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McAfee 2023 Threat Predictions: Evolution and Exploitation

By McAfee Labs

As 2022 draws to a close, the Threat Research Team at McAfee Labs takes a look forward—offering their predictions for 2023 and how its threat landscape may take shape.  

This year saw the continued evolution of scams, which is unlikely to slow down, as well as greater adoption of Chrome as an operating system. It also saw the introduction of AI tools that are easy and accessible to virtually anyone with a phone or laptop, which will continue to have significant implications, as will the fluctuating popularity of cryptocurrency and the emergence of “Web3.”  

Advances such as these have set the stage for 2023, which will continue to reshape our interactions with technology—advances that bad actors will try to exploit, and in turn, us.  

Yet as the threat landscape continues to evolve, so do the ways we can protect ourselves. With that, we share McAfee’s threat predictions for 2023, along with insights and advice that can help us enjoy the advances to come with confidence. 

AI Goes Mainstream and the Distribution of Disinformation Rises 

By Steve Grobman, Chief Technology Officer 

Humans have been fascinated by artificial intelligence (AI) for almost as long as we’ve been using computers. And in some cases, even fearful of it. Depictions in pop culture range from HAL, the sentient computer from 2001: A Space Odyssey to Skynet, the self-aware neural network at the center of the Terminator franchise. The reality of current AI technologies is both more complicated and less autonomous than either of these. While AI is rapidly evolving, humans remain at the heart of it, and whether it’s put to beneficial or nefarious use. 

Within the last few months, creating AI-generated images, videos, and even voices are no longer strictly left to professionals. Now anyone with a phone or computer can take advantage of the technology using publicly available applications like Open AI’s Dall-E or stability.ai’s Stable Diffusion. Google has even made creating AI-generated videos easier than ever. 

What does this mean for the future?  It means the next generation of content creation is becoming available to the masses and will only continue to evolve. People both at work and at home will have the ability to create the AI-generated content in minutes. Just as desktop publishing, photo editing, and inexpensive photorealistic home printers created major advances that empowered individuals to create content that previously required a professional designer, these technologies will enable sophisticated outputs with minimal expertise or effort.   

Advances in desktop publishing and consumer printing also provided benefits to criminals, enabling better counterfeiting and more realistic manipulation of images. Similarly, these emerging next-generation content tools will also be used by a range of bad actors. From cybercriminals to those seeking to falsely influence public opinion, these tools will empower scammers and propagandists to take their tradecraft to the next level with more realistic results and significantly improved efficiency.  

This is especially likely to ramp up in 2023 as the U.S. begins the 2024 presidential election cycle in earnest. Globally, the political environment is polarized. The confluence of the emergence of accessible next-generation generative AI tools and what is sure to be a highly contested 2024 election season is a perfect storm for creating and distributing disinformation for political and monetary gain.  

We’ll all need to be more mindful of the content we consume and the sources that it originates from. Fact-checking images, videos, and news content, something that’s already on the rise, will continue to be a necessary and valuable part of media consumption. 

New Year, New Scams 

By Oliver Devane, Security Researcher 

Cryptocurrency scams 

In 2022 we saw several online scams making use of existing content to make crypto scams more believable. One such example was the double your money cryptocurrency scam that used an old Elon Musk video as a lure. We expect such scams to evolve in 2023 and make use of deep fake videos, as well as audio, to trick victims into parting ways with their hard-earned money.  

Investment scams 

The financial outlook of 2023 remains uncertain for many people. During these times, people often look for ways to make some extra money and this can lead them vulnerable to social media messages and online ads that offer huge financial gains for little investment.   

According to the IC3 2021 report, the losses for financial scams increased from $336,469,000 in 2020 to $1,455,943,193 in 2021, this shows that this type of scam is growing by an enormous amount, and we expect this to continue. 

Fake loans 

Unfortunately, scammers will often target the most vulnerable people. Fake loan scams are one such scam where the scammers know that the victims are desperate for the loan and therefore are less likely to react to warning signs such as asking for an upfront fee. McAfee predicts that there will be a large increase in these types of scams in 2023. When looking for a loan, always use a trusted provider and be careful of clicking on online ads.  

Metaverse 

Metaverses such as Facebook’s Horizon enable their users to explore an online world that was previously unimaginable. When these platforms are in the early stages, malicious actors will usually attempt to exploit the lack of understanding of how they work and use this to scam people. We have observed phishing campaigns targeting users of these platforms in 2022 and we expect this to increase dramatically in 2023 as more and more users sign up for the platforms.   

The Rise of ChromeOS Threats 

By Craig Schmugar, McAfee Senior Principal Engineer 

More than 25 years ago, Windows 95 became the platform of choice not just for millions of users around the globe, but for malware authors targeting those users. Over the years, Windows has evolved, as has the threat landscape. Today, Windows 10 and 11 make up the majority of the desktop PC market, but thanks to the rise of the mobile Internet, device diversity has greatly evolved since the advent of Windows 95.   

Over five years ago, Android overtook Windows as the world’s most popular OS and with this shift bad actors have been pursing alternative methods of attack. The ultimate vectors are those which impact users across a spectrum of devices. Email and web-based scams (some of which are outlined in the blog above) are as prolific as ever as these technologies are ubiquitous across desktop and mobile devices.  

Meanwhile, other technologies span across desktop and mobile experiences as well. For Google, such cross-platform capabilities are highlighted by increased adoption of ChromeOS and a few underlying technologies. This includes 270 million active Android users and a 270% increase in Progressive Web Application (PWA) installations [https://chromeos.dev].  ChromeOS’ ability to run Android applications, combined with its wide-spread adoption, provides the climate for increased attention by those with ill intentions.   

Similarly, adoption of PWAs provide bad actors with additional incentive to deliver deceptive and imposter attacks through this multi-OS channel, including ChromeOS, iOS, MacOS, and Windows.   

Finally, on the heels of COVID restrictions that impacted schools in various countries, Google reported 50 million students and educators worldwide [https://chromeos.dev] using ChromeOS. Many users will be unaware of malicious Chrome extensions lurking in the Chrome Web Store. 

All of this means that the stage is set for a marked increase in threats impacting Chromebook in the year to come. In 2023, we can expect to see Chromebook users among millions of unsuspecting victims that download and run malicious content, whether from malicious Android Apps, Progressive Web Apps, or Chrome Web Store extensions, users should be leery of popups and push notifications urging them to install untrusted apps. 

Web3 Threats will take advantage of FOMO 

By Fernando Ruiz, Senior Security Researcher 

Editor’s Note: Web3? FOMO? If you’re already lost, you’re not alone. Web3 is a term some use to encompass decentralized internet services, technologies like Bitcoin and Non-Fungible Tokens (digital art that collectors can purchase with cryptocurrency). Still confused? A lot of people are. This New York Times article is a good primer on what is currently considered Web3.   

As for FOMO, that’s just an acronym meaning the “Fear of Missing Out.” That nagging feeling, most often felt by extroverts, that others are out there having more fun than them and that they’re missing the party. 

Whether you invest in cryptocurrency or just see the headlines on Twitter, no doubt you’ve seen that the price of cryptocurrency has sharply declined during 2022. These fluctuations are becoming more normal as crypto becomes even more mainstream. It’s very likely that the value of crypto will rise again.  

When the last upturn in valuation happened near the start of the pandemic, the hype about crypto also skyrocketed. Suddenly Bitcoin and other cryptocurrencies were everywhere. Out of that, rose the concept of Web3, with more companies investing in new applications over blockchain (the technology that is the backbone of cryptocurrency).  

McAfee predicts that the popularity of cryptocurrency will rise again, and consumers will hear much more about Web3 concepts like decentralized finance (DeFi), decentralized autonomous organizations (DAOs), self-sovereign identity (SSI) and more.  

Some amateur investors, remembering the rapid rise of the value of Bitcoin earlier this decade, won’t want to miss out on what they think will be a great opportunity to get rich quick. It’s this group that bad actors will seek to exploit, offering up links or applications that play on these users’ crypto/Web3 FOMO.  

As crypto bounces back and initial awareness of decentralization grows in the general population, consumers will begin to explore these Web3 offerings without fully understanding what they mean or what dangers they should be aware of, leaving them open to scams as they invest time and money into crypto or creating their own NFT content. These scams could entice users to click on a link or download an app that appears to legitimately interact with some blockchains, but in actuality:  

  • Does not have the functionality to interact with any blockchain. 
  • Are designed to collect traditional currency for fees or services that do not actually provide any value. 
  • Possess aggressive adware that compromises user’s privacy, time, device performance, data usage, and drains their device battery. 

Additionally, when consumers DO hold crypto, NFT, digital land, or other blockchain financial assets they are going to be targeted for more sophisticated threats that can drain their funds: smart contracts, exchanges, digital wallets, and synchronization services can all be associated with hidden authorizations that allow a third party (potentially a bad actor) to take control of the assets. It’s important that users read the terms and conditions of any app they download, especially those that will be accessing ANY type of financial institution or currency, whether traditional or crypto.  

Social engineering will also continue to be a top entry point for cybercriminals. The complexity of the attacks will evolve as the technology does, which will require more preparation and understanding of how Web3 applications and tools work in order to safely interact with them. 

What has emerged from the world of Web3 thus far, while exciting, has also expanded attack surfaces and vectors, which we expect to see grow throughout 2023 as Web3 evolves. 

The post McAfee 2023 Threat Predictions: Evolution and Exploitation appeared first on McAfee Blog.

The Feeling of Safety with McAfee+

By Cagla Ruacan

Safety has a feeling all its own, and that’s what’s at the heart of McAfee+. 

We created McAfee+ so people can not only be safe but feel safe online, particularly in a time when there’s so much concern about identity theft and invasion of our online privacy.   

And those concerns have merit. Last year, reported cases of identity theft and fraud in the U.S. shot up to 5.7 million, to the tune of $5.8 billion in losses, a 70% increase over the year prior. Meanwhile, online data brokers continue to buy and sell highly detailed personal profiles with the data cobbled together from websites, apps, smartphones, connected appliances, and more, all as part of a global data-gathering economy estimated at well over $200 billion a year. 

Yet despite growing awareness of the ways personal information is collected, bought, sold, and even stolen, it remains a somewhat invisible problem. You simply don’t see it as it happens, let alone know who’s collecting what information about you and toward what ends—whether legal, illegal, or somewhere in between. A recent study we conducted showed that 74% of consumers are concerned about keeping their personal information private online. Yet, most of us have found out the hard way (when we search for our name on the internet) that there is a lot of information about us that has been made public. It is our belief that every individual should have the right to be private, yet we know too many individuals don’t know where to begin. It is this very worry that made us focus our new product line on empowering our users to take charge of their privacy and identity online. 

McAfee+ gives you that control. 

Now available in the U.S., McAfee+ provides all-in-one online protection for your identity, privacy, and security. With McAfee+, you’ll feel safer online because you’ll have the tools, guidance and support to take the steps to be safer online. Here’s how: 

  • You’ll see where your personal information appears in risky locations online, such as people search and data broker sites that sell this information to advertisers, in addition to hackers, spammers, and thieves. Then McAfee+ helps you remove it (or depending on the plan we do it for you). We call this Personal Data Cleanup. 

  • It protects you by scanning the dark web for places where your personal information may appear. This way you can keep an eye on your email addresses, social security number, credit card numbers, and more on the dark web—and receive notifications an average of 10 months sooner than similar services if your info is found in a data breach. This gives you ample time to change your passwords before hackers try to access your account. Depending on your plan, McAfee+ offers you $1M identity theft coverage and credit monitoring services as well for additional peace of mind. 
  • You’ll also see how safe you are with our industry-first Protection Score. It checks the health of your online protection and shows you ways you can improve your score so you’re safer still. 

  • And as always, it all includes McAfee’s award-winning antivirus and device security solution.  

You can see the entire range of features that cover your identity, privacy, and security with a visit to our McAfee+ page 

McAfee+ Ultimate offers our most thorough protection, with which you can lock your credit with a click or put a comprehensive security freeze in place, both to thwart potential identity theft. You can keep tabs on your credit with daily credit monitoring and get an alert when there’s credit activity to spot any irregularities quickly.  

You’ll also feel like someone has your back. Even with the most thorough measures in place, identity theft and ransomware attacks can still strike, which can throw your personal and financial life into a tailspin. What do you do? Where do you start? Here, we have you covered. We offer two kinds of coverage that can help you recover your time, money, and good name:  

  • $1 million in identity theft coverage and with the assistance of professional identity restoration specialists who can take steps to repair your identity and credit. 
  • $25,000 in ransomware coverage, which likewise comes with expert support that can help you determine the severity of a ransomware attack, learn what immediate steps you can take, and determine if a ransom should be paid or if alternative options exist. 

Starting today, customers in the U.S. can purchase McAfee+ online at McAfee.com in Premium, Advanced, and Ultimate plans, in addition to individual and family subscriptions. McAfee+ will also be available online in the U.K., Canada, and Australia in the coming weeks with additional regions coming in the months ahead (features may vary by region). 

We are very excited about bringing these new protections to you and we hope you will be too.  

The post The Feeling of Safety with McAfee+ appeared first on McAfee Blog.

Aussies Fear Snakes, Spiders and Getting Hacked

By Alex Merton-McCann

Fears and phobias. We all have them. But what are your biggest ones? I absolutely detest snakes but spiders don’t worry me at all. Well, new research by McAfee shows that cybercriminals and the fear of being hacked are now the 5th greatest fear among Aussies.

With news of data breaches and hacking crusades filling our news feed on a regular basis, many of us are becoming more aware and concerned about the threats we face in our increasingly digital world. And McAfee’s latest confirms this with hackers making their way into Australia’s Top 10 Fears.

According to research conducted by McAfee, snakes are the top phobia for Aussies followed by spiders, heights and sharks. Cybercriminals and the fear of being hacked come in in 5th place beating the dentist, bees, ghosts, aeroplane travel and clowns!

Aussie Top 10 Fears and Phobias

  1. Snakes
  2. Spiders
  3. Heights
  4. Sharks
  5. Hackers/Cybercriminals
  6. The dentist
  7. Bees or wasps
  8. Ghosts
  9. Aeroplane travel
  10. Clowns

Why Do We Have Phobias?

Fears and phobias develop when we perceive that we are at risk of pain, or worse, still, death. And while almost a third of respondents nominated snakes as their number one fear, there is less than one-in-fifty thousand chance of being bitten badly enough by a snake to warrant going to hospital in Australia, according to research from the Internal Medicine Journal.

In contrast, McAfee’s analysis of more than 108 billion potential online threats between October and December, identified 202 million of these threats as genuine risks. With a global population of 7.5 billion, that means there is approximately a one in 37 chance of being targeted by cybercrime. Now while this is not a life-threatening situation, these statistics show that chance of us being affected by an online threat is very real.

What Are Our Biggest Cyber Fears?

According to the research, 82% of Aussies believe that being hacked is a growing or high concern. And when you look at the sheer number of reported data breaches so far this year, these statistics make complete sense. Data breaches have affected Bunnings staff, Federal Parliament staff, Marriott guests, Victorian Government staff, QLD Fisheries members, Skoolbag app users and Big W customers plus many more.

Almost 1 in 5 (19%) of those interviewed said their top fear at work is doing something that will result in a data security breach, they will leak sensitive information or infect their corporate IT systems.

The fear that we are in the midst of a cyberwar is another big concern for many Aussies. Cyberwar can be explained as a computer or network-based conflict where parties try to disrupt or take ownership of the activities of other parties, often for strategic, military or cyberespionage purposes. 55% of Aussies believe that a cyberwar is happening right now but we just don’t know about it. And a fifth believe cyber warfare is the biggest threat to our nation.

