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Top Tips For Home Cybersecurity And Privacy In A Coronavirus-Impacted World (Part 1)

By Trend Micro

Welcome to the new normal. We’re all now living in a post-COVID-19 world characterized by uncertainty, mass home working and remote learning. The lines demarcating normal life have shifted abruptly – perhaps never to return. That’s not the worst that can happen, as we all know, but it does mean we all need to get used to new ways of living, working and studying from home. This has major implications for the online safety, security and privacy of our families.

To help you adapt to these new conditions while protecting what matters most, Trend Micro has developed a two-part blog series on “The New Normal.” Part 1 identifies the scope and specific cyber-threats of the new normal. Part 2 provides security tips and products to help address those threats.

What’s going on?

In April, nearly 300 million Americans were estimated to be in government-mandated lockdown. Even as some businesses, municipalities and states begin to relax these rules, experts have warned of subsequent waves of the virus, which could result in new localized lockdowns. In short, a lot of people will continue to work from home, while their children, also at home, attempt to study remotely from their mobile devices.

This has considerable implications for how we spend our time. Without that morning commute to work or school, more of it than ever will involve sitting in front of a desktop, laptop, tablet or smartphone screen. Even the smart TV is enlisted. Dangers include

  • Use of potentially insecure video conferencing applications. The number of daily meeting participants on Zoom surged from 10 million in December 2019 to roughly 200 million in March.
  • Visits to P2P/torrent sites or platforms for adult content. In search of entertainment, bored kids or teens in your household may have more time and inclination to do this.
  • Downloads of potentially malicious applications disguised as legitimate entertainment or gaming content.
  • More online shopping and banking. June alone generated $73.2 billion in online spend, up 76.2% year-on-year. Whenever you shop or bank online, financial data is potentially exposed.
  • Use of potentially insecure remote learning platforms. Educational mobile app downloads increased by a massive 1087% between March 2 and 16. The trend continues.
  • Logging on to corporate cloud-based services. This includes Office 365, to do your job remotely, or using a VPN to connect directly into the office.
  • For recreation, streaming and browsing on your smart TV. But even your smart TV is vulnerable to threats, as the FBI has warned.

Risky behavior

Unfortunately, the increase in working from home (WFH), especially for those not used to it, may lead to an increase in risky behavior, such as: using non-approved apps for work; visiting non work-related sites on work devices; and using personal devices to access work resources. Recent global Trend Micro research found that:

  • 80% have used their work laptop for personal browsing, with only 36% fully restricting the sites they visit.
  • 56% of employees have used a non-work app on a corporate device, and 66% have uploaded corporate data to it.
  • 39% often or always access corporate data from a personal device.
  • 8% admit to watching adult content on their work laptop, and 7% access the dark web.

This is not about restricting your freedom to visit the sites you want to visit while at home. It’s about reducing the risk of exposing corporate data and systems to possible malware.

What are the bad guys doing?

Unsurprisingly, there has also been a major uptick in the volume of cyber-threats targeting home users. With a captive audience to aim at, it’s a huge opportunity for cyber-criminals to steal your log-ins and personal data to sell to fraudsters, or even to steal corporate passwords and information for a potentially bigger pay-off. They are helped by the fact that many home workers may be more distracted than they usually would be at the office, especially if they have young children. Your kids may even share the same laptops or PCs as you, potentially visiting risky sites and/or downloading unapproved apps.

There’s also a chance that, unless you have a corporate machine at home, your personal computing equipment is less secure than the kit you had in the office. Add to that the fact that support from the IT department may be less forthcoming than usual, given that stretched teams are overwhelmed with requests, while themselves struggling to WFH. One recent report claimed that nearly half (47%) of IT security pros have been taken off some or all of their typical security tasks to support other IT-related jobs. In another, only 59% of respondents said they believe their cybersecurity team has the right tools and resources at home to perform their job effectively.

It’s time to step up and take security into your own hands. Stay on the lookout for the following threats.

