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While we’re enjoying the fruits of digital life—our eBooks, movies, email accounts, social media profiles, eBay stores, photos, online games, and more—there will come a time we should ask ourselves, What happens to all of this good stuff when I die?
Like anything else we own, those things can be passed along through our estates too.
With the explosion of digital media, commerce, and even digital currency too, there’s a very good chance you have thousands of dollars of digital assets in your possession. For example, we can look at research we conducted in 2011 which found that people placed an average value of $37,438 on the digital assets they owned at the time. Now, with the growth of streaming services, digital currency, cloud storage, and more in the past ten years, that figure feels conservative.
Enter the notion of a digital legacy, the way you can catalog and prepare your digital assets for passing through your estate.
Like so many aspects of digital life nowadays, estate planning law has started to catch up to the realities that attorneys, executors, and heirs face when dealing with an estate and its digital assets. In the U.S., new laws are rolling out that address how digital assets are treated when the owner passes away. For example, they give fiduciaries (like an estate executor, trustee, or an agent under a power of attorney) the right to manage a person’s digital assets if they already have the right to manage a person’s tangible assets. Such laws continue to evolve, and they can vary from state to state here in the U.S.
With that in mind, nothing offered in this article is legal advice, nor should it be construed as such. For legal advice, you can and should turn to your estate attorney for counsel on the best approach for you and the laws in your area. However, consider this article as a sort of checklist that can help you with your estate planning.
My hope is that this article will open your eyes to the digital value you have to pass along, both real and sentimental, and help you prepare your estate accordingly for the ones you care about.
The best answer you can get to this question will come from your legal counsel. However, for purposes of discussion, a digital asset is any text or media in digital form that has value and offers the bearer with the right to use it.
To frame it up in everyday terms, let’s look at some real-world examples of digital assets that quickly come to mind. They include but are not limited to:
However, digital assets can readily expand to further include:
And as far as your estate is concerned, you can also consider:
That’s quite the list, and it’s not entirely comprehensive, either.
The process of lining up your digital assets begins just like any other aspect of estate planning, by listing all the digital assets and accounts you own. From there, you can see what you have and what you’d like to distribute—and what you can distribute. In fact, when it comes to digital, there are some things you simply can’t pass along. Let’s take a closer look.
Generally speaking, digital assets that you own can be passed along. “Own” is the operative word here. Many digital things we have are in fact licensed to us, which are not transferrable. More on that next, yet examples of things you can likely transfer include:
Check with your legal counsel to ensure you’re following the letter of the law in your region, and also look into any licensing agreements you may have for items like internet domain names and airline miles that you may hold to determine if they are in fact transferrable.
This is an important topic. As mentioned above, some accounts you hold are simply licensed to you and you alone. Thus, they will not transfer. Two of the biggest examples are social media and email accounts. This can have serious repercussions if you do not leave specific instructions as to how those accounts should be handled after your passing.
For example, do you want your social media profiles to remain online as a memorial or do you want them simply to shut down? Note that different social media platforms have different policies for handling the accounts of users who have passed away. For example, Facebook allows for creating memorialized accounts that allow friends and families to continue sharing memories. Policies vary, so check with your social media platforms of choice for specifics.
Likewise, will your executor need access to your email account to handle affairs of the estate? And what about access to online accounts for paying bills and then ultimately closing those accounts? In all, these are points of discussion to have with an experienced estate attorney who knows the law in your region.
Other things to be aware of are that subscriptions to streaming accounts are likely non-transferrable as well. Often, eBooks and digital publications you own are only licensed to you as the sole owner and can’t be transferred. Again, check the agreements associated with items like these and have a talk with your attorney about them to determine what can and can’t be done with them.
Another aspect of your digital legacy is your voice. If you’re a blogger or a participant in an online community, you may wish for a fiduciary or family member to leave a farewell post. Additionally, in the case of a blog, you may want to set up some means for your work to stay online or get archived in some manner. Again, you can work with your attorney to leave specific instructions as to what should be said and then what should be done with the blog or site in question.
I have a real-life example of why this is so vital. A friend of mine lost the photos of her and her husband because they were kept in an online storage account to which she had no access. And sadly, the company would not grant her access after his passing. This is often the case with many online accounts and services. Legally speaking, while the deceased may have owned the storage account and the media kept within it, the cloud storage company owns the servers on which that media is stored. The potential difficulty here is that the online service provider may view giving your personal representatives access to your account as a breach of their privacy policy or user agreements.
One way you can avoid heartbreak like this is to discuss giving your executor access to your accounts. This can be provided through a list of accounts, usernames, and passwords that are kept in a sealed letter along with your will, along with instructions that outline your wishes. This is important: a will is public record after you pass away. You won’t want info like usernames and passwords getting out there. Again, you can discuss an option such as this with your attorney.
