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Your digital footprint grows with every internet account you make. While your old Tumblr account may be fun for reminiscing, dormant accounts are actually one of the most significant sources of user data on the internet. These accounts can be used by data brokers or third parties to access your personal information.
To improve your data security, it’s good practice to remove public-facing information by deleting unused accounts. Simply put, having less personal data stored on the internet reduces the risk of theft and/or non-consensual data usage.
Deleting, canceling, unsubscribing, or removing your account can be a long process, depending on the service. This article will walk you through the simplest ways to delete unwanted accounts from various social media platforms.
Deleting unwanted accounts protects your information and prevents the monetization of your data. Your internet accounts often hold personal information like your name, age, email, or home address. What’s more alarming is that some platforms may even have credit card details, phone numbers, and bank account information.
When left unattended, internet accounts become vulnerable to being suspended or taken over by the platform. This means that if your accounts are left inactive for too long, you might be handing some or all of your data over to the tech platform.
For example, even if you believe an old Google account doesn’t have any sensitive information stored, it may be linked to other platforms you use (like Amazon or Google services like Gmail and Google Play). This exposes all of these accounts to several data privacy vulnerabilities.
Moreover, a recent survey found that 70% of surveyed adults admitted using the same password for more than one service. People who don’t use password managers or reuse passwords are at a greater security risk than others, as multiple accounts can become compromised at once. Whether the platform is now out of service or you are cutting down on your app usage, deleting dormant accounts will minimize security threats and safeguard your data.
Every platform has a different process for deleting accounts: Some take only a few clicks to complete and others are a little longer. Companies usually don’t want a user to stop using their services, so account deletion pages are often hidden in a complex web of tabs that you have to navigate.
In addition, some subscription services might require that you send an email to customer support to close your account. You can go to justdelete.me, an online directory that lets you access direct links to account deletion pages of various web services.
Remember to download your personal information and data before pulling the plug on your account. Most platforms let you download your data before initiating a deletion request, which saves you from losing important details and files. It is also important to check whether your Google account is used for your YouTube channel or connected to other online accounts.
To help you get rid of accounts you no longer use, we’ve broken down deleting accounts from some of the most popular social networks. The steps described below are for a desktop browser and may not apply to Android or iOS devices (unless specified).
Facebook’s user privacy policy enables it to store a large amount of user information, including personal messages, posts, search history, name, age, birthdate, and even metadata from posted photos and videos.
Follow these simple steps to delete your Facebook account:
LinkedIn collects information on users and uses it for targeted advertising. As a result, it amasses quite a lot of your data, from professional details to personal preferences and even your online behavior trail.
Follow these simple steps from your desktop to delete your account:
It’s simple to delete your Twitter account, but you’ll have to wait 30 days for your data and tweets to clear. To delete your account, you first need to deactivate it.
Once you’ve decided to delete your account from the micro-blogging site, follow these steps from your desktop:
Remember to revoke third-party access to your Twitter account to avoid having your account reactivated in the 30 days following deactivation.
Since Facebook and Instagram are both owned by Meta, they share a lot of data for targeted advertising. You can adjust the privacy settings of your Instagram account from the mobile app, but you will need to log in from a web browser like Chrome to delete your account.
To delete your Instagram account:
Your information and data will be permanently deleted after 30 days and you won’t be able to retrieve it. However, completing a deletion process may take up to 90 days.
Tumblr has a fairly simple process to delete your account:
Follow these steps to delete your account from the popular picture-sharing platform:
Pinterest servers continue to store your data after deletion, but your information won’t be visible to other users.
There are different steps to deleting your email account depending on which email service you use. Backing up email data usually takes more time because of the sheer volume of data a mail account can hold.
Complete the following steps to delete your Google account:
Here’s what you need to do to delete your Yahoo email account:
Deleting your Yahoo account also deletes the linked information from Yahoo’s other services.
Follow these steps to delete your Microsoft account on Outlook 2010, 2013, or 2016:
Leaving old information scattered across the internet makes you susceptible to identity theft. There are multiple ways to keep your identity and data secure online, including McAfee’s Total Protection plan.
Total Protection lets you choose from multiple affordable subscription models that provide comprehensive security against identity theft and potential data breaches and offers web protection and several related benefits. In addition, having access to 24/7 online security experts and a 30-day money-back guarantee make the Total Protection plan an easy, reliable, and safe choice. You can also have peace of mind with McAfee’s Personal Data Cleanup feature where our teams will work to find your personal information online and assist in removing it.
The post How to Delete Old Accounts Containing Personal Information appeared first on McAfee Blog.
Private tech companies gather tremendous amounts of user data. These companies can afford to let you use social media platforms free of charge because it’s paid for by your data, attention, and time.
Big tech derives most of its profits by selling your attention to advertisers — a well-known business model. Various documentaries (like Netflix’s “The Social Dilemma”) have attempted to get to the bottom of the complex algorithms that big tech companies employ to mine and analyze user data for the benefit of third-party advertisers.
This article will help you better understand what information is being collected by tech companies, how it’s being used, and how you can protect your privacy online.
Tech companies benefit from personal information by being able to provide personalized ads. When you click “yes” at the end of a terms and conditions agreement found on some web pages, you may be allowing the companies to collect the following data:
For someone unfamiliar with privacy issues, it is important to understand the extent of big tech’s tracking and data collection. Once these companies collect data, all this information can be supplied to third-party businesses or used to improve user experience.
The problem with this is that big tech has blurred the line between collecting customer data and violating user privacy in some cases. While tracking what content you interact with can be justified under the garb of personalizing the content you see, big tech platforms have been known to go too far. Prominent social networks like Facebook and LinkedIn have faced past legal trouble for accessing personal user data like private messages and saved photos.
The information you provide helps build an accurate character profile and turns it into knowledge that gives actionable insights to businesses. Private data usage can be classified into three cases: selling it to data brokers, using it to improve marketing, or enhancing customer experience.
