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Your phone buzzes. You hope it’s a reply from last night’s date, but instead you get an entirely different swooping feeling: It’s an alarming SMS text alerting you about suspicious activity on your bank account and that immediate action is necessary.
Take a deep breath and make sure to read the message carefully. Luckily, your assets could be completely safe. It could just be a smisher.
Smishing, or phishing over SMS, is a tactic where cybercriminals impersonate reputable organizations or people and trick people into handing over their PII or financial details. Sometimes they can seem very credible with the information they have, and you may have even been expecting a correspondence of a similar nature.
So how can you tell when an SMS text is real and requires your attention? And how should you deal with a smisher to keep your identity safe?
Like email phishing and social media phishing,
SMS text phishing often tries to use a strong emotion – like fear, anger, guilt, or excitement – to get you to respond immediately and without thinking through the request completely.
In the case of one coordinated smishing attack, cybercriminals not only impersonated financial institutions but collected PII on their targets ahead of time. The criminals then used these personal details – like old addresses and Social Security Numbers – to convince people that they were legitimate bank employees.1 But since when does a bank try to prove itself to the customer? Usually, it’s the other way around, where they’ll ask you to confirm your identity. Be wary of anyone who texts or calls you and has your PII. If you’re ever suspicious of a caller or texter claiming they’re a financial official, contact your bank through verified channels (chat, email, or phone) you find on the bank’s website to make sure.
Smishers often keep up with current events and attempt to impersonate well-known companies that have a reason to reach out to their customers. This adds false legitimacy to their message. For example, in the summer of 2022, Rogers Communications, a Canadian telecommunications provider, experienced an extended loss of service and told customers they could expect a reimbursement. Smishers jumped on the opportunity and sent a barrage of fake texts requesting banking details in order to carry out the reimbursement.2 However, Rogers credited customers directly to their Rogers accounts.
If you receive a suspicious text, go through these three steps to determine if you should follow up with the organization in question or simply delete and report the text.
Do you have text alerts enabled for your bank and utility accounts? If not, disregard any text claiming to be from those organizations. Companies will only contact you through the channels you have approved. Also, in the case of the Rogers smishing scheme, be aware of how a company plans to follow up with customers regarding reimbursements. You can find information like this on their official website and verified social channels.
If the tone of the text urges you to act quickly or proposes a dire consequence of ignoring the message, be on alert. While suspicious activity on your credit card is serious, your bank will likely reimburse you for charges you didn’t make, so you have time to check your bank account and see recent activities. Official correspondence from financial institutions will always be professional, typo-free, and will try to put you at ease, not make you panic.
Whenever you get a text from someone you don’t know, it’s a good practice to do an internet search for the number to see with whom it’s associated. If it’s a legitimate number, it should appear on the first page of the search results and direct to an official bank webpage.
Once you’ve identified a fake SMS alert, do not engage with it. Never click on any links in the message, as they can redirect you to risky sites or download malware to your device. If you have McAfee Safe Browsing on your mobile, it can be your backup if you accidentally open a malicious link.
Also, don’t reply to the text. A reply lets the criminal on the other end know that they reached a valid phone number, which may cause them to redouble their efforts. Finally, block the number and report it as spam.
A great absolute rule to always follow is to never give out your Social Security Number, banking information, usernames, or passwords over text.
To give you peace of mind in cases where you think a malicious actor has access to your PII, you can count on McAfee+. McAfee+ offers a comprehensive suite of identity and privacy protection services to help you feel more confident in your digital life.
1PC Mag, “Scammers Are Using Fake SMS Bank Fraud Alerts to Phish Victims, FBI Says”
2Daily Hive, “Rogers scam alert: Texts offering credit after outage are fake”
The post What Is Smishing? Here’s How to Spot Fake Texts and Keep Your Info Safe appeared first on McAfee Blog.
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If you pick up your teen’s phone on any given day, chances are the next stop you make will be Google. That’s because, if you’re like most parents, you’re beyond baffled by texting language kids use.
