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Sadly, online job scams targeting older adults have been an issue for years. However, in a pandemic job market, cybercriminals are working overtime to devise schemes that exploit job seekers’ need for financial security.
According to the Better Business Bureau, Americans lost more than $62 million in employment scams in 2020. In addition, with federal unemployment benefits ending this month, that number is expected to rise as more people head online to look for work.
Online hiring scams can be hard to detect because scammers advertise job opportunities the same way legitimate employers do—via online ads, job sites, and popular social networking channels. They promise job seekers opportunity and hope but are carefully designed to the applicant’s personal information or deceive them into sending money.
Here are just a few examples of online jobs scams targeting older adults and a few ways to avoid becoming a victim.
Last year the Federal Trade Commission (FTC) identified and shut down a scam on LinkedIn in which a company sent potential job candidates a direct message promising a high-paying job still unpublished to the public. The catch? Potential candidates were asked to pay a fee of up to $2,500 to set up the interview. Variations of this scam, using LinkedIn as a channel, may be in play.
Some scammers are getting especially bold and posting job openings using the names, logos, and even staff names from legitimate companies to lure unsuspecting job seekers into fake interviews. After a questionnaire or interview, the company informs the applicant they have the job. From there, they collect personal information as if it’s part of a legitimate onboarding process—only the job doesn’t exist.
A popular scam involves a company offering job seekers a six-figure income working from home with the promise you can “be your own boss “and “set your own schedule.” The catch: Job seekers must first purchase a starter kit or some form of online coaching package to qualify for the “opportunity.” After that, the company can disappear or charge the consumer thousands of dollars more for training that never comes.
According to the BBB, some scams include job seekers submitting personal information to potential employers only to have that information stolen and used for fraudulent schemes. Some scams even involve online interviews that appeared legitimate; only the interviewer didn’t appear on camera. The bogus employer asks for personal data during the interview, including banking information needed for direct depositing a paycheck.
If an employer attempts to hire you by text, email, or a photo-only video interview, beware. Legitimate employers, no matter how small, will have a professional hiring process. Job Search Safety Tips: 1) Call the company to make sure the job offer is legitimate. 2) Verify the name of the company contact through LinkedIn and verify the person with whom you are communicating 3) Consider comprehensive security software to protect your devices from malware sent via phishing emails from potential employers.
A legitimate employer will not ask for money from a potential or new hire. Nor will they ask you to purchase “training” or cash a check for “software” as part of your employment. Job Search Safety Tip: Check the BBB’s Scam Tracker for scams connected to a company.
If an employer sends you a cashier’s check or even a corporate check, know it may not be real, even if your bank accepts it for a deposit (it won’t clear). Various fake check scams can pull in unwitting victims through job posts that advertise positions for merchandise resellers, virtual assistants, mystery shoppers, car wrappers, caregivers, and photographers.
If an employer immediately asks for personal data such as your SSN, birthdate, driver’s license number, etc., chances are it’s a scam. Job Search Safety Tip: 1) Bank-routing information is for direct deposits after you’ve met an employer in person. If you are applying for remote work, wait for a signed offer, be sure to verify the company and the offer before sharing financial information. 2) Consider using a Virtual Private Network, to share any kind of private information regarding employment.
Job scammers target people who are stressed and desperate for work. If the potential employer seems to be pushing you to give information, send money, or take the next step, it may be a scam. Job Search Safety Tip: Slow down and ask yourself, “Does this sound right?” Seek out the opinion of a friend or relative if needed.
Need guidance? Call the AARP Fraud Watch Network helpline toll-free at 877-908-3360. Stay aware of scams targeting seniors at aarp.org/fraudwatchnetwork.
If you are the victim of a scam or attempted scam, report it to the FTC, IC3, FBI, and IdentityTheft.gov.
Finally, remember that legitimate job boards such as Indeed, Monster, and LinkedIn can contain fake companies, bogus jobs, and positions that look incredible that will cause incredible heartache for a job seeker that forges ahead without caution.
The post How to Help Seniors Spot Online Job Scams appeared first on McAfee Blog.
If you recently found yourself looking for a new job, you are far from alone. According to the Institute of Labor Economics, more Canadians were seeking new employment opportunities at the height of the pandemic than during the previous three recessions combined. Job hunters only used to have to worry about the clarity of their cover letters and impressing interviewers. Now, however, a new hurdle is in the mix in the race for a new job: online job scams.