  • Unsecured home routers and smart devices might be hijacked in more sophisticated attacks designed to steal data from corporate networks via the home worker.
  • Phishing attacks spoofing well-known brands or using COVID-19 information/news as a lure. Google is blocking 18 million malicious pandemic-themed emails every day. The end goal may be to hijack your online consumer accounts (Netflix, banking, email, online shopping) or work accounts. Other phishing emails are designed to install data-stealing malware, ransomware and other threats.
  • Attackers may target vulnerabilities in your home PCs and the apps you’re using (video conferencing etc) to gain remote access.
  • Business Email Compromise (BEC) attackers may try to leverage the lack of internal communications between remote workers to impersonate senior execs via email, and trick finance team members into wiring corporate funds abroad.
  • Kids exposing home networks and devices to malware on torrent sites, in mobile apps, on social media, and via phishing attacks potentially imitating remote learning/video conferencing platforms.
  • Kids searching for adult/inappropriate content, and/or those that are bored and over-share on social media. Unicef has warned that millions of children are at increased of online harm as lockdown means they spend more of their days online.
  • Mobile apps represent a potential source of malware, especially those found on unofficial app stores. There has also been a reported 51% rise in stalkerware – covert surveillance apps used by domestic abusers and stalkers to target victims.
  • The pandemic has led to a surge in e-commerce fraud where consumers are tricked into buying non-existent products or counterfeit goods including medical items.

So what’s a remote worker/concerned parent to do to protect themselves and the family in the midst of the “new normal?”

Read Part 2 in this mini-series, which we’re publishing simultaneously with Part 1, where we share some best practice advice on how to keep your digital lives and work systems safe from online threats during lockdown—and where we provide tools to help you do just that.

The post Top Tips For Home Cybersecurity And Privacy In A Coronavirus-Impacted World (Part 1) appeared first on .

Top Tips For Home Cybersecurity And Privacy In A Coronavirus-Impacted World (Part 2)

By Trend Micro

The past few months have seen radical changes to our work and home life under the Coronavirus threat, upending norms and confining millions of American families within just four walls. In this context, it’s not surprising that more of us are spending an increasing portion of our lives online. But this brings with it some familiar cyber-risks. In Part 1 of this mini-series, we explained how cyber-criminals are looking to capitalize on these sweeping changes to society to further their own ends.

Now let’s take a look at what you can do to protect your family, your data, and access to your corporate accounts.

How you can stay safe online

The bad guys are laser-focused on stealing your personal data and log-ins and increasingly see the remote worker as an easy target for leapfrogging into corporate networks. That’s not to mention the potential internet safety risks inherent in bored kids spending more time in front of their screens. To respond, you’ll need to create an equally focused “home security plan” governed by sensible policies and best practices. Here are some of the key areas to consider.

Protect your smart home and router

Increasingly, unprotected smart home devices are being targeted by cyber-criminals to turn into botnets to attack others. They might also provide sophisticated attackers with a stepping-stone into your corporate systems, via the home network. The home router, with its known flaws, is (after the modem) the digital front door to the smart home and the basis for your networking, so it should be first in any security strategy. Consider the following when tackling home network security:

  • Regularly check for router firmware updates and apply as soon as they’re available. (If you’re using a home gateway (modem + router) firmware updates are done by your ISP, so you won’t have the option to do this.)
  • Change factory default admin passwords and switch on two-factor authentication if available.
  • Disable UPnP and any remote management features.
  • Use WPA2 on your router for encrypted Wi-Fi. Pick passwords for access that aren’t easily guessed.
  • Put the router in middle of house if possible, so the signal is not overly exposed to strangers outside. Likewise for extenders.
  • Invest in security for the entire home network from a reputable provider like Trend Micro.

Secure your home office

Cyber-criminals are primed to take advantage of distracted home workers and potentially less secure PCs/devices. Secure this environment by doing the following:

  • Again, apply a home network security solution. This protects your work devices, while also protecting the devices you use for recreation.
  • Apply any security updates to OS/software.
  • Install/maintain endpoint security software on all machines/devices.
  • Never use work laptops for personal use.
  • Switch on 2FA for any work accounts.
  • Use a VPN if applicable whenever connecting to the office.
  • Stay alert to phishing/BEC attempts.
  • Take advantage of any training courses to stay up-to-speed on the latest scams.
  • Disable macros in Office files – these are often used by hackers to run malware.