It’s okay, you are not alone if you feel out of the loop. As parents, we’re not invited to the party—and that’s okay. Slag belongs to the generation that coined it. And few of us are aching to use words like “sus” and “simp,” right? The goal of these updates isn’t to decode or invade. It’s digital parenting 101. The more we know about what’s going on in our child’s world, the better we can parent. It’s our job to know.
So once a year we do our best to decipher some of the more common terms you may hear or see your kids use. Keep in mind: Slang isn’t universal. It changes from city to city and culture to culture. Terms and meanings may vary. Many of the words are fun and harmless, while others are specifically meant to mask risky behavior. Remember, McAfee frees you to live your connected life safe from threats like viruses, malware, phishing, and more. Download award-winning antivirus that protects your data and devices today.
A real one. A person who is being authentic, genuine, trusted.
And I oop. A phrase used after a funny mistake or accident.
Awks. Short for awkward.
Baddie. Name for an independent female who is tough and beautiful.
Bands. Refers to bands around cash or a wealthy person. No doubt, the dude’s got bands.
Bet. A willingness to do something; means “yes” or “okay.”
Big yikes. When you see something, that is a huge embarrassment.
Booed up. To be in a romantic relationship.
Bop. A really good song. That song is such a bop!
Bread or Cheddar. Terms that refer to money.
Breadcrumbing. Sending flirtatious text messages to another person to get their attention but remain non-committal.
Bussin. Something is awesome. Her new hair color is bussin’.
Cake. When someone’s body looks good. The girl in my science class has cake.
Cancel. Reject or stop supporting a group or idea.
Cap. A term that means “lie” or “false.” He said we were a couple. Cap!
No cap. A phrase that means “no lie” or “for real” emphasizes telling the truth. I just saw him eat a bug. No cap!
CEO. A term used to describe something that you’re very good at, making you the CEO of it. I’m the CEO of being late to class.
Cheug. This term describes a person, idea, or situation that is outdated or inauthentic.
Clout. A term that relates to a person’s follower count, fame, or influencer status. Sometimes an expression for an extravagant way of living.
Chasing Clout. A term that describes a person who does and says things for the sole purpose of becoming more popular.
Curve. To reject someone romantically.
Cuffing. Wanting to date or cuff yourself to someone temporarily—at least until summer break.
Do it for the gram. A phrase that describes someone doing something for the sole purpose of posting online.
Drip. A term that describes someone’s style as sexy or cool. Zayne has some serious drip.
Facts. When you agree with someone.
Finsta. A second Instagram account used for sharing with a smaller circle of friends and followers.
Fish. Fishing for compliments.
Fit. Short for outfit.
Flex. To show off or show something off.
Get after it. Start with something with intensity.
Ghost. Suddenly stop all contact with someone online and in person.
Hundo P. Being 100% certain.
Hypebeast. A term that describes someone who cares too much about popular things rather than being self-aware and genuine.
I’m dead. Describes how you feel when something is hilarious.
I’m weak. Like, dead, describes how you feel when something is hilarious.
I can’t even. An expression used when you’ve had enough of someone or a situation.
Keep it 100. Stay true to yourself and stick to your values.
Lewk. Look.
Left on read. When someone does not respond to your text. He left me on read!
Lit. Cool or awesome.
Mood. A term used to express a relatable feeling or experience. Seeing that kid by himself kicking a can is such a mood.
Mutuals. People who follow and support one another on social media.
Oof. An expression used when something bad happens, and you don’t know how to respond.
Periodt. A term used to emphasize what you just said.
Purr. Expressing approval. I’ve got nothing but purr for my friends.
Receipts. Evidence to prove someone is either lying. Often in the form of screenshots, videos, or images.
Savage. A cool person or someone overly direct or candid.
Sketch. A sketchy or ominous situation, place, or person.
Skrrt. To leave quickly or get away from someone (the sound a car makes).
Ship. Short for relationship.
Simp. Used to describe a guy who is seen as being too attentive and submissive to a girl.
Sheesh. A term used to compliment someone when they look good or do something good.
Suh. A combination of “sup” and “huh” used as a greeting.