Here are three online job scams that you may encounter, plus a few tips on how to avoid and report them.
Fake job ads trick employment seekers into giving up their financial information. Fake job ads are more likely to appear on free sites, such as Craigslist, but they could be listed anywhere. So, no matter where you are searching, be wary that not everyone is looking for a talented individual such as yourself. They are on the hunt for sensitive personal details.
When you are interviewing for jobs, legitimate employers are careful and intentioned about evaluating your fit for the job. For this reason, employers want to make sure they are not interviewing fake candidates, so they are likely going to want to meet you face-to-face or through a video chat. If an employer extends a job offer after a few email exchanges or an instant messenger job interview, request a more formal meeting. If they say that they would like to move fast and hire quickly, be concerned as no real employer would act that quickly.
Guard your personal and financial information until you are 100% sure of the legitimacy of a job offer. Be on high alert if the “human resources representative” asks for your credit card or banking information to pay for training. Fake employers may also ask for your Social Insurance Number before extending a job offer letter. A great rule of thumb is to never share your SIN with anyone over the phone or over email.
Between March and September 2020, 34% of Canadian respondents reported receiving a phishing message, according to a survey by Statistics Canada. Phishing emails often include malicious links that, when clicked, download malware to your device. Online job scams may not only attempt to steal your sensitive information, but they may also be phishing attempts to take over your personal devices.
Some scammers using job offers as a guise might email people who never applied for a new opportunity. Be careful around these types of messages, urges the University of Calgary. Recruiters will most likely reach out and offer unsolicited interviews through social networking channels rather than email. Also, when you receive emails from people looking to hire you, take note of their email domain name. Is the email domain customized to the company’s name or is it a generic @gmail or @yahoo? Check the spelling of the email domain carefully too. Phishers are notoriously bad spellers and sometimes they use incorrect spelling of domain names to trick people into thinking they are the real company.
Immigrating anywhere is a massive and stressful undertaking. Cybercriminals prey upon this stressful, major life event and target immigrants with enticing, but fake, job offers. The Government of Canada advises to never trust someone who says they can guarantee you a job in Canada. Also, keep an eye on the salary. Is it very high? Do your skills not completely align with the job description? Does the job seem very easy? Unfortunately, that may mean that the offer is too good to be true.
The best way to avoid falling for job scams is to know what you are looking for and to take your time when considering a new job. Check out these tips to outsmart scammers and keep your personal information and devices safe.
Most job applications are submitted online, but if an employer is impressed by your resume, they will likely offer a screening call. When a human resources representative calls, make sure to note their name and ask for the website address of the company. Afterwards, search for the company online and the human resources representative who called you. They should show up together on a professional-looking website or a professional networking site.
Inspect all correspondences you get from potential employers. Phishers often use language that inspires strong emotions and urges a speedy response. Strong emotions could include excitement or fear. If the email says you only have a few hours to respond or else the job will go to someone else, be skeptical. Accepting a job is a huge decision that you should be able to take at least a few days to think about. Read carefully, always hover over links to see where they redirect, and keep a level head when making decisions about your next career move.
When you come across fraudulent activity, it is important that you report it to the correct authorities to stop it from happening to someone else. For immigration and online job scams, contact the Canadian Anti-Fraud Centre.
Phishers and job scammers may have gotten in contact with you with the aim of downloading malicious software on your computer. A comprehensive suite of security tools will protect you from viruses and malware that may have slipped past your eagle eye. McAfee Total Protection offers premium antivirus software, safe web browsing, and PC optimization.
The post Watch Out for These 3 Online Job Scams appeared first on McAfee Blog.
If you’re thinking career change or career shift, there’s a field that has an estimated 4 million jobs open. Cybersecurity.
According to survey and research data from the International Cybersecurity Organization (ICS)2, there’s a cybersecurity workforce gap—a terrifically high volume of jobs left unfilled. Published in 2019, the gap they identified looked like this:
Needless to say, there’s opportunity in the field for both technical and non-technical roles.
Here’s an important thing to keep in mind about cybersecurity:, it’s not solely about understanding technology. It’s about understanding people too and how people and technology interact.
