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Social media is part of our social fabric. So much so that nearly 50% of the global population are social media users to some degree or other. With all that sharing, conversing, and information passing between family and friends, social media can be a distinct digital extension of ourselves—making it important to know how you can protect your social media accounts from hacks and attacks.
Beyond the sheer number of people who’re on social media, there’s also the amount of time we spend on it. People worldwide spend an average of 145 minutes a day on social media. With users in the U.S. spending just over two hours on social media a day and users in the Philippines spending nearly four hours a day, that figure can vary widely. Yet it’s safe to say that a good portion of our day features time scrolling and thumbing through our social media feeds.
Given how much we enjoy and rely on social media, now’s a fine time to give your social media settings and habits a closer look so that you can get the most out of it with less fuss and worry. Whether you’re using Facebook, Instagram, TikTok, or whatnot, here are several things you can do that can help keep you safe and secure out there:
Passwords mark square one in your protection, with strong and unique passwords across all your accounts forming primary line of defense. Yet with all the accounts we have floating around, juggling dozens of strong and unique passwords can feel like a task—thus the temptation to use (and re-use) simpler passwords. Hackers love this because one password can be the key to several accounts. Instead, try a password manager that can create those passwords for you and safely store them as well. Comprehensive security software will include one.
Social media platforms like Facebook, Instagram, and others give you the option of making your profile and posts visible to friends only. Choosing this setting keeps the broader internet from seeing what you’re doing, saying, and posting, which can help protect your privacy.
Be critical of the invitations you receive. Out-and-out strangers could be more than just a stranger, they could be a fake account designed to gather information on users for purposes of cybercrime, or they can be an account designed to spread false information. There are plenty of them too. In fact, in Q3 of 2021 alone, Facebook took action on 1.8 billion fake accounts. Reject such requests.
Nothing says “there’s nobody at home right now” like that post of you on vacation or sharing your location while you’re out on the town. In effect, such posts announce your whereabouts to a broad audience of followers (even a global audience, if you’re not posting privately, as called out above). Consider sharing photos and stories of your adventures once you’ve returned.
It’s a famous saying for a reason. Whether your profile is set to private or if you are using an app with “disappearing” messages and posts (like Snapchat), what you post can indeed be saved and shared again. It’s as simple as taking a screenshot. If you don’t want it out there, forever or otherwise, simply don’t post it.
We’re increasingly accustomed to the warnings about phishing emails, yet phishing attacks happen plenty on social media. The same rules apply. Don’t follow any links you get from strangers by way of instant or direct messengers. And keep your personal information close. Don’t pass out your email, address, or other info as well. Even those so-called “quiz” posts and websites can be ruses designed to steal bits and pieces of personal info that can be used as the basis of an attack.
Sadly, social media can also be a place where people pull a fast one. Get-rich-quick schemes, romance cons, and all kinds of imposters can set up shop in ads, posts, and even direct messages—typically designed to separate you from your personal information, money, or both. This is an entire topic to itself, and you can learn plenty more about quizzes and other identity theft scams to avoid on social media.
Some platforms such as Facebook allow users to review posts that are tagged with their profile names. Check your account settings and give yourself the highest degree of control over how and where your tags are used by others. This will help keep you aware of where you’re being mentioned by others and in what way.
Security software can protect you from clicking on malicious links while on social media while steering you clear of other threats like viruses, ransomware, and phishing attacks. It can look out for you as well, by protecting your privacy and monitoring your email, SSN, bank accounts, credit cards, and other personal information. With identity theft a rather commonplace occurrence today, security software is really a must.
Now you can point to a number that shows you just how safe you are with our Protection Score. It’s an industry first, and it works by taking stock of your overall security and grading it on a scale of 0 to 1,000. From there, it calls out any weak spots and then walks you through the steps to shore it up with personalized guidance. This way, you’re always in the know about your security, privacy, and personal identity on social media and practically wherever else your travels take you online.
The post How to Protect Your Social Media Accounts appeared first on McAfee Blog.
We live online these days, sharing everything from vacation pictures to what we eat for breakfast on the internet. The internet is also useful for daily activities, like buying groceries or paying bills.
While it’s convenient to connect with people and complete tasks online, cybercriminals are eager to use the internet to steal financial or personal data for their personal gain — otherwise known as identity theft. This is a criminal act and can affect your credit score in a negative way and cost money to fix. It can also affect employment opportunities since some employers conduct a credit check on top of drug testing and a criminal history check. Identity theft victims may even experience an impact to their mental health as they work to resolve their case.
The good news is that being able to recognize the signs of identity theft means you can act quickly to intervene and minimize any effects in case it happens to you. You can also protect yourself by using preventive measures and engaging in smart online behavior. This article provides essential information about identity theft, giving you the tools you need to become an empowered internet user and live your best life online.
The internet is a great place to be, but identity thieves hope to catch you off-guard and seek access to your personal information for their benefit. This could include private details like your birth date, bank account information, Social Security number, home address, and more. With data like this, an individual can adopt your identity (or even create a fake identity using pieces of your personal profile) and apply for loans, credit cards, debit cards, and more.
You don’t have to be kept in the dark, though. There are several signs that your identity has been stolen, from a change in your credit score to receiving unfamiliar bills and debt collectors calling about unfamiliar new accounts. If you suspect that you’ve been affected by identity fraud, you can act fast to minimize what happens. Here’s what to do.
Start by contacting law enforcement to file a report. Your local police department can issue a formal report, which you may need to get your bank or other financial institution to reverse fraudulent charges. An official report assures the bank that you have been affected by identity fraud and it’s not a scam.
Before going to the police, gather all the relevant information about what happened. This could include the dates and times of fraudulent activity and any account numbers affected. Bringing copies of your bank statements can be useful. Also, make note of any suspicious activity that could be related. For example, was your debit card recently lost or your email hacked? The police will want to know.
You should also notify any businesses linked to your identity theft case. Depending on the type of identity theft, this could include banks, credit card companies, medical offices, health insurers, e-commerce stores, and more. For example, if someone used your credit card to make purchases on Amazon, alert the retailer.
Medical identity theft is another good example. In this case, a fraudster may assume your identity to gain access to health care services, such as medical checkups, prescription drugs, or pricey medical devices like wheelchairs. If someone uses your health insurance to get prescription drugs from a pharmacy, for instance, make sure to alert the pharmacy and your insurer.
The Federal Trade Commission (FTC) is a government body that protects consumer interests. You can report identity theft via their portal, IdentityTheft.gov. They’ll then use the details you provide to create a free recovery plan you can use to address the effects of identity theft, like contacting the major credit bureaus or alerting the Internal Revenue Service (IRS) fraud department. You can report your case online or by calling 1-877-438-4338.
A common consequence of identity theft is a dip in the victim’s credit score. For example, a cybercriminal may take out new lines of credit in the victim’s name, accrue credit card debt, and then not pay the balance. For this reason, contacting the credit monitoring bureaus is one of the most important steps to take in identity theft cases.
There are three main agencies: TransUnion, Equifax, and Experian. You can get a free credit report from each agency every 12 months via AnnualCreditReport.com. Check the report and note all fraudulent activity or false information and flag it with the relevant bureau’s fraud department. You should also initiate a fraud alert with each agency.
A fraud alert requires any creditors to verify your identity before opening a new line of credit. This adds an extra layer of security. An initial fraud alert lasts for 90 days. Once this expires, you can prolong your protection via an extended fraud alert, which will remain valid for seven years. You can notify one of the big three bureaus to set it up. They are then required to notify the other two bureaus.
A credit freeze is another smart move, which you can do through each of the three major credit bureaus. You can either call them or start the process online. This prevents people from accessing your credit report. Lenders, creditors, retailers, landlords, and others may want to see your credit as proof of financial stability. For example, if someone tries to open a phone contract under your name, the retailer may check the credit report. If there is a credit freeze in place, they won’t be able to view it and won’t issue the contract. If you need to allow someone access to your credit report, you can temporarily lift the freeze.
Identity theft is often linked with leaked or hacked passwords. Even if you aren’t sure whether your passwords have been compromised, it’s best to play it safe. Change passwords to any affected accounts. Make sure to use strong passwords with a mix of numbers, letters, and symbols. Further, if there’s a chance to activate two-factor authentication on your accounts, this can provide added protection going forward.
Ideally, you’ll never become the victim of identity theft, but things can happen. Cybercriminals work hard, but you can stay one step ahead by taking a few preventative measures. These include:
You can further protect yourself with antivirus software like McAfee’s Total Protection plan. This can help protect your devices against spyware and viruses. You can also enhance your network security with a firewall and virtual private network (VPN). A firewall controls traffic on your internet network based on predefined security parameters, while a VPN hides your IP address and other personal data.
Don’t let concerns about identity fraud keep you from enjoying all the conveniences and perks the internet offers. McAfee’s identity theft protection services can help you stay connected while keeping you safe. Tailor your package to your household’s needs to get the safeguards you want, like ID theft coverage, VPN, and 24/7 monitoring. Our Total Protection plan also comes with $1 million in identity theft coverage to cover qualifying losses and hands-on support to help you reclaim your identity.
With McAfee by your side, you can stay online confidently.
The post What to Do If Your Identity Has Been Stolen appeared first on McAfee Blog.
It happens with more regularity than any of us like to see. There’s either a headline in your news feed or an email from a website or service you have an account with—there’s been a data breach. So what do you do when you find out that you and your information may have been caught up in a data breach? While it can feel like things are out of your hands, there are actually several things you can do to protect yourself.
Let’s start with a look at what kind of information may be at stake and why crooks value that information so much (it’s more reasons than you may think).
The fact is that plenty of our information is out there on the internet, simply because we go about so much of our day online, whether that involves shopping, banking, getting results from our doctors, or simply hopping online to play a game once in a while.
Naturally, that means the data in any given breach will vary from service to service and platform to platform involved. Certainly, a gaming service will certainly have different information about you than your insurance company. Yet broadly speaking, there’s a broad range of information about you stored in various places, which could include:
As to what gets exposed and when you might find out about it, that can vary greatly as well. One industry research report found that 60% of breaches were discovered in just days from the initial attack while others could take months or even longer to detect. Needless to say, the timeline can get rather stretched before word reaches you, which is a good reason to change your passwords regularly should any of them get swept up in a breach. (An outdated password does a hacker no good—more on that in a bit.)
The answer is plenty. In all, personal information like that listed above has a dollar value to it. In a way, your data and information are a kind of currency because they’re tied to everything from your bank accounts, investments, insurance payments—even tax returns and personal identification like driver’s licenses.
With this information in hand, a crook can commit several types of identity crime—ranging from fraud to theft. In the case of fraud, that could include running up a bill on one of your credits cards or draining one of your bank accounts. In the case of theft, that could see crooks impersonate you so they can open new accounts or services in your name. Beyond that, they may attempt to claim your tax refund or potentially get ID issued in your name as well.
Another possibility is that a hacker will simply sell that information on the dark marketplace, perhaps in large clumps or as individual pieces of information that go for a few dollars each. However it gets sold, these dark-market practices allow other fraudsters and thieves to take advantage of your identity for financial or other gains.
Most breaches are financially motivated, with some researchers saying nearly 90% of breaches are about the money. However, we’ve also seen hackers simply dump stolen information out there for practically anyone to see. The motivations behind them vary, yet could involve anything from damaging the reputation of an organization to cases of revenge.
A list of big data breaches is a blog article of its own, yet here’s a quick list of some of the largest and most impactful breaches we’ve seen in recent years:
Needless to say, it’s not just the big companies that get hit. Healthcare facilities have seen their data breached, along with the operations of popular restaurants. Small businesses find themselves in the crosshairs as well, with one report stating that 43% of data leaks target small businesses. Those may come by way of an attack on where those businesses store their records, a disgruntled employee, or by way of a compromised point-of-sale terminal in their store, office, or location.
In short, when it comes to data breaches, practically any business is a potential target because practically every business is online in some form or fashion. Even if it’s by way of a simple point-of-sale machine.
When a business, service, or organization falls victim to a breach, it doesn’t always mean that you’re automatically a victim too. Your information may not have been caught up in it. However, it’s best to act as if it was. With that, we strongly suggest you take these immediate steps.
Given the possibility that your password may be in the hands of a hacker, change it right away. Strong, unique passwords offer one of your best defenses against hackers. Update them regularly as well. As mentioned above, this can protect you in the event a breach occurs and you don’t find out about it until well after it’s happened. You can spare yourself the upkeep that involves a password manager that can keep on top of it all for you. If your account offers two-factor authentication as part of the login process, make use of it as it adds another layer of security that makes hacking tougher.
If you spot unusual or unfamiliar charges or transactions in your account, bank, or debit card statements, follow up immediately. That could indicate improper use. In general, banks, credit card companies, and many businesses have countermeasures to deal with fraud, along with customer support teams that can help you file a claim if needed.
If you haven’t done so already, consider signing up for a service that can monitor dozens of types of personal information and then alert you if any of them are possibly being misused. Identity protection such as ours gives you the added benefit of a professional recovery specialist who can assist with restoring your affairs in the wake of fraud or theft, plus up to $1 million in insurance coverage.
Our advice is to take a deep breath and get to work. By acting quickly, you can potentially minimize and even prevent any damage that’s done. With that, we have two articles that can help guide the way if you think you’re the victim of identity theft, each featuring a series of straightforward steps you can take to set matters right:
Again, if you have any concerns. Take action. The first steps take only minutes. Even if the result is that you find out all’s well, you’ll have that assurance and you’ll have it rather quickly.
The post What to Do If You’re Caught Up in a Data Breach appeared first on McAfee Blog.
The internet is meant for all to enjoy. And that’s who we’re looking out for—you and everyone who wants to enjoy life online.
We believe it’s important that someone has your back like that, particularly where some of today’s hacks and attacks can leave people feeling a little uneasy from time to time. You’ve probably seen stories about data breaches at big companies pop up in your news feed. Or perhaps you or someone you know had their debit or credit card number hacked. Problems like these are out there, unfortunate thorns in the side of the internet we’ve come to love. Yet while these issues persist, there’s plenty you can do to avoid them.
That’s where we have your back—doing all we can to make life online enjoyable for everyone, with protection that helps people finally feel safe and stay that way.
The reality is that nobody wants to deal with hackers, malware, and other attacks crop up on the internet. And while it’s important to be aware of those things, we’d rather that you didn’t have to worry about them. Protection should come easy. Whether it’s keeping your banking, shopping, and streaming secure, along with your privacy and personal info too, protection should feel simple and tailored to you. That’s what we strive for.
So as you think about protecting your life online, take a moment to consider what you’re protecting. As you do, you’ll see that it means far more than protecting your computers, phones, and other devices. Ultimately, it’s about protecting you, and all the important things connected to you. You can think of it in three ways …
What’s among the top things people say they want to protect? Their photos. Not far behind photos are all manner of digital treasures that people like to keep close, which ranges anywhere from music they’ve downloaded to old voicemails of their children, nieces, and nephews that they’ve saved over the years. Without a doubt, we have plenty of things stored on our computers and phones that we simply couldn’t do without.
Protecting these things means protecting the devices you use to store and access them. Installing comprehensive online protection software like ours is the first step. In addition to award-winning antivirus software and firewall protection to help keep hackers at bay (and away from your photos and other precious files), it goes a step further.
Our new Online Protection Score shows you just how safe you are and guides you through simple steps that can seal up gaps and improve your protection overall. In all, it’s a personalized and simple way to make sure you’re protected as possible and continually make improvements as they’re needed. It’s a way of getting expert protection without being an expert.
There’s also the “Important Stuff” in life, like our financial records, tax returns, and all the banking that we do on our phones and computers. And let’s throw shopping into mix because shopping’s important too! You can protect the important things like this, which can help hackers out of your business.
For starters, you can protect your important files three ways with our online protection by using a combination of the McAfee® File Lock and Shredder features to manage your privacy:
You can lock down your privacy even further with a VPN that can shield you automatically from snooping attacks online, whether at home or when using public Wi-Fi. It creates an encrypted connection that works like a private tunnel that hides your IP address and the things you’re doing online from cybercrooks. It’s ideal for keeping your sensitive personal information like your financial data, passwords, and browsing history hidden from both hackers and websites.
And here’s another big help. A password manager. You likely have dozens of passwords, plus a few more that you’ve probably forgotten about. You can protect your passwords and the accounts associated with them with a password manager that creates and securely stores a strong, unique password for each of your accounts. Plus, you can use it to update those passwords on the regular. Few things make it tougher for hackers than strong, unique passwords that get changed often. In a time of data breaches and account theft, a password manager is a great call.
While it’s important to focus on protecting things like laptops, phones, photos, files, and data, you’re ultimately protecting something far greater You. Your privacy, your personal information, your accounts, all the things that taken together make you—you. The thing is that our lives are more fluid and mobile than ever before. One moment we’re banking on our laptop, the next we’re splitting the cost of dinner with a payment on our phone. The constant here is you. You’re at the center of all this activity regardless of the device you’re using. The same goes for your family and the people you care about.
That’s why we protect people, not just their devices.
McAfee Identity Protection Service monitors the dark web for your personal info such as emails and associated passwords, up to 60 different types of critical info. If we detect that your data was stolen, you’ll get immediate alerts on the devices of your choice and guidance on how to secure your info quickly and effectively. In all, you can keep tabs on your identity any time you’re connected to the internet, and if an issue crops up you can click, solve, and carry on.
Extended identity protection offers up the extra comfort of knowing that you have licensed recovery pros on the case if identity theft does happen to you. This includes monitoring and restoration services, along with identity theft insurance for lawyer fees, travel expenses, lost wages, and more.
While that’s just a few of the ways McAfee has your back, we hope it gives you a good sense of what online protection should do—how it should protect you and all the things connected to you. And on today’s internet, that’s quite a bit. There’s so much to experience online today, and we believe you should enjoy all of it, freely and with the confidence that comes from knowing you’re safe.
The post The Internet is for Everyone to Enjoy—We’re Helping See to It appeared first on McAfee Blog.
Most of us use the internet every day, so we’re comfortable sharing a lot of information online. However, cybercriminals want us to get a bit too comfortable so they can take our personal or financial data and use it for their benefit. This is called identity theft, and it can cost people money and may dip their credit score.
Fortunately, you can help minimize what happens by knowing the signs of identity theft and taking fast action when you recognize them. Find out how below.
Being online comes with many benefits, but it can also come with some risks. Identity theft usually begins with the criminal accessing sensitive personal data, such as Social Security numbers, birth dates, home addresses, bank account information, and driver’s license details. The fraudster can then take this information to fake your identity, using it to take out credit cards, apply for loans, and more.
Here’s a quick look at some ways identity thieves can get their hands on your valuable data:
There are many ways thieves can get their hands on your data. Luckily, there are ways you can protect yourself against these methods. For example, you can protect your computer, tablet, or mobile device against hackers by equipping it with a strong password and safeguarding against phishing by adding a firewall and utilizing a virtual private network (VPN) like those offered by McAfee.
With some best practices, you can protect your data and help safeguard you and your family against identity theft. One way to continue living your best life online is to watch for potential warning signs of identity theft. This ensures you can take fast action and minimize the effects if you’re targeted. Here are some essential signs to look out for.
Financial identity theft is one of the most common types of identity theft, and credit cards are a popular target. The rise in online shopping has made credit card fraud even more common.
Your online banking portal or app should allow you to set up alerts to email, call, or text you about suspected fraudulent credit card charges. If you get an alert, someone may have taken your identity.
If you apply for a loan or line of credit and your application is denied, dig deeper. A rejection could indicate that your credit score is lower than you thought, possibly due to fraudulent activity. For example, someone may use your information to get new credit cards and not pay them off, leaving you responsible.
Changes in your credit score can indicate identity theft. For example, if someone takes out utility bills in your name and doesn’t pay them, your credit score may dip. Checking your credit report from each of the three major credit bureaus (Equifax, Experian, and TransUnion) can help pinpoint the problem.
The Federal Trade Commission (FTC) allows U.S. consumers to get a free credit report every 12 months. Just visit AnnualCreditReport.com to get a copy of yours from the credit reporting agencies. You can also pay for credit monitoring services to track your score.
Once identity thieves obtain enough data, including your name and address, they might be able to open new accounts and credit cards. When you check your credit report, keep an eye out for new accounts that you didn’t open. Another red flag is if you start getting bank statements or bills addressed to you for accounts you don’t recognize.
Companies are required to notify customers of data breaches that could impact them. For example, if you save your payment information and home address on a music streaming provider’s website and their database is hacked, identity thieves may get your data. Keep an eye out for notifications and read the news. The McAfee blog is another great resource for information on data breaches.
If debt collectors start calling, be cautious, especially if they’re referring to accounts you aren’t familiar with. Don’t provide personal information to any collection agencies that call, as this can be a potential phishing scam. However, it’s a good idea to follow up on these cases by checking your credit report for new accounts. You could be liable if someone opened accounts under your name and didn’t pay them.
Medical theft occurs when a fraudster imitates another person to get health care or supplies. For example, a person might use your identity to get prescription medication at a pharmacy. If you get unfamiliar medical bills, follow up. Incorrect medical records could impact your insurance premiums or interfere with your ability to get the care you need in the future.
This could be an indicator of synthetic identity theft. This occurs when a fraudster creates a fake identity using various people’s real information. For example, they may use your address and Social Security number and another person’s photo to create a fake persona that’s creditworthy. They can then take out credit cards in that fake person’s name.
If you receive a confirmation of an annual tax filing before you’ve filed, take note. Criminals may try to file a tax return for another person to access their tax refund. Alternatively, you may find that you’re unable to e-file your taxes, which can occur if someone else has already filed under your name.
No one wants their identity stolen, but it’s still good to be prepared if it does happen. If you notice the above red flags, here are some steps you may need to take:
You may also want to visit IdentityTheft.gov to report identity theft and find resources to help guide your recovery plan.
Worries about identity fraud shouldn’t prevent your household from enjoying the benefits of a connected world. McAfee’s identity theft protection services can help you enjoy everyday conveniences while keeping you safe. Packages can be tailored to your needs, including 24/7 monitoring, ID theft coverage, VPN services, and more. It’s guided online protection made easy.
The post 9 Ways to Determine If Your Identity Has Been Stolen appeared first on McAfee Blog.
We’re online more than ever, in large part because it allows us to take advantage of online conveniences like bill pay and booking appointments. But these many benefits might also leave us exposed to risks, like identity theft.
Identity theft is characterized by one person using another’s personal or financial data for their benefit. Cybercriminals may take information like a person’s name, birthday, Social Security number, driver’s license number, home address, and bank account information and use it for their benefit. A name and matching financial information, for instance, can be used to apply for credit cards or open new accounts.
The good news is that you can safeguard yourself and your family with some best practices — allowing you to enjoy your best life online and worry less about cybercriminals. Share these 10 tips with your family to help keep your entire household safe.
A good habit to get into is to password-protect your computer, tablet, and mobile devices through unique, strong passwords. These devices are home to some of your most sensitive information, including everything from emails to apps that connect to your bank accounts. So, if these devices fall into the wrong hands, a password makes it harder to access your personal data.
Take some time to come up with your passwords, though. It’s important to create strong passwords that hackers can’t guess. A strong password will include a mix of symbols, numbers, and letters. Steer clear of simple passwords like “123456” (it might seem obvious, but this is one of the most common passwords people use). Also, avoid including information that other people can guess, like your birthdate, home address, or name.
Don’t forget to use different passwords for different accounts. If you use the same password across multiple accounts, and a fraudster gains access to one account, they may access the others. Fortunately, McAfee’s identity protection services include a password manager, which can help secure your account credentials across multiple devices. This tool encrypts passwords, storing them safely and making it easy to keep track of them.
Identity thieves are skilled at leveraging new technologies. Phishing is one great example of this. Phishing involves criminals masquerading as trustworthy entities, such as government agencies or banks, and using this trusted position to get sensitive information. Phishing scams started with traditional mail. They’re now also done via phone, text, and email.
As a general rule of thumb, never give out any personal information when contacted by a business, bank, or another entity. Also, make sure your email spam filters detect phishing attempts. Never open emails from people you don’t know, and don’t download email attachments without knowing what they are. Some phishing emails include malware, which can infiltrate your device and access personal data. A McAfee Total Protection plan is an all-in-one protection solution that can help you detect and avoid malware.
Fraudulent websites may also use phishing techniques. A website may look similar to the legitimate website of a mortgage lender, bank, or credit card company but might be a fraudulent platform seeking to get information from consumers. Always verify that any website you visit is the legitimate website of the institution, and consider McAfee antivirus software, which offers a safe browsing solution.