Along with big data, another industry has seen rapid growth: data brokers. Data brokers buy, analyze, and package your data. Companies that collect large amounts of data on their users stand to profit from this service. Selling data to brokers is an important revenue stream for big tech companies.
Advertisers and businesses benefit from increased information on their consumers, creating a high demand for your information. The problem here is that companies like Facebook and Alphabet (Google’s parent company) have been known to mine massive amounts of user data for the sake of their advertisers.
Marketing can be highly personalized thanks to the availability of large amounts of consumer data. Tracking your response to marketing campaigns can help businesses alter or improve certain aspects of their campaign to drive better results.
The problem is that most AI-based algorithms are incapable of assessing when they should stop collecting or using your information. After a point, users run the risk of being constantly subjected to intrusive ads and other unconsented marketing campaigns that pop up frequently.
Analyzing consumer behavior through reviews, feedback, and recommendations can help improve customer experience. Businesses have access to various facets of data that can be analyzed to show them how to meet consumer demands. This could help improve any part of a consumer’s interaction with the company, from designing special offers and discounts to improving customer relationships.
For most social media platforms, the goal is to curate a personalized feed that appeals to the users and allows them to spend more time on the app. When left unmonitored, the powerful algorithms behind these social media platforms can repeatedly subject you to the same kind of content from different creators.
Here are the big tech companies that collect and mine the most user data.
Users need a comprehensive data privacy solution to tackle the rampant, large-scale data mining carried out by big tech platforms. While targeted advertisements and easily found items are beneficial, many of these companies collect and mine user data through several channels simultaneously, exploiting them in many different ways.
It’s important to make sure your personal information is protected. Protection solutions like McAfee’s Personal Data Cleanup feature can help. With this feature, our teams scour the web for traces of your personal information and assist in getting it removed to enhance your online privacy.
McAfee’s Total Protection provides antivirus software for all of your digital devices and a secure VPN connection to avoid exposure to malicious third parties while browsing the internet. Our identity monitoring and personal data removal solutions further remove gaps in your devices’ security systems.
With our airtight data protection and custom guidance (complete with a protection score for each platform and tips to keep you safer), you can be sure that your internet identity is protected.
The post What Personal Data Do Companies Track? appeared first on McAfee Blog.
U.S. state and federal investigators are being inundated with reports from people who’ve lost hundreds of thousands or millions of dollars in connection with a complex investment scam known as “pig butchering,” wherein people are lured by flirtatious strangers online into investing in cryptocurrency trading platforms that eventually seize any funds when victims try to cash out.
The term “pig butchering” refers to a time-tested, heavily scripted, and human-intensive process of using fake profiles on dating apps and social media to lure people into investing in elaborate scams. In a more visceral sense, pig butchering means fattening up a prey before the slaughter.
“The fraud is named for the way scammers feed their victims with promises of romance and riches before cutting them off and taking all their money,” the Federal Bureau of Investigation (FBI) warned in April 2022. “It’s run by a fraud ring of cryptocurrency scammers who mine dating apps and other social media for victims and the scam is becoming alarmingly popular.”
As documented in a series of investigative reports published over the past year across Asia, the people creating these phony profiles are largely men and women from China and neighboring countries who have been kidnapped and trafficked to places like Cambodia, where they are forced to scam complete strangers over the Internet — day after day.
The most prevalent pig butchering scam today involves sophisticated cryptocurrency investment platforms, where investors invariably see fantastic returns on their deposits — until they try to withdraw the funds. At that point, investors are told they owe huge tax bills. But even those who pay the phony levies never see their money again.
The come-ons for these scams are prevalent on dating sites and apps, but they also frequently start with what appears to be a wayward SMS — such as an instant message about an Uber ride that never showed. Or a reminder from a complete stranger about a planned meetup for coffee. In many ways, the content of the message is irrelevant; the initial goal to simply to get the recipient curious enough to respond in some way.
Those who respond are asked to continue the conversation via WhatsApp, where an attractive, friendly profile of the opposite gender will work through a pre-set script that is tailored to their prey’s apparent socioeconomic situation. For example, a divorced, professional female who responds to these scams will be handled with one profile type and script, while other scripts are available to groom a widower, a young professional, or a single mom.
That’s according to Erin West, deputy district attorney for Santa Clara County in Northern California. West said her office has been fielding a large number of pig butchering inquiries from her state, but also from law enforcement entities around the country that are ill-equipped to investigate such fraud.
“The people forced to perpetrate these scams have a guide and a script, where if your victim is divorced say this, or a single mom say this,” West said. “The scale of this is so massive. It’s a major problem with no easy answers, but also with victim volumes I’ve never seen before. With victims who are really losing their minds and in some cases are suicidal.”
West is a key member of REACT, a task force set up to tackle especially complex forms of cyber theft involving virtual currencies. West said the initial complaints from pig butchering victims came early this year.
“I first thought they were one-off cases, and then I realized we were getting these daily,” West said. “A lot of them are being reported to local agencies that don’t know what to do with them, so the cases languish.”
West said pig butchering victims are often quite sophisticated and educated people.
“One woman was a university professor who lost her husband to COVID, got lonely and was chatting online, and eventually ended up giving away her retirement,” West recalled of a recent case. “There are just horrifying stories that run the gamut in terms of victims, from young women early in their careers, to senior citizens and even to people working in the financial services industry.”
In some cases reported to REACT, the victims said they spent days or weeks corresponding with the phony WhatsApp persona before the conversation shifted to investing.
“They’ll say ‘Hey, this is the food I’m eating tonight’ and the picture they share will show a pretty setting with a glass of wine, where they’re showcasing an enviable lifestyle but not really mentioning anything about how they achieved that,” West said. “And then later, maybe a few hours or days into the conversation, they’ll say, ‘You know I made some money recently investing in crypto,’ kind of sliding into the topic as if this wasn’t what they were doing the whole time.”