What Can We Do to Address Our Fear of Being Hacked?

Being proactive about protecting your online life is the absolute best way of reducing the chances of being hacked or being affected by a data breach. Here are my top tips on what you can now to protect yourself:

  1. Be Savvy with Your Passwords

Using a password manager to create unique and complex passwords for each of your online accounts will definitely improve your online safety. If each on your online accounts has a unique password and you are involved in a breach, the hacker won’t be able to use the stolen password details to log into any of your other accounts.

  1. Stop AutoFill on Chrome

Storing your financial data within your browser and being able to populate online forms quickly within seconds makes the autofill function very attractive however it is risky. Autofill will automatically fill out all forms on a page regardless of whether you can see all the boxes. You may just think you are automatically entering your email address into an online form however a savvy hacker could easily design an online form with hidden boxes designed to capture your financial information. So remove all your financial information from Autofill. I know this means you will have to manually enter information each time you purchase but your personal data will be better protected.

  1. Think Before You Click

One of the easiest ways for a cybercriminal to compromise their victim is by using phishing emails to lure consumers into clicking links for products or services that could lead to malware, or a phoney website designed to steal personal information. If the deal seems too good to be true, or the email was not expected, always check directly with the source.

  1. Stay Protected While You Browse

It’s important to put the right security solutions in place in order to surf the web safely. Add an extra layer of security to your browser with McAfee WebAdvisor.

  1. Always Connect with Caution

I know public Wi-Fi might seem like a good idea, but if consumers are not careful, they could be unknowingly exposing personal information or credit card details to cybercriminals who are snooping on the network. If you are a regular Wi-Fi user, I recommend investing in a virtual private network or (VPN) such as McAfee Secure VPN which will ensure your connection is completely secure and that your data remains safe.

While it is tempting, putting our head in the sand and pretending hackers and cybercrime don’t exist puts ourselves and our families at even more risk! Facing our fears and making an action plan is the best way of reducing our worry and stress. So, please commit to being proactive about your family’s online security. Draw up a list of what you can do today to protect your tribe. And if you want to receive regular updates about additional ways you can keep your family safe online, check out my blog.

‘till next time.

Alex x

The post Aussies Fear Snakes, Spiders and Getting Hacked appeared first on McAfee Blog.

How to Delete Old Accounts Containing Personal Information

By McAfee

Your digital footprint grows with every internet account you make. While your old Tumblr account may be fun for reminiscing, dormant accounts are actually one of the most significant sources of user data on the internet. These accounts can be used by data brokers or third parties to access your personal information.  

To improve your data security, it’s good practice to remove public-facing information by deleting unused accounts. Simply put, having less personal data stored on the internet reduces the risk of theft and/or non-consensual data usage.  

Deleting, canceling, unsubscribing, or removing your account can be a long process, depending on the service. This article will walk you through the simplest ways to delete unwanted accounts from various social media platforms.  

Why you should delete old accounts

Deleting unwanted accounts protects your information and prevents the monetization of your data. Your internet accounts often hold personal information like your name, age, email, or home address. What’s more alarming is that some platforms may even have credit card details, phone numbers, and bank account information. 

When left unattended, internet accounts become vulnerable to being suspended or taken over by the platform. This means that if your accounts are left inactive for too long, you might be handing some or all of your data over to the tech platform.  

For example, even if you believe an old Google account doesn’t have any sensitive information stored, it may be linked to other platforms you use (like Amazon or Google services like Gmail and Google Play). This exposes all of these accounts to several data privacy vulnerabilities.  

Moreover, a recent survey found that 70% of surveyed adults admitted using the same password for more than one service. People who don’t use password managers or reuse passwords are at a greater security risk than others, as multiple accounts can become compromised at once. Whether the platform is now out of service or you are cutting down on your app usage, deleting dormant accounts will minimize security threats and safeguard your data.  

How to permanently delete old accounts, by platform

Every platform has a different process for deleting accounts: Some take only a few clicks to complete and others are a little longer. Companies usually don’t want a user to stop using their services, so account deletion pages are often hidden in a complex web of tabs that you have to navigate.  

In addition, some subscription services might require that you send an email to customer support to close your account. You can go to justdelete.me, an online directory that lets you access direct links to account deletion pages of various web services. 

Remember to download your personal information and data before pulling the plug on your account. Most platforms let you download your data before initiating a deletion request, which saves you from losing important details and files. It is also important to check whether your Google account is used for your YouTube channel or connected to other online accounts. 

To help you get rid of accounts you no longer use, we’ve broken down deleting accounts from some of the most popular social networks. The steps described below are for a desktop browser and may not apply to Android or iOS devices (unless specified).  

How to delete Facebook accounts

Facebook’s user privacy policy enables it to store a large amount of user information, including personal messages, posts, search history, name, age, birthdate, and even metadata from posted photos and videos.  

Follow these simple steps to delete your Facebook account 

  • After logging in from your desktop, click the arrow in the top-right corner  
  • Go to Settings 
  • Click on “Your Facebook Information” tab 
  • Click on “Deactivation and Deletion” 
  • Choose “Delete Account” from menu 
  • Enter password to confirm 
  • Click “Delete Account 

How to delete LinkedIn accounts

LinkedIn collects information on users and uses it for targeted advertising. As a result, it amasses quite a lot of your data, from professional details to personal preferences and even your online behavior trail.  

Follow these simple steps from your desktop to delete your account:  

  • Click on your profile avatar in the top-right corner 
  • Click on “Account Preferences” 
  • Scroll to Account Management and click on “Close Account” 
  • Select a reason for deleting your account 
  • Type password to confirm 

How to delete Twitter accounts

It’s simple to delete your Twitter account, but you’ll have to wait 30 days for your data and tweets to clear. To delete your account, you first need to deactivate it.  

Once you’ve decided to delete your account from the micro-blogging site, follow these steps from your desktop:  

  • From the navigation menu on the left, click on “Settings and Privacy” 
  • Go to “Your Account” tab 
  • Click on “Deactivate your account”  
  • If you don’t choose to reactivate within 30 days, your account will automatically be deleted  

Remember to revoke third-party access to your Twitter account to avoid having your account reactivated in the 30 days following deactivation. 

How to delete Instagram accounts

Since Facebook and Instagram are both owned by Meta, they share a lot of data for targeted advertising. You can adjust the privacy settings of your Instagram account from the mobile app, but you will need to log in from a web browser like Chrome to delete your account.  

To delete your Instagram account 

  • Go to the “Delete your account” page 
  • Choose a reason you’re deleting your account  
  • Enter your password 
  • Click on “Permanently delete your account”  

Your information and data will be permanently deleted after 30 days and you won’t be able to retrieve it. However, completing a deletion process may take up to 90 days.  

How to delete Tumblr accounts

Tumblr has a fairly simple process to delete your account:  

  • Log in to Tumblr from your desktop 
  • Click on the profile icon in the top-right corner  
  • Choose “Settings” 
  • Click on “Delete account”  
  • Enter your email address and password to confirm  
  • Delete account 

How to delete Pinterest accounts

Follow these steps to delete your account from the popular picture-sharing platform:  

  • Select the drop-down menu in the right corner  
  • Click on “Account Management” from the navigation menu  
  • Select “Delete Account 
  • Confirm when asked to receive an email with the final step  
  • In the confirmation email, click on “Yes, close account”  

Pinterest servers continue to store your data after deletion, but your information won’t be visible to other users.  

How to delete email accounts

There are different steps to deleting your email account depending on which email service you use. Backing up email data usually takes more time because of the sheer volume of data a mail account can hold.  

How to delete a Gmail account

Complete the following steps to delete your Google account 

  • Open this URL in your web browser: myaccount.google.com 
  • Select “Data and Privacy” from the menu on the left  
  • Scroll to “Download or delete your data”  
  • Click on “Delete a Google Service”  
  • Click “Delete a service”  
  • Enter your password  
  • Click the trash bin icon next to Gmail  

How to delete a Yahoo account

Here’s what you need to do to delete your Yahoo email account: 

  • Open this URL in your web browser: edit.yahoo.com/config/delete_user  
  • Login with your login credentials  
  • Click on “Continue to delete my account” on the confirmation page  

Deleting your Yahoo account also deletes the linked information from Yahoo’s other services.  

How to delete an Outlook email account

Follow these steps to delete your Microsoft account on Outlook 2010, 2013, or 2016:  

  • Open Outlook on your desktop and select “File” from the upper-left corner  
  • Click on “Account Settings” and choose “Settings” again 
  • Select the account you want to remove and click “Remove” 
  • Confirm by clicking “Yes” 

Keep your identity secure online with McAfee

Leaving old information scattered across the internet makes you susceptible to identity theft. There are multiple ways to keep your identity and data secure online, including McAfee’s Total Protection plan.  

Total Protection lets you choose from multiple affordable subscription models that provide comprehensive security against identity theft and potential data breaches and offers web protection and several related benefits. In addition, having access to 24/7 online security experts and a 30-day money-back guarantee make the Total Protection plan an easy, reliable, and safe choice. You can also have peace of mind with McAfee’s Personal Data Cleanup feature where our teams will work to find your personal information online and assist in removing it.  

The post How to Delete Old Accounts Containing Personal Information appeared first on McAfee Blog.

McAfee’s Digital Wellness Delivers Online Protection As An Employee Benefit

By Rachel Berry

The topic most top of mind today for HR professionals is keeping and acquiring great talent.  One of the most important elements of doing both is providing a desirable and meaningful set of employee benefits.   

Digital Wellness is a New Pillar in the Employee Benefits Space 

The idea of Digital Wellness isn’t exactly brand new, but the world we’ve lived in for the past few years has cemented it into one of the main pillars of employee benefits, joining the traditional big three of Financial, Mental and Physical Wellness.   

Employees Are Spending the Majority of Their Time Online 

One of the main reasons Digital Wellness has become essential is that so many people have had to both live and work exclusively online for an extended period of time – spending 8+ hours a day on personal things in addition to all those hours they spend working via the web. Things like banking, telehealth and shopping to name a few.  

  • 84% claim internet banking is the most important channel while interacting with their bank1
  • 75% have used telehealth services in the past 12 months2
  • 49% of consumers are buying online more3  and 41% of those are shopping daily or weekly via mobile or smartphone4

There’s almost no aspect of life that isn’t touched by the internet for most people, especially when adding their work environment into the mix.  

Remote Work Isn’t Going Away

In addition to all the regular life they live online, employees have become accustomed to working remotely, even if it’s just part of the time. 

  • 36.2 million workers are predicted to be working remotely by 2025 – an 87% increase from pre-pandemic levels5 
  • 59% of respondents in a study by Owl Labs said they would be more likely to choose an employer who offered remote work5
  • 32% said they would quit their job if they were not able to continue working remotely5 

With these kinds of stats, it’s hardly surprising that 74% of employers plan to maintain some sort of remote/hybrid workforce into the foreseeable future6   

Cybercriminals are Taking Full Advantage of All the Extra Traffic  

The digital world has become a veritable smorgasbord for hungry cyber criminals. In fact, there’s been a 400% increase in cybercrime just over the last couple of years7. To put it in perspective, here are a few sobering statistics that happen on a daily basis:  

  • 3 billion phishing emails are sent by scammers8 
  • 24,000 malicious mobile apps are blocked on average9
  • 6.85 million accounts are hacked10

Unfortunately, all this means that people are in a constant battle to protect themselves from cyber risk.  

When Employees are at Risk, Their Employers are at Risk 

With everyone going about their daily activities and working whenever and wherever they happen to be at the time, it’s probably no surprise that more than half of employees are using their personal devices for work11.  It’s just too convenient not to.  However, when you also realize that 95% of breaches are caused by human error12, this intersection between personal life and work-life becomes risky for both the employees and their employers.  It’s no wonder that companies with a large number of employees working remotely have seen a 24% increase in breaches since the pandemic began13. 

Cyber Risk has Placed Huge Financial Strains on Companies 

When companies’ networks are breached it causes their customers to be vulnerable, risking a huge blow to their reputation and invoking serious fines and penalties due to compliance failures.  And trying to get cyber insurance to protect against financial loss has become increasingly more difficult.  A recent article by the Wall Street Journal reported that cyber insurance premiums rose 92% in 2021 and the hoops companies have to jump through are much more stringent to be eligible for the coverage – things like providing cyber education and ensuring they’re taking stronger steps to protect their network and customer data14 

In addition to the direct financial impact of cyber threats, there’s also the loss of human capital.  It can take up to six months and up to 200 hours of a person’s time to address and correct identity theft15. If employees are focusing on digital healing, it’s a fair bet they’re not focusing as closely on their work. 

To Achieve Digital Wellness, Employees – and Their Employers, Need Two Things 

Preventative care is the first step toward Digital Wellness, and it consists of three, simple parts. 

  1. Knowledge is power as they say, so cyber education is key.  For example, if an employee can identify those 3 billion phishing emails sent daily, they are much less likely to be wooed into clicking on dangerous links, and if they understand how important it is to create strong and unique passwords, they can help protect themselves even if they’re found in a data breach. 
  2. Ward off threats by installing device protection to safeguard people’s access points to the internet. This means protecting all devices (PCs, Macs, smartphones, tablets, and smart home devices) against digital dangers like viruses/malware, unsecured network connections (thanks but no thanks, random coffeeshop Wi-Fi!), and spoofed/unsafe websites.  
  3. Take back control of employees’ privacy and data. How? It can be done by doing things like installing a virtual private network (VPN) that encrypts unsecured Wi-Fi networks to make them safe from prying eyes, proactively monitoring the dark web for identity breaches and by identifying and cleaning up all the unneeded profiles that have been piling up over the years. 

Restorative care is the second step in the Digital Wellness journey.  If a digital threat sneaks through even after all the careful preventive care, it’s important to quickly remedy the situation. 

  1. Kick uninvited cyber criminals out as soon as they’ve been discovered by removing viruses, malware, ransomware, etc. from each infected device as rapidly as possible.  
  2. Identity stolen? Do a credit freeze then work on restoring your reputation by combating things like fraudulent unemployment claims, unauthorized lines of credit and unlawful home title transfers. 
  3. Leverage financial restoration options to fix your damaged credit score and make your pocketbook whole again through cyber breach insurance. 

It’s Never Been More Important to Offer a Digital Wellness Solution as an Employee Benefit 

Great benefits that have real meaning for employees are key to helping retain and acquire amazing talent.  Providing an all-in-one and easy-to-use Digital Wellness solution designed to safeguard against compromised devices, privacy leaks, identity theft and other frustrating, time-consuming issues not only provides peace of mind for employees but also directly – and positively, impacts a company’s bottom line.  Choosing a trusted cyber protection solution like McAfee for your Digital Wellness benefit will give your employees a brand they love and your company the advantage of 30+ years of experience protecting people from digital threats.   

For more information on McAfee Digital Wellness, visit www.mcafee.com/employee-benefits-info or send an email to EmployeeBenefits@McAfee.com.  