When financial identity theft occurs, this can also impact financial institutions like banks and lenders. So, they’re eager to prevent fraud, as well. One way they do this is through fraud alerts. You can set up your online banking to issue fraud alerts — for example, via an email, text message, or phone call — if your bank suspects suspicious activity on your account.
In some cases, a bank will also freeze your account until you verify whether the activity is legitimate. This is a common tactic used to protect against credit card fraud. Geo-control is one example: If you live in the U.S., but a German IP address uses your credit card, your credit card provider will likely issue an alert. You can also set up alerts for certain transaction amounts or types.
Your credit report is one of the most powerful tools you have at your disposal for catching identity thieves and stopping them in their tracks. You’re entitled to a free credit report every 12 months via AnnualCreditReport.com, an initiative of the Federal Trade Commission (FTC). You can get a free copy of your report from each major credit bureau: Experian, Equifax, and TransUnion.
Review your report thoroughly, checking for inaccuracies. When credit monitoring, check your:
If you find any discrepancies, contact the appropriate credit reporting company. You should also contact the relevant financial institution and visit IdentityTheft.gov. You can report the suspected identity theft and find resources to help you recover.
Social media is great for connecting with others online, but it does open the door to some vulnerabilities. Be careful about what you post, and steer clear of sharing personal details like your home address, children’s names, pet’s names, or birthdays, which some people use as passwords. If a social media platform offers two-factor authentication, opt in.
Images are another touchy subject. Never post photos that include private data, like a picture of your passport or vaccine card. Consider what’s in the background of any photos — from your home (with a house number) to mail with your address. Finally, you may want to set your visibility to private on all social media accounts, limiting who can view them. And even if your account is private, you should still follow the above tips.
Some identity thieves get people’s personal information by dumpster diving. One solution? Invest in a paper shredder. You’ll be able to shred documents into tiny bits that are hard to piece together, making it that much harder for someone else to piece together any personal information they contain.
Here are some documents worth shredding:
If you’re not sure whether something needs to be shredded, go ahead and destroy it. It only takes seconds, and you’re better off safe than sorry.
Whether you use a computer, tablet, or mobile device for many of your online activities, like paying bills, these devices contain a lot of personal data. So, it’s good to protect them from hackers. Install antivirus software like McAfee’s to protect against viruses and spyware. It would be best if you also had a firewall, which is a network security system that controls the incoming and outgoing network traffic based on set security parameters.
To take your device security a step further, you may also want to invest in a virtual private network (VPN). This helps hide your online activity. It can safeguard against hackers on public networks but is also worth using at home. It hides details like browsing activity, personal data, and IP address from potential snoops. McAfee also offers VPN services.
While your computer, tablet, or mobile device may hold a great deal of personal data, you likely also have hard copies of sensitive documents worth protecting. Documents like your birth certificate, Social Security card, and passport contain valuable information that identity thieves can use for personal gain, so you want to make sure they’re kept in a safe space.
Don’t simply shove these documents into your desk drawer. It’s best to keep them in a locked, fireproof home safe with a secure code. To keep things organized, put each document in a protective plastic sleeve and put the sleeves in a binder. This can be useful if you have a large family and need to keep track of everyone’s data.
Sophisticated hackers don’t just target individuals. They may also try to infiltrate businesses, government agencies, higher education institutions, health care facilities, and any other organization that gathers sensitive consumer information. If an entity is subject to a data breach, they’re legally required to notify any consumers who may have been impacted.
However, it’s still good to inform yourself about potential breaches that may affect you. Larger-scale data security risks are usually reported in the media. We also post about data breaches on the McAfee blog. If an entity you do business with has been affected, change your passwords and the passwords of any related accounts immediately.
Knowing possible signs of identity theft can help you catch it early so that you can continue to enjoy your time online. Educate yourself and your family about these warning signs, ensuring everybody stays safe. Here are some possible indications identity thieves have targeted you:
The internet keeps all of us connected, but that’s why identity theft protection is important. With people increasingly connected, doing more, and sharing more online, cybercriminals can pinpoint weaknesses and take advantage. Hackers are ready to leverage your information for personal gain, and identity theft is no exception.
McAfee is here to help. McAfee’s identity protection services provide 24/7 monitoring of your email addresses and bank accounts, providing up to $1 million worth of ID theft coverage. You deserve to enjoy the comfort offered by the internet without stressing about identity theft. Implement the best practices above in your household so that you and your loved ones can stay connected with confidence.
The post 10 Ways to Protect Your Identity appeared first on McAfee Blog.
We all know the frustration. A new piece of tech isn’t working the way it should. Or maybe setting it up is simply turning into a royal pain. Grrr, right? Just make sure that when you go on the hunt for some help, you don’t let a tech support scam get the better of you.
Like so many scams out there, tech support scams play on people’s emotions. Specifically, the frustration you feel when things don’t work right. You want that problem fixed right now. So much so that you may not pay close enough attention to that tech support link you found in a search or came across in an ad. Tech support that looks legitimate but isn’t.
Tech support scams make good money for bad actors. In fact, the larger tech support scam operations organize and run themselves like a business, with call centers, marketing teams, finance groups, and so forth—and can rack up some serious profits to boot.
They make their money in several ways. Sometimes they’ll charge large fees to fix a non-existent problem. Other times, they’ll install information-stealing malware under the guise of software that’s supposed to correct an issue. In some cases, they’ll ask for remote access to your computer to perform a diagnosis but access your computer to steal information instead.
Fortunately, these scams are rather easy to spot. And avoid. If you know what to look for.
Let’s start with a quick overview of tech support scams. They tend to work in two primary ways.
This could be a phone call that comes from someone posing as a rep from “Microsoft” or “Apple.” The scammer on the other end of the line will tell you that there’s something wrong with your computer or device. Something urgently wrong. And then offers a bogus solution to the bogus problem, often at a high cost. Similarly, they may reach you by way of a pop-up ad. Again telling you that your computer or device is in need of urgent repair. These can find you a few different ways:
These are phony services and sites that pose as legitimate tech support but are anything but. They’ll place search ads, post other ads in social media, and so forth, ready for you to look up and get in touch with when you have a problem that you need fixed. Examples include:
While tech support scammers can and do prey on older computer users, they’re not the only ones. An apparent lack of computer savviness certainly makes older users an attractive target, yet it also seems that an apparent overconfidence in one’s savviness makes younger victims susceptible to tech support scams too. Turns out that the growing majority of victims worldwide are between 18 and 35 years old, a group that has known the internet for most, if not all, of their lives. That’s according to research from Microsoft’s Digital Crimes Unit, which found the 1 in 10 of people between the ages of 18 and 35 who encountered a tech support scam fell for it and lost money.
Whatever the age group, the U.S. Federal Trade Commission (FTC) says that the reported losses in the U.S. are into the millions, which of course does not account for the assumedly millions more that do not go reported.
Lastly, a good piece of general advice is to keep your devices and apps up to date. Regular updates often include security fixes and improvements that can help keep scammers and hackers at bay. You can set your devices and apps to download them automatically. And if you need to get an update or download it on your own, get it from the company’s official website. Stay away from third-party sites that may host malware.
This will provide protection if the scammer was able to access your account passwords in some form. While this can be a big task, it’s a vital one. A password manager that’s part of comprehensive online protection can make it much easier.
Delete files or apps that the software says is an issue. Do the same for other devices on your network too. Experienced and determined scammers can infect them as well simply by gaining access to one device on your network.
Contact your bank, credit card company, online payment platform, or wire transfer service immediately to reverse the charges. File a fraud complaint as well. The sooner you act, the better chance you have of recovering some or all your money. (Note that this is a good reason to use credit cards for online purchases, as they afford extra protection that debit cards and other payment services do not.)
In the U.S., you can contact https://www.ftc.gov/complaint, which reports the claim to thousands of law enforcement agencies. While they cannot resolve your individual issue, your report can help with broader investigations and build a case against scammers—which can make the internet safer for others. Their list of FAQs is particularly helpful too, answering important questions like “how do I get my money back?”
Here’s to holiday tech that works. And to quick fixes when things don’t go as planned. In all, if you find yourself staring down a technical issue, go straight to the source for help as we’ve outlined above. As you can see, scammers have burrowed themselves alongside otherwise legitimate ads, search results, and forums online, ready to take advantage of you when you need to get things working right.
Likewise, keep an eye and ear open for those scammers who’ll reach out to you, particularly this time of year when so many people are getting so many new devices. Realizing that legitimate tech support won’t call you out of the blue is a great place to start. In all, go with the pros you know—the ones you can reach at the companies you trust.
The post New tech for the holidays? Watch out for these tech support scams. appeared first on McAfee Blog.
Something’s not right. Maybe your phone is losing its charge way too quickly. Or one day it suddenly starts turning itself off and on again. Perhaps it’s running hot, so hot it’s hard to hold. Likewise, you might see outgoing calls that you never dialed or strange spikes in your data usage. Signs like these could mean that your smartphone’s been hacked. Learn how to protect your smartphone with McAfee Mobile Security
Several signs of a potential smartphone hack can look like a technical issue, at least on the surface. Yet the fact is that these issues may be a symptom of a deeper problem, such as malware installed on your smartphone. Malware can eat up system resources or conflict with other apps and your operating system, all of which can cause your phone to act sluggish or erratically.
Yet, in a way, that’s good news. Because malware can run inefficiently on your phone and create hiccups both large and small, it can tip you off to its presence. And with all the important information we carry in the palms of our hands nowadays, that’s good news twice over. Knowing the signs, subtle or otherwise can alert you to an otherwise largely invisible problem.
Whether hackers physically sneak it onto your phone or by tricking you into installing it via a phony app, a sketchy website, or a phishing attack, hacking software can create problems for you in a couple of ways:
Some possible signs of hacking software on your phone include:
Maybe you’ve seen some of the signs we mentioned earlier. Is your device operating slower, are web pages and apps harder to load, or does your battery never seem to keep a charge? These are all signs that you could have malware running in the background, zapping your phone’s resources.
Like the performance issues above, malware or mining apps running in the background can burn extra computing power (and data). Aside from sapping performance, malware and mining apps can cause your phone to run hot or even overheat.
If you find apps you haven’t downloaded, or calls, texts, and emails that you didn’t send, that’s a red flag. A hacker may have hijacked your phone to send premium-rate calls or messages or to spread malware to your contacts. Similarly, if you see spikes in your data usage, that could be a sign of a hack as well.
Malware can also be behind spammy pop-ups, changes to your home screen, or bookmarks to suspicious websites. In fact, if you see any configuration changes you didn’t personally make, this is another big clue that your smartphone has been hacked.
While there are several ways a hacker can get into your phone and steal personal and critical information, here are a few tips to keep that from happening:
The post How To Tell If Your Smartphone Has Been Hacked appeared first on McAfee Blog.
Have you noticed that when parents gather, it doesn’t take long before the topic of kids and social media comes up. That’s because concern over screen time is a big deal, especially in this post-pandemic season. Parents want to know: How much is too much screen time? When should we step in? How do we reverse poor habits, and what will the lasting digital fallout of the lockdown be?
These conversations weigh heavy on parents for a good reason. According to a report from Common Sense Media, teens spend an average of seven hours and 22 minutes on their phones a day. Tweens (ages 8 to 12) spend four hours and 44 minutes daily. This is time outside of schoolwork.
Since the pandemic, another study claims that screen time for teens doubled to 7.7 hours a day—plus 5 to 7 daily hours of online learning, according to a study published in JAMA Pediatrics. In addition, according to the Journal of Affective Disorders Reports, children overall have been spending nearly triple the recommended amount of time on their screens.
The good news is that social media also became a powerful tool for kids during the pandemic. Social channels helped kids connect with peers and combat loneliness and other mental health challenges. Still, the poor habit of device dependence may have come with those benefits.
While the debate continues over social media’s impact on kids and the research methodology continues to evolve, we can hold on to one clear truth: Any activity in excess can cause kids harm. When it comes to social media, too much screen time may contribute to sleep deprivation, a lack of healthy, and poor academics. In addition, studies show that mental health can be impacted by exposure to hate speech, sexual content, cyberbullying, and comparing oneself to others both physically and financially.
As parents, we know when our family’s wellbeing is in jeopardy. We see it even if we fail to acknowledge it right away. Our kids might become compelled to check their phones. In fact, they panic when they can’t check their likes and comments every few minutes. We notice the red eyes and moodiness at the breakfast table caused by a late-night Tic Tock marathon. We sense a surge of anxiety in our kids when technology goes from entertaining to distressing.
Thankfully, it’s never too late to help your kids better understand the impact of their actions and revise digital habits.
In the bestselling book Atomic Habits, author James Clear says, “The task of breaking a bad habit is like uprooting a powerful oak within us.” He adds, “The task of building a good habit is like cultivating a delicate flower one day at a time.” Lasting change, says clear, needs to be enjoyable, not a punishment. If the goal is shaving a few hours off your child’s screen time, consider connecting time limits to an enjoyable activity such as making a meal together or creating an art space in your home for creative projects.
The data is in: The bright screens (and blue light emitted from devices( can cause permanent sleep cycle and brain/melatonin issues, which can have a cascading effect on physical and mental health. Turning off (or limiting the use of) electronic devices at least 15-30 minutes before going to bed may help prevent any adverse effects of technology and screen use on sleep. Consider investing in filtering software that comes with the time limits the whole family can all agree on. Do your research to ensure your family’s technology functions to empower, educate, and entertain.
Consider how your child uses their time before suggesting sweeping changes to your child’s screen time. Are they vegetating, or are they consciously engaged? Are they creating and learning? Are they engaging with others or stalking accounts and slipping into “comparison despair?” Are family and school responsibilities suffering? Is there a compulsion to post or thoughtfulness? All kids are different, and all online experiences vary. Encourage your child to take time to consider how they feel and what they think while they are using their technology.
One way to negotiate screen limits is to make sure your kids understand the impact of excess media. Balance includes tapping into the benefits of social media while also taking steps to protect the body’s need for physical activity, real-life relationships, goal-setting, creative activities, mindfulness, and self-reflection.
Helping kids manage and constantly revise their social media habits is a 24/7 endeavor from the minute they wake up to the minute they fall asleep. The biggest piece of that “management” plan and is keeping frequent, open, and honest communication a critical part of designing habits that encourage a healthy relationship with both peers and technology.
The post Does Your Child Have an Unhealthy Relationship with Social Media? appeared first on McAfee Blog.
You consider yourself a responsible person when it comes to taking care of your physical possessions. You’ve never left your wallet in a taxi or lost an expensive ring down the drain. You never let your smartphone out of your sight, yet one day you notice it’s acting oddly.
Did you know that your device can fall into cybercriminals’ hands without ever leaving yours? SIM swapping is a method that allows criminals to take control of your smartphone and break into your online accounts.
Don’t worry: there are a few easy steps you can take to safeguard your smartphone from prying eyes and get back to using your devices confidently.
First off, what exactly is a SIM card? SIM stands for subscriber identity module, and it is a memory chip that makes your phone truly yours. It stores your phone plan and phone number, as well as all your photos, texts, contacts, and apps. In most cases, you can pop your SIM card out of an old phone and into a new one to transfer your photos, apps, etc.
Unlike what the name suggests, SIM swapping doesn’t require a cybercriminal to get access to your physical phone and steal your SIM card. SIM swapping can happen remotely. A cybercriminal, with a few important details about your life in hand, can answer security questions correctly, impersonate you, and convince your mobile carrier to reassign your phone number to a new SIM card. At that point, the criminal can get access to your phone’s data and start changing your account passwords to lock you out of your online banking profile, email, and more.
SIM swapping was especially relevant right after the T-Mobile data breach.1 Cybercriminals stole millions of phone numbers and the users’ associated personal details. Criminals could later use these details to SIM swap, allowing them to receive users’ text or email two-factor authentication codes and gain access to their personal accounts.
The most glaring sign that your phone number was reassigned to a new SIM card is that your current phone no longer connects to the cell network. That means you won’t be able to make calls, send texts, or surf the internet when you’re not connected to Wi-Fi. Since most people use their smartphones every day, you’ll likely find out quickly that your phone isn’t functioning as it should.
Additionally, when a SIM card is no longer active, the carrier will often send a notification text. If you receive one of these texts but didn’t deactivate your SIM card, use someone else’s phone or landline to contact your wireless provider.
Check out these tips to keep your device and personal information safe from SIM swapping.
With just a few simple steps, you can feel better about the security of your smartphone, cellphone number, and online accounts. If you’d like extra peace of mind, consider signing up for an identity theft protection service like McAfee Identity Protection Service. McAfee, on average, detects suspicious activity ten months earlier than similar monitoring services. Time is of the essence in cases of SIM swapping and other identity theft schemes. An identity protection partner can restore your confidence in your online activities.
1“T-Mobile data breach and SIM-swap scam: How to protect your identity”
The post What Is SIM Swapping? 3 Ways to Protect Your Smartphone appeared first on McAfee Blog.
With the holidays on the horizon, spirits are high—and it’s those same high spirits that hackers want to exploit. ‘Tis the season for clever social engineering attacks that play on your emotions, designed to trick you into giving up personal info or access to your accounts.
Social engineering attacks unfold much like a confidence scam. A crook takes advantage of someone’s trust, applies a little human psychology to further fool the victim, and then pulls off a theft. Online, a social engineering attack will likely involve a theft attempt of personal or account information that the crook can then use to make purchases, drain accounts, and so forth.
Not at all in the holiday spirit, right? Let’s take a look at some of their top tricks so that you can spot and avoid them.
As said, spirits can get high this time of year. There’s looking forward to gatherings with family and friends, the fun that comes along with hunting for that perfect gift, and the excitement of the holidays overall. And that’s what hackers count on—people getting caught up in the rush of the holidays, to the point where they may not look at emails, offers, shipping notices, and such with a critical eye. That’s how the scammers get their foot in the door.
Some of their favored tricks can look a little like this:
What are the holidays without that trendy “must-get” gift item, the one that’s seemingly out of stock no matter where you look? Scammers are keen on these items as well and will prop up phony ads and storefronts that pretend to sell those items but really don’t. Instead, they’re just a shady way for them to steal your debit or credit card information—or to lift a few bucks out of your pocket in return for nothing.
One way to keep from getting burned by one of these scams is to follow the old adage, “If it looks too good to be true, it probably is.” In this case, crooks are using feelings of scarcity and urgency to get you to bite. Here’s where you can take a moment before you click to do some research.
Answers to these questions can separate the good businesses from the bogus ones.
Like the above, crooks will create a sense of urgency about a hot holiday item or limited time offer. The twist comes when they request payment via a gift card rather than by credit or debit card or other legitimate online payment methods. This request is highly deliberate because gift cards are much like cash. Once the money on the card is spent, it’s gone, and these cards do not offer the same protections that come with other payment methods.
You can avoid this one easily. If anyone asks you to use a gift card as payment, it’s a scam. Gift cards are for gifts, not payment, says the Federal Trade Commission (FTC). If you come across such a scam, you can report it to the FTC as well.
Donating to a charity in someone else’s name is often a popular gift. Much the same, giving a donation to a worthy cause feels particularly good this time of year. Once again, scammers will take advantage of these good intentions by propping up phony charities designed to do nothing more than dupe you out of your money. Whether that’s a flat-out phony charity or one of the many other scam charities that have been known to pocket 90 cents of every dollar donated, this is the time of year to be on the lookout for both.
The advice here is much the same as the advice for avoiding phony businesses and retailers. Do your homework. The Better Business Bureau maintains a listing of charities that can help you make good donation choices. Also, your state government’s charity officials can help you separate good charities from bad—and even file a report if you suspect a scam is at play.
And once again, if a charity is asking for donations in the form of cash, gift cards, or wire transfer, just say no. That’s a surefire sign of a scam.
Scammers know you have packages in transit this holiday season, loaded with gifts that you’re eagerly tracking. Enter another classic scam—the phony shipping notice. The idea is that you already have so many packages on their way that you won’t think twice about opening an email with a “shipping notice” that comes in the form of an attachment. Of course, that attachment is a fake. And it’s loaded with malware.
Too bad for scammers, though. This is another one you can steer clear of rather easily. Don’t open such attachments. Shipping companies will almost certainly send along notices and invoices in the body of an email, not as an attachment. If you have a question, you can always visit the shipper’s website and look up your tracking info there. Likewise, follow up with the customer service department of the company that you purchased the item from in the first place.
While the holidays are a special time for scammers too, there are several things you can do to up the level of your protection now and year ‘round. A quick list includes:
No doubt, the holidays have a feel all to themselves, one which hackers and crooks want to take advantage of. They’ll craft their tricks accordingly and try to twist the good times that roll around at the end of the year into scams that capitalize on your good intentions. As you can see, it’s not too tough to spot them for what they are if you pause and take a moment to scrutinize those emails, offers, and sales. And that’s the thing with the holidays. We can all feel pinched for time at some point or other during this stretch. Look out for their pressure tactics and seemingly clever ways of using social engineering to rip you off. That way, you can spend the holidays focusing on what’s important—your friends and family.
The post Social Engineering: Tis the Season for Tricky Hackers appeared first on McAfee Blog.
Can thieves steal identities with only a name and address?
In short, the answer is “no.” Which is a good thing, as your name and address are in fact part of the public record. Anyone can get a hold of them. However, because they are public information, they are still tools that identity thieves can use.
If you think of your identity as a jigsaw puzzle, your name and address are the first two pieces that they can use to build a bigger picture and ultimately put your identity at risk.
With that, let’s look at some other key pieces of your identity that are associated with your name and address—and what you can do to protect them.
For starters, this information is so general that it is of little value in of itself to an identity thief. Yet a determined identity thief can do a bit of legwork and take a few extra steps to use them as a springboard for other scams.
For example, with your name and address a thief could:
There are volumes of public information that are readily available should someone want to add some more pieces to your identity jigsaw puzzle, such as:
In the U.S., the availability of such information will vary from state-to-state and different levels of government may have different regulations about what information gets filed—in addition to whether and how those reports are made public. Globally, different nations and regions will collect varying amounts of public information and have their own regulations in place as well. More broadly, though, many of these public databases are now online. Consequently, accessing them is easier than the days when getting a hold of that information required an in-person visit a library or public office.
Thieves can gain additional information about you from other online sources, such as data brokers. And data brokerage is a big business, a global economy estimated at $200 billion U.S. dollars a year. What fuels it? Personal information, representing thousands of data points on billions of people scraped from public records, social media, smartphone apps, shopper loyalty cards, third-party sources, and sometimes other data broker sites as well.
The above-the-board legal intent of data broker sites is to sell that information to advertisers so that they can create highly targeted campaigns based on people’s behaviors, travels, interests, and even political leanings. Others such as law enforcement officials, journalists, and others who are conducting background checks will use them too.
On the dark side, hackers, scammers, and thieves will buy this information as well, which they can use to commit identity theft and fraud. The thing is, data brokers will sell to anyone. They don’t discriminate.
Phishing attacks aren’t just for email, texts, and direct messages. In fact, thieves are turning to old tricks via old-fashioned physical mail. That includes sending phony offers or by impersonating officials of government institutions, all designed to trick you into giving up your personally identifiable information (PII).
What might that look like in your mailbox? They can take the form of bogus lottery prizes that request bank information for routing (non-existent) winnings. Another favorite of scammers are bogus tax notifications that demand immediate payment. In all, many can look quite convincing at first blush, yet there are ready ways you can spot them. In fact, many of the tips for avoiding these physical mail phishing attacks are the same for avoiding phishing attacks online, which we outline in detail here.
Recently, I’ve seen a few news stories like this where thieves reportedly abuse the change-of-address system with the U.S. Postal Service. Thieves will simply forward your mail to an address of their choosing, which can drop sensitive information like bank and credit card statements in their mailbox. From there, they could potentially have new checks sent to them or perhaps an additional credit card—both of which they can use to drain your accounts and run up your bills.
The Postal Service has mechanisms in place to prevent this, however. Among which, the Postal Service will send you a physical piece of mail to confirm the forwarding. So, if you ever receive mail from the Postal Service, open it and give it a close look. If you get such a notice and didn’t order the forwarding, visit your local post office to get things straightened out. Likewise, if it seems like you’re missing bills in the mail, that’s another good reason to follow up with your post office and the business in question to see if there have been any changes made in your mail forwarding.
So while your name and address are out there for practically all to see, they’re largely of little value to an identity thief on their own. But as mentioned above, they are key puzzle pieces to your overall identity. With enough of those other pieces in hand, that’s where an identity thief can cause trouble.
Other crucial pieces of your identity include:
Let’s start with the biggest one. This is the master key to your identity, as it is one of the most unique identifiers you have. As I covered in my earlier blog on Social Security fraud, a thief can unlock everything from credit history and credit line to tax refunds and medical care with your Social Security or tax ID number. In extreme cases, they can use it to impersonate you for employment, healthcare, and even in the event of an arrest.
