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Hybrid Workplace Vulnerabilities: 4 Ways to Promote Online Safety

By Vishnu Varadaraj

Over the past year and a half, workers everywhere have gotten used to working from home. They have adopted an entirely new work from home mindset and diverted their weekly commuting hours to other productive and more enjoyable pursuits. As parts of the world return to a “new normal,” another change is on the way: a gradual return to the office. 

The hybrid working model is met with mixed reviews from employees and business security teams alike. For some employees, a clearer separation between work and home is a welcome change. CTV News reports 66% of Canadian respondents to an International Workplace Group poll say they are looking forward to splitting their working hours between the office and home. 

For business security teams who are just catching their breath after the monumental shift to a remote workforce, they are now gearing up for the new online safety challenges posed by the hybrid work model. According to a VMware Canada Threat Report, 86% of security professionals agree that cyberattacks aimed at their organizations have become more sophisticated since the onset of the pandemic. Additionally, 91% of global respondents cite employees working from home as the cause of cyberattacks. Challenges of the hybrid workforce include the constant back-and-forth of company-issued devices, the lack of control over home office setups, and mixing personal and company devices with company and personal business respectively. For example, if you pay your bills or shop online using your work device, it opens several new avenues for a hacker to walk right onto the corporate network. When your guard is down even a little bit when you are off the clock, you could fall victim to e-skimmers, fake login pages, or phishing scams. 

Best Practices for Mitigating Attacks in the Hybrid Workplace 

No matter how advanced your company’s threat detection system, hackers know where vulnerabilities lie and are on the hunt to exploit them. Check out these tips to ensure you are not the weak link in your organization. 

1. Use a VPN

virtual private network (VPN) is a service that scrambles online browsing data, making it impossible for nefarious characters to decipher your activity. This is an excellent way to deter hackers from tracking your movements and picking up sensitive pieces of information. 

VPNs are essential if you are working in a public area, sharing a wireless network with strangers, or using a Wi-Fi connection that is not password protected. Public Wi-Fi networks are notoriously easy pickings for hackers seeking entry into unsuspecting users’ devices. On the days where you are not in the office, make sure your wireless connection is secure. 

2. Lockaway your passwords 

While a VPN is an excellent tool, security measures and your accounts are vulnerable without a strong and private password or passphrase to protect them. The gigantic Colonial Pipeline hack is being blamed on a hacker gaining entry through an unused VPN that was not secured with multifactor authentication. Multifactor authentication is an online safety measure where more than one method of identity verification is needed to access the valuable information that lies within password-protected accounts. 

Consider using a password manager to organize all your passwords and logins. Password managers remember each pairing so you don’t have to, plus most managers are secured with multifactor authentication. A password manager makes it easier to add variety to your passwords and prevents you from ever having to write them down.

3. Secure work-issued devices 

Professionals who travel between their home and an office are likely transporting their devices back and forth, increasing the number of opportunities for devices to be forgotten at either location or in transit. As convenient as it may be, never use your personal device for official business. Even if you pride yourself on sound online safety habits, your company device likely has more defenses ingrained in its hardware than your personal devices. 

With your personal devices, you should carefully vet everything you download. With your work-issued devices, this vetting process is even more important as company information is at stake. The Information and Privacy Commissioner of Ontario states that employees should never download applications to their work devices without permission from the IT team. Apps and programs often have security vulnerabilities that could open a gateway for hackers. 

4. Practice a personal Zero Trust model 

Zero Trust is a security philosophy that is exactly what it sounds like: trust no one. Businesses are employing Zero Trust models to greatly limit who has access to sensitive data sources. Adopt your own personal Zero Trust philosophy concerning your passwords, logins, and device access. This means never sharing passwords or log in details, especially over email, instant messenger, or over a video conference. Hackers commonly eavesdrop on all three mediums. Also, even your most trusted coworker could mishandle your passwords and login details, such as writing them down and leaving them in a public place.  

A key aspect of the Zero Trust model is only granting employees access to platforms that are vital to their job. Sharing your logins with coworkers who may not be authorized for using that platform undermines all the hard work the IT team does to keep tabs on data access. 

Work Intelligently, Diligently, and Securely 

Every time you turn on the nightly news, another ransomware attack has hit another organization, each one bigger than the last. This heightened prevalence is a reflection on the wiliness of hackers, but also the number of security holes every company must plug.  

There are several vulnerable points of entry in every company, and some of those vulnerabilities are heightened by the hybrid work model. Always heed the advice of your company’s IT team, and make sure to do your part to keep your devices and work information secure. 

The post Hybrid Workplace Vulnerabilities: 4 Ways to Promote Online Safety appeared first on McAfee Blogs.

McAfee Partners with American Express to Provide Best-in-Class Security

By McAfee

With the increase in online activities due to the COVID-19 pandemic, consumers are potentially becoming exposed to more online threats, and nearly 1 in 3 Americans are not confident in their ability to prevent a cyberattack. Through a partnership with American Express via the Amex Offers Program, McAfee is delighted to offer eligible American Express Card Members personal online security by providing access to comprehensive solutions that protect online security 

“Despite the increase in potential risks, consumers plan to continue conducting more and more personal activities online as the post-pandemic new normal comes to fruition,” said Pedro Gutierrez, SVP Global Consumer Sales & Operations at McAfee. “Investing in personal security solutions to protect your online life is a simple way to think security-first, and we’re ecstatic we can now offer these solutions to add value to American Express Card Members.”

The COVID-19 pandemic has forced many regular activities online, with McAfee’s 2021 Consumer Security Mindset Report finding that internet providers saw household internet usage surge anywhere from 40% to 100% as people worked, studied, shopped and entertained themselves at home. Additionally, McAfee found that of consumers that purchased connected devices in 2020, only 50% acted by purchasing security software and only 1 in 4 checked if their security software is up to date. 

Through the Amex Offers program, eligible American Express Card Members can receive a statement credit of up to $15 if they spend $45 or more to purchase personal protection solutions at McAfee.com.  The statement credit is available to eligible American Express Card Members until August 24th, 2021 and Card Members should check their offers list for additional details on eligibility, offer redemption instructions and applicable limitations. 

 

The post McAfee Partners with American Express to Provide Best-in-Class Security appeared first on McAfee Blogs.

COVID-19 Vaccine Passports: 5 Security Tips for You and Your Family

By Natalie Maxfield
Vaccine Passport

Depending on where your travels take you, you might need a new passport—a COVID-19 vaccine passport. 

In an effort to kickstart travel and local economies, these so-called vaccine passports are more accurately a certificate. Such a “passport” can offer proof that the holder has been fully vaccinated against the virus, and there are several of these passports developing in the wings. With all of this in motion, I wanted to give families a look at what’s happening so that they can protect their privacy and identity online. 

What is a COVID-19 vaccine passport? 

Broadly speaking, a vaccine passport works like this: information such as name, date of birth, date of vaccination, vaccination type, and vaccination lot number are used to create a digital certificate stored in a smartphone or a physical card. The holder can then offer up that proof of vaccination (or a recent negative test result) to businesses, travel authorities, and the like. 

The notion of a vaccine passport has actually been around for a while now, such as the “Yellow Card” issued by the World Health Organization (WHO), which documents vaccination against diseases like cholera and yellow fever for travelers. Note that currently there’s no widely accepted standard for COVID-19 vaccine passports. What’s more, conversations continue around the concerns that come with documenting and sharing vaccine information securely. Understandably, it’s a complex topic. 

Who is using COVID-19 vaccine passports? 

As of this writing, the European Union has started issuing the “EU Digital Covid Certificate,” which allows its holders to travel throughout the EU freely without quarantine restrictions. The UK has its own version in the works, as do other nations in Asia, along with airline carriers too. In the U.S., “passports” appear to be in development on the state levelrather than on the federal level. For example, the state of New York has its Excelsior Pass program and California has its Digital COVID-19 Vaccine Record available to residents. Private airlines and air travel industry groups have launched their own efforts as well, such as the International Air Travel Association’s IATA Travel Pass 

How these passports are rolled out and how they get used will vary, yet vaccine passports may have an impact on the way people can travel as we recover globally from the pandemic. In some cases, they may even determine if people can attend large events that can help localities reboot their economies and public life in general (i.e., concerts, sporting events, and so on). 

The development of vaccine passports and all the rules businesses and local authorities set around them may feel a bit out of our hands. However, in terms of your privacy and your family’s privacy, plenty is still very much in your hands. The common denominator across all these vaccine passports is the exchange of personal information—you and your family’s personal information. And where personal information is shared, hackers are sure to follow. This presents a perfect opportunity for you and your family to review your online privacy practices and close any gaps, whether you plan on traveling or not. 

Protect your privacy and identity along with your COVID-19 vaccination passport 

I put together a few things you can do to make sure that you and your family can navigate the future use of these passports with your privacy in mind: 

1. Don’t post pics of your vaccine card online: 

What seems like an innocent celebration of your vaccination could put your personal information at risk. The information captured on these cards varies by nation, region, and locality, with some of the cards containing more information than others. However, even basic info such as birthday, vaccine manufacturer and lot number, location of immunization, or doctor’s name can provide the basis of a scam, such as a phishing email or phishing text message. Likewise, such information could get scooped up by a hacker and  used to create phony vaccination credentials. Instead of posting that pic of you and your vaccine card, go with a happy selfie instead. And if you’ve already posted, go ahead and delete the image, better to remove it now and stay safe.  

2. Watch out for scammers asking for personal information: 

As mentioned above, the uncertainty around vaccine passports, and the general uncertainty around the latter days of the pandemic overall, creates opportunities for hackers and cybercrooks. Just as the early pandemic saw phony offers around miracle cures and today we’re seeing offers for phony vaccination cards, you can bet that scams revolving around vaccine passports will follow. The best advice here is to go to a trusted source for information, like the NHS in the UK or the American Medical Association in the U.S. Granted, cybercrooks will launch their phishing campaigns regardless. Here’s what to do if one heads your way: 

  • If you receive a request or offer via email or text from an unrecognized source, delete it.  
  • If you receive a request or offer that looks legitimate, don’t click any links. Instead, go directly to the organization and see if that same information is on its webpage too. 

In all, if someone is asking for any kind of personal or financial information via an email, text, instant message, or the like, chances are it’s a scam. For more, check out this article on how to spot the warning signs of a phishing attack. 

3. Check your credit report (and your child’s report too): 

In a time of data breaches large and small, checking your credit regularly is a wise move. Doing so will help you quickly spot issues and help you address them, as companies typically have a clear-cut process for dealing with fraud. You can get a free credit report in the U.S. via the Federal Trade Commission (FTC) and other nations like the UK have similar free offerings as well. 

Do the same for your children. They’re targets too. High-value targets at that. Their credit reports are clean, which gives cybercrooks a blank slate to work with. Even more attractive is that child identity theft often goes long unnoticed until years later when the child gets older and rents an apartment or applies for their first credit card. 

4. Protect your family by protecting your devices: 

It’s that simple. Given that these vaccine passports will likely involve a digital certificate stored on a smartphone, app, or possibly other devices, protect them so you can protect yourself. Select comprehensive security software that will protect multiple devices so that everyone in your home is covered. 