Curious investors are directed toward elaborate and official-looking online crypto platforms that appear to have thousands of active investors. Many of these platforms include extensive study materials and tutorials on cryptocurrency investing. New users are strongly encouraged to team up with more seasoned investors on the platform, and to make only small investments that they can afford to lose.
The now-defunct homepage of xtb-market[.]com, a scam cryptocurrency platform tied to a pig butchering scheme.
“They’re able to see some value increase, and maybe even be allowed to take out that value increase so that they feel comfortable about the situation,” West said. Some investors then need little encouragement to deposit additional funds, which usually generate increasingly higher “returns.”
West said many crypto trading platforms associated with pig butchering scams appear to have been designed much like a video game, where investor hype is built around upcoming “trading opportunities” that hint at even more fantastic earnings.
“There are bonus levels and VIP levels, and they’ll build hype and a sense of frenzy into the trading,” West said. “There are definitely some psychological mechanisms at work to encourage people to invest more.”
“What’s so devastating about many of the victims is they lose that sense of who they are,” she continued. “They thought they were a savvy, sophisticated person, someone who’s sort of immune to scams. I think the large scale of the trickery and psychological manipulation being used here can’t be understated. It’s like nothing I’ve seen before.”
Courtney Nolan, a divorced mother of three daughters, says she lost more than $5 million to a pig butchering scam. Nolan lives in St. Louis and has a background in investment finance, but only started investing in cryptocurrencies in the past year.
Nolan’s case may be especially bad because she was already interested in crypto investing when the scammer reached out. At the time, Bitcoin was trading at or near all-time highs of nearly $68,000 per coin.
Nolan said her nightmare began in late 2021 with a Twitter direct message from someone who was following many of the same cryptocurrency influencers she followed. Her fellow crypto enthusiast then suggested they continue their discussion on WhatsApp. After much back and forth about his trading strategies, her new friend agreed to mentor her on how to make reliable profits using the crypto trading platform xtb.com.
“I had dabbled in leveraged trading before, but his mentor program gave me over 100 pages of study materials and agreed to walk me through their investment strategies over the course of a year,” Nolan told KrebsOnSecurity.
Nolan’s mentor had her create an account website xtb-market[.]com, which was made to be confusingly similar to XTB’s official platform. The site promoted several different investment packages, including a “starter plan” that involves a $5,250 up-front investment and promises more than 15 percent return across four separate trading bursts.
Platinum plans on xtb-market promised a whopping 45 percent ROI, with a minimum investment of $265,000. The site also offered a generous seven percent commission for referrals, which encouraged new investors to recruit others.
The now-defunct xtb-market[.]com.
While chatting via WhatsApp, Nolan and her mentor would trade side by side in xtb-market, initially with small investments ranging from $500 to $5,000. When those generated hefty returns, Nolan made bigger deposits. On several occasions she was able to withdraw amounts ranging from $10,000 to $30,000.
But after investing more than $4.5 million of her own money over nearly four months, Nolan found her account was suddenly frozen. She was then issued a tax statement saying she owed nearly $500,000 in taxes before she could reactivate her account or access her funds.
Nolan said it seems obvious in hindsight that she should never have paid the tax bill. Because xtb-market and her mentor cut all communications with her after that, and the entire website disappeared just a few weeks later.
Justin Maile, an investigation partner manager at Chainalysis, told Vice News that the tax portion of the pig butchering scam relies on the “sunk costs fallacy,” when people are reluctant to abandon a failing strategy or course of action because they have already invested heavily in it.
“Once the victim starts getting skeptical or tries to withdraw their funds, they are often told that they have to pay tax on the gains before funds can be unlocked,” Maile told Vice News. “The scammers will try to get any last payments out of the victims by exploiting the sunk cost fallacy and dangling huge profits in front of them.”
Vice recently published an in-depth report on pig butchering’s link to organized crime gangs in Asia that lure young job seekers with the promise of customer service jobs in call centers. Instead, those who show up at the appointed place and time are taken on long car rides and/or forced hikes across the borders into Cambodia, where they are pressed into indentured servitude.
Vice found many of the people forced to work in pig-butchering scams are being held in Chinese-owned casinos operating in Cambodia. Many of those casinos were newly built when the Covid pandemic hit. As the new casinos and hotels sat empty, organized crime groups saw an opportunity to use these facilities to generate huge income streams, and many foreign travelers stranded in neighboring countries were eventually trafficked to these scam centers.
Vice reports:
“While figures on the number of people in scam centers in Cambodia is unknown, best estimates pieced together from various sources point to the tens of thousands across scam centers in Sihanoukville, Phnom Penh, and sites in border regions Poipet and Bavet. In April, Thailand’s assistant national police commissioner said 800 Thai citizens had been rescued from scam centers in Cambodia in recent months, with a further 1,000 citizens still trapped across the country. One Vietnamese worker estimated 300 of his compatriots were held on just one floor in a tall office block hosting scam operations.”
“…within Victory Paradise Resort alone there were 7,000 people, the majority from mainland China, but also Indonesians, Singaporeans and Filipinos. According to the Khmer Times, one 10-building complex of high-rises in Sihanoukville, known as The China Project, holds between 8,000 to 10,000 people participating in various scams—a workforce that would generate profits around the $1 billion mark each year at $300 per worker per day.”
REACTs’ West said while there are a large number of pig butchering victims reporting their victimization to the FBI, very few are receiving anything more than instructions about filing a complaint with the FBI’s Internet Crime Complaint Center (IC3), which keeps track of cybercrime losses and victims.
“There’s a huge gap in victims that are seeing any kind of service at all, where they’re reporting to the FBI but not being able to talk to anyone,” she said. “They’re filling out the IC3 form and never hearing back. It sort of feels like the federal government is ignoring this, so people are going to local agencies, which are sending these victims our way.”