You can protect your Social Security Number by keeping it locked in a safe place (rather than in your wallet) and by providing your number only when absolutely necessary. For more tips on keeping your number safe, drop by that blog on Social Security fraud I mentioned.
Thieves have figured out ways of getting around the fact that IDs like these include a photo. They may be able to modify or emulate these documents “well enough” to pull off certain types of fraud, particularly if the people requesting their bogus documents don’t review them with a critical eye.
Protecting yourself in this case means knowing where these documents are at any time. (With passports, you may want to store those securely like your Social Security or tax ID number.) Also be careful when you share this information, as the identifiers on these documents are highly unique. If you’re uncomfortable with sharing this information, you can ask if other forms of ID might work—or if this information is really needed at all. Also, take a moment to make copies of these documents and store them in a secure place. This can help you provide important info to the proper authorities if they’re lost or stolen.
With data breaches large and small making the news (and many more that do not), keeping a sharp eye on your accounts is a major part of identity theft prevention. We talk about this topic quite often, and it’s worth another mention because protecting these means protecting yourself from thieves who’re after direct access to your finances and more.
Secure your digital accounts for banking, credit cards, financials, and shopping by using strong, unique passwords for each of your accounts that you change every 60 days. Sound like a lot of work? Let a password manager do it for you, which you can find in comprehensive online protection software. By changing your strong passwords and keeping them unique can help prevent you from becoming a victim if your account information is part of a breach—by the time a crook attempts to use it, you may have changed it and made it out of date.
In addition to protecting the core forms of identity mentioned above, a few other good habits go a long way toward keeping your identity secure.
By protecting your devices, you protect what’s on them, like your personal information. Comprehensive online protection software can protect your identity in several ways, like creating and managing the strong, unique passwords we talked about and providing further services that monitor and protect your identity—in addition to digital shredders that can permanently remove sensitive documents (simply deleting them won’t do that alone.) Further, it can monitor your identity and monitor your credit, further protecting you from theft and fraud.
Identity theft where thieves dig through trash or go “dumpster diving” for literal scraps of personal info in bills and statements, has been an issue for some time. You can prevent it by shredding up any paper medical bills, tax documents, and checks once you’re through with them. Paper shredders are inexpensive, and let’s face it, kind of fun too. Also, if you’re traveling, have a trusted someone collects your mail or have the post office put a temporary hold on your mail. Thieves still poach mail from mailboxes too.
Getting statements online cuts the paper out of the equation and thus removes another thing that a thief can physically steal and possibly use against you. Whether you use electronic statements through your bank, credit card company, medical provider, or insurance company, use a secure password and a secure connection provided by a VPN. Both will make theft of your personal info far tougher on identity thieves.
A VPN is a Virtual Private Network, a service that protects your data and privacy online. It creates an encrypted tunnel to keep you more anonymous online by masking your IP address, device information, and the data you’re passing along that connection. In this way, it makes if far more difficult for advertisers, data brokers, and bad actors to skim your private information—in addition to shielding your information from crooks and snoops while you’re banking, shopping, or handling any kind of sensitive information online.
Give your statements a close look each time they come around. While many companies and institutions have fraud detection mechanisms in place, they don’t always catch every instance of fraud. Look out for strange purchases or charges and follow up with your bank or credit card company if you suspect fraud. Even the smallest charge could be a sign that something shady is afoot.
This is a powerful tool for spotting identity theft. And in many cases, it’s free to do so. In the U.S., the Fair Credit Reporting Act (FCRA) requires the major credit agencies to provide you with a free credit check at least once every 12 months. Canada provides this service, and the UK has options to receive free reports as well, along with several other nations. It’s a great idea to check your credit report, even if you don’t suspect a problem.
If the thought of your personal info being bought and sold puts you off, there’s something you can do about it. Our Personal Data Cleanup service can scan some of the riskiest data broker sites and show you which ones are selling your personal info. It also provides guidance on how you can remove your data from those sites, and with select products, it can even manage the removal for you.
While thieves need more than just your name and address to commit the overwhelming majority of fraud, your name and address are centerpieces of the larger jigsaw puzzle that is your overall identity.
And the interesting thing is your puzzle gets larger and larger as time goes on. With each new account you create and service that you sign into, that’s one more piece added to the puzzle. Thieves love getting their hands on any pieces they can because with enough of them in place they can try and pull a fast one in your name. By looking after each piece and knowing what your larger jigsaw puzzle looks like, you can help keep identity thieves out of your business and your life.
The post Can Thieves Steal Identities With Only a Name and Address? appeared first on McAfee Blog.
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In the hands of a thief, your Social Security Number is the master key to your identity.
With a Social Security Number (SSN), a thief can unlock everything from credit history and credit line to tax refunds and medical care. In extreme cases, thieves can use it to impersonate others. So, if you suspect your number is lost or stolen, it’s important to report identity theft to Social Security right away.
Part of what makes an SSN so powerful in identity theft is that there’s only one like it. Unlike a compromised credit card, you can’t hop on the phone and get a replacement. No question, the theft of your SSN has serious implications. If you suspect it, report it. So, let’s take a look at how it can happen and how you can report identity theft to Social Security if it does.
Yes. Sort of. The Social Security Administration can assign a new SSN in a limited number of cases. However, per the SSA, “When we assign a different Social Security number, we do not destroy the original number. We cross-refer the new number with the original number to make sure the person receives credit for all earnings under both numbers.”
In other words, your SSN is effectively forever, which means if it’s stolen, you’re still faced with clearing up any of the malicious activity associated with the theft potentially for quite some time. That’s yet another reason why the protection of your SSN deserves particular attention.
There are several ways an SSN can end up with a thief. Some involve physical theft, and others can take the digital route. To what extent are SSNs at risk? Notably, there was the Equifax breach of 2017, which exposed some 147 million SSNs. Yet just because an SSN has been potentially exposed does not mean that an identity crime has been committed with it.
So, let’s start with the basics: how do SSNs get stolen or exposed?
That’s quite the list. Broadly speaking, the examples above give good reasons for keeping your SSN as private and secure as possible. With that, it’s helpful to know that there are only a handful of situations where your SSN is required for legitimate purposes, which can help you can make decisions about how and when to give it out. The list of required cases is relatively short, such as:
You’ll notice that places like doctor’s offices and other businesses are not listed here, though they’ll often request an SSN for identification purposes. While there’s no law preventing them from asking you for that information, they may refuse to work with you if you do not provide that info. In such cases, ask what the SSN would be used for and if there is another form of identification that they can use instead. In all, your SSN is uniquely yours, so be extremely cautious in order to minimize its potential exposure to theft.
Let’s say you spot something unusual on your credit report or get a notification that someone has filed a tax return on your behalf without your knowledge. These are possible signs that your identity, if not your SSN, is in jeopardy, which means it’s time to act right away using the steps below:
File a police report and a Federal Trade Commission (FTC) Identity Theft Report. This will help in case someone uses your Social Security number to commit fraud, since it will provide a legal record of the theft. The FTC can also assist by guiding you through the identity theft recovery process as well. Their site really is an excellent resource.
Get in touch with the fraud department at each of the businesses where you suspect theft has taken place, let them know of your situation, and follow the steps they provide. With your police and FTC reports, you will already have a couple of vital pieces of information that can help you clear your name.
Check your Social Security account to see if someone has gotten a job and used your SSN for employment purposes. Reviewing earnings associated with your SSN can uncover fraudulent use. You can also contact the Social Security Fraud Hotline at (800) 269-0271 or reach out to your local SSA office for further, ongoing assistance. Likewise, contact the Internal Revenue Service at (800) 908-4490 to report the theft and help prevent someone from submitting a tax return in your name.
As we’ve talked about in some of my other blog posts, identity theft can be a long-term problem where follow-up instances of theft can crop up over time. However, there are a few steps you can take to minimize the damage and ensure it doesn’t happen again. I cover several of those steps in detail in this blog here, yet let’s take a look at a few of the top items as they relate to SSN theft:
By placing a fraud alert, you can make it harder for thieves to open accounts in your name. Place it with one of the three major credit bureaus (Experian, TransUnion, Equifax), and they will notify the other two. During the year-long fraud alert period, it will require businesses to verify your identity before issuing new credit in your name.
A full credit freeze is in place until you lift it and will prohibit creditors from pulling your credit report altogether. This can help stop thieves dead in their tracks since approving credit requires pulling a report. However, this applies to legitimate inquires, including any that you make, like opening a new loan or signing up for a credit card. If that’s the case, you’ll need to take extra steps as directed by the particular institution or lender. Unlike the fraud alert, you’ll need to notify each of the three major credit bureaus (Experian, TransUnion, Equifax) when you want the freeze lifted.
Once every 12 months, you can access a free credit report from Experian, TransUnion, and Equifax. (And as of this writing during the pandemic, this can be done for free on a weekly basis, which is great news.) Doing so will allow you to spot any future discrepancies and offer you options for correcting them.
Using a service to help protect your identity can monitor several types of personally identifiable information and alert you of potentially unauthorized use. Our own Identity Protection Service will do all this and more, like offering guided help to neutralize threats and prevent theft from happening again. You can set it up on your computers and smartphone to stay in the know, address issues immediately, and keep your identity secured.
Of all the forms of identity theft, the theft of a Social Security Number is certainly one of the most potentially painful because it can unlock so many vital aspects of your life. It’s uniquely you, even more than your name alone – at least in the eyes of creditors, banks, insurance companies, criminal records, etc. Your SSN calls for extra protection, and if you have any concerns that it may have been lost or stolen, don’t hesitate to spring into action.
The post How to Report Identity Theft to Social Security appeared first on McAfee Blog.
Take a roll call of all your devices that connect to the internet. These include the obvious ones – laptops, tablets, and your smartphone. But they also include the ones you may not immediately think about, such as routers, smart TVs and thermostats, virtual assistant technology, and connected fitness watches and equipment.
Each of these devices is known as an endpoint to you. To a cybercriminal, they’re an entry point into your online information. It’s important to secure every endpoint so that you can confidently go about your day-to-day without worrying about your security. Here’s the definitive device security checklist to get you on your way confidently and safely.
Laptops and desktops are prime entryways into your online life. Think of all the payment information, passwords, and maybe even tax documents you store on it. The best way to protect the contents of your laptops and desktops is to password-protect your computer with strong passwords or passphrases. Here are a few password and passphrase best practices:
Especially if you work at common spaces like coffee shops, the library, or even your kitchen table, get in the habit of putting your computer to sleep when you step away. Commit the sleep command shortcut to memory to make it less of a hassle. For example, on Mac computers, the keyboard command is command + option + eject, and for Windows, it’s alt + F4.
Speaking of common spaces, whenever you log in from a public Wi-Fi network, always log in with a virtual private network (VPN). A VPN scrambles your data, making it indecipherable to any malicious characters who may be lurking on public networks.
Multifactor authentication is another way to protect your valuable devices and accounts. This means that anyone trying to log in on your device needs to provide at least two forms of identification. Forms of ID could include a text message with a one-time code or a fingerprint or face scan in addition to a correct password.
These two devices are grouped because the security features on them are similar. Just like with computers, put your device to sleep every time you walk away from it. It’s much easier and may already be in your routine to hit the sleep button when you put down your cellphone or tablet.
Always put a passcode on your smartphones and tablets. Choose a collection of numbers that do not have an obvious connection to you, such as important birthdays or parts of your phone number. Even if they’re a random assortment, you’ll get the hang of them quickly. Or to make sure only you can enter your phone, set up a facial or fingerprint ID scan. People have several passwords and account combinations they have to remember. To take the guesswork and trial and error of logging in, consider trusting your passwords to a password manager that can remember them for you!
A great mobile phone and tablet habit you should adopt is backing up your files regularly to the cloud. In the event that you lose your device or if someone steals it, at least it’s valuable — and in some cases, priceless — content is safe. You may be able to remotely “brick” your device to keep a stranger from breaking into your accounts. Bricking a device means remotely wiping a connected device and rendering it unusable.
Your router is the gateway to all the connected devices in your home; thus, it’s key to beef up its security. The best way to do so is to make sure that you customize the router name and password to make it different from the factory settings. Always password-protect your home router! Employing password best practices you use for your online accounts and your devices will prevent strangers from hopping onto your network. Another way to keep your Wi-Fi network out of the hands of strangers is to toggle on the setting to not appear to non-users. While it’s fun seeing the quirky names your neighbors choose for their home networks, it’s best to keep yours completely private.
There have been some unsettling reports about cybercriminals commandeering smart home devices and virtual assistant technology. For example, a cybercriminal hacked a homeowner’s virtual assistant and blasted music through the home’s speakers, and turn the heat up to 90 degrees. The key to securing the connected devices that are responsible for your heating and cooling, shopping lists, and even your home security system is to ensure it is connected to a secure router and protected by a strong password.
Also, keep an eye on software updates, which include security upgrades. If you don’t think you have time to manually update software, set up your devices to automatically update. This will give you peace of mind knowing that you have the latest security patches and bug fixes as soon as they are available.
IoT fitness watches and machines are fun additions to your workout routines. In the case of Peloton bikes, they track your heartbeat and location and offer a huge library of classes. However, cybercriminals may be able to track your workouts if they break their way into your fitness devices. The best way to keep your workouts private is to turn off geolocation and make sure you are up to date with all software releases and protect your accounts with strong passwords.
If you’re looking for a tool to put your mind at ease, consider McAfee Total Protection. It includes antivirus and safe browsing software plus a secure VPN. You can be confident that your personal information is safe, thus allowing you to enjoy the full potential of all your devices.
The post How to Secure All Your Everyday Connected Devices appeared first on McAfee Blog.
When it comes to identity theft, trust your gut when something doesn’t feel right. Follow up. What you’re seeing could be a problem.
A missing bill or a mysterious charge on your credit card could be the tip of an identity theft iceberg, one that can run deep if left unaddressed. Here, we’ll look at several signs of identity theft that likely need some investigation and the steps you can take to take charge of the situation.
Unfortunately, it can happen in several ways.
In the physical world, it can happen simply because you lost your wallet or debit card. However, there are also cases where someone gets your information by going through your mail or trash for bills and statements. In other more extreme cases, theft can happen by someone successfully registering a change of address form in your name (although the U.S. Postal Service has security measures in place that make this difficult).
In the digital world, that’s where the avenues of identity theft blow wide open. It could come by way of a data breach, a thief “skimming” credit card information from a point-of-sale terminal, or by a dedicated crook piecing together various bits of personal information that have been gathered from social media, phishing attacks, or malware designed to harvest information. Additionally, thieves may eavesdrop on public Wi-Fi and steal information from people who’re shopping or banking online without the security of a VPN.
Regardless of how crooks pull it off, identity theft is on the rise. According to the Federal Trade Commission (FTC), identity theft claims jumped up from roughly 650,000 claims in 2019 to nearly 1.4 million in 2020—practically double. Of the reported fraud cases where a dollar loss was reported, the FTC calls out the following top three contact methods for identity theft:
However, phone calls, texts, and email remain the most preferred contact methods that fraudsters use, even if they are less successful in creating dollar losses than malicious websites, ads, and social media.
Identity thieves leave a trail. With your identity in hand, they can charge things to one or more of your existing accounts—and if they have enough information about you, they can even create entirely new accounts in your name. Either way, once an identity thief strikes, you’re probably going to notice that something is wrong. Possible signs include:
As you can see, the signs of possible identity theft can run anywhere from, “Well, that’s strange …” to “OH NO!” However, the good news is that there are several ways to check if someone is using your identity before it becomes a problem – or before it becomes a big problem that gets out of hand.
The point is that if you suspect fraud, you need to act right away. With identity theft becoming increasingly commonplace, many businesses, banks, and organizations have fraud reporting mechanisms in place that can assist you should you have any concerns. With that in mind, here are some immediate steps you can take:
Whether you spot a curious charge on your bank statement or you discover what looks like a fraudulent account when you get your free credit report, let the bank or business involved know you suspect fraud. With a visit to their website, you can track down the appropriate number to call and get the investigation process started.
Some businesses will require you to file a local police report to acquire a case number to complete your claim. Even beyond a business making such a request, filing a report is still a good idea. Identity theft is still theft and reporting it provides an official record of the incident. Should your case of identity theft lead to someone impersonating you or committing a crime in your name, filing a police report right away can help clear your name down the road. Be sure to save any evidence you have, like statements or documents that are associated with the theft. They can help clean up your record as well.
The FTC’s identity theft website is a fantastic resource should you find yourself in need. Above and beyond simply reporting the theft, the FTC can provide you with a step-by-step recovery plan—and even walk you through the process if you create an account with them. Additionally, reporting theft to the FTC can prove helpful if debtors come knocking to collect on any bogus charges in your name. You can provide them with a copy of your FTC report and ask them to stop.
You can place a free one-year fraud alert with one of the major credit bureaus (Experian, TransUnion, Equifax), and they will notify the other two. A fraud alert will make it tougher for thieves to open accounts in your name, as it requires businesses to verify your identity before issuing new credit in your name.
A credit freeze goes a step further. As the name implies, a freeze prohibits creditors from pulling your credit report, which is needed to approve credit. Such a freeze is in place until you lift it, and it will also apply to legitimate queries as well. Thus, if you intend to get a loan or new credit card while a freeze is in place, you’ll likely need to take extra measures to see that through. Contact each of the major credit bureaus (Experian, TransUnion, Equifax) to put a freeze in place or lift it when you’re ready.
This can run the gamut from closing any false accounts that were set up in your name, removing bogus charges, and correcting information in your credit report such as phony addresses or contact information. With your FTC report, you can dispute these discrepancies and have the business correct the record. Be sure to ask for written confirmation and keep a record of all documents and conversations involved.
If you receive a notice from the IRS that someone used your identity to file a tax return in your name, follow the information provided by the IRS in the notice. From there, you can file an identity theft affidavit with the IRS. If the notice mentions that you were paid from an employer you don’t know, contact that employer as well and let them know of possible fraud—namely that someone has stolen your identity and that you don’t truly work for them.
Also, be aware that the IRS has specific guidelines as to how and when they will contact you. As a rule, they will most likely contact you via physical mail delivered by the U.S. Postal Service. (They won’t call or apply harassing pressure tactics—only scammers do that.) Identity-based tax scams are a topic all of their own, and for more on it, you can check out this article on tax scams and how to avoid them.
Another downside of identity theft is that it can mark the start of a long, drawn-out affair. One instance of theft can possibly lead to another, so even what may appear to be an isolated bad charge on your credit card calls for keeping an eye on your identity. Many of the tools you would use up to this point still apply, such as checking up on your credit reports, maintaining fraud alerts as needed, and reviewing your accounts closely.
With all the time we spend online as we bank, shop, and simply surf, we create and share all kinds of personal information—information that can get collected and even stolen. The good news is that you can prevent theft and fraud with online protection software, such as McAfee+ Ultimate.
With McAfee+ Ultimate you can:
In all, it’s our most comprehensive privacy, identity, and device protection plan, built for a time when we rely so heavily on the internet to go about our day, whether that’s work, play, or simply getting things done.
Realizing that you’ve become a victim of identity theft carries plenty of emotion with it, which is understandable—the thief has stolen a part of you to get at your money, information, and even reputation. Once that initial rush of anger and surprise has passed, it’s time to get clinical and get busy. Think like a detective who’s building – and closing – a case. That’s exactly what you’re doing. Follow the steps, document each one, and build up your case file as you need. Staying cool, organized, and ready with an answer for any questions you’ll face in the process of restoring your identity will help you see things through.
Once again, this is a good reminder that vigilance is the best defense against identity theft from happening in the first place. While there’s no absolute, sure-fire protection against it, there are several things you can do to lower the odds in your favor. And at the top of the list is keeping consistent tabs on what’s happening across your credit reports and accounts.
The post Top Signs of Identity Theft appeared first on McAfee Blog.
A good time to check if someone is using your identity is before it even happens.
One of identity theft’s several downsides is how people discover they’ve become a victim in the first place—by surprise. They go to rent an apartment, open a line of credit, or apply for financing, only to discover that their finances or reputation has taken a hit because of identity thief.
And those hits add up, particularly when you look at the dollars involved. In 2020, the Federal Trade Commission (FTC) reported $3.3 billion in financial losses from 4.7 million reported cases of fraud, a 45% increase over the year prior. Of those reports, identity theft was the leading fraud category, accounting for 29% of fraud incidents.
Plenty. Depending on the type and amount of information an identity thief gets their hands on, they can harm your finances and reputation in several ways, including:
Rather than ending up with a rude and potentially costly surprise of your own, you can get ahead of thieves by checking to see if someone is using your identity before it’s a problem or before it really takes root.
Major data breaches that expose personal information seem to hit the headlines with some regularity, not to mention the many, many more that don’t get national or international press coverage. Most recently we have the Neiman Marcus breach, where this major retailer alerted 4.6 million customers that “an unauthorized party obtained personal information associated with certain Neiman Marcus customers’ online accounts.”
And as it is with many such breaches, it took quite some time before the theft of information was discovered. Per Neiman Marcus, it’s believed that the breach occurred in May 2020 and only discovered in September of 2021. Potentially compromised information included:
Whether or not you have reason to suspect that your information got caught up in this recent large-scale breach, it serves as a good reminder that any time is the right time to check up on your identity. Acting now can save headaches, potentially big headaches, later.
Quite a bit of identity theft prevention begins with taking stock of the accounts and services you have in your name. This ranges anywhere from bank accounts to public utilities and from credit cards to loans, all of which contain varying degrees of personal information about you. With a sense of where your personal identity is being used, you can better look for instances where it’s being misused.
Ways you can spot for possible identity theft include:
If you stop receiving a bill that normally comes to you, such as a utility bill or for a department store credit card, that could be a sign that a thief has changed the mailing address and has potentially hijacked your identity.
This is rather straightforward, yet it reminds us how important it is to look at our statements closely. Charges that you didn’t ring up or that seem slightly higher than normal are a surefire sign that you should follow up with the bank or company involved and let them know of possible fraud.
In the U.S., you have annual access to free credit reports from the major credit reporting agencies. Not only will this give you a sense of your credit score, but it will also show the credit that’s open in your name, along with addresses associated with your identity. Spotting an account that you haven’t signed up for or seeing an address of a residence that you’re not renting are other common signs that your identity may have been compromised.
With the number of accounts many of us have these days, a credit monitoring service can help you stay on top of what’s happening in your name. Often offered through banks, credit unions, and even insurance providers, credit monitoring can alert you in several instances, including:
Overall, credit monitoring can act as another set of eyes for you and spot potential identity issues. Different services provide different levels of monitoring, so consider reviewing a few options to find the one that works best for you.
One like our own Identity Protection Service will monitor several types of personally identifiable information, alert you of potentially stolen personal info, and offer guided help to neutralize the threat—in addition to offering several preventative steps to help keep theft from happening in the first place. With this set up on your computers and smartphone you can stay in the know and address issues immediately.
Along with keeping an eye on what’s happening with your identity online and elsewhere, there are a few more things you can do to make it tougher for thieves to steal your identity.
Given all the banking and shopping we do on our computers and phones, installing and using comprehensive online protection software is a must these days. It puts several layers of security in place, such as creating complex passwords automatically, shielding credit card info from prying eyes, and protecting your privacy and data online by connecting with a VPN. In short, online protection software acts as a solid first line of defense.
As mentioned above, comprehensive online protection software often includes a password manager that can generate strong, unique passwords for each of your accounts and remember them for you. It’s extra protection that makes life a lot easier for you by managing all the accounts you’re juggling. Also, use MFA (multi-factor authentication) on the accounts that give you the option, which makes it harder for a thief to crack your accounts with a password alone.
Sensitive documents come in all forms. Top-of-the-line examples include things like tax returns, bank statements, and financial records. Yet there are also things like your phone and utility bills, statements from your doctor’s office, and offers that come to you via mail. Together, these things can contain personal information such as account numbers, your full Social Security Number, the last four digits of your Social Security Number (which can still be useful to thieves), and other information that may uniquely identify you. You’ll want to dispose of sensitive documents like these so that they can’t be harvested by hackers.
For physical documents, consider the low-cost investment of a paper shredder to help ensure they don’t fall into the wrong hands when you are done with them. (And let’s face it, they’re fun to use!) For digital documents, simply deleting a file is not enough – online protection software is a great resource that often includes a digital document shredder, designed to render the data practically unusable when you’re ready to trash the file.
Your Social Security Number is one of the most prized possessions a thief can run away with because it is so closely associated with you and things like your tax returns, employment, and so on. Keep it stored in a safe location rather than on your person or in your wallet. Likewise, be careful about giving out your SSN. While organizations like the IRS, your bank, and employer require it, there are other organizations who do not—but may ask for it anyway. (Doctor’s offices are a prime example.) If you get such a request, ask them what they intend to use it for and then ask if another form of identification will work instead.