5. Keep tabs on what’s happening in your region: 

You can bet that rumors will abound as to who is issuing what “passport”, under what restrictions, and with what implications for traveling, dining out, and visiting shops. All of that amounts to plenty of falsehoods and scams that attempt to rob you of your privacy, identity, and even your money. Turn to trusted news sources known for their even-handed reporting, such as Reuters or the Associated Press, and get your information from there. Knowing what the facts about vaccine passports are in your locality will arm you against fear-based attacks. 

Your privacy is a puzzle to cybercrooks—keep it that way 

A few months back, the FTC posted its own blog about sharing vaccine card photos. It’s a great read, in part because they used a helpful analogy to discuss privacy and identity theft: 

Think of it this way — identity theft works like a puzzle, made up of pieces of personal information. You don’t want to give identity thieves the pieces they need to finish the picture. 

Likewise, any vaccine passport you acquire will become yet another puzzle piece that you have to protect. 

In all, with post-pandemic recovery measures evolving before our eyes, keep an eye on your family’s security. Don’t give away any snippets of info that could be used against you and stay on the lookout for the scams hitting the internet that play on people’s uncertainty and fears. COVID-19 passports may be entirely new, yet they give cybercrooks one more way they can play their old tricks. 

The post COVID-19 Vaccine Passports: 5 Security Tips for You and Your Family appeared first on McAfee Blogs.

How to Make Telehealth Safer for a More Convenient Life Online

By McAfee
Telehealth

Among the many major shifts in lifestyle during the COVID-19 pandemic, the way we used healthcare was one of the most significant. Providers limited in-person visits, elective procedures were delayed, and we avoided hospitals. In response, we went online and started using telehealth and other virtual solutions in ways we never had before. 

Our latest consumer mindset survey confirms this was more than a passing trend, showing an almost 50% rise since the beginning of the pandemic in the use of PCs and Mobile devices to access health information, meet virtually with health care providers, and manage prescriptions. Survey respondents also showed they adapted by increasing their usage of smart fitness devices, like Fitbits, to track their personal health. 

The hidden cost of convenience  

Navigating the healthcare system and accessing more of our services through the web means more of our personal information is now online. From patient intake forms to test results, a great deal of data about our health, including confidential information like vaccination records, is potentially available. Survey respondents confirmed that they shared and accessed their personal health information across the internet, despite 1/3 or more of respondents having concerns for their privacy and security of their personal information. 

This trend hasn’t gone unnoticed by cybercriminals. In fact, the US Department of Health and Human Services is currently investigating nearly 800 health-related data breaches impacting nearly 60 million individuals. All of which is to say that telehealth advances may help us avoid sitting in a doctor’s office, but we need to be more mindful about our security when using these new online services. 

Maintaining your online wellness  

Despite the adoption of many telehealth and online health services, security was still a concern for many of our survey respondents. A majority said the primary reason they do not use smart devices for their personal health was because of privacy and security concerns. Fortunately, just as there is preventive medicine, there are also preventive cybersecurity measures we can take to keep our personal data safer online. Here are a few we recommend: 

  • Use a VPN when conducting a Telehealth video call with a physician, accessing your medical records, or managing your prescriptions 
  • A VPN is a Virtual Private Network, a service that protects your data and privacy online. It creates an encrypted tunnel to keep you anonymous by masking your IP address. This means you can keep prying eyes away from your confidential conversations. 
  • Use a proven security solution such as McAfee Total Protection on all devices 
  • All-in-one protection is a great way to keep your devices, identity, and privacy safer as you go about life online. 
  • Only use HTTPS connections when accessing an  telehealth website.  
  • Look at the web address in your browser to confirm it starts with HTTPS. These connections add security to your data transfers and help prevent data scraping. 
  • Use two-factor authentication when authenticating into important accounts. 
  • In addition to your password/username combo, you’re asked to verify who you are with something that you – and only you — own, such as a mobile phone. Put simply: it uses two factors to confirm it’s you. 
  • Practice safe password hygiene, don’t use the same passwords across your accounts and especially not for accessing your health information 
  • A password manager is a great way to organize and generate keys for your login.  

The shift to managing our health online comes with a few safety considerations, but by following the steps above, we can enjoy convenience and access to a healthier life online and off. 

The post How to Make Telehealth Safer for a More Convenient Life Online appeared first on McAfee Blogs.

The Ultimate Guide to Safe Sharing Online

By Jean Treadwell

We live in a world that thrives on digital connectivity. According to We Are Social, Canadians are now spending half a day more a month online than they did a year ago. Also, 33 million Canadians logged on to the internet at least once a month in 2020. As more people every year are spending hours upon hours online, they are knowingly (and sometimes unknowingly) unsafely releasing their personal information into the digital ether, making them vulnerable to all sorts of cybercrimes. The ramifications range anywhere from malware infection to identity fraud. Better understanding the best practices for online sharing will ensure users can navigate online dangers and safely connect with others. 

Here are three ways online users share too much information and how they are placing themselves at risk. 

1. Autosaving and Sharing Personal Details 

Think about how many websites you visit regularly. How many of these have access to your personal information, such as your email, credit card numbers, and shipping address? Before accepting the option to save your information on file for a “faster checkout experience,” consider the following: A Canadian Internet Registration Authority polled 500 IT security professionals, and a quarter of them experienced a breach of customer data in 2020. Online users cannot afford to take liberties with the information they hand over to online companies, especially if they subscribe to numerous sites.  

On a similar note, it is equally inadvisable to hand over information about yourself. Although seemingly harmless, online quizzes may not be as safe as you think. Some quiz questions sound more like security questions such as, “What was the first car you owned?” or “Where did you grow up?” Hackers using spyware can access these answers and anything else you enter on quiz sites to formulate informed guesses at your passwords.  

2. Oversharing on Social Media 

It may seem counterintuitive not to share information on social media, seeing as the purpose of these platforms is to share. However, the problem with social media is that too many people are leaving themselves exposed to hackers due to the specificity of the information they share. More than two-thirds of Canadians are on social media, according to Statista, meaning there are millions of user profiles and newsfeeds brimming with personal information. Specific information such as company details in a new job announcement or your birth date in a celebration post are details hackers can use to impersonate you or break into your accounts. Additionally, cybercriminals can impersonate people in your network or pose as average users and add you as a friend. Hackers will often use this tactic to get close to someone and gather intel to formulate a targeted phishing attempt or identity theft. 

While you can take proper precautions to safeguard your personal information, you cannot guarantee that others will do so with the same vigilance. Many do not realize there is more at stake than a loss of privacy when intentionally sharing information, usually login credentials, with others. If your friend you shared your password with is hacked, then a cybercriminal can now access your information as well as theirs. Cybercriminals can then use this information to break into your accounts, hold your data for ransom, and even steal your identity. 

How to Safely Share Online 

Knowing what is safe to share online and how to protect the information that is not is the first step to safeguarding your online presence. Here are four tips to consider before sharing your personal details on websites, social media, and with others: 

1. Verify website and online security 

Always err on the side of caution whenever you visit unknown sites or download applications on your devices. Be aware of what you click on, the ramifications of clicking on a malicious link, or handing over information on an unsecured website. One way to ensure you are visiting a secure website is to look for the padlock icon in the top left corner of your browser. This icon indicates the site and your connection are secure.  

Take your internet protection one step further and avoid saving your information on file. If possible, use an alternate payment gateway with verified encryption that does not require inputting your credit card information. This way, your data does not become a liability in the event of a company data breach.  

2. Rethink your privacy on social media 

There’s a fine line between sharing too much and sharing just enough on social media. Start taking control of your privacy on social media by adjusting your privacy settings. Unless you are an aspiring social media influencer, it is best to keep your account private and limit your followers to only people you know personally. Do not follow strangers and reject friend requests from strangers. They could turn out to be a hacker.  

Take advantage of platform security controls that allow you to control your visible information. For example, you can disable your activity status or geolocations to block other people from tracking your every move or manage the personal data these platforms are allowed to share. Keep in mind that any third-party app with access to these platforms will have varied privacy policies. Read the fine print on their user agreements, as these policies differ depending on the app.

 3. Use a VPN  

Before hopping online, consider using a virtual private network (VPN) to secure your connection. A VPN allows you to browse the internet with the confidence that your Wi-Fi and any sensitive information you send through this connection is encrypted. In other words, if a hacker intercepts this data, they won’t be able to make any sense of it. 

4. Leverage a reliable authentication system 

Enabling multi-factor authentication adds an extra layer of protection that makes it nearly impossible for hackers to bypass even if they do manage to steal your credentials.  

Also, make sure you create strong passwords or passphrases by following password best practices and ensuring they are long, complex, and varied. Use a password manager with a generator to help you create strong passwords and store them, so you do not have to memorize them. This method also makes it easier and more secure than saving passwords on internet browsers. Further, password managers, like McAfee True Key, make it easy to securely share your credentials with others. 

Prioritize Online Safety and Connectivity 

From social media to work to daily activities, peoples’ lives are centralized around their digital devices and online access. Users must learn to care for their information to the same degree one would manage their physical IDs or credit cards. Only then can they carry on their online activities, confident in the knowledge they are doing so securely.  

The post The Ultimate Guide to Safe Sharing Online appeared first on McAfee Blogs.

Protect Your Social Media Accounts from Hacks and Attacks

By McAfee

Here’s to the hashtags, the likes, the followers, the DMs, and the LOLs—June 30th marks Social Media Day, a time to celebrate and reflect on how social media has changed our lives over the years. 

Started in 2010 by media and entertainment company Mashable, celebrations have taken on all kinds of forms. Meetups, contests, calls to increase your social circle by one meaningful connection have all marked the date in the past. Yet this year feels like an opportunity to consider just how heavily so many of us have leaned upon social media these past months, particularly in a world where nearly 50% of the global population are social media users to some degree or other. 

What’s more, people worldwide spend an average of 145 minutes a day on social media. With users in the Philippines spending three hours and 53 minutes a day and users in the U.S. spending just over two hours a day, that figure can vary widely, yet it’s safe to say that a good portion of our day features time browsing around on social media. 

With that, Social Media Day is also a good day to give your social media settings and habits a closer look, all so that you can get the most out of it with less fuss and worry. Whether you’re using Facebook, Instagram, TikTok, or whatnot, here are several things you can do that can help keep you safe and secure out there: 

1. Go private

Social media platforms like Facebook, Instagram, and others give you the option of making your profile and posts visible to friends only. Choosing this setting keeps the broader internet from seeing what you’re doing, saying, and posting, which can help protect your privacy. 

2. Say “no” to strangers bearing friend requests

Be critical of the invitations you receive. Out-and-out strangers could be more than just a stranger, they could be a fake account designed to gather information on users for purposes of cybercrime, or they can be an account designed to spread false information. There are plenty of them too. In fact, in Q1 of 2021 alone, Facebook took action on 1.3 billion fake accounts. Reject such requests. 

