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Convenience vs. Online Security: Have Your Cake and Eat It Too

By Baker Nanduru
online safety

Convenience vs. Online Security: Have Your Cake and Eat It Too

We live in a world where convenience is king. Personally, I don’t know what I would do without my calendar alerts popping up on my smartphone, ensuring that I don’t miss any important meetings (or birthdays).  I can also use a variety of apps to make appointments with my family’s doctor and check up on my kids’ educational progress while they are at home distance learning. While this technology is great and convenient, it has led to increased connectivity which tends to cause security implications. At what point do we draw the line between convenience and online security, and is there a way to ultimately have both? Let’s take a look.

Are Consumers Confident in Their Online Safety?

Consumers want to live their lives fast. They are constantly on the go, prioritizing speedy technology and convenience – sometimes more than safety. As a result, basic security hygiene, like updating passwords, has fallen by the wayside. In fact, a recent survey conducted by YouGov in April of 2020 revealed that consumers are overconfident in the level of protection that their credentials provide. 77% believe that their banking credentials are the most secure, followed by online shopping (74%), and work network logins (71%). Due to consumers’ overconfidence in the strength of their credentials, over half of online shoppers admitted that they have no plans to update their login details – and even more admitted to not updating bank and work passwords. As someone who just recently wrote a blog on common password habits and how they can affect our online safety,

Finding a Balance Between Convenience and Security

As today’s users are trying to grasp what the “new normal” means for them and how they live their lives, many are branching out from the typical ways they used to order food, take workout classes, and more. Consumers are using food delivery sites that they’ve never used before and signing up for online fitness classes on new platforms to  stay healthy while social distancing. But by using these unfamiliar websites to establish a sense of normalcy, users might forget to take basic security precautions like making sure these websites have the standard https:// security clearance or using a VPN. Paying attention to these security measures while exploring new platforms will allow users to enjoy the convenience of these tools without putting their online safety at risk.

According to McAfee Labs, more than 113,000 websites have been published that used COVID-19 to lure internet users into giving up their personal details. But despite the risks associated with poor security hygiene, consumers appear to be pretty indifferent. When asked if COVID-19 and increased fraud influenced them to use alternative banking or shopping apps/websites with more secure options, over three-quarters of U.S. consumers stated no, or that they didn’t know. At the onset of the pandemic when consumers were under pressure to buy scarce, staple items, 26% of consumers in the U.S. admitted to overlooking online security concerns by using third-party merchants to buy things like toilet paper and disinfecting products.

Today’s users already have so much to worry about – I can’t blame them if their online security is falling by the wayside to allow physical health and wellness to take precedent. It’s times like these when people need to prioritize their health and basic survival above all else that consumers benefit most from intrinsic security that is constantly working in the background, so they can have peace of mind.

Let Them Have Security (and Convenience!)

The good news: convenience and security don’t have to be mutually exclusive. I can still use my healthcare provider’s app to schedule appointments and check in on my kids as they distance learn without risking our family’s privacy. When it comes to balancing convenience and online security, you and your family should use trusted solutions that will allow you to enjoy all that the internet has to offer  by providing security that is easy, convenient, and empowers you to enjoy a safe and private digital live.

Users can enjoy a comprehensive, yet holistic approach to protection by employing the help of a security solution like McAfee® Total Protection. Consumers are safeguarded from malware  so they can continue to use their devices and web browsing to stream live workout classes, catch up with family over video conference, and more. The software’s detection capabilities are constantly being updated and enhanced without compromising users’ device performance.

McAfee Total Protection also includes McAfee® WebAdvisor – web protection that enables users to sidestep attacks before they happen with clear warnings of risky websites, links, and files. McAfee WebAdvisor allows consumers to online shop or order food from their favorite restaurant while giving them the peace of mind that they’re on a safe website.

McAfee Total Protection also includes our secure VPN to ensure your family is prepared for potential threats that could be lurking around the corner. By enabling a VPN on your device, you can feel confident that the next time you bank or pay bills online, your connection is secure. With solutions like McAfee Total Protection and McAfee WebAdvisor in place, consumers can strike a balance between convenience and security, without sacrificing either.

Stay Updated

To stay updated on all things McAfee and on top of the latest consumer and mobile security threats, follow @McAfee_Home on Twitter, listen to our podcast Hackable?, and ‘Like’ us on Facebook.