For many younger victims of pig butchering, even losses of a few thousand dollars can be financially devastating. KrebsOnSecurity recently heard from two different readers who said they were in their 20s and lost more than $40,000 each when the investment platforms they were trading on vanished with their money.
The FBI can often bundle numerous IC3 complaints involving the same assailants and victims into a single case for federal prosecutors to pursue the guilty, and/or try to recapture what was stolen. In general, however, victims of crypto crimes rarely see that money again, or if they do it can take many years.
“The next piece is what can we actually do with these cases,” West said. “We used to frame success as getting bad people behind bars, but these cases leave us as law enforcement with not a lot of opportunity there.”
West said the good news is U.S. authorities are seeing some success in freezing cryptocurrency wallets suspected of being tied to large-scale cybercriminal operations. Indeed, Nolan told KrebsOnSecurity that her losses were substantial enough to warrant an official investigation by the FBI, which she says has since taken steps to freeze at least some of the assets tied to xtb-market[.]com.
Likewise, West said she was recently able to freeze cryptocurrency funds stolen from some pig butchering victims, and now REACT is focusing on helping state and local authorities learn how to do the same.
“It’s important to be able to mobilize quickly and know how to freeze and seize crypto and get it back to its rightful owner,” West said. “We definitely have made seizures in cases involving pig butchering, but we haven’t gotten that back to the rightful owners yet.”
In April, the FBI warned Internet users to be on guard against pig butchering scams, which it said attracts victims with “promises of romance and riches” before duping them out of their money. The IC3 said it received more than 4,300 complaints related to crypto-romance scams, resulting in losses of more than $429 million.
Here are some common elements of a pig butchering scam:
–Dating apps: Pig-butchering attempts are common on dating apps, but they can begin with almost any type of communication, including SMS text messages.
–WhatsApp: In virtually all documented cases of pig butchering, the target is moved fairly quickly into chatting with the scammer via WhatsApp.
–No video: The scammers will come up with all kinds of excuses not to do a video call. But they will always refuse.
–Investment chit-chat: Your contact (eventually) claims to have inside knowledge about the cryptocurrency market and can help you make money.
The FBI’s tips on avoiding crypto scams:
-Never send money, trade, or invest based on the advice of someone you have only met online.
-Don’t talk about your current financial status to unknown and untrusted people.
-Don’t provide your banking information, Social Security Number, copies of your identification or passport, or any other sensitive information to anyone online or to a site you do not know is legitimate.
-If an online investment or trading site is promoting unbelievable profits, it is most likely that—unbelievable.
-Be cautious of individuals who claim to have exclusive investment opportunities and urge you to act fast.
Businesses today have many options for interacting with customers online. The findings of our independent survey of online consumers suggest that websites and branded email continue to be critical components of many businesses’ online presence, essential to supporting consumer confidence and enabling effective interaction with customers.
The quantitative study, commissioned by Verisign and conducted in December 2019 and January 2020 by 451 Research, now a part of S&P Global Market Intelligence, surveyed 5,450 online consumers across key markets in North America, Latin America, Europe and Asia to help understand their sentiments on interacting with businesses online.
The survey was designed to arm service providers and registrars with an understanding of how the resources they provide to businesses can help create trust and deliver value to their customers.
Among those surveyed, approximately two-thirds (66%) agreed that a business with its own website is more credible than one without. Likewise, a majority indicated that they would expect it to be more difficult to verify the identity of (56%), find online (55%) and contact (54%) a business that does not have its own website.
Certainly, this doesn’t suggest that businesses should abandon other online channels, such as social media and search engine efforts, to focus on a website-only approach. Instead, 64% of respondents said that a business with many points of online presence is more credible than a business with few.
Still, the study suggests that other online resources should complement, rather than replace, a small business’s own website. Respondents identified a business’s own website as being one of the most popular online methods for learning about (69%) and conducting transactions with (57%) businesses. Further, 71% of respondents reported being more likely to recommend a business with a professional website.
Taken together, these findings suggest that a website can help add credibility and drive new business.
Trust is central to the relationship between a business and customers. This may be particularly true for online transactions (95% of survey respondents said they actively make purchases online), which require consumers to trust not only that the business will deliver the product or service for which they have paid, but also that it will not misuse payment or personal information.
A branded email address may be able to help, as an overwhelming number of respondents (85%) agreed that a business with a branded email address is more credible than one that uses a free email account. Respondents were more likely to have used a business’s branded email address (67%), than the telephone (56%) or social media (40%), to communicate with a business during the prior 12 months.
For a small business, failing to be perceived as credible online could mean lost business not just today, but also in the future. A website and branded email address can help businesses add credibility and more effectively engage with consumers online.
Service providers offer a variety of website-building tools, email hosting solutions, and domain name registration services that can help businesses – whether just starting or well-established – to have a website and use a branded email.
Detailed survey results are available in 451 Research’s Black & White Paper Websites, Branded Email Remain Key to SMB Internet Services.
Verisign is a global wholesale provider of some of the world’s most recognized top-level domains, including .com and .net. For website building tools and email hosting solutions, contact a registrar. You can find a registrar here.
The post Websites, Branded Email Remain Key to SMB Internet Services appeared first on Verisign Blog.
You open your laptop and see an email from a healthcare organization that you don’t recognize. The subject line reads “URGENT – PROOF OF VACCINATION NEEDED.” Impulsively, you open the email and click on the link. You’re redirected to a website that asks you to enter your name, date of birth, Social Security Number, and a photo of your vaccine card. Scrambling, you enter the information and click “Submit.”
As you continue to adapt your lifestyle to the ongoing public health precautions, it’s important to consider how these precautions can affect your digital health as well. According to the Washington Post, pandemic-related email scams are on the rise, especially with the delta variant surging. McAfee Labs’ April 2021 Threats Report found that COVID-19-themed cyber-attack detections increased 114% in Q3 and Q4 of 2020. Research also shows that COVID-19 phishing attempts in June 2021 increased 33%. With confusion around proof of vaccination and booster shots emerging, it’s likely that cybercriminals will take advantage.