Phishing attacks are one of the primary ways identity thieves steal personal information. Whether they come via a direct message, on social media, or through email, text, or phone calls, thieves use them to harvest your personal info by posing as a legitimate organization—such as in this recent IRS phishing scam. Phishing is a topic all unto itself, and you can check out this quick read to see how you can spot phishing scams and protect yourself from them.
Like any criminal, identity thieves do their dirtiest work in the shadows—quietly stealing money under your nose, or worse, as we outlined above. By shining a light on your identity and keeping regular track of what’s happening with it, you can spot unusual activity right away. Even the small stuff is important. A co-worker of mine once saw an incorrect address listed on his credit report. Turned out, that address was used to rack up several large charges at a retailer, which he was able to fix with the aid of the credit reporting agency and the retailer in question.
No doubt about it. Identity theft is indeed on the rise, and your best bet to avoid such a nasty surprise is to keep an eye on your digital identity the same way you keep an eye on your actual wallet.
The post How to Check if Someone is Using Your Identity appeared first on McAfee Blog.
Customers often ask us some version of this question. It’s a good question and in the past, there was no direct answer – only recommendations. For instance, we recommend online protection that goes beyond antivirus to include identity and privacy protection, as well as promoting safety best practices like using multi-factor authentication. We wondered if there was a simpler and easier way to advise customers how to better protect themselves.
A recent survey shows how important online security has become to consumers. We found that 74% of you have concerns about keeping your information private online. 57% want to be more in control of their personal info online. And, since the pandemic started, 47% of online consumers feel unsafe compared to 29%. Simply put, customers are more conscious of their safety online than ever before, and eager to play an active role in their protection.
It’s time for a new approach – meet the Protection Score.
If you’re thinking this looks like a credit, fitness, sleep, or any of the other scores we now use to visualize and quantify aspects of our life, you’re on the right track.
Your personalized Protection Score is a measure of your security online. The higher your score, the safer you are online. Your score will highlight any weaknesses in your security and help you fix them with easy step-by-step instructions. We’ll also let you know which features haven’t been setup so you can get the most out of your protection.
When we developed Protection Score the idea was to give customers a simple solution to better protect themselves and get the most from their subscription, including security tips to protect their identity, privacy, and devices, while also improving their online habits. We wanted it to be easy for anyone to:
Now that we’ve talked about Protection Score generally, let’s look at how it works in practice. Your score is based on a few things, including setting up your McAfee protection, strengthening your security with our safety recommendations, and ensuring your personal info is safely monitored with Identity Protection.
For example, if your information is exposed in a data breach your score may drop, but you can improve it by following our easy-to-follow remediation steps. Once you’ve completed those steps your score will go back up and you can be confident knowing you’re better protected online.
A perfect score does not mean you’re perfectly safe, but it does mean that you’re doing an excellent job of preventing and managing risks.
Your Protection Score is a great way to understand how safe you are at a glance. Additionally, improving your score ensures your life online is being protected by many of the safety features and benefits McAfee has to offer. For instance, the subscriber, John Smith, can see they’re fairly safe based on their score. However, it isn’t a perfect score and there are a few actions they could still take to improve it. In this case, adding their email and phone number to dark web monitoring – a crucial step in protecting their personally identifiable information online.
Protection Score can be easily accessed* from your browser of choice on any device so you can review our guidance and take steps to improve your score from wherever you are. McAfee’s Protection Score is a first for the cybersecurity industry, but we’re not stopping there. We’re going to continue to improve the feature by adding more personalization and accessibility so you can enjoy your life online knowing exactly how protected you are.
*Note that Protection Score is currently live in the US, Canada, Brazil, Australia, New Zealand, Japan, UK, Germany, France, Spain, and Italy.
The post Stay on top of your online security with our Protection Score appeared first on McAfee Blog.
“My phone’s been hacked!” Words you probably don’t want to hear or say. Ever.
Your phone gets to be like an old friend after a while. You have things laid out the way you like, your favorite apps are at the ready, and you have the perfect home screen and wallpaper all loaded up. So, if you unlock your phone one day and notice that something is a little … off, you’ll know pretty quickly. And it could be a sign that your phone may be hacked.
It’s often pretty easy to tell when a piece of your tech isn’t working quite right. The performance is off, things crash, and so on. While there are several cases where there’s a legitimate technical issue behind that, it could also be the sign of a hacked device.
Many hacks and attacks involve the installation of malware on the device, which eats up system resources, creates conflicts with other apps, and uses your data or internet connection to pass along your personal information—all of which can make your smartphone feel a little off.
A few examples follow. Note that these may be signs of a hacked phone, yet not always.
A suddenly sluggish phone or one that simply can’t hold a charge anymore are often attributed to phones that are getting a little old (these things happen). Yet, those same behaviors can also be signs of a compromised phone. For example, malicious bitcoin miners can run in the background and cause all types of performance issues because they eat up battery life and take up resources that your phone could otherwise normally use. In a way, it’s like having a second person using your phone at the same time you are.
Similar to the performance issues mentioned above, malware or mining apps running in the background can burn extra computing power, battery life, and data. Aside from a performance hit, they can cause your phone to physically run hot or even overheat. So if your phone feels like it’s been sitting in the sun, this could be a sign that malware is present.
If you’re seeing more popup ads than usual or seeing them for the first time, it could be a sign that your phone has been hit with adware—a type of malicious app that hackers use to generate revenue by distributing ads without the consent of the user. Furthermore, those ads may be malicious in nature as well (which is a good reminder to never click on them). Such ads may lead to bogus products and services or pages designed to steal personal information. All in all, malicious adware is what hackers prop up to make money off unsuspecting people.
A potential telltale sign that your phone has been hacked is the appearance of new apps that you didn’t download, along with spikes in data usage that you can’t account for. Likewise, if you see calls in your phone bill that you didn’t make, that’s a warning as well.
Big red flag here. Like seeing an unknown charge or payment in your bank statement, this is a possible sign that a hacker has hijacked your phone and is using it to transfer data, make purchases, send messages, or make calls via your phone.
To help keep your phone from getting hacked in the first place, there are a few relatively easy steps you can take. Inside of a few minutes, you can find yourself much safer than you were before.
1. Use comprehensive security software on your phone. Over the years, we’ve gotten into the good habit of using this on our computers and laptops. Our phones? Not so much. Installing security software on your smartphone gives you the first line of defense against attacks, plus several of the additional security features mentioned below.
2. Stay safer on the go with a VPN. One way that crooks can hack their way into your phone is via public Wi-Fi, such as at airports, hotels, and even libraries. These networks are public, meaning that your activities are exposed to others on the network—your banking, your password usage, all of it. One way to make a public network private is with a VPN, which can keep you and all you do protected from others on that Wi-Fi hotspot.
3. Use a password manager. Strong, unique passwords offer another primary line of defense. Yet with all the accounts we have floating around, juggling dozens of strong and unique passwords can feel like a task—thus the temptation to use (and re-use) simpler passwords. Hackers love this because one password can be the key to several accounts. Instead, try a password manager that can create those passwords for you and safely store them as well. Comprehensive security software will include one.
4. Avoid public charging stations. Charging up at a public station seems so simple and safe. However, some hackers have been known to “juice jack” by installing malware into the charging station. While you “juice up,” they “jack” your passwords and personal info. So what to do about power on the road? You can look into a portable power pack that you can charge up ahead of time or run on AA batteries. They’re pretty inexpensive and can prevent malware from a public charging station.
5. Keep your eyes on your phone. Preventing the actual theft of your phone is important too, as some hacks happen simply because a phone falls into the wrong hands. This is a good case for password or PIN protecting your phone, as well as turning on device tracking so that you can locate your phone or even wipe it remotely if you need to. Apple provides iOS users with a step-by-step guide for remotely wiping devices and Google offers up a guide for Android users as well.
A phone that’s acting a little funny may indicate a run-of-the-mill tech issue, yet it could also be a tell-tale sign of a hack. At a minimum, following up on your gut instinct that something isn’t quite right can take care of a nagging tech issue. But in the event of a possible hack, it can save you the far greater headache of unauthorized charges and purchases, and even identity theft. If you spot a problem, it absolutely pays to take a closer look. Follow up with tech support for help, whether that’s through your device manufacturer, retailer, or your antivirus providers. They’ll help pinpoint the issue and get you on your way.
The post Help! I Think My Phone’s Been Hacked appeared first on McAfee Blog.
More senior adults are taking advantage of the array of wearable technology that helps them stay connected to healthcare providers and monitor their physical health and safety. But that newfound convivence comes with risk and, for many, the genuine fear of falling prey to an online hacker.
Wearable technology brings seniors both power and peace of mind. Many elderly consumers rely on wearable technology to monitor critical blood glucose levels, heart activity, and blood pressure. In addition, seniors and their families rely on fall detection, emergency alerts, and home security technology to monitor physical safety. Since the pandemic, wearable technology has played a central role in connecting virus-vulnerable seniors to healthcare professionals.
A recent study cites that 25 percent of U.S. homeowners with broadband internet expect to purchase a new connected consumer health or fitness device within the next year. Another study predicts the global market for wearable healthcare devices will reach $46.6 billion by 2025.
This kind of data is excellent to show consumer trends, but it also gives cybercriminals a road sign for new inroads into stealing consumer data.
So how do we dodge the digital dangers of our beloved wearable devices? With time, attention, and a few basics.
Sound like a hassle? Perhaps. However, following these basic protocols is likely far more manageable than having to navigate through the potential chaos connected to a data breach.
1. Install updates immediately. When it comes to protecting your wearables, security updates are not optional. Be sure to install the updates (usually with a single click) to protect your device from reported bugs, enhance functionality, and of course, seal up any security loopholes.
2. Add digital protection. It’s more than a buzz. Extra security solutions such a Virtual Private Network (VPN) and added security software can be your saving grace from prying eyes and help protect the health data you send over the internet. A VPN uses an encrypted connection to send and receive data. For example, if you use a VPN, a hacker trying to eavesdrop on your network will be met with a cacophony of jumbled data on their screen. In addition, installing comprehensive security software can thwart viruses and malware scams from infecting your digital landscape.
3. Level up your password IQ. Several practices can quickly shore up your password security: 1) Change your device’s default username and password immediately, 2) choose a strong password, 3) use Two Factor Authentication (2FA), and 4) keep your passwords in one place such as a password manager.
4. Switch devices off and on. Here’s a fun one—go old school. The National Security Alliance (NSA) recently advised consumers of one powerful way to thwart cybercriminals, especially with smartphones. Turn your device on and off every now and then. Better yet, if a device is not in use, shut it down.
5. Verify every source. Scams connected to your new device or health condition increasingly look legitimate. For that reason, verify sources, websites, and avoid giving out any personal information, and never send money to an unverified source. Scams come in the form of a phony email, people posing as an IT department or helpdesk, text message, pop-up, calendar invite, or even a direct message on social media. This is where antivirus software can save the day.
6. Ask for help. Beyond your device manual, Google and YouTube, if you are a senior and still have issues securing a new device, reach out for help. Don’t overlook the help desk associated with your new device, many of which also have a convenient online chat feature. Other possible resources include: Your local library, senior center, Agency on Aging, or community center may have help. In addition, AARP has published a list of helpful IT resources for seniors.
Having the right technology at your fingertips can feel like magic especially if you are a senior adult with health and safety concerns. In these times of widespread digital insecurity, giving even a little extra time and attention to these basic digital security protocols can bring a new level of peace and power to your daily routine.
The post Can Your Wearable Health Monitors Be Compromised? appeared first on McAfee Blog.
As the new school year gets underway, many students will be returning to the classroom in-person, while others will opt to continue hybrid or remote learning indefinitely. Unfortunately, for families choosing the latter, remote learning could come at the expense of their online privacy.
According to the RAND Corporation’s 2020 research report, one in five U.S. school districts plan to offer online learning even after the pandemic ends. Many school districts are waiting to review the Centers for Disease Control (CDC) latest recommendations. Either way, there’s no better time for a data privacy refresh.
Protecting your child’s privacy while remote learning requires a three-part investment of parents, students, and schools. One of the first steps in that direction is to understand your district’s privacy practices. To do that, ask to take a closer look at its approach to data consent, secondary data use, as well as its data collection and retention practices.
According to The Center for Democracy and Technology, there are five areas where schools may put a child’s privacy at risk.
Using student data to assess needs and launch connectivity and device programs can pose a privacy risk.
Ask: To assess overall digital access, the school collected my child’s data. How will that data be used?
Sharing student data with third parties, such as broadband and device providers, is a common practice that can pose a privacy risk.
Ask: To connect my remote learner, the school shared my child’s data with the provider. Can the school ensure that data will be used by the third-party responsibly? May I view the data use policy?
Schools now have apps that allow teachers to monitor student progress.
Ask: With more teacher access to student devices and desktops, how can the school ensure that my child’s other data is secure?
Ongoing security and device management requirements should be established to avoid viruses and malicious activity.
Ask: What security measures are in place on school-owned devices to protect my child’s content or personal information? Will my child’s activity be tracked?
A lack of digital literacy and security knowledge on the part of students, families and even schools can put a child’s privacy at risk.
Ask: What digital literacy resources or training do you offer teachers, staff, students and families?
One sign your child’s privacy is in good hands is if your school has a solid Data Governance Policy (DGP) that staff, teachers, and students follow. A DGP establishes schools processes and structures for overseeing the school’s approach to management, usability, availability, quality and security of data and technology.
Going a step further, a privacy-aware school will engage students, families, teachers, and administrators (and even third-party providers) about the importance of data use and closing privacy gaps.
Rather than make assumptions, discuss what privacy is with your child. For example, with more time online, consider parental controls to filter risky content. Likewise, talk to your child about how to identify phishing scams and consider investing in security software that scans for malware and untrusted sites.
If your child uses video apps such as Zoom to connect remotely, be sure that personal information—such as birthdate, address, photographs, or a nickname—isn’t accidently visible in the background.
Whether your child uses Zoom, a chat app, website or another EdTech platform for learning, set privacy settings to provide maximum protection. Following the directions under “settings” of any new app are fast and easy.
Under FERPA, the Family Educational Rights and Privacy Act, schools must notify you of your right to opt out of Directory Information at the start of the school year. Don’t opt-out? Schools can share Directory Information about their child with third parties without parental or student consent.
If we could point to a positive consequence of the pandemic, it would be that with the sudden spike in connectivity during quarantine, data privacy concerns became more prevalent than ever—that shift deserves an A+. Moving forward, it’s critical for parents and schools to work together to create practices that protect online privacy for all students—on-site or remote.
The post Back-to-School: Privacy Worries in a Remote Learning World appeared first on McAfee Blog.
This fall, many students are headed back-to-school full time. However, just as workplaces now accommodate for remote work, schools are accommodating hybrid learning environments. While this may signal the end of things like snow days, it’s also created a new, more flexible style of learning that relies on computers, online connectivity, and apps to connect students with teachers and learning resources. It’s also a trend that’s not without risk, as evidenced by the more than 900 cybersecurity incidents, including personal data breaches, since 2016, according to the K-12 Cybersecurity Resource Center. This new style of learning comes with many implications for cybersecurity that we’ll discuss below, along with ways to protect learners and students of all ages.
Cameras and video conferencing software have become an integral part of the online learning experience. In the early days of 2020, we saw growing pains in the form of Zoom bombing, unintended sharing, and, on the lighter side, people learning to use fake backgrounds with hilarious consequences. And while many of these wrinkles have been smoothed out, for online learners, the fact remains that privacy is at risk anytime they use a camera.
Younger students:
Older students:
The good news is that while we’re all navigating the new world of learning online, there are more tools than ever to help you do so safely. A comprehensive security suite, like one of McAfee’s products, contains many of these security tools in one package, including tools for:
Younger students:
Older students:
Your child or teen’s portal to their online classroom is an important investment. After all, you’ll want them to be able to connect securely, communicate easily, and be able to handle any kind of online work they may need to do. Depending on the age of your child, this device may also have to be bomb-proof. Don’t worry some experts have already done the thinking for you with this list of computers for online learners.
There are many apps being used to facilitate online learning. And chances are, students will have to register, log-in, and provide identification. Regardless of age, here’s what NOT to provide.
Younger students:
Older students:
When students are learning in-person, the concept of being a good citizen is one that’s reinforced in the classroom and on the playground. Online, as students use forums, chats, and even social media to communicate, the concept of digital citizenship is just as important.
There’s a reason elementary schools have recess and high schools have lunch breaks. It gives kids time to step away from the books, stretch their legs, and refresh their minds. The same concept applies with online learning.
Younger students:
Older students:
For more extensive information about any of the recommendations above, please visit these resources.
The post 7 Safety Tips to Schooling in a Digital World appeared first on McAfee Blogs.
There’s a lot of misinformation about Virtual Private Networks, what they do, and the security benefits they offer. For this article, I’d like to do some myth-busting about how a VPN actually works and why you should use one.
A VPN is an app that you install on your device to help keep your personal data safe as you browse the internet
You may have heard that VPN apps live on your device and allow you to connect to the internet securely. What that means is, when you turn your VPN app on, your device makes a secure connection to a specialized computer that routes internet traffic, called a VPN server. You also may have heard that your connection is “wrapped in an encrypted tunnel” which means your device and the server share a secure connection so only you can see what you’re doing on the internet.
Every internet connection (like your cable modem) is assigned a unique set of numbers called an IP address, which is tied to information such as geographic location, ISP, etc. A VPN replaces your actual IP address to make it look like you’ve connected to the internet from a different location: the physical location of the VPN server, rather than your real location. This is just one reason why so many people use VPNs. This can be handy when you want to hide from advertising trackers or protect your search history.
To change your IP address, you simply open your VPN app, select the server location you’d like to connect to, and you’re done. You’re now browsing with a new IP address. If you’d like to make sure your IP has changed, open up a browser and search for “What’s my IP address” and click on one of the results.
When to use a VPN really depends on what you want it for. For example, 39% of users understand public Wi-Fi is unsafe but still do sensitive things, like banking or shopping on public WiFi, so using a VPN when you’re at the airport, or a café is a great use case.
As I mentioned before, a lot of people use a VPN for privacy reasons, like stopping advertisers from tracking them. Searches you perform, or websites you visit won’t be trackable, which means you’ll be able to surprise your spouse with a vacation you researched and planned on a computer you both use. Targeted ads could spoil things if your spouse is bombarded with ads for plane tickets and hotels while they browse.
A VPN protects your search history through the secure connection you share. When you search for a website, or type a URL into your navigation bar, your device sends something called a DNS request, which translates the website into the IP address of the web server; this is how your browser can find the website and serve its content to you. By encrypting your DNS requests, a VPN can hide your search habits and history from those that might use that info as part of building a profile of you. This type of info could be used in a wide variety of ways, from legitimately serving targeted ads to nefarious social engineering.
A VPN can protect your identity by blocking online trackers from following you around the internet. With your VPN on, trackers will think all of your browsing is coming from a different device in a different location. This throws off the profile advertisers try to build because they think you’re someone else.
Another way a VPN can protect your identity is by preventing some types of hacking. Stopping attacks on public WiFi where a bad actor tries to get between you and the website you’re visiting, is just one way VPNs can help. It’s called a Man-in-the-Middle attack, but that’s a subject for another article.
No, a VPN cannot make you anonymous. They help secure what you’re doing, but your ISP still knows when you’re using the internet. They just can’t see what you’re doing, what sites you visit, or how long you’ve been on a site.
Private browsing modes can help protect your privacy, but they’re useful if you share a device with other people and you don’t want them to see your search history. You can read all about the differences in the article I wrote a little while ago.
Apple’s Private Relay is currently in Beta and will be available with an iCloud+ subscription for Safari users on iOS and macOS soon. Private Relay is similar to a VPN in that it changes your IP address so websites you visit can’t tell exactly where you are.
When you turn Private Relay on, your device connects to a server that sends your browsing data to a second server, before it travels through the internet. The reason for the double hop is that first server gives you a new IP address, to make you harder to track, while the second server hides that information from the website you’re browsing. The first server only knows your original IP address, while the second server only knows what you’re browsing, but not your IP.
Private Relay only works with Safari on iOS and macOS. Even if you are using an Apple device, a VPN is still a good idea because it will protect the information that your device sends outside of Safari.
If you’re already a McAfee Total Protection subscriber, you have access to unlimited VPN usage. Protect your personal information, like your banking information and credit cards, from prying eyes with McAfee Total Protection’s Secure VPN. If you haven’t already signed up, now’s the perfect time. McAfee Total Protection provides security for all your devices, giving you peace of mind while you shop, bank, and browse online.
The post What is a VPN and Can it Hide My IP Address? appeared first on McAfee Blogs.
How many rooms in your home contain a smart device? From Peloton bikes to showerheads with Bluetooth speakers, smart home technology is rapidly making its way into every room in every household. In fact, the number of smart households (those that contain smart home technology) in the U.S. is expected to grow to 77.05 million by 2025. But with new technology comes new challenges.
Many product designers rush to get their smart devices to market, treating security as an afterthought and consequentially creating an easy access point for criminals to exploit. Once a hacker taps in to a user’s home network, they could potentially gain access to all the devices connected to the network. And many consumers, amazed by the appliances’ efficiency, are unaware of the risks of interconnectivity. So, how can families prevent criminals from taking peeks into their home?
Let’s take a tour through an average smart home and uncover the security implications of the various devices in each room.
Believe it or not, the security risks of a smart home often apply before you even step foot inside the house. Approximately 21 million U.S. homes have professionally monitored security systems. However, these systems are not immune to hacks. One popular security camera system experienced a series of intrusions where hackers were able to communicate with residents, making inappropriate comments, taunting children, and even demanding a ransom payment for the hacker to leave the system. Some users of another security camera system experienced similar intrusions, with hackers playing vulgar music and cranking the homeowners’ heat up to 90 degrees.
Security cameras are just the beginning. Users control mowers, smart sprinklers, and other outdoor devices remotely with smartphone apps. Although they are meant to make consumers’ lives more convenient, outdoor devices with embedded computers could be at the greatest risk of attack, according to professor of computer science and cybersecurity expert, Dr. Zahid Anwar.
Outdoor devices like garage door openers, wireless doorbells, and smart sprinklers are more vulnerable because they may be easily accessible to someone driving down the street with a computer or other Wi-Fi transmitter. Outdoor smart devices can be used as entry points, allowing hackers to access the entire smart home network. To prevent a stranger from spying on your network, it’s important to check how these products store your data. If the device’s system stores your personal information and is connected to the main home network, there is a possibility that a breach of one device on the network could reveal your data to a hacker.
Once you step foot into a smart home, you’ll likely find a variety of devices adopted by residents for added convenience, including smart TVs, Wi-Fi routers, smart speakers, thermostats, lightbulbs, and personal home assistants — the list goes on! But the fact that these devices are connected to the internet opens the door for cybercriminals to make themselves at home. For example, the FBI issued warnings about the risks of smart TVs, noting that hackers could potentially gain access to an unsecured television and take control by changing channels, adjusting volume levels, and even showing inappropriate content to children.
Additionally, a recent study outlined multiple privacy concerns with a popular virtual assistant, ranging from misleading privacy policies to allowing third parties to change the code of their programs after receiving approval from the device’s parent company. Anupam Das, assistant professor of computer science at North Carolina State University, stated that third party software developers created many of the applications consumers interact with while using the virtual assistant. However, Das and their fellow researchers identified several flaws in the current vetting process that could allow those third parties to gain access to users’ personal information. The virtual assistant’s parent company does not verify the developer responsible for publishing the third-party program, so a cybercriminal could easily register under the name of a trusted developer and create a program that spreads malicious code. For these reasons, it is critical that consumers stay informed on potentially vulnerable entry points left open by device manufacturers so they can take action to better protect their smart home technology and their personal privacy.
Today, it is not so weird to talk to your refrigerator (well, maybe a little). Smart appliances are quickly making their way into consumers’ kitchens. You can control your blender or Instant Pot from your phone and use voice activation with various appliances, further blurring the lines between the physical and the digital. And while smart kitchen appliances empower you to do things like controlling your air fryer from an app and use voice activation to brew your coffee in the morning, living like a Jetson does come with potential security risks. In 2019, McAfee researchers discovered a vulnerability within a Mr. Coffee brand coffee maker that could allow a hacker to access the user’s home network. To prevent criminals from brewing up trouble in your home, ensure that you take measures to secure each of your devices and keep criminals from spying on your network.
