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2022’s Top 5 App Security Tips

By Vishnu Varadaraj

Happy National App Day! No, we don’t mean apps of the mozzarella stick and potato skin variety, but your mobile apps that let you order dinner, hail a taxi, stay connected to your friends, and entertain you for hours with silly videos. While they’re undoubtedly useful, mobile apps are also a weak spot in some people’s digital safety. Cybercriminals take every chance they get to trick people through all kinds of technology, and mobile apps are no exception. 

To celebrate National App Day, here are a few tips to keep your mobile and your personally identifiable information (PII) safe. 

Prominent 2022 Mobile App Security Events 

Did you know that there are hundreds of apps on the Android and Apple app stores whose only aim is to steal your passwords? In 2022, Meta identified more than 400 fake apps disguised as various utilities that targeted users to weasel Facebook login and password combinations.1 Malicious apps also regularly masquerade as photo editors and wallpapers but their real purpose is to run malware in the background of the mobile device, such as this Squid Game app from 2021. 

Little-known apps aren’t the only ones you have to be wary of either. The biggest companies are also falling to cybercrime. For instance, more details recently came to light about a breach at Uber that leaked the PII of 57 million users. Plus, the popular mobile payment service, Cash App had the personal details of 8.3 million current and former users leaked.2 

5 App Security Tips to Bring With You into 2023 

To keep your cellphone free of malicious software and your PII and password secure, take these five mobile security tips with you into the new year. 

1. Delete old apps.

The new year is as good a time as any to unload any unnecessary baggage, emotional, literal, or in this case, digital. Go through your phone and delete the apps you haven’t used in the last six months. Make sure to completely delete your account with that app and not just hide it from your homepage. The smaller your digital footprint, the less at risk your PII is of being compromised in a breach. 

2. Carefully vet new apps.

Before you download any new app, it’s a good idea to conduct some background research on it. How many detailed reviews does it have? Who is the app developer? A phony app usually reveals itself through its lack of reviews. Consider apps with less than 50 reviews fishy. Skim the reviews for specific details and typos. If it’s lacking in detail but brimming with typos and grammatical mistakes, it could signal a fake. This research should take about five minutes, so don’t worry; it shouldn’t be too much of an inconvenience, and that time will be well spent. 

3. Stay on top of security news.

Just like it’s a good idea to keep on top of global news, set up news alerts for cybersecurity breaches. If a company falls to a cybercriminal, the alert will give you the valuable time you need to act quickly to either delete your account or change your password. 

4. Use unique passwords.

For every online account, it is essential to create a unique password or passphrase. That way, if you do get hacked through an app or get tricked by a fake one, you don’t have to worry about cybercriminals using that password to walk into your other accounts. Password managers are an excellent way to keep all your passwords secure and free up your brain space for things other than dozens of passwords. 

5. Share as few personal details as possible.

When you sign up for a new app, you can expect to give it a username, a password, and maybe your first name; however, if it has optional fields for your full birthday or your address, consider leaving those blank. The less information the company has about you, the less that can end up in cybercriminals’ hands if the app is breached. 

Enjoy Safe Mobile Apps in 2023 

The first step to better cyber habits is arming yourself with the knowledge of the threats that are out there. The best advice here is to slow down, observe and think about your next move every time you download a new app. The signs of a fake are usually not difficult to spot. Then, once you’re confident in its legitimacy, limit the amount of PII you share with it. In this digital world we live in, consider everyone susceptible to a breach. 

To give you peace of mind, supplement your great habits with a tool, like McAfee+ Ultimate, that will cover all your bases and be your partner to live your best private life online. 

1Tech.co, “Data Breaches That Have Happened in 2022 So Far.” 

2Termly, “98 Biggest Data Breaches, Hacks, and Exposures.” 

The post 2022’s Top 5 App Security Tips appeared first on McAfee Blog.

How to Tell Whether a Website Is Safe or Unsafe

By McAfee

It’s important to know that not all websites are safe to visit. In fact, some sites may contain malicious software (malware) that can harm your computer or steal your personal contact information or credit card numbers.  

Phishing is another common type of web-based attack where scammers try to trick you into giving them your personal information, and you can be susceptible to this if you visit a suspicious site.  

Identity theft is a serious problem, so it’s important to protect yourself when browsing the web. Online security threats can be a big issue for internet users, especially when visiting new websites or following site links. 

So how can you tell if you’re visiting a safe website or an unsafe website? You can use a few different methods. This page discusses key things to look for in a website so you can stay safe online. 

Key signs of website safety and security

When you’re visiting a website, a few key indicators can help determine whether the site is safe. This section explores how to check the URL for two specific signs of a secure website. 

”Https:” in the website URL

“Https” in a website URL indicates that the website is safe to visit. The “s” stands for “secure,” and it means that the website uses SSL (Secure Sockets Layer) encryption to protect your information. A verified SSL certificate tells your browser that the website is secure. This is especially important when shopping online or entering personal information into a website. 

When you see “https” in a URL, the site is using a protocol that encrypts information before it’s sent from your computer to the website’s server. This helps prevent anyone from intercepting and reading your sensitive information as it’s transmitted. 

A lock icon near your browser’s URL field

The padlock icon near your browser’s URL field is another indicator that a webpage is safe to visit. This icon usually appears in the address bar and means the site uses SSL encryption. Security tools and icon and warning appearances depend on the web browser. 

Let’s explore the cybersecurity tools on the three major web browsers: 

  • Safari. In the Safari browser on a Mac, you can simply look for the lock icon next to the website’s URL in the address bar. The lock icon will be either locked or unlocked, depending on whether the site uses SSL encryption. If it’s an unsafe website, Safari generates a red-text warning in the address bar saying “Not Secure” or “Website Not Secure” when trying to enter information in fields meant for personal data or credit card numbers. Safari may also generate an on-page security warning stating, “Your connection is not private” or “Your connection is not secure.” 
  • Google Chrome. In Google Chrome, you’ll see a gray lock icon (it was green in previous Chrome versions) on the left of the URL when you’re on a site with a verified SSL certificate. Chrome has additional indicator icons, such as a lowercase “i” with a circle around it. Click this icon to read pertinent information on the site’s cybersecurity. Google Safe Browsing uses security tools to alert you when visiting an unsafe website. A red caution symbol may appear to the left of the URL saying “Not secure.” You may also see an on-page security message saying the site is unsafe due to phishing or malware. 
  • Firefox. Like Chrome, Mozilla’s Firefox browser will tag all sites without encryption with a distinctive marker. A padlock with a warning triangle indicates that the website is only partially encrypted and may not prevent cybercriminals from eavesdropping. A padlock with a red strike over it indicates an unsafe website. If you click on a field on the website, it’ll prompt you with a text warning stating, “This connection is not secure.” 

In-depth ways to check a website’s safety and security

Overall, the ”https” and the locked padlock icon are good signs that your personal data will be safe when you enter it on a website. But you can ensure a website’s security is up to par in other ways. This section will explore five in-depth methods for checking website safety. 

Use McAfee WebAdvisor

McAfee WebAdvisor is a free toolbar that helps keep you safe online. It works with your existing antivirus software to provide an extra layer of protection against online threats. WebAdvisor also blocks unsafe websites and lets you know if a site is known for phishing or other malicious activity. In addition, it can help you avoid online scams and prevent you from accidentally downloading malware. Overall, McAfee WebAdvisor is a useful tool that can help you stay safe while browsing the web. 

Website trust seals

When you’re browsing the web, it’s important to be able to trust the websites you’re visiting. One way to determine if a website is trustworthy is to look for trust seals. Trust seals are logos or badges that indicate a website is safe and secure. They usually appear on the homepage or checkout page of a website. 

There are many types of trust seals, but some of the most common include the Better Business Bureau (BBB) seal, VeriSign secure seal, and the McAfee secure seal. These seals indicate that a third-party organization has verified the website as safe and secure. 

While trust seals can help determine whether a website is trustworthy, it’s important to remember that they are not foolproof. Website owners can create a fake trust seal, so it’s always important to do your own research to ensure a website is safe before entering personal information. 

Check for a privacy policy

Another way to determine if a website is safe to visit is to check for a privacy policy. A privacy policy is a document that outlines how a website collects and uses personal information. It should also state how the site protects your data from being accessed or shared by scammers, hackers, or other unauthorized individuals. 

If a website doesn’t have a privacy policy, that’s a red flag that you shouldn’t enter any personal information on the site. Even if a website does have a privacy policy, it’s important to read it carefully so you understand how the site uses your personal data. 

Check third-party reviews

It’s important to do some preliminary research before visiting a new website, especially if you’re shopping online or entering personal data like your address, credit card, or phone number. One way to determine if a website is safe and trustworthy is to check third-party reviews. Several websites provide reviews of other websites, so you should be able to find several reviews for any given site.  

Trustpilot is one example of a website that provides reviews of other websites. 

Look for common themes when reading reviews. If most of the reviews mention that a website is safe and easy to use, it’s likely that the site is indeed safe to visit. However, if a lot of negative reviews mention problems with viruses or malware, you might want to avoid the site. 

Look over the website design

You can also analyze the website design when deciding whether a website is safe to visit. Look for spelling errors, grammatical mistakes, and anything that appears off. If a website looks like it was made in a hurry or doesn’t seem to be well-designed, that’s usually a red flag that the site might not be safe. 

Be especially careful of websites that have a lot of pop-ups. These sites are often spammy or contain malware. Don’t download anything from a website unless you’re absolutely sure it’s safe. These malicious websites rarely show up on the top of search engine results, so consider using a search engine to find what you’re looking for rather than a link that redirects you to an unknown website. 

Download McAfee WebAdvisor for free and stay safe while browsing

If you’re unsure whether a website is safe to visit, download McAfee WebAdvisor for free. McAfee WebAdvisor is a program that helps protect you from online threats, such as malware and viruses. It also blocks pop-ups and other intrusive ads so you can browse the web without worry. Plus, it’s completely free to download and use. 

Download McAfee WebAdvisor now and stay safe while browsing the web. 

The post How to Tell Whether a Website Is Safe or Unsafe appeared first on McAfee Blog.

How Cyberbullying Looks In Australia in 2022

By Alex Merton-McCann

There’s no doubt that cyber bullying ranks towards the top of most parents ‘worry list’. As a mum of 4, I can tell you it always came in my top five, usually alongside driving, drugs, cigarettes and alcohol! But when McAfee research in May revealed that Aussie kids experience the 2nd highest rate of cyberbullying out of the 10 countries interviewed, my heart skipped a beat. Clearly cyberbullying is a big problem for Aussie kids. Bigger than I had previously thought. But many of us parents had so many more questions: what can it look like? where does it happen? and could my child be a perpetrator? 

So, as an ally of connected families, McAfee set out to answer these questions so undertook more research through a detailed 10-country online questionnaire to 11,687 parents and their children in June. And the answers were quite revealing… 

What is Cyberbullying? 

Before we get into the results, let’s clarify what cyberbullying means. There is often a lot of confusion because let’s be honest, different kids have different tolerances, standards and cultural lenses for what is and isn’t acceptable behaviour. The definition of cyberbullying used in McAfee’s report was based on the definition by StopBullying.Gov:   

Cyberbullying is bullying that takes place over digital devices like cell phones, computers, and tablets. Cyberbullying can occur through SMS, Text, and apps, or online in social media, forums, or gaming where people can view, participate in, or share content. Cyberbullying includes sending, posting, or sharing negative, harmful, false, or mean content about someone else. It can include sharing personal or private information about someone else causing embarrassment or humiliation. Some cyberbullying crosses the line into unlawful or criminal behaviour.  

McAfee’s definition was then expanded to include specific acts of cyberbullying, such as: 

  • flaming – online arguments that can include personal attacks 
  • outing – disclosing someone’s sexual orientation without their consent  
  • trolling – intentionally trying to instigate a conflict through antagonistic messages 
  • doxing – publishing private or identifying information without someone’s consent  

Along with other acts, including:  

  • name calling  
  • spreading false rumours  
  • sending explicit images or messages  
  • cyberstalking, harassment, and physical threats  
  • exclusion from group chats and conversation 

What Is The Most Common Form of Cyberbullying for Aussie Kids? 

Even though racially motivated cyberbullying is on the rise, name-calling is the most common form of cyberbullying with 40% of kids globally reporting that they have been on the receiving end of it. Interestingly, in Australia, our kids receive this style of bullying more frequently, with 49% of Aussie kids affected.  

Exclusion from group chats and conversations is the 2nd most commonly reported form of cyberbullying with 36% of kids globally experiencing it. In Australia, this is higher at 42%. 

The spreading of false rumours rounds out the top three forms and was reported by 28% of children globally. Curiously, Aussie kids don’t seem to use this form just as commonly with just 24% affected. Japan stands out as the leader in this reported form of cyberbullying at 44% followed by Germany at 35% and India at 39%. 

1 in 8 Aussie kids reports receiving extreme cyberbullying threats eg stalking, harassment and physical threats online. This is in line with the global average however in India and the US, more young people are affected with 1 in 5 reporting this behaviour. 

Where Is Cyberbullying Taking Place? 

It’s All About Social Media 

It’s no surprise that the bulk of cyberbullying is happening on social media with 32% of kids affected globally. Group chats come in as the 2nd most commonplace with 24% of kids involved followed by online gaming being an issue for 22% of kids surveyed. 21% of kids experienced cyberbullying on websites and forums and 19% identified that they experienced cyberbullying via text messages.  

Globally, Facebook is the social media site where cyberbullying is most likely to occur. 53% of children report witnessing it and 50% report experiencing it. This is followed by Instagram (40% witnessing and 30% experiencing), YouTube, TikTok and then Twitter. 

Overall, Aussie kids appear to experience less cyberbullying on social media with just 47% witnessing it on Facebook and 37% experiencing it. Our kids also report lower levels on Instagram as well with 34% witnessing and 30% experiencing.  

Snapchat Is a Cyberbullying Hot Bed for Aussie Kids 

It appears that Snapchat is unfortunately where a lot of undesirable behaviour happens for our Aussie kids with 34% reporting that they have been affected on this platform – a huge 10% above the international average and the highest of any country included in the survey. 

Who’s Doing The Bullying? 

Most Cyberbullying Comes From Someone Known To The Victim 

I’m sure it’s not a surprise to many parents that most cyberbullying comes from someone known to the victim. In fact, 57% of kids worldwide confirmed this with just 45% nominating that the cyberbullying they received had been initiated by a stranger. And Aussie kids’ experiences reflect the global norm with 56% expressing that they also knew the perpetrator but only 36% experienced cyberbullying from a stranger. Interestingly, only India, reported more cyberbullying at the hands of strangers (70%) than by someone the child knows (66%). 

Most Kids Don’t Think They’ve Ever Been Cyberbullied But The Results Show Otherwise 

Globally, 81% of all children surveyed stated that they had never cyberbullied anyone while just 19% admitted that they had. But when questioned further, it became apparent that there may be some disconnect. In fact, when asked about specific cyberbullying behaviours, more than half of children worldwide (53%) admitted to committing one or more types of cyberbullying —perhaps indicating that their definition of cyberbullying differs from the clinically accepted definition. The most common acts that they admitted to included making a joke at someone else’s expense (22%), name-calling (18%) and excluding someone from a chat or conversation (15%).  

Are Aussie Kids and Parents Worried? 

It appears that our kids are calmer about the state of cyberbullying that their peers worldwide. Only 46% of our kids reported they were more concerned about being cyberbullied now than last year, compared to a 59% average worldwide. Aussie children said they are among the least concerned children in the world, alongside Canada at 44%, the U.K. at 43%, and Germany at 38%. 

And Aussie parents also appear calmer than parents from other countries with only 61% nominating they were more concerned about their child being cyberbullied today versus last year, compared to the 72% international average.  Australian parents also showed the least level of worry that their child may be a cyberbully. Only 41% said that they worried this was more likely this year than last, compared to 56% of parents elsewhere. 

Now, this could be because the online learning and tech-heavy phase of the pandemic is, thankfully, over and we are not as focussed on technology-related issues. Or perhaps it’s because we really are a nation of ‘laid-back’ types! The jury is still out… 

What Do We Do About It? 

We all know that it’s impossible to fix a problem if you don’t truly understand it. So, while these statistics might be a little overwhelming, please soak them in. Appreciating the complexities of this problem and digesting how cyberbullying can look and impact our kids is essential. Now, as first-generation digital parents, it may take us a little longer to wrap our heads around it and that’s ok. The most important thing is that we commit to understanding the problem so that we are in the best position possible to support and guide our kids. 

In my next blog post, I will be sharing more detailed strategies that will help you minimise the risk of your child becoming a victim of cyberbullying. I will also include advice on what to do if your child is affected by cyberbullying plus what to do if your child is in fact a cyberbully. 

‘Till next time. 

Stay Safe Online 

Alex  

The post How Cyberbullying Looks In Australia in 2022 appeared first on McAfee Blog.