Footnotes –  

  1. Capgemini and Efma, World Retail Banking Report 2021 
  2. 2021 McAfee Consumer Research Emerging Tech Trends Survey, December 2021 
  3. McAfee’s 2020 Holiday Season: State of Today’s Digital e-Shopper survey 
  4. PWC December 2021 Global Consumer Insights Pulse Survey 
  5. Statistics on Remote Workers that Will Surprise You – May 11, 2022
  6. Gartner CFO Survey 2020 
  7. The Hill. “FBI seeks spike in cybercrime reports during coronavirus pandemic.” April 2020 
  8. Zdnet.com – “Three billion phishing emails are sent every day. But one change could make life much harder for scammers” March 2021
  9. TechJury- “How Many Cyber Attacks Happen Per Day in 2022?” May 2022 
  10. 4. WCNC Charlotte – “How strong is your password? A professional hacker says probably not strong enough” June 2021 
  11. IBM – Work from Home Study, 2020 
  12. The Wall Street Journal. “Human Error Often the Culprit in Cloud Data Breaches.” August 2019 
  13. Gartner. “Designing Security for Remote-Work First Enterprises” 
  14. Wall Street Journal “Cyber Daily: Cyber Insurance Became Much Pricier in 2021” May 2022 
  15. The Economist – “How to protect yourself against the theft of your identity

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Wedding Planning App Users Hacked Before the Big Day

By McAfee

Say you’re getting married. You and your partner have booked the venue, made the seating arrangements, trained your dog to be the ring bearer – and everything is running smoothly. You’ve used a trusty wedding planning website to make everything a breeze. Nothing could ruin this day for you! Except, there’s an uninvited guest. They’re not crashing the wedding and making an awkward toast, but they’ve crashed into your wedding planning website account and now have access to your information.  

There are many things that could go wrong during wedding planning – some of them out of anyone’s control. Maybe the caterer canceled last minute, or the live band is stuck in traffic. Other things may be easily avoided, but you don’t necessarily see them coming. Like a hacker accessing your wedding website and making fraudulent bank transfers right before your big day. 

The Wedding Crasher 

Zola, a wedding planning site allowing couples to create websites, budgets, and gift registries, confirmed that hackers had managed to access the accounts of some of their users, The Verge reported. Once these accounts were infiltrated, hackers used the linked bank accounts or funds held inside the site to make cash transfers. The main method these cybercriminals used was purchasing gift cards through the user’s account and sending them to their email addresses to avoid being easily traced. 

These criminals did not hack the Zola website itself but hacked their users’ accounts with a method called credential stuffing. This is a strategy where hackers take email and password combinations involved in previous breaches of other websites and use them to log into other online profiles. 

You may not even know that your information had been breached previously and that cybercriminals now had your logins for a number of different accounts. Luckily, there are ways to protect yourself and your information from credential stuffing tactics to stop hackers in their tracks. 

Tell Credential Stuffing to Go Stuff It 

Just because you’ve hypothetically grown up and are ready for lifelong commitments doesn’t mean you’ve outgrown those old trusty email addresses and passwords (hello, “basketball4life23”). There’s a level of nostalgia that comes with using the email account that you made in middle school, or maybe you just haven’t gotten around to changing it. However, keeping those old email addresses and logins are doing you more harm than good. Want to make sure that hackers aren’t able to credential stuff your accounts? Here are some trusty tips to keep your information safe. 

Track down and close old accounts 

The best way to know that your old accounts aren’t coming back to haunt you is to make sure those ancient logins are dead and gone. If you don’t remember all the accounts you’ve made and no longer use, don’t sweat it! There are settings through your internet browser that will show you all the accounts and passwords you have saved. A password manager also keeps track of all your credentials, so you don’t have to wrack your brain to try and remember every account you’ve ever made. Once you’ve gone through all your old online accounts you no longer use, close them for good! Though this step will require some time and patience, it’s always better to put in the effort and know your information is safe than to risk it. 

Create strong and unique passwords 

Only having to remember one password for every account may make logging in easier, but ensuring that each of your accounts is unique and secure is worth the extra effort. Having a strong and unique password for each of your accounts helps protect them from credential stuffing and other threats. Varying your passwords across online accounts will assure you that if one of them is breached, the others will remain safe. A password manager can also help with this step, because many of them, such as True Key, can generate strong, random, and unique passwords for every account. 

Update credentials when necessary 

Keep an eye out to make sure that if a website or company you have an account with is breached, you are updating your credentials so that hackers can’t access them. If you see that there has been a hack and your information is vulnerable, immediately update your logins and passwords on that account to keep yourself safe. 

Use multifactor authentication 

Using multifactor authentication adds an extra layer of protection to your accounts. This safety measure requires more than one method of identity verification to access the account, helping to prevent criminals from gaining access to your password-protected information.   

Don’t let cybercriminals get the jump on you! Take the necessary steps to protect your accounts and your personal information. Though combing through your old accounts and deleting them or coming up with a new and unique password for every site login isn’t a glamourous activity, you’ll enjoy greater peace of mind that your accounts are safe, leaving you free to enjoy life’s best moments.  

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A Guide to Finding Out If Your Information Is on the Dark Web

By McAfee

It’s difficult to imagine what life was like before the internet. We log in daily to pay bills, shop, watch movies, and check out what friends and family are up to on social media. While the internet has made life easier, we may not consider how our online activities can make personal information — such as our Social Security numbers (SSNs) or bank account and credit card numbers — vulnerable to cybercriminals on the dark web.

Fortunately, you can find out if your information is on the dark web and keep tabs on your sensitive information with extensive dark web monitoring, offered through McAfee’s Identity Protection services 

This article explains what the dark web is, how to find out if personal details have reached the dark web, and how to protect your sensitive information 

What is the dark web?

Unlike the surface web we use for things like shopping and online banking, the dark web is part of the internet that’s not indexed by search engines. It can only be accessed with special web browsers. A few widely known networks include Tor, I2P, and Riffle.  

Cybercriminals can browse, sell, or trade on dark websites with confidence and complete anonymity. Because of its highly layered encryption system, hackers can communicate without giving away their location, IP address, or identity.  

How does data end up on the dark web?

Data can end up on the dark web in several ways, including through data breaches, using public Wi-Fi, visiting a nonsecure website, and leaving an offline paper trail.  

A cybercriminal may hack into company databases and take personal data, such as email account addresses, passwords, and phone numbers. And while we all love to work at our favorite coffee shop, using an unsecured Wi-Fi network can leave our personal information in public view.  

That’s why using a virtual private network (VPN) like McAfee Secure VPN, which comes with bank-grade encryption to scramble your data, can be a good idea. You’ll also only want to visit encrypted webpages when browsing online — keep an eye out for URLs beginning with HTTPS rather than HTTP. The “S” means added security for you. Lastly, shred paper containing your personal information or lock it away until you can.  

How to find out if your information is on the dark web 

With identity monitoring through McAfee Identity Protection, you’ll receive notifications if we find your personal information on the dark web. Our extensive monitoring service keeps tabs on up to 60 unique types of personal data and can notify you up to 10 months sooner than similar services. Plus, you get peace of mind with up to $1 million of ID theft coverage and hands-on restoration support to help reclaim your identity after identity theft 

Can you remove your information from the dark web?

While you can’t remove your information once it’s on the dark web, there are plenty of steps you can take to help protect yourself and prevent your data from falling into the wrong hands. You can: 

  • Notify the credit bureaus: The three major credit bureaus (Experian, Equifax, and TransUnion) offer options to prevent fraudulent credit requests. If you’re looking to protect your credit data, request an option like two-factor authentication on all credit pulls when notifying the bureaus of your concern. 
  • Change your account passwords: Keeping your password secure is crucial to the safety of your online data when it comes to things like online banking and email accounts. Stay away from personal names, dates, or obvious preferences when creating or updating your passwords and use a password manager like McAfee True Key, which auto-saves and enters your passwords.  
  • Review your credit report: Staying up to date with the changes reflected on your credit report can help you identify suspicious activity or fraud alerts. Unexpected drops in your credit can be a sign of potential illegal activity. 
  • Track credit card statement charges: Credit cards are a large target for hackers looking to commit a cybercrime. Thankfully, there are ways to keep your credit card data secure, starting with regular reviews of your statements to ensure no unexpected charges or usage.  
  • Scan your online devices for viruses: Keeping your device free of viruses can help prevent hackers from taking your information in the first place. Start by downloading antivirus software, like what’s included in McAfee Total Protection, to prevent opportunities for viruses to infect your device or collect your secure data.  

6 tips to prevent your data from getting on the dark web

No one wants their information to end up on the dark web. Fortunately, you can do a few things to minimize your risk of exposure. Here are some tips you can use to keep your data safe.  

Secure your data with identity protection software from McAfee

Identity protection software from McAfee can help keep your information out of the hands of cybercriminals. Some features of McAfee identity protection include expert security support, award-winning antivirus protection, a password manager, and firewall protection. Choose the plan that works best for you and keep tabs on your personal information.  

Sign up for two-factor authentication on your devices

This extra layer of security double-checks your identity when signing into an online account. You enter your password as usual and a unique six-digit, one-time code is sent to a trusted device via text. This added step can help improve the security of your personal information.  

Use a unique password for each account

When creating or updating your account passwords, make sure to choose ones that are difficult to guess. Avoid using a pet’s name, your name, or other personal information that others can guess. It goes without saying, but don’t share any of your passwords. 

Consider what you share on social media

Shared content can tell a lot about someone. Have you ever shared the make and model of your first car, your favorite movie or band, or your high school graduation year? This information helps unsavory characters figure out online passwords and security questions. 

Change permission settings for app 

There are a lot of cool apps out there, and many are harmless. However, some may request access to your location, photos, contact list, and even microphone. Certain apps, especially those filled with malware, can then collect your data and share it with others. Fortunately, Android devices and Apple iPhones allow you to change your permission settings for apps. 

Use caution with suspicious emails

With so many emails arriving in our inboxes, we may not always pay close attention to what we’re opening. However, scammers may use phishing emails in an attempt to access your personal information. Sometimes, these emails are obvious, but they can also look legit and appear as a trusted company, such as your bank or credit card company. If something seems amiss, such as a billing error or an invoice, log in through the company’s website rather than click links inside the email.  

Discover how McAfee Total Protection keeps you safe online

No one wants their information on the dark web. Thankfully, there are several things you can do to keep your personal information secure, including all-in-one protection from McAfee. 

McAfee Total Protection comes with advanced identity monitoring, which provides faster and broader detection for your identity, plus premium antivirus software, safe browsing, and Secure VPN 

With easy setup and extensive monitoring, you can maintain your digital identity and gain peace of mind.  

The post A Guide to Finding Out If Your Information Is on the Dark Web appeared first on McAfee Blog.

Are You Playing A Role In Protecting Your Online Privacy?

By Alex Merton-McCann

Like most things in life, online privacy is a 2-way street. As consumers, we expect the companies we deal with online to manage and safeguard our data to a super professional level however we also have a role to play here too. So, this Privacy Awareness Week (PAW), let’s focus on what we can do to ensure our personal information is kept as secure, and private as possible. 

Privacy Awareness Week 

There’s nothing like a dedicated ‘week’ to renew our focus and in my opinion, this year’s PAW does just that. This year’s theme is – The Foundation of Trust – we all have a role to play, a great reminder of how it’s up to all of us to ensure we manage online privacy. There’s no doubt that managing our privacy is low on the to-do list for many. And I get it – we’re all strapped for time, and we don’t ever think privacy breaches will affect us. Well, my friends, I’m here to tell you that privacy breaches do happen. Identity theft is a reality of living life online. In fact, in 2020/21, nearly 155,000 Aussies had their identities stolen and they were the cases that were reported. But the good news is that if you take a proactive approach, you can minimise the risk of this ever happening. 

What You Can Do to Protect Your Online Privacy 

Believe it or not, most of your privacy action plan involves small steps that are, I promise, relatively painless. The most important thing here is that you need to commit to doing them. The last thing you want is to spend months dealing with the fallout from having your identity stolen. It’s exhausting, stressful, and absolutely worth avoiding. 

Without further ado, here’s your action plan: 

1. Passwords 

Strong and complex passwords are essential to keeping your online information tight. Ideally, a password should have between 8-10 characters and be a combination of letters – both lower and uppercase, numbers and symbols. Each online account should also have its own password too – which is a very overwhelming concept! Consider using a password manager such as McAfee’s TrueKey to help generate and manage passwords.   

2. Conduct An Audit of Your (and Your Kids’) Privacy Settings 

Ensure all the family checks their social media accounts to ensure they are set to private. This will mean that only their chosen friends can see their private information. Each social media platform will have its own ‘help’ page which provides specific steps on how to do this.  

3. Use Public Wi-Fi With Caution 

If you are serious about your online privacy, then you need to use public Wi-Fi sparingly. Unsecured public Wi-Fi is a very risky business. Anything you share could easily find its way into the hands of cybercriminals. So, avoid sharing any sensitive or personal information while using public Wi-Fi. If you travel regularly, consider investing in a VPN. A VPN (Virtual Private Network) encrypts your activity which means your login details and other sensitive information is protected. A great insurance policy!  

4. Use 2-Factor Authentication 

Adding an additional layer of security to protect yourself when accessing your online accounts is another great way of guarding your online privacy. Turn on two-factor authentication for Google, Dropbox, Facebook and whatever other site offers it. For those new to this option, this means that in addition to your password, you will need to provide another form of identification to ensure you are who you say you are. Most commonly, this is a code sent to your mobile phone or generated by a smartphone app. 

5. Consider a Search Engine that Doesn’t Track Your Every Move Online 

Most web surfers rely on Google for their searching but why not use a search engine that doesn’t collect and store the information? And there are loads of more ‘privacy focussed’ options to choose from. Check out DuckDuckGo, that doesn’t profile users or track or sell your information to third parties. 

6. Protect Your Digital Life 

Comprehensive security protection software is an easy way to help firm up your online privacy too as it does a great job of keeping malicious software (malware) at bay. Malware can wreak absolute havoc: from installing pop ups to scanning for personal information. And if you’re likely to click dodgy links (we’re all human after all), then this is a no brainer! Super-duper security software will also guard you against viruses and online threats, direct you away from risky websites and dangerous downloads and protect your smartphones and tablets too, it can also back up your files. McAfee’s LiveSafe protection software comes with a 100% guarantee to protect you against viruses. 

So, this Privacy Awareness week, please take the time to ensure you are doing all you can to nail your online privacy. And of course, please get your kids involved too. Do your research and find some stories of ‘real life’ people who have had their identity stolen to share around the dinner table because identity theft can absolutely happen to anyone! 

Till next time, 

Stay Safe! 

Alex 😊  

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The Wearable Future Is Hackable. Here’s What You Need To Know

By McAfee

Quick mental math challenge: How many Apple Watches can you buy with $118 billion dollars? If you guessed around 296 million watches congrats, you’re smarter than the writer of this blog! We had to use a calculator. The point is that’s the predicted size of the US wearable market by 2028 according to a recent report. That means for as much wearable tech as we have in our lives already, even more, is on the way. 

If you own a piece of wearable tech it’s easy to understand why it’s so popular. After all, it can track our fitness, provide contextual help in daily life, and, in the case of hearing aids, even do cool things like sync with Bluetooth. As VR and AR gains a foothold who knows what other incredible tech might be headed our way by 2028? However wearable tech also comes with certain risks. The most prominent: cybercriminals potentially gaining access to your data. 

How can criminals gain access to your wearable data? 

The weakest link in the wearables space is your mobile phone, not the actual wearable device itself. That’s because wearables tend to link to your mobile device over a short-range wireless spectrum known as “Bluetooth.” This spectrum is used to send and receive data between your wearable device and your mobile. That makes your mobile a prime target for hackers. 

Most commonly, hackers gain access to the data on your mobile through malware-laden apps. These apps are oftentimes designed to look like popular apps, but with enough differences that they don’t flag copyright suspicion. 

What are they doing with my wearable data?

Hackers can use these malicious apps to do a variety of things from making phone calls without your permission, sending and receiving texts, and extracting personal informationall potentially without your knowledge. They can also, with the help of your wearable, track your location through GPS and record any health issues you’ve entered into your wearable. The point is: once they have permissions to your mobile device, they have a lot of control and a lot of resources. 