3. Think twice before checking in

Nothing says “there’s nobody at home right now” like that post of you on vacation or sharing your location while you’re out on the town. In effect, such posts announce your whereabouts to a broad audience of followers (even a global audience, if you’re not posting privately, as called out above). Consider sharing photos and stories of your adventures once you’ve returned.  

4. The internet is forever

It’s a famous saying for a reason. Whether your profile is set to private or if you are using an app with “disappearing” messages and posts (like Snapchat), what you post can indeed be saved and shared again. It’s as simple as taking a screenshot. If you don’t want it out there, forever or otherwise, simply don’t post it. 

5. Watch out for phishing scams

We’re increasingly accustomed to the warnings about phishing emails, yet phishing attacks happen plenty on social media. The same rules apply. Don’t follow any links you get from strangers by way of instant or direct messengers. And keep your personal information close. Don’t pass out your email, address, or other info as well. Even those so-called “quiz” posts and websites can be ruses designed to steal bits and pieces of personal info that can be used as the basis of an attack. 

6. Review your tags

Some platforms such as Facebook allow users to review posts that are tagged with their profile names. Check your account settings and give yourself the highest degree of control over how and where your tags are used by others. This will help keep you aware of how you’re being mentioned by others and in what way. 

7. Protect yourself and your devices

Security software can protect you from clicking on malicious links while on social media, strengthen your passwords so your social media account doesn’t get hacked, and boost your online privacy as well. With identity theft a sadly commonplace occurrence today, security software is really a must. 

The post Protect Your Social Media Accounts from Hacks and Attacks appeared first on McAfee Blog.

3 Canadian Real Estate Scams You Should Know About

By Jean Treadwell

Across the country, Canadians are moving out of cities in droves to stretch their legs and call a larger plot of land home. For those embracing the work-from-home lifestyle, they no longer need to live near metro-area offices in expensive shoebox apartments and condos. According to Statistics Canada, 50,000 people moved out of Toronto and nearly 25,000 people migrated from Montréal to suburban areas from July 2019 to July 2020. 

The increased demand for suburban housing is making the Canadian real estate market a mad dash for limited supply. Additionally, some families who are out of work are struggling to keep their homes and are resorting to unsafe measures to keep a roof over their heads. 

Leave it to scammers and identity thieves to pounce on a vulnerable situation. Scammers and identity thieves are increasingly taking advantage of unsuspecting homeowners, and in some cases, selling homes without the rightful owners even realizing it. 

Be on the lookout for these three Canadian real estate scams. 

1. Loan Fraud 

Foreclosure occurs when a homeowner can no longer afford to pay their mortgage, so the lending institution takes over homeownership with the right to sell it. When homeowners are facing the prospect of having to move out, they may seek dubious loans to help them bridge the gap. Loan fraud is when a scammer pretends to extend a gracious loan. In exchange for the loan, the scammer may ask for the title of the home. With the title in hand, the thief may stop sending loan payments to the homeowner and instead resell or remortgage the property.  

Not being able to make mortgage payments is a desperate situation, which causes struggling homeowners to make dramatic decisions. Before agreeing to any type of loan, homeowners must ask themselves if the terms of the loan are too good to be true. In cases of fake loans, they often advertise an incredibly low-interest rate. It is best to trust your financial matters to accredited institutions.

2. Title Fraud

Title fraud is when someone steals the title of the home, usually by impersonating the homeowner. Once they have the title, the thief may attempt to sell the home or apply for a mortgage against it. In March 2021, the Times Colonist reported that a thief impersonated a British Columbian homeowner in order to transfer the home’s title to someone else’s name. Then, the thief tried to sell the home behind the rightful homeowner’s back. It was only when a neighbor alerted the real homeowner about the for-sale sign that they realized that their home could have been sold without their permission. 

The best way to defend against title fraud is to keep your personal information as private as possible. Title fraud is closely related to identity theft, and fraudsters may gain access to your personal information through phishing methods. Phishing is a tactic where cybercriminals trick people into giving up personal details, including full names, birthdays, and financial information. Statistics Canada calculates that 34% of Canadians have experienced a phishing attempt since the beginning of the pandemic. This statistic emphasizes the importance of constant vigilance concerning your most sensitive personal information. 

3. Mortgage Fraud 

Mortgage fraud is a term that can apply to untruthful lenders who attempt to swindle cash from unsuspecting buyers or pitch mortgage terms that fall outside of the buyer’s means. The Financial Services Commission of Ontario lists several warning signs of mortgage fraud. For example, lenders who do not have your best interests in mind may ask for cash fees and upfront payments. 

Again, it is best to only trust accredited financial institutions with your mortgages and loans. Research the institution before signing any contract. If the mortgage terms are too good to be true, it probably is. There are several online mortgage calculators that can give you an idea of the type of mortgage you can afford. Before entering any talks with a lender, conduct some research beforehand so you can spot unreasonable terms.   

Also, an unscrupulous lender may try to hurry you along but also take a long time responding to your calls and emails. If you feel pressured or unsure at any point, remember that there are plenty of fish in the sea. Ask your friends or family for lender recommendations to make sure that you are not tricked into mortgage fraud, the consequences of which could follow you for years. 

How to Protect Your Real Estate Investments

  • Invest in title insurance. To protect yourself from fraud involving the title of your house, consider investing in title insurance. Title insurance usually protects homeowners from the transgressions of past owners, but it also protects against fraud. 
  • Don’t fall for phishing. If you receive a suspicious message that asks for personal details, there are a few ways to determine if it was sent by a phisher aiming to steal your identity. Before clicking on any links, hover over it with your cursor to reveal the full website. If there are typos in the URL or it redirects to anyplace other than where it advertises, do not click on it. Also, phishers often send messages with a tone of urgency, and they try to inspire extreme emotions such as excitement or fear. If an unsolicited email urges you to “act fast!” slow down and evaluate the situation. 
  • Remain calm. Staying cool under pressure is easier said than done concerning matters about your home. Down-on-their-luck homeowners can be too quick to jump at too-good-to-be-true loan offers that turn out to be scams. There is often a time crunch in making mortgage payments, but take your time to review contracts and research the lender to make sure that your home and finances are in competent hands. 
  • Report scams. To prevent others from enduring the same headache and uncertainty of real estate scams, you can report suspicious messages and instances of fraud and other cybercrimes to the Canadian Anti-Fraud Centre. 
  • Sign up for an identity theft alert service. An identity theft alert service warns you about suspicious activity surrounding your personal information, allowing you to jump to action before irreparable damage is done. McAfee Total Protection not only keeps your devices safe from viruses but gives you the added peace of mind that your identity is secure, as well. 

The post 3 Canadian Real Estate Scams You Should Know About appeared first on McAfee Blogs.

Watch Out for These 3 Online Job Scams

By McAfee

If you recently found yourself looking for a new job, you are far from alone. According to the Institute of Labor Economics, more Canadians were seeking new employment opportunities at the height of the pandemic than during the previous three recessions combined. Job hunters only used to have to worry about the clarity of their cover letters and impressing interviewers. Now, however, a new hurdle is in the mix in the race for a new job: online job scams. 

Here are three online job scams that you may encounter, plus a few tips on how to avoid and report them. 

1. Fake Job Ads

Fake job ads trick employment seekers into giving up their financial information. Fake job ads are more likely to appear on free sites, such as Craigslist, but they could be listed anywhere. So, no matter where you are searching, be wary that not everyone is looking for a talented individual such as yourself. They are on the hunt for sensitive personal details. 

When you are interviewing for jobs, legitimate employers are careful and intentioned about evaluating your fit for the job. For this reason, employers want to make sure they are not interviewing fake candidates, so they are likely going to want to meet you face-to-face or through a video chat. If an employer extends a job offer after a few email exchanges or an instant messenger job interview, request a more formal meeting. If they say that they would like to move fast and hire quickly, be concerned as no real employer would act that quickly. 

Guard your personal and financial information until you are 100% sure of the legitimacy of a job offer. Be on high alert if the “human resources representative” asks for your credit card or banking information to pay for training. Fake employers may also ask for your Social Insurance Number before extending a job offer letter. A great rule of thumb is to never share your SIN with anyone over the phone or over email. 

2. Phishing Emails

Between March and September 2020, 34% of Canadian respondents reported receiving a phishing message, according to a survey by Statistics CanadaPhishing emails often include malicious links that, when clicked, download malware to your device. Online job scams may not only attempt to steal your sensitive information, but they may also be phishing attempts to take over your personal devices. 

Some scammers using job offers as a guise might email people who never applied for a new opportunity. Be careful around these types of messages, urges the University of Calgary. Recruiters will most likely reach out and offer unsolicited interviews through social networking channels rather than email. Also, when you receive emails from people looking to hire you, take note of their email domain name. Is the email domain customized to the company’s name or is it a generic @gmail or @yahoo? Check the spelling of the email domain carefully too. Phishers are notoriously bad spellers and sometimes they use incorrect spelling of domain names to trick people into thinking they are the real company. 

3. Immigration Scams

Immigrating anywhere is a massive and stressful undertaking. Cybercriminals prey upon this stressful, major life event and target immigrants with enticing, but fake, job offers. The Government of Canada advises to never trust someone who says they can guarantee you a job in Canada. Also, keep an eye on the salary. Is it very high? Do your skills not completely align with the job description? Does the job seem very easy? Unfortunately, that may mean that the offer is too good to be true.  

How to Cover Your Bases

The best way to avoid falling for job scams is to know what you are looking for and to take your time when considering a new job. Check out these tips to outsmart scammers and keep your personal information and devices safe. 

1. Verify employers

Most job applications are submitted online, but if an employer is impressed by your resume, they will likely offer a screening call. When a human resources representative calls, make sure to note their name and ask for the website address of the company. Afterwards, search for the company online and the human resources representative who called you. They should show up together on a professional-looking website or a professional networking site. 

2. Read carefully

Inspect all correspondences you get from potential employers. Phishers often use language that inspires strong emotions and urges a speedy response. Strong emotions could include excitement or fear. If the email says you only have a few hours to respond or else the job will go to someone else, be skeptical. Accepting a job is a huge decision that you should be able to take at least a few days to think about. Read carefully, always hover over links to see where they redirect, and keep a level head when making decisions about your next career move. 

3. Report fraudulent activity

When you come across fraudulent activity, it is important that you report it to the correct authorities to stop it from happening to someone else. For immigration and online job scams, contact the Canadian Anti-Fraud Centre. 

4. Install security tools 

Phishers and job scammers may have gotten in contact with you with the aim of downloading malicious software on your computer. A comprehensive suite of security tools will protect you from viruses and malware that may have slipped past your eagle eye. McAfee Total Protection offers premium antivirus software, safe web browsing, and PC optimization. 

The post Watch Out for These 3 Online Job Scams appeared first on McAfee Blog.

7 Tips to Protect Your Smartphone from Getting Hacked

By Natalie Maxfield

There’s little rest for your hard-working smartphone. If you’re like many professionals today, you use it for work, play, and a mix of personal business in between. Now, what if something went wrong with that phone, like loss or theft? Worse yet, what if your smartphone got hacked? Let’s try and keep that from happening to you. 