For many people, the bedroom is more than just the place where they sleep at night — it is a relaxing sanctuary where they can unwind. It is no wonder that many people have adopted various gadgets to turn their sanctuaries into high-tech hubs for relaxation. Take a smart bed, for example. These mattresses incorporate biometric sensors to help you snooze better, and they connect to a smartphone app that tracks your sleep trends and health metrics. While this technology may provide insight on how you can sleep better, it is important to realize that these devices are collecting data and sending it back to the manufacturer. Often, consumers do not stop to research what specific data is being collected and how it is being used, placing a lot of trust in the device manufacturer to safeguard their private information. But what happens if the company suffers a data breach or ransomware attack? There is a chance that your data might fall into the hands of a hacker. To better protect your online security, understand that enjoying the convenience of connected IoT requires an assessment of where your information is being stored.
There is no denying that IoT devices have upped the convenience of tech users’ lives everywhere. But with these technological rewards comes added risk — cybersecurity risk, that is. The more connected devices you have in your home, the more opportunities criminals have to infiltrate your network and reach other data-rich devices. This can potentially put your private and financial information at risk, not to mention your privacy.
As our reliance on IoT and smart home technology grows, so will the need for users to step up their cybersecurity practices. Follow these tips to help protect your personal data and privacy while still enjoying all that your smart home gadgets have to offer:
1. Secure your Wi-Fi network
Out of the box, most Wi-Fi routers are either not secured or use a default password such as “admin,” making it easy for hackers to poke around and access devices that are connected to your router. To prevent cybercriminals from snooping on your network and the gadgets that are attached to it, secure your Wi-Fi network with a strong password.
A password or passphrase that is long, complex, and unique will discourage attempts to break into your accounts. Try creating a string that is at least 12 characters long, contains a combination of uppercase letters, lowercase letters, symbols, and numbers, and that is unique to each account.
Do your research before investing in a smart device. Ask yourself if the gadget is from a reputable manufacturer. Has the company had previous data breaches, or do they have an excellent reputation for providing secure products? Also, take note of the information your IoT device collects, how vendors use this information and what they release to other users or third parties.
Above all, understand what control you have over your privacy and information usage. It is a good sign if an IoT device allows you to opt-out of having your information collected or lets you access and delete the data it does collect.
In addition to the password/username combo, multi-factor authentication requires that users confirm a collection of things to verify their identity — usually something they have, and a factor unique to their physical being — such as a retina or fingerprint scan. This can prevent a cybercriminal from using credential-stuffing tactics (where they will use email and password combinations to hack into online profiles) to access your network or account if your login details were ever exposed during a data breach.
Stay on top of software updates from your device manufacturer. Available updates are not always advertised, so visit the manufacturer’s website regularly. Additionally, make sure to update mobile apps that pair with your IoT device. Adjust your settings to turn on automatic software updates, so you always have the latest security patches.
Your router is the central hub that connects all the devices in your home, so make sure that it’s secure. After you change the default password and name of your router, ensure that your network name does not give away your address, so hackers can’t locate it. Then check that your router is using an encryption method, like WPA2, which will keep your communications secure.
Additionally, consider setting up a “guest network” for your IoT devices. This is a second network on your router that allows you to keep your computers and smartphones separate from IoT devices. So, if a device is compromised, a hacker still cannot get all the valuable information that is saved on your computers. Check your router’s manual for instructions on how to set up a guest network.
You do not need to go it alone — employ the help of a security solution like McAfee Secure Home Platform, which provides smart security for your home network. By automatically protecting your connected devices through the router, you can feel confident that you have a solid line of defense against online threats.
McAfee Total Protection also includes a robust password management system that creates and saves strong passwords across all your accounts in one centralized location. It also includes home network security to protect your firewall and block hackers from accessing your home network. McAfee Total Protection includes a home network map that allows you to easily identify trusted devices on your network and flag potential intruders.
Recognize that every Wi-Fi connection, every Bluetooth connection, and every connection you make using a wireless connection is subject to hacking. This will help you better understand the risks associated with your smart home devices, and therefore will help you be more equipped to combat them. Remember: a secure home is the smartest home you can have!
The post How to Secure Your Smart Home: A Step-by-Step Guide appeared first on McAfee Blogs.
Equipping and guiding your digitally connected child is one of the toughest challenges you will face as a parent. As your child grows and changes, so too will their online activities. Friend groups, favorite apps, and online interests can shift from one month to the next, which is why parental controls can be a parent’s best friend.
According to a report from Common Sense Media, teens spend an average of seven hours and 22 minutes on their phones a day. Tweens (ages 8 to 12) spend four hours and 44 minutes daily. This is time outside of schoolwork.
That is a lot of time to stroll the streets of cyberspace for entertainment purposes, and it’s only increased since the pandemic.
Striking a balance between screen time and healthy device use is an always-evolving challenge. On the one hand, your child’s device is an essential channel connecting them to their self-identity, peer acceptance, and emotional well-being. On the other hand, that same device is also the door that can bring issues such as cyberbullying, predators, risky behavior, and self-image struggles into your child’s life.
Parental controls are tools that allow parents to set controls on their children’s internet use. Controls include content filters (inappropriate content), usage limits (time controls), and monitoring (tracking activity).
Many of the technology your family already owns or sites your kids visit have basic parental controls (i.e., built-in controls for android and iPhone and social networks such as YouTube). However, another level of parental control comes in software specifically engineered to filter, limit, and track digital activity. These consumer-designed parental controls offer families a higher, more powerful form of protection.
If you are like many parents who land on this blog, you’ve hit a rough patch. You have concerns about your child’s online activity but aren’t sure how to begin restoring balance. Rightly, you want to find the best parental control software and put digital safeguards in place.
Every family dynamic is different, as is every family’s approach to online monitoring. However, most parents can agree that when a negative influence begins to impact the family’s emotional and physical health, exploring new solutions can help get you back on track.
Depending on your child’s age, you may need to consider parental controls if:
1. They don’t respond when you talk to them
If your child is increasingly engrossed in their phone and it’s causing communication issues in your family, you may want to consider software that includes time limits. Connecting with your child during device-free time can improve communication.
2. They’ve started ignoring homework and family responsibilities
There are a lot of reasons grades can plummet, or interests can fade. However, if your child is spending more and more time online, limiting or monitoring what goes on in that time can help restore emotional balance and self-discipline to meet responsibilities.
3. Their browser history shows access to risky content
Innocent online searches can lead to not so innocent results or children may go looking for content simply because they’re curious. Parental controls automatically block age-inappropriate sites and filter websites, apps, and web searches.
4. They won’t give you their device without a fight
If the phone has become the center of your child’s world at the cost of parental respect and family rules, they may be engaged in inappropriate behavior online, connecting with the wrong friends, or struggling with tech balance. With the proper parental controls, a parent can block risky content, view daily activity, and set healthy time limits.
5. They’re losing interest in family outings and other non-digital activities
Poor habits form quietly over time. If your child has dramatically changed their focus in the past three to six months, consider zooming in on why. It may not be technology use, but you may consider an additional layer of protection if it is.
6. They go into another room to respond to a text
While everyone deserves privacy, if constantly sneaking away to communicate with a friend is your child’s new norm, you may consider making some screen time adjustments.
7. They are exhausted
Unbeknownst to parents, kids might be exchanging sleep for screen time. Parental controls can help you nip this unhealthy habit. Setting time limits can help kids experience deeper sleep, better moods, more focus, and more energy.
8. They overshare online
If you browse through your child’s social media and notice their profiles are public instead of private, or if your child tends to overshare personal information, parental controls can help you monitor future activity.
Ideally, we’d all prefer to live in a world where we didn’t need parental controls at all. Unfortunately, that is neither a present nor future reality. So, we recalibrate, keep learning, and keep adding to our parenting skills. As always, we believe the first go-to digital safety tool is investing in consistent open and honest conversation with your child. And the second tool? Yup, reach for the parental controls. While you may hear some hemming and hawing from your kids at first, the peace of mind you gain from having parental controls in place will be worth it.
The post 8 Signs It May Be Time for Parental Controls appeared first on McAfee Blog.
The COVID-19 pandemic forced many of us to quickly adjust to the new normal — case and point, admitted that they switched to digital activities like online banking, social networking, and online shopping in 2020 out of convenience. Research now shows that consumers’ reliance on this technology is here to stay. PwC found that 44% of global consumers now shop more using their smartphones compared to when COVID-19 began. While having the world at your fingertips is convenient, how does this digital lifestyle change expose users to cyber threats, especially attacks on mobile devices?
It’s no secret that cybercriminals tend to manipulate their attacks based on the current trends set by technology users. As you reflect on how increased connectivity affected your everyday life, it’s important to ask yourself what could be lurking in the shadows while using your mobile devices. With more of us relying on our devices there’s plenty of opportunities for hackers. This begs the question, what does mobile security look like in a post-pandemic world?
In addition to the increased adoption of digital devices, we had to figure out how to live our best lives online – from working from home to distance learning to digitally connecting with loved ones. And according to McAfee’s 2021 Consumer Security Mindset Report, these online activities will remain a key part of consumers’ post-pandemic routines. But more time spent online interacting with various apps and services simultaneously increases your chance of exposure to cybersecurity risks and threats. Unsurprisingly, cybercriminals were quick to take advantage of this increase in connectivity. McAfee Labs saw an average of 375 new threats per minute and a surge of cybercriminals exploiting the pandemic through COVID-19 themed phishing campaigns, malicious apps, malware, and more. New mobile malware also increased by 71%, with total malware growing nearly 12% from July 2019 to July 2020. As consumers continue to rely on their mobile devices to complete various tasks, they will also need to adapt their security habits to accommodate for more time spent online.
Here at McAfee, we recognize that the way you and your family live your digital lives has changed. We want to help empower you to protect your online security in your hyper-connected lifestyle. To help provide greater peace of mind while using your mobile devices, follow these tips to help safeguard your security.
When setting up a new device or online account, always change the default credentials to a password or passphrase that is strong and unique. Using different passwords or passphrases for each of your online accounts helps protect the majority of your data if one of your accounts becomes vulnerable. If you are worried about forgetting your passwords, subscribe to a password management tool that will remember them for you.
Remember to physically lock your mobile devices with a security code or using facial recognition as well. This prevents a criminal from unlocking your device and uncovering your personally identifiable information in the event that your phone or laptop is stolen.
Multi-factor authentication provides an extra layer of security, as it requires multiple forms of verification like texting or emailing a secure code to verify your identity. Most popular online sites like Gmail, Dropbox, LinkedIn, Facebook, etc. offer multi-factor authentication, and it takes just a few minutes to set it up. This reduces the risk of successful impersonation by hackers who may have uncovered your credentials.
Hackers tend to lurk in the shadows on public Wi-Fi networks to catch unsuspecting users looking for free internet access on their mobile devices. If you have to conduct transactions on a public Wi-Fi network, use a virtual private network (VPN) like McAfee® Safe Connect to help keep you safe while you’re online.
Be skeptical of text messages claiming to be from companies with peculiar asks or information that seems too good to be true. Instead of clicking on a link within the text, it’s best to go straight to the organization’s website to check your account status or contact customer service.
Some cybercriminals send texts from internet services to hide their identities. Combat this by using the feature on your mobile device that blocks texts sent from the internet or unknown users. For example, you can disable all potential spam messages from the Messages app on an Android device by navigating to Settings, clicking on “Spam protection,” and turning on the “Enable spam protection” switch. Learn more about how you can block robotexts and spam messages on your device.
Prepare your mobile devices for any threat coming their way. To do just that, cover these devices with an extra layer of protection via a mobile security solution, such as McAfee Mobile Security.
COVID-19 changed our relationships with our digital devices, but that does not mean we have to compromise our online security for convenience. Incorporating these tips into your everyday life can help ward off mobile cyber threats and stay a step ahead of hackers.
The post The Future of Mobile in a Post-COVID World & How to Stay Secure appeared first on McAfee Blogs.
What do Burger King and the popular “Doge” meme have in common? They both have cryptocurrencies named after their likeliness. WhopperCoin and Dogecoin are just two examples of the thousands of types of cryptocurrencies that have caught users’ attention over the past few years. Cryptocurrencies are digital tokens generated by a computer after solving complex mathematical functions. These functions are used to verify the authenticity of a ledger, or blockchain.
Bitcoin is the most popular cryptocurrency today, increasing its value by almost 300% in 2020. Today, almost 46 million Americans own at least one share of Bitcoin, illustrating how these cryptocurrencies are the future of tomorrow’s digital payment system — or are they? The same benefits that make them a popular choice with online users have also made them popular amongst online thieves, sparking a wave of ransomware attacks and other cyberattacks more recently. This begs the question: do the benefits of Bitcoin outweigh the risks?
Every rose has its thorn, and several Bitcoin benefits seem to be hitched to online security risks. Here are some cryptocurrency characteristics that may seem appealing to users, but also provide cybercriminals with an opportunity to exploit:
As previously mentioned, cryptocurrency exchanges take place on an online public ledger, or blockchain, to secure online transactions. This means that anybody can observe the exchange online. However, the parties making the transactions are anonymous, disguised with a random number. Bitcoin users can make purchases that are never associated with their identity, similar to a cash transaction.
While the purchase discretion provided by Bitcoin may be appealing to users who want to remain private, this characteristic could also aid cybercriminals in malicious activity. Due to the anonymity of Bitcoin transactions, there is no way for someone to associate a person with a certain cryptocurrency wallet. Furthermore, a user could have multiple wallets, allowing them to spread their currency from one address to another.
For a cybercriminal looking to target an individual with ransomware, the purchase discretion and anonymity of Bitcoin provide a favorable solution. In fact, Bitcoin accounts for approximately 98% of ransomware payments today. Say a hacker carries out a ransomware attack and demands that the user pay a large sum in Bitcoin. If the user completes the payment, the hacker can keep moving the currency from one anonymous account to another. That makes it very difficult — though not impossible — to trace if the individual decides to investigate the case and tries to get their money back.
Another characteristic that Bitcoin users find appealing is the autonomy offered by digital currencies. In theory, they allow users more autonomy over their own money than government-regulated currencies do. With Bitcoin, users can control how they spend their money without dealing with an intermediary authority like a bank or government.
This lack of intermediary authority also opens a door for hackers to exploit. Say a user decides that they want to manage their finances using Bitcoin to bypass banking fees and send money to friends and family in different parts of the world. As previously mentioned, a Bitcoin user is assigned an anonymous private key that acts as their security credential. This key is generated and maintained by the user instead of a third-party agency. But what happens if the key isn’t random enough? An attacker could steal the user’s private key, and they will not be able to recover it since the Bitcoin blockchain is not dependent on any centralized third-party institutions. Therefore, it will be very difficult to track the attacker’s behaviors and recover lost funds.
It is safe to say that Bitcoin has caused a lot of buzz. But do the benefits outweigh the risks? Due to the nature of Bitcoin and most other public blockchains, anyone in the world can perform transactions or cryptographic computations — including cybercriminals. That’s why it is crucial for current cryptocurrency users and those considering cryptocurrency investment to do their research and know what vulnerabilities lie within the world of Bitcoin.
Follow these tips to help protect yourself from common threats that leverage cryptocurrency:
With blockchain, cryptocurrency, and any new and emerging technology, make sure you always remain a bit skeptical. Do your homework before you embrace the technology — research your options and make note of any known security issues and what you can do to mitigate known risks.
If a hacker does target you with ransomware demanding Bitcoin payment, it’s best not to pay the ransom. Although you may feel in the moment that this is the only way to get your encrypted files back, there is no guarantee that the ransomware developers will send a decryption tool once they receive the payment. Paying the ransom also contributes to the development of more ransomware families, so it is best to hold off on making any payments. Furthermore, a recent study found that 80% of businesses that choose to pay a ransom experience a subsequent ransomware attack. While it may feel like your only option in the moment, paying a ransom could show attackers that you’re willing to make the payment, therefore positioning you as an ideal target for yet another attack.
If you are targeted with ransomware, it’s crucial that you always have backup copies of your files, preferably in the cloud and on an external hard drive. This way, if you do get a ransomware infection, you can wipe your computer or device and reinstall your files from the backup. Backups protect your data, and you won’t be tempted to reward the hackers by paying a ransom. Backups won’t prevent ransomware, but they can mitigate the risks.
Large organizations often fall prey to ransomware attacks, so take necessary precautions if a company you’ve interacted with becomes compromised from a data leak or a ransomware attack. Immediately change your passwords for all your accounts, ensuring they are strong and unique. You can also employ a password manager to keep track of your credentials and generate secure login keys.
Add an extra layer of security with a solution such as McAfee® Total Protection, which includes Ransom Guard, to help protect your devices from these cyberthreats and ensure your digital wellness online.
The emergence of Bitcoin has indeed facilitated a wave of cybercrime that was previously difficult to perceive. In this new age of digital payments, blockchain, and cryptocurrencies, make sure that you do your research and stay vigilant when it comes to protecting your online safety. Remember: Bitcoin worth will continue to fluctuate, but your personal security will always remain invaluable.
To stay updated on all things McAfee and on top of the latest consumer and mobile security threats, follow @McAfee_Home on Twitter, subscribe to our newsletter, listen to our podcast Hackable?, and ‘Like’ us on Facebook.
The post Do the Benefits of Bitcoin Outweigh the Risks? appeared first on McAfee Blogs.
The gig economy has become more prevalent in today’s world with the appeal and necessity of flexible work opportunities. Many take advantage of short-term contracts, side jobs, and freelance work to retain more control over how they spend their day and earn their income. However, the proliferation of these flexible work opportunities has transcended into the dark web, allowing individuals to conduct nefarious activities. Rather than contracting handyman or moving services on the dark web, you can find hackers contracting their website hacking services or buyers placing ads looking for a hacker to hire. These acts pose significant risks to online users, given the amount of stolen personal information on dark websites. Take a look at the activities you can expect to find on the dark web and the steps you can take to safeguard your online privacy.
The dark web is part of the public internet that search engines do not index. In other words, what happens on the dark web, stays on the dark web with no traceable records. Most people don’t realize that the dark web is not illegal despite its association with criminal activities. However, the dark web has retained a criminal reputation since it is challenging to track what goes on. As a result, criminals will often frequent the dark web to conduct a variety of illegal transactions, including hacking services.
Researchers are discovering an uptick in activity on dark web forums that includes buying and selling black hat hacking services. 90% of the activity on these forums is from people looking to hire hackers to infiltrate websites and steal databases. Additionally, 4% of the people frequenting dark web forums requested hacking services related to website hacking and malicious code injection.
Another 7% of people on the dark web are hackers contracting out their services and tools. These services and tools include web shells, a file uploaded to a server that an attacker can use to execute operating system commands, as well as access to administrative website interfaces and ready-made exploits. Many of the services offered on these forums range in specialties such as site infiltration to data extraction. As a result, they often attract a variety of customers with numerous requests.
Further, many of the ads seeking hacking services are aimed at database hacking. Those targeting databases are often financially incentivized hackers and companies out to steal their competitor’s information. Databases remain a popular target for hackers since they contain a significant amount of personal information ranging from first and last names to credit card numbers. Cybercriminals can then use this information to commit numerous crimes such as monetary theft, unemployment and tax relief fraud, and identity theft.
For example, the Canada Revenue Agency (CRA) had to suspend approximately 800,000 accounts after discovering matching credentials for sale on the dark web. In a previous data breach, hackers used login credentials to access taxpayer accounts, apply for COVID-19 relief funds, and reroute the funds into their bank accounts. Taxpayers could not log in to their accounts without first taking the necessary steps to regain safe access.
Users must protect their online presence and information as these criminal activities continue to escalate in demand. Here are the five must-dos after discovering a data breach to retain your online security.
Be one of the first to know about a data breach by leveraging security software such as McAfee Total Protection. A comprehensive security solution that includes dark web monitoring actively monitors the dark web for data breaches and exposed information. This information includes but is not limited to your date of birth, email addresses, credit card numbers, and personal identification numbers. Robust security software also provides steps for remediation after a data breach to guide the user to regain control and integrity of their data and privacy.
Companies are required to notify their customers of a data breach under the PIPEDA legislature. Be on the lookout for breach notices from relevant companies since they are often the first to know about a data breach impacting their online customers.
Create news alerts for companies that have access to your information to stay notified of the latest events. Additionally, create notifications for your bank and other financial accounts to monitor for suspicious activity such as unauthorized transactions or a drop in credit score. You will be better prepared to mitigate any cybersecurity threats with the right security software and knowledge of the latest risks.
Looking back to the 800,00 taxpayers whose accounts were suspended, they could not regain access without first changing their login credentials. Changing your login credentials such as your usernames, passwords, and security questions is a critical first step to take after any data breach.
Changing your credentials prevents hackers from accessing your personal information and ensures that you regain control over your account security. The chances of a hacker accessing your data are exceptionally high if you use the same credentials across different accounts. Thus, it’s essential to change your usernames and passwords regularly to ensure your information remains secure.
Just as important as changing your password regularly is changing your password following best practices. Create stronger passwords by using a combination of the following:
Long passwords with a minimum of 12 characters are also more effective than shorter passwords since it makes it more difficult for a hacker to guess. In sum, ensure all passwords are long, complex, and only used once. Use a password manager with a built-in generator like the one included in McAfee’s Total Protection solution to make it easier to access and manage passwords.
If your credentials are exposed in a data breach, using multifactor authentication will ensure hackers cannot access your information using only your login credentials. So even if your username and password are exposed, there is still a layer of security that hackers will not be able to bypass. Block out unauthorized login attempts by enabling multifactor authentication wherever applicable.
The dark web continues to be a primary destination for cybercrime. Online users must remain cautious about the information they retain in their online accounts and the websites with access to their personal information. Your data security and privacy are not always a guarantee, but the more precautions you take with your online safety, the better protected you will be.
To stay updated on all things McAfee and on top of the latest consumer and mobile security threats, follow @McAfee_Home on Twitter, subscribe to our newsletter, listen to our podcast Hackable?, and ‘Like’ us on Facebook.
The post The Rise of the Dark Web Gig Economy appeared first on McAfee Blogs.
[Disclaimer: The McAfee ATR team disclosed this vulnerability to Peloton and promptly started working together to responsibly develop and issue a patch within the disclosure window. The patch was tested and confirmed effective on June 4, 2021.]
Picture this: A hacker enters a gym or fitness center with a Peloton Bike+. They insert a tiny USB key with a boot image file containing malicious code that grants them remote root access. Since the attacker doesn’t need to factory unlock the bike to load the modified image, there is no sign that it was tampered with. With their newfound access, the hacker interferes with the Peloton’s operating system and now has the ability to install and run any programs, modify files, or set up remote backdoor access over the internet. They add malicious apps disguised as Netflix and Spotify to the bike in the hopes that unsuspecting users will enter their login credentials for them to harvest for other cyberattacks. They can enable the bike’s camera and microphone to spy on the device and whoever is using it. To make matters worse, they can also decrypt the bike’s encrypted communications with the various cloud services and databases it accesses, potentially intercepting all kinds of sensitive information. As a result, an unsuspecting gym-goer taking the Peloton Bike+ for a spin could be in danger of having their personal data compromised and their workout unknowingly watched.
That’s a potential risk that you no longer have to worry about thanks to McAfee’s Advanced Threat Research (ATR) team. The ATR team recently disclosed a vulnerability (CVE-2021-3387) in the Peloton Bike+, which would allow a hacker with either physical access to the Bike+ or access during any point in the supply chain (from construction to delivery), to gain remote root access to the Peloton’s tablet. The hacker could install malicious software, intercept traffic and user’s personal data, and even gain control of the Bike’s camera and microphone over the internet. Further conversations with Peloton confirmed that this vulnerability is also present on Peloton Tread exercise equipment; however, the scope of our research was confined to the Bike+.
As a result of COVID-19, many consumers have looked for in-home exercise solutions, sending the demand for Peloton products soaring. The number of Peloton users grew 22% between September and the end of December 2020, with over 4.4 million members on the platform at year’s end. By combining luxury exercise equipment with high-end technology, Peloton presents an appealing solution to those looking to stay in shape with a variety of classes, all from a few taps of a tablet. Even though in-home fitness products such as Peloton promise unprecedented convenience, many consumers do not realize the risks that IoT fitness devices pose to their online security.
IoT fitness devices such as the Peloton Bike+ are just like any other laptop or mobile phone that can connect to the internet. They have embedded systems complete with firmware, software, and operating systems. As a result, they are susceptible to the same kind of vulnerabilities, and their security should be approached with a similar level of scrutiny.
Following the consumer trend in increasing IoT fitness devices, McAfee ATR began poring over the Peloton’s various systems with a critical eye, looking for potential risks consumers might not be thinking about. It was during this exploratory process that the team discovered that the Bike’s system was not verifying that the device’s bootloader was unlocked before attempting to boot a custom image. This means that the bike allowed researchers to load a file that wasn’t meant for the Peloton hardware — a command that should normally be denied on a locked device such as this one. Their first attempt only loaded a blank screen, so the team continued to search for ways to install a valid, but customized boot image, which would start the bike successfully with increased privileges.