Sus. Short for suspect describing a situation, a person, or a claim. That guy is sus. Let’s get out of here.
Shawty. An attractive female. Sometimes a short, attractive female.
Sheee. An expression of disappointment, annoyance, or surprise.
Slaps. A term used when something is awesome. The DJ slaps.
Snatched. Describing a person or a thing that looks great. I’m jealous her makeup is so snatched.
Stan. A combination of “stalker” and “fan” refers to an overly obsessed fan of a celebrity.
Straight Fire or Fire. Describes something amazing. His new truck is straight fire.
Thumpin’. Word to describe someone going very. I didn’t even see him leave. He was thumpin’.
Vaguebooking. The act of posting vague Facebook or other social status updates for attention or as a cry for help. Wondering what the point of it all is anyway.
Whip. A word that means car. Have you seen his new whip?
Wig. When something has you so excited, your wig might come off; mind-blowing. The new Adele song!! WIIIIGGG!
Yeet. Throwing something out of rage. Also used as an exclamation for being excited.
NGL. Not Gonna Lie.
NMH. Nodding My Head; an expression of agreement.
NSA. No Strings Attached.
HWU. Hey, what’s up?
IYKWIM. If You Know What I Mean.
RLY. Really?
OG.Short for Original Gangster;a compliment for someone who is exceptional or authentic.
ORLY. Oh really?
SMH. Shaking My Head.
TFW. That Feeling When
TT2T. Too Tired to Talk.
L. Short for loose or loss.
V. Short for very.
W. Short for win. Their loss is our w.
WYA. Where are you at?
WYD. What are you doing?
YK. You’re Kidding.
YKTS. You Know the Score.
YKTV. You know the vibe.
Addy/Study Buddy. Terms used in place of the medication Adderal.
Break Green. A term that means to share marijuana with others.
Crashy. Combo of “crazy” and “trashy.”
Daddy. An attractive man, usually older, who conveys a sense of power and dominance.
Faded/Cooked. Terms used to describe being high on drugs.
Lit/Turnt Up. It can mean party or get drunk.
MOS/POS. Mom Over Shoulder; Parent Over Shoulder.
Kush/Flower/Gas. Terms used in place of marijuana.
Smash. To hook up for casual sex. Is he a smash or a pass?
Thirsty. Adjective for a person desperate for attention or sex.
Xan/Xans. Terms short for Xanax, a sedative used to treat anxiety. Also called xanny, beans, bars, and footballs.
ASL. Age/sex/location.
CD9. Can’t talk parents are here.
CU46. See You For Sex.
GALMA. Go Away Leave Me Alone.
GOMB. Get Off My Back.
GSW. Get Some Weed.
LMIRL. Let’s meet in Real Life.
KMS/KYS. Kill myself, Kill Yourself.
ONG. On God; a term that implies a person is serious enough to swear “on god.”
ONS. One Night Stand.
Spice or K2. Code for synthetic marijuana, which can be more harmful than actual cannabis.
URAL. You’re A Loser.
WWTP. Want to Trade Pics?
X or E. Letters that stand for ecstasy, otherwise known as “molly” or MDMA.
Zaddy. A well-dressed, attractive man of any age.
Zerg. A term that originated in the gaming community for gamers using the many against one strategy to win a game. A Zerg is a person who employs the same bullying tactics in real life. Stay away from him. He’s such a Zerg! Or Stay off that site. There’s too much zerging.
Protect your connected life today with McAfee Total Protection
*Content collected from various sources, including NetLingo.com, slangit.com, cyberdefinitions.com, UrbanDictionary.com, webopedia.com, and conversations on TikTok, Reddit, and YouTube.
The post Teen Slang and Texting Acronyms Parents Should Know appeared first on McAfee Blog.
It’s hard to believe, right, parents? In just a blink or two, you went from being the teenager dropping cool phrases like “rad” and “gnarly” to monitoring a teenager texting words like “lowkey,” “IRL” and “CD9” into her smartphone non-stop.*
For generations, teens have been crafting terms to differentiate themselves from other age groups. The difference today is that smartphone texting has multiplied the scope of that code to include words, emojis, numbers, and hashtags.