As employers re-evaluate their return-to-office plans, some are requiring proof of vaccination or negative COVID-19 test results. This creates a new opportunity for cybercriminals to exploit. Researchers have uncovered phishing emails disguised as human resources departments asking recipients to submit personally identifiable information about their vaccination status. Many of these types of emails contain links to fake login pages. If the recipient proceeds with entering their credentials and personal data, cybercriminals can use the consumer’s data to conduct credential stuffing attacks and hack their online profiles. This could lead to credit card fraud, data extraction, wire transfers, identity theft, and more.
With various organizations contacting individuals about potential virus exposure, testing and vaccination information, and other public health news, it’s important to remember that some of these organizations may not be what they say they are. That email from the healthcare company you’ve never heard of? It’s probably a cybercriminal in disguise. Some hackers are impersonating public health and government organizations, sending phishing emails in the hopes of collecting users’ names, Social Security Numbers, birthdates, and other valuable data. Criminals tend to sell this information on the dark web, making a profit while the recipients’ online safety is put in jeopardy.
As more news and recommendations for dealing with the pandemic continues to emerge, it’s important that you stay vigilant when it comes to protecting your digital wellness. After all, it’s just as important as your physical wellness! In addition to staying updated on the latest COVID-19-related scams, follow these tips to keep yourself secure from online threats like phishing scams:
If you receive an email or text message from an organization that you’re unfamiliar with, do some sleuthing. Verify that the organization is legitimate. The same goes if you receive a message from an entity that you recognize. If your “HR department” or a “doctor’s office” contacts you and asks for personal information, reach out to them directly instead of replying directly or clicking on any links in the message. This can prevent you from interacting with a hacker in disguise.
Oftentimes, hackers will use a URL for their spoofed website that is just one character off from the legitimate site. Before clicking on any website from an email asking you to act, hover over the link with your cursor. This will allow you to preview the URL and identify any suspicious misspellings or grammatical errors before navigating to a potentially dangerous website.
Multi-factor authentication requires that users confirm a collection of things to verify their identity—usually something they have, and a factor unique to their physical being—such as a retina or fingerprint scan. This can prevent a cybercriminal from using credential-stuffing tactics (where they will use email and password combinations to hack into online profiles) to access your network or account if your login details were ever exposed during a data breach and sold on the dark web.
An identity theft alert service warns you about suspicious activity surrounding your personal information, allowing you to jump to action before irreparable damage is done. McAfee Total Protection not only keeps your devices safe from viruses but gives you the added peace of mind that your identity is secure, as well.
The post How Fraudsters Are Fooling Users With This Proof of Vaccination Phishing Scam appeared first on McAfee Blog.
I’ve had such a busy morning! I’ve hunted down my favourite foundation, bought a puzzle mat, stocked up on special dog food for our naughty new puppy, ordered the groceries, made a few appointments and chatted with several friends. And guess what? I haven’t left my study – or changed out of my pyjamas!! Ssshhh!! Because it’s all happened online…
Of course, some of us embraced the benefits of the online world long before 2020 but the Pandemic forced almost everyone to replace our in-person activities and routines with online ones. New research from McAfee in their 2021 Consumer Security Mindset Report shows that 72% of Aussies made changes in their online activities last year out of convenience which makes complete sense!
But what’s so interesting is that now we have these super handy new online routines in place – we aren’t that keen to give them up! McAfee’s report shows that 76% of Aussies are planning on continuing with online banking, 59% of us want to keep connecting with friends and family online and 55% of us remain totally committed to online shopping! Hear, hear, I say! I am absolutely staying that course too!!
There’s no doubt that there is a lot of upside to managing our lives online but unfortunately there is also a downside – increased risk! The more time spent online, the greater the chance that we will be exposed to potential risks and threats such as phishing attacks, entering details into malicious websites or even becoming a victim of fraud.
McAfee’s research shows that we are aware of the risks of being online. In fact, 66% of us are concerned about the potential dangers of living our lives online with losing control of our financial data top of the list for the majority of us. And almost 2/3 (65%) of us are also worried about having our social media accounts hacked.
But pandemic life has meant that we are now a lot more comfortable with sharing information online. Whether it’s paperless transaction records, text and email notifications, opting to stay logged in or auto-populating forms with our credit card, this level of online sharing does make life so convenient but it can be a risky business! Why, I hear you ask? Because these conveniences usually only work when you share multiple pieces of your contact details. And the more you share, the greater your chance of being hacked or compromised. But the report was very clear – if we can make our online life more seamless then we are only too happy to share our key contact information! Oh dear!!
In addition to confessing that they don’t always take the necessary security precautions, Aussie consumers in McAfee’s report also admitted that they haven’t thought about why hackers might want their data. I don’t know how many people tell me that they don’t need to really bother with a lot of online precautions because they live a pretty boring life and don’t spend that much time online.
But this is a very dangerous way to think. Your online data is like a pot of gold to hackers. Not only can they use it to possibly steal your identity and try to empty your bank accounts but they can also on-sell it for a profit. But the majority of Aussies don’t stop to consider this with the research showing that 64% of Aussies have never considered just how valuable their online data is worth.
Hackers are ALWAYS on the lookout for new ‘up-to-date’ ways to exploit others for money. Don’t forget how quick they were to conjure up scams around COVID in early 2020 – it was just a matter of weeks before Aussies received phishing emails and malicious text messages with the aim of extracting personal information from vulnerable consumers.
But, encouragingly, 85% of Aussies said they would be far more proactive about managing their data if it could be traded as a currency.
The good news is that there are ways to secure your online life and minimise the risk of being hacked. Here are my top tips:
Yes, it might take a minute or 2 more, but using multi-factor authentication is an easy way to add an additional layer of security to protect your personal data and information. Commit to using it wherever it is offered!
