the amount of time your sensitive data stays vulnerable.  

You can also occasionally delete your cookies or use your browser in incognito mode to prevent websites from being tracked back to you. Go to your Google Chrome settings to clear your browser and cookie history.  

3. Delete old social media accounts and make the ones you keep private 

As discussed above, data brokers can collect information from public social media profiles. You can minimize your presence on social media to the bare minimum. Make a list of the ones you use or have used in the past. If there are old accounts that you no longer use or websites that have gone by the wayside like Myspace or Tumblr, you may want to deactivate them or consider deleting them entirely.   

For social media platforms that you still may use regularly, like Facebook and Instagram, consider adjusting your privacy settings to ensure that your personal information on these social media platforms is the bare minimum. For example, on Facebook you can lock your profile, while on Instagram you can stay private.  

4. Remove personal info from other websites and blogs 

If you’ve ever published articles, written blogs, or created any content online, it might be a good time to consider taking it down if it is no longer serving a purpose. Depending on what you’ve posted, you may have shared personal details about your life. Additionally, you might be mentioned by other people in various social media posts, articles, or blogs. It is worth reaching out to these people to request them to take down posts with sensitive information.  

Social media and online articles that host your personal information are often used when businesses or hackers are doing “internet scrapes” to find better ways to use your targeted information. Asking your friends or third-party sites to remove that information can help protect your privacy.  

5. Delete unused phone apps and restrict the settings for the ones you use 

Another way you can tidy up your digital footprint online involves deleting all the unnecessary phone apps that you no longer need or use. Even when apps are not open or in use, they may be able to track personal information such as your real-time location and even your payment details if you have a paid subscription to the app.   

Some apps even sell this data as it can be extremely advantageous to other companies, which they use to target certain consumer segments and profiles for advertising. Try to share as little information with apps as possible if you’re looking to minimize your online footprint, and provide them access to your photos, contacts, and location only on as-needed basis and only when the app is in use. Your phone’s app and location services settings will give you the tools to do it. 

Online protection software can keep your personal information more private and secure 

In addition to the steps above, comprehensive online protection software can keep you more private and minimize your risk of cybercrime. It can include: 

So while it may seem like all this rampant collecting and selling of personal information is out of your hands, there’s plenty you can do to take control. With the steps outlined above and strong online protection software at your back, you can keep your personal information more private and secure. 

The post 5 Steps to Removing Your Personal Information From the Internet appeared first on McAfee Blog.

How to Stay One Step Ahead of Hackers

By McAfee

Whether using the internet for play or work, you want to spend your time online enjoying the peace of mind that comes with having a secure network. 

You don’t want to contend with someone taking your personal data — whether it’s credit card information, passwords, or bank account details — via malware or a data breach on your Android, Windows, or Apple iOS device. 

Fortunately, with some sensible precautions and simple steps, you can use your connected devices productively without worrying about cybercriminals and malicious software. This article explains how to stop hackers from getting access to your sensitive data 

8 ways to protect your identity from hackers

You can take steps to protect your different computing and mobile devices and operating systems. These steps can be divided into technological solutions and the right awareness and information to provide a comforting measure of self-protection. 

It’s like learning karate for self-defense, giving you confidence as you negotiate the wider world (and hoping that you never have to use it). 

Use identity protection software

When it comes to identity protection software, McAfee provides a proven solution with our identity protection and privacy services. The protection includes alerts if your sensitive information is found on the dark web (up to 10 months sooner than other providers), personal data cleanup from sites gathering and selling your information, and an unlimited virtual public network (VPN) service that protects your privacy as you use public Wi-Fi networks. 

You’ll also get up to $1 million in identity theft coverage and hands-on restoration support to help you reclaim your identity.  

Use complex passwords

Simple, obvious passwords and passcodes (like your street address, your birthday, your kids’ or pets’ names, or “1234” or “abcd”) are easy for cybercriminals to crack, giving them unwanted access to your private data. 

The stronger your password, the better your protection. Some best password practices include: 

  • Use a different password for all your online accounts, including your email accounts, social media platforms, and bank accounts. 
  • Create a password that’s at least eight characters long, combining lowercase and uppercase letters, numbers, and symbols. 
  • Don’t use consecutive keystrokes, such as “qwerty.” 
  • Don’t share your passwords with anyone. 
  • Avoid entering your password on unsecured public Wi-Fi, such as at an airport or in a coffee shop. 

Regularly update passwords

It’s important not to be a standing target. Just as you should use different passwords for everything, you should regularly change your passwords. You should do this a few times a year (although some cyber experts say this might not be necessary if you have a long and very complicated password). 

If you have a number of passwords that you update often, it might be worth getting a password manager like McAfee True Key to keep track of them. Not only will you not be faced with remembering all your different passwords or writing them down (also a no-no), but it can also help you create and store unique passwords 

The software uses the strongest encryption algorithms available to protect your passwords, scrambling them so no one else can access them. It’ll also suggest new passwords and automatically log you into your online accounts with just one master password. 

Use multi-factor authentication

Another important line of defense is multi-factor authentication (sometimes known as two-factor authentication). This system uses a password and a second piece of verification — often an SMS message sent to your Android device or iPhone — to authenticate your identity. 

This provides hard-to-beat protection even if a hacker has your password. Besides receiving SMS codes, there are also code-generating apps and physical security keys. 

Learn to spot potential scams

Thinking before you click on an email or text is a very important defense against phishing scams. Your bank won’t send you an email or text notifying you that there’s been suspicious activity on your account.  

Does getting a large refund from your phone company sound too good to be true? It is. Similarly, the Internal Revenue Service (IRS) won’t text to tell you that you owe them money, and princes aren’t going to give you a fortune out of the blue. 

Internet users beware: If you’re not absolutely certain that the text message you received is from a legitimate and trusted source, delete it. You can always contact the business or person directly to confirm that the message is legit. 

Keep device software up to date

Any operating system or app you use is open to malicious cyberattacks. This is why you should keep all your software up to date with the latest versions. Software developers are continually fixing holes in their products and offering cybersecurity patches to make them as safe and hacker-proof as possible. 

Make sure your software, firmware, and security settings are up to date on your home’s Wi-Fi router, as well. You can often change your settings to allow for automatic updates. 

Be cautious when using public Wi-Fi

Sure, who doesn’t like to go to a cafe, library, or hotel lobby to use the free Wi-Fi? But security is often weak in these public networks. If you open your online banking account or access personal information, you may unwittingly be giving a personal invitation to eavesdropping cybercriminals 

This is where the bank-grade level of protection of McAfee Secure VPN comes in, which automatically turns on when you need it and keeps you safe on public Wi-Fi networks. 

Use encryption

Even if your device does get hacked, you can protect vital information on your Windows or macOS system with an encryption program like BitLocker or FileVault. You can protect any hard drive you use, including portable ones and USB keys. 

It’s also a good idea to only shop at encrypted websites marked with the prefix “HTTPS” in their URLs. 

Discover how McAfee keeps you secure online

One of the best ways to surf the web in comfort while keeping hackers at bay is with the comprehensive solutions provided by McAfee Total Protection. 

Your protection includes proactive measures (meaning we’ll guide you to the best choices for prevention), early detection, and expert identity theft support.  

This means you’ll get identity monitoring, up to $1 million in identity theft coverage, lost wallet protection, premium antivirus software, a secure VPN, and personal data removal. In particular, our Personal Data Cleanup service will help find and remove your personal information from data broker websites and people search sites.  

With McAfee, you don’t have to be afraid of hackers. Let us deal with them.  

The post How to Stay One Step Ahead of Hackers appeared first on McAfee Blog.

How to Delete Old Accounts Containing Personal Information

By McAfee

Your digital footprint grows with every internet account you make. While your old Tumblr account may be fun for reminiscing, dormant accounts are actually one of the most significant sources of user data on the internet. These accounts can be used by data brokers or third parties to access your personal information.  

To improve your data security, it’s good practice to remove public-facing information by deleting unused accounts. Simply put, having less personal data stored on the internet reduces the risk of theft and/or non-consensual data usage.  

Deleting, canceling, unsubscribing, or removing your account can be a long process, depending on the service. This article will walk you through the simplest ways to delete unwanted accounts from various social media platforms.  

Why you should delete old accounts

Deleting unwanted accounts protects your information and prevents the monetization of your data. Your internet accounts often hold personal information like your name, age, email, or home address. What’s more alarming is that some platforms may even have credit card details, phone numbers, and bank account information. 

When left unattended, internet accounts become vulnerable to being suspended or taken over by the platform. This means that if your accounts are left inactive for too long, you might be handing some or all of your data over to the tech platform.  

For example, even if you believe an old Google account doesn’t have any sensitive information stored, it may be linked to other platforms you use (like Amazon or Google services like Gmail and Google Play). This exposes all of these accounts to several data privacy vulnerabilities.  

Moreover, a recent survey found that 70% of surveyed adults admitted using the same password for more than one service. People who don’t use password managers or reuse passwords are at a greater security risk than others, as multiple accounts can become compromised at once. Whether the platform is now out of service or you are cutting down on your app usage, deleting dormant accounts will minimize security threats and safeguard your data.  

How to permanently delete old accounts, by platform

Every platform has a different process for deleting accounts: Some take only a few clicks to complete and others are a little longer. Companies usually don’t want a user to stop using their services, so account deletion pages are often hidden in a complex web of tabs that you have to navigate.  

In addition, some subscription services might require that you send an email to customer support to close your account. You can go to justdelete.me, an online directory that lets you access direct links to account deletion pages of various web services. 

Remember to download your personal information and data before pulling the plug on your account. Most platforms let you download your data before initiating a deletion request, which saves you from losing important details and files. It is also important to check whether your Google account is used for your YouTube channel or connected to other online accounts. 

To help you get rid of accounts you no longer use, we’ve broken down deleting accounts from some of the most popular social networks. The steps described below are for a desktop browser and may not apply to Android or iOS devices (unless specified).  

How to delete Facebook accounts

Facebook’s user privacy policy enables it to store a large amount of user information, including personal messages, posts, search history, name, age, birthdate, and even metadata from posted photos and videos.  

Follow these simple steps to delete your Facebook account 

  • After logging in from your desktop, click the arrow in the top-right corner  
  • Go to Settings 
  • Click on “Your Facebook Information” tab 
  • Click on “Deactivation and Deletion” 
  • Choose “Delete Account” from menu 
  • Enter password to confirm 
  • Click “Delete Account 

How to delete LinkedIn accounts

LinkedIn collects information on users and uses it for targeted advertising. As a result, it amasses quite a lot of your data, from professional details to personal preferences and even your online behavior trail.  

Follow these simple steps from your desktop to delete your account:  

  • Click on your profile avatar in the top-right corner 
  • Click on “Account Preferences” 
  • Scroll to Account Management and click on “Close Account” 
  • Select a reason for deleting your account 
  • Type password to confirm 

How to delete Twitter accounts

It’s simple to delete your Twitter account, but you’ll have to wait 30 days for your data and tweets to clear. To delete your account, you first need to deactivate it.  

Once you’ve decided to delete your account from the micro-blogging site, follow these steps from your desktop:  

  • From the navigation menu on the left, click on “Settings and Privacy” 
  • Go to “Your Account” tab 
  • Click on “Deactivate your account”  
  • If you don’t choose to reactivate within 30 days, your account will automatically be deleted  

Remember to revoke third-party access to your Twitter account to avoid having your account reactivated in the 30 days following deactivation. 

How to delete Instagram accounts

Since Facebook and Instagram are both owned by Meta, they share a lot of data for targeted advertising. You can adjust the privacy settings of your Instagram account from the mobile app, but you will need to log in from a web browser like Chrome to delete your account.  

To delete your Instagram account 

  • Go to the “Delete your account” page 
  • Choose a reason you’re deleting your account  
  • Enter your password 
  • Click on “Permanently delete your account”  

Your information and data will be permanently deleted after 30 days and you won’t be able to retrieve it. However, completing a deletion process may take up to 90 days.  

How to delete Tumblr accounts

Tumblr has a fairly simple process to delete your account:  

  • Log in to Tumblr from your desktop 
  • Click on the profile icon in the top-right corner  
  • Choose “Settings” 
  • Click on “Delete account”  
  • Enter your email address and password to confirm  
  • Delete account 

How to delete Pinterest accounts

Follow these steps to delete your account from the popular picture-sharing platform:  

  • Select the drop-down menu in the right corner  
  • Click on “Account Management” from the navigation menu  
  • Select “Delete Account 
  • Confirm when asked to receive an email with the final step  
  • In the confirmation email, click on “Yes, close account”  

Pinterest servers continue to store your data after deletion, but your information won’t be visible to other users.  

How to delete email accounts

There are different steps to deleting your email account depending on which email service you use. Backing up email data usually takes more time because of the sheer volume of data a mail account can hold.  

How to delete a Gmail account

Complete the following steps to delete your Google account 

  • Open this URL in your web browser: myaccount.google.com 
  • Select “Data and Privacy” from the menu on the left  
  • Scroll to “Download or delete your data”  
  • Click on “Delete a Google Service”  
  • Click “Delete a service”  
  • Enter your password  
  • Click the trash bin icon next to Gmail  

How to delete a Yahoo account

Here’s what you need to do to delete your Yahoo email account: 

  • Open this URL in your web browser: edit.yahoo.com/config/delete_user  
  • Login with your login credentials  
  • Click on “Continue to delete my account” on the confirmation page  

Deleting your Yahoo account also deletes the linked information from Yahoo’s other services.  

How to delete an Outlook email account

Follow these steps to delete your Microsoft account on Outlook 2010, 2013, or 2016:  

  • Open Outlook on your desktop and select “File” from the upper-left corner  
  • Click on “Account Settings” and choose “Settings” again 
  • Select the account you want to remove and click “Remove” 
  • Confirm by clicking “Yes” 

Keep your identity secure online with McAfee

Leaving old information scattered across the internet makes you susceptible to identity theft. There are multiple ways to keep your identity and data secure online, including McAfee’s Total Protection plan.  

Total Protection lets you choose from multiple affordable subscription models that provide comprehensive security against identity theft and potential data breaches and offers web protection and several related benefits. In addition, having access to 24/7 online security experts and a 30-day money-back guarantee make the Total Protection plan an easy, reliable, and safe choice. You can also have peace of mind with McAfee’s Personal Data Cleanup feature where our teams will work to find your personal information online and assist in removing it.  

The post How to Delete Old Accounts Containing Personal Information appeared first on McAfee Blog.

What Personal Data Do Companies Track?

By McAfee

Private tech companies gather tremendous amounts of user data. These companies can afford to let you use social media platforms free of charge because it’s paid for by your data, attention, and time.  

Big tech derives most of its profits by selling your attention to advertisers — a well-known business model. Various documentaries (like Netflix’s “The Social Dilemma”) have attempted to get to the bottom of the complex algorithms that big tech companies employ to mine and analyze user data for the benefit of third-party advertisers.  

This article will help you better understand what information is being collected by tech companies, how it’s being used, and how you can protect your privacy online.   

What information can companies collect?

Tech companies benefit from personal information by being able to provide personalized ads. When you click “yes” at the end of a terms and conditions agreement found on some web pages, you may be allowing the companies to collect the following data:  

  • Personal data. This includes identity-related information like your name, gender, Social Security number, and device-related information like IP address, web browser cookies, and device IDs. Personal data is usually collected to classify users into different demographics based on relevant parameters. This helps advertisers analyze what sections of the audience interact with their ads and what they can do to cater to their target audience.  
  • Usage data. Your interactions with a business’s website, text messages, emails, paid ads, and other online activities are recorded to build an accurate consumer profile. This consumer profile is used to determine and predict what kind of content (including ads) you are more likely to interact with and for how long.  
  • Behavioral data. Purchase histories, repeated actions, time spent, movement and navigation on the platform, and other types of qualitative data are covered under behavioral data. This helps platforms determine your “favorite” purchases or interactions so they can suggest other similar content/products.  
  • Attitudinal data. Companies measure brand and customer experiences using data on consumer satisfaction, product desirability, and purchase decisions. Marketing agencies use this data for direct consumer research and creative analysis.  

For someone unfamiliar with privacy issues, it is important to understand the extent of big tech’s tracking and data collection. Once these companies collect data, all this information can be supplied to third-party businesses or used to improve user experience.  

The problem with this is that big tech has blurred the line between collecting customer data and violating user privacy in some cases. While tracking what content you interact with can be justified under the garb of personalizing the content you see, big tech platforms have been known to go too far. Prominent social networks like Facebook and LinkedIn have faced past legal trouble for accessing personal user data like private messages and saved photos. 

How do companies use the information you provide

The information you provide helps build an accurate character profile and turns it into knowledge that gives actionable insights to businesses. Private data usage can be classified into three cases: selling it to data brokers, using it to improve marketing, or enhancing customer experience.  

To sell your info to data brokers

Along with big data, another industry has seen rapid growth: data brokers. Data brokers buy, analyze, and package your data. Companies that collect large amounts of data on their users stand to profit from this service. Selling data to brokers is an important revenue stream for big tech companies 

Advertisers and businesses benefit from increased information on their consumers, creating a high demand for your information. The problem here is that companies like Facebook and Alphabet (Google’s parent company) have been known to mine massive amounts of user data for the sake of their advertisers.  

To personalize marketing efforts

Marketing can be highly personalized thanks to the availability of large amounts of consumer data. Tracking your response to marketing campaigns can help businesses alter or improve certain aspects of their campaign to drive better results.  

The problem is that most AI-based algorithms are incapable of assessing when they should stop collecting or using your information. After a point, users run the risk of being constantly subjected to intrusive ads and other unconsented marketing campaigns that pop up frequently.  

To cater to the customer experience

Analyzing consumer behavior through reviews, feedback, and recommendations can help improve customer experience. Businesses have access to various facets of data that can be analyzed to show them how to meet consumer demands. This could help improve any part of a consumer’s interaction with the company, from designing special offers and discounts to improving customer relationships.  

For most social media platforms, the goal is to curate a personalized feed that appeals to the users and allows them to spend more time on the app. When left unmonitored, the powerful algorithms behind these social media platforms can repeatedly subject you to the same kind of content from different creators.  

Which companies track the most information?

Here are the big tech companies that collect and mine the most user data 

  • Google. Google is the most avid big tech data miner currently on the internet because the search engine deals almost exclusively with user data. Google tracks and analyzes everything from your Gmail and calling history (for VoLTE calls) to your Chrome browsing preferences through third-party cookies 
  • Facebook. Meta’s Facebook collects phone numbers, personal messages, public comments, and metadata from all of your photos and videos. Facebook primarily uses this data to fuel its demographic-based targeted ad mechanisms.  
  • Amazon. Amazon has recently admitted to storing many user data points, including phone numbers, credit card information, usernames, passwords, and even Social Security numbers. Amazon also stores information about your search terms and previously bought products.  
  • Twitter. Platforms like Twitter employ a “family of apps” technique to gather sensitive user data. While these platforms openly collect and mine user data themselves, they also collect information from app networks (like Twitter’s MoPub or Google’s AdMob) that include several other third-party apps. These apps choose to partner with tech giants for better profits.  
  • Apple. While much better than its competitors, Apple still mines a considerable amount of user data. While Apple’s systems allow users to control their privacy settings, Apple gives all of its users’ information to Apple’s iOS-based advertisement channels. The iPhone App Store is another place where user data is exclusively used to create customized user experiences. 
  • Microsoft. Microsoft primarily collects device-related data like system configurations, system capabilities, IP addresses, and port numbers. It also harvests your regular search and query data to customize your search options and make for a better user experience.  

Discover how McAfee can help protect your identity online 

Users need a comprehensive data privacy solution to tackle the rampant, large-scale data mining carried out by big tech platforms. While targeted advertisements and easily found items are beneficial, many of these companies collect and mine user data through several channels simultaneously, exploiting them in many different ways.  

It’s important to make sure your personal information is protected. Protection solutions like McAfee’s Personal Data Cleanup feature can help. With this feature, our teams scour the web for traces of your personal information and assist in getting it removed to enhance your online privacy.  

McAfee’s Total Protection provides antivirus software for all of your digital devices and a secure VPN connection to avoid exposure to malicious third parties while browsing the internet. Our identity monitoring and personal data removal solutions further remove gaps in your devices’ security systems.  

With our airtight data protection and custom guidance (complete with a protection score for each platform and tips to keep you safer), you can be sure that your internet identity is protected.  

The post What Personal Data Do Companies Track? appeared first on McAfee Blog.

How Data Brokers Sell Your Identity

By McAfee

Our personal and professional lives are becoming increasingly intertwined with the online world. Regular internet usage has made us all prone to cyber-security risks. You leave a digital footprint every time you use the internet, which is a trace of all your online activities.  

When you create new accounts or subscribe to different websites, you give them explicit (or implicit, through their family of apps or subsidiary websites) access to your personal and credit card information. In other cases, websites might track basic information without your knowledge, such as your location and search history. 

There is an industry of data brokers specifically dedicated to keeping track of user data, packaging it, and supplying it to tech companies who use it to run targeted ads and enhance on-platform user experience. Given the widespread use of the internet and exponential improvements in technology, data has become a valuable commodity — creating a need for the sale and purchase of user data.  

This article discusses how data brokers sell your personal information and how you can minimize risk. 

What are data brokers?

Data brokers are companies that aggregate user information from various sources on the internet. They collect, collate, package, and sometimes even analyze this data to create a holistic and coherent version of you online. This data is then supplied to tech companies to fuel their third-party advertising-centered business models.  

Companies interested in buying data include but are not limited to: 

 

  • Tech platforms 
  • Banks 
  • Insurance companies 
  • Political consultancies 
  • Marketing firms 
  • Retailers 
  • Crime-fighting bureaus 
  • Investigation bureaus 
  • Video streaming service providers 
  • Any other businesses involved in sales  

These companies and social media platforms use your data to better understand target demographics and the content with which they interact. While the practice isn’t unethical in and of itself (personalizing user experiences and creating more convenient UIs are usually cited as the primary reasons for it), it does make your data vulnerable to malicious attacks targeted toward big-tech servers. 

How do data brokers get your information?

Most of your online activities are related. Devices like your phone, laptop, tablets, and even fitness watches are linked to each other. Moreover, you might use one email ID for various accounts and subscriptions. This online interconnectedness makes it easier for data brokers to create a cohesive user profile.  

Mobile phone apps are the most common way for data brokerage firms to collect your data. You might have countless apps for various purposes, such as financial transactions, health and fitness, or social media 

A number of these apps usually fall under the umbrella of the same or subsidiary family of apps, all of which work toward collecting and supplying data to big tech platforms. Programs like Google’s AdSense make it easier for developers to monetize their apps in exchange for the user information they collect.  

Data brokers also collect data points like your home address, full name, Social Security number, phone number, and date of birth. They have automated scraping tools to quickly collect relevant information from public profiles.[Text Wrapping Break] 

Lastly, data brokers can gather data from other third parties that track your cookies or even place trackers or cookies on your browsers. Cookies are small data files that track your online activities when visiting different websites. They track your IP address and browsing history, which third parties can exploit. Cookies are also the reason you see personalized ads and products. 