The hacker can then use this data to conduct varying forms of fraud. Need a special prescription from your doctor that happens to sell well on the black market? Well, so does the hacker. Going out for a jog in the morning? Good information for a burglar to know. These personal details just scratch the surface of information available for the taking on your mobile devices.

Beyond wearables and into the internet of things

These types of threats aren’t limited to wearables, however. The Internet of Things—the phenomenon of devices connected to the Internet for analysis and optimization—encompasses all sorts of other electronic devices such as washing machines and refrigerators that can put your data at risk as well. But these life-changing devices can be secured through education and industry standards. Two things we’re working on day and night. 

Defend your wearables and your personal information

  • Use a PIN. All of your mobile devices ought to have a personal identification number (PIN). This basic security method is a great way of dissuading casual hackers or thieves from stealing your data. 
  • Limit what you share. Most wearables don’t need access to every piece of information about you. You can lessen the likelihood of your wearable sharing sensitive information by only entering the information your wearable device requires. On the flip side, always double-check the permissions that the wearables app is requesting on your mobile device. Does it really need access to your location, camera roll, and address book? If not, be sure to alter these settings appropriately. 
  • Use identity protection. Identity protection can monitor your accounts online – accounts tied to your wearable – so you can receive alerts if that information has been compromised or found online. If it has, a service like McAfee’s Identity Protection Service may also provide insurance and loss remediation as well.

Of course, securing the weakest link in your wearables environment, your phone will go a long way towards keeping your data safe. But what happens when your computer, where you store backups of your smartphone, is compromised too? We’ve got you covered with McAfee LiveSafe™ service, our comprehensive security solution that provides protection for your entire online life. 

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A Look Beyond Their Lock Screens: The Mobile Activity of Tweens and Teens

By McAfee

While our tweens and tweens seem to grow into adults right before our eyes, their mobile usage matures into adulthood as well—and in many ways, we don’t see. 

Girls and boys hit their mobile stride right about the same point in life, at age 15 where their mobile usage jumps significantly and reaches a level that they carry into adulthood, which is one of the several findings we uncovered in our global survey of parents, tweens, and teens this year. 

So, what are tweens and teens up to on their mobile devices as they mature? And where do their parents fit in? We asked parents and kids alike. What we found gives us a look into the mobile lives of tweens and teens behind their lock screens. 

Mobile is the Most Important Device—Yet Far More So for Kids than Their Parents  

For starters, parents and their kids alike say that their mobile device is the most important one in their life. Parents placed mobile in their top two with their mobile device or smartphone at 59% followed their computer or laptop at 42%. Tweens and teens put their mobile device or smartphone at the top of the list as well, yet at a decisive 74% worldwide, followed by their gaming console at 68%.  

“Parents and their kids alike say that their mobile device is the most important thing in their life.”

Further, tweens and teens place a higher value on their smartphones to keep them connected with friends and family. Some 59% of parents said mobile was essential in this role, whereas tweens and teens put that figure at 64%. For parents, the runner-up device for keeping connected was the computer or laptop at 42%.  

Yet quite interestingly, tweens and teens said their second-most important device for keeping connected with others is their gaming console, at 40%, perhaps indicating gaming’s role in creating and fostering friendships today. Of course, plenty of that gaming is happening on mobile as well, with half of all tweens and teens surveyed worldwide saying that they play games on their smartphones. 

It’s No Secret—Kids Will Cover Their Tracks Online. But How? 

Broadly speaking, the activities kids do on their phones match up closely with what their parents think they’re doing on their phones. Yet there’s a fair share of secretive activity that happens within that. 

Regarding general activity, parents and their tween- and teen-aged children worldwide see eye to eye when it comes to what parents think are their kids’ favorite activities on mobile are and what kids say they actually are:   

  • Watching short videos (YouTube) – parents think, 66%; kids say 67%  
  • Browsing the internet – parents think, 64%; kids say 66% 
  • Streaming music – parents think, 53%; kids say 55% 

However, and perhaps unsurprisingly, tweens and teens say they’ve kept some the things they’re watching, browsing, and streaming from their parents. When asked if they sometimes hide specific online activity from their parents, 59% of tweens and teens worldwide said they have done so in some form or other, including: 

  • Clearing the browser history, 26% 
  • Close/minimize browser when parent walked in, 21% 
  • Hide or delete IMs or videos, 15% 
  • Lie or omit details about online activities, 15% 
  • Use a device their parents don’t check, 10% 

Keeping an Eye on the Kids: Parents Tend to Take a More Hands-on Approach to Monitoring Mobile 

Worldwide, monitoring apps rank relatively low when it comes to parents keeping tabs on their children’s mobile usage. Use of parental controls software on smartphones came in at a 27% global average, with India (37%) and France (33%) leading the way, while Japan fell on the low end (12%).  

Largely, parents appear to take up this work themselves, citing several other ways they take charge of their children’s time online:  

  • Limit the time of day or length of time when the child has screen time, 59% 
  • Check the websites or apps the child visits or uses, 56% 
  • Look at call records or text messages on a smartphone the child uses, 40% 
  • Friend or follow the child on social media sites, 35% 
  • Track the child’s location through GPS apps or software, 30% 

Children’s Mobile Devices are Less Protected—and Can Fall Victim to Hacks and Attacks as a Result 

Consistent with other research we recently gathered, families are relying on mobile more and more, yet this hasn’t seen an increase in mobile protection for the smartphones they count on.  

Our research published in early 2011 found double-digit increases in mobile activities such as online banking, shopping, finances, and doctor visits, all of which can generate high-value data that are attractive to hackers and cybercriminals. Despite this newfound reliance on mobile, many smartphones worldwide remain unprotected. Children’s phones are less protected than their parents’ phones as well. 

Taken together, these security lapses can lead to downloaded malware, data and identity theft, illicit crypto mining apps on the device, and other attacks that can put children and families at risk. For a deeper dive, you can view the full report.

Misconceptions about online protection may play a role in these lax measures. This survey found that 49% of parents think a new phone is more secure than a new computer, and 59% of tweens and teens thought the new phone was more secure—both denying the reality that smartphones, and the people using them, are subject to hacks and attacks just like with any other device that connects to the internet.  

Amid this climate, more than 1/3 of families reported that a child in their household had been the victim of a financial information leak and 15% stated that there’d been an attempt to steal a child’s online account or identity. With smartphones providing children with a major onramp to the internet, it follows that stronger mobile security could help prevent such attacks from happening. 

Tweens and Teens in Several Countries Lean Heavily on Mobile for Online Learning 

Protecting mobile devices and the family members who count on them takes on further importance when we consider that children in some nations rely heavily on their smartphones for online learning. 

Although using mobile for online learning was relatively low globally at 23%, parents and children in three nations reported a high rate of attending classes and courses on mobile—with India at 54%, Mexico at 42%, and Brazil at 39%, once again posing the possibility that mobile offers many children the most reliable broadband connection required for such instruction. In other words, there are households where broadband comes by way of mobile, rather than a cable or fiber connection. 

Meanwhile, other nations saw significantly lower figures for online learning on mobile, such as Germany at 7%, France at 8%, and Japan at 11%. The U.S., Canada, and the UK all reported rates of 17%. 

Nurturing Your Kids on Mobile: They’re Growing Before Your Eyes 

“With smartphones providing children as a major onramp to the internet, it follows that stronger mobile security could prevent such attacks from happening”

Something we’ve yet to mention here is how much online shopping and banking kids are doing on their mobile devices. No question, tweens and teens are doing those things too at a global rate of 25% and 12% across all age groups respectively. Not surprisingly, those numbers climb as teens approach adulthood. This serves as a reminder that our children are maturing hand-in-hand with their smartphones, which asks a few things of us as parents as they grow and adjust to their mobile world. 

As with all things parenting, there are moments of where you have a sense of what’s right for you and your child, yet you’re uncertain how to act on it. That’s definitely the case with smartphones and the internet in general. Despite having grown up alongside the internet over the course of our adult lives, we can still have plenty of questions. New ones. Old ones. Ones we weren’t even aware of until they cropped up. 

With that, we’re glad you’re dropping by our blog. And you’re more than invited to visit whenever you can. A big focus of ours is providing you, as a parent, with resources that answer your questions, in addition to articles about online protection in general that simply make for good reading. Our aim is to help you think about what’s best for your family and give you some ideas about how you can see that through, particularly as our children grow in this mobile world of ours.

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The Dark Web: A Definitive Guide

By McAfee

The internet has opened up wonderful new possibilities in our world, making life easier on many levels. You can pay your bills, schedule your next family vacation, and order groceries with the click of a button. While the internet offers many positive benefits, it also has some negatives. Although not entirely used for illicit purposes, the dark web is one part of the internet that can be used by criminals for illegal purposes, like selling stolen personal information.

But just what is the dark web? Basically, it’s a part of the internet that isn’t indexed by search engines. As an average internet user, you won’t come across the dark web since you need a special browser to access it. It’s certainly not something you need to stress about in your day-to-day browsing, and you shouldn’t let it scare you off the internet. Unless you actively seek it out, you’ll likely never have any contact with the dark web in your lifetime.

A better understanding of what the dark web is and the possible threats it contains can help you protect yourself, though. This guide provides the essential information you need, explaining the different levels of the web and revealing how you can stay safe. With this knowledge, you can continue to browse online with confidence. Find out more below.

What is the dark web?

The “dark web” refers to websites that aren’t indexed by search engines like Google and Bing. This might seem strange since most people want their websites to be found through specific searches. Practices like search engine optimization (SEO) are specifically implemented to help websites perform well and rank higher in search engine results.

So, why would someone not want their website to be picked up by a search engine? The primary purpose is to preserve privacy and anonymity. The individuals and organizations on the dark web often engage in illegal activities and want to keep their identities hidden — something that is difficult to do with an indexed website.

It’s important to note that the dark web should not be confused with the deep web, which is a part of the internet individuals access regularly. Although the terms are sometimes used interchangeably, they actually refer to different things. Deep web content — which isn’t picked up by search engines, either — includes pages that typically require additional credentials to access. Your online banking accounts and email accounts, for instance, are examples of deep web content.

Different levels of the web

The internet is home to billions of websites — an estimated 1.7 billion to be exact, although that number changes every day as new sites are made and others are deleted. Your daily internet activity likely falls within the publicly available and readily accessible portion of the internet (otherwise known as the surface web). However, there are additional “levels” of the internet beyond that top level. Read on to learn more.

Surface web

The internet you use to search for more information is referred to as the surface web or open web. This is the readily visible part of the internet anyone can access with an internet connection and a normal web browser like Safari, Mozilla Firefox, or Google Chrome. Other terms for the surface web include the visible web, lightnet, or indexed web.

Examples of content you’ll find on the surface web include:

  • Open media websites and news sites like those affiliated with blogs, newspapers, magazines, and other publications. An example would be the home page of a newspaper like The New York Times or a media company like BuzzFeed.
  • Business websites for everything from major corporations to smaller local businesses. An example could be the website for a huge corporation like Bank of America or one for a smaller business like a local bakery.
  • Mainstream social media platforms like Facebook, Instagram, LinkedIn, and Twitter. Although you likely use these tools via an app, they all have dedicated websites.
  • E-commerce sites used for buying goods and services, like Amazon, Walmart, Target, apparel retailers, and beyond. Any company that sells products online can be considered an e-commerce site.

Basically, the sites you use daily — from your favorite news site to a local restaurant — are part of the surface web. What makes these websites part of the surface web is that they can be located via search queries and have recognizable endings like .com, .edu, .gov, or .org. You are able to find websites on the surface web because they are marked as “indexable,” meaning search engines can index and rank them. The sites are readily available on the search engine results pages (SERPs).

Interestingly, the surface web only makes up around 4% of the total internet, meaning the internet is a lot more than what you see on the surface. Think of it as an ocean — there’s the top layer of water you can see and then there’s the vast world beneath. The remainder of the internet is what’s below the surface.

Deep web

The deep web refers to any page on the internet that isn’t indexed by search engines as described above. The deep web is the first level beneath the “surface” of the visible web — and it’s significantly larger than the surface web, accounting for an estimated 96% to 99% of the entire internet.

It’s important to note that just because this type of content isn’t on the surface doesn’t mean it’s nefarious or has ill intent. A lot of the time, this content isn’t indexed because it includes pages that are meant to be hidden to protect consumer privacy, such as those that require login credentials.

Here are some examples of content on the deep web:

  • Fee-based content like news articles that are behind a paywall or membership-only content requiring login credentials are considered part of the deep web. For example, if you pay to access members-only content in a content creator’s fan club, you are using fee-based content.
  • Databases containing protected files that aren’t connected to other areas of the internet. These could be public or private files, like those from government entities or private educational institutions.
  • Intranets for educational institutions, corporate enterprises, and governments are used for exchanging and organizing internal information. Some of it is sensitive and not meant for public dissemination. Intranets usually require a login and are part of the deep web.
  • Secure storage platforms like Dropbox or Google Drive also require you to log in to upload and download files and photos. There are also proprietary data storage solutions used by companies that frequently handle sensitive data, such as law firms, financial institutions, and health care providers. An example might be a patient portal via a hospital or doctor’s office, where you can access your personal medical records.

Essentially, any webpage that requires a login is part of the deep web. That said, deep web content doesn’t necessarily have to fall into any of these categories. Any page that is non-indexable is technically also considered part of the deep web. It doesn’t have to require a login or contain sensitive data. Website creators and managers can mark pages as non-indexable if desired.

It’s worth noting that sometimes a single organization’s website will include elements of both the surface web and the deep web. Take a college or university website, for example. Most schools have a comprehensive website providing information about the school’s history, campus location, student body, available programs of study, extracurricular activities, and more.

However, many schools also have an intranet — sometimes linked from the main university page — that’s accessible only for students or staff. This is where students might sign up for classes and access their school email, for example. Since this is sensitive information and requires a unique login, it doesn’t need to be made publicly available via search engines.

In fact, it’s better in the interest of privacy that these pages aren’t readily visible. It helps to protect the user’s data. From this example, you can see that the “deep web” doesn’t have to be scary, illicit, or illegal. It serves a legitimate and useful purpose. You shouldn’t be afraid of the deep web. It’s further important to distinguish the deep web from the dark web — as the next section explains.

Dark web

As mentioned, the deep web and the dark web sometimes get confused. However, they are distinct. Technically, the dark web is a niche or subsection within the deep web. It consists of websites that aren’t indexable and can’t be readily found online via web search engines. However, the dark web is a carefully concealed portion of the deep web that people go out of their way to keep hidden.

What makes the dark web distinct from the broader deep web is the fact that dark web content can only be accessed via a special browser. The Tor network is often used to access the dark web.

Additionally, the dark web has a unique registry operator and uses security tools like encryption and firewalls, further making it inaccessible via traditional web browsers. Plus, the dark web relies on randomized network infrastructure, creating virtual traffic tunnels. All of these technical details serve to promote anonymity and protect dark web users’ privacy.

Is it illegal to browse the dark web?

The short answer is no, it’s not illegal to browse the dark web. In fact, there are instances where individuals can use it for good. Whistleblowers, for instance, can find the anonymity available through the dark web valuable when working with the FBI or another law enforcement organization.

That said, while it’s not illegal to browse the dark web, it’s also not completely void of criminal activity. Putting yourself in close proximity with illegal activities is rarely a good idea and could heighten your risk of being targeted by a criminal yourself. It’s often best to leave that part of the deep web alone.