Globally, plenty of people pull double duty with their smartphones. In Spain, one survey found that 55% of people use the same phone for a mix of personal and and work activity. The same survey showed that up to half of people interviewed in Japan, Australia, and the U.S. do so as well, while nations like the UK and Germany trailed at 31% and 23% respectively. 

Whether these figures trend on the low or high end, the security implications remain constant. A smartphone loaded with business and personal data makes for a desirable target. Hackers target smartphones because they’re often unprotected, which gives hackers an easy “in” to your personal information and to any corporate networks you may use.  It’s like two hacks with one stone.  

Put simply, as a working professional with a smartphone, you’re a high-value target.  

Protect your smartphone from being hacked 

As both a parent and a professional, I put together a few things you can do to protect your smartphone from hacks so that you can keep your personal and work life safe: 

1. Add extra protection with your face, finger, pattern, or PIN. 

First up, the basics. Locking your phone with facial ID, a fingerprint, pattern or a pin is your most basic form of protection, particularly in the event of loss or theft. (Your options will vary depending on the device, operating system, and manufacturer.) Take it a step further for even more protection. Secure the accounts on your phone with strong passwords and use two-factor authentication on the apps that offer it, which doubles your line of defense.    

2. Use a VPN. 

Or, put another way, don’t hop onto public Wi-Fi networks without protection. A VPN masks your connection from hackers allowing you to connect privately when you are on unsecure public networks at airports, cafes, hotels, and the like. With a VPN connection, you’ll know that your sensitive data, documents, and activities you do are protected from snooping, which is definitely a great feeling given the amount of personal and professional business we manage with our smartphones. 

3. Stick to the official app stores for your apps.

Both Google Play and Apple’s App Store have measures in place to help prevent potentially dangerous apps from making it into their stores. Malicious apps are often found outside of the app stores, which can run in the background and compromise your personal data like passwords, credit card numbers, and more—practically everything that you keep on your phone. Further, when you are in the app stores, look closely at the descriptions and reviews for apps before you download them. Malicious apps and counterfeits can still find their way into stores, and here are a few ways you can keep those bad apps from getting onto your phone.    

4. Back up the data on your phone. 

Backing up your phone is always a good idea for two reasons: 

  • First, it makes the process of transitioning to a new phone easy by transferring that backed up data from your old phone to your new phone. 
  • Second, it ensures that your data stays with you if your phone is lost or stolen—allowing you to remotely wipe the data on your lost or stolen phone while still having a secure copy of that data stored in the cloud.  

Both iPhones and Android phones have straightforward ways of backing up your phone regularly. 

5. Learn how to lock or wipe your phone remotely in case of emergency. 

Worst case scenario—your phone is gone. Really gone. Either it’s hopelessly lost or got stolen. What now? Lock it remotely or even wipe its data entirely. While that last bit about wiping the phone seems like a drastic move, if you maintain regular backups as mentioned above, your data is secure in the cloud—ready for you to restore. In all, this means that hackers won’t be able to access you, or your company’s, sensitive information—which can keep you out of trouble and your professional business safe. Apple provides iOS users with a step-by-step guide for remotely wiping devices, and Google offers up a guide for Android users as well. 

6. Get rid of old apps—and update the ones you keep. 

We all download apps, use them once, and then forget they are on our phone. Take a few moments to swipe through your screen and see which ones you’re truly done with and delete them along with their data. Some apps have an account associated with them that may store data off your phone as well. Take the extra step and delete those accounts so any off-phone data is deleted.  

The reason for this is that every extra app is another app that needs updating or that may have a security issue associated with it. In a time of data breaches and vulnerabilities, deleting old apps is a smart move. As for the ones you keep, update them regularly and turn on auto-updates if that’s an option. Updates not only introduce new features to apps, but they also often address security issues too. 

7. Protect your phone. 

With so much of your life on your phone, getting security software installed on it can protect you and the things you keep on your phone. Whether you’re an Android owner or iOS owner, mobile security software can keep your data, your shopping, and payments secure. 

The post 7 Tips to Protect Your Smartphone from Getting Hacked appeared first on McAfee Blog.

8 Tips for Staying Safe from Ransomware Attacks

By McAfee

What is Ransomware?

Over the past year, you may have seen the term ransomware popping up frequently. There’s good reason for that as ransomware is responsible for 21% of all cyberattacks, according to a new report. For enterprising hackers, this tactic has become standard operating procedure because it’s effective and organizations are willing to pay. But what does that mean for you and living a confident life online? Fortunately, there are a number of things individuals can do to avoid ransomware. But first, let’s start with the basics.  

Ransomware is malware that employs encryption to hold a victim’s information at ransom. The hacker uses it to encrypt a user or organization’s critical data so that they cannot access files, databases, or applications. A ransom is then demanded to provide access. It is a growing threat, generating billions of dollars in payments to cybercriminals and inflicting significant damage and expenses for businesses and governmental organizations.  

Why should I care?

McAfee Labs counted a 60% increase in attacks from Q4 2019 to Q1 2020 in the United States alone. Unfortunately, the attacks targeting organizations also impact the consumers who buy from them, as the company’s data consists of its customers’ personal and financial information. That means your data if you’ve done business with the affected company. Fortunately, there are many ways you can protect yourself from ransomware attacks.

How do I know if my information is vulnerable?

When a company is hit with a ransomware attack, they typically are quick to report the incident, even though a full analysis of what was affected and how extensive the breach may have been may take much longer. Once they have the necessary details they may reach out to their customers via email, through updates on their site, social media, or even the press to report what customer data may be at risk. Paying attention to official communications through these various channels is the best way to know if you’ve been affected by a ransomware attack.  

The connection between phishing and ransomware 

The top ransomware infection vectors – a fancy term for the way you get ransomware on your device – are phishing and vulnerability exploits. Of these two, phishing is responsible for a full 41% of ransomware infections. Ironically, this is good news, because phishing is something we can learn to spot and avoid by educating ourselves about how scammers work. Before we get into specific tips, know that phishing can take the form of many types of communications including emails, texts, and voicemails. Also know that scammers are convincingly imitating some of the biggest brands in the world to get you to surrender your credentials or install malware on your device. With that in mind, here are several tips to avoid getting phished. 

1. Be cautious of emails asking you to act  

If you receive an email, call, or text asking you to download software or pay a certain amount of money, don’t click on anything or take any direct action from the message. Instead, go straight to the organization’s website. This will prevent you from downloading malicious content from phishing links or forking over money unnecessarily. 

2. Hover over links to see and verify the URL 

If someone sends you a message with a link, hover over the link without clicking on it. This will allow you to see a link preview. If the URL looks suspicious, don’t interact with it and delete the message altogether. 

3. Go directly to the source 

Instead of clicking on a link in an email or text message, it’s always best to check directly with the source to verify an offer, request, or link. 

4. Browse with caution 

McAfee offers the free McAfee WebAdvisor, which can help identify malicious websites and suspect links that may be associated with phishing schemes. 

Put ransomware fears in your rearview mirror with these tips: 

If you do get ransomware, the story isn’t over. Below are 8 remediation tips that can help get your data back, along with your peace of mind. 

1. Back up your data  

If you get ransomware, you’ll want to immediately disconnect any infected devices from your networks to prevent the spread of it. This means you’ll be locked out of your files by ransomware and be unable to move the infected files. Therefore, it’s crucial that you always have backup copies of them, preferably in the cloud and on an external hard drive. This way, if you do get a ransomware infection, you can wipe your computer or device free and reinstall your files from backup.  Backups protect your data, and you won’t be tempted to reward the malware authors by paying a ransom. Backups won’t prevent ransomware, but they can mitigate the risks.

2. Change your credentials 

If you discover that a data leak or a ransomware attack has compromised a company you’ve interacted with, act immediately and change your passwords for all your accounts. And while you’re at it, go the extra mile and create passwords that are seriously hard to crack with this next tip.

3. Take password protection seriously 

When updating your credentials, you should always ensure that your password is strong and unique. Many users utilize the same password or variations of it across all their accounts. Therefore, be sure to diversify your passcodes to ensure hackers cannot obtain access to all your accounts at once, should one password be compromised. You can also employ a password manager to keep track of your credentials and generate secure login keys.   

4. Enable two-factor or multi-factor authentication 

Two or multi-factor authentication provides an extra layer of security, as it requires multiple forms of verification. For instance, you’ll be asked to verify your identity through another device, such as a phone. This reduces the risk of successful impersonation by hackers.   

5. Browse safely online 

Be careful where you click. Don’t respond to emails and text messages from people you don’t know, and only download applications from trusted sources. This is important since malware authors often use social engineering to get you to install dangerous files. Using a security extension on your web browser is one way to browse more safely.

6. Only use secure networks 

Avoid using public Wi-Fi networks, since many of them are not secure, and cybercriminals can snoop on your internet usage. Instead, consider installing a VPN, which provides you with a secure connection to the internet no matter where you go.    

7. Never pay the ransom 

While it is often large organizations that fall prey to ransomware attacks, you can also be targeted by a ransomware campaign. If this happens, don’t pay the ransom. Although you may feel that this is the only way to get your encrypted files back, there is no guarantee that the ransomware developers will send a decryption tool once they receive the payment. Paying the ransom also contributes to the development of more ransomware families, so it’s best to hold off on making any payments. Thankfully there are free resources devoted to helping you like McAfee’s No More Ransomware initiative McAfee, along with other organizations, created www.nomoreransom.org/ to educate the public about ransomware and, more importantly, to provide decryption tools to help people recover files that have been locked by ransomware. On the site you’ll find decryption tools for many types of ransomware, including the Shade ransomware.

7. Use a comprehensive security solution 

Adding an extra layer of security with a solution such as McAfee® Total Protection, which includes Ransom Guard, can help protect your devices from these cyber threats. In addition, make sure you update your devices’ software (including security software!) early and often, as patches for flaws are typically included in each update. Comprehensive security solutions also include many of the tools we mentioned above and are simply the easiest way to ensure digital wellness online.  

The post 8 Tips for Staying Safe from Ransomware Attacks appeared first on McAfee Blog.

Keep the Change: 3 Tips for Using the Twitter Tip Jar

By Vishnu Varadaraj

When we think of tipping, many don’t see it as anything beyond a display of gratitudeHowever, Twitter’s latest feature is prompting its users to rethink this sentiment. It hasn’t been long since Twitter released their new Tip Jar feature, which allows users on the platform to send tips to designated accounts. However, online users and security experts are already exposing the vulnerabilities in its architecture. 

Twitter’s Tip Jar has sparked concerns over user privacy due to the exposure of user’s shipping address, not to mention concerns over fraudulent payment disputes. Here’s what you need to know about this feature and what it means for your financial and data privacy.  

When Social Media Sharing Crosses a Line 

It was recently revealed that the new  feature may not be as secure as it was believed to be. Users were quick to point out a critical flaw that reveals their shipping address to the recipient when sending money through PayPalShortly after, others also discovered that Twitter Tip Jar could reveal a user’s email address even if no transaction took place. Only a limited number of accounts can receive payments, including creators, journalists, experts, and nonprofits. However, anyone can send tips, making the new feature’s vulnerabilities more concerning.  