How data brokers sell your identity 

Data brokers collate your private information into one package and sell it to “people search” websites like Spokeo or TruePeopleSearch. You or a tech business can use these websites to search for people and get extensive consumer data. People search sites also contain public records like voter registration information, marriage records, and birth certificates. This data is used for consumer research and large-scale data analysis.  

Next, marketing and sales firms are some of data brokers’ biggest clients. These companies purchase massive data sets from data brokers to research your data profile. They have advanced algorithms to segregate users into various consumer groups and target you specifically. Their predictive algorithms can suggest personalized ads and products to generate higher lead generation and conversation percentages for their clients.  

Are data brokers legal?

We tend to accept the terms and conditions that various apps ask us to accept without thinking twice or reading the fine print. You probably cannot proceed without letting the app track certain data or giving your personal information. To a certain extent, we trade some of our privacy for convenience. This becomes public information, and apps and data brokers collect, track, and use our data however they please while still complying with the law.  

There is no comprehensive privacy law in the U.S. on a federal level. This allows data brokers to collect personal information and condense it into marketing insights. While not all methods of gathering private data are legal, it is difficult to track the activities of data brokers online (especially on the dark web). As technology advances, there are also easier ways to harvest and exploit data.  

Vermont and California have already enacted laws to regulate the data brokerage industry. In 2018, Vermont passed the country’s first data broker legislation. This requires data brokers to register annually with the Secretary of State and provide information about their data collection activities, opt-out policies, purchaser credentialing practices, and data breaches 

California has passed similar laws to make data brokering a more transparent industry. For risk mitigation of data brokerage, the Federal Trade Commission (FTC) has published reports and provided recommendations to Congress to reduce the engagement of data broker firms. Giving individuals the right to opt-out of the sale of their personal data is a step toward a more rigorous law regarding data privacy 

Can you remove yourself from data broker websites?

Some data brokers let you remove your information from their websites. There are also extensive guides available online that list the method by which you can opt-out of some of the biggest data brokering firms. For example, a guide by Griffin Boyce, the systems administrator at Harvard University’s Berkman Klein Center for Internet and Society, provides detailed information on how to opt-out of a long list of data broker companies. 

Acxiom, LLC is one of the largest data brokering firms and has collected data for approximately 68% of people who have an online presence. You can opt-out of their data collection either through their website or by calling them directly. 

Epsilon Data Management is another big player in the data broker industry that operates as a marketing service and marketing analytics company. You can opt-out of their website through various methods such as by email, phone, and mail. Credit rating agencies like Experian and Equifax are also notorious for collecting your data. Similarly, you can opt-out through their websites or by calling them. 

Keep your personal information secure online with McAfee Total Protection

McAfee is a pioneer in providing online and offline data protection to its customers. We offer numerous cybersecurity services for keeping your information private and secure.  

With regard to data brokers, we enable users to do a personal data clean-up. Cleaning up your personal data online may be a difficult task, as it requires you to reach out to multiple data brokers and opt out. Instead, sign up for McAfee’s Personal Data Cleanup feature to do a convenient and thorough personal data clean-up. We will search for traces of your personal data and assist in getting it removed.  

The post How Data Brokers Sell Your Identity appeared first on McAfee Blog.

What Are Ransomware Attacks? An In-Depth Guide

By McAfee

We all love to spend time surfing the web — whether we’re shopping, paying bills, or reacting to funny memes. The internet has also allowed many of us to keep working from home even during the pandemic.  

The internet is great, but the best way to keep enjoying it is to know where and how bad actors can pop up in our computer systems. 

One way is through the use of ransomware, which is a type of malware that threatens users with blocked access or doxing (exposing personal information) if they don’t pay money to the cybercriminals who sent the malicious software.  

We’ll explain what ransomware is, how it works, and how to defend against it so you can stay one step ahead and continue enjoying life online. 

What is ransomware?

Ransomware is malware that uses encryption to hold your information at ransom. This might mean you can’t access critical data in files, databases, or applications. The cybercriminal will then usually demand a ransom to provide access.  

Often, ransomware includes a deadline to add a sense of urgency to the threat. Typical ransomware attacks might suggest that your data will be lost or published on the web for the world to see if you don’t pay. Ransom demands generally ask for payment in Bitcoin or some other form of cryptocurrency, where transactions are less regulated and traceable. 

Unfortunately, ransomware is often designed to spread across a network and target database and file servers — quickly paralyzing an entire organization. Ransomware attacks represent a growing problem, generating billions of dollars in payments to cybercriminals and inflicting damage and expenses for businesses and governmental organizations.  

However, if you have a basic understanding of how ransomware works, you can take steps to protect yourself. 

How does ransomware work?

Ransomware uses asymmetric encryption, which uses a mixture of symmetric and asymmetric encryption methods to make it more difficult to decrypt ransomed data files. Put simply, cybercriminals using asymmetric encryption generate a public key to encrypt files and a separate but private key to decrypt the same files. As a result, the victim has to rely on the hacker for the decryption key — for a price, of course — because the private key to decrypt the files is stored on the attacker’s server.  

The attacker then makes the private key available to the victim only after the ransom is paid, although this isn’t always the case, as seen in recent ransomware campaigns. Without access to the private key, it can be difficult to decrypt the files being held for ransom. 

Many forms of ransomware exist. Often, ransomware (and other malware) is distributed using email spam campaigns or through targeted attacks. Malware needs an attack vector, which is how a cybercriminal gains access to a device to deliver malicious software. This might take the form of an email attachment, webpage, pop-up window, or even instant message. After malware establishes its presence, though, it’ll stay on the system until it finishes its task. 

After a successful exploit, ransomware drops and executes a malicious binary on the infected system. This binary then searches and encrypts valuable files, such as Microsoft Word documents, images, databases, and so on. The ransomware may also exploit system and network vulnerabilities to spread to other systems and possibly across entire organizations. 

Once files are encrypted, ransomware prompts the user for a ransom to be paid within 24 to 48 hours to decrypt the files, or they’ll be lost forever. If a data backup is unavailable or those backups are encrypted, the victim might have to pay the ransom to recover their personal files. 

Examples of ransomware attacks

Cyberattacks, including different types of ransomware, occur and evolve all the time, but there are several ways to avoid them. 

It all starts with looking to the past to protect your sensitive data in the future. In the next few sections, we’ll cover how hackers have engaged in extortion across computer systems over the years. 

CryptoLocker

CryptoLocker was one of the earliest adopters of this type of malware — demanding a ransom payment in cryptocurrency for a user to get their data back. In fact, it was probably the first time many people had heard the term “ransomware.” 

In 2013, CryptoLocker attacked through an email attachment that looked like the tracking notifications of shipping companies like UPS and FedEx. It resulted in more than 250,000 infected computer systems and up to $27 million in extorted money. 

Although a decryption key has existed for CryptoLocker since 2014, it can still cause problems for users who may not recognize the presence of the ransomware before opening the attachment. 

WannaCry

In 2017, Wannacry took the “worm” approach to ransomware, spreading across Windows PCs through shared networks. At the time, the ransomware turned everything on the computer into encrypted data, with the hackers threatening not to return the data until the ransom was paid (in this case, cryptocurrency). Estimates point to over 200,000 computers being infected around the world.  

A killswitch was created to help operating systems infected with WannaCry, but the hacking group is still out there posing new threats. 

Kaseya

The Kaseya ransomware attacks occurred on July 2, 2021, and led to an FBI response because this represented a global cybercrime event. In this instance, though, the ransomware group REvil made damaging use of vulnerabilities found in the on-premises software of Kaseya VSA. The hackers then demanded $70 million in Bitcoin. 

The company managed many service providers, so the attack affected all of the downstream customers of those service providers. In fact, the malware attack may have affected around 1,500 organizations across the world.  

The good news is that patches have now been developed for affected servers. 

JBS

You might not immediately think of the world’s largest meat supplier as being one of the victims of ransomware, but that’s exactly what happened to JBS Foods.  

Threatening to disrupt the food supply chain in May 2021, organized cybersecurity attacks by REvil targeted JBS’s North American and Australian plants, encrypting data that was then ransomed for over $11 million worth of Bitcoin by the company.  

Colonial Pipeline

On May 7, 2021, hackers made malicious use of a single leaked password belonging to a virtual private network (VPN) account associated with the Colonial Pipeline Company.  

Even though the breached account had been dormant for some time, it was still successfully used as an entry point to the Colonial network. The password to this account was linked to a batch of compromised passwords on the dark web, leading officials to believe it could have been an employee who re-used the same password for other accounts.  

 

This major cybersecurity event showcases the ways that ransomware can set up camp inside computer systems without the use of phishing. 

How to defend against ransomware

Being proactive is one of the best things you can do to safeguard against ransomware attacks. This means thinking ahead to what vulnerabilities may exist in your current computer network setup and addressing them before they’re used for cyber extortion.  

There are several ways you can help reduce your exposure to cybercriminals by simply being alert to where they usually get in. The following sections offer information on how to set up the best possible defense against ransomware. 

Back up your data

The best way to avoid the threat of being locked out of your critical files is to ensure that you always have backup copies of them, preferably in the cloud and on an external hard drive. This way, if you do get a ransomware infection, you can wipe your computer or device free and reinstall your files from backup. This protects your data, and you won’t be tempted to reward the malware authors by paying a ransom. Backups won’t prevent ransomware but they can help mitigate the risks. 

Secure your backups

Make sure your backup data isn’t accessible for modification or deletion from the systems where the data resides. Ransomware will look for data backups and encrypt or delete them so they can’t be recovered, so it’s important to use backup systems that don’t allow direct access to backup files. 

Use security software and keep it up to date

Make sure all of your computers and devices are protected with comprehensive security software and keep all of your software up to date. Make sure you update your devices’ software early and often, as patches for flaws are typically included in each update.

Practice safe surfing

Be careful where you click. Don’t respond to emails and text messages from people you don’t know and only download applications from trusted sources. This is important since malware authors often use social engineering to try to get you to install dangerous files.[Text Wrapping Break] 

Only use secure networks

Avoid using public Wi-Fi networks since many of them aren’t secure and cybercriminals can snoop on your internet usage. Instead, consider installing a VPN like McAfee Secure VPN, which provides you with a secure connection to the internet no matter where you go.[Text Wrapping Break] 

Stay informed

Keep current on the latest ransomware threats so you know what to look out for. In the case that you do get a ransomware infection and haven’t backed up all of your files, know that some decryption tools are made available by tech companies to help victims. 

What to do if you’re the victim of a ransomware attack

Ransomware attacks don’t have to spell disaster if you catch them in time and know what to do. If you suspect you’ve been hit with a ransomware attack, it’s important to act quickly.  

Fortunately, there are several steps you can take to address ransomware issues quickly and have your computer systems return to business as usual in no time. 

  1. Isolate the infected device. Many antimalware programs start by discovering where the ransomware has made its home. This might be on a single device within your network or on many devices. Whatever the case, separating infected computers and other devices from the primary network and any other avenues to your sensitive data should be step one.
  2. Assess the damages. Understanding what the ransomware on your computer has had access to is the next step. Is it just your password-protected online accounts, or have your financial and health care records also been involved? Sometimes, the extent of the damage is immediately obvious. Other times, as with many phishing emails, you’ll be able to see that only certain aspects of your private information have been hijacked.
  3. Identify the ransomware. Finding out who and what has actually breached your privacy is crucial. Well-known hacker groups like REvil and Darkside often restrict their attacks to giant corporations, but the advent of things like ransomware as a service (RaaS) means that bad actors can and will target anyone now.
  4. Report the ransomware to authorities. Whether you discover that you have been hit by a somewhat vintage ransomware group like Petya or a more sophisticated modern program like Ryuk, always report your ransomware experience to law enforcement. The main reason for this is to help officials continue to develop decryptor systems until there’s no more ransom software to worry about. The secondary reason is so you aren’t seen as complicit with the actions of any hacker group that has targeted your information.
  5. Evaluate your backups. Lastly, take a good look at your storage and backup systems once you’re through the first hassles of a ransomware attack. Make sure that any external hard drives or cloud storage spaces have remained clean. If these safe spaces still exist, you can usually use them to help restore most of your sensitive data. 

Get a personalized protection plan

We’ve all spent more time online recently in the wake of the pandemic, and no one needs cybersecurity issues on their plates during this or any other time. The good news is that antivirus software is evolving rapidly and there are plenty of steps you can take to shield your computer systems from needless attacks like ransomware. 

One surefire way to get peace of mind against hacker groups is to put your trust in the expert care of Total Protection services from McAfee. All of our plans come with a private VPN, antivirus protection, and safe-browsing features. This means you can live your connected life free from threats like ransomware, malware, and more.  

With multiple affordable plans, there’s a McAfee protection plan for every person. It’s a small price to pay for staying one step ahead of ransomware attacks.  

The post What Are Ransomware Attacks? An In-Depth Guide appeared first on McAfee Blog.

T-Mobile to cough up $500 million over 2021 data breach

By Paul Ducklin
Technically, it's not a fine, and the lawyers will get a big chunk of it. But it still adds up to a half-billion-dollar data breach.

What is ATM Skimming?

By McAfee

Ever hear of a crime called skimming? It may not be as dramatic a crime as assault or Ponzi schemes, but it can cause significant problems to you as your  savings account can be wiped out in a flash.

Picture a scrawny nerd tampering with an automated teller machine (ATM)—the machine you use with your debit card to get cash. The thief places a device over the slot through which you slide your debit card. You have no idea it’s there. You swipe your card, and the device “skims” or reads your card’s information. In the middle of the night, the thief creeps back, removes the skimming device, downloads your data, burns it to a blank ATM card, makes a fat withdrawal and goes home with the loot. Or they could download your information from the skimmer and then use your information to make online purchases or access your account. Either way, they could clean you out before you wake up next morning!

Now, to be successful, the criminal not only needs a skimming device, they also need to attach a tiny wireless camera to capture your PIN.  These cameras are usually concealed in the lighting fixture above the keypad, in a brochure near the machine, or attached directly to the ATM.

To protect yourself from being skimmed, and generally staying safe when using your debit or credit cards, follow these tips:

  • Scrutinize the ATM. This means every ATM, even ones from your bank. You also want to check any of the card sliders like ones at gas stations, etc, especially if you’re using your debit card. If the scanner does not match the color and style of the machine, it might be a skimmer. You should also “shake”  the card scanner to see if it feels like there’s something  attached to the card reader on the ATM.
  • Cover the keypad when entering your PIN. In order to access your bank accounts, thieves need to have your card number and your PIN. By covering the keypad, you prevent cameras and onlookers from seeing your PIN.
  • Check your bank and credit card statements often. If someone does get your information, you have 60 days to report any fraudulent charges to your credit card company in order not to be charged. For a debit card, you only have about 2 days to report any suspicious activity.
  • Be choosy. Don’t use general ATMs at bars or restaurants. These are not usually monitored and therefore, can be easily tampered with by anyone.

Stay safe from skimming!

The post What is ATM Skimming? appeared first on McAfee Blog.

What Is Malvertising and How Do You Avoid It?

By McAfee

Smartphones and personal computers have enhanced our lives in so many ways that it can be hard to even imagine a world without them. The internet is an awesome place with endless opportunities and possibilities, but it’s also home to some seedy characters that can expose us to certain risks, like malvertising. 

Malvertising, which is short for malicious advertising, attacks and compromises systems by spreading advertisements injected with malicious code. Legitimate advertising networks can then display these malicious advertisements without even knowing they’re infected.  

In this article, we’ll take a closer look at what malvertising is and what you can do to secure your data and keep your information safe online. We’ll also provide some examples so you can fully understand how malvertising might be used.  

Having a thorough understanding of malvertising is the first step toward keeping the internet a safe place for you and your family. 

How does malvertising affect you online?

Since malvertising disguises malicious code inside legitimate online advertising, ad networks may find it hard to stop malvertising from appearing as legitimate ads.  

Viewing malvertisements can put your personal information at risk, such as your identification information, contact details, and financial data. It can also alter or delete your information, hijack your computer functions, spy on your computer activities, and steal your data. And this all can happen without your knowledge.  

The type of risk, though, depends on the programs that the malvertising successfully downloads onto your device. These programs can include: 

  • Malware: This includes any malicious program that can harm your device or steal your information. 
  • Ransomware: Ransomware is exactly what it sounds like. It encrypts your files or locks your devices and requires you to pay a ransom to use them again. Cybercriminals generally require the ransom to be in cryptocurrency because it is untraceable.  
  • Spyware: This is a type of malware that spies on your online activities without your knowledge. Spyware puts your device’s security at risk and violates your privacy.  
  • Adware: Adware is short for advertising-supported software and hides on your device while serving you pop-up ads. This can slow down your device and install spyware or viruses on it.  
  • Viruses: A virus is a computer program that replicates itself onto computer programs and is designed to steal data or damage the device.  

Examples of malvertising 

Cybercriminals use various methods to inject infected code into online ads. Below are some examples of the types of malvertising that can pose a risk to your cybersecurity and exploit vulnerabilities on your devices. 

  • Ad creative containing malware: Text or banner ads can contain embedded malware. The infected ads — even if they’re display ads that aren’t clicked on — can put all of the devices that displayed the ad at risk for scams or malicious software.  
  • Ad calls containing malicious code: A cybercriminal can add infected code to an ad payload and infect any devices that display the ad.  
  • Video containing malware: Video players are vulnerable to malware since they don’t have any protection against it. Videos can display malicious links and, consequently, infect your device.  
  • Compromised URLs: Whenever a user clicks on an ad, it directs them between several URLs that eventually lead them to a landing page. If any of these URLs get infected with malicious code, the user’s computer can be at risk of a cyberattack.  
  • Landing page with a malware-infected element: Legitimate websites can also contain elements infected with malware. When you click on an ad and get directed to a legitimate landing page, your device can still be infected by a malicious element on the page.  
  • Pixel containing malware: Cybercriminals can intercept the delivery path of a pixel and send malicious code to your browser.  
  • Flash video containing malware: Flash files can load a pre-roll banner injected with malicious code. This can infect your device once it gets exposed to it without you having to click on the video.  

Even highly reputable and popular websites, such as The New York Times, the BBC, Spotify, and AOL, have been targeted in the past by malicious ads, putting billions of visitors at risk. Any website can become a target.  

What’s the difference between malvertising and adware?

Malvertising is often confused with ad malware. Both are forms of malware and involve infected advertisements, but they’re fundamentally different.  

Malvertising uses malicious code that can cause harm to anyone viewing the infected advertisement, while adware is used to target individuals by forcing ads onto their devices to generate clicks. Users can get bombarded with pop-up ads, which can affect their devices. Adware also collects browsing information to sell to advertisers. This is often referred to as browser hijacking. 

How to avoid malvertising as a web user

Taking the necessary steps to protect your online activities and personal identifying information can help shield you from malvertising attacks. Massive volumes of online ads are displayed every day, so it’s never been more important to safeguard yourself against any shady activity on the internet.  

Taking a few steps can help you avoid malvertising and minimize your risk of identity theft.  

  • Take advantage of identity protection software like McAfee. We can help you stay protected against cybercrime with identity monitoring and identity restoration services (in the event of identity theft).  
  • Always ensure that your ad blocker and antivirus software are up to date. These can help reduce the risk of malvertising. Keep in mind that outdated software becomes less effective with time.  
  • Don’t use Java or Flash. The Flash player is vulnerable to cyberthreats since it’s an outdated plugin. Java is another plugin that allows software to be executed within your browser and carries a high risk of being abused to circumvent security measures on your device. You can disable the plugins or uninstall them entirely.  

Keep your information secure online with McAfee

With so much sensitive information being shared online, it’s never been more important to take the necessary steps to help keep your data and privacy safe.  

McAfee Total Protection services can help increase cybersecurity on your devices and keep your identity private from hackers. We offer all-in-one protection so you can get the peace of mind you deserve while enjoying the internet. 

All products include identity monitoring, automated privacy using a virtual private network (VPN), a password manager, a firewall, and much more. We also offer identity restoration assistance and up to $1 million in identity theft coverage to help relieve the burden of data breaches.  

Get comprehensive identity protection from McAfee and get back to surfing the internet with confidence.  

The post What Is Malvertising and How Do You Avoid It? appeared first on McAfee Blog.

Last member of Gozi malware troika arrives in US for criminal trial

By Paul Ducklin
His co-conspirators went into and got out of prison years ago, while he remained free. Now the tables have turned...

How to Set Up a VPN on an Android in 2022

By McAfee

There’s no denying that the internet fills a big part of our days. Whether playing, working, or studying, we rely on staying connected. But just as there’s a lot of good that comes with the internet, it can also make us susceptible to cybercriminals.  

This is especially true if you’re using your phone on public Wi-Fi. Anyone with access to the public network can see your online activity, including hackers 

Fortunately, by keeping your personal information and data secure, you can continue to live your best life online. Advanced security and privacy tools like virtual private networks (VPNs) can shield your identity online, allowing you to browse online without worrying about hackers. 

In this article, we’ll show you how to set up a VPN on your Android device manually or use a VPN app like McAfee’s Safe Connect VPN 

Why you should use a VPN on your Android device

Using a VPN with your Android phone can be a smart move that allows you to live a fully connected life without risking catching the eyes of cybercriminals. 

A VPN essentially hides your online presence and encrypts your information so that no one can steal sensitive data, like credit card details and passwords. It maximizes privacy and safety by sending your encrypted information through a tunnel to VPN servers in various locations globally. It’s so effective that not even your internet provider, search engine, or other third parties can take a peek at your data. 

If you like video streaming on your smartphone but often run into geo-restricted content, you’ll also find a VPN useful. It changes your IP address, allowing you to access blocked content on platforms like YouTube and Netflix. 

Does Android have a built-in VPN?

If you have an Android smartphone, you can use its built-in VPN client or legacy VPN. The integrated VPN uses several protocol suites, including PPTP, L2TP, and IPSec, to deliver a secure internet connection. 

However, you’ll have to configure the built-in VPN manually, which can be hard. So, if you’re not that tech-savvy, a VPN app can be a good option. McAfee Security for Mobile is one such app available on the Google Play Store. 

You might also want to opt for an app when:  

  • Setting up a VPN through an enterprise mobility management (EMM) platform 
  • Establishing a different VPN connection for your work profile or personal stuff through VPN settings 
  • Increasing your connection options by using VPN protocols not supported by the client 

How to set up a VPN on Android

Depending on your connection requirements and tech skills, we’ll walk you through how to set up your VPN manually or through an app. 

How to manually set up an Android VPN 

Setting up a VPN manually by adjusting the VPN settings is one way to get the job done. This approach allows you to connect your device to a VPN server by entering configuration details. 

You can set up the VPN manually via the user interface (UI) on your Android phone. The UI plays a big role in setting up and controlling the VPN solution. When the VPN is active, your mobile device system notifies you through the home screen. 

To get your VPN up and running on your Android operating system, you’ll need to find the “Settings” menu on your device. 

  1. Once you reach the “Settings” menu, select “Wireless & Networks” or “Wi-Fi & Internet.” 
  2. From there, select “VPN” (depending on your device, you may first need to tap “More”). 
  3. Next, find the “+” sign at the top right corner of your screen or go to the “Advanced Options” menu via the three vertical dots icon. 
  4. Finally, enter your VPN’s configuration details like username, server address, and password. The VPN provider will typically provide this information.  