Cybercrime’s Most Wanted: Four Mobile Threats that Might Surprise You

By McAfee

It’s hard to imagine a world without cellphones. Whether it be a smartphone or a flip phone, these devices have truly shaped the late 20th century and will continue to do so for the foreseeable future. But while users have become accustomed to having almost everything they could ever want at fingertips length, cybercriminals were busy setting up shop. To trick unsuspecting users, cybercriminals have set up crafty mobile threats – some that users may not even be fully aware of. These sneaky cyberthreats include SMSishing, fake networks, malicious apps, and grayware, which have all grown in sophistication over time. This means users need to be equipped with the know-how to navigate the choppy waters that come with these smartphone-related cyberthreats. Let’s get started.

Watch out for SMSishing Hooks

If you use email, then you are probably familiar with what phishing is. And while phishing is commonly executed through email and malicious links, there is a form of phishing that specifically targets mobile devices called SMSishing. This growing threat allows cybercriminals to utilize messaging apps to send unsuspecting users a SMSishing message. These messages serve one purpose – to obtain personal information, such as logins and financial information. With that information, cybercriminals could impersonate the user to access banking records or steal their identity.

While this threat was once a rarity, it’s rise in popularity is two-fold. The first aspect being that users have been educated to distrust email messages and the second being the rise in mobile phone usage throughout the world. Although this threat shows no sign of slowing down, there are ways to avoid a cybercriminal’s SMSishing hooks. Get started with these tips:

  1. Always double-check the message’s source. If you receive a text from your bank or credit card company, call the organization directly to ensure the message is legit.
  2. Delete potential SMSishing Do not reply to or click on any links within a suspected malicious text, as that could lead to more SMSishing attempts bombarding your phone.
  3. Invest in comprehensive mobile security. Adding an extra level of security can not only help protect your device but can also notify you when a threat arises.

Public Wi-Fi Woes  

Public and free Wi-Fi is practically everywhere nowadays, with some destinations even having city-wide Wi-Fi set up. But that Wi-Fi users are connecting their mobile device to may not be the most secure, given cybercriminals can exploit weaknesses in these networks to intercept messages, login credentials, or other personal information. Beyond exploiting weaknesses, some cybercriminals take it a step further and create fake networks with generic names that trick unsuspecting users into connecting their devices. These networks are called “evil-twin” networks. For help in spotting these imposters, there are few tricks the savvy user can deploy to prevent an evil twin network from wreaking havoc on their mobile device:

  1. Look for password-protected networks. As strange as it sounds, if you purposely enter the incorrect password but are still allowed access, the network is most likely a fraud.
  2. Pay attention to page load times. If the network you are using is very slow, it is more likely a cybercriminal is using an unreliable mobile hotspot to connect your mobile device to the web.
  3. Use a virtual private network or VPN. While you’re on-the-go and using public Wi-Fi, add an extra layer of security in the event you accidentally connect to a malicious network. VPNs can encrypt your online activity and keep it away from prying eyes. 

Malicious Apps: Fake It till They Make It

Fake apps have become a rampant problem for Android and iPhone users alike. This is mainly in part due to malicious apps hiding in plain sight on legitimate sources, such as the Google Play Store and Apple’s App Store. After users download a faulty app, cybercriminals deploy malware that operates in the background of mobile devices which makes it difficult for users to realize anything is wrong. And while users think they’ve just downloaded another run-of-the-mill app, the malware is hard at work obtaining personal data.

In order to keep sensitive information out of the hands of cybercriminals, here are a few things users can look for when they need to determine whether an app is fact or fiction:

  1. Check for typos and poor grammar. Always check the app developer name, product title, and description for typos and grammatical errors. Often, malicious developers will spoof real developer IDs, even just by a single letter or number, to seem legitimate.
  2. Examine the download statistics. If you’re attempting to download a popular app, but it has a surprisingly low number of downloads, that is a good indicator that an app is most likely fake.
  3. Read the reviews. With malicious apps, user reviews are your friend. By reading a few, you can receive vital information that can help you determine whether the app is fake or not.

The Sly Operation of Grayware

With so many types of malware out in the world, it’s hard to keep track of them all. But there is one in particular that mobile device users need to be keenly aware of called grayware. As a coverall term for software or code that sits between normal and malicious, grayware comes in many forms, such as adware, spyware or madware. While adware and spyware can sometimes operate simultaneously on infected computers, madware — or adware on mobile devices — infiltrates smartphones by hiding within rogue apps. Once a mobile device is infected with madware from a malicious app, ads can infiltrate almost every aspect on a user’s phone. Madware isn’t just annoying; it also is a security and privacy risk, as some threats will try to obtain users’ data. To avoid the annoyance, as well as the cybersecurity risks of grayware, users can prepare their devices with these cautionary steps:

  1. Be sure to update your device. Grayware looks for vulnerabilities that can be exploited, so be sure to always keep your device’s software up-to-date.
  2. Beware of rogue apps. As mentioned in the previous section, fake apps are now a part of owning a smartphone. Use the tips in the above section to ensure you keep malicious apps off of your device that may contain grayware.
  3. Consider a comprehensive mobile security system. By adding an extra level of security, you can help protect your devices from threats, both old and new.

 

The post Cybercrime’s Most Wanted: Four Mobile Threats that Might Surprise You appeared first on McAfee Blog.

How to Stay One Step Ahead of Hackers

By McAfee

Whether using the internet for play or work, you want to spend your time online enjoying the peace of mind that comes with having a secure network. 

You don’t want to contend with someone taking your personal data — whether it’s credit card information, passwords, or bank account details — via malware or a data breach on your Android, Windows, or Apple iOS device. 

Fortunately, with some sensible precautions and simple steps, you can use your connected devices productively without worrying about cybercriminals and malicious software. This article explains how to stop hackers from getting access to your sensitive data 

8 ways to protect your identity from hackers

You can take steps to protect your different computing and mobile devices and operating systems. These steps can be divided into technological solutions and the right awareness and information to provide a comforting measure of self-protection. 

It’s like learning karate for self-defense, giving you confidence as you negotiate the wider world (and hoping that you never have to use it). 

Use identity protection software

When it comes to identity protection software, McAfee provides a proven solution with our identity protection and privacy services. The protection includes alerts if your sensitive information is found on the dark web (up to 10 months sooner than other providers), personal data cleanup from sites gathering and selling your information, and an unlimited virtual public network (VPN) service that protects your privacy as you use public Wi-Fi networks. 

You’ll also get up to $1 million in identity theft coverage and hands-on restoration support to help you reclaim your identity.  

Use complex passwords

Simple, obvious passwords and passcodes (like your street address, your birthday, your kids’ or pets’ names, or “1234” or “abcd”) are easy for cybercriminals to crack, giving them unwanted access to your private data. 

The stronger your password, the better your protection. Some best password practices include: 

  • Use a different password for all your online accounts, including your email accounts, social media platforms, and bank accounts. 
  • Create a password that’s at least eight characters long, combining lowercase and uppercase letters, numbers, and symbols. 
  • Don’t use consecutive keystrokes, such as “qwerty.” 
  • Don’t share your passwords with anyone. 
  • Avoid entering your password on unsecured public Wi-Fi, such as at an airport or in a coffee shop. 

Regularly update passwords

It’s important not to be a standing target. Just as you should use different passwords for everything, you should regularly change your passwords. You should do this a few times a year (although some cyber experts say this might not be necessary if you have a long and very complicated password). 

If you have a number of passwords that you update often, it might be worth getting a password manager like McAfee True Key to keep track of them. Not only will you not be faced with remembering all your different passwords or writing them down (also a no-no), but it can also help you create and store unique passwords 

The software uses the strongest encryption algorithms available to protect your passwords, scrambling them so no one else can access them. It’ll also suggest new passwords and automatically log you into your online accounts with just one master password. 

Use multi-factor authentication

Another important line of defense is multi-factor authentication (sometimes known as two-factor authentication). This system uses a password and a second piece of verification — often an SMS message sent to your Android device or iPhone — to authenticate your identity. 

This provides hard-to-beat protection even if a hacker has your password. Besides receiving SMS codes, there are also code-generating apps and physical security keys. 

Learn to spot potential scams

Thinking before you click on an email or text is a very important defense against phishing scams. Your bank won’t send you an email or text notifying you that there’s been suspicious activity on your account.  

Does getting a large refund from your phone company sound too good to be true? It is. Similarly, the Internal Revenue Service (IRS) won’t text to tell you that you owe them money, and princes aren’t going to give you a fortune out of the blue. 

Internet users beware: If you’re not absolutely certain that the text message you received is from a legitimate and trusted source, delete it. You can always contact the business or person directly to confirm that the message is legit. 

Keep device software up to date

Any operating system or app you use is open to malicious cyberattacks. This is why you should keep all your software up to date with the latest versions. Software developers are continually fixing holes in their products and offering cybersecurity patches to make them as safe and hacker-proof as possible. 

Make sure your software, firmware, and security settings are up to date on your home’s Wi-Fi router, as well. You can often change your settings to allow for automatic updates. 

Be cautious when using public Wi-Fi

Sure, who doesn’t like to go to a cafe, library, or hotel lobby to use the free Wi-Fi? But security is often weak in these public networks. If you open your online banking account or access personal information, you may unwittingly be giving a personal invitation to eavesdropping cybercriminals 

This is where the bank-grade level of protection of McAfee Secure VPN comes in, which automatically turns on when you need it and keeps you safe on public Wi-Fi networks. 

Use encryption

Even if your device does get hacked, you can protect vital information on your Windows or macOS system with an encryption program like BitLocker or FileVault. You can protect any hard drive you use, including portable ones and USB keys. 

It’s also a good idea to only shop at encrypted websites marked with the prefix “HTTPS” in their URLs. 

Discover how McAfee keeps you secure online

One of the best ways to surf the web in comfort while keeping hackers at bay is with the comprehensive solutions provided by McAfee Total Protection. 

Your protection includes proactive measures (meaning we’ll guide you to the best choices for prevention), early detection, and expert identity theft support.  

This means you’ll get identity monitoring, up to $1 million in identity theft coverage, lost wallet protection, premium antivirus software, a secure VPN, and personal data removal. In particular, our Personal Data Cleanup service will help find and remove your personal information from data broker websites and people search sites.  

With McAfee, you don’t have to be afraid of hackers. Let us deal with them.  

The post How to Stay One Step Ahead of Hackers appeared first on McAfee Blog.

What Personal Data Do Companies Track?

By McAfee

Private tech companies gather tremendous amounts of user data. These companies can afford to let you use social media platforms free of charge because it’s paid for by your data, attention, and time.  

Big tech derives most of its profits by selling your attention to advertisers — a well-known business model. Various documentaries (like Netflix’s “The Social Dilemma”) have attempted to get to the bottom of the complex algorithms that big tech companies employ to mine and analyze user data for the benefit of third-party advertisers.  

This article will help you better understand what information is being collected by tech companies, how it’s being used, and how you can protect your privacy online.   

What information can companies collect?

Tech companies benefit from personal information by being able to provide personalized ads. When you click “yes” at the end of a terms and conditions agreement found on some web pages, you may be allowing the companies to collect the following data:  

  • Personal data. This includes identity-related information like your name, gender, Social Security number, and device-related information like IP address, web browser cookies, and device IDs. Personal data is usually collected to classify users into different demographics based on relevant parameters. This helps advertisers analyze what sections of the audience interact with their ads and what they can do to cater to their target audience.  
  • Usage data. Your interactions with a business’s website, text messages, emails, paid ads, and other online activities are recorded to build an accurate consumer profile. This consumer profile is used to determine and predict what kind of content (including ads) you are more likely to interact with and for how long.  
  • Behavioral data. Purchase histories, repeated actions, time spent, movement and navigation on the platform, and other types of qualitative data are covered under behavioral data. This helps platforms determine your “favorite” purchases or interactions so they can suggest other similar content/products.  
  • Attitudinal data. Companies measure brand and customer experiences using data on consumer satisfaction, product desirability, and purchase decisions. Marketing agencies use this data for direct consumer research and creative analysis.  

For someone unfamiliar with privacy issues, it is important to understand the extent of big tech’s tracking and data collection. Once these companies collect data, all this information can be supplied to third-party businesses or used to improve user experience.  

The problem with this is that big tech has blurred the line between collecting customer data and violating user privacy in some cases. While tracking what content you interact with can be justified under the garb of personalizing the content you see, big tech platforms have been known to go too far. Prominent social networks like Facebook and LinkedIn have faced past legal trouble for accessing personal user data like private messages and saved photos. 

How do companies use the information you provide

The information you provide helps build an accurate character profile and turns it into knowledge that gives actionable insights to businesses. Private data usage can be classified into three cases: selling it to data brokers, using it to improve marketing, or enhancing customer experience.  

To sell your info to data brokers

Along with big data, another industry has seen rapid growth: data brokers. Data brokers buy, analyze, and package your data. Companies that collect large amounts of data on their users stand to profit from this service. Selling data to brokers is an important revenue stream for big tech companies 

Advertisers and businesses benefit from increased information on their consumers, creating a high demand for your information. The problem here is that companies like Facebook and Alphabet (Google’s parent company) have been known to mine massive amounts of user data for the sake of their advertisers.  

To personalize marketing efforts

Marketing can be highly personalized thanks to the availability of large amounts of consumer data. Tracking your response to marketing campaigns can help businesses alter or improve certain aspects of their campaign to drive better results.  

The problem is that most AI-based algorithms are incapable of assessing when they should stop collecting or using your information. After a point, users run the risk of being constantly subjected to intrusive ads and other unconsented marketing campaigns that pop up frequently.  

To cater to the customer experience

Analyzing consumer behavior through reviews, feedback, and recommendations can help improve customer experience. Businesses have access to various facets of data that can be analyzed to show them how to meet consumer demands. This could help improve any part of a consumer’s interaction with the company, from designing special offers and discounts to improving customer relationships.  

For most social media platforms, the goal is to curate a personalized feed that appeals to the users and allows them to spend more time on the app. When left unmonitored, the powerful algorithms behind these social media platforms can repeatedly subject you to the same kind of content from different creators.  

Which companies track the most information?

Here are the big tech companies that collect and mine the most user data 

  • Google. Google is the most avid big tech data miner currently on the internet because the search engine deals almost exclusively with user data. Google tracks and analyzes everything from your Gmail and calling history (for VoLTE calls) to your Chrome browsing preferences through third-party cookies 
  • Facebook. Meta’s Facebook collects phone numbers, personal messages, public comments, and metadata from all of your photos and videos. Facebook primarily uses this data to fuel its demographic-based targeted ad mechanisms.  
  • Amazon. Amazon has recently admitted to storing many user data points, including phone numbers, credit card information, usernames, passwords, and even Social Security numbers. Amazon also stores information about your search terms and previously bought products.  
  • Twitter. Platforms like Twitter employ a “family of apps” technique to gather sensitive user data. While these platforms openly collect and mine user data themselves, they also collect information from app networks (like Twitter’s MoPub or Google’s AdMob) that include several other third-party apps. These apps choose to partner with tech giants for better profits.  
  • Apple. While much better than its competitors, Apple still mines a considerable amount of user data. While Apple’s systems allow users to control their privacy settings, Apple gives all of its users’ information to Apple’s iOS-based advertisement channels. The iPhone App Store is another place where user data is exclusively used to create customized user experiences. 
  • Microsoft. Microsoft primarily collects device-related data like system configurations, system capabilities, IP addresses, and port numbers. It also harvests your regular search and query data to customize your search options and make for a better user experience.  

Discover how McAfee can help protect your identity online 

Users need a comprehensive data privacy solution to tackle the rampant, large-scale data mining carried out by big tech platforms. While targeted advertisements and easily found items are beneficial, many of these companies collect and mine user data through several channels simultaneously, exploiting them in many different ways.  

It’s important to make sure your personal information is protected. Protection solutions like McAfee’s Personal Data Cleanup feature can help. With this feature, our teams scour the web for traces of your personal information and assist in getting it removed to enhance your online privacy.  

McAfee’s Total Protection provides antivirus software for all of your digital devices and a secure VPN connection to avoid exposure to malicious third parties while browsing the internet. Our identity monitoring and personal data removal solutions further remove gaps in your devices’ security systems.  

With our airtight data protection and custom guidance (complete with a protection score for each platform and tips to keep you safer), you can be sure that your internet identity is protected.  

The post What Personal Data Do Companies Track? appeared first on McAfee Blog.

How Data Brokers Sell Your Identity

By McAfee

Our personal and professional lives are becoming increasingly intertwined with the online world. Regular internet usage has made us all prone to cyber-security risks. You leave a digital footprint every time you use the internet, which is a trace of all your online activities.  

When you create new accounts or subscribe to different websites, you give them explicit (or implicit, through their family of apps or subsidiary websites) access to your personal and credit card information. In other cases, websites might track basic information without your knowledge, such as your location and search history. 