Stay safe from phishing

Phishing is the number one tactic used by attackers to trick you into installing malware or handing over your log-ins. Emails, text messages, social media messages and more are spoofed to appear as if sent by a legitimate company or contact. In response:

  • Be cautious of any unsolicited emails/texts/messages even if they appear legitimate.
  • Don’t click on any links/buttons in unsolicited messages, or download attachments.
  • Check directly with the sender rather than clicking through links or buttons provided or entering any confidential details.
  • Invest in cybersecurity tools from a trusted vendor like Trend Micro, to spot and block scam emails and malicious downloads/websites.

Use video conferencing safely

New videoconferencing platforms can introduce risk, especially if you’re not familiar with the default settings. Here’s how to stay safe when video conferencing:

  • Check first for end-to-end encryption.
  • Only download videoconferencing apps from official iOS/Android stores and manufacturer websites.
  • Get familiar with privacy settings. Switch off camera access if you don’t want to appear on-screen.
  • Ensure you’re always on the latest software version.
  • Never click on links/open attachments in messages from unknown contacts.
  • Use a password manager to store long and strong log-ins, and switch on two-factor authentication (2FA) if available.

Stay safe shopping and banking

Next, protect your financial information and stay safe from e-commerce fraud by doing the following:

  • Install AV on all PCs and devices.
  • Always use the latest browser versions and HTTPS sites.
  • Never click through on sensational promos or ads on social media/in emails. Always visit the site directly.
  • Always be cautious: if special offers seem too good to be true, they usually are.
  • Use a secure browser, password manager, and 2FA in your online accounts.
  • Use a VPN app on any device you use to shop or bank.

Think about online safety for kids

They may be under your roof for more hours of the day than usual, but your children are also likely to be spending more time online. That means you need to have a measured conversation with them about internet safety, backed up with parental controls. Consider the following:

  • Urge your kids to think before clicking, and before sharing on social media.
  • Make sure you have installed anti-malware from a reputable vendor on all their devices.
  • Look for security products that check/update their social media privacy settings.
  • Discourage or block downloads from P2P sites.
  • Set up parental controls to block inappropriate content and/or to regulate screen time and time on certain sites or with certain apps. Then set up admin protections, so they can’t change the settings.
  • Share your concerns around sexting.

Mobile security best practices
Finally, sheltering at home has limits, particularly for restless kids. When they go to the store or out to the park, facemasks notwithstanding, they’re likely going to use their mobile devices, just as they’ll continue to do at home. Of course, you’re not exempt either from mobile threats. Ensure mobile security by

  • Sticking to the official Google Play and App Store marketplaces. Enforce this through smart settings on your children’s phones.
  • Running anti-malware on your mobile device, from a reputable company like Trend Micro.
  • Ensuring your family’s devices are using the latest OS version.
  • Ensuring your family devices have remote lock and wipe feature switched on, in case they’re lost or stolen.
  • Never brick or jailbreak the device, as this can expose it to security risks.

How Trend Micro can help

When it comes to protecting the home from security and privacy threats during lockdown, leave no stone unturned. Cyber-criminals will always look for the weak link in the chain and focus their efforts there. Network security is important, but it doesn’t replace the need for protection on each individual device. You’ll need to cover your router, network, smart devices, and all endpoints (PCs, laptops, mobiles and other devices). Here’s how Trend Micro can help:

Trend Micro Home Network Security

Trend Micro Home Network Security provides industry-leading protection against any threats to internet-connected devices in the home. The solution

  • Blocks dangerous file downloads during web browsing to stop ransomware, data theft, phishing, and other malware. Blocks remote access applications.
  • Protects all smart devices, such as smart TVs, thermostats, security cameras, etc., that don’t have their own security solutions.
  • Parental Controls and Guardian allow parents to track and restrict their children’s internet usage at home and on-the-go, which could free-up bandwidth for important conference calls.