How to set up an Android VPN using an app

If you want to set up a VPN quickly and easily, your best bet is to install a VPN app on your mobile device. For instance, you can simply download McAfee’s Mobile Security app from the Google Play Store and register an account, allowing you to log in and start enjoying full protection. 

Once you choose a VPN provider and sign up for a subscription plan (if paid), you’re ready to set up your VPN using the Android app. While the setup process can differ slightly depending on the VPN, here’s the process for setting up McAfee’s Safe Connect VPN app: 

  1. First, download and install the VPN app from the Google Play Store. 
  2. Launch the app. 
  3. Accept the Privacy Notice and License Agreement. 
  4. On the next screen, you’ll be asked to activate a free seven-day trial (no credit card required) or continue with a free account (250 MB data
  5. protection limit). 
  6. Next, select the ideal VPN server in a location that suits your connection needs. 
  7. Activate your VPN by tapping the blue “Start Protection” button or turn on “Safe Connect” using a slider located on your phone’s notifications area.  
  8. Lastly, agree to the connection request by tapping “Ok” on the dialog box that appears. And, voila, your McAfee VPN for Mobile is active. 

Keep your Android secure with McAfee Security for Mobile

Now that you know about various steps to install a VPN on an Android device, consider investing in the award-winning McAfee Mobile Security App. This service comes with useful security tools for browsing the net on mobile devices and privacy protection for your Wi-Fi network. You can count on the award-winning software to secure your phone and the data it sends over the internet. 

In addition to keeping your connection private, the software detects unwanted visitors and malicious apps. McAfee Mobile Security integrates an antivirus VPN that scans your device for cyberthreats and neutralizes them. The software delivers robust protection against evolving threats and gives you peace of mind. 

Start protecting your digital life and securing your network traffic by signing up for McAfee Security for Mobile today. 

The post How to Set Up a VPN on an Android in 2022 appeared first on McAfee Blog.

S3 Ep91: CodeRed, OpenSSL, Java bugs, Office macros [Audio + Text]

By Paul Ducklin
Latest episode - listen now! Great discussion, technical content, solid advice... all covered in plain English.

Can My Phone Be Tracked If Location Services Are Off?

By McAfee

Your smartphone comes with built-in location services, which are useful if you lose it or if you use an app that needs to know your location. But what if you don’t want your phone to be tracked? Can the phone be located if you turn off location services? The answer is yes, it’s possible to track mobile phones even if location services are turned off. 

Turning off the location service on your phone can help conceal your location. This is important if you don’t want third parties knowing where you are or being able to track your movement. However, a smartphone can still be tracked through other techniques that reveal its general location.  

This article explains how your phone can be tracked and what you can do to enhance your mobile security. 

How can a phone be tracked?

Whether you have an iOS or Android phone, there are ways it can be tracked even if location services are turned off. You may have used some of these yourself to find a lost or stolen phone. For example, the Find My iPhone app uses Bluetooth to help you find an iPhone even if it’s offline. 

If you have an Android phone and the Find My Device app, you can log in to your Google account and use Google Maps to check your phone’s location history 

 Here are four ways that your phone could be tracked: 

Cell towers 

The United States has more than 307,000 cell towers. When you use your phone, signals travel back and forth to the nearest cell tower. Cell carriers can calculate the general area of your phone by measuring the time it takes for a signal to travel back and forth.  

Carriers use cell tower triangulation for a more accurate reading, which combines location data from three cell towers. This technology was developed to help 911 operators locate callers. It pinpoints the phone’s location within a 300-meter area 

Public Wi-Fi

A smartphone that has Wi-Fi enabled communicates with nearby Wi-Fi networks even if it’s not connected to one. Your device automatically scans Wi-Fi access points nearby and notes the signal strength.  

When using public Wi-Fi, the provider commonly asks you to agree to location tracking. That Wi-Fi provider will then record your location whenever you’re in range of one of its hot spots. 

To use public Wi-Fi while protecting your privacy, it’s a good idea to connect with a VPN like McAfee’s Safe Connect VPN. This software protects your data using bank-grade encryption to keep your online activity private. The VPN also keeps your IP address and physical location private. 

Cell site simulators

Cell site simulators — otherwise known as stingrays— mimic cellphone towers. They trick your phone into pinging it, transmitting its location, and identifying information. Stingrays cause cellphones to connect to them rather than to legitimate cell towers by transmitting a stronger signal than that from the cell towers.  

Law enforcement officers often use stingrays to locate and track the movement of potential suspects. While attempting to connect to a specific individual, stingrays connect data from all phones in the vicinity of the device. 

Malware or spyware

A device that is infected with malware or spyware can track your location even if your location settings are turned off. Malware can also record your online activities, allow cybercriminals to steal personal information, or slow down your operating system. 

To help protect your mobile device, consider getting a comprehensive security tool like McAfee Security for Mobile. It works for both Android and iOS devices and comes with an antivirus app that scans for threats and malware and blocks them in real-time. 

Can you tell if your phone is being tracked?

While many reasons for tracking a phone’s location information are benign — such as seeing where a loved one might be — scammers and hackers may track phones in an attempt to steal personal data.  

Luckily, some telltale signs can help you spot whether your phone is being tracked. 

Battery drain

When your phone has spyware, the program continuously runs in the background and drains your battery. A battery that is losing power faster than normal is either due to an old battery or spyware 

Check your battery health to see if it is still strong. If you use an iPhone, follow these steps to check battery health. You’ll see a maximum capacity score that shows your battery power compared to when it was new. An older phone with a battery capacity of 75% could explain why your battery loses power throughout the day. If your battery capacity is 95% or 100% and it drains quickly, however, a virus could be to blame. 

It’s a slightly different process to check the battery health on an Android device. Depending on the phone brand, you may need to download an app. 

Overheating 

Using apps with high processing demands can cause your mobile device to heat up. A spyware app that tracks your device’s location will use GPS, which causes the phone to work harder and overheat. If you’re using your smartphone normally and it overheats, it could be a sign of malware. 

Extra apps

If there are unfamiliar apps on your phone, someone may have tampered with it. The mystery app could be spyware. 

Unprompted activity

If your phone launches activities that you didn’t initiate, an app might be running in the background. In some cases, malware needs to reboot your phone to install updates or change the phone’s settings.  

A phone that automatically restarts lights up for no reason or makes noises during calls or texts could be infected with malware. 

Phone tracking FAQs 

Here are answers to some common questions about phone tracking. 

Can a phone be tracked if it’s turned off?

A phone that is turned off is difficult to track because it stops sending signals to cell towers. However, the service provider or internet provider can show the last location once it’s switched back on. 

Can a phone be tracked with no cell service/connection?

Even without cell service, Android devices and iPhones can be tracked. Your phone’s mapping apps can track your phone’s location without an internet connection.  

The GPS works in two ways: It uses Assisted GPS or A-GPS when you have a data connection. This uses the locations of cellphone towers and known Wi-Fi networks to figure out where you are. It also uses data from GPS satellites for more precise information. The A-GPS needs data service to work, but the GPS radio can receive satellite information without data service. 

Can a phone be tracked when it’s in airplane mode?

Yes, your phone can be tracked when it’s in airplane mode. While it does turn off Wi-Fi and cellular services, airplane mode doesn’t turn off GPS (a different technology that sends and receives signals from GPS satellites). You’ll have to disable GPS on your device and turn on airplane mode to prevent your phone from being tracked. 

Protect your mobile security with McAfee

Understanding how your phone can be tracked can help you protect your privacy. For greater peace of mind, though, it can help to have a mobile security tool like McAfee Security for Mobile to keep your Android or Apple device free from spyware 

Our all-inclusive mobile security tool safeguards your digital life by offering safe browsing, a secure VPN, and antivirus software. It actively protects you from malicious apps, like spyware, and unwanted visitors.  

With a dedicated mobile security app, you can use your phone the way you want without worrying about cybercriminals tracking your information.  

The post Can My Phone Be Tracked If Location Services Are Off? appeared first on McAfee Blog.

Paying ransomware crooks won’t reduce your legal risk, warns regulator

By Paul Ducklin
"We paid the crooks to keep things under control and make a bad thing better"... isn't a valid excuse. Who knew?

How to Set Up a VPN on an iPhone in 2022

By McAfee

A virtual private network (VPN) is a tool that hides your geolocation and protects your privacy while you’re online. It does this by creating an encrypted tunnel from your home network to a VPN provider’s server.  

When you buy an internet plan, your internet service provider (ISP) gives your equipment (like your router and modem) an Internet Protocol (IP) address. Your IP address helps you communicate with the broader internet by letting a website you’re on know where data is coming from and where to send it.  

In other words, your IP address lets online companies know where you are. Most online businesses store IP addresses for data analysis, but cybercriminals can use your IP to track your activity online, steal your personal information, and target you for scams.  

A VPN reroutes your internet through a server address with a different IP than your own. That way, no one online can trace your internet activity back to you. A VPN also encrypts your internet data to protect your personal information.  

VPNs aren’t just for desktop computers, though. All sorts of devices — from iPads to smart TVs — can benefit from a VPN connection. If you’re the type of person who handles your finances or does business online using a mobile device, it’s wise to get a VPN to protect yourself.  

This article will show you how to choose and install a VPN on your iPhone 

Why use a VPN? 

Here are a few of the main ways getting a VPN like McAfee Safe Connect VPN can benefit you:  

  • A VPN can help you remotely access your work intranet. An intranet is a small subsection of the internet that doesn’t connect to the larger internet. Businesses use intranets — where companies may store important internal-only files — to give their employees quick access to company work tools and improve communication.  
  • A VPN uses bank-grade encryption to hide your personal information and actions from cybercriminals and advertisers. This lets you shop, bank, and do everything else online without worrying about someone stealing your information, even if you’re using a public Wi-Fi network. 
  • A VPN can keep your browsing private. It does this by hiding your IP address, so your physical location, banking information, and credit card information are protected while you surf online.  

How to choose a VPN provider

The best VPN for you depends on your situation and what you plan to do online.  

You’ll need a VPN that’s compatible with all of your devices. Many VPNs work with Windows, Android, macOS, Linux, and iOS. However, not all VPNs are compatible with every operating system. For instance, if you have an iPhone but someone else in your home has an Android, it’s important to choose a provider with an app in the Apple App Store and the Google Play Store.  

Consider which features you’ll need:  

  • Will you be traveling? If so, get a VPN with server locations where you’re going.  
  • Do you have a large family with a lot of devices? Then, a router-based VPN can be a good choice.  
  • Will you use your VPN for things like streaming movies on Netflix and gaming? You’ll want a VPN with a lot of speed and bandwidth.  

Be careful when choosing a VPN service, though. Some free VPN services will still pass along your information to ad agencies. If online privacy is your main goal, you’ll want to find a VPN that doesn’t store logs of your internet activity or pass along your data.  

VPN protocols also matter, and they vary in speed and security. For example, Point-to-Point Tunneling Protocol (PPTP) is a fast protocol, but it’s not as secure as other protocols like OpenVPN or Wireguard. Some VPN providers will let you use multiple protocols.  

Finally, look for a VPN that’s easy to use. Some VPNs have convenient features like virtual setup and intuitive interfaces that make using them easier. Some providers will even give you a free trial to test out the VPN before committing to it. Be sure your VPN network also has a reliable support team to help you if you ever have problems. 

How to set up a VPN on an iPhone

We’ll show you how to complete VPN setup on your iPhone in the next few sections.  

Install the iOS app of a VPN provider

Go to the Apple App store on your iPhone and find an app for the VPN provider you’ve chosen. Tap “Get” and “Install” or double-check to install the app on your phone.  

Create an account on the VPN app

Open the VPN app. Create an account with the VPN provider. Sign up for the service.  

Open iPhone settings and connect to the VPN

You’ll have to enter your passcode after creating your account to allow a change in your phone’s VPN settings and enable the VPN.  

You might have to manually configure your VPN if you need access to a private network at a business or school. Here’s how to manually enable a VPN to work on your iPhone 

  1. Tap on your “Settings” app on the Home Screen of your iPhone. 
  2. Choose “General.” 
  3. Press “VPN.” 
  4. Tap “Add VPN Configuration.”  
  5. Press “Type” and pick the type of VPN protocol you’re using. It could be IKEv2, IPSec, or L2TP 
  6. Type in a description, remote ID, and a server for the VPN.  
  7. Type in your username and password.  
  8. Click “Manual” or “Auto” to enable your proxy server (if using one).  
  9. Press “Done.” 

Use the VPN on your iPhone

After you’ve enabled the VPN on your iPhone settings, you’ll have to activate it when you want to use it. Here’s how you can make your VPN active: 

  1. Go to the “Settings” app on your phone.  
  2. Go to “General.”  
  3. Choose “VPN.”  
  4. Tap the status switch on your VPN to turn it on.  

Be sure to turn off your VPN whenever you’re not using it so it doesn’t use up your battery. It’s especially important to turn off your VPN if you’re on a limited plan from your provider.  

Keep your device safe with McAfee Security for Mobile

A VPN is a great tool for keeping your internet connection private. When you install a VPN on your iPhone, you can enjoy the internet from anywhere knowing that your personal information has an extra layer of protection against advertisers and hackers 

Whether you use an Android or an iOS device, though, McAfee can help you stay safe online. With McAfee Security for Mobile, you can access quality security tools like a VPN and safe browsing.  

Our award-winning app allows you to connect safely and seamlessly to the digital world while keeping unwanted visitors from entering your digital space. Enjoy one of our most comprehensive security technologies while living your best life online. 

The post How to Set Up a VPN on an iPhone in 2022 appeared first on McAfee Blog.

What Is Phishing?

By McAfee

So much of our personal and professional lives are online — from online banking to connecting with friends and family to unwinding after a long day with our favorite movies and shows. The internet is a pretty convenient place to be! Unfortunately, it can also be a convenient place for cybercriminals and identity theft. 

One way these scammers may try to take advantage of someone is by trying to convince them to give up their personal information or click on links that download things like malware. They might try to appear as a trustworthy source or someone you personally know. This fake online communication is called “phishing.” 

As we’ve all heard before, knowledge is power. By understanding what phishing is, how it works, and the signs to look for, you can help minimize your risk and get back to enjoying the internet the way it was intended. Here’s what you should know. 

How does phishing work?

You’ve probably heard of the term “phishing,” but maybe you don’t know what it means. Here’s a quick overview of how it works.  

Phishing is a type of cybercrime where scammers send communications that appear to be from trusted sources like a major corporation — basically, they’re trying to play off people’s trust through what is known as social engineering. They might request sensitive information like passwords, banking information, and credit card numbers. Hackers may then use this information to access your credit cards or bank accounts 

The thing with phishing attacks, though, is that they can come through several platforms, including:  

  • Email: This is the most common type of phishing, with 96% of phishing attacks occurring by email. 
  • Phone calls: Scammers might leave messages encouraging targets to call a number where someone will ask for their personal information.  
  • Text messages: The goal is to get people to click links to a malicious website or webpage 
  • Wi-Fi spoofing: Scammers create a malicious free Wi-Fi hotspot that appears to be a legitimate access point. Once connected, they have access to a user’s system. 

What kind of information are phishing scams after?

We’ve mentioned that phishers are looking to get sensitive information, but what exactly are they after? The kind of information phishing scams are after might include:  

  • Login information (including email account and password) 
  • Credit card information 
  • Bank account numbers 
  • Social Security numbers 
  • Company data 

Types of phishing attacks

Phishing scams can come in many forms, but understanding the common types of phishing attacks can help you keep identity thieves at bay. Here are some to be aware of:  

Email phishing

A phishing email is a fraudulent email made to look like it’s from a legitimate company or person. It may ask you to provide personal information or click on a link that downloads malware. For example, an email allegedly from Bank of America notes that due to suspicious activity, you should log into your bank account to verify your information.  

Fortunately, there are ways to spot a phishing cyberattack like this.  

  • There are typos and grammatical errors. If the email is filled with spelling and grammatical errors, it’s likely a phishing scam. Corporations don’t send out emails riddled with errors. 
  • A bank requests personal information. Financial institutions don’t email you to ask for personal information like your PIN, Social Security number, or bank account number. If you receive an email like this, delete it and don’t provide any information. 
  • The URL doesn’t match. To see the sender’s email address, hover over the name of the sender or on the link in the email. If the sender’s address doesn’t match the name that shows, that’s a red flag. For example, if an email that appears to be from FedEx has an email address without the company name in it or if it’s spelled wrong, it’s most likely a phishing email. To check the URL of a link on a mobile phone, press the link and hold it with your finger. 
  • The email isn’t personalized. A company you do business with will address you by name. A phishing email might use a general greeting like “Dear Account Holder.” 
  • There’s a sense of urgency. Phishing messages create fake emergencies to get you to act without thinking. They might claim an account is being frozen unless you immediately confirm your personal details. Requests for emergency action are usually phishing emails. A legitimate business gives its customers a reasonable amount of time to respond before closing an account. 
  • It’s from an unfamiliar sender. Consider deleting an email from a sender you don’t recognize or a business you don’t patronize. Also, be cautious with a message from someone you know who seems unusual or suspicious. 

Spear phishing 

While some phishing emails are sent to a broad audience, spear phishing emails target specific individuals or businesses. This allows the scammers to research the recipient and customize the message to make it look more authentic.  

Examples of spear phishing emails include:  

  • Enterprise hacking: Cybercriminals send emails to employees in a corporation to find vulnerabilities in a corporate network. The emails might appear to be from a trusted source. It only takes one person to click on a link to download ransomware that infects the company’s network.  
  • A note from the boss: An employee receives a fraudulent email that appears to be from an executive asking them to share company information or expedite payment to a vendor. 
  • Social media scam: Cybercriminals can use information from your social media account to request money or data. For example, a grandparent might receive a text using the name of their grandchild asking for money for an emergency. But when they call to check, they find out their grandchild is safe at home. 

One of the best defenses against spear phishing is to contact the source of an email to verify the request. Call the colleague who’s asking you to do a wire transfer or log onto your Amazon account to check for messages. 

Clone phishing

For this highly customized scam, scammers duplicate a legitimate email you might have previously received and add attachments or malicious links to a fake website. The email then claims to be a resend of the original. Clicking a malicious link can give spammers access to your contact list. Your contacts can then receive a fake email that appears to be from you. 

While clone phishing emails look authentic, there are ways to spot them. They include:  

  • Follow up directly. Go to the website of the bank, online retailer, or business to see if you need to take action. 
  • Look at the URL. Only websites that begin with HTTPS should be trusted, never sites that begin with HTTP. 
  • Look for mistakes. As with any phishing email message, be on the lookout for spelling errors and poor grammar. 

Voice phishing

Through vishing or voice phishing, scammers call you and try to persuade you to provide sensitive data. They might use caller ID spoofing to make the call appear to be from a local business or even your own telephone number. Vishing calls are usually robocalls that leave a voicemail or prompt you to push buttons for an operator. The intent is to steal credit card information or personal and financial information to be used in identity theft. 

Fortunately, there are signs that give away these attacks. They include:  

  • The call is from a federal agency. If a caller pretends to be from a federal agency, it’s likely a scam. Unless you’ve requested it, agencies like the IRS won’t call, text, or email you. 
  • It requires urgent action. Scammers might attempt to use fear to make you act quickly. The pressure to act immediately is a giveaway. 
  • They request personal information. It’s a red flag when the caller asks for your information. Sometimes, they’ll have some of your data, even the first few digits of your Social Security number. The scammer will try to make you think the call is legit and get you to provide additional information. 

If you’d like to avoid vishing calls, there are several things you can do. When you don’t recognize the number, don’t answer the phone. Let the call go to voicemail, then block it if it isn’t legitimate. Use a call-blocking app to filter calls coming to your cellphone. To block calls on a landline, check with your service provider regarding the services offered.  

Dealing with a cybercriminal is no time to be polite. If you do answer a vishing call, hang up as soon as you realize it. Don’t answer any questions, even with a yes or no. Your voice could be recorded and used for identity theft. If they ask you to push a button to be removed from a call list, don’t do it. You’ll just receive more calls. 

If you receive a voicemail and are unsure if it’s legitimate, call the company directly using the phone number on the company website. Don’t call the number in the voicemail. 

Smishing

If you’ve ever received a text pretending to be from Amazon or FedEx, you’ve experienced smishing. Scammers use smishing (SMS phishing) messages to get people to click on malicious links with their smartphones. Some examples of common fraudulent text messages include: 

  • Winning prizes: If it seems too good to be true, it probably is. 
  • Fake refunds: A company you do business with will credit your account or credit card, not text you. 
  • Relatives who need help: These messages might request bail money or other assistance for a relative who is abroad. 
  • Messages from government agencies: Always delete these texts because federal agencies don’t conduct business by text message. 
  • Texts from companies like Amazon or Apple: These are the most frequently spoofed businesses because most people do business with one or both of them. 

If you receive a smishing text, don’t respond because it’ll cause you to receive more texts. Instead, delete the text and block the number. 

Pop-up phishing

Pop-up phishing occurs when you’re on a website and a fake pop-up ad appears. It encourages you to click a link or call a number to resolve the issue. Some of these reload repeatedly when you try to close them or freeze your browser.  

Common pop-up scams include:  

  • Infected computer alert: This scam ad tries to persuade you to click a link to remove viruses from your computer. For added urgency, some even include fake countdown clocks that give you a few seconds to click a link and install antivirus software. The link actually installs malware. Legit antivirus software like McAfee® Total Protection won’t do that — instead, keeping your connected life safe from things like malware, phishing, and more. 
  • AppleCare renewal: This pop-up encourages you to call a fake Apple number to give credit card information to extend your Apple warranty. 
  • Email provider pop-ups: You’re encouraged to provide personal data by this pop-up, which appears to come from your email provider. 

If you see a scam pop-up ad, don’t click on the ad or try to click the close button within the ad. Instead, close out of the browser window. If your browser is frozen, use the task manager to close the program on a PC. On a Mac, click the Apple icon and choose Force Quit. 

What should I do if I am a victim of phishing?

Being online makes us visible to a lot of other people, including scammers. Fortunately, there are things you can do if you become a victim of phishing — allowing you to get back to enjoying the digital world. They include: 

  • File an FTC report. Go to IdentityTheft.gov to report phishing and follow the steps provided. 
  • Change your passwords. If you provided the passwords to your bank account or another website, log into your account and change your passwords and login credentials. If you have other accounts with the same passwords, change those too. Don’t use the same passwords for more than one account. 
  • Call the credit card company. If you shared your credit card number, call and let them know. They can see if any fraudulent charges were made, block your current card, and issue a new credit card. 
  • Review your credit report. You can get free copies of your credit report every 12 months from all three major credit agencies — Experian, TransUnion, and Equifax — by going to AnnualCreditReport.com. Check to see if any new accounts were opened in your name. 
  • Scan your devices. There’s a chance you downloaded malware during the phishing attack. Antivirus software, like what’s included in McAfee Total Protection, can scan your devices in real time to detect malicious activity and remove viruses on your devices.  

How can I protect myself from phishing attempts?