If you live your life out & about like I do then you’ll be very tempted to use Wi-Fi. Using public Wi-Fi to conduct transactions, particularly financial ones is a big no-no! It takes keen hackers minimal effort to set up a fraudulent wi-fi service which could easily fool a busy person into connecting. Using a Virtual Private Network (or VPN) like McAfee® Safe Connect, is the best way of ensuring everything you share over Wi-Fi is safe and secure.
Browsing the internet with a tool like the McAfee WebAdvisor is a great way of ensuring dangerous malware is blocked if you click on a malicious link in a phishing email. You’ll have real peace of mind knowing you can manage your online life while someone looks out for you!
With 4 kids, 3 pets, 2 jobs – I know I could never get to the bottom of my ‘to-do’ lists without managing the bulk of it online. I often think I should send the internet an e-card at Christmas!! Of course, I understand why corners are cut and precautions are overlooked when we all feel so stretched for time. But just think about how much more time it would take if you were hacked and had to spend hours on the phone to your bank or if you had to reconfigure all your online accounts and social media platforms!!
So, you know what you need to do! Stay safe online everyone!
The post How 2020 Has Shaped The Way We Live Our Lives appeared first on McAfee Blogs.
Spooky season is among us, and ghosts and goblins aren’t the only things hiding in the shadows. Online threats are also lurking in the darkness, preparing to haunt devices and cause some hocus pocus for unsuspecting users. This Halloween season, researchers have found virtual zombies and witches among us – a new trojan that rises from the dead no matter how many times it’s deleted and malicious code that casts an evil spell to steal users’ credit card data.
Let’s unlock the mystery of these threats so you can avoid cyber-scares and continue to live your online life free from worry.
Just like zombies, malware can be a challenge to destroy. Oftentimes, it requires a user to completely wipe their device by backing up files, reinstalling the operating system, and starting from scratch. But what if this isn’t enough to stop the digital walking dead from wreaking havoc on your device?
Recently, a new type of Trojan has risen from the dead to haunt users no matter how many times it’s deleted. This zombie-like malware attaches itself to a user’s Windows 10 startup system, making it immune to system wipes since the malware can’t be found on the device’s hard drive. This stealthy malware hides on the device’s motherboard and creates a Trojan file that reinstalls the malware if the user tries to remove it. Once it sets itself up in the darkness, the malware scans for users’ private documents and sends them to an unknown host, leaving the user’s device in a ghoulish state.
A malware misfortune isn’t the only thing that users should beware of this Halloween. Cybercriminals have also managed to inject malicious code into a wireless provider’s web platform, casting an evil spell to steal users’ credit card data. The witches and warlocks allegedly responsible for casting this evil spell are part of a Magecart spin-off group that’s known for its phishing prowess. To pull off this attack, they plated a credit card skimmer onto the wireless provider’s checkout page. This allowed the hackers to exfiltrate users’ credit card data whenever they made a purchase – a spell that’s difficult to break.
While these threats might seem like just another Halloween trick, there are other forces at play. According to McAfee’s Quarterly Threats Report from July 2020, threats like malware phishing and trojans have proven opportunistic for cybercriminals as users spend more and more time online – whether it be working from home, distance learning, or connecting with friends and loved ones. In fact, McAfee Labs observed 375 threats per minute in Q1 2020 alone.
So, as hackers continue to adapt their techniques to take advantage of users spending more time online, it’s important that people educate themselves on emerging threats so they can take necessary precautions and live their digital lives free from worry.
Fortunately, there are a number of steps you can take to prevent these threats from haunting your digital life. Follow these tips to keep cybersecurity tricks at bay this spooky season:
Zombie malware is easily spread by phishing, which is when scammers try to trick you out of your private information or money. If you receive an email from an unknown user, it’s best to proceed with caution. Don’t click on any links or open any attachments in the email and delete the message altogether.
Look over your credit card accounts and bank statements often to check whether someone is fraudulently using your financial data – you can even sign up for transaction alerts that your bank or credit card company may provide. If you see any charges that you did not make, report it to the authorities immediately.
Add an extra layer of protection with a security solution like McAfee® Total Protection to help safeguard your digital life from malware and other threats. McAfee Total Protection also includes McAfee® WebAdvisor – web protection that enables users to sidestep attacks before they happen with clear warnings of risky websites, links, and files.
To stay updated on all things McAfee and on top of the latest consumer and mobile security threats, follow @McAfee_Home on Twitter, listen to our podcast Hackable?, and ‘Like’ us on Facebook.
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Election 2020: Make Sure Your Voice is Heard with These Tips & Best Practices
Last year, India exercised one of the greatest feats of democracy, trying to enable over 900 million people to vote in their general election. My mom lives in India, and I remember talking with her about their ambitious plans to reach every voter, no matter how remote their location. They sent poll workers deep into the jungle, and across rivers, to reach just a handful of voters. The result: a record turnout at over 67%.
In the United States, we too have an opportunity to fulfill our civic duties, with various options available to us to make sure our votes are heard. While many people choosing to mail in their votes for the very first time, there’s also a lot of confusion around election rules and security, not to mention a flood of misinformation online to be wary of.
Here at McAfee, we want to help you vote with confidence in this critical election. That’s why we’ve put together a number of tools, resources, and best practices to empower voters. Our hope is that every voice can be heard.
Demystifying Mail-In Voting
Let’s start with some questions you may have around mail-in voting, since twice as many people plan to mail in their ballots this year, compared to 2016. Of course, with the COVID-19 pandemic still active, it’s understandable that many people, especially the vulnerable, would prefer to mail their ballot, rather than go to a polling station. I personally got my mail-in ballot and am ready to mail it this week. If you haven’t decided on how to vote, you still have time to decide.
To get accurate information on mail-in voting, go directly to your state and local websites for guidance, including how to fill out your ballot, and when to turn it in. Rules vary state to state, but one thing we do know is that mail-in voting has proven to be a reliable and secure way to have your voice heard.
