Why CISOs Are Demanding Detection and Response Everywhere

Over the past three decades, we’ve had time at Trend Micro to observe the industry trends that have the biggest impact on our customers. And one of the big things we’ve seen is that threats move largely in tandem with changes to IT infrastructure. This matters today because most organizations are transforming the way they run and manage their infrastructure—a daunting task on its own.

But with digital transformation also comes an expanded corporate attack surface, driving security leaders to demand enhanced visibility, detection & response across the entire enterprise — this is not just about the endpoint.

Transforming business

Over the past five years, there has been a major shift in the way IT infrastructure is delivered, and with that shift, increasing complexity. A big part of this change has been the use of the cloud, reflected in Gartner’s prediction that the market will grow to over $266 billion in 2020. Organizations everywhere are leveraging the cloud and DevOps to rapidly deliver new and differentiated applications and services for their customers, partners and employees. And the use of containers and microservices across a multi-cloud and hybrid environment is increasingly common.

In addition to leveraging public cloud services like IaaS, organizations are also rapidly adopting SaaS applications like Office 365, and expanding their use of mobile and collaborative applications to support remote working. Some are even arguing that working patterns may never be the same again, following the changes forced on many employers by the Covid-19 pandemic.

Combine these changes with networks that continue to extend to include branch offices and add new areas to protect like operational technology including industrial systems, and we can certainly see that the challenges facing the modern enterprise look nothing like they did a few years ago.

Under fire, under pressure

All of these infrastructure changes make for a broader attack surface that the bad guys can take advantage of, and they’re doing so with an increasingly wide range of tools and techniques. In the cloud there is a new class of vulnerabilities introduced through a greater use of open source, containers, orchestration platforms, supply chain applications and more. For all organizations, the majority of threats still prey upon the user, arriving via email (over 90% of the 52.3 billion we blocked in 2019), and they’re no longer just basic phishing attempts. There’s been an uptick in fileless events designed to bypass traditional security filters (we blocked 1.4 million last year). And Business Email Compromise (BEC) and ransomware continue to evolve, the latter causing major outages across local government, healthcare and other vulnerable sectors.

Organizations are often left flat-footed because they don’t have the in-house skills to secure a rapidly evolving IT environment. Mistakes get made, and configuration errors can allow the hackers to sneak in.

Against this backdrop, CISOs need visibility, detection and response capabilities across the extended enterprise. But in too many cases, teams are struggling because they have:

Too many security tools, in silos. Security leaders want to consolidate the 10, 20 or even 50+ security technologies currently in use across their organizations. And ideally, they need capabilities that work seamlessly together, sharing threat intelligence across security layers, and delivering a fully connected threat defense. Too few people. Global cybersecurity skills shortages have now exceeded four million, with existing teams often overwhelmed by alerts, allowing serious threats to fly under the radar Increased compliance pressures. CISOs are under pressure to comply with a number of regulations, and the impacts of non-compliance are increasingly strict. While newer, more demanding compliance requirements like GDPR and the California Consumer Privacy Act aim to protect data, they also present operational challenges for cloud teams with complex, manual and time consuming audits. Not to mention new regulations have teeth, with fines that can have a serious impact on the bottom line.  For example, as of March 2020, 227 GDPR fines had been levied, totalling over 466 million euros.

Beyond the endpoint

While endpoint detection and response (EDR) has become a popular response to some of these problems over recent years, the reality is that cyber-attacks are rarely straightforward and limited to the endpoint (as noted in the email statistic above). Security teams actually need visibility, detection, and response across the entire IT environment, so they can better contextualize and deal with threats.

This is what Trend Micro XDR offers. It provides visibility across not just endpoints but also email, servers, cloud workloads and networks, applying AI and expert security analytics to correlate and identify potential threats. The result is fewer, higher fidelity alerts for stretched IT security teams to deal with. Recognizing the skills shortage reality, we also offer a managed XDR service that augments in-house SOC activities with the power of Trend Micro security experts.

Detection and response is too important to be limited to the endpoint. Today’s CISOs need visibility, detection, and response everywhere.

The post Why CISOs Are Demanding Detection and Response Everywhere appeared first on .

Trend Micro’s Top Ten MITRE Evaluation Considerations

The introduction of the MITRE ATT&CK evaluations is a welcomed addition to the third-party testing arena. The ATT&CK framework, and the evaluations in particular, have gone such a long way in helping advance the security industry as a whole, and the individual security products serving the market.

The insight garnered from these evaluations is incredibly useful.  But let’s admit, for everyone except those steeped in the analysis, it can be hard to understand. The information is valuable, but dense. There are multiple ways to look at the data and even more ways to interpret and present the results (as no doubt you’ve already come to realize after reading all the vendor blogs and industry articles!) We have been looking at the data for the past week since it published, and still have more to examine over the coming days and weeks.

The more we assess the information, the clearer the story becomes, so we wanted to share with you Trend Micro’s 10 key takeaways for our results:

1. Looking at the results of the first run of the evaluation is important:

Trend Micro ranked first in initial overall detection. We are the leader in detections based on initial product configurations. This evaluation enabled vendors to make product adjustments after a first run of the test to boost detection rates on a re-test. The MITRE results show the final results after all product changes. If you assess what the product could detect as originally provided, we had the best detection coverage among the pool of 21 vendors. This is important to consider because product adjustments can vary in significance and may or may not be immediately available in vendors’ current product. We also believe it is easier to do better, once you know what the attacker was doing – in the real world, customers don’t get a second try against an attack. Having said that, we too took advantage of the retest opportunity since it allows us to identify product improvements, but our overall detections were so high, that even removing those associated with a configuration change, we still ranked first overall.

	And so no one thinks we are just spinning… without making any kind of exclusions to the data at all, and just taking the MITRE results in their entirety, Trend Micro had the second highest detection rate, with 91+% detection coverage.

2. There is a hierarchy in the type of main detections – Techniques is most significant

There is a natural hierarchy in the value of the different types of main detections. A general detection indicates that something was deemed suspicious but it was not assigned to a specific tactic or technique. A detection on tactic means the detection can be attributed to a tactical goal (e.g. credential access). Finally, a detection on technique means the detection can be attributed to a specific adversarial action (e.g. credential dumping). We have strong detection on techniques, which is a better detection measure. With the individual MITRE technique identified, the associated tactic can be determined, as typically, there are only a handful of tactics that would apply to a specific technique. When comparing results, you can see that vendors had lower tactic detections on the whole, demonstrating a general acknowledgement of where the priority should lie. Likewise, the fact that we had lower general detections compared to technique detections is a positive. General detections are typically associated with a signature; as such, this proves that we have a low reliance on AV. It is also important to note that we did well in telemetry which gives security analysts access to the type and depth of visibility they need when looking into detailed attacker activity across assets.

https://attackevals.mitre.org/APT29/detection-categories.html 

3. More alerts does not equal better alerting – quite the opposite

At first glance, some may expect one should have the same number of alerts as detections. But not all detections are created equal, and not everything should have an alert (remember, these detections are for low level attack steps, not for separate attacks.) Too many alerts can lead to alert fatigue and add to the difficulty of sorting through the noise to what is most important. When you consider the alerts associated with our higher-fidelity detections (e.g. detection on technique), you can see that the results show that Trend Micro did very well at reducing the noise of all of the detections into a minimal volume of meaningful/actionable alerts.

4. Managed Service detections are not exclusive

Our MDR analysts contributed to the “delayed detection” category. This is where the detection involved human action and may not have been initiated automatically. Our results shows the strength of our MDR service as one way for detection and enrichment. If an MDR service was included in this evaluation, we believe you would want to see it provide good coverage, as it demonstrates that the team is able to detect based on the telemetry collected. What is important to note though is that the numbers for the delayed detection don’t necessarily mean it was the only way a detection was/could be made; the same detection could be identified by other means. There are overlaps between detection categories. Our detection coverage results would have remained strong without this human involvement – approximately 86% detection coverage (with MDR, it boosted it up to 91%).

5. Let’s not forget about the effectiveness and need for blocking!

	This MITRE evaluation did not test for a product’s ability to block/protect from an attack, but rather exclusively looks at how effective a product is at detecting an event that has happened, so there is no measure of prevention efficacy included. This is significant for Trend, as our philosophy is to block and prevent as much as you can so customers have less to clean up/mitigate.

6. We need to look through more than the Windows

	This evaluation looked at Windows endpoints and servers only; it did not look at Linux for example, where of course Trend has a great deal of strength in capability. We look forward to the expansion of the operating systems in scope. Mitre has already announced that the next round will include a linux system.

7. The evaluation shows where our product is going

We believe the first priority for this evaluation is the main detections (for example, detecting on techniques as discussed above). Correlation falls into the modifier detection category, which looks at what happens above and beyond an initial detection. We are happy with our main detections, and see great opportunity to boost our correlation capabilities with Trend Micro XDR, which we have been investing in heavily and is at the core of the capabilities we will be delivering in product to customers as of late June 2020. This evaluation did not assess our correlation across email security; so there is correlation value we can deliver to customers beyond what is represented here.

8. This evaluation is helping us make our product better

The insight this evaluation has provided us has been invaluable and has helped us identify areas for improvement and we have initiate product updates as a result. As well, having a product with a “detection only” mode option helps augment the SOC intel, so our participation in this evaluation has enabled us to make our product even more flexible to configure; and therefore, a more powerful tool for the SOC. While some vendors try to use it against us, our extra detections after config change show that we can adapt to the changing threat landscape quickly when needed.

9. MITRE is more than the evaluation

While the evaluation is important, it is important to recognize MITRE ATT&CK as an important knowledge base that the security industry can both align and contribute to. Having a common language and framework to better explain how adversaries behave, what they are trying to do, and how they are trying to do it, makes the entire industry more powerful. Among the many things we do with or around MITRE, Trend has and continues to contribute new techniques to the framework matrices and is leveraging it within our products using ATT&CK as a common language for alerts and detection descriptions, and for searching parameters.

10. It is hard not to get confused by the fud!

MITRE does not score, rank or provide side by side comparison of products, so unlike other tests or industry analyst reports, there is no set of “leaders” identified. As this evaluation assesses multiple factors, there are many different ways to view, interpret and present the results (as we did here in this blog). It is important that individual organizations understand the framework, the evaluation, and most importantly what their own priorities and needs are, as this is the only way to map the results to the individual use cases. Look to your vendors to help explain the results, in the context that makes sense for you. It should be our responsibility to help educate, not exploit.

The post Trend Micro’s Top Ten MITRE Evaluation Considerations appeared first on .

Knowing your shared security responsibility in Microsoft Azure and avoiding misconfigurations

 

Trend Micro is excited to launch new Trend Micro Cloud One – Conformity capabilities that will strengthen protection for Azure resources.

 

As with any launch, there is a lot of new information, so we decided to sit down with one of the founders of Conformity, Mike Rahmati. Mike is a technologist at heart, with a proven track record of success in the development of software systems that are resilient to failure and grow and scale dynamically through cloud, open-source, agile, and lean disciplines. In the interview, we picked Mike’s brain on how these new capabilities can help customers prevent or easily remediate misconfigurations on Azure. Let’s dive in.

 

What are the common business problems that customers encounter when building on or moving their applications to Azure or Amazon Web Services (AWS)?

The common problem is there are a lot of tools and cloud services out there. Organizations are looking for tool consolidation and visibility into their cloud environment. Shadow IT and business units spinning up their own cloud accounts is a real challenge for IT organizations to keep on top of. Compliance, security, and governance controls are not necessarily top of mind for business units that are innovating at incredible speeds. That is why it is so powerful to have a tool that can provide visibility into your cloud environment and show where you are potentially vulnerable from a security and compliance perspective.

 

Common misconfigurations on AWS are an open Amazon Elastic Compute Cloud (EC2) or a misconfigured IAM policy. What is the equivalent for Microsoft?

The common misconfigurations are actually quite similar to what we’ve seen with AWS. During the product preview phase, we’ve seen customers with many of the same kinds of misconfiguration issues as we’ve seen with AWS. For example, Microsoft Azure Blobs Storage is the equivalent to Amazon S3 – that is a common source of misconfigurations. We have observed misconfiguration in two main areas: Firewall and Web Application Firewall (WAF),which is equivalent to AWS WAF. The Firewall is similar to networking configuration in AWS, which provides inbound protection for non-HTTP protocols and network related protection for all ports and protocols. It is important to note that this is based on the 100 best practices and 15 services we currently support for Azure and growing, whereas, for AWS, we have over 600 best practices in total, with over 70 controls with auto-remediation.

 

Can you tell me about the CIS Microsoft Azure Foundation Security Benchmark?

We are thrilled to support the CIS Microsoft Azure Foundation Security Benchmark. The CIS Microsoft Azure Foundations Benchmark includes automated checks and remediation recommendations for the following: Identity and Access Management, Security Center, Storage Accounts, Database Services, Logging and Monitoring, Networking, Virtual Machines, and App Service. There are over 100 best practices in this framework and we have rules built to check for all of those best practices to ensure cloud builders are avoiding risk in their Azure environments.

Can you tell me a little bit about the Microsoft Shared Responsibility Model?

In terms of shared responsibility model, it’s is very similar to AWS. The security OF the cloud is a Microsoft responsibility, but the security IN the cloud is the customers responsibility. Microsoft’s ecosystem is growing rapidly, and there are a lot of services that you need to know in order to configure them properly. With Conformity, customers only need to know how to properly configure the core services, according to best practices, and then we can help you take it to the next level.

Can you give an example of how the shared responsibility model is used?

Yes. Imagine you have a Microsoft Azure Blob Storage that includes sensitive data. Then, by accident, someone makes it public. The customer might not be able to afford an hour, two hours, or even days to close that security gap.

In just a few minutes, Conformity will alert you to your risk status, provide remediation recommendations, and for our AWS checks give you the ability to set up auto-remediation. Auto-remediation can be very helpful, as it can close the gap in near-real time for customers.

What are next steps for our readers?

I’d say that whether your cloud exploration is just taking shape, you’re midway through a migration, or you’re already running complex workloads in the cloud, we can help. You can gain full visibility of your infrastructure with continuous cloud security and compliance posture management. We can do the heavy lifting so you can focus on innovating and growing. Also, you can ask anyone from our team to set you up with a complimentary cloud health check. Our cloud engineers are happy to provide an AWS and/or Azure assessment to see if you are building a secure, compliant, and reliable cloud infrastructure. You can find out your risk level in just 10-minutes.

 

Get started today with a 60-day free trial >

Check out our knowledge base of Azure best practice rules>

Learn more >

 

Do you see value in building a security culture that is shifted left?

Yes, we have done this for our customers using AWS and it has been very successful. The more we talk about shifting security left the better, and I think that’s where we help customers build a security culture. Every cloud customer is struggling with implementing earlier on in the development cycle and they need tools. Conformity is a tool for customers which is DevOps or DevSecOps friendly and helps them build a security culture that is shifted left.

We help customers shift security left by integrating the Conformity API into their CI/CD pipeline. The product also has preventative controls, which our API and template scanners provide. The idea is we help customers shift security left to identify those misconfigurations early on, even before they’re actually deployed into their environments.

We also help them scan their infrastructure-as-code templates before being deployed into the cloud. Customers need a tool to bake into their CI/CD pipeline. Shifting left doesn’t simply mean having a reporting tool, but rather a tool that allows them to shift security left. That’s where our product, Conformity, can help.

 

The post Knowing your shared security responsibility in Microsoft Azure and avoiding misconfigurations appeared first on .

Ask Me Anything – Celebrating The Fifth Anniversary Of My Monthly Threat Webinar

In July 2015, I did my first threat webinar. I had planned to do it on a monthly basis, and never imagined I would still be doing it five years later, but here I am, still creating monthly webinars. I still do. I started the webinar series to help people understand the different threats targeting our customers and I have always tried to focus on three areas:

	Share information on what threats our customers deal with regularly Talk about an actual threat and explain how it works Discuss technologies versus solutions

This last point, discussing technologies versus solutions, has been one of the key items I try to follow as much as possible – after all, the goal of my webinars is to be educational, not a sales pitch.

Coming from a technical background, BS in Electrical Engineering from Michigan State University (Go Spartans!!), I enjoy learning about the new technologies being used to detect the latest threats and to ensure you know what to look for when selecting a vendor and/or a security solution. Over the years, I’ve discussed everything from APTs, coinminers, exploits, messaging threats, ransomware, underground activity and lots in between. It is pretty easy to find topics to discuss, as there is so much going on in our industry, and with the malicious actors regularly shifting their tactics, techniques and procedures, I can keep the content fairly fresh.

I really enjoy having guest speakers on my webinars to mix things up a bit for the viewers as well, as I know my limitations – there are just too many threats out there to keep up with all of them. The main reason I love doing the threat webinars is that I enjoy sharing information and teaching others about our industry and the threats affecting them.  If you want to check out any of my previous five years of webinars you can watch them here.

For my fifth year anniversary I wanted to try something different and I would like to do an open Q&A session. As I’ve never done this before, it will certainly be an interesting experience for me, but hopefully for you as well. I hope I can answer a majority of your questions, but I know some of you are way too smart for me, so please bear with me.

Our registration page for this webinar allows you to submit any pre-session questions that I’ll answer throughout the webinar. You can ask me anything that is on your mind and if I cannot get to your question, I’ll do my best to answer you afterwards in an email.

I hope to continue to do these webinars for the foreseeable future and I would like to end my post by thanking each and every one of you who has participated in my webinars over the years. It has been a pleasure, and I look forward to answering your questions.

Take care, stay healthy, and keep on smiling!

Jon

The post Ask Me Anything – Celebrating The Fifth Anniversary Of My Monthly Threat Webinar appeared first on .

Seven Tips for Protecting Your Internet-Connected Healthcare Devices

October is Cybersecurity Awareness Month, which is led by the U.S. government’s Cybersecurity and Infrastructure Security Agency (CISA) in conjunction with the National Cyber Security Alliance (NCSA)—a national non-profit focused on cybersecurity education & awareness. McAfee is pleased to announce that we’re a proud participant.

Fitness trackers worn on the wrist, glucose monitors that test blood sugar without a prick, and connected toothbrushes that let you know when you’ve missed a spot—welcome to internet-connected healthcare. It’s new realm of care with breakthroughs big and small. Some you’ll find in your home, some you’ll find inside your doctor’s office, yet all of them are connected. Which means they all need to be protected. After all, they’re not tracking any old data. They’re tracking our health data, one of the most precious things we own.

What is internet-connected healthcare?

Internet-connected healthcare, also known as connected medicine, is a broad topic. On the consumer side, it covers everything from smart watches that track health data to wireless blood pressure monitors that you can use at home. On the practitioner side, it accounts for technologies ranging from electronic patient records, network-enabled diagnostic devices, remote patient monitoring in the form of wearable devices, apps for therapy, and even small cameras that can be swallowed in the form of a pill to get a view of a patient’s digestive system.

Additionally, it also includes telemedicine visits, where you can get a medical issue diagnosed and treated remotely via your smartphone or computer by way of a video conference or a healthcare provider’s portal—which you can read about more in one of my blogs from earlier this year. In all, big digital changes are taking place in healthcare—a transformation that’s rapidly taking shape to the tune of a global market expected to top USD 534.3 billion by 2025.

Privacy and security in internet-connected healthcare

Advances in digital healthcare have come more slowly compared to other aspects of our lives, such as consumer devices like phones and tablets. Security is a top reason why. Not only must a healthcare device go through a rigorous design and approval process to ensure it’s safe, sound, and effective, it also held to similar rigorous degrees of regulation when it comes to medical data privacy. For example, in the U.S., we have the Health Insurance Portability and Accountability Act of 1996 (HIPAA), which sets privacy and security standards for certain health information.

Taken together, this requires additional development time for any connected medical device or solution, in addition to the time it takes to develop one with the proper efficacy. Healthcare device manufacturers cannot simply move as quickly as, say, a smartphone manufacturer can. And rightfully so.

Seven tips for protecting your internet-connected healthcare devices

However, for this blog, we’ll focus on the home and personal side of the equation, with devices like fitness trackers, glucose monitors, smart watches, and wearable devices in general—connected healthcare devices that more and more of us are purchasing on our own. To be clear, while these devices may not always be categorized as healthcare devices in the strictest (and regulatory) sense, they are gathering your health data, which you should absolutely protect. Here are some straightforward steps you can take:

1) First up, protect your phone

Many medical IoT devices use a smartphone as an interface, and as a means of gathering, storing, and sharing health data. So whether you’re an Android owner or iOS owner, get security software installed on your phone so you can protect all the things it accesses and controls. Additionally, installing it will protect you and your phone in general as well.

2) Set strong, unique passwords for your medical IoT devices

Some IoT devices have found themselves open to attack because they come with a default username and password—which are often published on the internet. When you purchase any IoT device, set a fresh password using a strong method of password creation.  And keep those passwords safe. Instead of keeping them on a notebook or on sticky notes, consider using a password manager.

3) Use two-factor authentication

You’ve probably come across two-factor authentication while banking, shopping, or logging into any other number of accounts. Using a combination of your username, password, and a security code sent to another device you own (typically a mobile phone) makes it tougher for hackers to crack your device. If your IoT device supports two-factor authentication, use it for extra security.

4) Update your devices regularly

This is vital. Make sure you have the latest updates so that you get the latest functionality from your device. Equally important is that updates often contain security upgrades. If you can set your device to receive automatic updates, do so.

5) Secure your internet router

Your medical IoT device will invariably use your home Wi-Fi network to connect to the internet, just like your other devices. All the data that travels on there is personal and private use already, and that goes double for any health data that passes along it. Make sure you use a strong and unique password. Also change the name of your router so it doesn’t give away your address or identity. One more step is to check that your router is using an encryption method, like WPA2, which will keep your signal secure. You may also want to consider investing in an advanced internet router that has built-in protection, which can secure and monitor any device that connects to your network.

6) Use a VPN and a comprehensive security solution

Similar to the above, another way you can further protect the health data you send over the internet is to use a virtual private network, or VPN. A VPN uses an encrypted connection to send and receive data, which shields it from prying eyes. A hacker attempting to eavesdrop on your session will effectively see a mish-mash of garbage data, which helps keep your health data secure.

7) When purchasing, do your research

One recent study found that 25% of U.S. homeowners with broadband internet expect to purchase a new connected consumer health or fitness device within the next year. Just be sure yours is secure. Read up on reviews and comments about the devices you’re interested in, along with news articles about their manufacturers. See what their track record is on security, such as if they’ve exposed data or otherwise left their users open to attack.

Take care of your health, and your health data

Bottom line, when we speak of connected healthcare, we’re ultimately speaking about one of the most personal things you own: your health data. That’s what’s being collected. And that’s what’s being transmitted by your home network. Take these extra measures to protect your devices, data, and yourself as you enjoy the benefits of the connected care you bring into your life and home.

The post Seven Tips for Protecting Your Internet-Connected Healthcare Devices appeared first on McAfee Blog.

Top Phishing Lures to Look Out for This Holiday Season

And just like that, the holidays are here! That means it’s time to grab your devices and credit cards for some online holiday shopping. But while you plan to share the merry and shop for gifts, criminals are preparing some not-so-festive tricks of their own.

Let’s unwrap the top four phishing scams that users should beware of while making online purchases this week and through the rest of the year. Remember, there’s still time to shop for cybersecurity protection this holiday season.

Email Phishing: How Cyber-Grinches Steal Your Inbox

It might surprise you to see that a tactic as old as email phishing is still so widely used today. Well, that’s because many people still fall for email phishing scams, as the criminals behind these attacks up the ante every year to make these threats more sophisticated.

Scammers also tend to take advantage of current events to trick unsuspecting consumers into falling for their tricks. Take earlier this year, for example, when many users received phishing emails claiming to be from a government entity regarding financial support due to the global health emergency. Cybercriminals will likely use similar, timely tactics leading up to the holidays, posing as famous retailers and promising fake discounts in the hope that a consumer will divulge their credit card details or click on a malicious link.