You deserve to live online freely. But that might mean taking steps to protect yourself from phishing attempts. Here are some ways you can improve your cybersecurity and keep scammers at bay: 

  • Don’t click email links. If you receive an email from your bank or a company like Amazon, open a browser window and go directly to the company’s site. Don’t click a link in an email. 
  • Use unique passwords. If you use the same password for multiple accounts, a hacker that accesses one of your accounts might be able to break into all of your accounts. Use different passwords for each of your accounts. A password manager like McAfee True Key can help you create and save passwords. 
  • Check your browser security. Web browsers like Google Chrome and Safari can be set to block fraudulent websites. Go into the settings for your browser and adjust the security level. 
  • Use spam filters. All major email providers have spam filters that move suspicious emails into a junk or spam folder. When phishing emails do get to your inbox, always mark them as spam so all other emails from that source will go to the spam folder.  
  • Delete suspicious emails. Delete emails from financial institutions with urgent subject lines, for example. 
  • Use antivirus protection. All of your internet-connected devices should have antivirus protection like McAfee Total Protection. Set it to update automatically to keep your coverage current. 
  • Don’t email information. Banks and credit card companies won’t email you for personal data. If you want to confirm information with a financial institution, contact them directly with the information on their website, such as with a phone number. 
  • Watch your social media posts. Be careful about what you post on social media. Those quizzes where you mention life details, such as your pet’s name, school mascots, and so on, can provide hackers with a wealth of information. Make sure only friends can view your posts. 

Browse online safely and securely

You don’t have to stop enjoying the internet just because of phishing attempts. McAfee’s identity theft protection services, including antivirus software, make it possible to enjoy your digital world while staying safe from scammers and identity thieves.  

With 24/7 active monitoring of your sensitive data, including up to 60 unique types of personal information, McAfee is all about proactive protection. This means you’ll be alerted 10 months sooner than our competitors — so you can take action before your data is used illegally. We also provide up to $1 million of ID theft coverage and hands-on restoration service in the case of a data breach.  

The best part is that you can customize a package to meet your needs, including virus protection, identity theft monitoring, and coverage for multiple devices. We make it safer to surf the net. 

The post What Is Phishing? appeared first on McAfee Blog.

What Types of Apps Track Your Location?

By McAfee

Your mobile phone can do so many things, thanks to the wonders of technology. One of those things is having very accurate information about your location. In fact, some apps have to know your location to work.  

Of course, you can’t expect Google Maps to function as it should without tracking your location. But you’re right to question why a messaging app like WhatsApp needs to know your whereabouts. When it comes to protecting your online privacy, the less information that third parties have about you, the better. 

Keep reading to learn which mobile apps have location tracking and how you can revoke their access. 

How to see which apps are tracking your location 

On an iPhone, apps can track your location, but only after giving them access first. Here’s how to check which apps can monitor your location:  

  1. Open the “Settings” app and click on “Privacy” to see a list of apps that have requested access to your location data. 
  2. Click on “Location Services.” This will show you every app that can request access to your location. You’ll also see if you’ve given any apps permission to track your location. Note that the permission you give to apps to access your location can be at all times or only when you’re using the app.  
  3. To check into a specific app, tap it. You’ll see what permission you’ve granted — the active one will have a checkmark. There are three options: 
  • Never: The app isn’t ever allowed to access your location data. 
  • When using the app: Whenever you open the app and use it, it’ll be able to track your whereabouts. 
  • Always: This means the app can access your location data at all times, whether you’re using it or not. 

If you have an Android device, you can check what permissions you’ve given to the app following these steps:  

  1. Go to “Settings.”  
  2. Then, go to “Apps & Notifications.”  
  3. Select an app, tap “Permissions,” and tap on the triple-dot icon.  
  4. Click on “All Permission” and scroll down to the Location section.  

You’ll see the GPS tracking permissions you’ve granted. The apps you’ve allowed access to your location all the time will be under “Allowed all the time.” The apps that can track you while you’re using them will be under “Allowed only while in use.” And you’ll find the apps you’ve never granted permission under “Not allowed.” 

How to stop apps from tracking your location

Remember that some apps need location data to function properly. For instance, a navigation app like Apple Maps isn’t very useful if it doesn’t know where you are. 

But whenever you want to turn off location tracking for particular apps, you can simply cancel their access. 

If you have an iOS device, follow these steps:  

  1. Open “Settings.”  
  2. Tap “Privacy” and click on “Location Services.”  
  3. Next, tap the app you want to change the location setting for.  
  4. Then, select the option you want, like “Always,” “While using,” or “Never.” 

To change the location setting for apps on an Android phone:  

  1. Tap on “Settings.”  
  2. Then, tap on “Apps & Notifications.”  
  3. Pick an app and tap on “Permissions.”  
  4. Switch “Location” to on or off. 

Common types of apps with location tracking

There are many reasons apps need to know your location history, such as personalizing your app experience. Not to mention that location tracking apps like Find My iPhone and family location-sharing apps like Life360 are very helpful for family members to keep track of their loved one’s location.  

But simply speaking, the main reason apps track your location is because it’s profitable. Your information is sold to marketers, making it easier to show you ads you should be interested in.   

This is why it’s always a good idea to check what apps access your location information. So, check them regularly, following the steps laid out above.  

Common apps to watch for location tracking include: 

Map apps

Of course, navigation apps need to know your current location so that they can direct you to where you want to go. Getting access to your real-time location allows them to give you turn-by-turn directions. The apps also use a GPS tracker to help you find establishments like restaurants or gas stations nearby.  

Ride-hailing apps

Ride-hailing apps like Uber and Lyft use your GPS location to let drivers know where to pick you up. Be careful about ride-hailing apps, though, because their tracking features are made to monitor your movement in the background. This means they can access your location all the time, even when the apps aren’t active.  

So, if you’re not a regular ride-hail user, check these phone tracking apps when you’re not using them and turn off the location settings until you need them again. 

Social media

Like most free apps, social media apps collect personal and location data so they can learn who you are. And everything they know about you is used for advertising purposes. This is why you might get “find my friends” suggestions and ads about cafes, stores, and everything else that’s available in your area.  

Something to be aware of is that the ways social media apps like Facebook ask for permission to access your location data aren’t always straightforward. For instance, if you’re posting a photo, the app will ask you to “Turn on Location Services” to add a geo-tag. And if you do, they’ve got the green light to track your whereabouts.  

News and weather apps

When you check the news and weather forecast by using an app, the app asks for your location to provide you with information based on where you are.  

Giving these apps your location can help with the user experience since you won’t have to search for local news or weather updates. But not giving the apps access to your phone location doesn’t affect how they operate.  

Coupon apps

Coupon apps like Flipp want as much information from you as possible to personalize your experience. Location sharing helps these apps provide you with the closest stores to shop and ongoing sales near you. 

In the case of coupon apps, geofencing helps in their marketing quite a lot. With geofencing, apps use radio frequency identification (RFID), Wi-Fi, and GPS location to send ads at exactly the right moment to a target device. The ad can be sent as an SMS, email, or app notification when a cellphone enters or leaves a geofence.  

An example would be a text message that says, “Today only! Spend $50 and get the item of the day for $0.99!” when a customer enters a grocery store.  

Streaming apps

Streaming apps like Netflix and Spotify may ask for your location so that you don’t get access to geo-restricted content. For instance, live streaming TV apps need your location to confirm regional blackouts and other features. But other than that, they don’t necessarily need to monitor your location to work. 

Insurance apps

Car insurance companies have found a way to use technology by offering discounts to clients who allow them to collect personal information and share location data. Some of the information they want include your phone use while driving, how fast you drive, or how sharply you brake. Insurance companies claim that their phone tracker apps collect data to reward good behavior and avoid accidents. 

See how McAfee Security for Mobile keeps your device safe

Our mobile phones are one of our most valuable possessions because we rely on them to get us through the day. That’s why it’s important to understand how information about you and your activities is used, shared, and sold.  

 

The good news is that you can protect your digital life with McAfee Mobile Security, which allows you to connect safely and seamlessly to the digital world with a virtual private network (VPN). You’ll also have access to an antivirus app that regularly scans for online threats like malware.  

 

This means you can use public hotspots, make bank transactions, and surf the web in a safe space. McAfee helps protect your credentials and personal information so that you can continue to enjoy the internet your way.  

The post What Types of Apps Track Your Location? appeared first on McAfee Blog.

5 Ways to Get Victim Assistance for Identity Theft

By McAfee

The internet makes a lot of things in life easier. You can shop, pay your bills, and even book your next getaway. Unfortunately, the internet is also home to some less-than-savory characters who are looking to take sensitive information for personal gain. 

Private information like credit card numbers, driver’s license numbers, phone numbers, and Social Security numbers (SSN) can fall into the wrong hands — leading to identity thieves opening new accounts, taking out loans, and even filing tax returns in their victims’ names.  

Fortunately, victims of identity theft and concerned individuals can access several helpful resources designed to respond to or prevent identity theft through the Federal Trade Commission (FTC), such as IdentityTheft.gov. McAfee Identity Protection can also keep personal information secure with 24/7 monitoring and restoration support.  

This article will explain some common types of identity theft and the resources you can turn to in case identity theft becomes an issue for you.  

What are the most common types of identity theft?

The internet is the place to be if you’re looking to shop, connect with others, and get access to all the information you could ever need. Obviously, we spend a lot of time online, and cybercriminals know that.  

The good news is that a little information can go a long way in protecting your sensitive data. Some common types of identity theft include:  

  • Financial identity theft: Criminals can use your personal information for their financial gain. They might use personal bank funds or credit cards to make purchases or open a new line of credit in your name and leave you with the bill.  
  • Criminal identity theft: Some criminals will go to great lengths to avoid arrest. Fraudsters can give a different name and show a stolen ID to get a clean getaway. This can leave you with a false criminal report in your name.  
  • Medical identity theft: Medical identity thieves pose as someone else and can access medical services, like surgeries, or get prescription drugs and other medical devices and supplies. This can affect your health insurance coverage and make access to health care difficult.  
  • Child identity theft: This type of offender commits financial fraud with a minor’s personal information, such as their SSN. With this information, an identity thief can apply for government benefits, get a driver’s license, and even buy a house.  
  • Synthetic identity theft: Identified as the fastest-growing financial crime, criminals create an identity persona from real information and create a completely new and fake credit file.  

If you have any reason to believe your identity has been stolen, it’s important to report identity theft or suspicious activity to local police, financial institutions, and credit card companies as quickly as possible. You’ll also want to get a copy of your credit reports from each of the major credit bureaus by visiting annualcreditreport.com and routinely check all of your bank statements. 

5 ways to get identity theft victim assistance

Identity theft can be scary, but several resources exist to help victims. Some key ID theft resources include the IRS, IdentityTheft.gov, IDtheftcenter.org, Fraud.org, and McAfee Total Protection.  

IRS Identity Theft Victim Assistance

The Internal Revenue Service (IRS) can help with tax-related identity theft. Tax-related identity theft victims may self-report or receive a notice or letter from the IRS about a suspiciously filed tax return. Signs of tax-related ID theft include receiving a tax transcript you didn’t ask for, getting a report of unknown wages or other income, or not being able to e-file because of a matching SSN.  

Whether you report identity theft or suspicious activity to the IRS or they tell you, you’ll want to follow instructions to resolve any fraudulent tax issues. You may need to verify your identity with Letter 4883C or complete an Identity Theft Affidavit (Form 14039).  

Once everything has been settled, the IRS will tag your account with an identity theft indicator for added protection in the future. In some circumstances, you may even receive an Identity Protection Pin (IP PIN) to use when filing an electronic or paper tax return.  

IdentityTheft.gov

IdentityTheft.gov is a federal resource that can help victims recover from identity theft. The site provides an overview of victim rights, sample letters you can use to dispute any fraudulent credit or debit card charges, and a checklist to track your progress.  

IdentityTheft.gov can help with any identity theft, including that related to student loans and fraudulent unemployment insurance claims. You’ll need to explain your situation in great detail to receive a personalized recovery plan.  

IDtheftcenter.org

The Identity Theft Resource Center (ITRC) helps prevent, recover, and protect individuals and businesses from identity theft. This nonprofit organization provides information and assistance at no cost and can help with account takeovers, data breaches, email scams, and other fraudulent account activities. You can also sign up for ID Theft News and stay informed with newsletters and alerts.  

Identity theft victims can use the online chat or call to speak with an adviser who can help figure out the next steps to take. They may suggest filing a police report, placing a credit freeze, and/or obtaining free credit report copies from the major credit bureaus, like Experian, TransUnion, and Equifax.  

Fraud.org

A project of the National Consumers League, Fraud.org collects and shares decades worth of consumer complaints related to fraud. With advocacy, education, and consumer counseling, Fraud.org helps consumers protect themselves from telemarketing and internet fraud.  

Fraud.org raises awareness about many types of common and unexpected scams, including phony sweepstakes prizes, government grants and scholarships, online phishing for financial account numbers and other personal information, malware downloads, and the possibility of a financially disastrous ending after falling in love online.  

You can sign up for fraud alerts or file a complaint on the secure website and Fraud.org will share your story with their network of law enforcement agencies.  

McAfee Total Protection

Identity protection with McAfee Total Protection Ultimate provides around-the-clock email address and bank account monitoring, which includes $1 million of ID theft coverage on qualifying losses. As a subscriber, you’ll also gain access to hands-on restoration support to help with reclaiming your identity.  

McAfee Total Protection can go wherever you go. Stay in the know on your tablet, laptop, or smartphone and receive critical alerts. The software also provides a Protection Score that can help you secure any weak areas that may leave you open to ID theft.  

See how McAfee Identity Protection keeps you safe

Use the internet your way and protect your sensitive information with 24/7 account monitoring and alerts. McAfee Total Protection adds an additional layer of security by keeping tabs on up to 60 unique types of personal information. We’ll also guide you through the best choices for prevention and alert you as soon as action is needed.  

Get protection from data breaches and malicious software like viruses and malware and benefit from fraud alerts 10 months sooner than our competitors. Get the peace of mind that comes with knowing that McAfee is looking out for you and keeping your identity safe. 

The post 5 Ways to Get Victim Assistance for Identity Theft appeared first on McAfee Blog.

“Missing Cryptoqueen” hits the FBI’s Ten Most Wanted list

By Paul Ducklin
The "Missing Cryptoqueen" makes the American Top Ten... but not in a good way.

It’s Social Media Day! Here’s How to Protect Yourself From Social Engineering Online

By McAfee

It’s Social Media Day! How are you celebrating? Reposting your very first profile picture from a decade ago? Sharing your most-loved status update or the photo you’re most proud of? This year, consider commemorating the day by learning more about how to keep your information safe. Enjoy your favorite platform, but be on the lookout for scams, such as social engineering. 

What is Social Engineering 

Social engineering is a cybercrime common to social media sites. It is a tactic where a cybercriminal lurks on people’s social media pages, gleaning personal information that they then use to impersonate them elsewhere. 

With more than half of the global population on social media, you may think that a cybercriminal will never single you out from such a huge pool; however, it is possible.1 Luckily, you only have to make a few, easy changes to your online habits to keep your valuable private information just that: private. Check out these tips to make smart decisions and be more confident about your and your family’s online security. 

Why Do Cybercriminals Care About Social Media? 

Think of the types of posts you share with your dozens – or even hundreds or thousands! – of followers: updates about your life, where you live, work, or favorite travel destinations, your hobbies, pets, family members, etc. All of these details, that only you and those closest to you should know, are a valuable commodity to cybercriminals. Plus, now that social media shopping is growing in popularity, the credit card information linked to accounts is sweetening the deal for cybercriminals. 

Here are a few social engineering scams that are common to social media.  

Credential stuffing

People commonly create passwords based on things, places, and people that are important. Have you ever published a 20 questions-style get-to-know-me post? Those contain a lot of valuable personally identifiable information (PII). With just a few of those details about your personal life, cybercriminals can make educated guesses at your passwords, a tactic called credential stuffing. If they’re able to crack the code to one of your accounts, they’ll then input that password and login variations in several other sites, especially online banking portals, to see if they can gain entry to those too. 

Fake contests 

You’ve won! Send us your banking information and address, and you’ll receive a package in the mail or a direct deposit to your bank account!  

But did you enter a drawing for a prize? Very rarely does anyone win something just by being a follower of a certain page. If you receive a message similar to the above, it’s likely a phisher trying to draw more PII and sensitive banking information out of you. Or, the message may have links within it that redirect to an untrustworthy site. If you regularly enter social media contests, keep a list and only respond to legitimate ones. Also, never give your banking information out over social media, private messages, or email. 

Emotional messages and posts

There are plenty of valid fundraisers and petitions circulating around social media; however, there are just as many social engineering scams that dupe social media users because they inspire a strong emotion in them. For example, there have been several scams around Ukrainian donation sites. Cybercriminals often use fear, anger, or sadness to inspire people to open their wallets and share confidential banking information. 

How to Protect Yourself from Social Engineering

Luckily, all it takes is a few smart habits to stop social engineers in their tracks. Consider the following tips and make these small changes to your social media usage: 

Edit your follower or friend lists

At this point, you’ve probably had several of your social media accounts active for over a decade. That means it’s time to do some cleaning out of your friends and followers lists. It’s best to only accept requests from people you personally know and would actually like to keep in the loop about your life. A friend and follower request from strangers could be cyber criminals in disguise. Also, consider setting your account to private so that your posts are invisible to strangers. 

Slow down and think 

Social engineering hacks often bank on people acting rashly and quickly because of strong emotion, either excitement, fear, sadness, or anger. If you see a post on your newsfeed or receive a direct message that gives you a tight window to respond and asks for PII, slow down and think before acting. Double-check the destination of every link in the message by hovering over it with your cursor and checking the link preview at the bottom of your browser screen. Be careful, because some link previews include slight misspellings of legitimate websites. As a great rule of thumb, be automatically skeptical of direct messages from people you do not personally know. And if a DM from a friend seems out of the ordinary, shoot them a text to confirm they actually sent it. It could be that their social media account was hacked and a criminal is spamming their followers.   

Create strong, unique passwords or passphrases

A password manager will go a long way toward ensuring you have unique, strong passwords and passphrases for every account. Not reusing passwords makes credential stuffing impossible. McAfee True Key stores all your logins and passwords and guards them with one of the strongest encryption algorithms available. All you need to do is remember your master password. It’s a great practice to also enable multifactor authentication whenever a website offers it. This makes it incredibly difficult for a cybercriminal to break into your online accounts with their educated guesses at your password. 

Live More Confidently and Safely Online 

Now that you know what to look for and the best tricks to be safe, you can feel more confident that you’re doing everything you can to protect your online accounts and private information. McAfee Protection Score can also help you take control of your online safety. This service allows you to monitor your current online safety and encourages you to take specific steps to improve it. Now you can enjoy digitally keeping in touch with your friends with peace of mind! 

1Smart Insights, “Global social media statistics research summary 2022 

The post It’s Social Media Day! Here’s How to Protect Yourself From Social Engineering Online appeared first on McAfee Blog.

FTC warns of LGBTQ+ extortion scams – be aware before you share!

By Paul Ducklin
It's a simple jingle and it's solid advice: "If in doubt, don't give it out!"

Does an iPhone Need Antivirus Software?

By McAfee

If you’re one of the countless Apple iPhone owners out there, there’s a good chance that one of the reasons you love your smartphone is because you’ve heard that Apple devices tend to have fewer vulnerabilities to viruses.  

Because of their shared operating system, iOS devices enjoy Apple’s security measures, which keeps them protected from malware and viruses differently from most Android devices 

This is great, right? Certainly! But it’s also important to remember that nothing digital or internet-related is ever foolproof, and while it’s rare, even iOS operating systems can be affected by malicious software 

The great news is that protecting yourself from iPhone viruses and hackers isn’t hard. Read on to learn more. 

Can iPhones get viruses?

Although Apple has designed its iOS system to be pretty untouchable, it’s still possible to get a virus on your iPhone 

The biggest way this can happen is through something called “jailbreaking,” which is when you bypass the restrictions on the Apple operating system. You might do this to gain more control over your device, downloading any apps or programs from anywhere on the internet. It basically lets you do whatever you want with your iPhone. 

A major reason that mobile security is so seamless with Apple’s iOS is that — unlike Android and Microsoft Windows products — Apple devices are designed to work only inside set parameters that “talk” exclusively to other approved Apple apps or devices.  

This is all controlled by Apple encryption, making your iPhone security rather impervious to malicious apps. You might also notice that there are no antivirus apps in the App Store, which isn’t a coincidence! 

But when you jailbreak an iPhone, this means you’ve opened the iOS to a wider range of apps, features, and themes — none of which are approved by Apple 

So, you won’t benefit from the virus protection that comes from having a closed system, meaning you can expose your iPhone to adware, scams, and other internet security issues that Apple permissions blocked. 

Potential threats to your iPhone

So, you’ve jailbroken your iPhone and are out of Apple’s famously closed sandbox. While it’s not an ideal situation, it’s not the end of the world. You may need antivirus protection now. This is especially true if you frequently use public Wi-Fi 

Here are a few potential threats that a jailbroken iPhone might face: 

  • Phishing: Unfortunately, malicious websites don’t come with a fraudulent website warning. Phishing happens when a cybercriminal sends a fraudulent message aimed at getting you to reveal important data like your personal or financial information. If your iPhone is successfully phished, private data on the iCloud and your device can be compromised. 
  • Ransomware: Unsecured Wi-Fi networks can expose connected devices to ransomware. This type of malware threatens users with permanently blocked access to their devices unless they pay a certain amount of money. Some ransomware programs will even try to coerce money from users by warning that private information will be published if they don’t pay a ransom. 
  • Malware: The reason so many different security apps and antivirus programs exist is that malware is everywhere. It also comes in many forms! Malware is a general term used to describe any software program intended to gain unauthorized access to a computer system or device. Malware can disrupt or disable a device, network, or specific user. It can also actively leak private information and create privacy concerns. 

5 signs your iPhone has a virus

If you’re worried about the Wi-Fi you used at a coffee shop last week and are searching for the “best antivirus protection for Apple,” don’t curse that java-inspired Safari surf just yet.  

There are a few telltale signs that your iPhone or another Apple device has been infected with a virus. They include: 

  • Overheating: Being out in the extreme sun or having an old battery can be culprits for overheating. But if you’re repetitively seeing that feverish red thermometer on your screen, your iPhone could be letting you know it’s infected with malicious software. 
  • Unexplained data usage: If you don’t have an unlimited phone plan, you probably keep a pretty close eye on data usage. So, if you see big increases in usage that don’t match your activity, this could be a sign that your iPhone may have a virus. 
  • Pop-ups: Sometimes, there’s no escaping those pesky “look at me” boxes that pop up when you’re online. But seeing many pop-ups can indicate that your Apple device is harboring unwanted guests. You can minimize pop-ups by using a virtual private network like McAfee Secure VPN. 
  • Suspicious apps: Make a habit of scrolling through your list of apps from time to time. This could be a red flag if you see anything that you don’t remember downloading yourself or that didn’t come with your iPhone. 
  • Quick battery drainage: If your iPhone is older or has many big apps, your battery will typically drain faster. But it could also mean an unwanted and unseen program is running in the background. 

How you can protect your iPhone

The first and best way to protect your Apple device from cybersecurity concerns is to avoid jailbreaking it. While an iPhone might be limited in what apps and themes you can enjoy, its built-in security features really can’t be beaten.  