There is an industry of data brokers specifically dedicated to keeping track of user data, packaging it, and supplying it to tech companies who use it to run targeted ads and enhance on-platform user experience. Given the widespread use of the internet and exponential improvements in technology, data has become a valuable commodity — creating a need for the sale and purchase of user data.  

This article discusses how data brokers sell your personal information and how you can minimize risk. 

What are data brokers?

Data brokers are companies that aggregate user information from various sources on the internet. They collect, collate, package, and sometimes even analyze this data to create a holistic and coherent version of you online. This data is then supplied to tech companies to fuel their third-party advertising-centered business models.  

Companies interested in buying data include but are not limited to: 

 

  • Tech platforms 
  • Banks 
  • Insurance companies 
  • Political consultancies 
  • Marketing firms 
  • Retailers 
  • Crime-fighting bureaus 
  • Investigation bureaus 
  • Video streaming service providers 
  • Any other businesses involved in sales  

These companies and social media platforms use your data to better understand target demographics and the content with which they interact. While the practice isn’t unethical in and of itself (personalizing user experiences and creating more convenient UIs are usually cited as the primary reasons for it), it does make your data vulnerable to malicious attacks targeted toward big-tech servers. 

How do data brokers get your information?

Most of your online activities are related. Devices like your phone, laptop, tablets, and even fitness watches are linked to each other. Moreover, you might use one email ID for various accounts and subscriptions. This online interconnectedness makes it easier for data brokers to create a cohesive user profile.  

Mobile phone apps are the most common way for data brokerage firms to collect your data. You might have countless apps for various purposes, such as financial transactions, health and fitness, or social media 

A number of these apps usually fall under the umbrella of the same or subsidiary family of apps, all of which work toward collecting and supplying data to big tech platforms. Programs like Google’s AdSense make it easier for developers to monetize their apps in exchange for the user information they collect.  

Data brokers also collect data points like your home address, full name, Social Security number, phone number, and date of birth. They have automated scraping tools to quickly collect relevant information from public profiles.[Text Wrapping Break] 

Lastly, data brokers can gather data from other third parties that track your cookies or even place trackers or cookies on your browsers. Cookies are small data files that track your online activities when visiting different websites. They track your IP address and browsing history, which third parties can exploit. Cookies are also the reason you see personalized ads and products. 

How data brokers sell your identity 

Data brokers collate your private information into one package and sell it to “people search” websites like Spokeo or TruePeopleSearch. You or a tech business can use these websites to search for people and get extensive consumer data. People search sites also contain public records like voter registration information, marriage records, and birth certificates. This data is used for consumer research and large-scale data analysis.  

Next, marketing and sales firms are some of data brokers’ biggest clients. These companies purchase massive data sets from data brokers to research your data profile. They have advanced algorithms to segregate users into various consumer groups and target you specifically. Their predictive algorithms can suggest personalized ads and products to generate higher lead generation and conversation percentages for their clients.  

Are data brokers legal?

We tend to accept the terms and conditions that various apps ask us to accept without thinking twice or reading the fine print. You probably cannot proceed without letting the app track certain data or giving your personal information. To a certain extent, we trade some of our privacy for convenience. This becomes public information, and apps and data brokers collect, track, and use our data however they please while still complying with the law.  

There is no comprehensive privacy law in the U.S. on a federal level. This allows data brokers to collect personal information and condense it into marketing insights. While not all methods of gathering private data are legal, it is difficult to track the activities of data brokers online (especially on the dark web). As technology advances, there are also easier ways to harvest and exploit data.  

Vermont and California have already enacted laws to regulate the data brokerage industry. In 2018, Vermont passed the country’s first data broker legislation. This requires data brokers to register annually with the Secretary of State and provide information about their data collection activities, opt-out policies, purchaser credentialing practices, and data breaches 

California has passed similar laws to make data brokering a more transparent industry. For risk mitigation of data brokerage, the Federal Trade Commission (FTC) has published reports and provided recommendations to Congress to reduce the engagement of data broker firms. Giving individuals the right to opt-out of the sale of their personal data is a step toward a more rigorous law regarding data privacy 

Can you remove yourself from data broker websites?

Some data brokers let you remove your information from their websites. There are also extensive guides available online that list the method by which you can opt-out of some of the biggest data brokering firms. For example, a guide by Griffin Boyce, the systems administrator at Harvard University’s Berkman Klein Center for Internet and Society, provides detailed information on how to opt-out of a long list of data broker companies. 

Acxiom, LLC is one of the largest data brokering firms and has collected data for approximately 68% of people who have an online presence. You can opt-out of their data collection either through their website or by calling them directly. 

Epsilon Data Management is another big player in the data broker industry that operates as a marketing service and marketing analytics company. You can opt-out of their website through various methods such as by email, phone, and mail. Credit rating agencies like Experian and Equifax are also notorious for collecting your data. Similarly, you can opt-out through their websites or by calling them. 

Keep your personal information secure online with McAfee Total Protection

McAfee is a pioneer in providing online and offline data protection to its customers. We offer numerous cybersecurity services for keeping your information private and secure.  

With regard to data brokers, we enable users to do a personal data clean-up. Cleaning up your personal data online may be a difficult task, as it requires you to reach out to multiple data brokers and opt out. Instead, sign up for McAfee’s Personal Data Cleanup feature to do a convenient and thorough personal data clean-up. We will search for traces of your personal data and assist in getting it removed.  

The post How Data Brokers Sell Your Identity appeared first on McAfee Blog.

Setting Up Parental Controls in TikTok, Instagram & Snapchat

By Toni Birdsong

It’s a question we get a lot from parents: “How can I keep my kids safe when they are constantly hopping between so many different apps?” We get it, there’s a lot to stay on top and all of it changes constantly. Unfortunately, that question doesn’t have a simple answer. But there are some baseline actions every parent can take to boost their child’s safety on popular apps like TikTok, Snapchat, and Instagram.  

The safety equation is threefold, with every piece as important to your child’s overall safety as the next.  

  1. Connection and conversation. The first part of the safety equation is maintaining a strong relationship with your child so that dialogue (two-way; no lectures) on digital safety and wellbeing becomes commonplace and they know they can come to you if they have a problem. One way to keep those conversations rolling is to download your child’s favorite apps so that you understand first-hand how the communities work and the type of content that’s being shared. 
  2. Install parental controls. The second part of the safety equation is to add parental controls. Do we have an agenda here? You betcha! For decades, we’ve put some of the world’s brightest engineering minds into designing digital tools that allow families to enjoy the best of the Internet without giving them the rest of the Internet that could put their emotional and physical wellbeing at risk. McAfee’s targeted software helps parents monitor and filter web searches and content, set time limits, and view daily activity reports.  
  3. Access platform tools. The third way is to take a few minutes to ensure your kids are using the platform-level tools available on both their devices and within the apps. Both Apple and Android phones have basic safety and wellbeing features. Additionally, the apps your kids likely love—Tik Tok, Snapchat, and Instagram—have their own set of safety tools.  

Screentime is Climbing 

A report released in 2021 by Common Sense Media found that teenagers (ages 13-18) use an average of nine hours of entertainment media per day and that tweens (ages 8-12) use an average of six hours a day, not including time spent using media for school or homework. The report also found that boys spend more time on gaming devices while girls spend more time on social media and that mobile devices now account for 41% of all screen time among tweens and 46% among teens. 

With those numbers increasing each year, it’s even more important to understand the different ways parents can help kids stay safe. Let’s break down a few safety basics on each app that are easy to access and use.    

Tik Tok Safety 

TikTok has some impressive safety guidelines broken down into topics parents could easily use as a springboard for some great family discussions. The guidelines and the Safety Center cover issues such as dangerous TikTok challenges and how to deal with other digital threats such as bullying, sexual content, fake news, and hateful behavior. You can increase safeguards using TikTok’s: 

  • Family Pairing. TikTok offers Family Pairing that allows parents to link their account with their child’s to co-control settings on privacy and content. This TikTok feature allows a parent to monitor and manage screen time, direct messages, set restrictions, and control friend and comment filters.  
  • Restricted Mode. There is a Restricted mode for accounts that can help filter basic mature content on TikTok. 
  • Privacy Settings. To ensure your child isn’t connecting with unknown people on TikTok, you can go into the settings and make their account private.  
  • Digital Wellbeing. We all know how easy it is to get sucked into spending hours on an app without even getting up to stretch or give our eyes or minds a break. Turning this function on will send alerts to users who have been on the app for more than two hours.  

Snapchat Safety 

Every app functions differently and thus, offers different ways to boost security. Snapchat provides a helpful guide for parents and educators, including safety tips and conversation starters. You can increase safeguards using Snapchat’s: 

  • Privacy Settings. Sit down with your child to ensure their privacy settings are adjusted to choose who can send them Snaps, view their Stories, or see their location on Snap Map. They can also manage who views your child’s content with My Story. 
  • Friends Only Feature. Snapchat was made for keeping in touch with your close friends, so the app Safety Center recommends users “only friend or accepts friend requests from people that you know in real life.” 
  • Report Abuse Feature. Ensure your kids understand how to report abuse on Snapchat, including harassment, bullying, or other safety concerns. If someone makes them uncomfortable, they can block that Snapchatter and leave any group chat. Here’s more on reporting abuse or safety concerns. 
  • Think before you share. Snaps are designed to delete by default within 24 hours. However, remind your kids that people who send Snaps can still take a screenshot or take a picture of the Snap with another device. Therefore, on Snapchat especially, advise your kids to think before sharing. 

Instagram Safety 

Instagram offers parents and minor users a library of safety and mental health resources accessible via the app’s Community Tab at the bottom of its home page. You can increase safeguards using Instagram’s: 

  • Family Center. A parent or guardian can supervise a teen’s Instagram account, provide extra support, and help balance their time. Parents of teens can remove supervision anytime, and the tool is automatically removed when the teen turns 18. 
  • Privacy Controls. Your teen’s account can be set to private, which means their content will only be seen by approved followers. In addition, they can also block and report abusive accounts.  
  • Comment Controls. Avoid unwanted interactions by encouraging your child to use “Comment Controls.” In addition, reporting and blocking tools also allow them to manage who can comment on their posts.  
  • Direct Message Safeguards. Instagram restricts Direct Messages (DMs) between teens (under 18) and adults they don’t follow. When an adult tries to message a teen who doesn’t follow them, they receive a notification that DM’ing that teen isn’t an option. For adults and teens already connected (i.e., one account follows the other), Instagram sends safety notices encouraging teens to be cautious in conversations with adults who have exhibited potentially suspicious behavior. (Note: This feature does not protect kids from connecting with fraudulent catfish accounts created using false profile and age information). 

One of the most powerful safety features is you—a child’s mom, dad, or guardian. Your face-to-face, heart-to-heart connection will speak loudest in your child’s life. If you haven’t lately, ask your child what’s going on in their digital life, who their friends are, what they’ve created to share, and what’s new, hilarious, or trending. You may get some resistance now and then but don’t let that discourage you from pressing in and doing all the things that help keep them as safe as possible online.   

The post Setting Up Parental Controls in TikTok, Instagram & Snapchat appeared first on McAfee Blog.

Kids & Cash Apps: What Parents Need to Know

By Toni Birdsong

Fewer people carry cash these days, kids included. This growing paperless reality fast-forwards the parenting task of educating kids on financial responsibility. As of 2021, most cash apps allow kids 13 and up to open accounts (previously, the age was 18). Kids can also get a cash app debit card for retail purchases. But while cash apps are a popular and convenient tool, they come with some risks families should consider.  

Instant Transactions 

Cash apps allow kids to exchange money with friends directly from a secondary established account, much like handing another person cash. Cash apps have become a popular tool with kids and an easy way to split costs or pay someone for a purchase. Cash apps also come in handy for families and allow parents to instantly send their children money for daily expenses such as school or sports fees, meals, purchases, or entertainment. Some common cash apps include Venmo, Zelle, Cash App (Square), Pay Pal, Zelle, and Facebook Pay, among others.   

Some Risk 

Sounds awesome right? But with ease comes risk. Most money transfer app funds are not FDIC insured. That means if your child (or you) accidentally sends money to an unintended recipient, they may have a tough time recovering those funds.  

Every app comes with some degree of risk. While the leading cash apps are considered secure and can be used with little concern, there’s always the potential of a cyber crook finding a security loophole that exposes your money, banking information, and identity.  

10 Cash App Safety Tips for Families 

  1. Discuss the risks. Clicks within a cash transfer app equal real cash. Help your kids understand digital money is equal to actual dollars. Take the time to discuss current scams and how to practice extra care when using cash apps.  
  2. Use safeguards. Using security best practices is not a skill that comes naturally to most people. It’s something that must be practiced and improved constantly. Just like computers, mobile devices can be infected with viruses and malware. One way to protect mobile devices (and cash apps) is to subscribe to a mobile antivirus product, such asMcAfee Mobile Security, which includessafe browsing, scanning for maliciousapps, and locating your device if it is lost or stolen. 
  3. Layer up app security. In addition to an antivirus tool, guide your kids in how to add additional security to their cash apps. Guide them in how to follow password security protocols and how to add protection in the form of a PIN code, facial ID, or fingerprint ID. While you are at it, make sure your child locks their device in the same way. These steps offer more protection in case your child’s phone is stolen or lost, and a stranger attempts to use the cash app.  
  4. Slow down and verify. As fast as kids’ fingers move on keypads, advise your child to slow down and verify spelling and a recipient’s account address when using a cash app. Most cash app providers will not help users recover misdirected funds. One typo or clicking on the wrong Jake Williams in the recipient list can cost you or your child big bucks.  
  5. Only connect with friends.When using cashapps, advise kids to only exchange money with people they know. Scammers have been known to befriend minors only to ask for a loan or offer goods or services. Once the payment is sent, the scammer instantly deletes their accounts and is gone without a trace.  
  6. Stay on top of cash app scams. CheckBBB Scam Trackerto see how bad actors are targeting cash app users. In searching cash app scams on this site, consider reading the personal stories (click “details” of each reported scam) of the people who have been victimized. This might be a very effective way to converse with your kids about the natural consequences of online scams.  
  7. Safeguard personal data. Remind kids not to share their email, address, or other information. Also, avoid clicking pop-up ads, trendy quizzes, and random website URLs designed to plant malware on a device that steals bits and pieces of personal info that can be used for various attacks, including financial and identity theft.  
  8. Link your app with a credit card. If possible, consider linking your child’s cash app to a credit card rather than a bank account. Debit cards remove cash from an account instantly, but credit cards offer consumer protection in cases of fraudulent transactions. The one drawback is that a credit card company will charge interest on your balance.  
  9. Keep app balances low. Cyber crooks can’t steal funds that aren’t there. For that reason, it’s wise to keep balances low in your child’s cash app account.  
  10. Teach financial literacy basics. The cash app conversation is an excellent opportunity to begin or expand your family’s conversation on financial literacy. Here are several helpful resources that will help you teach your kids financial literacy at any age.     

The use of cash apps is here to stay and, no doubt, an integral part of the overall paperless fast track we’re all on. Guiding kids into this realm equipped with knowledge and confidence is a powerful way parents can help kids enjoy the responsibility of money without falling prey to digital risks.     

The post Kids & Cash Apps: What Parents Need to Know appeared first on McAfee Blog.

Wedding Planning App Users Hacked Before the Big Day

By McAfee

Say you’re getting married. You and your partner have booked the venue, made the seating arrangements, trained your dog to be the ring bearer – and everything is running smoothly. You’ve used a trusty wedding planning website to make everything a breeze. Nothing could ruin this day for you! Except, there’s an uninvited guest. They’re not crashing the wedding and making an awkward toast, but they’ve crashed into your wedding planning website account and now have access to your information.  

There are many things that could go wrong during wedding planning – some of them out of anyone’s control. Maybe the caterer canceled last minute, or the live band is stuck in traffic. Other things may be easily avoided, but you don’t necessarily see them coming. Like a hacker accessing your wedding website and making fraudulent bank transfers right before your big day. 

The Wedding Crasher 

Zola, a wedding planning site allowing couples to create websites, budgets, and gift registries, confirmed that hackers had managed to access the accounts of some of their users, The Verge reported. Once these accounts were infiltrated, hackers used the linked bank accounts or funds held inside the site to make cash transfers. The main method these cybercriminals used was purchasing gift cards through the user’s account and sending them to their email addresses to avoid being easily traced. 

These criminals did not hack the Zola website itself but hacked their users’ accounts with a method called credential stuffing. This is a strategy where hackers take email and password combinations involved in previous breaches of other websites and use them to log into other online profiles. 

You may not even know that your information had been breached previously and that cybercriminals now had your logins for a number of different accounts. Luckily, there are ways to protect yourself and your information from credential stuffing tactics to stop hackers in their tracks. 