Spear Phishing Takes Advantage of the Season of Giving

Like email phishing, spear phishing has been around for quite some time. With spear phishing attacks, hackers pretend to be an organization or individual that you’re familiar with and include a piece of content—a link, an email attachment, etc.—that they know you’ll want to interact with. For example, cybercriminals might claim to be charitable organizations asking for donations, knowing that many families like to donate during the holidays. The email might even include the recipient’s personal details to make it seem more convincing. But instead of making a generous contribution, users find that they infected their own system with malware by clicking on the fraudulent link.

Dasher, Dancer, Prancer, Vishing?

No, that’s not the sound of Santa coming down the chimney – it’s the sound of voice phishing! “Vishing” attacks can be highly deceiving, as hackers will call a user and trick them into giving up their credentials or sharing other personal information. For example, a scammer could call an individual telling them that they won a large amount of cash as part of a holiday contest. Overjoyed with the thought of winning this so-called contest, the user may hand over their bank information to the criminal on the other end of the phone. But instead of receiving a direct deposit, all they find is that their banking credentials were used to make a fraudulent purchase.

Special Delivery or SMiShing?

SMS phishing, or “SMiShing,” is another threat users should watch out for this holiday season. This tactic uses misleading text messages claiming to come from a trusted person or organization to trick recipients into taking a certain action that gives the attacker exploitable information or access to their mobile device.

Due to the current global health emergency and the desire to do more digitally, consumers will likely rely on online shopping this holiday season. To take advantage of this trend, scammers will probably send fraudulent text messages disguised as online retailers. These messages will likely contain fake tracking links, shipping notices, and order confirmations. But if an unsuspecting user clicks on one of these links, they will be directed to a fake website prompting them to enter their credentials for the attackers to further exploit.

Avoid Unwanted Security “Presents” This Holiday Season

 To prevent cybercriminals from messing with the festive spirit via phishing schemes, follow these tips so you can continue to make merry during the holiday shopping season:

Be cautious of emails asking you to act 

If you receive an email, call, or text asking you to download software or pay a certain amount of money, don’t click on anything or take any direct action from the message. Instead, go straight to the organization’s website. This will prevent you from downloading malicious content from phishing links or forking over money unnecessarily.

Hover over links to see and verify the URL

If someone sends you a message with a link, hover over the link without actually clicking on it. This will allow you to see a link preview. If the URL looks suspicious, don’t interact with it and delete the message altogether.

Go directly to the source

Instead of clicking on a link in an email or text message, it’s always best to check directly with the source to verify a holiday shopping offer or track a package’s shipment.

Browse with caution

Use a comprehensive security solution, like McAfee Total Protection, which can help protect devices against malware, phishing attacks, and other threats. It includes McAfee WebAdvisor, which can help identify malicious websites.

The post Top Phishing Lures to Look Out for This Holiday Season appeared first on McAfee Blog.

Take It Personally: Ten Tips for Protecting Your Personally Identifiable Information (PII)

Seems like the internet follows us wherever we go nowadays, whether it tags along via a smartphone, laptop, tablet, a wearable, or some combination of them all. Yet there’s something else that follows us around as well—our PII, a growing body of “personally identifiable information” that we create while banking, shopping, and simply browsing the internet. And no doubt about it, our PII is terrifically valuable. 

What makes it so valuable? It’s no exaggeration to say that your PII is the key to your digital life, along with your financial and civic life as well. Aside from using it to create accounts and logins, it’s further tied to everything from your bank accounts and credit cards to your driver’s license and your tax refund.  

Needless to say, your PII is something that needs protecting, so let’s take a look at several ways you can do just that. 

What is PII? 

What is PII? It’s information about you that others can use to identify you either directly or indirectly. Thus, that info could identify you on its own, or it could identify you when it’s linked to other identifiers, like the ones associated with the devices, apps, tools, and protocols you use.  

A prime example of direct PII is your tax ID number because it’s unique and directly associated with your name. Further instances include your facial image to unlock your smartphone, your medical records, your finances, and your phone number because each of these can be easily linked back to you. 

Then there are those indirect pieces of PII that act as helpers. While they may not identify you on their own, a few of them can when they’re added together. These helpers include things like internet protocol addresses, the unique device ID of your smartphone, or other identifiers such as radio frequency identification tags. 

You can also find pieces of your PII in the accounts you use, like your Google to Apple IDs, which can be linked to your name, your email address, and the apps you have. You’ll also find it in the apps you use. For example, there’s PII in the app you use to map your walks and runs, because the combination of your smartphone’s unique device ID and GPS tracking can be used in conjunction with other information to identify who you are, not to mention where you typically like to do your 5k hill days. The same goes for messenger apps, which can collect how you interact with others, how often you use the app and your location information based on your IP address, GPS information, or both. 

In all, there’s a cloud of PII that follows us around as we go about our day online. Some wisps of that cloud are more personally identifying than others. Yet gather enough of it and PII can create a high-resolution snapshot of you—who you are, what you’re doing when you’re doing it, and even where you’re doing it too—particularly if it gets into the wrong hands. 

Remember Pig-Pen, the character straight from the old funny pages of Charles Schultz’s Charlie Brown? He’s hard to forget with that ever-present cloud of dust following him around. Charlie Brown once said, “He may be carrying the soil that trod upon by Solomon or Nebuchadnezzar or Genghis Khan!” It’s the same with us and our PII, except the cloud surrounding us, isn’t the dust of kings and conquerors, they’re motes of digital information that are of tremendously high value to crooks and bad actors—whether for purposes of identity theft or invasion of privacy. 

Protecting your PII protects your identity and privacy 

With all PII we create and share on the internet, that calls for protecting it. Otherwise, our PII could fall into the hands of a hacker or identity thief and end up getting abused, in potentially painful and costly ways. 

Here are several things you can do to help ensure that what’s private stays that way: 

1) Use a complete security platform that can also protect your privacy 

Square One is to protect your devices with comprehensive online protection software. This will defend you against the latest virus, malware, spyware, and ransomware attacks plus further protect your privacy and identity. In addition to this, it can also provide strong password protection by generating and automatically storing complex passwords to keep your credentials safer from hackers and crooks who may try to force their way into your accounts. 

Further, security software can also include a firewall that blocks unwanted traffic from entering your home network, such as an attacker poking around for network vulnerabilities so that they can “break-in” to your computer and steal information.  

2) Use a VPN 

Also known as a virtual private network, a VPN helps protect your vital PII and other data with bank-grade encryption. The VPN encrypts your internet connection to keep your online activity private on any network, even public networks. Using a public network without a VPN can increase your cybersecurity risk because others on the network can potentially spy on your browsing and activity. 

If you’re new to the notion of using a VPN, check out this article on VPNs and how to choose one so that you can get the best protection and privacy possible. 

3) Keep a close grip on your Social Security Number 

In the U.S., the Social Security Number (SSN) is one of the most prized pieces of PII as it unlocks the door to employment, finances, and much more. First up, keep a close grip on it. Literally. Store your card in a secure location. Not your purse or wallet. 

Certain businesses and medical practices may ask you for your SSN for billing purposes and the like. You don’t have to provide it (although some businesses could refuse service if you don’t), and you can always ask if they will accept some alternative form of information. However, there are a handful of instances where an SSN is a requirement. These include: 

• Employment or contracting with a business. 
• Group health insurance. 
• Financial and real estate transactions. 
• Applying for credit cards, car loans, and so forth. 

Be aware that hackers often get a hold of SSNs because the organization holding that information gets hacked or compromised itself. Minimizing how often you provide your SSN can offer an extra degree of protection.   

4) Protect your files 

Protecting your files with encryption is a core concept in data and information security, and thus it’s a powerful way to protect your PII. It involves transforming data or information into code that requires a digital key to access it in its original, unencrypted format. For example, McAfee Total Protection includes File Lock, which is our file encryption feature that lets you lock important files in secure digital vaults on your device. 

Additionally, you can also delete sensitive files with an application such as McAfee Shredder, which securely deletes files so that thieves can’t access them. (Quick fact: deleting files in your trash doesn’t actually delete them in the truest sense. They’re still there until they’re “shredded” or otherwise overwritten such that they can’t be restored.) 

5) Steer clear of those internet “quizzes” 

Which Marvel Universe superhero are you? Does it really matter? After all, such quizzes and social media posts are often grifting pieces of your PII in a seemingly playful way. While you’re not giving up your SSN, you may be giving up things like your birthday, your pet’s name, your first car … things that people often use to compose their passwords or use as answers to common security questions on banking and financial sites. The one way to pass this kind of quiz is not to take it! 

6) Be on the lookout for phishing attacks 

A far more direct form of separating you from your PII are phishing attacks. Posing as emails from known or trusted brands, financial institutions, or even a friend or family member a cybercrook’s phishing attack will attempt to trick you into sharing important information like your logins, account numbers, credit card numbers, and so on under the guise of providing customer service. 

How do you spot such emails? Well, it’s getting a little tougher nowadays because scammers are getting more sophisticated and can make their phishing emails look nearly legitimate. However, there are several ways you can spot a phishing email and phony web pages as outlined here. 

Comprehensive security offers another layer of prevention, in this case by offering browser protection like our own Web Advisor, which will alert you in the event you come across suspicious links and downloads that can steal your PII or otherwise expose you to attacks. 

7) Keep mum in your social media profile 

With social engineering attacks that deceive victims by posing as people the victim knows and the way we can sometimes overshare a little too much about our lives, you can see why a social media profile is a potential goldmine for cybercriminals. 

Two things you can do to help protect your PII from being at risk via social media: one, think twice about what PII you might be sharing in that post or photo—like the location of your child’s school or the license plate on your car; two, set your profile to private so that only friends can see it. Review your privacy settings regularly to keep your profile information out of the public eye. And remember, nothing is 100% private on the internet. Never post anything you wouldn’t want to see shared. 

8) Look for HTTPS when you browse 

The “S” stands for secure. Any time you are shopping, banking, or sharing any kind of PII, look for “https” at the start of the web address. Some browsers will also indicate HTTP by showing a small “lock” icon. Doing otherwise on plain HTTP sites exposes your PII for anyone who cares to monitor that site for unsecured connections. 

9) Lock your devices 

By locking your devices, you protect yourself that much better from PII and data theft in the event your device is lost, stolen, or even left unattended for a short stretch. Use your password, PIN, facial recognition, thumbprint ID, what have you. Just lock your stuff. In the case of your smartphones, read up on how you can locate your phone or even wipe it remotely if you need to. Apple provides iOS users with a step-by-step guide for remotely wiping devices, and Google offers up a guide for Android users as well.  

10) Keep tabs on your credit—and your PII 

Theft of your PII can of course lead to credit cards and other accounts being opened falsely in your name. What’s more, it can sometimes be some time before you even become aware of it, until perhaps your credit score takes a hit or a bill collector comes calling. By checking your credit, you can address any issues that come up, as companies typically have a clear-cut process for contesting any fraud. You can get a free credit report in the U.S. via the Federal Trade Commission (FTC) and likewise, other nations like the UK have similar free offerings as well. 

Consider identity theft protection as well. A strong identity theft protection package pairs well with keeping track of your credit and offers cyber monitoring that scans the dark web to detect for misuse of your PII. With our identity protection service, we help relieve the burden of identity theft if the unfortunate happens to you with $1M coverage for lawyer fees, travel expenses, lost wages, and more.  

The post Take It Personally: Ten Tips for Protecting Your Personally Identifiable Information (PII) appeared first on McAfee Blog.

True Security Requires a Holistic Approach

In the eyes of hackers, scammers, and thieves, your online privacy and identity look like a giant jigsaw puzzle. One that they don’t need every piece to solve. They only need a few bits to do their dirty work, which means protecting every piece you put out there—a sort of holistic view on your personal security. One that protects you, not just your devices.

Here’s what’s at stake: we create and share loads of personal information simply by going about our day online, where each bit of information makes up a piece of that giant jigsaw puzzle. Some pieces directly identify us, like our tax returns, bank account information, or driver’s licenses. Other pieces of information indirectly identify us, like the IP addresses assigned to our computers, tablets, and phones—or device ID numbers, location information, and browsing history. And bad actors only need a few key pieces to do you harm, such as committing identity crime in your name or selling your personal information on sketchy websites or the dark web. 

While people show great concern about their personal information, who has it and what’s done with it, our research shows that 70% of people feel like they have little or no control over the data that’s collected about them. However, you have plenty of ways that you can indeed take control—ways that can prevent, detect, and correct attacks on your privacy and identity. That’s where holistic protection comes in. 

What do we mean by holistic protection? 

You can think of holistic protection as layers of shields that protect you and the devices you use. It gives you three layers in all—a Prevention Layer, Detection Layer, and a Correction Layer. 

A holistic and comprehensive security solution like McAfee+ combines those three layers in a way that protects your personal information and keep your identity private, showing you how it does it along the way, so you can see exactly how safe you are. Let’s take a quick look of some of the protections you’ll find in each layer … 

In the Prevention Layer, you’ll see:  

• A virtual private network (VPN), allowing you to connect securely on a public Wi-Fi network by encrypting, or scrambling, your data while in transit so no one else sees it. It’ll also make your activity far more private, making it harder for advertisers and data collectors to track. 
• Safe browsing that warns you if a website is risky before you enter your information and can steer you clear of risky links, while a download scanner can prevent downloads of malware or malicious email attachments. 
• An integrated password manager that can create and store strong and unique passwords for each of your accounts. This way if one of your accounts is hacked, your other accounts won’t be at risk. 
• A security freeze service that can prevent hackers and thieves from opening of new credit, bank, and utility accounts in your name.​ 
• Real-time antivirus that protects your data and devices. 

In the Detection Layer, you have … 

• Identity monitoring that keeps tabs on everything from email addresses to IDs and phone numbers for signs of breaches so you can take action to secure your accounts before they’re used for identity theft. 
• McAfee’s industry-first Protection Score that monitors the health of your online protection and shows you ways you can improve your security and stay safe online. 

In the Correction Layer, several other protections have your back … 

• Identity theft protection & restoration that aids with many of the costs associated with restoring one’s identity through up to $1 million in coverage—along with the services of a licensed recovery pro to help restore your identity.​ 
• Personal data cleanup that scans some of the riskiest data broker sites and shows you which ones are selling your personal info so that you can remove it on your own or with our help, depending on your plan. 

These are just a few examples of the protections in each layer. And you’ll find our most comprehensive holistic protection in McAfee+ Ultimate, covering your privacy, identity, and devices. 

A Unified Solution for your Privacy, Identity, and Devices 

While your online privacy and identity may look a jigsaw puzzle, protecting it shouldn’t be as complicated. With a holistic security solution for your personal protection, you can minimize your exposure with layers of security that do much of the work for you. 

Antivirus on your PC is not enough. It has not been enough for many decades now. And this becomes more evident as we continue to spend more time online, with the average person spending 6 hours and 54 minutes online each day, leaving clouds of personal information in their wake. 

While standalone apps like a password manager, a VPN app, and an identity solution from different vendors can be piecemealed together with your device security, these are difficult to keep track of and burdensome to maintain. 

We have combined the important tools you need into a seamless and comprehensive experience because good security software is something that you use daily to feel safer online. This is why we are working on your behalf to redefine security, so you can enjoy your connected life with confidence. 

The post True Security Requires a Holistic Approach appeared first on McAfee Blog.

Myth-busting Antivirus Software Assumptions

The number of new viruses grows every day. In fact, McAfee registers an average of 1.1 million new malicious programs and potentially unwanted apps (PUA) each day, which contributes to the millions and millions already in existence. While there is no way to know when or how cyberattacks will occur, it’s clear that antivirus software is one of the best ways to ensure you, and your devices, are safe. 

Despite its proven strengths, some long-standing myths question the effectiveness of antivirus. To set the record straight, we’ve debunked five of the most common antivirus software myths, so you can rest assured that you are safely navigating the evolving cyber landscape. 

Myth 1: Antivirus software slows down your device 

We expect a lot from our devices—faster performance every time the latest model is released. As a result, many are reluctant to install apps or software that may jeopardize device performance, including antivirus software. 

Many believe that antivirus software will slow down your devices. However, contrary to popular belief, quality antivirus software can improve device performance by using advanced optimizations. It’s this simple: antivirus software conducts regular system-wide scans to identify and prevent viruses and improve performance without compromising efficacy. 

To run these scans, antivirus software requires system resources, which is where this myth originates. If you download or operate more than one antivirus program or download the wrong version for your system, then yes, your device will slow to a crawl. That is why it is essential to install one high-quality antivirus software that meets all your devices’ system requirements. Additionally, best-in-class antivirus software can be set to run during specific hours to avoid delays during the busiest times of your day. 

Myth 2: Antivirus software only protects against a few viruses 

The number of malware strains and potentially unwanted applications (PUA) increases every year. It is understandable why people might think that antivirus software cannot protect against them all. 

However, antivirus software can provide extensive protection against the majority of malicious programs. It does so in two ways: 

1. It protects you from existing threats based on an extensive list of known threats, which is updated regularly (a good reason to set your software to update automatically rather than manually). 
2. It protects you from entirely new threats with behavioral detection and machine learning to detect, isolate, and eliminate zero-day digital threats (brand new threats that haven’t been seen before). This approach integrates deep learning algorithms and artificial intelligence (AI) to emulate human-like reasoning and accurately detect threats. In addition, behavioral heuristic-based detection finds new viruses by assessing known malicious behavior, such as abnormal application demands and instructions.  

Taken together, a known list of threats paired with the unique capabilities of machine learning, data science, and AI for advanced threat detection enable antivirus software to protect against a wide range of existing and evolving threats. 

Myth 3: Independent third-party test results are useless 

Can you imagine grading your own driving test? You could omit the dreaded three-point turn and pass with flying colors, but the result wouldn’t be as accurate as that of an unbiased evaluator. This same concept applies to evaluating the efficacy of computer security.  

It’s easy for a company to set up a test environment where they highlight all the excellent capabilities of their antivirus software and gloss over its shortcomings. It’s equally as easy for a company to commission a third-party to conduct a custom test painting the company in a good light. However, the results will not be as comprehensive or accurate as those from an independent third-party. Additionally, they also will not provide a comparative analysis with other company offerings to help users draw their own conclusions. 

Independent third-party test results offer a more thorough evaluation of antivirus software. They also do a better job at evaluating security features. Furthermore, ISO-certified independent third parties lend transparency and credibility to the techniques used and ensure that evaluations align with industry standards. 

Myth 4: Apple products can’t get viruses 

There is a common belief that Apple products are protected against viruses because cybercriminals often target Windows and Android operating systems. However, Apple devices are just as vulnerable to viruses as any other computer or smartphone. Regardless of your device or operating system—macOS, iOS, Windows, or Android—if it connects to a network, it’s susceptible to viruses. 

Windows and Android have long been the dominant operating systems for computers and smartphones. That’s why macOS and iOS have, up until recently, been the lesser focus for cybercriminals. The problem is that cybercriminals want to spread their viruses to the platforms with the largest customer base which just so happens to be Windows and Android. As Apple products continue to grow in popularity, cybercriminals will continue coming out with more viruses specifically targeting Macs, iPhones, and other iOS devices. 

Myth 5: You are 100% protected if you have antivirus software 

Antivirus software is not a guarantee of protection against all viruses. Some malware can and will slip through. This is where antivirus software’s ability to detect and remove malware comes in. Ours comes with a Virus Protection Pledge, which provides a 100% guarantee we’ll remove viruses on your devices, or we’ll give you your money back, all as part of your automatically renewable subscription. 

However, viruses and malware are just one form of attack that hackers and bad actors will wage on their victims. They’ll also make attempts at identity theft or likewise try to invade your privacy—with the intent of stealing passwords, account information, and personal information, which could drain your debit cards, damage your credit, or otherwise impersonate you for their financial gain. 

In this way, antivirus is just one form of protection. To truly stay safe as possible online, you need online protection software that looks after your identity and privacy as well. McAfee+ Ultimate offers our most comprehensive coverage, with  

Fact vs. Fiction: Know what antivirus software can do for you 

It is necessary to bust common myths about antivirus software to protect yourself and your family from cyberthreats. By educating yourself and selecting a best-in-class antivirus software that’s further bolstered by identity and privacy protection, you will be well on your way to implementing an effective protection strategy. 

The post Myth-busting Antivirus Software Assumptions appeared first on McAfee Blog.

Let’s Make Security Easy

You flick through some reels and an ad for “a more private phone” crops up. You scroll through your news feed and catch wind of yet another data breach at a major retailer. You see a post from a friend who says their social media account was hacked. Maybe you don’t think about security every day, but when you do, it can feel … overwhelming. We’re here to solve that. We’re here to make security easy.  

As security providers, we have to offer protection against a wide variety of threats without adding more complexity to your already busy life. Managing your security should be easy, and even enjoyable. 

Enjoyable?  

Yes. We want you to have a sense of accomplishment, both knowledge and a feeling that you’re safer than you were before.  

With these things in mind, we set out to make your security software work better for you. We streamlined the experience to simplify what you see, while still offering robust protection. After all, true security is the security that you benefit from every day, and it’s up to us as providers to make it smooth and easy as possible. 

Smooth setup & a central hub 

Our new setup process now includes easier navigation, fewer screens, and clearer action items and alerts. It smoothly moves you through setting up protection across all the ways you interact online and your compatible devices. This way, you know that we’re helping to keep you safe whether you’re messaging, browsing, or shopping and banking online. 

Another area where we put a lot of focus is the new home screen. This is your home base, where we clearly show you what your current protection status is in the areas that matter the most to you. This includes making it easier to monitor your personal information and strengthen protections you already use, like passwords. 

 

The home screen is also where you come to perform essential tasks, such as running an antivirus scan. It guides you to take actions when needed, giving you proactive protection, and a clear view of your overall security in one convenient place. From here you can access details on the status of your PC, web, and identity protection.

 

 

 

Effective Security, Made Easier

While we’re always focused on helping you feel confident and protected online, we realize that making our tools easy to use is just as important. The digital security landscape will continue to be a complicated one, with more than a million new and unique threats cropping up each day, but we can and are making security simpler, and therefore, more effective. 

With easier setup and protection that turns on automatically at the right moments, we want to make security easier for you so that you can feel safer online. We’ve heard your feedback about how we can improve, and we’ll bring all that goodness in a product that you can use every day. 

You’ll find this interface across our McAfee+ family of products, along with continual upgrades and improvements as we roll out more features that will keep you safer online.   

The post Let’s Make Security Easy appeared first on McAfee Blog.

Digital Spring Cleaning: Seven Steps for Faster, Safer Devices

Throw open the windows and let in some fresh air. It’s time for spring cleaning.

And that goes for your digital stuff too.

Whether it’s indeed spring where you are or not, you can give your devices, apps, and online accounts a good decluttering. Now’s the time. Cleaning them up can protect your privacy and your identity, because when there’s less lying about, there’s less for hackers to scoop up and exploit.

The reality is that we accumulate plenty of digital clutter that needs cleaning up from time to time. Think about it:

• Bunches of one-off accounts at online stores we won’t frequent again.
• Membership in messages board or forums you no longer drop in on.
• Plenty of outdated apps and programs that are still sitting on your devices.
• Aging files that are no longer relevant, like spreadsheets and records from years ago.
• And photos—oh, photos! We have plenty of those, right?

Seven steps for digital spring cleaning

Together, these things take up space on your devices and, in some cases, can open you up to security hazards. Let’s take a look at how you can clean up in a few steps.

1. Review your accounts and delete the ones you don’t use. Look through your bookmarks, your password manager, or the other places where you store your passwords and usernames. Review the sites and services associated with them critically. If you haven’t used an account in some time, log in one last time, remove all personal info, and deactivate it.

Doing so can keep your email address, usernames, and passwords out of unnecessary circulation. Major breaches like this one happen with unfortunate regularity, and the sad thing is that you may not even be aware that a site you’ve used has been hit. Meanwhile, your name, password, and info associated with that account (such as your credit card) are in the hands of hackers. Limit your exposure. Close those old accounts.

2. Get organized, and safer too, with a password manager. While creating strong, unique passwords for each of our accounts is a must nowadays, it can be quite the feat, given all of the accounts in our lives. Here’s where a password manager comes in. It can create those strong, unique passwords for you. Not only that, but it also stores your passwords on secure servers, away from hackers and thieves.

Along those lines, never store your passwords on your computer or device, like a text document or spreadsheet. Should your device ever get compromised, lost, or stolen, having passwords stored on them are like handing over the keys to your digital life.