After some digging, researchers were able to download an update package directly from Peloton, containing a boot image that they could modify. With the ability to modify a boot image from Peloton, the researchers were granted root access. Root access means that the ATR team had the highest level of permissions on the device, allowing them to perform functions as an end-user that were not intended by Peloton developers. The Verified Boot process on the Bike failed to identify that the researchers tampered with the boot image, allowing the operating system to start up normally with the modified file. To an unsuspecting user, the Peloton Bike+ appeared completely normal, showing no signs of external modifications or clues that the device had been compromised. In reality, ATR had gained complete control of the Bike’s Android operating system.
The McAfee ATR team disclosed this vulnerability to Peloton and promptly started working together to responsibly develop and issue a patch within the disclosure window. The patch was tested and confirmed effective on June 4, 2021. The discovery serves as an important reminder to practice caution when using fitness IoT devices, and it is important that consumers keep these tips in mind to stay secure while staying fit:
Stay on top of software updates from your device manufacturer, especially since they will not always advertise their availability. Visit their website regularly to ensure you do not miss news that may affect you. Additionally, make sure to update mobile apps that pair with your IoT device. Adjust your settings to turn on automatic software updates, so you do not have to update manually and always have the latest security patches.
Do your research before making a significant investment in an IoT device. Ask yourself if these devices are from a reputable vendor. Have they had previous data breaches in the past, or do they have an excellent reputation for providing secure products? Also, take note of the information your IoT device collects, how vendors use this information and what they release to other users or third parties.
Above all, understand what control you have over your privacy and information usage. It is a good sign if an IoT device allows you to opt-out of having your information collected or lets you access and delete the data it does collect.
Protect your data from being compromised by stealthy cybercriminals by using an identity theft solution such as the one included in McAfee Total Protection. This software allows users to take a proactive approach to protecting their identities with personal and financial monitoring, as well as recovery tools.
If you are one of the 4.4 million Peloton members or use other IoT fitness devices, it is important to keep in mind that these gadgets could pose a potential security risk just like any other connected device. To elevate your fitness game while protecting your privacy and data, incorporate cybersecurity best practices into your everyday life so you can confidently enjoy your IoT devices.
As stated, McAfee and Peloton worked together closely to address this issue. Adrian Stone, Peloton’s Head of Global Information Security, shared that “this vulnerability reported by McAfee would require direct, physical access to a Peloton Bike+ or Tread. Like with any connected device in the home, if an attacker is able to gain physical access to it, additional physical controls and safeguards become increasingly important. To keep our Members safe, we acted quickly and in coordination with McAfee. We pushed a mandatory update in early June and every device with the update installed is protected from this issue.”
Peloton is always looking for ways to improve products and features, including making new features available to Members through software updates that are pushed to Peloton devices. For a step-by-step guide on how to check for updated software, Peloton Members can visit the Peloton support site.
The post Is Your Peloton Spinning Up Malware? appeared first on McAfee Blogs.
Over the past year, you may have seen the term ransomware popping up frequently. There’s good reason for that as ransomware is responsible for 21% of all cyberattacks, according to a new report. For enterprising hackers, this tactic has become standard operating procedure because it’s effective and organizations are willing to pay. But what does that mean for you and living a confident life online? Fortunately, there are a number of things individuals can do to avoid ransomware. But first, let’s start with the basics.
Ransomware is malware that employs encryption to hold a victim’s information at ransom. The hacker uses it to encrypt a user or organization’s critical data so that they cannot access files, databases, or applications. A ransom is then demanded to provide access. It is a growing threat, generating billions of dollars in payments to cybercriminals and inflicting significant damage and expenses for businesses and governmental organizations.
McAfee Labs counted a 60% increase in attacks from Q4 2019 to Q1 2020 in the United States alone. Unfortunately, the attacks targeting organizations also impact the consumers who buy from them, as the company’s data consists of its customers’ personal and financial information. That means your data if you’ve done business with the affected company. Fortunately, there are many ways you can protect yourself from ransomware attacks.
When a company is hit with a ransomware attack, they typically are quick to report the incident, even though a full analysis of what was affected and how extensive the breach may have been may take much longer. Once they have the necessary details they may reach out to their customers via email, through updates on their site, social media, or even the press to report what customer data may be at risk. Paying attention to official communications through these various channels is the best way to know if you’ve been affected by a ransomware attack.
The top ransomware infection vectors – a fancy term for the way you get ransomware on your device – are phishing and vulnerability exploits. Of these two, phishing is responsible for a full 41% of ransomware infections. Ironically, this is good news, because phishing is something we can learn to spot and avoid by educating ourselves about how scammers work. Before we get into specific tips, know that phishing can take the form of many types of communications including emails, texts, and voicemails. Also know that scammers are convincingly imitating some of the biggest brands in the world to get you to surrender your credentials or install malware on your device. With that in mind, here are several tips to avoid getting phished.
If you receive an email, call, or text asking you to download software or pay a certain amount of money, don’t click on anything or take any direct action from the message. Instead, go straight to the organization’s website. This will prevent you from downloading malicious content from phishing links or forking over money unnecessarily.
If someone sends you a message with a link, hover over the link without clicking on it. This will allow you to see a link preview. If the URL looks suspicious, don’t interact with it and delete the message altogether.
Instead of clicking on a link in an email or text message, it’s always best to check directly with the source to verify an offer, request, or link.
McAfee offers the free McAfee WebAdvisor, which can help identify malicious websites and suspect links that may be associated with phishing schemes.
If you do get ransomware, the story isn’t over. Below are 8 remediation tips that can help get your data back, along with your peace of mind.
If you get ransomware, you’ll want to immediately disconnect any infected devices from your networks to prevent the spread of it. This means you’ll be locked out of your files by ransomware and be unable to move the infected files. Therefore, it’s crucial that you always have backup copies of them, preferably in the cloud and on an external hard drive. This way, if you do get a ransomware infection, you can wipe your computer or device free and reinstall your files from backup. Backups protect your data, and you won’t be tempted to reward the malware authors by paying a ransom. Backups won’t prevent ransomware, but they can mitigate the risks.
If you discover that a data leak or a ransomware attack has compromised a company you’ve interacted with, act immediately and change your passwords for all your accounts. And while you’re at it, go the extra mile and create passwords that are seriously hard to crack with this next tip.
When updating your credentials, you should always ensure that your password is strong and unique. Many users utilize the same password or variations of it across all their accounts. Therefore, be sure to diversify your passcodes to ensure hackers cannot obtain access to all your accounts at once, should one password be compromised. You can also employ a password manager to keep track of your credentials and generate secure login keys.
Two or multi-factor authentication provides an extra layer of security, as it requires multiple forms of verification. For instance, you’ll be asked to verify your identity through another device, such as a phone. This reduces the risk of successful impersonation by hackers.
Be careful where you click. Don’t respond to emails and text messages from people you don’t know, and only download applications from trusted sources. This is important since malware authors often use social engineering to get you to install dangerous files. Using a security extension on your web browser is one way to browse more safely.
Avoid using public Wi-Fi networks, since many of them are not secure, and cybercriminals can snoop on your internet usage. Instead, consider installing a VPN, which provides you with a secure connection to the internet no matter where you go.
While it is often large organizations that fall prey to ransomware attacks, you can also be targeted by a ransomware campaign. If this happens, don’t pay the ransom. Although you may feel that this is the only way to get your encrypted files back, there is no guarantee that the ransomware developers will send a decryption tool once they receive the payment. Paying the ransom also contributes to the development of more ransomware families, so it’s best to hold off on making any payments. Thankfully there are free resources devoted to helping you like McAfee’s No More Ransomware initiative McAfee, along with other organizations, created www.nomoreransom.org/ to educate the public about ransomware and, more importantly, to provide decryption tools to help people recover files that have been locked by ransomware. On the site you’ll find decryption tools for many types of ransomware, including the Shade ransomware.
Adding an extra layer of security with a solution such as McAfee® Total Protection, which includes Ransom Guard, can help protect your devices from these cyber threats. In addition, make sure you update your devices’ software (including security software!) early and often, as patches for flaws are typically included in each update. Comprehensive security solutions also include many of the tools we mentioned above and are simply the easiest way to ensure digital wellness online.
The post 8 Tips for Staying Safe from Ransomware Attacks appeared first on McAfee Blog.
With so many of us relying on the internet in ways we simply haven’t before, it follows that a safer internet is more important than ever before too.
June marks Internet Safety Month, a time where we can look back at the past year and realize that the internet was more than just a coping mechanism during the pandemic, it evolved into a survival tool.
Our research published earlier this year showed how. It found that we relied heavily on the internet for our banking, personal finance, shopping, and even healthcare—not to mention the ways we worked, studied, and kept in touch with each other online during the pandemic. For millions of families globally, the internet was their connection to the rest of the world.
None of that would have been possible without a safer internet that we can trust. The truth is, part of creating a safer internet rests with us—the people who use it. When we take steps to protect ourselves and our families, we end up helping protect others as well. How we act online, how we secure our data and devices, how we take responsibility for our children, all of it affects others.
Here are just a few ways you can indeed make a safer internet for your family, and by extension, safer for others too:
Start with the basics: get strong protection for your computers and laptops. And that means more than basic antivirus. Using a comprehensive suite of security software like McAfee® Total Protection can help defend your entire family from the latest threats and malware, make it safer to browse, help steer you clear of potential fraud, and look out for your privacy too.
Protecting your smartphones and tablets is a must nowadays as well. We’re using them to send money with payment apps. We’re doing our banking on them. And we’re using them as a “universal remote control” to do things like set the alarm, turn our lights on and off and even see who’s at the front door. Whether you’re an Android owner or iOS owner, get security software installed on your smartphones and tablets so you can protect all the things they access and control.
Another thing that comprehensive security software can do is create and store unique passwords for all your accounts and automatically use them as you surf, shop, and bank. Further, it can keep those passwords safe—unlike when they’re stored in an unprotected file on your computer, which can be subject to a hack or data loss—or sticky notes that can simply get lost.
With stories of data breaches and identity theft making the news on a regular basis, there’s plenty of focus on the things we can do to protect ourselves from identity theft. However, children can be targets of identity theft as well. The reason is, they’re high-value targets for hackers. Their credit reports are clean, and it’s often years before parents become aware that their child’s identity was stolen, such as when the child enters adulthood and rents an apartment or applies for their first credit card.
One way you can spot and even prevent identity theft is by checking your child’s credit report. Doing so will uncover any inconsistencies or outright instances of fraud and put you on the path to set them straight. In the U.S., you can do this for free once a year. Just drop by the FTC website for details on your free credit report. And while you’re at it, you can go and do the same for yourself.
You can take your protection a step further by freezing your child’s credit. A freeze will prevent access to your child’s report and thus prevent any illicit activity. In the U.S., you’ll need to create a separate freeze with each of the three major credit reporting agencies (Equifax, Experian, and TransUnion). It’s free to do so, yet you’ll have to do a little legwork to prove that you’re indeed the child’s parent or guardian.
Smartphone safety for kids is a blog topic in itself. Several topics, actually—such as when it’s the “right” time to get a child their first smartphone, how they can stay safe while using them, placing limits on their screen time, and so on.
Taking it from square one, make sure that all your smartphones are protected like we called out above—whether it’s yours or your child’s. From there, there are eight easy steps you can take to hack-proof your family’s smartphones, such as juicing up your passwords, making sure the apps on them are safe and setting your smartphone to automatic updates.
If you’re on the fence about getting your child their first smartphone, you’re certainly not alone. So many parents are drawn to the idea of being able to get in touch with their children easily, and even track their whereabouts, yet they’re concerned that a smartphone is indeed too much phone for younger children. They simply don’t want to expose their children to the broader internet just yet.
The good news is that there are plenty of smartphone alternatives for kids. Streamlined flip phones are still a fine option for parents and kids, as are cellular walkie-talkies and new lines of devices designed specifically with kids in mind.
And if you’re ready to make the jump, check out our tips for keeping your child safe when you purchase their first smartphone. From basic security and parental controls to keeping tabs on your child’s activity and your role in keeping them safe, this primer makes for good reading, and good sharing with other parents too, when you get serious about making that purchase.
Cyberbullying is another broad and in-depth topic that we cover in our blogs quite often, and for good reason. Data from the Cyberbullying Research Center shows that an average of more than 27% of kids have experienced cyberbullying over the past 13 years. In 2019, that figure was as high as 36.5%. Without question, it’s a problem.
What exactly is cyberbullying? Stopbullying.gov defines it as:
“Cyberbullying is bullying that takes place over digital devices like cell phones, computers, and tablets. Cyberbullying can occur through SMS, Text, and apps, or online in social media, forums, or gaming where people can view, participate in, or share content. Cyberbullying includes sending, posting, or sharing negative, harmful, false, or mean content about someone else. It can include sharing personal or private information about someone else causing embarrassment or humiliation.”
Part of the solution is knowing how to spot cyberbullying and likewise taking steps to minimize its impact if you see it happening to your child or someone else’s. The important thing is to act before serious damage sets in or even a criminal act can occur.
The painful truth is that someone’s child is doing the bullying, and what could be more painful than finding out your child is doing the bullying? If you suspect this is happening, or have seen evidence that it’s indeed happening, act right away. Our article “Could Your Child (Glup) be the One Cyberbullying,” outlines ten steps you can take right away.
If you’ve taken steps to solve a situation involving cyberbullying and nothing has worked, know there are cyberbullying resources that can help. Likewise, don’t hesitate to contact your child’s school for assistance. Many schools have policies in place that address cyberbullying amongst their students, whether the activity occurred on campus or off.
With all the emphasis on technology, it’s easy to forget that behind every attack on the internet, there’s a person. A safer internet relies on how we treat each other and how we carry ourselves on the internet (which can be quite different from how we carry ourselves in face-to-face interactions).
With that, National Internet Safety Month presents a fine opportunity to pause and consider how we’re acting online. Very Well Family put together an article on internet etiquette for kids, which covers everything from the online version of “The Golden Rule” to ways you can steer clear of rudeness and drama.
Granted, we can’t control the behavior of others. Despite your best efforts, you or your children may find themselves targeted by poor or hurtful behavior online. For guidance on how to handle those situations, check out our article on internet trolls and how to handle them. There’s great advice in there for everyone in the family.
If we didn’t know it already, the past year proved that a safer internet isn’t a “nice to have.” It’s vital—a trusted resource we can’t do without. Take time this month to consider your part in that, what you can do to make your corner of the internet safer and a thriving place that everyone can enjoy.
The post A Safer Internet for You, Your Family, and Others Too appeared first on McAfee Blogs.
To enjoy online life to the fullest these days, we often have to give out a certain amount of personal information. That also means the moment you go online you’re giving personal data away. Whether it’s your phone, a game console, or a connected speaker, someone, somewhere, is monitoring your connection. Knowing what data your device sends, and who has access to that information, is an important part of maintaining your online privacy. However, without the right tools, you’re probably giving away a lot more information than you realize. Many believe that one effective way to maintain online privacy is by using a private mode on a browser.
However, it’s a common misconception that “private browsing” modes–like Google’s Incognito–protect your online privacy. It makes sense, they’re called “private browsing”, what else would they do? Well, if you’ve read the news lately, you may have seen that Google is in a $5 billion lawsuit specifically because of their private browsing mode.
The thing is, incognito mode is often misunderstood. When you open an incognito window, you’re told that “You’ve gone incognito.” The explanation underneath says that your browsing history, website visits, cookies, and information you put in forms, won’t be saved. This is where the confusion starts. What the incognito explanation doesn’t tell you is that your browsing information isn’t blocked or hidden from advertisers while in incognito mode. So even though your browsing information “won’t be saved” on your device or available after you close the window, that doesn’t stop the internet from seeing everything you’ve been up to while in that session.
For these reasons, more people use virtual private networks, or VPNs, to protect their browsing history from prying eyes. If you’re new to VPN, this might be the perfect time to learn about what they are, how they work and why you might choose a VPN over private browsing.
VPN protects your devices by wrapping your internet connection in a secure tunnel that only you can access. This stops people —like those nosey advertisers—from seeing what sites you visit. With a secure connection to the Internet, every search request, every website you browse, is hidden from sight. It’s important to point out that VPN doesn’t make you anonymous; they make it so only you can see what you’re doing online. You can learn even more about VPN in this blog.
Without private browsing, your browser tells websites–and their owners–all kinds of things about you like what device you’re using, where you are, what sites you’ve visited, and when. Websites use this information to serve you relevant ads, but it can also be used to track your location and browsing habits.
With private browsing, your browser window is isolated from the rest of your operating system. Isolating the browser is supposed to help block websites from seeing who you are, block cookies and prevent access to your browsing history, but even when using private browsing, tests like EFF’s Panopticlick privacy test can see what device you’re on, where you’re connecting, if you can accept cookies, your OS, and many other types personally-identifying information.
We wouldn’t recommend using incognito mode instead of a VPN, ever. However, Incognito mode has its place in your online security toolkit, as long as you don’t think of it as a replacement for other types of protection. For instance, if you share a device with other people, like family members, then you might want to use incognito mode to make sure your partner doesn’t accidentally find out how much you spent on their surprise birthday gift. But, if you’re concerned with advertisers tracking you and watching what you do online, then you should consider also using a VPN to protect your privacy.
If you’re already a McAfee Total Protection subscriber, you have access to unlimited VPN usage. Protect your personal information, like your banking information and credit cards, from prying eyes with McAfee Total Protection’s Secure VPN. If you haven’t already signed up, now’s the perfect time. McAfee Total Protection provides security for all your devices, giving you peace of mind while you shop, bank, and browse online.
The post Private browsing vs VPN – Which one is more private? appeared first on McAfee Blog.
World Password Day isn’t the most popular day on the calendar, but it’s an important reminder that good password hygiene is essential to staying safe online. This World Password Day, we’d like to talk about improving your password hygiene, how you can help your friends and family improve theirs, and what the future of authentication holds.
The SolarWinds hack in 2020 is one of the most devastating hacks in the history of the internet. Close to 20,000 company’s systems were compromised, losing billions of pieces of data in the process. If you’re one of the 37% of Americans that go long periods of time without updating passwords*, large-scale attacks like SolarWinds can be devastating. By stealing so many login credentials simultaneously, attackers can potentially access exponentially more accounts by reusing leaked credentials on different sites. Unfortunately this is not an isolated event, data breaches from websites and services we frequently use continue to happen through 2021 as well.
According to a recent survey we conducted, 34% of Americans have reused the same, or similar, password more than once. By using the same password for multiple accounts, attackers only need to find one password, creating a domino effect that makes it easier to access more accounts. If that password is weak, it becomes even easier to tip over that first domino.
Our guidance is to create strong, hard-to-guess passwords to protect your accounts. We recommend creating a unique password for every online account, using more than 16 characters, with upper and lower case letters, some numbers, and special symbols, to make a stronger than average password. How are you supposed to remember all of those strong passwords, though?
Well, password managers, especially those included in comprehensive security suites like McAfee® Total Protection, do much of the heavy lifting for you. For instance, McAfee’s integrated password manager not only helps you create stronger passwords and store them, but will also autofill your credentials and log you into websites as well. These convenient features extend beyond just your computer and can be used on other devices like your phone and tablet. Best of all, password managers that are an integrated part of a security suite can be monitored, so you’ll be alerted if your passwords get exposed in a data breach.
You’ve already taken a step towards improving your password hygiene by reading this blog post. But the next step is, have an honest look at your passwords. Do you write them down, use the same for many accounts, or use weak ones? Then it may be time for a change to better protect your accounts and the personal info in those accounts.
If you’re like a certain member of my family—that will remain nameless, Mom—who kept their passwords written down in a notepad, making the change to a password manager (McAfee’s, naturally) was a life-changing moment. Not only did it help her see just how often she was using the same login credentials, she now has an easy way to store, auto-fill, and even generate strong passwords across all her accounts and devices. An intended bonus was that she also realized how many accounts she was no longer using!
Now that you know more about what makes a strong password and how to protect them, let’s talk about why strong passwords are just the start of keeping your accounts safe. You’re probably already using Two-Factor Authentication for apps and services, but you may not have heard the term before. Two-Factor Authentication, or 2FA, is the second layer of protection to authenticate or prove you are the owner of this account. If you’ve received a text message or an email to confirm a new account signup, that’s a type of 2FA.
Text messages and email aren’t the only types of 2FA. There are USB keys, apps, and even systems built-in to your phone, like facial recognition to open phone apps, for example. Some popular 2FA options are USB keys and Google Authenticator.
The great thing about 2FA is that it helps make your strong passwords even more effective by stopping an attacker from using stolen credentials. If you fell victim to a phishing attack that looked like your bank’s website, the attacker would have your email and password combination. Without 2FA, they could log into your account and pretend they’re you. With 2FA in place, it becomes much harder for an attacker to access your account because they’re missing that last important piece of information.
Humans are almost always the weakest link when it comes to securing information. But by committing ourselves to better password practices, with help from the latest technology, we can make sure passwords are a strong link in our security chain; one that will only get stronger in the future.
For instance, using a device like a key-fob, new passwordless systems can authenticate a user without entering their login details. Not only does this make logging into your accounts lightning fast, you also never have to remember a complicated password again.
Biometric locks, like FaceID, are another example of passwordless entry. Using your face, or a fingerprint to authenticate yourself makes it much harder for attackers to break into your accounts.
We hope this Password Day post has helped answer some questions about password hygiene and how to take better care of your online accounts. Online security changes from day to day, so staying aware of new technologies and building safe new habits is essential. Perhaps one day this day will no longer need to exist on our calendars, as we look to a future where we might not need passwords at all. While we collectively make strikes towards this future, let’s celebrate this day while it lasts.
To stay updated on all things McAfee and on top of the latest consumer and mobile security threats, follow @McAfee_Home on Twitter, subscribe to our email, listen to our podcast Hackable?, and ‘Like’ us on Facebook.
The post World Password Day: Make Passwords the Strongest Link in Your Online Security appeared first on McAfee Blogs.
Something you’ll want to know about all those movies, mp3s, eBooks, air miles, and hotel points you’ve accrued over the years: they’re digital assets that can factor into a divorce settlement.
Understandably, several factors determine the distribution of assets in a divorce. However, when it comes to dividing digital assets, divorce settlements and proceedings are charting new territory. The rate of digital innovation and adoption in recent years has filled our phones, tablets, and computers with all manner of digital assets. What’s more, there are also the funds sitting in our payment apps or possibly further monies kept in the form of cryptocurrencies like bitcoin. Put plainly, the law is catching up with regards to the distribution of these and other digital assets like them.
Yet one thing that the law recognizes is that digital assets can have value and thus can be considered property subject to distribution in a divorce.
In light of this, the following is a checklist of considerations that can help prepare you or someone you know for the distribution of digital assets in a fair and just way.
Nothing offered in this article is legal advice, nor should it be construed as such. For legal advice, you can and should turn to your legal professional for counsel on the best approach for you and the laws in your area.
For starters, let’s get an understanding as to what actually constitutes a digital asset.
Because laws regarding digital assets vary (and continue to evolve), the best answer you can get to this question will come from your legal counsel. However, for purposes of discussion, a digital asset is any text or media in digital form that has value and offers the bearer the right to use it.
To put that in practical terms, let’s look at some real-world examples of what could constitute a digital asset. That list includes, but is not limited to:
However, digital assets can readily expand to further include:
And like any other asset in the case of a divorce, a value will be ascribed to each digital asset and then distributed per the conditions or orders of the settlement.
Arriving at the value of specific digital assets begins with an inventory—listing all the digital assets and accounts you own, just as you would with any other monetary or physical assets like bank accounts, properties, and cars. When you go through this process, chances are you’ll quickly find that you have hundreds if not thousands of dollars of digital assets.
For example, we can look at the research we conducted in 2011 which found that people placed an average value of $37,438 on the digital assets they owned at the time. Now, with the growth of streaming services, digital currency, cloud storage, and more in the past ten years, that figure feels conservative.
Above and beyond preparing for a divorce settlement, taking such an inventory of your digital assets is a wise move. One, it provides you with a clearer vision of the things you own and their worth; two, maintaining such a list gives you a basis for estate planning and determining who you would like to see receive those assets. Likewise, maintain that list on a regular basis and keep it safe. It’s good digital hygiene to do so.
With this inventory, each asset can then have an assessed value ascribed to it. In some instances, a value will easily present itself, such as the cost of a subscription or how much money is sitting in a PayPal account. In other cases, the value will be sentimental, such as the case is with digital photos and videos. Ideally, you and your spouse will simply be able to duplicate and share those photos and videos amicably, yet it is important that you articulate any such agreement to do so. This way, a settlement can call out what is to be shared, how it will be shared, and when.