The times have changed, fo’ sho.’
You don’t have to speak your child’s language (please don’t). However, with new terms and risks emerging online each day, it’s a good idea to at least understand what they are saying.
Since kids have been spending more time online due to the pandemic, we thought we might discover a few new and interesting terms. We were right. We found stories of teens referring to the Coronavirus as “Miss Rona” and “Rona,” and abbreviating quarantine to “Quar.” A “Corona Bae” is the person you would only plan to date during a lockdown.
Much of the coded language kids use is meant to be funny, sarcastic, or a quick abbreviation. However, there are times when a text exchange can slip into risky territory. Seemingly harmless, text exchanges can spark consequences such as bullying, sextortion, privacy violations, and emotional or physical harm.
To help kids avoid dangerous digital situations, we recommend three things: 1) Talk early and often with your kids about digital risk and behavior expectations, 2) Explore and use parental monitoring software, and 3) Know your child’s friends and communities online and in real life.
Note: Context is everything. Many of these terms are used in jest or as casual banter. Be sure to understand the context in which a word is used.
Flex. This term means showing off. For example, “Look at her trying to flex with her new car.”
Crashy. Description of a person who is thought to be both crazy and trashy.
Clap back. A comeback filled with attitude.
Cringey. Another word for embarrassing.
Hop off. Mind your own business.
Spill tea or Kiki. Dishing gossip.
Sip tea. Listening to gossip.
Salty. Mad, angry, jealous, bitter, upset, or irritated.
“She gave me a salty look in class.”
Extra. Over the top or unnecessarily dramatic.
Left on read. Not replying to someone’s message.
Ghosting. Ending a friendship or relationship online with no explanation.
Neglext. Abandon someone in the middle of a text conversation.
Ok, Boomer. Dismissing someone who is not up to date enough.
(Throw) shade. Insult or trash talk discreetly.
Receipts. Getting digital proof, usually in the form of screenshots.
THOT. Acronym for That H__ Over There.
Thirsty. A term describing a person as desperate or needy. “Look at her staring at him — she’s so thirsty.”
Thirst trap. A sexy photograph or message posted on social media.
Dis. Short for showing blatant disrespect.
Preeing. A word that describes stalking or being stalked on Facebook.
Basic. Referring to a person as mainstream, nothing special. Usually used in a negative connotation.
Chasing Clout. A negative term describing someone trying too hard to get followers on social media.
9, CD9, or Code9, PAW, POS. Parents are around, over the shoulder.
99. All clear, the parents are gone. Safe to resume texting or planning.
KPC. Keeping parents clueless.
Cheddar, Cheese, or Bread. These are all terms that mean money.
Cap. Means to lie as in “she’s capping.” Sending the baseball cap emoji expresses the same feeling. No capping means “I’m not lying.”
Hundo P. Term that is short for “hundred percent;” absolutely, for sure.
Woke. Aware of and outspoken on current on political and social issues.
And I oop. Lighthearted term to describe a silly mistake.
Big oof. A slightly bigger mistake.
Yeet. An expression of excitement. For example, “He kissed me. Yeeeet!”
Retweet. Instead of saying, “yes, I agree,” you say, “retweet.”
Canceled. Absurd or foolish behavior is “canceled.” For example, “He was too negative on our date, so I canceled him.”
Slap or Snatched. Terms that mean fashionable or on point. For instance, “Those shoes are slap” or “You look snatched.”
And just for fun, here’s a laugh out loud video from comedian Seth Meyer’s on teen Coronavirus slang you’ll enjoy on YouTube.
* lowkey (a feeling you want to keep secret), IRL (In Real Life), CD9 also Code9 (Adult Alert used to hide secretive activity). ** Terms collected from various sources, including NetLingo.com, UrbanDictionary.com, webopedia.com, and from tweets and posts from teens online.
The post Can You Decode Your Teen’s Texting Language? appeared first on McAfee Blogs.
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