Tell Credential Stuffing to Go Stuff It 

Just because you’ve hypothetically grown up and are ready for lifelong commitments doesn’t mean you’ve outgrown those old trusty email addresses and passwords (hello, “basketball4life23”). There’s a level of nostalgia that comes with using the email account that you made in middle school, or maybe you just haven’t gotten around to changing it. However, keeping those old email addresses and logins are doing you more harm than good. Want to make sure that hackers aren’t able to credential stuff your accounts? Here are some trusty tips to keep your information safe. 

Track down and close old accounts 

The best way to know that your old accounts aren’t coming back to haunt you is to make sure those ancient logins are dead and gone. If you don’t remember all the accounts you’ve made and no longer use, don’t sweat it! There are settings through your internet browser that will show you all the accounts and passwords you have saved. A password manager also keeps track of all your credentials, so you don’t have to wrack your brain to try and remember every account you’ve ever made. Once you’ve gone through all your old online accounts you no longer use, close them for good! Though this step will require some time and patience, it’s always better to put in the effort and know your information is safe than to risk it. 

Create strong and unique passwords 

Only having to remember one password for every account may make logging in easier, but ensuring that each of your accounts is unique and secure is worth the extra effort. Having a strong and unique password for each of your accounts helps protect them from credential stuffing and other threats. Varying your passwords across online accounts will assure you that if one of them is breached, the others will remain safe. A password manager can also help with this step, because many of them, such as True Key, can generate strong, random, and unique passwords for every account. 

Update credentials when necessary 

Keep an eye out to make sure that if a website or company you have an account with is breached, you are updating your credentials so that hackers can’t access them. If you see that there has been a hack and your information is vulnerable, immediately update your logins and passwords on that account to keep yourself safe. 

Use multifactor authentication 

Using multifactor authentication adds an extra layer of protection to your accounts. This safety measure requires more than one method of identity verification to access the account, helping to prevent criminals from gaining access to your password-protected information.   

Don’t let cybercriminals get the jump on you! Take the necessary steps to protect your accounts and your personal information. Though combing through your old accounts and deleting them or coming up with a new and unique password for every site login isn’t a glamourous activity, you’ll enjoy greater peace of mind that your accounts are safe, leaving you free to enjoy life’s best moments.  

The post Wedding Planning App Users Hacked Before the Big Day appeared first on McAfee Blog.

Why Am I Getting All These Notifications on my Phone?

By McAfee Labs

Authored by Oliver Devane and Vallabh Chole  

Notifications on Chrome and Edge, both desktop browsers, are commonplace, and malicious actors are increasingly abusing this feature. McAfee previously blogged about how to change desktop browser settings to stop malicious notifications. This blog focuses on Chrome notifications on Android mobile devices such as phones and tablets, and how McAfee Mobile Security protects users from malicious sites leveraging these notifications.  

Where do these notifications come from? 

Most users are unaware of the source of these notifications. Permission is granted when a user clicks ‘Allow’ on a prompt within Android Chrome. 

Many malicious websites use language and images like the one above that entice the user to click ‘Allow’ such as ‘Just one more step! Click “Allow” to continue. Once allow is clicked, the website is added to a site permissions list, which will enable it to send notifications.  

What do they look like? 

The notifications will look like a usual Android notification which you will be used to seeing such as you have a new WhatsApp message or email. To identify the source of the notification, we need to look for the application name which is like the one highlighted in the red box below.  

The image above shows the notification came from Chrome and it is from the website premiumbros[.]com. This is something you should pay attention to as it will be needed when you want to stop annoying notifications.  

Why are some of them malicious? 

Some notifications like the ones in this blog are malicious as they attempt to trick users into believing that their mobile device is infected with a virus and some action is required. When the users click the notification, Chrome will load a website which will present them with a fake warning like the example below: 

Clicking either Cancel or Update Now on the above website will result in the same behavior. The browser will redirect the user to a google play store app so that they can download and install it.  

The malicious websites will flood your phone with several notifications. The screenshot below shows an example of this: 

Why do malicious actors do this? 

You may ask yourself, why do malicious actors try to get me to install a google play application? The people behind these scams receive a commission when these applications are installed on devices. They rely on deceptive tactics to trick users into installing them to maximize profits. 

How can I remove notifications? 

To remove a website’s notification permission, you need to change a Chrome setting. 

1- Find out the name of the website which is sending these notifications. This can be done by looking at the notification and noting down the name of the website. If we use this blog as an example, it would be premiumbros[.]com

2- Open the Chrome browser app which can be found by performing the following search: 

3- Click the three … on the top right hand of the application 

4- Scroll down and click on settings 

5- Click on Notifications 

6- Scroll down until you find the website which you identified in step 1 

7- Pres the blue radio button so it turns grey 

8- Notifications will now be disabled for that website. If you want to block multiple websites, click the radio button for them as well.  

How does McAfee Protect me? 

McAfee customers who have McAfee Mobile Security are protected against these malicious websites as long as they enable the ‘Safe Browsing’ feature within the application.  

Upon trying to access a malicious website such as the one in the blog it will be blocked as shown in the image below: 

 

Please read this guide on enabling the Safe Browsing feature within the Mobile Security Application. 

The post Why Am I Getting All These Notifications on my Phone? appeared first on McAfee Blog.

Can Apple Macs get Viruses?

By McAfee

It’s a long-standing question. Can Apple Macs get viruses?

While Apple does go to great lengths to keep all its devices safe, this doesn’t mean your Mac is immune to all computer viruses. So what does Apple provide in terms of antivirus protection? Let’s take a look along with some signs that your Mac may be hacked and how you can protect yourself from further threats beyond viruses, like identity theft.

Signs that your Mac may be hacked

Whether hackers physically sneak it onto your device or by tricking you into installing it via a phony app, a sketchy website, or a phishing attack, viruses and malware can create problems for you in a few ways:

  • Keylogging: In the hands of a hacker, keylogging works like a stalker by snooping information as you type.
  • Trojans: Trojans are type of malware that can be disguised in your computer to extract important data, such as credit card account details or personal information.
  • Cryptominers: Similar to trojans, this software hides on a device. From there, it harnesses the device’s computing power to “mine” cryptocurrencies. While cryptomining is not illegal, “cryptojacking” a device without the owner’s consent is most certainly illegal.

Some possible signs of hacking software on your Mac include:

Performance issues

Is your device operating more slowly, are web pages and apps harder to load, or does your battery never seem to keep a charge? These are all signs that you could have malware running in the background, zapping your device’s resources.

Your computer feels like it’s running hot

Like the performance issues above, malware or mining apps running in the background can burn extra computing power (and data). Aside from sapping performance, malware and mining apps can cause your computer to run hot or even overheat.

Mystery apps or data

If you find apps you haven’t downloaded, along with messages and emails that you didn’t send, that’s a red flag. A hacker may have hijacked your computer to send messages or to spread malware to your contacts. Similarly, if you see spikes in your data usage, that could be a sign of a hack as well.

Pop-ups or changes to your screen

Malware can also be behind spammy pop-ups, changes to your home screen, or bookmarks to suspicious websites. In fact, if you see any configuration changes you didn’t personally make, this is another big clue that your computer may have been hacked.

What kind of antivirus do Macs have?

Macs contain several built-in features that help protect them from viruses:

  • XProtect and Automatic Quarantine: XProtect is Apple’s proprietary antivirus software that’s been included on all Macs since 2009. Functionally, it works the same as any other antivirus, where it scans files and apps for malware by referencing a database of known threats that Apple maintains and updates regularly. From there, suspicious files are quarantined by limiting their access to the Mac’s operating system and other key functions. However, .
  • Malware Removal Tool: To further keep Apple users protected, the Malware Removal Tool (MRT) scans Macs to spot and catch any malware that may have slipped past XProtect. Similar to XProtect, it relies on a set of constantly updated definitions that help identify potential malware. According to Apple, MRT removes malware upon receiving updated information, and it continues to check for infections on restart and login.
  • Notarization, Gatekeeper, and the App Review Process: Another way Apple keeps its users safe across MacOS and iOS devices is its Notarization Apps built to run on Apple devices go through an initial review before they can be distributed and sold outside of Apple’s App Store. When this review turns up no instances of malware, Apple issues a Notarization ticket. That ticket is recognized in another part of the MacOS, Gatekeeper, which verifies the ticket and allows the app to launch. Additionally, if a previously approved app is later to found to be malicious, Apple can revoke its Notarization and prevent it from running.

Similarly, all apps that wish to be sold on the Apple App Store must go through Apple’s App Review. While not strictly a review for malware, security matters are considered in the process. Per Apple, “We review all apps and app updates submitted to the App Store in an effort to determine whether they are reliable, perform as expected, respect user privacy, and are free of objectionable content.”

Do I need to purchase antivirus for my Mac?

There are a couple reasons why Mac users may want to consider additional protection in addition to the antivirus protection that Mac provides out of the box:

  1. Apple’s antivirus may not recognize the latest threats. A component of strong antivirus protection is a current and comprehensive database of virus definitions. As noted above, , leaving Mac owners who solely rely on XProtect and other features susceptible to attack.
  2. Apple’s built-in security measures for Macs largely focus on viruses and malware alone. While protecting yourself from viruses and malware is of utmost importance (and always will be), the reality is that antivirus is not enough. Enjoying the life online today means knowing your privacy and identity are protected as well.

In all, Macs are like any other connected device. They’re susceptible to threats and vulnerabilities as well. Looking more broadly, there’s the wider world of threats on the internet, such as phishing attacks, malicious links and downloads, prying eyes on public Wi-Fi, data breaches, identity theft, and so on. It’s for this reason Mac users may think about bolstering their defenses further with online protection software.

 Further protecting your Mac from viruses and attacks

Staying safer online follows a simple recipe:

  • Being aware of the threats that are out there.
  • Understanding where your gaps in protection are.
  • Taking steps to protecting yourself from those threats and closing any gaps as they arise.

Reading between the lines, that recipe can take a bit of work. However, comprehensive online protection can take care of it for you. In particular, McAfee Total Protection includes an exclusive Protection Score, which checks to see how safe you are online, identifies gaps, and then offers personalized guidance, and helping you know exactly how safe you are.

An important part of this score is privacy and security, which is backed by a VPN that turns on automatically when you’re on an unsecure network and personal information monitoring to help protect you from identity theft—good examples that illustrate how staying safe online requires more than just antivirus.

Consider your security options for your Mac

So, Macs can get viruses and are subject to threats just like any other computer. While Macs have strong protections built into them, they may not offer the full breadth of protection you want, particularly in terms of online identity theft and the ability to protect you from the latest malware threats. Consider the threats you want to keep clear of and then take a look at your options that’ll help keep you safe.

The post Can Apple Macs get Viruses? appeared first on McAfee Blog.

What Is SIM Swapping? 3 Ways to Protect Your Smartphone

By Vishnu Varadaraj

You consider yourself a responsible person when it comes to taking care of your physical possessions. You’ve never left your wallet in a taxi or lost an expensive ring down the drain. You never let your smartphone out of your sight, yet one day you notice it’s acting oddly.  

Did you know that your device can fall into cybercriminals’ hands without ever leaving yours? SIM swapping is a method that allows criminals to take control of your smartphone and break into your online accounts. 

Don’t worry: there are a few easy steps you can take to safeguard your smartphone from prying eyes and get back to using your devices confidently. 

What Is a SIM Card? 

First off, what exactly is a SIM card? SIM stands for subscriber identity module, and it is a memory chip that makes your phone truly yours. It stores your phone plan and phone number, as well as all your photos, texts, contacts, and apps. In most cases, you can pop your SIM card out of an old phone and into a new one to transfer your photos, apps, etc. 

What Is SIM Swapping? 

Unlike what the name suggests, SIM swapping doesn’t require a cybercriminal to get access to your physical phone and steal your SIM card. SIM swapping can happen remotely. A cybercriminal, with a few important details about your life in hand, can answer security questions correctly, impersonate you, and convince your mobile carrier to reassign your phone number to a new SIM card. At that point, the criminal can get access to your phone’s data and start changing your account passwords to lock you out of your online banking profile, email, and more. 

SIM swapping was especially relevant right after the T-Mobile data breach.1 Cybercriminals stole millions of phone numbers and the users’ associated personal details. Criminals could later use these details to SIM swap, allowing them to receive users’ text or email two-factor authentication codes and gain access to their personal accounts. 

How Can You Tell If You’ve Been SIM Swapped? 

The most glaring sign that your phone number was reassigned to a new SIM card is that your current phone no longer connects to the cell network. That means you won’t be able to make calls, send texts, or surf the internet when you’re not connected to Wi-Fi. Since most people use their smartphones every day, you’ll likely find out quickly that your phone isn’t functioning as it should.  

Additionally, when a SIM card is no longer active, the carrier will often send a notification text. If you receive one of these texts but didn’t deactivate your SIM card, use someone else’s phone or landline to contact your wireless provider. 

How to Prevent SIM Swapping 

Check out these tips to keep your device and personal information safe from SIM swapping.  

  1. Set up two-factor authentication using authentication apps. Two-factor authentication is always a great idea; however, in the case of SIM swapping, the most secure way to access authentication codes is through authentication apps, versus emailed or texted codes. It’s also a great idea to add additional security measures to authentication apps, such as protecting them with a PIN code, fingerprint, or face ID. Choose pin codes that are not associated with birthdays, anniversaries, or addresses. Opt for a random assortment of numbers.  
  2. Watch out for phishing attempts. Cybercriminals often gain fodder for their identity-thieving attempts through phishing. Phishing is a method cyber criminals use to fish for sensitive personal information that they can use to impersonate you or gain access to your financial accounts. Phishing emails, texts, and phone calls often use fear, excitement, or urgency to trick people into giving up valuable details, such as Social Insurance Numbers, birthdays, passwords, and PINs. Be wary of messages from people and organizations you don’t know. Even if the sender looks familiar, there could be typos in the sender’s name, logo, and throughout the message that are a good tipoff that you should delete the message immediately. Never click on links in suspicious messages. 
  3. Use a password manager. Your internet browser likely asks you if you’d like the sites you visit to remember your password. Always say no! While password best practices can make it difficult to remember all your unique, long, and complex passwords and passphrases, do not set up autofill as a shortcut. Instead, entrust your passwords and phrases to a secure password manager, such as True Key. A secure password manager makes it so you only have to remember one password. The rest of them are encrypted and protected by two-factor authentication. A password manager makes it very difficult for a cybercriminal to gain entry to your accounts, thus keeping them safe. 

Boost Your Smartphone Confidence 

With just a few simple steps, you can feel better about the security of your smartphone, cellphone number, and online accounts. If you’d like extra peace of mind, consider signing up for an identity theft protection service like McAfee Identity Protection Service. McAfee, on average, detects suspicious activity ten months earlier than similar monitoring services. Time is of the essence in cases of SIM swapping and other identity theft schemes. An identity protection partner can restore your confidence in your online activities. 

1T-Mobile data breach and SIM-swap scam: How to protect your identity 

The post What Is SIM Swapping? 3 Ways to Protect Your Smartphone appeared first on McAfee Blog.

7 Common Digital Behaviors that Put Your Family’s Privacy at Risk

By Toni Birdsong

It would be impossible nowadays to separate our everyday lives from technology. We travel well-worn, comfortable paths online and engage in digital activities that work for us. But could those seemingly harmless habits be putting out the welcome to cyber criminals out to steal our data? 

It’s a given that our “digital-first mindset”  comes with inherent risks. With the work and learn from home shift looking more permanent and cybercrime on the rise, it’s imperative to adopt new mindsets and put new skills in motion. The first step with any change? Admitting your family may have a few bad habits to fix. Here are just a few to consider.  

7 Risky Digital Behaviors  

1. You share toooo much online. Too Much Information, yes, TMI. Oversharing personal information online is easy access for bad actors online. Those out to do harm online have made it their life’s work to piece together your personal details so they can steal your identity—or worse. Safe Family Tips: Encourage your family not to post private information such as their full name, family member names, city, address, school name, extracurricular activities, and pet names. Also, get in the habit of a) setting social media profiles to private, b) regularly scrubbing personal information on social profiles—this includes profile info, comments, and even captions that reveal too much c) regularly editing your friends lists to people you know and trust.  

2. You’ve gotten lazy about passwords. It’s tough to keep up with everything these days. We get it. However, passwords are essential. They protect your digital life—much like locks on doors protect your physical life. Safe Family Tips: Layer up your protection. Use multi-factor authentication to safeguard user authenticity and add a layer of security to protect personal data and all family devices. Consider adding comprehensive software that includes a password manager as well as virus and malware protection. This level of protection can add both power and peace of mind to your family’s online security strategy.   

3. You casually use public Wi-Fi. It’s easy to do. If you are working away from home or on a family trip, you may need to purchase something, meet a deadline, or send sensitive documents quickly. Public Wi-Fi is easy and fast, but it’s also loaded with security gaps that cybercriminals camp out on. Safe Family Tip: If you must conduct transactions on a public Wi-Fi connection, consider McAfee Total Protection. It includes antivirus and safe browsing software, plus a secure VPN.  