One thing you can do today that can protect your digital assets for the long haul is to use comprehensive security protection. Far more than just antivirus, comprehensive security can store precious and important files securely with encryption, arm all your online accounts with strong passwords, and protect your identity as well. Features like these will help you see to it that your digital legacy is secure.
When I’ve brought up the idea of a digital legacy with friends, a light goes on in their head. “Of course, that makes a lot of sense.” It’s easy to take our digital possessions somewhat for granted, perhaps in a way that we simply don’t with our physical possessions. Yet as you can see, there’s a good chance that you indeed have a digital legacy to pass along. By getting organized now, you can see to it that your wishes are followed, and I hope this checklist helps you get started.
The post Digital Estate Planning – What to Do With Your Digital Assets appeared first on McAfee Blog.
Throw open the windows and let in some fresh air. It’s time for spring cleaning.
And that goes for your digital stuff too.
Whether it’s indeed spring where you are or not, you can give your devices, apps, and online accounts a good decluttering. Now’s the time. Cleaning them up can protect your privacy and your identity, because when there’s less lying about, there’s less for hackers to scoop up and exploit.
The reality is that we accumulate plenty of digital clutter that needs cleaning up from time to time. Think about it:
Together, these things take up space on your devices and, in some cases, can open you up to security hazards. Let’s take a look at how you can clean up in a few steps.
1. Review your accounts and delete the ones you don’t use. Look through your bookmarks, your password manager, or the other places where you store your passwords and usernames. Review the sites and services associated with them critically. If you haven’t used an account in some time, log in one last time, remove all personal info, and deactivate it.
Doing so can keep your email address, usernames, and passwords out of unnecessary circulation. Major breaches like this one happen with unfortunate regularity, and the sad thing is that you may not even be aware that a site you’ve used has been hit. Meanwhile, your name, password, and info associated with that account (such as your credit card) are in the hands of hackers. Limit your exposure. Close those old accounts.
2. Get organized, and safer too, with a password manager. While creating strong, unique passwords for each of our accounts is a must nowadays, it can be quite the feat, given all of the accounts in our lives. Here’s where a password manager comes in. It can create those strong, unique passwords for you. Not only that, but it also stores your passwords on secure servers, away from hackers and thieves.
Along those lines, never store your passwords on your computer or device, like a text document or spreadsheet. Should your device ever get compromised, lost, or stolen, having passwords stored on them are like handing over the keys to your digital life.
3. Clean your PC to improve your performance (and your security). Let’s face it, so many of us are so busy with the day-to-day that cleaning up our computers and laptops is way down the list. However, doing so once a month can keep our devices running stronger for longer and even give you that “new computer feeling,” particularly if you haven’t cleaned it up for some time. Check out or guide for improving PC performance. It’ll walk you through some straightforward steps that can make a marked difference.
Moreover, part of this process should entail bolstering your operating system and apps with the latest updates. Such updates can not only improve speed and functionality, but they also often include security upgrades as well that can make you safer in the long run. If your operating system and apps feature automatic updates, enable them, and they’ll do the work for you.
4. Organize and store your photos. Photos. Now there’s a topic all unto itself. Here’s the thing: Estimates show that worldwide we took somewhere around 1.2 trillion photos in 2018. And you certainly have your share.
However, your photos may be just sitting there, taking up storage space on your computer or phone, instead of becoming something special like an album, greeting cards, a wall hanging, or popping them into a digital picture frame for your kitchen or living room. And this is where a little spring cleaning can be a bit of fun. For tips on cleaning up your photos, backing them up, and making something special with them, check out my earlier blog.
5. Delete old apps and the data associated with them. Let’s say you have a couple of apps on your phone for tracking your walks, runs, and exercise. You’ve since stopped using one altogether. Go ahead and delete the old one. But before you do, go in and delete your account associated with the app to ensure that any data stored off your phone, along with your password and user id are deleted as well.
For your computers and laptops, follow the same procedure, recognizing that they also may have account data stored elsewhere other than on your device.
In short, many apps today store information that’s stored and maintained by the app provider. Make sure you close your accounts so that data and information is taken out of circulation as well.
6. Shred your old files and encrypt the important files you’re holding on to. This bit of advice calls for using comprehensive security software on your devices. In addition to protecting you from viruses, malware, and other cyberattacks on your privacy and identity, it can help you protect your sensitive information as well. Such security software can offer:
7. Throwing away old computers and tech—dispose of properly. When it comes time to say goodbye to an old friend, whether that’s a computer, laptop, phone, or tablet, do so in a way that’s friendly to the environment and your security.
Consider this … what’s on that old hard drive of yours? That old computer may contain loads of precious personal and financial info on it. Same thing goes for your tablets and phones. The Federal Trade Commission (FTC) offers some straightforward advice in their article about protecting your data before you get rid of your computer. You don’t want those old tax returns ending up in the trash unprotected.
When it comes time for disposal, you have a few options:
Enjoying the benefits of your work—that’s what spring cleaning is all about, right? With this little list, you can end up with a digital life that’s safer and faster than before.