There are also many technological threats on the dark web. Malicious software, also known as malware, is a critical concern and can affect unsuspecting users. Even simply browsing the dark web out of curiosity can expose you to such threats, like phishing malware or keyloggers. While an endpoint security program can identify such threats if they end up on your computer, it’s ideal to avoid them altogether.

Further, if you try to buy something on the dark web — even if it’s not illegal — there’s a chance you’ll be scammed. Dark web criminals use a variety of tricks to con people. For example, they may hold money in escrow but then shut down the e-commerce website and take off with the money. Due to the anonymous nature of the dark web, it’s very difficult for law enforcement to find such perpetrators.

How do criminals use the dark web?

Given its anonymous nature, the dark web clearly has an obvious appeal for cybercriminals. But just what do they use it for? The most obvious type of internet activity is the buying and selling of black market goods and services, from illegal drugs to illegal content. Cybercriminals may also run scams when selling such items, for example by taking a person’s money and not delivering the required product.

There are dark websites dedicated to the purchase and sale of illegal products or services (usually using untraceable cryptocurrencies like bitcoin) including:

  • Financial information like cloned credit cards with PIN, credit card details, online bank account logins, and more. People can then use these details to make legitimate purchases, negatively impacting your financial status and ruining your credit score in the process.
  • Account details for hacked accounts like email accounts, eBay accounts, social media accounts, streaming services, and more. For example, a person may buy a reputable eBay seller’s login details and then use their real account to make fake sales, pocketing the money and ruining the seller’s reputation in the process.
  • Personal data that can be used to steal someone’s identity, such as their name, address, Social Security number, and more. Identity theft is a serious problem that can negatively impact everything from your credit score to your private medical data.
  • Illegal services like people claiming to be able to fix credit scores for a fee. Many of these “services” are scams. They may also be law enforcement masquerading as criminals in an attempt to catch people who are up to no good.
  • Illegal goods like unregistered firearms and drugs. Law enforcement is increasingly cracking down on cybercriminals and the dark web.

Browsers like Tor, an open-source and free software, allow people to access dark websites where these goods are available, like a digital marketplace. These websites may look similar to any other surface or deep website you’d encounter. However, they differ in their domain suffix, ending in “.onion” instead of more obvious options like “.com” (Tor is actually short for The Onion Router, which is also where the term “onion routing” comes from — referring to anonymous communication on the dark web).

Onion sites often use scrambled names that make their URLs difficult to remember, minimizing the odds of being reported to authorities. It’s possible to search the dark web using specialized dark web search engines like Grams or link lists like The Hidden Wiki. However, these sources tend to be slow and unreliable, just like the dark web itself.

Some of this information can be extremely valuable on darknet forums. For example, while a Social Security number might go for $2, email credentials could sell for as much as $120,000. Hackers can make a lot of money and do so with less worry that they might get caught. Thanks to the Tor browser’s layers of encryption and IP scrambling, it’s difficult to track people down on this part of the web.

How to protect yourself online

Again, although the dark web isn’t inherently bad, you should still be proactive in preventing your personal information from falling into the wrong hands. Here are a few ways you can help keep you and your family safe online:

  • Protect your devices with passwords and antivirus software: One of the first lines of defense is to protect your devices. With passwords, ensure they’re unique and strong across accounts and keep them in one place, like a password manager. It’s also important to have antivirus software installed on your browsing devices to protect them from malware and other threats (you can even take this a step further by using a virtual private network or VPN).
  • Think before oversharing on social: Social media keeps us connected with our family and friends, but before you click “share,” make sure you’re not revealing any personal information like your home address or something else that could be compromising.
  • Sign up for a monitoring service: Whether it’s reviewing your credit report or an identity protection plan with 24/7 monitoring, additional trusted eyes on your accounts will help them stay protected.

Get a personalized protection plan today

The dark web might sound scary. The fact is, an everyday internet user like yourself likely won’t have any contact with this level of the internet. That said, it’s still important to take as many precautions as you can to keep your family and your technology safe.

McAfee provides everyday internet users with the tools they need to surf safely and confidently. Our award-winning antivirus software protects against threats like phishing, malware, and ransomware, and we also offer identity protection plans that come with a personalized Protection Score to check the health of your online information. Start browsing with confidence by using McAfee.

The post The Dark Web: A Definitive Guide appeared first on McAfee Blog.

What is the Dark Web? Everything You Need to Know

By Vishnu Varadaraj

You open up your laptop and check the daily news. You see a headline stating that one of your favorite online retailers was breached and that thousands of their customers’ passwords were exposed. Data breaches like this frequently appear in the news, but many consumers don’t realize the implications these breaches have on their personal privacy. When data breaches occur, oftentimes billions of these hacked login credentials become available on the dark web, neatly packaged for criminals to download.1 

Let’s dive into the differences between the deep web and the dark web, how cybercriminals use the dark web, and what you can do to protect your data.  

Deep Web vs. Dark Web: What’s the Difference?  

You’ve probably heard of the deep and dark web but may not be aware of their differences.2 First, let’s start by noting that the dark web is always part of the deep web, but the deep web is not always the dark web.  

The deep web refers to the pages on the internet that are not indexed in search engines, meaning that you can’t find them by performing a simple Google search. To access these pages, you have to know the exact address to the site and access it with specific software. Most personalized and password-protected sites appear on the deep web because they contain information that is not meant to be accessed by the general public. These sites include a user’s Netflix home page, password-protected sites for banking, and the internal sites of companies, organizations, and schools. These are all examples of legitimate areas of the deep web.  

On the other hand, the dark web is the disreputable extension of the deep web. Like the deep web, the dark web also houses sites that are not indexed by search engines, but it also hides a user’s identity and location. It consists mostly of illegal products or content that could be harmful to organizations or the general public. Some examples include stolen credit card numbers, fake IDs, drugs, and hacking tools. To access the dark web, a user needs to download darknet software, the most popular being Tor.  

Tor, which stands for “the onion routing project,” was developed by the U.S. Navy for the government in the mid-1990s. It was open-sourced in 2004, and that’s when it went public. Today, Tor is the dark web browser that the majority of people use to surf the internet anonymously. To do this, Tor hides a user’s IP address (or the unique address that identifies an internet-connected device or network) by bouncing their search request to multiple different locations. These bounces also referred to as relays, make it much harder for people to find users on the dark web.  

How Cybercriminals Use the Dark Web 

Because of its ability to provide anonymity, the dark web is often tied to the world of cybercrime. Scammers frequently use the dark web to find software that allows them to access other people’s computers, banking credentials, Social Insurance Numbers, and credit card information. You may be wondering how all this private information ended up on the dark web in the first place. Oftentimes when a company is breached and their customers’ data is exposed, the hackers behind the breach will upload the stolen database to the dark web. This allows other cybercriminals to purchase the stolen information and use it to target users with other scams. Say that a criminal finds a database on the dark web that contains a bunch of personal email addresses. They can purchase the database and target every email address with a phishing campaign that contains malicious links that spread malware or attempt to trick users into handing over their username and password combinations.  

How to Protect Your Data 

Incorporating cybersecurity best practices into your daily life can help protect your data from hackers looking to take advantage of the data found on the dark web. Follow these tips to bring yourself greater peace of mind:  

1. Use strong, unique passwords  

The chances of a hacker accessing your data are higher if you use the same credentials across different accounts. That’s why it’s important to use a strong, unique password for each of your online profiles. This minimizes the potential damage that could be done if a hacker does gain access to one of your accounts. You can also use a password manager with a built-in generator to make it easier for you to access and manage passwords. Enabling multi-factor authentication will also ensure that hackers cannot access your information using only your login credentials. 

2. Be on the lookout for suspicious emails and text messages 

If you receive an email asking you to take immediate action, stop and think. Criminals often convey urgency in their phishing scams in the hopes that an unsuspecting user will click on a malicious link or hand over their personal details without considering the legitimacy of the message. Examine suspicious emails carefully to check for telltale signs of phishing, such as poor grammar, grainy logos, or bogus links. If an email claims to be from a well-known company or brand and asks for your credentials, claims that you need to update your password, or sends you a “free offer,” go directly to the source. Contact customer service through the company’s website (not the email) and inquire about the urgent request.  

3. Stay informed on recent data breaches  

Be on the lookout for breach notices from relevant companies since they are often the first to know about a data breach impacting their online customers. Create news alerts for companies that have access to your information to stay notified of the latest events.  

Additionally, create notifications for your bank and other financial accounts to monitor suspicious activity, such as unauthorized transactions or a drop in credit score. You will be better prepared to mitigate any cybersecurity threats with the right security software and knowledge of the latest risks.   

4. Use comprehensive security software 

Use a comprehensive security solution like McAfee Total Protection, which includes dark web monitoring for up to 10 email addresses. This software actively monitors the dark web for data breaches and exposed information.  Personal details include but are not limited to your date of birth, email addresses, credit card numbers, and personal identification numbers. It also provides steps for remediation after a data breach to help you regain control and the integrity of your data and privacy. With a security solution like this in place, you can continue to live your connected life confidently.  

The post What is the Dark Web? Everything You Need to Know appeared first on McAfee Blog.

Can Your Wearable Health Monitors Be Compromised?

By Toni Birdsong

More senior adults are taking advantage of the array of wearable technology that helps them stay connected to healthcare providers and monitor their physical health and safety. But that newfound convivence comes with risk and, for many, the genuine fear of falling prey to an online hacker.  

Protection + Peace of Mind 

Wearable technology brings seniors both power and peace of mind. Many elderly consumers rely on wearable technology to monitor critical blood glucose levels, heart activity, and blood pressure. In addition, seniors and their families rely on fall detection, emergency alerts, and home security technology to monitor physical safety. Since the pandemic, wearable technology has played a central role in connecting virus-vulnerable seniors to healthcare professionals.  

A recent study cites that 25 percent of U.S. homeowners with broadband internet expect to purchase a new connected consumer health or fitness device within the next year. Another study predicts the global market for wearable healthcare devices will reach $46.6 billion by 2025.  

This kind of data is excellent to show consumer trends, but it also gives cybercriminals a road sign for new inroads into stealing consumer data.  

So how do we dodge the digital dangers of our beloved wearable devices? With time, attention, and a few basics. 

Basic Safety Protocols 

  • Know the risks. The first step is to acknowledge that every digital device brings risk despite a manufacturer’s security claims. That’s why digital security (at any age) begins with personal responsibility and education.  
  • Keep learning. Learn all you can about the device you’ve purchased and research the risks other consumers may have reported. If a security loophole in your device hasn’t hit the headlines yet, give it time. Sadly, just about every device has a security loophole, as ongoing digital threat reports remind us.  
  • Master safety basics. With any new digital purchase, commit to following basic safety protocols. It’s imperative to read device security warnings, configure basic privacy settings, set up strong passwords, and devote yourself to the monitoring of your account after setup.  

Sound like a hassle? Perhaps. However, following these basic protocols is likely far more manageable than having to navigate through the potential chaos connected to a data breach.

6 ways to protect digital wearables 

1. Install updates immediately. When it comes to protecting your wearables, security updates are not optional. Be sure to install the updates (usually with a single click) to protect your device from reported bugs, enhance functionality, and of course, seal up any security loopholes.   

2. Add digital protection. It’s more than a buzz. Extra security solutions such a Virtual Private Network (VPN) and added security software can be your saving grace from prying eyes and help protect the health data you send over the internet. A VPN uses an encrypted connection to send and receive data. For example, if you use a VPN, a hacker trying to eavesdrop on your network will be met with a cacophony of jumbled data on their screen. In addition, installing comprehensive security software can thwart viruses and malware scams from infecting your digital landscape.  

3. Level up your password IQ. Several practices can quickly shore up your password security: 1) Change your device’s default username and password immediately, 2) choose a strong password3) use Two Factor Authentication (2FA), and 4) keep your passwords in one place such as a password manager.   

4. Switch devices off and on. Here’s a fun one—go old school. The National Security Alliance (NSA) recently advised consumers of one powerful way to thwart cybercriminals, especially with smartphones. Turn your device on and off every now and then. Better yet, if a device is not in use, shut it down.  

5. Verify every source. Scams connected to your new device or health condition increasingly look legitimate. For that reason, verify sources, websites, and avoid giving out any personal information, and never send money to an unverified source. Scams come in the form of a phony email, people posing as an IT department or helpdesk, text message, pop-up, calendar invite, or even a direct message on social media. This is where antivirus software can save the day.  

6. Ask for help. Beyond your device manual, Google and YouTube, if you are a senior and still have issues securing a new device, reach out for help. Don’t overlook the help desk associated with your new device, many of which also have a convenient online chat feature. Other possible resources include: Your local library, senior center, Agency on Aging, or community center may have help. In addition, AARP has published a list of helpful IT resources for seniors.  

Having the right technology at your fingertips can feel like magic especially if you are a senior adult with health and safety concerns. In these times of widespread digital insecurity, giving even a little extra time and attention to these basic digital security protocols can bring a new level of peace and power to your daily routine. 

The post Can Your Wearable Health Monitors Be Compromised? appeared first on McAfee Blog.

7 Safety Tips to Schooling in a Digital World

By McAfee

This fall, many students are headed back-to-school full time. However, just as workplaces now accommodate for remote work, schools are accommodating hybrid learning environments. While this may signal the end of things like snow days, it’s also created a new, more flexible style of learning that relies on computers, online connectivity, and apps to connect students with teachers and learning resources. It’s also a trend that’s not without risk, as evidenced by the more than 900 cybersecurity incidents, including personal data breaches, since 2016, according to the K-12 Cybersecurity Resource Center. This new style of learning comes with many implications for cybersecurity that we’ll discuss below, along with ways to protect learners and students of all ages.

Digital School Safety Tips 

1. Set camera guidelines 

Cameras and video conferencing software have become an integral part of the online learning experience. In the early days of 2020, we saw growing pains in the form of Zoom bombing, unintended sharing, and, on the lighter side, people learning to use fake backgrounds with hilarious consequences. And while many of these wrinkles have been smoothed out, for online learners, the fact remains that privacy is at risk anytime they use a camera.  

Younger students:  

  • Work with your child and their instructors to figure out the most appropriate times to use the camera. When not using the camera on their device, teach your child how to cover it to ensure privacy. Many new laptops come with a manual switch that allows the camera to be blocked. 

Older students:  

  • Teens have more autonomy, and apps are probably a major part of their social and learning life. That’s why it’s a great idea to remind teens to never accept video chats, screen shares, instant messages, phone calls or files from strangers, even if it’s in an app they’re familiar with.

2. Use tools that protect your child while they’re learning online

The good news is that while we’re all navigating the new world of learning online, there are more tools than ever to help you do so safely. A comprehensive security suite, like one of McAfee’s products, contains many of these security tools in one package, including tools for:  

Younger students: 

  • Parental controls – A good parental controls suite allows you to not only restrict web site access, but also set limits on screen time and track activity on your child’s devices. McAfee offers parental controls in the form of McAfee Safe Family. 
  • Parent versions of learning apps – The app being used to teach an online classroom may offer a version for parents. It’s often a simpler version of the one your child is using, but it will allow you to become familiar with the software and may even offer some privacy settings. 

Older students: 

  • VPN – This is a powerful tool for protecting your privacy online. Teach your teens how to create a secure connection to the internet anytime they log in by using a VPN (virtual private network) to hide their activity and connection details from prying eyes. McAfee’s VPN uses bank-grade encryption to keep their private information secure. 

3. Invest wisely in your child’s learning tools 

Your child or teen’s portal to their online classroom is an important investment. After all, you’ll want them to be able to connect securely, communicate easily, and be able to handle any kind of online work they may need to do. Depending on the age of your child, this device may also have to be bomb-proof. Don’t worry some experts have already done the thinking for you with this list of computers for online learners. 