4. You have too many unvetted apps. We love apps, but can we trust them? Unfortunately, when it comes to security and privacy, apps are notoriously risky and getting tougher to trust as app technology evolves. So, what can you do? Safe Family Tips: A few things you can do include a) Double-checking app permissions. Before granting access to an app, ask yourself: Does this app need what it’s asking me to share? Apps should not ask for access to your data, b) researching the app and checking its security level and if there have been breaches, c) reading user reviews, d) routinely deleting dormant and unused apps from your phone. This is important to do on your phone and your laptop, e) monitor your credit report for questionable activity that may be connected to a malicious app or any number of online scams.  

5. You’ve gotten too comfortable online. If you think that a data breach, financial theft, or catfish scam can’t happen to you or your family, it’s a sign you may be too comfortable online. Growing strong digital habits is an ongoing discipline. If you started strong but have loosened your focus, it’s easy to get back to it. Safe Family Tips: Some of the most vulnerable areas to your privacy can be your kids’ social media. They may be oversharing, downloading malicious apps, and engaging with questionable people online that could pose a risk to your family. Consider regularly monitoring your child’s online activity (without hovering or spying). Physically pick up their devices to vet new apps and check they’ve maintained all privacy settings.  

6. You lack a unified family security strategy. Consider it: If each family member owns three devices, your family has countless security gaps. Closing those gaps requires a unified plan. Safe Family Tips: a) Sit down and talk about baseline security practices every family member should follow, b) inventory your technology, including IoT devices, smartphones, game systems, tablets, and toys, c) make “keeping the bad guys out” fun for kids and a challenge for teens. Sit and change passwords together, review privacy settings, reduce friend lists. Come up with a reward system that tallies and recognizes each positive security step. 

7. You ignore updates. Those updates you’re putting off? They may be annoying, but most of them are security-related, so it’s wise to install them as they come out. Safe Family Tip: Many people make it a habit to change their passwords every time they install a new update. We couldn’t agree more.  

Technology continues to evolve and open extraordinary opportunities to families every day. However, it’s also opening equally extraordinary opportunities for bad actors banking on consumers’ casual security habits. Let’s stop them in their tracks. If you nodded to any of the above habits, you aren’t alone. Today is a new day, and putting better digital habits in motion begins right here, right now.  

The post 7 Common Digital Behaviors that Put Your Family’s Privacy at Risk appeared first on McAfee Blog.

Squid Game App or Mobile Malware in Disguise?

By Vishnu Varadaraj

It’s safe to say that many Americans are obsessed with Squid Game. According to Business Insider, the Korean drama series has driven the newest engagers to a Netflix title of any Netflix series over the last three years. And while word-of-mouth buzz has played a big part in the show’s success, TV watchers aren’t the only ones taking note. Cybercriminals are also formulating ways to profit off the show’s popularity. According to the New York Post, a malicious app based on Squid Game was recently found on the Google Play Store, infecting users’ devices with malware.  

Red Light: Joker Malware in Disguise 

The app in question, called “Squid Game Wallpaper 4K HD,” was one of the 200 Squid Game-related apps on the Google Play Store. This particular app masqueraded as a place to download cool Squid Game backgrounds for Android devices. However, once a user downloaded the app, it infected their smartphone with a strain of Joker malware. Joker malware is a type of billing fraud malware that usually disguises itself as a messenger, photo editor, camera, or in this case, wallpaper apps.  

You may wonder how an app like this even ends up on a legitimate app purchasing store. In order to bypass Google Play’s app review process, Joker malware hides its malicious payload during the review process. This means that when the app is published in the Google Play Store, there’s no sign of malware. It’s only when a user installs the app that the malware downloads the malicious payload. Once the malware successfully installs itself, it secretly signs the user up for premium subscriptions, intercepts all their SMS messages, and can upload all their contacts to the malware operators.   

Green Light: Secure Your Device From Mobile Malware 

The “Squid Game Wallpaper 4K HD” app received 5,000 downloads before it was removed from the Google Play Store. It’s likely that cybercriminals will continue to use the show’s popularity to exploit its fans and make a profit, whether that be through malicious apps disguised as a place where viewers can watch the show or fraudulent websites selling Squid Game merchandise. But fear not! There are steps you can take to help ensure that you steer clear of malware:  

1. Avoid third-party app stores 

Unlike Google Play and Apple’s App Store, which have measures in place to review and vet apps to help ensure that they are safe, third-party sites may not have that process in place. In fact, some third-party sites may intentionally host malicious apps as part of a broader scam. However, cybercriminals have found ways to work around Google and Apple’s review process (such as with “Squid Game Wallpaper 4K HD”), but the chances of downloading a safe app from these stores are far greater than anywhere else. Additionally, Google and Apple are quick to remove malicious apps once discovered. 

2. Do your research before you download  

Before you download a new app, do some quick research. Check out the developer. Have they published several other apps with many downloads and good reviews? A legit app typically has several reviews, whereas malicious apps may have only a handful of fake five-star reviews. Lastly, look for typos and grammatical errors in both the app description and screenshots. They could be a sign that a hacker slapped the app together and quickly deployed it. 

3. Keep a close eye on your accounts 

Certain types of malware strains operate stealthily behind the scenes, commandeering login credentials or banking information right under a user’s nose. Check your accounts every so often and if you notice any suspicious activity, report it and change your passwords. You can also use ID monitoring tools, which will notify you of uncharacteristic changes or actions.  

4. Use a comprehensive security solution 

Just like you secure your computers and laptops, it’s important to secure the minicomputer in your pocket—your smartphone! For the strongest protection, use comprehensive security software that shields your device from malware and risky websites, links, and files. With a few key steps, you can boost your confidence in the safety of your devices and personal information and enjoy your favorite binge-worthy shows to the fullest! 

The post Squid Game App or Mobile Malware in Disguise? appeared first on McAfee Blog.

Before You Download: Steer Clear of Malicious Android Apps

By Natalie Maxfield

You may have heard the news that more than 300,000 Android users unknowingly downloaded banking trojan apps from the Google Play Store, malicious apps which bypassed the store’s security detections to install malware. 

This news comes from a security report that found these trojans cleverly posed as apps that people commonly search for, such as QR code scanners, fitness apps, and a bevy of other popular types of utilities. In fact, these phony apps contain trojans that are designed to steal banking information, harvest keystrokes as you enter account info, and even grab screenshots of what you’re doing on your phone.  

The trick with this malware is that it only activates after it is installed, which may or may not be apparent to the user. For the malware to activate, it requires an extra step, such as an in-app update (not through the Play Store), which then downloads the payload of malware onto the phone. In many cases, the bogus apps force users to make this update once the app is downloaded.  

So, while the apps that appeared in the Play Store may not have contained malware, they deliver the payload onto the user’s phone post-purchase from other servers, which is a reason why these malicious apps have not been readily flagged.   

All of this is just one more way hackers have found to infect smartphones with malware. 

It’s no wonder that they target smartphones. They’re loaded with personal info and photos, in addition to credentials for banking and payment apps, all of which are valuable to loot or hold for ransom. Add in other powerful smartphone features like cameras, microphones, and GPS, and a compromised phone may allow a hacker to:  

  • Snoop on your current location and everyday travels.  
  • Hijack your passwords to social media, shopping, and financial accounts. 
  • Drain your wallet by racking up app store purchases or tapping into payment apps. 
  • Read your text messages or steal your photos.  

All of that adds up to one thing—a great, big “no thanks!”  

So how do these sorts of malicious apps work? By posing as legitimate apps, they can end up on your phone and gain broad, powerful permissions to files, photos, and functionality—or sneak in code that allows cybercriminals to gather personal info. As a result, that can lead to all kinds of headaches, ranging from a plague of popup ads to costly identity theft.  

Here are a few recent examples of malicious apps in the news:   

  • Fake ad-blocking programs that ironically serve up ads instead.  
  • Phony VPN apps that charge a subscription and offer no protection in return.  
  • Utility apps that hijack system privileges and permissions, which expose users to further attacks.  

Again, “no thanks!” So, let’s see about steering clear of malicious apps like these.  

Seven steps to safer mobile app downloads  

The good news is that there are ways you can spot these imposters. Major app marketplaces like Google Play and Apple’s App Store do their part to keep their virtual shelves free of malware, as reported by Google and Apple themselves. Still, cybercriminals can find ways around these efforts. (That’s what they do, after all!) So, a little extra precaution on your part will help you stay safer. These steps can help:  

1) Keep an eye on app permissions  

Another way cyber criminals weasel their way into your device is by getting permissions to access things like your location, contacts, and photos—and they’ll use sketchy apps to do it. (Consider the long-running free flashlight app scams mentioned above that requested up to more than 70 different permissions, such as the right to record audio, video, and access contacts.) So, pay close attention to what permissions the app is requesting when you’re installing it. If it’s asking for way more than you bargained for, like a simple game wanting access to your camera or microphone, it may be a scam. Delete the app and find a legitimate one that doesn’t ask for invasive permissions like that.   

Additionally, you can check to see what permissions an app may request before downloading the app. In Google Play, scroll down the app listing and find “About this app.” From there, click “App permissions,” which will provide you with an informative list. In the iOS App Store, scroll down to “App Privacy” and tap “See Details” for a similar list. If you’re curious about permissions for apps that are already on your phone, iPhone users can learn how to allow or revoke app permissions here, and Android can do the same here 

2) Be wary of apps that prompt you for an in-app update 

While some apps (like games) rely on downloadable content from within the app, look out for apps that prompt you for an immediate update directly from the app. For the most part, the app you download from the store should be the most recent version and not require an update. Likewise, update your phone through the app store, not the app itself, which can help you avoid malware-based attacks like these.  

3) Review with a critical eye 

As with so many attacks, cybercriminals rely on people clicking links or tapping “download” without a second thought. Before you download, take time to do some quick research, which may uncover a few signs that the app is malicious. Check out the developer—have they published several other apps with many downloads and good reviews? A legit app typically has quite a few reviews, whereas malicious apps may have only a handful of (phony) five-star reviews. Lastly, look for typos and poor grammar in both the app description and screenshots. They could be a sign that a hacker slapped the app together and quickly deployed it.  

4) Go with a strong recommendation  

Even better than combing through user reviews yourself is getting a recommendation from a trusted source, like a well-known publication or from app store editors. In this case, much of the vetting work has been done for you by an established reviewer. A quick online search like “best fitness apps” or “best apps for travelers” should turn up articles from legitimate sites that can suggest good options and describe them in detail before you download.  

5) Avoid third-party app stores 

Unlike Google Play and Apple’s App Store, which have measures in place to review and vet apps to help ensure that they are safe and secure, third-party sites may not have that process in place. In fact, some third-party sites may intentionally host malicious apps as part of a broader scam. Granted, cybercriminals have found ways to work around Google and Apple’s review process, yet the chances of downloading a safe app from them are far greater than anywhere else. Furthermore, both Google and Apple are quick to remove malicious apps once discovered, making their stores that much safer.  

6) Protect your smartphone with security software  

With all that we do on our phones, it’s important to get security software installed on them, just like we do on our computers and laptops. Whether you go with comprehensive security software that protects all of your devices or pick up an app in Google Play or Apple’s iOS App Store, you’ll have malware, web, and device security that’ll help you stay safe on your phone.   

7) Update your phone’s operating system  

Hand-in-hand with installing security software is keeping your phone’s operating system up to date. Updates can fix vulnerabilities that cybercriminals rely on to pull off their malware-based attacks—it’s another tried and true method of keeping yourself safe and your phone running in tip-top shape.  

Stay on guard against mobile malware  

Here are a few more things you can do:   

Lastly, you can always ask yourself, “Do I really need this app?” One way to avoid malicious mobile apps is to download fewer apps overall. If you’re unsure if that free game is on the up-and-up or if the offer for that productivity app sounds a little too good, skip it. Look for a better option or pass on the idea altogether. As said earlier, cybercriminals really rely on us clicking and downloading without thinking. Staying on guard against mobile malware will cost you a few moments of your time, which is minimal compared to the potential costs of a hacked phone. 

The post Before You Download: Steer Clear of Malicious Android Apps appeared first on McAfee Blog.

4 Viral Apps Risking Your Personal & Smartphone Security

By McAfee

Mobile phones have gone through an incredible transformation since their inception in the 1970s. Now, the sheer number of applications is dizzying, as are their privacy policies; however, smartphone apps can bring hours of fun and belly laughs, and occasionally, a viral app captures the world’s attention. Don’t let potential risks to your personal information safety ruin all smartphone apps for you. All you need to share and play safely is a few tips to help you identify which apps are OK to use and how to navigate them intelligently. 

Check out these four viral apps that may be putting your personal information at risk, plus a few tips that’ll help you enjoy smartphone apps safely. 

1. Voilà AI Artist

Voilà AI Artist is a trending app that reimagines your face as a cartoon, caricature, or model of fine Renaissance art. Users can snap a selfie with the app or allow the app to access their photo library. According to WIRED, the app says it deletes users’ photos from its database in 24 to 48 hours, though it’s difficult to confirm that they aren’t stored.  

Approach any app that could potentially use and store your likeness with caution. Deepfake technology is becoming more sophisticated and common by the day. Deepfakes are fabricated videos, images, or sound clips of every day or famous people based on real videos and images. Fake media impacts the victims whose likenesses are used because often the media is demeaning or incendiary. Voilà AI Artist hasn’t been suspected of any wrongdoing, but it’s best to be aware of how your face could be used to endorse something you don’t agree with. 

2. FaceApp 

Another face-altering app that could pose a risk to users’ privacy is FaceApp. Similar to Voilà AI Artist, it’s unclear what the app does with your likeness once you allow it to take your picture. FaceApp’s terms of use agreement outline that the selfies uploaded to the app belong to the app. From there, the app is free “to use, reproduce, modify, adapt, create derivative works from, distribute, perform, and display your User Content.” This line of fine print should make users pause. Again, users’ faces could be used in ways they wouldn’t normally agree to. 

3. Pokémon Go

While the Pokémon Go craze of 2016 has greatly subsided, the next viral app that sweeps the world could replicate the security vulnerabilities the premise presents. Pokémon Go uses augmented reality, which is the kind of technology that makes it look like a Pokémon is strolling across your living room. The app can access your camera, as well as your contacts, pictures, chats, and location. It’s a blast exploring your neighborhood looking for animated critters and seeing nearby strangers’ profiles pop up on your map; however, be wary of sharing location data and images of the inside of your home with people you don’t know in real life. 

4. TikTok 

TikTok may pose a risk to users’ data privacy. TikTok is under suspicion for using data mining tactics. Data mining is a practice where corporations harvest personal details from user-profiles and share them with advertising, marketing, and analytics companies. According to Business Insider, TikTok collects more than 50 kinds of data from users as young as 13 years old, including age, gender, location, and online habits. These facts are often used to create targeted ads that sometimes border on an invasion of privacy. 

How to Navigate Smartphone Apps Safely

Check out these tips to make sure you’re prepared to use apps safely or help you decide to skip trends entirely. 

  • Don’t give in to fads. When all your friends are posting app-generated cartoon images of themselves on social media, cheekily draw your own cartoon and post a picture of that instead. The worse of an artist you are, the better your post will be! 
  • Research before downloading. A quick search before downloading a trending app will likely bring up a few news results that may reveal egregious privacy concerns. Also, read the terms and conditions closely. The fine print often holds the answers to your privacy questions.
  • Change app permissions. Whenever you download a new app, make it a habit to first check out the privacy and data-tracking settings. Opt-out of targeted ads and tracking, and ensure your account is only visible to people you know in real life.   
  • Subscribe to mobile privacy protection. Navigate apps and mobile sites with confidence when you have McAfee Total Protection by your side. McAfee Total Protection provides safe browsing and identity and virus protection for desktops, tablets, and smartphones. 

The post 4 Viral Apps Risking Your Personal & Smartphone Security appeared first on McAfee Blog.

6 Tips for a Safer and Easier Telemedicine Visit

By Natalie Maxfield
Telemedicine appointment

We’ve all been there. It’s the middle of the night and you wake up to a sad and sniffly kiddo shuffling into your room. Yup, looks like someone has a temperature. You phone the on-call doctor to make sure it’s nothing serious and then set an alarm so you can make an appointment when the office opens. Yet this time that doctor’s visit could go a little differently. It may not take place in the office at all. You may be offered a chance to see the doctor with a telemedicine visit. 

What is telemedicine? 

Telemedicine has been in use for some time. For several years now, it’s connected patients to health care services using live video and sometimes special diagnostic tools that pass along information via the internet. Overall, it’s a way of going to the doctor without actually going to the doctor’s office. Historically, it’s done a great job of caring for people who live in remote locations and for people with ongoing conditions that need long-term monitoring.  

That all changed last year. Telemedicine visits saw a big spike during the early days of the pandemic, partly to help keep the spread of the virus in check and to protect vulnerable patients. Even though that spike has since tapered off, one study found that about 40 percent of consumers in the U.S. say they’ll use telemedicine moving forward—and our own research from earlier this year put that worldwide figure at nearly 30 percent. Telemedicine seems to be taking root.  