Trend Micro Security (PC and Mac)

Trend Micro Security, available in various editions (led by Trend Micro Maximum Security), is Trend’s flagship endpoint security product for consumers. Available for both PCs and Macs, it features AI learning to stop advanced threats. Among a wide range of protections, it includes:

  • Web Threat Protection when browsing the internet, defending you against bad websites that can steal your data or download malicious files.
  • Machine Learning, to protect you from new and unknown threats.
  • Ransomware protection via Folder Shield, to stop unauthorized changes and back-up files encrypted by suspicious programs.
  • Anti-phishing and anti-spam protection for Outlook clients, as well as Gmail and Outlook webmail on the PC, and Gmail webmail on the Mac.
  • Privacy Scanner (for Facebook and Twitter), Social Networking Protection for protection against malicious links in social networks, Pay Guard for protecting your online banking and buying.
  • Parental Controls to limit which software and websites you kids may use.

Trend Micro Mobile Security:

Trend Micro Mobile Security provides endpoint security for all your mobile devices, whether Android or iOS-based.

  • Blocks dangerous websites and app downloads.
  • Helps protects your privacy on Twitter and Facebook.
  • Protects your kids’ devices.
  • Guards against identity theft.
  • Optimizes your device’s performance.

Additional Trend Micro Tools:

Network and endpoint security should be supplemented with tools that accomplish specific tasks, such as protecting your internet connections, your passwords, and your identity data. Trend Micro provides

  • Wi-Fi Protection/VPN Proxy One Mac | iOS. VPNs with an emphasis on web threat protection or privacy, respectively. The first is available on all four platforms; the second is targeted for Apple devices.
  • Password Manager. Manages and encrypts your passwords, and automates your logins, while ensuring you use unique, strong passwords across all of your online accounts.
  • ID Security. Tracks your credentials, particularly the ones you use for buying and banking, to see if breaches of any of your identity data have led to their sale on the Dark Web. Notifies you when it has, so you can take steps to protect it.
  • Premium Services. Parents working from home are not expected to be IT or Security experts, so now’s the time to ensure professional help is around when you need it by signing up for one of Trend Micro’s premium service packages for help configuring, troubleshooting, optimizing, and disinfecting your devices if they get infected.

Maintaining your family’s security and privacy on all their devices during the coronavirus lockdown above all means changing your mindset, to take into account the mix of work and play in the household during the “new normal.” Use these tips and tools during lockdown and you’ll be well on your way to ensuring you and your family’s safety from malicious viruses—both digital and natural.

The post Top Tips For Home Cybersecurity And Privacy In A Coronavirus-Impacted World (Part 2) appeared first on .

Survey: Employee Security Training is Essential to Remote Working Success

By Trend Micro

Organisations have been forced to adapt rapidly over the past few months as government lockdowns kept most workers to their homes. For many, the changes they’ve made may even become permanent as more distributed working becomes the norm. This has major implications for cybersecurity. Employees are often described as the weakest link in the corporate security chain, so do they become an even greater liability when working from home?

Unfortunately, a major new study from Trend Micro finds that, although many have become more cyber-aware during lockdown, bad habits persist. CISOs looking to ramp up user awareness training may get a better return on investment if they try to personalize strategies according to specific user personas.

What we found

We polled 13,200 remote workers across 27 countries to compile the Head in the Clouds study. It reveals that 72% feel more conscious of their organisation’s cybersecurity policies since lockdown began, 85% claim they take IT instructions seriously, and 81% agree that cybersecurity is partly their responsibility. Nearly two-thirds (64%) even admit that using non-work apps on a corporate device is a risk.

Yet in spite of these lockdown learnings, many employees are more preoccupied by productivity. Over half (56%) admit using a non-work app on a corporate device, and 66% have uploaded corporate data to it; 39% of respondents “often” or “always” access corporate data from a personal device; and 29% feel they can get away with using a non-work app, as IT-backed solutions are “nonsense.”

This is a recipe for shadow IT and escalating levels of cyber-risk. It also illustrates that current approaches to user awareness training are falling short. In fact, many employees seem to be aware of what best practice looks like, they just choose not to follow it.

Four security personas

This is where the second part of the research comes in. Trend Micro commissioned Dr Linda Kaye, Cyberpsychology Academic at Edge Hill University, to profile four employee personas based on their cybersecurity behaviors: fearful, conscientious, ignorant and daredevil.