3. Clean your PC to improve your performance (and your security). Let’s face it, so many of us are so busy with the day-to-day that cleaning up our computers and laptops is way down the list. However, doing so once a month can keep our devices running stronger for longer and even give you that “new computer feeling,” particularly if you haven’t cleaned it up for some time. Check out or guide for improving PC performance. It’ll walk you through some straightforward steps that can make a marked difference.

Moreover, part of this process should entail bolstering your operating system and apps with the latest updates. Such updates can not only improve speed and functionality, but they also often include security upgrades as well that can make you safer in the long run. If your operating system and apps feature automatic updates, enable them, and they’ll do the work for you.

4. Organize and store your photos. Photos. Now there’s a topic all unto itself. Here’s the thing: Estimates show that worldwide we took somewhere around 1.2 trillion photos in 2018. And you certainly have your share.

However, your photos may be just sitting there, taking up storage space on your computer or phone, instead of becoming something special like an album, greeting cards, a wall hanging, or popping them into a digital picture frame for your kitchen or living room. And this is where a little spring cleaning can be a bit of fun. For tips on cleaning up your photos, backing them up, and making something special with them, check out my earlier blog.

5. Delete old apps and the data associated with them. Let’s say you have a couple of apps on your phone for tracking your walks, runs, and exercise. You’ve since stopped using one altogether. Go ahead and delete the old one. But before you do, go in and delete your account associated with the app to ensure that any data stored off your phone, along with your password and user id are deleted as well.

For your computers and laptops, follow the same procedure, recognizing that they also may have account data stored elsewhere other than on your device.

In short, many apps today store information that’s stored and maintained by the app provider. Make sure you close your accounts so that data and information is taken out of circulation as well.

6. Shred your old files and encrypt the important files you’re holding on to. This bit of advice calls for using comprehensive security software on your devices. In addition to protecting you from viruses, malware, and other cyberattacks on your privacy and identity, it can help you protect your sensitive information as well. Such security software can offer:

• File encryption, which renders your most sensitive files into digital gibberish without the encryption key to translate them back.
• A digital file shredder that permanently deletes old files from your computer (simply dropping them into the desktop trashcan doesn’t do that—those files can be easily recovered).
• Identity theft protection, which monitors the dark web for your personal info that might have been leaked online and immediately alerts you if you might be at risk of fraud.

7. Throwing away old computers and tech—dispose of properly. When it comes time to say goodbye to an old friend, whether that’s a computer, laptop, phone, or tablet, do so in a way that’s friendly to the environment and your security.

Consider this … what’s on that old hard drive of yours? That old computer may contain loads of precious personal and financial info on it. Same thing goes for your tablets and phones. The Federal Trade Commission (FTC) offers some straightforward advice in their article about protecting your data before you get rid of your computer. You don’t want those old tax returns ending up in the trash unprotected.

When it comes time for disposal, you have a few options:

• Look into the e-waste disposal options in your community. There are services that will dispose of and recycle old technology while doing it in a secure manner.
• Some mobile carriers have turn-in programs that will not only dispose of your tech properly, but they’ll give you a financial incentive too—such as money towards a new device.
• Lastly, consider the option of reusing the device. There are opportunities to pass it along to a family member or even donating it as well. Your old tech may be a game-changer for someone else. Again, just be sure to protect that old data!

As with any spring cleaning, you’ll be glad you did it

Enjoying the benefits of your work—that’s what spring cleaning is all about, right? With this little list, you can end up with a digital life that’s safer and faster than before.

The post Digital Spring Cleaning: Seven Steps for Faster, Safer Devices appeared first on McAfee Blog.

Digital Estate Planning – What to Do With Your Digital Assets

While we’re enjoying the fruits of digital life—our eBooks, movies, email accounts, social media profiles, eBay stores, photos, online games, and more—there will come a time we should ask ourselves, What happens to all of this good stuff when I die?

Like anything else we own, those things can be passed along through our estates too.

With the explosion of digital media, commerce, and even digital currency too, there’s a very good chance you have thousands of dollars of digital assets in your possession. For example, we can look at research we conducted in 2011 which found that people placed an average value of $37,438 on the digital assets they owned at the time. Now, with the growth of streaming services, digital currency, cloud storage, and more in the past ten years, that figure feels conservative.

Enter the notion of a digital legacy, the way you can catalog and prepare your digital assets for passing through your estate.

Getting started with estate planning for your digital assets

Like so many aspects of digital life nowadays, estate planning law has started to catch up to the realities that attorneys, executors, and heirs face when dealing with an estate and its digital assets. In the U.S., new laws are rolling out that address how digital assets are treated when the owner passes away. For example, they give fiduciaries (like an estate executor, trustee, or an agent under a power of attorney) the right to manage a person’s digital assets if they already have the right to manage a person’s tangible assets. Such laws continue to evolve, and they can vary from state to state here in the U.S.

With that in mind, nothing offered in this article is legal advice, nor should it be construed as such. For legal advice, you can and should turn to your estate attorney for counsel on the best approach for you and the laws in your area. However, consider this article as a sort of checklist that can help you with your estate planning.

My hope is that this article will open your eyes to the digital value you have to pass along, both real and sentimental, and help you prepare your estate accordingly for the ones you care about.

What are digital assets in a will?

The best answer you can get to this question will come from your legal counsel. However, for purposes of discussion, a digital asset is any text or media in digital form that has value and offers the bearer with the right to use it.

To frame it up in everyday terms, let’s look at some real-world examples of digital assets that quickly come to mind. They include but are not limited to:

• Photo libraries
• eBook libraries
• Digital movies
• Digital music
• Digital currency, such as bitcoin
• Air miles
• Hotel points

However, digital assets can readily expand to further include:

• Subscriptions to streaming services and online publications
• Online game accounts—and in-game items associated with them
• Currency stored in online payment platforms
• Online storefronts, such as eBay, Etsy, or business websites
• Website domain names, whether in use or held speculatively for later resale
• Documents kept in cloud storage, like financial documents and ancestry research

And as far as your estate is concerned, you can also consider:

• Online banking and financial accounts
• Email accounts
• Chatrooms and message boards for your interests and hobbies
• Medical and insurance accounts
• Blogs
• Utility accounts
• And any other similar accounts that may help your executor manage your estate

That’s quite the list, and it’s not entirely comprehensive, either.

Start with an inventory of your digital assets

The process of lining up your digital assets begins just like any other aspect of estate planning, by listing all the digital assets and accounts you own. From there, you can see what you have and what you’d like to distribute—and what you can distribute. In fact, when it comes to digital, there are some things you simply can’t pass along. Let’s take a closer look.

What digital assets can you pass along through your will?

Generally speaking, digital assets that you own can be passed along. “Own” is the operative word here. Many digital things we have are in fact licensed to us, which are not transferrable. More on that next, yet examples of things you can likely transfer include:

• Funds kept in an online payment account like PayPal or Venmo.
• Funds due to you via an online store you maintain.
• Cryptocurrency, like bitcoin.
• Digital music that you’ve purchased and own.

Check with your legal counsel to ensure you’re following the letter of the law in your region, and also look into any licensing agreements you may have for items like internet domain names and airline miles that you may hold to determine if they are in fact transferrable.

What digital assets are non-transferrable through your will?

This is an important topic. As mentioned above, some accounts you hold are simply licensed to you and you alone. Thus, they will not transfer. Two of the biggest examples are social media and email accounts. This can have serious repercussions if you do not leave specific instructions as to how those accounts should be handled after your passing.

For example, do you want your social media profiles to remain online as a memorial or do you want them simply to shut down? Note that different social media platforms have different policies for handling the accounts of users who have passed away. For example, Facebook allows for creating memorialized accounts that allow friends and families to continue sharing memories. Policies vary, so check with your social media platforms of choice for specifics.

Likewise, will your executor need access to your email account to handle affairs of the estate? And what about access to online accounts for paying bills and then ultimately closing those accounts? In all, these are points of discussion to have with an experienced estate attorney who knows the law in your region.

Other things to be aware of are that subscriptions to streaming accounts are likely non-transferrable as well. Often, eBooks and digital publications you own are only licensed to you as the sole owner and can’t be transferred. Again, check the agreements associated with items like these and have a talk with your attorney about them to determine what can and can’t be done with them.

Blogs and online communities

Another aspect of your digital legacy is your voice. If you’re a blogger or a participant in an online community, you may wish for a fiduciary or family member to leave a farewell post. Additionally, in the case of a blog, you may want to set up some means for your work to stay online or get archived in some manner. Again, you can work with your attorney to leave specific instructions as to what should be said and then what should be done with the blog or site in question.

Giving your executor access to your digital assets

I have a real-life example of why this is so vital. A friend of mine lost the photos of her and her husband because they were kept in an online storage account to which she had no access. And sadly, the company would not grant her access after his passing. This is often the case with many online accounts and services. Legally speaking, while the deceased may have owned the storage account and the media kept within it, the cloud storage company owns the servers on which that media is stored. The potential difficulty here is that the online service provider may view giving your personal representatives access to your account as a breach of their privacy policy or user agreements.

One way you can avoid heartbreak like this is to discuss giving your executor access to your accounts. This can be provided through a list of accounts, usernames, and passwords that are kept in a sealed letter along with your will, along with instructions that outline your wishes. This is important: a will is public record after you pass away. You won’t want info like usernames and passwords getting out there. Again, you can discuss an option such as this with your attorney.

Protecting your digital assets

One thing you can do today that can protect your digital assets for the long haul is to use comprehensive security protection. Far more than just antivirus, comprehensive security can store precious and important files securely with encryption, arm all your online accounts with strong passwords, and protect your identity as well. Features like these will help you see to it that your digital legacy is secure.

Make a plan

When I’ve brought up the idea of a digital legacy with friends, a light goes on in their head. “Of course, that makes a lot of sense.” It’s easy to take our digital possessions somewhat for granted, perhaps in a way that we simply don’t with our physical possessions. Yet as you can see, there’s a good chance that you indeed have a digital legacy to pass along. By getting organized now, you can see to it that your wishes are followed, and I hope this checklist helps you get started.

The post Digital Estate Planning – What to Do With Your Digital Assets appeared first on McAfee Blog.

World Password Day: Make Passwords the Strongest Link in Your Online Security

World Password Day isn’t the most popular day on the calendar, but it’s an important reminder that good password hygiene is essential to staying safe online. This World Password Day, we’d like to talk about improving your password hygiene, how you can help your friends and family improve theirs, and what the future of authentication holds.

Hacking attempts have escalated throughout 2020

The SolarWinds hack in 2020 is one of the most devastating hacks in the history of the internet. Close to 20,000 company’s systems were compromised, losing billions of pieces of data in the process. If you’re one of the 37% of Americans that go long periods of time without updating passwords*, large-scale attacks like SolarWinds can be devastating. By stealing so many login credentials simultaneously, attackers can potentially access exponentially more accounts by reusing leaked credentials on different sites. Unfortunately this is not an isolated event, data breaches from websites and services we frequently use continue to happen through 2021 as well.

According to a recent survey we conducted, 34% of Americans have reused the same, or similar, password more than once. By using the same password for multiple accounts, attackers only need to find one password, creating a domino effect that makes it easier to access more accounts. If that password is weak, it becomes even easier to tip over that first domino.

Current ways to protect your accounts

Our guidance is to create strong, hard-to-guess passwords to protect your accounts. We recommend creating a unique password for every online account, using more than 16 characters, with upper and lower case letters, some numbers, and special symbols, to make a stronger than average password. How are you supposed to remember all of those strong passwords, though?

Well, password managers, especially those included in comprehensive security suites like McAfee® Total Protection, do much of the heavy lifting for you. For instance, McAfee’s integrated password manager not only helps you create stronger passwords and store them, but will also autofill your credentials and log you into websites as well. These convenient features extend beyond just your computer and can be used on other devices like your phone and tablet. Best of all, password managers that are an integrated part of a security suite can be monitored, so you’ll be alerted if your passwords get exposed in a data breach.

You’ve already taken a step towards improving your password hygiene by reading this blog post. But the next step is, have an honest look at your passwords. Do you write them down, use the same for many accounts, or use weak ones? Then it may be time for a change to better protect your accounts and the personal info in those accounts.

If you’re like a certain member of my family—that will remain nameless, Mom—who kept their passwords written down in a notepad, making the change to a password manager (McAfee’s, naturally) was a life-changing moment. Not only did it help her see just how often she was using the same login credentials, she now has an easy way to store, auto-fill, and even generate strong passwords across all her accounts and devices. An intended bonus was that she also realized how many accounts she was no longer using!

Strong passwords are only the start

Now that you know more about what makes a strong password and how to protect them, let’s talk about why strong passwords are just the start of keeping your accounts safe. You’re probably already using Two-Factor Authentication for apps and services, but you may not have heard the term before. Two-Factor Authentication, or 2FA, is the second layer of protection to authenticate or prove you are the owner of this account. If you’ve received a text message or an email to confirm a new account signup, that’s a type of 2FA.

Text messages and email aren’t the only types of 2FA. There are USB keys, apps, and even systems built-in to your phone, like facial recognition to open phone apps, for example. Some popular 2FA options are USB keys and Google Authenticator.

The great thing about 2FA is that it helps make your strong passwords even more effective by stopping an attacker from using stolen credentials. If you fell victim to a phishing attack that looked like your bank’s website, the attacker would have your email and password combination. Without 2FA, they could log into your account and pretend they’re you. With 2FA in place, it becomes much harder for an attacker to access your account because they’re missing that last important piece of information.

The future of passwords

Humans are almost always the weakest link when it comes to securing information. But by committing ourselves to better password practices, with help from the latest technology, we can make sure passwords are a strong link in our security chain; one that will only get stronger in the future.

For instance, using a device like a key-fob, new passwordless systems can authenticate a user without entering their login details. Not only does this make logging into your accounts lightning fast, you also never have to remember a complicated password again.

Biometric locks, like FaceID, are another example of passwordless entry. Using your face, or a fingerprint to authenticate yourself makes it much harder for attackers to break into your accounts.

Happy World Password Day

We hope this Password Day post has helped answer some questions about password hygiene and how to take better care of your online accounts. Online security changes from day to day, so staying aware of new technologies and building safe new habits is essential. Perhaps one day this day will no longer need to exist on our calendars, as we look to a future where we might not need passwords at all. While we collectively make strikes towards this future, let’s celebrate this day while it lasts.

 Stay Updated

To stay updated on all things McAfee and on top of the latest consumer and mobile security threats, follow @McAfee_Home  on Twitter, subscribe to our email, listen to our podcast Hackable?, and ‘Like’ us on Facebook.

The post World Password Day: Make Passwords the Strongest Link in Your Online Security appeared first on McAfee Blogs.

How to Remain Secure While Using Running Apps

When gyms were forced to close last year, you likely looked for other ways to get some exercise and stay active during quarantine. From investing in a few pairs of dumbbells or perhaps downloading an app or two to help you track your workouts, you found alternatives to help you break a sweat. As an accessible, easy way to release endorphins, running quickly grew in popularity along with the platforms that help runners stay accountable. According to Runner’s World, there was a 34% uptick in outdoor miles logged by common fitness apps between March and September 2020 compared to the same stretch in 2019. But are these tools potentially endangering your privacy?  

According to TechCrunch, running apps could potentially threaten your security if the data they collect ends up in the wrong hands. Let’s explore the functionalities of these apps and how they could pose a threat to your online safety.  

 

Running Apps Do Not Have  a Secure Track Record 

Running apps are solid companions for advanced and amateur runners alike, allowing you to track the length of your run and set a pace for yourself. These apps learn a lot about you the more you use them by gathering health data like your height and weight and even your location. But similar to the threats that exist when you overshare on other online platforms, this data could pose a serious threat to your privacy. For example, location data could identify where you live or where you work – information that you definitely wouldn’t want in the hands of a stranger. If a cybercriminal is able to hack into your account, they could exploit this information to commit identity theft or craft a phishing email disguised as your employer.  

Additionally, many of these apps lack basic security measures to prevent hackers from breaking into accounts or from health and fitness data from spilling out. For example, many popular running apps allow the most basic passwords like “qwerty” and “password.” Oftentimes, hackers automate their attacks by targeting accounts with easy-to-crack passwords like the ones mentioned. This allows them to exploit the most accounts with as little effort as possible. Furthermore, these apps do not have the option to set up two-factor authentication, which creates an additional barrier to prevent hackers from exploiting reused passwords.  

 

How Can You Hit Your Security Stride?  

No matter where you are in your fitness journey, it is essential to take the necessary precautions to minimize the risks of the platforms you use to hold yourself accountable – running apps included. If you are looking to hit your stride while keeping security and privacy top of mind, follow these tips:  

1. Use a strong, unique password  

Your password is your first line of defense, so it is important that you use one that is strong and unique to your other account credentials. If a hacker does manage to guess your password for one of your online accounts, it is likely they will check for repeat credentials across multiple sites. By using different passwords or passphrases, you can feel slightly more at ease knowing that the majority of your data is secure if one of your accounts becomes vulnerable.  

You can also use a password manager to help you create strong passwords, remove the hassle of remembering numerous passwords, and log  on to websites automatically. 

2. Update your app’s privacy settings  

Some running apps are configured to publicly share user data by default. After you download an app, spend some time researching how to change these settings so your data is not shared with strangers without your permission. 

3. Turn on automatic software updates 

If your running app of choice does undergo any security updates, make sure that they are installed as soon as possible. Developers actively work to identify and address security issues. Frequently update your operating systems and apps so that they have the latest fixes and security protections. The easiest way to do this is to enable automatic software updates on your mobile device. 

4. Disable unnecessary features  

Next time you go for a run with your location services on, think again about what risks this poses to your virtual security and your physical safety. Enhance your security by only enabling the features that are necessary to optimize your fitness performance. This will help prevent hackers from using your location as a vehicle to invade your privacy.  

 

Reduce the Risk of Running Apps to Stay Secure 

Since the data collected on running apps involves sensitive health and location information, it is worth reviewing the privacy policies for all of the fitness platforms you regularly use to see how your data might be affected. To ensure that you can keep moving toward your fitness goals while protecting your online safety, stay educated on the tools you use to track your progress and implement the necessary security measure to do so with security in mind.  

 

Stay Updated  

To stay updated on all things McAfee and on top of the latest consumer and mobile security threats, follow @McAfee_Home on Twitter, subscribe to our email, listen to our podcast Hackable?, and ‘Like’ us on Facebook.  

The post How to Remain Secure While Using Running Apps appeared first on McAfee Blogs.

5 Ways to Protect Your Online Privacy

When you open your laptop or your mobile device, what is the first thing you do? Do you head to your favorite social media site to skim the latest news, or do you place your weekly grocery delivery order? No matter what your daily online habits are, even the slightest degree of caution can go a long way in staying secure online.  

That’s because hackers are experts at hiding malware in your everyday online routines, or even infiltrating your cookies to steal login information and learn about your personal preferences.  

According to a StatsCan Canadian internet use survey, six out of ten internet users reported experiencing a cybersecurity incident. There are many hoops to jump through when navigating the digital landscape. By taking the necessary steps to remedy vulnerabilities in your digital activity, you can dramatically improve your online protection.  

Three online threats to watch out for  

Cybercriminals take advantage of online users through routine avenues you would not expect. Here are three common ways that cybercriminals eavesdrop on online users.  

1.  Adware  

Adware, or advertising-supported software, generates ads in the user interface of a person’s device. Adware is most often used to generate revenue for the developer by targeting unsuspecting online users with personalized ads paid by third parties. These third parties usually pay per view, click, or application installation.   

Though not always malicious, adware crosses into dangerous territory when it is downloaded without a user’s consent and has nefarious intent. In this case, the adware becomes known as a potentially unwanted application (PUA) that can remain undetected on users’ devices for long periods of time. According to a report by the Cybersecure Policy Exchange, an unintentionally installed or downloaded computer virus or piece of malware is one of the top five cybercrimes that Canadians experience. The PUA can then create issues like frequent crashes and slow performance.   

Users unknowingly download adware onto their device when they download a free ad-supported program or visit a non-secure site that does not use the Hypertext Transfer Protocol Secure (HTTPS) to encrypt online communication.   

2.  Malvertising  

Hackers also use invasive tactics known as ad injections, where they inject ads with malicious code for increased monetary gain. This is a practice known as “malvertising.” If a user clicks on a seemingly legitimate and well-placed ad, they risk exposing themselves to numerous online threats. These ads can be infected with malware such as viruses or spyware. For example, hackers can exploit browser vulnerabilities to download malware, steal information about the device system, and gain control over its operations. Hackers can also use malvertising to run fraudulent tech support scams, steal cookie data, or sell information to third-party ad networks.  

3.  Autofill  

Another vulnerability that many may not realize is their browser’s built-in autofill functions. As tempting as it is to use your browser’s autofill function to populate a long form, this shortcut may not be safe. Cybercriminals have found ways to capture credentials by inserting fake login boxes onto a web page that users cannot see. So, when you accept the option to autofill your username and password, you are also populating these fake boxes.   

Tips for rethinking your online habits  

Take a proactive approach to your digital protection the next time you are browsing the internet by reassessing your online habits. Check out these five tips to ensure you are staying as safe as possible online.  

1.  Clear your cookies on your browser  

Cookie data can contain anything from login information to credit card numbers. Cybercriminals looking to exploit this information can hijack browser sessions to pose as legitimate users and steal cookies as they travel across networks and servers. As a result, it is essential for online users to regularly clear out their cookies to better protect their information from falling into the wrong hands. Navigate to your browser’s history, where you can wipe the data associated with each browser session, including your cookies.   

2.  Use a reliable password manager  

Clearing your browser’s cookie data will also remove your saved logins, which is why leveraging a password manager can make it easier to access regularly visited online accounts.   

Many browsers come with a built-in password generator and manager; however, it is better to entrust your logins and password to a reputable password manager. Browser password managers are not as secure as password managers, because anyone who has access to your device will also access your online information. A password manager,  provides a more secure solution since it requires you to log in with a separate master password. A password manager also works across various browsers and can generate stronger passwords than those created by your browser.   

3.  Adjust browser privacy settings  

In addition to clearing cookie data, users should adjust their browser settings to ensure their online sessions remain private.   

Another option is to access the internet in Private Browsing Mode to automatically block third-party tracking, making it a quick and easy option to ensure private browsing. Users can also enable the “do not track” function of their browser to prevent third-party tracking by advertisers and websites. Additionally, you can adjust your browser settings to block pop-up ads and control site permissions, such as access to cameras and locations.   

4.  Use an ad blocker  

Ad blockers suppress unwanted and potentially malicious ads to ensure a safer browsing experience. Ad blockers can also make it easier to view page layout by removing distracting ads and optimizing page load speed. Additionally, they prevent websites from tracking your information that third parties can sell.  

5.  Leverage a reputable security solution   

Deploying a security solution like McAfee+ Ultimate ensures the safest internet browsing experience through a holistic approach for threat detection, protection, and remediation. Equipped with a password manager, antivirus software, and firewall protection, users can effectively sidestep online threats while browsing the internet. Moreover, it includes comprehensive privacy and identity protection, such as our Personal Data Cleanup, dark web monitoring, credit monitoring, along with ways you can quickly Lock or freeze your credit file to help prevent accounts from being opened in your name. 

Take action to ensure safe browsing  

Your online behavior can say a lot about you so make sure you safeguard your internet protection. Whether it is through malvertising or invisible forms, hackers can glean information to paint a picture of who you are to target you through deceptive tactics. Cybercriminals are always looking for vulnerabilities which is why assessing your online habits sooner rather than later is a critical first step to smarter online browsing.  

The post 5 Ways to Protect Your Online Privacy appeared first on McAfee Blog.

3 Tips to a Holistic Online Security Approach

Cybersecurity is often used as a blanket term to address online safety. Cybersecurity can refer to the software used to protect your devices, but it can also refer to the processes you put in place to protect yourself from online threats. Whether you’re implementing best practices, building awareness of security threats, or installing security software, taking a holistic approach to online security is crucial to remain secure and protected at all times. 

Here are three tips for a holistic online security approach. 

1. Safeguard Your Privacy Starting With Your Devices 

Efficient online protection ultimately begins with you, the end-user, and the steps you take to secure your devices.  