While telemedicine leaves many families with more healthcare options, it may leave them with a few more questions about their security as well. After all, our health data is a precious thing. In the U.S., HIPPA privacy standards protect our information and consultations with healthcare professionals. However, online visits add an entirely new dimension to that. 

Make your telemedicine visit safer with these tips 

If your health care provider recommends a telemedicine visit for you or your child, it can be both a convenient and safe experience with a little prep on your part. With a few straightforward security measures lined up (some of which you may already have in place), you can make sure that everyone’s private health information will be safe and secure during your virtual visit. 

1. Protect your devices 

A great first step for a safer telemedicine visit is to protect your devices with comprehensive security software. Like security software protecting you while you manage your finances, file your taxes online, and so forth, it will help protect you while sharing your private health information. Plus, it will give you plenty of other features that can help you manage your passwords, protect your identity, safeguard your privacy in general, and more.   

Be sure to protect your tablets and smartphones while you’re at it, even if you’re not using them for telemedicine. With all the shopping and banking we do on those devices, it’s a smart move to protect them in addition to laptops and computers.  

2. Use strong, unique passwords 

Your telemedicine visit may require setting up a new account and password, one that will add to your growing list considering all the banking, social media, and payment apps you probably use. Plus, there are the umpteen other passwords you have for your online shopping accounts, your children’s school records, your taxes, and so on. Don’t give into the temptation of re-using an old password or making a simple one. Hackers count on that, where stealing one password means stealing several—and gaining access to multiple accounts in one blow.  

When you set up your account, use a strong, unique password. This may also be a good time to get a handle on all your passwords with a password manager. Also found in comprehensive security software, a password manager can create and securely store strong and unique passwords for you, which can keep you safe and make your day a little easier too. 

3. Use a VPN 

A VPN, or virtual private network, offers a strong layer of additional protection when you’re transmitting health data or simply having a private conversation about your health with a professional. A VPN creates an encrypted tunnel to keep you and your activity anonymous. In effect, your data is scrambled and hidden to anyone outside your VPN tunnel, thus making your private information difficult to collect. 

Like many of the security steps, we’re talking about here, using a VPN offers benefits beyond telemedicine. A VPN is a must when using public Wi-Fi, like at airports and cafes, because it makes a public connection private (and safe from prying eyes). Additionally, it’s also great for use at home when taking care of sensitive business like your banking or finances. 

4. Look out for phishing attacks and scams 

If you’re searching for a telemedicine provider online, keep an eye out for sketchy links and scams. The sad thing with the increased use of telemedicine is that hackers have clued in and are looking for targets. One way you can stay safer is to use a web advisor with your browser that can identify potentially hazardous links and sites. Anti-phishing technologies in your security software can help as well by preventing email-based scams from reaching your inbox in the first place.  

5. Check in with your provider 

Even better than searching online, consider contacting your pediatrician or doctor’s office for a recommendation, as they can point out the best healthcare options for you and your concerns—and let you know if a telemedicine visit is the best course of action for you in the first place. This way, you can get comfortable with what your visit will look like, find out what special apps (if any) are used, and how your care provider will protect your privacy. Also, you can decide which device you will use and where you’ll use it so that you feel at ease during your virtual visit. 

A reputable care provider will likely put all this pre-appointment information together for you on their website or “frequently asked questions” (FAQ) page, which will include helpful links and numbers to call if you need help or have questions. For an example of what that could look like, check out the telemedicine page that Virginia Mason/Franciscan Health designed for its patients. 

6. Pick a private place 

We’ve talked plenty about digital security, yet there’s the old-fashioned issue of physical eavesdropping to think about too. When it’s time for your actual appointment, pick a place in your home where you can assure yourself some privacy. (Of course, don’t go online for your virtual appointment in a public place.) Look for a space where you can’t be overheard by neighbors and passers-by—preferably someplace like your bedroom where you can be comfortable as well. If your child has an appointment, let them know that this is like any other doctor’s visit and help them keep their voice down so they can keep their info private. 

What else should parents know about telemedicine? 

With telemedicine becoming more and more of an option for families, it’s just one of the many tools your doctor or pediatrician can use to keep you and your family well. So as always, if you have a health concern, call your doctor or pediatrician’s office for guidance. They’ll know the best path forward. 

In the meantime, there are some great resources out there that can help you make the best decision about telehealth if the time comes. One really helpful article from the American Academy of Pediatrics helps parents get up to speed on telemedicine and outlines a few cases where a telemedicine visit might be right for your child 

With the sniffles, fevers, and plenty of, “Mom, I don’t feel so good …” comments that come along with parenthood, it’s nice to know that telemedicine gives us another tool we can use to keep our families well—one that’s ultimately up to you and your doctor to choose if it’s right for your child. 

The post 6 Tips for a Safer and Easier Telemedicine Visit appeared first on McAfee Blog.

9 Tips to Help Kids Avoid Popular App Scams

By Toni Birdsong

 There’s a lot of conversation going on right now around digital apps; only it’s not about TikTok or Twitch. Instead, it’s about the spike in the number of app scams taking place every day—many of them impacting younger consumers. 

In a recent report from The Washington Post, nearly two percent of the apps downloaded from the Apple store in a single day were scams costing consumers an estimated $48 million. A similar report this week in Tech Republic estimates more than 170 Android apps, including 25 on Google Play, have attempted to scam people by offering cryptomining services for a fee but then failing to deliver. Scam reports can also be attributed to side-loaded apps, which are apps installed from unofficial sources online.  

While the scam structures vary, the most popular ones pose as legitimate brands such as Amazon or Samsung, persuading users to download apps they don’t need. Other scams use misleading tactics, manipulate ratings and reviews, and trick people into paying for something accidentally. 

Teens targeted  

Scams that target teens abound online because hackers assume younger consumers are more impulsive and casual about their online privacy. According to the Better Business Bureau, scams targeting teens include social media scams used to collect personal info for identity theft. Others include bogus auctions for luxury goods, scholarships and job offer scams, and promises of free items such as cell phones.  

Dating and Security Apps

Some of the most popular scams can be found in fraudulent dating apps, according to the report. The Federal Trade Commission stated that consumers reported a record $304 million lost to romance scams in 2020, a number that has spiked since the pandemic. While some scams look like legit dating apps, others surface in hangout apps such as Clubhouse, Google Hangouts, or seemingly harmless apps like Words with Friends. 

App scams have been discovered embedded in spying and internet security apps. Ironically, several of those have been in alleged VPN (Virtual Private Network) apps that promised privacy but instead collected sensitive user data.  

Cash and Gaming Apps 

Consumers, especially kids, can be scammed through peer-to-peer cash apps, such as Venmo or Zelle. Because cash apps require users to link to a personal bank account directly, scammers can easily sell you goods or befriend you to send money only to delete their accounts and disappear.  

Likewise, downloadable gaming apps can contain scams that offer free in-game currency. By clicking on a link and entering a username, password, gamers are promised free currency—only it never shows up in their account.   

While the debate continues over how to improve both Apple and Google Play’s app security standards, for now, anyone downloading an app is at risk to some degree.  

So how can you be sure your family’s apps are safe to use? While it’s getting harder to discern, there are some key steps you can take to reduce your risk.  

9 Tips for Avoiding an App Scams

  1. Understand the risk. Making the threat real and believing a scam can happen to you is a significant step in safeguarding your family. This includes taking the time to discuss current digital threats and leveling up mobile security wherever possible.  
  2. Do your homework. Read app reviews. If an app is sketchy in any way, users will be vocal in the app review section. In addition, do an online search of the app to see what consumers and other watchdog agencies such as the BBB say about the app. Check BBB Scam Tracker to see if others have been duped. 
  3. Safeguard personal data. Remind kids not to share their email, address, or other information. Pop-ups, trendy quizzes, and links websites can be ruses designed to steal bits and pieces of personal info that can be used as the basis of an attack. 
  4. Maximize security. When using cash apps, turn on additional security features such as multi-factor authentication, creating a PIN, or using fingerprint recognition. 
  5. Pay attention to permissions. Apps often ask for access to certain features on your device, such as the camera, phone, or your contacts. Sometimes the ask is legit; other times, it’s just a ruse to gain access to your personal information. Stop to examine the request and why the information is needed.   
  6. Subscribe to a mobile antivirus program. Just like computers, mobile devices can be infected with viruses and malware. Protect mobile devices by subscribing to a mobile antivirus product, such as McAfee Mobile Security, which includes safe browsing, scanning for malicious apps, and locating your device if it is lost or stolen.  
  7. Only connect with people you know. When using cash apps, only exchange money with people you know. Unlike an insured bank, P2P apps do not refund the money you’ve paid out accidentally or in a scam scenario and hold users 100% responsible for transfers. 
  8. Slow down and verify details of a transfer. There could be dozens of name variations to choose from in a cash app’s directory, so be sure to select the correct recipient. Also, verify with your bank that each P2P transaction registers. 
  9. Use a VPN. When using cash apps, or downloading any apps, avoid public Wi-Fi transfers. Public Wi-Fi is susceptible to hackers trying to access valuable personal information. If you must use public Wi-Fi, consider using a verified and trustedVirtual Private Network (VPN). 

No app is 100 percent safe. All have security loopholes and user behavior can make them vulnerable to a wide range of scams. However, by staying aware, using the right tools, and being wise with your clicks, your family can enjoy the fun of digital life without the fallout.  

The post 9 Tips to Help Kids Avoid Popular App Scams appeared first on McAfee Blogs.

8 Signs It May Be Time for Parental Controls

By Toni Birdsong

Equipping and guiding your digitally connected child is one of the toughest challenges you will face as a parent. As your child grows and changes, so too will their online activities. Friend groups, favorite apps, and online interests can shift from one month to the next, which is why parental controls can be a parent’s best friend.  

According to a report from Common Sense Media, teens spend an average of seven hours and 22 minutes on their phones a day. Tweens (ages 8 to 12) spend four hours and 44 minutes daily. This is time outside of schoolwork. 

That is a lot of time to stroll the streets of cyberspace for entertainment purposes, and it’s only increased since the pandemic.  

Striking a balance between screen time and healthy device use is an always-evolving challenge. On the one hand, your child’s device is an essential channel connecting them to their self-identity, peer acceptance, and emotional well-being. On the other hand, that same device is also the door that can bring issues such as cyberbullying, predators, risky behavior, and self-image struggles into your child’s life.  

Raising the Safety Bar 

Parental controls are tools that allow parents to set controls on their children’s internet use. Controls include content filters (inappropriate content), usage limits (time controls), and monitoring (tracking activity). 

Many of the technology your family already owns or sites your kids visit have basic parental controls (i.e., built-in controls for android and iPhone and social networks such as YouTube). However, another level of parental control comes in software specifically engineered to filter, limit, and track digital activity. These consumer-designed parental controls offer families a higher, more powerful form of protection.  

 If you are like many parents who land on this blog, you’ve hit a rough patch. You have concerns about your child’s online activity but aren’t sure how to begin restoring balance. Rightly, you want to find the best parental control software and put digital safeguards in place.  

8 Signs Your Family Needs Parental Controls 

Every family dynamic is different, as is every family’s approach to online monitoring. However, most parents can agree that when a negative influence begins to impact the family’s emotional and physical health, exploring new solutions can help get you back on track.  

Depending on your child’s age, you may need to consider parental controls if:  

 1. They don’t respond when you talk to them  

If your child is increasingly engrossed in their phone and it’s causing communication issues in your family, you may want to consider software that includes time limits. Connecting with your child during device-free time can improve communication.  

2. They’ve started ignoring homework and family responsibilities  

There are a lot of reasons grades can plummet, or interests can fade. However, if your child is spending more and more time online, limiting or monitoring what goes on in that time can help restore emotional balance and self-discipline to meet responsibilities.  

3. Their browser history shows access to risky content  

Innocent online searches can lead to not so innocent results or children may go looking for content simply because they’re curious. Parental controls automatically block age-inappropriate sites and filter websites, apps, and web searches.  

4. They won’t give you their device without a fight  

If the phone has become the center of your child’s world at the cost of parental respect and family rules, they may be engaged in inappropriate behavior online, connecting with the wrong friends, or struggling with tech balance. With the proper parental controls, a parent can block risky content, view daily activity, and set healthy time limits.  

5. They’re losing interest in family outings and other non-digital activities  

Poor habits form quietly over time. If your child has dramatically changed their focus in the past three to six months, consider zooming in on why. It may not be technology use, but you may consider an additional layer of protection if it is.   

6. They go into another room to respond to a text  

While everyone deserves privacy, if constantly sneaking away to communicate with a friend is your child’s new norm, you may consider making some screen time adjustments.  

7. They are exhausted  

Unbeknownst to parents, kids might be exchanging sleep for screen time. Parental controls can help you nip this unhealthy habit. Setting time limits can help kids experience deeper sleep, better moods, more focus, and more energy. 

8. They overshare online  

If you browse through your child’s social media and notice their profiles are public instead of private, or if your child tends to overshare personal information, parental controls can help you monitor future activity. 

Ideally, we’d all prefer to live in a world where we didn’t need parental controls at all. Unfortunately, that is neither a present nor future reality. So, we recalibrate, keep learning, and keep adding to our parenting skills. As always, we believe the first go-to digital safety tool is investing in consistent open and honest conversation with your child. And the second tool? Yup, reach for the parental controls. While you may hear some hemming and hawing from your kids at first, the peace of mind you gain from having parental controls in place will be worth it.  

The post 8 Signs It May Be Time for Parental Controls appeared first on McAfee Blog.

Avoid Making Costly Mistakes with Your Mobile Payment Apps

By Lily Saleh

There used to be a time when one roommate split the cost of rent with another by writing a check. Who still owns a checkbook these days? Of course, those days are nearly long gone, in large part thanks to “peer to peer” (P2P) mobile payment apps, like Venmo, Zelle, or Cash AppNow with a simple click on an app, you can transfer your friend money for brunch before you even leave the tableYet for all their convenience, P2P mobile payment apps could cost you a couple of bucks or more if you’re not on the lookout for things like fraud. The good news is that there are some straightforward ways to protect yourself. 

You likely have one of these apps on your phone alreadyIf so, you’re among the many. It’s estimated that 70% of adults in the U.S. use mobile payment apps like theseAnd chances are that you have more than just the oneOnly 25% of adults in the U.S. use just a single payment app.   

Yet with all those different apps come different policies and protections associated with them. So, if you ever get stuck with a bum charge, it may not always be so easy to get your money back. 

With that, here are seven quick tips for using your P2P mobile payment apps safely.

1. Add extra protection with your face, finger, or PIN. 

In addition to securing your account with a strong password, go into your settings and set up your app to use a PIN code, facial ID, or fingerprint ID. (And make sure you’re locking your phone the same way too.) This provides an additional layer of protection in the event your phone is stolen or lost and someone, other than you, tries to make a payment with it.  

2. Get a request or make a test before you pay in full. 

What’s worse than sending money to the wrong person? When paying a friend for the first time, have them make a payment request for you. This way, you can be sure that you’re sending money to the right person. With the freedom to create account names however one likes, a small typo can end up as a donation to a complete stranger. To top it off, that money could be gone for good! 

Another option is to make a test payment. Sending a small amount to that new account lets both of you know that the routing is right and that a full payment can be made with confidence. 

3. You can’t always issue a “hold” or “stop payment” with mobile payment apps. 

Bye, bye, bye! Unlike some other payment methods, new mobile payment apps don’t have a way to dispute a charge, cancel a payment, or otherwise use some sort of recall or retrieval feature. If anything, this reinforces the thought above—be sure that you’re absolutely making the payment to the right person. 

4. When you can, use your app with a credit card. 

Credit cards offer a couple of clear advantages over debit cards when using them in association with mobile payment apps (and online shopping for that matter too). Essentially, they can protect you better from fraud: 

  • Debit cards immediately remove cash from your account when a payment is made, whereas credit card payments appear as charges—which can be contested in the case of fraud. 
  • In the U.S., if your credit card is lost or stolen, you can report the loss and you will have no further responsibility for charges you didn’t make. Additionally, liability for each card lost or stolen is $50. Debit cards don’t enjoy these same protections. 

5. Fraudulent charge … lost or stolen card? Report it right away. 

Report any activity like this immediately to your financial institution. Timing can be of the essence in terms of limiting your liabilities and losses. For additional info, check out this article from the Federal Trade Commission (FTC) that outlines what to do if your debit or credit card is stolen and what your liabilities are.  

Also, note the following guidance from the FTC on payment apps: 

“New mobile apps and forms of payment may not provide these same protections. That means it might not always be easy to get your money back if something goes wrong. Make sure you understand the protections and assurances your payment services provider offers with their service.”  