The post Digital Spring Cleaning: Seven Steps for Faster, Safer Devices appeared first on McAfee Blog.
Seems like the internet follows us wherever we go nowadays, whether it tags along via a smartphone, laptop, tablet, a wearable, or some combination of them all. Yet there’s something else that follows us around as well—our PII, a growing body of “personally identifiable information” that we create while banking, shopping, and simply browsing the internet. And no doubt about it, our PII is terrifically valuable.
What makes it so valuable? It’s no exaggeration to say that your PII is the key to your digital life, along with your financial and civic life as well. Aside from using it to create accounts and logins, it’s further tied to everything from your bank accounts and credit cards to your driver’s license and your tax refund.
Needless to say, your PII is something that needs protecting, so let’s take a look at several ways you can do just that.
What is PII? It’s information about you that others can use to identify you either directly or indirectly. Thus, that info could identify you on its own, or it could identify you when it’s linked to other identifiers, like the ones associated with the devices, apps, tools, and protocols you use.
A prime example of direct PII is your tax ID number because it’s unique and directly associated with your name. Further instances include your facial image to unlock your smartphone, your medical records, your finances, and your phone number because each of these can be easily linked back to you.
Then there are those indirect pieces of PII that act as helpers. While they may not identify you on their own, a few of them can when they’re added together. These helpers include things like internet protocol addresses, the unique device ID of your smartphone, or other identifiers such as radio frequency identification tags.
You can also find pieces of your PII in the accounts you use, like your Google to Apple IDs, which can be linked to your name, your email address, and the apps you have. You’ll also find it in the apps you use. For example, there’s PII in the app you use to map your walks and runs, because the combination of your smartphone’s unique device ID and GPS tracking can be used in conjunction with other information to identify who you are, not to mention where you typically like to do your 5k hill days. The same goes for messenger apps, which can collect how you interact with others, how often you use the app and your location information based on your IP address, GPS information, or both.
In all, there’s a cloud of PII that follows us around as we go about our day online. Some wisps of that cloud are more personally identifying than others. Yet gather enough of it and PII can create a high-resolution snapshot of you—who you are, what you’re doing when you’re doing it, and even where you’re doing it too—particularly if it gets into the wrong hands.
Remember Pig-Pen, the character straight from the old funny pages of Charles Schultz’s Charlie Brown? He’s hard to forget with that ever-present cloud of dust following him around. Charlie Brown once said, “He may be carrying the soil that trod upon by Solomon or Nebuchadnezzar or Genghis Khan!” It’s the same with us and our PII, except the cloud surrounding us, isn’t the dust of kings and conquerors, they’re motes of digital information that are of tremendously high value to crooks and bad actors—whether for purposes of identity theft or invasion of privacy.
With all PII we create and share on the internet, that calls for protecting it. Otherwise, our PII could fall into the hands of a hacker or identity thief and end up getting abused, in potentially painful and costly ways.
Here are several things you can do to help ensure that what’s private stays that way:
Square One is to protect your devices with comprehensive online protection software. This will defend you against the latest virus, malware, spyware, and ransomware attacks plus further protect your privacy and identity. In addition to this, it can also provide strong password protection by generating and automatically storing complex passwords to keep your credentials safer from hackers and crooks who may try to force their way into your accounts.
Further, security software can also include a firewall that blocks unwanted traffic from entering your home network, such as an attacker poking around for network vulnerabilities so that they can “break-in” to your computer and steal information.
Also known as a virtual private network, a VPN helps protect your vital PII and other data with bank-grade encryption. The VPN encrypts your internet connection to keep your online activity private on any network, even public networks. Using a public network without a VPN can increase your cybersecurity risk because others on the network can potentially spy on your browsing and activity.
If you’re new to the notion of using a VPN, check out this article on VPNs and how to choose one so that you can get the best protection and privacy possible.
In the U.S., the Social Security Number (SSN) is one of the most prized pieces of PII as it unlocks the door to employment, finances, and much more. First up, keep a close grip on it. Literally. Store your card in a secure location. Not your purse or wallet.
Certain businesses and medical practices may ask you for your SSN for billing purposes and the like. You don’t have to provide it (although some businesses could refuse service if you don’t), and you can always ask if they will accept some alternative form of information. However, there are a handful of instances where an SSN is a requirement. These include:
Be aware that hackers often get a hold of SSNs because the organization holding that information gets hacked or compromised itself. Minimizing how often you provide your SSN can offer an extra degree of protection.
Protecting your files with encryption is a core concept in data and information security, and thus it’s a powerful way to protect your PII. It involves transforming data or information into code that requires a digital key to access it in its original, unencrypted format. For example, McAfee Total Protection includes File Lock, which is our file encryption feature that lets you lock important files in secure digital vaults on your device.