The first step to ensure your device is secure is never to leave it unattended. Whether you’re at the grocery store or at home, always keep an eye on your devices. All it takes is a few minutes for someone to steal them or for kids to click on a malicious link while your attention is diverted. Make sure you have a contingency plan in case your device is compromised. For example, if someone steals your device, wipe the information on the device remotely. Revert it to the factory setting, so the thief can’t access your personal information. Regularly back up your data in the event of a lost or compromised device to ensure you retain important documents.  

In some instances, you can also recover deleted files at any time given the right tools. Regularly shred unwanted documents for the files that you want permanently deleted. Install security measures across all devices and your networks to protect your data and privacy. Always lock your device before stepping away and layer your device security with multi-factor authentication to ensure you are the only one who can access your sensitive information. 

Passwords are the gateway to your device and play just as critical a role in securing your personal information. Follow password best practices to prevent cybercriminals or mischievous children from infiltrating files and data. Use long and complex passwords and never reuse them across accounts. You can also use a password manager to keep track of your passwords in one centralized and secure location. 

2. Assess Your Awareness and Implement Best Practices 

Strengthen your protection strategy by layering your physical device security with an enhanced awareness of relevant threats. Start by first taking a step back to assess your online persona. In other words, who are you? Are you a college student or a remote working parent who teleconferences frequently? Do you own an iOS device? Understand what your online devices and habits say about you as a person, as this will affect why and how cybercriminals target you. 

For example, if you frequently teleconference for work or medical visits, you need to be aware of the teleconferencing risks of remote work or telehealth. Remote workers and telehealth patients face threats such as phishing emails or disrupted video conference calls. As a result, users must know the importance of using a video conferencing tool with end-to-end encryption and not sharing sensitive information through chat features.  

Once you know the risks you face as an online user, consider the specific daily best practices for online safety. One good habit includes regularly updating your devices and software. Updating laptops, mobile devices, and routers ensure that existing bugs are fixed and security flaws are patched. Devices not equipped with the latest software are vulnerable to hackers.  

Additionally, many cybercriminals will use social media to identify victims and target them through social engineering tactics. For example, they will send phishing emails to steal personal information and sell it on the dark web or hold it for ransom. Once you know what to look for, phishing emails are easy to spot. From there, you can send malicious messages straight to your trash folder and sidestep the threats that lie within. Check your privacy settings to control who can view your posts and ensure you receive notifications about suspicious activity on your account. Don’t respond to unknown messages and think twice before revealing sensitive information online. Practice better awareness by keeping up with new viruses and vulnerabilities. Use monitoring tools to check if your email or phone number is released in a recent data breach. Keep an eye on your financial accounts and consider freezing your credit to prevent hackers from taking out loans and opening new accounts in your name. Read reports such as McAfee Labs Threats Report and stay informed through credible news sources to stay one step ahead of the latest threats.  

Also, stay aware of online fraud tactics since they are a significant risk for many Canadians. According to a CPA Canada Fraud Study conducted in January, almost three in four of those surveyed have received fraudulent requests including email and telemarketing requests. Evade online fraud by screening for unknown calls and steering clear of unsecured websites asking for sensitive information such as personal identification numbers and bank information. 

3. Leverage the Right Technology and Resources 

The final component of a holistic security strategy involves implementing a complete security suite, such as McAfee Total Protection, across all your devices. Leveraging software security tools is one of the best ways to protect your devices and personal information from online threats. This software takes a multi-layered approach to security to prevent virus infection, detect vulnerabilities and minimize the risk of viruses.  

For example, tools like a VPN and antivirus software take a preventive approach to online security. A VPN encrypts your data, so even if someone were to get their hands on your information, they would not be able to make much sense of it. Antivirus software guards against malware and monitors online traffic and activities for malware.  

Detection and correction capabilities are also crucial to a well-rounded security suite. Identity theft protection is a critical part of this solution to ensure the integrity of your credit, as well as your court and criminal records, remain intact. Report missing ID cards and conduct a background if you suspect someone is impersonating you. The right security solution will be able to monitor your accounts and notify you when it detects unusual activity. It will also be able to guide you through the remediation process to restore your privacy and identity. 

Champion Your Digital Protection  

Effective cybersecurity requires a multifaceted approach to create a holistic security strategy. This approach should integrate layered protection starting with your devices, expanding to your threat awareness, and ending with the software tools you leverage to enhance your digital security. With a strategic framework in place, you can rest assured knowing that you are well equipped to handle whatever malicious threat comes your way. 

Stay Updated  

To stay updated on all things McAfee and on top of the latest consumer and mobile security threats, follow @McAfee_Home on Twitter, subscribe to our newsletter, listen to our podcast Hackable?, and ‘Like’ us on Facebook. 

The post 3 Tips to a Holistic Online Security Approach appeared first on McAfee Blogs.

Elevate Your Financial Security: How to Safely Bank Online

Today’s technology allows you to complete various tasks at the touch of a button wherever you go. As a result, you place trust in online services that make everyday chores more convenient without second-guessing their effects. One such service is online banking. More Canadians are doing their banking virtually with over 76% using online or mobile devices. Despite the extensive measures that banks take to strengthen their online security, no system is fail-safe. It is extremely important to practice proper security habits and be on the lookout for online fraud to ensure the safety of your financial information.  

The Risks of Online and Mobile Banking  

According to the Canadian Bankers Association (CBA), banks in Canada use sophisticated technology and layers of security to help protect customers from fraud when doing their banking online or using a mobile banking app. Although online banking is generally safe, it does provide cybercriminals with a potentially lucrative opportunity. Some scammers turn to phishing techniques to trick people into handing over their sensitive personal information. They call, text, or email you claiming to be a representative from your bank and state that they noticed some unusual activity related to your account. The imposters then ask you to click on a link in the email or text message to verify your credentials. Unfortunately, this “verification link” is actually a phishing link, and cybercriminals can use the password or credit card details to walk right into your account. 

Once cybercriminals gain access to your password and username, they may then move on to credential stuffing. Credential stuffing occurs when an attacker inserts the username and password for one account into the login page of another online service. This tactic capitalizes on the fact that many people reuse the same username and password across multiple accounts. 

Hackers also use phishing to spread malware onto the devices you use to access online banking services. These suspicious emails and text messages disguised as notifications from your bank could contain malicious links or attachments that trick you into downloading malware on your device. Furthermore, attackers mimic banking and money transfer institutions to collect your credentials and access your sensitive information. 

Put Your Privacy First When Online Banking  

The convenience of paying bills and depositing checks without running to the bank or post office is undeniable. Everyone is always rushing about, so if you’re now doing these things online securing your online privacy is not a responsibility to speed through.  

It’s important that you put your privacy first when using online and mobile banking platforms so you can use these convenient services without jeopardizing your financial accounts. Follow these tips to enhance your online banking security:  

1. Manage your bank account responsibly 

Review your bank’s terms and conditions to understand your responsibilities as the account owner and the responsibilities of your bank. Check your accounts regularly for transactions you didn’t make and contact your financial provider as soon as you find an error. Most banks have policies that reimburse you for unauthorized purchases if someone uses your credit card without your permission.  

2. Choose a strong, unique password 

Look at the recommendations provided by your bank, for example, CIBC recommends using longer passwords for your bank account that include a combination of uppercase, lowercase, numbers, and special characters. Additionally, do not reuse this password across your other accounts. If a hacker guesses your password for one of your online accounts, it’s likely that they will check for repeat credentials across multiple sites. By using different passwords or passphrases, you can feel secure knowing that the majority of your data is secure if one of your accounts becomes vulnerable. If you’re worried about forgetting your passwords, subscribe to a password management tool that will remember them for you.   

3. Use multi-factor authentication  

Always opt-in for two- or multi-factor authentication if your financial institution offers it. This is a method of signing in that requires not only a username and password but also a one-time code that is sent by text or email. This extra layer of verification makes it much harder for a criminal to access your sensitive accounts.  

4. Vet third-party apps and platforms 

From splitting the check when eating out with friends to dividing the cost of bills, third-party mobile payment apps are an incredibly easy way to share money. Before downloading these apps, do your research. Ensure that the company behind the app or the app itself hasn’t undergone any major security incidents and that they have a history of patching bugs immediately. If you decide to download a mobile payment app, set your account to private and limit the amount of data you share. Additionally, look for the lock icon in your web browser when logging in to online banking platforms. A closed lock or padlock indicates that the website you’re on is secure. 

5. Learn how to recognize phishing 

Phishing scammers often undo their own plans by making simple mistakes that are easy to spot once you know how to recognize them. These mistakes include spelling or grammar errors throughout the email or text message, using a company’s logo with the incorrect aspect ratio or low resolution, and using a URL with typos. For example, phishers may swap an “o” with a zero, or end the address with “.con” instead of “.com.”  If you receive a message with any of these characteristics, do not click on any of the links and delete it immediately.  

6. Connect to a VPN 

Never conduct your banking business on a public or unsecured wi-fi network. Connect to a virtual private network (VPN), which allows you to send and receive data while encrypting your information. When your data traffic is scrambled, it’s shielded from prying eyes, which protects your network and the devices connected to it. 

Invest in Your Digital Security  

While online banking adds a wealth of convenience to your lives, it’s important that you remain invested in your security first and foremost. Cybercriminals often take advantage of your reliance on digital platforms to disguise themselves as bank representatives and trick you into handing over your personal data. To remain secure while online banking, practice good cybersecurity hygiene by using strong, unique passwords, multi-factor authentication, and stay vigilant while looking for signs of phishing. These tips will help elevate your financial security so you can virtually bank with peace of mind.  

Stay Updated 

To stay updated on all things McAfee and on top of the latest consumer and mobile security threats, follow @McAfee_Home on Twitter, subscribe to our newsletter, listen to our podcast Hackable?, and ‘Like’ us on Facebook.

The post Elevate Your Financial Security: How to Safely Bank Online appeared first on McAfee Blogs.

Less Is More: Why One Antivirus Software Is All You Need

Personal devices and the information they carry are incredibly valuable to their owners. It is only natural to want to protect your device like a royal family fortifying a medieval castle. Unlike medieval castles that depended upon layers and layers of protection (moats, drawbridges, spiky gates, etc.), personal devices thrive on just one defense: a devoted guard called antivirus software.  

Increasing your personal device’s security detail with more than one guard, or antivirus software is actually less effective than using a single, comprehensive option. Microsoft operating systems recognize the detriment of running two antivirus software programs simultaneously for real-time protection. Microsoft Windows automatically unregisters additional programs so they do not compete against each other. In theory, if you have a Microsoft device, you could run on-demand or scheduled scans from two different antivirus products without the operating system disabling one of them. But why invest in multiple software where one will do?  

If you do not have a Microsoft device, here is what could happen to your device if you run more than one antivirus program at a time, and why you should consider investing in only one top-notch product.  

Fight over potential viruses  

Antivirus programs want to impress you. Each wants to be the one to catch a virus and present you with the culprit, like a cat with a mouse. When antivirus software captures a virus, it locks it in a secure place to neutralize it. If you have two programs running simultaneously, they could engage in a tussle over who gets to scan, report, and remove the virus. This added activity could cause your computer to crash or use up your device’s memory.  

Report each other as suspicious  

Antivirus software quietly monitors and collects information about how your system runs, which is similar to how viruses operate. One software could mark the other as suspicious because real-time protection software is lurking in the background. So, while one antivirus program is busy blowing the whistle on the other, malicious code could quietly slip by.  

Additionally, users could be buried under a barrage of red flag notifications about each software reporting the other as suspicious. Some users become so distracted by the onslaught of notifications that they deactivate both programs or ignore notifications altogether, leaving the device vulnerable to real threats.  

Drain your battery and slow down your device  

Running one antivirus software does not drain your battery, and it can actually make your device faster. However, two antivirus programs will not double your operating speed. In fact, it will make it run much slower and drain your battery in the process. With two programs running real-time protection constantly in the background, device performance is extremely compromised.  

Antivirus software best practices 

There is no reason to invest in two antivirus programs when one solid software will more than do the trick to protect your device. Here are some best practices to get the most out of your antivirus software:  

1. Back up files regularly  

One habit you should adopt is backing up your files regularly. You never know when malware could hit and corrupt your data. Add it to your weekly routine to sync with the cloud and back up your most important files to an external hard drive.   

2. Keep your software up to date  

Whenever your software prompts you to install an update, do it! New cyber threats are evolving every day, and the best way to protect against them is to allow your software to stay as up-to-date as possible.  

3. Read the results reports    

Always read your antivirus results reports. These reports let you know the suspicious suspects your software was busy rounding up. It will give you a good idea of the threats your devices face and perhaps the schemes that you unknowingly fell into, such as clicking on a link in a phishing email. This information can also help you improve your online safety habits.  

Go with the single strongest antivirus, and more  

Everyone needs strong antivirus. Yet antivirus alone isn’t enough to beat back today’s threats. Hackers, scammers, and thieves rely on far more tricks than viruses and malware to wage their attacks, and data breaches slip billions of personal and financial records into the hands of bad actors. You’ll want to pair antivirus with further protection that covers your privacy and identity as well. 

For example the antivirus included with McAfee+ Ultimate can secure an unlimited number of household devices. Yet it offers far more than antivirus alone with our most comprehensive protection for your privacy, identity, and devices. The full list of features is long, yet you’ll get credit monitoring, dark web monitoring, removal of personal information from risky data broker sites, along with identity theft protection and restoration from a licensed expert if the unexpected happens. In all, it offers a single solution for antivirus, and far more that can protect you from the broad range of threats out there today. 

The post Less Is More: Why One Antivirus Software Is All You Need appeared first on McAfee Blog.

Keep the Change: 3 Tips for Using the Twitter Tip Jar

When we think of tipping, many don’t see it as anything beyond a display of gratitude. However, Twitter’s latest feature is prompting its users to rethink this sentiment. It hasn’t been long since Twitter released their new Tip Jar feature, which allows users on the platform to send tips to designated accounts. However, online users and security experts are already exposing the vulnerabilities in its architecture. 

Twitter’s Tip Jar has sparked concerns over user privacy due to the exposure of user’s shipping address, not to mention concerns over fraudulent payment disputes. Here’s what you need to know about this feature and what it means for your financial and data privacy.  

When Social Media Sharing Crosses a Line 

It was recently revealed that the new  feature may not be as secure as it was believed to be. Users were quick to point out a critical flaw that reveals their shipping address to the recipient when sending money through PayPal. Shortly after, others also discovered that Twitter Tip Jar could reveal a user’s email address even if no transaction took place. Only a limited number of accounts can receive payments, including creators, journalists, experts, and nonprofits. However, anyone can send tips, making the new feature’s vulnerabilities more concerning.  

The reason why PayPal displays the sender’s shipping address is because Twitter categorizes tipping as a payment transaction. Therefore, recipients would receive the sender’s payment and shipping details by default, just like any other vendor would in a typical online transaction.  

While your information is not shared publicly, exposing it to recipients poses increased security risks.  

Picture this: Hackers recognize notable recipients and hack their accounts to steal their information—including your personal address. They then use your information to carry out targeted phishing attacks and ransomware. You lose your data, your device becomes infected and therefore unusable, and you’re even more susceptible to identity fraud—all stemming from an attempt to leave a digital tip as a token of goodwill.  

Good Intentions Turned Bad 

Twitter Tip Jar is a prime example of a good idea gone awry. Twitter released the feature to support notable members of their community, many of whom prefer to use Twitter due to the level of anonymity that is allowed by the platform — it does not require your real name, which potentially leads to more anonymous interactions than other social media sites. For this reason, Twitter users are more vulnerable to privacy concerns when using the Tip Jar.  

In addition to privacy concerns, hackers could also misuse the Tip Jar feature through fraudulent payment disputes. If someone tips a Twitter user using the Tip Jar and later files a “dispute” regarding the payment, PayPal requires the recipient pay a $20 dispute charge. Now imagine if a malicious entity does this to a recipient multiple times. The user could quickly accumulate hundreds of dollars in dispute charges instead of tips, causing the direction of money flow to effectively be reversed and financial stress on the recipient.  

Safely Navigate the Social Landscape 

It can be challenging to safely navigate social media from a cybersecurity perspective because sharing is now synonymous with social networking. If you actively participate on social platforms, here are the three tips you should follow to side-step any security gotchas along the way: 

1. Share your gratitude, not your information 

Fortunately, there’s a simple workaround to avoid publicly sharing your shipping address while using the Twitter Tip Jar. When sending a tip using Tip Jar, rather than inputting an address under the shipping address form field, simply defer to the “No address needed” option to keep your address private.  

2. Update your privacy settings 

Double check your privacy settings in both your social apps and your connected third-party payment systems. As you navigate this new feature and any that are up–and–coming, take note of the privacy policies that impact how your personal data is being used. (e.g. Twitter has updated its tipping prompt and Help Center to make it clear that other apps, such as PayPal, may share information between people sending and receiving tips).  

3. Turn on automatic software updates 

Security researchers and engineers are constantly working to fix software bugs and vulnerabilities in the background. By turning on automatic updates, you are guaranteed to have all the latest security patches and enhancements for your apps and tools as soon as they become available.   

Practice Caution When Faced With New Features  

It can be tempting to jump on the bandwagon when a shiny, new feature makes its way to the social media platforms you use and love. But taking the time to learn about these features before choosing to participate can save you from a potential privacy headache, especially in the case of the Twitter Tip Jar. By educating yourself on both the benefits and the risks, you’ll be able to take actionable steps that protect your personal information.  

Stay Updated 

To stay updated on all things McAfee and on top of the latest consumer and mobile security threats, follow @McAfee_Home on Twitter, subscribe to our newsletter, listen to our podcast Hackable?, and ‘Like’ us on Facebook. 

The post Keep the Change: 3 Tips for Using the Twitter Tip Jar appeared first on McAfee Blogs.

Private browsing vs VPN – Which one is more private?

To enjoy online life to the fullest these days, we often have to give out a certain amount of personal information. That also means the moment you go online you’re giving personal data away. Whether it’s your phone, a game console, or a connected speaker, someone, somewhere, is monitoring your connection. Knowing what data your device sends, and who has access to that information, is an important part of maintaining your online privacy. However, without the right tools, you’re probably giving away a lot more information than you realize. Many believe that one effective way to maintain online privacy is by using a private mode on a browser. 

However, it’s a common misconception that “private browsing” modes–like Google’s Incognito–protect your online privacy. It makes sense, they’re called “private browsing”, what else would they do? Well, if you’ve read the news lately, you may have seen that Google is in a $5 billion lawsuit specifically because of their private browsing mode.  

The thing is, incognito mode is often misunderstood. When you open an incognito window, you’re told that “You’ve gone incognito.” The explanation underneath says that your browsing history, website visits, cookies, and information you put in forms, won’t be saved. This is where the confusion starts. What the incognito explanation doesn’t tell you is that your browsing information isn’t blocked or hidden from advertisers while in incognito mode. So even though your browsing information “won’t be saved” on your device or available after you close the window, that doesn’t stop the internet from seeing everything you’ve been up to while in that session.  

For these reasons, more people use virtual private networks, or VPNs, to protect their browsing history from prying eyes. If you’re new to VPN, this might be the perfect time to learn about what they are, how they work and why you might choose a VPN over private browsing.   

What do virtual private networks do?   

VPN protects your devices by wrapping your internet connection in a secure tunnel that only you can access. This stops people —like those nosey advertisers—from seeing what sites you visit. With a secure connection to the Internet, every search request, every website you browse, is hidden from sight. It’s important to point out that VPN doesn’t make you anonymous; they make it so only you can see what you’re doing online. You can learn even more about VPN in this blog. 

What does incognito mode do?  

Without private browsing, your browser tells websites–and their owners–all kinds of things about you like what device you’re using, where you are, what sites you’ve visited, and when. Websites use this information to serve you relevant ads, but it can also be used to track your location and browsing habits. 

With private browsing, your browser window is isolated from the rest of your operating system. Isolating the browser is supposed to help block websites from seeing who you are, block cookies and prevent access to your browsing history, but even when using private browsing, tests like EFF’s Panopticlick privacy test can see what device you’re on, where you’re connecting, if you can accept cookies, your OS, and many other types personally-identifying information. 

What’s the difference between VPN and private browsing?  

VPN:  

• Encrypt your internet connection  
• Help hide your browsing from snoops  
• Help hide your search requests  
• Help protect your personal information  
• Can protect multiple devices  
• Block some types of online tracking  

Private browsing:  

• Deletes personal data when you stop browsing  
• Only active in one browser window   
• Hides Internet activity from other users on shared devices  

Use private browsing alongside VPN  

We wouldn’t recommend using incognito mode instead of a VPN, ever. However, Incognito mode has its place in your online security toolkit,  as long as you don’t think of it as a replacement for other types of protection. For instance, if you share a device with other people, like family members, then you might want to use incognito mode to make sure your partner doesn’t accidentally find out how much you spent on their surprise birthday gift. But, if you’re concerned with advertisers tracking you and watching what you do online, then you should consider also using a VPN to protect your privacy.  

Ways to get VPN protection  

If you’re already a McAfee Total Protection subscriber, you have access to unlimited VPN usage. Protect your personal information, like your banking information and credit cards, from prying eyes with McAfee Total Protection’s Secure VPN. If you haven’t already signed up, now’s the perfect time. McAfee Total Protection provides security for all your devices, giving you peace of mind while you shop, bank, and browse online. 

The post Private browsing vs VPN – Which one is more private? appeared first on McAfee Blog.

The What, Why, and How of AI and Threat Detection

There are more online users now than ever before, thanks to the availability of network-capable devices and online services. The internet population in Canada is the highest it has been, topping the charts at 33 million. That number is only expected to increase through the upcoming years. However, this growing number and continued adoption of online services pose increasing cybersecurity risks as cybercriminals take advantage of more online users and exploit vulnerabilities in online infrastructure. This is why we need AI-backed software to provide advanced protection for online users.   

The nature of these online threats is ever-changing, making it difficult for legacy threat detection systems to monitor threat behavior and detect new malicious code. Fortunately, threat detection systems such as McAfee’s Antivirus and Threat Detection Defense adapt to incorporate the latest threat intelligence and artificial intelligence (AI) driven behavioral analysis. Here’s how AI impacts cybersecurity to go beyond traditional methods to protect online users. 

What is AI? 

Most of today’s antivirus and threat detection software leverages behavioral heuristic-based detection based on machine learning models to detect known malicious behavior. Traditional methods rely on data analytics to detect known threat signatures or footprints with incredible accuracy. However, these conventional methods do not account for new malicious code, otherwise known as zero-day malware, for which there is no known information available. AI is mission-critical to cybersecurity since it enables security software and providers to take a more intelligent approach to virus and malware detection. Unlike AI–backed software, traditional methods rely solely on signature-based software and data analytics.  

Similar to human-like reasoning, machine learning models follow a three-stage process to gather input, process it, and generate an output in the form of threat leads. Threat detection software can gather information from threat intelligence to understand known malware using these models. It then processes this data, stores it, and uses it to draw inferences and make decisions and predictions. Behavioral heuristic-based detection leverages multiple facets of machine learning, one of which is deep learning. 

Deep learning employs neural networks to emulate the function of neurons in the human brain. This architecture uses validation algorithms for crosschecking data and complex mathematical equations, which applies an “if this, then that” approach to reasoning. It looks at what occurred in the past and analyzes current and predictive data to reach a conclusion. As the numerous layers in this framework process more data, the more accurate the prediction becomes. 

Many antivirus and detection systems also use ensemble learning. This process takes a layered approach by applying multiple learning models to create one that is more robust and comprehensive. Ensemble learning can boost detection performance with fewer errors for a more accurate conclusion.  

Additionally, today’s detection software leverages supervised learning techniques by taking a “learn by example” approach. This process strives to develop an algorithm by understanding the relationship between a given input and the desired output. 

Machine learning is only a piece of an effective antivirus and threat detection framework. A proper framework combines new data types with machine learning and cognitive reasoning to develop a highly advanced analytical framework. This framework will allow for advanced threat detection, prevention, and remediation.  

How Can AI Help Cybersecurity? 