Here are some other ways you can keep your iPhone safe from malware and viruses: 

  • Keep software updated. Each new version of Apple iOS has patches for security holes discovered by Apple’s internal hackers. Be sure to keep your iPhone software up to date to make sure you’re enjoying the latest security features. You can even set up automatic software updates to make things easier. 
  • Set up USB restricted mode. Protect your data from “juice jacking,” which is when someone steals your data through your phone’s USB port as it’s plugged into a public charger. Head to “Settings” and then to “Face ID and Passcode.” Enter your passcode and toggle “USB Accessories.” 
  • Use a password manager. A password manager like McAfee True Key can lend several additional layers of security to Apple’s already highly encrypted operating system. Consider a password management system that can help you create strong passwords and uses biometric security features like fingerprint recognition. 
  • Enable Touch ID. This may seem like an old-school feature compared to facial recognition. But having touch ID enabled can reduce the chances of someone gaining unauthorized access to your iPhone since it requires your physical presence to open it.  
  • Use a VPN. If you use public Wi-Fi a lot, you risk exposing your personal information. McAfee Secure VPN uses bank-grade encryption to keep your data protected while you live your life online — no matter where you are. 
  • Consider antivirus software. Antivirus software can handle many potential vulnerabilities by looking out for online threats like hackers. McAfee antivirus software offers real-time threat protection across multiple devices and can help keep your iPhone free of data breaches. 

Keep your everyday devices secure 

In this day and age, we all live on our devices. And while it’s great to have the built-in security of Apple’s iOS, why settle for just one line of defense?  

For complete protection against malicious software like viruses, malware, and more, look to McAfee Total Protection. Our all-in-one approach means you’re shielded from data breaches, have access to a secure VPN, and can receive up to $1 million in identity theft coverage. The best part is that it works for multiple devices, including Mac OS and iOS 

Enjoy the peace of mind that comes with having McAfee in your corner.  

 

The post Does an iPhone Need Antivirus Software? appeared first on McAfee Blog.

How to Set Up a VPN

By McAfee

In today’s connected world, you can do so much on the internet. It’s never been easier to stay entertained (Netflix, anyone?), informed, and productive. But it’s important to keep your online activities private and safe, whether you’re checking social media, using a streaming service, or banking online.  

With the right solutions, you can have a worry-free online experience. 

Thankfully, virtual private network (VPN) software keeps your data secure by hiding your IP address (the address your device uses to access the network). In this article, discover the benefits of a VPN, learn how to set one up, and review some things to consider when looking for the right VPN solution for you. 

What is a VPN?

A virtual private network (VPN) is software that protects your internet connection by keeping your IP address secure and anonymous. Essentially, it opens a private tunnel just for you!  

It does this by making a secure connection between your internet-connected device and a remote VPN server. It also encrypts the information you upload onto the internet, preventing others from intercepting it.  

This means you can feel confident surfing the web without worrying about other people uncovering your location, identity, or online activity 

Benefits of a VPN

A perfect digital world wouldn’t have malware, website trackers, ISP data throttling, or prying eyes. Thankfully, investing in a good VPN can help you overcome a lot of these challenges.  

Here’s a little more detail about the benefits of a VPN: 

  • Stay safe by blocking malware. Depending on the type of VPN you use, it may come with a feature that blocks malware. This functionality adds another protective layer to your network, like some sort of firewall, so you don’t lose sleep over malicious software. 
  • Beat the ISP throttling blues. VPNs provide a practical way to stop your internet service provider from throttling your bandwidth or data. Without throttling, you can enjoy maximum internet speeds even after you’ve reached your data or bandwidth limit. 
  • Outsmart website trackers. Mobile apps and websites work tirelessly to record information about your online activity. This practice can be bothersome if you’re a stickler for privacy. A VPN keeps the trackers guessing about the nature of your information thanks to advanced encryption. 
  • Protect yourself on public Wi-Fi. If you regularly connect to the internet via public Wi-Fi, it’s important to stay safe using a VPN. An unsecured public Wi-Fi network provides an easy way for criminals to steal sensitive information like your credit card number and passwords. There’s no need to worry about anyone seeing or stealing your data when you use a VPN. 

How to set up a VPN server

Investing in the right tools is a surefire way to make yourself feel less vulnerable to online risks. Rather, you’ll feel empowered to enjoy a care-free online experience.  

McAfee® Safe Connect VPN is one such tool that gives you the freedom to enjoy all the good things that the internet offers without worrying about online privacy or safety. 

This tool works on multiple platforms, including Microsoft Windows, macOS, Android, and iOS. More importantly, McAfee Safe Connect VPN is easy to set up on different devices, allowing you to benefit from bank-grade AES 256-bit encryption. So, you can browse the internet using Chrome or another browser and connect via public Wi-Fi without losing sleep over vulnerability to risks. 

Depending on your preferences, it’s possible to set up a VPN automatically or manually. We discuss the steps to set up a VPN manually in the sections below. 

Set up a VPN connection on Windows

Easy setup and connection to a VPN server are key factors when choosing the right tool or software for your needs. On a Windows 10 system, just follow a few steps to establish a secure and stable connection. 

  1. Search for the virtual private network on Cortana. 
  2. Then, go to the VPN settings and select the plus sign (“+”). 
  3. On the drop-down menu that appears, select “Windows built-in.” (The system automatically sets the VPN type to automatic. You can change it to VPN protocols like PPTP, TCP, SSTP, L2TP/IPsec, or IKEv2.) 
  4. In the next fields, add VPN configuration details from your VPN provider (in this case, McAfee Safe Connect VPN). 
  5. Once you’ve completed filling in the details, click “Save” and then “Next.” 
  6. In the last step, select the McAfee VPN connection, and you’re done! 

Set up a VPN connection on a Mac

The next time you need to set up a VPN on a Mac computer, you’ll be pleased to know that the setup steps are short and sweet. 

Here’s what you need to do. 

  1. Start by clicking “Network” under “System Preferences.” 
  2. Next, click on the “+” sign and select “VPN.” 
  3. In the pop-up interface that appears, add details like connection name, server address, VPN type, server name, and authentication settings for advanced options. 
  4. In the final step, click “Apply” and “OK” to finish. 

5 things to look for in a VPN

Picking the best VPN solution that takes care of your privacy needs involves ticking various boxes based on the features and functionality that matter most to you. 

Here are some things to look for in a virtual private network: 

  • The number of servers: A good VPN should offer a selection of servers that can handle a lot of traffic without undermining connection speeds. 
  • Robust data encryption: Converting data into a code is what makes a good VPN tick. So, opt for a VPN with the latest encryption technology, such as AES 256-bit encryption offered by McAfee SafeConnect VPN. 
  • Server location: The VPN service should also offer servers located in various regions depending on your connection requirements. Nearby service can reduce lag, particularly when you want to engage in online gaming. And sometimes, you need a VPN server from another region or country to get around geo-blocking. 
  • Excellent tech support: The right VPN solution should come with good technical support to help you find answers to any questions you may have. 
  • Ease of use: A good VPN client should be easy to set up and use so you can focus on your online activities rather than tweaking the VPN settings. 

Can you use a VPN on mobile devices?

If you have a mobile device like an Apple iPhone or Android device, you can also enjoy the benefits that come with using a VPN.  

Setting up and using a VPN like McAfee’s Safe Connect VPN on an Android device or iOS platform is super easy. Just download the VPN from the app store or the McAfee website, and you’re good to go.  

McAfee offers both a free VPN (with 250 MB of free data every month and protection for one device) and paid subscription plans that come with unlimited data and protection for up to five devices. You can also enjoy a 30-day free trial to see if it’s the right VPN for you. 

It’s usually fine to just use the default settings, too, so you don’t have to do anything else other than login. 

Keep your browsing private

Hiding your IP address and maximizing privacy has never been easier thanks to virtual private networks. These tools can also protect you from prying eyes by converting the information you upload to the internet into code using advanced encryption technology.  

VPNs have several advantages, including getting around website trackers used by advertisers to monitor your online activities. Another thing to remember is that it’s relatively easy to set one up no matter your operating system 

If you’re looking for the right VPN solution for you, consider McAfee Secure VPN — included in McAfee Total Protection — which comes with the latest encryption technology. Whether you install the software on your mobile or desktop device, you can be confident that you and your family’s sensitive data is secure.  

The post How to Set Up a VPN appeared first on McAfee Blog.

What Is Incognito Mode and How Safe Is It?

By McAfee

The internet makes it easy to get a lot done, but not all of it needs to be public. That’s where incognito mode comes in, letting you hide your search history from others who are using your internet-connected device. For example, imagine searching online for “ideas for a surprise birthday party.” You wouldn’t want the guest of honor to see that if they use your shared computer!  

What most people don’t realize, though, is that incognito mode or private browsing isn’t really private. If you want to have a private browsing session, it helps to understand what incognito mode does and doesn’t do. 

In this article, we’ll explain what incognito mode is, how to turn it on using different search engines and mobile devices, and why a VPN like McAfee Secure VPN might be a better option for safeguarding your privacy. 

What is incognito mode?

When you search the internet, your web browser automatically saves the history of your searches. In incognito mode, however, it deletes this information when you end the session.  

Google Chrome coined “incognito mode,” so the term is pretty popular. Other web browsers might refer to it differently. For example, Firefox calls it “private mode,” while Safari uses the term “private browsing.”  

What does incognito mode hide?

When you search the internet in private browsing mode, your browser won’t save the history of the websites once you close all of the incognito tabs. This deleted information might include: 

  • Browsing history, which is a list of the websites you recently visited 
  • Cookies, which are small files websites use to remember you and your login information 
  • Site data, which is information entered on a website’s forms 

What browsing history data is visible with incognito mode?

Incognito mode can be super convenient but, as we said, it’s not really private. While it’s true that anyone using your device won’t be able to view your history, your browsing can still be viewed by outside eyes, like:  

  • Internet service providers (ISP): The company that provides your internet service knows every site you’ve visited. If they receive a subpoena from law enforcement, they’ll have to turn over that data. 
  • Websites: Even if you’re in incognito mode, your ISP shares your internet protocol (IP) address with the websites you visit. The IP address is a unique number that identifies an internet-enabled device. Anyone with your IP address can determine the city, or possibly the neighborhood, where you live. The only way to conceal your IP address when browsing is to use a virtual private network like McAfee Secure VPN. 
  • School or company networks: If you use a network run by your school or employer, they can see your browsing history even if you’re in incognito mode. 
  • Websites you log into: When you’re in incognito mode and log into a website like Twitter, you won’t be anonymous. The site can also share your data with other websites. 

How to turn on incognito mode

Every major browser and mobile device has a type of private browsing. Here’s how to access incognito mode in a few different ways. 

Private browsing in Google Chrome

It’s easy to launch a search in incognito mode in Google Chrome. Just follow these steps:  

  1. Open the Chrome browser on your device. 
  2. Click the three vertical dots in the upper-right corner of the window. 
  3. Select “New Incognito Window.”  
  4. Or use a keyboard shortcut: In Windows, Linux, or Chrome, press Ctrl + Shift + N. On a Mac, press ⌘ + Shift + N. 

You’ll know you’re in Chrome’s incognito mode by the black background and spy icon on the homepage. Here, Chrome reminds you of what incognito mode will and won’t do.  

There is also a toggle to block third-party cookies. When you visit different websites while in incognito mode, websites can track your movement. They might use that data to target ads based on your search history. When you enable third-party cookie blocking, it stops sites from sharing cookies and data. 

Private browsing on your Android device

Here’s how to set it up in the Google Chrome browser for your Android (note that the Google Chrome app is the default browser for most Android phones): 

  1. Open Chrome. 
  2. Tap the three dots at the top-right corner of the screen. 
  3. Tap “New incognito tab.” This will open up a new incognito window. 
  4. Close the incognito window to end the incognito session. 

Remember, for Google Chrome’s incognito mode to do the trick, you need to close your browsing session after each use. If you leave the tab open and someone else uses your phone, they can see your activity. 

Private browsing in Mozilla Firefox

What Chrome calls “incognito mode,” Mozilla Firefox refers to as “private browsing.” There are a couple of ways to launch a private window using the steps below: 

  1. Open Mozilla on your browser. 
  2. Click the three horizontal lines in the top-right corner. 
  3. Select “New Private Window.” 
  4. Or use the keyboard shortcut Ctrl + Shift + P in Windows. On a Mac, press Command + Shift + P. 

The private browsing window has a dark-purple background and a mask icon. This homepage also describes the limitations of private browsing. 

With its Enhanced Tracking Protection, Firefox blocks third-party tracking across sites. This is a default protection on Firefox, so cookies are blocked across sites no matter which privacy setting a user chooses. 

Private browsing in Apple Safari

Apple’s Safari was the first to introduce private browsing for Apple devices in 2005. Users have a couple of ways to open a private window on a Mac or an iOS device. They include: 

  1. Go to the File menu and select “New Private Window.” 
  2. The keyboard shortcut is to hold down Command + Shift + N. 
  3. On an iPhone, open Safari. Tap the “Tabs” button (the two squares on the lower right). Tap “Private.” Tap “Done.” 

Your sign that you’re in a private browser window is a dark gray search bar. Like Firefox, Safari lets you block third-party tracking (you’ll just need to adjust your settings to do so). Choose Safari on your Mac. Go to “Preferences” and click “Privacy.” Then, select “Prevent cross-site tracking.” 

Private browsing on your iPhone

For iPhones, the default browser is Safari. Here’s how to set up private browsing in Safari for your iPhone: 

  1. Open Safari. 
  2. Tap the tab icon at the bottom right of the screen (it looks like two overlapping squares). 
  3. Tap “private” at the bottom-left of the screen. 
  4. To exit private mode, tap “private” again. 

Remember to close your browser’s private tabs when you’re done surfing. This makes sure that cookies are deleted and the private session is safely hidden from your device’s history. 

Why do people use incognito mode?

Doing a private search that erases your browsing history can be useful in certain situations. Because some cookies are deleted at the end of your search, you’ll see fewer ads than in a normal search.  

If there’s something you don’t want to keep in your browser history, like shopping for a gift for a relative, an incognito search can keep your activity private.  

It’s also a good idea to use incognito mode when using a public device or a borrowed computer to protect your data.  

Incognito mode is even helpful if you want to do a search that’s not influenced by your browsing history or to see your blog or website from a fresh perspective. 

Is incognito mode safe?

The terms “private search” and “incognito mode” sound great. But while your history is erased on your device, it’s still visible to the outside world. Even when you’re in incognito mode, websites, your ISP, and your network can still see your IP address and browsing history. 

Not to mention, it won’t delete any files you download, like malicious software. While someone using your device won’t be able to see your browsing history, incognito mode won’t be able to stop hackers and identity thieves in their tracks. 

If you really want to hide your computer’s IP address and browse privately while keeping your data safe, it’s a good idea to look into a VPN service, like McAfee Secure VPN. With our smart VPN, you can browse confidently and stay anonymous from advertisers and prying eyes. You’ll also benefit from bank-grade encryption and automatic protection on unsecured networks.  

Browse online confidently

If your goal is to keep prying eyes out of your browsing history, incognito browsing might not be enough. Use a McAfee Secure VPN for worry-free browsing.  

For added security, though, upgrade to McAfee Total Protection Ultimate and enjoy antivirus protection, identity monitoring, and more! 

The post What Is Incognito Mode and How Safe Is It? appeared first on McAfee Blog.

What Is Identity Theft and How Do You Recover From It?

By McAfee

The internet is a big place. While it’s changed the world for the better — making our daily lives that much easier! — it can also be a playground for cybercriminals who would love to get their hands on our personal information.  

When this happens, it can result in identity theft. While it can be scary to deal with, there are things you can do to protect yourself and recover from this type of cybercrime.  

In this article, we’ll tell you what identity theft is and how to recognize its various forms. We’ll also go over what you can do to bounce back after your identity has been taken.  

What is identity theft?

Life online presents so many cool opportunities, but it can also make us vulnerable to cybercriminals. But that doesn’t mean you need to get offline. A little knowledge can go a long way in keeping you safe. It all starts with understanding what identity theft is.  

Identity theft is when someone steals your personal or financial information to commit fraud or deception, typically for monetary gain. Depending on their goals, they might take a variety of information. Unfortunately, this is something most people will experience — either directly or indirectly — at some point in their lives. 

What makes identity theft really troublesome is that the consequences can go beyond just affecting your credit score. You might experience issues while trying to get jobs, see an increase in your auto insurance rate, get a surprise tax bill, and even find out you have a criminal record! Not to mention it can cost a lot of time and money to fix.  

Just as important as it is to understand what identity theft is, it’s also important to know the different types of identity theft so you can keep an eye out.  

Types of identity theft 

You work, play, and shop on the internet every day, but you shouldn’t let the fear of identity theft stop you from doing what you enjoy online. All it takes is a little information to outsmart online criminals — including knowing the different types of identity theft. They include: 

  • Financial identity theft: A thief will use your identity for their own financial gain. The cybercriminal might hack your bank account to steal funds or use your credit card for online shopping. If you have a good credit history, they might even use your identity to buy a home or rent an apartment.  
  • Medical identity theft: A thief will use your identity to secure medical services. With your health insurance information, they can get prescription drugs, buy medical equipment, or even pay for medical care and procedures. Whatever your insurance doesn’t pay for will then get billed to you.  
  • Criminal identity theft: This happens when a thief is busted for a crime and gives the arresting officer your information. The criminal might have stolen your actual ID or created a fake one, and you won’t know what’s happened until the crime shows up on your background check (or, worse, you get a court summons in the mail).  
  • Synthetic identity theft: A thief will use your identity to create a fake person. The new persona will have your birthdate, Social Security number, and address — but a different name. They can then use this persona to do things like apply for loans and get credit cards 
  • Child identity theft: A thief will use a child’s identity to commit fraud. Kids usually don’t have bank accounts or debt. The thief may use the child’s identity to do things like buy homes or get social benefits.  

How does identity theft happen?

How does an identity thief get your information? Any time you make a purchase, subscribe to a website, file a tax return, or do anything else online, you share your personal information. And some cybercriminals are pretty good at getting that information for themselves.  

Here are a few of the most common ways thieves can get access to your data 

  • Phishing scams: A thief might message you over email or social media pretending to be someone they’re not. They may claim to be calling on behalf of the Internal Revenue Service (IRS), a sweepstakes, or even a family member. After that, the criminal will ask for money or your personal information.  
  • Data breach: When you fill out webforms, open new accounts, or make purchases online, your personal information is likely saved in a company database. Most companies do their best to keep your information secure, but hackers are always hard at work trying to gain access to it. If the hackers can breach your information, they can sell it for a profit.  
  • Internet of Things (IoT): It’s not just computers that have internet access anymore. Hackers might also try to steal personal information from your smartphone, tablet, or another internet-compatible device. 
  • Social media: People share all kinds of personal information on social media. In addition to data like your birthday, address, and phone number, criminals can learn about your family members, pets, and interests. They can use this data as potential password information when they try to break into your online accounts. 
  • Physical theft: Some thieves are old-fashioned. A criminal can take your credit card, ID, smartphone, or computer and use it to steal your identity. If you throw away documents like paystubs or checks without shredding them first, criminals can use them to get your personal data, like your bank account numbers. 

What personal information is generally taken when identity theft occurs?

The type of information that hackers take during a breach can vary widely. It just depends on what information a company stores, what data the cybercriminal can access, and even the purpose of the attack. A hacker might be making a political statement or simply “showing off” their skills. 

During a breach, hackers target information that can be resold on the dark web or used for identity fraud, like debit card or credit card accounts. They might also collect data like people’s full names, email addresses, passwords, Social Security numbers, and driver’s license numbers. 

How to recover from identity theft

Dealing with identity theft can be stressful and a little bit scary, but we promise it’s not the end of the world. The important thing is to be quick about it and stay alert for signs of identity theft, like:  

  • A sudden dip in your credit score  
  • Mail addressed to your home with someone else’s name on it 
  • Calls from debt collectors about debts that aren’t yours 
  • Unexplained bills showing up at your home  

The good news is that if you’re ever the victim of identity theft, there are several things you can do to limit and reverse that damage. We’ll explore these steps in the next few sections. 

Contact the company where your information was stolen

Notify your credit card company, financial institution, or the business where the thief is using your data right away. For example, if the criminal is using your credit card number to buy clothing online, contact the store immediately. They’ll be able to stop any further purchases from being made.  

File a police report

Banks don’t like scams, either. Some banks may require you to show them a police report about your identity theft before they’ll refund any fraudulent charges or withdrawals. Call your local law enforcement office to report identity theft as soon as you can.  

Before speaking to an officer, though, take the time to go over all the information so you don’t leave anything out. Be as detailed as possible. Let the cops know how your sensitive information was used and what dates and times it was used. You may want to bring a copy of your bank statement as proof. 

Notify the three major credit bureaus 

One of the biggest pains about identity theft is that it can affect your credit score, which can affect your ability to do things like secure a business loan or buy a house. File a fraud alert with each of the three major credit bureausTransUnion, Equifax, and Experian — and let them know which activity on your credit report is false.  

File a report with the Federal Trade Commission

When you file a report with the Federal Trade Commission (FTC), they’ll create a free recovery plan for you to deal with your identity being stolen. The FTC is a government organization that protects the rights of consumers. You can get started by visiting IdentityTheft.gov 

Consider investing in a comprehensive security plan

The best time to deal with identity theft is before it happens. When you sign up for all-in-one protection, like McAfee Total Protection, you’ll get $1 million of identity theft protection insurance.  

We’ll also provide identity monitoring to help catch threats to your information before they get out of hand. You’ll also get access to our Secure VPN and our quality antivirus and safe browsing software to protect you from threats like malware 

Browse confidently with award-winning identity protection 

You deserve to live your life online and enjoy the internet the way it was meant to be. That’s where McAfee can help — making the digital world a safe place for you and your family! 

We’ve got your back when it comes to your online identity with our identity protection service. When you sign up, we’ll keep tabs on up to 60 unique types of personal data, including your financial information. We’ll also notify you up to 10 months sooner than similar services if it seems like your identity has been compromised. And on top of $1 million of ID theft coverage, you’ll receive hands-on restoration support to get your identity back.  

See how McAfee can help secure your personal information online and give you peace of mind.  What Is Identity Theft and How Do You Recover From It?

The post What Is Identity Theft and How Do You Recover From It? appeared first on McAfee Blog.

Capital One identity theft hacker finally gets convicted

By Paul Ducklin
It took three years, but the Capital One cracker was convicted in the end. Don't get caught out in a data breach of your own!

6 Tips to Help Your Balance Your Children’s Summer Screentime

By Toni Birdsong

The pandemic forced many parents into screentime management Bootcamp. We learned quickly that more hours at home require more intention in managing family technology. The exact purpose holds true for summer. Before things get too crazy—vacations, camps, and a revolving door of friends—a priority might be putting a screentime plan in place.  

Add to the summer equation that many parents are still on remote or hybrid work schedules, and the need for a summer screentime plan becomes even more important.

But first, what’s the cost of just winging it with screentime this summer? Doing so could harm your child both emotionally and physically. According to the American Academy of Pediatrics (AAP), children spend an average of seven hours a day on entertainment media, such as televisions, computers, phones, and other electronic devices. Now that summer is here, we can assume that number will increase.

Balancing your child’s screentime is also a safety issue. As the summer ticks on, boredom can lead to more time online, which can open the door to threats such as cyberbullying, self-esteem and body issues, risky behavior, and connecting with strangers.