The reason why PayPal displays the senders shipping address is because Twitter categorizetipping as a payment transactionTherefore, recipients would receive the sender’s payment and shipping details by default, just like any other vendor would in a typical online transaction.  

While your information inot shared publicly, exposing it to recipients poses increased security risks.  

Picture this: Hackers recognize notable recipients and hack their accounts to steal their information—including your personal address. They then use your information to carry out targeted phishing attacks and ransomware. You lose your data, your device becomes infected and therefore unusable, and you’re even more susceptible to identity fraudall stemming from an attempt to leave a digital tip as a token of goodwill 

Good Intentions Turned Bad 

Twitter Tip Jar is a prime example of a good idea gone awry. Twitter released the feature to support notable members of their communitymany of whom prefer to use Twitter due to the level of anonymity that is allowed by the platform — it does not require your real name, which potentially leads to more anonymous interactions than other social media sites. For this reason, Twitter users are more vulnerable to privacy concerns when using the Tip Jar.  

In addition to privacy concerns, hackers could also misuse the Tip Jar feature through fraudulent payment disputes. If someone tips a Twitter user using the Tip Jar and later files a “dispute” regarding the payment, PayPal requires the recipient pay a $20 dispute charge. Now imagine if a malicious entity does this to a recipient multiple times. The user could quickly accumulate hundreds of dollars in dispute charges instead of tips, causing the direction of money flow to effectively be reversed and financial stress on the recipient.  

Safely Navigate the Social Landscape 

It can be challenging to safely navigate social media from a cybersecurity perspective because sharing is now synonymous with social networking. If you actively participate on social platforms, here are the three tips you should follow to side-step any security gotchas along the way: 

1. Share your gratitude, not your information 

Fortunately, there’s a simple workaround to avoid publicly sharing your shipping address while using the Twitter Tip Jar. When sending a tip using Tip Jar, rather than inputting an address under the shipping address form field, simply defer to the “No address needed” option to keep your address private.  

2. Update your privacy settings 

Double check your privacy settings in both your social apps and your connected third-party payment systems. As you navigate this new feature and any that are upandcoming, take note of the privacy policies that impact how your personal data is being used. (e.g. Twitter has updated its tipping prompt and Help Center to make it clear that other apps, such as PayPal, may share information between people sending and receiving tips) 

3. Turn on automatic software updates 

Security researchers and engineers are constantly working to fix software bugs and vulnerabilities in the background. By turning on automatic updates, you are guaranteed to have all the latest security patches and enhancements for your apps and tools as soon as they become available.   

Practice Caution When Faced With New Features  

It can be tempting to jump on the bandwagon when a shiny, new feature makes its way to the social media platforms you use and love. But taking the time to learn about these features before choosing to participate can save you from a potential privacy headache, especially in the case of the Twitter Tip Jar. By educating yourself on both the benefits and the risks, you’ll be able to take actionable steps that protect your personal information.  

Stay Updated 

To stay updated on all things McAfee and on top of the latest consumer and mobile security threats, follow @McAfee_Home on Twitter, subscribe to our newsletter, listen to our podcast Hackable?, and ‘Like’ us on Facebook. 

The post Keep the Change: 3 Tips for Using the Twitter Tip Jar appeared first on McAfee Blogs.

Elevate Your Financial Security: How to Safely Bank Online

By Jean Treadwell
Online Banking

Today’s technology allows you to complete various tasks at the touch of a button wherever you go. As a result, you place trust in online services that make everyday chores more convenient without second-guessing their effects. One such service is online banking. More Canadians are doing their banking virtually with over 76% using online or mobile devices. Despite the extensive measures that banks take to strengthen their online security, no system is fail-safe. It is extremely important to practice proper security habits and be on the lookout for online fraud to ensure the safety of your financial information.  

The Risks of Online and Mobile Banking  

According to the Canadian Bankers Association (CBA), banks in Canada use sophisticated technology and layers of security to help protect customers from fraud when doing their banking online or using a mobile banking app. Although online banking is generally safe, it does provide cybercriminals with a potentially lucrative opportunity. Some scammers turn to phishing techniques to trick people into handing over their sensitive personal information. They call, text, or email you claiming to be a representative from your bank and state that they noticed some unusual activity related to your accountThe imposters then ask you to click on a link in the email or text message to verify your credentials. Unfortunately, this “verification link” is actually a phishing link, and cybercriminals can use the password or credit card details to walk right into your account. 

Once cybercriminals gain access to your password and username, they may then move on to credential stuffing. Credential stuffing occurs when an attacker inserts the username and password for one account into the login page of another online serviceThis tactic capitalizes on the fact that many people reuse the same username and password across multiple accounts. 

Hackers also use phishing to spread malware onto the devices you use to access online banking servicesThese suspicious emails and text messages disguised as notifications from your bank could contain malicious links or attachments that trick you into downloading malware on your deviceFurthermore, attackers mimic banking and money transfer institutions to collect your credentials and access your sensitive information. 

Put Your Privacy First When Online Banking  

The convenience of paying bills and depositing checks without running to the bank or post office is undeniable. Everyone is always rushing about, so if you’re now doing these things online securing your online privacy is not a responsibility to speed through.  

It’s important that you put your privacy first when using online and mobile banking platforms so you can use these convenient services without jeopardizing your financial accountsFollow these tips to enhance your online banking security:  

1. Manage your bank account responsibly 

Review your bank’s terms and conditions to understand your responsibilities as the account owner and the responsibilities of your bank. Check your accounts regularly for transactions you didn’t make and contact your financial provider as soon as you find an error. Most banks have policies that reimburse you for unauthorized purchases if someone uses your credit card without your permission.  

2. Choose a strong, unique password 

Look at the recommendations provided by your bank, for example, CIBC recommends using longer passwords for your bank account that include a combination of uppercase, lowercase, numbers, and special characters. Additionally, do not reuse this password across your other accounts. If a hacker guesses your password for one of your online accounts, it’s likely that they will check for repeat credentials across multiple sites. By using different passwords or passphrases, you can feel secure knowing that the majority of your data is secure if one of your accounts becomes vulnerable. If you’re worried about forgetting your passwords, subscribe to a password management tool that will remember them for you.   

3. Use multi-factor authentication  

Always opt-in for two- or multi-factor authentication if your financial institution offers it. This is a method of signing in that requires not only a username and password but also a one-time code that is sent by text or email. This extra layer of verification makes it much harder for a criminal to access your sensitive accounts.  

4. Vet third-party apps and platforms 

From splitting the check when eating out with friends to dividing the cost of bills, third-party mobile payment apps are an incredibly easy way to share money. Before downloading these appsdo your research. Ensure that the company behind the app or the app itself hasn’t undergone any major security incidents and that they have a history of patching bugs immediately. If you decide to download a mobile payment app, set your account to private and limit the amount of data you share. Additionally, look for the lock icon in your web browser when logging in to online banking platforms. A closed lock or padlock indicates that the website you’re on is secure. 

5. Learn how to recognize phishing 

Phishing scammers often undo their own plans by making simple mistakes that are easy to spot once you know how to recognize them. These mistakes include spelling or grammar errors throughout the email or text message, using a company’s logo with the incorrect aspect ratio or low resolution, and using a URL with typos. For example, phishers may swap an “o” with a zero, or end the address with “.con” instead of “.com.”  If you receive a message with any of these characteristics, do not click on any of the links and delete it immediately.  

6. Connect to a VPN 

Never conduct your banking business on a public or unsecured wi-fi network. Connect to avirtual private network (VPN), which allows you to send and receive data while encrypting your information. When your data traffic is scrambled, it’s shielded from prying eyes, which protects your network and the devices connected to it. 

Invest in Your Digital Security  

While online banking adds a wealth of convenience to your lives, it’s important that you remain invested in your security first and foremost. Cybercriminals often take advantage of your reliance on digital platforms to disguise themselves as bank representatives and trick you into handing over your personal data. To remain secure while online banking, practice good cybersecurity hygiene by using strong, unique passwords, multi-factor authentication, and stay vigilant while looking for signs of phishing. These tips will help elevate your financial security so you can virtually bank with peace of mind.  

Stay Updated 

To stay updated on all things McAfee and on top of the latest consumer and mobile security threats, follow @McAfee_Home on Twitter, subscribe to our newsletter, listen to our podcast Hackable?, and ‘Like’ us on Facebook.

The post Elevate Your Financial Security: How to Safely Bank Online appeared first on McAfee Blogs.

3 Tips to a Holistic Online Security Approach

By Vishnu Varadaraj
Cybersecurity

Cybersecurity is often used as a blanket term to address online safety. Cybersecurity can refer to the software used to protect your devices, but it can also refer to the processes you put in place to protect yourself from online threats. Whether you’re implementing best practices, building awareness of security threats, or installing security software, taking a holistic approach to online security is crucial to remain secure and protected at all times. 

Here are three tips for a holistic online security approach. 

1. Safeguard Your Privacy Starting With Your Devices 

Efficient online protection ultimately begins with you, the end-user, and the steps you take to secure your devices 

The first step to ensure your device is secure is never to leave it unattended. Whether you’re at the grocery store or at home, always keep an eye on your devices. All it takes is a few minutes for someone to steal them or for kids to click on a malicious link while your attention is diverted. Make sure you have a contingency plan in case your device is compromised. For example, if someone steals your device, wipe the information on the device remotely. Revert it to the factory setting, so the thief can’t access your personal information. Regularly back up your data in the event of a lost or compromised device to ensure you retain important documents.  

In some instances, you can also recover deleted files at any time given the right toolsRegularly shred unwanted documents for the files that you want permanently deleted. Install security measures across all devices and your networks to protect your data and privacy. Always lock your device before stepping away and layer your device security with multi-factor authentication to ensure you are the only one who can access your sensitive information. 

Passwords are the gateway to your device and play just as critical a role in securing your personal information. Follow password best practices to prevent cybercriminals or mischievous children from infiltrating files and data. Use long and complex passwords and never reuse them across accounts. You can also use a password manager to keep track of your passwords in one centralized and secure location. 

2. Assess Your Awareness and Implement Best Practices 

Strengthen your protection strategy by layering your physical device security with an enhanced awareness of relevant threats. Start by first taking a step back to assess your online persona. In other words, who are you? Are you a college student or a remote working parent who teleconferences frequently? Do you own an iOS device? Understand what your online devices and habits say about you as a person, as this will affect why and how cybercriminals target you. 

For example, if you frequently teleconference for work or medical visits, you need to be aware of the teleconferencing risks of remote work or telehealthRemote workers and telehealth patients face threats such as phishing emails or disrupted video conference calls. As a result, users must know the importance of using a video conferencing tool with end-to-end encryption and not sharing sensitive information through chat features.  

Once you know the risks you face as an online user, consider the specific daily best practices for online safety. One good habit includes regularly updating your devices and software. Updating laptops, mobile devices, and routers ensure that existing bugs are fixed and security flaws are patched. Devices not equipped with the latest software are vulnerable to hackers.  