6. Watch out for cybercrooks cashing in on mobile payment app scams. 

It’s sad but true. Crooks are setting up all kinds of scams that use mobile payment apps. A popular one involves creating fake charities or posing as legitimate ones and then asking for funds by mobile payment. To avoid getting scammed, check and see if the charity is legit. The FTC suggests researching resources like Better Business Bureau’s Wise Giving Alliance, Charity Navigator, Charity Watch or,  GuideStar. 

Overall, the FTC further recommends the following to keep yourself from getting scammed: 

  • Review the app’s fraud protection policies and understand whether and how you can recover funds if a problem arises. 
  • Be wary of any business that only accepts P2P payment apps or pre-paid debit card payments. Consider this a red flag. 
  • Never send P2P payments to, or accept payments from, someone you don’t know. 
  • Don’t use P2P payment apps for purchasing goods or services. As noted above, you may not get the consumer protections a credit or debit card can offer. 

7. Protect your phone 

With so much of your life on your phone, getting security software installed on your it can protect you and the things you keep on your phone. Whether you’re an Android owner or iOS owner, mobile security software can keep your data, shopping, and payments secure. 

The post Avoid Making Costly Mistakes with Your Mobile Payment Apps appeared first on McAfee Blogs.

Potentially Malicious Apps Your Kids May Use

By Toni Birdsong

It’s a question I get several times a year from anxious parents, either via a direct messagean email or even in line at the grocery store. It goes something like this: What’s the one thing you wish you’d done better when monitoring your kids’ technology?” 

Both of my kids are now young adults, and together, we survived a handful of digital mishaps. So, tend to have a few answers ready. I’ll go into one of those answers in this post, and here it is: I’d physically pick up their phone more often and ask questions about the apps I didn’t recognize.  

And here’s why.  

There are the apps on your child’s phone that are familiar. They are the easy ones. We know what color they are, what their graphic avatarlook like — the little ghost on the yellow background, the little bird, the camera on the bright purple and orange background. We may have gone through the app together or even use one or two of the apps ourselves. There’s Snapchat, TikTok, Twitter, YouTube, WhatsApp, Kik, and Instagram, among othersThere are the mainstay photo apps (VSCO, Facetune, PicsArt) and games (The Sims, Fortnite, Minecraft)We may not like all the apps, but we’ve likely talked about the risks and feel comfortable with how your kids use them. With general recognition, it’s easy to have a false sense of security about what apps our kids are using 

Then, there are the apps on your child’s phone you know nothing about — and there are plenty. Rather than dismiss your concern because you don’t understand the app or because you may not have the energy to start an argumentnext time, think about pausing to take a closer look. If you have concerns, address them sooner rather than later.   

Questions to consider when analyzing an app or online community: 

  • What’s the goal of this app? Why was it created? 
  • What kind of community does this app attract?  
  • What is the age requirement? 
  • Are anonymous accounts allowed? 
  • What privacy settings does it have? 
  • Can kids run up charges on this app? 
  • Does the app require location information to use it? 
  • What red flags are people talking about (google it)?   
  • What do the app reviews say? What do non-profit advocacy groups such as Common Sense Media say about this app?  

Potentially Risky Apps, Community Forums 

Here are just a few of the non-mainstream apps that kids use that may not be on your radar but may need a second look. Note: Every app has the potential to be misused. The apps mentioned here are also used every day for connection, entertainment, and harmless fun. Here are just a few this author has had experience withand others commonly documented in the media.  

Quick Tip: It’s possible a child might bury an app inside a folder or behind other apps on their home screens, making it harder to findBy going into settings in either iOS (Settings > General > iPhone Storage) or Android (Google Play Store > Apps >All), you can usually get a quick view of all the apps that exist on a phone.  

  • Privacy, Safety Gaps 

Almost every app has privacy gaps if settings and monitoring are neglected. However, apps such as Live.Me, Game Pigeon, and Zoomerang (among many others) may have loopholes when it comes to age verification, location tracking, and gaps in personal data security. These gaps can give potential predators access to kids and increases opportunities for cyberbullying.  

Safe Family Tip: Sit down with your kids, go through any unfamiliar apps, and use parental controls to monitor all family device activity.   

  • Secrecy  

If a child wants to keep activity or content secret from a parent, they will likely find a way. Some of the apps kids use to hide games, photos, or texts are encryption apps (apps that scramble content to outside sources) such as WhatsApp, Proton VPNProtonMailTelegram, and Signal. Other secrecy apps are called vault apps (apps that can be disguised, hidden, or locked), such as Calculator, Vault, HideItPro, App Locker, and Poof.  

Safe Family Tip: If you find one of these apps on your child’s phone, stay calm. Kids want privacy, which is normal. However, if the content you see is risky, remind your child that no content is 100% private, even if it’s in a vault app. In addition, commit to the ongoing dialogue that strengthens trust and together, considers setting safety expectations for devices, which may include parental controls 

  • Geotagging  

Some apps, especially dating-type apps, require users to allow geotagging to connect you with people in your area. Yubo, which is an app like Tinder, is one your kids may be using that requires location to use it. Live.Me is another geotagging app.  

Safe Family Tip: Go over the reasons location apps (and dating apps) are dangerous with your child. Sharing their location and meeting In Real Life (IRL) has become the norm to many kids. Remind them of the risks of this kind of behavior and together, put new boundaries in place.  

  • Extremist Ideas 

The web is full of sketchy, dark pockets kids can stumble into. They can hear about a community forum or app from a friend and be wowed simply because it’s different and edgyWhile there are plenty of harmless conversations taking place on these apps, spaces such as Discord, Reddit, and Twitch have reportedly housed communities’ extreme ideologies that target vulnerable kids 

Safe Family Tip: Be aware of behavior changes. Talk with your kids about the wide range of ideals and agendas promoted online, how to think critically about conversations and content, and most importantly, how to spot these communities. 

  • Anonymous Profiles  

Anonymity online is problematic for a plethora of reasons. Apps such as Yolo, Tumblr, and TellonymOmegleYikYak, Whisper, LMK, MeetMe, are just a few of those apps to look for. Many of these apps are chat apps used to eventually meet up with new friends in real life (IRL). However, when apps allow anonymous accounts, it’s almost impossible to trace inappropriate content, threats, or bullying incidents.  

Safe Family Tip: Kids get excited about making friends and having new experiences— so much so, they can ignore potential consequences. Discuss issues that may arise (catfishing, sextortion, scams, bullying) when people hide behind anonymous names and profiles. If needed, give real examples from the news where these apps have been connected to tragic outcomes.   

  • Inflammatory Content  

Several apps and online communities have been connected to violence, hate content, intolerance, and fanaticism. A few of these sites include 4Chan, 8ChanAnyChanGab, SaidIt.Net, and 8Kun, among many others 

Safe Family Tip: Note any behavior changes in your child. Talk often about digital literacy and being a responsible publisher (and consumer) of media online.   

Staying in step with your child’s latest and greatest app affinity isn’t easy, and every parent makes mistakes in how they approach the task. However, kids of all ages (no matter how tech-savvy they are) need boundaries, expectations, and consistent and honest dialogue when it comes to digital habits and staying safe online. If you don’t know where to start (or start over), one first step is to start today and commit to staying aware of the digital risks out there. In addition, make time to have regular, open conversations with your child about their favorite apps — the ones you know about and the ones you may not.  

The post Potentially Malicious Apps Your Kids May Use appeared first on McAfee Blogs.

Elevate Your Financial Security: How to Safely Bank Online

By Jean Treadwell
Online Banking

Today’s technology allows you to complete various tasks at the touch of a button wherever you go. As a result, you place trust in online services that make everyday chores more convenient without second-guessing their effects. One such service is online banking. More Canadians are doing their banking virtually with over 76% using online or mobile devices. Despite the extensive measures that banks take to strengthen their online security, no system is fail-safe. It is extremely important to practice proper security habits and be on the lookout for online fraud to ensure the safety of your financial information.  

The Risks of Online and Mobile Banking  

According to the Canadian Bankers Association (CBA), banks in Canada use sophisticated technology and layers of security to help protect customers from fraud when doing their banking online or using a mobile banking app. Although online banking is generally safe, it does provide cybercriminals with a potentially lucrative opportunity. Some scammers turn to phishing techniques to trick people into handing over their sensitive personal information. They call, text, or email you claiming to be a representative from your bank and state that they noticed some unusual activity related to your accountThe imposters then ask you to click on a link in the email or text message to verify your credentials. Unfortunately, this “verification link” is actually a phishing link, and cybercriminals can use the password or credit card details to walk right into your account. 

Once cybercriminals gain access to your password and username, they may then move on to credential stuffing. Credential stuffing occurs when an attacker inserts the username and password for one account into the login page of another online serviceThis tactic capitalizes on the fact that many people reuse the same username and password across multiple accounts. 

Hackers also use phishing to spread malware onto the devices you use to access online banking servicesThese suspicious emails and text messages disguised as notifications from your bank could contain malicious links or attachments that trick you into downloading malware on your deviceFurthermore, attackers mimic banking and money transfer institutions to collect your credentials and access your sensitive information. 

Put Your Privacy First When Online Banking  

The convenience of paying bills and depositing checks without running to the bank or post office is undeniable. Everyone is always rushing about, so if you’re now doing these things online securing your online privacy is not a responsibility to speed through.  

It’s important that you put your privacy first when using online and mobile banking platforms so you can use these convenient services without jeopardizing your financial accountsFollow these tips to enhance your online banking security:  

1. Manage your bank account responsibly 

Review your bank’s terms and conditions to understand your responsibilities as the account owner and the responsibilities of your bank. Check your accounts regularly for transactions you didn’t make and contact your financial provider as soon as you find an error. Most banks have policies that reimburse you for unauthorized purchases if someone uses your credit card without your permission.  

2. Choose a strong, unique password 

Look at the recommendations provided by your bank, for example, CIBC recommends using longer passwords for your bank account that include a combination of uppercase, lowercase, numbers, and special characters. Additionally, do not reuse this password across your other accounts. If a hacker guesses your password for one of your online accounts, it’s likely that they will check for repeat credentials across multiple sites. By using different passwords or passphrases, you can feel secure knowing that the majority of your data is secure if one of your accounts becomes vulnerable. If you’re worried about forgetting your passwords, subscribe to a password management tool that will remember them for you.   

3. Use multi-factor authentication  

Always opt-in for two- or multi-factor authentication if your financial institution offers it. This is a method of signing in that requires not only a username and password but also a one-time code that is sent by text or email. This extra layer of verification makes it much harder for a criminal to access your sensitive accounts.  

4. Vet third-party apps and platforms 

From splitting the check when eating out with friends to dividing the cost of bills, third-party mobile payment apps are an incredibly easy way to share money. Before downloading these appsdo your research. Ensure that the company behind the app or the app itself hasn’t undergone any major security incidents and that they have a history of patching bugs immediately. If you decide to download a mobile payment app, set your account to private and limit the amount of data you share. Additionally, look for the lock icon in your web browser when logging in to online banking platforms. A closed lock or padlock indicates that the website you’re on is secure. 

5. Learn how to recognize phishing 

Phishing scammers often undo their own plans by making simple mistakes that are easy to spot once you know how to recognize them. These mistakes include spelling or grammar errors throughout the email or text message, using a company’s logo with the incorrect aspect ratio or low resolution, and using a URL with typos. For example, phishers may swap an “o” with a zero, or end the address with “.con” instead of “.com.”  If you receive a message with any of these characteristics, do not click on any of the links and delete it immediately.  

6. Connect to a VPN 

Never conduct your banking business on a public or unsecured wi-fi network. Connect to avirtual private network (VPN), which allows you to send and receive data while encrypting your information. When your data traffic is scrambled, it’s shielded from prying eyes, which protects your network and the devices connected to it. 

Invest in Your Digital Security  

While online banking adds a wealth of convenience to your lives, it’s important that you remain invested in your security first and foremost. Cybercriminals often take advantage of your reliance on digital platforms to disguise themselves as bank representatives and trick you into handing over your personal data. To remain secure while online banking, practice good cybersecurity hygiene by using strong, unique passwords, multi-factor authentication, and stay vigilant while looking for signs of phishing. These tips will help elevate your financial security so you can virtually bank with peace of mind.  

Stay Updated 

To stay updated on all things McAfee and on top of the latest consumer and mobile security threats, follow @McAfee_Home on Twitter, subscribe to our newsletter, listen to our podcast Hackable?, and ‘Like’ us on Facebook.

The post Elevate Your Financial Security: How to Safely Bank Online appeared first on McAfee Blogs.

More Apps for Younger Users Emerging. Here’s What Parents Need to Know.

By Toni Birdsong

More and more social platforms are coming up with safer ways for younger kids to access their apps. The most recent announcement comes from Facebook who is reportedly creating a version of Instagram for kids 13 and under.

It’s a family safety win to see so many companies (YouTube, TikTok, and Facebook have parental control channels) making changes. That’s because currently, kids under 13 have no problem getting around an app’s age restrictions, a decision that can expose them to risks such as cyberbullying, stranger connections, and inappropriate content.

With apps making an overall shift toward safer experiences, areas of concern for families still exist especially since kids are increasingly connecting with social media companies before they enter middle school. Here are just a few things to consider as your child moves into the world of social networking, regardless of his or her age.

Family Talking Points

  1. The emotional side of social. Not all social networks work the same. Instagram is photo-based, which means a child’s experience may impact self-esteem and mental health more so than a network that is solely text-based. Consider talking to your child about the risks often associated with Instagram such as body image, cyberbullying, mental health issues. Regardless of age, it’s important to keep close tabs on a child’s mental health if they spend time online.
  1. Talk about the risks. The years before kids begin using the trendier social networks, is a critical window to have honest, age-appropriate conversations. Consider discussing what kinds of things to look out for online, including bullying, predatory behavior, and inappropriate content.
  1. Explain monetization. While social networks are a way of life for teens today, there’s so much more going on behind the scenes. Consider discussing the concept of monetization with your kids so they are aware of the businesses churning behind social networks. Cultivating the next generation of untapped users is a huge piece of a tech company’s strategy. Creating safer avenues for younger kids is a win for parents. However, introducing kids to a platform as early as possible is a big win for tech companies as well.
  1. Discuss personal privacy. One of the biggest risks to kids online — and often the one kids care about the least — is privacy and how social networks collect and use kids’ data. It’s never too early to start talking about privacy and ways to reign in your family’s digital footprint.
  1. Start building digital skills. The tween years are critical to preparing your child to eventually spend more time on social platforms for kids over 13. In addition to privacy, consider other important topics such as digital literacy, cyberbullying, online scams, why parental controls matter, and other important digital skills.

The window between 9-12 is an important one when it comes to teaching kids digital skills and influencing their digital behavior. It’s never too early to begin these conversations. Remember, kids need aware, digitally savvy parents more than ever to prepare them for the challenges ahead.

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How to Remain Secure While Using Running Apps

By Vishnu Varadaraj
Running App

When gyms were forced to close last year, you likely looked for other ways to get some exercise and stay active during quarantine. From investing in a few pairs of dumbbells or perhaps downloading an app or two to help you track your workouts, you found alternatives to help you break a sweat. As an accessible, easy way to release endorphins, running quickly grew in popularity along with the platforms that help runners stay accountable. According to Runner’s World, there was a 34% uptick in outdoor miles logged by common fitness apps between March and September 2020 compared to the same stretch in 2019. But are these tools potentially endangering your privacy?  

According to TechCrunchrunning apps could potentially threaten your security if the data they collect ends up in the wrong hands. Let’s explore the functionalities of these apps and how they could pose a threat to your online safety.  

 

Running Apps Do Not Have  a Secure Track Record 

Running apps are solid companions for advanced and amateur runners alike, allowing you to track the length of your run and set a pace for yourself. These apps learn a lot about you the more you use them by gathering health data like your height and weight and even your location. But similar to the threats that exist when you overshare on other online platforms, this data could pose a serious threat to your privacy. For example, location data could identify where you live or where you work – information that you definitely wouldn’t want in the hands of a strangerIf a cybercriminal is able to hack into your account, they could exploit this information to commit identity theft or craft a phishing email disguised as your employer.  

Additionally, many of these apps lack basic security measures to prevent hackers from breaking into accounts or from health and fitness data from spilling out. For examplemany popular running apps allow the most basic passwords like “qwerty” and “password.” Oftentimes, hackers automate their attacks by targeting accounts with easy-to-crack passwords like the ones mentioned. This allows them to exploit the most accounts with as little effort as possible. Furthermore, these apps do not have the option to set up two-factor authentication, which creates an additional barrier to prevent hackers from exploiting reused passwords 

 

How Can You Hit Your Security Stride?  

No matter where you are in your fitness journey, it is essential to take the necessary precautions to minimize the risks of the platforms you use to hold yourself accountable – running apps included. If you are looking to hit your stride while keeping security and privacy top of mind, follow these tips:  

1. Use a strong, unique password  

Your password is your first line of defenseso it is important that you use one that is strong and unique to your other account credentials. If a hacker does manage to guess your password for one of your online accounts, it is likely they will check for repeat credentials across multiple sites. By using different passwords or passphrases, you can feel slightly more at ease knowing that the majority of your data is secure if one of your accounts becomes vulnerable.  