Online threats are increasing at a staggering pace. McAfee Labs observed an average of 588 malware threats per minute. These risks exist and are often exacerbated for several reasons, one of which is the complexity and connectivity of today’s world. Threat detection analysts are unable to detect new malware manually due to their high volume. However, AI can identify and categorize new malware based on malicious behavior before they get a chance to affect online users. AI–enabled software can also detect mutated malware that attempts to avoid detection by legacy antivirus systems.  

Today, there are more interconnected devices and online usage ingrained into people’s everyday lives. However, the growing number of digital devices creates a broader attack surface. In other words, hackers will have a higher chance of infiltrating a device and those connected to it. 

Additionally, mobile usage is putting online users at significant risk. Over 85% of the Canadian population owns a smartphone. Hackers are noticing the rising number of mobile users and are rapidly taking advantage of the fact to target users with mobile-specific malware. 

The increased online connectivity through various devices also means that more information is being stored and processed online. Nowadays, more people are placing their data and privacy in the hands of corporations that have a critical responsibility to safeguard their users’ data. The fact of the matter is that not all companies can guarantee the safeguards required to uphold this promise, ultimately resulting in data and privacy breaches. 

In response to these risks and the rising sophistication of the online landscape, security companies combine AI, threat intelligence, and data science to analyze and resolve new and complex cyber threats. AI-backed threat protection identifies and learns about new malware using machine learning models. This enables AI-backed antivirus software to protect online users more efficiently and reliably than ever before.  

Top 3 Benefits of AI-backed Threat Detection Software  

AI addresses numerous challenges posed by increasing malware complexity and volume, making it critical for online security and privacy protection. Here are the top 3 ways AI enhances cybersecurity to better protect online users.  

1. Effective threat detection 

The most significant difference between traditional signature-based threat detection methods and advanced AI-backed methods is the capability to detect zero-day malware. Functioning exclusively from either of these two methods will not result in an adequate level of protection. However, combining them results in a greater probability of detecting more threats with higher precision. Each method will ultimately play on the other’s strengths for a maximum level of protection. 

2. Enhanced vulnerability management 

AI enables threat detection software to think like a hacker. It can help software identify vulnerabilities that cybercriminals would typically exploit and flag them to the user. It also enables threat detection software to better pinpoint weaknesses in user devices before a threat has even occurred, unlike conventional methods. AI-backed security advances past traditional methods to better predict what a hacker would consider a vulnerability. 

2. Better security recommendations 

AI can help users understand the risks they face daily. An advanced threat detection software backed by AI can provide a more prescriptive solution to identifying risks and how to handle them. A better explanation results in a better understanding of the issue. As a result, users are more aware of how to mitigate the incident or vulnerability in the future.

Take a Smarter Approach to Security 

AI and machine learning are only a piece of an effective threat detection framework. A proper threat detection framework combines new data types with the latest machine learning capabilities to develop a highly advanced analytical framework. This framework will allow for better threat cyber threat detection, prevention, and remediation.

The post The What, Why, and How of AI and Threat Detection appeared first on McAfee Blogs.

8 Tips for Staying Safe from Ransomware Attacks

What is Ransomware?

Over the past year, you may have seen the term ransomware popping up frequently. There’s good reason for that as ransomware is responsible for 21% of all cyberattacks, according to a new report. For enterprising hackers, this tactic has become standard operating procedure because it’s effective and organizations are willing to pay. But what does that mean for you and living a confident life online? Fortunately, there are a number of things individuals can do to avoid ransomware. But first, let’s start with the basics.  

Ransomware is malware that employs encryption to hold a victim’s information at ransom. The hacker uses it to encrypt a user or organization’s critical data so that they cannot access files, databases, or applications. A ransom is then demanded to provide access. It is a growing threat, generating billions of dollars in payments to cybercriminals and inflicting significant damage and expenses for businesses and governmental organizations.  

Why should I care?

McAfee Labs counted a 60% increase in attacks from Q4 2019 to Q1 2020 in the United States alone. Unfortunately, the attacks targeting organizations also impact the consumers who buy from them, as the company’s data consists of its customers’ personal and financial information. That means your data if you’ve done business with the affected company. Fortunately, there are many ways you can protect yourself from ransomware attacks.

How do I know if my information is vulnerable?

When a company is hit with a ransomware attack, they typically are quick to report the incident, even though a full analysis of what was affected and how extensive the breach may have been may take much longer. Once they have the necessary details they may reach out to their customers via email, through updates on their site, social media, or even the press to report what customer data may be at risk. Paying attention to official communications through these various channels is the best way to know if you’ve been affected by a ransomware attack.  

The connection between phishing and ransomware 

The top ransomware infection vectors – a fancy term for the way you get ransomware on your device – are phishing and vulnerability exploits. Of these two, phishing is responsible for a full 41% of ransomware infections. Ironically, this is good news, because phishing is something we can learn to spot and avoid by educating ourselves about how scammers work. Before we get into specific tips, know that phishing can take the form of many types of communications including emails, texts, and voicemails. Also know that scammers are convincingly imitating some of the biggest brands in the world to get you to surrender your credentials or install malware on your device. With that in mind, here are several tips to avoid getting phished. 

1. Be cautious of emails asking you to act  

If you receive an email, call, or text asking you to download software or pay a certain amount of money, don’t click on anything or take any direct action from the message. Instead, go straight to the organization’s website. This will prevent you from downloading malicious content from phishing links or forking over money unnecessarily. 

2. Hover over links to see and verify the URL 

If someone sends you a message with a link, hover over the link without clicking on it. This will allow you to see a link preview. If the URL looks suspicious, don’t interact with it and delete the message altogether. 

3. Go directly to the source 

Instead of clicking on a link in an email or text message, it’s always best to check directly with the source to verify an offer, request, or link. 

4. Browse with caution 

McAfee offers the free McAfee WebAdvisor, which can help identify malicious websites and suspect links that may be associated with phishing schemes. 

Put ransomware fears in your rearview mirror with these tips: 

If you do get ransomware, the story isn’t over. Below are 8 remediation tips that can help get your data back, along with your peace of mind. 

1. Back up your data  

If you get ransomware, you’ll want to immediately disconnect any infected devices from your networks to prevent the spread of it. This means you’ll be locked out of your files by ransomware and be unable to move the infected files. Therefore, it’s crucial that you always have backup copies of them, preferably in the cloud and on an external hard drive. This way, if you do get a ransomware infection, you can wipe your computer or device free and reinstall your files from backup.  Backups protect your data, and you won’t be tempted to reward the malware authors by paying a ransom. Backups won’t prevent ransomware, but they can mitigate the risks.

2. Change your credentials 

If you discover that a data leak or a ransomware attack has compromised a company you’ve interacted with, act immediately and change your passwords for all your accounts. And while you’re at it, go the extra mile and create passwords that are seriously hard to crack with this next tip.

3. Take password protection seriously 

When updating your credentials, you should always ensure that your password is strong and unique. Many users utilize the same password or variations of it across all their accounts. Therefore, be sure to diversify your passcodes to ensure hackers cannot obtain access to all your accounts at once, should one password be compromised. You can also employ a password manager to keep track of your credentials and generate secure login keys.   

4. Enable two-factor or multi-factor authentication 

Two or multi-factor authentication provides an extra layer of security, as it requires multiple forms of verification. For instance, you’ll be asked to verify your identity through another device, such as a phone. This reduces the risk of successful impersonation by hackers.   

5. Browse safely online 

Be careful where you click. Don’t respond to emails and text messages from people you don’t know, and only download applications from trusted sources. This is important since malware authors often use social engineering to get you to install dangerous files. Using a security extension on your web browser is one way to browse more safely.

6. Only use secure networks 

Avoid using public Wi-Fi networks, since many of them are not secure, and cybercriminals can snoop on your internet usage. Instead, consider installing a VPN, which provides you with a secure connection to the internet no matter where you go.    

7. Never pay the ransom 

While it is often large organizations that fall prey to ransomware attacks, you can also be targeted by a ransomware campaign. If this happens, don’t pay the ransom. Although you may feel that this is the only way to get your encrypted files back, there is no guarantee that the ransomware developers will send a decryption tool once they receive the payment. Paying the ransom also contributes to the development of more ransomware families, so it’s best to hold off on making any payments. Thankfully there are free resources devoted to helping you like McAfee’s No More Ransomware initiative McAfee, along with other organizations, created www.nomoreransom.org/ to educate the public about ransomware and, more importantly, to provide decryption tools to help people recover files that have been locked by ransomware. On the site you’ll find decryption tools for many types of ransomware, including the Shade ransomware.

7. Use a comprehensive security solution 

Adding an extra layer of security with a solution such as McAfee® Total Protection, which includes Ransom Guard, can help protect your devices from these cyber threats. In addition, make sure you update your devices’ software (including security software!) early and often, as patches for flaws are typically included in each update. Comprehensive security solutions also include many of the tools we mentioned above and are simply the easiest way to ensure digital wellness online.  

The post 8 Tips for Staying Safe from Ransomware Attacks appeared first on McAfee Blog.

7 Tips to Protect Your Smartphone from Getting Hacked

There’s little rest for your hard-working smartphone. If you’re like many professionals today, you use it for work, play, and a mix of personal business in between. Now, what if something went wrong with that phone, like loss or theft? Worse yet, what if your smartphone got hacked? Let’s try and keep that from happening to you. 

Globally, plenty of people pull double duty with their smartphones. In Spain, one survey found that 55% of people use the same phone for a mix of personal and and work activity. The same survey showed that up to half of people interviewed in Japan, Australia, and the U.S. do so as well, while nations like the UK and Germany trailed at 31% and 23% respectively. 

Whether these figures trend on the low or high end, the security implications remain constant. A smartphone loaded with business and personal data makes for a desirable target. Hackers target smartphones because they’re often unprotected, which gives hackers an easy “in” to your personal information and to any corporate networks you may use.  It’s like two hacks with one stone.  

Put simply, as a working professional with a smartphone, you’re a high-value target.  

Protect your smartphone from being hacked 

As both a parent and a professional, I put together a few things you can do to protect your smartphone from hacks so that you can keep your personal and work life safe: 

1. Add extra protection with your face, finger, pattern, or PIN. 

First up, the basics. Locking your phone with facial ID, a fingerprint, pattern or a pin is your most basic form of protection, particularly in the event of loss or theft. (Your options will vary depending on the device, operating system, and manufacturer.) Take it a step further for even more protection. Secure the accounts on your phone with strong passwords and use two-factor authentication on the apps that offer it, which doubles your line of defense.    

2. Use a VPN. 

Or, put another way, don’t hop onto public Wi-Fi networks without protection. A VPN masks your connection from hackers allowing you to connect privately when you are on unsecure public networks at airports, cafes, hotels, and the like. With a VPN connection, you’ll know that your sensitive data, documents, and activities you do are protected from snooping, which is definitely a great feeling given the amount of personal and professional business we manage with our smartphones. 

3. Stick to the official app stores for your apps.

Both Google Play and Apple’s App Store have measures in place to help prevent potentially dangerous apps from making it into their stores. Malicious apps are often found outside of the app stores, which can run in the background and compromise your personal data like passwords, credit card numbers, and more—practically everything that you keep on your phone. Further, when you are in the app stores, look closely at the descriptions and reviews for apps before you download them. Malicious apps and counterfeits can still find their way into stores, and here are a few ways you can keep those bad apps from getting onto your phone.    

4. Back up the data on your phone. 

Backing up your phone is always a good idea for two reasons: 

• First, it makes the process of transitioning to a new phone easy by transferring that backed up data from your old phone to your new phone. 
• Second, it ensures that your data stays with you if your phone is lost or stolen—allowing you to remotely wipe the data on your lost or stolen phone while still having a secure copy of that data stored in the cloud.  

Both iPhones and Android phones have straightforward ways of backing up your phone regularly. 

5. Learn how to lock or wipe your phone remotely in case of emergency. 

Worst case scenario—your phone is gone. Really gone. Either it’s hopelessly lost or got stolen. What now? Lock it remotely or even wipe its data entirely. While that last bit about wiping the phone seems like a drastic move, if you maintain regular backups as mentioned above, your data is secure in the cloud—ready for you to restore. In all, this means that hackers won’t be able to access you, or your company’s, sensitive information—which can keep you out of trouble and your professional business safe. Apple provides iOS users with a step-by-step guide for remotely wiping devices, and Google offers up a guide for Android users as well. 

6. Get rid of old apps—and update the ones you keep. 

We all download apps, use them once, and then forget they are on our phone. Take a few moments to swipe through your screen and see which ones you’re truly done with and delete them along with their data. Some apps have an account associated with them that may store data off your phone as well. Take the extra step and delete those accounts so any off-phone data is deleted.  

The reason for this is that every extra app is another app that needs updating or that may have a security issue associated with it. In a time of data breaches and vulnerabilities, deleting old apps is a smart move. As for the ones you keep, update them regularly and turn on auto-updates if that’s an option. Updates not only introduce new features to apps, but they also often address security issues too. 

7. Protect your phone. 

With so much of your life on your phone, getting security software installed on it can protect you and the things you keep on your phone. Whether you’re an Android owner or iOS owner, mobile security software can keep your data, your shopping, and payments secure. 

The post 7 Tips to Protect Your Smartphone from Getting Hacked appeared first on McAfee Blog.

Do the Benefits of Bitcoin Outweigh the Risks?

What do Burger King and the popular “Doge” meme have in common? They both have cryptocurrencies named after their likeliness. WhopperCoin and Dogecoin are just two examples of the thousands of types of cryptocurrencies that have caught users’ attention over the past few years. Cryptocurrencies are digital tokens generated by a computer after solving complex mathematical functions. These functions are used to verify the authenticity of a ledger, or blockchain.  

Bitcoin is the most popular cryptocurrency today, increasing its value by almost 300% in 2020. Today, almost 46 million Americans own at least one share of Bitcoin, illustrating how these cryptocurrencies are the future of tomorrow’s digital payment system — or are they? The same benefits that make them a popular choice with online users have also made them popular amongst online thieves, sparking a wave of ransomware attacks and other cyberattacks more recently. This begs the question: do the benefits of Bitcoin outweigh the risks? 

Bitcoin: Benefits vs. Risks 

Every rose has its thorn, and several Bitcoin benefits seem to be hitched to online security risks. Here are some cryptocurrency characteristics that may seem appealing to users, but also provide cybercriminals with an opportunity to exploit:  

Purchase discretion and user autonomy 

As previously mentioned, cryptocurrency exchanges take place on an online public ledger, or blockchain, to secure online transactions. This means that anybody can observe the exchange online. However, the parties making the transactions are anonymous, disguised with a random number. Bitcoin users can make purchases that are never associated with their identity, similar to a cash transaction.  

While the purchase discretion provided by Bitcoin may be appealing to users who want to remain private, this characteristic could also aid cybercriminals in malicious activity. Due to the anonymity of Bitcoin transactions, there is no way for someone to associate a person with a certain cryptocurrency wallet. Furthermore, a user could have multiple wallets, allowing them to spread their currency from one address to another.  

For a cybercriminal looking to target an individual with ransomware, the purchase discretion and anonymity of Bitcoin provide a favorable solution. In fact, Bitcoin accounts for approximately 98% of ransomware payments today. Say a hacker carries out a ransomware attack and demands that the user pay a large sum in Bitcoin. If the user completes the payment, the hacker can keep moving the currency from one anonymous account to another. That makes it very difficult — though not impossible — to trace if the individual decides to investigate the case and tries to get their money back. 

No more middleman  

Another characteristic that Bitcoin users find appealing is the autonomy offered by digital currencies. In theory, they allow users more autonomy over their own money than government-regulated currencies do. With Bitcoin, users can control how they spend their money without dealing with an intermediary authority like a bank or government. 

This lack of intermediary authority also opens a door for hackers to exploit. Say a user decides that they want to manage their finances using Bitcoin to bypass banking fees and send money to friends and family in different parts of the world. As previously mentioned, a Bitcoin user is assigned an anonymous private key that acts as their security credential. This key is generated and maintained by the user instead of a third-party agency. But what happens if the key isn’t random enough? An attacker could steal the user’s private key, and they will not be able to recover it since the Bitcoin blockchain is not dependent on any centralized third-party institutions. Therefore, it will be very difficult to track the attacker’s behaviors and recover lost funds.  

How Consumers Can Protect Themselves from Cryptocurrency-Driven Attacks 

It is safe to say that Bitcoin has caused a lot of buzz. But do the benefits outweigh the risks? Due to the nature of Bitcoin and most other public blockchains, anyone in the world can perform transactions or cryptographic computations — including cybercriminals. That’s why it is crucial for current cryptocurrency users and those considering cryptocurrency investment to do their research and know what vulnerabilities lie within the world of Bitcoin.  

Follow these tips to help protect yourself from common threats that leverage cryptocurrency:  

 1. Do your homework.  

With blockchain, cryptocurrency, and any new and emerging technology, make sure you always remain a bit skeptical. Do your homework before you embrace the technology — research your options and make note of any known security issues and what you can do to mitigate known risks.  

 2. Don’t pay the ransom.  

If a hacker does target you with ransomware demanding Bitcoin payment, it’s best not to pay the ransom. Although you may feel in the moment that this is the only way to get your encrypted files back, there is no guarantee that the ransomware developers will send a decryption tool once they receive the payment. Paying the ransom also contributes to the development of more ransomware families, so it is best to hold off on making any payments. Furthermore, a recent study found that 80% of businesses that choose to pay a ransom experience a subsequent ransomware attack. While it may feel like your only option in the moment, paying a ransom could show attackers that you’re willing to make the payment, therefore positioning you as an ideal target for yet another attack.   

3. Back up your data.  

If you are targeted with ransomware, it’s crucial that you always have backup copies of your files, preferably in the cloud and on an external hard drive. This way, if you do get a ransomware infection, you can wipe your computer or device and reinstall your files from the backup. Backups protect your data, and you won’t be tempted to reward the hackers by paying a ransom. Backups won’t prevent ransomware, but they can mitigate the risks.  

4. Update your credentials.  

Large organizations often fall prey to ransomware attacks, so take necessary precautions if a company you’ve interacted with becomes compromised from a data leak or a ransomware attack. Immediately change your passwords for all your accounts, ensuring they are strong and unique. You can also employ a password manager to keep track of your credentials and generate secure login keys.  

5. Use a comprehensive security solution 

Add an extra layer of security with a solution such as McAfee® Total Protection, which includes Ransom Guard, to help protect your devices from these cyberthreats and ensure your digital wellness online.  

The emergence of Bitcoin has indeed facilitated a wave of cybercrime that was previously difficult to perceive. In this new age of digital payments, blockchain, and cryptocurrencies, make sure that you do your research and stay vigilant when it comes to protecting your online safety. Remember: Bitcoin worth will continue to fluctuate, but your personal security will always remain invaluable.  

Stay Updated

To stay updated on all things McAfee and on top of the latest consumer and mobile security threats, follow @McAfee_Home on Twitter, subscribe to our newsletter, listen to our podcast Hackable?, and ‘Like’ us on Facebook.  

The post Do the Benefits of Bitcoin Outweigh the Risks? appeared first on McAfee Blogs.

Watch Out for These 3 Online Job Scams

If you recently found yourself looking for a new job, you are far from alone. According to the Institute of Labor Economics, more Canadians were seeking new employment opportunities at the height of the pandemic than during the previous three recessions combined. Job hunters only used to have to worry about the clarity of their cover letters and impressing interviewers. Now, however, a new hurdle is in the mix in the race for a new job: online job scams. 

Here are three online job scams that you may encounter, plus a few tips on how to avoid and report them. 

1. Fake Job Ads

Fake job ads trick employment seekers into giving up their financial information. Fake job ads are more likely to appear on free sites, such as Craigslist, but they could be listed anywhere. So, no matter where you are searching, be wary that not everyone is looking for a talented individual such as yourself. They are on the hunt for sensitive personal details. 

When you are interviewing for jobs, legitimate employers are careful and intentioned about evaluating your fit for the job. For this reason, employers want to make sure they are not interviewing fake candidates, so they are likely going to want to meet you face-to-face or through a video chat. If an employer extends a job offer after a few email exchanges or an instant messenger job interview, request a more formal meeting. If they say that they would like to move fast and hire quickly, be concerned as no real employer would act that quickly. 

Guard your personal and financial information until you are 100% sure of the legitimacy of a job offer. Be on high alert if the “human resources representative” asks for your credit card or banking information to pay for training. Fake employers may also ask for your Social Insurance Number before extending a job offer letter. A great rule of thumb is to never share your SIN with anyone over the phone or over email. 

2. Phishing Emails

Between March and September 2020, 34% of Canadian respondents reported receiving a phishing message, according to a survey by Statistics Canada. Phishing emails often include malicious links that, when clicked, download malware to your device. Online job scams may not only attempt to steal your sensitive information, but they may also be phishing attempts to take over your personal devices. 

Some scammers using job offers as a guise might email people who never applied for a new opportunity. Be careful around these types of messages, urges the University of Calgary. Recruiters will most likely reach out and offer unsolicited interviews through social networking channels rather than email. Also, when you receive emails from people looking to hire you, take note of their email domain name. Is the email domain customized to the company’s name or is it a generic @gmail or @yahoo? Check the spelling of the email domain carefully too. Phishers are notoriously bad spellers and sometimes they use incorrect spelling of domain names to trick people into thinking they are the real company. 

3. Immigration Scams

Immigrating anywhere is a massive and stressful undertaking. Cybercriminals prey upon this stressful, major life event and target immigrants with enticing, but fake, job offers. The Government of Canada advises to never trust someone who says they can guarantee you a job in Canada. Also, keep an eye on the salary. Is it very high? Do your skills not completely align with the job description? Does the job seem very easy? Unfortunately, that may mean that the offer is too good to be true.  

How to Cover Your Bases

The best way to avoid falling for job scams is to know what you are looking for and to take your time when considering a new job. Check out these tips to outsmart scammers and keep your personal information and devices safe. 

1. Verify employers

Most job applications are submitted online, but if an employer is impressed by your resume, they will likely offer a screening call. When a human resources representative calls, make sure to note their name and ask for the website address of the company. Afterwards, search for the company online and the human resources representative who called you. They should show up together on a professional-looking website or a professional networking site. 

2. Read carefully

Inspect all correspondences you get from potential employers. Phishers often use language that inspires strong emotions and urges a speedy response. Strong emotions could include excitement or fear. If the email says you only have a few hours to respond or else the job will go to someone else, be skeptical. Accepting a job is a huge decision that you should be able to take at least a few days to think about. Read carefully, always hover over links to see where they redirect, and keep a level head when making decisions about your next career move. 

3. Report fraudulent activity

When you come across fraudulent activity, it is important that you report it to the correct authorities to stop it from happening to someone else. For immigration and online job scams, contact the Canadian Anti-Fraud Centre. 

4. Install security tools 

Phishers and job scammers may have gotten in contact with you with the aim of downloading malicious software on your computer. A comprehensive suite of security tools will protect you from viruses and malware that may have slipped past your eagle eye. McAfee Total Protection offers premium antivirus software, safe web browsing, and PC optimization. 

The post Watch Out for These 3 Online Job Scams appeared first on McAfee Blog.

5 Ransomware Threats Canadians Need to Know

Every day you place your personal information in the hands of companies and trust that it will remain safe. However, what happens when external threats jeopardize your personal data security, especially while working remotely? 

The transition to remote work environments and consumers’ online habits have made it more difficult for Canadian employees and consumers to protect their personal information. This challenge is primarily due to ransomware. To protect yourself, you need to first understand how cybercriminals take advantage of users’ online behaviors to launch strategic attacks against employees and consumers through the information they glean from stolen company data. 

How Your Personal Actions Can Impact Corporate Systems 

Ransomware has been on the rise this past year with attacks increasing 62% in 2020 according to Statista. In fact, 78% of Canadian cybersecurity professionals said that attacks increased due to employees working remotely in a recent VMware report. Cybercriminals target remote workers primarily through malicious links sent through phishing emails — in fact, over one third of Canadian respondents in a recent survey said they experienced at least one phishing attempt in the last year.   