Keep in mind that every family’s summer screentime balance plan will be different depending on family schedules and children’s ages. Not sure where to begin? The AAP has an excellent, customizable Media Plan that includes a Screen Time Calculator. The guide will help you design a plan based on the ages of each child in your family.  

6 Tips to Help You Balance Screentime

  1. Inventory Activities and Discuss Limits. Bring the whole family into the screen time discussion. What does an average day look like in your home? What activities can each person dream up outside of television, gaming, or social media? Where are the daily windows where consistent family time can happen? What kind of limits would be ideal? Discuss ways to keep one another accountable and a fun way to track success and consequences.  
  2. Have plenty of non-screen activities ready.  One way to keep kids off their screens, is  offering them interesting options that outrank what’s happening on their devices. Consider, as a family, creating a list of at-home and on-the-go activities. Consider a trip to the lake, the beach, or a local museum. You might learn a new craft or pick a home project to complete (a bedroom makeover) together. Maybe try your hand at making pasta from scratch or growing your own vegetables. Activities don’t have to be pricey; often, simple is better. Whatever your list contains, remember: An idea is a dream without a real plan and taking real time to make it happen. 
  3. Know where they go, what they see. As you know, at McAfee, we are front-line advocates of family filtering software. The content your kids consume this summer matters. Understanding the social networks and apps your kids frequent is key to keeping them safe this summer. The time and effort you spend establishing screen limits don’t matter much if the content your child views isn’t age-appropriate. A few questions to help assess content: 
    1. Is the content age-appropriate? Are the apps my child uses interactive and learning-based or mind-numbing, or even risky? 
    2. Do my family’s technology habits require filtering software to help block inappropriate websites? 
    3. Are the privacy settings on social media and gaming accounts set to restrict what strangers can see and who can send a direct message to my child?
  4. Maintain a device curfew. Just because it’s summer, doesn’t mean anything goes. Consider keeping many of the same device rules in place. A device curfew in the summer months is more critical since kids like to take their devices to bed and scroll or text into the wee hours.    
  5. Make sure they know why. This is a step some parents unintentionally may skip. Even if you find yourself repeating the ‘why’ of screen limits to your kids, make sure they understand you aren’t being random with the rules. Let them know that it’s a proven reality (studies show) that excessive screentime has an array of emotional and physical consequences that you aren’t willing to allow into your family. 
  6. Step into their world.  Have you ever thought of picking up that game controller and playing your child’s favorite game with them? It’s a simple gesture that could build amazing bridges. Not only could it help you understand their digital routines and communities, but it would also open the door for consistent online safety discussions. If your child spends most of their time on TikTok or Snapchat, ask them to show you around the apps. Be teachable and open to their favorite online activities. (One of my personal mottos is that as a parent I must make every effort to be teachable if I expect my kids to be reachable)!

One mom on Facebook recently shared a powerful reminder that, as parents, we only have 18 summers with our kids before—poof—they are grown. She also shared an inspiring visual reminder. She keeps a clear jar with each of her children’s names on it in plain view. Inside each jar, she places 18 colorful tiny pom-poms. She subtracts one pom pom each year on their birthday. As the pom poms visually decrease, it reminds her to make the most of her time with each child. Here’s hoping your summer is packed with less screentime and more moments that make each pom pom count. 

The post 6 Tips to Help Your Balance Your Children’s Summer Screentime appeared first on McAfee Blog.

Interpol busts 2000 suspects in phone scamming takedown

By Paul Ducklin
Friends don't let friends get scammed. Not everyone knows how typical scams unfold, so here are some real-world examples...

“Downthem” DDoS-for-Hire Boss Gets 2 Years in Prison

By BrianKrebs

A 33-year-old Illinois man was sentenced to two years in prison today following his conviction last year for operating services that allowed paying customers to launch powerful distributed denial-of-service (DDoS) attacks against hundreds of thousands of Internet users and websites.

The user interface for Downthem[.]org.

Matthew Gatrel of St. Charles, Ill. was found guilty for violations of the Computer Fraud and Abuse Act (CFAA) related to his operation of downthem[.]org and ampnode[.]com, two DDoS-for-hire services that had thousands of customers who paid to launch more than 200,000 attacks.

Despite admitting to FBI agents that he ran these so-called “booter” services (and turning over plenty of incriminating evidence in the process), Gatrel opted to take his case to trial, defended the entire time by public defenders. Gatrel’s co-defendant and partner in the business, Juan “Severon” Martinez of Pasadena, Calif., pleaded guilty just before the trial.

After a nine-day trial in the Central District of California, Gatrel was convicted on all three counts, including conspiracy to commit unauthorized impairment of a protected computer, conspiracy to commit wire fraud, and unauthorized impairment of a protected computer.

Prosecutors said Downthem sold subscriptions allowing customers to launch DDoS attacks, while AmpNode provided “bulletproof” server hosting to customers — with an emphasis on “spoofing” servers that could be pre-configured with DDoS attack scripts and lists of vulnerable “attack amplifiers” used to launch simultaneous cyberattacks on victims.

Booter and stresser services let customers pick from among a variety of attack methods, but almost universally the most powerful of these methods involves what’s known as a “reflective amplification attack.” In such assaults, the perpetrators leverage unmanaged Domain Name Servers (DNS) or other devices on the Web to create huge traffic floods.

Ideally, DNS servers only provide services to machines within a trusted domain — such as translating an Internet address from a series of numbers into a domain name, like example.com. But DNS reflection attacks rely on consumer and business routers and other devices equipped with DNS servers that are (mis)configured to accept queries from anywhere on the Web.

Attackers can send spoofed DNS queries to these DNS servers, forging the request so that it appears to come from the target’s network. That way, when the DNS servers respond, they reply to the spoofed (target) address.

The bad guys also can amplify a reflective attack by crafting DNS queries so that the responses are much bigger than the requests. For example, an attacker could compose a DNS request of less than 100 bytes, prompting a response that is 60-70 times as large. This “amplification” effect is especially pronounced if the perpetrators query dozens of DNS servers with these spoofed requests simultaneously.

The government charged that Gatrel and Martinez constantly scanned the Internet for these misconfigured devices, and then sold lists of Internet addresses tied to these devices to other booter service operators.

“Gatrel ran a criminal enterprise designed around launching hundreds of thousands of cyber-attacks on behalf of hundreds of customers,” prosecutors wrote in a memorandum submitted in advance of his sentencing. “He also provided infrastructure and resources for other cybercriminals to run their own businesses launching these same kinds of attacks. These attacks victimized wide swaths of American society and compromised computers around the world.”

The U.S. and United Kingdom have been trying to impress on would-be customers of these booter services that hiring them for DDoS attacks is illegal. The U.K. has even taken out Google ads to remind U.K. residents when they search online for terms common to booter services.

The case against Gatrel and Martinez was brought as part of a widespread crackdown on booter services in 2018, when the FBI joined law enforcement partners overseas to seize 15 different booter service domains.

Those actions have prompted a flurry of prosecutions, with wildly varying sentences when the booter service owners are invariably found guilty. However, DDoS experts say booter and stresser services that remain in operation continue to account for the vast majority of DDoS attacks launched daily around the globe.

How to Know If Your Mobile Finance Apps Are Safe

By McAfee

Mobile banking and finance apps have become increasingly popular in recent years. These apps provide a quick and convenient way to see checking and savings account balances and make and receive payments.  

It’s no surprise that many people use these third-party apps to manage their finances. In 2021, the U.S. saw 573.1 million finance app downloads, a 19% increase from the previous year. 

However, despite its benefits, mobile banking isn’t immune to risks. This article will discuss the safety and security of mobile finance apps and give you a few pointers to protect yourself while using these apps. 

Is mobile banking safe?

Yes, mobile banking is a pretty safe way to manage your finances; however, there can still be some risks associated with it, including fraud and scams 

If you’re careful, there are plenty of ways to protect yourself while using this incredibly easy banking method. 

6 tips to improve mobile finance app security

Here are a few tips to help you improve the safety of your online financial accounts. 

Ensure you’re downloading the official app

A bank’s website will often include links to their mobile apps that provide related mobile banking services, along with details about the app’s features and how users can use it. You should use a trusted platform when installing the app, like the App Store for iPhone or iOS users or the Google Play Store for Android users.  

You should also take time to go through reviews and related information about the app before downloading it to ensure its legitimacy. If you have any doubts, clarify the issue with your bank before downloading what could be a fake banking app. 

Set a strong password 

While this may seem obvious, the reality is that many people don’t pay enough attention to their passwords. To create a strong password, you should use a combination of uppercase and lowercase letters, numbers, and special characters in no particular order or pattern.  

In addition, security experts recommend long, complex passwords to exponentially increase the time it takes to crack them. It also helps to have unique passwords for each of your accounts.  

If you’re concerned about remembering and managing multiple passwords, you can use a reputable and secure password manager like McAfee True Key to store your passwords.  

Use two-factor authentication when possible

Many services nowadays offer two-factor or multifactor authentication. This function refers to the additional layers of security against hackers. On top of a traditional username-password login, users are required to identify themselves with a code that’s sent to their cellphone or email. 

By confirming the user’s identity this way, organizations eliminate a degree of uncertainty. While it isn’t foolproof, two-factor or multifactor authentication helps increase security. It’s worth checking if your finance app offers this feature. 

Avoid public Wi-Fi when using finance apps

Public Wi-Fi networks are convenient in urgent situations; however, they often come with a warning saying the network is unsecured. This means that the network is unencrypted, making it easy for hackers to access your personal information. The best practice is to avoid using public Wi-Fi networks, especially when carrying out any form of financial transaction.  

If you need to make purchases or send and receive money while on the move, though, you’ll want to consider a virtual private network (VPN) like McAfee Secure VPN. The VPN provides a secure network even when using public Wi-Fi by hiding your IP address and encrypting your data. 

Get email/text alerts for potential fraud

The easiest way to protect your finances is to keep a vigilant eye on all of your transactions. However, security notifications from your bank are a great added measure. Most credit card companies allow you to turn on transaction alerts for various services, such as balance transfer requests, international purchases, and exceeded credit limits, which can help you recognize any suspicious activity on your account.  

It’s also important to remember that financial institutions will never contact you over the phone or through email to ask for your banking information. If you receive such a message, it’s most certainly a scam. A common way people get duped is through calls or emails claiming they’ve won a prize and need to share personal account details to receive the money. Never share your bank account details, passwords, or one-time codes with strangers.  

Always check with your bank to confirm any activity that seems out of the ordinary. In addition to alert notifications, banks can also send helpful tips to protect your account against fraud. 

Use McAfee Security for Mobile

McAfee Security for Mobile is an award-winning cybersecurity tool that helps address the issues mentioned above and more. It’ll scan your device for malware, suspicious websites, and unsecured Wi-Fi networks so you can use social media or shop online with complete peace of mind.  

It also comes with other features, like system cleaning services that clean junk from your phone’s storage. These features can boost battery life and help locate your phone if it’s ever stolen or misplaced.  

Are mobile banking apps as safe as online banking?

Mobile and online banking both have their benefits and drawbacks, but which is the safer option? Experts often have varied opinions on the matter.  

Some people believe it might be easier to download malware on a computer unknowingly, as it’s tricky to judge the authenticity of a website or malicious links. Users typically download apps from reputed app stores when using mobile devices, which lowers the risk. 

On the other hand, professionals believe that both methods are equally safe. The choice depends on the network available to the user, as private networks are significantly less susceptible to hacking than public ones. Some users may prefer computers to mobile phones simply because they find it easier to perform tasks on a bigger screen. 

See how McAfee Security for Mobile keeps your device safe

Both internet and mobile banking are convenient and offer a quick way to manage your personal finances, as you don’t have to travel to a physical bank or carry large amounts of cash in your wallet.  

However, while mobile banking is generally considered a safe method of managing your finances, it can have some vulnerabilities that scammers may try to take advantage of. 

Following the tips mentioned above — like using a private network, not sharing personal details with anyone, and using a comprehensive mobile security tool like McAfee Security for Mobile — can make all the difference.  

The tool’s security features include safe browsing, a secure VPN, and antivirus software. This means you can use your mobile finance apps confidently knowing McAfee is looking out for you. 

The post How to Know If Your Mobile Finance Apps Are Safe appeared first on McAfee Blog.

8 Ways to Know If Online Stores Are Safe and Legit

By McAfee

The explosion of e-commerce sites has changed how we shop today, providing access to millions of online stores with almost unlimited selections.  

Just as you would take basic precautions in a brick-and-mortar store — perhaps hiding your PIN number while paying and making sure the business is legitimate — you should also practice safe shopping habits online. 

Here are eight ways you can avoid fake websites and other online scams and ensure that you’re dealing with legitimate companies and safe online stores. 

Use the free McAfee WebAdvisor to check for safe sites

One of the best ways to tell if an online store is legit and avoid debit and credit card scams, domain name and subdomain name takeovers, and other problems is with a free and effective download like McAfee WebAdvisor. 

This smart tool helps you surf and shop with confidence, protecting you from malicious sites that can contain:  

  • Adware: Pop-ups that might be infected with malware 
  • Spyware: Software downloaded without the user’s consent, perhaps passing on sensitive personal information to advertisers or cybercriminals. 
  • Viruses: Pieces of code that can copy themselves and typically have a negative effect, such as slowing down your system or destroying data 
  • Phishing scams: When hackers send duplicitous emails designed to trick people into falling for a scam to reveal financial information, system credentials, or other sensitive data 

McAfee WebAdvisor is a free browser extension that downloads quickly and installs easily, working in the background automatically to protect you from malware and phishing as you surf, search, and enjoy online shopping. 

McAfee WebAdvisor works with Windows 10, 8.1, 8, and 7 (32- and 64-bit) computers and is compatible with these browsers: 

  • Internet Explorer 10.0 or later 
  • Microsoft Edge (Chromium-based) 
  • Microsoft Edge (Windows 10 only; Fall Creators Update required) 
  • Mozilla Firefox 
  • Google Chrome 

Here are other ways to make sure you know when you’re dealing with scammers online.  

Check the padlock in the address bar

When checking an e-commerce site’s credentials, start with the address bar. Often, hackers will use URLs that are very close to the real site’s URL but not quite the same. Look for typos or use Google to see if a search takes you to the same page. Also, look for a padlock icon in the address bar. 

Click the padlock and look at the drop-down menu that provides information, such as if the site has a valid certificate like SSL (verifying that the web address belongs to the company), how many cookies are in use, other site settings, and whether your information is safe when sent to this site. 

The protection is pretty good but not perfect since some cybercriminals have been able to replicate these padlocks or take over legitimate sites that have them. 

Verify the website’s trust seal

Trust seals, such as the TrustedSite certification, are stamps created by a certificate authority (CA) to confirm the legitimacy of a site. A trust seal tells visitors that they are on a safe site and the company that displays the mark prioritizes cybersecurity. Click on it, and you should be taken to a webpage that verifies the authenticity of the trust seal. 

Use the Google Transparency Report

Google’s Safe Browsing technology crawls through billions of web addresses every day on the lookout for unsafe websites. The technology discovers thousands daily — often legitimate sites that have been compromised. Warnings for unsafe sites pop up in your browser and on the Google search engine. You can also search specific URLs to see if a site has been compromised.  

Check the company’s social media presence

It’s worth checking a company on social media to see if they appear to have a genuine following and legitimate posts. The Better Business Bureau (BBB) also has suggestions for spotting fake social media accounts, including those on LinkedIn, Facebook, Twitter, and Instagram. You should look for: 

  • Accounts with poor or no content and stock or recycled images 
  • Poor engagement with followers 
  • Lack of transparency about who runs the account 
  • Phony reviews 
  • Links to phishing scams and malware 

Review the company’s contact info

Another way to test the legitimacy of an online retail store is to check its contact information. Does it have a physical address, phone number, and email contact? Does the email address on the contact page have the company domain name in it, or is it generic (like a Gmail address)? If you send an email, does it get delivered? 

Analyze the overall look of the website

Check to see if the e-commerce site looks as if it has been professionally produced or whether it has been thrown together with slapdash results. Are there typos, grammar errors, poor-quality images, and a sloppy design? Does it have a poorly worded return policy or no return policy at all?  

All the things that undermine the professional appearance and authenticity of a site should be red flags and convince you that you’re on a scam website 

Verify if there are company reviews

If the online company is a legitimate website (not a scam site) and has been around for a while, there should be authentic third-party reviews from previous customers. Review sites include Google My Business, Amazon, and Yelp. 

If the reviews are uniformly bad, on the other hand, you have another type of problem to confront. 

See how McAfee WebAdvisor can keep you safe while shopping online

Since virtual shopping is fast becoming the new norm, it’s important to guard against cybercriminals that are increasingly targeting retailers and their customers. A great way to shop with confidence is to use McAfee WebAdvisor, which is available as a free download. 

The web browser extension works tirelessly in the background to protect you as you browse and buy. Think of it as a gift to yourself so you can use the internet to its full potential while keeping your information protected. 

The post 8 Ways to Know If Online Stores Are Safe and Legit appeared first on McAfee Blog.

How to Recognize an Online Scammer

By McAfee

The great thing about the internet is that there’s room for everyone. The not-so-great part? There’s plenty of room for cybercriminals who are hungry to get their hands on our personal information.  

Fortunately, internet scams don’t have to be a part of your online experience. In this article, we’ll tell you about some of the most common internet schemes and how you can recognize them to keep your identity safe. 

5 tips to help you recognize an online scam

Scams are scary, but you can prevent yourself from falling for one by knowing what to look for. Here are a few tell-tale signs that you’re dealing with a scammer.  

They say you’ve won a huge prize

If you get a message that you’ve won a big sum of cash in a sweepstakes you don’t remember entering, it’s a scam. Scammers may tell you that all you need to do to claim your prize is send them a small fee or give them your banking information.  

When you enter a real sweepstakes or lottery, it’s generally up to you to contact the organizer to claim your prize. Sweepstakes aren’t likely to chase you down to give you money.  

They want you to pay in a certain way

Scammers will often ask you to pay them using gift cards, money orders, cryptocurrency (like Bitcoin), or through a particular money transfer service. Scammers need payments in forms that don’t give consumers protection.  

Gift card payments, for example, are typically not reversible and hard to trace. Legitimate organizations will rarely, if ever, ask you to pay using a specific method, especially gift cards 

When you have to make online payments, it’s a good idea to use a secure service like PayPal. Secure payment systems can have features to keep you safe, like end-to-end encryption.  

They say it’s an emergency

Scammers may try to make you panic by saying you owe money to a government agency and you need to pay them immediately to avoid being arrested. Or the criminal might try to tug at your heartstrings by pretending to be a family member in danger who needs money.  

Criminals want you to pay them or give them your information quickly — before you have a chance to think about it. If someone tries to tell you to pay them immediately in a text message, phone call, or email, they’re likely a scammer 

They say they’re from a government organization or company

Many scammers pretend to be part of government organizations like the Internal Revenue Service (IRS). They’ll claim you owe them money. Criminals can even use technology to make their phone numbers appear legitimate on your caller ID.  

If someone claiming to be part of a government organization contacts you, go to that organization’s official site and find an official support number or email. Contact them to verify the information in the initial message.  

Scammers may also pretend to be businesses, like your utility company. They’ll likely say something to scare you, like your gas will be turned off if you don’t pay them right away. 

The email is littered with grammatical errors

Most legitimate organizations will thoroughly proofread any copy or information they send to consumers. Professional emails are well-written, clear, and error-free. On the other hand, scam emails will likely be full of grammar, spelling, and punctuation errors.  

It might surprise you to know that scammers write sloppy emails on purpose. The idea is that if the reader is attentive enough to spot the grammatical mistakes, they likely won’t fall for the scam 

8 most common online scams to watch out for

There are certain scams that criminals try repeatedly because they’ve worked on so many people. Here are a few of the most common scams you should watch out for.  

Phishing scams

A phishing scam can be a phone or email scam. The criminal sends a message in which they pretend to represent an organization you know. It directs you to a fraud website that collects your sensitive information, like your passwords, Social Security number (SSN), and bank account data. Once the scammer has your personal information, they can use it for personal gain.  

Phishing emails may try anything to get you to click on their fake link. They might claim to be your bank and ask you to log into your account to verify some suspicious activity. Or they could pretend to be a sweepstakes and say you need to fill out a form to claim a large reward.  

During the coronavirus pandemic, new phishing scams have emerged, with scammers claiming to be part of various charities and nonprofits. Sites like Charity Navigator can help you discern real groups from fake ones.  

Travel insurance scams

These scams also became much more prominent during the pandemic. Let’s say you’re preparing to fly to Paris with your family. A scammer sends you a message offering you an insurance policy on any travel plans you might be making. They’ll claim the policy will compensate you if your travel plans fall through for any reason without any extra charges.  

You think it might be a good idea to purchase this type of insurance. Right before leaving for your trip, you have to cancel your plans. You go to collect your insurance money only to realize the insurance company doesn’t exist.  

Real travel insurance from a licensed business generally won’t cover foreseeable events (like travel advisories, government turmoil, or pandemics) unless you buy a Cancel for Any Reason (CFAR) addendum for your policy.  

Grandparent scams

Grandparent scams prey on your instinct to protect your family. The scammer will call or send an email pretending to be a family member in some sort of emergency who needs you to wire them money. The scammer may beg you to act right away and avoid sharing their situation with any other family members. 

For example, the scammer might call and say they’re your grandchild who’s been arrested in Mexico and needs money to pay bail. They’ll say they’re in danger and need you to send funds now to save them.  

If you get a call or an email from an alleged family member requesting money, take the time to make sure they’re actually who they say they are. Never wire transfer money right away or over the phone. Ask them a question that only the family member would know and verify their story with the rest of your family.  

Advance fee scam

You get an email from a prince. They’ve recently inherited a huge fortune from a member of their royal family. Now, the prince needs to keep their money in an American bank account to keep it safe. If you let them store their money in your bank account, you’ll be handsomely rewarded. You just need to send them a small fee to get the money.  

There are several versions of this scam, but the prince iteration is a pretty common one. If you get these types of emails, don’t respond or give out your financial information.  

Tech support scams

Your online experience is rudely interrupted when a pop-up appears telling you there’s a huge virus on your computer. You need to “act fast” and contact the support phone number on the screen. If you don’t, all of your important data will be erased.  

When you call the number, a fake tech support worker asks you for remote access to your device to “fix” the problem. If you give the scammer access to your device, they may steal your personal and financial information or install malware. Worse yet, they’ll probably charge you for it.  

These scams can be pretty elaborate. A scam pop-up may even appear to be from a reputable software company. If you see this type of pop-up, don’t respond to it. Instead, try restarting or turning off your device. If the device doesn’t start back up, search for the support number for the device manufacturer and contact them directly.  

Formjacking and retail scams

Scammers will often pose as popular e-commerce companies by creating fake websites. The fake webpages might offer huge deals on social media. They’ll also likely have a URL close to the real business’s URL but slightly different. 

Sometimes, a criminal is skilled enough to hack the website of a large online retailer. When a scammer infiltrates a retailer’s website, they can redirect where the links on that site lead. This is called formjacking.  