Additionally, you can also delete sensitive files with an application such as McAfee Shredder, which securely deletes files so that thieves can’t access them. (Quick fact: deleting files in your trash doesn’t actually delete them in the truest sense. They’re still there until they’re “shredded” or otherwise overwritten such that they can’t be restored.)
Which Marvel Universe superhero are you? Does it really matter? After all, such quizzes and social media posts are often grifting pieces of your PII in a seemingly playful way. While you’re not giving up your SSN, you may be giving up things like your birthday, your pet’s name, your first car … things that people often use to compose their passwords or use as answers to common security questions on banking and financial sites. The one way to pass this kind of quiz is not to take it!
A far more direct form of separating you from your PII are phishing attacks. Posing as emails from known or trusted brands, financial institutions, or even a friend or family member a cybercrook’s phishing attack will attempt to trick you into sharing important information like your logins, account numbers, credit card numbers, and so on under the guise of providing customer service.
How do you spot such emails? Well, it’s getting a little tougher nowadays because scammers are getting more sophisticated and can make their phishing emails look nearly legitimate. However, there are several ways you can spot a phishing email and phony web pages as outlined here.
Comprehensive security offers another layer of prevention, in this case by offering browser protection like our own Web Advisor, which will alert you in the event you come across suspicious links and downloads that can steal your PII or otherwise expose you to attacks.
With social engineering attacks that deceive victims by posing as people the victim knows and the way we can sometimes overshare a little too much about our lives, you can see why a social media profile is a potential goldmine for cybercriminals.
Two things you can do to help protect your PII from being at risk via social media: one, think twice about what PII you might be sharing in that post or photo—like the location of your child’s school or the license plate on your car; two, set your profile to private so that only friends can see it. Review your privacy settings regularly to keep your profile information out of the public eye. And remember, nothing is 100% private on the internet. Never post anything you wouldn’t want to see shared.
The “S” stands for secure. Any time you are shopping, banking, or sharing any kind of PII, look for “https” at the start of the web address. Some browsers will also indicate HTTP by showing a small “lock” icon. Doing otherwise on plain HTTP sites exposes your PII for anyone who cares to monitor that site for unsecured connections.
By locking your devices, you protect yourself that much better from PII and data theft in the event your device is lost, stolen, or even left unattended for a short stretch. Use your password, PIN, facial recognition, thumbprint ID, what have you. Just lock your stuff. In the case of your smartphones, read up on how you can locate your phone or even wipe it remotely if you need to. Apple provides iOS users with a step-by-step guide for remotely wiping devices, and Google offers up a guide for Android users as well.
Theft of your PII can of course lead to credit cards and other accounts being opened falsely in your name. What’s more, it can sometimes be some time before you even become aware of it, until perhaps your credit score takes a hit or a bill collector comes calling. By checking your credit, you can address any issues that come up, as companies typically have a clear-cut process for contesting any fraud. You can get a free credit report in the U.S. via the Federal Trade Commission (FTC) and likewise, other nations like the UK have similar free offerings as well.
Consider identity theft protection as well. A strong identity theft protection package pairs well with keeping track of your credit and offers cyber monitoring that scans the dark web to detect for misuse of your PII. With our identity protection service, we help relieve the burden of identity theft if the unfortunate happens to you with $1M coverage for lawyer fees, travel expenses, lost wages, and more.
The post Take It Personally: Ten Tips for Protecting Your Personally Identifiable Information (PII) appeared first on McAfee Blog.
Whether you’re working, banking, shopping, or just streaming a few shows online, these quick tips will make sure you’re more secure from hacks, attacks, and prying eyes.
Start with the basics: get strong protection for your computers and laptops. And that means more than basic antivirus. Using a comprehensive suite of security software like McAfee® Total Protection can help defend your entire family from the latest threats and malware, make it safer to browse, help steer you clear of potential fraud, and look out for your privacy too.
Aside from using it for calls and texting, we use our smartphones for plenty of things. We’re sending money with payment apps. We’re doing our banking. And we’re using them as a “universal remote control” to do things like set the alarm, turn our lights on and off, and even see who’s at the front door. Whether you’re an Android owner or iOS owner, get security software installed on your smartphones and tablets so you can protect all the things they access and control.
Get a fresh start with strong, unique passwords for all your accounts using a strong method of password creation. And keep those passwords safe—don’t store them in an unprotected file on your computer, which can be subject to a hack or data loss. Better yet, instead of keeping them on a notebook or on sticky notes, consider using a password manager. It can actually create strong passwords for you, store them as you create them, and automatically use them as you surf, shop, and bank.
Make sure you have the latest software updates for your computers, laptops, phones, tablets, and apps, and internet of things (IoT) devices like camera and alarm systems. Updates are important for two reasons: one, they’ll make sure you’re getting the latest functionality from your app or device; and two, they often contain security upgrades. If there’s a setting that lets you receive automatic updates, enable it so that you always have the latest.