The moment you see cybersecurity through that broader lens, you can see how the field opens widely to encompass a range of roles. Of course, there are analysts and engineers, yet it also includes other roles like digital forensics and cyber investigation, healthcare information security, cryptography, and even cyber law. Additionally, there’s needed expertise in the realms of privacy, governance, ethics, and even digital ethics. And if you take a role with a security company such as ours, the opportunity further extends to positions in account management, marketing, and operations. (In fact, you can drop by our careers page for a look at our current openings and what workday life is like around here.)
There are plenty of reasons. Above that data published in 2019, our unprecedented reliance on the internet to work, learn, and stay connected in 2020, demand for cybersecurity jobs is yet more so on the rise. As so many of us turned increasingly to the internet to get through our day, the same is true for hackers and crooks.
With that, let’s take a quick look at several of the factors working in your favor as you consider a change.
We’ve all seen the news stories of major breaches at big retailers, credit reporting agencies, hotels, and even healthcare providers. It’s not just the private sector that’s been grappling with cybersecurity concerns, there’s need in the public sector as well—like municipalities. In all, every organization needs cybersecurity (just as we all need cybersecurity for our homes), and thus there’s plenty of opportunity out there. Using just one of the many possible cybersecurity roles as an example, the U.S. Bureau of Labor Statistics predicts a 32% increase in demand for information security analysts through 2028—which is far higher than the average of other professions.
In fact, the same (ICS)2 survey discovered that only 42% of current cybersecurity pros said that their first job after higher education was in the field of cybersecurity. In other words, the majority of cybersecurity pros ended up that way by some means of career shift or change. And they got there through certifications and training rather than by way of a degree from a college or university.
Our own Chief Human Resources Officer, Chatelle Lynch, put it quite well in an interview with Business Insider just a few weeks ago: “It’s no secret that the demand for cybersecurity staff has steadily grown over the past decade,” she says. “This means opportunity, so if you don’t have a degree, don’t let that slow you down. You may have unique work experience or relevant certifications, alternative learning, or transferable skills that you need to make sure you highlight when applying and interviewing.”
For example, she goes on to say that prior military service, IT experience, and volunteer or hobbyist activities (even online gaming) are a good foundation for cybersecurity roles.
These skills absolutely apply, and they’re sought after skills as well. The ability to work independently, lead projects, write and document well, and particularly strong people skills are vital for a role where you’ll be interfacing with numerous individuals, departments, and business units. Likewise, as called out above, certain roles focus more on the non-technical side of security solutions.
The beauty of making a career change to cybersecurity is that there are plenty of ways you can get it done at home and on your time.
If you’re just getting started, you can test the waters for free or at relatively low cost with a Massively Open Online Course (MOOC) that gives you the basics on cybersecurity. Future Learn’s “Introduction to Cybersecurity” from The Open University is one example of an intro program, as is the University of Michigan’s “Securing Digital Democracy” class that’s offered through Coursera.
If you’re already an IT pro or have a strong technical background, there are similar MOOC courses available that cater to your current level of knowledge and skill. The University of Maryland’s “Cybersecurity Specialization” and “Usable Security” are geared accordingly.
For a list of cybersecurity programs available online, drop by CyberDegrees.org. Their listing is one of many good places to start.
Other free and low-cost avenues out there include subscribing to some security bloggers, grabbing some hands-on work with coding and IT networking fundamentals from online learning companies like Udemy, Codecademy, and Khan Academy, or joining some online cybersecurity groups for a little professional networking. In all, there’s plenty of opportunity to learn from others, both in structured class settings and in more unstructured peer and mentorship relationships.
When you’re ready to start your job search, there’s a good chance that your interview will be conducted online. Online interviews have been part of the job-hunting landscape for a few years now, yet with many employers enacting work from home measures, it’s the way hiring gets done right now. I expect this to continue, as employers have embraced its many benefits, particularly in the early stages of interviews. If the prospect of an online interview is new to you, I put together a pair of articles this spring that can help.
As you make the jump, here’s the most important thing you’ll need: a love of technology and a desire to protect the people who use it. If you can combine a drive to understand both technology and people better with the further drive to see it all through, you’ll be well on your way. Like any career shift or change, there’s work ahead, yet it’s my impression that our field is a welcoming and supportive one—and very much on a keen lookout for new talent.
To stay updated on all things McAfee and for more resources on staying secure from home, follow @McAfee_Home on Twitter, listen to our podcast Hackable?, and ‘Like’ us on Facebook.
The post Career change? Cybersecurity companies are hiring. appeared first on McAfee Blogs.
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