For example, you might go to an e-commerce store to buy a jacket. You find the jacket and put it in your online shopping cart. You click “check out,” and you’re taken to a form that collects your credit card information. What you don’t know is that the checkout form is fake. Your credit card number is going directly to the scammers 

Whenever you’re redirected from a website to make a payment or enter in information, always check the URL. If the form is legitimate, it will have the same URL as the site you were on. A fake form will have a URL that’s close to but not exactly the same as the original site. 

Scareware scams (fake antivirus)

These scams are similar to tech support scams. However, instead of urging you to speak directly with a fake tech support person, their goal is to get you to download a fake antivirus software product (scareware).  

You’ll see a pop-up that says your computer has a virus, malware, or some other problem. The only way to get rid of the problem is to install the security software the pop-up links to. You think you’re downloading antivirus software that will save your computer.  

What you’re actually downloading is malicious software. There are several types of malware. The program might be ransomware that locks up your information until you pay the scammers or spyware that tracks your online activity.  

To avoid this scam, never download antivirus software from a pop-up. You’ll be much better off visiting the website of a reputable company, like McAfee, to download antivirus software 

Credit repair scams

Dealing with credit card debt can be extremely stressful. Scammers know this and try to capitalize off it. They’ll send emails posing as credit experts and tell you they can help you fix your credit or relieve some of your debt. They might even claim they can hide harmful details on your credit report. 

All you have to do is pay a small fee. Of course, after you pay the fee, the “credit expert” disappears without helping you out with your credit at all. Generally, legitimate debt settlement firms won’t charge you upfront. If a credit relief company charges you a fee upfront, that’s a red flag.  

Before you enter into an agreement with any credit service, check out their reputation. Do an online search on the company to see what you can find. If there’s nothing about the credit repair company online, it’s probably fake.  

What can you do if you get scammed online?

Admitting that you’ve fallen for an online scam can be embarrassing. But reporting a scammer can help stop them from taking advantage of anyone else. If you’ve been the victim of an online scam, try contacting your local police department and filing a report with the Federal Trade Commission (FTC).  

Several other law enforcement organizations handle different types of fraud. Here are a few examples of institutions that can help you report scams 

Discover how McAfee can keep you and your info safe online

Fraudsters shouldn’t stop you from enjoying your time online. Just by learning to spot an online scam, you can greatly strengthen your immunity to cybercrimes 

For an even greater internet experience, you’ll want the right tools to protect yourself online. McAfee’s Total Protection services can help you confidently surf the web by providing all-in-one protection for your personal info and privacy. This includes identity protection — which comes with 24/7 monitoring of your email addresses and bank accounts — and antivirus software to help safeguard your internet connection.  

Get the peace of mind that comes with McAfee having your back. 

The post How to Recognize an Online Scammer appeared first on McAfee Blog.

Types of Online Banking Scams and How to Avoid Them

By McAfee

Online banking puts the ability to pay bills, check your balance, or transfer money at your fingertips. Unfortunately, it can also make you vulnerable to scammers who may try to trick you into giving them access to your account.  

By remaining vigilant, though, you can avoid common scams. This article discusses mobile banking scams and how to avoid them. 

Most common online banking scams

Online banking can be super convenient — for both you and cybercriminals. And hackers may use a variety of tactics to gain access to your accounts. Most of these involve tricking you into giving them your account information. 

Phishing scams

With this type of online scam, fraudsters may send a text message or email that looks like it’s from your bank. Often, the message will ask for immediate action, such as confirming your information to keep the account from being closed.  

The message might even include a link to the bank, but it actually goes to a fraudulent website designed to look like the bank’s website. When you enter your account information, the scammers record it. 

Sometimes, the email asks you to call a fake customer service number. If you do, you’ll speak to someone who tries to get you to give over sensitive information, like your date of birth or Social Security number (SSN). 

Occasionally, scammers already have some of your personal information. To gain your trust, they might mention personal details like your date of birth or the last four digits of your SSN. They may have learned this information from your social media posts or accessed it in a data breach. 

Cracking passwords

Another way hackers may try to access your bank account is to steal or guess your password. If they can log into your account, they can use your sensitive information for personal gain, otherwise known as identity theft. They can then open credit card accounts in your name, purchase merchandise, or transfer money out of your account. 

Cybercriminals use technology to guess billions of passwords per second. However, it’s more difficult to guess long passwords with a combination of letters and numbers.  

For example, a computer can instantly guess a password consisting of eight letters. Adding one uppercase letter extends the time it takes to crack a password to 22 minutes. In contrast, a 12-character password with an uppercase letter, a number, and a symbol would take the computer 34,000 years to crack. 

Computer viruses

When you click a link or attachment in an email or download fake antivirus software, your device can become infected with malicious software or malware. A virus can let hackers view data from your device and use it to access your financial information or bank accounts 

Consider getting antivirus software to help protect your devices, like what’s offered through McAfee Total Protection. Our award-winning antivirus software provides 24/7 real-time threat protection against online threats like malware, viruses, ransomware, and phishing, across Apple and Android systems. 

Targeting computers on public Wi-Fi networks

Public Wi-Fi gives you convenient, free access to the internet in restaurants, airports, and department stores. But it can also be easy for hackers to see your private information on an open network that doesn’t require a password.  

If you log into your online bank account, your login information could be exposed, making you vulnerable to bank fraud. Shopping online with public Wi-Fi could also expose your credit card information. 

How to avoid online banking scams

Fortunately, you can protect yourself from cybercriminals with sensible precautions and a healthy dose of suspicion. Use the tips below to help safeguard your accounts from online banking scams. 

Secure your devices with McAfee

McAfee Total Protection provides all-in-one protection for your personal information and privacy. You’ll have coverage for all of your laptops, tablets, and smartphones on most operating systems — Windows, macOS, Android, or iOS. In addition to premium antivirus software, you get identity monitoring and a secure VPN that shields your data when using public Wi-Fi. 

Carefully assess any messages claiming to be your bank

You can better recognize phishing emails once you understand how banks communicate with customers. There are certain things legitimate banks never do. If you get a message like that, assume it’s fraudulent. Some other tips include: 

  • Calling: Banks or other financial institutions don’t call for your PIN or checking account number. Never provide this over the phone. Call your bank directly using the phone number on your credit card or bank statement if you want to confirm. 
  • Email: Your bank has no reason to email you for account information it already has. If you receive an email asking you to click a link or provide account information, assume it’s fraudulent. Don’t click any links and mark the email as spam. 
  • Text messages: If a message appears to be from your bank asking you to sign in or enter your PIN, it’s a scam. Banks never ask customers for this information by text. 
  • Urgent action: A common theme in phishing emails is the urgent call to action. Cybercriminals want to scare you into acting immediately without thinking. The email says there was suspicious activity on your account, and you should log in immediately to avoid having it frozen or closed. No legitimate business would close a customer’s account without giving reasonable notice. Contact your bank through your normal channels to check your balance and account activity if you aren’t sure. 
  • Typos: Misspelled words and grammatical errors are another red flag. Major corporations have professional editors to make sure the content is correct. 

Create strong passwords and update them regularly

At some point, almost everyone has used the same password for different websites. But this is one of the simplest ways for hackers to get into your accounts. If they figure out the password for one, they can sometimes access your other accounts.  

The most common passwords are:  

  • QWERTY 
  • Password  
  • 12345678 

Use unique passwords for each website. They should be 12 characters long and include numbers, lowercase letters, uppercase letters, and symbols. McAfee Total Protection includes a password manager to help generate and store your passwords in a single location. 

Always make sure you’re on the bank’s official website/app

If you get an email about an issue with your bank account, you can always go directly to your bank’s website. Don’t click any links in a text or email — just go directly to your bank’s website to check your account. Similarly, if you get a phone call, dial your bank directly using the official telephone number. 

Use two-factor authentication when logging into websites for your financial institutions. You’ll get a one-time code by text or email to use each time you log into your account. 

Be cautious of accessing your bank via public Wi-Fi

When you log onto public Wi-Fi, anyone can see your internet activity. For that reason, you shouldn’t log into your bank account with public Wi-Fi unless you’re using a virtual private network (VPN).  

McAfee Secure VPN protects your privacy by turning on automatically for unsecured networks. Your data is encrypted so it can’t be read by prying eyes. The VPN also keeps your online activity and physical location private and secure from advertisers. 

Check your bank statements regularly

Review your bank statements carefully each month to ensure there are no unauthorized transactions. Contact your bank immediately if you see any payments or withdrawals that you don’t recognize. 

See how McAfee keeps you and your data secure online 

Being vigilant and understanding how scammers work can help you avoid online banking scams. For an additional layer of security, use McAfee Total Protection. Our comprehensive cybersecurity services protect all of your devices with award-winning antivirus, a secure VPN for safe Wi-Fi connections, and advanced identity monitoring. There’s even a team of security experts available to assist you around the clock. 

With McAfee, you can bank online with ease knowing your personal data is secure. 

The post Types of Online Banking Scams and How to Avoid Them appeared first on McAfee Blog.

A Guide to Finding Out If Your Information Is on the Dark Web

By McAfee

It’s difficult to imagine what life was like before the internet. We log in daily to pay bills, shop, watch movies, and check out what friends and family are up to on social media. While the internet has made life easier, we may not consider how our online activities can make personal information — such as our Social Security numbers (SSNs) or bank account and credit card numbers — vulnerable to cybercriminals on the dark web.

Fortunately, you can find out if your information is on the dark web and keep tabs on your sensitive information with extensive dark web monitoring, offered through McAfee’s Identity Protection services 

This article explains what the dark web is, how to find out if personal details have reached the dark web, and how to protect your sensitive information 

What is the dark web?

Unlike the surface web we use for things like shopping and online banking, the dark web is part of the internet that’s not indexed by search engines. It can only be accessed with special web browsers. A few widely known networks include Tor, I2P, and Riffle.  

Cybercriminals can browse, sell, or trade on dark websites with confidence and complete anonymity. Because of its highly layered encryption system, hackers can communicate without giving away their location, IP address, or identity.  

How does data end up on the dark web?

Data can end up on the dark web in several ways, including through data breaches, using public Wi-Fi, visiting a nonsecure website, and leaving an offline paper trail.  

A cybercriminal may hack into company databases and take personal data, such as email account addresses, passwords, and phone numbers. And while we all love to work at our favorite coffee shop, using an unsecured Wi-Fi network can leave our personal information in public view.  

That’s why using a virtual private network (VPN) like McAfee Secure VPN, which comes with bank-grade encryption to scramble your data, can be a good idea. You’ll also only want to visit encrypted webpages when browsing online — keep an eye out for URLs beginning with HTTPS rather than HTTP. The “S” means added security for you. Lastly, shred paper containing your personal information or lock it away until you can.  

How to find out if your information is on the dark web 

With identity monitoring through McAfee Identity Protection, you’ll receive notifications if we find your personal information on the dark web. Our extensive monitoring service keeps tabs on up to 60 unique types of personal data and can notify you up to 10 months sooner than similar services. Plus, you get peace of mind with up to $1 million of ID theft coverage and hands-on restoration support to help reclaim your identity after identity theft 

Can you remove your information from the dark web?

While you can’t remove your information once it’s on the dark web, there are plenty of steps you can take to help protect yourself and prevent your data from falling into the wrong hands. You can: 

  • Notify the credit bureaus: The three major credit bureaus (Experian, Equifax, and TransUnion) offer options to prevent fraudulent credit requests. If you’re looking to protect your credit data, request an option like two-factor authentication on all credit pulls when notifying the bureaus of your concern. 
  • Change your account passwords: Keeping your password secure is crucial to the safety of your online data when it comes to things like online banking and email accounts. Stay away from personal names, dates, or obvious preferences when creating or updating your passwords and use a password manager like McAfee True Key, which auto-saves and enters your passwords.  
  • Review your credit report: Staying up to date with the changes reflected on your credit report can help you identify suspicious activity or fraud alerts. Unexpected drops in your credit can be a sign of potential illegal activity. 
  • Track credit card statement charges: Credit cards are a large target for hackers looking to commit a cybercrime. Thankfully, there are ways to keep your credit card data secure, starting with regular reviews of your statements to ensure no unexpected charges or usage.  
  • Scan your online devices for viruses: Keeping your device free of viruses can help prevent hackers from taking your information in the first place. Start by downloading antivirus software, like what’s included in McAfee Total Protection, to prevent opportunities for viruses to infect your device or collect your secure data.  

6 tips to prevent your data from getting on the dark web

No one wants their information to end up on the dark web. Fortunately, you can do a few things to minimize your risk of exposure. Here are some tips you can use to keep your data safe.  

Secure your data with identity protection software from McAfee

Identity protection software from McAfee can help keep your information out of the hands of cybercriminals. Some features of McAfee identity protection include expert security support, award-winning antivirus protection, a password manager, and firewall protection. Choose the plan that works best for you and keep tabs on your personal information.  

Sign up for two-factor authentication on your devices

This extra layer of security double-checks your identity when signing into an online account. You enter your password as usual and a unique six-digit, one-time code is sent to a trusted device via text. This added step can help improve the security of your personal information.  

Use a unique password for each account

When creating or updating your account passwords, make sure to choose ones that are difficult to guess. Avoid using a pet’s name, your name, or other personal information that others can guess. It goes without saying, but don’t share any of your passwords. 

Consider what you share on social media

Shared content can tell a lot about someone. Have you ever shared the make and model of your first car, your favorite movie or band, or your high school graduation year? This information helps unsavory characters figure out online passwords and security questions. 

Change permission settings for app 

There are a lot of cool apps out there, and many are harmless. However, some may request access to your location, photos, contact list, and even microphone. Certain apps, especially those filled with malware, can then collect your data and share it with others. Fortunately, Android devices and Apple iPhones allow you to change your permission settings for apps. 

Use caution with suspicious emails

With so many emails arriving in our inboxes, we may not always pay close attention to what we’re opening. However, scammers may use phishing emails in an attempt to access your personal information. Sometimes, these emails are obvious, but they can also look legit and appear as a trusted company, such as your bank or credit card company. If something seems amiss, such as a billing error or an invoice, log in through the company’s website rather than click links inside the email.  

Discover how McAfee Total Protection keeps you safe online

No one wants their information on the dark web. Thankfully, there are several things you can do to keep your personal information secure, including all-in-one protection from McAfee. 

McAfee Total Protection comes with advanced identity monitoring, which provides faster and broader detection for your identity, plus premium antivirus software, safe browsing, and Secure VPN 

With easy setup and extensive monitoring, you can maintain your digital identity and gain peace of mind.  

The post A Guide to Finding Out If Your Information Is on the Dark Web appeared first on McAfee Blog.

SSNDOB Market domains seized, identity theft “brokerage” shut down

By Paul Ducklin
The online identity "brokerage" SSNDOB Market didn't want people to be in any doubt what it was selling.

How to Quickly Remove Malware in 2022

By McAfee

If you’re like most people, you probably use your computer for most of your online activities. It’s amazing what the internet can do to make our lives easier. But if you’ve spent any time online, you know the internet also comes with some risks. 

Malware (or malicious software) is one risk of living a connected life. Whether it comes from infected websites, innocent-looking email attachments, or applications and tools you think you can trust, malware can expose your private information to cybercriminals who may use it for personal gain. 

If you suspect that malicious software has infected your device, it’s important to remove it quickly to protect yourself.  

Though dealing with malware can be scary, there are a few things you can do. This article will explain how malware can infect devices and how you can remove it from them. 

How devices become infected with malware

There are many types of malware, which do their work in different ways. They can include viruses, worms, Trojans, spyware, adware, ransomware, and more. 

Some common ways that Windows PCs, Macs, tablets, and smartphones can get infected include: 

  • Phishing and malspam emails: These are emails — often posing as trusted sources — that try to trick you into revealing sensitive information, such as your credit card number and passwords, to different services. 
  • Peer-to-peer sharing (P2P sharing) and torrents: P2P sharing and torrents often offer software, games, and media for illegal downloading. They can also contain downloads spiked with malicious software code. 
  • Spoofed websites of well-known brands and organizations: Cybercriminals might pose as websites of legitimate organizations to trick you into downloading malware. Click on a link, and the malware downloads to your hard drive. 
  • External storage devices, such as USB drives: USB drives and other external storage devices are a popular way to exchange files between computers. However, if you find or receive a USB drive from an unknown source, don’t plug it into your machine. 
  • Compromised software: Sometimes, malware can compromise the software you download. It’s a good idea to only download through trusted sources. 
  • Adware, including pop-up ads: Pop-up ads are a nuisance when you click on a webpage, but they can also be laced with malware that’s released when you click on them. 
  • Fake mobile apps: These often pose as popular apps, such as fitness tracking tools or cryptocurrency applications. Download them, and your mobile device can become compromised. It’s best only to download apps from trusted sources.  

How can malware affect you?

Malware can affect you in a variety of ways. For example, malware can allow hackers to steal your private information, uncover passwords, cause financial issues for you or your company, delete files, and render your device unusable.  

Malware can also move from your computer to other devices, so you may unwittingly infect friends, family, or co-workers. It can gobble up your computer’s memory, slow its operation to a snail’s pace, and more. 

For these reasons, it’s a good idea to find out how to remove malware and learn to protect yourself from it in the first place. 

Signs malware  is infecting your device

The Federal Trade Commission (FTC) Consumer Information points out some ways to know if malware has infected your device, including if it: 

  • Suddenly slows down, crashes, or displays repeated error messages 
  • Won’t shut down or restart 
  • Prevents you from removing software 
  • Starts serving up a lot of pop-up ads, inappropriate ads, or ads that interfere with page content 
  • Displays ads in places you wouldn’t usually see them, such as government websites 
  • Displays unexpected toolbars or icons in your web browser, such as Chrome or Safari  
  • Changes your default search engine or displays new tabs or websites you didn’t open 
  • Repeatedly changes your homepage 
  • Sends emails from your personal account that you didn’t write 
  • Runs out of battery life more quickly than normal 

Malware removal on your PC

How to remove malware from your devices

If you think your computer, smartphone or tablet has been infected by malware, the first step is to stop ​​shopping, banking, and doing other things online that involve usernames, passwords, or other sensitive information until you have the problem resolved. 

If you don’t have an antivirus program on your device, it’s a good idea to get one. McAfee’s antivirus software provides award-winning protection for your data and devices. It’s important to get antivirus software from a trusted name because some malware can even masquerade as security software. 

It’s also important to make sure that your operating system for your different devices and applications are up to date. Older programs and apps might not have the latest security features — cybercriminals are constantly devising new ways to get people’s information — and outdated software can have a harder time fighting off infection.  

Once your cybersecurity software is in place, you should: 

Scan your device for malware

If you have a PC with Windows 10 or 11, you already benefit from free virus threat protection with Microsoft Windows Defender. Windows Defender, or built-in Microsoft security, compares new files and programs against a database of known malware. It keeps an eye out for signs that an attack is underway, such as the encryption of key files.  

Defender can run in active, passive, and disabled mode. In active mode, it’s the primary antivirus app on the device. This means the program will scan files, remedy any threats, and show detected threats in your organization’s security reports and in the Windows Security app. 

Microsoft Defender will automatically turn off if you have another antivirus app installed and turned on. Microsoft Defender will turn back on automatically if you uninstall the other app. 

In passive mode, Microsoft Defender isn’t used as the primary antivirus app on the device. It’ll scan files and report any threats but it won’t remedy those threats. Finally, Microsoft Windows can’t detect or address threats if it is disabled or uninstalled. 

You can run quick and advanced scans in Windows Security. If you’re worried that a specific file or folder has been compromised, you can also run a manual scan by: 

  1. Right-clicking the file or folder in File Explorer 
  2. Selecting Scan with Microsoft Defender 

You’ll see the scan results and options for dealing with any potential threats. 

Microsoft Defender is also available to protect Android smartphones from viruses and malware. It can also help against phishing and phishing and scans your Android device automatically to track and identify potentially unwanted, and dangerous, applications on your device. 

Apple users, as well, have built-in antivirus software to help detect and fight off malware. Malware is commonly distributed across macOS systems by being embedded in a harmless-looking app 

Luckily, settings in Security & Privacy preferences allow you to designate the sources of software installed on your Mac. Just follow these steps: 

  1. Choose the Apple menu.  
  2. Select “System Preferences.” 
  3. Click “Security & Privacy.”  
  4. Click “General.” 
  5. If the lock at the bottom left is locked, click it to unlock the preferences pane. 
  6. Select the software sources from which you’ll allow software to be installed, including the Mac App Store and identified developers who are registered with Apple. 

Apple iPads and iPhones have strong built-in security and privacy protections, so it is up to the user on whether or not they want to install antivirus for additional malware protections. Apple boasts a “walled-garden” approach–meaning that their operating system is closed to outside apps and games not affiliated with their official app store unless you jailbreak the device.

Remember that while cybersecurity features built into devices are a great starting point, they’re not always comprehensive. That’s where antivirus software, like McAfee Total Protection, can help. It offers continuous protection against malware, viruses, phishing, ransomware, and other online threats. It also automatically updates so you don’t need to worry about manual upgrades.  

The security software also includes alerts before you connect to risky websites and offers one-click fixes to help you stay safe online. 

Quarantine or remove any viruses

Antivirus software like McAfee works to block malware from infecting your computer, smartphone, or tablet. If malware somehow does get through, it can act as a powerful malware scanner by searching every file on your device for infections.  

It can troubleshoot, look for vulnerabilities, and compile a list of infected software that can be quarantined (or isolated) to prevent it from doing harm and deleted at the end of the virus scan using removal tools 

McAfee’s anti-malware software updates its virus database by using an automatic web crawler that scans the internet, identifies online threats like malicious software, and figures out how to delete them. 

McAfee antivirus uses this data to automatically update your device’s protective set-upl, providing strong protection so nothing harmful gets in.  

Besides desktop computers, McAfee provides mobile security for both Android and Apple devices. For example, when you use your iPhone or Android phone on a public Wi-Fi system,  McAfee’s Wi-Fi privacy protection (VPN) in effect turns the public network into a private one, where you can surf safely. Of course, its antivirus app regularly scans for threats and malware while actively blocking them in real time, keeping your mobile devices protected. 

McAfee keeps your device secure

McAfee offers a variety of plans tailored to fit your needs and budget so your computer and other devices — including Android smartphones, Apple iPhones, and various tablets — are protected from malware and other online threats. 

McAfee is a leader in consumer security, and our antivirus software is used on more than 6 million devices. It’s easy to install and use, provides 24/7 real-time threat protection, and comes with a Virus Pledge — a money-back guarantee that it’ll remove all viruses from your protected devices. 

You can get antivirus software as part of McAfee’s Total Protection services. This includes all-in-one protection for your personal info and privacy, with identity restoration assistance and up to $1 million of identity theft coverage for data breaches. You also have access to identity monitoring, safe browsing, and a secure VPN.​ 

With McAfee, you can turn apprehension about malware into the peace of mind that comes from proper protection. 

The post How to Quickly Remove Malware in 2022 appeared first on McAfee Blog.

Does Windows 10 or 11 Need Antivirus Software?

By McAfee

If your PC runs on Windows 10, you’re in very good company. The Microsoft operating system is the most widely used OS in the world. Many Windows 10 users have also been upgraded to Windows 11 through a rollout that began in 2021. Microsoft plans to complete the Windows update by mid-2022.