Hackers love playing the role of imposters to get a hold of sensitive info and account logins—because it’s often so effective. If you get what appears to be a suspicious request from a recruiter, co-worker, vendor, friend, or family member, verify the message with that person directly before opening or responding. Remember that an employer will never request sensitive information such as social security numbers or bank routing numbers over email or text.
When searching, give the results a good look before clicking. Ask yourself if the website you want to click is legitimate—are there any red flags, like a strange URL, an unfamiliar name, a familiar brand name with an unusual addition to it, or a description that simply doesn’t feel right when you read it. If so, don’t click. They could be malware sites. Better yet, use a built-in browser advisor that helps you search and surf safely. It’ll call out any known or suspected bad links clearly before you click.
To ensure that only invited attendees can access your video or audio conference call, make sure your meeting is password protected. For maximum safety, activate passwords for new meetings, instant meetings, personal meetings, and people joining by phone. To keep users (either welcome or unwelcome) from taking control of your screen while you’re video conferencing, select the option to block everyone except the host (you) from screen sharing.
If you receive an email asking to confirm your login credentials or that’s asking for any personal info, go directly to the company’s website or app—even if the email looks legitimate. Phishing attacks are getting more and more sophisticated, meaning that hackers are getting pretty good at making phishing emails look real. Don’t open any attachments or click any links in these emails. Instead, check the status of your account at the site or in your app to determine the legitimacy of the request.
Our banks, many of the online shopping sites we use, and numerous other accounts use two-factor authentication to make sure that we’re logging in we really are who we say we are. In short, a username and password combo is an example of one-factor authentication. The second factor in the mix is something you, and only you, own, like your mobile phone. Thus when you log in and get a prompt to enter a security code that’s sent to your mobile phone, you’re taking advantage of two-factor authentication. If your IoT device supports two-factor authentication as part of the login procedure, put it to use and get that extra layer of security.
Another line of defense you can use to hamper hackers is a virtual private network (VPN), which allows you to send and receive data while encrypting your information so others can’t read it. When your data traffic is scrambled that way, it’s shielded from prying eyes, which helps protect your network and the devices you have connected to it. If you’re working from home, check with your employer to see if they have a corporate VPN that you can use.
Stay even more secure with these free resources
Find out plenty more about working and schooling from home, health and well-being, in addition to articles on healthcare and dating online too. Drop by McAfee’s Safer Together site for a wealth of free articles and resources.
To stay updated on all things McAfee and on top of the latest consumer and mobile security threats, follow @McAfee_Home on Twitter, listen to our podcast Hackable?, and ‘Like’ us on Facebook.
The post Top Ten Tips for Protecting Your Identity, Finances, and Security Online appeared first on McAfee Blogs.
And just like that, the holiday shopping season is among us! Like consumers everywhere, you may be trying to plan ahead when it comes to picking out gifts for your friends and family, scouring far and wide to cross items off your list. This year, however, will likely be different than past holiday shopping seasons.
While more than 124 million consumers shopped in-store during the 2019 holiday shopping weekend, findings from McAfee’s 2020 Holiday Season: State of Today’s Digital e-Shopper survey revealed that consumers plan to do more shopping online – and earlier – this holiday season. But how will this increase in online activity impact users’ digital lives?
Let’s explore what this online shopping trend means for consumer security this holiday shopping season.
The onset of the global health emergency caused users everywhere to live, work, play, and buy through their devices – maybe more than ever before. McAfee’s survey shows that general shopping activity has increased, with 49% of respondents stating they are buying online more since the onset of COVID-19. As one could predict, researchers expect these online shopping habits to bleed into the holiday shopping season. In fact, 36% of Americans note that they plan on using digital links to give gifts and spread cheer this year. However, this increase in online activity doesn’t exactly mean an increase in online safety.
Hackers love to take advantage of online trends, so it’s no surprise that they see an increase in online activity as more opportunities to spread threats. In fact, McAfee Labs observed an almost 12% increase in online threats per minute in Q2 2020 compared to the previous quarter.
Increased online activity serves as the perfect opportunity for hackers to interrupt consumers’ merriment and spread malicious misdeeds. And 36% of consumers noted that their online buying habits will increase this holiday season, even though they are aware of cyber risks. This lack of concern is troublesome, especially as hackers get stealthier in how they scam consumers. Take Black Friday and Cyber Monday discounts, for example. Forty-three percent of survey respondents admitted to not checking the authenticity of these so-called deals when going through their emails and text messages. By not taking proper security precautions, users potentially open themselves up to a blizzard of cyberthreats.
While these survey results confirm that cyber-grinches are using their tricks to interrupt the merriment, that doesn’t mean consumers can’t still have a holly, jolly shopping experience. By taking the necessary steps to protect themselves – and their loved ones – this holiday season, consumers can continue to live their digital lives with confidence. To help ensure hackers don’t put a damper on your festive celebrations, follow these security tips:
Two or multi-factor authentication provides an extra layer of security, as it requires multiple forms of verification. This reduces the risk of successful impersonation by hackers.