In this way: Fearful employees may benefit from training simulation tools like Trend Micro’s Phish Insight, with real-time feedback from security controls and mentoring.

Conscientious staff require very little training but can be used as exemplars of good behavior, and to team up with “buddies” from the other groups.

Ignorant users need gamification techniques and simulation exercises to keep them engaged in training, and may also require additional interventions to truly understand the consequences of risky behavior.

Daredevil employees are perhaps the most challenging because their wrongdoing is the result not of ignorance but a perceived superiority to others. Organisations may need to use award schemes to promote compliance, and, in extreme circumstances, step up data loss prevention and security controls to mitigate their risky behavior.

By understanding that no two employees are the same, security leaders can tailor their approach in a more nuanced way. Splitting staff into four camps should ensure a more personalized approach than the one-size-fits-all training sessions most organisations run today.

Ultimately, remote working only works if there is a high degree of trust between managers and their teams. Once the pandemic recedes and staff are technically allowed back in the office, that trust will have to be re-earned if they are to continue benefiting from a Work From Home environment.

The post Survey: Employee Security Training is Essential to Remote Working Success appeared first on .

Message from Eva Chen – as a human being, not a CEO: We need to speak out and act against racism

By Eva Chen

 

I would like to express my outrage over the brutal killings of George Floyd, Breonna Taylor, and Ahmaud Arbery – not as the CEO of an international company, but as a human being and a citizen of the world. It makes me very sad, but also intensely frustrated and angry to realize how little is being done around the world to overcome the blatant inequality and racism that persists. The disturbing, high-profile incidents in the past weeks expose in a cruel way how we live in a world where fear, uncertainty and discrimination continue to impact the lives of black people every single day.

 

As a global society, we should do better; we must be better.

 

At Trend Micro, we are committed to providing a safe, empathetic and respectful environment where we reject any form of racism and discrimination, with zero tolerance. We not only welcome diversity in our Trend Micro family, we encourage it, whether it is diversity of race, ethnicity, nationality, gender, gender identification, sexual orientation, physical ability, age, religion, veteran status, socio-economic status, and political philosophy. We believe it is our different backgrounds and experiences that make us who we are and make us as strong as we are. But we continue to listen and learn how to create equality for all.

 

I feel very strongly that we all need to do something and become a force for change. We have an obligation towards our communities and our children to leave this world in a better place. I am fortunate as a CEO to be able to use my voice to speak out against any kind of discrimination, against racism in any form. I ask that we all seek to expand our perspectives and heighten our awareness of others. We must open our eyes to the current and ugly truth and challenge any subconscious tendencies to avoid this painful reality of inequality!

 

Today I am inspired to lift up the voice of a young Trend Micro employee who posted on our internal web site:

 

“Progress is a process. Unity is part of the process.
Unity drives awareness…
Awareness drives education…
Education drives action…
Action drives change…
Let’s make a change!”

 

These are very difficult times for us as individuals, communities, and as nations. I ask you to join me in doing our part to fight racism – we can’t afford any more lives to be lost, any more children growing up deprived of their opportunities. First and foremost, we need to listen to our black communities and educate ourselves. And we must acknowledge that this is an ongoing issue – and continue to fight inequality every day, even when the protests don’t make headlines anymore. We can all make a difference. Speak out against injustice, listen to the stories of inequality, act, vote and make a change.

 

Together, we can make this world a better place!

Eva Chen

The post Message from Eva Chen – as a human being, not a CEO: We need to speak out and act against racism appeared first on .

The Wawa Breach: 30 Million Reasons to Try Dark Web Monitoring

By Trend Micro

We’re all getting a little more worldly wise to the dangers that lurk around every corner of our digital lives. We know that the flipside of being able to shop, chat, bank and share online at the push of a button is the risk of data theft, ransomware and identity fraud. That’s why we protect our families’ PCs and mobile devices with security solutions from proven providers like Trend Micro, and take extra care each time we fire up the internet.

But what about the firms that we entrust to handle our data securely?

Unfortunately, many of these organizations still aren’t doing enough to protect our personal and financial information. It could be data we enter online to pay for an item or open an account. Or it could be payment card details that we’ve used at a local outlet which are subsequently stored online. These companies are big targets for the bad guys, who only have to get lucky once to crack open an Aladdin’s Cave of lucrative customer data.