4. Recognize that some information should always stay private 

There are many apps being used to facilitate online learning. And chances are, students will have to register, log-in, and provide identification. Regardless of age, here’s what NOT to provide. 

  • Don’t sign up with a personal email address. Schools should provide an email address or a username and password. 
  • Don’t put too much personal information in the app profile. Keep location, phone number and dates of birth private if possible. 
  • Make sure your student always keeps their login info to education apps private and that they don’t share their account with anyone, including classmates. 

5. Online learning can be a family affair

Younger students: 

  • Create an online workspace that’s sufficiently quiet for your child to get their homework done, but also someplace that can be easily checked in on by you and other adults in your child’s life.  

Older students: 

  • Teens should expect that adults will be around and looking in on their activity online, whether they’re learning or talking to friends. You can model this with your own behavior by using devices openly and practicing good security habits. 

6. Introduce the concept of digital citizenship 

When students are learning in-person, the concept of being a good citizen is one that’s reinforced in the classroom and on the playground. Online, as students use forums, chats, and even social media to communicate, the concept of digital citizenship is just as important. 

  • Talk to your child and teen about what you expect from their conduct online. Monitor the apps they use for school and make sure they understand what is appropriate to write on them. After all, these messages may be visible to the school administrators, or even college admissions officials. Help them understand that creating a safe space to learn takes everyone’s effort, not just the teachers. 

7. In the brave new world of online learning, offline breaks are more important than ever. 

There’s a reason elementary schools have recess and high schools have lunch breaks. It gives kids time to step away from the books, stretch their legs, and refresh their minds. The same concept applies with online learning.  

Younger students:  

  •  Take a break at least every 30 minutes to stretch and walk around. 

Older students: 

  • A teen may have a longer attention span, but breaks are still important and, crucially, it’s important they don’t spend their break in front of another screen. 

More resources for improving digital wellness while learning online 

For more extensive information about any of the recommendations above, please visit these resources. 

Resources for parents 

Resources for all ages

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The Future of Mobile: Trends from Mobile World Congress 2021

By McAfee

Today we wrap up Mobile World Congress (MWC) 2021. Whether you joined online or attended the hybrid conference in person, one thing is certain: today’s groundbreaking technology is paving the way for our future connectivity. Fittingly, the theme of this year’s event was Connected Impact, representing the role mobile connectivity plays in an ever-changing world, where flexibility and adaptability are critical. Here are four of the key consumer takeaways from this year’s conference:   

1. 5G Is Connecting Our World  

COVID-19 truly put the power of online connectivity to the test. While 2020 was supposed to be the year of 5G connectivity, this was put on pause as the world faced social and financial uncertainty. Instead, the spotlight fell on legacy technologies to create a new normal for users. Consumers quickly had to figure out how to live their best lives online — from working from home to distance learning to digitally connecting with loved ones.  

To help foster online connectivity for all, 5G must step back into the spotlight. Although publicly available 5G networks have been around for two years, it is unlikely that many users see much of a difference between 5G and LTE. For users to feel the impact of 5G, mobile carriers must expand the frequencies at the low and high ends of the spectrum, which is where 5G networks operate.   

Qualcomm led the 5G announcements on Monday with the unveiling of its second-generation Qualcomm 5G RAN Platform for Small Cells (FSM200xx). This platform brings major enhancements to radio frequencies and is designed to take millimeter wave performance to more places: indoors, outdoors, and around the globe. According to Qualcomm, these advancements aim to facilitate greater mobile experiences and accelerate 5G performance and availability to users everywhere— thus reshaping opportunities for homes, hospitals, offices and more.  

2. New Wearables to Watch   

Technology and connectivity played a crucial role in our daily lives in 2020—and therefore, unsurprisingly, spending on health and wellness tech grew by 18.1%.  But now, we must ask ourselves what role technology will play post-lockdown.   

While they did not have a physical appearance at MWC this year, Samsung provided a sneak of their new wearables: they introduced the One UI Watch user experience, a new interface designed to make the Galaxy Watch and smartphone experience more deeply connected. Samsung also announced its expanded partnership with Google, promising to deliver better performance, longer battery life, and a larger ecosystem of apps to the Galaxy Watch. Although they did not unveil any hardware at MWC, Samsung did ensure that users can expect to see new devices like the Galaxy Z Fold 3 and the Galaxy Watch 4 at their Galaxy Unpacked event happening in July/August of 2021.  

3. A Welcomed Distraction: Tablets for Entertainment   

2020 also shone a bright light on the key role technology plays in the consumption and distribution of creative arts and entertainment. Lockdown put an even greater responsibility on streaming platforms — and the devices they are accessed on — to deliver content right to people’s homes. 

 To help meet entertainment consumption needs, Lenovo announced not one, not two, but five new Android tablets during MWC. Its largest tablet is the Yoga Tab 13, which features a built-in kickstand, 13-inch display with 2,160 x 1,350 resolution, up to 12 hours of battery life, and more. Lenovo is pitching this model as its “portable home cinema,” perfect for streaming on the go. It also unveiled the Yoga Tab 11 and the Tab P11 Plus, which are expected to be available in EMEA in July following the Yoga Tab 13’s June release date. For users hoping for a more compact, budget-friendly device, Lenovo also announced the Lenovo Tab M8 and the Lenovo Tab M7. Whichever model you select, one thing it certain — digital devices have and will continue to be instrumental in consumer entertainment.   

4. Mobile Security in a More Connected World  

These exciting announcements are a great representation of what the future holds for mobile technology and greater connectivity. The advancements in mobile connectivity have already made a positive impact on consumer lifestyles, but the rise in popularity of these devices has also caught the attention of cybercriminals looking to exploit consumers’ reliance on this technology.   

More time spent online interacting with various apps and services simultaneously increases your chance of exposure to cybersecurity risks and threats. Unsurprisingly, cybercriminals were quick to take advantage of the increase in connectivity throughout 2020. McAfee Labs saw an average of 375 new threats per minute and a surge of hackers exploiting the pandemic through COVID-19 themed phishing campaigns, malicious apps, malware and more. For users to continue to live a connected life, they will need to take greater care of their online safety and ensure that security is top-of-mind in any given situation. Taking these precautions will provide greater peace of mind in the new mobile-driven world.  

The post The Future of Mobile: Trends from Mobile World Congress 2021 appeared first on McAfee Blogs.

The Rise of the Dark Web Gig Economy

By Vishnu Varadaraj

The gig economy has become more prevalent in today’s world with the appeal and necessity of flexible work opportunities. Many take advantage of short-term contracts, side jobs, and freelance work to retain more control over how they spend their day and earn their income. However, the proliferation of these flexible work opportunities has transcended into the dark web, allowing individuals to conduct nefarious activities. Rather than contracting handyman or moving services on the dark web, you can find hackers contracting their website hacking services or buyers placing ads looking for a hacker to hire. These acts pose significant risks to online users, given the amount of stolen personal information on dark websites. Take a look at the activities you can expect to find on the dark web and the steps you can take to safeguard your online privacy.

Watch Out for These Dark Web Criminal Activities 

The dark web is part of the public internet that search engines do not index. In other words, what happens on the dark web, stays on the dark web with no traceable records. Most people don’t realize that the dark web is not illegal despite its association with criminal activities. However, the dark web has retained a criminal reputation since it is challenging to track what goes on. As a result, criminals will often frequent the dark web to conduct a variety of illegal transactions, including hacking services. 

Researchers are discovering an uptick in activity on dark web forums that includes buying and selling black hat hacking services. 90% of the activity on these forums is from people looking to hire hackers to infiltrate websites and steal databases. Additionally, 4% of the people frequenting dark web forums requested hacking services related to website hacking and malicious code injection. 

Another 7% of people on the dark web are hackers contracting out their services and tools. These services and tools include web shells, a file uploaded to a server that an attacker can use to execute operating system commands, as well as access to administrative website interfaces and ready-made exploits. Many of the services offered on these forums range in specialties such as site infiltration to data extraction. As a result, they often attract a variety of customers with numerous requests. 

Further, many of the ads seeking hacking services are aimed at database hacking. Those targeting databases are often financially incentivized hackers and companies out to steal their competitor’s information. Databases remain a popular target for hackers since they contain a significant amount of personal information ranging from first and last names to credit card numbers. Cybercriminals can then use this information to commit numerous crimes such as monetary theft, unemployment and tax relief fraud, and identity theft.

For example, the Canada Revenue Agency (CRA) had to suspend approximately 800,000 accounts after discovering matching credentials for sale on the dark web. In a previous data breach, hackers used login credentials to access taxpayer accounts, apply for COVID-19 relief funds, and reroute the funds into their bank accounts. Taxpayers could not log in to their accounts without first taking the necessary steps to regain safe access.

5 Steps to Take After a Data Breach 

Users must protect their online presence and information as these criminal activities continue to escalate in demand. Here are the five must-dos after discovering a data breach to retain your online security.

1. Leverage security software 

Be one of the first to know about a data breach by leveraging security software such as McAfee Total Protection. A comprehensive security solution that includes dark web monitoring actively monitors the dark web for data breaches and exposed information. This information includes but is not limited to your date of birth, email addresses, credit card numbers, and personal identification numbers. Robust security software also provides steps for remediation after a data breach to guide the user to regain control and integrity of their data and privacy.

2. Stay in the know 

Companies are required to notify their customers of a data breach under the PIPEDA legislature. Be on the lookout for breach notices from relevant companies since they are often the first to know about a data breach impacting their online customers. 

Create news alerts for companies that have access to your information to stay notified of the latest events. Additionally, create notifications for your bank and other financial accounts to monitor for suspicious activity such as unauthorized transactions or a drop in credit score. You will be better prepared to mitigate any cybersecurity threats with the right security software and knowledge of the latest risks.  

3. Change your credentials 

Looking back to the 800,00 taxpayers whose accounts were suspended, they could not regain access without first changing their login credentials. Changing your login credentials such as your usernames, passwords, and security questions is a critical first step to take after any data breach.

Changing your credentials prevents hackers from accessing your personal information and ensures that you regain control over your account security. The chances of a hacker accessing your data are exceptionally high if you use the same credentials across different accounts. Thus, it’s essential to change your usernames and passwords regularly to ensure your information remains secure. 

4. Update your passwords 

Just as important as changing your password regularly is changing your password following best practices. Create stronger passwords by using a combination of the following: 

  • Upper case letters 
  • Lower case letters 
  • Numbers 
  • Symbols 

Long passwords with a minimum of 12 characters are also more effective than shorter passwords since it makes it more difficult for a hacker to guess. In sum, ensure all passwords are long, complex, and only used once. Use a password manager with a built-in generator like the one included in McAfee’s Total Protection solution to make it easier to access and manage passwords. 

5. Enable multifactor authentication 

If your credentials are exposed in a data breach, using multifactor authentication will ensure hackers cannot access your information using only your login credentials. So even if your username and password are exposed, there is still a layer of security that hackers will not be able to bypass. Block out unauthorized login attempts by enabling multifactor authentication wherever applicable.  

Safeguard Against Dark Web Activities  

The dark web continues to be a primary destination for cybercrime. Online users must remain cautious about the information they retain in their online accounts and the websites with access to their personal information. Your data security and privacy are not always a guarantee, but the more precautions you take with your online safety, the better protected you will be.  

Stay Updated 

To stay updated on all things McAfee and on top of the latest consumer and mobile security threats, follow @McAfee_Home on Twitter, subscribe to our newsletter, listen to our podcast Hackable?, and ‘Like’ us on Facebook. 

The post The Rise of the Dark Web Gig Economy appeared first on McAfee Blogs.

Don’t Sweat Your Security: How to Safely Incorporate IoT Into Your Fitness Routine

By Jean Treadwell

Many have seamlessly transitioned their fitness regimens out of the gym and into the living room since the start of the COVID-19 pandemic, thanks in part to the use of IoT devices. IoT (Internet of Things) denotes the web of interconnected physical devices embedded with sensors and software to collect and share information via the internet. The most common IoT devices used for virtual fitness include wearable fitness trackers and stationary machines equipped with digital interfaces. As effective as these devices are for facilitating a great workout, many do not realize the risks they pose for their online security. According to McAfee Labs Threats Report, new IoT malware increased by 7% at the start of the pandemic. There are various steps that users can take to continue using these devices securely without compromising performance. But first, it’s essential to understand why these devices are vulnerable to cyber-attacks. 

What Makes IoT Devices Vulnerable? 

IoT devices are just like any other laptop or mobile phone that can connect to the internet. They have embeddesystems complete with firmware, software, and operating systems. As a result, they are exposed to the same vulnerabilities, namely malware and cyber-attacks. 

One reason why IoT devices are so vulnerable is due to their update structure, or lack thereof. IoT devices lack the stringent security updates afforded to laptops or mobile phones. Because they do not frequently receive updates—and in some cases, never—they do not receive the necessary security patches to remain consistently secure.

What’s worse, if the developer goes out of business, there is no way to update the existing technology vulnerabilities. Alternatively, as newer models become available, older devices become less of a priority for developers and will not receive as many updates as their more contemporary counterparts. 

Without these updatescybercriminals can hack into these devices and taking advantage of the hardware components that make them a significant risk to users. For example, they can track someone’s location through a device’s GPSor eavesdrop on private conversations through a video camera or audio technology. 

IoT devices with unpatched vulnerabilities also present an easy entry point through which hackers can penetrate home networks and reach other devices. If these devices do not encrypt their data transmission between different devices and servers, hackers can intercept it to spoof communications. Spoofing is when a hacker impersonates a legitimate source, the back-end server or the IoT device in this case, to transmit false information. For instance, hackers can spoof communications between a wearable fitness tracker and the server to manipulate the tracking data to display excessive physical activity levels. They can then use this data for monetary gain by providing it to insurance companies and 3rd party websites with financial incentive programs. 

Hackers can also exploit device vulnerabilities to spread malware to other devices on the same network to create a botnet or a web of interconnected devices programmed to execute automated tasks. They can then leverage this botnet to launch Distributed Denial of Service (DDoS) or Man in the Middle attacks.  

Tips for Safeguarding Your IoT Devices 

Whether you own an IoT device to monitor your health or physical performance, it is essential to take the necessary precautions to minimize the risks they present to digital security. Here are a few tips to keep in mind when incorporating your device into your fitness routine.  

1. Secure Your Routers 

Default names and passwords are low-hanging fruit for hackers and should be the first thing you address when securing your router. Default router names often include the make or model of the manufacturer. Changing it will reduce a hacker’s chance of infiltrating your home network by making the router model unidentifiable. Further, follow password best practices to ensure your router password is long, complex, and unique. 

Next, make sure you enable the highest level of encryption which includes Wi-Fi Protected Access 2 (WPA2) or higher. Routers with older encryption protocols such as WPA or Wired Equivalent Privacy (WEP) are more susceptible to brute force attacks, where hackers will attempt to guess a person’s username and password through trial and error. WPA2 and higher encryption methods ensure that only authorized users can use your same network. 

Lastly, create a guest network to segment your IoT devices from your more critical devices like laptops and mobile phones. If a hacker infiltrates your IoT devices, the damage is contained to the devices on that specific network.  

2. Update Regularly 

Updates are critical because they go beyond regular bug fixes and algorithmic tweaks to adjust device software vulnerabilities. 

Make it a point to stay on top of updates from your device manufacturer, especially since they will not always advertise their availability. Visit their website regularly to ensure you do not miss pertinent news or information that may impact you. Additionally, make sure to update the app corresponding to your IoT device. Go into your settings and schedule regular updates automatically, so you do not have to update manually.  