Not all digital assets are transferrable. Certain digital assets are owned solely in your name. In other words, you may have access to certain digital assets that cannot transfer to someone else because you do not have the rights to do so per your user agreement. This can be the case with things such as digital books, digital music, and digital shows and movies.
In such circumstances, there may be grounds for negotiation and a “limited transfer” in the settlement, where one party exchanges one asset for another rather than splitting it equally. A case in point might be a sizeable eBook library on a device that’s in the name of one spouse. While that library can’t be split or transferred, one spouse may keep the eBook library while another spouse keeps a similarly valued asset or group of assets in return—like say a collection of physical books.
Streaming services will need to be addressed too. Be prepared to either terminate your accounts or simply have them assigned to the person in whose name they are kept. In the case of family accounts, the settlement should determine how that is handled, whether it gets terminated or similarly turned over to one spouse or the other. In all, your settlement will want to specify who takes over what streaming service and when that must occur.
Like dividing up investment accounts where the value of the account can vary daily, digital currencies can present challenges when spouses look to divide the holdings. Cryptocurrency valuation can be quite volatile, thus it can be a challenging asset to settle from a strict dollar standpoint.
What’s more, given the nature of digital currencies, there are instances where an unscrupulous spouse may seek to hide worth in such currency—which is an evolving issue in of itself. This recent article, “Cryptocurrency: What to Know Before and During Divorce,” covers the additional challenges of cryptocurrency in detail, along with an excellent primer on what cryptocurrency is and how it works.
Ultimately, cryptocurrency is indeed an asset, one that your attorney and settlement process will need to address, specifically so that there are no complications later with the transfer or valuation of the awarded currency.
With accounts changing hands, now’s the time to start fresh with a new set of passwords. What’s more, we have a tendency to reuse the same passwords over and over again, which may be known to an ex-spouse and is an inherent security risk in of itself. Change them. Even better, take this opportunity to use a password manager. A password manager can create and securely store strong, unique passwords for you, thus saving you the headache of maintaining dozens of them yourself—not to mention making you far more secure than before.
Again, keep in mind that nothing here is legal advice. Yet, do keep these things in mind when consulting with an attorney. The reality is that we likely have thousands of dollars of what could be considered digital assets. Inventorying them and ascribing a fair market value to them along with your legal professional is the first step in a fair and just settlement.
The post Digital Divorce: Who Gets the Airline Miles and Music Files? appeared first on McAfee Blogs.
In a year where people relied on their digital lives more than ever before and a dramatic uptick in attacks quickly followed, McAfee’s protection stood strong.
We’re proud to announce several awards from independent third-party labs, which recognized our products, protection, and the people behind them over the course of last year.
The Cybersecurity Excellence Awards is an annual competition honoring individuals and companies that demonstrate excellence, innovation, and leadership in information security. We were honored with four awards:
Further recognition came by way of three independent labs known for their testing and evaluation of security products. Once more, this garnered several honors:
As the threat landscape continues to evolve, our products do as well. We’re continually updating them with new features and enhancements, which our subscribers receive as part of automatic product updates. So, if you bought your product one or two years ago, know that you’re still getting the latest award-winning protection with your subscription.
We’d like to acknowledge your part in these awards as well. None of this is possible without the trust you place in us and our products. With the changes in our work, lifestyles, and learning that beset millions of us this past year, your protection and your feeling of security remain our top priority.
With that, as always, thank you for selecting us.
To stay updated on all things McAfee and on top of the latest consumer and mobile security threats, follow @McAfee_Home on Twitter, subscribe to our email, listen to our podcast Hackable?, and ‘Like’ us on Facebook.
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Cryptocurrency enthusiasts are flocking to the Wild West of Bitcoin and Monero to cash in on the recent gold rush. Bitcoin’s meteoric rise in value is making coin mining an appealing hobby or even a whole new career. Coin mining software is the main tool in a prospector’s belt.
Some coin miners, also known as cryptocurrency miners, are tempted by the dark side of the industry and resort to nefarious means to harness the immense computing power needed for cryptocurrency profits. Greedy cryptocurrency criminals employ a practice called cryptojacking, stealing the computer power of unsuspecting devices to help them mine faster. Your device could be at risk at being recruited to their efforts.
Let’s dig into how coin mining programs work, why they turn malicious, and how you can stay safe from cryptojackers.
Mining cryptocurrency takes a lot of time and computer processing power. A coin mining home setup requires a graphics processing unit (GPU) or an application-specific integrated circuit (ASIC). Coin mining software then runs off the GPU or ASIC. Each central processing unit (CPU), or the brain of the computer, plus the GPU or ASIC is referred to as a mining rig.
Once the software is installed, the rig is ready to mine, running mathematical calculations to verify and collect new cryptocurrency transactions. Each calculation is known as a hash, and hash rates are the number of calculations that can be run per second.
From there, casual miners may choose to join a mining pool, which is a club of miners who agree to consolidate their computing power and split the profits based on how much work each miner contributed to the output.
Bitcoin rewards miners every 10 minutes for their efforts. Each time miners solve a string of mathematical puzzles, they validate a chain of transactions, thus helping make the entire Bitcoin system more secure. Miners are paid in bitcoin and they also receive a transactional fee.
While coin mining typically starts off as a casual hobby, coin mining programs can turn malicious when cryptocurrency miners want to earn more without investing in boosting their own computing power. Instead, they reroute their targets’ computing power without asking. This is called cryptojacking.
Mining requires incredible amounts of electricity and the more rigs involved; the more cryptocurrency can be mined. Usually, the utility bills and the cost of running coin mining software negates any profit. For example, a casual miner may have one rig devoted to mining. An average rig processes approximately 500 hashes per second on the Monero network (a type of cryptocurrency). However, 500 hashes per second translates to less than a dollar per week in traditional, or fiat, currency.
Greedy cryptocurrency criminals recruit CPU soldiers to their mining army to improve their hash rate. To do so, criminals download coin mining software to a device and then program it to report back to their server. The device’s thinking power is diverted from the owner and funneled straight to the criminal’s server that now controls it. Compromised devices run considerably slower and can overheat, and the strain on the device can eventually destroy it.
Cryptojackers are not your everyday thieves. Their target is your CPU power, and they employ devious methods to funnel it for their own use. Luckily, there are a few easy ways to thwart their efforts:
Personal devices are often infected through phishing within emails and texts. There are many tell-tale signs of a phishing message. For example, they are often poorly written and use language that indicates that the sender wants a hasty response. Also, phishing attempts often charade as official organizations, like banks and credit card companies. If you are ever suspicious of an email or text, do not open any of the links and do not reply. Instead, contact the organization’s customer support to verify the legitimacy of the message.
Another way miners gain access to personal devices is by camouflaging malicious code in pop-up ads. An easy way to avoid being cryptojacked is to simply never click on these ads. Or even better, install an ad blocker to help eliminate the risk.
Public wi-fi and poorly protected networks present a vulnerable entry point for cybercriminals to hack into your devices. Cybercriminals often attempt to download software remotely to your laptop, desktop, or mobile device to reroute its computing power for their own selfish gains. Always connect to a VPN like McAfee Safe Connect VPN to safely surf unsecure networks.
Cryptojacking code is inconspicuous and generally hidden in legitimate code. Antivirus software, such as McAfee Total Protection, is a recommended way to proactively scan for malware and even identify fraudulent websites. McAfee WebAdvisor has a Chrome extension that specifically blocks cryptojackers.
Be aware of the signs your devices have been cryptojacked. For example, monitor any changes in the speed of your devices and check out your utility bills for dramatic spikes. By remaining vigilant with these tips, you will keep your devices safe from cryptocurrency miners gone rogue.
To stay updated on all things McAfee and on top of the latest consumer and mobile security threats, follow @McAfee_Home on Twitter, subscribe to our email, listen to our podcast Hackable?, and ‘Like’ us on Facebook.
The post Why Coin Miners Go Bad & How to Protect Your Tech When They Do appeared first on McAfee Blogs.
It’s popular. It’s uplifting. It’s creative. It’s entertaining. It can also be risky.
All these words equally describe TikTok, the wildly popular social network that allows teens to create and share videos and find critical connections during isolating times. So what makes TikTok both amazing and potentially risky at the same time? It isn’t the app itself but, rather, the way some kids choose to use it.
Several of those risky behaviors making headlines lately include the all-too-familiar topic of viral challenges. The secondary risk? Underage users’ common practice of bypassing TikTok’s age restrictions, which can put them in harm’s way. In 2020, TikTok classified more than a third of its 49 million daily users in the U.S. as being 14 years old or younger.
A recent webinar hosted by Cyberwise featuring Rick Andreoli, Editor-in-Chief at Parentology, and Pamela Rutledge, director of the Media Psychology Research Center, highlighted the risks of some of the latest challenges. (Listen to the full discussion here). Here are just a few of the many challenges parents should know about.
The blackout challenge. The draw to this challenge is somewhat new to TikTok but familiar in the online challenge realm. It involves users live-streaming themselves as they cut off their air supply to the point of losing consciousness. Sadly, this challenge recently had deadly consequences for a 10-year-old TikTok user, according to Newsweek reports. The incident prompted an outcry for the platform to ban users with unconfirmed ages.
Skullbreaker/trip jump challenge. TikTok users carry out this challenge in various ways, but one of the most common includes three friends side-by-side. As the video begins, everyone jumps or dances as pre-planned, only one kid is targeted to go down as the other two swipe the legs out from under them, causing either a face plant or a backward fall. This popular challenge has resulted in several medical emergencies.
The outlet or penny challenge. Fire officials have issued public cautions around this challenge, which involves sliding a penny into a partially plugged-in phone charger or cord. The goal? See who can record and post the biggest sparks or, yes, flames.
Coronavirus challenge. Here’s a challenge that thankfully didn’t gain too much traction before TikTok banned it. It was created by several “influencers” and encouraged TikTok users to post videos of themselves defying the Coronavirus by licking public objects — such as toilets and grocery store items.
A final reminder for parents is this: Challenge yourself to let go of the assumption that your child won’t try foolish things online. Smart kids also make unwise choices — a possibility that’s easily provoked in an environment where influencers, likes, and peer comments can disguise danger. It’s easy to forget that during the teen years, reason and evolving identity are at constant odds, which means emotion can suddenly commandeer logic. For parents, this means that by getting involved in your child’s digital world, you have the chance influence and guide them when they need it most.
To stay updated on all things McAfee and on top of the latest consumer and mobile security threats, follow @McAfee_Home on Twitter, subscribe to our email, listen to our podcast Hackable?, and ‘Like’ us on Facebook.
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How our new identity & privacy app can help
By this point in the year you may have already broken some of your New Year’s resolutions, but here’s one to keep: better protecting your online privacy.
After all, we are likely to continue to spend more time online in 2021, whether it be for working, learning, or shopping. This makes taking some preventative steps to shield our identity information more important than ever.
That’s why McAfee has been working on a new identity and privacy app for safeguarding your personal information, and we’d love for you to try it if you’re in the U.S.
Here’s a little bit about our approach. We looked at some of the key areas where users’ private information can be vulnerable, and designed a tool that offers easy-to-use, proactive protection for Windows, Android, and iOS devices, with consistent, familiar experiences regardless of the platform.
We know, for instance, that users are vulnerable when using unsecured networks, like public Wi-Fi. This is where a cybercriminal can potentially capture your login credentials and other personal information as it flows over the network, from your laptop to your bank’s website, for example.
So, we made sure to include a Virtual Private Network (VPN) to keep your information protected from prying eyes. It does this easily, and even automatically, by detecting when you’re on a public network and prompting you to turn on your VPN. The VPN then scrambles, or encrypts, your data as it flows over the network. Unlike some VPNs that require advanced settings to shield your data, our app offers seamless security.
Another area of high risk that we want to address is data breaches. Whether one of your personal accounts is hacked–or worse–another website somehow gets ahold of your data and subsequently gets breached, your data may end up on the dark web. This is where cybercriminals buy and sell information.
To detect these dangerous leaks, we included dark web monitoring, which alerts you if your login credentials have been exposed. It can even provide you with a link to the site that uses those credentials when the information is available. This allows you to swiftly reset your passwords, mitigating the risk.
Given that we saw a spike in corporate data breaches in 2020, where 58% of victims had their personal data compromised, I believe this kind of always-on monitoring of your private information is key.
Most importantly, we wanted to make this personal protection app easy to use and available across all your compatible devices. So, whether you’re out with just your phone, or home working at your PC, you have access to your protection, and can even pick up where you left off on a different device.
I know that organizing my digital life gives me one less thing to worry about, and I hope it’s the same for you. Give the app a try, and please let us know what you think since we are always open to your feedback.
Here’s to a happy and secure year!
To stay updated on all things McAfee and on top of the latest consumer and mobile security threats, follow @McAfee_Home on Twitter, subscribe to our email, listen to our podcast Hackable?, and ‘Like’ us on Facebook.
The post Let’s Commit To Protect Our Privacy This Year appeared first on McAfee Blogs.
Only 57% of women in the U.S. are working or looking for work right now—the lowest rate since 1988.
That telling data point is just one of several that illustrate a stark contrast in these stark times: of the millions who’ve seen their employment affected by the pandemic, women have been hardest hit.
According to the U.S. Bureau of Labor Statistics (BLS), some 2.3 million women left the workforce between the start of the pandemic and January 2021. Meanwhile, the BLS statistic for the number of men who left the U.S. workforce in that same period was 1.8 million. With International Women’s Day here, it’s time we ask ourselves how we can stem this inordinately sized tide of hard-working and talented women from leaving the workforce.
A broader BLS statistic provides a further perspective: a total of 4,637,000 payroll jobs for women have been lost in total since the pandemic began in the U.S. alone. That ranges from executive roles, jobs in retail, and educators, to work in public service and more. Of those jobs lost, about one third of women aged 25-44 cited that childcare was the reason for that unemployment.
Combine that with the fact that globally women carry out at least two and a half times more unpaid household and care work than men, and a global gender pay gap of 23%, it’s easy to see why millions of women have simply dropped out of the workforce to manage children and home schooling—even in the instances where employment is available.
Not that this should surprise us. For example, just a few years before the pandemic, research showed that few Americans wanted to revert to the traditional roles of women at home and men in the workplace. However, when push came to shove, the Pew Research showed that women most often made compromises when needs at home conflicted with work. And now we’ve seen that sentiment come home to roost. On a massive scale.
Put plainly, when the pandemic pushed, women’s working lives predominantly went over the edge.
Within these facts and figures, I’d like to focus on the women who are working remotely while caring for their families, whether that’s their children, elders in their lives, or even a mix of both. What can we do, as employers, leaders, and co-workers in our businesses to better support them?
As early as June, Forbes reported that women were reducing their working hours at a rate four to five times greater than men, ostensibly to manage a household where everything from daycare, school, elder care, and work all take place under the same roof. The article went on to cite ripple-effect concerns in the wake of such reductions like the tendency to pursue less-demanding work, greater vulnerability to layoffs, and reduced likelihood for promotion. In fact, one study conducted in the U.S. last summer found that 34% of men with children at home say they’ve received a promotion while working remotely, while only 9% of women with children at home say the same.
In an interview with the BBC, Melinda Gates, the Co-Chair of the Bill and Melinda Gates Foundation, stated her views on the situation succinctly: “I hope Covid-19 forces us to confront how unsustainable the current arrangement is—and how much we all miss out on when women’s responsibilities at home limit their ability to contribute beyond it. The solutions lie with governments, employers, and families committed to doing things more equitably.” I agree. This is a problem for us to solve together.
As for the role of employers and leaders in the solution, some thinking presented in The Harvard Business Review caught my eye. The article, “3 Ways Companies Can Retain Working Moms Right Now” focuses on what employers can do to better support the women in their workforce. The three ingredients the authors propose are:
If we think about the stressors we all face, this simple recipe actually reveals some depth. It takes knowing, and engaging with, employees perhaps more greatly than before. One sentence in the conclusion struck me in particular:
“It is no longer an option for managers to pretend that their employees do not have lives outside of their jobs, as these evaporated boundaries between home and work are not going away anytime soon.”
I see this every practically every day when I meet with my team. I’m sure you’ve seen it as well. With our laptop cameras on for sometimes hours a day, we’ve all caught glimpses into our coworker’s lives outside the office, seen that 7am meeting rescheduled for 8am to accommodate a busy breakfast rush with the family, or even kiddos pop into the frame during a call to say “hi.” What we may not see is just how much of a struggle that could be for some in the long haul.
Enter again those notions of providing certainty and clarity, rightsizing job expectations, and showing empathy. While not the end-all-be-all answers, they provide a starting point. As employers and leaders, if we can minimize the x-factors, adapt the workloads, and show compassion as we navigate the road to recovery, we can retain employees—and at least mitigate some of the stressors that are pushing women out of their jobs and careers during this pandemic. Exceptional employers and leaders have always done this. And now, in exceptional times, I believe it must become the norm.
Likewise, for co-workers, it’s absolutely okay to check in with people on your team, your vendors, your clients, and other people in your network and simply ask how they’re doing. I’ve had many meetings where we informally go around the horn and talk about what’s going on outside of work. The shared experience of working remotely has a way of creating new norms, and perhaps starting a meeting with an informal check-in way on occasion is one of them.
This is an opportunity to listen, simply so someone can feel better by being heard, and so that we can pinpoint places where we can come in and offer some support.
Some challenges women are facing are beyond our capacity to help firsthand, yet we can identify them when we see them. If you or someone you know is struggling, here are a few resources in the U.S. that can help:
The Office on Women’s Health, part of the U.S. Department of Health & Human services, offers a wealth of resources on its website, along with a help line that can provide further resources as well.
The National Institute of Mental Health has an extended list of articles, resources, and links to services that can provide immediate help for people who are struggling to cope or who are in crisis.
A Better Balance is a nonprofit legal advocacy group that “uses the power of the law to advance justice for workers, so they can care for themselves and their loved ones without jeopardizing their economic security.” They offer a confidential help line that can provide people with information about their workplace rights.
The National Women’s Law Center offers complementary legal consultations and with questions about accessing paid sick leave and paid leave to care for a child whose school or childcare provider is closed because of COVID-19.
As women leave the workforce worldwide, we’ve seen organizations lose precious talent, and we’ve seen women sacrifice their livelihoods and career paths. As such, the pandemic has exacted hard and human costs, ones that have fallen on women in outsized ways.
A problem of this scope is one for us to solve collectively. Apart from the bigger, broader solutions that may be forthcoming, as the employers and co-workers of women, there’s something we can do right now: reach out, listen, and act. These days call for more empathy and adaptation than ever before, particularly for the hard-working women who are doing it all—and then some.
To stay updated on all things McAfee and on top of the latest consumer and mobile security threats, follow @McAfee_Home on Twitter, subscribe to our email, listen to our podcast Hackable?, and ‘Like’ us on Facebook.
The post Supporting the Women Most Affected by the Pandemic appeared first on McAfee Blogs.
Quantum computing is the next frontier in computer science. It can bring untold benefits, allowing the development of new materials, tackling pandemics and making the world a greener, safer place. But it also threatens to break the encryption that keeps our data safe from prying eyes. France’s recent announcement to invest €1.8b into Europe’s quantum computing effort – on top of Germany’s two billion euros and the EU’s one billion euro quantum strategy – will help ensure Europe doesn’t miss the boat on what is set to become the cornerstone of innovation in the coming decades.
In short, quantum computing is an entirely new paradigm for making calculations on computers. Today, all computing relies on sequences of ones and zeroes to make increasingly complex calculations, culminating in the smartphones, cloud services and the supercomputers that exist today.
Quantum computing uses peculiar characteristics of physics to allow machines to perform complex algebra calculations in one fell swoop: “It would take ten thousand years to factor something on the fastest computer today, that could be minutes or seconds given a sufficiently powerful quantum computer,” said McAfee’s chief technology officer Steve Grobman on a recent podcast. “Think about it more as waves than binary,” added John King, a McAfee research fellow also on the podcast. “You reinforce the ones that you want, and dampen the ones that you don’t want,” he said.
To achieve these quirks of physics requires machines operating at temperatures colder than outer space, so it is unlikely that every person will have a quantum computer in their basement anytime soon. However, with the Internet and cloud computing, we will have the ability to harness the power of quantum computing remotely, just like data centres can be used from hundreds of kilometers away at the tap of a few buttons in a web browser today.
Nor is quantum computing always going to be superior to the well-developed binary technologies in place today, which are handsomely suited to making precise calculations. “Quantum computing is not well suited for general purpose computing, but for solving very specific math problems that are well suited to the quantum model,” said Grobman.
But the pattern-recognising abilities of quantum algorithms are uniquely well suited to complex problem. Think how to best distribute COVID-19 vaccines across populations, or even the world, or optimising global shipping networks leading to lower emissions from boats and planes.
On the flipside quantum is also, unfortunately, much better at breaking encryption algorithms than tradiditional computing power . Data that is considered secure today could be rendered public knowledge in the coming decade’s advances in quantum technology, with massive implications for company secrets and national security.
In the US and China, private and public actors are already pouring huge investments into quantum, and without considerable efforts, Europe exposes itself to gaping security holes, and missing out on harnessing the power of quantum to solve pressing problems such as climate change.
This is why France’s recent announcement is not just timely, but necessary, for Europe to continue charting a path of global success in the future. Today, the theory of quantum computers is way ahead of their actual capability. But in 10 years, it will be a different story, and given the scale of the challenge, acting now is of essence.
Making the most of quantum is not just about building the computers themselves. The entire paradigm of computer science is being upended. Europe is already facing a shortage of computer scientists, and its future computer science graduates must have the tools and knowledge needed to harness this new technology. This is why France is right to focusing funding not only on research and equipment, but also talent and skills to power this computer science revolution.
For McAfee, making the digital world safe is a top priority, and naturally our attention gravitates toward the opportunities and threats quantum computing poses to keeping data secure and safe.
But making the world a safer place isn’t just about preventing cyberattacks and encrypting valuable data. It’s equally about making the world greener and using the power of technology to solve our pressing societal and economic challenges. Quantum computing will play a key role in all these goals, provided the technology is in the right hands. Bad actors see the same opportunities in quantum to disrupt and bring chaos as we see in making the world a better place, and the only way to stymie their efforts is ensuring that Europe, along with the US and others determined to make the world a better place, stay one step ahead.
The post Europe’s Quantum Story is Accelerating, and the World Will be Better for it appeared first on McAfee Blogs.
Seems like the internet follows us wherever we go nowadays, whether it tags along via a smartphone, laptop, tablet, a wearable, or some combination of them all. Yet there’s something else that follows us around as well—our PII, a growing body of “personally identifiable information” that we create while banking, shopping, and simply browsing the internet. And no doubt about it, our PII is terrifically valuable.
What makes it so valuable? It’s no exaggeration to say that your PII is the key to your digital life, along with your financial and civic life as well. Aside from using it to create accounts and logins, it’s further tied to everything from your bank accounts and credit cards to your driver’s license and your tax refund.
Needless to say, your PII is something that needs protecting, so let’s take a look at several ways you can do just that.
What is PII? It’s information about you that others can use to identify you either directly or indirectly. Thus, that info could identify you on its own, or it could identify you when it’s linked to other identifiers, like the ones associated with the devices, apps, tools, and protocols you use.
A prime example of direct PII is your tax ID number because it’s unique and directly associated with your name. Further instances include your facial image to unlock your smartphone, your medical records, your finances, and your phone number because each of these can be easily linked back to you.
Then there are those indirect pieces of PII that act as helpers. While they may not identify you on their own, a few of them can when they’re added together. These helpers include things like internet protocol addresses, the unique device ID of your smartphone, or other identifiers such as radio frequency identification tags.
You can also find pieces of your PII in the accounts you use, like your Google to Apple IDs, which can be linked to your name, your email address, and the apps you have. You’ll also find it in the apps you use. For example, there’s PII in the app you use to map your walks and runs, because the combination of your smartphone’s unique device ID and GPS tracking can be used in conjunction with other information to identify who you are, not to mention where you typically like to do your 5k hill days. The same goes for messenger apps, which can collect how you interact with others, how often you use the app and your location information based on your IP address, GPS information, or both.
In all, there’s a cloud of PII that follows us around as we go about our day online. Some wisps of that cloud are more personally identifying than others. Yet gather enough of it and PII can create a high-resolution snapshot of you—who you are, what you’re doing when you’re doing it, and even where you’re doing it too—particularly if it gets into the wrong hands.