What does this mean? That data breaches are the new normal. Last year in the US there were a reported 1,473 of these incidents, exposing nearly 165 million customer records. The latest affected customers of convenience store and gas station chain Wawa — and it could be one of the biggest ever, affecting 30 million cards.

Let’s take a look at what happened, and what consumers can do to steal a march on the bad guys.

What happened this time?

Wawa first notified its customers of a payment card breach in December 2019. But although the firm discovered malware on its payment processing servers that month, it had actually been sitting there since March, potentially siphoning card data silently from every single Wawa location. That’s more than 850 stores, across Pennsylvania, New Jersey, Delaware, Maryland, Virginia, Florida, and Washington DC.

The company itself has so far declined to put a number on how many customers have been affected. However, while cardholders were still wondering whether they’ve been impacted or not, something else happened. At the end of January, a hacker began to upload the stolen cards to a notorious dark web marketplace, known as Joker’s Stash.

They are claiming to have 30 million stolen cards in total, which if accurate could make this one of the biggest card breaches of its kind, placing it alongside other incidents at Home Depot (2014) and Target (2013).

How does it affect me?

Once the data goes on sale on a dark web market like this, it is usually bought by scammers, who use it in follow-on identity fraud attacks. In this case, the stolen data includes debit and credit card numbers, expiration dates and cardholder names, but not PINs or CVV records. That means they can’t be used at ATMs and fraudsters will find it hard to use the cards online, as most merchants require the CVV number.

However, if the cards are of the old magstripe type, they could be cloned for use in face-to-face transactions.

Although Wawa said it has informed the relevant card issuers and brands, the cardholders themselves must monitor their cards for unusual transactions and then report to their issuer “in a timely manner” if they want to be reimbursed for any fraudulent usage. This can be a distressing, time-consuming process.

What should I do next?

This is by no means the first and it won’t be the last breach of this kind. In the past, data stolen from customers of Hilton Hotels, supermarket chain Hy-Vee, retailer Bebe Stores, and restaurant chains including Krystal, Moe’s and Schlotzsky’s has turned up for sale on Joker’s Stash. It can be dispiriting for consumers to see their personal data time and again compromised in this way by cyber-criminals.

Too often in the aftermath of such incidents, the customers themselves are left in the dark. There is no information on whether they’ve definitively had their personal or card data stolen, just an ominous sense that something bad may be about to happen. If the company itself doesn’t even know how many cards have been affected, how can you act decisively?

Credit monitoring is often provided by breached firms, but this is a less-than-perfect solution. For one thing, such services only alert the user if a new line of credit is being opened in their name — not if a stolen card is being used. And second, they only raise the alarm after the incident, by which time the fraudsters may already have made a serious dent in your finances.

Monitoring your bank account for fraudulent transactions is arguably more useful in cases like the Wawa breach, but it’s still too reactive. Here’s a handy 2-step plan which could provide better results:

Step 1: Dark web monitoring works

To get more proactive, consumers need Dark Web monitoring. These tools typically scour dark web sites like Joker’s Stash to look for your personal information. The beauty of this approach is that it can raise the alarm after a breach has occurred, when the data is posted to the Dark Web, but before a fraudster has had time to monetize your stolen details. With this information, you can proactively request that your lender block a particular card and issue a new one.

This approach works for all personal data you may want to keep protected, including email addresses, driver’s license, passport numbers and passwords.

Step 2: Password protection

Once you’ve determined that your data has been part of a breach and is being sold on the dark web, one of the most important things you can do is to change your passwords to any stolen accounts, in order to minimize the potential damage that fraudsters can do.

This is where password manager tools can come in very handy. They allow users to store and recall long, strong and unique credentials for each of the websites and apps they use. This means that if one password is compromised, as in a breach scenario, your other accounts will remain secure. It also makes passwords harder for hackers to guess, which they may try to do with automated tools if they already have your email address.