You can also use a password managerto help you create strong passwords, remove the hassle of remembering numerous passwords, and log  on to websites automatically. 

2. Update your app’s privacy settings  

Some running apps are configured to publicly share user data by default. After you download an app, spend some time researching how to change these settings so your data is not shared with strangers without your permission. 

3. Turn on automatic software updates 

If your running app of choice does undergo any security updates, make sure that they are installed as soon as possible. Developers actively work to identify and address security issues. Frequently update your operating systems and apps so that they have the latest fixes and security protections. The easiest way to do this is to enable automatic software updates on your mobile device. 

4. Disable unnecessary features  

Next time you go for a run with your location services on, think again about what risks this poses to your virtual security and your physical safety. Enhance your security by only enabling the features that are necessary to optimize your fitness performance. This will help prevent hackers from using your location as a vehicle to invade your privacy.  

 

Reduce the Risk of Running Apps to Stay Secure 

Since the data collected on running apps involves sensitive health and location information, it is worth reviewing the privacy policies for all of the fitness platforms you regularly use to see how your data might be affected. To ensure that you can keep moving toward your fitness goals while protecting your online safety, stay educated on the tools you use to track your progress and implement the necessary security measure to do so with security in mind.  

 

Stay Updated 

To stay updated on all things McAfee and on top of the latest consumer and mobile security threats, follow @McAfee_Home on Twitter, subscribe to our email, listen to our podcast Hackable?, and ‘Like’ us on Facebook.  

The post How to Remain Secure While Using Running Apps appeared first on McAfee Blogs.

Is the Clubhouse App a Safe Place for Kids to Hangout?

By Toni Birdsong
internet safety for kids

Is the Clubhouse App a Safe Place for Kids to Hangout?

Most of us have fond summer memories of hanging out with friends in a secret clubhouse. However, this isn’t that. While the word clubhouse stirs up instant feelings of belonging to a group of friends, the digital Clubhouse app, we’re referencing is a meeting hub for users over 18. Currently, still in its beta phase, Clubhouse is by invitation only. This exclusivity is also what makes it somewhat irresistible for tweens and teens looking for a new place to meet with friends.

How it works

Clubhouse is an all-audio social network; kind of like a podcast meets a group phone call. Guests may drop in and even speak if they raise their hand are unmuted by the speaker. Speakers create “rooms” each with different topics and invite people to join in on that discussion.

The app found its wings as a fun place to connect during the pandemic. Mom groups, business roundtables, staff meetings, political groups, think tanks, and hobbyists flocked to connect on the app and still do. The topics are plentiful and there’s always a conversation happening that you can access with a click.

Clubhouse App

Age restrictions

Currently there aren’t any parental controls or privacy settings on Clubhouse. While the app states that there’s a minimum age requirement of 18, there isn’t an actual age-verification system. As with so many other apps, anyone under 18 can simply get an invite, fake their age, and either drop in on any of the conversations going on or start their own room.

Potential Risks

Mature content. Topics on Clubhouse cover a wide range of topics both mainstream and fringe. So, if an underage user fills out their profile information and interests, they will automatically get invitations to several daily discussions, which may or may not be age appropriate. They can also explore and join any kind of group.

Bullying. Clubhouse discussions are uncensored. Therefore, it’s possible that a heated discussion, biased comments, or bullying can take place.

Misinformation. If you walked through a crowded mall, you might overhear a dozen different accounts about a news event, a person, or a topic. The same holds true for Clubhouse where commentary is the currency. Therefore, misinformation is likely (as is common with any other app).

Accounts can’t be locked. Another privacy gap on Clubhouse is that accounts can’t be set to private and rooms/conversations will remain open by default unless the host makes it private, which means anyone can drop in.

The celebrity hook. Clubhouse has attracted celebrities and social media influencers to its halls who host discussions. This is a big draw for kids who want to hear real-life conversations and just get a bit closer to their favorite celebrity. Again, content can be unpredictable in these rooms and potentially risky for underage users.

Talk about the app

Why age restrictions matter. More and more, kids who ignore age restrictions on apps are wandering into trouble. Consider talking to your child about why age restrictions exist, the consequences if they are ignored, and some alternative apps that might be safer.

Why privacy matters. While Clubhouse has grown prolifically in a short time, which has caused some concern over data privacy. According to reports, Clubhouse asks users to share their contacts and has been accused of being “overly aggressive with its connection recommendations.” Also, it’s unclear how the app collects and leverages user data. As outlined by McAfee’s Advanced Threat Research Team last month, the security of user information and communication within Clubhouse has vulnerabilities that could be exploited. For these reasons, consider discussing the data “exchange” we often make when we jump on an exciting new app, why data matters, and why it’s important to understand what’s being collected and to use any and all privacy settings. According to its privacy policy, Clubhouse also “temporarily record the audio in a room when it is live.”

Why content matters. With so many images and ideas coming across our screens every day, holding fast to our content standards can be a challenge for families. Talk to kids about why age-appropriate conversations, topics, and friend groups matter online and what happens when you try to speed up that process. Discuss how content filters and parental controls work and consider them for your family.

The good news about Clubhouse (when it comes to young users) is that along with its rapid growth, the creators are reportedly responding to consumer safety demands and daily increasing in-app safety features for reporting harassment and abuse.

To stay updated on all things McAfee and on top of the latest consumer and mobile security threats, follow @McAfee_Home  on Twitter, subscribe to our email, listen to our podcast Hackable?, and ‘Like’ us on Facebook.

 

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Zooming with the Grandkids: Five Easy Video Chat Apps for the Holidays

By Judith Bitterli
Holiday Video Chat

Zooming with the Grandkids, Nieces, and Nephews: Five Free and Easy Video Chat Apps for the Holidays

All the kids are doing it, and so can you.

If you haven’t hopped onto a video chat with the family yet, the holidays are a great time to give it a whirl. While there are plenty of apps and services out there for video chatting, I put together a quick list of the more no-nonsense options.

Broadly speaking, I selected video chatting apps that are free, relatively straightforward, and possibly something you already have on your smartphone, tablet, or computer. From there, I also offer up some advice that can keep you and your family safe while you chat. Let’s take a look …

Video chatting with your smartphone or tablet

One of the easiest ways to hop onto a video chat is with your smartphone or tablet. They can save you a bit of configuring and fiddling around with settings because these devices have cameras, microphones, and video chat apps already built in. In that way, they’re optimized for video chat, so using one of them is practically “point and shoot.”

Depending on what smartphone or tablet you have, you have a couple of leading options:

FaceTime – iOS and Mac OS devices

Pre-installed on iPhones and iPads, FaceTime can connect up to 32 people on iOS and Mac OS devices at one time. That way, if you want to chat with a few family members at once, you can have plenty of people join in. Note that only iOS and Mac OS devices can use FaceTime, so the person you want to chat with will need FaceTime on a iOS or Mac OS device as well. Connections are quite simple. In fact, as simple as making a phone call. You can start a FaceTime call with a tap of family members in your contact list. Your device does the rest.

Google Duo – Android devices and multiple platforms

Google Duo is a voice chat app much akin to FaceTime that’s found on plenty of Android phones and tablets. However, it differs from FaceTime because it’s available for multiple platforms. For example, there’s a Google Duo app for iPhones, so if your grandkids have iPhones, they can install the Google Duo on their iPhones and have a chat with you on your Android phone.

Also, you can use Google Duo on a web browser without an app by clicking here. That’s a great option if you have a camera-ready laptop or computer—which we’ll talk about more next.) Google Duo also features “Family Mode” where you can put on masks and make doodles on the screen if you’re signed in with a Google account.

Free video chat from your computer

If you don’t have a smartphone or tablet, there are still plenty of options that are free and relatively easy as well.

For starters, you’ll need a laptop or computer with a microphone and camera, which is more or less standard in laptops today. If your laptop or computer doesn’t have that combo already, not to worry. There are plenty of moderately priced web cameras that include a microphone. I suggest getting one with a physical lens cap. That way it always protects your privacy. Likewise, you can always disconnect yours when it’s not in use.

With that, here are a few options for video chatting on your computer:

Zoom

Originally aimed at a business audience, families and schools quickly latched on to Zoom for its ease of use at the start of the pandemic. Zoom offers unlimited time and unlimited calls for one-to-one meetings yet has a 40-minute limit once there are more than two devices connected. While there’s an app available, I recommend that you set up a free account and run it through a browser window. That way, you don’t have to deal with an install and you’ll always have the latest security protocols in play.

Skype

Skype from Microsoft has been around for a long time, getting its start back in the early 2000’s as a voice and text chatting app. Today, it comes standard on Windows PCs and supports apps for all kinds of tablets and smartphones too. Up to 50 people can join, which is of course plenty. If you want to create a video chat without an account, you can simply visit this page and start an instant video chat with a click. That’ll give you a link that you can copy and share with your family. And when they click on that link, you’ll all be connected.

Google Meet

Free to anyone with a free Google Gmail account, you can use Google Meet just by clicking its icon from your Google apps menu or by visiting https://meet.google.com/. Originally designed for businesses, governments, and schools, this premium product is now available to all. Some nice features include the ability to schedule a meeting with your family using Google Calendar and additional security features that help make sure your call is private. Like Zoom and Skype, it can run in the window of your browser, so there’s no app to download and install.

Setting up your computer for a video call

As I mentioned above, there’s practically setup when it comes to running a video call on your smartphone or tablet, as they’re already configured for video. Computers, however, may take a little more effort.

The first thing is to make sure that your microphone, speakers, and camera are all set up and ready to go. If you have a Windows computer, you can check out this quick article to get your audio set up and this article for setting up your camera. For Macs, check out this article for audio and this article for video.

From there, you can log into your video chat app or service of choice and give your audio and video a test just to make sure everything is a go. You can do this before you make a call by starting the app as you normally would and then clicking on the menu item for “Settings.” Each app handles it a little differently, yet the interface should show you if it detects your camera, microphone, and speakers. Once you’re set up, you likely won’t have to go back in and do it again.

Lights, camera, chat!

Now, it’s time to think like a movie director. As you might think, the camera angle and lighting in your room make all the difference on a video chat.

In a way, the camera is the way you’ll make eye contact with your family. Set the camera or hold your device so that it’s at eye level with you. That way, it’ll appear like you’re making eye contact with them. Few things feel stranger on a video chat than a camera angle that appears to have you looking down at them (and with them looking up your nose in return).

As for lighting, avoid sitting with a light source behind you. The camera will adjust itself to the light source instead of you, putting your face in the dark. Instead, look to have a light source that’s in front and a bit off to the side from you. That’ll light your face without washing out your face in harsh light. Likewise, if you’re sitting in front of a computer monitor while you’re chatting, see if you can lower the brightness on the monitor. That’ll keep your video looking great as well.

Keeping safe on your calls

Once you’re all set up, here are a few things that will help keep your calls private and secure.

Set a password

If you’re initiating the chat, be sure to create a password that that uninvited parties can’t join the call. Also, don’t be shy about asking your family members to use a password on the calls they initiate. It’s pretty much a standard practice nowadays.

Double-check any video chat invitation links

Many services, like Zoom, allow people to join a video chat by clicking a link. As with any link that’s sent to you, be sure that it’s legitimate. Confirm the link with the family member who sent it, particularly if you weren’t expecting one.

Use security software

Likewise, make sure that you’re using comprehensive security software that protects you from scam emails and links, plus block links that could send you to sketchy websites. That way, if you do get sent a bogus invite link from a scammer, you’ll be protected.

Join using your browser when you can

When you click a link to join a video call from your computer, it will open a new browser tab that will prompt you to join the call. Often, there will be an option to “join using the app,” which your browser will automatically download if you click that option. However, the easiest way to join is by clicking the option to “join using my browser.” In addition to being a no-fuss option, it also means one less app on your device to keep current.

Keep your apps up to date

Aside from giving you the latest features and functionality, updates also often include essential security improvements. Set your computer to update itself automatically and consider using security software that will scan for vulnerabilities and install updates automatically as needed.

Chat it up!

With the holidays upon us and the and New Year on the horizon, now’s a great time to give video chatting a try. As with any new app you try, do a little research of your own before you download it. Check out the news reviews to see if it’s right for you or if there have been any security concerns.

I hope this overview gives you a great start and that it becomes just one more of the many ways you keep in touch, whether during the holidays or year ’round.

Stay Updated 

To stay updated on all things McAfee and for more resources on staying secure from home, follow @McAfee_Home on Twitter, listen to our podcast Hackable?, and ‘Like’ us on Facebook.

 

 

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5 Fun Ways to Keep Family Connections Strong (and Secure) This Holiday 

By Toni Birdsong
Digital holiday dinner

5 Fun Ways to Keep Family Connections Strong (and Secure) This Holiday

The reality is beginning to hit: The holiday season will look and feel different this year. Traditional family gatherings, complete with mile-long dinner tables and flag football games, are now considered COVID “super spreader” events, putting a dent in plans for large gatherings.

Still, there’s a bright side. We may be dealing with a pandemic, but we also happen to live in time of amazing technology and ingenuity. That means when the face-to-face connection isn’t possible, we can connect with a click or two.

Physical and Digital Safety

According to the Center for Disease Control, it’s important to keep basic safety protocols such as mask-wearing, disinfecting, and social distancing in place. In addition, they recommend limiting the number of guests, celebrating outdoors if possible, and limiting the number of people in food prep areas. One of the most important things you can do, says the CDC, is to “have conversations with guests ahead of time to set expectations for celebrating together.”

A part of those conversations can also include ways to digitally connect with elderly or at risk loved ones who can’t gather and how to do it safely and securely. Here are a few ideas to get you rolling.

5 Creative (and Safe) Ways to Stay Connected

One big tip in organizing a successful, digitally connected holiday is to prep your technology logistics before your gathering. Ensure everyone invited to the call has downloaded the right app, adjusted privacy settings, and understands app and safety basics. For family members who may be uncomfortable connecting digitally, consider calling a few days ahead of time, previewing the app, and answering any questions. Prepping your tech will maximize your time together and ensure everyone feels confident.

1. Cook together. Use video apps such as FaceTime or Zoom to share recipes and even have grandma teach the kids to cook her famous corn casserole. Since everyone is together, you may even want to crowdsource favorite family recipes in a google doc and make a family cookbook.
Safe Family Tip: Your FaceTime app is always ideal because it’s encrypted and still private. When using video apps such as Zoom, make sure your account and meeting settings are personal.

2. Share a virtual mealtime. You might be surprised at how much fun sharing a mealtime virtually can be (we’ve tried it!) It’s easy: Set up your phone or computer on a stationary tripod or shelf that frames your dinner table. Agree on a time with family members. Dial them up on your phone or in your app. Toast the holiday in real-time.

Safe Family Tip: Be aware that with the increase in people going online to connect with family, shop, and work, hackers are also working overtime to get into Zoom (and other apps) conversations and figure out ways to plant malware. With increased digital activity, think about a comprehensive security solution, which can help protect devices against malware, phishing attacks, and other threats.

3. Enjoy movie time together. Using apps like Hulu Watch Party, Watch2gether, Amazon Watch, Netflix Party, and Houseparty makes it easy to watch a movie together from multiple locations. For kids, there’s Disney Plus Party for kid-friendly group viewing. Some of the apps require screen sharing, others separate logins, while others are simply one account holder sharing a link. The Verge offers this step-by-step on how to for several of these apps.

Safe Family Tip: Make sure the movie site or app you are using is legal and safe. Cybercriminals are hot on the trail of movie fans and have created movie apps designed to download malware onto computers. Avoid clicking on pop-up ads or random links while looking for movies or apps. Add an extra layer of protection using a Virtual Private Network (VPN) to encrypt your online activity, keep your identity secure, and secure downloads.

4. Multiplayer Game Apps. Don’t worry. Family game night lives on! Even if you are separated by miles, you can play virtual family games like Charades, Uno, Pictionary, Trivia, and many video games.

Safe Family Tip: Be sure the app you are downloading is legitimate. Read reviews and make sure there aren’t any virus or malware issues before downloading. Once downloaded, maximize your safety settings on the app, use strong passwords, and only connect with known players.

5. Virtual Karaoke. Gather on apps like Smule to enjoy some family karaoke together.

Safe Family Tip: Any group app can be a danger zone for cyberbullying or connection from strangers. Be sure that family members are aware of the dangers of allowing younger users to keep these apps on their phones following the holidays. Parental Control Software is an easy way to make sure your kids engage with safe content online.

Thanks to technology, it’s possible to shrink just about any distance. Will it take effort? Sure. Some learning? Yup. But hopefully, even though your home may feel a little more empty this year, your heart will be full.

The post 5 Fun Ways to Keep Family Connections Strong (and Secure) This Holiday  appeared first on McAfee Blogs.

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