Remember Pig-Pen, the character straight from the old funny pages of Charles Schultz’s Charlie Brown? He’s hard to forget with that ever-present cloud of dust following him around. Charlie Brown once said, “He may be carrying the soil that trod upon by Solomon or Nebuchadnezzar or Genghis Khan!” It’s the same with us and our PII, except the cloud surrounding us, isn’t the dust of kings and conquerors, they’re motes of digital information that are of tremendously high value to crooks and bad actors—whether for purposes of identity theft or invasion of privacy.
With all PII we create and share on the internet, that calls for protecting it. Otherwise, our PII could fall into the hands of a hacker or identity thief and end up getting abused, in potentially painful and costly ways.
Here are several things you can do to help ensure that what’s private stays that way:
Square One is to protect your devices with comprehensive online protection software. This will defend you against the latest virus, malware, spyware, and ransomware attacks plus further protect your privacy and identity. In addition to this, it can also provide strong password protection by generating and automatically storing complex passwords to keep your credentials safer from hackers and crooks who may try to force their way into your accounts.
Further, security software can also include a firewall that blocks unwanted traffic from entering your home network, such as an attacker poking around for network vulnerabilities so that they can “break-in” to your computer and steal information.
Also known as a virtual private network, a VPN helps protect your vital PII and other data with bank-grade encryption. The VPN encrypts your internet connection to keep your online activity private on any network, even public networks. Using a public network without a VPN can increase your cybersecurity risk because others on the network can potentially spy on your browsing and activity.
If you’re new to the notion of using a VPN, check out this article on VPNs and how to choose one so that you can get the best protection and privacy possible.
In the U.S., the Social Security Number (SSN) is one of the most prized pieces of PII as it unlocks the door to employment, finances, and much more. First up, keep a close grip on it. Literally. Store your card in a secure location. Not your purse or wallet.
Certain businesses and medical practices may ask you for your SSN for billing purposes and the like. You don’t have to provide it (although some businesses could refuse service if you don’t), and you can always ask if they will accept some alternative form of information. However, there are a handful of instances where an SSN is a requirement. These include:
Be aware that hackers often get a hold of SSNs because the organization holding that information gets hacked or compromised itself. Minimizing how often you provide your SSN can offer an extra degree of protection.
Protecting your files with encryption is a core concept in data and information security, and thus it’s a powerful way to protect your PII. It involves transforming data or information into code that requires a digital key to access it in its original, unencrypted format. For example, McAfee Total Protection includes File Lock, which is our file encryption feature that lets you lock important files in secure digital vaults on your device.
Additionally, you can also delete sensitive files with an application such as McAfee Shredder, which securely deletes files so that thieves can’t access them. (Quick fact: deleting files in your trash doesn’t actually delete them in the truest sense. They’re still there until they’re “shredded” or otherwise overwritten such that they can’t be restored.)
Which Marvel Universe superhero are you? Does it really matter? After all, such quizzes and social media posts are often grifting pieces of your PII in a seemingly playful way. While you’re not giving up your SSN, you may be giving up things like your birthday, your pet’s name, your first car … things that people often use to compose their passwords or use as answers to common security questions on banking and financial sites. The one way to pass this kind of quiz is not to take it!
A far more direct form of separating you from your PII are phishing attacks. Posing as emails from known or trusted brands, financial institutions, or even a friend or family member a cybercrook’s phishing attack will attempt to trick you into sharing important information like your logins, account numbers, credit card numbers, and so on under the guise of providing customer service.
How do you spot such emails? Well, it’s getting a little tougher nowadays because scammers are getting more sophisticated and can make their phishing emails look nearly legitimate. However, there are several ways you can spot a phishing email and phony web pages as outlined here.
Comprehensive security offers another layer of prevention, in this case by offering browser protection like our own Web Advisor, which will alert you in the event you come across suspicious links and downloads that can steal your PII or otherwise expose you to attacks.
With social engineering attacks that deceive victims by posing as people the victim knows and the way we can sometimes overshare a little too much about our lives, you can see why a social media profile is a potential goldmine for cybercriminals.
Two things you can do to help protect your PII from being at risk via social media: one, think twice about what PII you might be sharing in that post or photo—like the location of your child’s school or the license plate on your car; two, set your profile to private so that only friends can see it. Review your privacy settings regularly to keep your profile information out of the public eye. And remember, nothing is 100% private on the internet. Never post anything you wouldn’t want to see shared.
The “S” stands for secure. Any time you are shopping, banking, or sharing any kind of PII, look for “https” at the start of the web address. Some browsers will also indicate HTTP by showing a small “lock” icon. Doing otherwise on plain HTTP sites exposes your PII for anyone who cares to monitor that site for unsecured connections.
By locking your devices, you protect yourself that much better from PII and data theft in the event your device is lost, stolen, or even left unattended for a short stretch. Use your password, PIN, facial recognition, thumbprint ID, what have you. Just lock your stuff. In the case of your smartphones, read up on how you can locate your phone or even wipe it remotely if you need to. Apple provides iOS users with a step-by-step guide for remotely wiping devices, and Google offers up a guide for Android users as well.
Theft of your PII can of course lead to credit cards and other accounts being opened falsely in your name. What’s more, it can sometimes be some time before you even become aware of it, until perhaps your credit score takes a hit or a bill collector comes calling. By checking your credit, you can address any issues that come up, as companies typically have a clear-cut process for contesting any fraud. You can get a free credit report in the U.S. via the Federal Trade Commission (FTC) and likewise, other nations like the UK have similar free offerings as well.
Consider identity theft protection as well. A strong identity theft protection package pairs well with keeping track of your credit and offers cyber monitoring that scans the dark web to detect for misuse of your PII. With our identity protection service, we help relieve the burden of identity theft if the unfortunate happens to you with $1M coverage for lawyer fees, travel expenses, lost wages, and more.
The post Take It Personally: Ten Tips for Protecting Your Personally Identifiable Information (PII) appeared first on McAfee Blog.
Last month, I discussed the FedRAMP program’s basics and why it’s such a big deal for the federal government. In short, the program protects the data of U.S. citizens in the cloud and promotes the adoption of secure cloud services across the government with a standardized approach.
But within the FedRAMP program, there are different authorizations. We’re pleased that McAfee MVISION for Endpoint Access recently achieved FedRAMP Moderate Authorization, which allows users from federal agencies, state and local government, and other industries in regulated environments to manage Controlled Unclassified Information (CUI) such as personally identifiable information (PII) and routine covered defense information (CDI).
As organizations across the country continue to adapt to a remote workforce, the U.S. government is “in a race to modernize its IT infrastructure to support ever more complicated missions, growing workloads and increasingly distributed teams—and do so facing a constantly evolving threat landscape,” Alex Chapin, our VP of DoD and Intelligence notes.
And he’s right – with the 2021 federal fiscal year in full focus, federal agencies are continuing to push cloud computing as the COVID-19 pandemic continues, creating a real need for security in these applications.
The FedRAMP Moderate designation allows MVISION to provide the command and control cyber defense capabilities government environments need to enable on-premises and remote security teams, allowing them to maximize time and resources, enhance security efficiency and boost resiliency.
This is a massive win for the federal government as it continues to build out its remote workforce capabilities at a time when the GAO is continuing to release best practices for telework, highlighting how remote work is here to stay in the federal government.
MVISION Cloud is currently in use by ten federal agencies, including the Department of Energy (DOE), Department of Health and Human Services (HHS), Department of Homeland Security (DHS), Food and Drug Administration (FDA) and National Aeronautics and Space Administration (NASA).
At McAfee, we are dedicated to ensuring our cloud services are compliant with FedRAMP standards to help the federal government secure its digital infrastructure and prepare for an increasingly digital operation. We look forward to working closely with the FedRAMP program and other cloud providers dedicated to authorizing cloud service offerings with FedRAMP.
The post McAfee MVISION for Endpoint is FedRAMP Moderate As Federal Cloud Usage Continues to Rise appeared first on McAfee Blogs.
Organizations across the country – from the private sector to the federal government – have become more digital, especially following the shift to remote work this year. It’s no surprise that cybercriminals around the world have taken notice. According to a new report by McAfee and the Center for Strategic and International Studies (CSIS), cybercrime is now a nearly trillion-dollar industry, and the government sector is not immune.
Across the board, the issue continues to rise – increasing the cost of cybercrime by nearly 50% since our last report in 2018. The threats to the government from cybercriminals are even greater, leading to potential national security risks as dark actors look to steal U.S. secrets and intellectual property.
All levels of government – from state and local to the federal government here in Washington – are taking steps to mitigate the issues, but they must do so differently than their private sector counterparts. Government respondents to the survey reported the highest number of malicious attacks, highlighting the high-stakes environment in which governments operate.
Unfortunately, the report also found that while government organizations face more attacks than their private-sector counterparts, they also take longer to remediate them, leaving our government services, infrastructure, and other critical aspects of society at risk for longer than they need.
Earlier this week, McAfee’s CTO Steve Grobman joined CSIS for a conversation on the report and how we can continue to prepare for and mitigate the risk of cybercrime and its hidden costs with CSIS’ Jim Lewis and Zhanna Malekos Smith, former Federal CISO Grant Schneider and the FBI’s Jonathan Holmes.
Kicking off the discussion, Schneider highlighted the importance of the workforce and the need to take care of them so organizations can quickly rebound from an incident. Schneider noted that if an office were robbed, no one would blame the team, but with cybercrime, victims are often seen as the issue – leading to reduced employee morale and more issues later down the line.
Instead, Schneider argued on the importance of preparing the workforce and that preparation can take several forms, including risk management through NIST’s risk management framework. He also called for organizations to develop a recovery plan, engaging different departments, leadership and the public to be ready for when an incident occurs.
In his discussion of the report’s findings, McAfee CTO Steve Grobman noted they weren’t shocking. Grobman said that as we adopt new technologies, adversaries will continue to find new attack vectors.
This year was particularly notable as much of the federal government transitioned to a remote work environment overnight. As the workforce went remote – critical government information was accessed from home internet routers that lacked the same level of security as government office networks, increasing adversaries’ ability to successfully launch attacks.
Luckily, as Grobman noted, there are ways lawmakers can mitigate the threat of ransomware against government and the private sector.
Across the country, governments are facing ransomware attacks at an alarming rate, and every one of them – at every level – needs to have a plan in place. There needs to be a data-based discussion with leadership to decide how to balance the daily blocking and tackling of threats with limited complication to the continuation of operations and preparation for big intrusions like we’ve seen happen this year.
There are also policy solutions – many of these criminal groups operate in countries that allow them to do so. When negotiating trade deals with countries, the level of cybercrime and the government’s cooperation with or against those groups must be considered.
The cost of cybercrime is now nearly 1% of the global GDP, and it will only continue to rise, impacting companies and governments around the world unless we come together to stop it through basic cyber hygiene, preparation and policy solutions.
The post The Hidden Costs of Cybercrime on Government appeared first on McAfee Blogs.
Government and Private Sector organizations are transforming their businesses by embracing DevOps principles, microservice design patterns, and container technologies across on-premises, cloud, and hybrid environments. Container adoption is becoming mainstream to drive digital transformation and business growth and to accelerate product and feature velocity. Companies have moved quickly to embrace cloud native applications and infrastructure to take advantage of cloud provider systems and to align their design decisions with cloud properties of scalability, resilience, and security first architectures. The declarative nature of these systems enables numerous advantages in application development and deployment, like faster development and deployment cycles, quicker bug fixes and patches, and consistent build and monitoring workflows. These streamlined and well controlled design principles in automation pipelines lead to faster feature delivery and drive competitive differentiation.
As more enterprises adapt to cloud-native architectures and embark on multi-cloud strategies, demands are changing usage patterns, processes, and organizational structures. However, the unique methods by which application containers are created, deployed, networked, and operated present unique challenges when designing, implementing, and operating security systems for these environments. They are ephemeral, often too numerous to count, talk to each other across nodes and clusters more than they communicate with the outside endpoints, and they are typically part of fast-moving continuous integration/continuous deployment (CI/CD) pipelines. Additionally, development toolchains and operations ecosystems continue to present new ways to develop and package code, secrets, and environment variables. Unfortunately, this also compounds supply chain risks and presents an ever-increasing attack surface.
Lack of a comprehensive container security strategy or often not knowing where to start can be a challenge to effectively address risks presented in these unique ecosystems. While teams have recognized the need to evolve their security toolchains and processes to embrace automation, it is imperative for them to integrate specific security and compliance checks early into their respective DevOps processes. There are legitimate concerns that persist about misconfigurations and runtime risks in cloud native applications, and still too few organizations have a robust security plan in place.
These complex problem definitions have led to the development of a special publication from National Institute of Standards and Technology (NIST) – NIST SP 800-190 Application Security Container Guide. It provides guidelines for securing container applications and infrastructure components, including sectional review of the fundamentals of containers, key risks presented by core components of application container technologies, countermeasures, threat scenario examples, and actionable information for planning, implementing, operating, and maintaining container technologies.
MVISION Cloud Native Application Protection Platform (CNAPP) is a comprehensive device-to-cloud security platform for visibility and control across SaaS, PaaS, & IaaS platforms. It provides deep coverage on cloud native security controls that can be implemented throughout the entire application lifecycle. By mapping all the applicable risk elements and countermeasures from Sections 3 and 4 of NIST SP 800-190 to capabilities within the platform, we want to provide an architectural point of reference to help customers and industry partners automate compliance and implement security best practices for containerized application workloads. This mapping and a detailed review of platform capabilities aligned with key countermeasures can be referenced here.
As outlined in one of the supporting charts in the whitepaper, CNAPP has capabilities that effectively address all the risk elements described in the NIST special publication guidance.
While the breadth of coverage is critical, it is worth noting that the most effective way to secure containerized applications requires embedding security controls into each phase of the container lifecycle. If we leverage Department of Defense’s Enterprise DevSecOps Reference Design guidance as a point of reference, it describes the DevSecOps lifecycle in terms of nine transition stages comprising of plan, develop, build, test, release, deliver, deploy, operate, and monitor.
The foundational principle of DevSecOps implementations is that the software development lifecycle is not a monolithic linear process. The “big bang” style delivery of the Waterfall SDLC process is replaced with small but more frequent deliveries, so that it is easier to change course as necessary. Each small delivery is accomplished through a fully automated process or semi-automated process with minimal human intervention to accelerate continuous integration and delivery. The DevSecOps lifecycle is adaptable and has many feedback loops for continuous improvement.
Specific to containerized applications and workloads, a more abstract view of a container’s lifecycle spans across three high-level phases of Build, Deploy, and Run.
The “Build” phase centers on what ends up inside the container images in terms of the components and layers that make up an application. Usually created by the developers, security efforts are typically focused on reducing business risk later in the container lifecycle by applying best practices and identifying and eliminating known vulnerabilities early. These assessments can be conducted in an “inner” loop iteratively as developers perform incremental builds and add security linting and automated tests or can be driven via an “outer” feedback loop that’s driven by operational security reviews and penetration testing efforts.
In the “Deploy” phase, developers configure containerized applications for deployment into production. Context grows beyond information about images to include details about configuration options available for orchestrated services. Security efforts in this phase often center around complying with operational best practices, applying least-privilege principles, and identifying misconfigurations to reduce the likelihood and impact of potential compromises.
“Runtime” is broadly classified as a separate phase wherein containers go into production with live data, live users, and exposure to networks that could be internal or external in nature. The primary purpose of implementing security during the runtime phase is to protect running applications as well as the underlying container infrastructure by finding and stopping malicious actors in real time.
By applying this understanding of container lifecycle stages to respective countermeasures that can be implemented and audited upon within MVISION Cloud, CNAPP customers can establish an optimal security posture and achieve synergies of shift left and runtime security models. Security assessments are critically important early in planning and design, where important decisions are made about architecture approach, development tooling and technology platforms and where mistakes or misunderstandings can be dangerous and expensive. As DevOps teams move their workloads into the cloud, security teams will need to implement best practices that apply operations, monitoring and runtime security controls across public, private, and hybrid cloud consumption models.
CNAPP first discovers all the cloud-native components mapped to an application, including hosts, IaaS/PaaS services, containers, and the orchestration context that a container operates within. With the use of native tagging and network flow log analysis, customers can visualize cloud infrastructure interactions including across compute, network, and storage components. Additionally, the platform scans cloud native object and file stores to assess presence of any sensitive data or malware. Depending on the configuration compliance of the underlying resources and data sensitivity, an aggregate risk score is computed per application which provides detailed context for an application owner to understand risks and prioritize mitigation efforts.
As a cloud security posture management platform, CNAPP provides a set of capabilities that ensure that assets comply with industry regulations, best practices, and security policies. This includes proactive scanning for vulnerabilities in container images and VMs and ensuring secure container runtime configurations to prevent non-compliant builds from being pushed to production. The same principles apply to orchestrator configurations to help secure how containers get deployed using CI/CD tools. These baseline checks can be augmented with other policy types to ensure file integrity monitoring and configuration hardening of hosts (e.g., no insecure ports or unnecessary services), which help apply defense-in-depth by minimizing the overall attack surface.
Finally, the platform enforces policy-based immutability on running container instances (and hosts) to help identify process-, service-, and application-level whitelists. By leveraging the declarative nature of containerized workloads, threats can be detected during the runtime phase, including any exposure created as a result of misconfigurations, application package vulnerabilities, and runtime anomalies such as execution of reverse shell or other remote access tools. While segmentation of workloads can be achieved in the build and deploy phases of a workload using posture checks for constructs like namespaces, network policies, and container runtime configurations to limit system calls, the same should also be enforced in the runtime phase to detect and respond to malicious activity in an automated and scalable way. The platform defines baselines and behavioral models that can specially be effective to investigate attempts at network reconnaissance, remote code execution due to zero-day application library and package vulnerabilities, and malware callbacks. Additionally, by mapping these threats and incidents to the MITRE ATT&CK tactics and techniques, it provides a common taxonomy to cloud security teams regardless of the underlying cloud application or an individual component. This helps them extend their processes and security incident runbooks to the cloud, including their ability to remediate security misconfigurations and preemptively address all the container risk categories outlined in NIST 800-190.
The post Securing Containers with NIST 800-190 and MVISION CNAPP appeared first on McAfee Blogs.
Today’s U.S. government is in a race to modernize its IT infrastructure to support ever more complicated missions, growing workloads and increasingly distributed teams—and do so facing a constantly evolving threat landscape. To support these efforts, McAfee has pursued and received a Federal Risk and Authorization Management Program (FedRAMP) Authorization designation for McAfee MVISION for Endpoint at the moderate security impact level.
This FedRAMP Moderate designation is equivalent to DoD Impact Level 2 (IL2) and certifies that the McAfee solution has passed rigorous security requirements for the increasingly complex and expanding cloud environments of the U.S. government. The FedRAMP Moderate authorization validates the McAfee solution’s implementation of the baseline 325 NIST 800-53 controls, allowing users from federal agencies, state and local government, and other industries in regulated environments to manage Controlled Unclassified Information (CUI) such as personally identifiable information (PII) and routine covered defense information (CDI).
By achieving FedRAMP Moderate Authorization for MVISION for Endpoint, McAfee can provide the command and control cyber defense capabilities government environments need to enable on-premise and remote security teams, allowing them to maximize time and resources, enhance security efficiency and boost resiliency.
McAfee MVISION for Endpoint consists of three primary components: McAfee MVISION Endpoint Detection and Response (EDR), McAfee MVISION ePolicy Orchestrator (ePO) and McAfee Endpoint Security Adaptive Threat Protection with Real Protect (ENS ATP):
Together, these solutions provide today’s U.S. government agencies the AI-guided endpoint threat detection, investigation and response capabilities they need to confront today’s ever evolving threats across a wide variety of devices. This important FedRAMP milestone is the latest affirmation of McAfee’s long-standing commitment to providing U.S. government agencies advanced, cloud-based cyber defenses to help them meet whatever mission they may confront today and in the future.
Other recent McAfee public sector achievements include:
Please see the following for more information on McAfee’s efforts in the FedRAMP mission:
The post McAfee MVISION Solutions Meet FedRAMP Cloud Security Requirements appeared first on McAfee Blogs.
Malicious actors are increasingly taking advantage of the burgeoning at-home workforce and expanding use of cloud services to deliver malware and gain access to sensitive data. According to an Analysis Report (AR20-268A) from the Cybersecurity and Infrastructure Security Agency (CISA), this new normal work environment has put federal agencies at risk of falling victim to cyber-attacks that exploit their use of Microsoft Office 365 (O365) and misuse their VPN remote access services.
McAfee’s global network of over a billion threat sensors affords its threat researchers the unique advantage of being able to thoroughly analyze dozens of cyber-attacks of this kind. Based on this analysis, McAfee supports CISA’s recommendations to help prevent adversaries from successfully establishing persistence in agencies’ networks, executing malware, and exfiltrating data. However, McAfee also asserts that the nature of this environment demands that additional countermeasures be implemented to quickly detect, block and respond to exploits originating from authorized cloud services.
Read on to learn from McAfee’s analysis of these attacks and understand how federal agencies can use cloud access security broker (CASB) and endpoint threat detection and response (EDR) solutions to detect and mitigate such attacks before they have a chance to inflict serious damage upon their organizations.
McAfee’s analysis supports CISA’s findings that adversaries frequently attempt to gain access to organizations’ networks by obtaining valid access credentials for multiple users’ O365 accounts and domain administrator accounts, often via vulnerabilities in unpatched VPN servers. The threat actor will then use the credentials to log into a user’s O365 account from an anomalous IP address, browse pages on SharePoint sites, and then attempt to download content. Next, the cyberthreat actor would connect multiple times from a different IP address to the agency’s Virtual Private Network (VPN) server, and eventually connect successfully.
Once inside the network, the attacker could:
McAfee’s comprehensive analysis of these attacks supports CISA’s proposed best practices to prevent or mitigate such cyber-attacks. These recommendations include:
While these recommendations provide a solid foundation for a strong cybersecurity program, these controls by themselves may not go far enough to prevent more sophisticated adversaries from exploiting and weaponizing cloud services to gain a foothold within an enterprise.
Organizations will gain a running start to identifying and thwarting the attacks in question by implementing a full-featured CASB such as McAfee MVISION Cloud, and an advanced EDR solution, such as McAfee MVISION Endpoint Threat Detection and Response.
Deploying MVISION Cloud for Office 365 enables agencies’ SOC analysts to assert greater control over their data and user activity in Office 365—control that can hasten identification of compromised accounts and resolution of threats. MVISION Cloud takes note of all user and administrative activity occurring within cloud services and compares it to a threshold based either on the user’s specific behavior or the norm for the entire organization. If an activity exceeds the threshold, it generates an anomaly notification. For instance, using geo-location analytics to visualize global access patterns, MVISION Cloud can immediately alert agency analysts to anomalies such as instances of Office 365 access originating from IP addresses located in atypical geographic areas.
When specific anomalies appear concurrently—e.g., a Brute Force anomaly and an unusual Data Access event—MVISION Cloud automatically generates a Threat. In the attacks McAfee analyzed, Threats would have been generated early on since the CASB’s user behavior analytics would have identified the cyber actor’s various activities as suspicious. Using MVISION Cloud’s activity monitoring dashboard and built-in audit trail of all user and administrator activities, SOC analysts can detect and analyze anomalous behaviors across multiple dimensions to more rapidly understand what exactly is occurring when and to what systems—and whether an incident concerns a compromised account, insider threat, privileged user threat, and/or malware—to shrink the gap to remediation.
In addition, with MVISION Cloud, an agency security analyst can clearly see how each cloud security incident maps to MITRE ATT&CK tactics and techniques, which not only accelerates the entire forensics process but also allows security managers to defend against similar attacks with greater precision in the future.
Furthermore, using MVISION Cloud for Office 365, agencies can create and enforce policies that prevent the uploading of sensitive data to Office 365 or downloading of sensitive data to unmanaged devices. With such policies in place, an attacker’s attempt to exfiltrate sensitive data will be mitigated.
In addition to deploying a CASB, implementing an EDR solution like McAfee MVISION EDR to monitor endpoints centrally and continuously—including remote devices—helps organizations defend themselves from such attacks. With MVISION EDR, agency SOC analysts have at their fingertips advanced analytics and visualizations that broaden detection of unusual behavior and anomalies on the endpoint. They are also able to grasp the implications of alerts more quickly since the information is presented in a format that reduces noise and simplifies investigation—so much so that even novice analysts can analyze at a higher level. AI-guided investigations within the solution can also provide further insights into attacks.
With a threat landscape that is constantly evolving and attack surfaces that continue to expand with increased use of the cloud, it is now more important than ever to embrace CASB and EDR solutions. They have become critical tools to actively defend today’s government agencies and other large enterprises.
Learn more about the cloud-native, unified McAfee MVISION product family. Get your questions answered by tweeting @McAfee
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