Following a breach, it also makes sense to look out for follow-on phishing attacks which may try to trick you into handing over more information to the fraudsters. Here are a few tips:

  • Be wary of any unsolicited email, even if it appears to come from a reputable vendor
  • Don’t click on links in unsolicited emails, or download attachments
  • If an email asks you for personal data, check directly with the source, rather than clicking through/replying
  • Invest in AV with anti-phishing from a trusted vendor, for all desktop and mobile devices
  • Ensure all operating systems and applications are on the latest version.

How Trend Micro can help

Fortunately, Trend Micro has several products that can help you, as a potential or actual victim of a data breach, to proactively mitigate the fallout from a serious security incident, or to foil the fraudsters:

Trend Micro ID Security: checks if your personal information has been uploaded to Dark Web sites by hackers. This highly secure service, available in apps for Android and iOS mobile devices, uses data hashing and an encrypted connected to keep your details safe, alerting when it has found a match on the Dark Web so you can take action. Use it to protect your emails, credit card numbers, passwords, bank accounts, passport details and more.

Trend Micro Password Manager: provides a secure place to store, manage and update your passwords. It remembers your log-ins, so you can create secure and unique credentials for each website/app you need to sign-in to. This means if one site is breached, hackers will not be able to use that password to open your other accounts. Password Manager is available for Windows, Mac, iOS, and Android, synchronizing your passwords across all four platforms.

Trend Micro Fraud Buster: is a free online service you can use to check suspicious emails It uses advanced machine learning technology to identify scam emails that don’t contain malicious URLs or attachments but still pose a risk to the user, because the email (which may be extortionist) reflects the fact that the fraudster probably got your email address from the Dark Web in the first place. Users can then decide to report the scam, get more details, or proceed as before.

Fraud Buster is also now integrated into Trend Micro Security for Windows, protecting Gmail and Outlook webmail in Internet Explorer, Chrome, and Firefox. It’s also integrated in Trend Micro Antivirus for Mac, where it does the same for Gmail webmail in Safari, Chrome and Firefox on the Mac.

In the end, only you can guard your identity credentials with vigilance.

The post The Wawa Breach: 30 Million Reasons to Try Dark Web Monitoring appeared first on .

Tax Scams – Everything you need to know to keep your money and data safe

By Trend Micro

Tax season has always been a pretty nerve-wracking time for hard-working Americans. But over the years, technology advances have arrived to gradually make the process a bit easier. The bad news is that they can also introduce new cyber risks and even more stress.

There are two things that cybercriminals are always on the hunt for: people’s identity data from their accounts, and their money. And during the tax-filing season both can be unwittingly exposed. Over the years, cybercriminals have adapted multiple tools and techniques to part taxpayers with their personal information and funds.

Let’s take look at some of the main threats out there and what you can do to stay safe.

What do they want?

Cybercrime is a highly efficient money-making business. Some reports suggest this underground economy generates as much as $1.5 trillion each year. (See Into the Web of Profit, April 2018, McGuire, Bromium.) And tax-related scams are an increasingly popular way for the bad guys to drive-up profits. The Internal Revenue Service (IRS) claims that “thousands of people have lost millions of dollars and their personal information” to such attacks.

The bottom line is that they’re after one of two things: to trick you into wiring funds to them, and/or to get hold of your personally identifiable information (PII), including bank account and Social Security Numbers (SSNs). This personal data can subsequently be used to defraud you or the IRS, or may be deployed in follow-on identity fraud schemes to capture illicit funds from you.

There are various ways cyber-criminals can achieve these goals. The most common is by using social engineering tactics to trick taxpayers into sending money or personal information. But they might also use malware, either delivered to you personally or targeted at your tax preparer. This means you not only have to look after your own cybersecurity but also demand that the third-party businesses you work with store and transmit your sensitive information securely.

Look out for these scams

Here’s a round-up of the most popular tactics used by tax scammers today:

Impersonation: The fraudster gets in touch pretending to be an IRS representative. This could be via email, phone, social media or even SMS. They usually claim you owe the IRS money in unpaid taxes or fines and demand a wire transfer, or funds from a prepaid debit card. Sometimes they may ask for personal and financial details—for example, by claiming you’re entitled to a large tax refund and they just need you to supply your bank account info.