Additionally, many cybercriminals will use social media to identify victims and target them through social engineering tactics. For example, they will send phishing emails to steal personal information and sell it on the dark web or hold it for ransom. Once you know what to look for, phishing emails are easy to spot. From there, you can send malicious messages straight to your trash folder and sidestep the threats that lie within. Check your privacy settings to control who can view your posts and ensure you receive notifications about suspicious activity on your account. Don’t respond to unknown messages and think twice before revealing sensitive information online. Practice better awareness by keeping up with new viruses and vulnerabilities. Use monitoring tools to check if your email or phone number is released in a recent data breach. Keep an eye on your financial accounts and consider freezing your credit to prevent hackers from taking out loans and opening new accounts in your name. Read reports such as McAfee Labs Threats Report and stay informed through credible news sources to stay one step ahead of the latest threats.  

Also, stay aware of online fraud tactics since they are a significant risk for many Canadians. According to a CPA Canada Fraud Study conducted in January, almost three in four of those surveyed have received fraudulent requests including email and telemarketing requests. Evade online fraud by screening for unknown calls and steering clear of unsecured websites asking for sensitive information such as personal identification numbers and bank information. 

3. Leverage the Right Technology and Resources 

The final component of a holistic security strategy involves implementing a complete security suite, such as McAfee Total Protection, across all your devices. Leveraging software security tools is one of the best ways to protect your devices and personal information from online threats. This software takes a multi-layered approach to security to prevent virus infection, detect vulnerabilities and minimize the risk of viruses.  

For example, tools like a VPN and antivirus software take a preventive approach to online security. A VPN encrypts your data, so even if someone were to get their hands on your information, they would not be able to make much sense of it. Antivirus software guards against malware and monitors online traffic and activities for malware.  

Detection and correction capabilities are also crucial to a well-rounded security suite. Identity theft protection is a critical part of this solution to ensure the integrity of your credit, as well as your court and criminal records, remain intact. Report missing ID cards and conduct a background if you suspect someone is impersonating you. The right security solution will be able to monitor your accounts and notify you when it detects unusual activity. It will also be able to guide you through the remediation process to restore your privacy and identity. 

Champion Your Digital Protection  

Effective cybersecurity requires a multifaceted approach to create a holistic security strategy. This approach should integrate layered protection starting with your devices, expanding to your threat awareness, and ending with the software tools you leverage to enhance your digital security. With a strategic framework in place, you can rest assured knowing that you are well equipped to handle whatever malicious threat comes your way. 

Stay Updated  

To stay updated on all things McAfee and on top of the latest consumer and mobile security threats, follow @McAfee_Home on Twitter, subscribe to our newsletter, listen to our podcast Hackable?, and ‘Like’ us on Facebook. 

The post 3 Tips to a Holistic Online Security Approach appeared first on McAfee Blogs.

How to Remain Secure While Using Running Apps

By Vishnu Varadaraj
Running App

When gyms were forced to close last year, you likely looked for other ways to get some exercise and stay active during quarantine. From investing in a few pairs of dumbbells or perhaps downloading an app or two to help you track your workouts, you found alternatives to help you break a sweat. As an accessible, easy way to release endorphins, running quickly grew in popularity along with the platforms that help runners stay accountable. According to Runner’s World, there was a 34% uptick in outdoor miles logged by common fitness apps between March and September 2020 compared to the same stretch in 2019. But are these tools potentially endangering your privacy?  

According to TechCrunchrunning apps could potentially threaten your security if the data they collect ends up in the wrong hands. Let’s explore the functionalities of these apps and how they could pose a threat to your online safety.  

 

Running Apps Do Not Have  a Secure Track Record 

Running apps are solid companions for advanced and amateur runners alike, allowing you to track the length of your run and set a pace for yourself. These apps learn a lot about you the more you use them by gathering health data like your height and weight and even your location. But similar to the threats that exist when you overshare on other online platforms, this data could pose a serious threat to your privacy. For example, location data could identify where you live or where you work – information that you definitely wouldn’t want in the hands of a strangerIf a cybercriminal is able to hack into your account, they could exploit this information to commit identity theft or craft a phishing email disguised as your employer.  

Additionally, many of these apps lack basic security measures to prevent hackers from breaking into accounts or from health and fitness data from spilling out. For examplemany popular running apps allow the most basic passwords like “qwerty” and “password.” Oftentimes, hackers automate their attacks by targeting accounts with easy-to-crack passwords like the ones mentioned. This allows them to exploit the most accounts with as little effort as possible. Furthermore, these apps do not have the option to set up two-factor authentication, which creates an additional barrier to prevent hackers from exploiting reused passwords 

 

How Can You Hit Your Security Stride?  

No matter where you are in your fitness journey, it is essential to take the necessary precautions to minimize the risks of the platforms you use to hold yourself accountable – running apps included. If you are looking to hit your stride while keeping security and privacy top of mind, follow these tips:  

1. Use a strong, unique password  

Your password is your first line of defenseso it is important that you use one that is strong and unique to your other account credentials. If a hacker does manage to guess your password for one of your online accounts, it is likely they will check for repeat credentials across multiple sites. By using different passwords or passphrases, you can feel slightly more at ease knowing that the majority of your data is secure if one of your accounts becomes vulnerable.  

You can also use a password managerto help you create strong passwords, remove the hassle of remembering numerous passwords, and log  on to websites automatically. 

2. Update your app’s privacy settings  

Some running apps are configured to publicly share user data by default. After you download an app, spend some time researching how to change these settings so your data is not shared with strangers without your permission. 

3. Turn on automatic software updates 

If your running app of choice does undergo any security updates, make sure that they are installed as soon as possible. Developers actively work to identify and address security issues. Frequently update your operating systems and apps so that they have the latest fixes and security protections. The easiest way to do this is to enable automatic software updates on your mobile device. 

4. Disable unnecessary features  

Next time you go for a run with your location services on, think again about what risks this poses to your virtual security and your physical safety. Enhance your security by only enabling the features that are necessary to optimize your fitness performance. This will help prevent hackers from using your location as a vehicle to invade your privacy.  

 

Reduce the Risk of Running Apps to Stay Secure 

Since the data collected on running apps involves sensitive health and location information, it is worth reviewing the privacy policies for all of the fitness platforms you regularly use to see how your data might be affected. To ensure that you can keep moving toward your fitness goals while protecting your online safety, stay educated on the tools you use to track your progress and implement the necessary security measure to do so with security in mind.  

 

Stay Updated 

To stay updated on all things McAfee and on top of the latest consumer and mobile security threats, follow @McAfee_Home on Twitter, subscribe to our email, listen to our podcast Hackable?, and ‘Like’ us on Facebook.  

The post How to Remain Secure While Using Running Apps appeared first on McAfee Blogs.

Digital Estate Planning – What to Do With Your Digital Assets

By McAfee

While we’re enjoying the fruits of digital life—our eBooks, movies, email accounts, social media profiles, eBay stores, photos, online games, and more—there will come a time we should ask ourselves, What happens to all of this good stuff when I die?

Like anything else we own, those things can be passed along through our estates too.

With the explosion of digital media, commerce, and even digital currency too, there’s a very good chance you have thousands of dollars of digital assets in your possession. For example, we can look at research we conducted in 2011 which found that people placed an average value of $37,438 on the digital assets they owned at the time. Now, with the growth of streaming services, digital currency, cloud storage, and more in the past ten years, that figure feels conservative.

Enter the notion of a digital legacy, the way you can catalog and prepare your digital assets for passing through your estate.

Getting started with estate planning for your digital assets

Like so many aspects of digital life nowadays, estate planning law has started to catch up to the realities that attorneys, executors, and heirs face when dealing with an estate and its digital assets. In the U.S., new laws are rolling out that address how digital assets are treated when the owner passes away. For example, they give fiduciaries (like an estate executor, trustee, or an agent under a power of attorney) the right to manage a person’s digital assets if they already have the right to manage a person’s tangible assets. Such laws continue to evolve, and they can vary from state to state here in the U.S.

With that in mind, nothing offered in this article is legal advice, nor should it be construed as such. For legal advice, you can and should turn to your estate attorney for counsel on the best approach for you and the laws in your area. However, consider this article as a sort of checklist that can help you with your estate planning.

My hope is that this article will open your eyes to the digital value you have to pass along, both real and sentimental, and help you prepare your estate accordingly for the ones you care about.

What are digital assets in a will?

The best answer you can get to this question will come from your legal counsel. However, for purposes of discussion, a digital asset is any text or media in digital form that has value and offers the bearer with the right to use it.

To frame it up in everyday terms, let’s look at some real-world examples of digital assets that quickly come to mind. They include but are not limited to:

  • Photo libraries
  • eBook libraries
  • Digital movies
  • Digital music
  • Digital currency, such as bitcoin
  • Air miles
  • Hotel points

However, digital assets can readily expand to further include:

  • Subscriptions to streaming services and online publications
  • Online game accounts—and in-game items associated with them
  • Currency stored in online payment platforms
  • Online storefronts, such as eBay, Etsy, or business websites
  • Website domain names, whether in use or held speculatively for later resale
  • Documents kept in cloud storage, like financial documents and ancestry research

And as far as your estate is concerned, you can also consider:

  • Online banking and financial accounts
  • Email accounts
  • Chatrooms and message boards for your interests and hobbies
  • Medical and insurance accounts
  • Blogs
  • Utility accounts
  • And any other similar accounts that may help your executor manage your estate

That’s quite the list, and it’s not entirely comprehensive, either.

Start with an inventory of your digital assets

The process of lining up your digital assets begins just like any other aspect of estate planning, by listing all the digital assets and accounts you own. From there, you can see what you have and what you’d like to distribute—and what you can distribute. In fact, when it comes to digital, there are some things you simply can’t pass along. Let’s take a closer look.

What digital assets can you pass along through your will?

Generally speaking, digital assets that you own can be passed along. “Own” is the operative word here. Many digital things we have are in fact licensed to us, which are not transferrable. More on that next, yet examples of things you can likely transfer include:

  • Funds kept in an online payment account like PayPal or Venmo.
  • Funds due to you via an online store you maintain.
  • Cryptocurrency, like bitcoin.
  • Digital music that you’ve purchased and own.

Check with your legal counsel to ensure you’re following the letter of the law in your region, and also look into any licensing agreements you may have for items like internet domain names and airline miles that you may hold to determine if they are in fact transferrable.

What digital assets are non-transferrable through your will?

This is an important topic. As mentioned above, some accounts you hold are simply licensed to you and you alone. Thus, they will not transfer. Two of the biggest examples are social media and email accounts. This can have serious repercussions if you do not leave specific instructions as to how those accounts should be handled after your passing.

For example, do you want your social media profiles to remain online as a memorial or do you want them simply to shut down? Note that different social media platforms have different policies for handling the accounts of users who have passed away. For example, Facebook allows for creating memorialized accounts that allow friends and families to continue sharing memories. Policies vary, so check with your social media platforms of choice for specifics.