Instead of clicking on a link in an email or text message, it’s always best to check directly with the source to verify a Black Friday or Cyber Monday offer or track a package’s shipment.
Use a comprehensive security solution, like McAfee Total Protection, which can help protect devices against malware, phishing attacks, and other threats. It includes McAfee WebAdvisor, which can help identify malicious websites.
Hackers often use consumers’ personally identifiable information to make fraudulent purchases – a trick that would certainly interrupt a holiday shopping spree. A solution like McAfee Identity Theft Protection takes a proactive approach to help protect identities with personal and financial monitoring and recovery tools to help keep identities personal and secure.
To stay updated on all things McAfee and on top of the latest consumer and mobile security threats, follow @McAfee_Home on Twitter, listen to our podcast Hackable?, and ‘Like’ us on Facebook.
The post ‘Sleigh’ Holiday Shopping by Protecting Your Online Security appeared first on McAfee Blogs.
October is Cybersecurity Awareness Month, which is led by the U.S. government’s Cybersecurity and Infrastructure Security Agency (CISA) in conjunction with the National Cyber Security Alliance (NCSA)—a national non-profit focused on cybersecurity education & awareness. McAfee is pleased to announce that we’re a proud participant.
Fitness trackers worn on the wrist, glucose monitors that test blood sugar without a prick, and connected toothbrushes that let you know when you’ve missed a spot—welcome to internet-connected healthcare. It’s new realm of care with breakthroughs big and small. Some you’ll find in your home, some you’ll find inside your doctor’s office, yet all of them are connected. Which means they all need to be protected. After all, they’re not tracking any old data. They’re tracking our health data, one of the most precious things we own.
Internet-connected healthcare, also known as connected medicine, is a broad topic. On the consumer side, it covers everything from smart watches that track health data to wireless blood pressure monitors that you can use at home. On the practitioner side, it accounts for technologies ranging from electronic patient records, network-enabled diagnostic devices, remote patient monitoring in the form of wearable devices, apps for therapy, and even small cameras that can be swallowed in the form of a pill to get a view of a patient’s digestive system.
Additionally, it also includes telemedicine visits, where you can get a medical issue diagnosed and treated remotely via your smartphone or computer by way of a video conference or a healthcare provider’s portal—which you can read about more in one of my blogs from earlier this year. In all, big digital changes are taking place in healthcare—a transformation that’s rapidly taking shape to the tune of a global market expected to top USD 534.3 billion by 2025.
Advances in digital healthcare have come more slowly compared to other aspects of our lives, such as consumer devices like phones and tablets. Security is a top reason why. Not only must a healthcare device go through a rigorous design and approval process to ensure it’s safe, sound, and effective, it also held to similar rigorous degrees of regulation when it comes to medical data privacy. For example, in the U.S., we have the Health Insurance Portability and Accountability Act of 1996 (HIPAA), which sets privacy and security standards for certain health information.
Taken together, this requires additional development time for any connected medical device or solution, in addition to the time it takes to develop one with the proper efficacy. Healthcare device manufacturers cannot simply move as quickly as, say, a smartphone manufacturer can. And rightfully so.
However, for this blog, we’ll focus on the home and personal side of the equation, with devices like fitness trackers, glucose monitors, smart watches, and wearable devices in general—connected healthcare devices that more and more of us are purchasing on our own. To be clear, while these devices may not always be categorized as healthcare devices in the strictest (and regulatory) sense, they are gathering your health data, which you should absolutely protect. Here are some straightforward steps you can take:
Many medical IoT devices use a smartphone as an interface, and as a means of gathering, storing, and sharing health data. So whether you’re an Android owner or iOS owner, get security software installed on your phone so you can protect all the things it accesses and controls. Additionally, installing it will protect you and your phone in general as well.
Some IoT devices have found themselves open to attack because they come with a default username and password—which are often published on the internet. When you purchase any IoT device, set a fresh password using a strong method of password creation. And keep those passwords safe. Instead of keeping them on a notebook or on sticky notes, consider using a password manager.
You’ve probably come across two-factor authentication while banking, shopping, or logging into any other number of accounts. Using a combination of your username, password, and a security code sent to another device you own (typically a mobile phone) makes it tougher for hackers to crack your device. If your IoT device supports two-factor authentication, use it for extra security.
This is vital. Make sure you have the latest updates so that you get the latest functionality from your device. Equally important is that updates often contain security upgrades. If you can set your device to receive automatic updates, do so.
Your medical IoT device will invariably use your home Wi-Fi network to connect to the internet, just like your other devices. All the data that travels on there is personal and private use already, and that goes double for any health data that passes along it. Make sure you use a strong and unique password. Also change the name of your router so it doesn’t give away your address or identity. One more step is to check that your router is using an encryption method, like WPA2, which will keep your signal secure. You may also want to consider investing in an advanced internet router that has built-in protection, which can secure and monitor any device that connects to your network.