3. Do Your Research  

Do your research before making a significant investment in an IoT device. Ask yourself if these devices are from a reputable vendor. Have they had previous data breaches in the past, or do they have a grade A track record for providing high-security products? 

Also, take note of the information your IoT device collects, how vendors use this information and what they release to other users or third parties. Do they have privacy policies in place to protect their users’ data under PIPEDA regulation? 

Above all, understand what control you have over your privacy and information usage. It is a good sign if an IoT device allows you to opt-out of having your information collected or lets you access and delete the data it does collect

4. Disable Unnecessary Features 

Next time you go for a run with geolocation activated on your smartwatch, think again about what risks this poses to your virtual security and even your physical safety. Enhance your security by only enabling the features that are necessary to optimize your fitness performance. In doing so, you ensure that hackers cannot utilize them as a foothold to invade your privacy. 

 Step Up Your Security Game 

IoT devices have made in-home exercise routines possible, given their increase in availability and ease of use. However, despite their capabilities for optimizing the fitness experience, the nature of these devices has made them one of many threats to personal privacy and online safety. For an elevated fitness experience beyond a great workout, start securing your IoT devices to integrate them into your everyday exercise routine safely.  

The post Don’t Sweat Your Security: How to Safely Incorporate IoT Into Your Fitness Routine appeared first on McAfee Blogs.

Protect Your Digital Wellness: Don’t Post Your Vaccination Card Online

By Pravat Lall
Vaccine Card

Protect Your Digital Wellness: Don’t Post Your Vaccination Card Online 

Think Twice Before Posting Your Vaccination Card on Social Media

After much anticipation, you finally get a notification that you’re eligible to receive your COVID-19 vaccine. Upon getting your first dose, you may be eager to celebrate by sharing a picture of your vaccination card on social media. After all, many of your peers have been doing the same. However, these posts could actually put your online privacy and personal information at risk. While you want to share the good news, experts warn that scammers could potentially exploit the information on your card.

How Vaccine Selfies Could Affect Your Online Security

With more people becoming eligible to receive the COVID-19 vaccine, there has been a surge in social media posts featuring peoples’ vaccine cards. However, the Better Business Bureau stated that posting photos of your card can give criminals the data they need to create and sell fake vaccination cards. Not only do vaccine cards remind you of when your next appointment is, but they also contain important personal information such as your name, date of birth, and when and where you were vaccinated.

Currently, these cards are the only proof that people have that they’ve been vaccinated. While there is still uncertainty around the next phase of the pandemic and when life will return to “normal,” it’s possible these cards could be what gets you into a restaurant or on an airplane. If you post your vaccination card on social media, scammers could potentially forge your card and use it as their own pass into public places or use it to receive a second dose. Publicly posting medical information could also void your HIPAA protections. Furthermore, cybercriminals could significantly profit from your personal information since health care records sell for more than Social Security and credit card numbers on the dark web.

Protect Your Digital Wellness

Your digital wellness is just as important as your physical wellness, so protecting your online data is crucial. It’s a good rule of thumb not to post photos with your name and other identifiable information on the internet. Although it may be tempting to post your vaccination card on social media, consider these tips to help protect your online security:

1. Check your privacy settings

Think about who you want to share the good news with and what social media platform would be best for this. Create private groups or carefully select which followers can see your posts. Then, verify that you’ve updated your privacy settings accordingly. This will prevent scammers from lurking on your posts and extracting your personal information.

2. Find alternatives to share that you’re vaccinated

Instead of posting a photo of your vaccine card, share a picture of yourself outside the vaccination center. If your vaccination center provides “I got vaccinated” stickers, you can post a picture of that as well.

Taking steps towards protecting your digital well-being is just as important as taking steps towards protecting your physical health. By following these steps, you can help ensure that your online security will not be jeopardized by celebrating your vaccination.

Stay Updated

 To stay updated on all things McAfee and on top of the latest consumer and mobile security threats, follow @McAfee_Home on Twitter, subscribe to our email, listen to our podcast Hackable?, and ‘Like’ us on Facebook.

 

 

The post Protect Your Digital Wellness: Don’t Post Your Vaccination Card Online appeared first on McAfee Blogs.

True Security Requires a Holistic Approach

By McAfee
Holistic Security

In the eyes of hackers, scammers, and thieves, your online privacy and identity look like a giant jigsaw puzzle. One that they don’t need every piece to solve. They only need a few bits to do their dirty work, which means protecting every piece you put out there—a sort of holistic view on your personal security. One that protects you, not just your devices.

Here’s what’s at stake: we create and share loads of personal information simply by going about our day online, where each bit of information makes up a piece of that giant jigsaw puzzle. Some pieces directly identify us, like our tax returns, bank account information, or driver’s licenses. Other pieces of information indirectly identify us, like the IP addresses assigned to our computers, tablets, and phones—or device ID numbers, location information, and browsing history. And bad actors only need a few key pieces to do you harm, such as committing identity crime in your name or selling your personal information on sketchy websites or the dark web. 

While people show great concern about their personal information, who has it and what’s done with it, our research shows that 70% of people feel like they have little or no control over the data that’s collected about them. However, you have plenty of ways that you can indeed take control—ways that can prevent, detect, and correct attacks on your privacy and identity. That’s where holistic protection comes in. 

What do we mean by holistic protection? 

You can think of holistic protection as layers of shields that protect you and the devices you use. It gives you three layers in all—a Prevention Layer, Detection Layer, and a Correction Layer. 

A holistic and comprehensive security solution like McAfee+ combines those three layers in a way that protects your personal information and keep your identity private, showing you how it does it along the way, so you can see exactly how safe you are. Let’s take a quick look of some of the protections you’ll find in each layer … 

A holistic approach to security

In the Prevention Layer, you’ll see:  

  • A virtual private network (VPN), allowing you to connect securely on a public Wi-Fi network by encrypting, or scrambling, your data while in transit so no one else sees it. It’ll also make your activity far more private, making it harder for advertisers and data collectors to track. 
  • Safe browsing that warns you if a website is risky before you enter your information and can steer you clear of risky links, while a download scanner can prevent downloads of malware or malicious email attachments. 
  • An integrated password managerthat can create and store strong and unique passwords for each of your accounts. This way if one of your accounts is hacked, your other accounts won’t be at risk. 
  • A security freeze service that can prevent hackers and thieves from opening of new credit, bank, and utility accounts in your name.​ 
  • Real-time antivirus that protects your data and devices. 

In the Detection Layer, you have … 

  • Identity monitoring that keeps tabs on everything from email addresses to IDs and phone numbers for signs of breaches so you can take action to secure your accounts before they’re used for identity theft. 
  • McAfee’s industry-first Protection Score that monitors the health of your online protection and shows you ways you can improve your security and stay safe online. 

In the Correction Layer, several other protections have your back … 

  • Identity theft protection & restoration that aids with many of the costs associated with restoring one’s identity through up to $1 million in coverage—along with the services of a licensed recovery pro to help restore your identity.​ 
  • Personal data cleanup that scans some of the riskiest data broker sites and shows you which ones are selling your personal info so that you can remove it on your own or with our help, depending on your plan. 

These are just a few examples of the protections in each layer. And you’ll find our most comprehensive holistic protection in McAfee+ Ultimate, covering your privacy, identity, and devices. 

A Unified Solution for your Privacy, Identity, and Devices 

While your online privacy and identity may look a jigsaw puzzle, protecting it shouldn’t be as complicated. With a holistic security solution for your personal protection, you can minimize your exposure with layers of security that do much of the work for you. 

Antivirus on your PC is not enough. It has not been enough for many decades now. And this becomes more evident as we continue to spend more time online, with the average person spending 6 hours and 54 minutes online each day, leaving clouds of personal information in their wake. 

While standalone apps like a password manager, a VPN app, and an identity solution from different vendors can be piecemealed together with your device security, these are difficult to keep track of and burdensome to maintain. 

We have combined the important tools you need into a seamless and comprehensive experience because good security software is something that you use daily to feel safer online. This is why we are working on your behalf to redefine security, so you can enjoy your connected life with confidence. 

The post True Security Requires a Holistic Approach appeared first on McAfee Blog.

Let’s Commit To Protect Our Privacy This Year

By Baker Nanduru
Privacy

Let’s Commit To Protect Our Privacy This Year

How our new identity & privacy app can help

By this point in the year you may have already broken some of your New Year’s resolutions, but here’s one to keep: better protecting your online privacy.

After all, we are likely to continue to spend more time online in 2021, whether it be for working, learning, or shopping. This makes taking some preventative steps to shield our identity information more important than ever.

That’s why McAfee has been working on a new identity and privacy app for safeguarding your personal information, and we’d love for you to try it if you’re in the U.S.

Here’s a little bit about our approach. We looked at some of the key areas where users’ private information can be vulnerable, and designed a tool that offers easy-to-use, proactive protection for Windows, Android, and iOS devices, with consistent, familiar experiences regardless of the platform.

Safely Connect Through a VPN

We know, for instance, that users are vulnerable when using unsecured networks, like public Wi-Fi. This is where a cybercriminal can potentially capture your login credentials and other personal information as it flows over the network, from your laptop to your bank’s website, for example.

So, we made sure to include a Virtual Private Network (VPN) to keep your information protected from prying eyes. It does this easily, and even automatically, by detecting when you’re on a public network and prompting you to turn on your VPN. The VPN then scrambles, or encrypts, your data as it flows over the network. Unlike some VPNs that require advanced settings to shield your data, our app offers seamless security.

Dark Web Monitoring

Another area of high risk that we want to address is data breaches. Whether one of your personal accounts is hacked–or worse–another website somehow gets ahold of your data and subsequently gets breached, your data may end up on the dark web. This is where cybercriminals buy and sell information.

To detect these dangerous leaks, we included dark web monitoring, which alerts you if your login credentials have been exposed. It can even provide you with a link to the site that uses those credentials when the information is available. This allows you to swiftly reset your passwords, mitigating the risk.

Given that we saw a spike in corporate data breaches in 2020, where 58% of victims had their personal data compromised, I believe this kind of always-on monitoring of your private information is key.

Ease of Use

Most importantly, we wanted to make this personal protection app easy to use and available across all your compatible devices. So, whether you’re out with just your phone, or home working at your PC, you have access to your protection, and can even pick up where you left off on a different device.

I know that organizing my digital life gives me one less thing to worry about, and I hope it’s the same for you. Give the app a try, and please let us know what you think since we are always open to your feedback.

Here’s to a happy and secure year!

Stay Updated

To stay updated on all things McAfee and on top of the latest consumer and mobile security threats, follow @McAfee_Home  on Twitter, subscribe to our email, listen to our podcast Hackable?, and ‘Like’ us on Facebook.

The post Let’s Commit To Protect Our Privacy This Year appeared first on McAfee Blogs.

How 2020 Has Shaped The Way We Live Our Lives

By Cyber Safety Ambassador: Alex Merton-McCann
Digital Wellness

How 2020 Has Shaped The Way We Live Our Lives

I’ve had such a busy morning! I’ve hunted down my favourite foundation, bought a puzzle mat, stocked up on special dog food for our naughty new puppy, ordered the groceries, made a few appointments and chatted with several friends. And guess what? I haven’t left my study – or changed out of my pyjamas!! Ssshhh!! Because it’s all happened online…

Are our 2020 Habits Here to Stay?

Of course, some of us embraced the benefits of the online world long before 2020 but the Pandemic forced almost everyone to replace our in-person activities and routines with online ones. New research from McAfee in their 2021 Consumer Security Mindset Report shows that 72% of Aussies made changes in their online activities last year out of convenience which makes complete sense!

But what’s so interesting is that now we have these super handy new online routines in place – we aren’t that keen to give them up! McAfee’s report shows that 76% of Aussies are planning on continuing with online banking, 59% of us want to keep connecting with friends and family online and 55% of us remain totally committed to online shopping! Hear, hear, I say! I am absolutely staying that course too!!

But What About The Risks?

There’s no doubt that there is a lot of upside to managing our lives online but unfortunately there is also a downside – increased risk! The more time spent online, the greater the chance that we will be exposed to potential risks and threats such as phishing attacks, entering details into malicious websites or even becoming a victim of fraud.

McAfee’s research shows that we are aware of the risks of being online. In fact, 66% of us are concerned about the potential dangers of living our lives online with losing control of our financial data top of the list for the majority of us. And almost 2/3 (65%) of us are also worried about having our social media accounts hacked.

But pandemic life has meant that we are now a lot more comfortable with sharing information online. Whether it’s paperless transaction records, text and email notifications, opting to stay logged in or auto-populating forms with our credit card, this level of online sharing does make life so convenient but it can be a risky business! Why, I hear you ask? Because these conveniences usually only work when you share multiple pieces of your contact details. And the more you share, the greater your chance of being hacked or compromised. But the report was very clear – if we can make our online life more seamless then we are only too happy to share our key contact information! Oh dear!!

‘Why Would Hackers Want My Data?’

In addition to confessing that they don’t always take the necessary security precautions, Aussie consumers in McAfee’s report also admitted that they haven’t thought about why hackers might want their data. I don’t know how many people tell me that they don’t need to really bother with a lot of online precautions because they live a pretty boring life and don’t spend that much time online.

But this is a very dangerous way to think. Your online data is like a pot of gold to hackers. Not only can they use it to possibly steal your identity and try to empty your bank accounts but they can also on-sell it for a profit. But the majority of Aussies don’t stop to consider this with the research showing that 64% of Aussies have never considered just how valuable their online data is worth.

Hackers are ALWAYS on the lookout for new ‘up-to-date’ ways to exploit others for money. Don’t forget how quick they were to conjure up scams around COVID in early 2020 – it was just a matter of weeks before Aussies received phishing emails and malicious text messages with the aim of extracting personal information from vulnerable consumers.

But, encouragingly, 85% of Aussies said they would be far more proactive about managing their data if it could be traded as a currency.

How To Protect Your Digital Life

The good news is that there are ways to secure your online life and minimise the risk of being hacked. Here are my top tips:

1.Always Use Multi-Factor Authentication

Yes, it might take a minute or 2 more, but using multi-factor authentication is an easy way to add an additional layer of security to protect your personal data and information. Commit to using it wherever it is offered!

2.Use a VPN

If you live your life out & about like I do then you’ll be very tempted to use Wi-Fi. Using public Wi-Fi to conduct transactions, particularly financial ones is a big no-no! It takes keen hackers minimal effort to set up a fraudulent wi-fi service which could easily fool a busy person into connecting. Using a Virtual Private Network (or VPN) like McAfee® Safe Connect, is the best way of ensuring everything you share over Wi-Fi is safe and secure.

3.Sign Up For A Site Advisor

Browsing the internet with a tool like the McAfee WebAdvisor is a great way of ensuring dangerous malware is blocked if you click on a malicious link in a phishing email. You’ll have real peace of mind knowing you can manage your online life while someone looks out for you!

With 4 kids, 3 pets, 2 jobs – I know I could never get to the bottom of my ‘to-do’ lists without managing the bulk of it online. I often think I should send the internet an e-card at Christmas!! Of course, I understand why corners are cut and precautions are overlooked when we all feel so stretched for time. But just think about how much more time it would take if you were hacked and had to spend hours on the phone to your bank or if you had to reconfigure all your online accounts and social media platforms!!

So, you know what you need to do! Stay safe online everyone!

 

The post How 2020 Has Shaped The Way We Live Our Lives appeared first on McAfee Blogs.