Likewise, will your executor need access to your email account to handle affairs of the estate? And what about access to online accounts for paying bills and then ultimately closing those accounts? In all, these are points of discussion to have with an experienced estate attorney who knows the law in your region.

Other things to be aware of are that subscriptions to streaming accounts are likely non-transferrable as well. Often, eBooks and digital publications you own are only licensed to you as the sole owner and can’t be transferred. Again, check the agreements associated with items like these and have a talk with your attorney about them to determine what can and can’t be done with them.

Blogs and online communities

Another aspect of your digital legacy is your voice. If you’re a blogger or a participant in an online community, you may wish for a fiduciary or family member to leave a farewell post. Additionally, in the case of a blog, you may want to set up some means for your work to stay online or get archived in some manner. Again, you can work with your attorney to leave specific instructions as to what should be said and then what should be done with the blog or site in question.

Giving your executor access to your digital assets

I have a real-life example of why this is so vital. A friend of mine lost the photos of her and her husband because they were kept in an online storage account to which she had no access. And sadly, the company would not grant her access after his passing. This is often the case with many online accounts and services. Legally speaking, while the deceased may have owned the storage account and the media kept within it, the cloud storage company owns the servers on which that media is stored. The potential difficulty here is that the online service provider may view giving your personal representatives access to your account as a breach of their privacy policy or user agreements.

One way you can avoid heartbreak like this is to discuss giving your executor access to your accounts. This can be provided through a list of accounts, usernames, and passwords that are kept in a sealed letter along with your will, along with instructions that outline your wishes. This is important: a will is public record after you pass away. You won’t want info like usernames and passwords getting out there. Again, you can discuss an option such as this with your attorney.

Protecting your digital assets

One thing you can do today that can protect your digital assets for the long haul is to use comprehensive security protection. Far more than just antivirus, comprehensive security can store precious and important files securely with encryption, arm all your online accounts with strong passwords, and protect your identity as well. Features like these will help you see to it that your digital legacy is secure.

Make a plan

When I’ve brought up the idea of a digital legacy with friends, a light goes on in their head. “Of course, that makes a lot of sense.” It’s easy to take our digital possessions somewhat for granted, perhaps in a way that we simply don’t with our physical possessions. Yet as you can see, there’s a good chance that you indeed have a digital legacy to pass along. By getting organized now, you can see to it that your wishes are followed, and I hope this checklist helps you get started.

The post Digital Estate Planning – What to Do With Your Digital Assets appeared first on McAfee Blog.

Digital Spring Cleaning: Seven Steps for Faster, Safer Devices

By McAfee

Throw open the windows and let in some fresh air. It’s time for spring cleaning.

And that goes for your digital stuff too.

Whether it’s indeed spring where you are or not, you can give your devices, apps, and online accounts a good decluttering. Now’s the time. Cleaning them up can protect your privacy and your identity, because when there’s less lying about, there’s less for hackers to scoop up and exploit.

The reality is that we accumulate plenty of digital clutter that needs cleaning up from time to time. Think about it:

  • Bunches of one-off accounts at online stores we won’t frequent again.
  • Membership in messages board or forums you no longer drop in on.
  • Plenty of outdated apps and programs that are still sitting on your devices.
  • Aging files that are no longer relevant, like spreadsheets and records from years ago.
  • And photos—oh, photos! We have plenty of those, right?

Seven steps for digital spring cleaning

Together, these things take up space on your devices and, in some cases, can open you up to security hazards. Let’s take a look at how you can clean up in a few steps.

1. Review your accounts and delete the ones you don’t use. Look through your bookmarks, your password manager, or the other places where you store your passwords and usernames. Review the sites and services associated with them critically. If you haven’t used an account in some time, log in one last time, remove all personal info, and deactivate it.

Doing so can keep your email address, usernames, and passwords out of unnecessary circulation. Major breaches like this one happen with unfortunate regularity, and the sad thing is that you may not even be aware that a site you’ve used has been hit. Meanwhile, your name, password, and info associated with that account (such as your credit card) are in the hands of hackers. Limit your exposure. Close those old accounts.

2. Get organized, and safer too, with a password manager. While creating strong, unique passwords for each of our accounts is a must nowadays, it can be quite the feat, given all of the accounts in our lives. Here’s where a password manager comes in. It can create those strong, unique passwords for you. Not only that, but it also stores your passwords on secure servers, away from hackers and thieves.

Along those lines, never store your passwords on your computer or device, like a text document or spreadsheet. Should your device ever get compromised, lost, or stolen, having passwords stored on them are like handing over the keys to your digital life.

3. Clean your PC to improve your performance (and your security). Let’s face it, so many of us are so busy with the day-to-day that cleaning up our computers and laptops is way down the list. However, doing so once a month can keep our devices running stronger for longer and even give you that “new computer feeling,” particularly if you haven’t cleaned it up for some time. Check out or guide for improving PC performance. It’ll walk you through some straightforward steps that can make a marked difference.

Moreover, part of this process should entail bolstering your operating system and apps with the latest updates. Such updates can not only improve speed and functionality, but they also often include security upgrades as well that can make you safer in the long run. If your operating system and apps feature automatic updates, enable them, and they’ll do the work for you.

4. Organize and store your photos. Photos. Now there’s a topic all unto itself. Here’s the thing: Estimates show that worldwide we took somewhere around 1.2 trillion photos in 2018. And you certainly have your share.

However, your photos may be just sitting there, taking up storage space on your computer or phone, instead of becoming something special like an album, greeting cards, a wall hanging, or popping them into a digital picture frame for your kitchen or living room. And this is where a little spring cleaning can be a bit of fun. For tips on cleaning up your photos, backing them up, and making something special with them, check out my earlier blog.

5. Delete old apps and the data associated with them. Let’s say you have a couple of apps on your phone for tracking your walks, runs, and exercise. You’ve since stopped using one altogether. Go ahead and delete the old one. But before you do, go in and delete your account associated with the app to ensure that any data stored off your phone, along with your password and user id are deleted as well.

For your computers and laptops, follow the same procedure, recognizing that they also may have account data stored elsewhere other than on your device.

In short, many apps today store information that’s stored and maintained by the app provider. Make sure you close your accounts so that data and information is taken out of circulation as well.

6. Shred your old files and encrypt the important files you’re holding on to. This bit of advice calls for using comprehensive security software on your devices. In addition to protecting you from viruses, malware, and other cyberattacks on your privacy and identity, it can help you protect your sensitive information as well. Such security software can offer:

  • File encryption, which renders your most sensitive files into digital gibberish without the encryption key to translate them back.
  • A digital file shredder that permanently deletes old files from your computer (simply dropping them into the desktop trashcan doesn’t do that—those files can be easily recovered).
  • Identity theft protection, which monitors the dark web for your personal info that might have been leaked online and immediately alerts you if you might be at risk of fraud.

7. Throwing away old computers and tech—dispose of properly. When it comes time to say goodbye to an old friend, whether that’s a computer, laptop, phone, or tablet, do so in a way that’s friendly to the environment and your security.

Consider this … what’s on that old hard drive of yours? That old computer may contain loads of precious personal and financial info on it. Same thing goes for your tablets and phones. The Federal Trade Commission (FTC) offers some straightforward advice in their article about protecting your data before you get rid of your computer. You don’t want those old tax returns ending up in the trash unprotected.

When it comes time for disposal, you have a few options:

  • Look into the e-waste disposal options in your community. There are services that will dispose of and recycle old technology while doing it in a secure manner.
  • Some mobile carriers have turn-in programs that will not only dispose of your tech properly, but they’ll give you a financial incentive too—such as money towards a new device.
  • Lastly, consider the option of reusing the device. There are opportunities to pass it along to a family member or even donating it as well. Your old tech may be a game-changer for someone else. Again, just be sure to protect that old data!

As with any spring cleaning, you’ll be glad you did it

Enjoying the benefits of your work—that’s what spring cleaning is all about, right? With this little list, you can end up with a digital life that’s safer and faster than before.

The post Digital Spring Cleaning: Seven Steps for Faster, Safer Devices appeared first on McAfee Blog.

Take It Personally: Ten Tips for Protecting Your Personally Identifiable Information (PII)

By Lily Saleh

Seems like the internet follows us wherever we go nowadays, whether it tags along via a smartphone, laptop, tablet, a wearable, or some combination of them all. Yet there’s something else that follows us around as well—our PII, a growing body of “personally identifiable information” that we create while banking, shopping, and simply browsing the internet. And no doubt about it, our PII is terrifically valuable. 

What makes it so valuable? It’s no exaggeration to say that your PII is the key to your digital life, along with your financial and civic life as well. Aside from using it to create accounts and logins, it’s further tied to everything from your bank accounts and credit cards to your driver’s license and your tax refund.  

Needless to say, your PII is something that needs protecting, so let’s take a look at several ways you can do just that. 

What is PII? 

What is PII? It’s information about you that others can use to identify you either directly or indirectly. Thus, that info could identify you on its own, or it could identify you when it’s linked to other identifiers, like the ones associated with the devices, apps, tools, and protocols you use.  

A prime example of direct PII is your tax ID number because it’s unique and directly associated with your name. Further instances include your facial image to unlock your smartphone, your medical records, your finances, and your phone number because each of these can be easily linked back to you. 

Then there are those indirect pieces of PII that act as helpers. While they may not identify you on their own, a few of them can when they’re added together. These helpers include things like internet protocol addresses, the unique device ID of your smartphone, or other identifiers such as radio frequency identification tags. 

You can also find pieces of your PII in the accounts you use, like your Google to Apple IDs, which can be linked to your name, your email address, and the apps you have. You’ll also find it in the apps you use. For example, there’s PII in the app you use to map your walks and runs, because the combination of your smartphone’s unique device ID and GPS tracking can be used in conjunction with other information to identify who you are, not to mention where you typically like to do your 5k hill days. The same goes for messenger apps, which can collect how you interact with others, how often you use the app and your location information based on your IP address, GPS information, or both. 

In all, there’s a cloud of PII that follows us around as we go about our day online. Some wisps of that cloud are more personally identifying than others. Yet gather enough of it and PII can create a high-resolution snapshot of you—who you are, what you’re doing when you’re doing it, and even where you’re doing it too—particularly if it gets into the wrong hands. 

Remember Pig-Pen, the character straight from the old funny pages of Charles Schultz’s Charlie Brown? He’s hard to forget with that ever-present cloud of dust following him around. Charlie Brown once said, “He may be carrying the soil that trod upon by Solomon or Nebuchadnezzar or Genghis Khan!” It’s the same with us and our PII, except the cloud surrounding us, isn’t the dust of kings and conquerors, they’re motes of digital information that are of tremendously high value to crooks and bad actors—whether for purposes of identity theft or invasion of privacy. 

Protecting your PII protects your identity and privacy 

With all PII we create and share on the internet, that calls for protecting it. Otherwise, our PII could fall into the hands of a hacker or identity thief and end up getting abused, in potentially painful and costly ways. 