Similar to the above, another way you can further protect the health data you send over the internet is to use a virtual private network, or VPN. A VPN uses an encrypted connection to send and receive data, which shields it from prying eyes. A hacker attempting to eavesdrop on your session will effectively see a mish-mash of garbage data, which helps keep your health data secure.
One recent study found that 25% of U.S. homeowners with broadband internet expect to purchase a new connected consumer health or fitness device within the next year. Just be sure yours is secure. Read up on reviews and comments about the devices you’re interested in, along with news articles about their manufacturers. See what their track record is on security, such as if they’ve exposed data or otherwise left their users open to attack.
Bottom line, when we speak of connected healthcare, we’re ultimately speaking about one of the most personal things you own: your health data. That’s what’s being collected. And that’s what’s being transmitted by your home network. Take these extra measures to protect your devices, data, and yourself as you enjoy the benefits of the connected care you bring into your life and home.
The post Seven Tips for Protecting Your Internet-Connected Healthcare Devices appeared first on McAfee Blog.
In an earlier article, we took a look at smartphone alternatives for free-ranging kids. Next up is the follow-on conversation … the time you give them their first, fully functional smartphone—and how to manage having it in your lives.
For children, learning to use a first smartphone is just like learning to ride a bike. And that’s just as true for you just as it is for them.
When a child learns to ride a bike, they take it in steps and stages. Maybe they start tooling around on little kick-bikes, a tricycle, scooter, or so on, just to get their feet under them so to speak. Next, it’s that first bike with training wheels, and then the big day that they come off (complete with a few scrapes and bruises too). They’re on two wheels, and a whole new world has opened up for them—one that you have to monitor and parent as you give them increasing freedom to roam—from the block, to the neighborhood, to your town—as they grow older and more responsible.
Now, apply that same progression to the day your child finally gets their first smartphone. Plenty has led up to that moment: the times when they first tapped around your phone as a toddler, when as a preschooler they watched cartoons on a tablet, and maybe when they got a little older they had some other device, like a smartphone alternative designed just for kids.
Then comes along that first smartphone. And for parents it’s a game-changer, because it opens up yet another new world to them. The entire internet.
As you can see, your child doesn’t enter the world of smartphones entirely cold. They’ve already been on the internet and had the chance to experience selective slices of it under your supervision. But a smartphone—well, that’s another story entirely. A smartphone, out of the box, is a key to the broader internet. And just as you likely wouldn’t let your brand-new cyclist ride five miles to go and buy ice cream in town, there are plenty of places you wouldn’t let your new internet user go.
What follows here are a few words of advice that can ease your child into that new world, and ease you into it as well, so that you can all get the tremendous benefits of smartphone ownership with more confidence and care.
Whether you go with an Android device or iPhone, make sure you protect it. You can get mobile security for Android phones and mobile security for iPhones that’ll give you basic protection, like system scans, along with further protection that steers your child clear of suspicious websites and links. While I recommend protection for both types of phones, I strongly recommend it for Android phones given the differences in the way Apple and Android handle the code that runs their operating systems.
Apple is a “closed platform,” meaning that they do not release their source code to the public and partners. Meanwhile, Android is “open-source” code, which makes it easier for people to modify the code—hackers included. So while Apple phones have been historically less prone to attacks than Android phones, any device you own is inherently a potential target, simply because its connected to the internet. Protect it. (Also, for more on the differences between the security on Android phones and iPhones, check out this article from How-To Geek. It’s worth the quick read.)
Next up on your list is to establish a set of parental controls for the smartphone. You’ll absolutely want these as well. After all, you won’t be able to look over their shoulder while they’re using their phone like you could when they were little. Think of it as the next line of protection you can provide as a parent. A good set of parental controls will allow you to:
• Monitor their activity on their phone—what they’re doing and how much they’re doing it.
• Limit their screen time—allowing you to restrict access during school hours or select times at home.
• Block apps and filter websites—a must for keeping your children away from distractions or inappropriate content.
The great thing about parental controls is that they’re not set in stone. They give you the flexibility to parent as you need to parent, whether that’s putting the phone in a temporary time out to encourage time away from the screen or expanding access to more apps and sites as they get older and show you that they’re ready for the responsibility. Again, think about that first bike and the day you eventually allowed your child ride beyond the block. They’ll grow and become more independent on their phone too.
Unlike those rotisserie ovens sold on late-night infomercials, a smartphone isn’t a “set it and forget it” proposition. Moreover, you won’t find the best monitoring, safety, and guidance software in an app store. That’s because it’s you.
As a parent, you already have a strong sense of what does and does not work for your household. Those rules, those expectations, need to make the jump from your household to your child’s smartphone and your child’s behavior on that smartphone. Obviously, there’s no software for that. Here’s the thing, though: they’ve established some of those behaviors already, simply by looking at you. Over the years, your child has seen your behavior with the phone. And let’s face it, none of us have been perfect here. We’ll sneak a peek at our phones while waiting for the food to show up to the table at a restaurant or cracked open our phones right as we’ve cracked open our eyes at the start of the day.