Hackers pose as legitimate organizations and prompt individuals to take action: say you decide to check your personal email on your work laptop during your lunch break. You open a message that claims to be from one of your favorite retailers claiming that you just won $500 in shopping credit – all you need to do is click on the link and fill out your banking information. This is an example of a phishing attack that could not only wreak havoc on your personal security, but your company’s as well. If the link in the message downloads a credential-stealing malware on your work laptop, there is a good chance that your organization’s private data or network could be compromised.  

Knowing that many employees will be communicating virtually instead of face-to-face, hackers can take advantage of the remote work environment by posing as employees from finance departments and sending fake invoices for products or services. The goal of these fake invoices is for employees to call a support phone number to investigate, whereby hackers attain credit card numbers or other information they can leverage in spear-phishing scams. Hackers can also spoof phone calls to make it look like it is coming from a legitimate number within the organization. Revealing too much information to an unverified contact is a risk that remote workers must learn to identify and avoid. 

Ransomware is always evolving, making it critical to understand the nature of these threats so you can better avoid them.  

The 5 Most Dangerous Ransomware Scams  

Cybercriminals are constantly finding new ways to automate their attacks and increase their profits. Here is a look at five active ransomware variants cybercriminals use today—and how they deploy them. 

1. CryptoDefense 

By the end of 2020, McAfee Labs observed a 69% increase in new ransomware, which Cryptodefense largely drove. This virus is similar to CryptoLocker, a trojan virus that spreads through email phishing to infiltrate hard drives and files. Both spread ransomware, use high levels of encryption to compromise users’ files, and claim that these files cannot be decrypted without a decryption key.  

2. Maze 

Maze ransomware has been active since November of 2019 and is operated by hackers notorious for leaking victim data upon non-payment. Maze operators first gain access to a network by using valid credentials. It will then scan the network for user devices, check these devices for additional credentials, and compromise user files.  

3. REvil/Sodinokibi 

In a Ransomware Task Force interview with an affiliate of the REvil/Sodinokibi syndicate, the interviewee revealed that companies with cyber insurance are prime targets since the chances of a payout are high. This ransomware spreads through software vulnerabilities, phishing scams, and exploit kits. Once it infiltrates a device, it spreads through escalated privilege to compromise user files and systems.  

4. Ryuk 

Ryuk has been around since August of 2018 and targets large companies, critical infrastructure, and hospitals. This ransomware is almost always spread through a banking trojan called Trickbot, used by hackers to steal financial and banking credentials. The operators behind this ransomware demand higher ransoms compared to other groups. They also use opensource tools and manual hacking techniques to bypass detection and infiltrate private networks. 

5. SamSam 

The operators behind SamSam ransomware gain access through Windows servers using a Microsoft protocol that allows remote connections to other computers. Operators will then elevate their privilege to include admin rights once inside a network to infect servers with malware, requiring no action or authorization on the victim’s part. 

How to Reduce the Risk and Impact of Ransomware 

Ransomware can affect anyone, regardless of whether you are an employee or a customer of a targeted company. Keep these tips in mind to reduce your risk of a ransomware attack and know what steps to take if you fall victim.   

1. Don’t click on malicious links 

Phishing emails are one of the most common methods a hacker will use to infect devices and spread ransomware. They will send links through seemingly legitimate emails to trick users into clicking on them and downloading malicious files. Knowing how to spot one is the first step to prevent infection. If you receive an email you suspect is a phishing scam, start by analyzing its structure: common indicators of a phishing scam may include: 

• Grammatical errors with poorly written wording 

• Pressure to take immediate action or confirm personal information 
• Link addresses that do not match the anchor text in the email body 
• Inconsistent sender name and email address 
• Suspicious attachments  

Once you identify a phishing email, don’t click on any links or download attachments. Simply delete it and carry on with your day.  

2. Use multi-factor authentication and strong passwords 

Keep in mind that the cybercriminals behind Maze ransomware gained access to private networks through valid credentials. Hackers typically obtain these credentials through a “password spray” technique where they attempt to log in to accounts using a list of commonly used passwords. However, hackers have a higher chance of guessing valid passwords if they are too short or not complex enough. Additionally, a hacker is more likely to infiltrate multiple accounts if they share the same password. 

Strong passwords help ensure that a hacker cannot access your private network, gain administrative rights to your device, or infect another device you are connected to. Create a password that is strong enough to withstand simple guess-and-check attempts by making them long, difficult, and unique. Multi-phrased passwords or passphrases also help to prevent hackers from breaking into your accounts, such as “P3anutbutter&J3lly.” Avoid reusing passwords across multiple accounts and change them periodically, especially after an account has been breached. Even if a hacker does steal your credentials, multi-factor authentication adds an extra validation layer to prohibit unauthorized sign-in attempts.  

3. Use security software to monitor threats 

Your device is more susceptible to ransomware and viruses without the right security tools to help mitigate the chances of infection. Avoid the risk of a ransomware attack by employing a quality security solution like McAfee Total Protection. A holistic security solution can help you stay vigilant of cyber threats by monitoring for ransomware viruses in addition to malware and spyware. Security software can also monitor your internet connection and network traffic through regular scans to flag malicious activity and provide guidance on how to sidestep these threats. If a hacker attempts to launch an attack on your device, you can rest assured your security software will promptly alert you of the intrusion. 

 4. Regularly update devices 

In addition to social engineering tactics, hackers will leverage vulnerabilities in software to create a back door through which they can infiltrate user devices. A way to keep cyber criminals out is to keep your software applications and devices up to date. This includes the apps on your mobile device as well as apps on your desktop. Regular updates ensure that the proper security patches are implemented, the right bugs are fixed and that hackers cannot exploit these vulnerabilities. 

5. Remediate and restore files and systems 

If worse comes to worst and your device is infected with ransomware, the first thing to do is isolate the device and disconnect from shared networks. Disconnecting the infected device ensures that ransomware cannot spread to other devices on that same network.  

Immediately gather evidence on what type of malware you are dealing with so you can accurately report it to authorities and determine what your options are for remediation. You can then choose to remove it or wipe your system completely which is the most assured way to eliminate ransomware from your device. Afterwards you can reinstall your operating system and, provided you perform regular backups, restore your files to a previous version.  

Defeat Ransomware Threats    

No one is truly out of the danger zone when hackers strike. Ransomware is on the rise, and online users must understand how to bypass these viruses to avoid the ramifications of a compromised device. By understanding online security best practices, users can safeguard their online presence and defend against ransomware threats.  

Stay Updated 

To stay updated on all things McAfee and on top of the latest consumer and mobile security threats, follow @McAfee_Home on Twitter, subscribe to our newsletter, listen to our podcast Hackable?, and ‘Like’ us on Facebook.  

The post 5 Ransomware Threats Canadians Need to Know appeared first on McAfee Blogs.

3 Canadian Real Estate Scams You Should Know About

Across the country, Canadians are moving out of cities in droves to stretch their legs and call a larger plot of land home. For those embracing the work-from-home lifestyle, they no longer need to live near metro-area offices in expensive shoebox apartments and condos. According to Statistics Canada, 50,000 people moved out of Toronto and nearly 25,000 people migrated from Montréal to suburban areas from July 2019 to July 2020. 

The increased demand for suburban housing is making the Canadian real estate market a mad dash for limited supply. Additionally, some families who are out of work are struggling to keep their homes and are resorting to unsafe measures to keep a roof over their heads. 

Leave it to scammers and identity thieves to pounce on a vulnerable situation. Scammers and identity thieves are increasingly taking advantage of unsuspecting homeowners, and in some cases, selling homes without the rightful owners even realizing it. 

Be on the lookout for these three Canadian real estate scams. 

1. Loan Fraud 

Foreclosure occurs when a homeowner can no longer afford to pay their mortgage, so the lending institution takes over homeownership with the right to sell it. When homeowners are facing the prospect of having to move out, they may seek dubious loans to help them bridge the gap. Loan fraud is when a scammer pretends to extend a gracious loan. In exchange for the loan, the scammer may ask for the title of the home. With the title in hand, the thief may stop sending loan payments to the homeowner and instead resell or remortgage the property.  

Not being able to make mortgage payments is a desperate situation, which causes struggling homeowners to make dramatic decisions. Before agreeing to any type of loan, homeowners must ask themselves if the terms of the loan are too good to be true. In cases of fake loans, they often advertise an incredibly low-interest rate. It is best to trust your financial matters to accredited institutions.

2. Title Fraud

Title fraud is when someone steals the title of the home, usually by impersonating the homeowner. Once they have the title, the thief may attempt to sell the home or apply for a mortgage against it. In March 2021, the Times Colonist reported that a thief impersonated a British Columbian homeowner in order to transfer the home’s title to someone else’s name. Then, the thief tried to sell the home behind the rightful homeowner’s back. It was only when a neighbor alerted the real homeowner about the for-sale sign that they realized that their home could have been sold without their permission. 

The best way to defend against title fraud is to keep your personal information as private as possible. Title fraud is closely related to identity theft, and fraudsters may gain access to your personal information through phishing methods. Phishing is a tactic where cybercriminals trick people into giving up personal details, including full names, birthdays, and financial information. Statistics Canada calculates that 34% of Canadians have experienced a phishing attempt since the beginning of the pandemic. This statistic emphasizes the importance of constant vigilance concerning your most sensitive personal information. 

3. Mortgage Fraud 

Mortgage fraud is a term that can apply to untruthful lenders who attempt to swindle cash from unsuspecting buyers or pitch mortgage terms that fall outside of the buyer’s means. The Financial Services Commission of Ontario lists several warning signs of mortgage fraud. For example, lenders who do not have your best interests in mind may ask for cash fees and upfront payments. 

Again, it is best to only trust accredited financial institutions with your mortgages and loans. Research the institution before signing any contract. If the mortgage terms are too good to be true, it probably is. There are several online mortgage calculators that can give you an idea of the type of mortgage you can afford. Before entering any talks with a lender, conduct some research beforehand so you can spot unreasonable terms.   

Also, an unscrupulous lender may try to hurry you along but also take a long time responding to your calls and emails. If you feel pressured or unsure at any point, remember that there are plenty of fish in the sea. Ask your friends or family for lender recommendations to make sure that you are not tricked into mortgage fraud, the consequences of which could follow you for years. 

How to Protect Your Real Estate Investments

• Invest in title insurance. To protect yourself from fraud involving the title of your house, consider investing in title insurance. Title insurance usually protects homeowners from the transgressions of past owners, but it also protects against fraud. 
• Don’t fall for phishing. If you receive a suspicious message that asks for personal details, there are a few ways to determine if it was sent by a phisher aiming to steal your identity. Before clicking on any links, hover over it with your cursor to reveal the full website. If there are typos in the URL or it redirects to anyplace other than where it advertises, do not click on it. Also, phishers often send messages with a tone of urgency, and they try to inspire extreme emotions such as excitement or fear. If an unsolicited email urges you to “act fast!” slow down and evaluate the situation. 
• Remain calm. Staying cool under pressure is easier said than done concerning matters about your home. Down-on-their-luck homeowners can be too quick to jump at too-good-to-be-true loan offers that turn out to be scams. There is often a time crunch in making mortgage payments, but take your time to review contracts and research the lender to make sure that your home and finances are in competent hands. 
• Report scams. To prevent others from enduring the same headache and uncertainty of real estate scams, you can report suspicious messages and instances of fraud and other cybercrimes to the Canadian Anti-Fraud Centre. 
• Sign up for an identity theft alert service. An identity theft alert service warns you about suspicious activity surrounding your personal information, allowing you to jump to action before irreparable damage is done. McAfee Total Protection not only keeps your devices safe from viruses but gives you the added peace of mind that your identity is secure, as well. 

The post 3 Canadian Real Estate Scams You Should Know About appeared first on McAfee Blogs.

Protect Your Social Media Accounts from Hacks and Attacks

Here’s to the hashtags, the likes, the followers, the DMs, and the LOLs—June 30th marks Social Media Day, a time to celebrate and reflect on how social media has changed our lives over the years. 

Started in 2010 by media and entertainment company Mashable, celebrations have taken on all kinds of forms. Meetups, contests, calls to increase your social circle by one meaningful connection have all marked the date in the past. Yet this year feels like an opportunity to consider just how heavily so many of us have leaned upon social media these past months, particularly in a world where nearly 50% of the global population are social media users to some degree or other. 

What’s more, people worldwide spend an average of 145 minutes a day on social media. With users in the Philippines spending three hours and 53 minutes a day and users in the U.S. spending just over two hours a day, that figure can vary widely, yet it’s safe to say that a good portion of our day features time browsing around on social media. 

With that, Social Media Day is also a good day to give your social media settings and habits a closer look, all so that you can get the most out of it with less fuss and worry. Whether you’re using Facebook, Instagram, TikTok, or whatnot, here are several things you can do that can help keep you safe and secure out there: 

1. Go private

Social media platforms like Facebook, Instagram, and others give you the option of making your profile and posts visible to friends only. Choosing this setting keeps the broader internet from seeing what you’re doing, saying, and posting, which can help protect your privacy. 

2. Say “no” to strangers bearing friend requests

Be critical of the invitations you receive. Out-and-out strangers could be more than just a stranger, they could be a fake account designed to gather information on users for purposes of cybercrime, or they can be an account designed to spread false information. There are plenty of them too. In fact, in Q1 of 2021 alone, Facebook took action on 1.3 billion fake accounts. Reject such requests. 

3. Think twice before checking in

Nothing says “there’s nobody at home right now” like that post of you on vacation or sharing your location while you’re out on the town. In effect, such posts announce your whereabouts to a broad audience of followers (even a global audience, if you’re not posting privately, as called out above). Consider sharing photos and stories of your adventures once you’ve returned.  

4. The internet is forever

It’s a famous saying for a reason. Whether your profile is set to private or if you are using an app with “disappearing” messages and posts (like Snapchat), what you post can indeed be saved and shared again. It’s as simple as taking a screenshot. If you don’t want it out there, forever or otherwise, simply don’t post it. 

5. Watch out for phishing scams

We’re increasingly accustomed to the warnings about phishing emails, yet phishing attacks happen plenty on social media. The same rules apply. Don’t follow any links you get from strangers by way of instant or direct messengers. And keep your personal information close. Don’t pass out your email, address, or other info as well. Even those so-called “quiz” posts and websites can be ruses designed to steal bits and pieces of personal info that can be used as the basis of an attack. 

6. Review your tags

Some platforms such as Facebook allow users to review posts that are tagged with their profile names. Check your account settings and give yourself the highest degree of control over how and where your tags are used by others. This will help keep you aware of how you’re being mentioned by others and in what way. 

7. Protect yourself and your devices

Security software can protect you from clicking on malicious links while on social media, strengthen your passwords so your social media account doesn’t get hacked, and boost your online privacy as well. With identity theft a sadly commonplace occurrence today, security software is really a must. 

The post Protect Your Social Media Accounts from Hacks and Attacks appeared first on McAfee Blog.

Identity Protection Service: The Best Solution to a Growing Problem

I’m about to tell you an extraordinary fact about cybercrime. Some of the most significant data breaches in internet history weren’t after bank account numbers, cryptocurrency, or even credit card numbers. They were, in fact, after YOU. That’s right, the most valuable data on the internet is the data that comprises your identity. Let’s take a look at what that data is, how it gets leveraged by cybercriminals, and how you can get the online identity monitoring you deserve.

Identity exposure in the news  

1 billion is a big number. In the case of a recent CVS database leak, that’s how many user records were accidentally released online, including details like email addresses and even searches about Covid vaccines. This is just one of the dozens of breaches that have occurred recently and will continue to happen as personally, identifiable information becomes more valuable to cybercriminals. Just as remarkable as the huge volume of user data being exposed online is the speed with which compromised data is used by hackers online. Cybersecurity researchers recently discovered that cybercriminals access leaked or stolen credentials within 12 hours to exploit them as soon as possible. These circumstances beg the question, why has your personally identifiable information has become so valuable lately?  

Why your Personally Identifiable Information is worth so much to criminals online   

While the value of some information, like a credit card number, is obvious, you may think your name and date of birth aren’t that big of a deal. After all, it wasn’t so long ago that you could find all that information in a phone book. In fact, personally identifiable information (PII), also known as data used to identify a specific individual, is what many data breaches are after.    

Armed with just a mailing address, a phone number, and a date of birth, a cybercriminal can begin constructing a fake identity to take out loans and disguise many kinds of criminal activities. With a social security number and a few personal details from a social media account, they could take over a bank account. When it comes to your PII, any information is as good as gold to cybercriminals.   

Your PII may not be as safe as you think. 

If our PII were treated like actual gold and held in a safe location like Fort Knox, I wouldn’t be writing this post. But in fact, it’s the currency we use to obtain many services in our connected lives. Social media sites are massive repositories of PII, and their access to our most personal details and the ability to sell it to marketers is the reason the service remains free. Free email services are the same. Now consider all the other accounts we may have created to, say, try out a streaming service for free, or even old accounts we no longer use. From that perspective, you can see how much of your data is being used by companies, may not be very well protected, and is a tempting target for cybercriminals. Fortunately, there are many things you can do to keep your identity safer online.

Learn to spot a breach and to keep your identity safer 

When it comes to protecting your PII, knowledge is power. Let’s start by identifying if you’ve been the target of a data breach. Here are a few tell-tale signs:   

• You receive a bill for a credit card account that, though in your name, is not yours. This probably means a thief opened the account in your name.   
• Unfamiliar purchases on your credit card, even tiny ones (crooks often start out with small purchases, and then escalate). Challenge even a $4 purchase.   
• You receive a credit card or store card without having applied for one. If this happens, immediately contact the company.   
• Your credit report has suspicious information, like inquiries for credit that you didn’t make.   
• Collectors are calling you to collect payments you owe, but you owe nothing.   

Be stingy when it comes to PII  

Okay, now that you know the signs of a data breach, let’s look at how you can take action to protect yourself. The best way to avoid being the victim of identity theft is by limiting the amount of PII you provide. There are some easy ways to do this.

1. Avoid giving out your social security number whenever possible 

Only a few types of organizations legitimately need your social security number. These include employers or when contracting with a business, group health insurance, financial and real estate transactions, applying for credit cards, car loans, and so forth.   

2. Stay away from online quizzes 

Quizzes, social media games, and other kinds of interactive clickbait are often grifting pieces of your PII in a seemingly playful way. While you’re not giving up your SSN, you may be giving up things like your birthday, your pet’s name, your first car … things that people often use to compose their passwords or use as answers to common security questions on banking and financial sites.    

3. Watch out for phishing scams  

A phishing email poses as a real email from known or trusted brands and financial institutions. These emails attempt to trick you into sharing important information like your logins, account numbers, credit card numbers, and so on under the guise of providing customer service. Here are some more ways to spot a phishing email.   

4. Free yourself from PII worries with a new kind of identity protection 

Clearly, we’re in a new era when it comes to securing our identities online. In response, McAfee has created a new kind of identity monitoring.

We knew from the outset Identity monitoring had to be proactive, holistic, and accessible. We also wanted it to follow the timeline for how cybercrime actually affects your identity.  When it comes to PII, the breach is just the first step for cybercriminals. The 10 months following a breach is when cybercriminals will use your PII to commit fraudulent acts using your data.

To address this, your identity monitoring looks after more personally identifiable information than other leading competitors. It will also alert you of stolen personal info an average of 10 months ahead of other monitoring services. And it’s accessible anywhere via mobile app, browser, and the web.

In practice, McAfee’s identity monitoring protects all your online accounts by doing the following:

• Monitors your PII   
• If detected, alerts you  
• Offers quick and guided help to neutralize the threat   
• Provides educational content to help prevent future issues   
• Offers insurance and agent-assisted remediation, available for select plans  

Enjoy your life online again with a holistic approach to security  

As we spend more of our lives online, we need an approach to security that reflects this new reality. Identity monitoring is part of it. VPN is part of it. Antivirus is part of it. They are all pieces of a puzzle that we solve with products like McAfee Total Protection. Our premier security service is comprehensive, affordable, and, with identity monitoring, an indispensable part of your life online.

The post Identity Protection Service: The Best Solution to a Growing Problem appeared first on McAfee Blog.

The Ultimate Guide to Safe Sharing Online

We live in a world that thrives on digital connectivity. According to We Are Social, Canadians are now spending half a day more a month online than they did a year ago. Also, 33 million Canadians logged on to the internet at least once a month in 2020. As more people every year are spending hours upon hours online, they are knowingly (and sometimes unknowingly) unsafely releasing their personal information into the digital ether, making them vulnerable to all sorts of cybercrimes. The ramifications range anywhere from malware infection to identity fraud. Better understanding the best practices for online sharing will ensure users can navigate online dangers and safely connect with others. 

Here are three ways online users share too much information and how they are placing themselves at risk. 

1. Autosaving and Sharing Personal Details 

Think about how many websites you visit regularly. How many of these have access to your personal information, such as your email, credit card numbers, and shipping address? Before accepting the option to save your information on file for a “faster checkout experience,” consider the following: A Canadian Internet Registration Authority polled 500 IT security professionals, and a quarter of them experienced a breach of customer data in 2020. Online users cannot afford to take liberties with the information they hand over to online companies, especially if they subscribe to numerous sites.  

On a similar note, it is equally inadvisable to hand over information about yourself. Although seemingly harmless, online quizzes may not be as safe as you think. Some quiz questions sound more like security questions such as, “What was the first car you owned?” or “Where did you grow up?” Hackers using spyware can access these answers and anything else you enter on quiz sites to formulate informed guesses at your passwords.  

2. Oversharing on Social Media 

It may seem counterintuitive not to share information on social media, seeing as the purpose of these platforms is to share. However, the problem with social media is that too many people are leaving themselves exposed to hackers due to the specificity of the information they share. More than two-thirds of Canadians are on social media, according to Statista, meaning there are millions of user profiles and newsfeeds brimming with personal information. Specific information such as company details in a new job announcement or your birth date in a celebration post are details hackers can use to impersonate you or break into your accounts. Additionally, cybercriminals can impersonate people in your network or pose as average users and add you as a friend. Hackers will often use this tactic to get close to someone and gather intel to formulate a targeted phishing attempt or identity theft. 

While you can take proper precautions to safeguard your personal information, you cannot guarantee that others will do so with the same vigilance. Many do not realize there is more at stake than a loss of privacy when intentionally sharing information, usually login credentials, with others. If your friend you shared your password with is hacked, then a cybercriminal can now access your information as well as theirs. Cybercriminals can then use this information to break into your accounts, hold your data for ransom, and even steal your identity. 

How to Safely Share Online 

Knowing what is safe to share online and how to protect the information that is not is the first step to safeguarding your online presence. Here are four tips to consider before sharing your personal details on websites, social media, and with others: 

1. Verify website and online security 

Always err on the side of caution whenever you visit unknown sites or download applications on your devices. Be aware of what you click on, the ramifications of clicking on a malicious link, or handing over information on an unsecured website. One way to ensure you are visiting a secure website is to look for the padlock icon in the top left corner of your browser. This icon indicates the site and your connection are secure.  

Take your internet protection one step further and avoid saving your information on file. If possible, use an alternate payment gateway with verified encryption that does not require inputting your credit card information. This way, your data does not become a liability in the event of a company data breach.  

2. Rethink your privacy on social media 

There’s a fine line between sharing too much and sharing just enough on social media. Start taking control of your privacy on social media by adjusting your privacy settings. Unless you are an aspiring social media influencer, it is best to keep your account private and limit your followers to only people you know personally. Do not follow strangers and reject friend requests from strangers. They could turn out to be a hacker.  

Take advantage of platform security controls that allow you to control your visible information. For example, you can disable your activity status or geolocations to block other people from tracking your every move or manage the personal data these platforms are allowed to share. Keep in mind that any third-party app with access to these platforms will have varied privacy policies. Read the fine print on their user agreements, as these policies differ depending on the app.

 3. Use a VPN  

Before hopping online, consider using a virtual private network (VPN) to secure your connection. A VPN allows you to browse the internet with the confidence that your Wi-Fi and any sensitive information you send through this connection is encrypted. In other words, if a hacker intercepts this data, they won’t be able to make any sense of it. 

4. Leverage a reliable authentication system 

Enabling multi-factor authentication adds an extra layer of protection that makes it nearly impossible for hackers to bypass even if they do manage to steal your credentials.  