Here are several things you can do to help ensure that what’s private stays that way: 

1) Use a complete security platform that can also protect your privacy 

Square One is to protect your devices with comprehensive online protection software. This will defend you against the latest virus, malware, spyware, and ransomware attacks plus further protect your privacy and identity. In addition to this, it can also provide strong password protection by generating and automatically storing complex passwords to keep your credentials safer from hackers and crooks who may try to force their way into your accounts. 

Further, security software can also include a firewall that blocks unwanted traffic from entering your home network, such as an attacker poking around for network vulnerabilities so that they can “break-in” to your computer and steal information.  

2) Use a VPN 

Also known as a virtual private network, a VPN helps protect your vital PII and other data with bank-grade encryption. The VPN encrypts your internet connection to keep your online activity private on any network, even public networks. Using a public network without a VPN can increase your cybersecurity risk because others on the network can potentially spy on your browsing and activity. 

If you’re new to the notion of using a VPN, check out this article on VPNs and how to choose one so that you can get the best protection and privacy possible. 

3) Keep a close grip on your Social Security Number 

In the U.S., the Social Security Number (SSN) is one of the most prized pieces of PII as it unlocks the door to employment, finances, and much more. First up, keep a close grip on it. Literally. Store your card in a secure location. Not your purse or wallet. 

Certain businesses and medical practices may ask you for your SSN for billing purposes and the like. You don’t have to provide it (although some businesses could refuse service if you don’t), and you can always ask if they will accept some alternative form of information. However, there are a handful of instances where an SSN is a requirement. These include: 

  • Employment or contracting with a business. 
  • Group health insurance. 
  • Financial and real estate transactions. 
  • Applying for credit cards, car loans, and so forth. 

Be aware that hackers often get a hold of SSNs because the organization holding that information gets hacked or compromised itself. Minimizing how often you provide your SSN can offer an extra degree of protection.   

4) Protect your files 

Protecting your files with encryption is a core concept in data and information security, and thus it’s a powerful way to protect your PII. It involves transforming data or information into code that requires a digital key to access it in its original, unencrypted format. For example, McAfee Total Protection includes File Lock, which is our file encryption feature that lets you lock important files in secure digital vaults on your device. 

Additionally, you can also delete sensitive files with an application such as McAfee Shredder™, which securely deletes files so that thieves can’t access them. (Quick fact: deleting files in your trash doesn’t actually delete them in the truest sense. They’re still there until they’re “shredded” or otherwise overwritten such that they can’t be restored.) 

5) Steer clear of those internet “quizzes” 

Which Marvel Universe superhero are you? Does it really matter? After all, such quizzes and social media posts are often grifting pieces of your PII in a seemingly playful way. While you’re not giving up your SSN, you may be giving up things like your birthday, your pet’s name, your first car … things that people often use to compose their passwords or use as answers to common security questions on banking and financial sites. The one way to pass this kind of quiz is not to take it! 

6) Be on the lookout for phishing attacks 

A far more direct form of separating you from your PII are phishing attacks. Posing as emails from known or trusted brands, financial institutions, or even a friend or family member a cybercrook’s phishing attack will attempt to trick you into sharing important information like your logins, account numbers, credit card numbers, and so on under the guise of providing customer service. 

How do you spot such emails? Well, it’s getting a little tougher nowadays because scammers are getting more sophisticated and can make their phishing emails look nearly legitimate. However, there are several ways you can spot a phishing email and phony web pages as outlined here. 

Comprehensive security offers another layer of prevention, in this case by offering browser protection like our own Web Advisor, which will alert you in the event you come across suspicious links and downloads that can steal your PII or otherwise expose you to attacks. 

7) Keep mum in your social media profile 

With social engineering attacks that deceive victims by posing as people the victim knows and the way we can sometimes overshare a little too much about our lives, you can see why a social media profile is a potential goldmine for cybercriminals. 

Two things you can do to help protect your PII from being at risk via social media: one, think twice about what PII you might be sharing in that post or photo—like the location of your child’s school or the license plate on your car; two, set your profile to private so that only friends can see it. Review your privacy settings regularly to keep your profile information out of the public eye. And remember, nothing is 100% private on the internet. Never post anything you wouldn’t want to see shared. 

8) Look for HTTPS when you browse 

The “S” stands for secure. Any time you are shopping, banking, or sharing any kind of PII, look for “https” at the start of the web address. Some browsers will also indicate HTTP by showing a small “lock” icon. Doing otherwise on plain HTTP sites exposes your PII for anyone who cares to monitor that site for unsecured connections. 

9) Lock your devices 

By locking your devices, you protect yourself that much better from PII and data theft in the event your device is lost, stolen, or even left unattended for a short stretch. Use your password, PIN, facial recognition, thumbprint ID, what have you. Just lock your stuff. In the case of your smartphones, read up on how you can locate your phone or even wipe it remotely if you need to. Apple provides iOS users with a step-by-step guide for remotely wiping devices, and Google offers up a guide for Android users as well.  

10) Keep tabs on your credit—and your PII 

Theft of your PII can of course lead to credit cards and other accounts being opened falsely in your name. What’s more, it can sometimes be some time before you even become aware of it, until perhaps your credit score takes a hit or a bill collector comes calling. By checking your credit, you can address any issues that come up, as companies typically have a clear-cut process for contesting any fraud. You can get a free credit report in the U.S. via the Federal Trade Commission (FTC) and likewise, other nations like the UK have similar free offerings as well. 

Consider identity theft protection as well. A strong identity theft protection package pairs well with keeping track of your credit and offers cyber monitoring that scans the dark web to detect for misuse of your PII. With our identity protection service, we help relieve the burden of identity theft if the unfortunate happens to you with $1M coverage for lawyer fees, travel expenses, lost wages, and more.  

The post Take It Personally: Ten Tips for Protecting Your Personally Identifiable Information (PII) appeared first on McAfee Blog.

Seven Tips for Protecting Your Internet-Connected Healthcare Devices

By McAfee

October is Cybersecurity Awareness Month, which is led by the U.S. government’s Cybersecurity and Infrastructure Security Agency (CISA) in conjunction with the National Cyber Security Alliance (NCSA)—a national non-profit focused on cybersecurity education & awareness. McAfee is pleased to announce that we’re a proud participant.

Fitness trackers worn on the wrist, glucose monitors that test blood sugar without a prick, and connected toothbrushes that let you know when you’ve missed a spot—welcome to internet-connected healthcare. It’s new realm of care with breakthroughs big and small. Some you’ll find in your home, some you’ll find inside your doctor’s office, yet all of them are connected. Which means they all need to be protected. After all, they’re not tracking any old data. They’re tracking our health data, one of the most precious things we own.

What is internet-connected healthcare?

Internet-connected healthcare, also known as connected medicine, is a broad topic. On the consumer side, it covers everything from smart watches that track health data to wireless blood pressure monitors that you can use at home. On the practitioner side, it accounts for technologies ranging from electronic patient records, network-enabled diagnostic devices, remote patient monitoring in the form of wearable devices, apps for therapy, and even small cameras that can be swallowed in the form of a pill to get a view of a patient’s digestive system.

Additionally, it also includes telemedicine visits, where you can get a medical issue diagnosed and treated remotely via your smartphone or computer by way of a video conference or a healthcare provider’s portal—which you can read about more in one of my blogs from earlier this year. In all, big digital changes are taking place in healthcare—a transformation that’s rapidly taking shape to the tune of a global market expected to top USD 534.3 billion by 2025.

Privacy and security in internet-connected healthcare

Advances in digital healthcare have come more slowly compared to other aspects of our lives, such as consumer devices like phones and tablets. Security is a top reason why. Not only must a healthcare device go through a rigorous design and approval process to ensure it’s safe, sound, and effective, it also held to similar rigorous degrees of regulation when it comes to medical data privacy. For example, in the U.S., we have the Health Insurance Portability and Accountability Act of 1996 (HIPAA), which sets privacy and security standards for certain health information.

Taken together, this requires additional development time for any connected medical device or solution, in addition to the time it takes to develop one with the proper efficacy. Healthcare device manufacturers cannot simply move as quickly as, say, a smartphone manufacturer can. And rightfully so.

Seven tips for protecting your internet-connected healthcare devices

However, for this blog, we’ll focus on the home and personal side of the equation, with devices like fitness trackers, glucose monitors, smart watches, and wearable devices in general—connected healthcare devices that more and more of us are purchasing on our own. To be clear, while these devices may not always be categorized as healthcare devices in the strictest (and regulatory) sense, they are gathering your health data, which you should absolutely protect. Here are some straightforward steps you can take:

1) First up, protect your phone

Many medical IoT devices use a smartphone as an interface, and as a means of gathering, storing, and sharing health data. So whether you’re an Android owner or iOS owner, get security software installed on your phone so you can protect all the things it accesses and controls. Additionally, installing it will protect you and your phone in general as well.

2) Set strong, unique passwords for your medical IoT devices

Some IoT devices have found themselves open to attack because they come with a default username and password—which are often published on the internet. When you purchase any IoT device, set a fresh password using a strong method of password creation.  And keep those passwords safe. Instead of keeping them on a notebook or on sticky notes, consider using a password manager.

3) Use two-factor authentication

You’ve probably come across two-factor authentication while banking, shopping, or logging into any other number of accounts. Using a combination of your username, password, and a security code sent to another device you own (typically a mobile phone) makes it tougher for hackers to crack your device. If your IoT device supports two-factor authentication, use it for extra security.

4) Update your devices regularly

This is vital. Make sure you have the latest updates so that you get the latest functionality from your device. Equally important is that updates often contain security upgrades. If you can set your device to receive automatic updates, do so.

5) Secure your internet router

Your medical IoT device will invariably use your home Wi-Fi network to connect to the internet, just like your other devices. All the data that travels on there is personal and private use already, and that goes double for any health data that passes along it. Make sure you use a strong and unique password. Also change the name of your router so it doesn’t give away your address or identity. One more step is to check that your router is using an encryption method, like WPA2, which will keep your signal secure. You may also want to consider investing in an advanced internet router that has built-in protection, which can secure and monitor any device that connects to your network.

6) Use a VPN and a comprehensive security solution

Similar to the above, another way you can further protect the health data you send over the internet is to use a virtual private network, or VPN. A VPN uses an encrypted connection to send and receive data, which shields it from prying eyes. A hacker attempting to eavesdrop on your session will effectively see a mish-mash of garbage data, which helps keep your health data secure.

7) When purchasing, do your research

One recent study found that 25% of U.S. homeowners with broadband internet expect to purchase a new connected consumer health or fitness device within the next year. Just be sure yours is secure. Read up on reviews and comments about the devices you’re interested in, along with news articles about their manufacturers. See what their track record is on security, such as if they’ve exposed data or otherwise left their users open to attack.

Take care of your health, and your health data

Bottom line, when we speak of connected healthcare, we’re ultimately speaking about one of the most personal things you own: your health data. That’s what’s being collected. And that’s what’s being transmitted by your home network. Take these extra measures to protect your devices, data, and yourself as you enjoy the benefits of the connected care you bring into your life and home.

The post Seven Tips for Protecting Your Internet-Connected Healthcare Devices appeared first on McAfee Blog.

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