 

The post Convenience vs. Online Security: Have Your Cake and Eat It Too appeared first on McAfee Blogs.

8 Ways to Help Senior Adults Stay Safe Online These Days

By Toni Birdsong
senior looking at smartphone

8 Ways to Help Senior Adults Stay Safe Online These Days

Technology has come in handy for most of us during these days of pandemic distancing. But for the -at-risk, homebound senior population, technology has been a lifeline connecting them to family members, online services, and healthcare. Still, this unprecedented shift to virtual life has also come with potential risks that seniors and their families should keep in mind.

According to a Pew study, senior adults continue to become more digitally connected, but adoption rates continue to trail younger users, and digital divides remain. The study also revealed that 77% of older adults needed assistance when it came to learning how to use technology.

If you are a senior or someone helping a senior become more tech-savvy, online safety should be a priority. Here are just some of the risks seniors may encounter and some helpful ways to stay safe.

Secure home routers and devices. Be sure to change your router’s default username and password to something strong and unique. Also, change the default passwords of any connected device before connecting to your home network. IoT (Internet of Things) devices are all the technologies under your roof that can connect such as security systems, healthcare monitors, hearing aids, and smart TVs.  These technologies are embedded with sensors or software that can connect and exchange data with other household devices — and each must be secured to close privacy gaps. There are also routers with embedded security, to help secure the home from threats, no matter what devices is connected to the home network.

Use strong passwords. Strong passwords are essential for in-home devices, personal devices, social media sites, and any healthcare or banking portal. Creating a strong password is also a front-line defense against identity theft and fraud.  For seniors, keeping passwords in one place is important, but can be hard to remember them all.  comprehensive security software  includes password management functionality, which makes it easer, to create and safely archive your passwords. -.

Avoid scams. There are a number of scams that target seniors. Phishing scams are emails that look legitimate that end up taking millions from seniors every year. For this reason, never click on suspicious links from government agencies, banks, hospitals, brokerages, charities, or bill collectors unless you are certain they are legitimate. Scammers use these malicious links to con people out of giving away cash or personal data that can be used to create a number of fraudulent accounts. Consider protecting all personal devices with a comprehensive security solution.

Use a personal VPN. A Virtual Private Network (VPN) encrypts (or scrambles) your data when you connect to the Internet and enables you to browse or bank with your credentials and history protected. To learn about VPNs, watch this video.

Beware of dating scams. People aren’t always who they appear to be online. And while dating scams can happen to any age group, they can be especially harmful to a vulnerable senior who may be lonely and living on a limited income. Love scam red flags: Beware of people who claim to be from the U.S. but often travel or work overseas. Also, avoid people who profess their love too quickly, share personal struggles too soon, and never meet face-to-face.

Take a closer look. Fraudulent websites look very real these days. A secure website will have an “https” in the browser’s address bar. The “s” stands for “secure.” If the web address or URL is just http, it’s not a secure site. Still unsure? Read reviews of the site from other users before making a purchase. Never send cash, cashier’s check, or a personal check to any online vendor. If purchasing, always use a credit card in case there is a dispute.

Never share personal data. Be wary of emails or websites that require you to give personal information, such as your social security number, phone number, account, or family information.  This includes those fun social media quizzes, which are also ways that cybercriminals can find out your personal details, such as a pets name, year you were born, your home town. All those pieces of personal data can be used to commit identity theft.

Monitor financial accounts. Nowadays, it’s essential to review all financial statements for fraudulent activity. If suspicious activity is found, report it to your bank or credit card account immediately. It’s also a good idea to put a credit alert on your accounts to detect potential fraud.

This unique time has issued unique challenges to every age group. However, if you know a senior, keep their potential technology needs in mind. Check in from time to time and offer your help. If you are a tech-savvy senior (and I know many), consider reaching out to peers who may be struggling and afraid to ask. In addition, YouTube has a number of easy-to-understand videos on any tech question. In addition, both Apple and Microsoft stores offer free advice on their products and may also help. Just be sure to visit their official websites to reach legitimate tech support channels.

The post 8 Ways to Help Senior Adults Stay Safe Online These Days appeared first on McAfee Blogs.

Can You Decode Your Teen’s Texting Language?