So, for starters, establishing the rules you want your child to follow may mean making some fresh rules for yourself and the entire household. For example, you may establish that the dinner table is a phone-free zone or set a time in the evening when phones are away before bedtime. (On a side note, research shows that even dim light from a smartphone can impact a person’s sleep patterns and their health overall, so you’ll want to consider that for your kids—and yourself!)
Whatever the rules you set in place end up being, make them as part of a conversation. Children of smartphone age will benefit from knowing not only what the rules are but why they’re important. Aside from wanting them to be safe and well, part of the goal here is to prepare them for the online world. Understanding “the why” is vital to that.
And that leads us to “The Internet Talk.”. In a recent McAfee blog on “What Security Means to Families,” we referred to the internet as a city, the biggest one there is. And if we think about letting our children head into town on their bikes, the following excerpt from that blog extends that idea to the internet:
For all its libraries, playgrounds, movie theaters, and shopping centers, there are dark alleys and derelict lots as well. Not to mention places that are simply age appropriate for some and not for others. Just as we give our children freer rein to explore their world on their own as they get older, the same holds true for the internet. There are some things we don’t want them to see and do.
There are multiple facets to “The Talk,” ranging anywhere from “stranger danger” to cyberbullying, and just general internet etiquette—not to mention the basics of keeping safe from things like malware, bad links, and scams. That’s a lot! Right? It sure is.
The challenge is this: while we’ve grown up with or grown into the internet over the course of our lives, the majority of children are amongst the first waves of children who were “born into” the internet. As parents, that means we’re learning much, if not all, of what we know about digital parenting from scratch.
The good news is that you’re far from alone. Indeed, a good portion of our blog is dedicated entirely to family safety. And with that, I’ve pulled out a few select articles below that can give you some information and inspiration for when it’s time to have “The Internet Talk.”
• Stranger Danger
• Keeping Your Kids Safe from Predators Online
• Building Digital Literacy
• Screen Time and Sleep Deprivation in Kids
• Lessons Learned: A Decade of Digital Parenting
• Social Influencers and Your Kids
• Getting Kids to Care About Their Safety Online
And those are just a few for starters. We have plenty more, and a quick search will keep them coming. Meanwhile, know that once you have The Internet Talk, keep talking. Making sure your child is safe and happy on the internet is an ongoing process—and conversation, which will cover more in a moment.
One reason parents often cite for giving their child a smartphone is its location tracking capabilities that allow parents to see where their children are ranging about with a quick glance. And whether or not you choose to use such tracking features, that’s a decision you’ll have to make. However, consider your child’s privacy when you do. That’s not to say that you’re not in charge or that you shouldn’t track your child. Rather, it’s a reminder that your child is in fact getting older. Their sense of space and privacy is growing. Thus, if you choose to monitor their location, let them know you’re doing it. Be above the board with the intent that if you don’t hide anything from them, they’ll be less inclined to hide anything from you.
The same applies to parental controls software. Many of them will issue a report of app usage and time spent using the app, along with surfing habits too. Go ahead, monitor those early on and then adjust as them as it feels right to you. Let your child know that you’re doing it and why.
Another thing I’ve seen many of the parents I know do is share the credentials to any social media account their child sets up. Doing this openly lets your child take those first steps into social media (when you feel they’re ready) while giving you the opportunity to monitor, correct, and even cheer on certain behaviors you see. Granted, it’s not unusual for kids to work around this by setting up alternate accounts that they hide from their parents. With parental controls in place, you can mitigate some of that behavior, yet vigilance and openness on your part will be the greatest tool you have in that instance.
While you’re at it, go ahead and have conversations with your kid about what they’re doing online. Next time you’re in the car, ask what’s the latest app their friends are using. Take a peek at what games they’re playing. Download that game yourself, give it a try, and play it online with them if you can. This kind of engagement makes it normal to talk about the internet and what’s happening on it. Should the time come to discuss more serious topics or pressing matters (like a cyberbullying event, for instance), you have a conversational foundation already built.
So, as we’ve discussed, technology is only part of the answer when managing that first smartphone in your child’s life. The other part is you. No solution works without your engagement, care, consistent application of rules, and clear expectations for behavior.
So, as you once looked on proudly as those training wheels came off your child’s first bike, you’ll want to consider doing the digital equivalent in those first months of that first smartphone. Keep your eyes and ears open as they use it. Have conversations about where their digital travels have taken them—the games they’re playing, the friends they’re chatting with. While you do, keep a sharp eye on their moods and feelings. Any changes could be a sign that you need to step in and catch them before they fall or pick them up right after they’ve fallen.
In all, your child’s first smartphone is a wonderful moment for any family, as it represents another big step in growing up. Celebrate it, have fun with it, and play your role in making sure your child gets the very best out of it.
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