It’s great to see long lines to vote in some states already. If you are still concerned about election security and online scams, my colleague Judith Bitterli has written a great guide for locating reliable sources and protecting your vote (Key tip: always look for a .gov domain name).
She also has advice for making sure that your mail-in ballot counts.
Safe Election Surfing
When looking online for election resources, be aware that scammers and cybercriminals are always trying to take advantage of trending topics to misdirect users to dangerous websites and links. In fact, the FBI recently warned that bad actors have been setting up fake election websites, in an attempt to steal voters’ personal information, or get them to download dangerous files.
The Bureau suggests that you visit the U.S. Election Assistance Commission website for accurate information in a variety of languages. If you are concerned about clicking on risky links during the election or year-round, one smart action you can take is to install McAfee WebAdvisor, which warns you of risky sites before you click on them.
Although it can be tempting to believe election information posted on social media, especially by friends and family members, know that business school MIT Sloan says “fake news is at its peak” during online presidential years, and even your loved ones can be fooled.
But whether information is clickbait, or legitimate, it can still be posted to risky websites designed to steal your information, or download malware. That’s why McAfee released a new social media protection tool as part of WebAdvisor. Using color codes, the tool shows you which links are safe or risky right in your social feed, and can be used across all six major social media platforms. This makes it easier to avoid dangerous links posted on social channels. Given the increase in phishing we’ve observed in the last few months across PC and mobile platforms, a comprehensive security solution like McAfee® Total Protection can help keep your personal information and devices safe.
In-Person Voting
If you still plan to vote in person, or even better, volunteer as a poll worker, make sure that you have reliable information on voting times and locations. You’ll probably also want to look into local rules on health and safety precautions, so you are well prepared.
False and misleading information about COVID 19 has been swirling since the start of the pandemic, so it’s important that you seek verified information about the virus. Here again are some great tips from Judith on how to keep COVID misinformation from suppressing your vote.
Exercise Your Right
Now that you know how to sidestep misinformation, find trusted resources, and plan your vote — either through the mail or in person— I hope that you will exercise your right, with confidence.
The post Election 2020: Make Sure Your Voice is Heard with These Tips appeared first on McAfee Blogs.
Forecasts predict that roughly 80 million votes will get cast by mail-in ballots—double the number cast by mail in the 2016 election. Here are a couple tips to make sure your vote counts for the 2020 election.
Smart use of the internet will help you cast a mail-in ballot that counts.
Projections abound, yet forecasts predict that roughly 80 million votes will get cast by mail-in ballots—double the number cast by mail in the 2016 election. While we’ll only know the final tally of mail-in voters sometime after election day, what we know right now is that nearly 75% of U.S. voters will be able to vote by mail in the 2020 election
If you’re one of those voters, or know someone who is, this quick five-point primer of online resources should help.
Pew Research found that Americans are split 50/50 as to whether voting in the 2020 election will be “easy” or “hard.” Compare that to the 2018 figures where 85% said that voting would be “easy” in that election. We can chalk that up to several factors this year, most notably the effect of the pandemic on voting, which I touched on in my blog last week.
However, there are other concerns at play. We’ve seen concerns about mail-in ballot fraud, along with confusion about how to get a mail-in ballot, and yet further confusion as to who is eligible to get a mail-in ballot in the first place… just to name a few.
These concerns all share a common remedy: the facts.
Good information, direct from your state election officials, will point the way. Skip social media altogether. It is not a trusted resource. In all, it’s a mistake to get any election information on social media, according to F.B.I. Director, Christopher Wray. Instead, let’s point ourselves in the right direction.
To stay updated on all things McAfee and for more resources on staying secure from home, follow @McAfee_Home on Twitter, listen to our podcast Hackable?, and ‘Like’ us on Facebook.
The post Election 2020 – Five Tips to Secure a Mail-In Ballot That Counts appeared first on McAfee Blogs.
You get an email from bank0famerica@acc0unt.com claiming that they have found suspicious activity on your credit card statement and are requesting that you verify your financial information. What do you do? While you may be tempted to click on a link to immediately resolve the issue, this is likely the work of a cybercriminal. Phishing is a scam that tricks you into voluntarily providing important personal information. Protect yourself from phishing by reviewing some examples of phishing emails and learning more about this common online scam.
Phishing is a cybercrime that aims to steal your sensitive information. Scammers disguise themselves as major corporations or other trustworthy entities to trick you into willingly providing information like website login credentials or, even worse, your credit card number.
A phishing email or text (also known as SMiShing) is a fraudulent message made to look legitimate, and typically asks you to provide sensitive personal information in various ways. If you don’t look carefully at the emails or texts, however, you might not be able to tell the difference between a regular message and a phishing message. Scammers work hard to make phishing messages closely resemble emails and texts sent by trusted companies, which is why you need to be cautious when you open these messages and click the links they contain.
Phishing scammers often undo their own plans by making simple mistakes that are easy to spot once you know how to recognize them. Check for the following signs of phishing every time you open an email or text:
Even the biggest companies sometimes make minor errors in their communications. Phishing messages often contain grammatical errors, spelling mistakes, and other blatant errors that major corporations wouldn’t make. If you see multiple, glaring grammatical errors in an email or text that asks for your personal information, you might be a target of a phishing scam.
To enhance their edibility, phishing scammers often steal the logos of who they’re impersonating. In many cases, however, they don’t steal corporate logos correctly. The logo in a phishing email or text might have the wrong aspect ratio or low-resolution. If you have to squint to make out the logo in a message, the chances are that it’s phishing.
Phishing always centers around links that you’re supposed to click. Here are a few ways to check whether a link someone sent you is legitimate:
If the URL you discover doesn’t match up with the entity that supposedly sent you the message, you probably received a phishing email.