Also, make sure you create strong passwords or passphrases by following password best practices and ensuring they are long, complex, and varied. Use a password manager with a generator to help you create strong passwords and store them, so you do not have to memorize them. This method also makes it easier and more secure than saving passwords on internet browsers. Further, password managers, like McAfee True Key, make it easy to securely share your credentials with others. 

Prioritize Online Safety and Connectivity 

From social media to work to daily activities, peoples’ lives are centralized around their digital devices and online access. Users must learn to care for their information to the same degree one would manage their physical IDs or credit cards. Only then can they carry on their online activities, confident in the knowledge they are doing so securely.  

The post The Ultimate Guide to Safe Sharing Online appeared first on McAfee Blogs.

How to Make Telehealth Safer for a More Convenient Life Online

Among the many major shifts in lifestyle during the COVID-19 pandemic, the way we used healthcare was one of the most significant. Providers limited in-person visits, elective procedures were delayed, and we avoided hospitals. In response, we went online and started using telehealth and other virtual solutions in ways we never had before. 

Our latest consumer mindset survey confirms this was more than a passing trend, showing an almost 50% rise since the beginning of the pandemic in the use of PCs and Mobile devices to access health information, meet virtually with health care providers, and manage prescriptions. Survey respondents also showed they adapted by increasing their usage of smart fitness devices, like Fitbits, to track their personal health. 

The hidden cost of convenience  

Navigating the healthcare system and accessing more of our services through the web means more of our personal information is now online. From patient intake forms to test results, a great deal of data about our health, including confidential information like vaccination records, is potentially available. Survey respondents confirmed that they shared and accessed their personal health information across the internet, despite 1/3 or more of respondents having concerns for their privacy and security of their personal information. 

This trend hasn’t gone unnoticed by cybercriminals. In fact, the US Department of Health and Human Services is currently investigating nearly 800 health-related data breaches impacting nearly 60 million individuals. All of which is to say that telehealth advances may help us avoid sitting in a doctor’s office, but we need to be more mindful about our security when using these new online services. 

Maintaining your online wellness  

Despite the adoption of many telehealth and online health services, security was still a concern for many of our survey respondents. A majority said the primary reason they do not use smart devices for their personal health was because of privacy and security concerns. Fortunately, just as there is preventive medicine, there are also preventive cybersecurity measures we can take to keep our personal data safer online. Here are a few we recommend: 

• Use a VPN when conducting a Telehealth video call with a physician, accessing your medical records, or managing your prescriptions 

• A VPN is a Virtual Private Network, a service that protects your data and privacy online. It creates an encrypted tunnel to keep you anonymous by masking your IP address. This means you can keep prying eyes away from your confidential conversations. 

• Use a proven security solution such as McAfee Total Protection on all devices 

• All-in-one protection is a great way to keep your devices, identity, and privacy safer as you go about life online. 

• Only use HTTPS connections when accessing an  telehealth website.  

• Look at the web address in your browser to confirm it starts with HTTPS. These connections add security to your data transfers and help prevent data scraping. 

• Use two-factor authentication when authenticating into important accounts. 

• In addition to your password/username combo, you’re asked to verify who you are with something that you – and only you — own, such as a mobile phone. Put simply: it uses two factors to confirm it’s you. 

• Practice safe password hygiene, don’t use the same passwords across your accounts and especially not for accessing your health information 

• A password manager is a great way to organize and generate keys for your login.  

The shift to managing our health online comes with a few safety considerations, but by following the steps above, we can enjoy convenience and access to a healthier life online and off. 

The post How to Make Telehealth Safer for a More Convenient Life Online appeared first on McAfee Blogs.

COVID-19 Vaccine Passports: 5 Security Tips for You and Your Family

Depending on where your travels take you, you might need a new passport—a COVID-19 vaccine passport. 

In an effort to kickstart travel and local economies, these so-called vaccine passports are more accurately a certificate. Such a “passport” can offer proof that the holder has been fully vaccinated against the virus, and there are several of these passports developing in the wings. With all of this in motion, I wanted to give families a look at what’s happening so that they can protect their privacy and identity online. 

What is a COVID-19 vaccine passport? 

Broadly speaking, a vaccine passport works like this: information such as name, date of birth, date of vaccination, vaccination type, and vaccination lot number are used to create a digital certificate stored in a smartphone or a physical card. The holder can then offer up that proof of vaccination (or a recent negative test result) to businesses, travel authorities, and the like. 

The notion of a vaccine passport has actually been around for a while now, such as the “Yellow Card” issued by the World Health Organization (WHO), which documents vaccination against diseases like cholera and yellow fever for travelers. Note that currently there’s no widely accepted standard for COVID-19 vaccine passports. What’s more, conversations continue around the concerns that come with documenting and sharing vaccine information securely. Understandably, it’s a complex topic. 

Who is using COVID-19 vaccine passports? 

As of this writing, the European Union has started issuing the “EU Digital Covid Certificate,” which allows its holders to travel throughout the EU freely without quarantine restrictions. The UK has its own version in the works, as do other nations in Asia, along with airline carriers too. In the U.S., “passports” appear to be in development on the state level, rather than on the federal level. For example, the state of New York has its Excelsior Pass program and California has its Digital COVID-19 Vaccine Record available to residents. Private airlines and air travel industry groups have launched their own efforts as well, such as the International Air Travel Association’s IATA Travel Pass.  

How these passports are rolled out and how they get used will vary, yet vaccine passports may have an impact on the way people can travel as we recover globally from the pandemic. In some cases, they may even determine if people can attend large events that can help localities reboot their economies and public life in general (i.e., concerts, sporting events, and so on). 

The development of vaccine passports and all the rules businesses and local authorities set around them may feel a bit out of our hands. However, in terms of your privacy and your family’s privacy, plenty is still very much in your hands. The common denominator across all these vaccine passports is the exchange of personal information—you and your family’s personal information. And where personal information is shared, hackers are sure to follow. This presents a perfect opportunity for you and your family to review your online privacy practices and close any gaps, whether you plan on traveling or not. 

Protect your privacy and identity along with your COVID-19 vaccination passport 

I put together a few things you can do to make sure that you and your family can navigate the future use of these passports with your privacy in mind: 

1. Don’t post pics of your vaccine card online: 

What seems like an innocent celebration of your vaccination could put your personal information at risk. The information captured on these cards varies by nation, region, and locality, with some of the cards containing more information than others. However, even basic info such as birthday, vaccine manufacturer and lot number, location of immunization, or doctor’s name can provide the basis of a scam, such as a phishing email or phishing text message. Likewise, such information could get scooped up by a hacker and  used to create phony vaccination credentials. Instead of posting that pic of you and your vaccine card, go with a happy selfie instead. And if you’ve already posted, go ahead and delete the image, better to remove it now and stay safe.  

2. Watch out for scammers asking for personal information: 

As mentioned above, the uncertainty around vaccine passports, and the general uncertainty around the latter days of the pandemic overall, creates opportunities for hackers and cybercrooks. Just as the early pandemic saw phony offers around miracle cures and today we’re seeing offers for phony vaccination cards, you can bet that scams revolving around vaccine passports will follow. The best advice here is to go to a trusted source for information, like the NHS in the UK or the American Medical Association in the U.S. Granted, cybercrooks will launch their phishing campaigns regardless. Here’s what to do if one heads your way: 

• If you receive a request or offer via email or text from an unrecognized source, delete it.  

• If you receive a request or offer that looks legitimate, don’t click any links. Instead, go directly to the organization and see if that same information is on its webpage too. 

In all, if someone is asking for any kind of personal or financial information via an email, text, instant message, or the like, chances are it’s a scam. For more, check out this article on how to spot the warning signs of a phishing attack. 

3. Check your credit report (and your child’s report too): 

In a time of data breaches large and small, checking your credit regularly is a wise move. Doing so will help you quickly spot issues and help you address them, as companies typically have a clear-cut process for dealing with fraud. You can get a free credit report in the U.S. via the Federal Trade Commission (FTC) and other nations like the UK have similar free offerings as well. 

Do the same for your children. They’re targets too. High-value targets at that. Their credit reports are clean, which gives cybercrooks a blank slate to work with. Even more attractive is that child identity theft often goes long unnoticed until years later when the child gets older and rents an apartment or applies for their first credit card. 

4. Protect your family by protecting your devices: 

It’s that simple. Given that these vaccine passports will likely involve a digital certificate stored on a smartphone, app, or possibly other devices, protect them so you can protect yourself. Select comprehensive security software that will protect multiple devices so that everyone in your home is covered. 

5. Keep tabs on what’s happening in your region: 

You can bet that rumors will abound as to who is issuing what “passport”, under what restrictions, and with what implications for traveling, dining out, and visiting shops. All of that amounts to plenty of falsehoods and scams that attempt to rob you of your privacy, identity, and even your money. Turn to trusted news sources known for their even-handed reporting, such as Reuters or the Associated Press, and get your information from there. Knowing what the facts about vaccine passports are in your locality will arm you against fear-based attacks. 

Your privacy is a puzzle to cybercrooks—keep it that way 

A few months back, the FTC posted its own blog about sharing vaccine card photos. It’s a great read, in part because they used a helpful analogy to discuss privacy and identity theft: 

Think of it this way — identity theft works like a puzzle, made up of pieces of personal information. You don’t want to give identity thieves the pieces they need to finish the picture. 

Likewise, any vaccine passport you acquire will become yet another puzzle piece that you have to protect. 

In all, with post-pandemic recovery measures evolving before our eyes, keep an eye on your family’s security. Don’t give away any snippets of info that could be used against you and stay on the lookout for the scams hitting the internet that play on people’s uncertainty and fears. COVID-19 passports may be entirely new, yet they give cybercrooks one more way they can play their old tricks. 

The post COVID-19 Vaccine Passports: 5 Security Tips for You and Your Family appeared first on McAfee Blogs.

Guide: Protecting Your Digital Identity

People in their 20s and 30s are losing it online. And by it, I mean money—thanks to digital identity theft. 

In its simplest form, your digital identity is made up of a whole host of things that can be traced back to you and who you are. That can range anywhere from photos you post online to online shopping accounts, email accounts to telephone numbers, and bank accounts to your tax ID.  

In this way, your digital identity is like dozens upon dozens of puzzle pieces made up of different accounts, ID numbers, and so forth. When put together, they create a picture of you. And that’s why those little puzzle pieces of your identity are such attractive targets for hackers. If they get the right combination of them, you can end up a victim of theft or fraud.  

Millennials are major targets for fraud 

Here’s what’s happening: people in their 20s and 30s were twice as likely than people 40 and over to report losing money while shopping online. That’s according to recent figures from the U.S. Federal Trade Commission (FTC), which also found that people in their 20s to 30s are far more likely to report losing money to fraud. What’s more, they’re also 77% more likely than older people to lose it by way of an email scam. 

And it’s no surprise younger adults get targeted this way. They’re far more likely than any other age group to use mobile apps for peer-to-peer payments, transfer money between accounts, deposit checks, and pay bills. In short, there’s a lot of money flowing through the palms of their hands thanks to their phones, as well as their computers. 

Protecting yourself from hackers and fraud means protecting your digital identity. And that can feel like a pretty huge task given all the information your digital identity includes. It can be done, though, especially if you think about your identity like a puzzle. A piece here, another piece there, can complete the picture (or complete it just enough) to give a hacker what they need to separate you from your money. Thus, the way to stay safe is to keep those puzzle pieces out of other people’s hands.  

Six ways you can protect your digital identity from hackers and fraud 

It’s actually not that tough. With a few new habits and a couple of apps to help you out, you can protect yourself from the headaches and flat-out pain of fraud. Here’s a list of straightforward things that you can get started on right away: 

1. Start with the basics—security software  

Protect yourself by protecting your stuff. Installing and using security software on your computers and phones can prevent all kinds of attacks and make you safer while you surf, bank, and shop online. I should emphasize it again—protect your phone. Only about half of people protect their phones even though they use it to hail rides, order food, send money to friends, and more. Going unprotected on your phone means you’re sending all that money on the internet in a way that’s far, far less safe than if you use online protection. 

2. Create strong passwords  

You hear this one all the time and for good reason—strong, unique passwords offer one of your best defenses against hackers. Never re-use them (or slight alterations of them) across the different platforms and services you use. Don’t forget to update them on the regular (that means at least every 60 days)! While that sounds like a lot of work, a password manager can keep on top of it all for you. And if your platform or service offers the use of two-factor authentication, definitely make use of that. It’s a further layer of security that makes hacking tougher for crooks. 

3. Keep up to date with your updates  

Updates have a way of popping up on our phones and computers nearly every day, resist the urge to put them off until later. Aside from making improvements, updates often include important security fixes. So, when you get an alert for your operating system or app on your devices, go ahead and update. Think of it as adding another line of defense from hackers who are looking to exploit old flaws in your apps.   

4. Think twice when you share  

Social media is one place hackers go to harvest personal information because people sometimes have a way of sharing more than they should. With info like your birthday, the name of your first school, your mother’s maiden name, or even the make of your first car, they can answer common security questions that could hack into your accounts. Crank up the privacy settings on your accounts so only friends and family can see your posts—and realize the best defense here is not to post any possibly sensitive info in the first place. Also, steer clear of those “quizzes” that sometimes pop up in your social feeds. Those are other ways that hackers try to gain bits of info that can put your identity at risk. 

5. Shred it  

Even though so many of us have gone paperless with our bills, identity theft by digging through the trash, or “dumpster diving,” is still a thing. Things like medical bills, tax documents, and checks still might make their way to your mailbox. You’ll want to dispose of them properly when you’re through with them. First, invest in paper shredder. Once you’ve online deposited that check or paid that odd bill, shred it so that any personal or account info on there can’t be read (and can be recycled securely). Second, if you’re heading out of town for a bit, have a friend collect your mail or have the post office put a temporary hold on your mail. That’ll prevent thieves from lifting personal info right from your mailbox while you’re away. 

6. Check your credit  

Even if you don’t think there’s a problem, go ahead and check your credit. The thing is, someone could be charging things against your name without you even knowing it. Depending on where you live, different credit reporting agencies keep tabs on people’s credit. In the U.S., the big ones are Equifax, Experian, and TransUnion. Also in the U.S., the Fair Credit Reporting Act (FCRA) requires these agencies to provide you with a free credit check at least once every 12 months. Canada, the UK, and other nations likewise offer ways to get a free credit report. Run down your options—you may be surprised by what you find. 

How do I know if my identity has been stolen?  

As I just mentioned, the quickest way to get sense of what’s happening with your identity is to check your credit. Identity theft goes beyond money. Crooks will steal identities to rent apartments, access medical services, and even get jobs. Things like that can show up on a credit report, such as when an unknown address shows up in a list of your current and former residences or when a company you’ve never worked for shows up as an employer. If you spot anything strange, track it down right away. Many businesses have fraud departments with procedures in place that can help you clear your name if you find a charge or service wrongfully billed under your name. 

Other signs are far more obvious. You may find collection agencies calling or even see tax notices appearing in your mailbox (yikes). Clearly, cases like those are telltale signs that something is really wrong. In that case, report it right away: 

• If you live in the U.S. and think that someone is using your personal information, visit IdentityTheft.gov. 
• In Canada, visit antifraudcentre-centreantifraude.ca for help.  
• And in the UK, check out CIFAS, the UK’s fraud prevention service, at cifas.org.uk. 

Likewise, many nations offer similar government services. A quick search will point you in the right direction. 

Another step you can take is to ask each credit bureau to freeze your credit, which prevents crooks from using your personal information to open new lines of credit or accounts in your name. Fraud alerts offer another line of protection for you as well, and you can learn more about fraud alerts here. 

Keeping your digital identity in your hands 

With so many bits and pieces of information making up your digital identity, a broader way of keeping it safe involves asking yourself a question: what could happen if someone got their hands on this info? Further realizing that even little snippets of unsecured info can lead to fraud or theft in your name helps—even that un-shredded bill or innocuous refund check for a couple of bucks could give a crook the puzzle piece they need. You can keep your digital identity safe by keeping those pieces of info out of other people’s hands.    

The post Guide: Protecting Your Digital Identity appeared first on McAfee Blog.

McAfee Partners with American Express to Provide Best-in-Class Security

With the increase in online activities due to the COVID-19 pandemic, consumers are potentially becoming exposed to more online threats, and nearly 1 in 3 Americans are not confident in their ability to prevent a cyberattack. Through a partnership with American Express via the Amex Offers Program, McAfee is delighted to offer eligible American Express Card Members personal online security by providing access to comprehensive solutions that protect online security 

“Despite the increase in potential risks, consumers plan to continue conducting more and more personal activities online as the post-pandemic new normal comes to fruition,” said Pedro Gutierrez, SVP Global Consumer Sales & Operations at McAfee. “Investing in personal security solutions to protect your online life is a simple way to think security-first, and we’re ecstatic we can now offer these solutions to add value to American Express Card Members.”

The COVID-19 pandemic has forced many regular activities online, with McAfee’s 2021 Consumer Security Mindset Report finding that internet providers saw household internet usage surge anywhere from 40% to 100% as people worked, studied, shopped and entertained themselves at home. Additionally, McAfee found that of consumers that purchased connected devices in 2020, only 50% acted by purchasing security software and only 1 in 4 checked if their security software is up to date. 

Through the Amex Offers program, eligible American Express Card Members can receive a statement credit of up to $15 if they spend $45 or more to purchase personal protection solutions at McAfee.com.  The statement credit is available to eligible American Express Card Members until August 24th, 2021 and Card Members should check their offers list for additional details on eligibility, offer redemption instructions and applicable limitations. 

 

The post McAfee Partners with American Express to Provide Best-in-Class Security appeared first on McAfee Blogs.

Hybrid Workplace Vulnerabilities: 4 Ways to Promote Online Safety

Over the past year and a half, workers everywhere have gotten used to working from home. They have adopted an entirely new work from home mindset and diverted their weekly commuting hours to other productive and more enjoyable pursuits. As parts of the world return to a “new normal,” another change is on the way: a gradual return to the office. 

The hybrid working model is met with mixed reviews from employees and business security teams alike. For some employees, a clearer separation between work and home is a welcome change. CTV News reports 66% of Canadian respondents to an International Workplace Group poll say they are looking forward to splitting their working hours between the office and home. 

For business security teams who are just catching their breath after the monumental shift to a remote workforce, they are now gearing up for the new online safety challenges posed by the hybrid work model. According to a VMware Canada Threat Report, 86% of security professionals agree that cyberattacks aimed at their organizations have become more sophisticated since the onset of the pandemic. Additionally, 91% of global respondents cite employees working from home as the cause of cyberattacks. Challenges of the hybrid workforce include the constant back-and-forth of company-issued devices, the lack of control over home office setups, and mixing personal and company devices with company and personal business respectively. For example, if you pay your bills or shop online using your work device, it opens several new avenues for a hacker to walk right onto the corporate network. When your guard is down even a little bit when you are off the clock, you could fall victim to e-skimmers, fake login pages, or phishing scams. 

Best Practices for Mitigating Attacks in the Hybrid Workplace 

No matter how advanced your company’s threat detection system, hackers know where vulnerabilities lie and are on the hunt to exploit them. Check out these tips to ensure you are not the weak link in your organization. 

1. Use a VPN

A virtual private network (VPN) is a service that scrambles online browsing data, making it impossible for nefarious characters to decipher your activity. This is an excellent way to deter hackers from tracking your movements and picking up sensitive pieces of information. 

VPNs are essential if you are working in a public area, sharing a wireless network with strangers, or using a Wi-Fi connection that is not password protected. Public Wi-Fi networks are notoriously easy pickings for hackers seeking entry into unsuspecting users’ devices. On the days where you are not in the office, make sure your wireless connection is secure. 

2. Lockaway your passwords 

While a VPN is an excellent tool, security measures and your accounts are vulnerable without a strong and private password or passphrase to protect them. The gigantic Colonial Pipeline hack is being blamed on a hacker gaining entry through an unused VPN that was not secured with multifactor authentication. Multifactor authentication is an online safety measure where more than one method of identity verification is needed to access the valuable information that lies within password-protected accounts. 

Consider using a password manager to organize all your passwords and logins. Password managers remember each pairing so you don’t have to, plus most managers are secured with multifactor authentication. A password manager makes it easier to add variety to your passwords and prevents you from ever having to write them down.

3. Secure work-issued devices 

Professionals who travel between their home and an office are likely transporting their devices back and forth, increasing the number of opportunities for devices to be forgotten at either location or in transit. As convenient as it may be, never use your personal device for official business. Even if you pride yourself on sound online safety habits, your company device likely has more defenses ingrained in its hardware than your personal devices. 

With your personal devices, you should carefully vet everything you download. With your work-issued devices, this vetting process is even more important as company information is at stake. The Information and Privacy Commissioner of Ontario states that employees should never download applications to their work devices without permission from the IT team. Apps and programs often have security vulnerabilities that could open a gateway for hackers. 

4. Practice a personal Zero Trust model 

Zero Trust is a security philosophy that is exactly what it sounds like: trust no one. Businesses are employing Zero Trust models to greatly limit who has access to sensitive data sources. Adopt your own personal Zero Trust philosophy concerning your passwords, logins, and device access. This means never sharing passwords or log in details, especially over email, instant messenger, or over a video conference. Hackers commonly eavesdrop on all three mediums. Also, even your most trusted coworker could mishandle your passwords and login details, such as writing them down and leaving them in a public place.  

A key aspect of the Zero Trust model is only granting employees access to platforms that are vital to their job. Sharing your logins with coworkers who may not be authorized for using that platform undermines all the hard work the IT team does to keep tabs on data access. 

Work Intelligently, Diligently, and Securely 

Every time you turn on the nightly news, another ransomware attack has hit another organization, each one bigger than the last. This heightened prevalence is a reflection on the wiliness of hackers, but also the number of security holes every company must plug.  

There are several vulnerable points of entry in every company, and some of those vulnerabilities are heightened by the hybrid work model. Always heed the advice of your company’s IT team, and make sure to do your part to keep your devices and work information secure. 

The post Hybrid Workplace Vulnerabilities: 4 Ways to Promote Online Safety appeared first on McAfee Blogs.

How to Secure Your Smart Home: A Step-by-Step Guide

How many rooms in your home contain a smart device? From Peloton bikes to showerheads with Bluetooth speakers, smart home technology is rapidly making its way into every room in every household. In fact, the number of smart households (those that contain smart home technology) in the U.S. is expected to grow to 77.05 million by 2025. But with new technology comes new challenges.  

Many product designers rush to get their smart devices to market, treating security as an afterthought and consequentially creating an easy access point for criminals to exploit. Once a hacker taps in to a user’s home network, they could potentially gain access to all the devices connected to the network. And many consumers, amazed by the appliances’ efficiency, are unaware of the risks of interconnectivity. So, how can families prevent criminals from taking peeks into their home? 

Let’s take a tour through an average smart home and uncover the security implications of the various devices in each room.  

Knock, Knock, Anyone Home?  

Believe it or not, the security risks of a smart home often apply before you even step foot inside the house. Approximately 21 million U.S. homes have professionally monitored security systems. However, these systems are not immune to hacks. One popular security camera system experienced a series of intrusions where hackers were able to communicate with residents, making inappropriate comments, taunting children, and even demanding a ransom payment for the hacker to leave the system. Some users of another security camera system experienced similar intrusions, with hackers playing vulgar music and cranking the homeowners’ heat up to 90 degrees.  

Security cameras are just the beginning. Users control mowers, smart sprinklers, and other outdoor devices remotely with smartphone apps. Although they are meant to make consumers’ lives more convenient, outdoor devices with embedded computers could be at the greatest risk of attack, according to professor of computer science and cybersecurity expert, Dr. Zahid Anwar.  

Outdoor devices like garage door openers, wireless doorbells, and smart sprinklers are more vulnerable because they may be easily accessible to someone driving down the street with a computer or other Wi-Fi transmitter. Outdoor smart devices can be used as entry points, allowing hackers to access the entire smart home network. To prevent a stranger from spying on your network, it’s important to check how these products store your data. If the device’s system stores your personal information and is connected to the main home network, there is a possibility that a breach of one device on the network could reveal your data to a hacker.  

“Alexa, Who’s Spying on My Living Room?”  