These interactions are usually pushy. The scammer knows the best way of making you pay up is by creating a sense of urgency and, sometimes, shaming the individual into believing they’ve been withholding tax payments. Phishing emails may look highly convincing, right down to the logo and sender domain, while phone callers will use fake names and badge numbers. Sometimes the scammers use personal data they may have stolen previously or bought on the Dark Web to make their communications seem more convincing.

In some impersonation scams, the fraudsters may even pretend to work for charities and ask for personal details to help disaster victims with tax refund claims.

Spoofing, phishing, and malware: In some cases, a text, email or social media message spoofed to appear as if sent from the IRS or your tax preparer actually contains malware. The scammers use the same tactics as above but trick the recipient into clicking on a malicious link or opening an attachment laden with malware. The covert download that follows could result in: theft of your personal information; your computer being completely hijacked by hackers via remote control software; or a ransomware download that locks your computer until you pay a fee.

Fake tax returns: Another trick the scammers employ is to use stolen SSNs and other personal information to file tax returns on your behalf. They can then try to claim a large payment in tax refunds from the IRS. The PII they use to file in your name may have been taken from a third-party source without your knowledge, and the first you might hear of it is when you go to file a legitimate tax return. It can take months to resolve the problem.

Attacks targeting tax preparers: Over half of Americans use third-party tax preparation companies to help them with their returns. However, this offers another opportunity for scammers to get hold of your sensitive information. In one recently discovered campaign, malware deployed on tax preparers’ websites was designed to download to the visitor’s computer as soon as they loaded the page. The IRS warns that businesses large and small are potentially at risk, as scammers are keen to get hold of tax information which enables them to file highly convincing fake returns in your name.

What to do

The good news is that by taking a few simple steps you can insulate yourself from the worst of these scams. Remember: the IRS does not contact taxpayers by email, text messages or social media to request personal/financial information— so if you receive communications that do, they are definitely a scam. It’s also important to remember that scams happen all year round, not just in the run-up to the tax filing deadline. That means, unfortunately, that you need to be on your guard all the time.

Here are a few other recommendations:

  • Install anti-malware from a reputable provider to block phishing emails and websites and prevent malware downloads.
  • Be wary of any unsolicited messages purporting to come from your tax preparer or the IRS. Always contact them directly to check whether it’s a genuine communication or not.
  • Don’t click on any links in unsolicited emails, or download attachments.
  • Obtain an Identity Protection PIN from the IRS before filing your taxes. This will prevent fake returns being filed in your name.
  • Alert phishing@irs.gov about any unsolicited emails from IRS scammers.
  • Protect your log-ins with tax preparation companies. Switch on multi-factor authentication (MFA) if available, and/or use a password manager to make your logins hard to guess or crack.

It also pays to demand that your tax preparer take their own precautions to keep your data secure. They should not be sending sensitive data or documents unencrypted in emails and must take steps on their own to combat phishing emails that target employees, since these can cascade to you during your tax preparation process. Whether hosted in the cloud or running on-premises, the servers that hold your data should also have adequate protection—and you have a right (and a duty to yourself) to ask ahead of time what they’re doing to protect it.

According to the IRS tax preparers should put the following internal controls in place:

  • Install anti-malware on all web and storage servers and keep their software automatically updated.
  • Encourage the use of unique, strong passwords via a password manager for each account, and deploy multi-factor authentication technology for clients.
  • Encrypt all sensitive files and emails exchanged with strong password protections.
  • Back-up sensitive data regularly to a secure off-site source.
  • Wipe clean/destroy any old hard drives and printers containing sensitive data.
  • Limit access to taxpayer data to staff who need to know.

How Trend Micro can help

Trend Micro offers a range of security tools to help taxpayers keep their personal and financial information safe from fraudsters.

Our flagship consumer solution Trend Micro Security (TMS) provides the following protections:

  • Protects against phishing links in emails that can take you to fraudulent sites. Its Fraud Buster feature for Gmail and Hotmail extends this to webmail.
  • Blocks malicious website downloads and scans for malware hidden in attachments.
  • Protects against ransomware and theft of sensitive data via Folder Shield.
  • Protects and manages strong, unique passwords with Password Manager, which is bundled with Trend Micro Maximum Security.

To find out more, go to our Trend Micro Security website.

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