Unfortunately, its success as a widely used operating system makes Windows attractive to hackers. And if malicious software like malware can make a home in Windows, there are a lot of targets. So, this might raise the question of how best to protect your Windows 10 or 11 device.  

 Should you just use Windows DefenderMicrosoft’s free version of antivirus software — or buy additional protection?  

Read on to learn what Microsoft Defender covers and how additional virus protection can secure all of your connected devices. 

Does Windows 10 come with antivirus software?

For years, Microsoft has offered anti-malware protection, but the current version provides effective security against viruses. Windows Defender is a free antivirus tool that’s built into the Windows operating system 

While it’s considered one of the best free antivirus software programs, it doesn’t have any extra features that might come with paid security software. If you’re just looking for good antivirus software, though, Windows Defender can get the job done.  

How to check if Windows Defender is on

If you’re not using third-party antivirus protection, you’ll want to make sure that your Windows Defender antivirus coverage is working on your computer. Here’s how to check: 

  1. Go to the control panel and click System and Security. 
  2. Click Windows Defender Firewall. 
  3. A window will open showing if the firewall is on. 
  4. If you need to turn on Windows Defender, use the menu. 
  5. Close all browser windows and restart your computer. 

To make sure your Windows security is running, follow these steps: 

  1. Click CTRL+Alt+Del and select Task Manager. 
  2. Look at the tabs and click Services. 
  3. Scroll down to Windows Defender and see if it is classified as “running.” 

Do you need additional antivirus software?

With built-in coverage, you may wonder if you should invest in paid antivirus software. The answer is, of course, yes! It can be a good idea to get another antivirus solution because blocking malware and viruses should just be one part of your threat protection 

Today’s cybercriminals are using elaborate ruses to try to access your personal information, such as your bank and credit card numbers. And some of their scams might even target your devices with risky apps or links on social media.  

As they always say, it’s better to be safe than sorry! Having another antivirus program can make sure you have real-time protection and access to the latest security features. 

4 features you want in an antivirus software

There are a lot of antivirus protection programs out there, but they aren’t all created equal. When looking for the best antivirus software for your needs, here are some things to consider for your devices running on Windows 10 or 11. 

Compatibility across multiple operating systems

If you have a Windows PC, use an iPhone, and your tablet runs on Chrome, it helps to have an antivirus app that works across multiple operating systems. The good news is that McAfee Total Protection is compatible with Windows, Mac, iOS, and Android devices, so you can continue enjoying all of your different devices without losing protection. 

Protection against a variety of online threats

For greater cybersecurity, antivirus software should defend against a variety of online threats like viruses, spyware, and ransomware. And that’s exactly what you get with McAfee Total Protection. Our antivirus software can also help you avoid phishing attacks, which are fake messages to trick you into providing information or clicking a malicious link. The software will give you a warning when it recognizes a risky link, website, or file. 

Easy to use

Functionality is another thing you’ll want to consider when looking for antivirus software. If the program isn’t easy to use to begin with — especially if you want to easily manage multiple devices — what good will it do you?  

But you don’t have to worry with McAfee Total Protection, which allows you to connect and manage all of your computers and mobile devices from one single dashboard. 

Real-time and scheduled scanning

To keep your devices free from online threats like malware, good antivirus software will scan your files for threats. McAfee Total Protection provides 24/7 protection with real-time, on-demand, and scheduled scanning of files and applications.  

Additional features beyond antivirus software

McAfee Total Protection was developed with an understanding of how cybercriminals operate. Scammers may use a variety of tactics to try to steal your personal information, so our all-in-one protection also includes:  

  1. VPN: A virtual private network (VPN) is one of the biggest benefits of using third-party antivirus protection. When you connect to public Wi-Fi, such as in a coffee shop, it’s possible for a hacker to see your data. A VPN encrypts your data to protect it from prying eyes. It also conceals your device’s IP address and geolocation. 
  2. Identity monitoring: Get 24/7 monitoring of your email addresses and bank accounts with up to $1 million of ID theft coverage with McAfee Total Protection. With early detection, an easy setup, and extensive monitoring (keeping tabs on up to 60 unique types of personal information), you can continue to live your best life online.  
  3. Protection score: We’ll look at the health of your online protection and give you a protection score. We’ll also recommend how to address weak spots and improve your security. 
  4. PC optimization: There’s nothing more frustrating than trying to work on a computer that loads pages slowly or keeps freezing. To help speed up your online activities, McAfee  PC Optimizer automatically pauses auto-play on pop-up videos. This gives you more bandwidth and saves battery power. The software also disposes of temporary files and cookies to free disk space. 
  5. Password manager: One good way to keep your data secure is to use strong passwords that are unique for each website. Our password manager generates complex passwords, stores them, and even lets you access shared passwords on your mobile devices. 

Personalized protection for your digital life

Using Microsoft’s built-in antivirus software can protect your Windows devices from viruses and malware. But to really keep your network and all of your devices secure, it’s good to rely on comprehensive protection like McAfee Total Protection. With services like identity monitoring, safe browsing, and a secure VPN, you can enjoy the internet without worry. 

The post Does Windows 10 or 11 Need Antivirus Software? appeared first on McAfee Blog.

Seniors: How to Keep Your Retirement Safe from Online Scams

By Toni Birdsong

The growing number of internet crimes targeting senior adults is mind-blowing.

In 2021, more than 92,000 people over the age of 60 reported losses of $1.7 billion, according to IC3, the FBI’s Internet Crime division. That number reflects a 74 percent increase in losses from 2020.  

These numbers tell us a few things. They tell us that scamming the elderly is a multi-billion-dollar business for cybercriminals. It also tells us that regardless of how shoddy or obvious online scams may appear to anyone outside the senior community, they are working. 

However, information is power. Senior adults can protect their hard-earned retirement funds and government benefits by staying informed, adopting new behaviors, and putting tools in place designed to stop scammers in their tracks. And, when possible, family, friends, and caregivers can help. 

The FBI said confidence fraud and romance scams netted over $281 million in losses.  

The top four types of scams targeting seniors: Romance scams (confidence scams), fake online shopping, false utility representatives, and government agent imposters. Here’s how to make a few shifts to mindset and your daily routine and steer clear of digital deception.   

5 Safeguards to Protect Your Retirement 

  1. Stop. Don’t share. Often phone or internet scams targeting seniors carry distinctive emotional triggers of elation (you won), fear (you owe), or empathy (please help). For instance, a phony source might urge: “You must send admin fees immediately to access your sweepstake winnings.” Or “You must provide your social security number to stop this agency penalty.” FBI and Better Business Bureau fraud experts advise senior adults to stop and think before taking any action. Be aware of common phishing scams that include legitimate-looking email messages from a bank, federal agency, or service provider requesting you “verify” personal information. The number one rule: Never give out any personal information such as a Social Security number, bank account numbers, Medicare numbers, birthdate, maiden names, work history, or your address. 
  2. Level up your security. Changing times call for new tools and new behaviors online. Consider adopting best practices such as installing McAfee security software, using strong passwords with Two-Factor Authentication (2FA), and knowing how to identify phishing and malware scams are fundamental components of digital literacy. For a deeper dive into cybersecurity best practices, read more.  
  3. Discuss new scams. Scammers rapidly adjust their tactics to current events such as the pandemic, tax season, or an economic crisis to emotionally bait senior adults. If you are a senior adult, check out weekly consumer alerts from IC3 or AARP to stay on top of the types of scams you may encounter. If you are a relative or caregiver to a senior adult, stay informed, discuss these scams with your loved one, and explore other ways to help
  4. Research all charities. Senior adults get daily calls, emails, or even Facebook messages trying to bilk them of their money. It’s essential to do your research. Before donating to a charity, you can consult Give.Org or Charity Navigator to verify the request is legitimate. 
  5. Report all scams and scam attempts. If you’ve been a victim of an online scam or even targeted unsuccessfully, report the incident immediately. Any consumer can report online scams at the FBI’s IC3 website. Credit, debit, or bank account fraud should be immediately reported to your bank.   

Just as the seasons change in our lives, so too must our behaviors when connecting to people and information via our devices. Cybercriminals target older people because they assume they aren’t as informed about schemes or technically savvy as younger people. Senior adults and their loved ones can work daily to change that narrative. With the right mindset, information, and tools, seniors can connect online with confidence and enjoy their golden years without worrying about digital deception.  

The post Seniors: How to Keep Your Retirement Safe from Online Scams appeared first on McAfee Blog.

How To Do A Virus Scan

By McAfee

Whether you think you might have a virus on your computer or devices, or just want to keep them running smoothly, it’s easy to do a virus scan. How to check for viruses depends on the software and device you have, so we’ll go through everything you need to know to run a scan effectively and keep your computers, phones and tablets in tip-top shape.

Do You Need a Virus Scan?

First, let’s cover a few of the telltale signs your device might have a virus. Is your computer or device acting sluggish or having a hard time booting up? Have you noticed missing files or a lack of storage space? Have you noticed emails or messages sent from your account that you did not write? Perhaps you’ve noticed changes to your browser homepage or settings? Or maybe, you’re seeing unexpected pop-up windows, or experiencing crashes and other program errors. These are all examples of signs that you may have a virus, but don’t get too worried yet, because many of these issues can be resolved with a virus scan.

What Does a Virus Scan Do?

Each antivirus program works a little differently, but in general the software will look for known malware that meets a specific set of characteristics. It may also look for variants of these known threats that have a similar code base. Some antivirus software even checks for suspicious behavior. If the software comes across a dangerous program or piece of code, it removes it. In some cases, a dangerous program can be replaced with a clean one from the manufacturer.

How to Check for Viruses

The process of checking for viruses depends on the device type and its operating system. Check out these tips to help you scan your computers, phones and tablets.

On a Windows computer

If you use Windows 10, go into “Settings” and look for the “Updates & Security” tab. From there you can locate a “Scan Now” button.

Of course, many people have invested in more robust antivirus software that has a high accuracy rate and causes less drain on their system resources, such as McAfee Total Protection. To learn how to run a virus scan using your particular antivirus software, search the software’s help menu or look online for instructions.

On a Mac computer

Mac computers don’t have a built-in antivirus program, so you will have to download security software to do a virus scan. There are some free antivirus applications available online, but we recommend investing in trusted software that can protect you from a variety of threats. Downloading free software and free online virus scans can be risky, since cybercriminals know that this is a good way to spread malware.

Whichever program you choose, follow their step-by-step instructions on how to perform a virus scan, either by searching under “help” or looking it up on their website.

On smartphones and tablets

Yes, you can get a virus on your phone or tablet, although they are less common than on computers. However, the wider category of mobile malware is on the rise and your device can get infected if you download a risky app, click on an attachment in a text message, visit a dangerous webpage, or connect to another device that has malware on it.

Fortunately, you can protect your devices with mobile security software. It doesn’t usually come installed, so you will have to download an application and follow the instructions.

Because the Android platform is an open operating system, there are a number of antivirus products for Android devices, that allows you to do a virus scan.

Apple devices are a little different because they have a closed operating system that doesn’t allow third parties to see their code. Although Apple has taken other security precautions to reduce malware risks, such as only allowing the installation of apps from Apple’s official app store, these measures aren’t the same as an antivirus program.

For more robust protection on your Apple devices, you can install mobile security software to protect the private data you have stored on your phone or tablet, such as contacts, photos and messages.

All-In-One Protection:

If safeguarding all your computers and devices individually sounds overwhelming, you can opt for a comprehensive security product that protects computers, smartphones and tablets from a central control center, making virus prevention a breeze.

Why are virus scans so important?

New online threats emerge every day, putting our personal information, money and devices at risk. In the first quarter of 2019 alone McAfee detected 504 new threats per minute, as cybercriminals employed new tactics. That’s why it is essential to stay ahead of these threats by using security software that is constantly monitoring and checking for new known threats, while safeguarding all of your sensitive information. Virus scans are an essential part of this process when it comes to identifying and removing dangerous code.

How often should you run a virus scan?

Most antivirus products are regularly scanning your computer or device in the background, so you will only need to start a manual scan if you notice something suspicious, like crashes or excessive pop-ups. You can also program regular scans on your schedule.

Preventing Viruses

Of course, the best protection is to avoid getting infected in the first place. Here are a few smart tips to sidestep viruses and other malware:

  • Learn how to surf safely so you can avoid risky websites, links and messages. This will go a long way in keeping you virus-free.
  • Never click on spammy emails or text messages. These include unsolicited advertisements and messages from people or companies you don’t know.
  • Keep the software on your computers and devices up to date. This way you are protected from known threats, such as viruses and other types of malware.
  • Invest in comprehensive security software that can protect all of your devices, such as McAfee LiveSafe.
  • Stay informed on the latest threats, so you know what to look out for. The more you know about the latest scams, the easier they will be to spot and avoid.

The post How To Do A Virus Scan appeared first on McAfee Blog.

5 Tips For Creating Bulletproof Passwords

By McAfee

While biometric tools like facial ID and fingerprints have become more common when it comes to securing our data and devices, strong passwords still play an essential part in safeguarding our digital lives.

This can be frustrating at times, since many of us have more accounts and passwords than we can possibly remember. This can lead us to dangerous password practices, such as choosing short and familiar passwords, and repeating them across numerous accounts. But password safety doesn’t have to be so hard. Here are some essential tips for creating bulletproof passwords.

Remember, simple is not safe

Every year surveys find that the most popular passwords are as simple as  “1234567” and just “password.” This is great news for the cybercrooks, but really bad news for the safety of our personal and financial information.

When it comes to creating strong passwords, length and complexity matter because it makes them harder to guess, and harder to crack if the cybercriminal is using an algorithm to quickly process combinations. The alarming truth is that passwords that are just 7 characters long take less than a third of a second to crack using these “brute force attack” algorithms.

Tricks:

  • Make sure that your passwords are at least 12 characters long and include numbers, symbols, and upper and lowercase letters.
  • Try substituting numbers and symbols for letters, such as zero for “O”, or @ for “A”.
  • If you’re using internet-connected devices, like IP cameras and interactive speakers, make sure to change the default passwords to something unique, since hackers often know the manufacturer’s default settings.

Keep it impersonal

Passwords that include bits of personal information, such as your name, address, or pet’s name, make them easier to guess. This is especially true when we share a lot of personal information online. But you can use personal preferences that aren’t well known to create strong passphrases.

Tricks:

  • Try making your password a phrase, with random numbers and characters. For instance, if you love crime novels you might pick the phrase: ILoveBooksOnCrime
    Then you would substitute some letters for numbers and characters, and put a portion in all caps to make it even stronger, such as: 1L0VEBook$oNcRIM3!
  • If you do need to use personal information when setting up security questions, choose answers that are not easy to find online.
  • Keep all your passwords and passphrases private.

Never reuse passwords

If you reuse passwords and someone guesses a password for one account, they can potentially use it to get into others. This practice has gotten even riskier over the last several years, due to the high number of corporate data breaches. With just one hack, cybercriminals can get their hands on thousands of passwords, which they can then use to try to access multiple accounts.

Tricks:

  • Use unique passwords for each one of your accounts, even if it’s for an account that doesn’t hold a lot of personal information. These too can be compromised, and if you use the same password for more sensitive accounts, they too are at risk.
  • If a website or monitoring service you use warns you that your details may have been exposed, change your password immediately.

Employ a password manager

If just the thought of creating and managing complex passwords has you overwhelmed, outsource the work to a password manager! These are software programs that can create random and complex passwords for each of your accounts, and store them securely. This means you don’t have to remember your passwords – you can simply rely on the password manager to enter them when needed.

Tricks:

  • Look for security software that includes a password manager
  • Make sure your password manager uses multi-factor authentication, meaning it uses multiple pieces of information to identify you, such as facial recognition, a fingerprint, and a password.

Boost your overall security

Now that you’ve made sure that your passwords are bulletproof, make sure you have comprehensive security software that can protect you from a wide variety of threats.

Tricks:

  • Keep you software up-to-date and consider using a web advisor that protects you from accidentally typing passwords into phishing sites.

The post 5 Tips For Creating Bulletproof Passwords appeared first on McAfee Blog.

A Guide to Identity Theft Statistics for 2022

By McAfee

There’s a digital counterpart for nearly everything we do, which means more of our personal information is online. And although this tends to make our lives easier, it opens the door for information to land in the wrong hands. Identity theft happens when someone uses your personal identifiable information (PII) for their own monetary or personal gain. Sensitive data like credit card numbers and Social Security numbers can be incredibly valuable if it gets into the wrong hands.  

The good news is that you can take steps to minimize the risk of identity theft. This article breaks down some of the most interesting fraud statistics and trends about identity theft in the United States and offers ways to protect your personal data from cybercriminals. 

Identity theft by the numbers

The number of identity theft cases reported to the Federal Trade Commission (FTC) has increased in the last five years. According to the FTC’s Consumer Sentinel Network (CSN) report, the number of reported cases more than doubled from 2019 to 2020.  

One possible reason for this upward trend is the coronavirus pandemic. Congress passed legislation that included more than $5 trillion in various government benefits. This money was helpful to out-of-luck Americans, but it was also extremely attractive to scammers who used the opportunity to create fake identities and steal unemployment checks. In fact, the most common type of identity theft this past year was government documents and benefits fraud 

What else do the numbers say about the rise in identity theft? Let’s take a closer look: 

These statistics only scratch the surface, though. Keep reading to learn more about the latest identity theft data and what you can do to protect your personal information.  

How common is identity theft in the U.S.?

Identity theft is a huge issue in the United States, and it doesn’t seem to be going away anytime soon. Fraud reports show that the number of identity thefts in the U.S. continues to grow and grow. The graph below shows the number of identity theft reports from the first quarter of 2017 to the first quarter of 2021.  

The reported instances of identity theft have risen sharply from just over 100,000 in the first quarter of 2017 to well over 500,000 in the first quarter of 2021. 2020 had the sharpest increase in reports, as cybercriminals did their best to capitalize on the pandemic to take people’s government benefits 

Number of Identity Theft Reports from 2017-2021

Identity theft, by state  

Not every state is affected by ID theft equally. Where you live can have a big impact on your likelihood of experiencing identity theft. The graph below shows the amount of identity theft cases reported to the FTC per 100,000 residents for each state in the U.S.  

States with the Highest Rates of Identity Theft

With a closer look, the five states with the most identity theft reports include Georgia, Louisiana, Illinois, Kansas, and Rhode Island, which takes the top spot. The number of reports in Rhode Island more than doubled in 2021, from 1,191 in 2020 to 2,857.  

At the other end of the spectrum, South Dakota remained the state with the lowest occurrence of identity theft, with only 76 residents per 100,000 experiencing it.  

State Rankings by Identity Theft

Here’s a list of the 20 metro cities where you have the highest chance of having your identity stolen. 

Top 20 Metro Areas With the Most Identity Theft

Who are the victims of identity theft?

Anyone can become the victim of identity theft, in large part because so much of our information is online. However, certain age groups are more likely to experience different types of scams 

For example, baby boomers are more likely than Generation Z to benefit from government programs. This makes them more susceptible to scams like benefits fraud (where a criminal poses as someone else to steal government benefits).  

On the other hand, younger generations like millennials have grown up with the internet, and activities like shopping online are more frequent. This makes them more susceptible to identity theft through credit card fraud 

Here’s a breakdown of the most common identity theft types from various generations:  

Number of Reports By Generation

Types of identity theft

There are several different types of identity theft, ranging from stolen financial information to compromised health care data. Some forms are pretty straightforward. For instance, credit card fraud occurs when somebody steals your credit card number and uses it to buy things. Others, like medical identity theft, might be a bit harder to recognize.  

Here’s a list of five of the most common types of identity theft 

  • Financial identity theft: This form of identity theft is exactly what it sounds like and involves a criminal stealing your financial information. For instance, your credit card number can be stolen and used to make a purchase.  
  • Medical identity theft: With medical identity theft, someone steals your personal information to obtain health care services. An example is someone else using your identity to obtain prescription drugs. 
  • Criminal identity theft: This form of identity theft occurs when someone else uses your name when arrested. You’ll know this has happened to you if you receive a court summons, for instance, that you had no involvement with. 
  • Synthetic identity theft: A rising form of identity theft, synthetic identity theft is when someone creates a fake identity using someone’s real information. For instance, an imposter might create a fake identity using someone else’s real birthdate and Social Security number to apply for a loan. 
  • Child identity theft: With child identity theft, a criminal uses a minor’s personal information to commit bank fraud or another form of identity theft. 

Although these are five of the most common types of identity theft, they can serve as umbrella terms for more specific forms of fraud. The diagram below shows the number of reported fraud cases of these various types of identity theft In 2021. 

Most Reported Forms of Identity Theft in 2021

While the internet has made our day-to-day lives more convenient, it’s also made it much easier for scammers to steal our personal information. Identity theft has become increasingly more common in the United States over the past five years.  

The more you use the internet, the more opportunities scammers have to steal your data and sell it on places like the dark web. Social media platforms, e-commerce businesses, banking companies, and a host of other online businesses can store your information for a variety of reasons.  

If you use the internet for online shopping, for instance, there’s a good chance a large number of databases stored your personal and financial data. While businesses use your information to give you a better online experience, scammers can also access it to steal your identity.  

The graph below shows the growth of different types of identity theft from 2017 to 2021.  

Type of Identity Theft Trends 2017-2021

What should I do if I think I’m a victim of identity theft?

Criminals use many tricks to get your information. Scammers or hackers might send phishing emails pretending to be the IRS, snoop around social media pages for password clues, get info through a data breach, or simply buy information on the dark web 

Here are a few things you can do if you believe you are the victim of identity theft 

  • Be on the lookout: To avoid identity theft, you’ll want to be alert for signs that someone has stolen your identity. Check your bank statement and credit report regularly to ensure no extra charges to your account. Pay attention to red flags like bills that arrive at your home with your information but someone else’s name, mysterious calls from debt collectors, or emails from new accounts for online services you don’t remember starting.  
  • Reach out to local law enforcement: Some banks may make you show them a police report before they reimburse you for any fraudulent charges or withdrawals. 
  • Contact the company where your ID is being used: Let the businesses where your information is being used know what’s happened. For instance, you’ll want to contact your bank and cancel your credit cards if you find out a criminal is using them. 
  • Get in touch with the three big credit bureaus: Call or message TransUnion, Equifax, and Experian right away. They may be able to diminish the impact an identity thief has on your credit score.  
  • File a report with the FTC: Reporting identity fraud to the FTC can help spread awareness of scams and identity theft tactics so others don’t fall victim to them.  
  • Visit the Identity Theft Resource Center: The ITRC has tools and information to help you protect yourself against identity theft and recover from it.  

We’re here to help protect your personal information

The internet makes our lives easier in many ways. Although identity theft is rising, you shouldn’t let online scams prevent you from enjoying these digital conveniences. Identity thieves are an unavoidable part of using the internet, but you can greatly limit your risk of falling victim to cybercrime if you know what to watch out for and you’re smart online.  

Recognizing the signs of identity theft can help you stay ahead of fraudsters, and investing in McAfee Identity Protection services can offer another layer of protection. When you sign up for our identity protection services, you get perks like $1 million in identity theft protection insurance and email address and bank account monitoring. With our help, you can continue to use the internet with confidence. 

The post A Guide to Identity Theft Statistics for 2022 appeared first on McAfee Blog.

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