Digital Marriage—Making Sure Your Online Wedding is Safe and Secure

By Judith Bitterli
Online Wedding

Digital Marriage—Making Sure Your Online Wedding is Safe and Secure

Love finds a way. Even in a pandemic.  Online Wedding

Across this year and last, a growing number of couples are sticking to their wedding dates as planned, yet with a twist—they’re holding them online.

Whether to comply with local guidance, accommodate friends and family who cannot travel, or some mix of both, online weddings are indeed happening. They take many forms—from streaming a small ceremony at a church or venue, to a couple in their home with an officiant in another location and attendees viewing online, love is indeed finding a way.

I was intrigued and ultimately moved by the story of one couple, Irene and Troy, which I read in an article about couples who have opted to hold an online wedding. According to the article, Irene said that the timing could not have been better. “My father, who is older in age, was especially thrilled to join our wedding from the comfort of his home, and virtually shared his sentiments on video for all to see. One of our guests who watched the virtual marriage shared: ‘We were moved and uplifted by it all… by your love to each other, your commitment, your generosity. We all needed it [at this time]: the affirmation of life and beauty and faith. It made us all happy. And, in a way, fulfilled.'”

That’s absolutely wonderful and a testament to the way a wedding can lift us all, particularly now—the embodiment of commitment, resilience, and love.

With more and more articles and services taking shape that describe the planning of an online wedding, I’d like to share a few of my thoughts about the technical and security considerations that will inevitably come up as couples plan and hold their online wedding ceremonies.

Make it official before you make it official

First off, you’ll need an official wedding license and to make sure that your locality recognizes an online wedding. Earlier in the pandemic, several states and localities issued legal orders to allow couples to get their wedding licenses online and even conduct their wedding online with a recognized officiant. Naturally, the answer as to whether you can hold an official wedding will vary where you live and what the exact requirements are. The best advice here is to consult with your local officials or family law practitioner to determine what options are legally available to you—from obtaining a wedding license either by mail or online, to who must officiate and witness the ceremony and how.

Getting connected

If you’re livestreaming your ceremony, a strong and reliable internet connection will top your list of must-haves. If it turns out that your location has so-so Wi-Fi or no internet at all, you can look into a mobile hotspot device. Available as either as a prepaid device or as a rental, the advantage of using a mobile hotspot device over the hotspot on your phone is that it can host multiple devices, have a better connection range than your phone, and last much longer than your phone in terms of battery usage.

Of course, the performance of a mobile hotspot will be influenced by the network that’s available to it. Check the specs of the device and the coverage in the area to see if it can support streaming reliably.

Given that 5G mobile connectivity is making its first appearances, you may find that your 5G-ready phone is a better choice than a 4G LTE mobile hotspot device. If this sounds like a bit much to you, or if you’d simply rather focus on other things for your big days, this is an area where you may want the help of a producer to coordinate this aspect of your online wedding.

Consider hiring a producer to coordinate your online wedding

An online wedding is a live streaming event, just like a show, your show, and it’s one you’ll want to have go off seamlessly so you and everyone else can bask in the moment. If you’ve been working, studying, or socializing online, you know what kind of headaches can crop up with video conferencing—bad lighting, bad sound, or simply the dreaded bad internet connection. That’s where a producer can help, both on the big day and well in advance of it too.

Depending on the size and experience you want for an online wedding ceremony, you can hire a dedicated producer who can oversee the technical aspects of your ceremony and even act as a digital emcee who can orchestrate the flow of your big day by making introductions, playing music, controlling the microphones of guests, or even setting up a digital receiving line so that everyone can get some dedicated time with the couple. They can help you select the streaming platform for your needs as well.

Online services like Wedfuly and SimplyEloped offer a variety of plans that can handle details such as these for you, from getting the right tech and camera angles in place to rehearsals just like an in-person ceremony—with the bonus of troubleshooting any issues. Other options include looking into local DJ services, as some of them have adapted to run online weddings too. As with any such service or wedding vendor like your photographer or florist, do your research. Look for testimonials from other couples and their guests to get a sense if the service and the experience they provide is the right fit for you.

Keep out wedding crashers

Just like you need to keep any sort of video conference secure, that goes extra for your online wedding. My earlier advice on keeping video conferences secure still holds sway, yet I’ll add a few more things specific to weddings:

  • Don’t post the link to your wedding on social media. No need to broadcast it that way such that the general public, or a bad actor, can barge in. Instead, provide the link to your wedding as part of your R.S.V.P. process. That will give you a reasonable estimate of your attendance and help you act as the gatekeeper as to who attends and who does not.
  • Create a waiting room. This allows you or your producer or coordinator to act as an usher and only allow invited guests into the ceremony.

Inviting guests to your online wedding with email invitations

The mailed wedding invitation will always be an elegant and personal touch, yet the online wedding begs another kind of invitation—the sharing of a link and a password. As mentioned above, you can include this in your R.S.V.P. process by requesting your guests to share their email with you to receive the link and password. Another option is to use a shared spreadsheet in the cloud, like a Google Sheets or an Excel document in Office 365. You can direct invitees to the document and have them fill out their email address, number of attendees, and so on. This way, you can email your guests the secure link and password to your wedding when you’re ready.

If you’re feeling extra confident with online tools, you can set up an account with Mailchimp and deliver a mass email invite (designed with your colors and photos too) to your friends and family in one fell swoop. Similarly, there are yet more options for paperless invites. Check out this article for a rundown of other couple-friendly wedding invitation resources.

What if you’re attending an online wedding?

Contemporary wedding etiquette has taken shape over dozens of years, and once again it has adapted to the times. Some tips about online wedding etiquette are obvious. Like wearing sweatpants below dress attire is a no-no. However, some are a bit more subtle. From gift-giving to receptions to when to mute or unmute your mic, this article touches on many of the basics.

And don’t be shy to ask the couple or their coordinator questions if you’re uncertain about how the day will unfold or how you should dress. Just as with any wedding, some may be more formal or more casual than others. You can take a cue from the couple. In all, putting some extra effort into dressing up and maybe putting some flowers or a nice setting in the background will appear on the happy couple’s screen in wonderful ways. Imagine the look on their faces when they see you and your space looking joyful too!

If you’re looking for tips on how to get your devices and viewing space working and looking great, check out my earlier article on “Setting the Stage for Your Job Interview.” While it’s certainly focused on online interviews, much of the advice applies to setting up your device and your space for attending a wedding too.

Get ready for your big day online!

For those of you who have your big day circled on the calendar, or soon will, congratulations! Whether you’re planning a ceremony that’s completely online or some manner of hybrid for your guests, I hope that what I’ve shared here will make your online wedding safer, more secure, and, above all, that much more memorable in the best of ways.

Stay Updated 

To stay updated on all things McAfee and for more resources on staying secure from home, follow @McAfee_Home on Twitter, listen to our podcast Hackable?, and ‘Like’ us on Facebook.

 

 

The post Digital Marriage—Making Sure Your Online Wedding is Safe and Secure appeared first on McAfee Blogs.

Cruel Ghouls: New Digital Scams Target Every Age Group

By Toni Birdsong
Halloween Scams

Cruel Ghouls: New Digital Scams Target Every Age Group

There are few situations more personal than a distressed family member calling to ask for financial help. But personal is precisely the angle bad actors are taking these days in scams that target both the young and old.

Grandparents Fall for Help!’ Scams

Called “The Grandparent Scam,” this con usually begins with a simple, “Hi, Grandma!” from a criminal posing as the victim’s grandchild who claims to be in trouble. Then comes the ask — that the loving (and worried) Grandparent wire money for bail, airfare, a collision, or some other emergency. Some scammers have even managed to spoof the incoming caller ID to read “U.S. District Court.”

Safe Family Tips: 1) Ask the caller to prove who they are and call the child’s parent or another relative to verify the situation. 2) Never wire money, gift cards, or send cash by courier. 3) Be skeptical of “urgent” requests and tearful pleas for cash or personal information.

Tricksters Target Millennials

While it’s hard to imagine being duped by this kind of phone call, you might be surprised to learn that it’s younger people falling hardest for scams. The Federal Trade Commission reports that Millennials (20-30-year-olds) are most likely to lose money to online fraud. The top 5 scams targeting Millennials include online shopping, business imposters, government imposters, fake check scams, and romance scams.

Safe Family Tips: Be skeptical when shopping online. Cybercriminals have created countless look-a-like merchant sites to gain access to your credit card and other personal information. Confirm the seller’s physical address and phone number before you make a purchase. Consider putting security software on your family’s devices that protect against malware, viruses, and provide families with Virtual Private Network (VPN) encryption for safe shopping.

Hackers Exploit Schools, Students

With many school districts operating on a hybrid virtual and in-class education model, the digital gap between teachers and remote students has given bad actors a new channel to launch ransomware, phishing, and social engineering scams against exposed IT infrastructures. According to the FBI, “cyber actors are likely to increase targeting of K-12 schools during the COVID-19 pandemic.”

Too, a recent Microsoft Security Intelligence study found that 61 percent of the 7.7 million malware over the previous month targeted education, a number far higher than other sectors. Scams include malware attacks on e-learning platform ransomware attacks on larger districts.

Safe Family Tips: Inquire about on-site security measures in place at your child’s school. Look into software to protect your home network and personal devices against cyberattacks launched through email, school networks, or social media sites.

How’s Your Cyber Hygiene?

Your best defense against a scam — should it come via phone, email, or a website — is a solid offense. Consider boosting your cyber hygiene routine by using strong passwords, a VPN, and staying informed about the latest scams. By now, we know the bad actors online don’t discriminate based on age; they are out to steal data and dollars from anyone who lets down their guard.

The post Cruel Ghouls: New Digital Scams Target Every Age Group appeared first on McAfee Blogs.

Trick or Treat: Avoid These Spooky Threats This Halloween

By McAfee
Halloween scams

Trick or Treat: Avoid These Spooky Threats This Halloween

Spooky season is among us, and ghosts and goblins aren’t the only things hiding in the shadows. Online threats are also lurking in the darkness, preparing to haunt devices and cause some hocus pocus for unsuspecting users. This Halloween season, researchers have found virtual zombies and witches among us – a new trojan that rises from the dead no matter how many times it’s deleted and malicious code that casts an evil spell to steal users’ credit card data.

Let’s unlock the mystery of these threats so you can avoid cyber-scares and continue to live your online life free from worry.

Zombie Malware Hides in the Shadows

Just like zombies, malware can be a challenge to destroy. Oftentimes, it requires a user to completely wipe their device by backing up files, reinstalling the operating system, and starting from scratch. But what if this isn’t enough to stop the digital walking dead from wreaking havoc on your device?

Recently, a new type of Trojan has risen from the dead to haunt users no matter how many times it’s deleted. This zombie-like malware attaches itself to a user’s Windows 10 startup system, making it immune to system wipes since the malware can’t be found on the device’s hard drive. This stealthy malware hides on the device’s motherboard and creates a Trojan file that reinstalls the malware if the user tries to remove it. Once it sets itself up in the darkness, the malware scans for users’ private documents and sends them to an unknown host, leaving the user’s device in a ghoulish state.

Cybercriminals Leave Credit Card Users Spellbound

A malware misfortune isn’t the only thing that users should beware of this Halloween. Cybercriminals have also managed to inject malicious code into a wireless provider’s web platform, casting an evil spell to steal users’ credit card data. The witches and warlocks allegedly responsible for casting this evil spell are part of a Magecart spin-off group that’s known for its phishing prowess.  To pull off this attack, they plated a credit card skimmer onto the wireless provider’s checkout page. This allowed the hackers to exfiltrate users’ credit card data whenever they made a purchase – a spell that’s difficult to break.

Why These Cyberspooks Are Emerging

While these threats might seem like just another Halloween trick, there are other forces at play. According to McAfee’s Quarterly Threats Report from July 2020, threats like malware phishing and trojans have proven opportunistic for cybercriminals as users spend more and more time online – whether it be working from home, distance learning, or connecting with friends and loved ones. In fact, McAfee Labs observed 375 threats per minute in Q1 2020 alone.

So, as hackers continue to adapt their techniques to take advantage of users spending more time online, it’s important that people educate themselves on emerging threats so they can take necessary precautions and live their digital lives free from worry.

How to Stay Protected

Fortunately, there are a number of steps you can take to prevent these threats from haunting your digital life. Follow these tips to keep cybersecurity tricks at bay this spooky season:

Beware of emails from unknown senders

Zombie malware is easily spread by phishing, which is when scammers try to trick you out of your private information or money. If you receive an email from an unknown user, it’s best to proceed with caution. Don’t click on any links or open any attachments in the email and delete the message altogether.

Review your accounts

Look over your credit card accounts and bank statements often to check whether someone is fraudulently using your financial data – you can even sign up for transaction alerts that your bank or credit card company may provide. If you see any charges that you did not make, report it to the authorities immediately.

Use a comprehensive security solution

Add an extra layer of protection with a security solution like McAfee® Total Protection to help safeguard your digital life from malware and other threats. McAfee Total Protection also includes McAfee® WebAdvisor – web protection that enables users to sidestep attacks before they happen with clear warnings of risky websites, links, and files.

Stay updated

To stay updated on all things McAfee and on top of the latest consumer and mobile security threats, follow @McAfee_Home  on Twitter, listen to our podcast Hackable?, and ‘Like’ us on Facebook.

 

The post Trick or Treat: Avoid These Spooky Threats This Halloween appeared first on McAfee Blogs.

Stay Connected & Protected: Weaving Security Into Our Social Media Habits

By Baker Nanduru
Social Media Habits

Stay Connected & Protected: Weaving Security Into Our Social Media Habits

Today, there are so many different avenues where we receive information.

Personally, I prefer finding out what’s going on in the world by scanning my favorite news channels’ websites and by receiving personalized feeds and notifications to my phone. My wife, however, scans social media platforms – from Facebook to Twitter to Instagram – to discover the latest happenings. My teenage daughter spends 2+ hrs a day on social media platforms engaging with her friends.

While were initially meant to help us stay connected, they come with their own handful of security implications. Let’s explore what these threats are and how to stay protected.

Sketchy Links Get Social

Users rely on social media to feel connected. So while the world was social distancing, social media grew more popular than ever before – as of March 2020, people are on social media 44% more worldwide. However, with these platforms being so popular, they’ve become a hotspot for cybercriminal schemes.

There’s a variety of potential threats on social platforms, including misinformation, account takeovers, and phishing scams. The latter threat is all too common, as these platforms have become a popular avenue for cybercriminals to spread troublesome links and websites.

To lure unsuspecting users into clicking on these links, hackers often tap into what consumers care about. These topics have ranged from fake tech support scams to getting verified on Instagram.

Scan Social Safely with McAfee® WebAdvisor

At McAfee, we want users to enjoy a safe online social life. That’s why we created a new McAfee® WebAdvisor feature that scans for dangerous links across six major social media sites – Facebook, Twitter, YouTube, Instagram, Reddit, and LinkedIn – so users can scroll their feeds with confidence. To do this, McAfee WebAdvisor now color codes links across these social platforms, as it has always done for online searches, to show which ones are safe to visit.

It’s important to take advantage of new technologies that help us adapt and grow into security superstars. My family and I are excited to see this new feature roll out across our existing McAfee® Total Protection subscription. That way we can keep up with the latest news and trends, as well as stay connected with family and friends without worrying about any potential threats. I can sleep much better at night knowing that my whole family will be both connected and protected.

Stay Updated

To stay updated on all things McAfee and for more resources on staying secure from home, follow @McAfee_Home  on Twitter, listen to our podcast Hackable?, and ‘Like’ us on Facebook.

The post Stay Connected & Protected: Weaving Security Into Our Social Media Habits appeared first on McAfee Blogs.

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