By Toni Birdsong
texting slang

It’s hard to believe, right, parents? In just a blink or two, you went from being the teenager dropping cool phrases like “rad” and “gnarly” to monitoring a teenager texting words like “lowkey,” “IRL” and “CD9” into her smartphone non-stop.*

For generations, teens have been crafting terms to differentiate themselves from other age groups. The difference today is that smartphone texting has multiplied the scope of that code to include words, emojis, numbers, and hashtags.

The times have changed, fo’ sho.’

Digital Deciphering

You don’t have to speak your child’s language (please don’t). However, with new terms and risks emerging online each day, it’s a good idea to at least understand what they are saying.

Since kids have been spending more time online due to the pandemic, we thought we might discover a few new and interesting terms. We were right. We found stories of teens referring to the Coronavirus as “Miss Rona” and “Rona,” and abbreviating quarantine to “Quar.” A “Corona Bae” is the person you would only plan to date during a lockdown.

Much of the coded language kids use is meant to be funny, sarcastic, or a quick abbreviation. However, there are times when a text exchange can slip into risky territory. Seemingly harmless, text exchanges can spark consequences such as bullying, sextortion, privacy violations, and emotional or physical harm.

Stay Connected

To help kids avoid dangerous digital situations, we recommend three things: 1) Talk early and often with your kids about digital risk and behavior expectations, 2) Explore and use parental monitoring software, and 3) Know your child’s friends and communities online and in real life.

Note: Context is everything. Many of these terms are used in jest or as casual banter. Be sure to understand the context in which a word is used.

A Few Terms You May See **

Flex. This term means showing off. For example, “Look at her trying to flex with her new car.”

Crashy. Description of a person who is thought to be both crazy and trashy.

Clap back. A comeback filled with attitude.

Cringey. Another word for embarrassing.

Hop off. Mind your own business.

Spill tea or Kiki. Dishing gossip.

Sip tea. Listening to gossip.

Salty. Mad, angry, jealous, bitter, upset, or irritated.

“She gave me a salty look in class.”

Extra. Over the top or unnecessarily dramatic.

Left on read. Not replying to someone’s message.

Ghosting. Ending a friendship or relationship online with no explanation.

Neglext. Abandon someone in the middle of a text conversation.

Ok, Boomer. Dismissing someone who is not up to date enough.

(Throw) shade. Insult or trash talk discreetly.

Receipts. Getting digital proof, usually in the form of screenshots.

THOT. Acronym for That H__ Over There.

Thirsty. A term describing a person as desperate or needy. “Look at her staring at him — she’s so thirsty.”

Thirst trap. A sexy photograph or message posted on social media.

Dis. Short for showing blatant disrespect.

Preeing. A word that describes stalking or being stalked on Facebook.

Basic. Referring to a person as mainstream, nothing special. Usually used in a negative connotation.

Chasing Clout. A negative term describing someone trying too hard to get followers on social media.

9, CD9, or Code9, PAW, POS. Parents are around, over the shoulder.

99. All clear, the parents are gone. Safe to resume texting or planning.

KPC. Keeping parents clueless.

Cheddar, Cheese, or Bread. These are all terms that mean money.

Cap. Means to lie as in “she’s capping.” Sending the baseball cap emoji expresses the same feeling. No capping means “I’m not lying.”

Hundo P. Term that is short for “hundred percent;” absolutely, for sure.

Woke. Aware of and outspoken on current on political and social issues.

And I oop. Lighthearted term to describe a silly mistake.

Big oof. A slightly bigger mistake.

Yeet. An expression of excitement. For example, “He kissed me. Yeeeet!”

Retweet. Instead of saying, “yes, I agree,” you say, “retweet.”

Canceled. Absurd or foolish behavior is “canceled.” For example, “He was too negative on our date, so I canceled him.”

Slap or Snatched. Terms that mean fashionable or on point. For instance, “Those shoes are slap” or “You look snatched.”

And just for fun, here’s a laugh out loud video from comedian Seth Meyer’s on teen Coronavirus slang you’ll enjoy on YouTube.

* lowkey (a feeling you want to keep secret), IRL (In Real Life), CD9 also Code9 (Adult Alert used to hide secretive activity). ** Terms collected from various sources, including NetLingo.com, UrbanDictionary.com, webopedia.com, and from tweets and posts from teens online.

The post Can You Decode Your Teen’s Texting Language? appeared first on McAfee Blogs.

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