Phishing messages come in all shapes and sizes, but there are a few types of phishing emails and texts that are more common than others. Let’s review some examples of the most frequently sent phishing scams:
Some phishing emails appear to notify you that your bank temporarily suspended your account due to unusual activity. If you receive an account suspension email from a bank that you haven’t opened an account with, delete it immediately, and don’t look back. Suspended account phishing emails from banks you do business with, however, are harder to spot. Use the methods we listed above to check the email’s integrity, and if all else fails, contact your bank directly instead of opening any links within the email you received.
Two-factor authentication scam
Two-factor authentication (2FA) has become common, so you’re probably used to receiving emails that ask you to confirm your login information with six-digit numerical codes. Phishing scammers also know how standard 2FA has become, and they could take advantage of this service that’s supposed to protect your identity. If you receive an email asking you to log in to an account to confirm your identity, use the criteria we listed above to verify the message’s authenticity. Be especially wary if someone asks you to provide 2FA for an account you haven’t accessed for a while.
We all know how important tax season is. That’s what phishing scammers are counting on when they send you phony IRS refund emails. Be careful when an email informs you that you’ve received a windfall of cash and be especially dubious of emails that the IRS supposedly sent since this government agency only contacts taxpayers via snail mail. Tax refund phishing scams can do serious harm since they usually ask for your social security number as well as your bank account information.
Sometimes, cybercriminals will try to tick you by sending emails with fake order confirmations. These messages often contain “receipts” attached to the email or links claiming to contain more information on your order. However, criminals often use these attachments and links to spread malware to the victim’s device.
You need to be wary of phishing when you’re using your work email as well. One popular phishing scam involves emails designed to look like someone in the C-suite of your company sent them. They ask workers to wire funds to supposed clients, but this cash actually goes to scammers. Use the tips we listed above to spot these phony emails.
Often, hackers look for ways to update old schemes so that they go undetected by users already aware of certain cyberthreats. Such is the case with the latest phishing evasion technique, which detects virtual machines to fly under the radar. Cybersecurity firms often use headless devices or virtual machines (a computer file that behaves like an actual computer) to determine if a website is actually a phishing page. But now, some phishing kits contain JavaScript — a programming language that allows you to implement complex features on web pages — that checks whether a virtual machine is analyzing the page. If it detects any analysis attempts, the phishing kit will show a blank page instead of the phishing page, allowing the scam to evade detection. To help ensure that you don’t fall for the latest phishing scams, stay updated on the most recent phishing techniques so you can stay one step ahead of cybercriminals.
Never click links in suspicious emails. If you click a link you suspect a phishing scammer sent, the link will take you to a web page with a form where you can enter sensitive data such as your Social Security number, credit card information, or login credentials. Do not enter any data on this page.
If you accidentally enter data in a webpage linked to a suspicious email, perform a full malware scan on your device. Once the scan is complete, backup all of your files and change your passwords. Even if you only provided a phishing scammer with the data from one account, you may have also opened the door to other personal data, so it’s important to change all the passwords you use online in the wake of a suspected phishing attack.
Let’s wrap things up with some summarized tips on how to avoid phishing emails:
Phishing emails only work on the unaware. Now that you know how to spot phishing emails and what to do if you suspect scammers are targeting you, you’re far less likely to fall for these schemes. Remember to be careful with your personal information when you use the internet and err on the side of caution whenever anybody asks you to divulge sensitive details about your identity, finances, or login information.
To stay updated on all things McAfee and on top of the latest consumer and mobile security threats, follow @McAfee_Home on Twitter, subscribe to our email, listen to our podcast Hackable?, and ‘Like’ us on Facebook.
The post Phishing Email Examples: How to Recognize a Phishing Email appeared first on McAfee Blogs.
When we published our 2020 Predictions report in December, we didn’t realize there was a global pandemic brewing that would give cybercriminals an almost daily news cycle to take advantage of in their attacks against people and organizations around the world. Malicious actors have always taken advantage of big news to use as lures for socially engineered threats, but these events tend to be fairly short news cycles.
When Covid-19 started making headlines in early 2020, we started seeing new threats using this in the attacks. As you see below, April was the peak month for email-based Covid-19 related threats.
The same was true for phishing URLs related to Covid-19, but for files using Covid-19 in their naming convention, the peak month in the first half was June.
Impact on Cybercrime
The constant 24×7 news around cases, cures and vaccines makes this pandemic unique for cybercriminals. Also, the shift to remote working and the challenges posed to supply chains all gave cybercriminals new content they could use as lures to entice victims into infecting themselves.
As we’ve seen for many years now, email-based threats were the most used threat vector by malicious actors, which makes sense as the number one infection vector to penetrate an organization’s network is to use a socially engineered email against an employee.
We even saw malicious mobile apps being developed using Covid-19 as a lure, as you see below.
In this case it was supporting potential cures for the virus, which many people would have wanted.
Other Highlights in 1H 2020
While Covid-19 dominated the threat landscape in the 1H 2020, it wasn’t the only thing that defined it. Ransomware actors continued their attacks against organizations, but as we’ve been seeing over the past year, they’ve become much more selective in their victims. The spray and pray model using spam has been shifted to a more targeted approach, similar to how nation-state actors and APT groups perform their attacks. Two things showcase this trend:
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Home network attacks are another interesting aspect of the threat landscape in the first half of this year. We have millions of home routers around the world that give us threat data on events coming into and out of home networks.
Threat actors are taking advantage of more remote workers by launching more attacks against these home networks. As you see below, the first half of 2020 saw a marked increase in attacks.
Many of these attacks are brute force login attempts as actors try to obtain login credentials for routers and devices within the home network, which can allow them to do further damage.
The above are only a small number of security events and trends we saw in just six months of 2020. Our full roundup of the security landscape so far this year is detailed out in our security roundup report – Securing the Pandemic-Disrupted Workplace. You can read about all we found to help prepare for many of the threats we will continue to see for the rest of the year.
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