Once you step foot into a smart home, you’ll likely find a variety of devices adopted by residents for added convenience, including smart TVs, Wi-Fi routers, smart speakers, thermostats, lightbulbs, and personal home assistants — the list goes on! But the fact that these devices are connected to the internet opens the door for cybercriminals to make themselves at home. For example, the FBI issued warnings about the risks of smart TVs, noting that hackers could potentially gain access to an unsecured television and take control by changing channels, adjusting volume levels, and even showing inappropriate content to children.  

Additionally, a recent study outlined multiple privacy concerns with a popular virtual assistant, ranging from misleading privacy policies to allowing third parties to change the code of their programs after receiving approval from the device’s parent company. Anupam Das, assistant professor of computer science at North Carolina State University, stated that third party software developers created many of the applications consumers interact with while using the virtual assistant. However, Das and their fellow researchers identified several flaws in the current vetting process that could allow those third parties to gain access to users’ personal information. The virtual assistant’s parent company does not verify the developer responsible for publishing the third-party program, so a cybercriminal could easily register under the name of a trusted developer and create a program that spreads malicious code. For these reasons, it is critical that consumers stay informed on potentially vulnerable entry points left open by device manufacturers so they can take action to better protect their smart home technology and their personal privacy. 

Grocery List: Eggs, Milk, Security Risks?  

Today, it is not so weird to talk to your refrigerator (well, maybe a little). Smart appliances are quickly making their way into consumers’ kitchens. You can control your blender or Instant Pot from your phone and use voice activation with various appliances, further blurring the lines between the physical and the digital. And while smart kitchen appliances empower you to do things like controlling your air fryer from an app and use voice activation to brew your coffee in the morning, living like a Jetson does come with potential security risks. In 2019, McAfee researchers discovered a vulnerability within a Mr. Coffee brand coffee maker that could allow a hacker to access the user’s home network. To prevent criminals from brewing up trouble in your home, ensure that you take measures to secure each of your devices and keep criminals from spying on your network.  

Protect Yourself From “Bed Bugs” 

For many people, the bedroom is more than just the place where they sleep at night — it is a relaxing sanctuary where they can unwind. It is no wonder that many people have adopted various gadgets to turn their sanctuaries into high-tech hubs for relaxation. Take a smart bed, for example. These mattresses incorporate biometric sensors to help you snooze better, and they connect to a smartphone app that tracks your sleep trends and health metrics. While this technology may provide insight on how you can sleep better, it is important to realize that these devices are collecting data and sending it back to the manufacturer. Often, consumers do not stop to research what specific data is being collected and how it is being used, placing a lot of trust in the device manufacturer to safeguard their private information. But what happens if the company suffers a data breach or ransomware attack? There is a chance that your data might fall into the hands of a hacker. To better protect your online security, understand that enjoying the convenience of connected IoT requires an assessment of where your information is being stored.  

Secure Your Smart Home with These Tips  

There is no denying that IoT devices have upped the convenience of tech users’ lives everywhere. But with these technological rewards comes added risk — cybersecurity risk, that is. The more connected devices you have in your home, the more opportunities criminals have to infiltrate your network and reach other data-rich devices. This can potentially put your private and financial information at risk, not to mention your privacy.  

As our reliance on IoT and smart home technology grows, so will the need for users to step up their cybersecurity practices. Follow these tips to help protect your personal data and privacy while still enjoying all that your smart home gadgets have to offer:  

1. Secure your Wi-Fi network 

Out of the box, most Wi-Fi routers are either not secured or use a default password such as “admin,” making it easy for hackers to poke around and access devices that are connected to your router. To prevent cybercriminals from snooping on your network and the gadgets that are attached to it, secure your Wi-Fi network with a strong password.  

2. Ensure all account and device passwords are strong and unique 

A password or passphrase that is long, complex, and unique will discourage attempts to break into your accounts. Try creating a string that is at least 12 characters long, contains a combination of uppercase letters, lowercase letters, symbols, and numbers, and that is unique to each account.  

3. Do your research 

Do your research before investing in a smart device. Ask yourself if the gadget is from a reputable manufacturer. Has the company had previous data breaches, or do they have an excellent reputation for providing secure products? Also, take note of the information your IoT device collects, how vendors use this information and what they release to other users or third parties.  

Above all, understand what control you have over your privacy and information usage. It is a good sign if an IoT device allows you to opt-out of having your information collected or lets you access and delete the data it does collect.   

4. Enable multi-factor authentication 

In addition to the password/username combo, multi-factor authentication requires that users confirm a collection of things to verify their identity — usually something they have, and a factor unique to their physical being — such as a retina or fingerprint scan. This can prevent a cybercriminal from using credential-stuffing tactics (where they will use email and password combinations to hack into online profiles) to access your network or account if your login details were ever exposed during a data breach.  

5. Regularly update your devices 

Stay on top of software updates from your device manufacturer. Available updates are not always advertised, so visit the manufacturer’s website regularly. Additionally, make sure to update mobile apps that pair with your IoT device. Adjust your settings to turn on automatic software updates, so you always have the latest security patches.   

6. Monitor and secure your network 

Your router is the central hub that connects all the devices in your home, so make sure that it’s secure. After you change the default password and name of your router, ensure that your network name does not give away your address, so hackers can’t locate it. Then check that your router is using an encryption method, like WPA2, which will keep your communications secure.  

Additionally, consider setting up a “guest network” for your IoT devices. This is a second network on your router that allows you to keep your computers and smartphones separate from IoT devices. So, if a device is compromised, a hacker still cannot get all the valuable information that is saved on your computers. Check your router’s manual for instructions on how to set up a guest network.  

7. Install comprehensive security software.  

You do not need to go it alone — employ the help of a security solution like McAfee Secure Home Platform, which provides smart security for your home network. By automatically protecting your connected devices through the router, you can feel confident that you have a solid line of defense against online threats.  

McAfee Total Protection also includes a robust password management system that creates and saves strong passwords across all your accounts in one centralized location. It also includes home network security to protect your firewall and block hackers from accessing your home network. McAfee Total Protection includes a home network map that allows you to easily identify trusted devices on your network and flag potential intruders.  

Secure Your Smart Home for Peace of Mind  

Recognize that every Wi-Fi connection, every Bluetooth connection, and every connection you make using a wireless connection is subject to hacking. This will help you better understand the risks associated with your smart home devices, and therefore will help you be more equipped to combat them. Remember: a secure home is the smartest home you can have! 

The post How to Secure Your Smart Home: A Step-by-Step Guide appeared first on McAfee Blogs.

9 Tips to Help Kids Avoid Popular App Scams

 There’s a lot of conversation going on right now around digital apps; only it’s not about TikTok or Twitch. Instead, it’s about the spike in the number of app scams taking place every day—many of them impacting younger consumers. 

In a recent report from The Washington Post, nearly two percent of the apps downloaded from the Apple store in a single day were scams costing consumers an estimated $48 million. A similar report this week in Tech Republic estimates more than 170 Android apps, including 25 on Google Play, have attempted to scam people by offering cryptomining services for a fee but then failing to deliver. Scam reports can also be attributed to side-loaded apps, which are apps installed from unofficial sources online.  

While the scam structures vary, the most popular ones pose as legitimate brands such as Amazon or Samsung, persuading users to download apps they don’t need. Other scams use misleading tactics, manipulate ratings and reviews, and trick people into paying for something accidentally. 

Teens targeted  

Scams that target teens abound online because hackers assume younger consumers are more impulsive and casual about their online privacy. According to the Better Business Bureau, scams targeting teens include social media scams used to collect personal info for identity theft. Others include bogus auctions for luxury goods, scholarships and job offer scams, and promises of free items such as cell phones.  

Dating and Security Apps

Some of the most popular scams can be found in fraudulent dating apps, according to the report. The Federal Trade Commission stated that consumers reported a record $304 million lost to romance scams in 2020, a number that has spiked since the pandemic. While some scams look like legit dating apps, others surface in hangout apps such as Clubhouse, Google Hangouts, or seemingly harmless apps like Words with Friends. 

App scams have been discovered embedded in spying and internet security apps. Ironically, several of those have been in alleged VPN (Virtual Private Network) apps that promised privacy but instead collected sensitive user data.  

Cash and Gaming Apps 

Consumers, especially kids, can be scammed through peer-to-peer cash apps, such as Venmo or Zelle. Because cash apps require users to link to a personal bank account directly, scammers can easily sell you goods or befriend you to send money only to delete their accounts and disappear.  

Likewise, downloadable gaming apps can contain scams that offer free in-game currency. By clicking on a link and entering a username, password, gamers are promised free currency—only it never shows up in their account.   

While the debate continues over how to improve both Apple and Google Play’s app security standards, for now, anyone downloading an app is at risk to some degree.  

So how can you be sure your family’s apps are safe to use? While it’s getting harder to discern, there are some key steps you can take to reduce your risk.  

9 Tips for Avoiding an App Scams

1. Understand the risk. Making the threat real and believing a scam can happen to you is a significant step in safeguarding your family. This includes taking the time to discuss current digital threats and leveling up mobile security wherever possible.  
2. Do your homework. Read app reviews. If an app is sketchy in any way, users will be vocal in the app review section. In addition, do an online search of the app to see what consumers and other watchdog agencies such as the BBB say about the app. Check BBB Scam Tracker to see if others have been duped. 
3. Safeguard personal data. Remind kids not to share their email, address, or other information. Pop-ups, trendy quizzes, and links websites can be ruses designed to steal bits and pieces of personal info that can be used as the basis of an attack. 
4. Maximize security. When using cash apps, turn on additional security features such as multi-factor authentication, creating a PIN, or using fingerprint recognition. 
5. Pay attention to permissions. Apps often ask for access to certain features on your device, such as the camera, phone, or your contacts. Sometimes the ask is legit; other times, it’s just a ruse to gain access to your personal information. Stop to examine the request and why the information is needed.   
6. Subscribe to a mobile antivirus program. Just like computers, mobile devices can be infected with viruses and malware. Protect mobile devices by subscribing to a mobile antivirus product, such as McAfee Mobile Security, which includes safe browsing, scanning for malicious apps, and locating your device if it is lost or stolen.  
7. Only connect with people you know. When using cash apps, only exchange money with people you know. Unlike an insured bank, P2P apps do not refund the money you’ve paid out accidentally or in a scam scenario and hold users 100% responsible for transfers. 
8. Slow down and verify details of a transfer. There could be dozens of name variations to choose from in a cash app’s directory, so be sure to select the correct recipient. Also, verify with your bank that each P2P transaction registers. 
9. Use a VPN. When using cash apps, or downloading any apps, avoid public Wi-Fi transfers. Public Wi-Fi is susceptible to hackers trying to access valuable personal information. If you must use public Wi-Fi, consider using a verified and trusted Virtual Private Network (VPN). 

No app is 100 percent safe. All have security loopholes and user behavior can make them vulnerable to a wide range of scams. However, by staying aware, using the right tools, and being wise with your clicks, your family can enjoy the fun of digital life without the fallout.  

The post 9 Tips to Help Kids Avoid Popular App Scams appeared first on McAfee Blogs.

What is a VPN and Can it Hide My IP Address?

There’s a lot of misinformation about Virtual Private Networks, what they do, and the security benefits they offer. For this article, I’d like to do some myth-busting about how a VPN actually works and why you should use one. 

What is a VPN and how does it protect me? 

A VPN is an app that you install on your device to help keep your personal data safe as you browse the internet  

You may have heard that VPN apps live on your device and allow you to connect to the internet securely. What that means is, when you turn your VPN app on, your device makes a secure connection to a specialized computer that routes internet traffic, called a VPN server. You also may have heard that your connection is “wrapped in an encrypted tunnel” which means your device and the server share a secure connection so only you can see what you’re doing on the internet. 

Does a VPN change my IP address? 

Every internet connection (like your cable modem) is assigned a unique set of numbers called an IP address, which is tied to information such as geographic location, ISP, etc. A VPN replaces your actual IP address to make it look like you’ve connected to the internet from a different location: the physical location of the VPN server, rather than your real location. This is just one reason why so many people use VPNs. This can be handy when you want to hide from advertising trackers or protect your search history.  

How to use a VPN to change my IP address 

To change your IP address, you simply open your VPN app, select the server location you’d like to connect to, and you’re done. You’re now browsing with a new IP address. If you’d like to make sure your IP has changed, open up a browser and search for “What’s my IP address” and click on one of the results. 

When should I use a VPN? 

When to use a VPN really depends on what you want it for. For example, 39% of users understand public Wi-Fi is unsafe but still do sensitive things, like banking or shopping on public WiFi, so using a VPN when you’re at the airport, or a café is a great use case. 

As I mentioned before, a lot of people use a VPN for privacy reasons, like stopping advertisers from tracking them. Searches you perform, or websites you visit won’t be trackable, which means you’ll be able to surprise your spouse with a vacation you researched and planned on a computer you both use. Targeted ads could spoil things if your spouse is bombarded with ads for plane tickets and hotels while they browse. 

Can a VPN protect my search history? 

A VPN protects your search history through the secure connection you share. When you search for a website, or type a URL into your navigation bar, your device sends something called a DNS request, which translates the website into the IP address of the web server; this is how your browser can find the website and serve its content to you. By encrypting your DNS requests, a VPN can hide your search habits and history from those that might use that info as part of building a profile of you. This type of info could be used in a wide variety of ways, from legitimately serving targeted ads to nefarious social engineering.  

Can a VPN protect my identity? 

A VPN can protect your identity by blocking online trackers from following you around the internet. With your VPN on, trackers will think all of your browsing is coming from a different device in a different location. This throws off the profile advertisers try to build because they think you’re someone else. 

Another way a VPN can protect your identity is by preventing some types of hacking. Stopping attacks on public WiFi where a bad actor tries to get between you and the website you’re visiting, is just one way VPNs can help. It’s called a Man-in-the-Middle attack, but that’s a subject for another article. 

Does a VPN make me anonymous? 

No, a VPN cannot make you anonymous. They help secure what you’re doing, but your ISP still knows when you’re using the internet. They just can’t see what you’re doing, what sites you visit, or how long you’ve been on a site. 

Do I need a VPN if I use Incognito mode? 

Private browsing modes can help protect your privacy, but they’re useful if you share a device with other people and you don’t want them to see your search history. You can read all about the differences in the article I wrote a little while ago. 

What is Apple Private Relay? 

Apple’s Private Relay is currently in Beta and will be available with an iCloud+ subscription for Safari users on iOS and macOS soon. Private Relay is similar to a VPN in that it changes your IP address so websites you visit can’t tell exactly where you are.  

What does Apple Private Relay do? 

When you turn Private Relay on, your device connects to a server that sends your browsing data to a second server, before it travels through the internet. The reason for the double hop is that first server gives you a new IP address, to make you harder to track, while the second server hides that information from the website you’re browsing. The first server only knows your original IP address, while the second server only knows what you’re browsing, but not your IP. 

How to turn on Apple Private Relay on iPhone 

1. Tap the iCloud tab in Settings 
2. Tap Private Relay to turn it On 
3. Scroll down and tap on Turn On for Safari 
4. Tap IP Address Location to change Approximate or Broader Location 

How to turn on Apple Private Relay on Mac 

1. Click on iCloud in the System Preferences menu 
2. Click on the Private Relay box 
3. Click on the Options button 
4. Click on Private Relay for Safari 
5. Choose your IP Address Location to change Approximate or Broader Location 

Do I need a VPN if I have Apple Private Relay? 

Private Relay only works with Safari on iOS and macOS. Even if you are using an Apple device, a VPN is still a good idea because it will protect the information that your device sends outside of Safari. 

How to get your own VPN 

If you’re already a McAfee Total Protection subscriber, you have access to unlimited VPN usage. Protect your personal information, like your banking information and credit cards, from prying eyes with McAfee Total Protection’s Secure VPN. If you haven’t already signed up, now’s the perfect time. McAfee Total Protection provides security for all your devices, giving you peace of mind while you shop, bank, and browse online. 

 

The post What is a VPN and Can it Hide My IP Address? appeared first on McAfee Blogs.

7 Safety Tips to Schooling in a Digital World

This fall, many students are headed back-to-school full time. However, just as workplaces now accommodate for remote work, schools are accommodating hybrid learning environments. While this may signal the end of things like snow days, it’s also created a new, more flexible style of learning that relies on computers, online connectivity, and apps to connect students with teachers and learning resources. It’s also a trend that’s not without risk, as evidenced by the more than 900 cybersecurity incidents, including personal data breaches, since 2016, according to the K-12 Cybersecurity Resource Center. This new style of learning comes with many implications for cybersecurity that we’ll discuss below, along with ways to protect learners and students of all ages.

Digital School Safety Tips 

1. Set camera guidelines 

Cameras and video conferencing software have become an integral part of the online learning experience. In the early days of 2020, we saw growing pains in the form of Zoom bombing, unintended sharing, and, on the lighter side, people learning to use fake backgrounds with hilarious consequences. And while many of these wrinkles have been smoothed out, for online learners, the fact remains that privacy is at risk anytime they use a camera.  

Younger students:  

• Work with your child and their instructors to figure out the most appropriate times to use the camera. When not using the camera on their device, teach your child how to cover it to ensure privacy. Many new laptops come with a manual switch that allows the camera to be blocked. 

Older students:  

• Teens have more autonomy, and apps are probably a major part of their social and learning life. That’s why it’s a great idea to remind teens to never accept video chats, screen shares, instant messages, phone calls or files from strangers, even if it’s in an app they’re familiar with.

2. Use tools that protect your child while they’re learning online

The good news is that while we’re all navigating the new world of learning online, there are more tools than ever to help you do so safely. A comprehensive security suite, like one of McAfee’s products, contains many of these security tools in one package, including tools for:  

Younger students: 

• Parental controls – A good parental controls suite allows you to not only restrict web site access, but also set limits on screen time and track activity on your child’s devices. McAfee offers parental controls in the form of McAfee Safe Family. 
• Parent versions of learning apps – The app being used to teach an online classroom may offer a version for parents. It’s often a simpler version of the one your child is using, but it will allow you to become familiar with the software and may even offer some privacy settings. 

Older students: 

• VPN – This is a powerful tool for protecting your privacy online. Teach your teens how to create a secure connection to the internet anytime they log in by using a VPN (virtual private network) to hide their activity and connection details from prying eyes. McAfee’s VPN uses bank-grade encryption to keep their private information secure. 

3. Invest wisely in your child’s learning tools 

Your child or teen’s portal to their online classroom is an important investment. After all, you’ll want them to be able to connect securely, communicate easily, and be able to handle any kind of online work they may need to do. Depending on the age of your child, this device may also have to be bomb-proof. Don’t worry some experts have already done the thinking for you with this list of computers for online learners. 

4. Recognize that some information should always stay private 

There are many apps being used to facilitate online learning. And chances are, students will have to register, log-in, and provide identification. Regardless of age, here’s what NOT to provide. 

• Don’t sign up with a personal email address. Schools should provide an email address or a username and password. 
• Don’t put too much personal information in the app profile. Keep location, phone number and dates of birth private if possible. 
• Make sure your student always keeps their login info to education apps private and that they don’t share their account with anyone, including classmates. 

5. Online learning can be a family affair

Younger students: 

• Create an online workspace that’s sufficiently quiet for your child to get their homework done, but also someplace that can be easily checked in on by you and other adults in your child’s life.  

Older students: 

• Teens should expect that adults will be around and looking in on their activity online, whether they’re learning or talking to friends. You can model this with your own behavior by using devices openly and practicing good security habits. 

6. Introduce the concept of digital citizenship 

When students are learning in-person, the concept of being a good citizen is one that’s reinforced in the classroom and on the playground. Online, as students use forums, chats, and even social media to communicate, the concept of digital citizenship is just as important. 

• Talk to your child and teen about what you expect from their conduct online. Monitor the apps they use for school and make sure they understand what is appropriate to write on them. After all, these messages may be visible to the school administrators, or even college admissions officials. Help them understand that creating a safe space to learn takes everyone’s effort, not just the teachers. 

7. In the brave new world of online learning, offline breaks are more important than ever. 

There’s a reason elementary schools have recess and high schools have lunch breaks. It gives kids time to step away from the books, stretch their legs, and refresh their minds. The same concept applies with online learning.  

Younger students:  

•  Take a break at least every 30 minutes to stretch and walk around. 

Older students: 

• A teen may have a longer attention span, but breaks are still important and, crucially, it’s important they don’t spend their break in front of another screen. 

More resources for improving digital wellness while learning online 

For more extensive information about any of the recommendations above, please visit these resources. 

Resources for parents 

• How to Protect Your Family’s Privacy During Remote Learning | The New York Times  
• Best Laptops for Kids 2021 | TechRadar 
• Remote Learning: 3 Online Safety Tips for Kids and Parents | Today 
• The Parent’s Guide to Educational Technology | ConnectSafely 

Resources for all ages

• Online Learning Consortium 
• Safe Remote Learning in Education | National Online Safety 

The post 7 Safety Tips to Schooling in a Digital World appeared first on McAfee Blogs.

3 Tips to Protect Yourself From XLoader Malware

Picture this: you open your MacBook and see an email claiming to be from your favorite online store. In the email, there is an attachment with “important information regarding your recent purchase.” Out of curiosity, you open the attachment without checking the recipient’s email address. The next thing you know, your device is riddled with malware.  

Unfortunately, this story is not far from reality. Contrary to popular belief, Apple computers can get viruses, and XLoader has Mac users in their sights.  

Let’s break down XLoader’s ‘s origins and how this malware works.  

Where Did XLoader Come From? 

XLoader originated from FormBook, which has been active for at least five years and is among the most common types of malware. Designed as a malicious tool to steal credentials from different web browsers, collect screenshots, monitor and log keystrokes, and more, FormBook allowed criminals to spread online misfortune on a budget. Its developer, referred to as ng-Coder, charged $49, a relatively cheap price to use the malware, making it easily accessible to cybercriminals.  

Although ng-Coder stopped selling FormBook in 2018, this did not stop cybercriminals from using it. Those who had bought the malware to host on their own servers continued to use it, and in turn, quickly noticed that FormBook had untapped potential. In February 2020, FormBook rebranded to XLoader. XLoader can now target Windows systems and macOS devices.  

How XLoader Works  

Typically, XLoader is spread via fraudulent emails that trick recipients into downloading a malicious file, such as a Microsoft Office document. Once the malware is on the person’s device, an attacker can eavesdrop on the user’s keystrokes and monitors. Once a criminal has collected enough valuable data, they can make fake accounts in the victim’s name, hack their online profiles, and even access their financial information.  

Minimize Your Risk of macOS Malware Attacks 

According to recent data, Apple sold 20 million Mac and MacBook devices in 2020. With macOS’s growing popularity, it is no surprise that cybercriminals have set their sights on targeting Mac users. Check out these tips to safeguard your devices and online data from XLoader and similar hacks:  

1. Avoid suspicious emails and text messages  

Hackers often use phishing emails or text messages to distribute and disguise their malicious code. Do not open suspicious or irrelevant messages, as this can result in malware infection. If the message claims to be from a business or someone you know, reach out to the source directly instead of responding to the message to confirm the sender’s legitimacy.   

2. Avoid sketchy websites.  

Hackers tend to hide malicious code behind the guise of fake websites. Before clicking on an unfamiliar hyperlink, hover over it with your cursor. This will show a preview of the web address. If something seems off (there are strange characters, misspellings, grammatical errors, etc.) do not click the link.  

3. Recruit the help of a comprehensive security solution 

Use a solution like McAfee Total Protection, which can help protect devices against malware, phishing attacks, and other threats. It also includes McAfee WebAdvisor — a tool that identifies malicious websites.  

Regardless of whether you use a PC or a Mac, it is important to realize that both systems are susceptible to cyberthreats that are constantly changing. Do your research on prevalent threats and software bugs to put you in a great position to protect your online safety.   

 Put Your Mind at Ease With Security Best Practices 

XLoader is just the latest example of how the gap between the prevalence of PC versus macOS malware is steadily closing. To better anticipate what threats could be around the corner and how to best combat them, stay updated on all of the latest online safety trends and practice great security habits. This will not only help protect your devices and online accounts but also bring you greater peace of mind.  

The post 3 Tips to Protect Yourself From XLoader Malware appeared first on McAfee Blogs.